The Ramsey Show

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠

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Live from Anaheim: The Ramsey Show on Tour

Fri, 12 Jun 2026 10:00:00 -0000

Ken Coleman, Rachel Cruze, and George Kamel take The Ramsey Show to Anaheim for a live audience episode featuring real money questions from the crowd. They tackle combining finances in marriage, family tenants and estate decisions, loneliness after divorce, financial differences with loved ones, preparing heirs for wealth, staying motivated in Baby Step 7, growing a business, and asking for a raise.

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠

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Debt Is Always the Symptom of a Bigger Problem

Thu, 11 Jun 2026 10:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“Should I sell the house to make myself debt free?”
“My parents don’t think they need to save for retirement because they are convinced they are getting raptured soon.”
“My parents will pay me to take care of them but want to hide it from my siblings. What should I do?”
“My fiancée and I have a significant income gap, how should we structure our prenup?”
“I’ve been using credit cards to pay off bills, how do I dig out of this financial hole?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠

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Get 20% off when you join ⁠⁠DeleteMe⁠⁠
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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠

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Start Telling Your Money What To Do

Wed, 10 Jun 2026 10:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“I’m in $37,500 of debt, I work 55 hours a week and it’s still not enough to cover my bills. What should I do?”
“I took out $115,000 of student loans to become a lawyer. I hate it. Should I quit my job?”
“We make $374,000 a year, why are we still living paycheck-to-paycheck?”
“My mom has $45,000 of credit card debt and lives off her social security, how can I help her?”
“My car lease and insurance is 50% of my income, how do I get out of this situation?”
“I can’t seem to get ahead with my finances and always end up in the negative every month.”
“Should we sell our manufactured home?”
“Our family and friends make comments about our financial decisions, it makes us second guess everything we’re doing.”
“My grandfather-in-law offered to buy me a car, my husband says I’m being proud for not taking his offer. Is he right?”
“We want to retire at 55 years old, where should we invest for a bridge account?”
“Should I file for bankruptcy?”
“Should I make my wife happy by going to the barber more frequently?”
“How much should I be investing in a 529 account?”
“Should I buy an annuity?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠

❤️‍🩹 ⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠⁠

Connect With Our Sponsors:

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Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠

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If You Want Wealth Do What Wealthy People Do

Tue, 09 Jun 2026 10:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“My fiancé gives so much of his money away that he ends up living paycheck-to-paycheck—how do we balance giving?”
“My mortgage payment is 50% of my income; should I sell my house or keep it?”
“I’m $250,000 in debt—should I sell my business?”
“I keep going back to my credit card—how do I change my mindset?”
“My children ignore me—should I leave them an inheritance?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠

❤️‍🩹⁠ ⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of⁠⁠ BetterHel⁠⁠p
Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
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Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
Visit⁠⁠ NetSuite⁠⁠ today to learn more.
Try ⁠⁠Quo⁠⁠ for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
Sign up for your $1.00/month trial at ⁠⁠Shopify⁠⁠.
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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠

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Stop Looking for Shortcuts and Make Progress with Your Money

Mon, 08 Jun 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

George Kamel and Dr. John Delony answer your questions and discuss:

“I'm terminally ill, how do I set my family up for the future?”
“Should I take a $30,000 retention bonus if it means I have to stay at my job?”
“How do I finance the purchase of a lot that I have wanted to buy for ten years?”
“What should my 11-year-old son do with the $1,000 he earned from selling a Pokémon card?”
“Should we sell our rental property to become debt-free?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Connect With Our Sponsors:

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If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
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Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
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Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠

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You Don’t Have to Retire Broke—Time Changes Everything

Fri, 05 Jun 2026 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

“I'm 66 with nothing saved for retirement and just paid off all my debt, what should we do next?”
“My husband told me that I will never have access to his accounts.”
“We have been using a credit card to cover our four walls for the past three years to get rewards—is this a bad idea?”
“My husband and I disagree on how much equity of my house I should give him.”
“We just quit our jobs to retire early—was that dumb?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🦸 For help with investing, get connected with a SmartVestor Pro

Connect With Our Sponsors:

Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more.
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Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠

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You Can't Out Earn Bad Financial Behaviors

Thu, 04 Jun 2026 10:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“My friend offered to pay off my $73,000 debt and become my lender—is this a good idea?”
“I spent $10,000–$15,000 on Pokémon cards using a credit card and can’t sell them. What should I do?”
“My mother-in-law wants us to help pay for her vacation home—should we help or walk away?”
“I make $200,000 a year but still use credit cards to make ends meet. How do I stick to a budget and get out of this?”
“My new job pays only a third of my previous income—should we downsize our house to make ends meet?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠

❤️‍🩹 ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠

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Fear Doesn't Call The Shots On Your Finances

Wed, 03 Jun 2026 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

“I am supposed to form an LLC with my sister but I don't trust her. She tried to steal $350,000 from me.”
“My fiancé thinks it's inappropriate for me to gift money to my late boyfriend's nieces and nephews.”
“My wife would rather spend money on experiences with our kids than pay our mortgage off early.”
“I owner-financed a home and the buyers stopped paying. I'm struggling to foreclose the home.”
“Should I cash out my whole life insurance policy if it means I will owe $50,000 in taxes?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🦸 For help with investing, get connected with a SmartVestor Pro

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Go to Boost Mobile to switch today!
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Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
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Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!

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Building Wealth Requires a Long-Term Investing Mindset

Tue, 02 Jun 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“We make $200,000 a year but are still living paycheck-to-paycheck. How do I pay off debt?”
“My sister is constantly running up her credit card debt and my mom keeps bailing her out with my inheritance.”
“We are completely debt-free but it still feels like we don't have enough margin to enjoy life.”
“At what point do I need to get an LLC for my side hustle?”
“My wife is not on board with getting on a budget. How do I get her to buy in?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

❤️‍🩹 ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Financial Pain Creates Real Change

Mon, 01 Jun 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Jade Warshaw and George Kamel answer your questions and discuss:

“My husband may be deported by the end of the year, should we pause paying off debt and stack cash?”
“My husband’s family is constantly asking us for money, are we feeding their poor financial habits?”
“Should I continue to let my boyfriend generously pay off my debts?”
“How do my wife and I get on the same page about what counts as a financial emergency?”
“Should we use our emergency fund to pay off the mortgage?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠Email Dave On-Air With Your Questions on Debt and Finance⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

❤️‍🩹 ⁠⁠Get trusted insurance coverage that fits your budget⁠⁠

🏢 ⁠⁠⁠⁠⁠⁠⁠⁠Join the Crusade! Apply Now!⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🎉⁠⁠ Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K⁠⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

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Fix The Money Mess That’s Stressing You Out

Fri, 29 May 2026 10:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“My boyfriend gave me a list of things I need to work on in order for him to propose to me, should I dump him?”

“My husband accumulated $200,000 of debt behind my back. How do we work through this?”

“My mother is in debt and has nothing saved for retirement, should she sell her house?”

“My parents want to transition the family company over to us, how do we pay them for the business?”

“I bought a home with my mom and I regret it, how do we get out of this without hurting our finances?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 ⁠Email Dave On-Air With Your Questions on Debt and Finance⁠!

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

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No Matter Your Income, You Can Still Build Wealth

Thu, 28 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“My grandfather cosigned a $62,000 car for my nineteen-year-old son. Should we sell it?”
“My income went down, now I have $100,000 of debt and I'm living paycheck-to-paycheck. What should I do?”
“Someone used my identity and stole $45,000. Do I have any recourse to get the money back?”
“Should my husband take a more risky job if it allows us to pay off our debt faster?”
“Am I crazy to quit my high-paying job to learn a trade instead?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

📩 Email Dave On-Air With Your Questions on Debt and Finance

🏢 ⁠⁠⁠⁠⁠⁠Join the Crusade! Apply Now!⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

❤️‍🩹 ⁠Get trusted insurance coverage that fits your budget⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🎉 Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K

Connect With Our Sponsors:

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

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The Best Financial Plans Don’t Rely On Debt

Wed, 27 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“Am I about to become my boyfriend's retirement plan?”
“How do I avoid taking care of my parents financially?”
“Should I put our home in a trust to protect it from my husband's bad decisions?”
“How do I get out of debt when I can't stick to a budget?”
“When can I make my side hustle my full-time job?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🦸 For help with investing, get connected with a SmartVestor Pro

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

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Stop Starting Over and Break the Cycle for Good

Tue, 26 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Rachel Cruze and George Kamel answer your questions and discuss:

“My husband wants to separate our finances as we restart the Ramsey plan for the fourth time—what should I do?”
“I’m $37,000 in debt, living off cash advance apps, and can’t seem to get out of this cycle. How do I break free?”
“I make good money, but everything still feels out of reach. What am I doing wrong?”
“I’m $70,000 in debt—should I pay off my collections bill or keep trying to settle the debt?”
“I make $50,000 a year—can I finance a $300,000 store?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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📲 Figure out how much you'll have in retirement with our Investment Calculator

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

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Financial Stability Starts With Changing How You Think About Money

Mon, 25 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Rachel Cruze and John Delony answer your questions and discuss:

‘How do I stop living paycheck-to-paycheck?’
'I'm in $20,000 of gambling debt, how do I stop this addiction?'
'How do we tackle $189,000 of debt with a baby on the way?'
'How do I budget when my legal fees are more than I can pay without debt?'
'My broker is telling me I should make high-risk investments'
'How can I protect our investments from my husband's gambling problem?'

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📚 Our Memorial Day Sale is here. Get 2 books and assessments for $20.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🦸 For help with investing, get connected with a SmartVestor Pro

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Your Payments Are Keeping You From the Life You Want

Fri, 22 May 2026 10:00:00 -0000

Jade Warshaw and George Kamel answer your questions and discuss:

“I'm in $191,000 of student loan debt, should I pay them off or invest instead?”
“We're in $38,000 of debt and expecting a baby in November, how can we best financially prepare?”
“My new husband and I just moved in with his grandfather and are expected to pay his bills, how do we navigate this?”
“When I asked my bank about manual underwriting they looked at me like I was crazy, what should I do?”
“Should I go to college while paying off debt, even if it won't increase my income very much?”

Next Steps:

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Live from Phoenix: The Ramsey Show on Tour

Thu, 21 May 2026 10:00:00 -0000

Rachel Cruze, Jade Warshaw, and Ken Coleman take The Ramsey Show to Phoenix for a live audience episode featuring audience questions, money confessions, and a host AMA. They tackle marriage and money resentment, financial boundaries with family, taking a risk on a side business, renting versus buying, getting serious about $150,000 of debt, and feeling isolated while making financial progress.

Next Steps:

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Financial Peace Requires More Than Good Intentions

Wed, 20 May 2026 10:00:00 -0000

George Kamel and Jade Warshaw answer your questions and discuss:

“We're in $38,000 of debt and my husband is addicted to alcohol; I'm worried about making any financial moves”
“I was just laid off and I can no longer afford my apartment—how do I get out of the lease?”
“I rely on child support to make ends meet and it will be cut in half in two years; how do I prepare for this?”
“How do I convince my fiancée that taking out student loans to go to nursing school is a bad idea?”
“Should I pay off my grandfather's reverse mortgage?”

Next Steps:

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

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Short-Term Sacrifice Leads to Long-Term Financial Freedom

Tue, 19 May 2026 10:00:00 -0000

George Kamel and Rachel Cruze answer your questions and discuss:

“We’re getting married in 12 days—how do we combine finances and tackle our debt together?”
“I make $120,000 a year but I hate my job, what should I do?”
“How can I own a home in the future when the odds are stacked against me?”
“Should we let our in-laws give us their home?”
“How do I financially plan for long-term healthcare?”

Next Steps:

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🦸 For help with investing, get connected with a SmartVestor Pro

🧠 Learn more about the 21st Century ROAD to Housing Act vote:

https://thehill.com/homenews/house/5878003-house-bipartisan-housing-bill/
https://www.house.gov/representatives/find-your-representative

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If You Want Wealth, Stop Being Dumb With Money

Mon, 18 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“Our house got hit by a car and we received a $170,000 settlement. My husband says I’m not entitled to the money—what should I do?”
“We bought a business before we were ready, and now it feels like all we do is pay on our debt and we can’t breathe.”
“I’m $20,000 upside down on my truck—should I sell it?”
“My wife was laid off two years ago and we’ve been living on credit cards ever since. How can we get out of this mess?”
“Should I pull from my 401(k) to pay off a high interest car loan?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💰 ⁠⁠⁠⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

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Live Audience Money Questions in Denver

Fri, 15 May 2026 10:00:00 -0000

Ken Coleman, John Delony, and Jade Warshaw take The Ramsey Show to Denver for a live audience episode packed with real money questions, hot takes, confessions, couple debates, a group debt-free scream, and even a surprise proposal. They tackle handling money in today’s economy, marriage and money disagreements, debt payoff decisions, retirement anxiety, and avoiding burnout.

Next Steps:

💰 ⁠⁠⁠⁠⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Financial Momentum Starts With a Shift in Perspective

Thu, 14 May 2026 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

“My mom promised to pay off my student loans, but it’s been three years and she still hasn’t paid them”
“We’re in $86,000 of debt and living paycheck-to-paycheck. How do we gain control of our finances?”
“My parents want me to take on more debt and go to graduate school. Should I follow their advice?”
“My father has nothing saved for retirement. How can we help him?”
“I have been working for the family business but I’m underpaid. How do I address this without causing issues?”

Next Steps:

💰 ⁠⁠⁠⁠⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Find a Ramsey Trusted Real Estate Agent⁠

Connect With Our Sponsors:

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

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When Life Hits Hard, Stay Focused on What You Can Control

Wed, 13 May 2026 10:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“I have over 1,000 hours of work that hasn't been paid by my employer, what should I do?”
“I have lost all our savings and our business while fighting cancer.”
“I’m struggling to keep up with all my debt that is in collections and I don't know how to get out of this.”
“My wife and I are not on the same page with our financial goals, how do I get her to want to pay off debt with me?”
“How do I tell my fiancée I'm worth over $20 million?”

Next Steps:

💰 ⁠⁠⁠⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Find a Ramsey Trusted Real Estate Agent⁠

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Steady Habits Build Lasting Wealth

Tue, 12 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“Should I quit my job to do YouTube full-time?”
“Our mortgage is 50% of our take-home pay, should we sell our house?”
“How do I structure a prenup?”
“How do we buy a home when our market seems unaffordable?”
“Should I go back to school to change careers even if it means taking a pay cut?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning⁠⁠⁠

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Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
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Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Debt Robs Your Life of Margin

Mon, 11 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

George Kamel and Jade Warshaw answer your questions and discuss:

“We make $110,000 a year but still can't make ends meet”
“Our lender is telling us to cash out our retirement to buy a house, should we do it?”
“Should I advise my daughter to file for bankruptcy?”
“Should I pay down my mortgage to drop PMI or should I pay off consumer debt first?”
“I’m in $34,000 of debt and currently living paycheck-to-paycheck—getting out of this feels impossible”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💰 ⁠⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more.
Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠

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Don't Let People's Opinions Influence Your Financial Decisions

Fri, 08 May 2026 10:00:00 -0000

Rachel Cruze and Dr. John Delony answer your questions and discuss:

“We’ve blown through $950,000 in 2 years and I just found out my husband took out $650,000 in loans”
“Should I pay my credit card debt or buy groceries?”
“Should I pull from my kids' college fund to pay off my debt?”
“How can I make a $75,000 injury settlement work for me and my family?”
“Was it a financial mistake to quit my full-time job and go part-time?”

Next Steps:

💰 ⁠⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Rock Bottom Doesn’t Have to Define Your Financial Future

Thu, 07 May 2026 10:00:00 -0000

George Kamel and Dr. John Delony answer your questions and discuss:

“My 12-year-old son has his own YouTube channel and is set to earn $5,000 a month. How do I help him manage this money?”
“My husband is hiding part of his paycheck and spending money behind my back. Am I right to feel angry about this?”
“I own a home with my ex-stepfather. How do I get out of this?”
“I’m stuck working a job I hate. How do I get out of this?”
“What should I do with my finances after my divorce wrecked my income?”

Next Steps:

💰 ⁠⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Intentional Choices Create Peace in the Chaos

Wed, 06 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

George Kamel and Jade Warshaw answer your questions and discuss:

“Should we sell our home to pay off my husband's Bitcoin mining debt?”
“Our HOA is giving us 30 days to come up with $14,000—what should we do?”
“My wife wants us to upgrade to a more expensive home, but I’m afraid it will ruin us financially and destroy our marriage.”
“My financial advisor is telling me I need a credit card to survive in today's world—is that true?”
“My mom cosigned for our home, lives with us, and doesn't get along with my wife. Is buying a multi-family house the solution?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💰 ⁠Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Live from Charlotte: The Ramsey Show on Tour

Tue, 05 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Ramsey Show hits Charlotte for a live audience episode hosted by Rachel Cruze, George Kamel, and Ken Coleman. This episode features audience Q&A, money confessions, couple debates, and a group debt-free scream—covering questions about debt payoff, big life purchases, real estate, parenting, marriage, lifestyle, and balancing intensity with enjoying life. And there might just be a Baby Step 7 love connection...

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning.

🏠 ⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠Get trusted insurance coverage that fits your budget⁠

📈 ⁠For help with investing, get connected with a SmartVestor Pro⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Shortcuts Won’t Help You Get Ahead With Money

Mon, 04 May 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

George Kamel and Jade Warshaw answer your questions and discuss:

“Should I give my sister my portion of an inheritance?”
“Why is my advisor recommending a Variable Life policy?”
“My home is falling apart, should I walk away?”
“Can I buy items to flip for profit to pay off debt?”
“My mother-in-law has no retirement savings.”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠

💰 Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning.

📞 Connect with a trusted home and auto insurance agent.

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You’re Not Stuck You Just Need a Plan

Fri, 01 May 2026 10:00:00 -0000

Jade Warshaw and Dr. John Delony answer your questions and discuss:

“Should I pay my son's college debt since I was the one that pushed him into going?”
“My employee keeps asking for financial help—am I enabling his bad decisions?”
“My father is retired and will be broke soon but refuses to get a job; I'm afraid he will come to us for money.”
“How can I get my husband on board to pay off our three mortgages?”
“I'm $70,000 in debt and just found out my apartment has mold and I need to move. How can I possibly afford this?”

Next Steps:

🏠 ⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠

🛡️ Get trusted insurance coverage that fits your budget

📈 For help with investing, get connected with a SmartVestor Pro

Connect With Our Sponsors:

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Stop Letting Emotions Drive Your Money Decisions

Thu, 30 Apr 2026 10:00:00 -0000

Jade Warshaw and Rachel Cruze answer your questions and discuss:

“My husband keeps bailing out his parents’ failing business—how do I get him to stop?”
“I’ve filed for bankruptcy three times and will be receiving a large settlement; how do I avoid making the same mistakes again?”
“Our contractors want $25,000 over the original estimate for a roof replacement. Should we fight this?”
“My family is angry that my grandmother made me the sole beneficiary of her will. Should I fight them for what is mine?”
“I struggle to stick to the Baby Steps due to emotional spending—how do I overcome this and gain control of my finances?”

Next Steps:

🏠 ⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠

🛡️ Get trusted insurance coverage that fits your budget

💸 Find out how to adjust your tax witholding!

Connect With Our Sponsors:

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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A Life Built on Debt Is a Life Built on Risk

Wed, 29 Apr 2026 10:00:00 -0000

Rachel Cruze and George Kamel answer your questions and discuss:

“My ex spent $11,000 on my credit card. What should I do?”
“We make $300,000 a year but we're living paycheck-to-paycheck. How do we pay for our kid's college?”
“My boss offered to pay off my loans so I can save on interest. Should I let him?”
“My in-laws control all our assets and income. What should we do?”
“What's the most godly way to steward a large influx of cash?”

Next Steps:

🏠 ⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠⁠⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Get in the Driver’s Seat of Your Own Life

Tue, 28 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Rachel Cruze and Dr. John Delony answer your questions and discuss:

“My parents keep buying things for me but they're struggling financially, how do I get them to stop?”
“My husband and I don't agree on whether we should close our credit cards.”
“Should we use our emergency fund to buy a couch?”
“Should I pay for a certification to increase my income while I'm in debt?”
“My in-laws want us to build an addition on their home for me to live in, should we do it?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🚢 ⁠Set Sail with Dave Ramsey! Book your cabin today.⁠

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If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Discipline With Money Leads To More Control

Mon, 27 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

On today's episode we answer your questions and discuss:

“Should I use my emergency fund to pay off my house?”
“I have $600K of debt, should I be investing?”
“Is it too late for me to prepare for retirement at 56?”
“My health insurance won’t cover my pregnancy expenses—how do I cover these upcoming medical bills?”
“Should I structure my will so my daughter doesn’t blow all her inheritance?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠

🛡️ ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠

🏢 ⁠⁠⁠⁠Join the Crusade! Apply Now!⁠⁠⁠

Connect With Our Sponsors:

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Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Own Your Choices, Starting Now

Fri, 24 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

“We’re struggling to pay off a car loan with a 30% interest rate—what should we do?”
“My girlfriend is irresponsible with money. How do we work through this before moving in together?”
“Should we pay my father-in-law’s mortgage?”
“How do we determine the best car insurance coverage for our two teenagers?”
“Should I buy a new house or rebuild my house that burned down?”

Next Steps:

🏠 ⁠⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Take The First Step Toward Financial Freedom Today

Thu, 23 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

“We’re in $140,000 of debt with a baby on the way, what do we do?”
“My husband just shut down his small business in January, now we are behind on our mortgage and I’m scared.”
“I was diagnosed with Parkinson’s seven years ago, what should we prioritize after we complete our emergency fund?”
“Is missing out on so much of my life worth it to become debt-free?”
“Should we prioritize getting a new car or buying our first house?”

Next Steps:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

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Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Explore more from Ramsey Network:

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Stop Living Paycheck to Paycheck—Start Living With Options

Wed, 22 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

“We were scammed and lost $8,000, should we rebuild our savings or focus on other financial goals?”
“Should I give my fiancé more time to become a successful business owner or move on?”
“Getting a promotion at work requires me to take out a loan for a truck, what should I do?”
“How do we factor in private school tuition for our kids?”
“I have $85,000 in savings, when can I possibly retire?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠Get organized and prepared to buy or sell a home⁠⁠⁠

🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Getting Out of Debt Takes More Effort Than It Took to Get You In

Tue, 21 Apr 2026 10:00:00 -0000

We’re out for The Ramsey Show Live event today, so we’ve compiled some of our favorite Dave and Jade calls from the past couple of months. We’ll be back with a new show tomorrow!

Dave Ramsey and Jade Warshaw answer your questions and discuss:

My family business has $5 million in debt and I'm stressed about it
The interest on my car is 16% and I cant afford the payments
My dad racked up $30,000 of debt and is being sued.
We broke our lease and they sent us collections.
Should I take out a $150,000 loan to start a cattle business?
My husband won't let me see our finances and now he wants a divorce
How do I support my parents financially without enabling their bad behavior?

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏢 ⁠⁠⁠Join the Crusade! Apply Now!⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more.
Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Get To Decide Your Next Financial Step

Mon, 20 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Jade Warshaw and Ken Coleman answer your questions and discuss:

“I have to leave the father of my kids and will be receiving $100,000—how do I use this money to start over?”
“Am I making the right decision by walking away from a high-paying job to become a stay-at-home mom?”
“My bank told me to take out a HELOC on my house to buy land—should I do it?”
“I feel like I will never be able to get ahead financially—how do I get over this feeling?”
“Should I file for bankruptcy?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Don't Get Ahead By Coincidence

Fri, 17 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

“My mom trashed my credit score when I was a kid. Should I consolidate my debt to increase my credit score?”
“My main water line burst and caused more than $40,000 of damage. How do I possibly pay for this?”
“I’m about to receive a large settlement. How do I make sure I don’t blow all this money?”
“I’m investing in UTMA accounts for my kids, but I’m worried about handing over a large sum of money to them at a young age.”
“My parents have been supporting my grown brother financially. What should I do when they are gone?”

Next Steps:

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🗣️ ⁠Get your copy of Stop Talking, Start Communicating today.

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🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠

Connect With Our Sponsors:

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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When Life Gets Hard, Choose Financial Stability

Thu, 16 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Rachel Cruze and George Kamel answer your questions and discuss:

“My parents took out a HELOC to help me build my house, how do I pay them back?”
“I defaulted on $25,000 in 401(k) loans and owe the IRS $10,000. How do I tackle this?”
“I’m $25,000 upside down on my truck and living paycheck-to-paycheck, how do I get out of this?”
“My wife wants to increase our debt significantly, how do I get her to listen to me?”
“Should we still buy a home even though we’re struggling financially?”

Next Steps:

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠

Connect With Our Sponsors:

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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more.
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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Your Bank Account Shouldn’t Define You

Wed, 15 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

George Kamel and Rachel Cruze answer your questions and discuss:

“Should I use my fiancée's money to pay off my debt?”
“My business partner is trying to scam me out of our business”
“Does it make financial sense to become a stay-at-home mom when my husband's income keeps decreasing?”
“Should we let my future mother-in-law move in with us?”
“How do we overcome a lot of debt and almost no retirement savings?”

Next Steps:

🗣️ Get your copy of Stop Talking, Start Communicating today.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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The Payment Mentality Is Keeping You Broke

Tue, 14 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Rachel Cruze and George Kamel answer your questions and discuss:

“We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?”
“Our bank closed all our accounts two months ago and still hasn’t paid us back our money. What should we do?”
“We are $90,000 in debt and living paycheck-to-paycheck.”
“I have spent over $200,000 on lawyers for my divorce. I’m now out of money—how do I keep financing this?”
“We just inherited $2.5 million. How do we manage this?”

Next Steps:

🧠 ⁠Use Ramsey SmartTax to file your taxes! ⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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When Money Feels Confusing, Clarity Matters Most

Mon, 13 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

George Kamel and Ken Coleman answer your questions and discuss:

“My husband doesn't want our daughter to sell her silver because he is convinced it will grow in value”
“I am inheriting some money and I don't trust anyone around me to give me advice”
“How do I pay off $120,000 of debt as a student?”
“Should I stay in a job that I hate until I retire or quit and find a job I like?”
“I used a debt-relief program and now I am having second thoughts. Should I take my money out to start the Baby Steps?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ Get trusted insurance coverage that fits your budget

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Connect With Our Sponsors:

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If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more.
Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Start Telling Your Money Where To Go

Fri, 10 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“I have a million dollars in watches, should I sell them to buy a home?”
“After 16 years I decided to get off of disability, what do I do now?”
“All my friends are telling me I made a mistake paying off my home early, are they right?”
“Should we be gazelle intense about paying off our home?”
“Can we go to Europe before we build our emergency fund?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠Get trusted insurance coverage that fits your budget⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more.
Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Income Isn’t the Problem—Your Money Plan Is

Thu, 09 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“I have never worked a day in my life and my trust fund is about to run out. How do I find a way to provide for myself?”
“I got into an Ivy Plus school and it will cost me $100k/year after scholarships. Should I go?”
“My mom is financially irresponsible and relies on her mom. I'm worried she will expect me to take care of her in the future.”
“Before marriage, my husband agreed to work the Baby Steps with me but now he doesn't want to. How do I talk to him?”
“I was invited to go on a YouTube show, but I’m worried this will make me look bad to future potential employers.”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Financial Irresponsibility Always Has a Cost

Wed, 08 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“My new husband didn’t tell me that he hasn’t paid his taxes for the last three years”
“We are living paycheck-to-paycheck, how do we best use a trust fund to get out of this mess?”
“My father-in-law got scammed and maxed out his credit cards and now he is going to court, what should we expect?”
“My family struggles financially and they expect me to help, how do I help them without it becoming toxic?”
“We bought a property and it has been nothing but a nightmare since we got it, should we cut our losses?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Don't Let Fear Drive Your Financial Decisions

Tue, 07 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“My income jumped a year ago and now I am getting calls from banks about managing my money, and I don't know what to do.”

“How do I pay off my credit card debt when I have very little income?”

“Should we reduce our retirement contributions in order to save up a college fund for our five children?”

“My husband wants to become a Baby Step millionaire; how do I help him achieve this as a stay-at-home mom?”

“Am I obligated to pay for my mom's expensive funeral plans?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📲 Use our Retirement Calculator to find out how much you’ll need to retire!

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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Don't Let Debt Steal Your Future

Mon, 06 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Dr. John Delony answer your questions and discuss:

“We built a multi-generational home but now my mother-in-law is causing a mess and we might lose our home”
“My husband has refused to pay the bills for our entire marriage, how do I build my own financial security?”
“We’re in $900,000 of debt and we can’t agree on where to start”
“I’m $60,000 in debt, all of my income is going towards rent and my car payment, how do I get out of this?”
“I lost a job that allowed me to pay down my debt, now I feel stuck”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠

🏢 ⁠⁠Join the Crusade! Apply Now!⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Bigger Financial Problems Leave Less Room for Bad Decisions

Fri, 03 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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While we are out for Easter, we've compiled some of our favorite George and Rachel calls over the past couple of month. We'll be back with a new show on Monday!

George Kamel and Rachel Cruze answer your questions and discuss:

Should I file for bankruptcy?
I got scammed out of $38,000. How do I collect my money?
I owe $40,000 to the IRS, should I use a tax debt relief program?
My mom is resentful that they are still paying my student loans.
I'm $110k in debt and can't pay my bills
I'm worried if we pay off our home, we will be targets for deed fraud.

Next Steps:

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Your Financial Stupidity Has To Stop Today!

Thu, 02 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“Should my wife and I divorce in order to ‘live in separate states’ and save on college tuition costs?”
“I’m receiving a $100,000 settlement and feel overwhelmed, what should I do with this money?”
“How do I organize my personal and business finances after my husband passed away?”
“Should I take out a HELOC or pull from my 401(k) to pay for my kids’ college?”
“My husband racked up $17,000 of credit card debt behind my back. How do we pay it off?”

Next Steps:

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💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Stop Avoiding The Hard Truth About Your Finances

Wed, 01 Apr 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“My husband doesn't allow me to have any access to money. Am I being financially abused?”
“My employer told me that I owe them $17,000. What should I do?”
“I inherited some money and now I'm getting calls from everyone about what to do with it.”
“Should we sell our rental property to pay off our debt?”
“Can we go visit family in Europe before we finish paying off debt?”

Next Steps:

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Learn When To Move From Intensity To Intentionality

Tue, 31 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

“Our house burned down yesterday. What do I do now?”
“My husband has been hiding $30,000 in credit card debt.”
“My credit cards are going into collections and my husband doesn't know I stopped paying on them.”
“I can't afford to pay the taxes that I owe.”
“My boyfriend of eight years doesn't want to marry me.”

Next Steps:

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💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Break The Cycle And Build Wealth

Mon, 30 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Jade Warshaw and George Kamel answer your questions and discuss:

“My boyfriend refuses to share his personal financial situation with me—should I keep pushing him to tell me?”
“Every time I set aside money for taxes, I end up using it—is there an account that will help me manage this?”
“I’m $14,000 in debt and just lost my job—should I file for bankruptcy?”
“How do I tell my mom she can’t live with us in retirement?”
“Am I out of line for wanting my boyfriend of two years to buy me a car?”

Next Steps:

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Small Financial Wins Lead To Big Financial Impact

Fri, 27 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Rachel Cruze and Dr. John Delony answer your questions and discuss:

“My husband controls all our finances and I’m worried I’m being financially abused—what should I do?”
“No one will loan me money for my nursing program—how can I pay for school?”
“My wife overspends and I’m scared to combine finances with her—how do I protect myself?”
“My company made an error on my raise and now wants to lower my pay—should I confront them?”
“My kid got a full-ride scholarship but wants to go to another school and take on debt—should I let them?”

Next Steps:

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🎟️ ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Live Tour: Get Your Tickets!⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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If Nothing Changes Your Money Won't Change

Thu, 26 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“My wife refuses to combine our finances, what should I do?”
“The interest rate on my wife's car is 27%, should we pay it off first?”
“My mom hasn't prepared for retirement and is still in debt, how do I get her to take this seriously?”
“I signed a prenup and my husband doesn't want to share any financial details with me.”
“My boyfriend is making three times more than he used to but keeps blowing his new income every month.”

Next Steps:

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💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠

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Your Financial Progress Starts Now!

Wed, 25 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and George Kamel answer your questions and discuss:

“My fiancée has $220,000 in student loan debt. Should I pull from a brokerage account to pay it off?”
“I got out of jail 8 months ago, how do I turn my life around and build wealth?”
“My aunt is hiding debt from my uncle and I feel like I am in the middle, should I tell him about the debt?”
“I feel so far behind at 40 years old that I will never be able to recover.”
“We are debt-free with a net worth of $800,000, but how can I stop my husband from penny pinching?”

Next Steps:

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💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can’t Win With Money Until You Decide What Matters Most

Tue, 24 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

“We just found out my wife owes the IRS $48,000—what should we do?”
“We’re $43,000 upside down on our RV and spending close to $1,000 a month on it. How do we get out of this?”
“Should we sell our home to get out of this financial mess caused by my husband’s day trading?”
“Am I morally obligated to give back the lump sum I got from my employer if I leave the company?”
“Should I take a job that will keep me home with my family for half my current pay?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You’re Not Stuck—You Just Need a Better Plan

Mon, 23 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

George Kamel and Rachel Cruze answer your questions and discuss:

“We keep finding problems with our recently purchased home, is there any recourse we can pursue?”
“I thought I needed to build my credit score, now I am $25,000 in debt and can't buy food.”
“Is it morally right to ask my stay-at-home wife to pick up some work so we can pay off our debt faster?”
“My husband and I keep lying to each other about our finances.”
“Should my mother and I sell our houses and buy one together?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Quit Sabotaging Your Finances And Build Wealth

Fri, 20 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“I inherited $1.5 million and I'm struggling to manage it all”
“My boyfriend says he won't marry me until I've paid off all my debt”
“My husband took out loans behind my back, how do we work through this?”
“I am getting collection letters from medical debt. Should I pay off my other debts first?”
“How do we get out of debt when my husband doesn't want to?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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DISC Book

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Financial Peace Starts With Personal Honesty

Thu, 19 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“I'm 20 with $50,000 of debt that I know of, but there's more out there that I can't find.”
“My husband buys a new truck every year without telling me. How do I get him to see that this is a problem?”
“My uncle is the executor of my dad's estate but he has disappeared.”
“My son is irresponsible with money and is under house arrest. Should I put restrictions on his inheritance?”
“Should I sell my stock to pay down my student debt?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Stop Letting Dumb Decisions Control Your Financial Future

Wed, 18 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Dr. John Delony answer your questions and discuss:

“I am getting a $250,000 settlement after I was shot. How do I invest this so I don't mess it up?”
“My dad offered to act as a bank for my home purchase.”
“My job wants me to push their credit cards and HELOCs. I feel conflicted—should I find a different job?”
“My boyfriend spends four nights a week at my place. Should I start to expect him to financially contribute?”
“Should I go after my ex-husband's 401(k) for unpaid child support?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!⁠⁠⁠⁠⁠⁠

📘 ⁠P⁠⁠reorder Stop Talking, Start Communicating

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Don’t Let a Lack of Boundaries Turn Into a Money Crisis

Tue, 17 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

“My parents just told me they don't have anything saved for retirement”
“I’m 54 with $23,000 of debt and have nothing saved for retirement. Will I ever be able to retire comfortably?”
“I’m $17,000 underwater on my van, should I sell it?”
“We have $83,000 of debt, and our loan officer is telling us to refinance our home to pay off our debt”
“Should I take out a Small Business Line of Credit to buy an investment property?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!

🏢 ⁠Join the Crusade! Apply Now!⁠⁠⁠⁠⁠⁠

🎟️ ⁠⁠⁠The Ramsey Show Live Tour: Get Your Tickets!⁠⁠

📘 P reorder Stop Talking, Start Communicating

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Focus On What You Can Control And Start Crushing Debt

Mon, 16 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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George Kamel and Ken Coleman answer your questions and discuss:

“How does the average person provide for their family without crowdfunding a death?”
“My mortgage is more than 50% of my income.”
“My dad just told me he has no retirement savings.”
“We just got married but my wife doesn't want to combine finances.”
“My husband has no motivation to work and thinks debt is healthy. How can we get ahead?”

Next Steps:

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You Can’t Drift Into Financial Peace

Fri, 13 Mar 2026 10:00:00 -0000

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❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

“I'm going to prison in 3 months because of my husband. Am I ever going to recover financially from this?”
“Should I get a lawyer to represent me in my divorce or should I just save the money and represent myself?”
“My neighbor wants us to buy her home using a contract for deed. Is this a good idea?”
“I'm about to be laid off. Should I shift to focusing on my own business?”
“Should I leave my money to a charity when I die?”

Next Steps:

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Finance Hacks Won’t Save You, Habits Will

Thu, 12 Mar 2026 10:00:00 -0000

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❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠

Dave Ramsey and George Kamel answer your questions and discuss:

“We are going to be receiving a $2.6 million settlement. How do I avoid messing up this lump sum of money?”
“I lost 75% of my net worth due to gambling and partying. How do I recover from this?”
“My husband recently revealed that he has been hiding debt from me. What should I do?”
“I want to leave my husband but I feel financially trapped.”
“I have $110,000 of debt. Should I pull from my Roth 401(k) to pay it off?”

Next Steps:

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📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Break The Debt Spiral And Regain Your Life

Wed, 11 Mar 2026 10:00:00 -0000

🎟️ ⁠⁠The Ramsey Show Live Tour: Get Your Tickets!⁠⁠

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and George Kamel answer your questions and discuss:

“Should I sell my music catalog for $4 million?”
“My wife has a severe spending problem due to addiction and I don't know what to do.”
“We are behind on our rent because we stayed current on our car loan. What should we do?”
“My husband keeps racking up credit card debt behind my back. Should we split our finances so he can't harm me?”
“How will the war in Iran affect the economy?”

Next Steps:

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today!⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust⁠⁠⁠⁠!⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Build Wealth Faster by Understanding Opportunity Cost

Tue, 10 Mar 2026 10:00:00 -0000

🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

“My boss owes me $18,000 in back pay. How do I get him to pay up?”
“We are $400,000 in debt. Should we sell our home to help pay this off?”
“I make $140,000 but I am barely making ends meet. What should I be doing differently?”
“After paying our credit card bills, we barely have enough to afford groceries. What should we do?”
“I’m getting a divorce and feel like I’m about to lose everything.”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠

🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today!⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust⁠⁠⁠⁠!

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠BetterHelp⁠⁠
Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
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Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠
Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can’t Heal Your Finances Without Changing Your Habits

Mon, 09 Mar 2026 10:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

"My in-laws want us all to buy a house together, is it a good idea?"
“How do I talk to my fellow soldiers about how the government has normalized debt for us?”
“My dad keeps asking us for money. How do I talk to him about getting another job?”
“I work two jobs but it's still not enough. Is there anything else I should be doing?”
“My boyfriend lied to me about his financial situation, how should I move forward?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠

🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠BetterHelp⁠
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Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
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Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ or call 1-800-356-4282 for your free instant quote today!

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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If You’re Waiting for “The Right Time”, You’ll Stay Broke

Fri, 06 Mar 2026 11:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dr. John Delony and Ken Coleman answer your questions and discuss:

“I'm about to divorce my wife due to her spending problems, can you give me any guidance on how to turn this around?”
“How do I talk to my fellow soldiers about how the government has normalized debt for us?”
“My dad keeps asking us for money. How do I talk to him about getting another job?”
“I work two jobs but it's still not enough. Is there anything else I should be doing?”
“My boyfriend lied to me about his financial situation, how should I move forward?”

Next Steps:

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Building Wealth Is Simple (But Not Easy)

Thu, 05 Mar 2026 11:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“My husband’s truck payment is $1,300 and we don’t know how to get out of it.”
“I lost all my savings on penny stocks, now I am struggling financially.”
“The solar system on my home damaged my roof, but the company says they are not responsible for the warranty. What do I do?”
“How do I come clean to my husband about how much debt I’ve incurred?”
“Should I take the severance package my company is offering and invest it into real estate?”

Next Steps:

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Connect With Our Sponsors:

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Your Money Isn’t the Problem—Your Plan Is

Wed, 04 Mar 2026 11:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and George Kamel answer your questions and discuss:

“How do we pay off $300,000 of student loan debt?”
“My husband and I disagree on whether we should sell our condo.”
“We haven't filed taxes since 2020, what should we do?”
“How do we go from surviving to thriving with a disabled spouse?”
“Should I move my family to Alaska?”

Next Steps:

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Connect With Our Sponsors:

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Get 20% off when you join ⁠DeleteMe⁠
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How Can I Rebuild Trust After a Gambling Addiction?

Tue, 03 Mar 2026 11:00:00 -0000

❓ ⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“My husband won’t let me see our finances and now he wants a divorce”
“I’m $80k in debt, how do I best pay this off?”
“The interest on my car is 16% and I can’t afford the payments”
“My husband wants to cashflow a house but I want to take out a loan”
“Should I help my parents pay their taxes?”

Next Steps:

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Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!

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My Husband Won't Stop Lending His Mom Money

Mon, 02 Mar 2026 11:00:00 -0000

💵 ⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠

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Ken Coleman and Jade Warshaw answer your questions and discuss:

“My husband and I disagree on whether we can afford a mortgage to buy a new home”
“We have $60,000 of debt and we're living paycheck-to-paycheck. How do we get this paid off?”
“My mom cosigned a car with my brother and now he is refusing to pay for it. Now she is asking me to help pay for it.”
“My parents are pressuring me to pay off their home and fund my sister's college”
“I’m in $200,000 of debt and I can no longer afford to pay my bills”.

Next Steps:

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Managing Money Well Matters At Every Income Level

Fri, 27 Feb 2026 11:00:00 -0000

💵 ⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and Rachel Cruze answer your questions and discuss:

“I’m $100,000 in debt, I just lost my job, and have no savings. Where do I go from here?”
“I’m going to be inheriting $3.5 million. Can I liquidate my investments to put an addition on my home?”
“Should I move in with my mom to help her pay her mortgage so she can break up with her boyfriend?”
“My husband’s promotion requires us to buy a car. Should we take the promotion?”
“I’m in $35,000 of debt and living paycheck-to-paycheck. How do I better manage my finances?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today⁠

🏠 ⁠⁠⁠⁠⁠Find a Ramsey Trusted Real Estate Agent⁠⁠⁠⁠⁠

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If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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We Make $200K and We’re Still Broke

Thu, 26 Feb 2026 11:00:00 -0000

💵 ⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠

George Kamel and Rachel Cruze answer your questions and discuss:

“We’re self-employed and owe $40,000 in taxes. How do we pay this off?”
“I’m 68 and owe $40,000 on my daughter’s student loan. Should I use all my retirement to pay it off?”
“Should we continue to live illegally in our business’s building?”
“My husband thinks we made a huge financial mistake by selling our house. Is he right?”
“I’m upside down on my truck and can barely afford the $750 payments.”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ Protect yourself with trusted insurance coverage that fits your budget.

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 How Much Do You Have to Invest Each Month to Retire a Millionaire? Check out our free Investment Calculator!

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If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠
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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

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My Mom Wrecked My Rental & I Have To Evict Her

Wed, 25 Feb 2026 11:00:00 -0000

💵 ⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠

Jade Warshaw and George Kamel answer your questions and discuss:

“I received $530,000 in a settlement, how should I invest this?”
“My mom can no longer afford to stay in my rental and caused $20,000 in damages. How do I pay for the repairs?”
“My fiancée doesn't want me on the deed of her house. What should I do?”
“My boyfriend's parents will stop paying for his school if we get married. Should we take out loans or wait to get married?”
“My husband’s wages are being garnished for an auto loan. Should we take out a HELOC to make ends meet?”

Next Steps:

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This Family Drama Has a Gravitational Pull

Tue, 24 Feb 2026 11:00:00 -0000

💵 ⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“My family business has $5 million in debt and I’m stressed about it”
“My dad racked up $30,000 of debt and is being sued. How do we help him settle this?”
“We’re nervous about working with a financial advisor, what should that relationship look like?”
“Is it a good idea to take out a $150,000 loan to start a cattle business?”
“We broke our lease and they sent us collections, what should we do?”
“I don’t know how to invest my money in order to make it last for retirement”
“Is it right to withhold inheritance from a sibling who will squander it?”
“I just found out that my husband has been using the money my family loaned us to day trade”
“How do I support my parents financially without enabling their bad behavior?”

Next Steps:

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Financial Freedom Gives You Safety, Not Risk

Mon, 23 Feb 2026 11:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠

Dr. John Delony and George Kamel answer your questions and discuss:

"What's the best way to pay off $118k in student loans?"
"Should I help family financially even if it will set me back?"
"How do I convince my husband to pay down the house instead of buying crypto?"
"My wife refuses to follow a budget. Should I give up on trying to get her on board?"
"Should I take the religious exemption for social security and Medicaid?".

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Take Ownership Of Where Your Life Is Headed

Fri, 20 Feb 2026 11:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

"Should I advise my daughter against buying property in NYC?"
"I'm a single mom and I make $1,200 a month. How do I get out of the toxic environment that I live in?"
"I'm $40k in debt and don't know how to get out"
"Do I need a lawyer to talk to a debt collection agency?"
"How do I ask my boss for a raise?"
"How can I help my dad when he only has $3,000 to his name?".

Next Steps:

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My Fiancé Won't Give Me Access To Any Of Our Money

Thu, 19 Feb 2026 11:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠

George Kamel and Rachel Cruze answer your questions and discuss:

"I have to ask my fiancé anytime I need money"
"I'm $110k in debt and can't pay my bills"
"Was it a bad idea to take out a whole life insurance policy?"
"Should I sell my car back to the dealership?"
"I keep catching my husband in lies about our finances"
"Can we buy a Tesla?"
"Do I need to open an LLC for my 1099 income?".

Next Steps:

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How Do I Get My Boyfriend To Step Up and Make More Money?

Wed, 18 Feb 2026 11:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠

George Kamel and Ken Coleman answer your questions and discuss:

“Should I file for bankruptcy?”
“How can I get my boyfriend to step up and be a provider for our family?”
“How do I pay off a 0% credit card by October?”
“Am I being too aggressive paying off my student loans?”
“My husband and I disagree on what to do after selling a property”
“What should I prioritize first as a newly single mom?”
“My husband has been looking for a new job for a year. What do we do next?”
“Is it too late for me to do the baby steps to become debt free?”
“Should I sell my house after losing my job?”
“Can I finance a new car?”
“Should I file for bankruptcy?”
“Can I invest in the stock market by myself to avoid all the fees?”
“Why do you use net income to determine home buying ability?”
“Should I pause retirement investing to pay off debts?”
“Should I pay off my HELOC before my mortgage?”
“A debt recovery agency told me that they will garnish my wages”

Next Steps:

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💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

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If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠
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Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠ today to learn more
Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
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Discipline Today Can Rewrite Your Financial Future

Tue, 17 Feb 2026 11:00:00 -0000

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠

Jade Warshaw and Rachel Cruze answer your questions and discuss:

"We can't afford a lawyer to help after being served on a $37k loan"
"How do I convince my daughter to let me manage my finances again?"
"We disagree on how much to put down on a home"
"Is it bad that I'm only invested in CDs?"
"Should I sell the homes I bought for my children?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠Need help with your taxes? See who we trust.⁠

🚢 Set sail with Dave Ramsey. Book your cabin today.

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠
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Go to⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
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I Cosigned 2 Cars For My Mom And Now They're Repossessed

Mon, 16 Feb 2026 11:00:00 -0000

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George Kamel and Jade Warshaw answer your questions and discuss:

"I cosigned two cars with my mom that were then repossessed"
"How do I get my husband to combine finances?"
"Should I file for bankruptcy?"
"How do I keep my child from being spoiled by the Trump account?"
"How do I become okay with spending the money that I've been saving?"
"Does it make sense for me to gift my son my house?".

Next Steps:

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There's Always Hope When Facing Financial Hardship

Fri, 13 Feb 2026 11:00:00 -0000

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠

Rachel Cruze and Dr. John Delony answer your questions and discuss:

"We're $71k in debt. How do we get out of this mess?"
"Why do you encourage people to have babies while paying off debt?"
"Our mortgage is 50% of our income"
"I owe more on my cars than I make in a year"
"How do I handle finances while going through a divorce?".

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My Husband Has Always Kept Our Finances A Secret From Me (I Want Out)

Thu, 12 Feb 2026 11:00:00 -0000

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠

Ken Coleman and Rachel Cruze answer your questions and discuss:

"The warehouse my business was in burned down and I didn't have insurance"
"My husband has kept our finances hidden from me and now he wants a divorce"
"Should I buy a home to get out of a toxic relationship?"
"I'm $90k in debt and living paycheck-to-paycheck"
"Should I loan my cousin $75,000?"

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I Have Over $300k Cash Sitting In My House (I'm Scared Of The Stock Market)

Wed, 11 Feb 2026 11:00:00 -0000

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

"How do I stop my mother from going into credit card debt?"
"I have $300k in cash sitting in my house"
"I'm $250k in debt. Should I file bankruptcy? "
"Should I stay in a relationship if I'm paying for everything?"
"I was fired from my job last year and my life has been a nightmare since".

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"My Wife Is Making Financial Decisions Without Me"

Tue, 10 Feb 2026 11:00:00 -0000

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📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

"My drinking is holding me back from paying off debt"
"My wife is making financial decisions without me"
"Should I move into a lower cost-of-living area to save money?"
"Should I file bankruptcy?"
"My mom and I disagree on how much I owe her for a Parent PLUS loan".

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I've Been Financially Supporting My Boyfriend For Years (He Refuses to Get A Job)

Mon, 09 Feb 2026 11:00:00 -0000

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.

Ken Coleman and George Kamel answer your questions and discuss:

"I have been supporting my boyfriend for the last two and a half years, is this considered financial abuse?"
"My husband borrowed money against our house to buy crypto and then he lost it. What should we do?"
"I'm behind on my rent and my bill payments are overwhelming, should I look into getting a debt consolidation loan?"
"What should I do with the proceeds from the sale of a house I bought with my ex-girlfriend?".

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Face the Debt You’ve Been Avoiding

Fri, 06 Feb 2026 11:00:00 -0000

Rachel Cruze and Dr. John Delony answer your questions and discuss:

“Should we file bankruptcy due to the $350k my husband lost day trading?”
“How do I start to tackle my debt?”
“Should I use a VA loan to buy a home?”
“I feel like I’ll never be able to buy a house”
“Should I cash out my whole life policy?”
“Should I slow down the baby steps to deal with my chronic illness?”
“How do I buy out my “manchild” ex-husband from our house?”
“Should I use a debt relief company or an attorney to settle my tax debt?”
“How do I convince my fiancé to be financially independent from his family?”
“My wife isn’t involved in our finances. Is that a problem?”
“Should we cash out our annuity?”

Next Steps:

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My Fiancé Broke Off Our Engagement Because Of My Money Habits

Thu, 05 Feb 2026 11:00:00 -0000

George Kamel and Rachel Cruze answer your questions and discuss:

"How can I heal from a relationship broken over bad money habits?"
"How do I get comfortable using my emergency fund when I need to?"
"My dad promised to pay off my student loan debt but we cut him out of our lives. How do we pay them off ourselves?"
"My father is trying to buy a house with his new girlfriend. We think he's being manipulated but don't know what to do"

Next Steps:

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Connect With Our Sponsors:

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Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
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Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
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We’re $100K in Debt and Living in a Camper

Wed, 04 Feb 2026 11:00:00 -0000

Ken Coleman and George Kamel answer your questions and discuss:

"How do I get out of $100,000 of debt?"
"Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?"
"How can we help my brother-in-law without enabling him?"
"How do I find a house after college when rent is so expensive?"
"My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?"
"I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?"
"I'm afraid to deplete my savings to pay down my debt".

Next Steps:

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📈 Free Tools & Resources to Help You With Investing and Retirement

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It’s Time to Go Scorched Earth on Your Debt

Tue, 03 Feb 2026 11:00:00 -0000

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Jade Warshaw and Rachel Cruze answer your questions and discuss:

"Should I sell some silver that was gifted to me?"
"Should we downsize our home to get ahead on the Baby Steps?"
"How do I talk to my mother-in-law about settling their Parent PLUS loans?"
"How do I balance paying off debt and still having enough to cover my expenses?"
"How do I get my husband to be more aggressive about Baby Step 2?"
"I'm $26,000 in debt, is getting a debt consolidation loan a good idea?"
" How can I grow my savings so I can afford to buy a house?"
"How do I cashflow going back to college to increase my income?".

Next Steps:

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I Have $1,400 To My Name and I'm Considering Bankruptcy

Mon, 02 Feb 2026 11:00:00 -0000

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Jade Warshaw and Dr. John Delony answer your questions and discuss:

"We can't pay off our debt fast enough to beat the accumulating interest. What should we do to get out of this?"
"My car was recently repossessed, should I try to get it back?"
"How do we plan for a wedding while we are in Baby Step 2?"
"Will going back to school slow down my financial future?"
"My mother-in-law is trying to force us to buy a house before we are ready. How do we set a boundary with her?".

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

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When Money Gets Complicated, Clarity and Wisdom Matter Most

Fri, 30 Jan 2026 11:00:00 -0000

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Jade Warshaw and George Kamel answer your questions and discuss:

"We have $153,000 of debt, should we file for bankruptcy?"
"My husband accused me of overspending and put restrictions on my access to our finances. What should I do?"
"My parents want me to take over their Parent PLUS loans"
"I owe my college $36,000 and they want me to settle the balance within the next 6 months. What should I do?"
"Should we gift our inherited home to our mother?"
"How should I spend my bonus?"
"Everyone is saying there will be a market correction, should I move my retirement funds into a money market?".

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

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My Girlfriend’s Pregnant and I’m Scared

Thu, 29 Jan 2026 11:00:00 -0000

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George Kamel and Jade Warshaw answer your questions and discuss:

“I just learned my girlfriend is pregnant. How do I financially prepare for this?”
“How do I convince my mom to not buy a life insurance policy for $500,000 a year?”
“How do I help my dad pay off $90,000 of credit card debt?”
“I’m receiving a $200,000 trust from my grandparents, what should we do with this?”
“How can I navigate losing access to my husband’s accounts to pay bills?”
“I’m 48, what do I need to do to retire as a millionaire?”
“How much should I help my young married son and his wife?”
“How do I budget when my income is inconsistent?”
“I’m $70,000 underwater on my mortgage. How should I navigate this?”
“I’m living paycheck-to-paycheck and can’t seem to get ahead”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

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You Can’t Make the Same Money Mistakes and Get Better Outcomes

Wed, 28 Jan 2026 11:00:00 -0000

💵 ⁠Get Money Help from Ask Ramsey!⁠

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George Kamel and Rachel Cruze answer your questions and discuss:

"I started a paranormal investigation company with my friend. Can I make this my full-time job?"
"I got scammed out of $38,000. We found the scammer and got a judgement against him. How do I collect my money?"
"How do I maintain my credit score?"
"My HOA wants us to pay a $5,000 special assessment fee. Should we just sell our house and move?"
"Should I keep my whole life insurance policy?"
"How can I live sustainably when my mortgage is 65% of my income?".

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

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You Don’t Escape Debt by Waiting—You Escape by Acting

Tue, 27 Jan 2026 11:00:00 -0000

💵 Get Money Help from Ask Ramsey!

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Due to severe weather and an ice storm impacting our area, our team wasn’t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon!

Dave Ramsey and Ken Coleman answer your questions and discuss:

I am getting calls regarding debt on my deceased father. How do I handle this?
What's the best way to start the Baby Steps?
My dad wants me to pay for his life insurance
I'm afraid to pay off my debt
I've been fired twice and we're drowning in debt
Mother-in-law ran up $14K on our joint credit card

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

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Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠
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Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
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My Parents Just Told Me I Owe Them $114K

Mon, 26 Jan 2026 11:00:00 -0000

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✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

George Kamel and Jade Warshaw answer your questions and discuss:

"How should I respond to my parents asking for my 529 funds to be repaid?"
"How can I build wealth so I can leave an abusive situation?"
"My husband bought a home without telling me, should I be concerned about this?"
"How do I address my girlfriend's debt before proposing to her?"
"How much of my income should be my mortgage payment?".

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

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If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠
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Clarity With Money Brings Peace At Every Stage Of Life

Fri, 23 Jan 2026 11:00:00 -0000

Jade Warshaw and George Kamel answer your questions and discuss:

"Is it normal to be in debt to your spouse?"
"How much can I spend in retirement?"
"How can I get my husband to open up about his finances?"
"My 52-year-old daughter is making our home a living nightmare. How do we kick her out?"
"We make $40,000 a month but we barely have enough left over at the end of the month to make ends meet".

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

🛡️ ⁠⁠⁠Protect yourself with trusted insurance coverage that fits your budget.⁠⁠⁠

📲 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💵 Think you're good with money? Take our free quiz!

💻 ⁠⁠Need help with your taxes? See who we trust.⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠
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Go to⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more
Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!

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My Husband Refuses To Work And Still Lives Off His Parents

Thu, 22 Jan 2026 11:00:00 -0000

Rachel Cruze and Dr. John Delony answer your questions and discuss:

"My husband refuses to get a job, I'm worried he is going to ruin us financially"
"I'm $350,000 in debt, should I file for bankruptcy?"
"Should I finish Baby Step 2 before buying my home?"
"Am I wrong to ask my daughter to pay rent and contribute to grocery costs?"
"Should we sell our double-wide?"
"We don't have anything saved for retirement, where do we start?"
"My boyfriend has $60,000 of debt and keeps spending money on non-essentials. Should I break up with him?"
"Our contractor keeps missing deadlines for our home addition. Should we fire him?"

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

📲 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

🛡️ ⁠⁠Protect yourself with trusted insurance coverage that fits your budget⁠⁠

📈 For help with investing, get connected with a SmartVestor Pro

💵 Think you're good with money? Take our free quiz!

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠
Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!
Go to⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
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"I've Been Doing OnlyFans For 3 Years And Want Out"

Wed, 21 Jan 2026 11:00:00 -0000

George Kamel and Rachel Cruze answer your questions and discuss:

"I'm burnt out from doing OnlyFans, how do I get out of this?"
"My mom is resentful that they are still paying my student loans. Should I take on the payments?"
"Should I buy a house to flip in order to pay off $40,000 of debt?"
"What is extendable term-life insurance?"
"My husband doesn't want to pay off our debt even though we have the money to do so".

Next Steps:

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You Don’t Get Out of Debt by Accident—Choose Your Hard

Tue, 20 Jan 2026 11:00:00 -0000

Ken Coleman and Jade Warshaw answer your questions and discuss:

“I feel let down by my husband’s spending habits?”
”We’re in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?”
“I keep going deeper into debt because of my spending habits”
“Our home mortgage is 40% of our income, should we refinance?”
“How do I talk to my in-laws about the $48,000 my wife owes them?”
“We offered $24,000 for our daughter’s wedding, they want to spend half of it on the wedding and keep the other half”
“How are we supposed to pay $2459 for health insurance premiums?”
“Should I pay off the mortgage incrementally or should I invest the money until I can pay off the house in full?”
“What’s the difference between sinking funds and recurring expenses?”
“My wife thinks I’m jumping the gun by getting life insurance for a baby we are planning for”
“We’re $176,000 in debt, should we sell our cars?”
“How do I pay off debt and plan for the future as a single mom?”
“My mortgage has a balloon payment, how do I pay this off?”

Next Steps:

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"I’m 50 With No Retirement Living Paycheck-to-Paycheck"

Mon, 19 Jan 2026 11:00:00 -0000

❓Have a money question? Ask Ramsey is here to help!

Ken Coleman and George Kamel answer your questions and discuss:

“How do I stop living paycheck to paycheck?”
“Should we pay the student loans my mother-in-law is supposed to pay?”
“Should we buy a home when we move to a different state?”
“How much should we be spending on a vacation?”
“We have a collection company coming after us for money we don’t owe. How should we handle this situation?”
“Why won’t my wife live in an RV with me?”
“I am under contract for a house with leased solar panels. Should I back out of this deal?”
“Should we keep helping our daughter financially after her divorce?”
“Should I buy a new truck or keep my old one?”
“My husband doesn’t want to use our savings to pay off our home”
“Can we afford a $500k house?”
“Is my sister still responsible to make payments towards renovations on a home we co-own?”
“How can I get out of $434,000 of debt?”
“How fast should I be saving my fully-funded emergency fund?”
“Should my husband change careers to make more money?”

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

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Take Back Your Money in 2026

Sat, 17 Jan 2026 11:00:00 -0000

In a special bonus episode from our recent "Take Back Your Money" livestream, Dave Ramsey and Jade Warshaw show you how to take your money from chaos to clarity so you can break free from debt and completely transform your finances in 2026.

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Quiet The Chaos And Solve For Peace

Fri, 16 Jan 2026 11:00:00 -0000

❓Have a money question? Ask Ramsey is here to help!

Ken Coleman and Jade Warshaw answer your questions and discuss:

"My husband is about to go to prison for several years, how should we prepare our finances?"
"How can I get my 19-year-old son to be responsible for his expenses?"
"I'm 46-years-old but I still don't have my finances in order, how do I begin to get organized with my money?"
"Are we spending too much on building our home?"
"Should I share my inheritance with my brothers?"
"Should I sell my car?".

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

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🛡️ Protect yourself with trusted insurance coverage that fits your budget

Connect With Our Sponsors:

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If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
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"We're In $580k Of Debt At This Point"

Thu, 15 Jan 2026 11:00:00 -0000

George Kamel and Rachel Cruze answer your questions and discuss:

"Should I file for bankruptcy? "
"How do I move on after financial and emotional infidelity?"
"I'm retired and I have never invested my money"
"Is it a good idea to spend money on a birthday vacation for my daughter?"
"What happens to debt if I die before paying it off?"
"Should I use my HELOC to pay off my other debt?"
"My brother has been stealing money from our parents and has put them into debt. Should I tell them to file bankruptcy?"
"Do we have too much of our wealth tied up in our home?".

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠⁠⁠

🏢 ⁠Join the Crusade! Apply Now!

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

🛡️ Protect yourself with trusted insurance coverage that fits your budget.

Connect With Our Sponsors:

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If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠
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There Is Hope When Debt and Life Feel Overwhelming

Wed, 14 Jan 2026 11:00:00 -0000

George Kamel and Dr. John Delony answer your questions and discuss:

"How do we deal with the $300,000 of debt my wife racked up in predatory loans?"
"How can I get my wife to understand she needs to contribute to our finances?"
"I took out some payday loans while having a manic episode. How do I get on the Baby Steps and get out of this situation?"
"Should I split my retirement contributions into different accounts?"
"My house needs repairs but I can't afford it. What should I do?"
"How do we go about paying off our debt? ".

Next Steps:

💵 What is a 529 Plan?

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

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🛡️ ⁠Protect yourself with trusted insurance coverage that fits your budget

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠⁠⁠

📈 What is a 529 Plan?

Connect With Our Sponsors:

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Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
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Dwelling On Past Mistakes Won't Benefit Your Future Growth

Tue, 13 Jan 2026 11:00:00 -0000

Jade Warshaw and Ken Coleman answer your questions and discuss:

"Derek: Should I file for bankruptcy?"
"Should I cash out my 401(k) to pay off a 401(k) loan?"
"Section 8 housing is being built across the street from my house, should we move?"
"Should I change careers if it leads to a 40% pay cut?"
"I owe more on my car than what it's worth, how do I get out of this situation?"
"My sister-in-law owes me $14,000 I loaned her 7 years ago. How do I get her to finally pay me back?"
"I want to be in a relationship but I don't ever want to get married. How should I be structuring my finances?"
"Should I use a VA loan?".

Next Steps:

✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

🛡️ Protect yourself with trusted insurance coverage that fits your budget.

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠BetterHelp⁠⁠
Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
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If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠
Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
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Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
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🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Comfort Is The Enemy Of Progress - Attack Your Debt Now!

Mon, 12 Jan 2026 11:00:00 -0000

George Kamel and Jade Warshaw answer your questions and discuss:

"I cosigned a motorcycle with my ex-boyfriend and he's stopped making payments. What should I do to get out of this?"
"How do I get my husband to acknowledge the fact that I am a partner in his business?"
"Are health insurance alternatives a good idea?"
"I'm 50 years-old and I need a surgery. I have nothing saved, should I pause the Baby Steps so I can afford this?"
"My wife wants to move because of roaches, I'd rather use the money to pay off debt instead. What should we do?"
"Should we move in with my wife's grandmother to pay off our debt faster?"

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

💵 ⁠Start your free budget today. Download the EveryDollar app!

💻 ⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠

📘 Get your copy of What No One Tells You About Money today.

Connect With Our Sponsors:

Get 10% off your first month of ⁠BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
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Wisdom With Money Means Moving Slowly

Fri, 09 Jan 2026 11:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

“How can I make my relationship last when we don’t get along?”
“Our house is 40% of our take home pay, should we sell?”
“I’m worried about only having $1,000 saved when my car could break down at any point”
“How do I untangle my wife’s business expenses from our personal expenses?”
“I received a $450,000 inheritance, what should I do with it?”
“Should I have my car repaired or buy a new one?”
“How do I get out of student loans when I’m struggling to find a job? I’ve applied to over 2000″
“Should I pull from my emergency fund or sinking fund?”
“Should I prioritize paying off my house before I retire?”
“Do we need more life insurance on top of what our employer provides?”
“Should I get a mortgage so that I can avoid tax penalties?”
“I’m 28 years old with $750,000 worth of real estate debt. How do I pay this off?”
“Should we buy a home with my father?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

🏠 ⁠Get organized and prepared to buy or sell a home⁠

💵 ⁠Start your free budget today. Download the EveryDollar app!

💻 ⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠

📘 Get your copy of What No One Tells You About Money today.

Connect With Our Sponsors:

Get 10% off your first month of ⁠BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today!

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Get Your Finances In Order Now So You Can Enjoy Your Life Later

Thu, 08 Jan 2026 11:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How do we pay off $49,000 of business credit card debt when we are "
"My mom expects me to pay back my Parent PLUS loan, although that was not our original agreement"
"How often should someone balance their investments?"
"Can we tithe less if we volunteer more?"
"Should I downsize my home to a condo with an HOA fee?"
"Should we have separate accounts for our fun money?"
"How can we plan to pay for our kids' college?"

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

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The Only Hack To Paying Off Debt Is Doing The Hard Work

Wed, 07 Jan 2026 11:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"My credit card is about to be charged off. What should I do?"
"I just got laid off, should we use our savings to pay down debt?"
"Should I go on a free cruise while in Baby Step 2?"
"Should I sell my AirBnB?"
"Am I wrong to ask to be an equal co-owner in my husband's business?"
"Should I pay more than minimum payments to minimize interest while in Baby Step 2?"
"Should I take out a loan to buy a business?".

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📘 Get your copy of What No One Tells You About Money today

💵 ⁠Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Get 10% off your first month of ⁠BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Hard Decisions Now Prevent Harder Consequences Later

Tue, 06 Jan 2026 11:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

“My husband is angry with me and wants me to move out until he cools down”
“Should I become an authorized user on my employer’s company credit card?”
“How much extra should we put toward paying off our home?”
“How do I navigate student loan debt that my mom took out in my name?”
“How do I get out of debt?”
“Should I hold off on getting married to my boyfriend because of his financial situation?”
“How do I pursue home ownership with these current crazy prices?”
“I’m $53,000 in debt and I can’t afford my bills after my income got cut”
“What should I do with a significant pay increase?”
“My mom lives in my home and I am getting married soon. Should I buy a second home for my fiancée and me?”
“Should I take out a loan to buy a car?”

Next Steps:

💵 ⁠⁠Start your free budget today. Download the EveryDollar app!⁠

✔️ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.

📘 Get your copy of What No One Tells You About Money today.

🤑 Register for our Take Back Your Money in 2026 livestream for free!

Connect With Our Sponsors:

Get 10% off your first month of BetterHelp
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Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
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Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Money Turns Family Drama Into Financial Disaster

Mon, 05 Jan 2026 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Dave and Ken calls from the past two years. We'll be back with a live show in the tomorrow!

Dave Ramsey & Ken Coleman answer your questions and discuss:

My father is trying to bribe me into signing a document that alters the trust my grandfather left
My In-laws are upset that I haven't paid them back
Take out a loan to buy a $1M business?
My husband keeps racking up debt on credit cards
I'm paying my divorce layers with credit cards
How do I get my mother-in-law to move out?
My dad wants me to cosign for a HELOC

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Getting Clarity Around Your Money Changes Everything

Fri, 02 Jan 2026 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite George and Jade calls from the past two years. We'll be back with a live show in the next week!

George Kamel & Jade Warshaw answer your questions and discuss:

Was I right to break off my engagement because of bad money habits?
Should I apply for my first credit card?
Wait to get married to graduate debt-free?
My mother expects my brother and me to take care of her financially in her old age.
I'm $90,000 in debt and I'm struggling to cut back my expenses.
How do I get out of foreclosure?
Is it moral to ask my wife to pay off my debt?

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📘 ⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠

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If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off.
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You Can’t Build Wealth While Carrying Other People's Problems

Thu, 01 Jan 2026 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Dave and John calls from the past two years. We'll be back with a live show next week!

Dave Ramsey & John Delony answer your questions and discuss:

How can we stop my wife's parents from asking their young daughters for money?
My son is unemployed and is losing his home
Should I co-sign an apartment for a relative?
How do you fund a business without debt?
Is it wise to invest into solar panels?
Can I live with my girlfriend before we get married?
Our mortgage is more than 50% of our income

📘 ⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items

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If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off.
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Early Money Decisions Shape Your Financial Future

Wed, 31 Dec 2025 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Rachel and George calls from the past two years. We'll be back with a live show in the new year!

Rachel Cruze & George Kamel answer your questions and discuss:

Am I ok to use credit cards as long as I pay them off every month?
Should I be concerned about my girlfriend's lack of having any desire to work?
Do I need to start building my credit score at 19 years-old?
How do I stop spending so I can reach my financial goals?
Is Dave's stance to only buy a cell phone in cash or is he okay with putting it on an installment plan over 2 or 3 years?
Should I take money out of my savings to start a small business?
I feel guilty using child support money

📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items

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Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
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Learn more about⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠.
Go to⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠.
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Get started with ⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
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You Don’t Build Wealth by Ignoring Basic Financial Principles

Tue, 30 Dec 2025 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Rachel and Ken calls from the past two years. We'll be back with a live show in the new year!

Rachel Cruze & Ken Coleman answer your questions and discuss:

My financial advisor is telling me to take out a HELOC
My wife hasn't filed taxes in three years
My car lease is $1500/month, what can I do?
Is it too late for me to buy a house?
What should I do to protect my identity?
We're $100K in debt, can we afford a house?

📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠⁠.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the ⁠⁠⁠⁠⁠⁠⁠⁠Holiday Shop⁠⁠⁠⁠⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠.
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You Can’t Win With Money When Your Relationships Are Messy

Mon, 29 Dec 2025 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Rachel and Jade calls from the past two years. We'll be back with a live show in the new year! Merry Christmas!

Rachel Cruze & Jade Warshaw answer your questions and discuss:

I'm in $147,000 of debt, should I sell my business to clear it?
We live paycheck-to-paycheck and can't get ahead
I co-signed for a truck with my ex-fiancee.
Why should I have a 15-year mortgage?
My mom keeps asking me for money.
My fiancée is concerned about the terms in our prenup
How can I not feel guilty in BS7?

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Make The Right Decision Today—Your Future Will Thank You

Fri, 26 Dec 2025 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Ken and George calls from the past two years. We'll be back with a live show in the new year! Merry Christmas!

Ken Coleman & George Kamel answer your questions and discuss:

I owe my brother money after getting scammed. Should I file bankruptcy?
My church is asking me to guarantee a loan
My 15-year-old son is addicted to work.
I have been on social security for 25 years. How do I change my life and stop living in poverty?
Should I sacrifice time with my family to get out of debt?
My wife wants us to pay off our house but it doesn't make sense to me
I owe $200K in taxes and have no retirement

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A Financial Plan Only Works If It Matches Your Reality

Thu, 25 Dec 2025 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Ken and Jade calls from the past two years. We'll be back with a live show in the new year! Merry Christmas!

Ken Coleman & Jade Warshaw answer your questions and discuss:

We're almost in $1M in debt.
Should I keep more than $1k for emergencies?
My fiance just borrowed $240K to buy an RV
Does an HSA make sense for me?
Should I convert my traditional 401(k) to Roth?
My mortgage is 65% of our income
I'm struggling to save money for future goals

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Your Financial Outcomes Won’t Change Until You Do

Wed, 24 Dec 2025 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past two years. We'll be back with a live show in the new year! Merry Christmas!

Dave Ramsey & Rachel Cruze answer your questions and discuss:

I've been fired 14 times and no employer will look at me now.
Should I get someone to co-sign on my car?
How do you pay off your credit cards when the minimums are half my take-home pay?
My wife is a compulsive shopper
I bought an Airbnb cabin and now I am behind on my bills
What's the benefit of using an escrow account?
Convincing husband we don't need credit cards

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Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠⁠.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the ⁠⁠⁠⁠⁠⁠⁠⁠Holiday Shop⁠⁠⁠⁠⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
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Learn more about⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠.
Go to⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠.
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Get started with ⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
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Good Intentions Aren’t Enough—Be Intentional With Your Money

Tue, 23 Dec 2025 11:00:00 -0000

While we are out for Christmas break, we've compiled some of our favorite Dave and John calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday!

Dave Ramsey & John Delony answer your questions and discuss:

Should I lock my husband out of our savings account to stop his out-of-control spending?
Should I file bankruptcy?
Should I budget for a vacation?
Our insurance didn't pay us after a natural disaster destroyed our home.
Should I help my boyfriend pay off debt?
Should I take out a $10,000 loan to fix up my mom's kitchen?
Why is mortgage debt okay but not car debt?

✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤓 ⁠⁠File your taxes with 100% accurate software that’s less than half of the price⁠⁠

📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠⁠.
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Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
Go to⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more.
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠.
Go to⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠.
Visit⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more.
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Make The Most of Your Financial Choices—They Matter

Mon, 22 Dec 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

While we are out for Christmas break, we've compiled some of our favorite Dave and Jade calls from the past two years. We'll be back with a live show in the new year! Merry Christmas!

Dave Ramsey & Jade Warshaw answer your questions and discuss:

‘I'm paying $500 a month for my leased HVAC system'
’I'm 18 years-old and already have $110k of debt'
'My grandma opened a credit card in my name.'
'My new husband keeps his finances hidden from me'
'Husband lost his 401(k) to a crypto scam'
'How much is too much to spend on a wedding?'
'My husband says he won't leave anything to me in his will.'

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤓 ⁠File your taxes with 100% accurate software that’s less than half of the price⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the ⁠⁠⁠⁠⁠⁠⁠Holiday Shop⁠⁠⁠⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠ to switch today!
Go to⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more.
Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠.
Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠.
Visit⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠⁠.
Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!

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The Annual Giving Show: A Celebration of Radical Generosity

Fri, 19 Dec 2025 11:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

“Food pantry worker provided for her event though she didn’t qualify.”
“Aunt provided money to her family to help them avoid bankruptcy.”
“Raised money to buy Christmas gifts for people in need.”
“She bought her mom’s dream car as a gift to her.”
“Donated funds to organization that helps keep biological families together.”
“Didn’t charge Door Dash customer for her meal and gave her $60.”
“Purchased tires for a teacher at his son’s school.”
“Donates gifts to children’s hospital patients and families in need.”
“Family dresses up as Santa/Mrs. Clause and adopts families at Christmas.”
“Donated a kidney to a stranger.”
“Lost their son at childbirth and asked for donations for the NICU that cared for him.”
“My company helped a single mother with cash and presents and a place to stay for her son while she goes to work”
”I was the beneficiary of a scholarship from my family, now I am paying it forward for my niece”
“Gave a co-worker’s daughter a car.”
“I gave my trash collector a tip and he said no one had ever thanked him before”
“We were given money by a stranger when our son was in the NICU”
“We have given away two cars”
“Her friends furnished a house for her after a separation.”
“Lent money to their pastor who was in need.”
“Their friends gifted them with a much needed vehicle.”

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No One Makes Good Decisions out of Fear or Desperation

Thu, 18 Dec 2025 11:00:00 -0000

Dave Ramsey and Dr. John Delony answer your questions and discuss:

“How can I protect myself from my husband’s gambling problem?”
“I signed up for a student loan assistance program but I feel like I am being extorted rather than helped”
“I am closing on a house I can’t afford and I’m pregnant. What should I do to get through this season?”
“Should we sell a car we were gifted?”
“Should I get a 529 plan for my children?”
“My elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addiction”
“We are about to lose 80% of our income. Should we pay down our debt or save?”
“Should I pull money from retirement to pay off my car?”
“Is it too late for me to prepare for retirement?”
“Should I let my son enjoy the fruits of his hard work?”
“Should we pay off our house after we sell our rental?”
“I received a personal injury settlement of $420,000. How should I manage this large lump sum?”
“Am I risking my almost $1M net worth by carrying $1.4M in debt?”

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Quit Letting Dumb Money Decisions Hold You Back

Wed, 17 Dec 2025 11:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"I'm $250,000 in debt, how do I get out of this?"
"I just got married. I want to pay off my wife's student loans before moving in with her"
"Is it a good idea to move into a mobile home to get caught up on my bills?"
"Should we wait to get married so my girlfriend can still get her benefits?"
"Should I borrow money to tithe?"
"How can I help my husband increase our income?"
"How do we honor my father-in-law who no longer runs his business?"

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Financial Victories Don't Happen Without Sacrifices

Tue, 16 Dec 2025 11:00:00 -0000

Dave Ramsey answers your questions and discusses:

“How do I grow my Turo business?”
“How do I talk to my boyfriend about his irresponsible spending?”
“What should I do with the extra income after paying off my home?”
“Should I pause baby step 2 so I can cashflow college for my son? “
“””I am a 30-year-old widower with nothing saved for retirement.
How do I start investing for my future?”””
“My department is facing layoffs, should I go back to school?”
“What is the downside of putting less than 20% down on a home?”
“How do my fiance and I Priortize buying a home, getting married and paying off debt?”
“Can we skip buying teacher Christmas presents while in baby step 3?”
“How should I pay my escrow shortage?”
“We make $200,000 a year but we are still living paycheck-to-paycheck”
“Should we use our emergency fund to buy a gun?”
“Should we use our inheritance to pay off all our debt?”
“How do I start investing?”

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🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Stop Hoping Someone Else Will Fix Your Money

Mon, 15 Dec 2025 11:00:00 -0000

George Kamel and Dr. John Delony answer your questions and discuss:

"Should we revoke our daughter's 529 account because she opened a credit card in her name?"
"I'm in $94,000 of student loan debt, should I wait for these loans to be forgiven by the government?"
"Our daughter recently moved out to live with her boyfriend. Should we stop paying her health insurance?"
"I'm struggling to balance paying my debt and living expenses"
"What is my obligation to pay for my father's funeral costs?"
"Our lender wants us to take out a second mortgage on our home for a new house build"
"Am I too young to be getting married?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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"I have 350k Of Debt And Haven't Filed Taxes In 8 Years"

Fri, 12 Dec 2025 11:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"Should I buy a family compound with my ex, his girlfriend, and their child?"
"I have over $350,000 of debt. Should I file for bankruptcy?"
"Can we reduce our retirement contributions to have a little fun money?"
"Should we go on vacations while in Baby Step 2?"
"My mom blew through my late father's life insurance payout and now she is late on her mortgage payments"
"My wife doesn't want to budget, how do I get her on board with a plan?"
"My boyfriend is $100,000 in debt and he never told me about it".

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠

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📘 ⁠⁠⁠⁠⁠⁠⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠.
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Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠
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"My Husband Destroyed Our Finances, Should I Leave Him?"

Thu, 11 Dec 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"My husband destroyed our finances, should I leave him?"
"How do I get out of a house I can't afford?"
"My mother wants to change my father's final estate wishes"
"How do we deal with a foreign student that we support financially who lies to us?"
"What should we do if we can't cashflow dance competition costs?"
"How do I get my husband to buy in on the Baby Steps?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Debt Steals Your Freedom - Fight For Financial Peace

Wed, 10 Dec 2025 11:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

"My fiancé still has his ex on the lease for his home, I feel gross about moving in before he fixes this"
"How do we start the Baby Steps when we are behind on our bills and have $120,000 of debt?"
"I'm worried about lowering my savings to $1,000 in Baby Step 1"
"My parents are tenants in my rental and they don't pay rent on time"
"Why should I pay off my house when my investments earn more than the interest I'm paying on my mortgage?"
"How do I pay off my debt while in college?"

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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“I Want To Trust My Husband, But He Wants To Get Rich Quick"

Tue, 09 Dec 2025 11:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"My husband keeps digging us into a deeper financial hole and I am terrified"
"I have $115,000 of consumer debt but I'd rather pay off my house first because I'm terrified of being homeless"
"The IRS says I owe them $180,000 because my old employer used my Social Security number for their online store"
"I'm 47 and living with my sister and have nothing saved for retirement. How do I get back on track financially?"
"Should I file for bankruptcy? "
"Is it better financially to use an inheritance to pay off my home or should I invest it?"
"Should I put a budget on how much my wife can spend on furniture for our new home?".

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📘 ⁠⁠⁠⁠⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠.
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Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!
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Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠.
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Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠.
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⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠

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Stop Being Sick And Tired—Decide to Change!

Mon, 08 Dec 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

"How intense should I be with paying off $156,000 of debt?"
"We're $180,000 in debt. How can we start the Baby Steps?"
"How do we teach our 15-year-old how to manage money?"
"Should I give up on my trade and switch careers?"
"My father-in-law stated in his will that we cannot sell his home. Should we still sell it?"
"Should I leave my partner of 4 years because he doesn’t want to marry me?"
"I make $3,000 a month in cash back on my credit cards. Would you still advise me to cut them up?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠

📘 ⁠⁠⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items ⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the ⁠⁠⁠Holiday Shop⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠.
Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
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Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠.
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠.
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🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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"Should I Open Up A Secret Bank Account to Protect Myself?"

Fri, 05 Dec 2025 11:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"Should I open a secret bank account?"
"We feel unsafe in our home but moving seems like it will be impossible. How do we get ourselves out of this situation?"
"How do you know when it's time to leave your full-time job and make your side job full-time?"
"I have $3.5 million in retirement but I'm still scared to retire"
"Should I sell my home?"
"I took a higher paying job but the practices at the company worries me. Should I stay at this job?".

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠

❤️‍🩹 ⁠Get trusted insurance coverage that fits your budget

🛒 ⁠⁠⁠Lowest prices of the year—don’t miss Cyber Monday gifts as low as $3.99!⁠⁠⁠

📘 ⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items ⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the ⁠Holiday Shop⁠.
Get 10% off your first month of⁠ BetterHelp⁠.
Go to ⁠Boost Mobile⁠ to switch today!
Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more.
Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠.
Get 20% off when you join ⁠DeleteMe⁠.
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠.
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
Visit⁠ NetSuite⁠ today to learn more.
For more information, go to ⁠SimpliSafe⁠.
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Get Out of Survival Mode So You Can Finally Move Forward

Thu, 04 Dec 2025 11:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

"I'm $35,000 in debt and I'm behind on my bills. How do I get ahead while in this situation?"
"My son is getting into using sports gambling apps. How do I get him to stop gambling and short-term trade instead?"
"Should I use my savings to pay down my debt?"
"Should I stay in my state for my church even though I don't have many career options here?"
"Do we need to be "gazelle intense" when paying off our rental properties?"
"My husband has spent almost 4 years building our retirement home himself. Can we pull from retirement to finish it off?"
"How do I pay off my student loans when it's growing at a faster pace than I am paying it off?".

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

🤓 ⁠File your taxes with 100% accurate software that’s less than half of the price

🎁 ⁠⁠⁠Lowest prices of the year—don’t miss Cyber Monday gifts as low as $3.99!⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠

📘 ⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the ⁠Holiday Shop⁠.
Get 10% off your first month of⁠ BetterHelp⁠.
Go to ⁠Boost Mobile⁠ to switch today!
Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more.
Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠.
Get 20% off when you join ⁠DeleteMe⁠.
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠.
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
Visit⁠ NetSuite⁠ today to learn more.
For more information, go to ⁠SimpliSafe⁠.
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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"My Dad Wants Me To Give Him My $300,000 Trust"

Wed, 03 Dec 2025 11:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"My father is trying to bribe me into signing a document that alters the trust my grandfather left"
"I got laid off and I have $100,000 of debt. Can I lose my house if I can't pay?"
"How do I negotiate on debt that's in collections?"
"Should I continue investing while saving for school?"
"How do we combine finances after we get married?"
"I owe $30,000 in state taxes. My tax settlement company wants me to pay $6,500 to negotiate on my behalf"
"Should I let my dad move into my home even though he is bad with "Should we pause investing to pay down our mortgage so we can refinance to a 15-year fixed mortgage?".

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

🎁 ⁠⁠⁠Lowest prices of the year—don’t miss Cyber Monday gifts as low as $3.99!⁠⁠⁠

💻 ⁠⁠⁠Find out where you stand with your money and get a free plan⁠

❤️‍🩹 Get trusted insurance coverage that fits your budget

📘 ⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items ⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.
Amazon is making it easier than ever to find top gifts at amazing prices this season in the ⁠Holiday Shop⁠.
Get 10% off your first month of⁠ BetterHelp⁠.
Go to ⁠Boost Mobile⁠ to switch today!
Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more.
Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠.
Get 20% off when you join ⁠DeleteMe⁠.
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🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can’t Fix People by Funding Their Bad Decisions

Tue, 02 Dec 2025 11:00:00 -0000

Dave Ramsey and Dr. John Delony answer your questions and discuss:

“How do we guide our daughter to make better choices?”
“My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?”
“I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?”
“How do I go from being intense to intentional in baby step 6?”
“Do I need to buy flood insurance?”
“Should we do what our parents recommend and live together before marriage?”
“Do we need long-term care insurance?”
“Should I get a reverse mortgage to help my daughter?”
“Should I invest in my 4th Airbnb?”
“My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college”
“We have a good income but are still living paycheck-to-paycheck. How do we get ahead?”
“Should we pull from our emergency fund to buy a car?”
“How do I talk to my client about paying me more?”
“Should I move out of my parents’ house?”

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

✔️ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠

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The Hard Road Is The One That Moves You Forward

Mon, 01 Dec 2025 11:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"When is a person financially secure enough to quit a job they hate?"
"Can we buy a house and a car while we are in Baby Step 2?"
"Am I being unfair to my wife by leaving only one of my insurance policies in her name?"
"How do I get my wife to be more gazelle intense?"
"My daughter wants us to pay for her destination wedding but they have already been married for two years".

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠

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💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Nothing Destroys Your Finances Faster Than Broken Trust

Fri, 28 Nov 2025 11:00:00 -0000

While we are out for Thanksgiving weekend, we've compiled some of our favorite George and Jade calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday!

George Kamel & Jade Warshaw answer your questions and discuss:

How do I tell my girlfriend that I lied about my finances?
My husband says we can't afford a new car
Is my son obligated to give his dad money?
How do I make enough money to take care of my mom?
I owe $65k on a car that just broke down
How do I begin to trust my husband after his financial infidelity?
Should I sell my house to pay off credit cards?

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app⁠⁠⁠⁠⁠

❤️‍🩹 ⁠Get trusted insurance coverage that fits your budget⁠

🛒 ⁠⁠⁠⁠⁠⁠⁠Black Friday deals won't last⁠⁠, ⁠⁠get gifts for as low as $6.99⁠⁠⁠⁠⁠⁠

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Stop Letting Fear Drive Your Money

Thu, 27 Nov 2025 11:00:00 -0000

While we are out for Thanksgiving weekend, we've compiled some of our favorite Ken and Jade calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday!

Ken Coleman & Jade Warshaw answer your questions and discuss:

We're $200k in debt, should we file for bankruptcy?
My parents are mad about me using my tuition refund to pay off my debt
Which credit card should I get for my son?
The woman I'm dating borrowed $1,700 from me and hasn't paid me back
My dad wants me to take out a business loan
I'm afraid that AI and robots will take my job
House has been on the market for six months

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app⁠⁠⁠⁠⁠

🛒 ⁠⁠⁠⁠⁠⁠⁠⁠Black Friday deals won't last⁠⁠, ⁠⁠get gifts for as low as $6.99⁠⁠⁠⁠⁠⁠⁠

💻 ⁠Find out where you stand with your money and get a free plan

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠
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Go to ⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠ to switch today
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Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠
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“We’re in Way Over Our Heads With $1.5 Million in Debt”

Wed, 26 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"How do we get out of $1,500,000 of debt?"
"Can I take out a car loan?"
"Can I take out a small car loan and pay it down aggressively instead of draining my savings?"
"I make $120,000 but my bills are so high I can't afford groceries"
"How do I help my girlfriend with her finances without enabling her?"
"How do I get out of the cycle of taking out payday loans?"
"How do I talk to my fiancée about my wealth and establishing a prenup?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app⁠⁠⁠⁠

💻 Find out where you stand with your money and get a free plan.

❤️‍🩹 Get trusted insurance coverage that fits your budget

🛒 ⁠⁠⁠⁠⁠⁠Black Friday deals won't last⁠⁠, ⁠⁠get gifts for as low as $6.99⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠
Get 10% off your first month of⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠
Go to ⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠ to switch today
Go to⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more
Learn more about⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠ for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠ today to learn more
For more information, go to ⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠
Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
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Explore more from Ramsey Network:

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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“My Husband Has Been Cheating On Me For 30 Years”

Tue, 25 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Rachel Cruze and Dr. John Delony answer your questions and discuss:

"Should I leave my husband who cheats on me and won't contribute to our family's finances?"
"We keep blowing through our emergency fund and now we're back in debt. How do we stop this?"
"Should we stop tithing in Baby Step 2?"
"Should I pay cash for my next semester or can I keep some money in order to live a little?"
"Should my parents use $800,000 of their investments to get my sister out of her financial situation?"
"I'm in $60,000 of debt, how do I get out of this?"
"Should I do my Roth conversion all at once?"
"Can we afford to travel to Spain for a wedding?"
"I feel like my career that I love is not enough for me to provide for my family. What should I do to increase my income?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛒 ⁠⁠⁠⁠⁠Black Friday deals won't last⁠⁠, ⁠⁠get gifts for as low as $6.99⁠⁠⁠⁠

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🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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“Was I Right To Break Off My Engagement Because of Bad Money Habits?”

Mon, 24 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ George Kamel and Jade Warshaw answer your questions and discuss:

"Was I right to break off my engagement because of bad money habits?"
"My wife and I keep fighting about how much I spend"
"How should I split bills with my parents?"
"Should I build a buffer in my account to not have to borrow and payback my emergency fund between paychecks?"
"Should we go into debt for me to go back to school?"
"Should I keep a job that I hate so my husband can find a job in another field?"
"How do I deposit $100k in cash without raising red flags?"
"Should I surrender my car back to the lender?"
"Should I move to another state to start a business?".

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app⁠⁠

❤️‍🩹 ⁠Open Enrollment is here—get free help from a RamseyTrusted health advisor ⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠

🛒 ⁠⁠⁠Black Friday deals won't last—get gifts for as low as $6.99⁠⁠

📘 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items⁠⁠

🎤 George Kamel visits Disney Springs near Orlando, Florida, to ask unsuspecting tourists potentially uncomfortable questions about their money!

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“My Financial Advisor Told Us To Take Out A HELOC For A Tax Write-Off”

Fri, 21 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and Rachel Cruze answer your questions and discuss:

"My financial advisor is telling me to take out a HELOC"
"My kids keep breaking things and it's getting expensive, should I start making them pay for it?"
"How do we navigate our family going from 2 to 7 people while juggling debt?"
"My parents don't want me to go to my preferred college"
"Should we setup a 529 account for my wife?"
"Is it too late for me to buy a house?"
"We are about to get $6,000,000. How do we best manage this money?".

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🛒 ⁠⁠⁠Black Friday deals won't last. Get gifts for as low as $6.99⁠⁠

❤️‍🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor

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“I’m $147k In Debt And Only Make $1,500 A Month”

Thu, 20 Nov 2025 11:00:00 -0000

Rachel Cruze and Jade Warshaw answer your questions and discuss:

"I'm in $147,000 of debt, should I sell my business to clear it?"
"My wife has no interest in paying off our debt and it's putting a strain on our marriage"
"I'm 17 and I am paying $1,100 for my car payment and insurance"
"Should I take a semester to study abroad or should I grow my business?"
"Should I sell off my investment property to pay off my primary home?"
"My mom keeps asking me for money. How do I help her so she can support herself?"
"I want to build a tiny home but it doesn't qualify for a mortgage, how do I finance this?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app⁠⁠

🛒 ⁠⁠⁠Black Friday deals won't last. Get gifts for as low as $6.99⁠

❤️‍🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app⁠⁠⁠

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Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
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Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
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Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
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Focused Intensity Is The Only Way To Make Financial Progress

Wed, 19 Nov 2025 11:00:00 -0000

George Kamel and Dr. John Delony answer your questions and discuss:

"How do I set a realistic budget around Christmas when I want to give everything to my kids?"
"I'm house poor and my debt is overwhelming me. How do I get out of this situation?"
"We are $100,000 in consumer debt and we have been spending more than we make. Is a HELOC the only way out?"
"Should we refinance a student loan in deferment?"
"If I file for divorce, what should be my financial priorities?"
"Who can I hire to help me manage my elderly parents finances?"
"How do I plan for my future when most of my income is used to help my mom with expenses?
"Should I sell my home in order to buy my son a house?".

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app⁠

🤓 File your taxes with 100% accurate software that’s less than half of the price

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app⁠

🛒 ⁠⁠Black Friday deals won't last. Get gifts for as low as $6.99⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠
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Go to⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠ and use promo code RAMSEY to learn more
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Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle
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Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can’t Control the Past, But You CAN Control the Path Forward

Tue, 18 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ken Coleman and Jade Warshaw answer your questions and discuss:

"My mom took student loans out in my name that I didn't know about. Should I let those loans go into default?"
"How do we stay financially secure after we were in a car accident?"
"My brother backed into my car and wrecked it. Now he is avoiding my husband and I. What should we do?"
"We are in the negative every month on our rental income. What should we do?"
"I live with, and work for my boyfriend. I feel like I don't have anything for myself. What should I do?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app

🛒 ⁠Black Friday deals won't last. Get gifts for as low as $6.99

📘 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠
Get 10% off your first month of⁠⁠ BetterHelp⁠⁠
Go to ⁠⁠Boost Mobile⁠⁠ to switch today
Go to⁠⁠ ⁠⁠⁠⁠Casper Sleep⁠⁠ and use promo code RAMSEY to learn more
Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠.
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠
Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
Visit⁠⁠ NetSuite⁠⁠ today to learn more
For more information, go to ⁠⁠SimpliSafe⁠⁠
Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today

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You Still Have Time To Change Your Financial Situation

Mon, 17 Nov 2025 11:00:00 -0000

Ken Coleman and George Kamel answer your questions and discuss:

"My boyfriend doesn’t want to marry me until I pay off my son's Parent PLUS Loan"
"How can I get out of debt on a low income?"
"Are rent-to-own plans a good way to grow my business?"
"Our house burned down in the LA fires and insurance didn’t cover it. Should we pull from retirement to rebuild?"
"My husband handles all of the finances. Is wanting to be included asking too much?"
"Am I obligated to share my inheritance with my sisters?"
"My husband and I exceed the income limits for retirement contributions. What other strategies should we consider?"
"Should I sell my house or continue renting it to my in-laws?".

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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"I'm 49 With Nothing Saved For Retirement"

Fri, 14 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and George Kamel answer your questions and discuss:

"I don't have anything saved for retirement. Is it too late for me to start investing?"
"I keep having to dip into my investments to pay my taxes. How do I stop this cycle?"
"When I turn 18 I will gain access to a $100,000 stock portfolio. How do I best grow this money?"
"My wife wants us to pay off our house but it doesn't make sense to me"
"I have been on social security for 25 years. How do I change my life and stop living in poverty?"
"Should I refinance my home to pay off my debt and HELOC?"
"Should we be saving money in an HSA when we are in Baby Step 2?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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He's Behind On His Bills and Wanting to File For Bankruptcy

Thu, 13 Nov 2025 11:00:00 -0000

George Kamel and Jade Warshaw answer your questions and discuss:

"We are $30,000 in debt and we're behind on our bills. Should we file bankruptcy?"
"How can I pay off debt when I have nothing left over after paying all of my bills?"
"My wife's friends told her that I am being financially controlling. Are they right?"
"Can I use my kids' 529 plans to pay down my debt?"
"Are my girlfriend and I building too much house?"
"Should I hold off on paying my student loans and let the military pay them off?"
"How do we figure out if it's worth it to move to a different state for a better quality of life?"
"What's the best way to invest $1 million from a business deal?"
"I caught my husband lying to me about our finances. How do I begin to rebuild trust in him?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤓 ⁠File your taxes with 100% accurate software that’s less than half of the price.⁠

📘 ⁠⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items.⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

❤️‍🩹 ⁠Open Enrollment is here—get free help from a RamseyTrusted health advisor ⁠

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His Dad Took Out $70K in Parent PLUS Loans and Didn’t Tell Him

Wed, 12 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!

Ken Coleman and Jade Warshaw answer your questions and discuss:

“Should I be paying off the Parent PLUS loan my dad took out?”
“My husband and I feel behind. We don’t have a house or retirement savings and we’re $50,000 in debt”
“Should I switch to a job that will pay more but I will enjoy less?”
“We have money to pay off a car loan but also have a newborn, is it wise to pay off the car loan now or should we wait?”
“I was recently laid off from my job and have an opportunity to help a scrappy startup. Should I take it?”
“How do we teach our 6 year old daughter about contentment?”
“My mom recently passed away and I am taking care of my siblings that are still minors. What should I do with her house?”
“Should I use $8k from savings to publish my book?”
“I’m living in a one bedroom apartment and about to have our second child. What should our next housing move be?”
“I have $50,000 in savings at 21 years-old and I’m unsure what to do with it”

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️⁠⁠⁠⁠Protect yourself with trusted insurance coverage that fits your budget

🎁 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today.

📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items.

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠
Get 10% off your first month of⁠ BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today
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Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
For more information, go to ⁠SimpliSafe⁠
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today

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💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Follow a Proven Plan, Quit Making It Up As You Go

Tue, 11 Nov 2025 11:00:00 -0000

✍️ ⁠⁠⁠Help us make the show better! Take this 6-question survey.⁠⁠⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

“How do I pay off my debt?”
“Do we need to be 'gazelle intense' with our investing?”
“Should I help my sister out financially in order for her to come visit for Thanksgiving?”
“I am struggling to balance paying off debt and spending time with family. How do I work through this?”
“How do my fiancé and I plan to protect both his family business and my security?”
“How do I start investing?”
“I don’t make enough to cover my expenses every month. Can I consolidate my debt before I fall behind?”
“How do I stop struggling with personal fulfillment after my divorce?”
“I have $140,000 in credit card debt. Should I go into default and use debt relief programs?”

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🎁 24 Hours Only! Grab life-changing gifts for just $11

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️⁠⁠⁠Protect yourself with trusted insurance coverage that fits your budget ⁠⁠⁠

📘 ⁠⁠⁠⁠⁠⁠⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items.⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today
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Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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Use code RAMSEY to save 20% at Mama Bear Legal Forms
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Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Are You Willing To Trade Your Comfort Today For Peace Tomorrow?

Mon, 10 Nov 2025 11:00:00 -0000

✍️ ⁠Help us make the show better! Take this 6-question survey.⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

"Should I drop out of college to go into the family business?"
"Should we buy a car before paying off debt?"
"My husband wants to invest instead of pay off debt"
"Should we build a home for my in-laws so we can move into their house?"
"Our insurance premium just doubled. Should we look for an alternative?"
"Should we cash out our retirement to pay off debt?"
"How do I overcome my spending addiction?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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He’s Still Living With His Ex’s Parents and Needs a Way Out

Fri, 07 Nov 2025 11:00:00 -0000

✍️ ⁠Help us make the show better! Take this 6-question survey.⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss:

"I've been fired 14 times and no employer will look at me now. What are my options to get out of this cycle?"
"I was living with my girlfriend and her family, we broke up and now I have to move out and I don't know what to do"
"Should I use my bonus to gain equity in the small business I work for?"
"I bought an Airbnb cabin and now I am behind on my bills"
"My dad offered to cashflow my first home. How do I structure this the right way?"

Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📘 ⁠⁠⁠⁠Preorder What No One Tells You About Money today now and get $100+ in bonus items.⁠⁠⁠⁠

🛡️⁠Protect yourself with trusted insurance coverage that fits your budget ⁠

Connect With Our Sponsors:

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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She's 20 and Her Parents Want Her To Buy Them A House

Thu, 06 Nov 2025 11:00:00 -0000

✍️ ⁠⁠Help us make the show better! Take this 6-question survey.⁠

George Kamel and Rachel Cruze answer your questions and discuss:

"My parents want me to use my savings to buy them a house"
"I'm $65,000 in debt and I feel completely overwhelmed"
"My father has a $1.3 million net worth and none of it is invested. How do I help him grow his wealth?"
"Should I stop investing in Baby Step 2 and lose out on my employer match?"
"I lost everything in my divorce and I don't know how I am going to pay rent this month"
"How do I save up for our wedding while I am in Baby Step 2?".

Next Steps:

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🎅 ⁠You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today.⁠

🛡️⁠Protect yourself with trusted insurance coverage that fits your budget ⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Connect With Our Sponsors:

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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A Past Gambling Problem Is Haunting His Financial Future

Wed, 05 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss:

“My friends are telling me to pay off my truck but I’d rather just keep paying the payments”
“What’s the best method for throwing cash at my various loans?”
“How do I get out of a life insurance policy that I’ve already invested in?”
“Should we buy a home or prioritize investing at our age?”
“Should I take out a HELOC to pay for my kids’ private high school tuition?”
“How do we start the baby steps when we’re $150,000 in debt?”
“Should I buy an older cheap car or just get a new one?”
“We are in our 70s, should we spend $35,000 to go to Europe?”
“How do I best use a $200k bonus?”
“How can I encourage my father to make wise, biblical decisions about his estate?”
“Should we rent or buy once we move?”
“How much house can we afford?”
“I’m making $250,000 a year but can’t afford a home in my area. Where should I be saving my money?”
“It would take over ten years to pay off our debt. Do the baby steps still work for us?”

Next Steps:

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!

🛡️⁠Protect yourself with trusted insurance coverage that fits your budget

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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He Has Marriage Problems Disguised As Money Problems

Tue, 04 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ken Coleman and Jade Warshaw answer your questions and discuss:

"Does it make sense to use balance transfer cards to pay off my debt instead of consolidating?"
"I'm $52,000 in debt, how do I get rid of the debt without selling my toys?"
"I'm recovering from a car wreck and barely surviving on disability. How do I not feel like I'm letting my family down?"
"How do we prepare for our 6th baby?"
"Should we refinance our car loan?"
"My company stock has lost 30% of its value. Should I cut my losses and cash out the stock?"

Next Steps:

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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A $60,000 Mistake Turned Into a Wake-Up Call

Mon, 03 Nov 2025 11:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Jade Warshaw and Ken Coleman answer your questions and discuss:

“My RV payment is 50% of my income and it’s on a 15-year, 17% interest rate loan. What should I do?”
“My ex-fiacée is pregnant with my kid. I feel like she is taking advantage of me financially. Should I stop giving her money?”
“My husband started a small business and it rarely brings in income. How long do we keep this going?”
“We are $103,000 in debt. How do we stop ourselves from going back into debt once we pay this off?”
“I was just laid off today. How do I choose a severance option?”
“Should I pay my debt off now or wait?”
“How much do I need to save for the birth of our child?”
“I’m about to be gifted a 25% stake in a business and I don’t want it. What should I do?”
“When transitioning to cash, how do we pay last month’s bills and this month’s bills?”
“I won $200,000 in the lottery. What should I do with this money?”

Next Steps:

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Lean Into Hard Things—That’s Where Change Happens

Fri, 31 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Rachel Cruze and Dr. John Delony answer your questions and discuss:

“How can we overcome money issues like we did addiction & alcoholism?”
“How do I combine finances with my girlfriend?”
“How do we get my mom to move out of our house?”
“Are precious metals a good investment?”
“I’m upside down on an RV, how do I get rid of it?”
“Should I pay my husband’s credit card debt from gambling and reckless spending?”
“Should we teach our kids about money with cash or debit cards?”
“My boyfriend stopped supporting me after we broke up and we own a home together. Should I sell the house?”
“Should I pull money out of a retirement account for baby step 1?”
“Everyone is telling me to go even more into debt instead of paying it off”
“I have anxiety about my job change even though I crunched the numbers. How do I find peace in this process?”
“The buyer on our home pulled out an hour before closing but we already moved into the home. What should we do?”

Next Steps:

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Stop Chasing Payments and Choose Freedom

Thu, 30 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Rachel Cruze and Dr. John Delony answer your questions and discuss:

“Should I let my car get repossessed and get a cheaper car or get it paid off?”
“How do I ask for a raise based on my performance at work?”
“We’ve paid off our house and have kids’ college done, but still struggle with saving and paying off debt”
“Should we file bankruptcy?”
“Should I pay off my credit card with an old retirement account?”
“How do we deal with friends while paying off debt?”
“How do we protect our assets in case one of us relapses?”
“I’m almost done with baby step 3, how aggressive should we be with investing for retirement vs. paying off our house?”
“After I pay all my bills, I only have $100 left. How do I find more margin in my budget to pay off $7,000 of debt?”
“How do we organize a 529 plan from my parents that I didn’t use and transition it to my two kids?”
“How do we get out of the financial disaster that we’re in?”
“I’ve been taking care of 3 handicapped family members and I now have no savings. How do I get my finances built back up?”

Next Steps:

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🎅 ⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Big Paychecks Won’t Fix Dumb Financial Decisions

Wed, 29 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Jade Warshaw and George Kamel answer your questions and discuss:

“Why isn’t bankruptcy a good way to force me into a “cash is king” approach to debt?”
“My mother expects my brother and me to take care of her financially in her old age. What should we do?”
“How do we pay off a HELOC that we’ve been using as a giant credit card?”
“How do I deal with family that’s mismanaging their money?”
“Should I stay in my job or go to college?”
“I’m $90,000 in debt and I’m struggling to cut back my expenses. How do I get into a “rice and beans” mentality?”
“My mother is in $90,000 of debt and after digging into her finances, I have no idea how to help her”
“If I was looking for a risky investment, what are my best options?”
“Should we pull money from retirement or take out a Heloc to cover our expenses when my husband changes careers?”
“Do you recommend adult children living with parents without contributing to expenses?”
“Should we sell our dream home for financial peace?”
“My father gave me a loan for my house. Should I pay him back or have it taken out of my inheritance?”

Next Steps:

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 Find out where you stand with your money and get a free plan.

🛡️⁠⁠⁠Protect yourself with trusted insurance coverage that fits your budget

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The Ramsey Show Live From Orlando

Tue, 28 Oct 2025 15:00:00 -0000

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The Ramsey Show hits the road! 🎙️ George Kamel, Dr. John Delony, and Jade Warshaw are live from Orlando with a packed house and powerful conversations about money, careers, and relationships. Next Steps:

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Normal Is Broke—Don't be Normal!

Tue, 28 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠⁠⁠ Rachel Cruze and Jade Warshaw answer your questions and discuss:

“I feel swindled by my whole life policy – I was relying on it for my retirement and I'm lost...”
“Is it worth it to take a loan out to buy a more expensive car?”
“We are $287,000 in debt and we keep blowing through our baby step 1 emergency fund. Should we increase it?”
“I’m going to be laid off in January, what should I do?”
“How do we stop feeling guilty about our plans to buy a home?”
“How do I overcome my mentality of holding on to money instead of paying debt?”
“How do I tell my girlfriend that I lied about my financial situation?”
“Should I stop investing while I am saving for a down payment on a house?”
“Can we withdraw $2k/month so I can stay home with our kids?”
“How do we navigate job loss and a high-risk pregnancy?”
“How do we get out of mobile home hell?”
“Can I quit my job and become a stay-at-home father?”
“Which pension payout should I choose?”
“Should I be paying off my student loans while I’m in college?”

Next Steps:

📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🏠 Get organized and prepared to buy or sell a home.

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🛡️Protect yourself with trusted insurance coverage that fits your budget

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can Rebuild No Matter Where You Are

Mon, 27 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠⁠ George Kamel and Jade Warshaw answer your questions and discuss:

“What should I do with my 401(k) after getting laid off?”
“Should I take out a HELOC to help my aunt financially?”
“How do I get out of debt with my income?”
“How do I convince my fiancé to work the baby steps?”
“How do I decide if making a career change is the best thing for my family’s future?”
“What should I do about a car that is underwater and needs repairs?”
“My husband wants to quit his job to drive for Uber again...”
“How do we figure out ownership of a house we bought with my parents?”
“What should I do with my 401(k) after my company is acquired by a larger company?”
“Should we buy a new house or remodel our current home?”
“Should I change my attitude about tithing?”
“How much should I spend on a car?”
“My husband wants to be involved in how money I inherited is handled because we are 'one'..."

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠

🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

❤️‍🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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It’s Time To Stop Surviving And Start Winning With Money

Fri, 24 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠ George Kamel and Jade Warshaw answer your questions and discuss:

"Should we sell our new house after a local church opened a homeless shelter across the street?"
"How do we stay motivated to pay off debt when being debt-free feels unachievable?"
"I'm about to go $500k into debt buying a business and a home at the same time..."
"How do I stop living paycheck-to-paycheck?"
"Should I use a VA loan to buy a mobile home?"
" Can I invest now and worry about my emergency fund later?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Stop Letting Other People Wreck Your Finances

Thu, 23 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠ Rachel Cruze and George Kamel answer your questions and discuss:

"Should I take out a loan to pay off debt in collections?"
"How do I convince my husband to quit his church job?"
"How do I stop spending so I can reach my financial goals?"
"I don't trust the decisions my husband is making in our business..."
"How do I tell my parents that I got into my dream school?"
"How do I talk to my dad about his retirement plan?"
"How do I stop my in-laws from guilting my husband into giving them money?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠Find out where you stand with your money and get a free plan. ⁠⁠⁠

📈 For help with investing, get connected with a SmartVestor Pro.

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can’t Outearn Your Stupidity

Wed, 22 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠ George Kamel and Rachel Cruze answer your questions and discuss:

"Am I ok to use credit cards as long as I pay them off every month?"
"Should I focus on paying down debt or saving if I will be without a job for about a year and a half?"
"Should my girlfriend and I get an apartment together?"
"Should I be investing in a 529 or mutual funds for my kids?"
"I have $30,000 in debt, how do I go about paying this off?"
"My family doesn’t think it is a good idea to rent out my main home and live in the loft apartment. Why shouldn’t I?".

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app! 💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠Find out where you stand with your money and get a free plan. ⁠⁠⁠

❤️‍🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor!

Connect With Our Sponsors:

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There Are No Shortcuts To Building Wealth

Tue, 21 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠ Jade Warshaw and Rachel Cruze answer your questions and discuss:

"I'm in $60,000 of debt, how do I pay it off?"
"The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3?"
"Should I pay off my student loan debt before I buy my house?"
"I was able to get out of debt while still enjoying my lifestyle, did I complete Baby Step 2 correctly?
"Is "house hacking" a good idea?".
“How can I feel blessed by my husband’s gift giving when it comes from our finances?”
“How much life insurance should we have on our kids?”
“Should we use the money we set aside for taxes to pay off debt?”
“How do I get out of over $30,000 of debt?”
"We just got married and are in over $40,000 of debt."
"How should we approach paying this off?"
“Does it make sense to keep our more expensive health insurance so that we can access our HSA investment options?”
"My husband doesn’t make much money, how can I inspire him to get a higher paying job?"
“How do couples merge their finances when they disagree on how money should be allocated?”
“How much should I spend on a car?”
“I paid for my sister’s house. How should we title the home to protect ourselves in case something happens to her?”
“Should I keep hustling or slow down to spend time with my family?”

Next Steps:

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Your Financial Comeback Starts Today

Mon, 20 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠ George Kamel and Ken Coleman answer your questions and discuss:

“How do I turn my life around and be financially successful?”
“How do I balance providing for my family and being present?”
“How much should I be putting aside for Christmas?”
“We are $86,000 in debt. How can we pay all this off quickly?”
“How can I earn passive income while I am in college?”
“How do I handle siblings who won’t pay their share of our cell phone plan?”
“How do we combine finances after we get married?”
“Are classic muscle cars as good of an investment as a home?”
“Do college students have less of a chance of becoming successful today than in prior generations?”
“How do we pay credit card minimums and still afford basic food & utilities?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💻 ⁠Find out where you stand with your money and get a free plan. ⁠

📈 For help with investing, get connected with a SmartVestor Pro.

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❤️ Build A Stronger Marriage at the Money & Marriage Getaway

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Introduction: The Ramsey Show

Sat, 18 Oct 2025 16:09:00 -0000

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at

A Proven Plan for Financial Success | RamseySolutions.com

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The Ramsey Show Live From Chicago

Fri, 17 Oct 2025 15:00:00 -0000

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💵 Start eliminating debt for free with EveryDollar

The Ramsey Show hits the road! 🎙️ George Kamel, Rachel Cruze, and Ken Coleman are live from Chicago with a packed house and powerful conversations about money, careers, and relationships.

Next Steps:

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can Still Take Charge Of Your Financial Future

Fri, 17 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss:

"Can we stop my mother-in-law from using my husband's name on her investment accounts?"
"I can't afford minimum payments on my debt after buying a house..."
"Should I pay off a low-interest car loan or should I sell?"
"Should I pull from my brokerage account to pay off my house?"
"Should I include the car note I cosigned for in my debt snowball?"
"What order should I pay off my debts?"

Next Steps:

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📚⁠⁠ Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

🛡️ ⁠⁠Get trusted insurance coverage that fits your budget.⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You’re Either Building Wealth or Losing It

Thu, 16 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠ Rachel Cruze and Jade Warshaw answer your questions and discuss:

"Should I pay my parents what their house is worth after they sold it to me for $1?"
"Should I convert my HELOC into a 15-year mortgage? We can't seem to make any progress on paying it off..."
"My friend claims to follow the Baby Steps but keeps doing stupid stuff with money. Should I say something?"
"How much does my husband need to make for me to become a stay-at-home mom?"
"How can I help my husband with his debt while still protecting my assets?"
"After our divorce, my ex defaulted on our debt. Should I quit my job so I can qualify for bankruptcy?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📚⁠ Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

💻 ⁠⁠Find out where you stand with your money and get a free plan. ⁠

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Dumb Financial Decisions Stunt Your Financial Growth

Wed, 15 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠ Dave Ramsey and George Kamel answer your questions and discuss:

"My fiancée wants to take on $200,000 in school debt right before we get married..."
"How can I stop my girlfriend's mom from micromanaging our relationship?"
"Should my son be leaving the house at 21 years-old?"
"What should we prioritize, our business debt or our personal debt?"
"Should I be helping my mom pay off her debt when I have my own?"
"How do I plan my finances for a divorce?"
"Should I buy a Ford Bronco or invest the $50,000?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

🏠 Get organized and prepared to buy or sell a home.

📚⁠⁠ Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

📈Free Tools & Resources to Help You With Investing and Retirement

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Won’t Win With Money by Accident

Tue, 14 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss:

“I’m paying $500 a month for my leased HVAC system. Should I pay it off before I pay off my house?”
“How do I convince my husband not to pay his dad’s property taxes every year?”
“We are looking to buy our first home, what are some extra costs and inspections that we should be looking out for?”
“How can we pay off debt when our daughter’s monthly tuition takes everything?”
“My new husband keeps his finances hidden from me and I’m afraid what I will find out if we combine our accounts...”
“We just inherited $1.3 million. What’s the best way to liquidate some of these assets?”
“I’m in $85,000 of debt and I’m drowning in payments. How do I get rid of this mess?”
“How do we get out of a financial hole when we’ve cut everything we can from our budget?”
“Are we making a mistake by moving to another state if I lose my income and we only have my husband’s salary to rely on?”
“How did you navigate the marriages of your children when it came to estate planning?”

Next Steps:

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💻 Find out where you stand with your money and get a free plan.

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Your Financial Chaos Ends Today

Mon, 13 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss:

"How do we stop my fiancée's mother from stealing her student loans?"
"Why should I pay cash for a car when I could invest the money and earn a better return?"
"My ex-wife was ordered to pay half of our back taxes three years ago but she still hasn’t paid"
"How do I choose which debt to pay off first when they are all similar amounts?"
"Should we pay ourselves a salary from our new business to pay off debt?"
"How can I get my adult kids to contribute for household expenses?"
"Should we downsize our home so that we can pay it off quickly?".

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

🏠 Get organized and prepared to buy or sell a home.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈Free Tools & Resources to Help You With Investing and Retirement

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can Stay Broke Or Start Changing

Fri, 10 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠ Jade Warshaw and Dr. John Delony answer your questions and discuss:

"Should we accept money from my in-laws?"
"I can't pay my bills, should I file bankruptcy?"
"When can we open "fun" accounts while working the Baby Steps?"
"How do I build my credit score without debt?"
"Is using a line of credit a good way to pay off a house faster?"
"When in the Baby Steps do we start saving for adoption?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

❓ ⁠⁠⁠⁠Find out where you stand with your money and get a free plan.⁠⁠⁠⁠

📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

Connect With Our Sponsors:

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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A Written Plan Will Always Keep You On Track

Thu, 09 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠ Ken Coleman and George Kamel answer your questions and discuss:

"I owe $8,000 in collections and $4,000 to the IRS, how should I tackle this?"
"How much should I spend on a new truck?"
"My husband and I don't agree on how to budget..."
"Would it be better to refinance or recast our mortgage?"
"My husband works two jobs. Can he leave one so that he can spend more time with the family?"
"Is it a good idea to retire early?"
"When is the right time to buy a house with my boyfriend?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠

📈⁠⁠For help with investing, get connected with a SmartVestor Pro.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

Connect With Our Sponsors:

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Quit Blaming Your Past And Take Control Of Your Money

Wed, 08 Oct 2025 10:00:00 -0000

🤔 ⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss:

"My girlfriend doesn't want to marry me until I pay off all my debt..."
"My husband and sister disagree on how to split the proceeds from the sale of family property. How do we navigate this?"
"Should we slow down on Baby Step 2 while the government is shutdown?"
"How do I avoid paying taxes on an inherited IRA?"
"My wife keeps telling me how to run my business. Am I wrong for wanting to run the business I built my way?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠

❓ ⁠⁠⁠Find out where you stand with your money and get a free plan.⁠⁠⁠

🛡️⁠⁠⁠Get trusted insurance coverage that fits your budget ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You'll Never Prosper When You're Tied Down With Payments

Tue, 07 Oct 2025 10:00:00 -0000

🤔 Can an online will work for you? Take this quiz to find out! Dave Ramsey and George Kamel answer your questions and discuss:

"I'm $15,000 in debt with nothing in savings. I lost my job today, where do I go from here?"
"Should we buy a house that's going to put us over budget by $1,000 every month?"
"I just graduated and got my first job, how do I start saving and investing?"
"How do I help my dad with his finances? He has $175,000 missing from his accounts"
"We paid off our mortgage and my wife wants to upgrade our house. Am I being stingy for not wanting another mortgage?"
"Why shouldn't we keep using credit cards if we are able to consistently take advantage of the points and cash back?"
"We have $104,000 of debt, should we sell our car? Should my wife go back to work to speed up Baby Step 2?".

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 Get episodes early in the free Ramsey Network app! ❓ ⁠Find out where you stand with your money and get a free plan.⁠

🛡️⁠Get trusted insurance coverage that fits your budget ⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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If You Want To Do Great Things You Need To Do Hard Things First

Mon, 06 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

“How do we get out of the financial mess we're in?”
“How do I get rid of my car debt?”
“How do I stay motivated while paying off $184k of debt?”
“Should I keep my credit cards to maintain my credit score?”
“How do I handle a divorce settlement while in the baby steps?”
“I’m drowning in debt and don’t know what to do?”
“Should my daughter ask for reimbursement for job interview travel?”
“Can we build our savings instead of paying off debt?”
“Should I use my savings to pay off 0% interest? “
“The motor blew up in my truck and it’s going to cost $15,000 to fix. What should I do?”
“We can’t make any progress on our debt...”
“Where should I be investing?”
“I’m struggling to give $900 to a friend...”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠

❓ Find out where you stand with your money and get a free plan.

🛡️Get trusted insurance coverage that fits your budget

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Make Sacrifices Today To Achieve Your Financial Goals

Fri, 03 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"As a single mom, what is the best way to get rid of a day care debt that is past due?"
"My boyfriend and I both have student loan debt, how do we start investing once we are debt-free?"
"We are in Baby Step 3 and wanting to set up a special needs trust for our child. Should we pause Baby Step 3?"
"I have an inconsistent income and 4 kids. While paying off debt, how much should we keep in savings?"
"As a truck driver, should I live out of my truck versus buying a home to save money, or is that being too frugal?"
"How do you pay off your credit cards when the minimums are half my take-home pay?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧮 ⁠⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠⁠

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📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

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You Can’t Afford To Be Careless With Money

Thu, 02 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"Should I keep cash at my house?"
"Should we live close to our parents for a low monthly rent or move further away?"
"Should my partner take out a HELOC on our house to pay me his part of our down payment?"
"Our insurance didn't pay us after a natural disaster destroyed our home. How do we start over?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤕 Get trusted insurance coverage that fits your budget.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

❓ Find out where you stand with your money and get a free plan.

Connect With Our Sponsors:

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Have To Clean Up Your Financial Mess Before Building Wealth

Wed, 01 Oct 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"My husband is planning to give our land away..."
"What should I do with a $60k bonus?"
"Should we downsize our house to prepare for a surprise baby?"
"My wife passed away last month, how do I invest now that I've lost her income?"
"I just left an abusive marriage, what should I do for housing?"
"Is my wife a princess or do I just need an attitude change?"
"Is it wrong to keep having kids while getting government assistance?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 Get organized and prepared to buy or sell a home.

☮️ ⁠⁠Lead a Financial Peace University class.⁠⁠

🧠 ⁠⁠For help with investing, get connected with a SmartVestor Pro.⁠⁠

📈 Free Tools & Resources to Help You With Investing and Retirement

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It’s Not Too Late to Get Control of Your Money

Tue, 30 Sep 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

“I work for my parents and I sometimes don’t get paid. How do I talk to them about this?”
“My older brother is financially taking advantage of our parents. How do I approach my parents about this?”
“Is our land calculated into our net worth even if we have no plans on ever selling it?”
“Can I pause retirement investing to save for a house downpayment?”
“I’m 50 and just started investing. What are my options to save for retirement?”
“Can we financially afford for my wife to be a stay-at-home mom?”
“My wife and I are underwater on our cars, how do we get out of this?”
“How can we get out of debt because we’re underwater financially?”
“How do I pivot from being gazelle intense after paying off debt?”
“Should a pension crisis prompt me to leave my job?”
“How do my husband and I agree about using a lump sum of money that we’re about to receive?”
“Should we buy a house in cash or get a mortgage?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

☮️ ⁠Lead a Financial Peace University class.⁠

🧠 ⁠For help with investing, get connected with a SmartVestor Pro.⁠

🧮 ⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠

👫 Check out our free Term Life Insurance Guide for helpful info and resources.

Connect With Our Sponsors:

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Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.
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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Small Steps Lead to Big Change

Mon, 29 Sep 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠

George Kamel and Jade Warshaw answer your questions and discuss:

“Where should I keep my investments?”
“My co-worker is a level below me but is being paid more. How do I ask for fair pay?”
“Should I use my credit card to build my credit again?”
“Is paying for a van that I live in the same as paying a mortgage?”
“My husband is using our emergency fund as a bank...”
“Should I turn my HELOC into a mortgage?”
“How can I rent an apartment when I’m in bad shape financially?”
“I’m not qualified for the job I have. Should I quit and become a nanny?”
“Can you help us find an adoption loan that won’t drown us in debt?”
“Was it right for my wife to stay at home with our first child?”
“Is it wise for me to buy a house?”
“I’ve been paying off debt since February but I feel like I’ve hit a wall...”
“I’m 71 – everyone is telling me to not pay off my house. What should I do?”
“My wife has car fever and wants to go into debt"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

📈⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧮 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠⁠⁠

👫 ⁠⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠⁠

Connect With Our Sponsors:

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Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
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Explore more from Ramsey Network:

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠

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Stop Trying To Borrow Your Way Into Freedom

Fri, 26 Sep 2025 10:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"Does it make sense to have a business credit card to get cash back on big purchases?"
"We bought too much house, how do we balance paying this down vs. investing?"
"I'm 21 and still live at home with my parents. Should I sell my car so I can afford to move out?"
"How do my fiancé and I combine finances when I have way more saved than he does?"
"We have $235,000 in student loan debt and have a baby on the way. How do we get on the same page to tackle this debt?"
"Why don't children have an obligation to care for parents financially?"
"My wife wants to upgrade the house but I would rather pay down the mortgage. Which idea is better?"
"Should I pull from retirement to purchase a second property?"
“Can I afford to buy a Harley Davidson?”
“What should we do about our daughter who refuses to pay parent PLUS loans?”
"I made a dumb decision with my house. Should I file bankruptcy?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

📈⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠

🧮 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠⁠⁠.
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Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠.
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Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠⁠⁠⁠.
Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t Quit When the Journey Gets Hard

Thu, 25 Sep 2025 10:00:00 -0000

Dave Ramsey and Dr. John Delony answer your questions and discuss:

“How can we stop my wife’s parents from asking their 10, 12, and 17 year old daughters for money?”
“Should I leave my marriage because of my husband’s spending?”
“How do I get out of a house purchase that my employer forced me into but I can’t afford?”
“Would buying land next door be a good investment?”
“Should I continue to throw everything at my debt or save for potential emergencies?”
“Should I take out a $10k loan to fix up my mom’s kitchen?”
“How do I tell my significant other, he needs a better job?”
“Can I afford to open my own business?”
“Do we make enough for me to be a stay-at-home mom?”
“Should I stop contributing to my retirement while paying off debt?”
“Am I legally obligated to follow my dad’s wishes from his will?”
“Should I cash out home equity to invest in an IUL policy?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

📈⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠

🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧮 ⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Free Tools & Resources to Help You With Investing and Retirement

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠.
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Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠.
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For more information, go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠⁠⁠⁠.
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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Are You Investing in Tomorrow or Robbing It?

Wed, 24 Sep 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"How do I convince my wife to stop using credit cards when I'm on Baby Step 1?"
"What should we do with the proceeds from the sale of our house?"
"My husband was recently fired, how do we make our finances work while he's working small jobs?"
"Should we downsize our house so my wife can stay at home?"
"We have the money but struggle to justify going on vacation"
"We gifted our son over $100,000 to buy a house and now he wants to pay us back. Are there any tax implications for this?"
"What should I do with an inherited annuity?"
"How do I create a family budget to keep my kids from spending money?"
" Should I dive back into a career now that my husband has beat cancer?"
"I'm 62 with only $100,000 saved for retirement. Should I focus on paying off my house or saving more for retirement?"
"Should we charge our 19 year old rent?"
"What should we do with the proceeds from the sale of our business?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

💲⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠For help with investing, get connected with a SmartVestor Pro.⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠⁠⁠

👫 ⁠⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Yesterday’s Choices Don’t Define You — Change Starts Today

Tue, 23 Sep 2025 10:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"Should I leave my boyfriend who keeps postponing our wedding?"
"Should we take equity out of our cabin to pay off our primary home?"
"I'm homeless and in debt, should I file for bankruptcy?"
"I'm 56, is it too late for me to start investing?"
"Why not pay off debt while investing?"
"How much is too much to spend on a wedding?"
"I'm 72 with only $40,000 saved. What should I do?"
"How do we balance paying off debt and saving for an upcoming medical expense?"
"We're getting a settlement from an accident that killed my sister. How do I use this cash well?"
"How do I help my mom without taking on debt?"
"I'm paying $2,800 a month in car payments. Should I have one of the cars voluntarily repossessed?"
"Should I pay off all my debt or buy rental properties before going into retirement?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠.

📱 Get episodes early in the free Ramsey Network app!

📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠⁠

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👫 ⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠

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Hope Always Lives on the Other Side of Hurt

Mon, 22 Sep 2025 10:00:00 -0000

Ken Coleman and George Kamel answer your questions and discuss:

"I owe my brother money after getting scammed from an investment course. Should I file bankruptcy?"
"I'm 53 years-old and have nothing saved for retirement. Should we sell our house and start over?"
"I'm 66 years-old, should I pull from my retirement savings to pay off debt?"
"Can I pay to have my dog cremated even though I am in debt?"
"My husband is wanting to give his daughter part of his 401(k) instead of giving me 100% as the beneficiary"
"Should I pull back my hours a bit and give myself a break?"
"How do I stay motivated when I feel restricted by living on a budget?"
"Should I pile up cash if I'm facing job insecurity?"
"Should I leave a job after less than a year?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Connect With Our Sponsors:

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Do the Right Thing Even When It’s Hard

Fri, 19 Sep 2025 10:00:00 -0000

Rachel Cruze and Dr. John Delony answer your questions and discuss:

"Can we recover money that our brother stole from our father and his estate?"
"When is the right time to ask someone I'm dating how much debt they have?"
"We inherited my grandparents' house on our land. Should we just tear it down instead of remodeling it?"
"I'm buried in over $400,000 of debt and feel like I can't live"
"I'm about to get a divorce, should I pull from my 401(k) to buy my husband out of our house?"
"Should I keep inheritance money in my name only or both me and my husband?"
"Are there strategies to overcome anxiety from investing?"
"How do we get out of my car loan that has an 18% interest rate?"
"How do I pay off my debts as a single parent with no help?"
"We're about to purchase a home with my parents. Is it okay if our name is not on the deed for tax purposes?"
"How do I get my aging mom to be responsible for her finances?"
"I'm getting $850,000 in cash from an inheritance. How do I invest this well?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠

🎟️ ⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠.
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Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠.
Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠.
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Money Chaos Doesn’t Have to Be Forever

Thu, 18 Sep 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"How do I get out of investor debt from business men I don't want to cross?"
"I'm overwhelmed with my debt. How do I get out of this?"
"Should I pay off my estranged son's student loans?"
"How do I separate business expenses from my personal expenses?"
"I'm getting a divorce, how do I best use the proceeds from the sale of my home?"
"Is it okay to refinance my house in order to fund a $150,000 home addition?"
"I recently lost my job, should I pull from my IRA to cover debt and wedding costs?"
"Am I a wimp for wanting to quit my job?"
"Do I have to claim a gift from my former boss on my taxes?"
"What's the best way to encourage my husband to be independent of his parents?"
"Can my 18 year old son get out of a car loan he co-signed for his ex girlfriend?"
"I'm a single parent of 3 kids and feel like I can never get ahead"
"Should I cash out my whole life insurance to buy term life?"
"Can I use a HELOC for a second home?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

💲 For help with investing, get connected with a SmartVestor Pro.

📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

🛡️ ⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠.
Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠.
Visit⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠⁠.
Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!

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Debt Is the Enemy of Your Freedom

Wed, 17 Sep 2025 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

"My husband and I disagree on how to pay off our car"
"How do I trust that my boyfriend will stay out of debt once we’re married?"
"How do I wisely use a $350k settlement?"
"My mother-in-law was scammed out of $150k"
"Should I pay my mom's Parent PLUS loan now that my mom is filing for bankruptcy?"
"How do I get out of over $825K in real estate debt?"
"Should we sell our house that is financially crushing us?"
"How do I pay off credit card debt from a stock investing training?"
"How can I get my husband to work with me as a team on our debt?"
"I borrowed money from a family member then I found out he had stolen it. What should I do?"
"My girlfriend isn't as motivated as I am. Should I stay in the relationship?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

🛡️ Get trusted insurance coverage that fits your budget.

🎟️ ⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠.
Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠.
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Don’t Let Money Drama Keep You Broke

Tue, 16 Sep 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"I am getting calls regarding debt on my deceased father. How do I handle this?"
"Can we get some advice on managing finances with a large family and disagreements on spending?"
"How do my fiancé and I plan to combine our finances when there is a prenup in place?"
"We would like to retire early. How should we adjust our investments in order to make this happen?"
"How do I get out of $1.8M in debt when I'm stretched thin in spite of a high net worth?"
"How do I keep my addict brother from blowing his portion of our inheritance?"
"Am I wrong for not wanting to pay for repairs to my mother's home?"
"My wife and I disagree on what to do with a whole life policy."
"My wife and I disagree on leveraging debt to make money. Who is right?"
"I am $10,000 underwater on my leased car. How should I handle this?"
"I am debt-free. When can I start buying things I want?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠

🎟️ ⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠

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👫 Check out our free Term Life Insurance Guide for helpful info and resources.

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Slow and Steady Beats Get Rich Quick

Mon, 15 Sep 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠

George Kamel and Ken Coleman answer your questions and discuss:

"Should we keep a rental if we're losing money on it?"
"I just found out I'm pregnant, how can I financially prepare?"
"I took out a pension loan, should that be first in my debt snowball?"
"Should we pull from savings to pay off debt?"
"Should I buy a house with 0% down?"
"Should surplus investing go into a brokerage or a Roth IRA?"
"I lost my job a month ago. When should I sell my house?"
"Is my boyfriend's lack of interest in getting a job a red flag about getting married?"
"Should I buy a house with my parents when my wife is totally against the idea?"
"Should I pay off my mortgage with my brokerage account?"
"How do I balance living for today and saving for the future?"
"Can I invest in a side hustle while paying off debt?"

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

🏠 ⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠

🎟️ ⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠

👫 Check out our free Term Life Insurance Guide for helpful info and resources.

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When You Feel Overwhelmed, Control the Controllables

Fri, 12 Sep 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"Should I pay off my HELOC first in my debt snowball?"
"Is it possible to graduate Baby Step 4?"
"We're expecting $500,000 from the sale of a business. How do we best use these funds?"
"How do I break the news to my wife that we are broke and $500,000 in debt?"
"I own my own business and haven't been saving for taxes. How do I get out of this mess and keep the business going?"
"Can I change my career now that I've finished Baby Step 2?"
"Should we consider our rental property as debt in Baby Step 2?"
"How do I get out of a motorcycle I'm upside down on?"
"How can I convince my husband that we need to create a joint account?"
"My wife wants to take a trip to Europe but I would rather keep investing 40% of our income."

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

🏠 ⁠Get organized and prepared to buy or sell a home. ⁠

🎟️ ⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every …

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You Can’t Hack Your Way Out of Debt

Thu, 11 Sep 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠

Dave Ramsey and Dr. John Deloney answer your questions and discuss:

"Should I lock my husband out of our savings account to stop his spending?"
"How do I pay off debt as a single mom?"
"Should I finance a car with my company's stipend?"
"Is it wise for me to be paying my mom's life insurance policy so it will clean up her mess when she passes?"
"Is my total net worth too tied up in real estate?"
"We're drowning in personal and business debt. Should we file for bankruptcy?"
"Should I pull from my IRA to build a cabin or just take out a loan?"
"Should I just let go of the idea of marrying my partner?"
"I just got divorced at 73 years-old. How do I make my last $100,000 last into retirement?"
"Should I pay my mortgage off when a family member is the loan holder?"
"My mortgage lender is highly encouraging me to refinance in order to free up my income to pay off debt"
"Our family owned farm has grown 3x in equity. Should we sell it and invest the proceeds?"
"We make $200,000 but can't seem to get back on track. What are we doing wrong?"

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

🎟️ ⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠

👫 Check out our free Term Life Insurance Guide for helpful info and resources.

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠.
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Don’t Let Panic Derail Your Plan

Wed, 10 Sep 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"We're barely scraping by and I just found out I'm pregnant"
"I have to ask my husband for money for anything I do - should I divorce him? "
"I'm 20 years old and considering filing for bankruptcy"
"How do I start investing?"
"I'm getting a large inheritance. How should I invest it?"
"We're net worth millionaires but struggle to pay our bills"
"I've been fired twice and we're drowning in debt"
"What is your opinion on being able to Vemno the government to pay down the national debt?"
"Should we buy a home in cash if we are going to be moving every few years?"
"Can we do the debt snowball out of order since we have a baby on the way?"
"Our families are giving us a wedding gift of $20,000. How do we best use this money as newlyweds?"
"Can I afford a second child with the home repairs we have to pay?"
"I'm 65, can I afford to retire?"

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠

🎟️ ⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠.
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Debt Always Comes With Strings Attached

Tue, 09 Sep 2025 10:00:00 -0000

🤔 ⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"What should I do with $100,000 I have sitting in my account?"
"My husband doesn't think I should spend money since I'm a stay-at-home mom..."
"I am $2.5 million in debt. Should I pay it down if it's low interest?"
"I feel guilty moving out if it puts my sisters in a bind financially..."
"Can we afford a $200,000 bus to travel in retirement?"
"My ex-fiancée stopped paying on her car that I cosigned on..."
"Should I liquidate my cryptocurrency to pay off my debt?"
"Our financial advisor is telling us to buy a multi-family property, is this a good real estate investment?"
"How do we split up the expenses for our wedding without combining money?"

Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠⁠

🎟️ ⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠

📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

👫 ⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠.
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Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠.
Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠.
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Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠.
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If You Feel Stuck, It’s Time for a Reset

Mon, 08 Sep 2025 10:00:00 -0000

🤔 ⁠Think you’re good with money? Take our Money in America quiz!

Ken Coleman and George Kamel answer your questions and discuss:

"Should I lease a car to get out of my car loan?"
"I'll lose my disability benefits if I get a better job..."
"I feel like I'll never see the money that I'm investing..."
"I did the Baby Steps out of order. How do I get back on track?"
"How can we pay off debt when our mortgage payment is crushing us?"
"How do I convince my husband that it's time to move out of my parents' house?"
"Pay off business car debts first or save?"
"Are credit cards worth it for the travel miles?"
"How do I balance paying off business debt and expanding?"
"Should I pull from an inherited IRA to pay off debt?"
"What should I do with $45k I have in a safe at home?"
"FW: What do I do when I've reached "the end" of the Baby Steps?"

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

🛡️ ⁠Get trusted insurance coverage that fits your budget.⁠

🎟️ ⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠

🪪 Learn more about ID Theft Protection

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠.
Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠.
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠.
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠.
Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠SimpliSafe⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠.
Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY.
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You Don’t Have To Live One Emergency Away From Broke

Fri, 05 Sep 2025 10:00:00 -0000

Jade Warshaw and Dr. John Delony answer your questions and discuss:

"How can I maintain my credit and keep my home despite a separation from my husband?"
"Should I sell my home to pay off $125,000 of debt?"
"How do I tell my fiancé to stop paying his parents' mortgage?"
"How do we keep the "hustle" going after Baby Step 2?"
"I'm living off credit cards, is selling my business a good way to pay off my debt?"
"How should we finance the remodel of our house?"
"My son is asking for more money for school overseas, what should we do?"
"How do I tell my 75-year-old sister that I cannot be her lifelong safety net?"

Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠

🎟️ ⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

🏠 Get organized and prepared to buy or sell a home.

📚 ⁠⁠⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠⁠⁠

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You Breathe Easier Without Payments Choking You

Thu, 04 Sep 2025 10:00:00 -0000

📈 Think you’re good with money? Take our Money in America quiz! George Kamel and Jade Warshaw answer your questions and discuss:

"I inherited $750,000, should I use it all to buy a house in cash?"
"Is selling my house the only option for me to get out of debt?"
"How do I navigate going through a divorce and expecting twins?"
"Should I quit my job to be a stay-at-home mom?"
"How do I begin to trust my husband after his financial infidelity?"
"How do I convince my wife that keeping cash at home to hide it from the government isn't a good idea?"
"I'm $300,000 in debt, how do I begin to pay this off?"
"Can I afford to buy a Viper?"
"We're millionaires but we still have anxiety about buying a vacation home"

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

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Money Magnifies What You Already Are

Wed, 03 Sep 2025 10:00:00 -0000

📈 ⁠Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Dr. John Delony answer your questions and discuss:

"Should I borrow from my 401(k) to start a business?"
"How do I work the Baby Steps when the Department of Treasury is threatening to garnish my wages?"
"How does Baby Step 6 work if I will be moving every few years?"
"How do I deal with people asking for my deceased husband's personal belongings?".

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

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💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

📚 ⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠

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You’ll Always Live Paycheck-to-Paycheck Until You Have a Budget

Tue, 02 Sep 2025 10:00:00 -0000

🎟️ ⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠

Jade Warshaw and Ken Coleman answer your questions and discuss:

"Should we sell our home to get out of debt?"
"I don't see how I can finish college without taking on more debt..."
"Should I sell my rentals?"
"Can I afford to retire now?"
"How do I pay off a 401(k) loan?"
"Should I take out a loan to speed up building my house?"
"How do I financially prepare to leave my husband?"
"Is it normal to have difficulties changing from using credit cards to cash?"
"How do I make a budget?"
"My ex-wife and I disagree on the purchase of our son's first car..."
"The sale of our family business went sideways and wiped out my retirement..."
"My car is totaled and I don’t have savings. Should I get a car loan?"
"Should I pursue a relationship with a man when I'm not sure I trust him financially?"

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

⛰️ ⁠⁠Find out your Baby Step and get a plan for your money. ⁠

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

📈 For help with investing, get connected with a SmartVestor Pro.

📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

Connect With Our Sponsors:

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Get 10% off your first month of⁠ BetterHelp⁠.
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Get 20% off when you join ⁠DeleteMe⁠.
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Big Incomes Don’t Cancel Out Bad Decisions

Mon, 01 Sep 2025 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

"We're $500K in debt, can we afford new cars?”
"My girlfriend will lose her pension if we get married"
"How do we pay off $500k of medical debt?"
"Is there a limited amount of wealth available?"
"My husband keeps refusing to combine finances,"
"Should we usse our savings to pay off our student loans?"
Living paycheck-to-paycheck on $600K a year.

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!⁠

📚⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠

💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Discipline Matters Most in the Hard Times

Fri, 29 Aug 2025 10:00:00 -0000

🎟️ ⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How can I leave my husband when I have no job or savings of my own?"
"We're in our 70s and have nothing saved for retirement. How do we stop living paycheck-to-paycheck?"
"Can we afford to slow down paying off debt to be present with our kids?"
"How can I best use the inheritance I just received?"
"My husband just told me we are $60,000 in debt. How do we go about this wisely?"
"My business just went under and I have close to $1 million of debt. How do I get out of this mess I'm in?"
"I just got fired, should I file for bankruptcy or consider a debt relief program?"
"How do I get my husband to take the plunge and buy us a house?"
"Is a budget set in stone or can it be revised once it's in play?"
"Should I lower my retirement contribution in order to pay off my house faster?"
"How do I help my mom who has $200,000 in debt and nothing saved for retirement?"

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

📚 ⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠

⛰️ ⁠⁠Find out your Baby Step and get a plan for your money. ⁠

🤔 ⁠⁠Will an online will work for you? Take this quiz to find out⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.
Get 10% off your first month of⁠ BetterHelp⁠.
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠.
Get 20% off when you join ⁠DeleteMe⁠.
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠Health Trust Financial⁠.
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
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If You Don’t Stand for Something, Your Money Will Fall for Anything

Thu, 28 Aug 2025 10:00:00 -0000

🎟️ ⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"Should I accept my girlfriend's offer to pay off my debt?"
"Should we pay off debt with a baby on the way?"
"Can I put $200,000 I've received from a settlement in a bond?"
"I want to save money but my husband keeps getting us into credit card debt..."
"How do my fiancée and I tackle our $177,000 of debt?"
"We have almost $300,000 of student loan debt. How do we get out of this?"
"How do we plan for taking in our 3 grandchildren permanently?"
"Should I solicit my van for voluntary repossession?"
"Is it fair to ask my fiancé to save up now for when we get married?"
"I was evicted in January and now owe that apartment $12,000. Should I prioritize this in my debt snowball?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

⛰️ ⁠Find out your Baby Step and get a plan for your money.

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.
Get 10% off your first month of⁠ BetterHelp⁠.
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠.
Get 20% off when you join ⁠DeleteMe⁠.
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠Health Trust Financial⁠.
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
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Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
Visit⁠ Zander Insurance⁠ for your free instant quote today!

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🎟️ ⁠⁠⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠⁠⁠

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A Proven Plan Beats A Quick Fix Every Time

Wed, 27 Aug 2025 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

"How much should I invest vs. put into savings?"
"Should I sell my house to pay off debt?"
"I've gambled away $50k in the last two months"
"I'm $20k underwater on my car. What should I do?"
"How do I tackle $200k in student loans?"
"Should I borrow from my 401(k) to pay off high-interest debt?"
"Am I being too intense paying off my house?"
"How do we use disability income wisely?"
"How do teachers become millionaires on a teacher’s salary?"
"Is it financially time to consider rehoming our dogs?"
"How do I talk to my wife about combining our finances?"
"Should I lease a vehicle from my employer or buy my own?"

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠

⛰️ ⁠⁠⁠Find out your Baby Step and get a plan for your money. ⁠⁠

📚 ⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠

🤔 ⁠⁠⁠⁠Will an online will work for you? Take this quiz to find out⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠.
Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠.
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠.
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠.
Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠SimpliSafe⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠.
Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY.
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Stop Excusing Debt as a Dream

Tue, 26 Aug 2025 10:00:00 -0000

🎟️ The Ramsey Show Live Tour: Tell us where we should go next!

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"My wife and I aren't on the same page financially. At what point should I open a separate bank account that I can manage?"
"I feel insecure only having $1,000 in my emergency fund while I'm in Baby Step 1..."
"My husband hid credit card debt from me again. How do I protect myself from his out-of-control spending?"
"Was taking out a $100,000 loan to buy cattle a bad idea?"
"What should I do with my stock that has grown to $1.8 million?"
"Should we accept a $100,000 gift from my parents?"
"What's the best way to invest?"
"I'll be graduating med school with over $200,000 of student loan debt. How do I pay them off while investing in a Roth?"
"Is this trend of people selling their houses for RVs healthy?"
"How do I repair my marriage and get out of debt?"
"Should I confront my mother about using my 529 to pay for an exchange student's college instead of my tuition?"

Next Steps:

✔️ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.

💵 ⁠Start your free budget today. Download the EveryDollar app!

📱 Get episodes early in the free Ramsey Network app!

🤔 Will an online will work for you? Take this quiz to find out

✏️ Explore our high school personal finance and new economics curriculum.

📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ALDI.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
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You Don’t Have to Stay Broke

Mon, 25 Aug 2025 10:00:00 -0000

🎟️ The Ramsey Show Live Tour: Tell us where we should go next!

Rachel Cruze and Ken Coleman answer your questions and discuss:

"I'm broke and overextended on my home,"
"What should I do with a life insurance payout?"
"How do I overcome my anxiety around renting?"
"We're newly married and behind on our bills. How do we catch up?"
"My fiancé wants me to use my savings to renovate his parents' home,"
"Why do you encourage kids to move out at a young age?"
"Should I focus on my or my wife's debt first?"
"In our situation, can we combine finances before we get married?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠⁠

💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!

📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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No Matter Your Income, You Have To Know Where Your Money Is Going

Fri, 22 Aug 2025 10:00:00 -0000

🎟️ ⁠⁠The Ramsey Show Live Tour: Get Your Tickets! ⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"My mother-in-law owns a coin collection worth over $10,000. Where can we get it appraised for our inheritance?"
"You have me convicted for being so reckless with my money. How do I clean up my financial situation?"
"How do I tell my husband he can buy a $90,000 car?"
"I've never made more than $40,000 a year. How do I increase my income?"
"Should I ask my dad to cancel a credit card he took out to build my credit?"
"How can I explain to my husband that his budget's too tight?"
"Should I have my dad co-sign on my mortgage?"
"How do I balance not seeing my kids while working Baby Step 2?"
"At what point are you too greedy chasing money?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠⁠

💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

❤️‍🩹 Get trusted insurance coverage that fits your budget.

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Solve for Peace Instead of Screwing Around With Debt

Thu, 21 Aug 2025 10:00:00 -0000

🎟️ ⁠⁠The Ramsey Show Live Tour: Get Your Tickets! ⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"Should I invest into real estate instead of paying off my student loans?"
"I'm drowning in debt and don't know what to do..."
"Should I be allowed to spend $5-8,000/year on my sailboat when my wife says our kitchen needs remodeling?"
"Are we obligated to give our dad money?"
"Can we afford a $4,000 monthly mortgage payment?"
"When and how do we give our kids access to the money they've earned on YouTube?"
"My husband opened a credit card in my name and then passed away. Can I get out of this debt?"
"I'm 38 and have nothing saved for retirement..."
"Should we be investing more than 15% to compensate for my wife who's a stay-at-home mom?"
"I drained my 401(k) to pay for my kids' college. I'm scared that I now have to start over with my retirement savings..."

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠⁠

📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🏠 Get organized and prepared to buy or sell a home.

💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Change Starts Today. Don’t Wait Till You’re 65 and Broke

Wed, 20 Aug 2025 10:00:00 -0000

🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!

Dave Ramsey and George Kamel answer your questions and discuss:

"I'm 65 and I've never made good decisions with money, where should my focus be at my age?"
"Is health insurance a bad investment for our family?"
"I'm skeptical about combining finances with my spouse..."
"Can I retire at 38?"
"How much should I spend on an engagement ring?"
"Should I use a debt relief company to pay off my gambling debt?"
"What is the best way for a married couple to handle finances while running a business together?"
"I'm 61 with no retirement savings and living in low income housing..."
"How do I combine my emergency fund and investments with my future wife?"
"How do I encourage my husband to get a job so I don't have to work two of them?"
"Should I leave a PhD program that I have a full-ride scholarship for?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠⁠

💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤔 Will an online will work for you? Take this quiz to find out

📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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The Truth About Your Money Is Less Scary Than the Story in Your Head

Tue, 19 Aug 2025 10:00:00 -0000

🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"How do I get started when I feel stuck, weak, and ashamed due to my pornography addiction?"
"How do I choose a beneficiary for my estate?"
"Do I need to put 20% down on a house?"
"My house is 51% of my income, how can I pay it off quickly?"
"Should I cash out my investments to pay off an unexpected debt?"
"Should we use money from our kids' savings to pay off debt?"
"When do I talk about money when I'm dating?"
"Should I file bankruptcy after getting divorced?"
"How do we protect my step-kids from financial doom?"
"What should I do with a large settlement?"
"I'm $800k in debt and don't know where to start"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠

💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Will an online will work for you? Take this quiz to find out.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

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Money Issues Aren't the Problem, They’re the Symptom

Mon, 18 Aug 2025 10:00:00 -0000

📈⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

"My husband has been hiding money from me while I've been paying for groceries with a credit card. What should I do?"
"My job requires a lot of travel. How can I break the cycle of being upside down on my car?"
"I'm financially starting over after leaving a toxic relationship."
"I'm about to be foreclosed on, what should I do?"
"Should I use a debt repayment program?"
"Why should we keep contributing to our IRA's?"
"Can we afford botox?"
"Should we purchase a van even if it depletes our emergency fund?"
"Should I focus on retirement while paying off my car?"
"Our child was just diagnosed with cancer, should we pause paying off debt while we fight this?"
"How should my mom invest $100K to live on in retirement?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠

💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

❓ ⁠⁠⁠⁠⁠⁠⁠⁠Will an online will work for you? Take this quiz to find out.⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠Free Tools & Resources to Help You with Investing and Retirement!⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠⁠.

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Life Happens — Don’t Let It Wreck Your Finances

Fri, 15 Aug 2025 10:00:00 -0000

📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How do I financially plan for a marital separation knowing my husband is an addict?"
"Have I overcomplicated my finances?"
"Am I holding myself back by staying with my boyfriend?"
"Should I still be the co-owner on my 33-year-old unmarried son's bank accounts?"
"Our landlord gave us 30 days to move out. Should we just finance a camper and live in that?"
"Why is my company issued credit card showing on my personal credit report?"
"We are underwater on our home by $45,000... what should our next step be?"
"Can I pull credit reports on my kids due to husband taking out credit cards in their names?"
"My husband took the money from the sale of our home and won't share it with me. What can I legally do?"
"Should I max out my 401(k) at the beginning of the year or spread it out?"
"Is my dad right in saying I need a prenup to protect my house?"

Next Steps:

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⛰️ Find out your Baby Step and get a plan for your money.

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Gambling with Your Future Is a Losing Game

Thu, 14 Aug 2025 10:00:00 -0000

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

Dave Ramsey and George Kamel answer your questions and discuss:

"My husband has gambled away almost $1,000,000"
"I've made $1.1 million stock trading but need to know if I should cash out or risk losing it all?"
"Should I stop contributing to retirement to focus on other goals?"
"My uncle has not given me half of my inheritance, how do I approach him about this?"
"How do I financially prepare to leave my husband?"
"How do we pay off our wedding?"
"How do I best use a life insurance pay out?"
"Should I sell my car that breaks down often?"
"Am I responsible to help my parents fund their retirement?"

Next Steps:

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Take Control Of Your Money Before It Takes Control Of You

Wed, 13 Aug 2025 10:00:00 -0000

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"When can I slow down from working 76 hours per week?"
"How do we budget for a large expense while paying off debt?"
"Should we change our will since we disagree with our son's life choices?"
"We're trying to work the Baby Steps but can't seem to get ahead..."
"I'm struggling to make payments on my bankruptcy..."
"How do I teach my 19-year-old to handle money?"
"How can I get my wife to use her inheritance to pay down debt?"
"I'm $100k in debt. How do I tackle this?"
"How much should I charge my son for rent?"
"We can't seem to get back on track after going through a tragedy..."

Next Steps:

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Protect Your Wallet From Other People’s Chaos

Tue, 12 Aug 2025 10:00:00 -0000

📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

"Should we change our financial advisor of 40 years?"
"My parents are using my younger siblings' money to supplement their income"
"Should I go back to school to be an architect?"
"What should I do with my military sign-on bonus?"
"Should we keep saving to pay cash for a house?"
"Should I sell my whole life policy to pay off debt?"
"We're $600k in debt, can we still afford to buy a house?"
"Should I fire the manager of my business?"
"Should I buy a car to qualify for my company's reimbursement program?"
"How do I make a career change at 56 years old?"
"Should my dad take money out of his retirement to fund my sister's kids' 529 plans?"
"I own two bakeries and one is struggling. Should I focus on the successful bakery?"

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

🏠 Get organized and prepared to buy or sell a home.

💵⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

❓ ⁠⁠⁠Will an online will work for you? Take this quiz to find out.⁠⁠⁠

Connect With Our Sponsors:

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There's No Financial Progress Without A Plan

Mon, 11 Aug 2025 10:00:00 -0000

George Kamel and Jade Warshaw answer your questions and discuss:

"How do I tell my husband that his mother is holding us back financially?"
"At my age, should I prioritize my 401(k) or life insurance?"
"What is the next right step regarding housing choices?"
"How do I become a stay-at-home mom?"
"My parents are trying to join a retirement community and they are charging entrance fees. Is this a legit business?"
"Can I pause the debt snowball to get into a more fulfilling career?"
"How do I go about taking care of my fiancée's debt while still investing?"
"My mother-in-law is moving in with us. How do I prevent that from derailing our marriage and finances?"

Next Steps:

✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠

❓ ⁠⁠Will an online will work for you? Take this quiz to find out.⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠.

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You Can't Build Wealth While Buried In Payments

Fri, 08 Aug 2025 10:00:00 -0000

📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

“Can I buy my mom a house and keep it from my husband?”

Why co-signing for anyone is a horrible idea.

Setting boundaries with your passive-aggressive family.

Mixing family and money rarely goes well.

The essentials of investing.

“Should I help my son pay for college?”

Breaking the cycle of credit card debt.

The best way to budget on a fluctuating income.

Next Steps:

✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!

🏫 ⁠Lead a Financial Peace University class!⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠.

Get 10% off your first month of⁠⁠ BetterHelp⁠⁠.

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Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠.

Get started today with⁠⁠ Churchill Mortgage⁠⁠.

Get 20% off when you join ⁠⁠DeleteMe⁠⁠.

Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!

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Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠.

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Lose the Ego, Win With Money

Thu, 07 Aug 2025 10:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How can I get my wife on board with the Ramsey plan?"
"My tenant isn't paying a plumbing bill, should I pay for it?"
"I want to pay off my debt but my parents want me to put my extra money towards my mortgage."
"My employer offered to pay the taxes on a leased vehicle. Is it worth it to take this deal?"
"How do I address a business partner who refuses to work?"
"How do we stop wasting money on silly material purchases, even if we can afford them and are responsible with money?"
"I'm having a hard time budgeting my fluctuating income."
"My husband passed away and I'm only getting half of his life insurance policy while my sister-in-law is getting the other half."

Next Steps:

✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!

🏫 ⁠Lead a Financial Peace University class!⁠

❤️‍🩹 Get trusted insurance coverage that fits your budget.

⛓️‍💥 ⁠⁠Tired of debt? Grab Breaking Free From Broke now!⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠.

Get 10% off your first month of⁠⁠ BetterHelp⁠⁠.

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Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠.

Get started today with⁠⁠ Churchill Mortgage⁠⁠.

Get 20% off when you join ⁠⁠DeleteMe⁠⁠.

Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!

Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠.

Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠.

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Panic Never Leads to Peace

Wed, 06 Aug 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"Should we sell our house because we were robbed?"
"Will staying home with my kids make it hard to go back to work later?"
"Should I fire my realtor even though she is my friend?"
"Am I being unreasonable to want my parents to use my 529 for my kids college expenses instead of their retirement?"
"How can I set myself up to never go back to poverty?"

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

💵⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠

🏠 Get organized and prepared to buy or sell a home.

🏫 Lead a Financial Peace University class!

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.

Get 10% off your first month of⁠ BetterHelp⁠.

Go to ⁠Boost Mobile⁠ to switch today!

Learn more about⁠ Christian Healthcare Ministries⁠.

Get started today with⁠ Churchill Mortgage⁠.

Get 20% off when you join ⁠DeleteMe⁠.

Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!

Find top health insurance plans at ⁠Health Trust Financial⁠.

Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.

Visit⁠ NetSuite⁠ today to learn more.

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Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠.

Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.

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Stop Being Normal, Attack Your Debt Now!

Tue, 05 Aug 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"I'm living off borrowed money, can I keep doing this or do I need to sell my home?"
"My parents are about to lose their house, how can we help them without enabling them?"
"How much is too much to spend on a used vehicle?"
"How do I know if I am being too frugal?"
"Should my fiancé hold off buying a house until we pay off our business's SBA loan?"
"We are newly married, how should we go about combining finances?"
"As a single mom, how do I get out of the credit card use cycle?".

Next Steps:

✔️ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.

💵 ⁠Start your free budget today. Download the EveryDollar app!

❓ Will an online will work for you? Take this quiz to find out.

⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ALDI.

Get 10% off your first month of BetterHelp.

Go to Boost Mobile to switch today!

Learn more about Christian Healthcare Ministries.

Get started today with Churchill Mortgage.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Find top health insurance plans at Health Trust Financial.

Use code RAMSEY to save 20% at Mama Bear Legal Forms.

Visit NetSuite today to learn more.

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Stop Making Excuses for Bad Money Choices

Mon, 04 Aug 2025 10:00:00 -0000

George Kamel and Dr. John Delony answer your questions and discuss:

"How do I best use cash I receive from a settlement?"
"My grandfather's inheritance wishes go against the Baby Steps"
"Should we live with my in-laws in order to be included in their will?"
"Should I build a large house to accommodate family that we're no estranged from?"
"I'm $600k in debt and drowning. How do I start paying this off?"
"I'm upside down on a car that needs serious repairs. What should I do?"
"How do I stop investing while paying off debt?"
"My husband thinks if I take a part time job it will set a bad example to our kids"
"Should we use our Roth IRA to pay off our house?"

Next Steps:

💰How much do you need to invest each month to retire a millionaire?

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Shortcuts Today Lead to Setbacks Tomorrow

Fri, 01 Aug 2025 10:00:00 -0000

Jade Warshaw and Rachel Cruze answer your questions and discuss:

"Can I learn to manage my money and get my family back?"
"I want to close our credit cards but my husband doesn't..."
"Should I take a job offer that is further away from home but has a higher salary?"
"How do I plan for having a baby with Downs Syndrome?"
"I need a $3k buffer for buying a house, should I take out a student loan or put it on my credit card?"
"Am I being cheap for wanting to buy a lab-grown engagement ring?"
"My wife does not know how to save. How can we get financially aligned?"
"How do I manage business travel expenses that are reimbursed without using a credit card?"
"Whose student loans should we pay off first?"
"How do you recommend telling a whole life insurance agent no?"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

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Let Go of Others Expectations and Take Control of Your Own Future

Thu, 31 Jul 2025 10:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"Is it legal as a wife for me to protect my finances by opening an account separate from my husband? "
"We have $0 in savings and are barely scraping by. Would furthering my education help me make more money?"
"My In-laws are not financially literate and have no retirement savings. How do we give them a reality check?"
"My family is pressuring me to become a lawyer but I'm not sure I want to take on that much school debt"
"My dad owns $12 million in real estate. Should my husband and I start saving to buy out my siblings in the inheritance?"
"Should we tackle our 401(k) loan first?"
"Do you have any advice for a wife whose husband won't share finances even thought she's great with money?"
"I need a higher paying job, should I give up my company vehicle even though I don't have a car?"
"Should we hold onto a property or cash out now?"
"If everyone spent less and saved more wouldn’t that hurt the economy because stocks would tank and jobs would be lost without that money coming in?"
"How can I convince my husband we can't live on just Social Security?"
"Can I use a credit card for cash back and just pay it off every month?"
"I'm 28 years-old and still struggling with financial stability"
"We need a new car but I can't stomach spending $30k"
"Can I afford to move out of my parent's house now that I'm debt-free?"
"I have debt in my name but I am not the one paying on it. Should I still tackle it myself?"
"Can my husband and I afford a lake house?"
"Should we accept a first-time home buyer benefit program?"

Next Steps:

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More Debt Always Equals More Risk

Wed, 30 Jul 2025 10:00:00 -0000

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"How do I help my grandma get into an apartment without co-signing?"
"How do I best use unlimited overtime?"
"Where should I keep the inheritance my dad left for my children?"
"We disagree on who should pay for my mom's plane ticket when she comes to visit"
"Can we afford a boat?"
"How do we follow the Baby Steps while putting my husband through school?"
"Should I invest in real estate before paying off debt?"
"How do I break the cycle of living paycheck-to-paycheck?"
"What is a reasonable financial goal after paying off my house?"
"Am I wrong to feel like my in-laws are enabling my wife?"
"How can I get ahead in today's economy?"
"Is it okay to stop tithing to pay off debt?"
"Should we prioritize a $400k remodel over paying off the mortgage?"
"I have a $3m net worth but I struggle to spend anything"
"My husband lost his job 7 months ago and we haven't gotten back on our feet"

Next Steps:

✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

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💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠

🧠 Explore our high school personal finance and new economics curriculum.

Connect with our Sponsors:

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Stop Expecting Different Results From the Same Mistakes

Tue, 29 Jul 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"As a single mom of 2, how do I pay off $130,000 of debt?"
"Should we sell an annuity while in Baby Step 2?"
"Should we use our stocks to throw $150,000 at the mortgage?"
"I'm 70 and don't have a will or a trust. Which is the best option?"
"When should I prioritize starting my own business?"
"We're receiving $50,000 in cash for our wedding. What should we do with the leftover cash after the wedding?"
"What do I do with the inheritance my ex-husband left me?"
"Is rent-to-buy a good way to accelerate home ownership?"
"Should I file for bankruptcy?"
"How can I protect my investments from being used for spousal long-term care?"
"How do I possibly get my wife on the same page when it comes to cutting our expenses?"
"I lied to my husband about our business's finances until it was too late. How can I make this right with him?"
"Should I use my 401(k) to do updates to my home before selling it?"
"I'm 39 and living paycheck-to-paycheck. How do I get out of this?"

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

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📱 ⁠Get episodes early in the free Ramsey Network app!⁠

💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!

🏠 Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠⁠

⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!

💗 ⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠

Connect with our Sponsors:

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Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
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Debt Won’t Fix What Discipline Can

Mon, 28 Jul 2025 10:00:00 -0000

Jade Warshaw and Rachel Cruze answer your questions and discuss:

"How do we recover from 2 hurricanes and being sued by credit card companies?"
"How do we handle debt now that our financial situation has changed?"
"How can we travel outside of the country without a credit card?"
"Should I use a $400k settlement to pay off a bankruptcy?"
"How do I get my husband on board with the Baby Steps?"
"My 15-year-old daughter is an influencer and has saved $100k for a car. How much should she spend?"
"Should I pay off my house before retirement?"
"Was buying a mobile home a mistake?"
"My husband gave away all of our retirement money in a scam,"
"Should I pay off my debt before going back to school?"
"My daughter is paying me back $50k. How do I make sure I'm responsible with this cash coming in?"
"Can we pay for a honeymoon while on Baby Step 3?"
"Am I a burden to my husband?"
"Do I make enough money to move out on my own?"

Next Steps:

🏡 Check out our Mortgage Calculator

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

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You Can’t Borrow Your Way to Peace

Fri, 25 Jul 2025 10:00:00 -0000

George Kamel and Dr. John Delony answer your questions and discuss:

"Why is it better to pay off my mortgage early instead of investing $300,000?"
"Can I do a Roth 401(k) and a Roth IRA at the same time?"
"I feel stuck between working the Baby Steps and taking care of a sick parent"
"How do we best invest $100k?"
"I'm $240k in debt. What is the best way to live below my means?"
"I owe the IRS $30k. How do I pay this off?"
"I'm spending $1,400 a month on car payments. How do I get out of this mess?"
"How much house can I afford?"
"Should I hold on to savings or pay off $700k in real estate debt?"
"Am I being stupid by not investing my money?"
"How do I prevent my kids from feeling left out?"
"Should I use a HELOC to consolidate my debt?"
"How do we prepare for our special needs son to be taken care of?"
"I've been paying on my student loans for 22 years. Should I wait 3 more years for student loan forgiveness?"
"I'm in business debt due to check fraud..."

Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app!

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

📈 Free Tools & Resources to Help You With Investing

⛓️‍💥 ⁠⁠Tired of debt? Grab Breaking Free From Broke now!⁠⁠

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠
Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠
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Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠
Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more
For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠
Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠
Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't Settle for Living Paycheck to Paycheck

Thu, 24 Jul 2025 10:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"How do I navigate $1.8M in debt with no income?"
"My employment is directly tied to my FICO score. How can I pay off debt and keep a good score?"
"I'm 51 with no retirement savings and I am currently carrying my daughter's student loans I cosigned on..."
"Is it too late for a 47-year-old man to find financial peace?"
"My husband's gambling has us late on our bills. Do I have to go back to work, or can I still be a stay-at-home mom?"
"Our advisor is telling us to take out a HELOC on our vacation home to invest and supplement our income"
"How can I convince my wife that we don't need to invest while paying off debt?"
"How do we navigate family dynamics without seeming like the cheap family?"
"How do we wisely manage a $100K gift from my parents?"
"I was recently diagnosed with a rare cancer, how do I get my finances in order?"
"I'm $400,000 in debt, at what point should I declare bankruptcy?"
"We're debt-free, can we afford to buy a business?"
"What's the best way to invest our 15 year old son's earnings?"

Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app!

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

📈 Free Tools & Resources to Help You With Investing

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠
Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠
Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠
Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more
For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠
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You'll Never Build a Strong Future On A Shaky Foundation

Wed, 23 Jul 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"What's the best way to teach our adopted daughter financial responsibility?"
"How do I navigate my finances after a divorce?"
"Can I invest in a side hustle while in Baby Step 2?"
"Should I pay off my $400,000 business loan?"
"My parents don't support my dream of becoming a fire fighter..."
"My husband hid $75,000 of debt from me and won't talk about it. Can our marriage survive this?"
"We won $1M on a scratch off and wonder what our first steps should be."
"I'm 26 and drowning in $250,000 of debt, how do I get out of this?"
"Is it time to call it quits on my business?"
"I'm my mother's power of attorney, what should I do with her investments?"
"I'm 64 with $80,000 in retirement and I was just laid off, what do I do next?"
"Should I refinance my house to build a rental on my property?"
"Do I keep fighting for my dad’s business or walk away?"
"The home we purchased is costing more than we anticipated. How do we financially attack this while paying off debt?"

Next Steps:

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It's Not Too Late To Become a Millionaire

Tue, 22 Jul 2025 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

"Could you provide advice to me as a newly sober man who needs to get a handle on his debt?"
"Is 0% financing better than pulling from my 401(k)?"
"My parents lied to me about my student loans being paid off. Am I still responsible to pay?"
"I was misled by my financial advisor. How do I get back on track?"
"The minimum payments on my student loans don't cover the interest. Should I still do the debt snowball?"
"Should I take out a loan to consolidate my credit card?"
"How much should I put down on a second property?"
"Can we afford for me to stay at home now?"
"My husband lost $200k day trading. How do I get him to follow the Baby Steps?"
"I co-signed for my mom's house and now she's behind on her payments. How do I get out of this?"

Next Steps:

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Take Debt Off The Table And Stay The Course

Mon, 21 Jul 2025 10:00:00 -0000

📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠

Ken Coleman and Dr. John Delony answer your questions and discuss:

"How do I start over after my parents stole all of my money?"
"Should I combine finances going into my second marriage?"
"I'm a pilot and make purchases in multiple countries in one day. Is a debit card still my best option?"
"My husband has excluded me from our finances for our entire marriage. Should I exit this relationship?"
"I'm struggling to keep my bills current. How do I stop living paycheck-to-paycheck?"

Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email.⁠⁠⁠

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Stop Buying Things You Can't Afford - You'll Drown

Fri, 18 Jul 2025 10:00:00 -0000

Dave Ramsey and Ken Coleman answer your questions and discuss:

"How do I prepare to raise my child alone?"
"I regret buying my home. How do I get out of it?"
"I took out life insurance and didn't pay for 25 years..."
"How do I work through the Baby Steps if I'm already a millionaire?"
"How do I sell my share of a home I own with my family?"

Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email.⁠⁠⁠

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You Have To Fight For Peace And Quit Living In Chaos

Thu, 17 Jul 2025 10:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How do I get my adult children to become financially independent?"
"I'm $200,000 in debt, should I file for bankruptcy?"
"I'm worried about my fiancé's out-of-control spending."
"My husband and I disagree on whether we should help our kid financially..."

Next Steps:

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💸 Register for the free FPU Coordinator Rally and enter the $3k giveaway.

Connect with our Sponsors:

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Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠
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The White House Doesn’t Decide Your Future—You Do

Wed, 16 Jul 2025 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

"How do I do the Baby Steps when I can't trust my husband to commit to the plan?"
Dave Ramsey breaks down Trump's Big Beautiful Bill (what you need to know),
"How does escrow work and why is there always a shortage in our account?"
"How can I find a legit online side hustle that isn't a scam?"
"We're millionaires but we still live like we are in poverty. How do we make the switch to start spending more?"
"I am in the middle of Baby Step 2 and I want to give up"
"Do we keep money invested in a brokerage account or use it for a rental property we own?"
"What's the best way to tackle $125,000 of debt with my high income?"
"Are we stuck paying income tax on income from my husband's band?"
"I'm a single mom and just received a large inheritance. How can I best use this money for my son and me?"
"How do I tell my dad I don't want to buy a home with him?"
"Should we take out a seven figure loan to expand our dental practice?"
"My company doesn't offer a 401(k). What should I do to invest for retirement?"

Next Steps:

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🏠 ⁠Get organized and prepared to buy or sell a home.

📖 Buy 1 Book, Get 1 Half Off!

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You Can’t Build a Future on Borrowed Money

Tue, 15 Jul 2025 10:00:00 -0000

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"How can I explain to my girlfriend that if she moves in with me, I can pay down debt faster?"
"I have been paying on my car since 2017, but I owe more now than the original purchase price. How is this happening?"
"I am $280,000 in debt on business credit cards, should I file for bankruptcy?"
"Should we buy our car that was totaled by the insurance company?"
"Should I move into the parsonage for my church?"
"Should I get solar panels now before the tax credits expire due to the 'Big Beautiful Bill'?"
"I'm being sued by my mom's ex-landlord, should I be worried?"
"Where should my family invest our nest egg?"
"Should I cancel my universal index policy?"
"How much can I spend on travel while in retirement?"
"How do I adjust as a newly single mom?"
"How can I get more income while I'm on workers' comp?"
"How do we structure a prenup? My fiancé's family is crazy and I don’t want them to have access to my inheritance"

Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠

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Admit Your Financial Mess—Then Clean It Up

Mon, 14 Jul 2025 10:00:00 -0000

George Kamel and Ken Coleman answer your questions and discuss:

"Can someone tell me that I need to stop trading and focus on debt repayment?"
"How can we keep the IRS from taking my grandmother's retirement funds?"
"We bought land with family. Should we build a house on it?"
"How do I attract clients for my business?"
"Should I pay off my low interest rate mortgage?"
"We are losing more in fees on our universal life policy than we put in"
"We moved in with my in-laws to save for a down payment. Was that a wise decision?"
"How do I talk to debt collectors about settling?"
"Should I sell my crypto to pay off debt?"
"How do I combine finances with my wife?"

Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠

📱 ⁠Get episodes early in the free Ramsey Network app!⁠

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠

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Connect with our Sponsors:

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Shortcuts Today Mean Setbacks Tomorrow

Fri, 11 Jul 2025 10:00:00 -0000

Rachel Cruze and Ken Coleman answer your questions and discuss:

"Can a future employer find out that I lied about a bankruptcy on my application?"
"My wife wants me to borrow money from my family to buy a car..."
"Should we downsize our animals to help get through Baby step 2? "
"Can I be a stay-at-home mom while we're paying off debt?"
"What can I do about an eviction notice?"
"How do I get my husband to be more gazelle intense?"
"What should I do with my home after I move in with my boyfriend?"
"How do I explain charging rent to my kids?"
"My husband's new job expenses are $1,000 a week. How do we plan for this?"
"How do we balance being generous without enabling our children by giving them too much?"

Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠

📱 ⁠Get episodes early in the free Ramsey Network app!⁠

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠

💵⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

🎒 Explore our high school personal finance and new economics curriculum.

🤝 Find a Ramsey Trusted Real Estate Agent

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Don’t Let Other People’s Opinions Derail Your Future

Thu, 10 Jul 2025 10:00:00 -0000

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"Should I stop dating someone because of their financial instability?"
"Should I leverage a rental property in order to acquire a business?"
"Should I take on a part-time job in college or just focus on school?"
"How do I prioritize financial goals as new college graduate"
"Should I take a new job with no benefits that doubles my salary?"
"How do we settle my fiancée's tax issues from her prior marriage?"
"Should we uproot our family to move back to our original home for cheaper housing?"
"Should we sell all our rental properties to pay off our mortgage?"
"Should single women in their 20s buy homes?"
"What do we do with the money we received after my son's tragic death?"
"My wife and I don't agree on following the Baby Steps exactly"
"How do I prepare for a lapse in medical coverage for my family?"
"How do I pay off $120,000 of debt if I only make $70,000 a year?"
"How do I handle having a committed relationship when my divorce decree prevents me from remarrying?"

Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠

📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠

💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠

⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!

🏠 Get organized and prepared to buy or sell a home.

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠
Get 10% off your first month of⁠⁠ BetterHelp⁠⁠
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Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
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For more information, go to ⁠⁠SimpliSafe⁠⁠
Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠
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Big Debt Requires Bigger Discipline

Wed, 09 Jul 2025 10:00:00 -0000

📱 Get episodes early in the free Ramsey Network app!

Dave Ramsey and George Kamel answer your questions and discuss:

"How do I navigate refusing a large monetary gift from family due to cultural expectations?"
"I'm about to take on $200,000 of student loans, how do I begin to pay this off?"
"Dave, have you gone soft on Crypto?"
"I'm worried that if I buy a car right now, it will jeopardize my ability to get a home loan"
"How do I support my household on my own when my husband doesn't work?"
"Should I take the buyout or the monthly payments for my pension?"
"How do I ask my boss for a raise?"
"Should I take out a HELOC for home repairs?"
"Should I re-enter the workforce if it means that I will be away from my friends and family more?"
"Is it okay to not buy a home for a couple of years while living in a foreign country?"
"My husband says I'm financially abusive, is he right?"
"Can I go on vacation while I am saving for a house?"
"How do I improve my credit score so I can get balance transfer credit cards?"

Next Steps: ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

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📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

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You Can’t Outearn a Busted Budget

Tue, 08 Jul 2025 10:00:00 -0000

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠

Ken Coleman and Rachel Cruze answer your questions and discuss:

"I'm $60,000 in debt, I just lost my job and I have no savings. How do I get out of this mess?"
"I blew through a $120,000 settlement and now I don't have anything in savings or retirement..."
"Does giving up my hobbies for my kids teach them the wrong message about chasing your dreams?"
"We don't know who to trust when it comes to knowing how much we can pull from our retirement accounts."
"I keep blowing through several line items in our budget and now my husband is frustrated with me."
"I want to sell our home but my wife doesn't. How can we come to an agreement on this?"
"Is it okay for my husband to become a stay-at-home dad?"
"I am $21,000 in debt and am struggling, I can't figure out how to budget."
"Should I sell my purse collection to get out of debt?"
"Should I short sale my home?"

Next Steps:

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You’re One Hard Decision Away From Financial Peace

Mon, 07 Jul 2025 10:00:00 -0000

George Kamel and Dr. John Delony answer your questions and discuss:

'Should I leave my husband because he refuses to disclose his finances to me?'
'I am $2.1 million in debt, how do we possibly recover from this?'
'My in-laws are not doing well financially and my husband wants to help them.'
'Should I help pay for renovations on my boyfriend’s mother’s home?'
'How can I be a great husband when my future wife will earn significantly more than me?'

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🎓 Help them find their next step. Get Find the Work You’re Wired to Do: Student Edition today! ⁠⁠

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Don’t Go Broke Trying to Keep the Peace

Fri, 04 Jul 2025 10:00:00 -0000

Rachel Cruze & Jade Warshaw answer your questions and discuss:

My husband is very controlling with the budget.
We owe more than $85K in credit card debt.
I hate living in California and my job sucks
Should guests pay for meals at our wedding?
I owe $2.5M on rental properties
Should I use a debt consolidation company?

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

✔️ ⁠⁠⁠⁠⁠Help us make the show better. Please take this short survey⁠⁠⁠

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📙 Tired of debt? Grab Breaking Free From Broke now!

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No Amount of Debt Is Too Big for a Comeback

Thu, 03 Jul 2025 10:00:00 -0000

Ken Coleman & Jade Warshaw answer your questions and discuss:

‘Finding a girl that likes me and not my money'
'I don't see a way out of my debt.'
'My wife doesn't want to give up her horse'
'What's the best way to start a business?'
'I work full time but I still feel broke.'
'Should I invest in farm land?'

Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

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Connect with our Sponsors:

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Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more
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There Are No Magic Shortcuts To Financial Freedom

Wed, 02 Jul 2025 10:00:00 -0000

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠

George Kamel and Dr. John Delony answer your questions and discuss:

"How do we manage an inheritance when one of the siblings is an addict?"
"My ex-husband who wants me to give up my spousal support..."
"Should I switch to working full-time because I have more earning potential than my husband?"
"I was left with nothing after my divorce and now I'm living off credit cards..."
"How do I not resent my boyfriend for not proposing?"
"Is crypto currency going to replace the U.S. dollar?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app!

📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠

👩‍❤️‍💋‍👨 Get tickets for Money & Marriage Getaway

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💲 Buy 1 Book, Get 1 Half Off!

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❤️‍🩹 Get trusted insurance coverage that fits your budget.

Connect with our Sponsors:

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Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠
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Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox
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Push Through Your Financial Setbacks—Don’t Surrender to Them

Tue, 01 Jul 2025 10:00:00 -0000

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

Rachel Cruze and George Kamel answer your questions and discuss:

'How can I get my wife to stay on budget?'
'How do I pay off my loans if I can't find work?'
'My boyfriend wants to keep separate finances when we get married'
'Should I buy a Tesla even if it might put me back financially?'
'I co-signed a loan with my brother-in-law. How do I get out of this?'
'We bought a house from a family member and they don't want us to pay off the house early'

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app!

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

🛡️Get trusted insurance coverage that fits your budget.

📊 For help with investing, get connected with a SmartVestor Pro.

💵⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

Connect with our Sponsors:

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Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY
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Debt-Free Living Is a Superpower

Mon, 30 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠

George Kamel and Dr. John Delony answer your questions and discuss:

"How do I overcome a spending addiction?"
"My husband controls all of our money..."
Why you shouldn't payoff someone else's debts.
Protecting yourself and your money from scammers!
"Should I take my son out of my will?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠

✔️ ⁠⁠⁠⁠Help us make the show better. Please take this short survey⁠⁠

📊 Free Tools & Resources to Help You With Investing

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠
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Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠
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It’s Never Too Late To Start

Fri, 27 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠

Ken Coleman and George Kamel answer your questions and discuss:

"What should I do with the house I bought with my ex?"
"I'm 100K in debt, lost my job, and my girlfriend cheated on me..."
"Should I let everything go to collections?"
"Should I lend or gift money to our adult son?"
"My husband stopped paying debt; how do I recover?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠

✔️ ⁠⁠⁠⁠Help us make the show better. Please take this short survey⁠⁠

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

🏠 ⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠

📊 Free Tools & Resources to Help You With Investing

📖 Ready to break free from debt? Grab George Kamel’s Breaking Free From Broke now!

🛡️Protect yourself with trusted insurance coverage that fits your budget

🎓 Help them find their next step. Get Find the Work You’re Wired to Do: Student Edition today!

Connect with our Sponsors:

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Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
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Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠
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More Debt Is Never the Way out of a Tough Situation

Thu, 26 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠

George Kamel and Jade Warshaw answer your questions and discuss:

"How do we prioritize necessary home repairs while paying off debt?"
"How do I deal with a credit card company that is refusing to negotiate with me?"
"Should I borrow money from my cousin to start a business?"
"Can I pay off my largest debt first?"
"How do I close a business that has been in my family for 40 years?"
"How do I stop my parents from "loaning" money to their granddaughter?"
"Should we downsize to a trailer to save money?"
"Am I proposing too soon financially?"
"I'm 61 years old, still in debt, and have nothing saved for retirement..."

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠

✔️ ⁠⁠⁠⁠Help us make the show better. Please take this short survey⁠⁠

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

📊 Free Tools & Resources to Help You With Investing

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠
Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠
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Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
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Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠
Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠
Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
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Debt Can’t Be Your Normal Anymore

Wed, 25 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

"How should I help my son who's going through rehab again?"
"My financial advisor is telling me to not pay off my debt. I don't trust him, what should I do?"
"Why do you promote giving money away in Baby Step 7? Isn't that the opposite of building wealth?"
"I keep losing jobs and now I'm drowning in debt. How do I move on from here?"
"I'm worried it's too late for me to save enough for retirement..."
"How do I get rid of my credit score?"
"Should I buy a car that doesn’t make financial sense?"
"Can I afford a trip to Las Vegas to see Dolly Parton?"
"A third of my income goes to debt payments, how can I get ahead?"
"How do I handle entering a marriage with debt without feeling guilty for bringing my fiancé down?"
"I manage a $4 million dollar portfolio, what should I say to everyone that keeps asking for money?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠

✔️ ⁠⁠⁠⁠Help us make the show better. Please take this short survey⁠⁠

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

📊 Free Tools & Resources to Help You With Investing

🏠 ⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠

📖 Ready to break free from debt? Grab George Kamel’s Breaking Free From Broke now!

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Your Future Self Is Counting on You

Tue, 24 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

"We have $340,000 of debt, how do we get out of this?"
"I'm about to be laid off, should I find another job or just retire?"
"How much can I spend now without hurting my future self?"
"My mom told me I'm her retirement plan. How do I tell her I can't do this?"
"How do I control my husband's spending when we have separate finances?"
"I had a stroke and it wiped out all my money and now I'm about to be homeless. What do I do in this situation?"
"I just found out my fiancée has $65,000 of debt. Should I help her pay it off now?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠

✔️ ⁠⁠⁠⁠Help us make the show better. Please take this short survey⁠⁠

📱 Get episodes early in the free Ramsey Network app!

🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

📖 Ready to break free from debt? Grab George Kamel’s Breaking Free From Broke now!

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Money Magnifies What’s Already Broken In Your Relationships

Mon, 23 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠

George Kamel and Jade Warshaw answer your questions and discuss:

"How do I protect myself from my husband's gambling addiction?"
"Should I pay off my sisters' student loans with my inheritance?"
"I want to pay off debt but my wife doesn't. What should we do?"
"Should I sell the family property that was gifted to me?"
"How do we pay off debt when I can't get a job?"
"Should I help my mom buy a vacation home?"
"I know nothing about investing. Where do I start?"
"My family is going through a crisis. Should I adjust my estate plan?"
"How do my sisters and I navigate splitting up the home and land we inherited?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠

✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

❤️‍🩹 ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠

🏠 ⁠Get organized and prepared to buy or sell a home. ⁠

🛡️Learn more about how to protect yourself from identify theft

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Winning With Money Is More About Hope Than Math

Fri, 20 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

"I was accidentally overpaid by my employer and now they want me to pay back $48,000."
"Should I take over the car payment that my soon-to-be ex-husband is failing to pay?"
"How can I convince my wife that we're set for retirement and don't have to make "the pie" bigger?"
"Should I buy a boat?"
"My husband says we can't afford a baby. Is he right?"
"Should I continue working for my father or find another job?"
"My husband wants to invest in gold but I want to invest in real estate. What should we do?"
"How can I pay off my student loans at age 70?"
"I owe $15,000 on my car and it doesn't run. How do I get rid of it?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠

✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠

📈 ⁠⁠Free Tools & Resources to Help You With Investing⁠

🏠 ⁠⁠Get organized and prepared to buy or sell a home

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠
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Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠
Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠
Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠
Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY
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Rock Bottom Can Be Solid Ground to Rebuild On

Thu, 19 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"My husband keeps wanting to blow through our retirement savings. How do I get him to slow down his spending?"
"Should we file bankruptcy?"
"Should I pay cash or take out a loan for solar panels?"
"I was laid off yesterday, where do I go from here?"
"My husband is only paying down his own debt and I'm worried he's planning to leave me,"
"Our newborn is having unexpected medical expenses and we've blown through our emergency fund. What do we do?"
"Can we recover from my husband not paying taxes?"
"What kind of bonds should I be investing in?"
"How can I fight a tax lien that my ex-husband was supposed to pay but didn't?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠

✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

❤️‍🩹 ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget

📈 ⁠Free Tools & Resources to Help You With Investing⁠

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠
Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠
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Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠
Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠
Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠
Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY
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Short-Term Thinking Keeps You From Building Long-Term Wealth

Wed, 18 Jun 2025 10:00:00 -0000

✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"How can I get my husband to understand we can't afford groceries because of his drug addiction?"
"My dad wants to give me money for a house but I want to invest it instead. What should I do?"
"I currently have $130,000 in crypto, should I cash it out?"
"My girlfriend wants me to sign a prenup, but I don't want to"
"I'm worried about getting a bigger house. I think it will be too hard for us to take care of it, but we need it"
"When is it appropriate to tip?"
"How can we start a business when friends and family owe us so much money?"
"We are stuck in Baby Step 1 and living in a camper. What should we do to get out of this situation?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠

✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

📖 Ready to break free from debt? Grab George Kamel’s Breaking Free From Broke now!

🏠 Get organized and prepared to buy or sell a home.

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠
Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠
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Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠
Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠
Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠
Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today!

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Passion Without Hard Work Is Just a Dream

Tue, 17 Jun 2025 10:00:00 -0000

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"My husband has been hiding money in the closet. How can I reason with him when he doesn't see a problem in this?"
"How much do we need to have saved in order to quit my job and pursue our dream?"
"How do we convince my mom that her new husband isn't doing right by her by not properly planning his estate?"
"My mother is financially enabling my sister while we are supporting her. What should we do?"
"How do I overcome childhood financial fears about money?"
"How can I avoid going to jail because I can't pay my divorce settlement"
"Should my girlfriend and I get a prenup?"
"Is it feasible to buy a house to include all our family or should we rent two separate living spaces?"
"What should we do with a $1 million inheritance?"

Next Steps:

✅ ⁠⁠Help us make the show better by taking this short survey!⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠send us an email.⁠⁠

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠

✔️ ⁠⁠Help us make the show better. Please take this short survey

📱 Download the free Ramsey Network app!

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

❤️‍🩹 ⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠

📈 Free Tools & Resources to Help You With Investing

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠
Get 10% off your first month of⁠⁠ BetterHelp⁠⁠
Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
Save 15% on your first ⁠⁠Field of Greens⁠⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠
To find out more about student loan refinancing, check out⁠⁠ Laurel Road⁠⁠
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
Visit⁠⁠ NetSuite⁠⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠
Learn more about ⁠⁠Timothy Plan⁠⁠
Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!

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Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

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Stop Ignoring Your Financial Fire Alarms

Mon, 16 Jun 2025 10:00:00 -0000

🔗⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠

Ken Coleman and George Kamel answer your questions and discuss:

"Should I stop giving money to mom and her deadbeat husband?"
"My mom won't pay rent in my rental property. What should I do?"
"I was laid off after ten years. How do I use my severance wisely?"
"How do I get my ex-boyfriend to pay back the money he borrowed from me?"
"I feel like I can't keep my head above water with my income. How do I get out of a paycheck-to-paycheck cycle?"
"My husband and I can't agree on if we should buy a plot of land from his parents."
"Should I file for bankruptcy?"

Next Steps:

✅ ⁠Help us make the show better by taking this short survey!⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠

✔️ ⁠Help us make the show better. Please take this short survey⁠

🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠

💵 ⁠⁠Start your free budget today. Download the EveryDollar app!⁠

❤️‍🩹 ⁠Get trusted insurance coverage that fits your budget.⁠

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠
Get 10% off your first month of⁠ BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠Health Trust Financial⁠
To find out more about student loan refinancing, check out⁠ Laurel Road⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
Learn more about ⁠Timothy Plan⁠
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

🔗⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Work Too Hard to Stay This Broke

Fri, 13 Jun 2025 10:00:00 -0000

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"We make $300k a year but we are living paycheck to paycheck."
"My husband's family expects us to pay the expenses for their lake house. How do we deal with this?"
"I have to work all the time as a single mom. How do I avoid burnout while in this grind?"
"75% of my take-home pay is going to mortgage payments. I feel like I'm underwater, how do I get out of this?"
"Can I do a 30-year mortgage and pay it like a 15-year mortgage?"
"How can we recover from a crypto scam that took $243K of our money?"
"Should I have a wedding celebration or just elope to save money?"
"How do I get over the regret of losing my retirement savings to a scam?"
"Should I give up gambling?"
"My dad isn't interested in talking about the succession plan for our family business, how do I start the conversation with him?"

Next Steps:

✅ ⁠Help us make the show better by taking this short survey!⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠

✔️ ⁠Help us make the show better. Please take this short survey⁠

🛡️ ⁠Get trusted insurance coverage that fits your budget.⁠

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

💵 ⁠Start your free budget today. Download the EveryDollar app!

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠
Get 10% off your first month of⁠ BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠Health Trust Financial⁠
To find out more about student loan refinancing, check out⁠ Laurel Road⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
Learn more about ⁠Timothy Plan⁠
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

🔗⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Wisdom Replaces Fear With Peace

Thu, 12 Jun 2025 10:00:00 -0000

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How can I make my money work for me after lending $200,000 to my ex?"
"Should I move my family across the country to accept a house that was gifted to us?"
"Should I open a business credit card or cash flow my business?"
"Should we sell our house to get completely out of debt?"
"I'm starting to doubt my plan for a $4.7 million settlement."
"Am I liable for my mother's expenses if she has to go into an assisted living facility?"
"I'm homeless and have $40,000 in debt, how do I get back on my feet in this situation?"
"We are getting a divorce and he wants to split the assets evenly, however I was the one that paid for everything. Is this fair?"
"I just got served a lawsuit from my credit card company, how should resolve this?"
"How do I navigate the strain of a divided inheritance?"

Next Steps:

✅ ⁠Help us make the show better by taking this short survey!⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠

✔️ ⁠Help us make the show better. Please take this short survey⁠

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📊 ⁠Free Tools & Resources to Help You With Investing⁠

❤️‍🩹 Get trusted insurance coverage that fits your budget.

Connect with our Sponsors:

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Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠Health Trust Financial⁠
To find out more about student loan refinancing, check out⁠ Laurel Road⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
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Learn more about ⁠Timothy Plan⁠
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Crisis Doesn’t Wait for You to Get Your Financial Act Together

Wed, 11 Jun 2025 10:00:00 -0000

Dave Ramsey and George Kamel answer your questions and discuss:

"How do I navigate a convoluted family situation with buying my mom a house?"
"How can I settle my credit card debt before a court hearing?"
"Should I tithe on money that I am pulling out of investments?"
"Do I need to save for my fiancée's debt?"
"How do I know when it's time to change financial advisors?"
"My work colleagues convinced me to spend $800k on real estate. How do I pay this debt off?"
"Should I marry my boyfriend who is a broke financial advisor?"
"We had a bad experience with our first renter. Should we sell our rental?"

Next Steps:

✅ Help us make the show better by taking this short survey!

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✔️ Help us make the show better. Please take this short survey 💵 ⁠Start your free budget today. Download the EveryDollar app!

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📊 Free Tools & Resources to Help You With Investing

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Money’s Easy Until People Get Involved

Tue, 10 Jun 2025 10:00:00 -0000

🔗 ⁠⁠⁠Share the Ramsey 101 Playlist!⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"My husband and I are fighting in Walmart over money problems."
"Should I quit my job to go to art school?"
"Should I move out of the house or focus on paying back my parents?"
"What should I do with a $500,000 inheritance?"
"How do you feel about those "buy homes for cash" companies?"
"We want a second child but we also have debt, what should we do?"
"How do I navigate family business conflict?"
"This guy I'm dating wants me to cash out my 401(k) to invest it all into crypto, what should I do?"
"How do I pay off my debt as a single mom with a part-time job?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 Download the free Ramsey Network app!

📈 ⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠

📊 ⁠⁠⁠For help with investing, get connected with a SmartVestor Pro.⁠

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🏠 ⁠⁠⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home.⁠⁠⁠⁠

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Don’t Let Other People’s Chaos Wreck Your Progress

Mon, 09 Jun 2025 10:00:00 -0000

🔗 ⁠⁠Share the Ramsey 101 Playlist!⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

"Should I quit my job because my fiancee will be the breadwinner in our marriage?"
"Should I use my inheritance to pay off debt?"
"My parents took out a HELOC to help me fix my car. Should I prioritize them in my debt snowball?"
"My mother-in-law has been a serial cheater and lost $1m to an internet scammer."
"How do I encourage my kids to not go into debt for their master's degrees?"
"Should I adjust my retirement plans in case AI eliminates my job?"
"Should we stipulate in our will that our children must be debt free before receiving their inheritance?"
"Should I give away my wealth or leave it in my will?"

Next Steps:

✅ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home.⁠⁠⁠

👩‍❤️‍💋‍👨 ⁠⁠⁠⁠⁠Get tickets for Money & Marriage Getaway.⁠⁠⁠

📈 ⁠⁠For help with investing, get connected with a SmartVestor Pro.

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You Don’t Need a Shortcut—You Need a Strategy

Fri, 06 Jun 2025 10:00:00 -0000

🔗 ⁠Share the Ramsey 101 Playlist!

Ken Coleman and George Kamel answer your questions and discuss:

"Can we use a mortgage loan to buy my dad's property?"
"I signed a $16,000 window replacement contract. Is there any way for me to get out of this bad deal?"
"I don't agree with what my brother and sister plan to do with my father's estate. Can I get out of this situation?"
"My fiancé controls all our finances and is gone all the time. How do I leave this relationship?"
"My boyfriend is irresponsible with his decisions and money. Should I leave him if he doesn't change his behavior?"

Next Steps:

✅ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

🛡️Protect yourself with the right coverage—take our coverage quiz!

❤️‍🩹 ⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠

📊 Free Tools & Resources to Help You With Investing

💵 ⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠
Get 10% off your first month of⁠ BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠Health Trust Financial⁠
To find out more about student loan refinancing, check out⁠ Laurel Road⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
Learn more about ⁠Timothy Plan⁠
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

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Hard Decisions Today Bring Freedom Tomorrow

Thu, 05 Jun 2025 10:00:00 -0000

🔗 ⁠⁠Share the Ramsey 101 Playlist!⁠

George Kamel and Dr. John Delony answer your questions and discuss:

"Should I leave an inheritance to my children who won't speak to me?"
"My dad's car was impounded and we didn't pay the fines. Now it's being sent to collections, how do I help him in this?"
"My wife and I disagree on whether my son should help pay for his college."
"We've been struggling to survive month-to-month and we're behind on our debt. How do we get out of this?"
"Is it too late to get out of my debt consolidation program?"
"Is it a good idea to transfer my car loan balance to a balance transfer credit card?"
"I've been with my financially irresponsible boyfriend for 20 years and I'm fed up and don't know what to do."

Next Steps:

✅ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

📖 Have more money and less stress with George Kamel's book, Breaking Free From Broke!

👩‍❤️‍💋‍👨 ⁠⁠⁠⁠Get tickets for Money & Marriage Getaway.⁠⁠

🏠 ⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home.⁠⁠⁠

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠
Get 10% off your first month of⁠ BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠Health Trust Financial⁠
To find out more about student loan refinancing, check out⁠ Laurel Road⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
Learn more about ⁠Timothy Plan⁠
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Debt Freedom Isn’t Fast—It’s Focused

Wed, 04 Jun 2025 10:00:00 -0000

🔗 ⁠⁠Share the Ramsey 101 Playlist!⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

"How do I support my family now that my husband is in jail?"
"My kid is not interested in managing my assets or my business. Should I donate everything instead?"
"Is my job worth the sacrifice of not being around family and friends?"
"Should we support a missionary who's being irresponsible with money?"
"Should I pay cash for one rental property or leverage debt to buy multiple at once?"
"Should I pull money from retirement to pay off debt?"

Next Steps:

✅ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠

🙋‍♂️ Submit your story to have a chance to be featured on 90 Day Money Makeover

📊 ⁠⁠Free Tools & Resources to Help You With Investing

💵 ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

❤️‍🩹 ⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠⁠

Connect with our Sponsors:

Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Save 15% on your first Field of Greens order with code RAMSEY
Find top Health Insurance Plans at Health Trust Financial
To find out more about student loan refinancing, check out Laurel Road
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Use promo code RAMSEY for 18% off at The Nokbox
Learn more about Timothy Plan
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Your Financial Spiral Will End When A Proven Financial Plan Begins

Tue, 03 Jun 2025 10:00:00 -0000

⁠⁠⁠🔗 ⁠Share the Ramsey 101 Playlist!

Ken Coleman and Jade Warshaw answer your questions and discuss:

"Should there be a cap on credit card spending or is it not necessary as long as 15% is saved?"
"I sold my home and cashed out my retirement. I still have $63,000 in credit card debt and no way to pay it off"
"How do we get ahead while living paycheck-to-paycheck?"
"My girlfriend hasn't paid me back the money I loaned her,"
"My husband entered into a debt consolidation program without me. Is there a way for us to get out of this?"
"I leased a car and now owe $50,000 in mileage fees. I'm trying to settle with them but they won't send anything in writing"
"My girlfriend is pressuring me to buy a house, should I listen to her?"
"Is it okay to encourage my wife's family to sell their property?"
"My fiancée and I make less than $1,500 month, how do we get by with so little income?"

Next Steps:

✅ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

🛡️Protect yourself with the right coverage—take our coverage quiz!

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

🏠 ⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home.⁠⁠⁠⁠

❤️‍🩹 ⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠

📈 ⁠⁠For help with investing, get connected with a SmartVestor Pro.

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠
Get 10% off your first month of⁠ BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
Find top Health Insurance Plans at ⁠Health Trust Financial⁠
To find out more about student loan refinancing, check out⁠ Laurel Road⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
Learn more about ⁠Timothy Plan⁠
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

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You Can't Build Wealth with Financial Chaos Around You

Mon, 02 Jun 2025 10:00:00 -0000

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠

Jade Warshaw and Ken Coleman answer your questions and discuss:

"Should I take back my car from my brother?"
"Can we make our relationship work with financial differences?"
"Crazy manipulative" dad expects son to pay him $2,800 a month,
"Sell rental houses to invest in bitcoin?"
"I threatened the credit card companies and now I'm scared"

Next Steps:

✅ ⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠ 🏠 ⁠⁠⁠⁠Get organized and prepared to buy or sell a home.⁠⁠⁠ 👩‍❤️‍💋‍👨 ⁠⁠⁠Get tickets for Money & Marriage Getaway.⁠⁠

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Dumb Debt Decisions Won't Accelerate Your Financial Growth

Fri, 30 May 2025 10:00:00 -0000

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"Should I be going further into debt to hire lawyers to fight a custody battle with my ex-wife?"
"How do we come up with a down payment to buy a Canadian fishing lodge?"
"My dad took out Parent PLUS loans for me and my sisters. He says it's our fault that he's broke and that we owe him."

Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠Watch the full episode for free in the Ramsey Network app.⁠

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

📈 ⁠For help with investing, get connected with a SmartVestor Pro.

💰 ⁠⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠

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You Can’t Fix Your Money Problems Without Facing Them

Thu, 29 May 2025 10:00:00 -0000

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How do I buy a car in the midst of a divorce? "
"How do I pay off my $1.8 million of debt?"
"What do you think about companies displaying "tariff costs" on their prices? "
"How do I get my girlfriend and I on the same page financially?"
"Our mortgage broker won't put me on the mortgage because I don't have any credit"
"I'm behind on my bills, how do I get out of $35k of debt?".

Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠ 📱 ⁠⁠Watch the full episode for free in the Ramsey Network app.⁠

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The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Wed, 28 May 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"My aunt is trying to steal our inheritance. Should I help my mom cover lawyer fees?"
"I haven't filed taxes in 15 years, how do I apply for tax forgiveness?"
"I'm $180,000 in debt. How can I clean up this mess?"
"Should I go into student loan debt for a bachelor's degree?"
"How much should we spend to save our dog?"

Next Steps:

✅ ⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠

📱 ⁠Watch the full episode for free in the Ramsey Network app.

💵 ⁠Start your free budget today. Download the EveryDollar app!⁠

❤️‍🩹 Get trusted insurance coverage that fits your budget.

👩‍❤️‍💋‍👨 Get tickets for Money & Marriage Getaway.

💰 ⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠

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The Most Loving Thing You Can Do Is Be Honest About Money

Tue, 27 May 2025 10:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss:

Husband doesn't want to share his inheritance
My mom took out credit cards in my name
My terminally ill wife hid debt from me.
Sister-in-law wants us to pay for her vacation.
Am I doing the right things to leave a legacy?
My friend is committing fraud, what can I do?

Next Steps:

✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠

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🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
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Sacrifice Now To Secure Your Financial Future

Mon, 26 May 2025 10:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. Ken Coleman and George Kamel answer your questions and discuss:

"I'm being quiet fired. What should I do?"
" I have eight different lines of credit and I'm drowning in minimum payments. What can I do?"
"Can I ask my employee for a breakdown of his personal finances so I can figure out how much to pay him?"
"How do I budget with my girlfriend after we move in together?"
"I lost money after my employer changed 401(k) providers. Is this normal?".

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

💰⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠

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🏠 Get organized and prepared to buy or sell a home.

Connect with our Sponsors:

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🥗 Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY

⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠

💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠

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🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
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Stop Obsessing Over Pennies While Ignoring the Plan

Fri, 23 May 2025 10:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. George Kamel and Jade Warshaw answer your questions and discuss:

"Should we go through with a lawsuit to sue my brother?"
"How do I pay off debt and spend time with my daughter after my wife left us?"
"Should we take out a loan to build a mother-in-law suite?"
"Are mortgage companies that offer 1% down a legitimate way to get a house?"
"Should I continue paying my car off or have it voluntarily repossessed?"
"How can we work out way out of debt that we're underwater on?"
"Should I move in with my mom in order to pay off debt?"
"I feel bad spending money on a pool even though I'm on Baby Step 7"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

💵 Start your free budget today. Download the EveryDollar app!

📈 For help with investing, get connected with a SmartVestor Pro. ❤️‍🩹 ⁠Get trusted insurance coverage that fits your budget.

Connect with our Sponsors:

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🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠

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🥗 Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY

⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠

💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠

💻 Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more

🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠

💵 Learn more about ⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠

🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
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Everyone Makes Financial Mistakes – Don’t Let Yours Define You

Thu, 22 May 2025 10:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. Jade Warshaw and George Kamel answer your questions and discuss:

"How do we move forward with a bridge loan and a house that isn't sold?"
"My wife wants a divorce. How do I handle my finances while going through this?"
Jade and George discuss their biggest financial mistakes,
"My husband and I don't agree on where to live in retirement. How do we come to an agreement?"
"Should I sign up for a debt relief program?"
"My realtor doesn't want me to sell my rental. Is she right?"
"How do I cut up my credit cards when I love the reward points?"
"My car was repossessed and sold. How do I pay off the balance now?"
"Is it wrong to sell my wife’s engagement ring and band ? "

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

🏠 Get organized and prepared to buy or sell a home.

💰Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

💵 ⁠Start your free budget today. Download the EveryDollar app!⁠

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠Aldi⁠⁠⁠⁠⁠

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📱Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!

🏥 Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠

🏡 Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠

🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠

🏦 Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!

🥗 Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY

⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠

💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠

💻 Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more

🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠

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🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
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Chasing Easy Money Always Ends in Regret

Wed, 21 May 2025 10:00:00 -0000

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ 📱 ⁠⁠⁠Watch the full episode for free in the Ramsey Network app. ⁠⁠⁠

George Kamel and Rachel Cruze answer your questions and discuss:

"Should I help my new husband pay off his debt?"
"Should my son hire an attorney to investigate a crypto scam?"
"Should I keep my job if I'm only making $850 a month?"
"I'm making $30-90k a month day trading. Should I get into real estate?"
"Should my husband and I help my Dad before he loses everything?"
Liam Payne, Who Died Without a Will, Left $32 Million Estate
The 3rd anniversary of #horsegate 🐴
"I don't feel like I'm getting what I deserve from the family business. How should I talk to my dad?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠

💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

💰⁠⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠⁠

📈 ⁠For help with investing, get connected with a SmartVestor Pro.⁠⁠⁠⁠⁠⁠⁠⁠

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📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 ⁠⁠Watch the full episode for free in the Ramsey Network app. ⁠⁠

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You Won't Win With Money If You're Not Aligned With A Plan

Tue, 20 May 2025 10:00:00 -0000

Rachel Cruze and Jade Warshaw answer your questions and discuss:

"How do I teach my daughter good money skills?"
"My wife doesn't want us to invest in the stock market, how do I convince her to do this?"
"My fiancée won a medical malpractice lawsuit and will get $1.3 million, how should we use this money?"
"Would it be a financial mistake to move to an expensive area in order to train in a prestigious program?"
"My fiancée is concerned about the terms in our prenup, how do we work through this?".

Next Steps:

✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

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❤️‍🩹 Get trusted insurance coverage that fits your budget. 🏠 ⁠⁠⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠

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⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠

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You Can’t Build a Life You Love While Carrying Everyone Else’s Burdens

Mon, 19 May 2025 10:00:00 -0000

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. John Delony and Jade Warshaw answer your questions and discuss:

"I'm $350k in debt with a baby on the way,"
"Is it realistic to have a wedding for $10,000?"
"My fiancée bought a home with her mother 20 years ago. How do we get her off the mortgage?"
"My dad retired at 49 then asked me to lend him money to pay off his debt"
"Does my girlfriend love me or just want to get married for citizenship?"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

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Connect with our Sponsors:

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🔒 Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠

🏦 Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!

🥗 Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY

⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠

💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠

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🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠

💵 Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠

🏛 Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
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It’s Time to Grow Up and Own Your Life

Fri, 16 May 2025 10:00:00 -0000

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. John Delony and George Kamel answer your questions and discuss:

"Should we financially support our mother after she was abusive to me and my siblings?"
"How do I recover after being scammed out of half my life savings?"
"How do I get my fiancé to commit to paying off his debt?"
"How do we balance saving for our kids' future vs. having more fun in the present?"
"How do we get out of the cycle of being underpaid and living in poverty?"
"My husband has no interest in combining our finances"

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

❤️‍🩹 Get trusted insurance coverage that fits your budget.

💰⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠

💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠Aldi⁠⁠⁠⁠

🌱 Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠

📱Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!

🏥 Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠

🏡 Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠

🔒 Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠

🏦 Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!

🥗 Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY

⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠

💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠

💻 Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more

🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠

💵 Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠

🏛 Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
🔐 Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network: