Super Insider https://cms.megaphone.fm/channel/QSU3307670310 en Your superannuation is key to achieving your best retirement – so how do you make the most of it?  Don’t miss Australian Retirement Trust’s Super Insider podcast – your guide to superannuation, planning for retirement, and what the economy and investment markets mean for your super from those in the know.    Join host Anne Fuchs, Australian Retirement Trust's Executive General Manager of Advice, Guidance and Education, as she interviews superannuation and investment experts to bring you exclusive insights, tips and strategies to help you make the right choices today and feel confident about the future.    GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.  https://megaphone.imgix.net/podcasts/7256b58a-1c2d-11ed-a5da-9f07711b677e/image/16a964814edc892e983ad9aa814d3cd8.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress Super Insider https://cms.megaphone.fm/channel/QSU3307670310 no episodic Your guide to superannuation, planning for retirement, and what the economy and investment markets mean for your super from those in the know. Brought to you by Australian Retirement Trust. Australian Retirement Trust Your superannuation is key to achieving your best retirement – so how do you make the most of it?  Don’t miss Australian Retirement Trust’s Super Insider podcast – your guide to superannuation, planning for retirement, and what the economy and investment markets mean for your super from those in the know.    Join host Anne Fuchs, Australian Retirement Trust's Executive General Manager of Advice, Guidance and Education, as she interviews superannuation and investment experts to bring you exclusive insights, tips and strategies to help you make the right choices today and feel confident about the future.    GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.  Your superannuation is key to achieving your best retirement – so how do you make the most of it? 

Don’t miss Australian Retirement Trust’s Super Insider podcast – your guide to superannuation, planning for retirement, and what the economy and investment markets mean for your super from those in the know.   

Join host Anne Fuchs, Australian Retirement Trust's Executive General Manager of Advice, Guidance and Education, as she interviews superannuation and investment experts to bring you exclusive insights, tips and strategies to help you make the right choices today and feel confident about the future.   

GET IN TOUCH:

We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid. 

]]> Australian Retirement Trust kylie.king@art.com.au Tax time tips: Boost your super and save on tax Want to pay less tax and grow your retirement savings at the same time? 👀     In this episode of Super Insider, our host Anne Fuchs sits down with Education specialist Kane Everingham to break down simple, practical tax strategies you can actually use - whether you’re a last-minute planner or someone who likes to stay ahead.     From quick wins before 30 June to smarter long-term habits, this episode is packed with tips to help you make the most of your money, now and into retirement.    The difference between paying more tax or making smarter moves often comes down to what you know and when you act.    Tune in to learn:  01:46 - How to lower your tax before 30 June using super  03:15 - What last-minute moves can you make  07:24 - How salary sacrificing reduces your tax over time  10:23 - What contribution limits mean (and how to use them)  12:28 - Helpful tools to assist with planning    💡 Want to feel more confident about your super journey?  To explore more tools, insights and resources to help you get the most from your super, visit our website:   https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator     🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Executive General Manager, Advocacy and Impact, ART  Kane Everingham – Team Leader, Education Delivery, ART  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Thu, 30 Apr 2026 01:33:00 -0000 full Australian Retirement Trust Want to pay less tax and grow your retirement savings at the same time? 👀     In this episode of Super Insider, our host Anne Fuchs sits down with Education specialist Kane Everingham to break down simple, practical tax strategies you can actually use - whether you’re a last-minute planner or someone who likes to stay ahead.     From quick wins before 30 June to smarter long-term habits, this episode is packed with tips to help you make the most of your money, now and into retirement.    The difference between paying more tax or making smarter moves often comes down to what you know and when you act.    Tune in to learn:  01:46 - How to lower your tax before 30 June using super  03:15 - What last-minute moves can you make  07:24 - How salary sacrificing reduces your tax over time  10:23 - What contribution limits mean (and how to use them)  12:28 - Helpful tools to assist with planning    💡 Want to feel more confident about your super journey?  To explore more tools, insights and resources to help you get the most from your super, visit our website:   https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator     🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Executive General Manager, Advocacy and Impact, ART  Kane Everingham – Team Leader, Education Delivery, ART  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Want to pay less tax and grow your retirement savings at the same time? 👀 

  

In this episode of Super Insider, our host Anne Fuchs sits down with Education specialist Kane Everingham to break down simple, practical tax strategies you can actually use - whether you’re a last-minute planner or someone who likes to stay ahead. 

  

From quick wins before 30 June to smarter long-term habits, this episode is packed with tips to help you make the most of your money, now and into retirement. 

 

The difference between paying more tax or making smarter moves often comes down to what you know and when you act. 

 

Tune in to learn: 

01:46 - How to lower your tax before 30 June using super 

03:15 - What last-minute moves can you make 

07:24 - How salary sacrificing reduces your tax over time 

10:23 - What contribution limits mean (and how to use them) 

12:28 - Helpful tools to assist with planning 

 

💡 Want to feel more confident about your super journey? 

To explore more tools, insights and resources to help you get the most from your super, visit our website:  

https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator  

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

SUBSCRIBE FOR MORE VIDEOS 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

👍 Click the thumbs up and give your feedback by leaving a comment.     

🔔 Subscribe and hit the notification bell to get the latest episodes.    

💝 Share this episode with a friend who needs to hear it. 

 

CREDITS      

Anne Fuchs – Executive General Manager, Advocacy and Impact, ART 

Kane Everingham – Team Leader, Education Delivery, ART 


The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

 

Any information given by the guest speakers is provided as general information only and not financial advice. 

]]> 818 Age Pension in Australia explained Think you’ll automatically get the Age Pension at 67? Not quite.    The reality is a little more complex but understanding how the Age Pension works early could make a real difference to your retirement.     In this episode of Super Insider, our Education experts Josh and Ruth unpack the Age Pension in Australia - what it is, who qualifies, and how it could fit into your retirement plan.    From common misconceptions to practical strategies, this episode gives you tips and insights about the Age Pension and confidence to take control of your next chapter.    Tune in to learn:  01:36 - What the Age Pension is and how it works  04:04 - Why not everyone receives the full Age Pension  05:32 - How income and assets impact your eligibility  09:24 - What strategies could help you qualify for more  11:34 - How deeming rates and market changes affect your payments  13:47 - When and how to apply   💡 Want to feel more confident about your super journey?  To explore more tools, insights and resources to help you get the most from your super, visit our website:   https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator     🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Joshua van Gestel – Senior Manager, Education Delivery, ART  Ruth Weaver - Team Leader – Key Client Education, ART  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Fri, 10 Apr 2026 00:54:00 -0000 full Australian Retirement Trust Think you’ll automatically get the Age Pension at 67? Not quite.    The reality is a little more complex but understanding how the Age Pension works early could make a real difference to your retirement.     In this episode of Super Insider, our Education experts Josh and Ruth unpack the Age Pension in Australia - what it is, who qualifies, and how it could fit into your retirement plan.    From common misconceptions to practical strategies, this episode gives you tips and insights about the Age Pension and confidence to take control of your next chapter.    Tune in to learn:  01:36 - What the Age Pension is and how it works  04:04 - Why not everyone receives the full Age Pension  05:32 - How income and assets impact your eligibility  09:24 - What strategies could help you qualify for more  11:34 - How deeming rates and market changes affect your payments  13:47 - When and how to apply   💡 Want to feel more confident about your super journey?  To explore more tools, insights and resources to help you get the most from your super, visit our website:   https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator     🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Joshua van Gestel – Senior Manager, Education Delivery, ART  Ruth Weaver - Team Leader – Key Client Education, ART  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Think you’ll automatically get the Age Pension at 67? Not quite. 

 

The reality is a little more complex but understanding how the Age Pension works early could make a real difference to your retirement.  

 

In this episode of Super Insider, our Education experts Josh and Ruth unpack the Age Pension in Australia - what it is, who qualifies, and how it could fit into your retirement plan. 

 

From common misconceptions to practical strategies, this episode gives you tips and insights about the Age Pension and confidence to take control of your next chapter. 

 

Tune in to learn: 

  • 01:36 - What the Age Pension is and how it works 

  • 04:04 - Why not everyone receives the full Age Pension 

  • 05:32 - How income and assets impact your eligibility 

  • 09:24 - What strategies could help you qualify for more 

  • 11:34 - How deeming rates and market changes affect your payments 

  • 13:47 - When and how to apply  

💡 Want to feel more confident about your super journey? 

To explore more tools, insights and resources to help you get the most from your super, visit our website:  

https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator  

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

SUBSCRIBE FOR MORE VIDEOS 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

👍 Click the thumbs up and give your feedback by leaving a comment.     

🔔 Subscribe and hit the notification bell to get the latest episodes.    

💝 Share this episode with a friend who needs to hear it. 

 

CREDITS      

Joshua van Gestel – Senior Manager, Education Delivery, ART 

Ruth Weaver - Team Leader – Key Client Education, ART 


The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

 

Any information given by the guest speakers is provided as general information only and not financial advice. 

]]> 1206 The Sandwich Generation: Smart super steps for Gen X Ever feel like you’re being pulled in every direction - supporting ageing parents, helping your kids get ahead, managing work and life, all while trying to plan your own future?     You might be part of the sandwich generation.     In this episode of Super Insider, our Education experts Josh van Gestel and Ruth Weaver unpack the real pressures facing many Gen X Australians today. This honest conversation explores why this stage of life can feel overwhelming and why it might actually be the most important time to focus on your own financial future.     If you're juggling family responsibilities and wondering whether you're doing enough with your super, this episode offers practical insights to help you take back control.     Supporting others is part of life for many Australians but as Ruth puts it in this episode, “it is time to put yourself first.” The decisions you make today could make a meaningful difference to your future retirement.    Tune in to learn:  00:54 - What it means to be part of the sandwich generation  07:13 - Why your 40s and 50s are critical for super planning  11:03 - What simple actions can improve your retirement outlook  12:32 - How retirement forecasting helps you understand your super  13:14 - How extra super contributions can compound over time  16:09 - Why reviewing your super investment strategy matters  19:11 - How inheritance and estate planning fit into retirement planning   💡 Want to feel more confident about your super journey?  To explore more tools, insights and resources to help you get the most from your super, visit our website:   https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Joshua van Gestel – Senior Manager, Education Delivery, ART  Ruth Weaver - Team Leader – Key Client Education, ART    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Thu, 26 Mar 2026 01:21:00 -0000 full Australian Retirement Trust Ever feel like you’re being pulled in every direction - supporting ageing parents, helping your kids get ahead, managing work and life, all while trying to plan your own future?     You might be part of the sandwich generation.     In this episode of Super Insider, our Education experts Josh van Gestel and Ruth Weaver unpack the real pressures facing many Gen X Australians today. This honest conversation explores why this stage of life can feel overwhelming and why it might actually be the most important time to focus on your own financial future.     If you're juggling family responsibilities and wondering whether you're doing enough with your super, this episode offers practical insights to help you take back control.     Supporting others is part of life for many Australians but as Ruth puts it in this episode, “it is time to put yourself first.” The decisions you make today could make a meaningful difference to your future retirement.    Tune in to learn:  00:54 - What it means to be part of the sandwich generation  07:13 - Why your 40s and 50s are critical for super planning  11:03 - What simple actions can improve your retirement outlook  12:32 - How retirement forecasting helps you understand your super  13:14 - How extra super contributions can compound over time  16:09 - Why reviewing your super investment strategy matters  19:11 - How inheritance and estate planning fit into retirement planning   💡 Want to feel more confident about your super journey?  To explore more tools, insights and resources to help you get the most from your super, visit our website:   https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Joshua van Gestel – Senior Manager, Education Delivery, ART  Ruth Weaver - Team Leader – Key Client Education, ART    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Ever feel like you’re being pulled in every direction - supporting ageing parents, helping your kids get ahead, managing work and life, all while trying to plan your own future? 

  

You might be part of the sandwich generation. 

  

In this episode of Super Insider, our Education experts Josh van Gestel and Ruth Weaver unpack the real pressures facing many Gen X Australians today. This honest conversation explores why this stage of life can feel overwhelming and why it might actually be the most important time to focus on your own financial future. 

  

If you're juggling family responsibilities and wondering whether you're doing enough with your super, this episode offers practical insights to help you take back control.  

 

Supporting others is part of life for many Australians but as Ruth puts it in this episode, “it is time to put yourself first.” The decisions you make today could make a meaningful difference to your future retirement. 

 

Tune in to learn: 

  • 00:54 - What it means to be part of the sandwich generation 

  • 07:13 - Why your 40s and 50s are critical for super planning 

  • 11:03 - What simple actions can improve your retirement outlook 

  • 12:32 - How retirement forecasting helps you understand your super 

  • 13:14 - How extra super contributions can compound over time 

  • 16:09 - Why reviewing your super investment strategy matters 

  • 19:11 - How inheritance and estate planning fit into retirement planning  


💡 Want to feel more confident about your super journey? 

To explore more tools, insights and resources to help you get the most from your super, visit our website:  

https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

SUBSCRIBE FOR MORE VIDEOS 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

👍 Click the thumbs up and give your feedback by leaving a comment.     

🔔 Subscribe and hit the notification bell to get the latest episodes.    

💝 Share this episode with a friend who needs to hear it. 

 

CREDITS      

Joshua van Gestel – Senior Manager, Education Delivery, ART 

Ruth Weaver - Team Leader – Key Client Education, ART 

 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

 

Any information given by the guest speakers is provided as general information only and not financial advice. 

]]> 1432 Market volatility & your super. What you need to know. Markets are moving again - and it’s normal to feel unsure about what that means for your superannuation.     In this bonus episode of Super Insider, ART Chief Economist Brian Parker explains what’s behind recent market volatility, how global events can affect investments, and what it means for your long-term super savings.    Tune in to learn: Potentially no time stamps required for this episode as it’s repurposed webinar content   10:02 - What we’ve learned from past market crises 10:47 - Why your super is safe for the long term   12:21 - Should I be thinking about investing in gold or other commodities?  13:41 - What is ART doing to manage the current risks associated with geopolitics?  14:48 - Should I consider delaying retirement?  17:56 - What's happening with fuel prices and what direct impact will that have on investment returns for members?  21:05 - Tips on what you can do if you’re worried, including when it makes sense to get advice  💡 Want to feel more confident about your retirement savings?  Visit our website to explore more tools, insights and resources to help you understand your investment options and how your super is invested: australianretirementtrust.com.au    To learn more about market volatility, visit the below links:  Market volatility - https://www.australianretirementtrust.com.au/learn/investment-advice/what-is-market-volatility   Discover what type of investor you are here - https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz     If you’re still worried, talk to your financial adviser or talk to us. We’re here to help you feel confident about your future. Find adviser support here: https://www.australianretirementtrust.com.au/contact-us/support-home/support-adviser    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Brian Parker – Chief Economist – Investments, ART   Joshua van Gestel – Senior Manager, Education Delivery, ART  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Wed, 18 Mar 2026 01:35:00 -0000 full Australian Retirement Trust Markets are moving again - and it’s normal to feel unsure about what that means for your superannuation.     In this bonus episode of Super Insider, ART Chief Economist Brian Parker explains what’s behind recent market volatility, how global events can affect investments, and what it means for your long-term super savings.    Tune in to learn: Potentially no time stamps required for this episode as it’s repurposed webinar content   10:02 - What we’ve learned from past market crises 10:47 - Why your super is safe for the long term   12:21 - Should I be thinking about investing in gold or other commodities?  13:41 - What is ART doing to manage the current risks associated with geopolitics?  14:48 - Should I consider delaying retirement?  17:56 - What's happening with fuel prices and what direct impact will that have on investment returns for members?  21:05 - Tips on what you can do if you’re worried, including when it makes sense to get advice  💡 Want to feel more confident about your retirement savings?  Visit our website to explore more tools, insights and resources to help you understand your investment options and how your super is invested: australianretirementtrust.com.au    To learn more about market volatility, visit the below links:  Market volatility - https://www.australianretirementtrust.com.au/learn/investment-advice/what-is-market-volatility   Discover what type of investor you are here - https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz     If you’re still worried, talk to your financial adviser or talk to us. We’re here to help you feel confident about your future. Find adviser support here: https://www.australianretirementtrust.com.au/contact-us/support-home/support-adviser    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Brian Parker – Chief Economist – Investments, ART   Joshua van Gestel – Senior Manager, Education Delivery, ART  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Markets are moving again - and it’s normal to feel unsure about what that means for your superannuation. 

  

In this bonus episode of Super Insider, ART Chief Economist Brian Parker explains what’s behind recent market volatility, how global events can affect investments, and what it means for your long-term super savings. 

 

Tune in to learn: Potentially no time stamps required for this episode as it’s repurposed webinar content  

    • 10:02 - What we’ve learned from past market crises
    • 10:47 - Why your super is safe for the long term  
    • 12:21 - Should I be thinking about investing in gold or other commodities? 
    • 13:41 - What is ART doing to manage the current risks associated with geopolitics? 
    • 14:48 - Should I consider delaying retirement? 
    • 17:56 - What's happening with fuel prices and what direct impact will that have on investment returns for members? 
    • 21:05 - Tips on what you can do if you’re worried, including when it makes sense to get advice 


    • 💡 Want to feel more confident about your retirement savings? 

    Visit our website to explore more tools, insights and resources to help you understand your investment options and how your super is invested: australianretirementtrust.com.au 

     

    To learn more about market volatility, visit the below links: 

    Market volatility - https://www.australianretirementtrust.com.au/learn/investment-advice/what-is-market-volatility  

    Discover what type of investor you are here - https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz  

     

    If you’re still worried, talk to your financial adviser or talk to us. We’re here to help you feel confident about your future. Find adviser support here: https://www.australianretirementtrust.com.au/contact-us/support-home/support-adviser 

     

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Brian Parker – Chief Economist – Investments, ART  

    Joshua van Gestel – Senior Manager, Education Delivery, ART 


    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1387     How women become super investors Confidence is powerful - especially when it comes to choosing the right super investments for you! In this episode of Super Insider, Anne Fuchs sits down with Liz Kumaru, General Manager of Growth Assets, and Jody Fitzgerald, General Manager of Defensive & Liquid Assets and Portfolio Intelligence at ART, for a candid and practical discussion about women, investing and long-term wealth.  From the confidence gap to the 25% gender super gap*, this conversation explores why capability isn’t the issue - confidence often is and what women can do today to take control of their financial future.  * Source: SMC Australia, ‘SMC: Economic security in retirement: How life events affect older Australian women 2025’, 2025, accessed 1 February 2026 at SMC: Economic security in retirement: How life events affect older Australian women 2025    Tune in to learn: 10:09 - Why women hold back from investing
  11:06 - Why backing yourself changes everything
  12:33 - How to support the next generation
  14:54 - How small money decisions compound over time
  16:33 - How to grow your super strategically
  17:33 - When to take control of your finances
  20:08 - Why representation in finance matters     If this conversation resonates, share it with a woman in your life - a daughter, colleague, sister or friend - and help spark the next generation of confident investors.    💡 Want to feel more confident about where your super is invested   Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au  What type of investor are you? Test your inner investor and see what type of investment options may suit you best. https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Executive General Manager of Advocacy and Impact, ART  Elizabeth Kumaru – General Manager of Growth Assets, ART  Jody Fitzgerald – General Manager of Defensive and Liquid Assets and Portfolio Intelligence, ART  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Thu, 12 Mar 2026 04:35:00 -0000 full Australian Retirement Trust Confidence is powerful - especially when it comes to choosing the right super investments for you! In this episode of Super Insider, Anne Fuchs sits down with Liz Kumaru, General Manager of Growth Assets, and Jody Fitzgerald, General Manager of Defensive & Liquid Assets and Portfolio Intelligence at ART, for a candid and practical discussion about women, investing and long-term wealth.  From the confidence gap to the 25% gender super gap*, this conversation explores why capability isn’t the issue - confidence often is and what women can do today to take control of their financial future.  * Source: SMC Australia, ‘SMC: Economic security in retirement: How life events affect older Australian women 2025’, 2025, accessed 1 February 2026 at SMC: Economic security in retirement: How life events affect older Australian women 2025    Tune in to learn: 10:09 - Why women hold back from investing
  11:06 - Why backing yourself changes everything
  12:33 - How to support the next generation
  14:54 - How small money decisions compound over time
  16:33 - How to grow your super strategically
  17:33 - When to take control of your finances
  20:08 - Why representation in finance matters     If this conversation resonates, share it with a woman in your life - a daughter, colleague, sister or friend - and help spark the next generation of confident investors.    💡 Want to feel more confident about where your super is invested   Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au  What type of investor are you? Test your inner investor and see what type of investment options may suit you best. https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Executive General Manager of Advocacy and Impact, ART  Elizabeth Kumaru – General Manager of Growth Assets, ART  Jody Fitzgerald – General Manager of Defensive and Liquid Assets and Portfolio Intelligence, ART  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Confidence is powerful - especially when it comes to choosing the right super investments for you!

    In this episode of Super Insider, Anne Fuchs sits down with Liz Kumaru, General Manager of Growth Assets, and Jody Fitzgerald, General Manager of Defensive & Liquid Assets and Portfolio Intelligence at ART, for a candid and practical discussion about women, investing and long-term wealth. 

    From the confidence gap to the 25% gender super gap*, this conversation explores why capability isn’t the issue - confidence often is and what women can do today to take control of their financial future. 


    * Source: SMC Australia, ‘SMC: Economic security in retirement: How life events affect older Australian women 2025’, 2025, accessed 1 February 2026 at SMC: Economic security in retirement: How life events affect older Australian women 2025 

     

    Tune in to learn:

    10:09 - Why women hold back from investing
 

    11:06 - Why backing yourself changes everything
 

    12:33 - How to support the next generation
 

    14:54 - How small money decisions compound over time
 

    16:33 - How to grow your super strategically
 

    17:33 - When to take control of your finances
 

    20:08 - Why representation in finance matters 

      

    If this conversation resonates, share it with a woman in your life - a daughter, colleague, sister or friend - and help spark the next generation of confident investors. 

     

    💡 Want to feel more confident about where your super is invested  

    Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au 

    What type of investor are you? Test your inner investor and see what type of investment options may suit you best. https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz 

     

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs – Executive General Manager of Advocacy and Impact, ART 

    Elizabeth Kumaru – General Manager of Growth Assets, ART 

    Jody Fitzgerald – General Manager of Defensive and Liquid Assets and Portfolio Intelligence, ART 


    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1331     Super property investments: your money at work Super Insider is on location in Melbourne to show you exactly what your super is invested in!     In this episode of Super Insider, we step inside one of our newest and most innovative investment properties and unpack why we’ve got more than $9 billion of our member’s retirement savings invested in Australian real estate.    Our host Anne Fuchs is joined by Michael Weaver, General Manager of Mid-Risk Assets at Australian Retirement Trust, and Campbell Hanan, CEO of Mirvac, to explain how this property investment is different, why build-to-rent has finally made its way to Australia, and how it’s making our members money while adding to rental supply.    Tune in to learn:  00:18 - Why we’re inside a Melbourne apartment   02:57 - How property fits ART’s portfolio  05:34 - What build-to-rent really means  08:42 - Why ART partnered with Mirvac  11:26 - Affordable housing for essential workers  12:58 - Who lives in these communities  16:27 - Will ART invest in more?    Whether you’re just starting your super journey or planning for the long-term, this episode helps you understand how your super investments grow in real properties and how that benefits your future.     💡 Want to see how this investment works for you?  Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Executive General Manager of Advocacy and Impact, ART  Michael Weaver – General Manager of Mid Risk Assets & UK, ART  Campbell Hanan – CEO and Managing Director, Mirvac Group    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Fri, 27 Feb 2026 03:30:00 -0000 full Australian Retirement Trust Super Insider is on location in Melbourne to show you exactly what your super is invested in!     In this episode of Super Insider, we step inside one of our newest and most innovative investment properties and unpack why we’ve got more than $9 billion of our member’s retirement savings invested in Australian real estate.    Our host Anne Fuchs is joined by Michael Weaver, General Manager of Mid-Risk Assets at Australian Retirement Trust, and Campbell Hanan, CEO of Mirvac, to explain how this property investment is different, why build-to-rent has finally made its way to Australia, and how it’s making our members money while adding to rental supply.    Tune in to learn:  00:18 - Why we’re inside a Melbourne apartment   02:57 - How property fits ART’s portfolio  05:34 - What build-to-rent really means  08:42 - Why ART partnered with Mirvac  11:26 - Affordable housing for essential workers  12:58 - Who lives in these communities  16:27 - Will ART invest in more?    Whether you’re just starting your super journey or planning for the long-term, this episode helps you understand how your super investments grow in real properties and how that benefits your future.     💡 Want to see how this investment works for you?  Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Executive General Manager of Advocacy and Impact, ART  Michael Weaver – General Manager of Mid Risk Assets & UK, ART  Campbell Hanan – CEO and Managing Director, Mirvac Group    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Super Insider is on location in Melbourne to show you exactly what your super is invested in!  

     

    In this episode of Super Insider, we step inside one of our newest and most innovative investment properties and unpack why we’ve got more than $9 billion of our member’s retirement savings invested in Australian real estate. 

     

    Our host Anne Fuchs is joined by Michael Weaver, General Manager of Mid-Risk Assets at Australian Retirement Trust, and Campbell Hanan, CEO of Mirvac, to explain how this property investment is different, why build-to-rent has finally made its way to Australia, and how it’s making our members money while adding to rental supply. 

     

    Tune in to learn: 

    00:18 - Why we’re inside a Melbourne apartment  

    02:57 - How property fits ART’s portfolio 

    05:34 - What build-to-rent really means 

    08:42 - Why ART partnered with Mirvac 

    11:26 - Affordable housing for essential workers 

    12:58 - Who lives in these communities 

    16:27 - Will ART invest in more? 

     

    Whether you’re just starting your super journey or planning for the long-term, this episode helps you understand how your super investments grow in real properties and how that benefits your future.  

     

    💡 Want to see how this investment works for you? 

    Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au 

     

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs – Executive General Manager of Advocacy and Impact, ART 

    Michael Weaver – General Manager of Mid Risk Assets & UK, ART 

    Campbell Hanan – CEO and Managing Director, Mirvac Group 

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 


    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1082     What you need to know to retire You’ve worked hard for your super, so now it’s time to understand how it works for you.    Retirement comes with a lot of questions and that’s exactly why this episode of Super Insider exists.     In this must-listen episode, Josh and Ruth from our Education team dive into the most common retirement FAQs we hear from members. They bust myths, break down options and give you the clarity you need to move forward with confidence. From growing your super to accessing it without fear, this conversation is all about keeping your super working hard for you, so you can focus on enjoying a stress-free retirement.     Tune in to learn:  02:30 - Planning your retirement income needs  05:19 - Using forecasters to check progress  06:38 - Growing super through contributions investments  11:49 - Accessing super at preservation age  13:38 - Choosing income versus lump sums   15:41 - Thriving in retirement wellbeing  20:57 - Getting guidance when decisions matter    Whether retirement is around the corner or still a few years away, this episode will help you understand your options and feel empowered to take the next step.    Explore more tools, calculators, events and guidance on our website: https://www.australianretirementtrust.com.au/     🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Joshua Van Gestel – Senior Manager, Education Delivery, ART  Ruth Weaver - Team Leader – Key Client Education, ART    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Thu, 12 Feb 2026 00:04:00 -0000 full Australian Retirement Trust You’ve worked hard for your super, so now it’s time to understand how it works for you.    Retirement comes with a lot of questions and that’s exactly why this episode of Super Insider exists.     In this must-listen episode, Josh and Ruth from our Education team dive into the most common retirement FAQs we hear from members. They bust myths, break down options and give you the clarity you need to move forward with confidence. From growing your super to accessing it without fear, this conversation is all about keeping your super working hard for you, so you can focus on enjoying a stress-free retirement.     Tune in to learn:  02:30 - Planning your retirement income needs  05:19 - Using forecasters to check progress  06:38 - Growing super through contributions investments  11:49 - Accessing super at preservation age  13:38 - Choosing income versus lump sums   15:41 - Thriving in retirement wellbeing  20:57 - Getting guidance when decisions matter    Whether retirement is around the corner or still a few years away, this episode will help you understand your options and feel empowered to take the next step.    Explore more tools, calculators, events and guidance on our website: https://www.australianretirementtrust.com.au/     🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Joshua Van Gestel – Senior Manager, Education Delivery, ART  Ruth Weaver - Team Leader – Key Client Education, ART    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  You’ve worked hard for your super, so now it’s time to understand how it works for you. 

     

    Retirement comes with a lot of questions and that’s exactly why this episode of Super Insider exists. 

      

    In this must-listen episode, Josh and Ruth from our Education team dive into the most common retirement FAQs we hear from members. They bust myths, break down options and give you the clarity you need to move forward with confidence. From growing your super to accessing it without fear, this conversation is all about keeping your super working hard for you, so you can focus on enjoying a stress-free retirement. 

      

    Tune in to learn: 

    02:30 - Planning your retirement income needs 

    05:19 - Using forecasters to check progress 

    06:38 - Growing super through contributions investments 

    11:49 - Accessing super at preservation age 

    13:38 - Choosing income versus lump sums  

    15:41 - Thriving in retirement wellbeing 

    20:57 - Getting guidance when decisions matter 

     

    Whether retirement is around the corner or still a few years away, this episode will help you understand your options and feel empowered to take the next step. 

     

    Explore more tools, calculators, events and guidance on our website: https://www.australianretirementtrust.com.au/  

     

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Joshua Van Gestel – Senior Manager, Education Delivery, ART 

    Ruth Weaver - Team Leader – Key Client Education, ART 

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1282     5 ways to grow your super Think growing your super is complicated? Think again.    In this episode of Super Insider, Ruth and Megan from the Australian Retirement Trust Education team share five simple, practical steps to help you grow your super and make the most of your money for the future.  Whether you’re just starting out, mid-career, or edging closer to retirement, this episode is packed with practical tips, relatable stories, and easy actions that can make a real impact over time.    Tune in to learn:  01:10 – Why staying engaged with your super really matters  04:25 – How combining super accounts could save you fees  07:40 – When and how extra contributions can make a difference  10:55 – Understanding how your super is invested  13:30 – Why investment choice should match your life stage  16:50 – How insurance inside super works  18:55 – Balancing insurance costs and retirement outcomes  19:30 – Get guidance: tools, advice and support at ART    Explore more tools, calculators and resources to grow your super on our website: https://www.australianretirementtrust.com.au/     🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Ruth Weaver - Team Leader – Key Client Education, ART  Megan Ashenden – Education Specialist – Advice, Guidance and Education Delivery, ART     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Thu, 29 Jan 2026 01:11:00 -0000 full Australian Retirement Trust Think growing your super is complicated? Think again.    In this episode of Super Insider, Ruth and Megan from the Australian Retirement Trust Education team share five simple, practical steps to help you grow your super and make the most of your money for the future.  Whether you’re just starting out, mid-career, or edging closer to retirement, this episode is packed with practical tips, relatable stories, and easy actions that can make a real impact over time.    Tune in to learn:  01:10 – Why staying engaged with your super really matters  04:25 – How combining super accounts could save you fees  07:40 – When and how extra contributions can make a difference  10:55 – Understanding how your super is invested  13:30 – Why investment choice should match your life stage  16:50 – How insurance inside super works  18:55 – Balancing insurance costs and retirement outcomes  19:30 – Get guidance: tools, advice and support at ART    Explore more tools, calculators and resources to grow your super on our website: https://www.australianretirementtrust.com.au/     🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Ruth Weaver - Team Leader – Key Client Education, ART  Megan Ashenden – Education Specialist – Advice, Guidance and Education Delivery, ART     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Think growing your super is complicated? Think again.  

     
    In this episode of Super Insider, Ruth and Megan from the Australian Retirement Trust Education team share five simple, practical steps to help you grow your super and make the most of your money for the future. 


    Whether you’re just starting out, mid-career, or edging closer to retirement, this episode is packed with practical tips, relatable stories, and easy actions that can make a real impact over time. 

     

    Tune in to learn: 

    01:10 – Why staying engaged with your super really matters 

    04:25 – How combining super accounts could save you fees 

    07:40 – When and how extra contributions can make a difference 

    10:55 – Understanding how your super is invested 

    13:30 – Why investment choice should match your life stage 

    16:50 – How insurance inside super works 

    18:55 – Balancing insurance costs and retirement outcomes 

    19:30 – Get guidance: tools, advice and support at ART 

     

    Explore more tools, calculators and resources to grow your super on our website: https://www.australianretirementtrust.com.au/  

     

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Ruth Weaver - Team Leader – Key Client Education, ART 

    Megan Ashenden – Education Specialist – Advice, Guidance and Education Delivery, ART  

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1287     Brain bias: why your brain fights the future & how to win back control Is this the year you rewire your brain for success? 🧠  Super Insider is back! We’re kicking things off with neuroscientist Dr Hayley North, to unpack why our brain fights our long‑term goals and how to take back control.      Dr Hayley North explains that it all starts with self-belief and our brain does have the capacity to change - no matter how old you are.     Listen to find out the science-backed strategies to make 2026 your best year yet and set yourself up for a dream retirement.     Tune in to learn:  01:55 – Self-belief and why it’s so important  05:00 – How to set realistic goals   08:34 - How to train your brain to see your future self   12:53 – Dopamine and how we can use it to our advantage   19:45 – How to reach your superannuation goals in 2026  21:45 – Rewards and how they can keep you motivated  23:58 – How Anne plans to stick to her new year’s resolution    Explore helpful tools and resources on our website: https://www.australianretirementtrust.com.au/     Learn more about Dr Hayley North on her website: Understand Your Brain | Workplace Mental Health | Australia    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Dr Hayley North – Neuroscientist and Founder, Understand Your Brain    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Wed, 14 Jan 2026 22:01:00 -0000 full Australian Retirement Trust Is this the year you rewire your brain for success? 🧠  Super Insider is back! We’re kicking things off with neuroscientist Dr Hayley North, to unpack why our brain fights our long‑term goals and how to take back control.      Dr Hayley North explains that it all starts with self-belief and our brain does have the capacity to change - no matter how old you are.     Listen to find out the science-backed strategies to make 2026 your best year yet and set yourself up for a dream retirement.     Tune in to learn:  01:55 – Self-belief and why it’s so important  05:00 – How to set realistic goals   08:34 - How to train your brain to see your future self   12:53 – Dopamine and how we can use it to our advantage   19:45 – How to reach your superannuation goals in 2026  21:45 – Rewards and how they can keep you motivated  23:58 – How Anne plans to stick to her new year’s resolution    Explore helpful tools and resources on our website: https://www.australianretirementtrust.com.au/     Learn more about Dr Hayley North on her website: Understand Your Brain | Workplace Mental Health | Australia    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Dr Hayley North – Neuroscientist and Founder, Understand Your Brain    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Is this the year you rewire your brain for success? 🧠 


    Super Insider is back! We’re kicking things off with neuroscientist Dr Hayley North, to unpack why our brain fights our long‑term goals and how to take back control.   

     

    Dr Hayley North explains that it all starts with self-belief and our brain does have the capacity to change - no matter how old you are.  

     

    Listen to find out the science-backed strategies to make 2026 your best year yet and set yourself up for a dream retirement.  

     

    Tune in to learn: 

    01:55 – Self-belief and why it’s so important 

    05:00 – How to set realistic goals  

    08:34 - How to train your brain to see your future self  

    12:53 – Dopamine and how we can use it to our advantage  

    19:45 – How to reach your superannuation goals in 2026 

    21:45 – Rewards and how they can keep you motivated 

    23:58 – How Anne plans to stick to her new year’s resolution 

     

    Explore helpful tools and resources on our website: https://www.australianretirementtrust.com.au/  

     

    Learn more about Dr Hayley North on her website: Understand Your Brain | Workplace Mental Health | Australia 

     

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART 

    Dr Hayley North – Neuroscientist and Founder, Understand Your Brain 

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1758     Strengthening financial futures for First Nations In this powerful episode of Super Insider, our host Anne Fuchs sits down with Leah Bennett, Managing Director of First Nations Foundation, for a heartfelt and eye-opening conversation about money, culture, community, and retirement for Aboriginal and Torres Strait Islander peoples.  Together, they explore how financial literacy, systemic inequities, and cultural obligations shape financial wellbeing, and what we can all do to help ensure First Nations people experience stronger financial futures.    Tune in to learn:  00:01 - Why financial literacy is key to economic participation  00:03 - What “teaching the teacher” means in community-led education  00:06 - How superannuation is reshaping family wealth for the first time  00:09 - The emotional side of money and community decision-making  00:12 - Leah’s personal journey with super and breaking generational cycles  00:15 - Why financial literacy is a national issue, not just a First Nations issue  00:18 - The importance of culturally-led partnerships  00:21 - How ART and FNF are working together to empower the next generation    Ready to dive deeper into this important conversation?  👉 Explore more about Australian Retirement Trust at art.com.au   👉 Learn about First Nations Foundation and their programs at firstnationsfoundation.org.au    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Leah Bennett – Managing Director, First Nations Foundation    Sources:ABC - https://www.abc.net.au/news/2025-07-23/report-superannuation-access-issues-first-nations-australians/105557598ABS - https://www.abs.gov.au/statistics/people/aboriginal-and-torres-strait-islander-peoples/aboriginal-and-torres-strait-islander-life-expectancy/latest-releaseASFA - https://www.superannuation.asn.au/Australian Retirement Trust – Internal Financial Wellbeing Report on Aboriginal and Torres Strait Islander members The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Thu, 18 Dec 2025 02:50:00 -0000 full Australian Retirement Trust In this powerful episode of Super Insider, our host Anne Fuchs sits down with Leah Bennett, Managing Director of First Nations Foundation, for a heartfelt and eye-opening conversation about money, culture, community, and retirement for Aboriginal and Torres Strait Islander peoples.  Together, they explore how financial literacy, systemic inequities, and cultural obligations shape financial wellbeing, and what we can all do to help ensure First Nations people experience stronger financial futures.    Tune in to learn:  00:01 - Why financial literacy is key to economic participation  00:03 - What “teaching the teacher” means in community-led education  00:06 - How superannuation is reshaping family wealth for the first time  00:09 - The emotional side of money and community decision-making  00:12 - Leah’s personal journey with super and breaking generational cycles  00:15 - Why financial literacy is a national issue, not just a First Nations issue  00:18 - The importance of culturally-led partnerships  00:21 - How ART and FNF are working together to empower the next generation    Ready to dive deeper into this important conversation?  👉 Explore more about Australian Retirement Trust at art.com.au   👉 Learn about First Nations Foundation and their programs at firstnationsfoundation.org.au    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Leah Bennett – Managing Director, First Nations Foundation    Sources:ABC - https://www.abc.net.au/news/2025-07-23/report-superannuation-access-issues-first-nations-australians/105557598ABS - https://www.abs.gov.au/statistics/people/aboriginal-and-torres-strait-islander-peoples/aboriginal-and-torres-strait-islander-life-expectancy/latest-releaseASFA - https://www.superannuation.asn.au/Australian Retirement Trust – Internal Financial Wellbeing Report on Aboriginal and Torres Strait Islander members The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  In this powerful episode of Super Insider, our host Anne Fuchs sits down with Leah Bennett, Managing Director of First Nations Foundation, for a heartfelt and eye-opening conversation about money, culture, community, and retirement for Aboriginal and Torres Strait Islander peoples. 


    Together, they explore how financial literacy, systemic inequities, and cultural obligations shape financial wellbeing, and what we can all do to help ensure First Nations people experience stronger financial futures. 

     

    Tune in to learn: 

    00:01 - Why financial literacy is key to economic participation 

    00:03 - What “teaching the teacher” means in community-led education 

    00:06 - How superannuation is reshaping family wealth for the first time 

    00:09 - The emotional side of money and community decision-making 

    00:12 - Leah’s personal journey with super and breaking generational cycles 

    00:15 - Why financial literacy is a national issue, not just a First Nations issue 

    00:18 - The importance of culturally-led partnerships 

    00:21 - How ART and FNF are working together to empower the next generation 

     

    Ready to dive deeper into this important conversation? 

    👉 Explore more about Australian Retirement Trust at art.com.au  

    👉 Learn about First Nations Foundation and their programs at firstnationsfoundation.org.au 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART 

    Leah Bennett – Managing Director, First Nations Foundation 

     

    Sources:ABC - https://www.abc.net.au/news/2025-07-23/report-superannuation-access-issues-first-nations-australians/105557598ABS - https://www.abs.gov.au/statistics/people/aboriginal-and-torres-strait-islander-peoples/aboriginal-and-torres-strait-islander-life-expectancy/latest-releaseASFA - https://www.superannuation.asn.au/Australian Retirement Trust – Internal Financial Wellbeing Report on Aboriginal and Torres Strait Islander members


    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1711     Four levers to financial freedom with Glen James What if managing money felt simple again?    In this episode, we sit down with Glen James from Money Money Money for an honest, energising chat about spending, saving, super and the small habits that shape your future.    From breaking free of comparison culture to embracing simple financial fundamentals, Glen and Anne unpack the real-life lessons that help people feel confident and in control, no matter their income or stage of life.    Whether you’re trying to spend better, invest smarter, or finally tackle that credit card cycle, this conversation has something for you.     Tune in to learn:  13:06 - How comparison culture can derail your financial confidence  19:23 - Why being “at peace with yourself” is the foundation of good money decisions  20:46 - The power of slow, steady investing (and why super is built for it)  22:10 - Why giving, saving, and spending is Glen’s lifelong formula  21:11 - Common myths about superannuation (and why they stick around)  22:55 - How compound returns can transform long-term wealth  23:32 - Why you are an investor, whether you realise it or not  24:47 - How to make money habits that actually last  25:12 - The mindset shift that can change your future: doing your future self a favour today    🔗 Ready to level up your money game?    Catch more money insights on the Money Money Money podcast: https://www.moneypodcast.com.au/   And explore helpful tools and resources on our website: https://www.australianretirementtrust.com.au/      🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Glen James – Host & Founder, Money Money Money  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Wed, 10 Dec 2025 02:03:00 -0000 full Australian Retirement Trust What if managing money felt simple again?    In this episode, we sit down with Glen James from Money Money Money for an honest, energising chat about spending, saving, super and the small habits that shape your future.    From breaking free of comparison culture to embracing simple financial fundamentals, Glen and Anne unpack the real-life lessons that help people feel confident and in control, no matter their income or stage of life.    Whether you’re trying to spend better, invest smarter, or finally tackle that credit card cycle, this conversation has something for you.     Tune in to learn:  13:06 - How comparison culture can derail your financial confidence  19:23 - Why being “at peace with yourself” is the foundation of good money decisions  20:46 - The power of slow, steady investing (and why super is built for it)  22:10 - Why giving, saving, and spending is Glen’s lifelong formula  21:11 - Common myths about superannuation (and why they stick around)  22:55 - How compound returns can transform long-term wealth  23:32 - Why you are an investor, whether you realise it or not  24:47 - How to make money habits that actually last  25:12 - The mindset shift that can change your future: doing your future self a favour today    🔗 Ready to level up your money game?    Catch more money insights on the Money Money Money podcast: https://www.moneypodcast.com.au/   And explore helpful tools and resources on our website: https://www.australianretirementtrust.com.au/      🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Glen James – Host & Founder, Money Money Money  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  What if managing money felt simple again? 

     

    In this episode, we sit down with Glen James from Money Money Money for an honest, energising chat about spending, saving, super and the small habits that shape your future. 

     

    From breaking free of comparison culture to embracing simple financial fundamentals, Glen and Anne unpack the real-life lessons that help people feel confident and in control, no matter their income or stage of life. 

     

    Whether you’re trying to spend better, invest smarter, or finally tackle that credit card cycle, this conversation has something for you.  

     

    Tune in to learn: 

    13:06 - How comparison culture can derail your financial confidence 

    19:23 - Why being “at peace with yourself” is the foundation of good money decisions 

    20:46 - The power of slow, steady investing (and why super is built for it) 

    22:10 - Why giving, saving, and spending is Glen’s lifelong formula 

    21:11 - Common myths about superannuation (and why they stick around) 

    22:55 - How compound returns can transform long-term wealth 

    23:32 - Why you are an investor, whether you realise it or not 

    24:47 - How to make money habits that actually last 

    25:12 - The mindset shift that can change your future: doing your future self a favour today 

     

    🔗 Ready to level up your money game? 

     

    Catch more money insights on the Money Money Money podcast: https://www.moneypodcast.com.au/  

    And explore helpful tools and resources on our website: https://www.australianretirementtrust.com.au/  

      

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART 

    Glen James – Host & Founder, Money Money Money 


    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1600     Building your epic retirement, with Bec Wilson What does an epic retirement really look like? And how do you build one that feels confident, flexible and truly yours?  In this Epic Retirement Month special, we sit down with Bec Wilson, founder of Epic Retirement, to unpack the real truth about Australia’s retirement phase, what most people get wrong, and how small choices today can set you up for the “you of tomorrow.”     Bec also reveals how the Epic Tick was created, what it means for Australians, and why the retirement phase should be held to a much higher standard.     Whether you're five years from retiring or simply starting to imagine what life after full-time work could look like, this episode will help you dream bigger and plan smarter.    Tune in to learn:  00:57 - Why Australia’s retirement phase is still “patchy”   12:22 - The difference between accumulation vs retirement phase super   13:55 - What the Epic Retirement Tick measures and why it matters for members  16:21 - How ART performed across the 18 Epic Tick criteria  24:00 - Shaping retirement goals beyond “what’s in my balance?”  25:18 - Smart strategies like transition to retirement, income streams and tax-free approaches   26:41 - The simple mindset flip that helps people build the dream retirement  29:15 - Next steps: advice, support and practical tools you can use today    Ready to shape your own epic retirement?  👉 Explore tools and resources at https://www.epicretirement.net/. And discover more Epic Retirement Month resources at https://www.australianretirementtrust.com.au/.    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Bec Wilson – Founder and Principal, The Epic Retirement Institute     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Mon, 01 Dec 2025 06:23:00 -0000 full Australian Retirement Trust What does an epic retirement really look like? And how do you build one that feels confident, flexible and truly yours?  In this Epic Retirement Month special, we sit down with Bec Wilson, founder of Epic Retirement, to unpack the real truth about Australia’s retirement phase, what most people get wrong, and how small choices today can set you up for the “you of tomorrow.”     Bec also reveals how the Epic Tick was created, what it means for Australians, and why the retirement phase should be held to a much higher standard.     Whether you're five years from retiring or simply starting to imagine what life after full-time work could look like, this episode will help you dream bigger and plan smarter.    Tune in to learn:  00:57 - Why Australia’s retirement phase is still “patchy”   12:22 - The difference between accumulation vs retirement phase super   13:55 - What the Epic Retirement Tick measures and why it matters for members  16:21 - How ART performed across the 18 Epic Tick criteria  24:00 - Shaping retirement goals beyond “what’s in my balance?”  25:18 - Smart strategies like transition to retirement, income streams and tax-free approaches   26:41 - The simple mindset flip that helps people build the dream retirement  29:15 - Next steps: advice, support and practical tools you can use today    Ready to shape your own epic retirement?  👉 Explore tools and resources at https://www.epicretirement.net/. And discover more Epic Retirement Month resources at https://www.australianretirementtrust.com.au/.    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Bec Wilson – Founder and Principal, The Epic Retirement Institute     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  What does an epic retirement really look like? And how do you build one that feels confident, flexible and truly yours? 


    In this Epic Retirement Month special, we sit down with Bec Wilson, founder of Epic Retirement, to unpack the real truth about Australia’s retirement phase, what most people get wrong, and how small choices today can set you up for the “you of tomorrow.” 

      

    Bec also reveals how the Epic Tick was created, what it means for Australians, and why the retirement phase should be held to a much higher standard. 

      

    Whether you're five years from retiring or simply starting to imagine what life after full-time work could look like, this episode will help you dream bigger and plan smarter. 

     

    Tune in to learn: 

    00:57 - Why Australia’s retirement phase is still “patchy”  

    12:22 - The difference between accumulation vs retirement phase super  

    13:55 - What the Epic Retirement Tick measures and why it matters for members 

    16:21 - How ART performed across the 18 Epic Tick criteria 

    24:00 - Shaping retirement goals beyond “what’s in my balance?” 

    25:18 - Smart strategies like transition to retirement, income streams and tax-free approaches  

    26:41 - The simple mindset flip that helps people build the dream retirement 

    29:15 - Next steps: advice, support and practical tools you can use today 

     

    Ready to shape your own epic retirement? 

    👉 Explore tools and resources at https://www.epicretirement.net/. And discover more Epic Retirement Month resources at https://www.australianretirementtrust.com.au/. 

     

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART 

    Bec Wilson – Founder and Principal, The Epic Retirement Institute  

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1833     Your transition to retirement starts here.  Ever wondered when you should really start planning for retirement? For many, the light bulb moment hits around 50. But as hosts Josh van Gestel and Ruth Weaver reveal, the best time to start is long before that.    In this episode of Super Insider, we dive deep into what “transition to retirement” really means. From navigating super, pension and part-time work, to finding the right investment mix and having those all-important conversations with your partner. Whether you’re in your 30s, 40s or gearing up for the next chapter, this episode will help you feel informed, empowered and ready to take control of your retirement journey.    Tune in to learn:  02:00 – Josh’s light bulb moment at age 50  04:00 – Why retirement planning should start earlier   07:00 – How the Age Pension can fit into your overall plan  10:59 – Talking about retirement goals with your partner  12:15 – Three powerful levers to improve your retirement outcome  16:05 – How your investment approach changes as you age  19:28 – Understanding your risk profile   21:55 – Next steps: where to go for help and the role of financial advice    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    👉 Learn more and access tools and calculators at art.com.au/learn.     Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Josh van Gestel - Senior Manager - Advice, Guidance and Education Delivery, ART  Ruth Weaver - Team Leader - Key Client Education, ART    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Mon, 17 Nov 2025 02:15:00 -0000 full Australian Retirement Trust Ever wondered when you should really start planning for retirement? For many, the light bulb moment hits around 50. But as hosts Josh van Gestel and Ruth Weaver reveal, the best time to start is long before that.    In this episode of Super Insider, we dive deep into what “transition to retirement” really means. From navigating super, pension and part-time work, to finding the right investment mix and having those all-important conversations with your partner. Whether you’re in your 30s, 40s or gearing up for the next chapter, this episode will help you feel informed, empowered and ready to take control of your retirement journey.    Tune in to learn:  02:00 – Josh’s light bulb moment at age 50  04:00 – Why retirement planning should start earlier   07:00 – How the Age Pension can fit into your overall plan  10:59 – Talking about retirement goals with your partner  12:15 – Three powerful levers to improve your retirement outcome  16:05 – How your investment approach changes as you age  19:28 – Understanding your risk profile   21:55 – Next steps: where to go for help and the role of financial advice    🎧 Subscribe now and share the episode to start your journey towards a confident retirement.    👉 Learn more and access tools and calculators at art.com.au/learn.     Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Josh van Gestel - Senior Manager - Advice, Guidance and Education Delivery, ART  Ruth Weaver - Team Leader - Key Client Education, ART    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Ever wondered when you should really start planning for retirement? For many, the light bulb moment hits around 50. But as hosts Josh van Gestel and Ruth Weaver reveal, the best time to start is long before that. 

     

    In this episode of Super Insider, we dive deep into what “transition to retirement” really means. From navigating super, pension and part-time work, to finding the right investment mix and having those all-important conversations with your partner. Whether you’re in your 30s, 40s or gearing up for the next chapter, this episode will help you feel informed, empowered and ready to take control of your retirement journey. 

     

    Tune in to learn: 

    02:00 – Josh’s light bulb moment at age 50 

    04:00 – Why retirement planning should start earlier  

    07:00 – How the Age Pension can fit into your overall plan 

    10:59 – Talking about retirement goals with your partner 

    12:15 – Three powerful levers to improve your retirement outcome 

    16:05 – How your investment approach changes as you age 

    19:28 – Understanding your risk profile  

    21:55 – Next steps: where to go for help and the role of financial advice 

     

    🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

     

    👉 Learn more and access tools and calculators at art.com.au/learn.  

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Josh van Gestel - Senior Manager - Advice, Guidance and Education Delivery, ART 

    Ruth Weaver - Team Leader - Key Client Education, ART 

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 


    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1504     Why flying is good for your superannuation and retirement Your super isn’t just sitting still. It’s taking off with airport investments around the world, including our very own Brisbane Airport.   In this Super Insider episode, we sit down with Brisbane Airport CEO Gert-Jan de Graaff and ART’s Michael Weaver to explore why this thriving asset is a cornerstone of our investment portfolio. From having an important focus on sustainability to $5 billion in new developments, find out how Brisbane Airport is driving long-term value for our members and shaping the future of travel.    For more resources on how we invest in assets like Brisbane Airport and beyond, visit: https://www.australianretirementtrust.com.au/investments  Tune in to learn:  Why Brisbane Airport is a strong long-term investment for ART members  $5B in upgrades transforming terminals and passenger experience  Biometric technology and digital arrival cards  How sustainability and net zero goals are driving change for Brisbane Airport   The airport’s role in jobs and Queensland’s economy  Property and leisure developments across 500+ hectares  Plans for a new combined international & domestic terminal  Preparing for growth leading into the 2032 Olympics  🎧 Subscribe to Super Insider for more stories about the investments shaping your future and share this episode with your network!     Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART  Michael Weaver – General Manager, Mid Risk Assets & UK, ART  Gert-Jan de Graaff – CEO, Brisbane Airport Corporation  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.   This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Wed, 29 Oct 2025 05:47:00 -0000 full Australian Retirement Trust Your super isn’t just sitting still. It’s taking off with airport investments around the world, including our very own Brisbane Airport.   In this Super Insider episode, we sit down with Brisbane Airport CEO Gert-Jan de Graaff and ART’s Michael Weaver to explore why this thriving asset is a cornerstone of our investment portfolio. From having an important focus on sustainability to $5 billion in new developments, find out how Brisbane Airport is driving long-term value for our members and shaping the future of travel.    For more resources on how we invest in assets like Brisbane Airport and beyond, visit: https://www.australianretirementtrust.com.au/investments  Tune in to learn:  Why Brisbane Airport is a strong long-term investment for ART members  $5B in upgrades transforming terminals and passenger experience  Biometric technology and digital arrival cards  How sustainability and net zero goals are driving change for Brisbane Airport   The airport’s role in jobs and Queensland’s economy  Property and leisure developments across 500+ hectares  Plans for a new combined international & domestic terminal  Preparing for growth leading into the 2032 Olympics  🎧 Subscribe to Super Insider for more stories about the investments shaping your future and share this episode with your network!     Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART  Michael Weaver – General Manager, Mid Risk Assets & UK, ART  Gert-Jan de Graaff – CEO, Brisbane Airport Corporation  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.   This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Your super isn’t just sitting still. It’s taking off with airport investments around the world, including our very own Brisbane Airport.  


    In this Super Insider episode, we sit down with Brisbane Airport CEO Gert-Jan de Graaff and ART’s Michael Weaver to explore why this thriving asset is a cornerstone of our investment portfolio. From having an important focus on sustainability to $5 billion in new developments, find out how Brisbane Airport is driving long-term value for our members and shaping the future of travel. 

     

    For more resources on how we invest in assets like Brisbane Airport and beyond, visit: https://www.australianretirementtrust.com.au/investments 


    Tune in to learn: 

    • Why Brisbane Airport is a strong long-term investment for ART members 

    • $5B in upgrades transforming terminals and passenger experience 

    • Biometric technology and digital arrival cards 

    • How sustainability and net zero goals are driving change for Brisbane Airport  

    • The airport’s role in jobs and Queensland’s economy 

    • Property and leisure developments across 500+ hectares 

    • Plans for a new combined international & domestic terminal 

    • Preparing for growth leading into the 2032 Olympics 

    🎧 Subscribe to Super Insider for more stories about the investments shaping your future and share this episode with your network!  

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART 

    Michael Weaver – General Manager, Mid Risk Assets & UK, ART 

    Gert-Jan de Graaff – CEO, Brisbane Airport Corporation 


    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  


    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 


    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1159     Raising money-smart kids How do we equip the next generation with the financial skills they need for life? 💡
  In this episode of Super Insider, Anne talks with Katrina from the Financial Basics Foundation about the importance of financial literacy, the challenges of delivering it in schools, and how programs like Cashed Up are helping young people build confidence, resilience, and healthier money habits.    From real student success stories to the barriers teachers face, we explore why financial education is more than numbers - it’s a life skill that can shape futures.    For more resources on the Cashed Up Program and to learn how Australian Retirement Trust supports financial wellbeing, visit:   https://www.australianretirementtrust.com.au/about/community-partnerships  https://financialbasics.org.au/educator-hub/cashed-up-course-catalogue/    Tune in to learn:  02:20 – The importance of teaching financial literacy in schools  03:35 – What financial literacy really is (beyond maths and formulas)
  04:28 – How Financial Basics Foundation resources reach 80% of Australian schools
  06:02 – A student’s inspiring story from the Cashed Up Holiday Hustle
  07:36 – The risks of financial illiteracy in a digital-first world
  09:15 – Why compounding interest is a core life skill
  10:00 – How parents and carers can get involved
  11:00 – The future vision for financial literacy by 2030
  11:45 – Why confidence matters just as much as knowledge
  12:51 – How financial literacy empowers young women to thrive    🎧 Subscribe now and share the episode with a young person in your life. Together, we can build stronger financial futures.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART  Katrina Samios - CEO, Financial Basics Foundation  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  Fri, 19 Sep 2025 03:22:00 -0000 full Australian Retirement Trust How do we equip the next generation with the financial skills they need for life? 💡
  In this episode of Super Insider, Anne talks with Katrina from the Financial Basics Foundation about the importance of financial literacy, the challenges of delivering it in schools, and how programs like Cashed Up are helping young people build confidence, resilience, and healthier money habits.    From real student success stories to the barriers teachers face, we explore why financial education is more than numbers - it’s a life skill that can shape futures.    For more resources on the Cashed Up Program and to learn how Australian Retirement Trust supports financial wellbeing, visit:   https://www.australianretirementtrust.com.au/about/community-partnerships  https://financialbasics.org.au/educator-hub/cashed-up-course-catalogue/    Tune in to learn:  02:20 – The importance of teaching financial literacy in schools  03:35 – What financial literacy really is (beyond maths and formulas)
  04:28 – How Financial Basics Foundation resources reach 80% of Australian schools
  06:02 – A student’s inspiring story from the Cashed Up Holiday Hustle
  07:36 – The risks of financial illiteracy in a digital-first world
  09:15 – Why compounding interest is a core life skill
  10:00 – How parents and carers can get involved
  11:00 – The future vision for financial literacy by 2030
  11:45 – Why confidence matters just as much as knowledge
  12:51 – How financial literacy empowers young women to thrive    🎧 Subscribe now and share the episode with a young person in your life. Together, we can build stronger financial futures.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART  Katrina Samios - CEO, Financial Basics Foundation  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.     This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.           We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).     Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Any information given by the guest speakers is provided as general information only and not financial advice.  How do we equip the next generation with the financial skills they need for life? 💡
 


    In this episode of Super Insider, Anne talks with Katrina from the Financial Basics Foundation about the importance of financial literacy, the challenges of delivering it in schools, and how programs like Cashed Up are helping young people build confidence, resilience, and healthier money habits. 

     

    From real student success stories to the barriers teachers face, we explore why financial education is more than numbers - it’s a life skill that can shape futures. 

     

    For more resources on the Cashed Up Program and to learn how Australian Retirement Trust supports financial wellbeing, visit:  

    https://www.australianretirementtrust.com.au/about/community-partnerships 

    https://financialbasics.org.au/educator-hub/cashed-up-course-catalogue/ 

     

    Tune in to learn: 

    02:20 – The importance of teaching financial literacy in schools 

    03:35 – What financial literacy really is (beyond maths and formulas)
 

    04:28 – How Financial Basics Foundation resources reach 80% of Australian schools
 

    06:02 – A student’s inspiring story from the Cashed Up Holiday Hustle
 

    07:36 – The risks of financial illiteracy in a digital-first world
 

    09:15 – Why compounding interest is a core life skill
 

    10:00 – How parents and carers can get involved
 

    11:00 – The future vision for financial literacy by 2030
 

    11:45 – Why confidence matters just as much as knowledge
 

    12:51 – How financial literacy empowers young women to thrive 

     

    🎧 Subscribe now and share the episode with a young person in your life. Together, we can build stronger financial futures. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART 

    Katrina Samios - CEO, Financial Basics Foundation 


    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

     

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

     

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

     

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     906     The Super Seat: Where your future gets a voice No phones, no windows - three days in the Cabinet Room discussing Australia's economic future.    Want to know what we’ll be talking about?     In this episode of Super Insider, Andrew Fraser joins Anne Fuchs to share how Australian Retirement Trust is representing our members at the Economic Reform Roundtable in Canberra.    As the only super fund with a dedicated seat at the table, we’re helping shape the national conversation of productivity, investment and retirement policy - turning big ideas into real-world benefits for Australians. From explaining what the Roundtable is and why it matters, to exploring how the discussions connect to the everyday realities of Australians, Andrew and Anne unpack the opportunities ahead. Along the way, Andrew also shares his personal perspective on representing members at such a high-level forum and the key questions he hopes to raise on their behalf.    This episode provides a look into how Australian Retirement Trust advocates for better outcomes for both our members and all Australians - and how the decisions made in Canberra today could shape the Australia of tomorrow.    Learn more about how we’re helping shape Australia’s future: https://www.australianretirementtrust.com.au    Tune in to learn:  0:00 - Introduction & why the Roundtable matters  2:15 - What is the Economic Reform Roundtable?  4:50 - Why ART was invited & our submission focus  7:40 - Linking Roundtable themes to members’ lives  10:25 - Productivity: Investing in projects that benefit Australia & members  14:05 - How super can help money move faster between projects  16:50 - Retirement system gaps & opportunities for change  20:15 - Access to better choices for retirees  23:10 - Andrew’s personal perspective & hopes for the Roundtable  25:55 - Looking ahead: Possible policy outcomes for members    🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART  Andrew Fraser – Chairman of the Board, ART  Mon, 18 Aug 2025 04:33:00 -0000 full Australian Retirement Trust No phones, no windows - three days in the Cabinet Room discussing Australia's economic future.    Want to know what we’ll be talking about?     In this episode of Super Insider, Andrew Fraser joins Anne Fuchs to share how Australian Retirement Trust is representing our members at the Economic Reform Roundtable in Canberra.    As the only super fund with a dedicated seat at the table, we’re helping shape the national conversation of productivity, investment and retirement policy - turning big ideas into real-world benefits for Australians. From explaining what the Roundtable is and why it matters, to exploring how the discussions connect to the everyday realities of Australians, Andrew and Anne unpack the opportunities ahead. Along the way, Andrew also shares his personal perspective on representing members at such a high-level forum and the key questions he hopes to raise on their behalf.    This episode provides a look into how Australian Retirement Trust advocates for better outcomes for both our members and all Australians - and how the decisions made in Canberra today could shape the Australia of tomorrow.    Learn more about how we’re helping shape Australia’s future: https://www.australianretirementtrust.com.au    Tune in to learn:  0:00 - Introduction & why the Roundtable matters  2:15 - What is the Economic Reform Roundtable?  4:50 - Why ART was invited & our submission focus  7:40 - Linking Roundtable themes to members’ lives  10:25 - Productivity: Investing in projects that benefit Australia & members  14:05 - How super can help money move faster between projects  16:50 - Retirement system gaps & opportunities for change  20:15 - Access to better choices for retirees  23:10 - Andrew’s personal perspective & hopes for the Roundtable  25:55 - Looking ahead: Possible policy outcomes for members    🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART  Andrew Fraser – Chairman of the Board, ART  No phones, no windows - three days in the Cabinet Room discussing Australia's economic future. 

     

    Want to know what we’ll be talking about?  

     

    In this episode of Super Insider, Andrew Fraser joins Anne Fuchs to share how Australian Retirement Trust is representing our members at the Economic Reform Roundtable in Canberra. 

     

    As the only super fund with a dedicated seat at the table, we’re helping shape the national conversation of productivity, investment and retirement policy - turning big ideas into real-world benefits for Australians. From explaining what the Roundtable is and why it matters, to exploring how the discussions connect to the everyday realities of Australians, Andrew and Anne unpack the opportunities ahead. Along the way, Andrew also shares his personal perspective on representing members at such a high-level forum and the key questions he hopes to raise on their behalf. 

     

    This episode provides a look into how Australian Retirement Trust advocates for better outcomes for both our members and all Australians - and how the decisions made in Canberra today could shape the Australia of tomorrow. 

     

    Learn more about how we’re helping shape Australia’s future: https://www.australianretirementtrust.com.au 

     

    Tune in to learn: 

    0:00 - Introduction & why the Roundtable matters 

    2:15 - What is the Economic Reform Roundtable? 

    4:50 - Why ART was invited & our submission focus 

    7:40 - Linking Roundtable themes to members’ lives 

    10:25 - Productivity: Investing in projects that benefit Australia & members 

    14:05 - How super can help money move faster between projects 

    16:50 - Retirement system gaps & opportunities for change 

    20:15 - Access to better choices for retirees 

    23:10 - Andrew’s personal perspective & hopes for the Roundtable 

    25:55 - Looking ahead: Possible policy outcomes for members 

     

    🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART 

    Andrew Fraser – Chairman of the Board, ART 

    ]]>     698     Markets, money and super: EOFY recap Unlock the insights on economic trends and investment outcomes shaping your superannuation this financial year.     Join Anne, Brian, and Andrew as they break down key economic trends, investment winners from airports to AI (via data centres), and what market ups and downs mean for your retirement savings. Whether you’re nearing retirement or just getting started, this EOFY recap gives you the clarity you need to understand your super’s performance and what lies ahead.  For more information on how Australian Retirement Trust manages your super and to explore your investment options, visit:   https://www.australianretirementtrust.com.au/investments    Tune in to learn:  01:00 - Economic overview: inflation, interest rates, and growth  02:20 - Impact of global trade tensions on markets  03:20 - Australia’s economy: steady growth and rising real wages  05:00 - Investment performance highlights & top performing options  06:20 - Why airports, data centers, and private equity are shining  10:30 - The advantage of diversification & scale in investments  12:40 - Understanding market volatility & its role in super  14:00 - Lifecycle strategy: managing risk as you approach retirement  15:00 - Economic outlook & predictions on interest rates  18:00 - Year highlights & the power of financial advice    🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.  🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Brian Parker – Chief Economist, ART  Andrew Fisher – GM, Total Portfolio Management and Resilience, ART  Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category. High Growth is our #1 performing option over 10 years to 30 June 2025. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees.  The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary.  The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date.    Past performance is not a reliable indicator of future performance.  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.   This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.         We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).   Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Thu, 14 Aug 2025 01:03:00 -0000 full Australian Retirement Trust Unlock the insights on economic trends and investment outcomes shaping your superannuation this financial year.     Join Anne, Brian, and Andrew as they break down key economic trends, investment winners from airports to AI (via data centres), and what market ups and downs mean for your retirement savings. Whether you’re nearing retirement or just getting started, this EOFY recap gives you the clarity you need to understand your super’s performance and what lies ahead.  For more information on how Australian Retirement Trust manages your super and to explore your investment options, visit:   https://www.australianretirementtrust.com.au/investments    Tune in to learn:  01:00 - Economic overview: inflation, interest rates, and growth  02:20 - Impact of global trade tensions on markets  03:20 - Australia’s economy: steady growth and rising real wages  05:00 - Investment performance highlights & top performing options  06:20 - Why airports, data centers, and private equity are shining  10:30 - The advantage of diversification & scale in investments  12:40 - Understanding market volatility & its role in super  14:00 - Lifecycle strategy: managing risk as you approach retirement  15:00 - Economic outlook & predictions on interest rates  18:00 - Year highlights & the power of financial advice    🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds.  🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     👍 Click the thumbs up and give your feedback by leaving a comment.      🔔 Subscribe and hit the notification bell to get the latest episodes.     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART  Brian Parker – Chief Economist, ART  Andrew Fisher – GM, Total Portfolio Management and Resilience, ART  Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category. High Growth is our #1 performing option over 10 years to 30 June 2025. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees.  The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary.  The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date.    Past performance is not a reliable indicator of future performance.  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.   This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.         We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).   Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Unlock the insights on economic trends and investment outcomes shaping your superannuation this financial year.  

     

    Join Anne, Brian, and Andrew as they break down key economic trends, investment winners from airports to AI (via data centres), and what market ups and downs mean for your retirement savings. Whether you’re nearing retirement or just getting started, this EOFY recap gives you the clarity you need to understand your super’s performance and what lies ahead. 


    For more information on how Australian Retirement Trust manages your super and to explore your investment options, visit:  

    https://www.australianretirementtrust.com.au/investments 

     

    Tune in to learn: 

    01:00 - Economic overview: inflation, interest rates, and growth 

    02:20 - Impact of global trade tensions on markets 

    03:20 - Australia’s economy: steady growth and rising real wages 

    05:00 - Investment performance highlights & top performing options 

    06:20 - Why airports, data centers, and private equity are shining 

    10:30 - The advantage of diversification & scale in investments 

    12:40 - Understanding market volatility & its role in super 

    14:00 - Lifecycle strategy: managing risk as you approach retirement 

    15:00 - Economic outlook & predictions on interest rates 

    18:00 - Year highlights & the power of financial advice 

     

    🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider 

     

    Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 


    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    👍 Click the thumbs up and give your feedback by leaving a comment.     

    🔔 Subscribe and hit the notification bell to get the latest episodes.    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART 

    Brian Parker – Chief Economist, ART 

    Andrew Fisher – GM, Total Portfolio Management and Resilience, ART 


    Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category. High Growth is our #1 performing option over 10 years to 30 June 2025. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees.  The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary.  The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date.   

    Past performance is not a reliable indicator of future performance. 

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

    Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1225     Planning for aged care Aged care in Australia can feel complex – but it doesn’t have to be! In this episode of Super Insider, we sit down with Justin Bott from Services Australia, to break down the real costs of entering aged care, how superannuation plays a role, and the myths that stop people from planning ahead. Whether you’re approaching retirement, supporting ageing parents, or simply planning for the future, this episode is packed with practical insights and expert advice. Tune in to learn: 01:23 – What is aged care & who actually pays? 07:41 – The 3 main types of aged care fees explained 13:34 – RAD vs DAP: Lump sum vs daily payment 15:12 – Means-tested fees & government caps 19:51 – Luxury aged care & extra service fees 21:52 – Do I need to sell my home for aged care? 23:39 – How the rules differ for couples vs singles 27:03 – How superannuation fits into aged care 29:20 – Busting the biggest aged care myths 33:16 – Where to get trusted, expert help 🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider Want to speak to someone? My Aged Care: 1800 200 422 Aged Care Specialist Officer (Services Australia): 1800 227 475 Or visit www.myagedcare.gov.au to explore your options. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO LINKS MENTIONED IN EPISODE About Services Australia https://www.servicesaustralia.gov.au/ My Aged Care www.myagedcare.gov.au IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE  Age Pension Expert Q&A - rules, common mistakes and how to qualify https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-34 The secrets to a happy retirement with Professor Joanne Earl https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-35 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD      👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Kane Everingham, Australian Retirement Trust, Education Team Leader Justin Bott, Services Australia, Community Information Officer The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice. Wed, 23 Jul 2025 06:45:00 -0000 full Australian Retirement Trust Aged care in Australia can feel complex – but it doesn’t have to be! In this episode of Super Insider, we sit down with Justin Bott from Services Australia, to break down the real costs of entering aged care, how superannuation plays a role, and the myths that stop people from planning ahead. Whether you’re approaching retirement, supporting ageing parents, or simply planning for the future, this episode is packed with practical insights and expert advice. Tune in to learn: 01:23 – What is aged care & who actually pays? 07:41 – The 3 main types of aged care fees explained 13:34 – RAD vs DAP: Lump sum vs daily payment 15:12 – Means-tested fees & government caps 19:51 – Luxury aged care & extra service fees 21:52 – Do I need to sell my home for aged care? 23:39 – How the rules differ for couples vs singles 27:03 – How superannuation fits into aged care 29:20 – Busting the biggest aged care myths 33:16 – Where to get trusted, expert help 🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider Want to speak to someone? My Aged Care: 1800 200 422 Aged Care Specialist Officer (Services Australia): 1800 227 475 Or visit www.myagedcare.gov.au to explore your options. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO LINKS MENTIONED IN EPISODE About Services Australia https://www.servicesaustralia.gov.au/ My Aged Care www.myagedcare.gov.au IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE  Age Pension Expert Q&A - rules, common mistakes and how to qualify https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-34 The secrets to a happy retirement with Professor Joanne Earl https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-35 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD      👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Kane Everingham, Australian Retirement Trust, Education Team Leader Justin Bott, Services Australia, Community Information Officer The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice. Aged care in Australia can feel complex – but it doesn’t have to be! In this episode of Super Insider, we sit down with Justin Bott from Services Australia, to break down the real costs of entering aged care, how superannuation plays a role, and the myths that stop people from planning ahead. Whether you’re approaching retirement, supporting ageing parents, or simply planning for the future, this episode is packed with practical insights and expert advice. Tune in to learn: 01:23 – What is aged care & who actually pays? 07:41 – The 3 main types of aged care fees explained 13:34 – RAD vs DAP: Lump sum vs daily payment 15:12 – Means-tested fees & government caps 19:51 – Luxury aged care & extra service fees 21:52 – Do I need to sell my home for aged care? 23:39 – How the rules differ for couples vs singles 27:03 – How superannuation fits into aged care 29:20 – Busting the biggest aged care myths 33:16 – Where to get trusted, expert help

    🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider

    Want to speak to someone? My Aged Care: 1800 200 422 Aged Care Specialist Officer (Services Australia): 1800 227 475 Or visit www.myagedcare.gov.au to explore your options.

    SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO

    LINKS MENTIONED IN EPISODE About Services Australia https://www.servicesaustralia.gov.au/ My Aged Care www.myagedcare.gov.au

    IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE  Age Pension Expert Q&A - rules, common mistakes and how to qualify https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-34

    The secrets to a happy retirement with Professor Joanne Earl https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-35

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD      👍 Click the thumbs up and give your feedback by leaving a comment.     🔔 Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it.

    CREDITS      Kane Everingham, Australian Retirement Trust, Education Team Leader Justin Bott, Services Australia, Community Information Officer

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.

    ]]>     2098     Commonwealth Seniors Health Card Explained Ever wondered how the Commonwealth Seniors Health Card works and how you qualify? In this episode, host Kane Everingham sits down with Justin Bott from Services Australia to break down everything you need to know – from how to qualify, to the savings it can unlock on medical and other everyday expenses. Tune in to learn: 00:00 🎙️ What is the Commonwealth Seniors Health Card and who can get it? Justin explains the key eligibility requirements, including age and income thresholds. 03:30 💊 What benefits does it provide? From cheaper prescription medicines to potential savings on bulk billing and state-level concessions. 06:30 📱 How to apply and access your card - Online, on your phone, or via paper – choose the method that suits you best. 08:00 🧾 Other concession cards and bonus tips - Learn about other card types like the Low Income Health Care Card and how to claim backdated prescription savings. For more info or to apply, visit servicesaustralia.gov.au or your state seniors website. 🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO LINKS MENTIONED IN EPISODE About Services Australia https://www.servicesaustralia.gov.au/ IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE  Age Pension Expert Q&A - rules, common mistakes and how to qualify https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-34 The secrets to a happy retirement with Professor Joanne Earl https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-35 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Kane Everingham, Australian Retirement Trust, Education Team Leader Justin Bott, Services Australia, Community Information Officer The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg. Any information given by the guest speakers is provided as general information only and not financial advice. Tue, 24 Jun 2025 04:00:00 -0000 full Australian Retirement Trust Ever wondered how the Commonwealth Seniors Health Card works and how you qualify? In this episode, host Kane Everingham sits down with Justin Bott from Services Australia to break down everything you need to know – from how to qualify, to the savings it can unlock on medical and other everyday expenses. Tune in to learn: 00:00 🎙️ What is the Commonwealth Seniors Health Card and who can get it? Justin explains the key eligibility requirements, including age and income thresholds. 03:30 💊 What benefits does it provide? From cheaper prescription medicines to potential savings on bulk billing and state-level concessions. 06:30 📱 How to apply and access your card - Online, on your phone, or via paper – choose the method that suits you best. 08:00 🧾 Other concession cards and bonus tips - Learn about other card types like the Low Income Health Care Card and how to claim backdated prescription savings. For more info or to apply, visit servicesaustralia.gov.au or your state seniors website. 🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO LINKS MENTIONED IN EPISODE About Services Australia https://www.servicesaustralia.gov.au/ IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE  Age Pension Expert Q&A - rules, common mistakes and how to qualify https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-34 The secrets to a happy retirement with Professor Joanne Earl https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-35 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Kane Everingham, Australian Retirement Trust, Education Team Leader Justin Bott, Services Australia, Community Information Officer The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg. Any information given by the guest speakers is provided as general information only and not financial advice. Ever wondered how the Commonwealth Seniors Health Card works and how you qualify? In this episode, host Kane Everingham sits down with Justin Bott from Services Australia to break down everything you need to know – from how to qualify, to the savings it can unlock on medical and other everyday expenses. Tune in to learn: 00:00 🎙️ What is the Commonwealth Seniors Health Card and who can get it? Justin explains the key eligibility requirements, including age and income thresholds. 03:30 💊 What benefits does it provide? From cheaper prescription medicines to potential savings on bulk billing and state-level concessions. 06:30 📱 How to apply and access your card - Online, on your phone, or via paper – choose the method that suits you best. 08:00 🧾 Other concession cards and bonus tips - Learn about other card types like the Low Income Health Care Card and how to claim backdated prescription savings. For more info or to apply, visit servicesaustralia.gov.au or your state seniors website. 🎧 Subscribe now for more simple, practical tips to make the most of your retirement with Super Insider. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO LINKS MENTIONED IN EPISODE About Services Australia https://www.servicesaustralia.gov.au/ IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE  Age Pension Expert Q&A - rules, common mistakes and how to qualify https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-34 The secrets to a happy retirement with Professor Joanne Earl https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-35 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    👍 Click the thumbs up and give your feedback by leaving a comment.     🔔Subscribe and hit the notification bell to get the latest episodes.    💝 Share this episode with a friend who needs to hear it. CREDITS      Kane Everingham, Australian Retirement Trust, Education Team Leader Justin Bott, Services Australia, Community Information Officer The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg. Any information given by the guest speakers is provided as general information only and not financial advice.

    ]]>     698     Why taking a holiday is good for your superannuation and retirement What do one of Australia’s top tourism brands and a $300 billion super fund have in common? More than you might think!  We’re on location at Discovery Parks Byron Bay to explore a surprising way Aussies are growing their super – just by booking a holiday.  Host Anne Fuchs sits down with Grant Wilckens (G’Day Group CEO) and Michael Weaver (ART Head of Global Real Assets) to talk about:  00:00 Why taking a holiday is good for your superannuation and retirement 01:36 🌏Owning a slice of Australia – G’Day Group Discovery Parks run more than 90 holiday parks in stunning spots like Byron Bay, Cradle Mountain, Rottnest Island and the Kimberley.  06:10 🚙The evolution of caravan parks – once just powered sites for motorhomes, holiday parks now offer everything from luxury lodges to glamping. The industry has grown into a billion-dollar business.  07:00 💰Big investments, big growth – with more than $2 billion in assets, Discovery Parks is ART’s largest real estate investment. And it’s still growing. That’s good news for your super.  08:00 🏖️Your super, your holidays – every stay helps ART members grow their retirement savings.  Super isn’t just about the future; it’s working for you right now. Tune in for more insights.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    LINKS MENTIONED IN EPISODE  About G’Day Group  https://www.australianretirementtrust.com.au/advisers/articles/gday-group  Investing in super  https://www.australianretirementtrust.com.au/investments/options    IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE    Invest smarter: Risk vs returns in superannuation   What’s a good super balance for my age? Here’s how to check    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     💙 Subscribe for regular updates (please leave us a rating or review).     Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388       Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs, ART Executive General Manager, Advocacy and Impact   Grant Wilckens, G’Day Group CEO   Michael Weaver, ART Head of Global Real Assets    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.         We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.    Wed, 30 Apr 2025 14:00:00 -0000 Why taking a holiday is good for your superannuation and retirement full 42 Australian Retirement Trust We’re on location at Discovery Parks Byron Bay to explore a surprising way Aussies are growing their super – just by booking a holiday.  What do one of Australia’s top tourism brands and a $300 billion super fund have in common? More than you might think!  We’re on location at Discovery Parks Byron Bay to explore a surprising way Aussies are growing their super – just by booking a holiday.  Host Anne Fuchs sits down with Grant Wilckens (G’Day Group CEO) and Michael Weaver (ART Head of Global Real Assets) to talk about:  00:00 Why taking a holiday is good for your superannuation and retirement 01:36 🌏Owning a slice of Australia – G’Day Group Discovery Parks run more than 90 holiday parks in stunning spots like Byron Bay, Cradle Mountain, Rottnest Island and the Kimberley.  06:10 🚙The evolution of caravan parks – once just powered sites for motorhomes, holiday parks now offer everything from luxury lodges to glamping. The industry has grown into a billion-dollar business.  07:00 💰Big investments, big growth – with more than $2 billion in assets, Discovery Parks is ART’s largest real estate investment. And it’s still growing. That’s good news for your super.  08:00 🏖️Your super, your holidays – every stay helps ART members grow their retirement savings.  Super isn’t just about the future; it’s working for you right now. Tune in for more insights.    SUBSCRIBE FOR MORE VIDEOS  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    LINKS MENTIONED IN EPISODE  About G’Day Group  https://www.australianretirementtrust.com.au/advisers/articles/gday-group  Investing in super  https://www.australianretirementtrust.com.au/investments/options    IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE    Invest smarter: Risk vs returns in superannuation   What’s a good super balance for my age? Here’s how to check    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     💙 Subscribe for regular updates (please leave us a rating or review).     Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388       Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     💝 Share this episode with a friend who needs to hear it.    CREDITS       Anne Fuchs, ART Executive General Manager, Advocacy and Impact   Grant Wilckens, G’Day Group CEO   Michael Weaver, ART Head of Global Real Assets    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.         We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.    What do one of Australia’s top tourism brands and a $300 billion super fund have in common? More than you might think! 

    We’re on location at Discovery Parks Byron Bay to explore a surprising way Aussies are growing their super – just by booking a holiday. 

    Host Anne Fuchs sits down with Grant Wilckens (G’Day Group CEO) and Michael Weaver (ART Head of Global Real Assets) to talk about: 

    00:00 Why taking a holiday is good for your superannuation and retirement

    01:36 🌏Owning a slice of Australia – G’Day Group Discovery Parks run more than 90 holiday parks in stunning spots like Byron Bay, Cradle Mountain, Rottnest Island and the Kimberley. 

    06:10 🚙The evolution of caravan parks – once just powered sites for motorhomes, holiday parks now offer everything from luxury lodges to glamping. The industry has grown into a billion-dollar business. 

    07:00 💰Big investments, big growth – with more than $2 billion in assets, Discovery Parks is ART’s largest real estate investment. And it’s still growing. That’s good news for your super. 

    08:00 🏖️Your super, your holidays – every stay helps ART members grow their retirement savings. 

    Super isn’t just about the future; it’s working for you right now. Tune in for more insights. 

     

    SUBSCRIBE FOR MORE VIDEOS 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    LINKS MENTIONED IN EPISODE 

    About G’Day Group 

    https://www.australianretirementtrust.com.au/advisers/articles/gday-group 

    Investing in super 

    https://www.australianretirementtrust.com.au/investments/options 

     

    IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE   

    Invest smarter: Risk vs returns in superannuation 

     What’s a good super balance for my age? Here’s how to check 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    💙 Subscribe for regular updates (please leave us a rating or review).    

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388      

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    

    💝 Share this episode with a friend who needs to hear it. 

     

    CREDITS      

    Anne Fuchs, ART Executive General Manager, Advocacy and Impact  

    Grant Wilckens, G’Day Group CEO  

    Michael Weaver, ART Head of Global Real Assets 

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    Any information given by the guest speakers is provided as general information only and not financial advice. 

     


    ]]>     1047 no     How global markets are impacting your superannuation and retirement There’s a lot happening in the world right now. What does it mean for your super?  You might be hearing about changes in the stock market. It can sound confusing – but here's the truth:  👉 Your super is built for the long term  👉 Short-term noise doesn’t mean long-term loss  In this episode of Super Insider, we explain what’s going on and make sense of how current events may impact your retirement savings (spoiler alert: not as much as you might think). Hear from our experts ART's Chief Economist, Brian Parker, Senior Education Manager, Joshua van Gestel, and host Anne Fuchs.   Why you need to tune in:  00:00 Market volatility and your superannuation 02:35 How your investment team thinks about volatility - and why it's not always bad news  03:10 Understanding the benefits of staying invested, even when markets dip  04:18 Tips for keeping emotions out of your investment decisions   07:23 How our Lifecycle default option helps protect members nearing retirement  09:18 Why diversification and access to global private assets give your super strength in uncertain times  Take 10 minutes and listen in. You might walk away with a fresh perspective - and peace of mind.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  RECOMENDATIONS  What you need to know about market volatility and your super  Strong super performance    IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE    Invest smarter: Risk v return in superannuation  Exclusive Q&A with ART’s Chief Investment Officer – How we invest $300 billion in superannuation     🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     💙 Subscribe for regular updates (please leave us a rating or review).     Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388       Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     💝 Share this episode with a friend who needs to hear it.     CREDITS     Anne Fuchs Executive General Manager of Advocacy and Impact, Australian Retirement Trust  Brian Parker Chief Economist, Australian Retirement Trust  Joshua van Gestel Senior Education Manager, Australian Retirement Trust     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.         We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Mon, 07 Apr 2025 14:00:00 -0000 full Australian Retirement Trust There’s a lot happening in the world right now. What does it mean for your super?  You might be hearing about changes in the stock market. It can sound confusing – but here's the truth:  👉 Your super is built for the long term  👉 Short-term noise doesn’t mean long-term loss  In this episode of Super Insider, we explain what’s going on and make sense of how current events may impact your retirement savings (spoiler alert: not as much as you might think). Hear from our experts ART's Chief Economist, Brian Parker, Senior Education Manager, Joshua van Gestel, and host Anne Fuchs.   Why you need to tune in:  00:00 Market volatility and your superannuation 02:35 How your investment team thinks about volatility - and why it's not always bad news  03:10 Understanding the benefits of staying invested, even when markets dip  04:18 Tips for keeping emotions out of your investment decisions   07:23 How our Lifecycle default option helps protect members nearing retirement  09:18 Why diversification and access to global private assets give your super strength in uncertain times  Take 10 minutes and listen in. You might walk away with a fresh perspective - and peace of mind.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  RECOMENDATIONS  What you need to know about market volatility and your super  Strong super performance    IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE    Invest smarter: Risk v return in superannuation  Exclusive Q&A with ART’s Chief Investment Officer – How we invest $300 billion in superannuation     🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     💙 Subscribe for regular updates (please leave us a rating or review).     Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388       Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     💝 Share this episode with a friend who needs to hear it.     CREDITS     Anne Fuchs Executive General Manager of Advocacy and Impact, Australian Retirement Trust  Brian Parker Chief Economist, Australian Retirement Trust  Joshua van Gestel Senior Education Manager, Australian Retirement Trust     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.         We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  There’s a lot happening in the world right now. What does it mean for your super? 

    You might be hearing about changes in the stock market. It can sound confusing – but here's the truth: 


    👉 Your super is built for the long term 

    👉 Short-term noise doesn’t mean long-term loss 


    In this episode of Super Insider, we explain what’s going on and make sense of how current events may impact your retirement savings (spoiler alert: not as much as you might think). Hear from our experts ART's Chief Economist, Brian Parker, Senior Education Manager, Joshua van Gestel, and host Anne Fuchs.  


    Why you need to tune in: 

    00:00 Market volatility and your superannuation

    02:35 How your investment team thinks about volatility - and why it's not always bad news 

    03:10 Understanding the benefits of staying invested, even when markets dip 

    04:18 Tips for keeping emotions out of your investment decisions  

    07:23 How our Lifecycle default option helps protect members nearing retirement 

    09:18 Why diversification and access to global private assets give your super strength in uncertain times 

    Take 10 minutes and listen in. You might walk away with a fresh perspective - and peace of mind. 


    FOLLOW SUPER INSIDER   

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 


    RECOMENDATIONS 

    What you need to know about market volatility and your super 

    Strong super performance 

     

    IF YOU LIKED THIS EPISODE, YOU MAY ALSO LIKE   

    Invest smarter: Risk v return in superannuation 

    Exclusive Q&A with ART’s Chief Investment Officer – How we invest $300 billion in superannuation 

      

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

    💙 Subscribe for regular updates (please leave us a rating or review).    

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388      

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    

    💝 Share this episode with a friend who needs to hear it. 

      

    CREDITS    

    Anne Fuchs Executive General Manager of Advocacy and Impact, Australian Retirement Trust 

    Brian Parker Chief Economist, Australian Retirement Trust 

    Joshua van Gestel Senior Education Manager, Australian Retirement Trust 

      

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        


    We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     668 no     How AI is helping women reduce mental load, work smarter and earn more Artificial Intelligence is the future of work. It’s already shaping careers, money and daily life. But are you using it to your advantage?  In this International Women’s Day episode of Super Insider, we ask AI expert Dr Nici Sweaney (Ai Her Way) and ART investment partner Elicia McDonald (Airtree) how AI can cut stress, boost careers and reduce the mental load.     Did you know?  🤖 There are about 31,000 generative AI tools in the market  💵AI could add $16 trillion to the global economy by 20301  🏢 AI could create 200,000 new jobs in Australia in the next 5 years2  😟Only 22% of AI experts are women3     Why you need to listen  04:16 What’s generative AI and what can it do for you  09:25 Ways to use AI – no coding skills needed!   11: 58 Practical tools to lighten your load so you can focus on what matters  15:05 AI safety and ethics    FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     RECOMMENDATIONS    Ai Her Way  https://www.aiherway.com.au/     Check out Dr Nici’s AI course  Ai Her Way offers a practical, high-impact AI course for all the knowledge and tools you need—without the complexity. Super Insider listeners can experience the Fundamentals of AI course free for 14 days, plus 50% off 1st-month membership on course completion, and downloadable content.   Airtree  https://www.airtree.vc/  Airtree is an ART investment partner, with an interest in female founders. Read more about our partnership here.     AI tools to make life easier  ChatGPT, CoPilot, Granola, Claude    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    💙 Subscribe for regular updates (please leave us a rating or review).   Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388      Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    💝 Share this episode with a friend who needs to hear it.      CREDITS     Anne Fuchs Executive General Manager of Advocacy and Impact, Australian Retirement Trust  Dr Nici Sweaney, AI strategist and founder of AI Her Way, a platform empowering female entrepreneurs with ethically designed AI tools.  Elicia McDonald, partner at Airtree, one of Australia’s leading venture capital firms, investing in groundbreaking AI technology and proudly supported by Australian Retirement Trust.  1. PwC's Global Artificial Intelligence Study, accessed 19 March 2025 at pwc.com  2. Meeting the AI Skills Boom, 2024, accessed 19 March 2025 at techcouncil.com.au  3. AI's Missing Link: The Gender Gap in the Talent Pool, 2024, accessed 19 March 2025 at interface-eu.org     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Tue, 25 Mar 2025 06:52:00 -0000 How AI is helping women reduce mental load, work smarter and earn more full 40 Australian Retirement Trust Artificial Intelligence is the future of work. It’s already shaping careers, money and daily life. But are you using it to your advantage? Artificial Intelligence is the future of work. It’s already shaping careers, money and daily life. But are you using it to your advantage?  In this International Women’s Day episode of Super Insider, we ask AI expert Dr Nici Sweaney (Ai Her Way) and ART investment partner Elicia McDonald (Airtree) how AI can cut stress, boost careers and reduce the mental load.     Did you know?  🤖 There are about 31,000 generative AI tools in the market  💵AI could add $16 trillion to the global economy by 20301  🏢 AI could create 200,000 new jobs in Australia in the next 5 years2  😟Only 22% of AI experts are women3     Why you need to listen  04:16 What’s generative AI and what can it do for you  09:25 Ways to use AI – no coding skills needed!   11: 58 Practical tools to lighten your load so you can focus on what matters  15:05 AI safety and ethics    FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     RECOMMENDATIONS    Ai Her Way  https://www.aiherway.com.au/     Check out Dr Nici’s AI course  Ai Her Way offers a practical, high-impact AI course for all the knowledge and tools you need—without the complexity. Super Insider listeners can experience the Fundamentals of AI course free for 14 days, plus 50% off 1st-month membership on course completion, and downloadable content.   Airtree  https://www.airtree.vc/  Airtree is an ART investment partner, with an interest in female founders. Read more about our partnership here.     AI tools to make life easier  ChatGPT, CoPilot, Granola, Claude    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    💙 Subscribe for regular updates (please leave us a rating or review).   Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388      Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    💝 Share this episode with a friend who needs to hear it.      CREDITS     Anne Fuchs Executive General Manager of Advocacy and Impact, Australian Retirement Trust  Dr Nici Sweaney, AI strategist and founder of AI Her Way, a platform empowering female entrepreneurs with ethically designed AI tools.  Elicia McDonald, partner at Airtree, one of Australia’s leading venture capital firms, investing in groundbreaking AI technology and proudly supported by Australian Retirement Trust.  1. PwC's Global Artificial Intelligence Study, accessed 19 March 2025 at pwc.com  2. Meeting the AI Skills Boom, 2024, accessed 19 March 2025 at techcouncil.com.au  3. AI's Missing Link: The Gender Gap in the Talent Pool, 2024, accessed 19 March 2025 at interface-eu.org     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speakers is provided as general information only and not financial advice.  Artificial Intelligence is the future of work. It’s already shaping careers, money and daily life. But are you using it to your advantage?  In this International Women’s Day episode of Super Insider, we ask AI expert Dr Nici Sweaney (Ai Her Way) and ART investment partner Elicia McDonald (Airtree) how AI can cut stress, boost careers and reduce the mental load. 

      

    Did you know? 

    🤖 There are about 31,000 generative AI tools in the market 

    💵AI could add $16 trillion to the global economy by 20301 

    🏢 AI could create 200,000 new jobs in Australia in the next 5 years2 

    😟Only 22% of AI experts are women3 

      

    Why you need to listen 

    04:16 What’s generative AI and what can it do for you 

    09:25 Ways to use AI – no coding skills needed!  

    11: 58 Practical tools to lighten your load so you can focus on what matters 

    15:05 AI safety and ethics 

     

    FOLLOW SUPER INSIDER   

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

      

    RECOMMENDATIONS   

    Ai Her Way 

    https://www.aiherway.com.au/ 

      

    Check out Dr Nici’s AI course 

    Ai Her Way offers a practical, high-impact AI course for all the knowledge and tools you need—without the complexity. Super Insider listeners can experience the Fundamentals of AI course free for 14 days, plus 50% off 1st-month membership on course completion, and downloadable content.  

    Airtree 

    https://www.airtree.vc/ 

    Airtree is an ART investment partner, with an interest in female founders. Read more about our partnership here. 

      

    AI tools to make life easier 

    ChatGPT, CoPilot, Granola, Claude 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD   

    💙 Subscribe for regular updates (please leave us a rating or review).  

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO   

    💝 Share this episode with a friend who needs to hear it.  

      

    CREDITS    

    Anne Fuchs Executive General Manager of Advocacy and Impact, Australian Retirement Trust 

    Dr Nici Sweaney, AI strategist and founder of AI Her Way, a platform empowering female entrepreneurs with ethically designed AI tools. 

    Elicia McDonald, partner at Airtree, one of Australia’s leading venture capital firms, investing in groundbreaking AI technology and proudly supported by Australian Retirement Trust. 

    1. PwC's Global Artificial Intelligence Study, accessed 19 March 2025 at pwc.com 

    2. Meeting the AI Skills Boom, 2024, accessed 19 March 2025 at techcouncil.com.au 

    3. AI's Missing Link: The Gender Gap in the Talent Pool, 2024, accessed 19 March 2025 at interface-eu.org 

      

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    Any information given by the guest speakers is provided as general information only and not financial advice. 

    ]]>     1552 no     How much superannuation do I need to retire comfortably in 2025? It’s the million-dollar question (literally): How much super do you actually need for retirement? 🧐 If you think you need $1 million, you might be surprised.  In this must-listen episode of Super Insider, host Anne sits down with super educator Josh van Gestel to break it all down. No confusing jargon, no wild guesses—just clear, practical facts to help you work out how much you might need for a comfortable retirement.  Listen and you’ll discover:   00.00 🎙️How much super do I REALLY need to retire?  02.27 💰 How much super should you have, and why the ‘million-dollar retirement’ myth might not apply to you   03.08 🖐️ The 5 simple steps to working out YOUR retirement number    04.21 ❓ What age do you want to retire?  05.20 🏖️ How long will your retirement be?  06.45 🤔 Consider your own situation  07.45 ✈️ What are your needs and wants?  07.50 🏡 How factors like lifestyle, home ownership, and retirement age change your number   09.07 🔢 Work out your number  09.16 🛠️ The simple retirement planning tool that tells you if you’re on track (and how to fix a gap)   💫 If you’re unsure about how much you really need to retire, this chat will make things clearer. And when you know where you stand, you can plan better and feel more confident about the future.   🎧Click to watch or listen now.     FOLLOW SUPER INSIDER     Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     RECOMMENDATIONS     ART Retirement calculator   Planning your retirement   ART Seminars and webinars      IF YOU LIKED THIS EPISODE YOU MAY LIKE     Age Pension Australia – understand the rules and how to qualify   What’s a good super balance for my age? Here’s how to check   🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD      💙 Subscribe for regular updates (please leave us a rating or review).      Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388        Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO      💝 Share this episode with a friend who needs to hear it.      CREDITS        Anne Fuchs, ART Executive General Manager, Advocacy and Impact     Josh van Gestel, ART Senior Manager - Education Delivery      The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.     Sun, 23 Mar 2025 21:30:00 -0000 How much superannuation do I need to retire comfortably in 2025? full 39 Australian Retirement Trust It’s the million-dollar question (literally): How much super do you actually need for retirement? 🧐 If you think you need $1 million, you might be surprised. It’s the million-dollar question (literally): How much super do you actually need for retirement? 🧐 If you think you need $1 million, you might be surprised.  In this must-listen episode of Super Insider, host Anne sits down with super educator Josh van Gestel to break it all down. No confusing jargon, no wild guesses—just clear, practical facts to help you work out how much you might need for a comfortable retirement.  Listen and you’ll discover:   00.00 🎙️How much super do I REALLY need to retire?  02.27 💰 How much super should you have, and why the ‘million-dollar retirement’ myth might not apply to you   03.08 🖐️ The 5 simple steps to working out YOUR retirement number    04.21 ❓ What age do you want to retire?  05.20 🏖️ How long will your retirement be?  06.45 🤔 Consider your own situation  07.45 ✈️ What are your needs and wants?  07.50 🏡 How factors like lifestyle, home ownership, and retirement age change your number   09.07 🔢 Work out your number  09.16 🛠️ The simple retirement planning tool that tells you if you’re on track (and how to fix a gap)   💫 If you’re unsure about how much you really need to retire, this chat will make things clearer. And when you know where you stand, you can plan better and feel more confident about the future.   🎧Click to watch or listen now.     FOLLOW SUPER INSIDER     Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     RECOMMENDATIONS     ART Retirement calculator   Planning your retirement   ART Seminars and webinars      IF YOU LIKED THIS EPISODE YOU MAY LIKE     Age Pension Australia – understand the rules and how to qualify   What’s a good super balance for my age? Here’s how to check   🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD      💙 Subscribe for regular updates (please leave us a rating or review).      Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388        Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO      💝 Share this episode with a friend who needs to hear it.      CREDITS        Anne Fuchs, ART Executive General Manager, Advocacy and Impact     Josh van Gestel, ART Senior Manager - Education Delivery      The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.     It’s the million-dollar question (literally): How much super do you actually need for retirement? 🧐 If you think you need $1 million, you might be surprised. 


    In this must-listen episode of Super Insider, host Anne sits down with super educator Josh van Gestel to break it all down. No confusing jargon, no wild guesses—just clear, practical facts to help you work out how much you might need for a comfortable retirement. 


    Listen and you’ll discover:  

    00.00 🎙️How much super do I REALLY need to retire? 

    02.27 💰 How much super should you have, and why the ‘million-dollar retirement’ myth might not apply to you  

    03.08 🖐️ The 5 simple steps to working out YOUR retirement number   

    04.21 ❓ What age do you want to retire? 

    05.20 🏖️ How long will your retirement be? 

    06.45 🤔 Consider your own situation 

    07.45 ✈️ What are your needs and wants? 

    07.50 🏡 How factors like lifestyle, home ownership, and retirement age change your number  

    09.07 🔢 Work out your number 

    09.16 🛠️ The simple retirement planning tool that tells you if you’re on track (and how to fix a gap)  

    💫 If you’re unsure about how much you really need to retire, this chat will make things clearer. And when you know where you stand, you can plan better and feel more confident about the future.  

    🎧Click to watch or listen now.  

     

    FOLLOW SUPER INSIDER    

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

     

    RECOMMENDATIONS    

    ART Retirement calculator  

    Planning your retirement  

    ART Seminars and webinars  

      

    IF YOU LIKED THIS EPISODE YOU MAY LIKE    

    Age Pension Australia – understand the rules and how to qualify  

    What’s a good super balance for my age? Here’s how to check  


    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD     

    💙 Subscribe for regular updates (please leave us a rating or review).     

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388       

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO     

    💝 Share this episode with a friend who needs to hear it.  

      

    CREDITS       

    Anne Fuchs, ART Executive General Manager, Advocacy and Impact    

    Josh van Gestel, ART Senior Manager - Education Delivery  

      

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   


    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  

     

    ]]>     903 no     How much insurance is enough? Life cover, income protection and TPD Many of us have life and other insurances through our super, but do you really know what it covers? Could you confidently say you’re protected if the unexpected happened?  In today’s episode we dig into the essentials of insurance in superannuation, and what too many people overlook. You’ll hear real-life stories, expert insights and surprising facts that might make you rethink your cover.   You’ll learn:   the 3 most common types of superannuation insurance   the mistake people make with their super cover (and how to fix it)   why your biggest asset is you   how to make a claim.   Don’t wait until it’s too late. Hit play now and make sure you and your loved ones are properly protected.   FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO      RECOMMENDATIONS    Insurance cover in your super   https://www.australianretirementtrust.com.au/insurance      Insurance calculator   https://www.australianretirementtrust.com.au/learn/tools       IF YOU LIKED THIS EPISODE YOU MAY LIKE    What to do if you’re facing an unplanned retirement   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-32      Is financial advice worth it? The power of planning for retirement   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24       🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD   💙 Subscribe for regular updates (please leave us a rating or review).   Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO   💝 Share this episode with a friend who needs to hear it.      CREDITS    Anne Fuchs, Executive General Manager - Advocacy & Impact   Kane Everingham, Team Leader – Education Delivery  April Smith, Education Lead     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.  Mon, 03 Mar 2025 13:00:00 -0000 How much insurance is enough? Life cover, income protection and TPD full 38 Australian Retirement Trust In today’s episode we dig into the essentials of insurance in superannuation, and what too many people overlook. You’ll hear real-life stories, expert insights and surprising facts that might make you rethink your cover. Many of us have life and other insurances through our super, but do you really know what it covers? Could you confidently say you’re protected if the unexpected happened?  In today’s episode we dig into the essentials of insurance in superannuation, and what too many people overlook. You’ll hear real-life stories, expert insights and surprising facts that might make you rethink your cover.   You’ll learn:   the 3 most common types of superannuation insurance   the mistake people make with their super cover (and how to fix it)   why your biggest asset is you   how to make a claim.   Don’t wait until it’s too late. Hit play now and make sure you and your loved ones are properly protected.   FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO      RECOMMENDATIONS    Insurance cover in your super   https://www.australianretirementtrust.com.au/insurance      Insurance calculator   https://www.australianretirementtrust.com.au/learn/tools       IF YOU LIKED THIS EPISODE YOU MAY LIKE    What to do if you’re facing an unplanned retirement   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-32      Is financial advice worth it? The power of planning for retirement   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24       🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD   💙 Subscribe for regular updates (please leave us a rating or review).   Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO   💝 Share this episode with a friend who needs to hear it.      CREDITS    Anne Fuchs, Executive General Manager - Advocacy & Impact   Kane Everingham, Team Leader – Education Delivery  April Smith, Education Lead     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.  Many of us have life and other insurances through our super, but do you really know what it covers? Could you confidently say you’re protected if the unexpected happened? 

    In today’s episode we dig into the essentials of insurance in superannuation, and what too many people overlook. You’ll hear real-life stories, expert insights and surprising facts that might make you rethink your cover.  

    You’ll learn:  

    • the 3 most common types of superannuation insurance  
    • the mistake people make with their super cover (and how to fix it)  
    • why your biggest asset is you  
    • how to make a claim.  


    Don’t wait until it’s too late. Hit play now and make sure you and your loved ones are properly protected.  


    FOLLOW SUPER INSIDER   

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

      

    RECOMMENDATIONS   

    Insurance cover in your super  

    https://www.australianretirementtrust.com.au/insurance  

      

    Insurance calculator  

    https://www.australianretirementtrust.com.au/learn/tools  

       

    IF YOU LIKED THIS EPISODE YOU MAY LIKE   

    What to do if you’re facing an unplanned retirement  

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-32  

      

    Is financial advice worth it? The power of planning for retirement  

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24  

       

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD  

    💙 Subscribe for regular updates (please leave us a rating or review).  

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

    💝 Share this episode with a friend who needs to hear it.  

      

    CREDITS   

    Anne Fuchs, Executive General Manager - Advocacy & Impact  

    Kane Everingham, Team Leader – Education Delivery 

    April Smith, Education Lead 

      

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid. 

    ]]>     1026 no     US tariffs, rate cuts and what's ahead for your super returns - Economist exclusive We’ve just had an interest rate cut. Mortgage owners are excited. Find out what it means for your savings and super. Join Super Insider host Anne Fuchs and ART’s Chief Economist Brian Parker as they unpack:   🏡 Rate cut impacts and will we see another one soon?   💰 Will your retirement savings grow or shrink?   🏖️ What does it mean for those preparing to retire?     Brian shares his take on tariffs and what's really going on in the US economy, too. 🤔   🎧 Listen now.      FOLLOW SUPER INSIDER     Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO      RECOMMENDATIONS     ART’s Investment Reports   https://www.australianretirementtrust.com.au/investments/performance/reports     ART’s Strong Super Performance   https://www.australianretirementtrust.com.au/about/why-choose-us/strong-super-performance      IF YOU LIKED THIS EPISODE YOU MAY LIKE     How we invest $300 billion   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-31     The strategy behind super returns   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-29       🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    💙 Subscribe for regular updates (please leave us a rating or review).    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388      Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    💝 Share this episode with a friend who needs to hear it.     CREDITS      Anne Fuchs, ART Executive General Manager, Advocacy and Impact   Brian Parker, ART Chief Economist      Past performance is not a reliable indicator of future performance. High Growth Option over 10 years to 31 December 2024. Source: SuperRatings Fund Crediting Rate Survey - SR50 - Growth (77-90) Index and Growth (77-90) category, 31 December 2024. Option name was Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024, now High Growth. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Option returns will differ for individuals. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. Investment objective is after investment fees and costs, transaction costs, and investment taxes.  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.     Tue, 25 Feb 2025 03:44:00 -0000 Is the RBA rate cut good news for your superannuation and retirement? Chief Economist exclusive full 37 Australian Retirement Trust We’ve just had an interest rate cut. Mortgage owners are excited. Find out what it means for your savings and super. We’ve just had an interest rate cut. Mortgage owners are excited. Find out what it means for your savings and super. Join Super Insider host Anne Fuchs and ART’s Chief Economist Brian Parker as they unpack:   🏡 Rate cut impacts and will we see another one soon?   💰 Will your retirement savings grow or shrink?   🏖️ What does it mean for those preparing to retire?     Brian shares his take on tariffs and what's really going on in the US economy, too. 🤔   🎧 Listen now.      FOLLOW SUPER INSIDER     Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO      RECOMMENDATIONS     ART’s Investment Reports   https://www.australianretirementtrust.com.au/investments/performance/reports     ART’s Strong Super Performance   https://www.australianretirementtrust.com.au/about/why-choose-us/strong-super-performance      IF YOU LIKED THIS EPISODE YOU MAY LIKE     How we invest $300 billion   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-31     The strategy behind super returns   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-29       🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    💙 Subscribe for regular updates (please leave us a rating or review).    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388      Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    💝 Share this episode with a friend who needs to hear it.     CREDITS      Anne Fuchs, ART Executive General Manager, Advocacy and Impact   Brian Parker, ART Chief Economist      Past performance is not a reliable indicator of future performance. High Growth Option over 10 years to 31 December 2024. Source: SuperRatings Fund Crediting Rate Survey - SR50 - Growth (77-90) Index and Growth (77-90) category, 31 December 2024. Option name was Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024, now High Growth. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Option returns will differ for individuals. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. Investment objective is after investment fees and costs, transaction costs, and investment taxes.  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.     We’ve just had an interest rate cut. Mortgage owners are excited. Find out what it means for your savings and super. Join Super Insider host Anne Fuchs and ART’s Chief Economist Brian Parker as they unpack:  

    🏡 Rate cut impacts and will we see another one soon?  

    💰 Will your retirement savings grow or shrink?  

    🏖️ What does it mean for those preparing to retire?  

     

    Brian shares his take on tariffs and what's really going on in the US economy, too. 🤔  

    🎧 Listen now.  

      

    FOLLOW SUPER INSIDER    

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  

      

    RECOMMENDATIONS    

    ART’s Investment Reports  

    https://www.australianretirementtrust.com.au/investments/performance/reports 

      

    ART’s Strong Super Performance  

    https://www.australianretirementtrust.com.au/about/why-choose-us/strong-super-performance  

      

    IF YOU LIKED THIS EPISODE YOU MAY LIKE    

    How we invest $300 billion  

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-31 

      

    The strategy behind super returns  

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-29 

        

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD   

    💙 Subscribe for regular updates (please leave us a rating or review).   

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388     

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO   

    💝 Share this episode with a friend who needs to hear it. 

      

    CREDITS     

    Anne Fuchs, ART Executive General Manager, Advocacy and Impact  

    Brian Parker, ART Chief Economist  

      

    Past performance is not a reliable indicator of future performance. High Growth Option over 10 years to 31 December 2024. Source: SuperRatings Fund Crediting Rate Survey - SR50 - Growth (77-90) Index and Growth (77-90) category, 31 December 2024. Option name was Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024, now High Growth. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Option returns will differ for individuals. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. Investment objective is after investment fees and costs, transaction costs, and investment taxes. 

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.    

    ]]>     1142 no     What’s a good superannuation balance for my age? Here’s how to check Do you ever wonder if you have enough superannuation? This episode is your no-stress guide to checking your super balance, setting clear goals, and taking simple steps to secure your future. It’s packed with practical tips to help you feel confident about your retirement savings—no jargon, just straight answers.    Here’s what you’ll learn  ❓ How much super do you need? Get clear on your retirement goal with benchmarks like the Association of Superannuation Funds of Australia (ASFA) standards.  🎯 The power of compounding: See how your super may grow over time with small, consistent contributions.  😎 What’s a ‘super buddy’? Discover why talking about super with trusted friends can make a big difference.  🏃‍♀️ Simple steps you can take today: Whether you’re ahead or playing catch-up, these tips will help.    Why you should listen  💡 Wondering if you’re saving enough for a ‘comfortable’ retirement?  💡 Not sure where to start or how to boost your super balance?  💡 Looking for easy, actionable ways to secure your future?    This episode is all about YOU and your financial confidence. Whether you’re a seasoned saver or just starting your super journey, we’ve got you covered.    🎧 Ready to awaken your super? Hit play now to listen or watch.    RECOMMENDATIONS    How much super should I have?  https://www.australianretirementtrust.com.au/superannuation/how-much-super-should-i-have  Retirement planning: get ready for life after work  https://www.australianretirementtrust.com.au/retirement/retirement-planning    IF YOU LIKED THIS EPISODE, YOU MAY LIKE  Ready to retire? What you need to know  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-28    Is financial advice worth it?  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD  💙 Subscribe for regular updates (please leave us a rating or review)  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  💝 Share this episode with a friend who needs to hear it    CREDITS     Joshua van Gestel, Senior Manager – Education Delivery  Ruth Weaver, Team Leader - Education    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.     This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.  Investment earnings can go up and down and be negative at times. Before you consolidate, think about whether it’s right for you. You could lose access to benefits such as insurance or pension options, and you need to consider tax implications.      Sun, 09 Feb 2025 21:11:55 -0000 What’s a good superannuation balance for my age? Here’s how to check full 36 Australian Retirement Trust Do you ever wonder if you have enough superannuation? This episode is your no-stress guide to checking your super balance, setting clear goals, and taking simple steps to secure your future. Do you ever wonder if you have enough superannuation? This episode is your no-stress guide to checking your super balance, setting clear goals, and taking simple steps to secure your future. It’s packed with practical tips to help you feel confident about your retirement savings—no jargon, just straight answers.    Here’s what you’ll learn  ❓ How much super do you need? Get clear on your retirement goal with benchmarks like the Association of Superannuation Funds of Australia (ASFA) standards.  🎯 The power of compounding: See how your super may grow over time with small, consistent contributions.  😎 What’s a ‘super buddy’? Discover why talking about super with trusted friends can make a big difference.  🏃‍♀️ Simple steps you can take today: Whether you’re ahead or playing catch-up, these tips will help.    Why you should listen  💡 Wondering if you’re saving enough for a ‘comfortable’ retirement?  💡 Not sure where to start or how to boost your super balance?  💡 Looking for easy, actionable ways to secure your future?    This episode is all about YOU and your financial confidence. Whether you’re a seasoned saver or just starting your super journey, we’ve got you covered.    🎧 Ready to awaken your super? Hit play now to listen or watch.    RECOMMENDATIONS    How much super should I have?  https://www.australianretirementtrust.com.au/superannuation/how-much-super-should-i-have  Retirement planning: get ready for life after work  https://www.australianretirementtrust.com.au/retirement/retirement-planning    IF YOU LIKED THIS EPISODE, YOU MAY LIKE  Ready to retire? What you need to know  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-28    Is financial advice worth it?  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD  💙 Subscribe for regular updates (please leave us a rating or review)  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  💝 Share this episode with a friend who needs to hear it    CREDITS     Joshua van Gestel, Senior Manager – Education Delivery  Ruth Weaver, Team Leader - Education    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.     This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.  Investment earnings can go up and down and be negative at times. Before you consolidate, think about whether it’s right for you. You could lose access to benefits such as insurance or pension options, and you need to consider tax implications.      Do you ever wonder if you have enough superannuation? This episode is your no-stress guide to checking your super balance, setting clear goals, and taking simple steps to secure your future. It’s packed with practical tips to help you feel confident about your retirement savings—no jargon, just straight answers. 

     

    Here’s what you’ll learn 

    ❓ How much super do you need? Get clear on your retirement goal with benchmarks like the Association of Superannuation Funds of Australia (ASFA) standards. 

    🎯 The power of compounding: See how your super may grow over time with small, consistent contributions. 

    😎 What’s a ‘super buddy’? Discover why talking about super with trusted friends can make a big difference. 

    🏃‍♀️ Simple steps you can take today: Whether you’re ahead or playing catch-up, these tips will help. 

     

    Why you should listen 

    💡 Wondering if you’re saving enough for a ‘comfortable’ retirement? 

    💡 Not sure where to start or how to boost your super balance? 

    💡 Looking for easy, actionable ways to secure your future? 

     

    This episode is all about YOU and your financial confidence. Whether you’re a seasoned saver or just starting your super journey, we’ve got you covered. 

     

    🎧 Ready to awaken your super? Hit play now to listen or watch. 

     

    RECOMMENDATIONS   

    How much super should I have? 

    https://www.australianretirementtrust.com.au/superannuation/how-much-super-should-i-have 

    Retirement planning: get ready for life after work 

    https://www.australianretirementtrust.com.au/retirement/retirement-planning 

     

    IF YOU LIKED THIS EPISODE, YOU MAY LIKE 

    Ready to retire? What you need to know 

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-28 

     

    Is financial advice worth it? 

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-24 

     

    🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD 

    💙 Subscribe for regular updates (please leave us a rating or review) 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

    💝 Share this episode with a friend who needs to hear it 

     

    CREDITS    

    Joshua van Gestel, Senior Manager – Education Delivery 

    Ruth Weaver, Team Leader - Education 

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.    

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide to tell you about that advice and how they’re paid.  Investment earnings can go up and down and be negative at times. Before you consolidate, think about whether it’s right for you. You could lose access to benefits such as insurance or pension options, and you need to consider tax implications.   

     

    ]]>     1233 no     Secrets to a happy retirement: Professor Joanne Earl shares what you can do Retirement gives you back something precious: time. So, what's your plan for a full and happy retirement? On today's episode, organisational psychologist and retirement planning researcher Professor Joanne Earl shares practical strategies for this exciting new life chapter. They include: ·       what you need to think about (hint: it’s not just your finances) ·       how to make the transition from work to retirement easier ·       hobbies, volunteering, or starting a side project ·       investing time in relationships and avoiding loneliness ·       prioritising physical activity and self-care.   Retirement is an opportunity to design the life you really want. Listen now to learn the strategies you need to achieve it. Liked the episode? Could you do 1 (or some?) of the below for us? 💙 Subscribe for regular updates (please leave us a rating or review) Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 💝 Share this episode with a friend who needs to hear it    RECOMMENDATIONS  Macquarie University Holistic Retirement Planning Program https://openmq.com.au/course/HRPP01   Planning your retirement https://www.australianretirementtrust.com.au/retirement   Transition to retirement https://www.australianretirementtrust.com.au/retirement/getting-ready/income-accounts/transition-to-retirement   IF YOU LIKED THIS EPISODE YOU MAY LIKE  Ready to retire? Understand your superannuation options at retirement https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-28   Age Pension Australia – understand the rules and how to qualify https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-27   CREDITS    Anne Fuchs, Executive General Manager - Advocacy and Impact Professor Joanne Earl, organisational psychologist   The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speaker is provided as general information only and not financial advice.   Sun, 19 Jan 2025 15:00:00 -0000 Secrets to a happy retirement: Professor Joanne Earl shares what you can do full 35 Australian Retirement Trust Retirement gives you back something precious: time. So, what's your plan for a full and happy retirement? On today's episode, organisational psychologist and retirement planning researcher Professor Joanne Earl shares practical strategies for this exciting new life chapter. Retirement gives you back something precious: time. So, what's your plan for a full and happy retirement? On today's episode, organisational psychologist and retirement planning researcher Professor Joanne Earl shares practical strategies for this exciting new life chapter. They include: ·       what you need to think about (hint: it’s not just your finances) ·       how to make the transition from work to retirement easier ·       hobbies, volunteering, or starting a side project ·       investing time in relationships and avoiding loneliness ·       prioritising physical activity and self-care.   Retirement is an opportunity to design the life you really want. Listen now to learn the strategies you need to achieve it. Liked the episode? Could you do 1 (or some?) of the below for us? 💙 Subscribe for regular updates (please leave us a rating or review) Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 💝 Share this episode with a friend who needs to hear it    RECOMMENDATIONS  Macquarie University Holistic Retirement Planning Program https://openmq.com.au/course/HRPP01   Planning your retirement https://www.australianretirementtrust.com.au/retirement   Transition to retirement https://www.australianretirementtrust.com.au/retirement/getting-ready/income-accounts/transition-to-retirement   IF YOU LIKED THIS EPISODE YOU MAY LIKE  Ready to retire? Understand your superannuation options at retirement https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-28   Age Pension Australia – understand the rules and how to qualify https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-27   CREDITS    Anne Fuchs, Executive General Manager - Advocacy and Impact Professor Joanne Earl, organisational psychologist   The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speaker is provided as general information only and not financial advice.   Retirement gives you back something precious: time. So, what's your plan for a full and happy retirement?


    On today's episode, organisational psychologist and retirement planning researcher Professor Joanne Earl shares practical strategies for this exciting new life chapter. They include:

    ·       what you need to think about (hint: it’s not just your finances)

    ·       how to make the transition from work to retirement easier

    ·       hobbies, volunteering, or starting a side project

    ·       investing time in relationships and avoiding loneliness

    ·       prioritising physical activity and self-care.

     

    Retirement is an opportunity to design the life you really want. Listen now to learn the strategies you need to achieve it.


    Liked the episode? Could you do 1 (or some?) of the below for us?

    💙 Subscribe for regular updates (please leave us a rating or review)

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO

    💝 Share this episode with a friend who needs to hear it

      

    RECOMMENDATIONS 

    Macquarie University Holistic Retirement Planning Program

    https://openmq.com.au/course/HRPP01

     

    Planning your retirement

    https://www.australianretirementtrust.com.au/retirement

     

    Transition to retirement

    https://www.australianretirementtrust.com.au/retirement/getting-ready/income-accounts/transition-to-retirement

     

    IF YOU LIKED THIS EPISODE YOU MAY LIKE 

    Ready to retire? Understand your superannuation options at retirement

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-28

     

    Age Pension Australia – understand the rules and how to qualify

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-27

     

    CREDITS   

    Anne Fuchs, Executive General Manager - Advocacy and Impact

    Professor Joanne Earl, organisational psychologist

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.

    Any information given by the guest speaker is provided as general information only and not financial advice.

     

    ]]>     1100 no     Age Pension expert Q&A - rules, common mistakes & how to qualify (Australia) Our first Age Pension episode was a massive hit so we’re back with a second instalment.  In this episode of Super Insider, Age Pension expert Justin Bott from Services Australia returns, this time with ART’s Education Team Leader, Kane Everingham. Together, they tackle some of the most common – and misunderstood – questions about the Age Pension.   You’ll hear simple answers about who qualifies, what the income and asset tests involve, and how you can keep more money in your pocket.  00:00 Age Pension Q&A: What you need to know  02:06 What’s the Age Pension?   02:41 Who is eligible for the Age Pension?   03:24 What are the income and assets tests?   05:35 Can I earn an income and still get a pension?   07:51 What happens if I apply for Age Pension before my partner?   09:11 How does my super impact my pension?   09:44 What’s a deemed financial asset?   12:45 How does lump sum super withdrawals affect the Age Pension??   14:50 What are some common misunderstandings about the Age Pension?   17:12 Does home ownership change my Age Pension eligibility?   19:10 Can I downsize my home and get the Age Pension?  20:41 Does receiving an inheritance affect my pension?   24:10 Can I gift money or assets without it affecting my pension?   27:40 Can I loan money while receiving Age Pension?  28:45 When’s the best time to apply for the Age Pension?   29:55 What do I need to apply for the Age Pension?  If you’re confused about how the Age Pension works, wondering if you’re eligible, or want to know how your super and other assets could affect your payments, we’ve made this episode for you.   Jump in and listen now. 🎧     Enjoyed the episode? Don’t forget to:  💙 Subscribe for regular updates  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  😎 Share this episode with a friend who needs to hear it!  ❓ Drop us your questions in the comments or at podcast@art.com.au – we’d love to hear from you.    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Wed, 18 Dec 2024 22:52:43 -0000 Age Pension expert Q&A - rules, common mistakes & how to qualify (Australia) full 34 Australian Retirement Trust In this episode of Super Insider, Age Pension expert Justin Bott from Services Australia returns to tackle some of the most common – and misunderstood – questions about the Age Pension. Our first Age Pension episode was a massive hit so we’re back with a second instalment.  In this episode of Super Insider, Age Pension expert Justin Bott from Services Australia returns, this time with ART’s Education Team Leader, Kane Everingham. Together, they tackle some of the most common – and misunderstood – questions about the Age Pension.   You’ll hear simple answers about who qualifies, what the income and asset tests involve, and how you can keep more money in your pocket.  00:00 Age Pension Q&A: What you need to know  02:06 What’s the Age Pension?   02:41 Who is eligible for the Age Pension?   03:24 What are the income and assets tests?   05:35 Can I earn an income and still get a pension?   07:51 What happens if I apply for Age Pension before my partner?   09:11 How does my super impact my pension?   09:44 What’s a deemed financial asset?   12:45 How does lump sum super withdrawals affect the Age Pension??   14:50 What are some common misunderstandings about the Age Pension?   17:12 Does home ownership change my Age Pension eligibility?   19:10 Can I downsize my home and get the Age Pension?  20:41 Does receiving an inheritance affect my pension?   24:10 Can I gift money or assets without it affecting my pension?   27:40 Can I loan money while receiving Age Pension?  28:45 When’s the best time to apply for the Age Pension?   29:55 What do I need to apply for the Age Pension?  If you’re confused about how the Age Pension works, wondering if you’re eligible, or want to know how your super and other assets could affect your payments, we’ve made this episode for you.   Jump in and listen now. 🎧     Enjoyed the episode? Don’t forget to:  💙 Subscribe for regular updates  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO  😎 Share this episode with a friend who needs to hear it!  ❓ Drop us your questions in the comments or at podcast@art.com.au – we’d love to hear from you.    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Our first Age Pension episode was a massive hit so we’re back with a second instalment. 

    In this episode of Super Insider, Age Pension expert Justin Bott from Services Australia returns, this time with ART’s Education Team Leader, Kane Everingham. Together, they tackle some of the most common – and misunderstood – questions about the Age Pension.  

    You’ll hear simple answers about who qualifies, what the income and asset tests involve, and how you can keep more money in your pocket. 

    00:00 Age Pension Q&A: What you need to know 

    02:06 What’s the Age Pension?  

    02:41 Who is eligible for the Age Pension?  

    03:24 What are the income and assets tests?  

    05:35 Can I earn an income and still get a pension?  

    07:51 What happens if I apply for Age Pension before my partner?  

    09:11 How does my super impact my pension?  

    09:44 What’s a deemed financial asset?  

    12:45 How does lump sum super withdrawals affect the Age Pension??  

    14:50 What are some common misunderstandings about the Age Pension?  

    17:12 Does home ownership change my Age Pension eligibility?  

    19:10 Can I downsize my home and get the Age Pension? 

    20:41 Does receiving an inheritance affect my pension?  

    24:10 Can I gift money or assets without it affecting my pension?  

    27:40 Can I loan money while receiving Age Pension? 

    28:45 When’s the best time to apply for the Age Pension?  

    29:55 What do I need to apply for the Age Pension? 

    If you’re confused about how the Age Pension works, wondering if you’re eligible, or want to know how your super and other assets could affect your payments, we’ve made this episode for you.  

    Jump in and listen now. 🎧  

     

    Enjoyed the episode? Don’t forget to: 

    💙 Subscribe for regular updates 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

    😎 Share this episode with a friend who needs to hear it! 

    ❓ Drop us your questions in the comments or at podcast@art.com.au – we’d love to hear from you. 

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).  

    Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    ]]>     1949 no     The future of super: The next big steps for the industry Superannuation is one of the best tools we have to plan for the future. It helps us save for retirement and gives everyday Australians a chance to invest and grow their money over time. In this episode, Anne Fuchs chats with Misha Schubert, the CEO of the Super Members Council (SMC), about how super has completely changed retirement for Australians. They’ll also cover a few easy steps you can take right now to help you get more out of your super. Here’s what you’ll learn: ·      How super can make saving for retirement less stressful ·      What the gender super gap is, why it happens, and how we can fix it ·      Simple tips to combine your accounts and grow your balance faster ·      Why unpaid super affects millions of workers—and how to make sure you get what’s owed to you This episode is full of practical tips, expert advice, and ideas to help you create a more secure retirement. Don’t wait—tune in now and take control of your super! 🌟 Enjoyed this episode? Don’t forget to: 💙 Subscribe for regular insights Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 😎 Share this episode with a friend who needs to hear it! ❓ Drop us your questions in the comments or at podcast@art.com.au - we’d love to hear from you. RECOMMENDATIONS  How super works What is superannuation? IF YOU LIKED THIS EPISODE YOU MAY LIKE  Super 101 – your questions answered Our top 10 retirement questions answered CREDITS   Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Mischa Schubert, Chief Executive Officer, Super Members Council   The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Mon, 09 Dec 2024 18:58:43 -0000 The future of super: The next big steps for the industry full 33 Australian Retirement Trust In this episode, Anne Fuchs chats with Misha Schubert, the CEO of the Super Members Council (SMC), about how super has completely changed retirement for Australians. Superannuation is one of the best tools we have to plan for the future. It helps us save for retirement and gives everyday Australians a chance to invest and grow their money over time. In this episode, Anne Fuchs chats with Misha Schubert, the CEO of the Super Members Council (SMC), about how super has completely changed retirement for Australians. They’ll also cover a few easy steps you can take right now to help you get more out of your super. Here’s what you’ll learn: ·      How super can make saving for retirement less stressful ·      What the gender super gap is, why it happens, and how we can fix it ·      Simple tips to combine your accounts and grow your balance faster ·      Why unpaid super affects millions of workers—and how to make sure you get what’s owed to you This episode is full of practical tips, expert advice, and ideas to help you create a more secure retirement. Don’t wait—tune in now and take control of your super! 🌟 Enjoyed this episode? Don’t forget to: 💙 Subscribe for regular insights Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 😎 Share this episode with a friend who needs to hear it! ❓ Drop us your questions in the comments or at podcast@art.com.au - we’d love to hear from you. RECOMMENDATIONS  How super works What is superannuation? IF YOU LIKED THIS EPISODE YOU MAY LIKE  Super 101 – your questions answered Our top 10 retirement questions answered CREDITS   Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Mischa Schubert, Chief Executive Officer, Super Members Council   The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Superannuation is one of the best tools we have to plan for the future. It helps us save for retirement and gives everyday Australians a chance to invest and grow their money over time.

    In this episode, Anne Fuchs chats with Misha Schubert, the CEO of the Super Members Council (SMC), about how super has completely changed retirement for Australians. They’ll also cover a few easy steps you can take right now to help you get more out of your super.

    Here’s what you’ll learn:

    ·      How super can make saving for retirement less stressful

    ·      What the gender super gap is, why it happens, and how we can fix it

    ·      Simple tips to combine your accounts and grow your balance faster

    ·      Why unpaid super affects millions of workers—and how to make sure you get what’s owed to you

    This episode is full of practical tips, expert advice, and ideas to help you create a more secure retirement. Don’t wait—tune in now and take control of your super!

    🌟 Enjoyed this episode? Don’t forget to:

    💙 Subscribe for regular insights

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO

    😎 Share this episode with a friend who needs to hear it!

    ❓ Drop us your questions in the comments or at podcast@art.com.au - we’d love to hear from you.

    RECOMMENDATIONS 

    How super works

    What is superannuation?

    IF YOU LIKED THIS EPISODE YOU MAY LIKE 

    Super 101 – your questions answered

    Our top 10 retirement questions answered

    CREDITS  

    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Mischa Schubert, Chief Executive Officer, Super Members Council

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.

    ]]>     833 no     What to do if you’re facing an unplanned retirement Have you ever considered what would happen if you were forced to retire earlier than planned? Whether due to illness, injury, or job loss, unplanned retirement can make a big change to your financial future.  In this episode, Anne and Josh dive into practical ways you can manage if you suddenly face retirement. They unpack key questions like:  How to assess your situation  Steps you can take to get on track  Options to access your super  How to better prepare now  If you’re worried about a sudden retirement, or want to be better prepared, listen in to the episode and check your super balance today. And remember, getting personal financial advice can make all the difference. If you’re a member with us, advice about your super account is included in your membership1.  Tune into Super Insider now to find out how you can turn life’s unexpected challenges into opportunities for a secure retirement.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    RECOMMENDATIONS    Insurance cover in your super  What is a downsizer contribution?    IF YOU LIKED THIS EPISODE YOU MAY LIKE    Making your money last through retirement  Income in retirement - how to access your superannuation  Is financial advice worth it?  WE’D LOVE TO HEAR FROM YOU!     If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at podcast@art.com.au. Thank you!          CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  Joshua van Gestel, Australian Retirement Trust Senior Manager Education Delivery    1.Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd ABN 50 087 154 818, AFSL 227867 (SFS) or QInvest Limited ABN 35 063 511 580, AFSL 238274 (QInvest), both wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS and QInvest are separate legal entities responsible for the financial services they provide. Eligibility conditions apply. Refer to the Financial Service Guide available at art.com.au/fsg for Super Savings and qsuper.com.au/disclosure for QSuper. You can find out more about your advice options at art.com.au/advice for Super Savings and for QSuper at qsuper.qld.gov.au/advice.   ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2023.  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Sun, 01 Dec 2024 16:00:00 -0000 What to do if you’re facing an unplanned retirement full 32 Australian Retirement Trust Have you ever considered what would happen if you were forced to retire earlier than planned? Whether due to illness, injury, or job loss, unplanned retirement can make a big change to your financial future. Have you ever considered what would happen if you were forced to retire earlier than planned? Whether due to illness, injury, or job loss, unplanned retirement can make a big change to your financial future.  In this episode, Anne and Josh dive into practical ways you can manage if you suddenly face retirement. They unpack key questions like:  How to assess your situation  Steps you can take to get on track  Options to access your super  How to better prepare now  If you’re worried about a sudden retirement, or want to be better prepared, listen in to the episode and check your super balance today. And remember, getting personal financial advice can make all the difference. If you’re a member with us, advice about your super account is included in your membership1.  Tune into Super Insider now to find out how you can turn life’s unexpected challenges into opportunities for a secure retirement.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    RECOMMENDATIONS    Insurance cover in your super  What is a downsizer contribution?    IF YOU LIKED THIS EPISODE YOU MAY LIKE    Making your money last through retirement  Income in retirement - how to access your superannuation  Is financial advice worth it?  WE’D LOVE TO HEAR FROM YOU!     If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at podcast@art.com.au. Thank you!          CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  Joshua van Gestel, Australian Retirement Trust Senior Manager Education Delivery    1.Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd ABN 50 087 154 818, AFSL 227867 (SFS) or QInvest Limited ABN 35 063 511 580, AFSL 238274 (QInvest), both wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS and QInvest are separate legal entities responsible for the financial services they provide. Eligibility conditions apply. Refer to the Financial Service Guide available at art.com.au/fsg for Super Savings and qsuper.com.au/disclosure for QSuper. You can find out more about your advice options at art.com.au/advice for Super Savings and for QSuper at qsuper.qld.gov.au/advice.   ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2023.  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Have you ever considered what would happen if you were forced to retire earlier than planned? Whether due to illness, injury, or job loss, unplanned retirement can make a big change to your financial future. 

    In this episode, Anne and Josh dive into practical ways you can manage if you suddenly face retirement. They unpack key questions like: 

    • How to assess your situation 
    • Steps you can take to get on track 
    • Options to access your super 
    • How to better prepare now 


    If you’re worried about a sudden retirement, or want to be better prepared, listen in to the episode and check your super balance today. And remember, getting personal financial advice can make all the difference. If you’re a member with us, advice about your super account is included in your membership1. 

    Tune into Super Insider now to find out how you can turn life’s unexpected challenges into opportunities for a secure retirement. 

    FOLLOW SUPER INSIDER   

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

     

    RECOMMENDATIONS   

    Insurance cover in your super 

    What is a downsizer contribution? 

     

    IF YOU LIKED THIS EPISODE YOU MAY LIKE   

    Making your money last through retirement 

    Income in retirement - how to access your superannuation 

    Is financial advice worth it? 


    WE’D LOVE TO HEAR FROM YOU!    

    If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at podcast@art.com.au. Thank you!     

       

    CREDITS    

    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education 

    Joshua van Gestel, Australian Retirement Trust Senior Manager Education Delivery 

     

    1.Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd ABN 50 087 154 818, AFSL 227867 (SFS) or QInvest Limited ABN 35 063 511 580, AFSL 238274 (QInvest), both wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS and QInvest are separate legal entities responsible for the financial services they provide. Eligibility conditions apply. Refer to the Financial Service Guide available at art.com.au/fsg for Super Savings and qsuper.com.au/disclosure for QSuper. You can find out more about your advice options at art.com.au/advice for Super Savings and for QSuper at qsuper.qld.gov.au/advice.  

    ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2023. 

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    ]]>     1039 no     Exclusive Q&A with ART’s Chief Investment Officer – How we invest $300 billion in superannuation In the lead up to our Annual Members’ Meeting this month host Anne Fuchs sits down with ART's Chief Investment Officer, Ian Patrick, to answer questions about how members’ super is invested.   Managing billions of dollars in assets is no small talk, and Ian reveals the careful decisions ART makes to protect members’ financial wellbeing and deliver long-term returns. They cover everything from responsible environmental, social and governance (ESG) investing to managing risk when the markets get rocky. All while keeping one goal in mind – helping our members achieve their best retirement.   Here are the specifics:  00:00 How we invest $300 billion  02:06 What does great investing look like?  05:40 Why have returns differed between QSuper and Super Savings?  07:43 What other asset classes are driving returns?  09:08 What is the default investment strategy for retired members?  11:17 What’s ART’s approach to environmental, social and governance (ESG) investing?  14:47 What’s ART’s strategy around investing in gold?  15:57 What is ART doing to protect members’ money?  17:38 How does ART protect against currency movements?  19:27 What’s ART’s role in supporting Australia’s social responsibilities?  This episode simplifies investment strategies, showing how ART protects and grows money. Whether you’re a member with us, or considering switching, it’s a must-listen to learn more about our strategic future focus.  Stay updated with the latest episodes. Subscribe to Super Insider wherever you get your podcasts. And never miss an episode as we help you get the most from your super.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast...    Spotify - https://open.spotify.com/show/1aXYHWZ...       RECOMMENDATIONS    Investing in super  https://www.australianretirementtrust.com.au/investments/options    Sustainable investing  https://www.australianretirementtrust.com.au/investments/how-we-invest/sustainable-investing  https://www.australianretirementtrust.com.au/investments/how-we-invest/sustainable-investing    IF YOU LIKED THIS EPISODE YOU MAY LIKE    The strategy behind super returns  Our top 10 retirement questions answered    WE’D LOVE TO HEAR FROM YOU!      If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!       CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  Ian Patrick, Australian Retirement Trust Chief Investment Officer  Past performance is not a reliable indication of future performance. The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Sun, 10 Nov 2024 20:48:06 -0000 Exclusive Q&A with ART’s Chief Investment Officer – How we invest $300 billion in superannuation full 31 Australian Retirement Trust In the lead up to our Annual Members’ Meeting this month host Anne Fuchs sits down with ART's Chief Investment Officer, Ian Patrick, to answer questions about how members’ super is invested. In the lead up to our Annual Members’ Meeting this month host Anne Fuchs sits down with ART's Chief Investment Officer, Ian Patrick, to answer questions about how members’ super is invested.   Managing billions of dollars in assets is no small talk, and Ian reveals the careful decisions ART makes to protect members’ financial wellbeing and deliver long-term returns. They cover everything from responsible environmental, social and governance (ESG) investing to managing risk when the markets get rocky. All while keeping one goal in mind – helping our members achieve their best retirement.   Here are the specifics:  00:00 How we invest $300 billion  02:06 What does great investing look like?  05:40 Why have returns differed between QSuper and Super Savings?  07:43 What other asset classes are driving returns?  09:08 What is the default investment strategy for retired members?  11:17 What’s ART’s approach to environmental, social and governance (ESG) investing?  14:47 What’s ART’s strategy around investing in gold?  15:57 What is ART doing to protect members’ money?  17:38 How does ART protect against currency movements?  19:27 What’s ART’s role in supporting Australia’s social responsibilities?  This episode simplifies investment strategies, showing how ART protects and grows money. Whether you’re a member with us, or considering switching, it’s a must-listen to learn more about our strategic future focus.  Stay updated with the latest episodes. Subscribe to Super Insider wherever you get your podcasts. And never miss an episode as we help you get the most from your super.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast...    Spotify - https://open.spotify.com/show/1aXYHWZ...       RECOMMENDATIONS    Investing in super  https://www.australianretirementtrust.com.au/investments/options    Sustainable investing  https://www.australianretirementtrust.com.au/investments/how-we-invest/sustainable-investing  https://www.australianretirementtrust.com.au/investments/how-we-invest/sustainable-investing    IF YOU LIKED THIS EPISODE YOU MAY LIKE    The strategy behind super returns  Our top 10 retirement questions answered    WE’D LOVE TO HEAR FROM YOU!      If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!       CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  Ian Patrick, Australian Retirement Trust Chief Investment Officer  Past performance is not a reliable indication of future performance. The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  In the lead up to our Annual Members’ Meeting this month host Anne Fuchs sits down with ART's Chief Investment Officer, Ian Patrick, to answer questions about how members’ super is invested.  

    Managing billions of dollars in assets is no small talk, and Ian reveals the careful decisions ART makes to protect members’ financial wellbeing and deliver long-term returns. They cover everything from responsible environmental, social and governance (ESG) investing to managing risk when the markets get rocky. All while keeping one goal in mind – helping our members achieve their best retirement.  

    Here are the specifics: 

    00:00 How we invest $300 billion 

    02:06 What does great investing look like? 

    05:40 Why have returns differed between QSuper and Super Savings? 

    07:43 What other asset classes are driving returns? 

    09:08 What is the default investment strategy for retired members? 

    11:17 What’s ART’s approach to environmental, social and governance (ESG) investing? 

    14:47 What’s ART’s strategy around investing in gold? 

    15:57 What is ART doing to protect members’ money? 

    17:38 How does ART protect against currency movements? 

    19:27 What’s ART’s role in supporting Australia’s social responsibilities? 

    This episode simplifies investment strategies, showing how ART protects and grows money. Whether you’re a member with us, or considering switching, it’s a must-listen to learn more about our strategic future focus. 

    Stay updated with the latest episodes. Subscribe to Super Insider wherever you get your podcasts. And never miss an episode as we help you get the most from your super. 


    FOLLOW SUPER INSIDER   

    Apple Podcasts - https://podcasts.apple.com/au/podcast...   

    Spotify - https://open.spotify.com/show/1aXYHWZ...    

     

    RECOMMENDATIONS   

    Investing in super 

    https://www.australianretirementtrust.com.au/investments/options 

     

    Sustainable investing 

    https://www.australianretirementtrust.com.au/investments/how-we-invest/sustainable-investing 

    https://www.australianretirementtrust.com.au/investments/how-we-invest/sustainable-investing 

     

    IF YOU LIKED THIS EPISODE YOU MAY LIKE   

    The strategy behind super returns 

    Our top 10 retirement questions answered 

     

    WE’D LOVE TO HEAR FROM YOU!     

    If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!    

     

    CREDITS    

    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education 

    Ian Patrick, Australian Retirement Trust Chief Investment Officer 


    Past performance is not a reliable indication of future performance. The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    ]]>     1350 no     Game-changing superannuation tips for couples Are you looking forward to your retirement? If you’re part of a couple, sharing your superannuation could be a game-changer, with potential tax benefits and earlier access to funds. Which means you may be able to retire sooner. It’s an exciting opportunity to improve your lifestyle in retirement.  If you tick all the boxes for the ATO to call you a ‘spouse’, you and your partner can share money in your super accounts. Listen in and you’ll learn:  01:33 Why can’t my spouse and I have one combined super account?  02:35 What are the benefits of sharing super?  03:40 What is a spouse contribution?  04:34 How does spouse super splitting work?  05:13 How much super can I share?  06:32 Super sharing strategies  08:23 Maximising Age Pension, if you have an age gap  09:33 Transfer balance cap strategies  10:49 Carry-forward rule strategies  12:10 Recontribution strategies  13:10 What happens to my super if I separate or divorce?  Jump in and listen now. But just before you do, we’d love to invite you into our Super Insider community. Subscribing to Super Insider today means you’ll never miss an episode. And it’ll help us make the podcast even more valuable for you.  The links to subscribe are below ⬇️⬇️. We hope you enjoy the episode.  FOLLOW SUPER INSIDER   Spotify - https://open.spotify.com/show/1aXYHWZ...   Apple Podcasts - https://podcasts.apple.com/au/podcast...   RECOMMENDATIONS   Spouse Contributions  https://www.australianretirementtrust.com.au/superannuation/contributions/voluntary/spouse  Retirement Calculator  https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator#/personal-details/about-you   IF YOU LIKED THIS EPISODE YOU MAY LIKE   How much super you need to retire. And how to get it.  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-3  Super contribution strategies  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-23  WE’D LOVE TO HEAR FROM YOU!  If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!    CREDITS    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  April Smith, Education Specialist  Kane Everingham, Team Leader Education Delivery    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).  Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Sun, 03 Nov 2024 20:28:00 -0000 Game-changing superannuation tips for couples full 30 Australian Retirement Trust Are you looking forward to your retirement? If you’re part of a couple, sharing your superannuation could be a game-changer, with potential tax benefits and earlier access to funds. Which means you may be able to retire sooner. It’s an exciting opportunity to improve your lifestyle in retirement. If you tick all the boxes for the ATO to call you a ‘spouse’, you and your partner can share money in your super accounts. Are you looking forward to your retirement? If you’re part of a couple, sharing your superannuation could be a game-changer, with potential tax benefits and earlier access to funds. Which means you may be able to retire sooner. It’s an exciting opportunity to improve your lifestyle in retirement.  If you tick all the boxes for the ATO to call you a ‘spouse’, you and your partner can share money in your super accounts. Listen in and you’ll learn:  01:33 Why can’t my spouse and I have one combined super account?  02:35 What are the benefits of sharing super?  03:40 What is a spouse contribution?  04:34 How does spouse super splitting work?  05:13 How much super can I share?  06:32 Super sharing strategies  08:23 Maximising Age Pension, if you have an age gap  09:33 Transfer balance cap strategies  10:49 Carry-forward rule strategies  12:10 Recontribution strategies  13:10 What happens to my super if I separate or divorce?  Jump in and listen now. But just before you do, we’d love to invite you into our Super Insider community. Subscribing to Super Insider today means you’ll never miss an episode. And it’ll help us make the podcast even more valuable for you.  The links to subscribe are below ⬇️⬇️. We hope you enjoy the episode.  FOLLOW SUPER INSIDER   Spotify - https://open.spotify.com/show/1aXYHWZ...   Apple Podcasts - https://podcasts.apple.com/au/podcast...   RECOMMENDATIONS   Spouse Contributions  https://www.australianretirementtrust.com.au/superannuation/contributions/voluntary/spouse  Retirement Calculator  https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator#/personal-details/about-you   IF YOU LIKED THIS EPISODE YOU MAY LIKE   How much super you need to retire. And how to get it.  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-3  Super contribution strategies  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-23  WE’D LOVE TO HEAR FROM YOU!  If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!    CREDITS    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  April Smith, Education Specialist  Kane Everingham, Team Leader Education Delivery    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).  Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Are you looking forward to your retirement? If you’re part of a couple, sharing your superannuation could be a game-changer, with potential tax benefits and earlier access to funds. Which means you may be able to retire sooner. It’s an exciting opportunity to improve your lifestyle in retirement. 

    If you tick all the boxes for the ATO to call you a ‘spouse’, you and your partner can share money in your super accounts. Listen in and you’ll learn: 

    01:33 Why can’t my spouse and I have one combined super account? 

    02:35 What are the benefits of sharing super? 

    03:40 What is a spouse contribution? 

    04:34 How does spouse super splitting work? 

    05:13 How much super can I share? 

    06:32 Super sharing strategies 

    08:23 Maximising Age Pension, if you have an age gap 

    09:33 Transfer balance cap strategies 

    10:49 Carry-forward rule strategies 

    12:10 Recontribution strategies 

    13:10 What happens to my super if I separate or divorce? 

    Jump in and listen now. But just before you do, we’d love to invite you into our Super Insider community. Subscribing to Super Insider today means you’ll never miss an episode. And it’ll help us make the podcast even more valuable for you. 

    The links to subscribe are below ⬇️⬇️. We hope you enjoy the episode. 


    FOLLOW SUPER INSIDER  

    Spotify - https://open.spotify.com/show/1aXYHWZ...  

    Apple Podcasts - https://podcasts.apple.com/au/podcast...  


    RECOMMENDATIONS  

    Spouse Contributions 

    https://www.australianretirementtrust.com.au/superannuation/contributions/voluntary/spouse 

    Retirement Calculator 

    https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator#/personal-details/about-you  


    IF YOU LIKED THIS EPISODE YOU MAY LIKE  

    How much super you need to retire. And how to get it. 

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-3 

    Super contribution strategies 

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-23 


    WE’D LOVE TO HEAR FROM YOU! 

    If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!   


    CREDITS   

    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education 

    April Smith, Education Specialist 

    Kane Everingham, Team Leader Education Delivery 

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. 

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). 

    Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    ]]>     958 no     Expert insights: superannuation and investment returns Investing isn’t just about following the market – it’s about having the ability to make the right calls. In this episode, we bring you an inside look at the investment expertise that drives returns for your superannuation savings. Our Head of Investment Strategy, Andrew Fisher, explains how his team builds portfolios that aim to grow retirement savings while managing risk. And how expert decision–making and market insights come together to make sure your retirement savings are working hard for your future.  You’ll learn:  ✅ How our investment team craft diverse portfolios designed to grow your super over the long term  ✅ The strategic choices behind our recent investment returns  ✅ How we seek to stay ahead of market changes to maximise opportunities for our members.   Whether you’re a member with us, or simply curious about how super funds invest, this episode gives you practical insights into the strategies that aim to grow superannuation savings.  Join us and be part of a community that’s focussed on helping you retire well with confidence. Subscribe to Super Insider now by using links below ⬇️.    FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast...    Spotify - https://open.spotify.com/show/1aXYHWZ...       RECOMMENDATIONS    Choosing the right investments for you  Australian Retirement Trust new investment options    IF YOU LIKED THIS EPISODE YOU MAY LIKE    Invest smarter: Risk vs. returns in superannuation      WE’D LOVE TO HEAR FROM YOU!      If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!          CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  Andrew Fisher, Australian Retirement Trust Head of Investment Strategy    Past performance is not a reliable indication of future performance. SuperRatings Fund Crediting Rate Survey Growth (77-90) category June 2024. The Growth category represents diversified investment options with a growth assets ratio between 77% and 90%. Option returns for Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024. Default option is Lifecycle Investment Strategy. Option returns will differ for individuals.  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Sun, 20 Oct 2024 18:56:11 -0000 Expert insights: superannuation and investment returns full 29 Australian Retirement Trust Our Head of Investment Strategy, Andrew Fisher, explains how his team builds portfolios that aim to grow retirement savings while managing risk. And how expert decision–making and market insights come together to make sure your retirement savings are working hard for your future. Investing isn’t just about following the market – it’s about having the ability to make the right calls. In this episode, we bring you an inside look at the investment expertise that drives returns for your superannuation savings. Our Head of Investment Strategy, Andrew Fisher, explains how his team builds portfolios that aim to grow retirement savings while managing risk. And how expert decision–making and market insights come together to make sure your retirement savings are working hard for your future.  You’ll learn:  ✅ How our investment team craft diverse portfolios designed to grow your super over the long term  ✅ The strategic choices behind our recent investment returns  ✅ How we seek to stay ahead of market changes to maximise opportunities for our members.   Whether you’re a member with us, or simply curious about how super funds invest, this episode gives you practical insights into the strategies that aim to grow superannuation savings.  Join us and be part of a community that’s focussed on helping you retire well with confidence. Subscribe to Super Insider now by using links below ⬇️.    FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast...    Spotify - https://open.spotify.com/show/1aXYHWZ...       RECOMMENDATIONS    Choosing the right investments for you  Australian Retirement Trust new investment options    IF YOU LIKED THIS EPISODE YOU MAY LIKE    Invest smarter: Risk vs. returns in superannuation      WE’D LOVE TO HEAR FROM YOU!      If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!          CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  Andrew Fisher, Australian Retirement Trust Head of Investment Strategy    Past performance is not a reliable indication of future performance. SuperRatings Fund Crediting Rate Survey Growth (77-90) category June 2024. The Growth category represents diversified investment options with a growth assets ratio between 77% and 90%. Option returns for Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024. Default option is Lifecycle Investment Strategy. Option returns will differ for individuals.  The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.    Investing isn’t just about following the market – it’s about having the ability to make the right calls. In this episode, we bring you an inside look at the investment expertise that drives returns for your superannuation savings. Our Head of Investment Strategy, Andrew Fisher, explains how his team builds portfolios that aim to grow retirement savings while managing risk. And how expert decision–making and market insights come together to make sure your retirement savings are working hard for your future. 

    You’ll learn: 

    ✅ How our investment team craft diverse portfolios designed to grow your super over the long term 

    ✅ The strategic choices behind our recent investment returns 

    ✅ How we seek to stay ahead of market changes to maximise opportunities for our members.  

    Whether you’re a member with us, or simply curious about how super funds invest, this episode gives you practical insights into the strategies that aim to grow superannuation savings. 

    Join us and be part of a community that’s focussed on helping you retire well with confidence. Subscribe to Super Insider now by using links below ⬇️.   

    FOLLOW SUPER INSIDER   

    Apple Podcasts - https://podcasts.apple.com/au/podcast...   

    Spotify - https://open.spotify.com/show/1aXYHWZ...    

     

    RECOMMENDATIONS   

    Choosing the right investments for you 

    Australian Retirement Trust new investment options 

     

    IF YOU LIKED THIS EPISODE YOU MAY LIKE   

    Invest smarter: Risk vs. returns in superannuation 

       

    WE’D LOVE TO HEAR FROM YOU!     

    If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!     

       

    CREDITS    

    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education 

    Andrew Fisher, Australian Retirement Trust Head of Investment Strategy 

     

    Past performance is not a reliable indication of future performance. SuperRatings Fund Crediting Rate Survey Growth (77-90) category June 2024. The Growth category represents diversified investment options with a growth assets ratio between 77% and 90%. Option returns for Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024. Default option is Lifecycle Investment Strategy. Option returns will differ for individuals. 

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. 

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).  

    Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

     

    ]]>     1095 no     Ready to retire? Understand your superannuation options at retirement Do you know how you’ll set up your finances once you’ve stopped working full time? If you want to understand your options at retirement and how to access your super, this Super Insider episode has been made for you. It’s one of our popular Q&A sessions where we unpack how to plan for the lifestyle you’ve worked your whole life for.   We cover some of our most frequently asked questions like:   0:00 Ready to retire?   1:28 What's the age that I can retire?  3:47 What does preservation age mean?  5:03 How much should I aim to save before I retire?  8:49 How do I start using my super?  13:16 When can I access the Age Pension?   18:33 How will tax affect my income in retirement?  19:46 What's the downsizer super contribution?  22:31 What happens to my super when I pass away?  Whether you’re winding down work, or are planning to retire soon, this is the episode that will keep you on track.   Join our community of people keen to live their best retirement. Because the more you know about super, the more you can plan for your future. Subscribe to Super Insider now with the links below ⬇️.   FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ...   RECOMMENDATIONS   For guidance on super balances and retirement planning   How much super do I need?   For information on Age Pension eligibility and rules   Age Pension Services Australia   IF YOU LIKED THIS EPISODE YOU MAY LIKE   Transition to Retirement – your guide to accessing your super while still at work    What happens to super when you die?   WE’D LOVE TO HEAR FROM YOU!   If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at podcast@art.com.au. Thank you!   CREDITS    Ruth Weaver, Australian Retirement Trust Education Manager   Adele Fisk, Australian Retirement Trust Financial Adviser     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speaker is provided as general information only and not financial advice.  Mon, 07 Oct 2024 20:04:00 -0000 Ready to retire? Understand your superannuation options at retirement full 28 Australian Retirement Trust If you want to understand your options at retirement and how to access your super, this Super Insider episode has been made for you. Do you know how you’ll set up your finances once you’ve stopped working full time? If you want to understand your options at retirement and how to access your super, this Super Insider episode has been made for you. It’s one of our popular Q&A sessions where we unpack how to plan for the lifestyle you’ve worked your whole life for.   We cover some of our most frequently asked questions like:   0:00 Ready to retire?   1:28 What's the age that I can retire?  3:47 What does preservation age mean?  5:03 How much should I aim to save before I retire?  8:49 How do I start using my super?  13:16 When can I access the Age Pension?   18:33 How will tax affect my income in retirement?  19:46 What's the downsizer super contribution?  22:31 What happens to my super when I pass away?  Whether you’re winding down work, or are planning to retire soon, this is the episode that will keep you on track.   Join our community of people keen to live their best retirement. Because the more you know about super, the more you can plan for your future. Subscribe to Super Insider now with the links below ⬇️.   FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ...   RECOMMENDATIONS   For guidance on super balances and retirement planning   How much super do I need?   For information on Age Pension eligibility and rules   Age Pension Services Australia   IF YOU LIKED THIS EPISODE YOU MAY LIKE   Transition to Retirement – your guide to accessing your super while still at work    What happens to super when you die?   WE’D LOVE TO HEAR FROM YOU!   If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at podcast@art.com.au. Thank you!   CREDITS    Ruth Weaver, Australian Retirement Trust Education Manager   Adele Fisk, Australian Retirement Trust Financial Adviser     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speaker is provided as general information only and not financial advice.  Do you know how you’ll set up your finances once you’ve stopped working full time? If you want to understand your options at retirement and how to access your super, this Super Insider episode has been made for you. It’s one of our popular Q&A sessions where we unpack how to plan for the lifestyle you’ve worked your whole life for.  

    We cover some of our most frequently asked questions like:  

    0:00 Ready to retire?  

    1:28 What's the age that I can retire? 

    3:47 What does preservation age mean? 

    5:03 How much should I aim to save before I retire? 

    8:49 How do I start using my super? 

    13:16 When can I access the Age Pension?  

    18:33 How will tax affect my income in retirement? 

    19:46 What's the downsizer super contribution? 

    22:31 What happens to my super when I pass away? 

    Whether you’re winding down work, or are planning to retire soon, this is the episode that will keep you on track.  

    Join our community of people keen to live their best retirement. Because the more you know about super, the more you can plan for your future. Subscribe to Super Insider now with the links below ⬇️.  

    FOLLOW SUPER INSIDER  

    Apple Podcasts - https://podcasts.apple.com/au/podcast...  

    Spotify - https://open.spotify.com/show/1aXYHWZ...  

    RECOMMENDATIONS  

    For guidance on super balances and retirement planning  

    How much super do I need?  

    For information on Age Pension eligibility and rules  

    Age Pension

    Services Australia  

    IF YOU LIKED THIS EPISODE YOU MAY LIKE  

    Transition to Retirement – your guide to accessing your super while still at work   

    What happens to super when you die?  

    WE’D LOVE TO HEAR FROM YOU!  

    If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at podcast@art.com.au. Thank you!  

    CREDITS   

    Ruth Weaver, Australian Retirement Trust Education Manager  

    Adele Fisk, Australian Retirement Trust Financial Adviser  

     

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. 

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).  

    Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    Any information given by the guest speaker is provided as general information only and not financial advice. 

    ]]>     1575 no     Age Pension Australia – understand the rules and how to qualify Ever wondered how the Age Pension works and how you qualify? In this episode, host Anne Fuchs sits down with Justin Bott from Services Australia to break down everything you need to know.  Tune in to learn:  the rules for eligibility  how Age Pension payments are calculated  what income and assets are counted  how to claim through Services Australia  what to do if your circumstances change.  Whether you’re close to retirement, or just starting to think about it, this episode offers useful tips and insights to help you navigate retirement planning with confidence.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast...    Spotify - https://open.spotify.com/show/1aXYHWZ...     RECOMMENDATIONS    How the Age Pension and super work together  How much Age Pension can you get?  IF YOU LIKED THIS EPISODE YOU MAY LIKE    Income in retirement: how to access your superannuation  Is financial advice worth it?  WE’D LOVE TO HEAR FROM YOU!     If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!      CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager Advice, Guidance and Education    Justin Bott, Services Australia Customer Information Officer     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speaker is provided as general information only and not financial advice.      Mon, 23 Sep 2024 05:51:58 -0000 Age Pension Australia – understand the rules and how to qualify full 27 Australian Retirement Trust Ever wondered how the Age Pension works and how you qualify? In this episode, host Anne Fuchs sits down with Justin Bott from Services Australia to break down everything you need to know. Ever wondered how the Age Pension works and how you qualify? In this episode, host Anne Fuchs sits down with Justin Bott from Services Australia to break down everything you need to know.  Tune in to learn:  the rules for eligibility  how Age Pension payments are calculated  what income and assets are counted  how to claim through Services Australia  what to do if your circumstances change.  Whether you’re close to retirement, or just starting to think about it, this episode offers useful tips and insights to help you navigate retirement planning with confidence.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast...    Spotify - https://open.spotify.com/show/1aXYHWZ...     RECOMMENDATIONS    How the Age Pension and super work together  How much Age Pension can you get?  IF YOU LIKED THIS EPISODE YOU MAY LIKE    Income in retirement: how to access your superannuation  Is financial advice worth it?  WE’D LOVE TO HEAR FROM YOU!     If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!      CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager Advice, Guidance and Education    Justin Bott, Services Australia Customer Information Officer     The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.  Any information given by the guest speaker is provided as general information only and not financial advice.      Ever wondered how the Age Pension works and how you qualify? In this episode, host Anne Fuchs sits down with Justin Bott from Services Australia to break down everything you need to know. 

    Tune in to learn: 

    • the rules for eligibility 
    • how Age Pension payments are calculated 
    • what income and assets are counted 
    • how to claim through Services Australia 
    • what to do if your circumstances change. 


    Whether you’re close to retirement, or just starting to think about it, this episode offers useful tips and insights to help you navigate retirement planning with confidence. 

    FOLLOW SUPER INSIDER   

    Apple Podcasts - https://podcasts.apple.com/au/podcast...   

    Spotify - https://open.spotify.com/show/1aXYHWZ...    

    RECOMMENDATIONS   

    How the Age Pension and super work together 

    How much Age Pension can you get? 

    IF YOU LIKED THIS EPISODE YOU MAY LIKE   

    Income in retirement: how to access your superannuation 

    Is financial advice worth it? 

    WE’D LOVE TO HEAR FROM YOU!    

    If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!     

    CREDITS    

    Anne Fuchs, Australian Retirement Trust Executive General Manager Advice, Guidance and Education   

    Justin Bott, Services Australia Customer Information Officer 

      

    The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. 

    This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).  

    Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

    Any information given by the guest speaker is provided as general information only and not financial advice.   

     

    ]]>     1176 no     What's ahead for your superannuation returns: Economist exclusive In this episode, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education, Anne Fuchs, and Chief Economist, Brian Parker, explore how global economic trends affect your superannuation and retirement plans.  They cover:  Why super funds have Chief Economists and their role in managing your retirement savings  How economic trends and global events are impacting your super returns  How rising inflation impacts your retirement savings, and how it’s managed  The long-term economic trends that influence your investment returns  How changing demographics and economic volatility shape retirement planning.  Join us, and our community of people keen to live their best retirement life, by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future.    FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ...    RECOMMENDATIONS   Australian Retirement Trust’s new investment options menu   https://www.australianretirementtrust.com.au/investments/options IF YOU LIKED THIS EPISODE YOU MAY LIKE   Retire earlier: superannuation contribution strategies  Is your superannuation on track – 6 steps to awaken your super  WE’D LOVE TO HEAR FROM YOU!   If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!  CREDITS    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education   Brian Parker, Australian Retirement Trust Chief Economist    Past performance is not a reliable indication of future performance. SuperRatings Fund Crediting Rate Survey Growth (77-90) category June 2024. The Growth category represents diversified investment options with a growth assets ratio between 77% and 90%. Option returns for Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024. Default option is Lifecycle Investment Strategy. Option returns will differ for individuals.   This content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of Australian Retirement Trust ABN 60 905 115 063 (Fund or ART), Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975 as the trustee (Trustee) of the Fund, Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) (SFS) or QInvest Limited (ABN 35 063 511 580, AFSL 238274) (QIL). This general information does not take into account the investment objectives, financial situation or needs of any particular individual. Any advice given is provided by representatives of SFS or QIL, both wholly owned by the Trustee as an asset of ART. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper.   This information and the relevant products are issued by the Trustee of the Fund. While every effort is made to ensure the accuracy of the information presented in the content, to the extent the law permits, SFS, QIL, ART or the Trustee will not assume liability to any person for any error or omission in the content however caused. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/disclosure or call us on 1300 360 750 for a copy.  Sun, 01 Sep 2024 23:41:00 -0000 What's ahead for your superannuation returns: Economist exclusive full 26 Australian Retirement Trust In this episode, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education, Anne Fuchs, and Chief Economist, Brian Parker, explore how global economic trends affect your superannuation and retirement plans. In this episode, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education, Anne Fuchs, and Chief Economist, Brian Parker, explore how global economic trends affect your superannuation and retirement plans.  They cover:  Why super funds have Chief Economists and their role in managing your retirement savings  How economic trends and global events are impacting your super returns  How rising inflation impacts your retirement savings, and how it’s managed  The long-term economic trends that influence your investment returns  How changing demographics and economic volatility shape retirement planning.  Join us, and our community of people keen to live their best retirement life, by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future.    FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ...    RECOMMENDATIONS   Australian Retirement Trust’s new investment options menu   https://www.australianretirementtrust.com.au/investments/options IF YOU LIKED THIS EPISODE YOU MAY LIKE   Retire earlier: superannuation contribution strategies  Is your superannuation on track – 6 steps to awaken your super  WE’D LOVE TO HEAR FROM YOU!   If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!  CREDITS    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education   Brian Parker, Australian Retirement Trust Chief Economist    Past performance is not a reliable indication of future performance. SuperRatings Fund Crediting Rate Survey Growth (77-90) category June 2024. The Growth category represents diversified investment options with a growth assets ratio between 77% and 90%. Option returns for Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024. Default option is Lifecycle Investment Strategy. Option returns will differ for individuals.   This content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of Australian Retirement Trust ABN 60 905 115 063 (Fund or ART), Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975 as the trustee (Trustee) of the Fund, Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) (SFS) or QInvest Limited (ABN 35 063 511 580, AFSL 238274) (QIL). This general information does not take into account the investment objectives, financial situation or needs of any particular individual. Any advice given is provided by representatives of SFS or QIL, both wholly owned by the Trustee as an asset of ART. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper.   This information and the relevant products are issued by the Trustee of the Fund. While every effort is made to ensure the accuracy of the information presented in the content, to the extent the law permits, SFS, QIL, ART or the Trustee will not assume liability to any person for any error or omission in the content however caused. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/disclosure or call us on 1300 360 750 for a copy.  In this episode, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education, Anne Fuchs, and Chief Economist, Brian Parker, explore how global economic trends affect your superannuation and retirement plans. 

    They cover: 

    • Why super funds have Chief Economists and their role in managing your retirement savings 
    • How economic trends and global events are impacting your super returns 
    • How rising inflation impacts your retirement savings, and how it’s managed 
    • The long-term economic trends that influence your investment returns 
    • How changing demographics and economic volatility shape retirement planning. 


    Join us, and our community of people keen to live their best retirement life, by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future.   

    FOLLOW SUPER INSIDER  

    Apple Podcasts - https://podcasts.apple.com/au/podcast...  

    Spotify - https://open.spotify.com/show/1aXYHWZ...   

    RECOMMENDATIONS  

    Australian Retirement Trust’s new investment options menu  

    https://www.australianretirementtrust.com.au/investments/options

    IF YOU LIKED THIS EPISODE YOU MAY LIKE  

    Retire earlier: superannuation contribution strategies 

    Is your superannuation on track – 6 steps to awaken your super 

    WE’D LOVE TO HEAR FROM YOU!  

    If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you! 

    CREDITS   

    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  

    Brian Parker, Australian Retirement Trust Chief Economist 

     

    Past performance is not a reliable indication of future performance. SuperRatings Fund Crediting Rate Survey Growth (77-90) category June 2024. The Growth category represents diversified investment options with a growth assets ratio between 77% and 90%. Option returns for Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024. Default option is Lifecycle Investment Strategy. Option returns will differ for individuals.  

    This content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of Australian Retirement Trust ABN 60 905 115 063 (Fund or ART), Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975 as the trustee (Trustee) of the Fund, Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) (SFS) or QInvest Limited (ABN 35 063 511 580, AFSL 238274) (QIL). This general information does not take into account the investment objectives, financial situation or needs of any particular individual. Any advice given is provided by representatives of SFS or QIL, both wholly owned by the Trustee as an asset of ART. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper.  

    This information and the relevant products are issued by the Trustee of the Fund. While every effort is made to ensure the accuracy of the information presented in the content, to the extent the law permits, SFS, QIL, ART or the Trustee will not assume liability to any person for any error or omission in the content however caused. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/disclosure or call us on 1300 360 750 for a copy. 

    ]]>     831     Invest smarter - Risk vs. reward in superannuation On the show we’re peeking behind the curtain of our super investment team to see how they look after members’ money.  Join our host Anne Fuchs and Australian Retirement Trust’s Head of Investment Strategy and Head of Private Corporate Assets as they talk portfolios, investment decisions and the Covid-fuelled rise of the ‘meme stock’.  Listen to learn 🧑‍🏫:  why diversifying investments is important  how volatility and risk are different  why asset classes have different risk profiles  how innovation can fuel investment opportunities  Join our community of people keen to live their best retirement lives. Because the more you know about super, the more you can plan for your future. Subscribe to Super Insider now with the links below ⬇️.  FOLLOW SUPER INSIDER  Apple Podcasts - https://podcasts.apple.com/au/podcast...  Spotify - https://open.spotify.com/show/1aXYHWZ...   RECOMMENDATIONS  Australian Retirement Trust Risk profile quiz  https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz  Australian Retirement Trust’s new investment options menu  https://www.australianretirementtrust.com.au/investments/options  Past performance is not a reliable indicator of future performance.   This content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of Australian Retirement Trust ABN 60 905 115 063 (Fund or ART), Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975 as the trustee (Trustee) of the Fund, Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) (SFS) or QInvest Limited (ABN 35 063 511 580, AFSL 238274) (QIL). This general information does not take into account the investment objectives, financial situation or needs of any particular individual. Any advice given is provided by representatives of SFS or QIL, both wholly owned by the Trustee as an asset of ART. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. This information and the relevant products are issued by the Trustee of the Fund. While every effort is made to ensure the accuracy of the information presented in the content, to the extent the law permits, SFS, QIL, ART or the Trustee will not assume liability to any person for any error or omission in the content however caused. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/disclosure or call us on 1300 360 750 for a copy.  Tue, 20 Aug 2024 10:49:36 -0000 Invest smarter - Risk vs. reward in superannuation full 25 Australian Retirement Trust On the show we’re peeking behind the curtain of our super investment team to see how they look after members’ money. Join our host Anne Fuchs and Australian Retirement Trust’s Head of Investment Strategy and Head of Private Corporate Assets as they talk portfolios, investment decisions and the Covid-fuelled rise of the ‘meme stock’. On the show we’re peeking behind the curtain of our super investment team to see how they look after members’ money.  Join our host Anne Fuchs and Australian Retirement Trust’s Head of Investment Strategy and Head of Private Corporate Assets as they talk portfolios, investment decisions and the Covid-fuelled rise of the ‘meme stock’.  Listen to learn 🧑‍🏫:  why diversifying investments is important  how volatility and risk are different  why asset classes have different risk profiles  how innovation can fuel investment opportunities  Join our community of people keen to live their best retirement lives. Because the more you know about super, the more you can plan for your future. Subscribe to Super Insider now with the links below ⬇️.  FOLLOW SUPER INSIDER  Apple Podcasts - https://podcasts.apple.com/au/podcast...  Spotify - https://open.spotify.com/show/1aXYHWZ...   RECOMMENDATIONS  Australian Retirement Trust Risk profile quiz  https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz  Australian Retirement Trust’s new investment options menu  https://www.australianretirementtrust.com.au/investments/options  Past performance is not a reliable indicator of future performance.   This content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of Australian Retirement Trust ABN 60 905 115 063 (Fund or ART), Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975 as the trustee (Trustee) of the Fund, Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) (SFS) or QInvest Limited (ABN 35 063 511 580, AFSL 238274) (QIL). This general information does not take into account the investment objectives, financial situation or needs of any particular individual. Any advice given is provided by representatives of SFS or QIL, both wholly owned by the Trustee as an asset of ART. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. This information and the relevant products are issued by the Trustee of the Fund. While every effort is made to ensure the accuracy of the information presented in the content, to the extent the law permits, SFS, QIL, ART or the Trustee will not assume liability to any person for any error or omission in the content however caused. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/disclosure or call us on 1300 360 750 for a copy.  On the show we’re peeking behind the curtain of our super investment team to see how they look after members’ money. 

    Join our host Anne Fuchs and Australian Retirement Trust’s Head of Investment Strategy and Head of Private Corporate Assets as they talk portfolios, investment decisions and the Covid-fuelled rise of the ‘meme stock’. 

    Listen to learn 🧑‍🏫: 

    • why diversifying investments is important 
    • how volatility and risk are different 
    • why asset classes have different risk profiles 
    • how innovation can fuel investment opportunities 

    Join our community of people keen to live their best retirement lives. Because the more you know about super, the more you can plan for your future. Subscribe to Super Insider now with the links below ⬇️. 

    FOLLOW SUPER INSIDER 

    Apple Podcasts - https://podcasts.apple.com/au/podcast... 

    Spotify - https://open.spotify.com/show/1aXYHWZ...  

    RECOMMENDATIONS 

    Australian Retirement Trust Risk profile quiz 

    https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz 

    Australian Retirement Trust’s new investment options menu 

    https://www.australianretirementtrust.com.au/investments/options 

    Past performance is not a reliable indicator of future performance.  

    This content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of Australian Retirement Trust ABN 60 905 115 063 (Fund or ART), Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975 as the trustee (Trustee) of the Fund, Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) (SFS) or QInvest Limited (ABN 35 063 511 580, AFSL 238274) (QIL). This general information does not take into account the investment objectives, financial situation or needs of any particular individual. Any advice given is provided by representatives of SFS or QIL, both wholly owned by the Trustee as an asset of ART. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper.

    This information and the relevant products are issued by the Trustee of the Fund. While every effort is made to ensure the accuracy of the information presented in the content, to the extent the law permits, SFS, QIL, ART or the Trustee will not assume liability to any person for any error or omission in the content however caused. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/disclosure or call us on 1300 360 750 for a copy. 

    ]]>     1432 no     Is financial advice worth it? The power of planning for retirement In this insightful episode of Super Insider we deep dive into the world of financial advice and retirement planning with Garth Collingwood from River City Financial Planning. Join host Anne Fuchs as she chats with Garth about the most common concerns and misconceptions around professional financial advice.  Highlights  The number one question Garth gets asked and why the answer isn’t one-size-fits-all.  Why financial advice is for everyone, regardless of wealth.  The truth about the cost of financial planning.  Tips for how to approach retirement with confidence, even if you’re feeling overwhelmed.   GET IN TOUCH:  We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au  RECOMMENDATIONS  What types of financial advice are there?  https://www.australianretirementtrust.com.au/advice/options  To find a financial adviser who offers the right service for you   Financial Advice Association Australia. For tips on working with a financial adviser FOLLOW SUPER INSIDER  Apple Podcasts - https://podcasts.apple.com/au/podcast...  Spotify - https://open.spotify.com/show/1aXYHWZ...                                                                               CREDITS  Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.  Guest: Garth Collingwood, River City Financial Planning Principal and Senior Financial Planner.   Any advice given by Australian Retirement Trust is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. If you need financial advice about more than just your super, we may refer you to an accredited external financial adviser. Advice of this nature may incur a fee. You can find out more about financial advice options at https://www.australianretirementtrust.com.au/advice/options. Australian Retirement Trust has established a panel of accredited external financial advisers who are not employees in the Australian Retirement Trust group. Australian Retirement Trust is not responsible for the advice provided by these advisers and does not receive or pay any referral fees. These advisers will explain to you how their advice fees are determined.    Any advice given by the guest speaker is provided in their role as the authorised representative of Fintegrity Wealth Advisers Pty Ltd (ABN 89 653 321 487, AFSL 534971). The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee of Australian Retirement Trust. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, trustee of Australian Retirement Trust ABN 60 905 115 063. Any reference to “QSuper” is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  Mon, 29 Jul 2024 21:18:00 -0000 Is financial advice worth it? The power of planning for retirement full 24 Australian Retirement Trust In this insightful episode of Super Insider we deep dive into the world of financial advice and retirement planning with Garth Collingwood from River City Financial Planning. Join host Anne Fuchs as she chats with Garth about the most common concerns and misconceptions around professional financial advice. In this insightful episode of Super Insider we deep dive into the world of financial advice and retirement planning with Garth Collingwood from River City Financial Planning. Join host Anne Fuchs as she chats with Garth about the most common concerns and misconceptions around professional financial advice.  Highlights  The number one question Garth gets asked and why the answer isn’t one-size-fits-all.  Why financial advice is for everyone, regardless of wealth.  The truth about the cost of financial planning.  Tips for how to approach retirement with confidence, even if you’re feeling overwhelmed.   GET IN TOUCH:  We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au  RECOMMENDATIONS  What types of financial advice are there?  https://www.australianretirementtrust.com.au/advice/options  To find a financial adviser who offers the right service for you   Financial Advice Association Australia. For tips on working with a financial adviser FOLLOW SUPER INSIDER  Apple Podcasts - https://podcasts.apple.com/au/podcast...  Spotify - https://open.spotify.com/show/1aXYHWZ...                                                                               CREDITS  Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.  Guest: Garth Collingwood, River City Financial Planning Principal and Senior Financial Planner.   Any advice given by Australian Retirement Trust is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. If you need financial advice about more than just your super, we may refer you to an accredited external financial adviser. Advice of this nature may incur a fee. You can find out more about financial advice options at https://www.australianretirementtrust.com.au/advice/options. Australian Retirement Trust has established a panel of accredited external financial advisers who are not employees in the Australian Retirement Trust group. Australian Retirement Trust is not responsible for the advice provided by these advisers and does not receive or pay any referral fees. These advisers will explain to you how their advice fees are determined.    Any advice given by the guest speaker is provided in their role as the authorised representative of Fintegrity Wealth Advisers Pty Ltd (ABN 89 653 321 487, AFSL 534971). The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee of Australian Retirement Trust. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, trustee of Australian Retirement Trust ABN 60 905 115 063. Any reference to “QSuper” is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  In this insightful episode of Super Insider we deep dive into the world of financial advice and retirement planning with Garth Collingwood from River City Financial Planning. Join host Anne Fuchs as she chats with Garth about the most common concerns and misconceptions around professional financial advice. 

    Highlights 

    • The number one question Garth gets asked and why the answer isn’t one-size-fits-all. 
    • Why financial advice is for everyone, regardless of wealth. 
    • The truth about the cost of financial planning. 
    • Tips for how to approach retirement with confidence, even if you’re feeling overwhelmed.  


    GET IN TOUCH: 

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au 

    RECOMMENDATIONS 

    What types of financial advice are there? 

    https://www.australianretirementtrust.com.au/advice/options 

    To find a financial adviser who offers the right service for you  

    Financial Advice Association Australia.

    For tips on working with a financial adviser

    FOLLOW SUPER INSIDER 

    Apple Podcasts - https://podcasts.apple.com/au/podcast... 

    Spotify - https://open.spotify.com/show/1aXYHWZ...                                                                              

    CREDITS 

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. 

    Guest: Garth Collingwood, River City Financial Planning Principal and Senior Financial Planner. 

     Any advice given by Australian Retirement Trust is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. If you need financial advice about more than just your super, we may refer you to an accredited external financial adviser. Advice of this nature may incur a fee. You can find out more about financial advice options at https://www.australianretirementtrust.com.au/advice/options. Australian Retirement Trust has established a panel of accredited external financial advisers who are not employees in the Australian Retirement Trust group. Australian Retirement Trust is not responsible for the advice provided by these advisers and does not receive or pay any referral fees. These advisers will explain to you how their advice fees are determined.   

    Any advice given by the guest speaker is provided in their role as the authorised representative of Fintegrity Wealth Advisers Pty Ltd (ABN 89 653 321 487, AFSL 534971).

    The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee of Australian Retirement Trust. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, trustee of Australian Retirement Trust ABN 60 905 115 063. Any reference to “QSuper” is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

    ]]>     1092     Retire earlier: Superannuation contribution strategies In this Super Insider episode, we’ll cover how you may be able to retire earlier by adding extra money to your superannuation. Our experts will explain the different types of super contributions. Discover how small contributions can lead to significant growth, ways you may be able to reduce your taxable income and how the government co-contribution scheme supports low-income earners. You’ll also learn how downsizer contributions work, and why you might want to split your super with your spouse. Here's what’s covered: 2.27 What is the Super Guarantee? 3.54 What are before-tax contributions? 7.21 What are after-tax contributions? 10.21 What's the Federal Government co-contribution? 11.22 What are downsizer super contributions? 14.04 What are spouse super contributions? 14.50 What’s super splitting? 20.46 Where can I get more information? Join our community of people keen to live their best retirement life by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future. RECOMMENDATIONS Australian Retirement Trust Contributions Calculator ATO guidelines on concessional and non-concessional contributions IF YOU LIKED THIS EPISODE YOU MAY LIKE How much super you need to retire, and how to get it FOLLOW SUPER INSIDER Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ...                                                                              GET IN TOUCH:  We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au  CREDITS April Smith, Australian Retirement Trust Member Education Officer Kane Everingham, Australian Retirement Trust Team Leader Member Education Past performance is not a reliable indicator of future performance. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Tue, 02 Jul 2024 07:45:00 -0000 Retire earlier: Superannuation contribution strategies full 23 Australian Retirement Trust In this Super Insider episode, we’ll cover how you may be able to retire earlier by adding extra money to your superannuation. Our experts will explain the different types of super contributions. In this Super Insider episode, we’ll cover how you may be able to retire earlier by adding extra money to your superannuation. Our experts will explain the different types of super contributions. Discover how small contributions can lead to significant growth, ways you may be able to reduce your taxable income and how the government co-contribution scheme supports low-income earners. You’ll also learn how downsizer contributions work, and why you might want to split your super with your spouse. Here's what’s covered: 2.27 What is the Super Guarantee? 3.54 What are before-tax contributions? 7.21 What are after-tax contributions? 10.21 What's the Federal Government co-contribution? 11.22 What are downsizer super contributions? 14.04 What are spouse super contributions? 14.50 What’s super splitting? 20.46 Where can I get more information? Join our community of people keen to live their best retirement life by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future. RECOMMENDATIONS Australian Retirement Trust Contributions Calculator ATO guidelines on concessional and non-concessional contributions IF YOU LIKED THIS EPISODE YOU MAY LIKE How much super you need to retire, and how to get it FOLLOW SUPER INSIDER Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ...                                                                              GET IN TOUCH:  We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au  CREDITS April Smith, Australian Retirement Trust Member Education Officer Kane Everingham, Australian Retirement Trust Team Leader Member Education Past performance is not a reliable indicator of future performance. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. In this Super Insider episode, we’ll cover how you may be able to retire earlier by adding extra money to your superannuation. Our experts will explain the different types of super contributions. Discover how small contributions can lead to significant growth, ways you may be able to reduce your taxable income and how the government co-contribution scheme supports low-income earners. You’ll also learn how downsizer contributions work, and why you might want to split your super with your spouse.

    Here's what’s covered:

    2.27 What is the Super Guarantee?

    3.54 What are before-tax contributions?

    7.21 What are after-tax contributions?

    10.21 What's the Federal Government co-contribution?

    11.22 What are downsizer super contributions?

    14.04 What are spouse super contributions?

    14.50 What’s super splitting?

    20.46 Where can I get more information?

    Join our community of people keen to live their best retirement life by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future.

    RECOMMENDATIONS

    Australian Retirement Trust Contributions Calculator

    ATO guidelines on concessional and non-concessional contributions

    IF YOU LIKED THIS EPISODE YOU MAY LIKE

    How much super you need to retire, and how to get it

    FOLLOW SUPER INSIDER

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ...                                                                             

    GET IN TOUCH: 

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au 

    CREDITS

    April Smith, Australian Retirement Trust Member Education Officer

    Kane Everingham, Australian Retirement Trust Team Leader Member Education


    Past performance is not a reliable indicator of future performance.

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     1379 no     Investment markets, interest rates & superannuation changes In this episode, Australian Retirement Trust Chief Economist Brian Parker and Senior Manager of Education Joshua van Gestel, share their knowledge and insights on the current economic outlook including inflation, interest rates and potential investment opportunities.  They also cover:  how the recent Federal Budget affects your super   the state of interest rates and inflation, plus  why this year’s United States election may affect the global economy.  Host Anne Fuchs keeps the conversation lively, ensuring you leave with actionable insights.  Whether you are just starting your career, or nearing retirement, subscribe to Super Insider today and expand your super knowledge. You’ll find us wherever you get your podcasts.  PS. Don’t forget to share this with family and friends who might also benefit.    RECOMMENDATIONS  Budget 2024-24  https://budget.gov.au/index.htm    Parental leave super boost  https://qsuper.qld.gov.au/news-hub/articles/2024/05/14/21/38/parental-leave-super-boost    What’s changing in super from July 2024?  https://www.australianretirementtrust.com.au/learn/education-hub/1-july-2024-superannuation-changes    IF YOU LIKED THIS EPISODE YOU MAY LIKE  Is your superannuation on track?  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-20    How to choose your super options?  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-8    FOLLOW SUPER INSIDER Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ....     GET IN TOUCH We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au    CREDITS Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.   Guests: Brian Parker, Australian Retirement Trust Chief Economist and Joshua van Gestel, Australian Retirement Trust Senior Manager of Education.    Past performance is not a reliable indicator of future performance.  Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.   This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  Fri, 14 Jun 2024 00:02:48 -0000 Investment markets, interest rates & superannuation changes full 22 Australian Retirement Trust In this episode, Australian Retirement Trust Chief Economist Brian Parker and Senior Manager of Education Joshua van Gestel, share their knowledge and insights on the current economic outlook including inflation, interest rates and potential investment opportunities. In this episode, Australian Retirement Trust Chief Economist Brian Parker and Senior Manager of Education Joshua van Gestel, share their knowledge and insights on the current economic outlook including inflation, interest rates and potential investment opportunities.  They also cover:  how the recent Federal Budget affects your super   the state of interest rates and inflation, plus  why this year’s United States election may affect the global economy.  Host Anne Fuchs keeps the conversation lively, ensuring you leave with actionable insights.  Whether you are just starting your career, or nearing retirement, subscribe to Super Insider today and expand your super knowledge. You’ll find us wherever you get your podcasts.  PS. Don’t forget to share this with family and friends who might also benefit.    RECOMMENDATIONS  Budget 2024-24  https://budget.gov.au/index.htm    Parental leave super boost  https://qsuper.qld.gov.au/news-hub/articles/2024/05/14/21/38/parental-leave-super-boost    What’s changing in super from July 2024?  https://www.australianretirementtrust.com.au/learn/education-hub/1-july-2024-superannuation-changes    IF YOU LIKED THIS EPISODE YOU MAY LIKE  Is your superannuation on track?  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-20    How to choose your super options?  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-8    FOLLOW SUPER INSIDER Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ....     GET IN TOUCH We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au    CREDITS Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.   Guests: Brian Parker, Australian Retirement Trust Chief Economist and Joshua van Gestel, Australian Retirement Trust Senior Manager of Education.    Past performance is not a reliable indicator of future performance.  Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.   This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  In this episode, Australian Retirement Trust Chief Economist Brian Parker and Senior Manager of Education Joshua van Gestel, share their knowledge and insights on the current economic outlook including inflation, interest rates and potential investment opportunities. 

    They also cover: 

    • how the recent Federal Budget affects your super  
    • the state of interest rates and inflation, plus 
    • why this year’s United States election may affect the global economy. 


    Host Anne Fuchs keeps the conversation lively, ensuring you leave with actionable insights. 

    Whether you are just starting your career, or nearing retirement, subscribe to Super Insider today and expand your super knowledge. You’ll find us wherever you get your podcasts. 

    PS. Don’t forget to share this with family and friends who might also benefit. 

     

    RECOMMENDATIONS 

    Budget 2024-24 

    https://budget.gov.au/index.htm 

     

    Parental leave super boost 

    https://qsuper.qld.gov.au/news-hub/articles/2024/05/14/21/38/parental-leave-super-boost 

     

    What’s changing in super from July 2024? 

    https://www.australianretirementtrust.com.au/learn/education-hub/1-july-2024-superannuation-changes 

     

    IF YOU LIKED THIS EPISODE YOU MAY LIKE 

    Is your superannuation on track? 

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-20 

     

    How to choose your super options? 

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-8 

     

    FOLLOW SUPER INSIDER

    Apple Podcasts - https://podcasts.apple.com/au/podcast...  

    Spotify - https://open.spotify.com/show/1aXYHWZ....  

     

    GET IN TOUCH

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au 

     

    CREDITS

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.  

    Guests: Brian Parker, Australian Retirement Trust Chief Economist and Joshua van Gestel, Australian Retirement Trust Senior Manager of Education. 

     

    Past performance is not a reliable indicator of future performance. 

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

    ]]>     1318 no     Income in retirement - how to access your super Ever wonder what happens to your super after you retire? You’re not alone. In this episode of Super Insider, Australian Retirement Trust educators Ruth Weaver and Steven Fehring unpack the power of retirement income accounts – also known as account-based pensions – and how to turn your super into a reliable income stream once the pay checks stop.  Tune in to learn the simple rules and surprising benefits of these accounts, so you can plan a stress-free golden age with confidence.   Here's what’s covered:  01:38 What’s an income account?  02:23 What's the difference between superannuation and income accounts?  05:17 What are my payment options?  05:46 How much money do I have to take out?  07:08 How long is my super going to last?  08:34 What are the advantages of an income account?  9:56 Am I eligible to open an income account?  11:10 Can I change my mind?  11:52 Can I have a joint account?  13: 18 When can I open an income account?  14:15 How do I compare income accounts?  17:03 How much can I put into an income account?  17:39 What's the minimum drawdown amount?  18:55 Can I close an income account?  20.03 How do I open an income account?  Join our community of people keen to live their best retirement life by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future.  GET IN TOUCH:  We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au  RECOMMENDATIONS:  Moneysmart Retirement Planner  https://moneysmart.gov.au/retirement-income/retirement-planner  Australian Retirement Trust Retirement Calculator  www.australianretirementtrust.com.au/learn/tools/retirement-calculator#/personal-details/about-you  What’s the Retirement Bonus?  www.australianretirementtrust.com.au/retirement/getting-ready/income-accounts/retirement/bonus  FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1  CREDITS:  Ruth Weaver, Australian Retirement Trust Education Manager  Steven Fehring, Australian Retirement Trust Member Education Officer  Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.  This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.    Thu, 23 May 2024 23:18:00 -0000 Income in retirement - how to access your super full 21 Australian Retirement Trust Ever wonder what happens to your superannuation after you retire? You’re not alone. In this episode we unpack the power of retirement income accounts – also known as account-based pensions – and how to turn your super into a reliable income stream once the pay checks stop. Ever wonder what happens to your super after you retire? You’re not alone. In this episode of Super Insider, Australian Retirement Trust educators Ruth Weaver and Steven Fehring unpack the power of retirement income accounts – also known as account-based pensions – and how to turn your super into a reliable income stream once the pay checks stop.  Tune in to learn the simple rules and surprising benefits of these accounts, so you can plan a stress-free golden age with confidence.   Here's what’s covered:  01:38 What’s an income account?  02:23 What's the difference between superannuation and income accounts?  05:17 What are my payment options?  05:46 How much money do I have to take out?  07:08 How long is my super going to last?  08:34 What are the advantages of an income account?  9:56 Am I eligible to open an income account?  11:10 Can I change my mind?  11:52 Can I have a joint account?  13: 18 When can I open an income account?  14:15 How do I compare income accounts?  17:03 How much can I put into an income account?  17:39 What's the minimum drawdown amount?  18:55 Can I close an income account?  20.03 How do I open an income account?  Join our community of people keen to live their best retirement life by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future.  GET IN TOUCH:  We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au  RECOMMENDATIONS:  Moneysmart Retirement Planner  https://moneysmart.gov.au/retirement-income/retirement-planner  Australian Retirement Trust Retirement Calculator  www.australianretirementtrust.com.au/learn/tools/retirement-calculator#/personal-details/about-you  What’s the Retirement Bonus?  www.australianretirementtrust.com.au/retirement/getting-ready/income-accounts/retirement/bonus  FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1  CREDITS:  Ruth Weaver, Australian Retirement Trust Education Manager  Steven Fehring, Australian Retirement Trust Member Education Officer  Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.  This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.    Ever wonder what happens to your super after you retire? You’re not alone. In this episode of Super Insider, Australian Retirement Trust educators Ruth Weaver and Steven Fehring unpack the power of retirement income accounts – also known as account-based pensions – and how to turn your super into a reliable income stream once the pay checks stop. 

    Tune in to learn the simple rules and surprising benefits of these accounts, so you can plan a stress-free golden age with confidence.  

    Here's what’s covered: 

    01:38 What’s an income account? 

    02:23 What's the difference between superannuation and income accounts? 

    05:17 What are my payment options? 

    05:46 How much money do I have to take out? 

    07:08 How long is my super going to last? 

    08:34 What are the advantages of an income account? 

    9:56 Am I eligible to open an income account? 

    11:10 Can I change my mind? 

    11:52 Can I have a joint account? 

    13: 18 When can I open an income account? 

    14:15 How do I compare income accounts? 

    17:03 How much can I put into an income account? 

    17:39 What's the minimum drawdown amount? 

    18:55 Can I close an income account? 

    20.03 How do I open an income account? 

    Join our community of people keen to live their best retirement life by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future. 

    GET IN TOUCH: 

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au 

    RECOMMENDATIONS: 

    Moneysmart Retirement Planner 

    https://moneysmart.gov.au/retirement-income/retirement-planner 

    Australian Retirement Trust Retirement Calculator 

    www.australianretirementtrust.com.au/learn/tools/retirement-calculator#/personal-details/about-you 

    What’s the Retirement Bonus? 

    www.australianretirementtrust.com.au/retirement/getting-ready/income-accounts/retirement/bonus 

    FOLLOW SUPER INSIDER  

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1 

    CREDITS: 

    Ruth Weaver, Australian Retirement Trust Education Manager 

    Steven Fehring, Australian Retirement Trust Member Education Officer 

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. 

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

     

    ]]>     1359 no     Is your superannuation on track? 6 steps to awaken your super Is your superannuation on track? Did you know 55% of Australians aren’t sure they’ll have enough super by the time they retire? (2) Research shows you could be better off in retirement if you get on top of your super now. (3) In this episode, Australian Retirement Trust education leaders Ruth Weaver and Joshua van Gestel discuss:   how to check your super is on track   why it’s essential to understand your ‘super style’    ways to unleash your super’s potential  tools that can help you take the next steps with your super   #Superannution #Retirement #Super  IF YOU LIKED THIS EPISODE YOU MAY LIKE:   Super 101: Your questions answered   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/episode-14   Our top 10 retirement questions answered   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/episode-16   RECOMMENDATIONS:   Awaken your super   https://www.australianretirementtrust.com.au/superannuation/awaken-your-super  FOLLOW SUPER INSIDER  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1   GET IN TOUCH:   We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au                                                                              CREDITS:   Host: Joshua van Gestel, Australian Retirement Trust Senior Manager, Education   Guest: Ruth Weaver, Australian Retirement Trust Education Manager   Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.  This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.   Before you consolidate your super, please consider if the timing is right to bring your super together, and if you will lose access to benefits such as insurance or pension options, or if there are any fee or tax implications.  Past performance is not a reliable indicator of future performance.  Investment Trends 2022 Super Member Engagement Report, page 107  2. ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2022.  3. Superannuation: Assessing Efficiency and Competitiveness report 2018 Productivity Commission Fri, 03 May 2024 04:09:00 -0000 Is your superannuation on track? 6 steps to awaken your super full 20 Australian Retirement Trust Did you know 55% of Australians aren’t sure they’ll have enough super by the time they retire? In this episode, learn how to check your super is on track and ways to unleash your super’s potential. Is your superannuation on track? Did you know 55% of Australians aren’t sure they’ll have enough super by the time they retire? (2) Research shows you could be better off in retirement if you get on top of your super now. (3) In this episode, Australian Retirement Trust education leaders Ruth Weaver and Joshua van Gestel discuss:   how to check your super is on track   why it’s essential to understand your ‘super style’    ways to unleash your super’s potential  tools that can help you take the next steps with your super   #Superannution #Retirement #Super  IF YOU LIKED THIS EPISODE YOU MAY LIKE:   Super 101: Your questions answered   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/episode-14   Our top 10 retirement questions answered   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/episode-16   RECOMMENDATIONS:   Awaken your super   https://www.australianretirementtrust.com.au/superannuation/awaken-your-super  FOLLOW SUPER INSIDER  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1   GET IN TOUCH:   We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au                                                                              CREDITS:   Host: Joshua van Gestel, Australian Retirement Trust Senior Manager, Education   Guest: Ruth Weaver, Australian Retirement Trust Education Manager   Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.  This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.   Before you consolidate your super, please consider if the timing is right to bring your super together, and if you will lose access to benefits such as insurance or pension options, or if there are any fee or tax implications.  Past performance is not a reliable indicator of future performance.  Investment Trends 2022 Super Member Engagement Report, page 107  2. ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2022.  3. Superannuation: Assessing Efficiency and Competitiveness report 2018 Productivity Commission Is your superannuation on track? Did you know 55% of Australians aren’t sure they’ll have enough super by the time they retire? (2)

    Research shows you could be better off in retirement if you get on top of your super now. (3)

    In this episode, Australian Retirement Trust education leaders Ruth Weaver and Joshua van Gestel discuss:  

    • how to check your super is on track  
    • why it’s essential to understand your ‘super style’   
    • ways to unleash your super’s potential 
    • tools that can help you take the next steps with your super  


    #Superannution #Retirement #Super 

    IF YOU LIKED THIS EPISODE YOU MAY LIKE:  

    Super 101: Your questions answered  

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/episode-14  

    Our top 10 retirement questions answered  

    https://www.australianretirementtrust.com.au/learn/super-insider-podcast/episode-16  

    RECOMMENDATIONS:  

    Awaken your super  

    https://www.australianretirementtrust.com.au/superannuation/awaken-your-super 

    FOLLOW SUPER INSIDER 

    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388  

    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1  

    GET IN TOUCH:  

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover on future episodes. Please email us at podcast@art.com.au                                                                             

    CREDITS:  

    Host: Joshua van Gestel, Australian Retirement Trust Senior Manager, Education  

    Guest: Ruth Weaver, Australian Retirement Trust Education Manager  

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. 

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  

    Before you consolidate your super, please consider if the timing is right to bring your super together, and if you will lose access to benefits such as insurance or pension options, or if there are any fee or tax implications. 

    Past performance is not a reliable indicator of future performance. 

    Investment Trends 2022 Super Member Engagement Report, page 107 

    2. ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2022. 

    3. Superannuation: Assessing Efficiency and Competitiveness report 2018 Productivity Commission

    ]]>     1222     How to save tax using your superannuation Get ready for the end of the financial year with Super Insider. Host Anne Fuchs and guest Steven Fehring share some great ways you could grow your superannuation and save on tax. Here’s a sneak peek of what you’ll learn:  why putting money into super could help you pay less tax  what salary is sacrifice and how it works  how to claim a tax deduction on personal super contributions  Remember, the more you know about superannuation, the more you can plan for your future. Subscribe to Super Insider now.  IF YOU LIKED THIS EPISODE YOU MAY LIKE: Can I use my super to buy a house? https://www.australianretirementtrust... How much do I need to retire, and how to get it. https://www.australianretirementtrust... RECOMMENDATIONS: Australian Taxation Office - Caps, limits, and tax on super contributions https://www.ato.gov.au/individuals-an... https://www.ato.gov.au/individuals-an... Money Smart – Tax and super https://moneysmart.gov.au/how-super-w... Australian Retirement Trust – Reportable super contributions https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. Guest: Steven Fehring, Australian Retirement Trust Member Education Officer Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Marginal tax rates in this episode include the medicare levy of 2%. Tax rates may change in the future. See ato.gov.au for more information. Contribution rules and limits may change in the future. Eligibility and conditions apply. See ato.gov.au for more information. Wed, 10 Apr 2024 22:29:00 -0000 How to save tax using your superannuation full 19 Australian Retirement Trust Host Anne Fuchs and guest Steven Fehring share some great ways you could grow your superannuation and save on tax. Get ready for the end of the financial year with Super Insider. Host Anne Fuchs and guest Steven Fehring share some great ways you could grow your superannuation and save on tax. Here’s a sneak peek of what you’ll learn:  why putting money into super could help you pay less tax  what salary is sacrifice and how it works  how to claim a tax deduction on personal super contributions  Remember, the more you know about superannuation, the more you can plan for your future. Subscribe to Super Insider now.  IF YOU LIKED THIS EPISODE YOU MAY LIKE: Can I use my super to buy a house? https://www.australianretirementtrust... How much do I need to retire, and how to get it. https://www.australianretirementtrust... RECOMMENDATIONS: Australian Taxation Office - Caps, limits, and tax on super contributions https://www.ato.gov.au/individuals-an... https://www.ato.gov.au/individuals-an... Money Smart – Tax and super https://moneysmart.gov.au/how-super-w... Australian Retirement Trust – Reportable super contributions https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. Guest: Steven Fehring, Australian Retirement Trust Member Education Officer Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Marginal tax rates in this episode include the medicare levy of 2%. Tax rates may change in the future. See ato.gov.au for more information. Contribution rules and limits may change in the future. Eligibility and conditions apply. See ato.gov.au for more information. Get ready for the end of the financial year with Super Insider. Host Anne Fuchs and guest Steven Fehring share some great ways you could grow your superannuation and save on tax. Here’s a sneak peek of what you’ll learn: 

    • why putting money into super could help you pay less tax 
    • what salary is sacrifice and how it works 
    • how to claim a tax deduction on personal super contributions 

    Remember, the more you know about superannuation, the more you can plan for your future. Subscribe to Super Insider now. 

    IF YOU LIKED THIS EPISODE YOU MAY LIKE:

    Can I use my super to buy a house?

    https://www.australianretirementtrust...

    How much do I need to retire, and how to get it.

    https://www.australianretirementtrust...

    RECOMMENDATIONS:

    Australian Taxation Office - Caps, limits, and tax on super contributions

    https://www.ato.gov.au/individuals-an...

    https://www.ato.gov.au/individuals-an...

    Money Smart – Tax and super

    https://moneysmart.gov.au/how-super-w...

    Australian Retirement Trust – Reportable super contributions

    https://www.australianretirementtrust...

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.

    Guest: Steven Fehring, Australian Retirement Trust Member Education Officer

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    Marginal tax rates in this episode include the medicare levy of 2%. Tax rates may change in the future. See ato.gov.au for more information.

    Contribution rules and limits may change in the future. Eligibility and conditions apply. See ato.gov.au for more information.

    ]]>     494 no     Women’s edition: Super steps – taking charge of your financial freedom In this special episode we shed light on the importance of women taking control of their financial futures and superannuation. From practical tips like consolidating superannuation funds and maximising contributions, to navigating life events such as transitioning to retirement, this episode shares details to make informed decisions about your financial future. Join the conversation as we encourage women to prioritise their financial security and inspire confidence in achieving retirement goals. Subscribe to Super Insider now and start your journey towards financial freedom. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: Super 101 – your questions answered https://www.australianretirementtrust... How to make your money last through retirement https://www.australianretirementtrust... RECOMMENDATIONS: ASFA Retirement standard https://www.superannuation.asn.au/res... Moneysmart Budget planner https://moneysmart.gov.au/budgeting/b... ART superannuation calculators and retirement forecasting https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guests: Ronda Lewis, Australian Retirement Trust Member Education Officer Tara Richards, Australian Retirement Trust Team Leader, Advice Delivery Before you consolidate check if you’ll lose benefits like insurance or pension options before you rollover super to the one fund. Or if there are any tax impacts. Past performance is not a reliable indicator of future performance. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Wed, 06 Mar 2024 09:01:00 -0000 Women’s edition: Super steps – taking charge of your financial freedom full 18 Australian Retirement Trust Join the conversation as we encourage women to prioritise their financial security and inspire confidence in achieving retirement goals. In this special episode we shed light on the importance of women taking control of their financial futures and superannuation. From practical tips like consolidating superannuation funds and maximising contributions, to navigating life events such as transitioning to retirement, this episode shares details to make informed decisions about your financial future. Join the conversation as we encourage women to prioritise their financial security and inspire confidence in achieving retirement goals. Subscribe to Super Insider now and start your journey towards financial freedom. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: Super 101 – your questions answered https://www.australianretirementtrust... How to make your money last through retirement https://www.australianretirementtrust... RECOMMENDATIONS: ASFA Retirement standard https://www.superannuation.asn.au/res... Moneysmart Budget planner https://moneysmart.gov.au/budgeting/b... ART superannuation calculators and retirement forecasting https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guests: Ronda Lewis, Australian Retirement Trust Member Education Officer Tara Richards, Australian Retirement Trust Team Leader, Advice Delivery Before you consolidate check if you’ll lose benefits like insurance or pension options before you rollover super to the one fund. Or if there are any tax impacts. Past performance is not a reliable indicator of future performance. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. In this special episode we shed light on the importance of women taking control of their financial futures and superannuation. From practical tips like consolidating superannuation funds and maximising contributions, to navigating life events such as transitioning to retirement, this episode shares details to make informed decisions about your financial future.

    Join the conversation as we encourage women to prioritise their financial security and inspire confidence in achieving retirement goals. Subscribe to Super Insider now and start your journey towards financial freedom.

    #Superannuation #Retirement #Super

    IF YOU LIKED THIS EPISODE YOU MAY LIKE:

    Super 101 – your questions answered https://www.australianretirementtrust...

    How to make your money last through retirement https://www.australianretirementtrust...

    RECOMMENDATIONS:

    ASFA Retirement standard https://www.superannuation.asn.au/res...

    Moneysmart Budget planner https://moneysmart.gov.au/budgeting/b...

    ART superannuation calculators and retirement forecasting https://www.australianretirementtrust...

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guests: Ronda Lewis, Australian Retirement Trust Member Education Officer

    Tara Richards, Australian Retirement Trust Team Leader, Advice Delivery

    Before you consolidate check if you’ll lose benefits like insurance or pension options before you rollover super to the one fund. Or if there are any tax impacts.

    Past performance is not a reliable indicator of future performance.

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     1329 no     Investment market outlook - what’s in store for 2024 The economic landscape will keep shifting this year according to many experts. Super Insider is here to help make sense of it all and what it may mean for you. Join us as we tap into the expertise of our Chief Economist Brian Parker, as he tackles questions like: · How is the economic cycle changing? · Will we see an end to the global supply chain disruptions? · What’s the future for inflation and interest rates? Get set for an insightful chat about Australia’s economic outlook for the year ahead. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: How to choose your super investment options https://www.australianretirementtrust... How much super you need to retire, and how to get it https://www.australianretirementtrust... RECOMMENDATIONS: Australian Retirement Trust market update and news https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest: Brian Parker, Australian Retirement Trust Chief Economist  Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Wed, 28 Feb 2024 05:52:00 -0000 Investment market outlook - what’s in store for 2024 full 17 Australian Retirement Trust The economic landscape will keep shifting this year according to many experts. Join us as we tap into the expertise of our Chief Economist, Brian Parker for an insightful chat about Australia’s economic outlook for the year ahead. The economic landscape will keep shifting this year according to many experts. Super Insider is here to help make sense of it all and what it may mean for you. Join us as we tap into the expertise of our Chief Economist Brian Parker, as he tackles questions like: · How is the economic cycle changing? · Will we see an end to the global supply chain disruptions? · What’s the future for inflation and interest rates? Get set for an insightful chat about Australia’s economic outlook for the year ahead. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: How to choose your super investment options https://www.australianretirementtrust... How much super you need to retire, and how to get it https://www.australianretirementtrust... RECOMMENDATIONS: Australian Retirement Trust market update and news https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest: Brian Parker, Australian Retirement Trust Chief Economist  Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. The economic landscape will keep shifting this year according to many experts. Super Insider is here to help make sense of it all and what it may mean for you. Join us as we tap into the expertise of our Chief Economist Brian Parker, as he tackles questions like:

    · How is the economic cycle changing?

    · Will we see an end to the global supply chain disruptions?

    · What’s the future for inflation and interest rates?

    Get set for an insightful chat about Australia’s economic outlook for the year ahead.

    #Superannuation #Retirement #Super

    IF YOU LIKED THIS EPISODE YOU MAY LIKE:

    How to choose your super investment options https://www.australianretirementtrust...

    How much super you need to retire, and how to get it https://www.australianretirementtrust...

    RECOMMENDATIONS:

    Australian Retirement Trust market update and news https://www.australianretirementtrust...

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ...

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guest: Brian Parker, Australian Retirement Trust Chief Economist 

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     878 no     Our top 10 retirement questions answered Retirement is a phase of life that many of us eagerly look forward to. It’s a time to slow down, relax, and pursue our passions. But with the rising cost of living, it’s essential to make sure that our retirement savings can fund the life we’ve been dreaming about. In the second instalment of our new Q&A series, Australian Retirement Trust Member Education teammates April Smith and Kane Everingham answer our top 10 most asked retirement questions and provide valuable insights and tips to help you retire well with confidence. So, whether you’re just starting to plan for retirement, or already in the thick of it, watch or listen now to learn how to make the most of your super and enjoy the retirement you deserve. #Superannuation #Retirement #Super QUESTIONS 1:40 What age can I retire? 3:33 How much super do I need to retire? 7:23 How do I know if I’m on track? 9:33 What can I do if I’m not on track? 9:40 What are some ways I can grow my super? 10:53 What rules are there for accessing your super? 12:21 Should I fully retire or semi-retire? 14:25 How does a transition to retirement account work? 15:47 What’s a transition to retirement strategy? 17:02 Is it easy to plan your retirement yourself? 18:28 (Bonus question) Where to next? RECOMMENDATIONS: Association of Superannuation Funds of Australia Retirement Standard via SuperGuru.com.au https://www.superguru.com.au/retiring... Australian Retirement Trust Retirement Forecaster https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guests: April Smith, Member Education Officer Kane Everingham, Team Leader Member Education Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Mon, 22 Jan 2024 23:45:00 -0000 Our top 10 retirement questions answered full 16 Australian Retirement Trust In the second instalment of our new Q&A series, we answer our top 10 most asked retirement questions and provide valuable insights and tips to help you retire well with confidence. Retirement is a phase of life that many of us eagerly look forward to. It’s a time to slow down, relax, and pursue our passions. But with the rising cost of living, it’s essential to make sure that our retirement savings can fund the life we’ve been dreaming about. In the second instalment of our new Q&A series, Australian Retirement Trust Member Education teammates April Smith and Kane Everingham answer our top 10 most asked retirement questions and provide valuable insights and tips to help you retire well with confidence. So, whether you’re just starting to plan for retirement, or already in the thick of it, watch or listen now to learn how to make the most of your super and enjoy the retirement you deserve. #Superannuation #Retirement #Super QUESTIONS 1:40 What age can I retire? 3:33 How much super do I need to retire? 7:23 How do I know if I’m on track? 9:33 What can I do if I’m not on track? 9:40 What are some ways I can grow my super? 10:53 What rules are there for accessing your super? 12:21 Should I fully retire or semi-retire? 14:25 How does a transition to retirement account work? 15:47 What’s a transition to retirement strategy? 17:02 Is it easy to plan your retirement yourself? 18:28 (Bonus question) Where to next? RECOMMENDATIONS: Association of Superannuation Funds of Australia Retirement Standard via SuperGuru.com.au https://www.superguru.com.au/retiring... Australian Retirement Trust Retirement Forecaster https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guests: April Smith, Member Education Officer Kane Everingham, Team Leader Member Education Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Retirement is a phase of life that many of us eagerly look forward to. It’s a time to slow down, relax, and pursue our passions. But with the rising cost of living, it’s essential to make sure that our retirement savings can fund the life we’ve been dreaming about. In the second instalment of our new Q&A series, Australian Retirement Trust Member Education teammates April Smith and Kane Everingham answer our top 10 most asked retirement questions and provide valuable insights and tips to help you retire well with confidence.

    So, whether you’re just starting to plan for retirement, or already in the thick of it, watch or listen now to learn how to make the most of your super and enjoy the retirement you deserve.

    #Superannuation #Retirement #Super

    QUESTIONS

    1:40 What age can I retire?

    3:33 How much super do I need to retire?

    7:23 How do I know if I’m on track?

    9:33 What can I do if I’m not on track?

    9:40 What are some ways I can grow my super?

    10:53 What rules are there for accessing your super?

    12:21 Should I fully retire or semi-retire?

    14:25 How does a transition to retirement account work?

    15:47 What’s a transition to retirement strategy?

    17:02 Is it easy to plan your retirement yourself?

    18:28 (Bonus question) Where to next?

    RECOMMENDATIONS:

    Association of Superannuation Funds of Australia Retirement Standard via SuperGuru.com.au https://www.superguru.com.au/retiring...

    Australian Retirement Trust Retirement Forecaster https://www.australianretirementtrust...

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guests: April Smith, Member Education Officer

    Kane Everingham, Team Leader Member Education

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     1177 no     Self-managed super funds (SMSFs) or regular superannuation? If you’re thinking about opening a self-managed super fund (SMSF), check out this episode to learn some common SMSF misconceptions and how the product compares against regular superannuation funds. During the episode our host, Anne Fuchs and Australian Retirement Trust National Education Manager, Joshua van Gestel discuss: • some of the differences between a SMSF and a regular super fund • potential costs and work involved with a SMSF • considerations of a SMSF • benefits of a regular super fund #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE, YOU MAY LIKE: How to choose your super investments https://www.australianretirementtrust... Can I use my super to buy a house? https://www.australianretirementtrust... RECOMMENDATIONS: Self-managed super funds https://www.australianretirementtrust... What is a self-managed super fund? https://www.australianretirementtrust... Winding up an SMSF https://www.australianretirementtrust...  FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guests: Joshua van Gestel, Australian Retirement Trust National Education Manager Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Wed, 10 Jan 2024 22:44:00 -0000 Self-managed super funds (SMSFs) or regular superannuation? full 15 Australian Retirement Trust If you’re thinking about opening a self-managed super fund (SMSF), check out this episode to learn some common SMSF misconceptions and how the product compares against regular superannuation funds. If you’re thinking about opening a self-managed super fund (SMSF), check out this episode to learn some common SMSF misconceptions and how the product compares against regular superannuation funds. During the episode our host, Anne Fuchs and Australian Retirement Trust National Education Manager, Joshua van Gestel discuss: • some of the differences between a SMSF and a regular super fund • potential costs and work involved with a SMSF • considerations of a SMSF • benefits of a regular super fund #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE, YOU MAY LIKE: How to choose your super investments https://www.australianretirementtrust... Can I use my super to buy a house? https://www.australianretirementtrust... RECOMMENDATIONS: Self-managed super funds https://www.australianretirementtrust... What is a self-managed super fund? https://www.australianretirementtrust... Winding up an SMSF https://www.australianretirementtrust...  FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guests: Joshua van Gestel, Australian Retirement Trust National Education Manager Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. If you’re thinking about opening a self-managed super fund (SMSF), check out this episode to learn some common SMSF misconceptions and how the product compares against regular superannuation funds. During the episode our host, Anne Fuchs and Australian Retirement Trust National Education Manager, Joshua van Gestel discuss:

    • some of the differences between a SMSF and a regular super fund

    • potential costs and work involved with a SMSF

    • considerations of a SMSF

    • benefits of a regular super fund

    #Superannuation #Retirement #Super

    IF YOU LIKED THIS EPISODE, YOU MAY LIKE:

    How to choose your super investments https://www.australianretirementtrust...

    Can I use my super to buy a house? https://www.australianretirementtrust...

    RECOMMENDATIONS:

    Self-managed super funds https://www.australianretirementtrust...

    What is a self-managed super fund? https://www.australianretirementtrust...

    Winding up an SMSF https://www.australianretirementtrust...

     FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guests: Joshua van Gestel, Australian Retirement Trust National Education Manager

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     847 no     Super 101: your questions answered We have a new addition to Super Insider: our new Q&A episodes. These quick-fire sessions answer our most frequently asked questions and share practical tips and insider knowledge to help you get the most from your superannuation. #Superannuation #Retirement #Super QUESTIONS 0:01:39 How does superannuation work? 0:04:01 What are the benefits of combining my super? 0:05:36 How can I compare super funds? 0:09:22 How do I choose the right investment option? 0:11:50 When is preservation age and when can I access my super? 0:13:24 What happens to my super when I die? 0:15:27 How and how often should I be engaging with my super? IF YOU LIKED THIS EPISODE, YOU MAY LIKE: Transition to retirement – your guide to accessing your super while still at work https://www.australianretirementtrust... What happens to super when you die? https://www.australianretirementtrust... RECOMMENDATIONS: MoneySmart: Choosing a super fund https://moneysmart.gov.au/how-super-w... Nominate a beneficiary https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guests: April Smith, Member Education Officer Kane Everingham, Team Leader Member Education Before you consolidate your super, please consider if the timing is right and if you will lose benefits such as insurance or pension options, or if there are any tax implications. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Sun, 10 Dec 2023 21:06:00 -0000 Super 101: your questions answered full 14 Australian Retirement Trust In this episode, we answer our most frequently asked questions and share practical tips and insider knowledge to help you get the most from your superannuation. We have a new addition to Super Insider: our new Q&A episodes. These quick-fire sessions answer our most frequently asked questions and share practical tips and insider knowledge to help you get the most from your superannuation. #Superannuation #Retirement #Super QUESTIONS 0:01:39 How does superannuation work? 0:04:01 What are the benefits of combining my super? 0:05:36 How can I compare super funds? 0:09:22 How do I choose the right investment option? 0:11:50 When is preservation age and when can I access my super? 0:13:24 What happens to my super when I die? 0:15:27 How and how often should I be engaging with my super? IF YOU LIKED THIS EPISODE, YOU MAY LIKE: Transition to retirement – your guide to accessing your super while still at work https://www.australianretirementtrust... What happens to super when you die? https://www.australianretirementtrust... RECOMMENDATIONS: MoneySmart: Choosing a super fund https://moneysmart.gov.au/how-super-w... Nominate a beneficiary https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guests: April Smith, Member Education Officer Kane Everingham, Team Leader Member Education Before you consolidate your super, please consider if the timing is right and if you will lose benefits such as insurance or pension options, or if there are any tax implications. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. We have a new addition to Super Insider: our new Q&A episodes. These quick-fire sessions answer our most frequently asked questions and share practical tips and insider knowledge to help you get the most from your superannuation.

    #Superannuation #Retirement #Super

    QUESTIONS

    0:01:39 How does superannuation work?

    0:04:01 What are the benefits of combining my super?

    0:05:36 How can I compare super funds?

    0:09:22 How do I choose the right investment option?

    0:11:50 When is preservation age and when can I access my super?

    0:13:24 What happens to my super when I die?

    0:15:27 How and how often should I be engaging with my super?

    IF YOU LIKED THIS EPISODE, YOU MAY LIKE:

    Transition to retirement – your guide to accessing your super while still at work https://www.australianretirementtrust...

    What happens to super when you die? https://www.australianretirementtrust...

    RECOMMENDATIONS:

    MoneySmart: Choosing a super fund https://moneysmart.gov.au/how-super-w...

    Nominate a beneficiary https://www.australianretirementtrust...

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guests: April Smith, Member Education Officer

    Kane Everingham, Team Leader Member Education

    Before you consolidate your super, please consider if the timing is right and if you will lose benefits such as insurance or pension options, or if there are any tax implications.

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     1011 no     The economy, market volatility and your superannuation A lot has happened on the global stage since our host, Anne Fuchs, and Chief Economist Brian Parker caught up in August. In this episode, Anne and Brian examine how geopolitical conflicts could affect world economies, the future of inflation and interest rates, and the importance of making informed investment decisions during market fluctuations. Stay informed with this must-listen episode. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: How to choose your super investment options - https://www.australianretirementtrust... How to make your money last through retirement - https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ....   GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest: Brian Parker, Australian Retirement Trust Chief Economist Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.   This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Mon, 27 Nov 2023 23:45:00 -0000 The economy, market volatility and your superannuation full 13 Australian Retirement Trust In this episode, we examine how geopolitical conflicts could affect world economies, the future of inflation and interest rates, and the importance of making informed investment decisions during market fluctuations. A lot has happened on the global stage since our host, Anne Fuchs, and Chief Economist Brian Parker caught up in August. In this episode, Anne and Brian examine how geopolitical conflicts could affect world economies, the future of inflation and interest rates, and the importance of making informed investment decisions during market fluctuations. Stay informed with this must-listen episode. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: How to choose your super investment options - https://www.australianretirementtrust... How to make your money last through retirement - https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ....   GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest: Brian Parker, Australian Retirement Trust Chief Economist Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.   This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. A lot has happened on the global stage since our host, Anne Fuchs, and Chief Economist Brian Parker caught up in August. In this episode, Anne and Brian examine how geopolitical conflicts could affect world economies, the future of inflation and interest rates, and the importance of making informed investment decisions during market fluctuations. Stay informed with this must-listen episode.

    #Superannuation #Retirement #Super

    IF YOU LIKED THIS EPISODE YOU MAY LIKE:

    How to choose your super investment options - https://www.australianretirementtrust...

    How to make your money last through retirement - https://www.australianretirementtrust...

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....  

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guest: Brian Parker, Australian Retirement Trust Chief Economist

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.  

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     1029 no     Protecting your superannuation from scams and fraud It’s no secret that the internet has revolutionised the way we handle our finances, but it’s also opened the door to scams and fraudulent activities. And when it comes to our hard-earned retirement savings, most of us can’t afford to take any chances. In this episode, join our host Anne Fuchs and Australian Retirement Trust’s Manager of Financial Crimes, Rebecca Mallett and Chief Technology Officer Rod Greenaway as they discuss financial scams, how to spot them and how to keep your superannuation investment and information safe. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: Five easy ways to grow your super today https://www.australianretirementtrust... What happens to super when you die? https://www.australianretirementtrust... RECOMMENDATIONS: Learn more about keeping your super safe on our Protect yourself against fraud https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest speakers: Australian Retirement Trust Manager of Financial Crimes, Rebecca Mallet, and Chief Technology Officer Rod Greenaway. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Wed, 11 Oct 2023 06:13:00 -0000 Protecting your superannuation from scams and fraud full 12 Australian Retirement Trust In this episode, join our host Anne Fuchs and Australian Retirement Trust’s Manager of Financial Crimes, Rebecca Mallett and Chief Technology Officer Rod Greenaway as they discuss financial scams, how to spot them and how to keep your superannuation investment and information safe. It’s no secret that the internet has revolutionised the way we handle our finances, but it’s also opened the door to scams and fraudulent activities. And when it comes to our hard-earned retirement savings, most of us can’t afford to take any chances. In this episode, join our host Anne Fuchs and Australian Retirement Trust’s Manager of Financial Crimes, Rebecca Mallett and Chief Technology Officer Rod Greenaway as they discuss financial scams, how to spot them and how to keep your superannuation investment and information safe. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: Five easy ways to grow your super today https://www.australianretirementtrust... What happens to super when you die? https://www.australianretirementtrust... RECOMMENDATIONS: Learn more about keeping your super safe on our Protect yourself against fraud https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest speakers: Australian Retirement Trust Manager of Financial Crimes, Rebecca Mallet, and Chief Technology Officer Rod Greenaway. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. It’s no secret that the internet has revolutionised the way we handle our finances, but it’s also opened the door to scams and fraudulent activities. And when it comes to our hard-earned retirement savings, most of us can’t afford to take any chances. In this episode, join our host Anne Fuchs and Australian Retirement Trust’s Manager of Financial Crimes, Rebecca Mallett and Chief Technology Officer Rod Greenaway as they discuss financial scams, how to spot them and how to keep your superannuation investment and information safe.

    #Superannuation #Retirement #Super

    IF YOU LIKED THIS EPISODE YOU MAY LIKE:

    Five easy ways to grow your super today https://www.australianretirementtrust...

    What happens to super when you die? https://www.australianretirementtrust...

    RECOMMENDATIONS:

    Learn more about keeping your super safe on our Protect yourself against fraud https://www.australianretirementtrust...

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guest speakers: Australian Retirement Trust Manager of Financial Crimes, Rebecca Mallet, and Chief Technology Officer Rod Greenaway.

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     772 no     How to make your money last through retirement Retirement is a major milestone in most people’s lives. But making sure that our money lasts throughout retirement can be a worry, and sometimes even a challenge. Don’t miss Australian Retirement Trust’s Senior Manager of Advice Delivery, Luke Caruana in conversation with host Anne Fuchs as they discuss how much superannuation is needed to retire comfortably, options for accessing your super in retirement and what you can do to help make your super last. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: How much super you need to retire - and how to get it https://www.australianretirementtrust... Transition to retirement – your guide to accessing your superannuation while still at work https://www.australianretirementtrust... Read more about downsizer contributions: https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest: Luke Caruana, Australian Retirement Trust Senior Manager of Advice Delivery Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees, costs, and taxes (where applicable). For performance details, please see more information here: Investment performance. Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.  Taxes may be payable in foreign countries in respect of income derived from non-Australian investment earnings, and a penalty tax on notional earnings may apply if you have a high total balance in one or more superannuation retirement pensions.  Fri, 08 Sep 2023 04:13:00 -0000 How to make your money last through retirement full 11 Australian Retirement Trust Learn how much superannuation is needed to retire comfortably, options for accessing your super in retirement and what you can do to help make your super last. Retirement is a major milestone in most people’s lives. But making sure that our money lasts throughout retirement can be a worry, and sometimes even a challenge. Don’t miss Australian Retirement Trust’s Senior Manager of Advice Delivery, Luke Caruana in conversation with host Anne Fuchs as they discuss how much superannuation is needed to retire comfortably, options for accessing your super in retirement and what you can do to help make your super last. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: How much super you need to retire - and how to get it https://www.australianretirementtrust... Transition to retirement – your guide to accessing your superannuation while still at work https://www.australianretirementtrust... Read more about downsizer contributions: https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest: Luke Caruana, Australian Retirement Trust Senior Manager of Advice Delivery Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees, costs, and taxes (where applicable). For performance details, please see more information here: Investment performance. Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.  Taxes may be payable in foreign countries in respect of income derived from non-Australian investment earnings, and a penalty tax on notional earnings may apply if you have a high total balance in one or more superannuation retirement pensions.  Retirement is a major milestone in most people’s lives. But making sure that our money lasts throughout retirement can be a worry, and sometimes even a challenge. Don’t miss Australian Retirement Trust’s Senior Manager of Advice Delivery, Luke Caruana in conversation with host Anne Fuchs as they discuss how much superannuation is needed to retire comfortably, options for accessing your super in retirement and what you can do to help make your super last.

    #Superannuation #Retirement #Super

    IF YOU LIKED THIS EPISODE YOU MAY LIKE:

    How much super you need to retire - and how to get it https://www.australianretirementtrust...

    Transition to retirement – your guide to accessing your superannuation while still at work https://www.australianretirementtrust...

    Read more about downsizer contributions: https://www.australianretirementtrust...

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guest: Luke Caruana, Australian Retirement Trust Senior Manager of Advice Delivery

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees, costs, and taxes (where applicable). For performance details, please see more information here: Investment performance. Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding. 

    Taxes may be payable in foreign countries in respect of income derived from non-Australian investment earnings, and a penalty tax on notional earnings may apply if you have a high total balance in one or more superannuation retirement pensions. 

    ]]>     918     Investment market update August 2023 The economic landscape has experienced significant changes since the beginning of the year. Join Super Insider host Anne Fuchs and Australian Retirement Trust’s Chief Economist, Brian Parker as they break down the latest market developments and investment conditions, interest rate changes, cost of living and what it all means for your super. Past performance is not a reliable indicator of future performance. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest: Brian Parker, Australian Retirement Trust Chief Economist Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Fri, 11 Aug 2023 07:00:00 -0000 Investment market update August 2023 full 10 Australian Retirement Trust Join Super Insider host Anne Fuchs and Australian Retirement Trust’s Chief Economist, Brian Parker as they break down the latest market developments and investment conditions, interest rate changes, cost of living and what it all means for your super.annuation. The economic landscape has experienced significant changes since the beginning of the year. Join Super Insider host Anne Fuchs and Australian Retirement Trust’s Chief Economist, Brian Parker as they break down the latest market developments and investment conditions, interest rate changes, cost of living and what it all means for your super. Past performance is not a reliable indicator of future performance. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education Guest: Brian Parker, Australian Retirement Trust Chief Economist Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. The economic landscape has experienced significant changes since the beginning of the year. Join Super Insider host Anne Fuchs and Australian Retirement Trust’s Chief Economist, Brian Parker as they break down the latest market developments and investment conditions, interest rate changes, cost of living and what it all means for your super. Past performance is not a reliable indicator of future performance.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

    Guest: Brian Parker, Australian Retirement Trust Chief Economist

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     916 no     Transition to retirement - your guide to accessing superannuation while still at work While many people eagerly look forward to their golden years as a time to relax and enjoy life, the transition from work to retirement needs careful planning. In this episode, join Australia Retirement Trust’s Member Education Officer, Patrick Dunlop, and our host, Head of Advice and Guidance, Anne Fuchs, as they explore strategies you can use to transition to retirement that allow you to work less while continuing to grow your superannuation. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Patrick Dunlop, Australian Retirement Trust Member Education Officer Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Thu, 11 May 2023 05:46:00 -0000 Transition to retirement - your guide to accessing superannuation while still at work full 9 Australian Retirement Trust Join Australia Retirement Trust’s Member Education Officer, Patrick Dunlop, and our host, Head of Advice and Guidance, Anne Fuchs, as they explore strategies you can use to transition to retirement that allow you to work less while continuing to grow your superannuation. While many people eagerly look forward to their golden years as a time to relax and enjoy life, the transition from work to retirement needs careful planning. In this episode, join Australia Retirement Trust’s Member Education Officer, Patrick Dunlop, and our host, Head of Advice and Guidance, Anne Fuchs, as they explore strategies you can use to transition to retirement that allow you to work less while continuing to grow your superannuation. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Patrick Dunlop, Australian Retirement Trust Member Education Officer Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. While many people eagerly look forward to their golden years as a time to relax and enjoy life, the transition from work to retirement needs careful planning.

    In this episode, join Australia Retirement Trust’s Member Education Officer, Patrick Dunlop, and our host, Head of Advice and Guidance, Anne Fuchs, as they explore strategies you can use to transition to retirement that allow you to work less while continuing to grow your superannuation.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: Patrick Dunlop, Australian Retirement Trust Member Education Officer

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     943 no     How to choose your superannuation investment options Your superannuation investment strategy can significantly impact your retirement outcomes. But with so many options available, how do you choose the right one? Join Australian Retirement Trust’s Head of Private Corporate Assets, Elizabeth Kumaru, and Head of Advice and Guidance, Anne Fuchs, as they discuss how super is invested and what you need to consider when choosing an investment approach that suits your needs and retirement goals. Tune in to this must-listen episode to gain valuable insight and take control of your super. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Elizabeth Kumaru, Australian Retirement Trust Head of Private Corporate Assets Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Tue, 09 May 2023 02:11:00 -0000 How to choose your superannuation investment options full 8 Australian Retirement Trust Join Australian Retirement Trust’s Head of Private Corporate Assets, Elizabeth Kumaru, and Head of Advice and Guidance, Anne Fuchs, as they discuss how superannuation is invested and what you need to consider when choosing an investment approach that suits your needs and retirement goals. Tune in to this must-listen episode to gain valuable insight and take control of your super. Your superannuation investment strategy can significantly impact your retirement outcomes. But with so many options available, how do you choose the right one? Join Australian Retirement Trust’s Head of Private Corporate Assets, Elizabeth Kumaru, and Head of Advice and Guidance, Anne Fuchs, as they discuss how super is invested and what you need to consider when choosing an investment approach that suits your needs and retirement goals. Tune in to this must-listen episode to gain valuable insight and take control of your super. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Elizabeth Kumaru, Australian Retirement Trust Head of Private Corporate Assets Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Your superannuation investment strategy can significantly impact your retirement outcomes. But with so many options available, how do you choose the right one? Join Australian Retirement Trust’s Head of Private Corporate Assets, Elizabeth Kumaru, and Head of Advice and Guidance, Anne Fuchs, as they discuss how super is invested and what you need to consider when choosing an investment approach that suits your needs and retirement goals. Tune in to this must-listen episode to gain valuable insight and take control of your super.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: Elizabeth Kumaru, Australian Retirement Trust Head of Private Corporate Assets

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     1070 no     Investment market update May 2023 - is there light at the end of the tunnel? With international markets still uncertain, it’s never been more important to stay informed and take control of your financial wellbeing. Join Australian Retirement Trust’s Chief Economist, Brian Parker, and Head of Advice and Guidance, Anne Fuchs, as they examine the latest market developments, including interest rates, the federal budget and what it all means for your superannuation investment. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Brian Parker, Australian Retirement Trust Chief Economist Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Tue, 09 May 2023 02:04:00 -0000 Investment market update May 2023 - is there light at the end of the tunnel? full 7 Australian Retirement Trust Join Australian Retirement Trust’s Chief Economist, Brian Parker, and Head of Advice and Guidance, Anne Fuchs, as they examine the latest market developments, including interest rates, the federal budget and what it all means for your superannuation investment. With international markets still uncertain, it’s never been more important to stay informed and take control of your financial wellbeing. Join Australian Retirement Trust’s Chief Economist, Brian Parker, and Head of Advice and Guidance, Anne Fuchs, as they examine the latest market developments, including interest rates, the federal budget and what it all means for your superannuation investment. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Brian Parker, Australian Retirement Trust Chief Economist Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. With international markets still uncertain, it’s never been more important to stay informed and take control of your financial wellbeing. Join Australian Retirement Trust’s Chief Economist, Brian Parker, and Head of Advice and Guidance, Anne Fuchs, as they examine the latest market developments, including interest rates, the federal budget and what it all means for your superannuation investment.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: Brian Parker, Australian Retirement Trust Chief Economist

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     849 no     What happens to superannuation when you die? You work hard for your superannuation savings, so what happens if you never get the chance to spend them? Hint: It’s not the same as your other money or investments. Join host Anne Fuchs and super educator Ruth Weaver as they explore what happens to your super when you die and what you can do today to make sure your money goes to who you want when you pass away. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Ruth Weaver, Australian Retirement Trust Education Manager Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Sun, 19 Feb 2023 00:59:00 -0000 What happens to superannuation when you die? full 6 Australian Retirement Trust Join host Anne Fuchs and super educator Ruth Weaver as they explore what happens to your superannuation when you die and what you can do today to make sure your money goes to who you want when you pass away. You work hard for your superannuation savings, so what happens if you never get the chance to spend them? Hint: It’s not the same as your other money or investments. Join host Anne Fuchs and super educator Ruth Weaver as they explore what happens to your super when you die and what you can do today to make sure your money goes to who you want when you pass away. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Ruth Weaver, Australian Retirement Trust Education Manager Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. You work hard for your superannuation savings, so what happens if you never get the chance to spend them? Hint: It’s not the same as your other money or investments. Join host Anne Fuchs and super educator Ruth Weaver as they explore what happens to your super when you die and what you can do today to make sure your money goes to who you want when you pass away.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: Ruth Weaver, Australian Retirement Trust Education Manager

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     1009 no     Can I use my superannuation to buy a house? With housing prices rising over the past decade, the Great Aussie Dream of owning a home can seem just that – a dream. But did you know you can use your superannuation account to help save for your first house deposit? In this episode, host Anne Fuchs and super educator Megan Ashenden break down how the First Home Super Saver Scheme works and the pros and cons of taking money from your super to buy your first home. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Megan Ashenden, Australian Retirement Trust Member Education Officer Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Mon, 13 Feb 2023 21:26:00 -0000 Can I use my superannuation to buy a house? full 5 Australian Retirement Trust Host Anne Fuchs and super educator Megan Ashenden break down how the First Home Super Saver Scheme works and the pros and cons of taking money from your superannuation to buy your first home. With housing prices rising over the past decade, the Great Aussie Dream of owning a home can seem just that – a dream. But did you know you can use your superannuation account to help save for your first house deposit? In this episode, host Anne Fuchs and super educator Megan Ashenden break down how the First Home Super Saver Scheme works and the pros and cons of taking money from your super to buy your first home. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Megan Ashenden, Australian Retirement Trust Member Education Officer Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. With housing prices rising over the past decade, the Great Aussie Dream of owning a home can seem just that – a dream. But did you know you can use your superannuation account to help save for your first house deposit? In this episode, host Anne Fuchs and super educator Megan Ashenden break down how the First Home Super Saver Scheme works and the pros and cons of taking money from your super to buy your first home.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: Megan Ashenden, Australian Retirement Trust Member Education Officer

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

    ]]>     977 no     Investment market update February 2023: Outlook for the year ahead 2022 was a wild ride for investment markets with volatility impacting superannuation fund returns, including Australian Retirement Trust’s. Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian recaps the market ups and downs of 2022 and discusses what the New Year might hold for interest rates, investment markets and your super. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Brian Parker, Australian Retirement Trust Chief Economist Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.   Tue, 07 Feb 2023 23:25:00 -0000 Investment market update February 2023: Outlook for the year ahead full 4 Australian Retirement Trust Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian recaps the market ups and downs of 2022 and discusses what the New Year might hold for interest rates, investment markets and your superannuation. 2022 was a wild ride for investment markets with volatility impacting superannuation fund returns, including Australian Retirement Trust’s. Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian recaps the market ups and downs of 2022 and discusses what the New Year might hold for interest rates, investment markets and your super. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Brian Parker, Australian Retirement Trust Chief Economist Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.   2022 was a wild ride for investment markets with volatility impacting superannuation fund returns, including Australian Retirement Trust’s. Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian recaps the market ups and downs of 2022 and discusses what the New Year might hold for interest rates, investment markets and your super.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: Brian Parker, Australian Retirement Trust Chief Economist

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

     

    ]]>     967 no     How much superannuation you need to retire – and how to get it It’s the number everyone wants to know – how much superannuation do I need to retire? Join Australian Retirement Trust’s National Education Manager Joshua van Gestel and Head of Advice Anne Fuchs, as they crunch the numbers to reveal how much super you need for a comfortable retirement income - and what you can do today to make sure you have enough later. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Joshua van Gestel, Australian Retirement Trust National Manager of Strategic Education Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  Wed, 02 Nov 2022 04:25:00 -0000 How much superannuation you need to retire – and how to get it full 1 3 Australian Retirement Trust Join Australian Retirement Trust’s National Education Manager Joshua van Gestel and Head of Advice Anne Fuchs, as they crunch the numbers to reveal how much superannuation you need for a comfortable retirement income - and what you can do today to make sure you have enough later. It’s the number everyone wants to know – how much superannuation do I need to retire? Join Australian Retirement Trust’s National Education Manager Joshua van Gestel and Head of Advice Anne Fuchs, as they crunch the numbers to reveal how much super you need for a comfortable retirement income - and what you can do today to make sure you have enough later. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Joshua van Gestel, Australian Retirement Trust National Manager of Strategic Education Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  It’s the number everyone wants to know – how much superannuation do I need to retire?

    Join Australian Retirement Trust’s National Education Manager Joshua van Gestel and Head of Advice Anne Fuchs, as they crunch the numbers to reveal how much super you need for a comfortable retirement income - and what you can do today to make sure you have enough later.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: Joshua van Gestel, Australian Retirement Trust National Manager of Strategic Education

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

    ]]>     1032 no     Five easy ways to grow your superannuation today When it comes to superannuation, most Australians have a “set and forget” approach. But there are simple and easy things you can do today to maximise your super contributions. Join Australian Retirement Trust Member Education Officer, April Smith, in conversation with Head of Advice, Anne Fuchs, as she shares her top five tips for making the most of your super right now. Future you will thank you. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ....  GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: April Smith, Australian Retirement Trust Member Education Officer Please consider if the timing is right to bring your super together, and if you will lose access to benefits such as insurance or pension options, or if there are any fee or tax implications. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  Tue, 01 Nov 2022 06:46:00 -0000 Five easy ways to grow your superannuation today full 1 2 Australian Retirement Trust Join Australian Retirement Trust Member Education Officer, April Smith, in conversation with Head of Advice, Anne Fuchs, as she shares her top five tips for making the most of your superannuation right now. When it comes to superannuation, most Australians have a “set and forget” approach. But there are simple and easy things you can do today to maximise your super contributions. Join Australian Retirement Trust Member Education Officer, April Smith, in conversation with Head of Advice, Anne Fuchs, as she shares her top five tips for making the most of your super right now. Future you will thank you. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ....  GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: April Smith, Australian Retirement Trust Member Education Officer Please consider if the timing is right to bring your super together, and if you will lose access to benefits such as insurance or pension options, or if there are any fee or tax implications. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  When it comes to superannuation, most Australians have a “set and forget” approach. But there are simple and easy things you can do today to maximise your super contributions.

    Join Australian Retirement Trust Member Education Officer, April Smith, in conversation with Head of Advice, Anne Fuchs, as she shares her top five tips for making the most of your super right now. Future you will thank you.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

     GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: April Smith, Australian Retirement Trust Member Education Officer

    Please consider if the timing is right to bring your super together, and if you will lose access to benefits such as insurance or pension options, or if there are any fee or tax implications.

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

    ]]>     942 no     Investment market update October 2022: Interest rates, investment markets and superannuation Investment market ups and downs are becoming the ‘new normal’ and continue to impact superannuation fund performance, including that of Australian Retirement Trust. Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian discusses what’s affected markets in the last quarter, how this has impacted super returns, and what it could mean for your super investment and retirement savings. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Brian Parker, Australian Retirement Trust Chief Economist   Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  Wed, 19 Oct 2022 05:09:00 -0000 Investment market update October 2022: Interest rates, investment markets and superannuation full 1 1 Australian Retirement Trust Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian discusses what’s affected markets in the last quarter, how this has impacted superannuation returns, and what it could mean for your super investment and retirement savings. Investment market ups and downs are becoming the ‘new normal’ and continue to impact superannuation fund performance, including that of Australian Retirement Trust. Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian discusses what’s affected markets in the last quarter, how this has impacted super returns, and what it could mean for your super investment and retirement savings. #Superannuation #Retirement #Super FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au CREDITS: Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance Guest: Brian Parker, Australian Retirement Trust Chief Economist   Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  Investment market ups and downs are becoming the ‘new normal’ and continue to impact superannuation fund performance, including that of Australian Retirement Trust.

    Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian discusses what’s affected markets in the last quarter, how this has impacted super returns, and what it could mean for your super investment and retirement savings.

    #Superannuation #Retirement #Super

    FOLLOW SUPER INSIDER:

    Apple Podcasts - https://podcasts.apple.com/au/podcast...

    Spotify - https://open.spotify.com/show/1aXYHWZ....

    GET IN TOUCH:

    We’d love your feedback for our podcast including any topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au

    CREDITS:

    Host: Anne Fuchs, Australian Retirement Trust Head of Advice and Guidance

    Guest: Brian Parker, Australian Retirement Trust Chief Economist

     

    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

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