How Money Works

How the Fed Could Fix Inflation Tomorrow (If It Wanted To) - How Money Works | How Money Works

Sun, 08 Feb 2026 15:02:08 -0000

How the Fed Could Fix Inflation Tomorrow (If It Wanted To) - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈After six months of blaring alarm bells the fed finally said this week that inflation might be a concern in the short to medium term.Admitting you have a problem is the first step to solving it I suppose… but the economy has become used to easy money and the remaining steps to kick this addiction are going to be a lot more painful… probably.We are all used to seeing the memes about money printing and the headlines about stock shortages causing price spikes, but is it possible to actually fix this?Well regular viewers of the channel will know I hate needlessly dragging out an answer, so the simple answer is yes! The fed could fix this problem tomorrow if they really wanted to, but that type of extreme cure might very well be worse than the disease, which is the crux of the predicament we find ourselves in.A lot of people are frustrated that price inflation is happening before our eyes and the people with the power to fix this problem don’t even want to admit it exists.It just doesn’t seem to make sense but there is a really good reason they are acting like this. To find out why that is, it’s time to learn How Money Works to really understand how the fed is stuck between a rock and a hard place right now.The reality is that they will eventually need to sacrifice one of the following things, the stock market, the housing market, the government, or the dollar itself.#HyperInflation #Fed #HowMoneyWorks___________________________________________________________________________Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRLink to my vid on fed profitability - https://youtu.be/DyQ5H8DbdlgLink to my vid on retirement - https://youtu.be/Q5sF0MbfVn8Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --------------- Keywords: debt crisis, financial news, market crash, economics explained, inflation explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

Factory Jobs Are Tough AF... Why Do We Want Them Back So Badly? | How Money Works

Sun, 08 Feb 2026 13:02:04 -0000

Factory Jobs Are Tough AF... Why Do We Want Them Back So Badly?Get 50% off your first order of CookUnity meals - go to https://www.cookunity.com/money50 and use my code MONEY50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video!Behind The Curve - https://howmoneyworkslibrary.com/behind-the-curveSign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @HowMoneyWorksUncut @HowHistoryWorksEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty Images📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#economy #business #moneyOffshoring, automation and a shift towards service jobs have all played a part in killing manufacturing jobs. The number of people actually making stuff for a living is down by over a third, in the same time the workforce as a whole has GROWN by 50%. Not too long ago, this was actually seen as positive progress. Blue collar manufacturing jobs are dangerous, harder on your body, and all around seen as inferior to working in a nice air conditioned office contributing to the all encompassing “service sector”. But that’s all started to change… People have realised that manufacturing jobs can earn more than white collar work, and it’s become a desirable career all over again. Elections are being won or lost on the promise of “creating” manufacturing jobs and billions of dollars are being handed out to companies to make it happen. But the trend is not our friend, and fighting it might end up doing more harm than good. These are still incredibly difficult jobs with a very uncertain future. So why are we all suddenly yearning for the lines?Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --------- Keywords: financial news, inflation explained, debt crisis, recession analysis, economic education, financial education

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Great Depression Explained | How Money Works

Sun, 08 Feb 2026 11:02:24 -0000

The Great Depression ExplainedDuring the 1920s, America was thriving. National wealth had doubled from the year 1920 to 1929, over 12 million households purchased radios, and electric refrigerators became widely available. The Ford Model T revolutionized travel, places such as motels, grocery stores, and movie theaters were now easily accessible, and large scale automobile companies created thousands of new jobs. Americans began moving into cities, people didn’t have to sew their own clothes, and citizens all across America began buying the same brands of food, listening to the same music, and doing the same dance (the Charleston). This became known as the “Roaring 20’s”Disposable incomes rose, families had more money, and everyone including line workers, janitors, the ultra rich, and even banks using consumer’s deposits started pouring money into the stock market. At a time with no Robinhood or Charles Schwab, investors had to visit brokerages in person to buy stocks. And with no Twitter or iPhones, important news about companies that happened after the morning newspaper would be distributed when a paperboy announced a mid-day “Extra.”#TheGreatDepression #WhatCausedTheGreatDepression #HowMoneyWorkshttps://en.wikipedia.org/wiki/Great_Depression https://www.pinterest.com/search/pins/?q=The%20great%20depressionFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: hedge funds, how money works, ai bubble, economics explained, financial literacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Good CEOs Should NOT be Visionaries. | How Money Works

Sun, 08 Feb 2026 09:01:56 -0000

Good CEOs Should NOT be Visionaries.Thank you Helix for sponsoring! Visit https://helixsleep.com/howmoneyworks to get up to $200 off your Helix mattress, plus two free pillows #helixsleepSign up for my newsletter https://compoundeddaily.com 👈 -------The FTX Bankruptcy has shed light on a lot of bad business and investing practices both within the company and outside of it.One of the biggest issues that now seems funny in hindsight was the undue attention placed on the businesses founder and CEO, Sam Bankman-Fried or SBF as he is better known amongst recently bankrupted crypto bros.In the lead up to its eventual collapse, SBF arguably got more attention than the multi billion-dollar organisation he ran. Unsophisticated financial commentators all the way up to the worlds largest venture capital firms were captivated by the fact that he wore the same sneakers as their grandparents and drove a Toyota corolla.As the FTX story unfolds allegations are now coming to light that this geeky persona was little more than a carefully curated image and that Bankman-Fried would go so far as to intentionally act erratic with outside investors because it furthered his image as some kind of misunderstood visionary genius.But what was for some reason a big selling point for SBF and his doomed companies should really be a cautionary tale for all of us. Visionaries do not make good CEO’s and to take it a step further, good CEOs should not be visionaries.It’s easy to throw stones at the rubble of a bankrupt company like FTX, but celebrity CEO’s have become a genuine problem that might be costing us all a lot of money even if we don’t directly invest in their companies.So it’s time to learn How Money Works to find out why knowing who the CEO of a company is could be a really bad sign.#ceo #business #howmoneyworksCredits: Thanks to EdEd6767 for the photo at 7:19 https://commons.wikimedia.org/wiki/File:Exterior_of_YouTube_Space_Kings_Cross.jpgEdited By: Andrew GonzalesMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesFor sponsorship inquiries, please contact sponsors@worksmedia.groupFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----------- Keywords: hedge funds, private equity, financial independence, economy podcast, economic trends, money management, debt crisis, corporate finance

Learn more about your ad choices. Visit megaphone.fm/adchoices

If Not Bubble... Why Bubble Shaped? | How Money Works

Sun, 08 Feb 2026 07:02:00 -0000

If Not Bubble... Why Bubble Shaped?Follow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----------- Keywords: financial news, financial planning, money podcast, wealth building, money management, economy podcast, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Economics of Self Driving | How Money Works

Sun, 08 Feb 2026 05:02:18 -0000

The Economics of Self DrivingThe future is now! with AI being integrated into our lives for better or worse the overwhelming motivation of automation and machinist ascents is to save time money and lives.But does it?We can easily be biased in the human cost of innovation in the name of technological advancement other acquired industrial financial and behavioral changes needed to integrate autonomous vehicles worth it and for whom?Autonomous vehicles are not exactly what Back to the Future predicted but it's a good start EV's are cars that can drive themselves with varying degrees of human input which is classified on a zero to five spectrum.Level zero denotes no automation whatsoever level one is where minor steering and acceleration tasks are performed and level two is the likes of advanced cruise control and autopilot systems at this level the car can automatically take safety actions but the driver needs to stay alert at the wheel.Level three of automation still requires a human driver but more safety critical functions are taken by the car the system has control of functions such as speed steering and monitoring the environment.Under specific conditions the driver can be partially distracted such as swiping right or liking this video but the driver must be ready to intervene as and when the system requests this poses some potential dangers as the major tests of driving are transferred to or from the car itself level 4 cars are cars that can drive themselves almost all the time and anywhereMusic from Epidemic Sound#SelfDriving #Automation #HowMoneyWorksFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------ Keywords: market crash, real estate crisis, economics explained, stock market, mortgage crisis, financial independence, economic education

Learn more about your ad choices. Visit megaphone.fm/adchoices

If We Tax Rich People... They Will Just Leave! | How Money Works

Sun, 08 Feb 2026 03:02:08 -0000

If We Tax Rich People... They Will Just Leave!Follow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- Keywords: gig economy, investing basics, hedge funds, economics explained, financial education, recession analysis, corporate finance, financial planning

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Truth About "The Great Resignation" - How Money Works | How Money Works

Sun, 08 Feb 2026 01:02:07 -0000

The Truth About "The Great Resignation" - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈You have no doubt seen news headlines and other videos about “The Great Resignation” accompanied by equally alarmists statistics like 40% of people are about to quit their job and April alone saw over 4 million people hand in their resignation.Now this news could be incredibly frightening or liberating to you depending on whether you are a stressed out business owner or soulless corporate automaton respectively, but before you read too much into it (or worse yet base major career decisions off of it) you should know the full story.So is this a serious event in the landscape of employer employee relationships? Well those of you who watch the channel regularly will know I hate dragging out an answer… so no, not really, not to vast majority of you watching anyway.Sorry to be the party pooper, but there are a few big issues that most outlets are omitting in their coverage of this story, either unknowingly or intentionally to make this all sound more spectacular than it really is.#TheGreatResignation #HowMoneyWorksFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----------- Keywords: financial independence, private equity, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Great Depression Explained | How Money Works

Sat, 07 Feb 2026 23:02:08 -0000

The Great Depression ExplainedDuring the 1920s, America was thriving. National wealth had doubled from the year 1920 to 1929, over 12 million households purchased radios, and electric refrigerators became widely available. The Ford Model T revolutionized travel, places such as motels, grocery stores, and movie theaters were now easily accessible, and large scale automobile companies created thousands of new jobs. Americans began moving into cities, people didn’t have to sew their own clothes, and citizens all across America began buying the same brands of food, listening to the same music, and doing the same dance (the Charleston). This became known as the “Roaring 20’s”Disposable incomes rose, families had more money, and everyone including line workers, janitors, the ultra rich, and even banks using consumer’s deposits started pouring money into the stock market. At a time with no Robinhood or Charles Schwab, investors had to visit brokerages in person to buy stocks. And with no Twitter or iPhones, important news about companies that happened after the morning newspaper would be distributed when a paperboy announced a mid-day “Extra.”#TheGreatDepression #WhatCausedTheGreatDepression #HowMoneyWorkshttps://en.wikipedia.org/wiki/Great_Depression https://www.pinterest.com/search/pins/?q=The%20great%20depressionFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- Keywords: personal finance, money podcast, real estate crisis, business analysis, financial literacy, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Much Would it Cost to Make an iPhone in America? - How Money Works | How Money Works

Sat, 07 Feb 2026 21:02:03 -0000

How Much Would it Cost to Make an iPhone in America? - How Money WorksThank you to Morning Brew for being my first ever video sponsor. Anybody who has watched my channel for some time knows that I will only work with brands I personally use myself. It's completely free so there is no reason not to check it out at - https://bit.ly/mbhowmoneyworksMorning Brew has been the inspiration for many of my video's so if you enjoy my content you will love theirs.___________________________________________________________________________How much do you think it would cost to make a smartphone like this one here in the United States?How much do you think a manufacturer would end up selling this American made phone for?And most importantly how much extra would you be willing to pay for your next iPhone, Android (or Nokia brick) to have it made in America.You don’t need to answer just yet, but these are some very important questions that have equally serious implications to consumers, companies and some of the most powerful economies in the world.#TradeWar #HowMoneyWorks___________________________________________________________________________Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________Music by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---------- Keywords: financial planning, money podcast, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

A Better Investment Than A College Degree - How Money Works | How Money Works

Sat, 07 Feb 2026 19:02:07 -0000

A Better Investment Than A College Degree - How Money WorksGet a 4-week trial, free postage, and a digital scale at https://stamps.com/howmoneyworks. Thanks to Stamps.com for sponsoring the show!Sign up for my newsletter https://compoundeddaily.com 👈 --------------------------------------According to the US college board the average out of state cost for a student attending a four-year college is $149,720 when including tuition, books, room and board. The prices are lower for community colleges and higher for private and for-profit colleges but the out of state four-year college is a pretty typical experience for most people taking this path.$150,000 is a lot of money for a young adult to be playing around with especially when students are taking on debt to fund the expense, but most don’t look at a college degree as a frivolous purchase, it’s an investment that will produce strong returns over a working career.The data still backs this up, the cost of a college degree has increased significantly but just by the numbers it is still a good investment with the typical college graduate earning $650,000 more than the typical high school graduate over the course of their according to Pew Research Center.But just because something is a good investment doesn’t mean that there aren’t other better investments available.#howmoneyworks #career #collegeEdited By: Andrew GonzalesMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesFor sponsorship inquiries, please contact sponsors@worksmedia.groupAll materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: hedge funds, wealth building, investment strategies, economy podcast, mortgage crisis, economic education

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Car Repossession Crisis | How Money Works

Sat, 07 Feb 2026 17:02:08 -0000

The Car Repossession CrisisFollow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------- Keywords: money podcast, debt crisis, wealth building, real estate crisis, gig economy

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Bankruptcy Boom | How Money Works

Sat, 07 Feb 2026 15:02:13 -0000

The Bankruptcy BoomUse code HOWMONEYWORKS50 to get 50% off your first Factor box at https://bit.ly/47gwEDG!Sign up for my FREE newsletter! - https://www.compoundeddaily.com/Support me on Patreon - https://www.patreon.com/HowMoneyWorksThe great Benjamin: @benjjjaamiinnMy Other Channel: @HowHistoryWorksEdited By: Andrew GonzalesMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesFor sponsorship inquiries, please contact sponsors@worksmedia.groupSign up for my newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#business #finance #bankruptcy -------2023 is going to finish up as the worst year for corporate bankruptcies since the end of the Global Financial Crisis. This year has also claimed the two biggest bankruptcies in American history that didn’t occur during the GFC and if that’s got you feeling nervous, don’t worry, according to the numbers 2024 is going to be much worse.According to data from Standard & Poor’s, corporate bankruptcies in the major companies they track were up over 200% in the first half of 2023. High profile companies like wework, Vice Media and Bed Bath and Beyond all went under due to a combination of poor management, changing consumer preferences, high interest rates and bad market conditions.But what does this even mean?Even though these companies went bankrupt Vice is still making videos, you can still rent a office from WeWork, and Bed Bath and Beyond is still selling overpriced laundry hampers. Bankruptcies just aren’t what they used to be anymore and now instead of being the corporate equivalent of game over, it’s just another business strategy, which is just one of four reasons why it’s become so popular. Now you all know I hate videos from supposed experts with wide open mouths peddling some doomer, but the other three reasons why bankruptcies are on the rise are honestly worrying and they also show why business leaders just don’t take it seriously anymore. The first reason that bankruptcies are booming is because of a new investing strategy that rewards taking on as much risk as possible. Private equity is a broad classification of investing that just means putting money into companies that are not publicly listed on any securities exchange.Venture capitalists who invest in early startups are a type of private equity, all of the deals you watch get made on shark tank are private equity deals… if you give your family member a few thousand dollars to get their Etsy store going in exchange for a cut of their future profits you are technically a private equity investor, so make sure to slap that on your LinkedIn profile. But even though that is going to hurt lenders and employees, for the private equity companies that created this situation it’s going to be an amazing profit opportunity because you will never believe it, they can use bankruptcies to make even more money.So it’s time to learn How Money Works to find out what’s really behind the Bankruptcy Boom.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. -------- Keywords: market crash, mortgage crisis, ai bubble, corporate finance, financial planning, wealth building, recession analysis, how money works

Learn more about your ad choices. Visit megaphone.fm/adchoices

If The AI Bubble Pops, We Lose Our Jobs... If AI Takes Over... We Also Lose Our Jobs... | How Money Works

Sat, 07 Feb 2026 13:02:05 -0000

If The AI Bubble Pops, We Lose Our Jobs... If AI Takes Over... We Also Lose Our Jobs...Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------- Keywords: money management, economy podcast, business analysis, market crash, ai bubble, financial planning

Learn more about your ad choices. Visit megaphone.fm/adchoices

The "Bet On Everything" Epidemic Is Actually Worse Than You Think | How Money Works

Sat, 07 Feb 2026 07:01:52 -0000

The "Bet On Everything" Epidemic Is Actually Worse Than You ThinkFollow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out.--- -----------The "Bet On Everything" Epidemic Is Actually Worse Than You ThinkFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --------------- Keywords: corporate finance, housing bubble, financial planning, economy podcast, money podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Do Family Fortunes Disappear? - How Money Works | How Money Works

Sat, 07 Feb 2026 05:02:00 -0000

Why Do Family Fortunes Disappear? - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈John D Rockefeller was the richest American to ever live, as well as being the founding member of the three-comma club as the worlds first billionaire.At the height of his fortune a few years before his death he was worth an estimated 1 billion dollars which may not sound like much compared to today's tech bro’s, but this was back in a time where the USA’s annual GDP was only 39.1 billion dollars.This meant that his fortune was 3% of America’s GDP. Adjusted for inflation to 2020 dollars this would give ol John D here a fortune of 450 billion dollars. Or more than Elon, Bill, and Jeff combined.But where is this fortune today?Of course John himself died almost a century ago but if there was any fortune that was going to indefinitely set up future generations surely it would be this one right?The same goes for most of these historic moguls, the fortunes of everybody from carnage, to the medici have more or less faded into total obscurity, outside of maybe a few names plastered on random buildings… (buildings that they don’t even own mind you)…Now you might think you already know the answer, oh these fortunes get split up amongst children and then children’s children and then children’s children’s children until it was spread so thin amongst latter generations that it became almost totally irrelevant.But that’s not entirely true… What’s more is that the real reason for the fall of these financial empires can tell us a lot about how money works as it has been passed down through generations and history.#Wealth #Finance #HowMoneyWorksFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------- Keywords: economics explained, investing basics, mortgage crisis, financial literacy, financial independence

Learn more about your ad choices. Visit megaphone.fm/adchoices

How To Make Your Own Currency & The Companies That Already Have - How Money Works | How Money Works

Sat, 07 Feb 2026 03:01:56 -0000

How To Make Your Own Currency & The Companies That Already Have - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈With all the talk of reckless money printing, hyperinflation and debasement of currencies around the world today, it sounds reasonable to have some kind of backup plan ready to replace regular currencies should the need arise.Now of course there are crypto “currencies” and they are great as alternative investment vehicles, but their high transaction fees and slow processing times make them extremely unsuitable to replace something like the American dollar, in whatever form it may take.This is all really frustrating because a nations currency is supposed to serve the people of the nation and it does genuinely seem like in recent years this role has mutated into bending the economy to the whim of policy makers… who may not always have the best ideas.If only YOU had access to the control panel, you could stop all of this reckless money printing (that according to some top economists and financiers, is driving us towards hyperinflation Armageddon).This begs the question, how could you create your own currency? And how could an obscure old video game give us the answer to this question.So it’s time to literally learn how money works as we look into the steps an individual or a group could take to create a currency with the same functionality and recognition as a those created by governments around the world.So to get started we need to properly understand what a currency must do, to be a viable replacement for lets say the US dollar.#Currency #Hyperinflation #HowMoneyWorksMusic by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- Keywords: market crash, financial news, wealth building, investment strategies, financial independence, mortgage crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

How EVE Online's Massive Virtual Wars Are Financed - How Money Works | How Money Works

Fri, 06 Feb 2026 23:02:04 -0000

How EVE Online's Massive Virtual Wars Are Financed - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈eve online, (a massive multiplayer online spaceship game) is probably best know for two things.Making headlines about it’s massive in game conflicts involving tens of thousands of players and it’s incredibly realistic in game financial system which can make loosing a virtual spaceship just as consequential as loosing a phone or a car in the real world.Countless magazines, and even much more successful YouTube channels have talked about these two factors individually, but where I think they get really interesting is when they merge together.For a game about spaceships set 21,000 years in the future, EVE is surprisingly realistic, and that realism extends to these massive wars in the sense that they are expensive. The in game currency called ISK has an approximate exchange rate of about $6 per billion in game isk. Although it must be mentioned that trading this in game currency directly back or forth for real life money is actually against the rules of the game for now at least and will get you banned.Even still, this shows that in game assets have a very tangible real world value on the grey market, so when you see headlines about trillions of ISK been lost in these epic battles it gives you an idea of just how expensive it can be to wage entire wars in EVE Online.But this all begs a bigger question…Who or what funds these wars?With a price tag of hundreds of thousands of real world dollars and nothing but virtual space pride in return, it doesn’t sound like a very good deal… Right?Well, it’s time to learn how space money works, if you enjoy this video please consider liking and subscribing for new video’s like this one made every week.Ok so there are three really interesting and unique ways these major wars have been funded over the past 2 decades that this game has existed. But let’s start with the most basic one.#EVEOnline #EconomyOfEVE #HowMoneyWorksMusic by Epidemic Sound & Eve Online Original SoundtrackSign Up Link (if you want to try out the game) - https://www.eveonline.com/signup?invc=ef33cafb-0aa2-4051-9f03-55dc800247c2(This link gives both you and I rewards in the game)Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------ Keywords: how money works, recession analysis, financial planning, real estate crisis, money management, financial education, stock market, investment strategies

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Short Term Thinking Won | How Money Works

Fri, 06 Feb 2026 21:02:00 -0000

How Short Term Thinking WonFollow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----------- Keywords: money podcast, financial literacy, market crash, gig economy, financial planning

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why EVE Onlines Market System Might Be Too Efficient For its Own Good - How Money Works | How Money Works

Fri, 06 Feb 2026 19:01:59 -0000

Why EVE Onlines Market System Might Be Too Efficient For its Own Good - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈The third and final installment in my series on the Financial System of EVE Online.So far in this series we have already explored how the massive wars you hear about in gaming magazines are funded using everything from in game casinos to war bonds.We have also explored how the game has it’s very own tax havens and how they were causing the same kind of issues that tax havens do in the real world.EVE Online’s economy is so large and complex that it truly does rival some small nations, what’s more than that is that it’s system are so realistic that they can genuinely be used to model real world economic systems far more effectively than even the most expensive models used by governments, universities and financial institutions.Part of this is by design. But it may not all be for the best.So its time to learn how money works, and see how the market system in EVE online might have been too well designed for it’s own good.In an interview with the founder and CEO of EVE online, it was revealed that the Marketplace in eve, (where buyers and sellers will trade items) was actually copied off the Nasdaq.You see way back in 2002 when this game was first being developed the creators knew that enabling free and effective trade between players would be key for making the game truly immersive, as opposed to similar games at the time, that relied primarily on trading with non-player-controlled characters that would offer fixed per-determined prices.So they needed to develop a system to make this happen.#EVEOnline #Finance #HowMoneyWorks___________________________________________________________________________Part 1 - https://youtu.be/m6j_UsGJnkQPart 2 - https://youtu.be/2t25bsqlTM8Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic Sound & Eve Online Original SoundtrackSign Up Link (if you want to try out the game) - https://www.eveonline.com/signup?invc=ef33cafb-0aa2-4051-9f03-55dc800247c2(This link gives both you and I rewards in the game)Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------- Keywords: inflation explained, housing bubble, investing basics, gig economy, financial independence

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Will Never Retire, Here's Why... - How Money Works | How Money Works

Fri, 06 Feb 2026 17:02:08 -0000

You Will Never Retire, Here's Why... - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈Recent reports have found that less than 30% of American workers are on track to retire at all, and even fewer think they will have a comfortable retirement and they might be right.I know you didn’t want to hear this, but there are a few BIG factors at play in the world today that are going to act to keep most younger generations in the workforce indefinitely.This is all before considering the major hiccup that the covid 19 pandemic has been.A global event that has actually worked to widen the gap between younger generations with fewer assets and more precarious employment, versus older generations which tend to be more secure.Now you might think you are different, you contribute to your 401k, save diligently, subscribe to How Money Works and even invest regularly into the stock market.Well that’s all great, but I might still have some bad news for you.There are lot’s of issues at play here… Housing, the stock market and a series of broader economic conditions which might threaten the general assumptions we make about indefinite growth.So it’s time to learn how money work’s to find out why we will all be on that grind until we are 120 years old.#Retirement #Investing #HowMoneyWorks___________________________________________________________________________Link to my vid on BS Jobs - https://youtu.be/uK3OBAxCi6kFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------- Keywords: how money works, economic education, investing basics, economy podcast, economics explained, real estate crisis, inflation explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

What EVE Online's Tax Havens Teach Us About New York's Future - How Money Works | How Money Works

Fri, 06 Feb 2026 15:02:27 -0000

What EVE Online's Tax Havens Teach Us About New York's Future - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈This is the largest trade hub in EVE online, A massively multiplayer spaceship game with by far the most realistic financial system in the virtual world. And this is downtown Manhattan, the largest trade hub, in well, the real world.These two regions of concentrated commerce have more than you might expect in common and what has happened before in this virtual world, might be a very good indication of what end’s up happening here in the real world.But we are getting ahead of ourselves.In our last video in this series we explored how eve online’s massive in game wars were financed, and at a cost of hundreds of thousands or even millions of dollars… why they were financed…Now a few people reached out to me after that video and said I missed a very interesting detail, the battle over in game tax havens.You see when a financial system is as realistic as the one in EVE Online, it comes with some unfortunate realities as well, most notably, needing to work hard to make in game money, currency inflation and of course paying taxes…So it’s time to learn how money works and take a look at the different taxes players in eve online are expected to pay, how they avoid paying them, and what this can teach us about the fate of New York.#EVEOnline #SpreadSheetsInSpace #HowMoneyWorks___________________________________________________________________________Music by Epidemic Sound & Eve Online Original SoundtrackSign Up Link (if you want to try out the game) - https://www.eveonline.com/signup?invc=ef33cafb-0aa2-4051-9f03-55dc800247c2(This link gives both you and I rewards in the game)Original background artwork created by - Rixx JavixFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- Keywords: economy podcast, recession analysis, gig economy, mortgage crisis, financial independence, stock market, housing bubble, business analysis

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Do MLM Companies Defend Themselves Against Being Classed as Pyramid Schemes? - How Money Works | How Money Works

Fri, 06 Feb 2026 13:02:34 -0000

How Do MLM Companies Defend Themselves Against Being Classed as Pyramid Schemes? - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈Multi-Level Marketing Companies or MLM’s rightfully get a fair bit of criticism in the news, across social media, and even in social groups that are aware of their less than upstanding business tactics.However, despite this almost universal bad reputation, Multi Level Marketing Companies have grown in size year on year, bringing in an ever-larger pool of unsuspecting victims.This reality flies in the face of what the critics often say about such schemes, which is that they are fundamentally unstable pyramid schemes that are mathematically guaranteed fail.If that was the case, then this now decades old industry filled with decades old companies is sure taking a long time to live out the apparent certainty.So were the critics wrong about this one? Well as regular viewers of the channel may know, I hate video’s that drag out the a simple question unnecessarily. So the short answer is no, they are not wrong about the industry as a whole, but they do get a lot wrong about their day to day operations, and this public misunderstanding may actually be key to explaining how this industry keeps on growing.So it’s time to learn How Money Works by defending the indefensible, a new series that I hope to launch, depending on how well this video goes.#MLM #PyramidScheme #HowMoneyWorksMusic by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- Keywords: financial independence, inflation explained, investment strategies, private equity, economic trends, investing basics, economy podcast, gig economy

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Slow Collapse of Long Term Planning | How Money Works

Fri, 06 Feb 2026 07:02:13 -0000

The Slow Collapse of Long Term PlanningTry ZipRecruiter for FREE at https://www.ziprecruiter.com/howmoneyworksSign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @HowMoneyWorksUncut @HowHistoryWorksEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty Images📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#stockmarket #economy #businessWhile everybody and their chainsaw is fixated on US federal debt, there is another type of debt that has grown just as fast, and is most likely a bigger problem… Business debt is now at all time highs and is approaching 14 TRILLION dollars in America alone. Unlike the government, private businesses don’t have the luxury of printing their own money in an emergency, and as interest rates have risen they are starting to feel the squeeze. To make matters worse most of this money hasn’t been used to make productive investments, it’s been used for “financial engineering” to make investors happy… in the short term. This trend is the result of a business strategy that can explain the stagnation of companies like boeing, intel and general electric, it’s largely responsible for increasingly unstable stock markets AND it’s also making that other debt situation much worse. Now the best part is that this has been tried many times before and people KNOW that it’s not sustainable… but that’s a problem for next quarter…Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: mortgage crisis, gig economy, financial education, business analysis, housing bubble, financial news, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Weird and Awesome Hedge Fund Strategies | How Money Works

Fri, 06 Feb 2026 03:02:03 -0000

5 Weird and Awesome Hedge Fund StrategiesBuying stocks are great, but let's talk about what nobody else is talking about: alternative investing. Could alternative investing be better than stock marketing investing?Hedge funds are trying to beat the stock market (S&P 500) by investing in alternative assets. Many videos discuss the stock market, but why settle for that when you can double or triple that return?Here are five awesome hedge fund strategies that are actually doing pretty well.Give us suggestions for videos in the comments.#HedgeFund #AlternativeInvestments #HowMoneyWorksFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- Keywords: debt crisis, investment strategies, economic education, financial planning, gig economy

Learn more about your ad choices. Visit megaphone.fm/adchoices

If AI Takes All Of Our Jobs... Who's Going To Buy Everything? | How Money Works

Fri, 06 Feb 2026 01:01:55 -0000

If AI Takes All Of Our Jobs... Who's Going To Buy Everything?To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.Sign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @howhistoryworksEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesFor sponsorship inquiries, please contact sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#money #automation #careerCompanies have been trying to cut down on workers for as long as those workers have demanded pay and benefits.Whether it’s downsizing, outsourcing, streamlining, understaffing, or automating, if there is something a business can do to get rid of workers and their salaries, you better believe they are going to do it.But this time does feel a little bit different. Recent AI advances have been mocked for not quiet living up to the bold claims of their tech bro founders.But even in their current, imperfect form, LLM’s, general use robots and generative models are ALREADY replacing jobs and they are getting better every day.So that’s bad for workers, but if you are a senior corporate executive or company owner, maybe you should be asking yourself…If we automate everybody’s job… who is going to buy all of your stuff?I have some good news and some bad news for your theoretical company.The good news is that labor reduction systems of all varieties have ALREADY cut out millions of manhours in America alone and made the workers who are left more efficient at their jobs.Artificial intelligence is just another tool that your company can use to get more work out of fewer staff or replace teams entirely.Even here at little old works media group we used to have someone working part time whose job it was just to cut out images on Photoshop to use in our goofy little animations.Now Adobe Suite has inbuilt AI features which can automatically remove backgrounds from any image with absolutely no human time or skill involved.Now if you still think that sounds a bit depressing, well welcome to this channel, but also, I should tell you that market trends say this is already happening… AI isn’t going to change YOUR world, it’s just going to continue a trend that’s been happening for years now.So it’s time to learn How Money Works to find out if how companies are adapting to a world where nobody can afford anything anymore.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: money podcast, corporate finance, personal finance, housing bubble, money management, hedge funds

Learn more about your ad choices. Visit megaphone.fm/adchoices

This Video Has Made Me $810.61 | How Money Works

Thu, 05 Feb 2026 21:01:57 -0000

This Video Has Made Me $810.61Compare news coverage. Spot media bias. Avoid algorithms. Download the free Ground News app to get 40% off a Ground News Vantage membership by going to https://ground.news/howmoneyworksSign up for my newsletter https://compoundeddaily.com 👈 -----This video has made me that much money, assuming that YouTube hasn’t changed their layout since I posted this video.This money will be a combination of my 55% revenue share I get from YouTubes’ Adsense system as a member of their Partner Program and the money I will get from the very brave company that I somehow convinced to sponsor today’s video.If you are part of the roughly 30% of people that watch my new videos in the first day after they are uploaded, then firstly thank you, but you might also notice that the number down there is negative, and that’s because I have also decided to include how much it costs me to make these videos.I’ve done this for two reasons, the first is because I thought you might find it interesting, especially if you have ever aspired to start a YouTube channel of your own. I’ve also done it to highlight a big problem that I think is worth talking about, monetization drastically effects what you spend your time watching here on YouTube without you even realising it.If you aren’t watching on the first day this video goes live then the title was “This video has made me -$953.56” because that’s how much I spend all in on making the video you are watching right now.That might surprise you, after all most of my videos are made from edited movie scenes and stock clips, compared to some of the things you watch on YouTube, I don’t need to give piles of cash away, film in exotic locations or get a new car every other week.But I still employ an editor who I want to pay very well for the work he does in making these videos come to life, and on top of that there are licenses for the software applications I use, as well as licenses for the things as mundane as a cloud storage drive, email servers and accounting software.The barriers to entry for a YouTube channel like mine are very low, but they are rising, especially if you want to stand out in an ever more competitive landscape of high budget content, and this is causing perhaps one of the biggest problems on the platform.And no, I am not talking about people saying naughty things and getting their videos demonetized, I’m talking about something that greatly impacts the way you consume hours of video every week.#youtubemonetization #howmoneyworks #financeThanks to Ed6767 for the image at 7:19 https://commons.wikimedia.org/wiki/File:Exterior_of_YouTube_Space_Kings_Cross.jpgEdited By: Andrew GonzalesMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesFor sponsorship inquiries, please contact sponsors@worksmedia.groupFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: how money works, economic trends, economic education, mortgage crisis, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

50 Year Mortgages Are Actually Even Dumber Than You Think | How Money Works

Thu, 05 Feb 2026 17:02:04 -0000

50 Year Mortgages Are Actually Even Dumber Than You ThinkFollow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- Keywords: financial education, debt crisis, financial news, investment strategies, financial planning, stock market, inflation explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is The World Bank Actually an Evil Empire? - How Money Works | How Money Works

Thu, 05 Feb 2026 11:02:02 -0000

Is The World Bank Actually an Evil Empire? - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈The world bank and the International Monetary Fund are two international organizations that receive a fair bit of criticism for being overly powerful empires used by the wealthy and influential to squash poor and developing nations.And as we will explore a lot of this criticism isn’t entirely unfair either.But part of the problem stems from the average individual not knowing what the world bank is and what they do, which means at best they only hear about the issues that make headlines, or at worst they don’t hear anything about it and go grr, banks are bad, so a bank for the entire world must be the biggest baddest bank of all.And as we have said, they might not be wrong, but before we get the pitchforks out it’s time to learn how money works, and thoroughly investigate what these institutions do, what they are supposed to do, and why everybody seams to be angry at them all the time.Ok so they world bank and the international monetary fund are often confused for one another, and in fairness they are similar in a lot of ways. Both of them were started as financial arms of the United nations in the mid 1940’s as a response to the financial factors the led to world war 2.They are also both something that most people won’t have anything to with in their day to day lives, unless they were to become a very senior politician or bureaucrat.But here is the general breakdown.#WorldBank #IMF #HowMoneyWorks___________________________________________________________________________Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- Keywords: private equity, personal finance, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

EVE Online's Self Imposed Economic Collapse - How Money Works | How Money Works

Thu, 05 Feb 2026 09:01:52 -0000

EVE Online's Self Imposed Economic Collapse - How Money WorksA few years ago the galaxy within EVE Online was facing a problem. Abundance.An abundance of materials, an abundance of fuel, an abundance of high paying income sources, and an abundance of safe space to harvest these materials, fuels and space dollars.Now while that might sound like a really good problem to have, (and it would be in the real world) It does cause some problems in a video game.The biggest problem simply being that is boring.Try playing GTA 5 with god mode hacks turned on, after punching some fighter jets out of the sky you are going to get bored pretty fast, and people WERE getting bored.The largest groups in EVE online were up until recently playing a game of “build as much as you possibly can so it becomes almost impossible for any smaller group to ever catch up”.#EVEOnline #Finance #HowMoneyWorks___________________________________________________________________________Part 1 - https://youtu.be/m6j_UsGJnkQPart 2 - https://youtu.be/2t25bsqlTM8Part 3 - https://youtu.be/ijhAILUNz_sMusic by Epidemic Sound & Eve Online Original SoundtrackSign Up Link (if you want to try out the game) - https://www.eveonline.com/signup?invc=ef33cafb-0aa2-4051-9f03-55dc800247c2(This link gives both you and I rewards in the game)Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------ Keywords: economy podcast, mortgage crisis, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

America's (Latest) Farming Crisis | How Money Works

Thu, 05 Feb 2026 07:01:55 -0000

America's (Latest) Farming CrisisFollow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out.--------------- ------------------------------America's (Latest) Farming CrisisFollow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. -------------- Keywords: money management, how money works, recession analysis, financial independence, mortgage crisis, corporate finance, ai bubble, business analysis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is The Federal Reserve Bank Profitable?! - How Money Works | How Money Works

Wed, 04 Feb 2026 23:02:04 -0000

Is The Federal Reserve Bank Profitable?! - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈The federal reserve bank has found itself as the center of attention in recent months, what with everything from, money printer Meme's to “the future of capitalism as we know” on the line, the fed has obviously been an incredibly influential entity.But it’s also something that most people really don’t know much about, or worse… think they know a lot about when they really don’t.But that’s ok because the federal reserve bank is a bank, so the best way to get to really get a good understanding of how it works is just to follow the money and answer a simple question, Is the reserve bank profitable?Now because I hate YouTube video’s than needlessly drag out a question to get their average watch time up the short answer is.. Yes, Massively Profitable, it’s actually the most profitable organization in the world after recently beating out Saudi Aramco.But don’t click away yet… For starters I need that average watch time too, but more importantly, finding out how money works to generate massive profits at the federal reserve bank will teach you a lot about how this almost mythical institution actually operates day to day.#FederalReserve #QE #HowMoneyWorks___________________________________________________________________________Music by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: real estate crisis, economic trends, corporate finance, hedge funds, investment strategies

Learn more about your ad choices. Visit megaphone.fm/adchoices

Was Any Of This Actually Legal? | How Money Works

Wed, 04 Feb 2026 20:45:24 -0000

Was Any Of This Actually Legal?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out.

-----

--------- Keywords: ai bubble, mortgage crisis, private equity, recession analysis, financial education, wealth building, housing bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Much Money I Made on YouTube After Gaining 100,000 Subscribers In A Month - How Money Works | How Money Works

Wed, 04 Feb 2026 11:01:58 -0000

How Much Money I Made on YouTube After Gaining 100,000 Subscribers In A Month - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________ Thanks to a few of my video’s taking off this channel gained 100,000 subscribers and over 5.5 million views within a month.I hope it goes without saying that I am incredibly grateful to everybody who has watched my videos, subscribed, left an encouraging comment or even pointed out area’s where I can improve.But with that sappy bullshit out of the way, all regular viewers of the channel will know by now that I hate dragging out an answer to a simple question just to get you to stick around so, $29,000… I made $29,000 in the month that my channel “blew up” as the kids say.Now there are some really interesting things that I have discovered in this period of rapid growth, and some concerning trends which will likely mean that this gravy train is coming to an end very soon, not only for my channel, but for almost every channel on the platform.#YouTubeMoney #HowMoneyWorks ___________________________________________________________________________Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------ Keywords: debt crisis, market crash, housing bubble, inflation explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

EVE Online's Self Imposed Economic Collapse - How Money Works | How Money Works

Wed, 04 Feb 2026 09:01:56 -0000

EVE Online's Self Imposed Economic Collapse - How Money WorksA few years ago the galaxy within EVE Online was facing a problem. Abundance.

An abundance of materials, an abundance of fuel, an abundance of high paying income sources, and an abundance of safe space to harvest these materials, fuels and space dollars.

Now while that might sound like a really good problem to have, (and it would be in the real world) It does cause some problems in a video game.

The biggest problem simply being that is boring.

Try playing GTA 5 with god mode hacks turned on, after punching some fighter jets out of the sky you are going to get bored pretty fast, and people WERE getting bored.

The largest groups in EVE online were up until recently playing a game of “build as much as you possibly can so it becomes almost impossible for any smaller group to ever catch up”.

#EVEOnline #Finance #HowMoneyWorks

___________________________________________________________________________

Part 1 - https://youtu.be/m6j_UsGJnkQ

Part 2 - https://youtu.be/2t25bsqlTM8

Part 3 - https://youtu.be/ijhAILUNz_s

Music by Epidemic Sound & Eve Online Original Soundtrack

Sign Up Link (if you want to try out the game) - https://www.eveonline.com/signup?invc=ef33cafb-0aa2-4051-9f03-55dc800247c2

(This link gives both you and I rewards in the game)Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------- Keywords: market crash, economics explained, financial education, mortgage crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Dark Secret Behind Those Omaze Giveaways - How Money Works | How Money Works

Wed, 04 Feb 2026 03:01:59 -0000

The Dark Secret Behind Those Omaze Giveaways - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈If you have watched YouTube… at all… in the last year or so you have no doubt know what Omaze is…For the few of you who don’t, they are an organisation that promotes lotteries for all manner of different items and experiences, ranging anywhere from a chance to win a Lamborghini all the way to an exclusive Star Wars set tour before it hit theatres.This all sounds very cool especially when it is revealed that all of the proceeds from these lotteries go on to support charities. To date the company has raised over 130 MILLION DOLLARS for charities that do everything from providing scholarships to orphaned children, to installing solar power in remote African communities.Surely it would be pretty hard to hate on an organisation like this right?Well…You see despite this chirpy exterior of flashy cars and warm fuzzies, Omaze is hiding a pretty dark secret. So it’s time to learn how your money works in these raffled because also reveals a lot about how an alarming amount of charitable organizations conduct themselves in the modern day.So before we go any further the first thing you need to know about is that it is a For Profit Institution, which means that its primary goal is not to feed the homeless or save the spotted owl, it’s to make money…It makes this money by representing organizations that are themselves non profits, but they are not one themselves.Now there is nothing fundamentally wrong with this, if feeding America held a charity gala in a Hilton Hotel nobody would have any issues with Hilton hotels later going on to turn a profit that’s fine.Where Omaze starts to push it’s luck though is that it really doesn’t make any effort to stress this relationship.Just think, when your favorite YouTuber was talking about a car giveaway, they probably spoke a lot about Omaze, and the great work it was doing, but just think, do you remember any of the charities that these charities were actually meant to fund?If you do, you certainly have a better memory than me.This is no accident.The company spends millions of dollars on marketing every year and trust me if they wanted you to hear about the actual non-profits, you would have heard about the actual non-profits.The company would instead like for you to conflate with saving the children, more so than running lotteries to make fat stacks, and trust me they do make fat stacks.#Omaze #NonProfit #HowMoneyWorksOmaze lottery fund raising raffle giveaway some lamborghinis and ferraris to winners of this entry free prize money and then money towards good causes and local charities.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --------- Keywords: market crash, financial news, personal finance, economic trends, investing basics

Learn more about your ad choices. Visit megaphone.fm/adchoices

The McRecession | How Money Works

Tue, 03 Feb 2026 23:02:00 -0000

The McRecessionThanks to Storyblocks for sponsoring this video! Download unlimited stock media at one set price with Storyblocks: https://storyblocks.com/HOWMONEYWORKSArticle - https://www.axios.com/2025/05/01/mcdonalds-restaurants-fast-food-recession-starbucksSign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @howhistoryworksEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic Sound📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#business #finance ---------------Fast food has never been GOOD food, but it was a quick, easy, reliable and cheap way to get a meal that appealed to people who were time poor… or just well… you know… actually poor… Mass layoffs, increasing economic uncertainty, deferred student loan payments kicking in and spiking levels of consumer debt SHOULD be the perfect opportunity for these cheap offerings to bring in customers who don’t have much money to spare, but still want to eat. For a long time companies like McDonalds, Dominos, KFC, Taco Bell and Wendy’s were considered “recession proof” because even in the most dire of circumstances people still need to eat, and the companies typically offered the best exchange rate of dollars to calories in the market. But that’s changed. In a business move that can only be described as… confusing… These brands have responded to cost conscious, busy and desperate consumers by becoming more expensive, slower and less reliable… Unsurprisingly sales across the industry have plummeted at a time when they SHOULD be outperforming. It would almost be comical if they weren’t collectively some of the largest employers in the country. However the McRessession has been caused by more than some management missteps, it’s a clear sign of some much bigger problems in the wider economy.Follow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------ Keywords: financial planning, private equity, market crash, personal finance, corporate finance, financial literacy, how money works

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are Global Elites Above the Law? | How Money Works

Tue, 03 Feb 2026 17:01:57 -0000

Are Global Elites Above the Law?The Davos Man was the big topic at the 2018 World Economic Forum. But who is he? We profile "The Davos Man" in this video.#DavosMan #TooBigToJail #HowMoneyWorksSources: https://pastebin.com/yg8NZZ96Music from Epidemic Sound.DISCLAIMER: This video is not official financial advice. We are not licensed financial advisers and are not advocating for purchasing any securities mentioned in this video or any other videos posted by Compounded Daily. Always do your research before purchasing any securities.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------- Keywords: market crash, economic education, gig economy, financial independence, investment strategies, investing basics

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Growing Problem With Personal Finance YouTuber "Influencers" | How Money Works

Tue, 03 Feb 2026 07:02:17 -0000

The Growing Problem With Personal Finance YouTuber "Influencers"Sign up for my newsletter https://compoundeddaily.com 👈I have some bad news for you…You are probably not going to be rich.Not a particularly positive message to start a video on but its something that people need to hear from time to time.Unfortunately, this is not something that most people want to hear, so there is no shortage of people out there that will tell you exactly the opposite, normally as a way to pitch you some kind of product.Now of course most of you watching know that the YouTube ads saying that you can earn 6 figures in a month by selling on Amazon, Forex trading, or flipping real estate are full of shit.But they still all follow a pretty similar routine,hey, you can get richas long as you are willing to do XYZwhile listening to the advice I give you!Again when it turns out that this advice is something that you have to pay for, most people get wise to the fact that it’s all just a massive scam.Of course some don’t, which is tragic and there really genuinely should be more done about this, but that’s a story for another time… or a Coffeezilla video.Instead the focus of this video will be on a group of internet guru’s with much more influence, a much larger following, and much more credibility, the personal finance personalities.So it’s time to learn how money works and find out why you probably shouldn’t be learning to work your money like these popular YouTubers might suggest.#PersonalFinance #Investing #HowMoneyWorks___________________________________________________________________________Music by Epidemic SoundLinks to all channels mentioned in this videoMeet Kevin - https://www.youtube.com/c/MeetKevin Coffeezilla - https://www.youtube.com/channel/UCFQMnBA3CS502aghlcr0_aw Graham Stephan - https://www.youtube.com/channel/UCV6KDgJskWaEckne5aPA0aQ Andrei Jihk - https://www.youtube.com/channel/UCGy7SkBjcIAgTiwkXEtPnYg The Plain Bagel - https://www.youtube.com/channel/UCFCEuCsyWP0YkP3CZ3Mr01QFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------- Keywords: market crash, inflation explained, debt crisis, real estate crisis, economic trends, housing bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Are Unpaid Internships Still Legal? Defending the Indefensible - How Money Works | How Money Works

Mon, 02 Feb 2026 23:01:57 -0000

Why Are Unpaid Internships Still Legal? Defending the Indefensible - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________Nobody likes needing to go to work, but we do it because it puts money in our pockets and food on our tables, and hey if you can find a job that you don’t totally hate to fill this requirement that’s great.But what about jobs that you aren’t paid for at all?Unpaid internships rightfully attract a fair bit of scrutiny in modern corporate America.Many say that these roles effectively amount to slave labor, where scummy companies are able to take advantage of free workers to do the menial tasks that they would have otherwise had to employ an office secretary for.Even the best unpaid internship programs at high end technology companies have their critics, for some pretty valid reasons.And you know, on the surface this looks pretty cut and dry.A worker should get an honest compensation for an honest days work, that’s just fair, but what if that compensation didn’t come in the form of a pay check?Well it’s time to learn how money works by defending the indefensible and looking how unpaid internships of all things could actually be the answer to a lot of the problems facing our modern workforce.#LaborCrisis #Careers #HowMoneyWorks___________________________________________________________________________Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: housing bubble, real estate crisis, financial news, gig economy, stock market

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Investing in Wine Better than the Stock Market? | How Money Works

Mon, 02 Feb 2026 13:02:04 -0000

Is Investing in Wine Better than the Stock Market?Fine wines are one of the most sought after goods for those who enjoy the taste and class associated with them. With many wines, aging is one of the ways they continue to taste better and better. That means people are willing to pay more in the future for wines that age well.This has led to one of the most interesting forms of alternative investing, and even services have been created for collecting pricing data and coordinating the trading and exchange of investment wine.In March 2019, a wine auction at the world famous auction house, Christie’s was held for a variety of wines. During the auction, the most expensive sale was 12 bottles of wine from Burgundy, France for a little over $305,000. That is over $25,000 per bottle of wine. In 2011, the same case sold for between $97,000 and $116,000 in today’s dollars, marking an increase of over 126% over those 8 years. Overall, the auction seemed to be pretty successful with about 90% of all wines being sold.The rise in popularity of wines being bought from the secondary market has grown intensely from the year 2000 to about $4 billion in 2018. Although this is pretty insignificant if you compare it to total private equity investment activity of $800bn in 2018, $4Bn is still pretty significant.#WineInvesting #InvestInWine #HowMoneyWorksSources: https://pastebin.com/R4KbyAXuDISCLAIMER: This video is not official financial advice. We are not licensed financial advisers and are not advocating for purchasing any securities mentioned in this video or any other videos posted by Compounded Daily. Always do your research before purchasing any securities.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------- Keywords: corporate finance, hedge funds, financial news, real estate crisis, business analysis

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Are Not An Investor... But It's Important You THINK You Are... | How Money Works

Mon, 02 Feb 2026 09:02:11 -0000

You Are Not An Investor... But It's Important You THINK You Are...To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.Sign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @HowHistoryWorks @HowMoneyWorksUncutEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty Images📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.The collective value of all American publicly traded stocks is now over fifty-eight TRILLION dollars.That’s more than a three times increase from just a decade ago, and American public stocks are now the second largest asset class in the world behind only Chinese real estate which has… not been performing as well…These amazing returns coupled with new technology which makes getting into the market easier than ever before has mean that more Americans than EVER are stockowners benefiting from this strong market!Investing is THE best tool for average people to build up wealth to fund some of their most important life goals like retirement, send their kids to college, or leaving some money behind for their children…With more people than ever benefiting from the stock market it means what is good for investors is good for everybody!!!...The only problem is… basically everything I have just said is complete bull…You are NOT an investor… but it’s really important that you think you are…Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: stock market, hedge funds, financial planning, financial news, mortgage crisis, economics explained, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why SPACs are Popular Investments | How Money Works

Sun, 01 Feb 2026 21:02:20 -0000

Why SPACs are Popular InvestmentsNicola Motors, Draft Kings, and Virgin Galactic have a lot in common.For starters all these companies have recently gone public and are still not profitable and while that's common for many IPOs neither Nicola or virgin galactic have actually generated any revenue from their main service lines.For Nikola they haven't even sold any electric vehicles and for Virgin Galactic they have still yet to deliver on their space tourism services. Most people would consider these stocks to be early stage and incredibly risky for wall street bets though it's a great idea.Perhaps the most important thing to understand about these companies is how they went public and that's through a spec or a special purpose acquisition company.We're going to look at specs how they're structured and answer why they become so popular among investors.SPAC's are by no means anything incredibly new they've existed for a while now but have just recently become popular again.The general idea behind a SPAC is that their management team raises money from investors to go public and then uses that money to buy another company the process through which the acquisition occurs is called a reverse merger and how this works is actually pretty simple...Music from Epidemic Sound#SPAC #IPO #HowMoneyWorksFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. -------- Keywords: business analysis, hedge funds, investing basics, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Company Made Steve Jobs a Billionaire? - Hint: it Wasn't Apple! - How Money Works | How Money Works

Sun, 01 Feb 2026 17:02:20 -0000

What Company Made Steve Jobs a Billionaire? - Hint: it Wasn't Apple! - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈Steve jobs was worth an estimated 10.2 billion dollars at the time of his tragic death in late 2011, making him one of the wealthiest people in the world at the time.This will not come as a huge surprise to most of you, because after all he was the founder and CEO of Apple Computers, which went on to be the most valuable company in history, with a market capitalization today of over 2.2 trillion dollars.The thing is though, apple had very little to do with the fortune amassed by this legendary businessman.Apple was famously founded by Steve Jobs, Steve Wozniak and Ronald Wayne in a Californian garage in 1976.The business found it’s initial seed capital from jobs selling his Volkswagen Bus, and Wozniak selling a high end pocket calculator.These funds were then use to develop the apple one and subsequent apple two desktop computers, which introduced the world to a new way of interacting with these previously cumbersome machines.During this period, Ronald Wayne, the often forgotten third founder of apple computers would sell his share in the company for $800 dollars. Those same shares today even after dilution would be worth more than half a trillion dollars, but c'est la vieVideo Clips Used In Video-- https://www.youtube.com/watch?v=m4kn_GqGsKc - https://www.youtube.com/watch?v=QbbW8SO08XQDiscord I hang out on - https://discord.gg/MJGcTH6#SteveJobs #Billionaire #HowMoneyWorksAnswer to the mistake we made - The picture of the three founders does not actually include Ronald Wayne. In fact the man we crossed out was actually John Scully, the CEO that later ousted Jobs from the company.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. -------------- Keywords: how money works, financial independence, financial education

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Finance "Gurus" Want You To Hate Them - How Money Works | How Money Works

Sun, 01 Feb 2026 03:02:35 -0000

Why Finance "Gurus" Want You To Hate Them - How Money WorksFind out how many times your information has been leaked on the dark web by trying Aura for 14 days completely free: http://Aura.com/HowMoneyWorksSign up for my newsletter https://compoundeddaily.com 👈Thanks to Aura for sponsoring this videoFinancial charlatans promising people the secrets to getting rich quick have been around for as long as capitalism itself.These people will present themselves as wildly successful before offering up the secrets to their success for a steep price.The modern incarnation of scummy business model got it’s start with cheesy so called “financial Gurus” who would pay for ad spots on late night TV infomercials. Today the practice has become more popular with social media platforms like Facebook, Instagram and TikTok giving these men direct access to millions of potential victims.But if these men are trying to convince people of their supposed financial brilliance, why don’t they present a more professional image? Financial charlatans promising people the secrets to getting rich quick have been around for as long as capitalism itself.These people will present themselves as wildly successful before offering up the secrets to their success for a steep price.The modern incarnation of scummy business model got it’s start with cheesy so called “financial Gurus” who would pay for ad spots on late night TV infomercials. Today the practice has become more popular with social media platforms like Facebook, Instagram and TikTok giving these men direct access to millions of potential victims.But if these men are trying to convince people of their supposed financial brilliance, why don’t they present a more professional image?#howmoneyworks___________________________________________________________________________Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic SoundStock footage by StoryblocksFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------ Keywords: market crash, economics explained, debt crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes Money Does Buy You Happiness - Even Beyond $75,000 Per Year! - How Money Works | How Money Works

Sat, 31 Jan 2026 11:01:59 -0000

Yes Money Does Buy You Happiness - Even Beyond $75,000 Per Year! - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈$75,000 per year. This is the number often referred to as the cut off where money will no longer bring you any more happiness.This is largely in thanks to a widely misquoted 2010 study conducted by these two gentleman, Daniel Kahneman and Angus Deaton.Since this was published, all manner of outlets have perpetuated this idea that conveniently falls in line with other tropes like, money can’t buy happiness and money is the root of all evil, mo money mo problem etc etc.The issue is that it’s simply not true.The first clue for anybody misquoting this study should be in the title of the study itself. “High income improves evaluation of life but not emotional well-being”What this means in plain English is that people with higher incomes don’t necessarily experience higher levels of day-to-day happiness. However long term, they do generally have a more positive outlook on life.This phenomenon is most likely to be explained by the psychological theory of the hedonic treadmill.The hedonic treadmill is the observed tendency of humans to revert back to a relatively stable level of happiness in spite of any major life events, positive or negative.This is to be expected because of something psychologists refer to as the hedonic treadmill.The hedonic treadmill is the observed tendency of humans to quickly return to a relatively stable level of happiness despite any major positive or negative life changes.#Money #Happiness #HowMoneyWorksSources- https://www.pnas.org/content/107/38/16489- https://www.pnas.org/content/118/4/e2016976118.short?rss%3D1Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: economic education, ai bubble, money podcast, debt crisis, private equity, money management, investing basics, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Anti-Work Movement - How Money Works | How Money Works

Fri, 30 Jan 2026 19:01:53 -0000

The Anti-Work Movement - How Money WorksUpgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworksSign up for my newsletter https://compoundeddaily.com 👈There is a movement that is gaining popularity online amongst disenfranchised workers who are struggling with jobs where they are not paid enough, not given enough flexibility and simply not treaded with the level of respect that should be afforded to every human being. So It’s time to learn How Money Works to find out what the Anti Work Movement get’s right and what it gets horribly wrong.#AntiWork #Business #HowMoneyWorks ___________________________________________________________________________Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic SoundStock footage by StoryblocksAll materials in these videos are used for educational purposes and fall within the guidelines of fair use.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: investment strategies, investing basics, housing bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

So You Just Got Rich... Great... Now What?! - How Money Works | How Money Works

Fri, 30 Jan 2026 17:01:56 -0000

So You Just Got Rich... Great... Now What?! - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈So you just got rich… Maybe you bought GameStop at $5, or bitcoin at a thousand, maybe you did it the good old fashioned way and won the lottery, but by one means or another you have found yourself with millions of dollars looking back at you when you open up your bank account.Congratulations you have won capitalism…. Now What?You might have though making the money was the hard part, but in many ways holding onto it can be even harder.Friends you haven’t heard from in years will suddenly spring back into your life, strangers will send you threatening letters, and even family members will have a sob story about why they suddenly need money.Ironically enough, multi million dollar windfalls from inheritances, gambling, or gambling in denial “investing” actually increase the likelihood of being declared bankrupt by over 1,000%.So hang onto your lucky windfall and stick around to learn how money works,So to understand what to do with your new found fortune, you have to start off by understanding what not to do.Believe it or not, coming into life changing amounts of money in a short space of time can inflict upon people what psychologists call Sudden Wealth Syndrome, and while that might sound like the best mental health problem to have, it is still a serious problem.According to the American Psychologist Dr Stephen Golbart, the symptoms of this affliction include anxiety, isolation and paranoia, brought about by the perceived guilt of receiving money that wasn’t “earned”.It’s kind of like the imposter syndrome turned up to 11.______________________________________________________________________#Windfall #CallOptionsGoBrr #HowMoneyWorksLink To Economics Explained Video - https://youtu.be/AqSExy3HBm0Music by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---------- Keywords: economic education, business analysis, investment strategies

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Gig Economy is Full | How Money Works

Thu, 29 Jan 2026 11:02:08 -0000

The Gig Economy is FullFollow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --------- Keywords: money management, ai bubble, corporate finance, economics explained, stock market

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why SpaceX Needs Starlink | How Money Works

Tue, 27 Jan 2026 21:01:50 -0000

Why SpaceX Needs StarlinkIn 2019, with around 75 billion visits a month, Google was the most popular website in the world. Perhaps more impressive, is that combining the next three--YouTube, Facebook, and Baidu--would only bring you to around 60 billion.What’s less talked about, though, is the magic that makes the internet easy to express our thoughts (Twitter), share family photos (Facebook), and for you to like this video.For most people, the internet is no longer a luxury, it’s a necessity. Those important things in life like work, staying connected with friends, and subscribing to Compounded Daily, are all enhanced through the use of the internet.And yet while 94% of America has access, most of the world (about 52%) does not. But how those who don’t eventually get connected will start to look a lot different.#Starlink #SpaceX #HowMoneyWorksSources: https://pastebin.com/VfHzJrHwMusic: Astral Roar - Lama House Lupus Dream - Lama House Cotton Spheres - Lama House Slow Silk Lullaby - Lama House Astral Roar - Lama HouseDISCLAIMER: This video is not official financial advice. We are not licensed financial advisers and are not advocating for purchasing any securities mentioned in this video or any other videos posted by Compounded Daily. Always do your research before purchasing any securities.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: financial news, how money works, economic trends, private equity, wealth building, personal finance, economy podcast, investing basics

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have We Forgotten How To Be "Professional"? | How Money Works

Tue, 27 Jan 2026 09:01:43 -0000

Have We Forgotten How To Be "Professional"?Follow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------ Keywords: financial independence, economy podcast, financial planning, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Game Companies Stopped Making Games - How Money Works | How Money Works

Sat, 24 Jan 2026 13:01:54 -0000

Why Game Companies Stopped Making Games - How Money WorksGo to https://bit.ly/3Bo4vh9 and use code HMW to get 15% off ClickUp's massive Unlimited Plan for a year! Start reclaiming your time for less than $5 a month. Hurry offer ends soon.Sign up for my newsletter https://compoundeddaily.com 👈 --------------Today the video game industry is worth more than the movie and music industry combined, and the companies that make these games are some of the most valuable businesses in the world.The only thing is, they don’t really make video games anymore.Movie studios are pumping out record numbers of big budget movies which are being viewed by more people on more platforms, but video game studios are doing the opposite.Rock star, the creators of the infamous Grand Theft Auto series used to release a new game every 4 months on average. But as of mid-2022 their latest game is now almost 4 years old, and there is no news of any new releases coming soon.#gameindustry #HowMoneyWorks --------------------------Edited By: Andrew GonzalesMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesAll materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. -------------- Keywords: personal finance, mortgage crisis, economic education, financial education, recession analysis, inflation explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

Insider Trading is Unfair (But Should it be Legal?) - How Money Works | How Money Works

Mon, 19 Jan 2026 21:01:52 -0000

Insider Trading is Unfair (But Should it be Legal?) - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈Someone with a consistent flow of insider information on a single publicly traded company could make triple figure annual returns which could make even a small investment of a few thousand dollars turn into millions.Support the channel on Patreon here - https://www.patreon.com/HowMoneyWorks#InsiderTrading #HowMoneyWorksLink To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic SoundStock footage by Story BlocksFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: debt crisis, financial independence, business analysis, financial education

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Don't Want To Start A Business - But It's Important That You Think You Do - How Money Works | How Money Works

Mon, 01 Dec 2025 05:02:44 -0000

You Don't Want To Start A Business - But It's Important That You Think You Do - How Money Works

The culture of being an entrepreneur, or an investor, or a freelancer is increasingly driving young professionals to pursue career paths that are truly not in their best interests.

Now starting a business can of course be incredibly rewarding, and I might sound like a bit of a hypocrite here because of course I started this YouTube channel (at least in part) because I thought it had the potential to be very profitable… and it has been which is great.

But I am also well aware of the fact that I have been extremely lucky, (like winning the lottery levels of lucky) even to get to where I am today. I am also aware that a YouTube business is about the easiest possible business in the world to run. The product distribution, advertising, accounting, server hosting and invoicing are all handled for me.

It’s also incredibly low risk. If my channel never took off, I would have wasted about $300 in equipment and software subscriptions…

Now I bring up YouTube because it’s one of the defining examples of a business model that is perpetuating the idea that if you are not a “Hustler” you are failing at life.

So if you have ever even subconsciously thought that you are destined to be a business owner then it’s time to learn how money works to find out why it might not be all it’s cracked up to be.

#Entrepreneur #Career #HowMoneyWorks

___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Music by Epidemic Sound

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------

------- Keywords: mortgage crisis, financial literacy, investment strategies, financial education

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Rise of CEOs... That Don't Show Up To Work. | How Money Works

Mon, 01 Dec 2025 02:02:08 -0000

The Rise of CEOs... That Don't Show Up To Work.

To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channels: @HowHistoryWorks @HowMoneyWorksUncut @HowHistoryWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.

#ceo #business #career

----- The average public CEO now makes nearly 400 times more than the average American as their pay has increased by an average of one THOUSAND four hundred and sixty percent [1,460%] since 1978.

Now you probably already know the old joke that… no they are not working 400 times harder than their employees… but being a CEO IS still a serious commitment that normally involves making life long sacrifices to climb the corporate ladder or start a successful business all while being constantly accountable to shareholders and a board of directors.

The pay is good, but the work is hard, and if you want to be CEO, you need to be on call 24/7 to put out fires, or your time at the top will be very short lived.

That’s the story anyway…

So then… what is behind the massive rise in CEO’s that only work part time, IF they show up to work at all?

Well it’s time to learn How Money Works to find out why else companies have become happy to pay millions of dollars to people who barely show up to work.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------------------------

--------------- Keywords: personal finance, money podcast, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can We Make Houses Affordable... Without Destroying the Economy? | How Money Works

Sat, 29 Nov 2025 23:02:15 -0000

Can We Make Houses Affordable... Without Destroying the Economy?

To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#realestate #housingmarket #money

Affordable housing has become THE defining challenge of this generation not only in America, but across most of the world.

House prices have grown so much faster than wages that young people will struggle for years JUST to save a down payment, all so they can struggle for DECADES to make the RE-payments on their mortgage. At the same time we are told that our home is our biggest asset, and the last time the real estate market saw a significant dip, it took the global economy down with it.

So can we make houses affordable… without destroying the economy?

According to data from the U.S. Census Bureau the homeownership rate in America is sixty five point six percent [65.5%] so the majority of people have a direct financial interest in not seeing their biggest financial asset lose its value.

This is in SPITE of the fact that according to a study by the CATO institute EIGHTY SEVEN percent [87%] of Americans are worried about the cost of housing which means there is a big overlap between people that want affordable housing… as long as it isn’t theirs. This means the only winning course of action for politicians is to performatively make the problem worse. Administration has announced plans to offer tax credits of up to $10,000 to families selling their home to another owner occupant in addition to another tax credit of up to $5,000 to offset mortgage rates for first home buyers.

These could be used in conjunction with a TWENTY FIVE THOUSAND DOLLAR [$25,000] bonus for first generation homebuyers.

BUT if you are a new buyer and you get $40,000 worth of extra tax bonuses and grants, all that will do is make affordable housing… $40,000 more expensive which doesn’t really make you any better off overall. So just making houses cheaper isn’t enough to make houses more affordable UNLESS you look at some radical… and not so radical solutions, that won’t be politically popular… but just might work…

So it’s time to learn How Money Works to find out if you can make the houses affordable… without destroying the economy in the process.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------

--------------- Keywords: financial education, business analysis, investing basics, market crash, investment strategies

Learn more about your ad choices. Visit megaphone.fm/adchoices

Everything You Need To Know About the Chinese Evergrande Crisis (So Far) - How Money Works | How Money Works

Sat, 29 Nov 2025 11:02:07 -0000

Everything You Need To Know About the Chinese Evergrande Crisis (So Far) - How Money Works

For those of you who are not already aware this has the potential to be far more than a run of the mill corporate bankruptcy. Evergrande employs over 200,000 people directly while also providing work for as many as 4 million subcontractors who work to erect thousands of buildings for the company every year.

Beyond just job losses, the company is also holding deposits for 1.5 million properties that may not be delivered to regular Chinese citizens who were just looking for a home or an investment property.

Now loosing a home is terrible in ANY country, but perhaps nowhere more so than in China. The value of these properties compared to the incomes of people buying them is astronomical, and it often takes multiple family generations to save up for a deposit.

Because of this, real estate has become basically the only thing that most people invest in, and over a million people losing that investment will have massive knock on economic impacts beyond just putting people out on the streets (as is that wasn’t bad enough already)

Despite these social issues and the apparent threat to the national and global economy the Chinese government has said that they are not prepared to bail out the company.

Why? Well politics… but there are a few things that you need to understand about this crisis as we watch it play out in real time.

The first is how this collapse actually started in what looked like an otherwise very healthy company?

The second is how bad could this get if the government does not step in?

And the third is, Will this all be contained? Or could this leak out and cause an economic collapse in countries outside of China?

#Evergrande #ChineseEconomy #HowMoneyWorks

___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Music by Epidemic Sound

___________________________________________________________________________

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------

--------- Keywords: personal finance, recession analysis, investing basics, wealth building, debt crisis, business analysis, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Ethical Investing is BAD Investing... Here's Why - How Money Works | How Money Works

Sat, 29 Nov 2025 05:02:26 -0000

Ethical Investing is BAD Investing... Here's Why - How Money Works

Ethical investing has become incredibly popular in recent years.

The promise of being able to put your money towards businesses that don’t harm the environment, exploit vulnerable workers, or engage in bad business practices is obviously very attractive.

The idea of this practice is that by denying these bad companies access to investment, they won’t have the opportunity to grow and continue their harmful practices.

Some big names in the investment space have also backed up an ethical investing strategy by saying that not only will it do good for the world, but it will also do good for your wallet, because it can offer higher returns than a traditional investment strategy.

The problem is that… it almost certainly can't.

Ethical investing may feel good but under the surface it effectively re-brands one of the biggest mistakes that people are make when getting into investing, not being diversified…

What’s more is that ethical investing might not actually have the positive effect on the world that you might initially expect from listening to the thought leaders in this space.

So it’s time to Learn How Money Works and find out why ethical investing is bad investing.

#EthicalInvesting #Investing #HowMoneyWorks

___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Music by Epidemic Sound

___________________________________________________________________________

I was going to link to the Monte Carlo Simulator here, but it turns out that the software that I get given from work costs about $10,000 per year to use. So instead just read this to learn how to do almost exactly the same thing with Excel 👉 https://support.microsoft.com/en-us/office/introduction-to-monte-carlo-simulation-in-excel-64c0ba99-752a-4fa8-bbd3-4450d8db16f1

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------

-------------- Keywords: recession analysis, gig economy, financial literacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

WTF Does the Board of Directors Actually Do? | How Money Works

Fri, 28 Nov 2025 23:02:08 -0000

WTF Does the Board of Directors Actually Do?

Go to https://ground.news/money to stay fully informed on the biggest news in finance, and the world. Subscribe through my link for 40% off unlimited access this month.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #finance #boardofdirectors

To kick off the new Year, Mark Zuckerberg (a man who is definitely not having a mid life crisis) announced that Dana White, the President and CEO of the Ultimate Fighting Championship had been elected to Meta’s board of directors.

The decision was met with some… “mixed”... Reactions from company employees and stakeholders.

But what most people don’t realise is that this decision is really not that unusual…

The board of the Embattled Boeing Corporation recently appointed Mortimer J Buckley, the Former CEO of the Vanguard Group, who ALSO serves on the board of Pfizer, alongside James Quincey, the CEO of the Coca Cola company who also serves on its board, alongside Bela Bajara, the Chief Content Officer of Netflix, who serves under a board which includes Anne Sweeney, the former chairman of of FX Networks who worked under Tony Vinciquerra the Chairman of the Fox Networks GROUP, who currently serves on the board of Qualcomm, a company formerly managed by Steven Mollenkopf… who currently sits on the board of directors of Boeing…

It’s a great big club… and you ain’t in it…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------

---- Keywords: real estate crisis, business analysis, economics explained, financial literacy, wealth building, corporate finance

Learn more about your ad choices. Visit megaphone.fm/adchoices

Just Work Six Days A Week! | How Money Works

Fri, 28 Nov 2025 08:02:20 -0000

Just Work Six Days A Week!

🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off DeleteMe international Plans: https://international.joindeleteme.com 🙌 ----

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#work #business

Late last month, the paragon of wise economic decisions… Greece… introduced a SIX day forty-eight-hour work week.

The country did this at the same time as its European neighbours have been successfully experimenting with shorter four-day work weeks, but the Greek government has insisted that this new change is the key to tuning its economy around by simply working harder than everyone else.

It’s a bold strategy, and for the sake of working conditions everywhere we better hope it doesn’t work… unfortunately, it just might…

It’s very easy for Greek workers to find jobs that pay better in other countries because as a member of the European Union they are free to reside and work across borders with very few restrictions.

In order to correct for this loss of manpower the government has decided to introduce a six-day work week to make up for all the workers who have left the country and to support all the elderly people who can no longer support themselves.

By raw arithmetic their logic makes sense… kind of…

Output is the hourly productivity of a worker multiplied by how many hours they work. If Greece has fewer workers, it can increase its output by just getting those who are left to work even longer and harder.

Instead of magically creating high paying jobs like promised, what this new law is really about is squeezing the most out of workers on the other end of the pay scale.

Retail, transport, construction and hospitality are jobs where companies just need someone behind a counter or on the tools for as many hours of operation as possible to serve customers periodically.

A large share of what’s left of the Greek workforce are in these types of roles, and businesses are ALREADY demanding a lot of extra hours from their employees.

It won’t make workers work harder, it won’t create high paying jobs, it won’t improve productivity, it will drive away what few young workers the country has left, it will lower hourly wages and create terrible working conditions for the whole country.

It’s all around a terrible policy, but unfortunately, it’s not just Greece doing this.

So it’s time to learn How Money Works to find out why the six day work week might be catching on… everywhere…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. ------ Keywords: debt crisis, housing bubble, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

AI Is Laying Off... Senior Executives | How Money Works

Thu, 27 Nov 2025 02:02:12 -0000

AI Is Laying Off... Senior Executives

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---

--- Keywords: recession analysis, gig economy, financial education, financial literacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Problem With Really Smart People | How Money Works

Wed, 26 Nov 2025 08:02:24 -0000

The Problem With Really Smart People

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Sign up for my newsletter https://compoundeddaily.com 👈 There is a problem with really smart people that is making you dumber and poorer.

Social media platforms like YouTube, Twitter, TikTok and Facebook have allowed us unrestricted access to the greatest minds in the world. It’s also let us interact with these people instead of only being able to read their curated publishing.

Being able to watch hours of interviews with world renowned scientists or tweet directly with influential business people is amazing, but it creates 5 big problems and when these very smart people start talking about investing and personal finance those problems end up costing regular people lots of money.

Problem number one is the issue of false authority.

We now know that the average person puts a heavy weighting on the advice of smart people but even the smartest people in the world don’t know how you should invest your money.

An investing strategy is a very personal thing because it needs to consider your income, objectives, risk tolerance, tax strategies and current financial position, without knowing these its impossible for even the smartest investor to give good advice.

The problem for a lot of people is advice can be expensive and licensed professionals are also obligated to give people cold hard truths that they might not want to hear, such as you are never going to get rich earning $50,000 a year.

People don’t want to hear this so they look to smart people who are not afraid to give advice to see what they recommend.

Someone like Meet Kevin is obviously a smart guy because he has made millions of dollars investing into real estate and meme stocks and then millions more by talking about investing into real estate and meme stocks on the internet.

The advice he gives carries a lot of weight because he presents himself as an in the know figure that is willing to teach you the secrets of becoming wealthy from humble beginnings like he did.

Compare this to a boomer like the plain bagel who is only going to lecture you about how your portfolio is never going to MOON and that you should instead take your time to write out clear objectives and work those into a realistic budgeting and investing plan.

So it’s time to learn How Money Works to find out how listening to really smart people is costing us all a lot of money

#investing #business #howmoneyworks -------

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------------

------------- Keywords: financial literacy, personal finance, debt crisis, private equity, investment strategies, economic education, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is Company Management Always Terrible? - How Money Works | How Money Works

Mon, 24 Nov 2025 14:02:14 -0000

Why is Company Management Always Terrible? - How Money Works

Get access to a totally free high quality newsletter every morning by signing up to The Daily Upside at https://bit.ly/386hAzi

In a recent study conducted by MIT American workers identified management and the culture they create as the reason they were looking for a different job ten times as frequently as workers who were looking for another job to get a pay increase.

Good managers do exists, but even if you are lucky enough to find one, they are often stuck dealing with poor management of their own that trickles down throughout an entire corporate structure.

In an age where staff turnover is costing businesses billions of dollars a year you might expect that companies would do their best to address this problem, but even companies like Google, and Apple that do their absolute best to create world leading working environments are still called out for toxic leadership.

It’s not just staff turnover either, management structures determine the direction of companies and it feels like every other week their poor performance is the reason behind a company going under.

So why do managers always suck? Well believe it or not science has the answer.

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------

--------- Keywords: financial news, financial education, business analysis, investment strategies, hedge funds

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Political Lobbying is Allowed & Encouraged - Defending the Indefensible - How Money Works | How Money Works

Sat, 22 Nov 2025 19:58:00 -0000

Why Political Lobbying is Allowed & Encouraged - Defending the Indefensible - How Money Works

3.5 billion dollars were spent on political lobbying in 2019 alone.

What’s more is that political donations funded presidential add campaigns that topped 14 billion dollars.

These astronomical sums are not reserved for the big leagues of federal politics either, every year vast fortunes are spent influencing policy decisions from, the oval office and federal congress all the way down to local city councils.

But why is this allowed?

Political lobbying combined with huge campaign contributions from wealthy individuals and companies has started to seem tantamount to bribery, where the best interests of the voting public are seconded to who can write the biggest donation check fundamentally undermining democratic processes…. Right?

Well it’s time to defend the indefensible by learning how money works to influence politics and why we should want it to stay like this.

#PoliticalLobbying #Lobbying #HowMoneyWorks

___________________________________________________________________________

Political Lobbying is constitutional big business small business incentives taxation policy how to personal finance stimulus checks for corporate bailout for big companies stock market rally banking finance donations to policy decisions and how money works are political donations bribery is mitt romney joe biden donald trump bernie sanders Elizabeth warren using political donations for re election campaigns that cost too much money from taxpayer funding

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------

---- Keywords: investment strategies, stock market, debt crisis, gig economy, market crash, financial independence, money management

Learn more about your ad choices. Visit megaphone.fm/adchoices

Job Security is Dead... and Nobody Cares | How Money Works

Fri, 21 Nov 2025 11:02:27 -0000

Job Security is Dead... And Nobody Cares

Thanks to MANSCAPED for sponsoring today's video! Get 20% OFF + Free International Shipping with promo code "HMW20" at https://manscaped.com/howmoneyworks ! #fathersday

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#career #business

Jobs are not what they used to be… the average time an employee spends with their company is now at the lowest level ever, and that’s by design.

We have gone from full time to part time, to casual, to gig work, lowering the expectation of a long-term professional relationship every step of the way.

If this didn’t do enough, studies have shown that many workplaces are now intentionally promoting the fear of job losses in an attempt to “motivate workers” and keep cost down, but this is usually a really dumb idea.

The death of job security is bad for workers AND bad for companies…

But nobody cares anymore…

Up until the 1980’s it wasn’t unusual for workers to spend their entire professional careers working with just ONE company.

Company loyalty was highly valued by both employers and employees, and the threat of getting laid off or fired was incredibly low.

If you ever watch old films and see someone getting fired as a major plot point, just remember it actually was a big deal back then. But according to data from the Bureau of Labor Statistics, those days are long gone…

The average tenure of young employees these days is less than a third of the baby boomers exiting the workforce.

I don’t want to sound too old here, but back in my day people actually cared about losing their job, but today getting fired or laid off from your company just makes good content to post on Tik Tok.

This is a bad trend for companies, because it takes away their biggest stick.

The fear of getting fired is always going to be a motivator in the workplace, there really is no way around that, if you don’t do your job or cause too much trouble for the company you are going to lose your job along with the pay and benefits that come with it.

But as the great Peter Gibbons would say “that will only make someone work just hard enough to not get fired”.

The death of job security means that people just EXPECT to lose their job at some point in their career these days, but there are three big reasons why it was allowed to get this bad, and three reasons why… nobody really cares anymore…

So it’s time to learn How Money Works to find out why job security is dying, why nobody cares, and what happens when nobody has a job for long enough to be good at it…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. ------------- Keywords: hedge funds, corporate finance, economic trends, financial education, stock market

Learn more about your ad choices. Visit megaphone.fm/adchoices

Banking is Broken (And We May Not Be Able to Fix It) - How Money Works | How Money Works

Fri, 21 Nov 2025 08:02:02 -0000

Banking is Broken (And We May Not Be Able to Fix It) - How Money Works

Banking has become too complicated and too concentrated for it's own good and this could have serious impacts on us all.

#Banking #Finance #HowMoneyWorks ___________________________________________________________________________

Support the channel on Patreon here - https://www.patreon.com/HowMoneyWorks ___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

___________________________________________________________________________

Banking is an incredibly important industry which is based off a very simple concept.

People with more money than they know what to do with can keep it in a safe secure institution which can then lend that money out to people who have big idea’s but not enough money to make them happen.

They give a small incentive to the depositors, and charge a higher premium from the borrowers, making a profit for the service that they provide as a “financial intermediary”

This system has become more complex over time with things like fractional reserve banking, and alternative capital sources, but if we strip all of that away we will still find that the heart of banking is this simple mechanism.

For all of the hate that banks get, they can do a lot of good in an economy. To people who want a safe place to keep their money they offer an almost 100% guarantee that the money left with them will still be there, a day, a month, a century from when it was deposited.

They also make that money readily accessible, online, over the phone, from a collection of ATM’s, or simply through a plastic debit card.

To people that want to borrow money they are also the “go to” institution for a fair loan based on lending parameters developed over time.

We may hate things like credit scores and employment checks, but it’s part of the reason why so many people are paying below 3% on their mortgages right now.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------------

--------- Keywords: financial independence, gig economy, inflation explained, mortgage crisis, stock market, money management

Learn more about your ad choices. Visit megaphone.fm/adchoices

Companies Do Not Care About Staff Loyalty (Anymore) - How Money Works | How Money Works

Wed, 19 Nov 2025 05:02:04 -0000

Companies Do Not Care About Staff Loyalty (Anymore) - How Money Works

How many people do you know that have been with their current employer for more than 10 years? Well according to the US Bureau of Labor Statistics it’s actually 29% of people, which sounds suspiciously high until you consider that a vast majority of this group are made up of workers on the verge of retirement, which is important to remember for later.

Amongst all workers in the US the median was just over 4 years.

In fact multiple studies have suggested that full time workers that stick with their employers for more than two years on average get paid FIFTY PERCENT LESS.

This is an unbelievably large gap, ESPECIALLY when you consider that the average of the loyal working group will be drastically inflated by senior executives and the c suite who tend to have more tenure. In plain English, for regular Joes like you or me, this 50% figure is likely understated.

So why aren’t companies stopping this? Surely having to pay tens of thousands of dollars to advertise a position, interview candidates, onboard new staff, train them and wait for them to get up to speed with their new role is not sustainable if it has to be done over and over again every 2 years… right?...

Well you would think so, but there are a few reasons why companies don’t care about employee loyalty… anymore…

#Career #Jobs #HowMoneyWorks

___________________________________________________________________________

Link to my vid on BS Jobs - https://youtu.be/uK3OBAxCi6k

Link to my vid on retirement - https://youtu.be/Q5sF0MbfVn8

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------------------

--------------- Keywords: investment strategies, money management, financial news, personal finance, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bernie Madoff's Ponzi Scheme Really Wasn't That Bad - How Money Works | How Money Works

Sun, 16 Nov 2025 16:28:00 -0000

Bernie Madoff's Ponzi Scheme Really Wasn't That Bad - How Money Works

Bernie Madoff ran the largest Ponzi scheme in history, which at it’s height had an apparent 65 billion dollars in assets under management made up of investments by everybody from wall street billionaires to pension funds.

This all came crashing down in December of 2008, as the fraudulent businessman was arrested and subsequently charged to face over 100 years in prison, a sentence that he served up until his death last month.

But here is the thing, Bernie's fraud, was… not…that… bad…

In fact there is arguably more damaging behaviors taking place in the markets day in and day out today by some of the most revered businessmen in the world.

To understand this, it’s time to learn how money works by defending the indefensible and really understanding how Bernie Madoff ran his business.

So the basic function of a Ponzi scheme is that a legitimate looking operation is set up to attract investors looking to make a nice healthy return. Now this operation could theoretically purport to do anything…. Shipping, mining, manufacturing, but more often than not it is investing.

Why investing?

Because it is the most discrete… you see you will never actually perform any of the tasks that you claim you will to the investors and an investment firm doing nothing looks pretty much identical to an investment firm doing a lot, at least from the outside.

#BernieDidNothingWrong #Finance #HowMoneyWorks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------------------

--- Keywords: hedge funds, money management, financial education, stock market, wealth building, economics explained, inflation explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Much Worse Can Home Prices Possibly Get? | How Money Works

Sun, 16 Nov 2025 00:36:48 -0000

How Much Worse Can Home Prices Possibly Get?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------

--------- Keywords: gig economy, financial planning, economic trends, financial literacy, investing basics

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Everything Became A Subscription. | How Money Works

Sat, 15 Nov 2025 08:02:18 -0000

How Everything Became A Subscription.

Go to https://buyraycon.com/hmw to get 15% off your Raycon purchase!

Why is everything a subscription?

Subscription services are everywhere effecting personal finance the average person is now spending $273 a month on subscriptions and at the same time less than one third of them could afford a $1,000 expense without going into debt…

This only includes software services like netflix, disney plus, hulu, spotify, adobe, apple music, xbox games pass and others. It does not include other recuring expenses like gym or club memberships.

Service companies are doing this to attract venture capital investment. These investors favour subscription businesses because they provide consistent cash flows and can be scaled rapidly before being sold through a traditional IPO, a SPAC or to a private equity fund.

But these businesses are not always perfect and there are some products that just make more sense to sell through a one time direct sale.

So it’s time to Learn How Money Works to find out how everything became a subscription.

---- #finance #howmoneyworks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------

--------------- Keywords: how money works, financial planning, housing bubble, real estate crisis, money podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Your Job Achieves Nothing... (probably) - How Money Works | How Money Works

Fri, 14 Nov 2025 05:28:00 -0000

Your Job Achieves Nothing... (probably) - How Money Works

In the last century service jobs have gone from representing less than a quarter of all jobs to now representing nearly 80% of workers.

Now when we think of service jobs we think of people serving us coffee, finding a pair of pants from out the back, or carrying bags to our hotel room.

Sure they might be an unnecessary luxury for the people using these services but it’s still pretty easy to see that they do produce value, be it in the form of a nice cup of coffee, a flash new outfit, or promptly delivered luggage (without the need for a physio appointment the next day)

But you see the thing is the service sector is far more broad than the name implies it encompasses everybody from call center salespeople to CEO’s.

In fact it is quiet difficult these days to find a job outside of the service sector specifically because those roles require special certifications, remember that for later because it is important.

But the growth of the self-serving service sector, and the subsequent rise in bull jobs that came with it seems a bit odd.

Surely the efficient free market would weed out these individuals that are contributing nothing, punishing the companies that bear their salary expenses while rewarding the more efficient organizations that do without them… right?

#Careers #MyJobSucks #HowMoneyWorks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------

---------- Keywords: investment strategies, ai bubble, private equity, economy podcast, market crash

Learn more about your ad choices. Visit megaphone.fm/adchoices

Porsche is a Hedge Fund That (Sometimes) Makes Cars - How Money Works | How Money Works

Thu, 13 Nov 2025 14:03:04 -0000

Porsche is a Hedge Fund That (Sometimes) Makes Cars - How Money Works

Enjoy high quality publications in audio by using this link to get 1-month FREE of NOA. Https://bit.ly/3KrES1C

Link to the history video https://www.youtube.com/watch?v=FiR5hdXZv3A

When you think of Porsche you probably think of fast cars, and finance bros.

Porsche's are expensive but decidedly less flashy than their Italian rivals so they do well with the people that want an expensive sports car but don’t want to explain what they do for a living every time they stop t a gas station.

What you might not know is that Porsche and the finance bro’s that enjoy the fast cars they make have more than a producer customer relationship.

Porsche is itself, effectively an investment firm that happens to occasionally make cars on the side.

If you weren’t confused already, Porsche Automobiles is owned by the Volkswagen group, the company that makes the golf and the beetle, but the Volkswagen group, is owned, by Porsche.

You can also buy shares in Porsche, as well as Volkswagen because they are both public companies listed on the Frankfurt stock exchange, however, Volkswagen has announced plans to take Porsche public at the end of the year, even though it already is a public company.

This corporate mess is only where the weirdness begins, because besides making cars Porsche has investments in companies that make commercial 3D printers, laser systems, and satellite launch platforms.

#business #finance #howmoneyworks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------

----- Keywords: economic education, mortgage crisis, personal finance, debt crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Simple Solution To Financial Fraud... But... | How Money Works

Wed, 12 Nov 2025 11:03:01 -0000

The Simple Solution To Financial Fraud... But...

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Support me on Patreon - https://www.patreon.com/HowMoneyWorks

My Other Channel: @howhistoryworks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Banking has a fraud problem, that’s not new, and it costs clients billions of dollars every year. We are all so used to this now that it’s not even shocking anymore but there is now a simple solution that can eliminate this problem while actually saving the banks money. However, banking executives want you to forget about this solution as quickly as possible or just convince you that it won’t work.

Regular viewers of the channel will know I hate dragging out the answer to a simple question for the sake of watch time, so the solution is just to force bankers to work from home, where they actually have less oversight from managers and authorities. A recent study by the European Journal of Financial Management found that FIVE TIMES less likely to engage in financial misconduct when working from home. There are two reasons why this works so well and three infuriating reasons why executives won’t let it happen.

The first reason is simply because everything done from home goes on a digital record. In America banks are not allowed to delete most records for five years, and that’s not just financial transactions and signed contracts, it also includes internal files like emails, meeting minutes and instant chat messages between employees. A billion dollars lawsuit was recently settled with major banks that didn’t put effective measures in place to stop their employees’ sending messages via encrypted messaging platforms like WhatsApp that don’t leave the required records. There was no way to tell if these bankers were talking about their plans for the weekend or conspiring on an insider trading scheme. Laws vary in other countries but there is always one record that’s impossible to keep track of and that is in person conversations. There are three types of conversations that happen in banks with alarming frequency that make this a serious problem.

So it’s time to learn How Money Works to find out how we found a simple solution to fraud and why we are going to pretend it doesn’t exist.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------

------- Keywords: debt crisis, mortgage crisis, inflation explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

How The Big Short Actually Worked | How Money Works

Tue, 11 Nov 2025 17:01:57 -0000

How The Big Short Actually Worked

Get 25% off Blinkist premium and enjoy 2 memberships for the price of 1! Start your 7-day free trial by clicking here: https://www.blinkist.com/howmoneyworks

The Big Short with it’s all star cast recounts the events of three groups of traders that bet against the housing market in the years before the sub prime mortgage crisis that would eventually result in the failure of key financial institutions.

The Big Short is unique as a high budget Hollywood production that actually takes the time to properly portray the way that finance really worked behind the scenes and uses financial events to progress the plot rather than focusing on wild parties, sports cars and sexy ladies like some other movies that took a very different approach to storytelling.

Similarly to the Wolf of Wall Street, the big short is a move based off a book only the wolf of wall street was an autobiography written by Jordan Belfort himself and The Big Short: Inside The Doomsday Machine, was a standard non-fiction title that described the role of several players in the creation of the credit default market betting against the American housing market.

The Big Short was written by Michael Lewis, a veteran financial journalist and the book really does read like a 320-page financial article, in that it’s very information dense but also very well researched and verified.

For this video we will only be looking at the players that are in the movie, but the book does go into detail on some people that were either entirely cut from the film or merged into other characters to make the movie entertaining to a broader audience.

Unfortunately, in the process of making it appealing as possible to cinema goers the movie did cut out some very important details, and also just straight up got some things wrong.

So, it’s time to lean How Money Works and give you guys the investment banker’s insight into what really happened in the Big Short.

#thebigshort #investing #finance -------

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------------

--- Keywords: hedge funds, gig economy, investing basics

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Predatory Monetization of Video Games - How Money Works | How Money Works

Sat, 08 Nov 2025 20:02:09 -0000

The Predatory Monetization of Video Games - How Money Works

Thank you to Morning Brew for being my first ever video sponsor. Anybody who has watched my channel for some time knows that I will only work with brands I personally use myself. It's completely free so there is no reason not to check it out at - https://bit.ly/mbhowmoneyworks2

Morning Brew has been the inspiration for many of my video's so if you enjoy my content you will love theirs.

___________________________________________________________________________

Video game developers are companies with a profit motive and in many instances shareholders who they need to keep happy.

Selling a game once is great but it means there is a set amount of money that can be made from a set market of games. Exceptions do exist, somehow I have managed to buy Skyrim for the PS3, PS4 and PC, but I don’t like to talk about it.

The problem here is that some people are only willing to spend $20 a month on video games where other people are happy to spend thousands.

The only way to truly maximise profits is to get every possible gamer to pay the maximum possible amount that they are individually willing to pay for a game.

#HowMoneyWorks #MicroTransactions #Monetization ___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------

--------- Keywords: money podcast, financial literacy, financial planning

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fraud Has Cost You Your Financial Future | How Money Works

Fri, 07 Nov 2025 23:01:54 -0000

Fraud Has Cost You Your Financial Future

Click here https://bit.ly/HELLOMONEYDEC and get 65% off with my code HELLOMONEY if you’re in the US but wherever you’re watching from you will also get a very special discount as it’s valid internationally!

Sign up for my newsletter https://compoundeddaily.com 👈 With the collapse of FTX, the conviction of Elizabeth Holmes and the widespread rejection of everything NFT all happening within the space of a month, financial fraud is once again big news, and it should be because it is costing you your financial future.

This is not your imagination either, incidents of identity theft, wire fraud, investment scams, pump and dumps, Ponzi schemes, phishing attacks, and sophisticated hacks are all at all time highs.

Fraud cost Americans a total of 5.8 BILLION dollars in 2021, and most trackers suggest that number will be even greater this year.

these stories can be easy to ignore because the victims of these crimes often had to, frankly, be pretty stupid and financially illiterate to get caught up in them.

Anybody who has been anywhere near the internet in the last 20 years should know by now you don’t send money to Nigerian princes with yahoo email accounts or corporate executives playing league of legends during an investor meeting.

It’s all pretty common-sense stuff, and you might then incorrectly assume that the rise in fraud is of no concern to you.

When you really think about it that 5.8 Billion dollar figure sounds bad, until you work out that that’s only $17.50 per American for an entire year, not to flex too hard but I have spent more on a Starbucks coffee before.

It’s hard to see how such a small cost could be doing something as severe as costing young Americans their financial futures, but it is.

So it’s time to learn How Money Works, to find out why you really need to start taking stories about fraud personally, even if you never think that you would be dumb enough to fall for these schemes yourself.

#fraud #finance #business

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------------------

----- Keywords: economic trends, recession analysis, economic education, financial news, money management, inflation explained, personal finance, investing basics

Learn more about your ad choices. Visit megaphone.fm/adchoices

Has America Drowned Itself In "Luxury" Housing? | How Money Works

Thu, 06 Nov 2025 11:02:19 -0000

Has America Drowned Itself In "Luxury" Housing?

To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#housingmarket #realestate #money

So the solution to the problem of unaffordable housing seems so simple right? Just build more houses! Well we have been… New construction is approaching the highest rate it has been since the 2008 crash, and that's DESPITE record high construction costs that came about because of disrupted supply chains. The problem has been… if we were building the right KIND of housing. As costs rose and margins shrank, the only kind of property that remained profitable to build was LUXURY property… and now we have found ourselves in a strange situation… We might have too many houses. Now I know what you’re thinking, sounds great right? Wrong! Despite all of this new development, we are still short about 4 million homes by most estimates, and if developers can’t sell the “luxury” homes they have already built, it’s much less likely they will build the other homes we actually need.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------------------

-------------- Keywords: money podcast, financial literacy, stock market, economy podcast, economics explained, mortgage crisis, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Corporate America Is Obsessed With "Company Culture" | How Money Works

Thu, 06 Nov 2025 08:02:18 -0000

Why Corporate America Is Obsessed With "Company Culture"

The first 100 people to use code MONEY with the link below will get 60% off of Incogni: http://incogni.com/money

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #howmoneyworks #corporateculture

Corporate America has become obsessed with company culture but those Friday afternoon drinks and team building days are papering over a terrible trend which is making your workplace miserable and stalling your career. Company culture is one of the biggest trends in corporate management.

Small companies with as few as twenty employees are hiring culture managers whose full-time job is to promote a collaborative and positive work environment. These are full time employee that from a bottom-line business perspective do nothing but make the other nineteen employees more engaged with their work. According to a survey of job seekers and hiring managers conducted by Robert Half a workforce analytics firm, ninety one percent of managers said that a candidates fit with the organizational culture was more important than their skills and experience.

Hilariously a PWC survey on company culture found that sixty nine percent of companies believed their culture gave them a competitive edge… presumably over the thirty one percent of companies that realized that an office doesn’t need a ping pong table and kombucha on tap to be a nice place to work. Managing corporate culture is expensive, corporate culture managers are earning an average salary package of one hundred and ten thousand dollars a year according to GlassDoor. Direct salary expenses also don’t capture the additional costs of running culture events, and the lost manhours in the name of team building.

It’s a big investment and one that is not paying off.

If corporate culture is starting to sound less like an annoying business buzzword and more like a horrifying trend that was only the first reason out of four.

So, it’s time to learn How Money Works to find out why corporate America has become obsessed with company culture.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------------

------- Keywords: how money works, investment strategies, financial independence, wealth building, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

If You Want To Be a CEO Become An Engineer First - How Money Works | How Money Works

Wed, 05 Nov 2025 08:03:22 -0000

If You Want To Be a CEO Become An Engineer First - How Money Works

Thank you Helix for sponsoring! Visit https://helixsleep.com/howmoneyworks to get up to $200 off your Helix mattress, plus two free pillows #helixsleep

Sign up for my newsletter https://compoundeddaily.com 👈 Tim Cook the CEO of apple was awarded 853 MILLION dollars in total compensation for his work in 2021.

Mr Tim Apple wasn’t even the biggest earner last year, Rivians CEO Robert Scaringe took home two point three billion dollars in compensation and the one and only Elon Musk was awarded more than ten billion dollars in Tesla Options.

Perhaps these two are a little more deserving because they were the founders or very early personal investors in highly risky companies utilising unproven technology. But most CEO’s didn’t take such personal risk and many are still enjoying nine figure salaries.

This isn’t another video to complain about how unfair it is that the average fortune 500 CEO now earning more than 324 times the median employee at their company, we have heard it all before and it doesn’t look like its going to change any time soon no matter how much the internet complains about it.

Now would be a good time to remember the age old anecdote, if you can’t beat them, join them.

So it’s time to learn How Money Works and get yourself a step by step guide on landing a job as an egregiously overcompensated corporate fat cat CEO

#howmoneyworks #ceo

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------------------

------ Keywords: wealth building, financial education, market crash, financial news, financial literacy, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Do Rich Americans Live 10 Years Longer Than Poor Americans? - No It's Not Healthcare... | How Money Works

Wed, 05 Nov 2025 02:02:24 -0000

Why Do Rich Americans Live 10 Years Longer Than Poor Americans? - No It's Not Healthcare...

Why do rich people live longer than poor people?

It might sound like a silly question that you already know the answer to.

“Oh they have better access to healthcare” right?

Well no… That’s NOT the biggest factor in places like the united states, Canada, Europe and most developed Asian countries.

Instead there is something more going on here that is less obvious than rich people get treated for all of their illnesses while poor people do not.

Now this is a big deal, multiple studies have found that wealthiest 10% of people in these developed countries live around an extra 10 years more than their less wealthy peers.

What’s more is that they remain disability free for eight to nine years longer than their peers, which means not only are they living longer, they are living better lives.

Now this might sound like a uniquely American issue bit the same top 10% rule has been found to apply to other countries too. Chile is a much poorer country than the United States, but it has a longer life expectancy. That life expectancy is further stretched out by around a decade in the top 10% of wealthiest citizens, so absolute wealth and access to resources isn’t the key factor here.

With talks about retirement ages being pushed back further and further this little statistical anomaly should be something we are all paying very close attention to, because it’s actually something we can learn a lot from.

So it’s time to learn how money works to find out how it can be used to keep you living your best life for an extra decade. A special thanks as always to my channel members and supporters on patreon for making these slightly more controversial video’s possible. "

___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

#HowMoneyWorks #Economics #Wealth

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

___________________________________________________________________________

Articles Discussed

- https://core.ac.uk/download/pdf/71356246.pdf

- https://academic.oup.com/biomedgerontology/article/75/5/906/5698372

- https://youtu.be/eYG0ZuTv5rs

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------------

-------------- Keywords: inflation explained, financial literacy, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Are YouTube Ads Full Of Scams? - How Money Works | How Money Works

Mon, 03 Nov 2025 05:02:20 -0000

Why Are YouTube Ads Full Of Scams? - How Money Works

For 65% off with HelloFresh plus FREE shipping, use code HMW65 at https://bit.ly/3RL4SaE

AdSense through Google, (which also services YouTube) is the biggest advertising service on the planet a title it has held for over a decade. According to the companies 2020 filings they generated 147 billion dollars in revenue from online advertising.

This included everything from banners on websites to the ad that you watched before this video started. It’s a great business model and it finances the free google powered services that we all take for granted, I mean who here pays for their personal email?

But there is a problem with these ads that is very different from what you might see on traditional television, or on the radio, or in a newspaper (if you are still old school enough to read those).

Ads on YouTube just seem to be full of scams.

I wasn’t sure if this was just me, but a recent community poll revealed I am not alone, and I wanted to figure out why.

Whether its some hustle bro telling you how you can make a million dollars a month by day trading, or a mobile game ad that is showing gameplay that looks literally nothing like the game itself, its all very questionable.

So it’s time to learn How Money Works

#business #finance #howmoneyworks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------

--------- Keywords: business analysis, wealth building, financial planning, money management, financial news, how money works, investing basics, economic education

Learn more about your ad choices. Visit megaphone.fm/adchoices

How To "Win" A Trade War | How Money Works

Fri, 31 Oct 2025 13:02:42 -0000

How To "Win" A Trade War

To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #trade #economics

Global trade has made the USA incredibly rich. But what is good for AmericA, isn’t always good for AmericaNs… Globalisation has let big businesses pull revenue from global markets, it’s given consumers cheap products subsidised by poverty wages, and investors access to foreign capital from around the world. The best part is, all we had to give up in return was stable productive jobs that previously defined the American middle class… For some reason, some people have decided this wasn’t actually a very good deal and that workers need a way to regain some of the power they once had. It is genuinely a very reasonable idea that has united people on both sides of the political aisle… which is why it’s kind of a shame that we are doing it… in the stupidest way possible…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------------

---------- Keywords: economy podcast, mortgage crisis, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

How The Wolf of Wall Street Scam Actually Worked - How Money Works | How Money Works

Mon, 27 Oct 2025 22:02:21 -0000

How The Wolf of Wall Street Scam Actually Worked - How Money Works

it’s time to learn How Money Works to lift the hood on Straton Oakmonts questionable operations and find out how it let Mr. Belfort rake in “almost” a million dollars a week in ill gotten gains.

Back before the 2000’s buying stocks was not as simple as going online and typing in a ticker symbol. People would actually call a real living person a stockbroker and give them instructions on what stocks to buy and what stocks to sell.

#WolfOfWallStreet #HowMoneyWorks

___________________________________________________________________________

Support the channel on Patreon here - https://www.patreon.com/HowMoneyWorks ___________________________________________________________________________

Music by Epidemic Sound

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------

---------- Keywords: financial independence, market crash, financial news, corporate finance, money management

Learn more about your ad choices. Visit megaphone.fm/adchoices

nObODy wAnTs To WorK AnYMore! | How Money Works

Mon, 27 Oct 2025 10:02:32 -0000

nObODy wAnTs To WorK AnYMore!

Sign up for a 14-day free trial and enjoy all the amazing features MyHeritage has to offer https://bit.ly/HowMoneyWorks_MH

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @howhistoryworks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #career #work

---- It’s the classic gripe of the out of touch corporate executive hiring minimum wage workers or the trust fund baby who is angry that their gym is busy in the middle of the day…

“Nobody wants to work anymore”

Now… I really hate to say this but… by looking at the numbers… they might have a point…

Labor force participation is approaching generational lows even after the pandemic while labor force participation amongst men specifically is the lowest it has ever been…

These declines have been happening at the same time that unemployment is “theoretically” quite low which (if the economists are to be believed) means it should be easy for people who want a job to get a job right?... Well not quiet… and these numbers are confusing at best… or downright misleading at worst.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------

----- Keywords: wealth building, financial planning, investment strategies, financial literacy, hedge funds, economics explained, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Does Japan Still Have an Emperor? - How Money Works | How Money Works

Sat, 25 Oct 2025 16:02:37 -0000

Why Does Japan Still Have an Emperor? - How Money Works

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Japan’s royal family is often forgotten about in the west. I wouldn’t be surprised if a few of you watching didn’t know that Japan actually still has an emperor, but indeed… they do… it’s this man, Emperor Naruhito.

Naruhito ascended to the throne in May of 2019 after his father Emperor Akihito abdicated from the throne. These men are the official heads of state of the third most influential economy in the world, and while their powers are almost entirely ceremonial, however their living standards are anything but.

The immediate royal family has over 1,000 staff working for them directly.

This roster includes basic essentials like, you know… gardeners, chefs, plumbers, chauffeurs, secretaries, security personnel not to mention 47 servants PER ROYAL!

But this enormous staff also extends to things like wardrobe managers, royal farmers that farm the family’s food, 4 doctors constantly on standby, a silkworm breeder to make sure the family is always decked out in the finest threads, Shinto advisers, and 30 archaeologists tasks specifically to look after the tombs of the family.

Beyond just the manpower the Japanese Royal family claims some pretty pricey real estate. If you think the white house or Buckingham palace are ritzy, they have nothing on the Japanese Royal Palace in Tokyo.

Sprawled out over 379 acres in the heart of the largest city in the world, this royal residence was once more valuable than all of the real estate in California combined. Nowadays it’s worth about as much as two and a half San Francisco townhouses but that’s a whole other issue.

This estate, along with dozens of other lavish estates dotted around the country and over the planet cost a lot to maintain, and that’s why the government of Japan gives the family 11.83 Billion yen (or around 110 million American dollars) every year to keep everything up to a royal standard.

This is ON TOP of a personal expense account of 324 million yen or 2.9 Million USD’s for every member of the direct royal family as well as a 269 million yen for every member of the extended family.

This is taxpayers money which is all going to fund the ridiculously lavish lifestyle of a huge family that hasn’t actually played an active role in managing the country since world war two, and even back then their job performance wasn’t what I would call stellar.

So it’s time to learn how money works to makes sense of how this family justifies their unbelievable operating expenses in a country that has not seen sustained economic growth in nearly three centuries.

#Japan #Royal #HowMoneyWorks

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. ------------- Keywords: corporate finance, personal finance, economic trends, financial education, recession analysis, gig economy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Do Squatters Rights Exist? - How Money Works | How Money Works

Wed, 22 Oct 2025 13:02:22 -0000

Why Do Squatters Rights Exist? - How Money Works

Get access to a totally free high quality newsletter every morning by signing up to The Daily Upside at https://bit.ly/386hAzi

The financial success of families, communities and countries are intertwined with real estate, which is why it seems silly that people can just take these homes and legally claim them as their own.

Squatters rights on the surface sound ridiculous.

#Squatters #RealEstate #HowMoneyWorks

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------

----- Keywords: economic education, financial news, business analysis

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Pump and Dump Economy | How Money Works

Sun, 19 Oct 2025 13:02:31 -0000

The Pump and Dump Economy

Thanks to Storyblocks for sponsoring this video! Download unlimited stock media at one set price with Storyblocks: https://storyblocks.com/HOWMONEYWORKS

------ Sign up for our FREE newsletter! - https://www.compoundeddaily.com/

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#economy #business #money

So the stock market has lost more than 5 trillion dollars since its all-time peak which was achieved roughly a month ago to the day this video was uploaded. Asset markets are a forward looking indication of investors' predictions of what the future will look like, and right now those predictions are… bleak… We have been talking about “the everything bubble” for a long time now, everything from stocks, to real estate, to precious metals and even really dumb like meme-coins have experienced massive price increases fuelled primarily by wealthy speculators that are running out of things to invest in. [ If you were looking for something that could potentially come along and pop this bubble then you can take your pick… trade wars, ACTUAL wars, household debt, national debt, mass layoffs, government programs being cut and the biggest problem of all, which is that… nobody knows what is going on anymore…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----

--------- Keywords: recession analysis, wealth building, private equity, housing bubble, gig economy, economics explained, inflation explained, personal finance

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why A Real Estate Crash Won't Make Homes Affordable... For You | How Money Works

Sat, 18 Oct 2025 10:02:10 -0000

Why A Real Estate Crash Won't Make Homes Affordable... For You

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Our Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#realestate #investing #finance

There is one big problem holding most young people back financially

If you don’t already own a home, you probably can’t afford one… and you probably can’t even afford to rent one either. If your dream is a housing crash that will level the financial playing field… then I am sorry to tell you, but that’s probably only going to make things worse… According to the real estate data firm ATTOM homes are now unaffordable for median Americans in ninety nine percent [99%] of counties they analyzed, the remaining one percent [1%] were not affordable, there just wasn’t enough data to use in their report. With statistics like these the only hope that a lot of Americans have is a market correction that will bring prices back down.

High prices aren’t good for many people, buyers can’t afford a home, renters are stuck in a market where more than ever they need roommates to afford rent and even though two thirds of Americans own their own home, high prices aren’t that great for them either. If you are one of the lucky people that own a home and you sell it for a record price, you still need to buy another home which is just going to cost you a record price leaving you no better off overall.

While you own your home you are going to pay higher property taxes and if you do sell your home to buy a new one you might have to pay capital gains. Most homes in America are now selling over the IRS’s section 121 exemption of two hundred and fifty thousand dollars [$250,000] in profit since you purchased the home. So if your home is worth a lot more than you bought it for AND you don’t want to live on the street once you sell it, the only person you have really made money for is Uncle Sam.

The only people who are really winning are those that own multiple properties in addition to their primary residence. If prices are too damn high, then the best thing you could hope for is a market crash, right? … Wrong. I am once again here to crush your dreams and tell you that a housing crash would probably only make it harder for you to buy a home for three simple reasons…

So it’s time to learn How Money Works to find out why a real estate crash probably won’t get you any closer to owning a home.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------

-------------- Keywords: economics explained, money management, stock market, corporate finance, financial literacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Big Business Got So… Dumb… | How Money Works

Wed, 15 Oct 2025 17:10:54 -0000

How Big Business Got So… Dumb…

Go to https://hensonshaving.com/howmoneyworks then enter "howmoneyworks" at checkout to get a free tube of Shave Cream with your purchase of a Henson Razor.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #finance #technology

Platforms and algorithms have changed dozens of the world's largest industries, oftentimes basically overnight.

The way we listen to music, consume cinema, buy useless junk, spread conspiracy theories, find a partner or just order a kebab have all been redefined by just a small handful of companies.

Of the top ten most valuable companies in the world SEVEN of them are still relatively new businesses that have dIsRuPted major industries.

The message is obvious, if you can build a company that changes up the way that people do things with technology, you could become one of the richest people in history…

The best part is!!... YOU DON’T EVEN NEED TO CHANGE IT FOR THE BETTER…

This has created a problem in the Silicon Valley scene, where these innovators are trying to disrupt industries that… really shouldn’t be disrupted.

Banking, medical care, mental health, real estate, transport and even good old communication are all imperfect industries… but sometimes the solution to problems are slow careful iterative improvements… NOT slapping an algorithm on top of it…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------

---------- Keywords: private equity, business analysis, financial news, housing bubble, financial independence, financial education, debt crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Billionaires Are Refusing To Retire | How Money Works

Sun, 12 Oct 2025 13:03:21 -0000

Why Billionaires Are Refusing To Retire

Check out Hostinger. Everything you need to build a website https://hostinger.com/hmw

Use code HMW to get 10% off.

And check out our suggested book library we built with them - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #finance #billionaire

Most people alive today will never be able to retire.

Almost half of all Americans report having no dedicated retirement accounts at all, and rising living costs means that millennials will need more than a million dollars saved to retire comfortably. It’s a bleak outlook for most people who will probably be working in some capacity until the day they die. But there are people with enough money to live several lifetimes in extreme luxury without ever needing to work again… and yet they still chose to work, even at the expense of their health, their family life and worst of all… their own net worth…

So what is stopping so many billionaires from retiring? According to Bloomberg, the average age of a global billionaire is now 63 years old, and it’s slowly getting older every year, as wealthy people live longer and longer lives. Male billionaires are slightly older at 63.7 years and female billionaires are on average 62.4 years old.

Female billionaires have a longer life expectancy than male billionaires but they still trend younger because several have been the beneficiary of an inherited estate or divorce settlement at a younger age. Forbes has also now reported that there are NO billionaires under the age of 30 that are self made… all of them have inherited their wealth.

As billionaires are getting older and richer, an ever increasing number of them are also working well into their twilight years. You might think that they are just obsessed with accumulating more wealth. The mental state of billionaires who just need more is a factor that we will get to soon, but for some of them, they would actually be even richer if they took a step back and just enjoyed their wealth.

So it’s time to learn How Money Works to find out the three reasons why billionaires refuse to retire.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------

---------- Keywords: financial news, how money works, hedge funds, stock market, corporate finance, financial planning, economy podcast, market crash

Learn more about your ad choices. Visit megaphone.fm/adchoices

How To (Semi) Legally Launder Money | How Money Works

Fri, 10 Oct 2025 19:28:00 -0000

How To (Semi) Legally Launder Money

The Pandora papers are the latest in a long line on P Papers that have supposedly unmasked the shady dealings of the global elite’s worldwide network of money laundering, tax evasion and corruption.

You have no doubt seen the headlines, and if you are following the story closely you are likely thinking that nothing will really come of this.

It’s been five years since the Panama Papers were released the world and since then they have been followed up by the paradise papers, as well as a series of smaller leaks ultimately confirming what everybody suspected was going on anyway.

Now to an outside observer it is easy to be a bit disheartened by all of this news and simply resign yourself to the fact that these schemes will just happen forever and nothing will really be done to punish the perpetrators. This narrative would certainly be supported by the outlets publishing these stories too, because to be honest… outrage sells.

But it’s not necessarily the case, and perhaps the best way to see this is to do what no stories on this issue have been willing to do, and that is to unpack how this creative international accounting actually functions.

#PandoraPapers #PanamaPapers #howmoneyworks

___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------------

------ Keywords: corporate finance, gig economy, recession analysis, private equity, inflation explained, personal finance, economics explained, mortgage crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes... People ARE Angry | How Money Works

Thu, 09 Oct 2025 12:09:37 -0000

Yes... People ARE Angry

🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut @HowHistoryWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#finance #economy #money

For some reason everybody keeps asking if “you feel better today than you did 4 years ago”, and for many people, the answer is pretty clear…

Prices for everything they are buying have stabilized but they haven’t gone back DOWN, The AVERAGE household is now making more than ever before but the MEDIAN household is still worse off in real terms than they were in 2019, which means a lot of people are just falling further behind.

That is, they are falling further behind the small group of households pulling the average up, and they are falling further behind on their own personal finances.

Household savings have been eliminated while credit card debt has climbed to its highest level in HISTORY, housing is less affordable than ever ESPECIALLY for people who weren’t lucky enough to lock in generationally low interest rates, And the job market has become filled with automated systems, endless interviews and roles that never really existed.

Unemployment may be down but that data point completely ignores the millions of people who have simply given up.

There are a lot of REAL problems hurting a lot of real people… and the worst possible thing you can do… is tell them how great everything is and how grateful they should be….

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------------------

------------- Keywords: inflation explained, recession analysis, mortgage crisis, corporate finance, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Net Worth Figures Are Complete Nonsense That Nobody Should Believe! - How Money Works | How Money Works

Thu, 09 Oct 2025 12:09:37 -0000

Net Worth Figures Are Complete Nonsense That Nobody Should Believe! - How Money Works

Become a smarter investor in minutes by signing up a free trial of Finimize with my link https://bit.ly/FinimizeHowMoneyWorks

Sign up for my newsletter https://compoundeddaily.com 👈 Forbes and Bloomberg both publish lists that detail and rank the richest people in the world.

These are the businesses most popular publications and for good reason. Forbes and Bloomberg both want to be the brands people think of when they think information for rich people and about rich people, and what better way to market that idea than a list.

People like top ten lists and people like reading about rich people, it’s no wonder that there are endless copycats out there tracking everything from the richest influencers to the richest chefs.

But if I asked you what your net worth was, you probably wouldn’t know, and the only way you would accurately be able to find out is by accessing a lot of personal financial information.

So how do the reporters for Forbes, Bloomberg and TMZ work it out?

#howmoneyworks #billionaire

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------------

---- Keywords: economic education, debt crisis, economy podcast, corporate finance, economic trends, inflation explained, economics explained, money management

Learn more about your ad choices. Visit megaphone.fm/adchoices

WTF Happened To The UK? | How Money Works

Thu, 09 Oct 2025 00:35:00 -0000

WTF Happened To The UK?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------

--- Keywords: market crash, real estate crisis, mortgage crisis, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

People Can't Afford to Retire... Millions Are Doing It Anyway | How Money Works

Wed, 08 Oct 2025 13:06:51 -0000

People Can't Afford to Retire... Millions Are Doing It Anyway

Get 50% off your first order of CookUnity meals - go to https://cookunity.com/money50 and use my code MONEY50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video!

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Uncut Channels: @HowMoneyWorksUncut @HowHistoryWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#career #retirement #finance

I don’t know if you’ve noticed this, but, everybody is getting old…

This year a record number of people will be turning 65, and next year that record will be broken again.

We have been warned about aging populations for decades… and now… it’s actually happening…

Unfortunately, the savings retirement gap for millions of households is wider than it ever has been, and people’s assets have been eaten up by inflation, bad investments, and good old fashioned financial illiteracy…

Over 20% of people on the cusp of retirement have no savings AT ALL… but that isn’t stopping them…

Millions of people across the world can’t afford to retire, and they’re doing it anyway… so what does this mean for everybody else?

If people lose their jobs over the age of 50 they are almost forced into retirement whether they can afford it or not…

So it’s time to learn How Money Works to find out what this means for everybody else supporting a growing group of people, that can’t support themselves…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------

----- Keywords: mortgage crisis, stock market, economics explained, housing bubble, recession analysis, business analysis, wealth building

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Lies You Have Been Told About Side Hustles & Multiple Streams of Income - How Money Works | How Money Works

Wed, 08 Oct 2025 13:06:51 -0000

The Lies You Have Been Told About Side Hustles & Multiple Streams of Income - How Money Works

Click the link to check out Storyblocks and sign up for the Unlimited All-Access Plan: https://storyblocks.com/howmoneyworks

Sign up for my newsletter https://compoundeddaily.com 👈 ___________________________________________________________________________

Side hustles and hustle culture in general might look harmless, after all what’s the problem with motivated individuals doing a little bit of extra work to put some more money in their pockets? Maybe side hustles can do some good, and I promise I will look at some examples that do genuinely make some sense in this vide.

But as always my main goal is to try and ruin a good thing and show you that this push to normalize and incentivize side hustles is something we probably shouldn’t be too excited about.

#HowMoneyWorks #SideHustles #RiseAndGrind ___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------------

----- Keywords: real estate crisis, financial education, financial literacy, private equity

Learn more about your ad choices. Visit megaphone.fm/adchoices

That Time The Military Let $2.3 Trillion Go "Missing" - How Money Works | How Money Works

Wed, 08 Oct 2025 13:03:06 -0000

That Time The Military Let $2.3 Trillion Go "Missing" - How Money Works

Sign up to Morning Brew for a totally free selection of high quality business, finance and general interest articles delivered direct to your inbox every morning - https://morningbrewdaily.com/howmoneyworks

In 2001 defence secretary Donald Rumsfeld announced that the department of defence had lost more than 2.3 trillion dollars.

At this time the entire federal budget was only 1.8 trillion dollars which meant that the military had basically just oopsied away more than a years’ worth of the governments entire bankroll.

The public was furious to say the least, and rumours quickly started circling about where this money ended up.

Fortunately for Rumsfeld and the entire militaries senior brass the public announcement of the missing money was made on a very opportune day, September 10th.

#HowMoneyWorks #business #finance

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------

--------- Keywords: ai bubble, debt crisis, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Getting Rid of ALL Managers Made These Companies Record Profits - How Money Works | How Money Works

Wed, 08 Oct 2025 12:59:33 -0000

How Getting Rid of ALL Managers Made These Companies Record Profits - How Money Works

Click the link https://vessi.com/HMW and use my code HMW for $25 off each pair of adult Vessi shoes! Free shipping to CA, US, AUS, NZ, JP, TW, KR, SGP

Sign up for my newsletter https://compoundeddaily.com 👈 If a company is set up properly people really can just come into work, do their job and go home without layers of authority on top of them micromanaging their every move, getting in the way of actual business operations, and taking home the biggest salaries in the office.

Bad management can ruin even the best ideas, and end up costing their companies lots of money in the process, about three trillion dollars a year according to recent studies, which is why some companies are starting to rethink if the hierarchical business structure is a thing of the past.

In a typical business management is responsible for choosing the direction of the company, training their subordinates and providing them with the tools they need to move the company in that direction, rewarding employees that excel in their work and punishing employees that don’t meet their standards.

These five tasks encompass everything that a manager is responsible for, and they ARE all very important roles in running a successful business so it’s not like the role of a manager is redundant by default, BUT some companies are starting to realize that these five tasks can be without a manager at all, often with better results. #howmoneyworks #management #business

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------

----------- Keywords: financial independence, economic education, stock market, recession analysis, wealth building, financial literacy, inflation explained, debt crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

WTF Do Think Tanks Actually Do? | How Money Works

Wed, 08 Oct 2025 11:27:34 -0000

WTF Do Think Tanks Actually Do?

To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #finance #career

------ Think tanks are legitimately some of the most powerful organizations you have never heard of. They play a key role in influencing local, state, national and even global policy by hiring the smartest people in the world and paying them huge salaries to argue their point of view into the ears of people with power. Some of the biggest think tanks in America have more influence over legislation than our elected officials and have become so integrated into the political process that Washington would grind to a halt without them. It’s easy to see why people believe that think tanks are shadowy organizations pulling the strings of power, while insiders claim that they are just a cog in the machine keeping democracy intact…

But what the do these organizations actually do?

Politicians create laws in so many diverse fields that it’s literally impossible for them to actually understand most of it. If you woke up one day and found yourself elected to federal congress then you are going to need to review bills that get introduced so you can make an informed vote to pass or block it. But when the men and women who decide how the country is being run rely on unelected experts getting huge salaries from… somewhere?… you already know that there are going to be bad outcomes, but I am here to tell you that… it’s even worse than you think…

So it’s time to learn How Money Works to find out what think tanks actually do

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------

--- Keywords: ai bubble, private equity, debt crisis, gig economy, recession analysis, investing basics, mortgage crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Going Broke Is Only For Poor People - How Money Works | How Money Works

Wed, 08 Oct 2025 11:24:18 -0000

Why Going Broke Is Only For Poor People - How Money Works

Get access to a totally free high quality newsletter every morning by signing up to The Daily Upside at https://bit.ly/386hAzi

Rappers, boxers and even former presidents have all gone bankrupt at one point or another and yet, outwardly, it looks like nothing has changed for them. Worse still there are people like Jordan Belfort who have been forced into bankruptcy because of the criminal nature of their fortunes, yet today are still living lives that you or I could only dream of.

So what gives? Are the rules different for the rich even when they are going broke? Or is this just another example of rich people using their army of lawyers to get out of taking responsibility.

Well, believe it or not it’s actually so much worse than that.

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------

------------ Keywords: mortgage crisis, real estate crisis, economic trends, personal finance, economy podcast, gig economy

Learn more about your ad choices. Visit megaphone.fm/adchoices

iT's aN iNveStMenT bRo! | How Money Works

Wed, 08 Oct 2025 11:21:20 -0000

iT's aN iNveStMenT bRo!

🥳 Get up to 47% off the best holiday gift using my link → https://ridge.com/money ------

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut @HowHistoryWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#investing #money #business

Over the last 2 years the value of everything from G Class Mercedes’ to Rolex Submariners, luxury handbags and trading cards has taken a huge hit.

Basically if you saw a luxury product in a sketchy ad from some guy trying to sell you a drop shipping course… it’s probably halved in value…

If you are every feeling bad about your own personal financial choices go and watch finance brokers try to unwind someone who is a hundred and fifty thousand dollars in negative equity on electric hummer that they purchased with an eight year loan to rent out on Turo… it should make you feel much better…

BUT… I am sorry to tell you that things might be starting to turn around for these… douchebags…

We are re-entering a market where bitcoin is breaking all time records, stonks only go up, and dogecoin is worth more than Nintendo, Delta Airlines, or the Ford Motor Company…

In a market where prices only go up you better brace yourself, because people are going to say that just about anything is an “investment” to convince their customers, to convince their partners, or just to convince themselves… but that doesn't matter… as long as they can’t convince YOU

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------

--- Keywords: economic education, real estate crisis, investing basics, financial education, private equity, hedge funds, economics explained, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hidden Brilliance of Stealth Wealth - How Money Works | How Money Works

Wed, 08 Oct 2025 08:28:00 -0000

The Hidden Brilliance of Stealth Wealth - How Money Works

Why would you want to be rich? Is it because you want to be able to relax all day instead of doing a sh**y job? Is it because you want to be able to look after your friends and family? Is it because you want to do things that just aren’t possible without a lot of cash?

Or maybe, is it because you want to show off a bit… Make your parents proud, be the one who gets the most attention at your high school reunion, or just flex on the gram to prove all your haters wrong.

Don’t be ashamed of it, there is a trillion dollar industry built on enabling this kind of behavior, so you are certainly not alone, but there is a better way.

#StealthWealth #FinancialIndependance #HowMoneyWorks

___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Music by Epidemic Sound

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------

----- Keywords: financial independence, money management, wealth building

Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's Why You Want A Really Boring Job - How Money Works | How Money Works

Tue, 07 Oct 2025 15:02:01 -0000

Here's Why You Want A Really Boring Job - How Money Works

Find a job you love and you will never work a day in your life…

Or maybe you would be better served by a really boring job. I want to try and convince you that what you want instead is a really boring job, a job that doesn’t make you or anybody else excited… a job that nobody would ever dream of.

#HowMoneyWorks #Careers

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------

----------- Keywords: investment strategies, inflation explained, financial independence

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hidden Brilliance of Stealth Wealth - How Money Works | How Money Works

Tue, 07 Oct 2025 02:58:00 -0000

The Hidden Brilliance of Stealth Wealth - How Money Works

Don’t be ashamed of it, there is a trillion dollar industry built on enabling this kind of behavior, so you are certainly not alone, but there is a better way.

#StealthWealth #FinancialIndependance #HowMoneyWorks

___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Music by Epidemic Sound

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------

-------------- Keywords: wealth building, recession analysis, stock market, financial literacy, real estate crisis, investment strategies, mortgage crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

So uhhh... Are We In A Recession Yet? | How Money Works

Mon, 06 Oct 2025 11:30:06 -0000

So uhhh... Are We In A Recession Yet?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------

----- Keywords: financial literacy, private equity, housing bubble, investing basics, mortgage crisis, financial news, hedge funds, personal finance

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why 10 Million Men Have "Given Up" on Work... | How Money Works

Mon, 06 Oct 2025 09:18:47 -0000

Why 10 Million Men Have "Given Up" on Work...

To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.

Book: Men Without Work - https://howmoneyworkslibrary.com/men-without-work

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Full length compilations: @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#work #finance #money

Four years ago, America and the rest of the world saw its most intense spike in unemployment in recorded history…

In today’s news cycle that is ancient history, but what it’s ignored, is what has been left behind.

There are now over 10 million people (mostly men) in America who are not working, not studying, not retired and not institutionalized… they are just doing… nothing…

Covid accelerated this trend, but it’s been going on for decades… since the 1960’s about 0.1% of American men have given up on work to never come back… EVERY… SINGLE… MONTH

So why are so many people giving up so consistently? And more importantly… how are these people surviving without a job in this economy?

There are a lot of reasons why someone might not participate in the labor force.

They might have retired, they might still be studying for qualifications, there are people who are too sick to work, stay at home spouses, members of the military who are clearly working but don’t officially count as part of the labor force and then of course there are just really rich people who don’t need to work to maintain their lifestyle. There are also just regular people who are unemployed…

These groups have always existed but there is a new group growing alongside them which are people who have just given up…

So it’s time to learn How Money Works to find out how these people are surviving without work, and what it means for the rest of the workforce if they never come back…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------------------

--------------- Keywords: financial education, financial literacy, economics explained, recession analysis, market crash, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Amazon's Inevitable Enshitification... | How Money Works

Sat, 04 Oct 2025 21:05:17 -0000

Amazon's Inevitable Enshitification...

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------

-------- Keywords: financial news, corporate finance, hedge funds, financial planning, economics explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

Who Is The Greatest Investor Ever?... It's Probably Not Warren Buffett - How Money Works | How Money Works

Sat, 04 Oct 2025 10:05:05 -0000

Who Is The Greatest Investor Ever?... It's Probably Not Warren Buffett - How Money Works

Get access to a totally free high quality newsletter every morning by signing up to The Daily Upside at https://bit.ly/3tIpkPX

There is a solid argument that that greatest investors of all time avoided wall street all together. It makes sense that a properly smart investor would try to operate in markets where there is less competition from other very smart investors who are all fighting to earn as much money as possible.

So it’s time to learn how money works to rank the greatest investors of all time and learn from them to potentially make our own portfolios as lucrative as possible.

#Investing #Business #howmoneyworks ___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------------

-------- Keywords: wealth building, money management, investment strategies, debt crisis, financial planning, stock market, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Much Do Drug Dealers and Internet Scammers Actually Make? - How Money Works | How Money Works

Thu, 02 Oct 2025 19:14:13 -0000

How Much Do Drug Dealers and Internet Scammers Actually Make? - How Money Works

Thanks to Atlas VPN for sponsoring this video and for letting me give an honest description of what their service provides. If you want a great deal on a great VPN use my link https://atlasv.pn/HMW

Just like an Ivy League business graduate deciding between investment banking or consulting, there are a lot of things to consider when choosing a criminal career, like, experience and expertise required, work life balance, exit opportunities, and of course, how much money you can make.

#HowMoneyWorks

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Story Blocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------------------

----- Keywords: gig economy, investing basics, debt crisis, financial literacy, money management, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Golden Age of the Middleman | How Money Works

Thu, 02 Oct 2025 13:12:32 -0000

The Golden Age of the Middleman

https://howmoneyworkslibrary.com/direct-the-rise-of-the-middleman

Books we recommend - https://howmoneyworkslibrary.com/

Modern MBA Vid on DTC: https://youtu.be/WcNbIm0fRxk?si=A69oMSjv3sen9x2k

My Other Channels: @HowHistoryWorks @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #finance #economy

The art of good business is being a good middleman…

The biggest companies that you have never heard of make billions of dollars every year by inserting themselves as wholesalers, distributors, licensors or aggregators getting between you and the factories that make your stuff.

The only problem is… everybody kinda hates middlemen… which is why ENTIRE industries have been created from the ground up to “cut them out” by offering direct to consumer, peer to peer, direct selling, disruptive, streamlined, outlet, platformed solutions to make consuming… everything… an easier, faster and cheaper experience.

The only problem is… it never really works, and in our venture capital fueled rush to cut out the middleman, we have just created even bigger ones.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------------

----- Keywords: mortgage crisis, financial literacy, money podcast, debt crisis, money management

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why BlackRock is Building a New Stock Market... In Texas | How Money Works

Thu, 02 Oct 2025 13:09:35 -0000

Why BlackRock is Building a New Stock Market... In Texas

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #finance #texas

Last week Blackrock (the world's largest asset manager), and Citadel Securities (the world's largest hedge fund) teamed up to make a major announcement that could reshape global financial markets. They were going to team up to create a new wall street… in Texas.

These two companies have the financial muscle to make a “Texas Stock Exchange” viable, but the question is… why? The startup exchange that will be located in Dallas is already taking shots to challenge the dominance of the New York Stock Exchange and the NASDAQ which are both located in New York City and are by far the largest exchanges in America, and also the largest exchanges in the world. Both of these incumbents are private businesses that make money by providing a place where public stocks and other financial instruments can be traded securely.

They make their money by charging companies that want to list on their exchange a one time IPO fee and an ongoing annual fee. The New York Stock Exchange is really not much different to a farmers market where businesses will pay the market organizer for the right to sell their stuff in a place with lots of customers. The only difference is that instead of beets, and artisanal honey, they are selling shares in their company. If the New York Stock Exchange is like a farmers market then the NASDAQ is like ebay, it’s still a marketplace but it’s all done online.

The NYSE is owned by a company called Intercontinental Exchange whos shares you can buy on the New York Stock Exchange so apart from a lot of regulatory paperwork there is nothing too special about these companies. As long as a business gets approval from the Securities and Exchange Commission there is nothing to stop them from establishing their own stock exchange wherever they want.

The reason they both happen to be located in New York City has more to do with legacy than any pragmatic benefits of operating in a state that is actually not particularly business friendly.

The New York Stock Exchange was formed when New York was still a trading center and the NASDAQ set up there in 1971 because at the time the city was the undisputed business capital of America and back then physical proximity was much more important than it is today even though it has always been an electronic exchange.

So why is this new challenger bucking the trend and setting up in Texas?

Well… why not Texas?

So it’s time to learn How Money Works to find out why some of the most powerful financial institutions in the world want to build a new Wall Street in Texas.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Homeless Industrial Complex | How Money Works

Thu, 02 Oct 2025 13:06:02 -0000

The Homeless Industrial Complex

Thanks to MANSCAPED for sponsoring today's video! Get 20% OFF + Free International Shipping with promo code "HMW20" at https://manscaped.com/howmoneyworks

Support me on Patreon - https://www.patreon.com/HowMoneyWorks

My Other Channel: @howhistoryworks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #housing #realestate

----- America has a homelessness crisis as record numbers of people are ending up on the streets of a few concentrated city centers. Cities are spending billions of dollars on failing projects to try and solve this problem which has attracted a growing list of companies happy to provide their services… for a price. Helping the homeless has become a lucrative business with multimillion-dollar government contracts awarded every day.

but if there is so much money to be made, do these companies really want a long-term fix? According to a report by the consulting firm McKinsey and Company, the annual budget for the Los Angeles Homeless Services Authority rose from sixty-three million dollars [$63,000,000] in 2015 to eight hundred and eight million dollars [$808,000,000] in 2022, a thirteen HUNDRED percent increase in just seven [7] years… And what did the hardworking taxpayers of Los Angeles get for their money?... The number of homeless people went UP by 56%.

Ignoring for a moment that everybody deserves the right to affordable comfortable shelter, there is something not quiet adding up here. A closer look at individual programs like the “Inside Safe” homelessness reduction policy doesn’t make it much better. The idea of this program was to have social workers offer hotel rooms to homeless individuals while they sought out longer-term housing arrangements. Data collected by the city and compiled by local news outlet the center square found that the plan had cost two hundred and fifty MILLION dollars [$250,000,000] over just one year.

The program only served one thousand four hundred and sixty-three individuals which works out to be seventeen thousand dollars [$17,000] per individual, per MONTH. That is over two hundred thousand dollars [$204,000] every year been spent on ONE individual in ONE program in just ONE city in America. So where is all this money going? And at what point would it just be easier to give homeless people checks for three times the national salary? Well, there are three reasons why cities across America and the rest of the world are spending more money than ever on this problem while not making it any better.

So it’s time to learn How Money Works to find out why throwing money at a complicated problem is not fixing it.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. ----------- Keywords: money podcast, economics explained, housing bubble, debt crisis, corporate finance

Learn more about your ad choices. Visit megaphone.fm/adchoices

Being Single Is Now An Unaffordable Luxury | How Money Works

Thu, 02 Oct 2025 13:06:02 -0000

Being Single Is Now An Unaffordable Luxury

Try Rocket Money for free: https://RocketMoney.com/HowMoneyWorks #rocketmoney

Sign up for my newsletter https://compoundeddaily.com 👈 Being single is becoming an unaffordable luxury for a lot of people.

The cost of everything is exploding right now and without a partner to share the financial burden with, single people are financially falling behind their friends who are in consistent relationships.

Being able to combine incomes and share expenses is only where the subtle advantages start as well. Multiple studies by world renowned institutes in multiple countries have found that traditional married couples even earn more on average than people who are single.

Interestingly the reasons the researchers found for this pay gap were causal, which means that it wasn’t just that richer people were more likely to get married, it means that being married on average gives people key benefits that lets them earn more money during their career.

The gap between couples and singles is only growing and to make matters worse the cost of dating is ALSO increasing at an alarming rate.

This means that the financial benefits of long-term relationships are now, more than ever, disproportionately going to go to those people who are financially stable enough to be able to play the dating game.

We must also remember that there are lots of people who want to remain single, and even more worryingly, there are lots of people that are in relationships that would like to get out of them if only they could afford to.

So it’s time to learn How Money Works to find out how being single became an expensive luxury and why traditional couples on average end up so far ahead.

#personalfinance #howmoneyworks ----

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------

--- Keywords: wealth building, housing bubble, money podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

How America Got So Good At Buying Sh*t | How Money Works

Thu, 02 Oct 2025 13:03:18 -0000

How America Got So Good At Buying Sh*t

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#money #consumerism #wealth

Americans are the best consumers on the planet and it’s really not even close. The runner up is China, and they spend less than a THIRD of what we do in any given year, even though they have almost five times as many people. It might not always feel like it, but by global standards we are incredibly rich, we LOVE buying shit, and we aren’t afraid of going into debt to keep doing it. More of our economy depends on the consumption of goods and services than basically any other major country around the world… but this has to have a limit right? As a direct result of our insatiable desire to consume, our household savings rates are now the lowest they have ever been, and high risk, high interest consumer lending has surpassed a trillion dollars. That doesn’t include things like car loans, home loans, student loans, medical loans or informal lending like buy now pay later, which are also approaching all time highs… So what is going to happen to the best consumers on the planet, if they can’t afford to consume any more? And more importantly… could we solve all of our problems by just… buying less junk

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------------

---- Keywords: wealth building, economics explained, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investors Are Trying to Make Money By Doing The Opposite Of Jim Cramer - How Money Works | How Money Works

Thu, 02 Oct 2025 11:08:44 -0000

Investors Are Trying to Make Money By Doing The Opposite Of Jim Cramer - How Money Works

Go to https://bit.ly/3Bo4vh9 and use code HMW to get 15% off ClickUp's massive Unlimited Plan for a year! Start reclaiming your time for less than $5 a month. Hurry offer ends soon.

Sign up for my newsletter https://compoundeddaily.com 👈 Mad Money is a finance television program that has been running for 17 years on CNBC and is hosted by this man, Jim Cramer, a former Goldman Sachs trader and hedge fund manager turned reality TV star.

He was the OG personal finance personality.

Cramer has by all accounts had a very successful career, according to his own records his hedge fund returned 24% annualised returns over his 14 years managing the fund, which netted him around TEN MILLION dollars a year in take home pay.

His experience on wall street and strong personality made him a great pick to host a TV show which has performed very well over the years it has been on air, even if it’s not for the best reasons.

The show runners and Cramer himself have said that the stocks they discuss should not become a major part of a viewer’s portfolio and that people’s life savings should be made up of a low-risk diverse selection of stocks, bonds and real estate.

But this sounds familiar, doesn’t it? This is just the TV show version of, “hashtag not financial advice”.

It’s difficult to watch, because a confident looking man that positions themselves as an authority on the subject talking about how a stock is about to make everybody rich is going to make some people buy in no matter how many disclaimers are made.

His catch phrase is “I just want to make you money”

----- #howmoneyworks #finance #investing

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------------

---------- Keywords: housing bubble, mortgage crisis, money podcast, financial planning, financial literacy, economics explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

If The Market Crashed... Where Does All The Money Go? | How Money Works

Thu, 02 Oct 2025 11:06:01 -0000

If The Market Crashed... Where Does All The Money Go?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------------------

------------ Keywords: investment strategies, financial literacy, real estate crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Australia's Quiet Collapse | How Money Works

Thu, 02 Oct 2025 11:06:01 -0000

Australia's Quiet Collapse

Go to https://hensonshaving.com/howmoneyworks and enter "howmoneyworks" at checkout to get 100 free blades with your purchase of a Henson Razor.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#australia #wealth #money

Every year up until its collapse, Credit Suisse would prepare a report that looked at how wealthy the people of countries around the world were. Instead of just looking at GDP per capita which calculates how much the average person in an economy produces in market output every year, this report attempted to calculate the net worth of those people to see how good they were at accumulating wealth over time. Someone with a high income that is spending everything they make on rent and overpriced food isn’t going to grow their wealth as quickly as someone who has a more modest income, but is paying off their own home and is investing diligently into retirement accounts. I like to call this the San Fran Tech Bro Conjecture. But according to these annual reports the Australian people always looked like that second group of slower more deliberate wealth builders. Their raw income isn’t as high as here in America, but they were consistently some of the wealthiest people on the planet. UBS, which absorbed Credit Suisse following its collapse, recently released the 2024 report and once again Australians had the second highest MEDIAN net worth on the planet. They only fell behind Luxembourg which is a European Micronation which you are probably not in the tax bracket to even be aware of. The fact that this report tracks the MEDIAN instead of the average net worth is also really important. This means that the Australian right in the middle of a line up from richest to poorest is more than TWICE as rich as an American in the same position…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------------

------ Keywords: mortgage crisis, financial literacy, financial independence, housing bubble, recession analysis, money podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Old People Took Over The World | How Money Works

Thu, 02 Oct 2025 11:03:37 -0000

How Old People Took Over The World

Invest in your mind today with Imprint. You can use my link: https://imprintapp.com/how-money-works-A to get a 7 day free trial and a 20% discount on access to Imprint.

The Pinch - https://howmoneyworkslibrary.com/the-pinch

Outliers - https://howmoneyworkslibrary.com/outliers

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#gerontocracy #wealth #money

The average age of a public company CEO is now 58 years old, the average Director is 63… The average member of Congress is over 60, and the only reason the incoming senate isn't the oldest ever elected is because so many of its members are dying in power pulling down the calculation. If Donald Trump serves his entire term he will be the oldest president in history… after replacing the oldest president in history… And don’t worry we are not alone, the leaders of the two most populous countries in the world India and China are also 74 and 71 respectively. The AVERAGE person living in the world today is on AVERAGE ruled over by someone FORTY years older than them… and it all happened because of a few small demographic changes… So how did old people take over the world?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------------------

--------- Keywords: market crash, economic education, economic trends, private equity, financial planning, inflation explained, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Will Russian Billionaires Get Their Yachts Back? - How Money Works | How Money Works

Thu, 02 Oct 2025 07:44:25 -0000

Will Russian Billionaires Get Their Yachts Back? - How Money Works

Head to https://squarespace.com/howmoneyworks to save 10% off your first purchase of a website or domain using code HOWMONEYWORKS

European governments have seized over 20 billion dollars’ worth of cash, real estate, and other valuables in the past month as the result of sanctions targeted at wealthy Russian individuals with connections to the kremlin.

I know you have probably all been enjoying this news as much as I have, after all it’s hard to feel bad for billionaires who needed 450 feet of floating compensation, but we still need ask, what happens to these assets now? Do they just go to the governments that took them or will they eventually be given back to their owners?

#HowMoneyWorks #RussianYachts

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------------

------ Keywords: hedge funds, market crash, private equity, financial independence, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

Hedge Funds Are Terrible Investments. So Why Do Rich People Keep Using Them? - How Money Works | How Money Works

Tue, 30 Sep 2025 23:28:00 -0000

Hedge Funds Are Terrible Investments. So Why Do Rich People Keep Using Them? - How Money Works

Thanks to Trends for making it possible to keep on learning How Money Works. To start your 7-day trial today go to https://trends.co/howmoneyworks

In 2008 Warren Buffett made a bet for 1 million dollars that a hand selected group of hedge funds could not outperform the S&P 500 Index over a ten year period.

In 2018, Buffett won the bet, and went home an extra million dollars richer (which I am sure was a very big deal for him)

This exposed a big flaw in the investment industry which is that actively managed funds and in particular hedge funds struggle to outperform the general market.

When fees are considered there is only a handful of funds that have returned money to their investors in excess of what they would have received had those investors just taken a more traditional investment approach.

Link to Patrick Boyle's Channel - https://www.youtube.com/c/PatrickBoyleOnFinance

#HedgeFunds #Investing #HowMoneyWorks

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Story Blocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------------

--- Keywords: financial education, real estate crisis, corporate finance, economics explained, private equity, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

Business "Ethics" | How Money Works

Tue, 30 Sep 2025 21:12:39 -0000

Business "Ethics"

Looking to grow your business online? Get started today with a free 14-day trial from Odoo: https://www.odoo.com/r/xwl

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#corporate #business #investing

Business ethics has become a big business in its own right. It’s grown from a fringe issue that some small time alternative CEO’s might mention in passing, to a corporate staple that has its own course in ninety percent of the business schools in America. Major companies now mix in ethical initiatives with their earnings reports and there are even dedicated research centers dedicated to studying how companies can solve all of the world's problems with some combination of acronyms. DEI, CSR, ESG, TBL… whatever your favourite is, they are all guidelines for how the world's most powerful companies can look out for something other than their own free cash flow…

So then, why is this the second worst idea in business history? Corporate social responsibility or ethical business, whatever you want to call it, it should be an easy idea to sell. You probably don’t like it when companies pollute your home, take your money with deceptive practices or lobby your government to spend your tax money on their bailouts. But operating ethically in business often comes at the expense of acting profitably, and company leadership who answers exclusively to their shareholders, will be forced into picking profits over ethics. Corporate social responsibility therefore is all about showing company managers, their boards and their shareholders that there is a way everybody can win, and that ethics and profit don’t have to be at odds with one another. It’s a message that’s catching on.

It’s understandable that investors would like their money going towards companies that are (at the very least) TRYING to do the right thing, but unfortunately not many people really understand how these investments work, or how they could actually be making these problems a lot worse.

So it’s time to learn How Money Works to find out why corporate ethics, is the second worst idea in business history.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------

---- Keywords: hedge funds, gig economy, private equity

Learn more about your ad choices. Visit megaphone.fm/adchoices

WTF is Oracle Up To? | How Money Works

Tue, 30 Sep 2025 20:35:58 -0000

WTF is Oracle Up To?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------

--------- Keywords: financial planning, hedge funds, financial news, real estate crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal Finance YouTubers Have Bigger Problems Than Just FTX | How Money Works

Tue, 30 Sep 2025 13:11:54 -0000

Personal Finance YouTubers Have Bigger Problems Than Just FTX

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Sign up for my newsletter https://compoundeddaily.com 👈 This week the worlds second largest crypto exchange, FTX, collapsed due to borderline fraudulent management and investment practices. The collapse was the largest example of such a collapse, albeit just one of many instances of fraud in the crypto community.

I think its very important that everybody with investments, even non-crypto investments understands what happened to this company and I will do my best to give you everything you need to know about this collapse, so far, because it is rapidly evolving and circumstances may have changed significantly when you watch this video.

Investors will lose billions in this collapse, and that itself is terrible, but I think it highlights a much larger issue, which is the personal finance influencers that are directly responsible for directing hundreds of thousands of their viewers to make investments that will harm their long term financial wellbeing.

I am not just talking about FTX either, yeah sure this is one incident, and maybe nobody could have seen it coming, but it’s just the tip of the iceberg and people are going to keep loosing their money because of bad advice they received on the internet.

So it’s time that people like Graham Stephan, Andre Jihk, Meet Kevin and the dozens of other influencers in the personal finance space got called out for the harm they are doing their audience.

I don’t want to start YouTube beef or anything here, I think these guys could do a lot of good for their audience if they reversed some really bad practices they have started making in recent months. Bad practices that are probably going to blow up in their face in more ways than just this FTX disaster.

So it’s time to learn How Money Works to understand what went wrong with FTX and understand how you can personally tell when someone you think you can trust on the internet is telling you to do something that is not in your best interest.

#ftx #finance #cryptocurrency

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------------------

------------- Keywords: financial education, investing basics, economics explained, economic education

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Billionaires Are Desperate To "Live" In Florida | How Money Works

Tue, 30 Sep 2025 13:06:06 -0000

Why Billionaires Are Desperate To "Live" In Florida

Thanks to MANSCAPED for sponsoring today's video! Give your boys the love they deserve. Get 20% OFF + Free International Shipping with promo code "HMW20” at https://manscaped.com/howmoneyworks

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#billionaire #florida #business

Last month Jeff Bezos settled on this ninety MILLION dollar [$90,000,000] mansion on Indian Creek Island in Miami. That is the THIRD eight figure property purchase the Amazon founder has made in Miami in just the last 12 months. But the billionaire migration to Florida is making even Jeff's two hundred million dollar portfolio of properties look downright modest. According to the New York Post, Citadel Securities CEO Ken Griffin has purchased SEVENTEEN oceanfront estates, some worth as much as a hundred million [$100,000,000] individually.

He is now knocking them all over to make way for one for one single beach house for his retirement, that is estimated to be worth more than a billion dollars once complete. None of these billionaires are native Florida men, but it’s not the sand and the sun that’s bringing them down there. So why are billionaires scrambling to get into Florida all of a sudden? While other parts of the country are cracking down on billionaires and their extravagant lifestyles, Florida is trying to make itself the perfect hideaway for them and their money.

According to the LA Times the Mayor of Miami actually personally courted Elon Musk encouraging him to move his primary residence and businesses to the city. South Florida WANTS to be the perfect place for you to live… IF you're extremely wealthy. Miami has always been a popular destination for the ultra wealthy to spend their summer vacations. According to data collected in a study by the global wealth management firm Henley and Partners, and compiled by Visual Capitalists, Miami is the most popular vacation destination for the world's twenty five thousand [25,000] Centi-Millionaires.

Those are people with a net worth of one hundred million dollars or more… In the past most of these ultra high net worth individuals would return back to their REAL jobs in REAL cities like Seattle, New York, San Fran or LA. BUT NOW they are moving to Miami for good, and they are doing it for three surprising reasons.

The first reason is that Florida is a safe haven for wealth.

But using Florida as an asset bunker is just the first reason, so it’s time to learn How Money Works to find out why so many Billionaires are desperately rushing to make Florida their home.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. ------ Keywords: recession analysis, debt crisis, investing basics

Learn more about your ad choices. Visit megaphone.fm/adchoices

The American Dream Isn't Dead... You Just Can't Afford It | How Money Works

Tue, 30 Sep 2025 13:03:22 -0000

The American Dream Isn't Dead... You Just Can't Afford It

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #finance #realestate

How much money would you need to buy the American Dream?

Not how much would you need to make in order to afford the REPAYMENTS on the American Dream… how much would you need to buy the house, the two cars, the family and a basic vacation every year?

Probably a lot more than you have, right?

I know it’s not going to blow your mind to find out that these (supposedly) vital ingredients to a good life have gotten kind of expensive… but it has reached a tipping point.

The American Dream is not dead, so much as it’s an extreme luxury that in many parts of the country can now cost as much as TEN MILLION DOLLARS to afford… that’s more than most of us will ever earn in our lifetimes BEFORE taxes, interest payments and basic essentials like… food…

Sorry to be the bearer of bad news, but holding onto the traditional financial wisdom of what you AUGHT to have in life is now permanently out of reach for most people and as more Americans realize this, it’s fundamentally reshaping our economy…

According to data from the US Fed and the Census compiled in the Cas Shiller Index, the average cost of a home in the US is now more than seven point six times [7.6X] median COMBINED household incomes.

That’s now significantly higher than it was in the leadup to the Global Financial Crisis, an economic meltdown enabled by… housing speculation.

If you think that’s bad, spare a though for the UK, which has lower wages but similarly priced homes or Canadians who according to data compiled by financial samurai have on average ten percent less [10%] less disposable income but live in houses SEVENTY FIVE PERCENT [75%] more expensive

New mortgage rates are also at the highest point they have been since 2000, when home prices were only four times household income.

The average person even IF they have a full-time working partner cannot reasonably afford to purchase an average home at current prices with current interest rates without paying more than HALF of their BEFORE TAX income in INTEREST.

That’s before principal repayments on the loan, and before income tax. In reality, the average bank wouldn’t even write this mortgage because it would be financially irresponsible.

So it’s time to learn How Money Works to find out why it might be time to let go of the American Dream…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. ------- Keywords: investment strategies, stock market, financial education, mortgage crisis, how money works, financial planning

Learn more about your ad choices. Visit megaphone.fm/adchoices

The (Idiotic) Rise of Billionaire Doomsday Bunkers | How Money Works

Tue, 30 Sep 2025 13:03:22 -0000

The (Idiotic) Rise of Billionaire Doomsday Bunkers

🌟 Don’t wait. Start an exclusive 7-day FREE trial of Motion at → https://www.usemotion.com/ytcreator/howmoneyworks

Books we recommend - https://howmoneyworkslibrary.com/

Douglas Rushkoff's Survival of the Richest: https://rushkoff.com/books/survival-of-the-richest-escape-fantasies-of-the-tech-billionaires/

Joe Scott on Accelerationism: https://youtu.be/CQmoQEeNYrs?si=NR69T852d-l_t2d6

My Other Channel: @HowHistoryWorks

Full Compilation Channel: @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #billionaire #money

Doomsday prepping has been around since prehistoric mammalian creatures stuffed some extra nuts into a tree to survive the winter…

Humans and ESPECIALLY American humans became particularly fond planning for the end of the world during the Cold War when nuclear Armageddon was a very real possibility.

Ever since, it has become something of a utilitarian hobby for millions of people spawning a multi-BILLION dollar industry selling bunkers, ration kits, bug out bags and hunting supplies.

The demand has grown so quickly that top of the line air filtration systems have become collectors’ items because there simply aren’t enough for everybody who wants them.

What is interesting (or maybe a little bit concerning) is the particular group that is planning for the end of the world in higher numbers than basically anybody else… billionaires…

In a game of Survival of the richest, people like Zuckerberg, Peter Theil, Sam Altman and the former CEO of Reddit have all reportedly invested tens of millions of dollars in lavish accommodation to wait out the end times…

These are just the ones we know about, in a game where discretion is obviously a big advantage.

So why the fuck has there been such a boom in doomsday bunkers for billionaires? And is this all… just… really stupid… ?

Well it’s time to learn How Money Works to find out why some of the world's wealthiest people… are actually looking forward to the end of the world as they know it.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------

------ Keywords: housing bubble, investing basics, real estate crisis, stock market

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Ways Billionaires Avoid Tax On A Massive Scale - How Money Works | How Money Works

Tue, 30 Sep 2025 11:11:59 -0000

10 Ways Billionaires Avoid Tax On A Massive Scale - How Money Works

Get 10% off your first month of therapy with our sponsors BetterHelp: http://BetterHelp.com/HowMoneyWorks

Rich people didn’t get rich by paying a lot of taxes and for some of them avoiding uncle Sam has become their favourite pastime.

Say what you will about billionaires, but they can be a very creative bunch where their money is concerned.

Last year ProPublica a non-profit investigative journalism organisation was leaked a cache of IRS files that contained tax information about the richest people in America.

Dozens of journalists and forensic accountants were able to reverse engineer a number of systems that the billionaires used to pay much lower rates of income tax than most regular working Americans.

#tax #billionaire #howmoneyworks

ProPublica Articles:

https://www.propublica.org/article/billionaires-tax-avoidance-techniques-irs-files

https://www.propublica.org/article/a-massive-oil-spill-helped-one-billionaire-avoid-paying-income-tax-for-14-years

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------------------------

------------ Keywords: economy podcast, economics explained, money podcast, stock market, economic trends, housing bubble, corporate finance, private equity

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have Car Companies "Innovated" Themselves Out of Business | How Money Works

Tue, 30 Sep 2025 00:24:01 -0000

Have Car Companies "Innovated" Themselves Out of Business

Start creating for free at https://www.odoo.com/r/T48. Trust me, you’ll find it’s never been easier to share your passions online. -----

Link to the (traitors) new channel - https://youtu.be/2JoWfQKQAzc?si=zj65-mL7CxJHJ3Sk

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @howhistoryworks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#cars #business #finance

Over the last 2 decades very few major markets have seen changes quiet as widespread (and expensive) as the car industry…

A push towards electrification, new major competitors from China and South Korea, self-driving technology, tighter regulations, and hundreds of billions of dollars in investor money has made it EXTREMELY difficult for companies to adapt to every single last change while ALSO delivering a product that’s not… terrible Dozens of companies are betting their entire future on the next five years, but that’s happening as a lot of people are still underwater on their last car… so they’re not in a rush to buy their next.

Technology is changing so quickly that cutting-edge cars today might be COMPLETELY redundant in a few years’ time, meaning the right thing to do for most drivers is to sit back and wait.

The investors on the other hand are realizing that if you invest billions of dollars to “DiSruPt” a market… you shouldn’t be surprised... When the market gets… disrupted…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---

---- Keywords: financial independence, corporate finance, financial education, stock market, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Well... At Least We Aren't Canada | How Money Works

Mon, 29 Sep 2025 13:12:18 -0000

Well... At Least We Aren't Canada

🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut @HowHistoryWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#canadaeconomy #realestate #finance

Covering business, finance and economics every week can be a little bit depressing.

In just the last 2 years personal savings have been evaporated, consumer debt has hit record highs, the job market has been defined by anti-worker trends such as ghost jobs, broad sector layoffs and gigification, all while asset prices have ballooned far faster than household incomes, or even their intrinsic fundamentals.

The results have been pretty simple, it’s getting much harder for people who work for a living to keep up with those who already have assets…

Even the most diligent and career focused people are finding it tough to make ends meet let alone accumulate assets so that they too can one day achieve financial security…

But if ever you are feeling like it’s all a bit hopeless, just remember, it could be worse… you could be from Canada…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------

---- Keywords: how money works, personal finance, investing basics, investment strategies, private equity, financial literacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Most People Are Actually "Too Good" For Their Job | How Money Works

Mon, 29 Sep 2025 13:12:18 -0000

Why Most People Are Actually "Too Good" For Their Job

Check out Manta Sleep here https://tinyurl.com/4w9rc5cu and use code HOWMONEYWORKS for 10% off your order!

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @howhistoryworks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#career #finance #college

I have some bad news for you…

You probably won’t ever be a tech worker at a FAANG company, a bulge bracket finance bro or a high-powered corporate executive.

Society needs people to do the real jobs that keep us housed, fed and safe, and it needs them a lot more than it needs another McKinsey consultant.

This is a problem because no matter how you put it, a job where you sit in an air-conditioned office making six figures a year in your first year out of college is way more desirable than doing roadwork in Arizona for 20 bucks an hour.

The problem is that everybody is trying really hard to pretend this isn’t true, and the system that has sprung up to maintain this dream has caused more problems than you realize. Peter Turchin is a complexity scientist, who mathematically models the statistical dynamics of historical societies. He coined the theory of “Elite Overproduction”. He argues in his books and papers that societies make workers just like they make anything, a car goes through a factory, and a college graduate goes through a few decades of schooling. At the end you get something you can drive around in and something that can make pivot tables in excel.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------------------

------- Keywords: economy podcast, ai bubble, recession analysis

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Fines Became "The Cost of Doing Business" | How Money Works

Mon, 29 Sep 2025 13:08:45 -0000

How Fines Became "The Cost of Doing Business"

Thanks to MANSCAPED for sponsoring today's video! Get 20% OFF + Free International Shipping with promo code "HMW20" → https://manscaped.com/howmoneyworks

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @howhistoryworks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

In 2012 the Hong Kong, Shanghai Banking Corporation best known simply as HSBC was charged by authorities for aiding and abetting the operations of some of criminal cartels between the US and Mexico.

Corporate personhood is the legal notion that corporations have many of the same legal rights and responsibilities enjoyed by natural flesh and blood people. They can own property, sue and be sued, donate to political campaigns, and even have defended religious beliefs…

… but if a normal person was found laundering money for cartels and the North Korean Nuclear Program, they would be living it up, here in ADX Florence IF THEY WERE LUCKY.

HSBC on the other hand still operates across the world, and their punishment for these crimes would be like a normal person getting a fine for roughly 2 months of their wages…

So if corporations are legally people… why can’t they be arrested?

If companies see fines as “just the cost of doing business” what reasonable punishments are there for organizations that break the law which DOESN’T just end up punishing innocent employees and the wider economy more than it does the people with actual discretion over how these companies act?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------------------

-------- Keywords: economy podcast, private equity, recession analysis, hedge funds, inflation explained, financial education, financial news, financial independence

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can We Afford For Everybody To Be Financially Responsible? | How Money Works

Mon, 29 Sep 2025 13:03:05 -0000

Can We Afford For Everybody To Be Financially Responsible?

Get a FREE bag of coffee with a new Trade subscription: http://drinktrade.com/howmoneyworks

Support me on Patreon - https://www.patreon.com/HowMoneyWorks

My Other Channel: @HowHistoryWorks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#personalfinance #wealth #investing

You are probably terrible with money. Credit card debt is at an all-time high, a majority of Americans can’t afford a $1,000 expense without going into debt, and even one third of people that earn two hundred and fifty THOUSAND dollars a year [$250,000] OR MORE live paycheck to paycheck. But is this a good thing for the small minority that do keep their spending in check? Or can we afford for everybody to be financially responsible?

If everybody was financially responsible there would be nobody left to spend money on disposable consumer junk, overpriced restaurant meals, leased pickups and day trading courses, but all of these purchases give other people a job. If YOU are being financially responsible, are you denying an opportunity to someone else to be financially responsible? And does that mean that you should be grateful to all the people living pay check to pay check? The average American is not in a comfortable financial position at the moment and it’s the same story everywhere around the world. Money that people saved up in the pandemic has evaporated and credit card debt has taken its place.

But how much of this is recklessness and how much of this is people who do not make enough money to keep up?

So it’s time to learn How Money Works, to find out if we can really afford for everybody to be financially responsible, and if we would even want that to happen.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------

----------- Keywords: financial news, corporate finance, gig economy, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Most People Don't Realize Just HOW Concentrated The Economy Has Become | How Money Works

Mon, 29 Sep 2025 13:03:05 -0000

Most People Don't Realize Just HOW Concentrated The Economy Has Become

Looking to grow your business online? Get started today with a free 14-day trial from Odoo👉🏻 https://www.odoo.com/r/TKd

----- Buy the book here: https://howmoneyworkslibrary.com/the-problem-of-12

John Coates Lecture: https://youtu.be/v1-uTIN8zUQ?si=fMzBcKHkYoiSjtcX

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #finance #economy

This might come as a shock to you, but big companies are getting bigger, rich people are getting richer and vital resources like housing, business equity, food and even water are now owned by a smaller share of people than ever before…

Groundbreaking journalism I know, but what most people don’t realize is just HOW concentrated this has really become…

Private Equity now controls as much as 20% of the entire US economy, top index funds now own 20 - 30% of all major companies listed in America, and even good old fashioned fraud is getting bigger and more concentrated…

And who can blame them? Economies of scale have encouraged businesses… to scale… markets, responded to Too Big To Fail by becoming Too Big To Fail… but what does this actually mean for regular people?

There is the “mOraL” argument that so many resources being controlled by such a small few is… you know… unfair… but let’s be honest, you’ve already made up your mind on that and no YouTube video is going to change it one way or another…

Instead what ACTUALLY matters here is how much farther can this go… and what happens to markets when these people have nobody left to sell to… but themselves?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------------------

--------- Keywords: ai bubble, economics explained, financial news, hedge funds, wealth building, investment strategies

Learn more about your ad choices. Visit megaphone.fm/adchoices

What You Need To Know About SVB, Silvergate & Signature Bank Collapses (In 7 Minutes) | How Money Works

Mon, 29 Sep 2025 12:09:29 -0000

What You Need To Know About SVB, Silvergate & Signature Bank Collapses (In 7 Minutes)

Last week America had it’s second largest bank collapse ever, here is how that actually happened in seven minutes.

Silicon Valley Bank the 16th biggest bank in America has been shut down by regulators and its operations have been seized by the Federal Deposit Insurance Corporation just three days after Silvergate bank another Californian Bank announced it would by winding downs it’s operations and liquidating.

SVB was called the investors investor as they had a venture capital and credit arm that would directly invest into funds such as sequoia capital, Ribbit Capital, Spark Capital and Greylock, basically the who’s who of institutional investors in Silicon Valley.

Most new businesses fail so traditional banks aren’t going to lend to any company that can’t show consistent profits or put up adequate security. Just like Silvergate saw a gap in the market to serve risky crypto traders Silicon Valley Bank saw a gap to serve new start-ups.

------- Edited By: Andrew Gonzales

Patrick Boyle's video at 1:50 https://www.youtube.com/watch?v=kxcwn7xoXhU&t=163s

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#svb #silvergate #signature

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------

------------- Keywords: financial news, debt crisis, money management

Learn more about your ad choices. Visit megaphone.fm/adchoices

Buy Now Default Later - The Broken Business of BNPL | How Money Works

Mon, 29 Sep 2025 00:39:24 -0000

Buy Now Default Later - The Broken Business of BNPL

Looking to grow your business online? Odoo is an all-in-one solution for businesses. Get started today with a 14-day trial https://www.odoo.com/r/r3U

Books we recommend - https://howmoneyworkslibrary.com/

Listen on Spotify - https://open.spotify.com/show/5gi1JobDJC3QqaF4aKfenR?si=f3IsgWIlSKObF8BT1Fitig

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

Buy Now Pay Later companies now have over half a trillion dollars worth of debt on their books according to estimates from industry groups. An exact number is harder to track than something like total credit card debt because these companies are not required to record their lending practices in the same way. Either way this is an especially concerning amount of money because by design “buy now pay later” “loans” SHOULD only last for eight weeks before they are paid off in a predictable instalment plan. But new research (and company confessions) have revealed what you probably already knew… people aren’t really paying off their Klarna account, they are just using it as a new way to make their month go a little bit further at the end of their money… Most of the largest Buy Now Pay Later companies are barely ten years old now, but in that time they have been able to scale rapidly thanks to a combination of generous investor funding, a tech bro attitude towards regulations, and a service that was appealing to people who didn’t want to go through a formal credit application process… for whatever reason… The argument was that these companies weren’t giving out loans… They were just letting people split up their purchase into smaller payments made over a set time period, and if everything was done properly the users wouldn’t even need to pay interest. But now after giving out quick, easy “not-loans” to anybody who could download an app, the companies are pulling a shocked Pikachu that their “not-debt” is NOT getting paid back. Now consumer debt defaults are on the rise everywhere, but BNPL has its own risks that could make this a whole lot worse than people not being able to split their Costco hotdog into 4 easy payments.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------

------- Keywords: corporate finance, economic education, financial education

Learn more about your ad choices. Visit megaphone.fm/adchoices

Strikes Just Shut Down America's Most Important Ports... WTF Happens Now? (Never mind it’s over) | How Money Works

Sun, 28 Sep 2025 00:45:11 -0000

Strikes Just Shut Down America's Most Important Ports... WTF Happens Now? (Never mind it’s over)

To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Uncut Channel: @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#strike #business #shipping

At midnight on Monday this week, 45,000 dock workers, operating 36 ports across America walked off the job as part of their union’s first strike since 1977.

These ports handle TRILLIONS of dollars’ worth of trade every year and are an essential bottleneck in global supply chains.

This will affect everything from the fight with inflation, to manufacturing jobs, to just your ability to buy some junk off Temu… oh and I don’t know if you have noticed, but this is also happening right before an election…

The accusation has been made that this is just an opportunistic money grab directed at the most vulnerable part of the economy, made by workers who are already earning MUCH more than the national average…

So why are these workers striking? … and what happens now that they are?

The Union is asking for the standard renegotiation of pay and conditions, but the Maritime Alliance is arguing that their demands have gone too far… and… I can’t believe I am going to say this… but… they might have a point…

According to a the associated press the union’s demands are a 77% increase in pay across all workers to be implemented over the next six years, and a COMPLETE ban on automation which could replace workers jobs…

The union is arguing that despite these earning the pay increase is not unreasonable considering this is just an opening offer which is already being negotiated AND it’s meant to be incremental across six years which means their pay will “only” increase by about 9% year to year…

Union workers believe they are in a fight for the future of their jobs and the ports are desperately trying to catch up with other global rivals, and it’s unclear how either of them are going to back down from their non-negotiable positions…

So, it’s time to learn How Money Works, to find out what shutting down a crucial supply channel means… for everybody else in the world.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------------------

--- Keywords: private equity, money management, corporate finance, ai bubble, business analysis, investment strategies, housing bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Companies Cheated Price Fixing Laws... With Math | How Money Works

Sat, 27 Sep 2025 13:03:29 -0000

How Companies Cheated Price Fixing Laws... With Math

🧠 Brain.fm is the best focuse music I’ve ever tried - get 30 days free here https://www.brain.fm/HMW

The everything war - https://www.amazon.com/Everything-War-Dana-Mattioli/dp/0316269778 (but do consider buying it at your local book store)

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #inflation #finance

Algorithms are everywhere.

Every app, every website, EVERY business you interact with has a program working away in the background to show you what you want to see, get you to make decisions you didn’t have to, and make you spend as much as you’re absolutely willing to on stuff you didn’t know you needed…

A month ago Wendy’s CEO Kirk Tanner announced that the fast food franchise would be introducing dynamic pricing. A system where how much you pay for a Baconator would depend on an algorithm that balanced customer demand with store capacity.

According to the companies announcement they were planning to invest twenty MILLION dollars [$20,000,000] into this technology before it was rightfully ridiculed across the internet.

This was a win for the little guy that just wanted to clog their arteries at a predictable price point, but Wendy’s only mistake was announcing their plans. Dynamic pricing is already here, and it’s making inflation and essential feature.

So it’s time to learn How Money Works to find out how mathematical models mandated inflation.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------------------

------- Keywords: gig economy, financial news, wealth building

Learn more about your ad choices. Visit megaphone.fm/adchoices

Private Equity is a TERRIBLE Investment... Who Keeps Giving Them Money? | How Money Works

Sat, 27 Sep 2025 12:51:30 -0000

Private Equity is a TERRIBLE Investment... Who Keeps Giving Them Money?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------

------------- Keywords: financial literacy, recession analysis, personal finance, financial planning, financial education, economy podcast, investment strategies

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Suck at Investing. | How Money Works

Sat, 27 Sep 2025 11:13:27 -0000

You Suck at Investing.

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Investing is the most important thing you can do to reliably build wealth during your life. The only problem is… you inevitably suck at it…

The S&P 500 has a historical average return of 10.4% over the past 100 years, even when including all the major stock market downturns during that time. $10,000 invested in 1972 would be worth $1.7 Million today. But look around, and you will be hard pressed to find anybody who has made themselves wealthy EXCLUSIVELY through diligent investing practices.

Research done by Dalbar Inc an investment research firm found that the average equity fund investor only made average annualized returns of 4.25% over the past 20 years. To understand how big a difference this truly is, the same investor getting those returns would only turn their initial $10,000 investment into $83,000 today over the same 50 year period.People are terrible at investing, YOU are terrible at investing, and even finance industry professionals are buy and large… terrible at investing.

The only real solution is to stop trying.

#Investing #PersonalFinance #HowMoneyWorks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------

---------- Keywords: how money works, stock market, corporate finance, business analysis, financial planning, debt crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Great Corporate Extinction | How Money Works

Sat, 27 Sep 2025 11:10:31 -0000

The Great Corporate Extinction

Meet your new favorite daily sneaker-Vessi is waterproof, ultra-comfy, and fits every part of your routine. Visit https://vessi.com/MONEY and enjoy 15% off your first pair at checkout! -----

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #finance #money

2023 saw a record number of new businesses being created here in America, with five and a half MILLION new companies being registered within the year. Data hasn’t been published for 2024 yet, but most expectations suggest this record could be broken again. At the same time it seems like every pre-revenue, pre-idea, pre-clue startup that vaguely mentions artificial intelligence is getting billions of dollars thrown at them by cashed up investors. And yet there is a problem that you may not have noticed. There just aren’t that many companies anymore. In 1996 the market hit an all time record of 8,090 companies publicly listed on the various stock markets around America. Today almost 30 years later, despite the economy being THREE times larger, and the market handling about SEVEN times as much capital, there are fewer than HALF as many companies publicly available to buy shares in. There are a lot of theories about what is going on here, from private equity making wall street irrelevant, corporate consolidation, to the dwindling savings of average investors. BUT there are some even bigger issues at play here.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------------------------

---------- Keywords: wealth building, financial planning, gig economy, housing bubble, private equity, economic trends, economics explained, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Tax System is Broken... in Just The Right Way | How Money Works

Sat, 27 Sep 2025 11:07:53 -0000

The Tax System is Broken... In Just The Right Way

Looking to grow your business online? Get started today with a free 14-day trial from Odoo: https://www.odoo.com/r/xwl

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#tax #finance #money

The Federal Tax Code when written out from beginning to end is about two thousand six hundred [2,600] pages long.

Depending on who you ask it can be as SEVENTY THOUSAND [70,000] pages IF you include all of the relevant legal rulings on the contents of the code itself.

This snowballing complexity would be a big enough headache by itself, BUT the biggest problem of all, is that the Federal government only collects about a dozen different taxes…

The guidelines on what these taxes are, how they are calculated and how they are collected take up a total of about 250 pages… everything ELSE in the code is allowances, credits, deductions, offsets, incentives and deferments.

And that’s just FEDERAL taxes, things become EXPONENTIALLY more complicated when local and state taxes are included as well.

Now it doesn’t matter if you believe that all taxes are theft, or if you think that the rich should be taxed out of existence, the CURRENT system is broken in JUUSSTT the right way.

Ok so it’s no secret that tax loopholes benefit the rich… and that’s for TWO reasons… HOWEVER most people choose to just focus on one.

The first reason is because wealthy people can afford to pay the billable hours of accountants and tax lawyers to set up their personal finances and business structures to take advantage of these loopholes.

According to the National Association of tax professionals the average cost to prepare an individual tax return in America in 2023 was two hundred and forty eight dollars [$248].

That’s ALREADY more expensive than it should be BUT tax services go way up from there.

Tailored tax services that submit the paperwork required to take advantage of some of these loopholes can cost tens of thousands of dollars every year to put together. That means that it’s only worth it for people that can save hundreds of thousands of dollars in tax by diligently structuring their affairs.

The SECOND reason that tax loopholes only benefit rich people is because… they are the ones that pay tax.

But distorting already highly problematic markets is just the first problem with the loophole arms race.

So it’s time to learn How Money Works to find out why our taxes are so hard to fix.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. --------- Keywords: business analysis, financial planning, real estate crisis, hedge funds, corporate finance, ai bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Are Americans So Pessimistic? | How Money Works

Fri, 26 Sep 2025 19:53:47 -0000

Why Are Americans So Pessimistic?

To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#wealth #finance #economy

It’s the end of the year which is a great time for reflection and as someone who covers business, finance and the economy, mainly from America it looks like we have a lot to be grateful for.

The USA is the largest economy in the world, and over the last five years it’s just pulled further ahead of its only real rival, China, which has… not been having a great time…

Per person that means the only countries in the world with higher outputs are either oil states, tax havens or tax haven oil states.

Unemployment is low, inflation is (supposedly) under control, interest rates are coming down and markets are booming…

But despite all of this… general consumer confidence is still around all time lows…

I am 100% guilty of being a little bit of a gloomy goose as well, this year the closest thing to a good news story I covered, was a celebration that at least we weren't Canada…

So if everything is so great… why are Americans always so pessimistic?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------

----- Keywords: financial planning, mortgage crisis, gig economy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Fraud Is At An All Time High - Here is Why That's A Good Thing - How Money Works | How Money Works

Fri, 26 Sep 2025 13:12:06 -0000

Financial Fraud Is At An All Time High - Here is Why That's A Good Thing - How Money Works

The first 1,000 people to use this link will get a 1 month free trial of Skillshare: https://skl.sh/howmoneyworks04221

Financial fraud is at an all-time high!

American consumers lost a staggering $5.8 billion dollars to a range of schemes in 2021. This represented a 70% increase over losses in 2020.

This is part of a bigger trend which is seeing more people losing money to scams, schemes and hacks at a time where all of us should probably know better.

Consumers were just one group hit hard by scams. Corporations and even the government have seen a serious increase in losses caused by fraudulent behaviour.

There are a few reasons behind this trend which are worth exploring and understanding because they can give some clues about how these scams work, how they can be avoided and why record high fraud figures might actually be a good thing.

#HowMoneyWorks #Scams

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Story Blocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------

--- Keywords: financial education, financial news, private equity, wealth building

Learn more about your ad choices. Visit megaphone.fm/adchoices

WTF Does Private Equity Actually Do? | How Money Works

Fri, 26 Sep 2025 13:06:29 -0000

WTF Does Private Equity Actually Do?

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Support me on Patreon - https://www.patreon.com/HowMoneyWorks

My Other Channel: @HowHistoryWorks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

----- Private equity has minted more global billionaires than Oil and Technology.

It’s a four point seven TRILLION-dollar [$4,700,000,000,000] global business that according to some outlets has crushed your ability to buy a house and your chance to relive your childhood at Toys R Us. Private equity is simultaneously the ultimate career goal of every insufferable business bro AND the cause of all the world’s problems…

But what do these people actually do?

Private equity is nothing more than any investment company that invests into assets that are not listed on public markets. The variety of private equity companies is enormous.

Some private equity firms will invest in very early-stage startups and give them money to grow their business and acquire new customers, these firms tend to go by name venture capital, but that’s still a type of private equity. Other private equity companies focus on buying alternative assets like airports, toll roads, intellectual property rights and carbon credits.

These firms offer liquidity to asset holders that would find it almost impossible to sell what they own without their services; you can’t put your North Dakota drilling rights on Facebook Marketplace and expect to find a buyer. If something is worth money, there WILL be a private equity firm that will try and make a deal out of it. There are even private equity firms that are called a fund of funds, which you guessed it, raises money to invest into OTHER private equity funds, BUT when you hear politicians, journalists and angry people online talking about “private equity”, they are normally talking about the buyout funds…

If you can start and run a successful buyout fund, there is a good chance you will become a billionaire because these firms are fine tuned to make the most amount of money possible from buying entire companies. So, if you wake up one day and decide to start a private equity firm specializing in corporate buyouts here is what you will actually need to do in 3 easy steps. Step number one, before you even think about going out to find your first investor or acquisition opportunity is to get your corporate structure right.

So it’s time to learn How Money Works to find out what private equity firms actually do.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------------

---- Keywords: investment strategies, private equity, business analysis, financial literacy, economic trends

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Surprisingly Solid Case For A Three Day Work Week - How Money Works | How Money Works

Fri, 26 Sep 2025 01:28:00 -0000

The Surprisingly Solid Case For A Three Day Work Week - How Money Works

Click the link to check out Storyblocks and sign up for the Unlimited All-Access Plan: https://storyblocks.com/howmoneyworks

Sign up for my newsletter https://compoundeddaily.com 👈 ___________________________________________________________________________

The fight for fewer working days is a battle as old as worker relations. Just 100 years ago the five-day workweek was unthinkable for American laborers but in 1932 the states officially adopted the five-day work week to combat the unemployment crisis caused by the stock crash and subsequent great depression of 1929.

We are currently amid another shakeup to our way of life, one that is on par with the severity of the great depression. So perhaps it’s time again to re-assess how we work, maybe it’s time again to look at the surprisingly solid case for cutting down the days that the average American worker devotes to labor.

There is a surprisingly solid case for a working week of just THREE days for most jobs.

#HowMoneyWorks #TheGreatResignation #LaborCrisis ___________________________________________________________________________

Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------

--------- Keywords: economic trends, financial planning, stock market, market crash, corporate finance, money podcast, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

The "Skills Gap" Myth | How Money Works

Wed, 24 Sep 2025 13:41:26 -0000

The "Skills Gap" Myth

🔒 Secure your privacy with Surfshark! Enter coupon code MONEY for 4 months EXTRA at → https://surfshark.com/money

The Market Exit's Video: https://youtu.be/QoFLHx-t-Yk?si=1PnSEbZi7y0BbKBp

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Uncut videos: @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#jobs #business #career

There are eight point two MILLION job openings in America right now, and around seven million people actively looking for a job…

There are also millions of American who have simply given up on even trying to look for a job, but still companies are complaining that they can’t get the people they need…

There is one reason that has been used time and time again to explain this all. Yep… the skills gap…

There are people looking for work, and jobs on offer… but the skills of those people and the requirements of the jobs just don’t line up…

It’s a simple elegant explanation to a major problem… but it’s also almost entirely made up…

The skills gap also known as the skills shortage, or just good old structural unemployment is a convenient excuse for a lot of the major issues in todays job market that are often swept under the rug by businesses, politicians, and even economic statistics.

If a hospital is hiring a doctor, but the only person in the town looking for a job has a degree in computer science then obviously that role is not going to be filled regardless of how much time and effort the applicant has put into their education.

The argument that you would have seen is that this same problem is playing out everywhere across the world which is why even if companies claim to be desperate to hire people, you may struggle to find a job…

The whole argument conveniently shifts the blame of any labor market problems onto the workers because they are the ones that haven’t trained the right skills or developed the right experience.

So it’s time to learn How Money Works to find out how the myth of the “skills gap” helps everyone… but you.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------------------

---------- Keywords: market crash, business analysis, money podcast, gig economy, financial education, wealth building

Learn more about your ad choices. Visit megaphone.fm/adchoices

this video aged like milk | How Money Works

Wed, 24 Sep 2025 11:19:51 -0000

this video aged like milk

Enter the Sweepstakes for FREE using my link https://ridge.com/money. No purchase necessary to enter or win. Sponsored by Ridge.

George Soros books The Alchemy of Finance - https://www.amazon.com/Alchemy-Finance-George-Soros/dp/0471445495

Lecture Series - https://www.youtube.com/watch?v=RHSEEJDKJho

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#finance #blackmonday #stockmarket

On Monday the 6th of August the S&P 500 opened down almost three and a half percent with the Nasdaq down FOUR percent and other global markets down by significantly more than that. [put up the google 5d graphs for S&P 500, NASDAQ, ASX 200, Euro N

Markets like the Nikkie 225 are down over TWELVE percent, and Taiwan’s main stock Index having its worst day in HISTORY.

This followed a weekly trend that has seen TRILLIONS of dollars wiped off markets around the world and fingers being pointed at Japan, the Fed, greedy wall street traders or really whoever else people want to blame when things go wrong.

And then just to prove that nobody fully understands what is going on… just one day later markets across the world rallied almost covering the losses from what people are now calling the new “Black Monday”.

Since you should expect a lot of YouTube thumbnails with red graphs, laser eyes and (so so many) flames in your immediate future now is probably a good time to ask… what is happening to the stock market… right now?

Japan’s economy has been stagnant for more than three decades now, and the Japanese Government along with its central bank has been trying to change that by keeping interest rates extremely low, even going NEGATIVE between January 2016 and January 2024.

It was hoped that these low rates would encourage local borrowing boosting the domestic economy but when that never happened the Bank of Japan almost became stuck offering these low interest rates because any increase would further slow down an already sluggish market.

It might not have done much for Japan, but investors took advantage of these low interest rates by borrowing money in Japanese Yen and then either investing in Japan, or more often exchanging Japanese Yen for another currency like the US Dollar and investing in asset markets here in America.

Since stonks only ever go up investors could make money on the spread between the low Japanese interest rates and the higher returns they could get in the market.

dropping in value relative to the USD so investors could make EXTRA money on the foreign exchange exposure if they didn’t hedge against it.

Like all good things, this worked well until it didn’t…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. --------- Keywords: wealth building, investment strategies, gig economy, hedge funds, economy podcast, investing basics, financial news, economics explained

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Will Never Have Your Finances In Order, Here's Why - How Money Works | How Money Works

Tue, 23 Sep 2025 19:25:24 -0000

You Will Never Have Your Finances In Order, Here's Why - How Money Works

Head to https://squarespace.com/howmoneyworks to save 10% off your first purchase of a website or domain using code HOWMONEYWORKS

Sign up for my newsletter https://compoundeddaily.com 👈 ___________________________________________________________________________

I want to start this video off on a positive note.

You will never be rich!

It's not something that people hear enough. Based on the demographics of people who watch my videos most of you are from advanced countries so you will be doing well by global standards but you still won't be rich

The one percent is exactly that one percent of the population even if you do everything right even if you save regularly even if you invest wisely even if you binge watch finance channels and even if you were lucky enough to be born in a country with some degree of social mobility you probably have a 1 in 10 chance of making it at best

So why aren't we taught this more often? Well because people don't like to hear it it's much more fun to binge watch channels or read books that promise that if you do this you will be rich if you learn to manage real estate you will be rich if you turn credit cards you will be rich if you live below your means you will be rich it's easy to see the appeal but how many works is where dreams come to die so to kick off the new year i want to look at a few reasons why you will never be truly wealthy

#Retirement #PersonalFinance #HowMoneyWorks

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----

--- Keywords: economic education, business analysis, financial education

Learn more about your ad choices. Visit megaphone.fm/adchoices

9-5 Jobs Are Great Actually - How Money Works | How Money Works

Tue, 23 Sep 2025 13:06:20 -0000

9-5 Jobs Are Great Actually - How Money Works

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Commuting an hour a day to spend eight hours in an office for five days a week all with little to no flexibility, is not most peoples idea of a life well spent, especially since the dream of retirement is going the same ways as the dream of home ownership for young workers. So when an alternative is presented, it’s easy to see why these ideas sell so well.

But that’s exactly the point, disliking your job is just part of a sales pitch.

#howmoneyworks #career -----

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------

--------- Keywords: housing bubble, debt crisis, hedge funds, mortgage crisis, investing basics, financial independence, stock market, private equity

Learn more about your ad choices. Visit megaphone.fm/adchoices

dOn'T SeLL YoUr TimE fOr mOnEy!! | How Money Works

Tue, 23 Sep 2025 13:03:27 -0000

dOn'T SeLL YoUr TimE fOr mOnEy!!

How many times have you heard some variation of this phrase “don’t sell your time for money”. This is a finance bro way of saying don’t make money exclusively from a source where you get paid X amount of dollars for Y amount of work which is basically every job. There are various reasons given for why selling your time for money is a bad idea like you only have so many hours a day you can work, so

trading your time for money limits your potential income trading your time for money also makes you more financially vulnerable if you are unable to work and its really hard to sell a course on trading your time for money unless you’re a college although maybe they don’t say that last one out loud.

The alternative to trading your time for money is usually investing, starting a business, living a wildly alternative lifestyle or some combination of all three of these things.

But I am here to tell you that while this very broad phrase might have some merit in specific situations, it’s pretty much complete bullshit and you really shouldn’t take anybody who says it too seriously.

At best the phrase “don’t sell your time for money” is just another example of hustle bros needlessly bashing on regular day jobs that provide stable living to a majority of Americans. It also perpetuates the idea that simply working a full-time job is not good enough, and that a side hustle or whole extra business is mandatory to get ahead these days.

------- #business #investing #passiveincome

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------------

------- Keywords: how money works, financial news, personal finance, inflation explained, economic education, financial literacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Influencer Bubble - How Money Works | How Money Works

Tue, 23 Sep 2025 11:50:59 -0000

The Influencer Bubble - How Money Works

Just ten years ago the very top Youtubers on the platform were mostly filming out of modest apartments, doing average skits, and living lives pretty similar to you or I.

Almost all of them had regular day jobs and posted to the internet because they found it fun, or at the very most because it could earn them a little extra side money.

Contrast that with today where some Influencers have the same reach, notoriety and income as top athletes, singers and movie stars.

#HowMoneyWorks

Link to Modern MBA https://www.youtube.com/c/ModernMBA ___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------------------------

----------- Keywords: gig economy, debt crisis, how money works, recession analysis

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Myth Of The "Job Creator" - How Money Works | How Money Works

Mon, 22 Sep 2025 08:58:00 -0000

The Myth Of The "Job Creator" - How Money Works

Get access to a totally free high quality newsletter every morning by signing up to The Daily Upside at https://bit.ly/3HK07JJ

Rich business owners and the companies that they run do indeed employ people and provide financial stability to most Americans who rely on a salary to support themselves and their families. On the opposite side of the same coin, they only do that because they really need to. Given the opportunity they would prefer to be job destroyers, but a variety of factors are making that impossible, for now

#JobCreator #Careers #HowMoneyWorks

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

------------------------

----------- Keywords: recession analysis, how money works, financial news

Learn more about your ad choices. Visit megaphone.fm/adchoices

Work Addiction and The Golden Handcuffs - How Money Works | How Money Works

Sun, 21 Sep 2025 13:12:33 -0000

Work Addiction and The Golden Handcuffs - How Money Works

Find out how many times your information has been leaked on the dark web by trying Aura for 14 days completely free: http://Aura.com/HowMoneyWorks Thanks to Aura for sponsoring this video

Sign up for my newsletter https://compoundeddaily.com 👈 ___________________________________________________________________________

In a time when most American workers can’t ever reasonably hope to retire, why would people with the option to live a life their peers can only dream of choose not to?

The simple truth is that people are both addicted to their work and feel as if they can’t leave.

Why they feel this way is still a bit of a mystery but looking at some leading theories tells a concerning story of how modern careers are making even the most secure workers feel very uneasy about their futures.

So it’s time to learn How Money Works

#HowMoneyWorks #Careers #Business

___________________________________________________________________________

Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR

Music by Epidemic Sound

Stock footage by Storyblocks

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-------

-------------- Keywords: recession analysis, stock market, mortgage crisis, debt crisis, personal finance, hedge funds

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Great Wealth Transfer... Won't Change Anything (probably) | How Money Works

Sun, 21 Sep 2025 11:08:40 -0000

The Great Wealth Transfer... Won't Change Anything (probably)

The first 500 people to use my link will get a 1 month free trial of Skillshare https://skl.sh/howmoneyworks07241

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @howhistoryworks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#wealth #finance #realestate ----

In the coming decades, the wealthiest generation in history will… die.

It’s an unfortunate albeit inevitable fact of life… but baby boomers will eventually go extinct, and they will pass down over ninety TRILLION dollars [$90,000,000,000] to the next generation within America ALONE.

This much money COULD fix a lot of problems like student debt, unaffordable housing, inadequate retirement savings and record credit card debt.

BUT don’t get too excited just yet, because at best the great wealth transfer is a financial illusion, and it could actually just end up making things worse…

Baby boomers are the wealthiest generation in history.

In America they control half of the nation's wealth according to the 2024 wealth report prepared by the property management company Knight Frank.

Other sources estimate that baby boomers only hold a mere seventy-eight trillion dollars [$78,000,000,000] in assets

That difference of 12 trillion dollars is due to what you really define as wealth, and that slight difference in opinion is more than the collective wealth of half the planet.

Regardless of the exact methodology used to calculate generation wealth they all agree on one thing, baby boomers are the kings and everybody else has been left is holding onto what is left over.

That concentration of wealth has according to many come at the expense of younger generations who are now poorer than their parents were at the same age

So that means that when life finds a way and this wealth is passed down it should fix these generational issues right? Wrong…

So it’s time to learn How Money Works to find out why the great wealth transfer… probably won’t change anything

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------

------- Keywords: economics explained, investment strategies, money management, economic education, personal finance

Learn more about your ad choices. Visit megaphone.fm/adchoices

tHe MoSt EvIL cOmPaNiEs In the WoRLD!! BlackStone vs BlackRock | How Money Works

Sat, 20 Sep 2025 13:12:15 -0000

tHe MoSt EvIL cOmPaNiEs In the WoRLD!! BlackStone vs BlackRock

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Blackrock and Blackstone are finance companies that control trillions of dollars worth of assets between them. There is a good chance that some of your money is controlled by one of these companies without you even knowing about it.

Blackrock was one of the largest investors in the ill fated FTX and Blackstone has been blamed for single handily causing the housing affordability crisis.

But how do these companies actually work and are they really the most evil businesses in the world?

Well no… sorry to ruin the fun, but if you remove the ominous sounding background music and carefully selected headlines, these are just regular investment firms like any other, not bad, not terrible.

But I think the best way for you to realise this is to get a clear breakdown of how these companies operate.

So it’s time to learn How Money Works to find out how these companies make their money, and who they answer to, so that you can make up your own mind.

#blackrock #finance #howmoneyworks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------

---- Keywords: wealth building, debt crisis, business analysis, market crash, investment strategies, financial news, economics explained, housing bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

Good Companies Should Not Last Forever. | How Money Works

Sat, 20 Sep 2025 11:09:15 -0000

Good Companies Should Not Last Forever.

Sign up for my newsletter https://compoundeddaily.com 👈 A going concern is a business term used by accountants to describe a business that has the resources to continue making enough money to stay afloat for the foreseeable future.

This assumption is useful for accounting practices, but it could be overrated in the field of investing.

We tend to think that successful companies will be around for a really long time and certainly some companies like this do exist, Johnson and Johnson, General Electric and Coca Cola have all been in business for over 100 years trading as the same company they are today.

Even older companies exist if you follow the history of business mergers back to their beginning, JP Morgan Chase is the modern product of several bank mergers over three different centuries with the first constituent bank tracing it’s roots back to 1799.

Having early investments in any of these companies would make you a very rich person today, but you would also be a very dead person too, which reduces the appeal of this investing strategy considerably.

A recent industry report has found that one of the biggest mistakes that investors make is overvaluing the longevity of a company and its easy to see why with people like warren buffet talking frequently about how much $5 invested into coca cola would be worth today.

So it’s time to learn How Money Works to find out why businesses that last hundreds of years are not always the amazing investment they seem.

#business #investing #finance

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------------------------

------------ Keywords: market crash, gig economy, real estate crisis, financial independence

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Happens To The Real Estate Market When All The Boomers... Die? | How Money Works

Fri, 19 Sep 2025 20:12:55 -0000

What Happens To The Real Estate Market When All The Boomers... Die?

Support me on Patreon - https://www.patreon.com/HowMoneyWorks

My Other Channel: @HowHistoryWorks

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#finance #realestate #business

It doesn’t mean anything to be Working class or middle class anymore… The only thing that matters is if you own a home or if you don’t.

The home you live in now statistically makes more money than you do and the last hope that a lot of young people have to catch up is getting a house gifted to them by a relative... Which begs the question. What happens to the real estate market when all the boomers… die?

There is an old saying that the best time to start investing was 30 years ago, the second-best time is right now. But that conventional wisdom might not hold up in today’s market. Buying a home at the right time could set you and family up for financial security for the rest of your life. The only thing is, the right time was when you were still in school and if you try to buy a home now you will be taking on record high interest rates, record high prices AND record low availability all at the same time… People sell homes for two reasons, because they want to and because they HAVE to. Nobody who already has a home WANTS to sell it because most Americans have been able to lock in record low interest rates. If they sell their house and buy another one, they will get a new mortgage at interest rates which will TRIPPLE their payments on a home of the same value. According to data from the national association of realtors, eighty-seven percent [87%] of new home purchases are made using a mortgage, and the average down payment of a first home buyer is only seven percent [7%]. This means higher mortgage rates are worth avoiding at all costs.

A report by the wall street journal found that even when homeowners moved interstate, they would hold on to their homes and rent them out and then rent another house to live in… Everybody that wants to sell their home is waiting for interest rates to fall. Everybody who wants to buy a home is also waiting for interest rates to fall. And everybody who is stuck renting is being forced to compete with people who already own a home but don’t want to sell it because they have locked in a sweet interest rate.

The players in the real estate market are in a Mexican standoff, but the renters are stuck fighting with a Banana. The only hope for people who just want to buy a home is to get it off someone who NEEDS to sell. According to another report published by the national association of realtors the average home seller in America was SIXTY!! [60] years old!

So it’s time to learn How Money Works to find out why you probably won’t benefit as much as you are hoping from the boomers passing down their homes…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Rise And Fall of the "Tech Bro" | How Money Works

Wed, 17 Sep 2025 11:12:21 -0000

The Rise And Fall of the "Tech Bro"

🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off DeleteMe international Plans: https://international.joindeleteme.com 🙌

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#tech #business #career

Before the year 2000, if you wanted to make a lot of money in a predictable career you needed a nice suit and an important looking business card. Your options where finance, medicine, law or senior company management if you were lucky.

But then… just a few years later at around about the same time as those people in their fancy suits were blowing up the global economy a new breed of millionaire was entering the mainstream.

They replaced the puffer vests and Bloomberg terminals with flip flops and vim terminals…

Tech bro’s worked fewer hours, had better perks and in many cases made better money than their peers in more traditional high-income roles…

What’s more is that people didn’t hate them…

Executives, bankers and their fancy lawyers were rightfully blamed for enriching themselves by leeching off a broken system that cost people their homes, their jobs, and their futures…

Meanwhile people loved the idea of hacky sack playing nerds making millions by actually making stuff that improved our lives…

But now… 15 years later the tech bros became everything they promised to destroy… and they kind of destroyed themselves in the process…

For a while you could have a great degree of confidence in becoming filthy rich by putting in a few years at a major Silicon Valley tech company… but this all relied on a stream of money that wasn’t coming from nowhere…

Venture capital, the firms that ACTUALLY invest in early-stage start-ups to develop their new technology NEVER again actually reached the level of financing it did during the dot com bubble.

That was… until something changed in 2021…

So it’s time to learn How Money Works to find out how Tech Bro’s ruined tech for themselves…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------

--------- Keywords: corporate finance, wealth building, housing bubble, gig economy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Dumb People Earn More Than Smart People | How Money Works

Wed, 17 Sep 2025 11:09:02 -0000

Why Dumb People Earn More Than Smart People

------ Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #finance #careers ------

Dumb people make more money than smart people and it took a study conducted by really smart people to prove it. A study out of Sweden has found that top earners have lower intelligence than the people in income levels directly below them.

The Plateauing of cognitive ability among top earners drew on data from 59,000 men who had to take a compulsory military conscription aptitude test. It then tracked their earnings over their professional careers to find the relationship between intelligence and income. Before Tai Lopez gets any ideas for more shitty YouTube commercials or the hustle bros learn how to read journal articles and use this to encourage people to drop out of college, I want you all to know how this data really works.

The relationship between intelligence and income was strong, smarter people earnt more money but only up to six hundred and seventy thousand Swedish krona or sixty-four thousand dollars per year. After that intelligence didn’t mean much anymore and at the very top end of income earners, the 1%, dumber people actually did better.

So is this a sign that watching TikTok and reality TV is actually better for your career than going to college? Well maybe actually, for two important reasons but there are also two reasons why you should probably ignore this and keep studying hard if you want to get ahead financially. Reason number one why dumb people are doing better than smart people is that smart people fill in high prestige jobs that don’t have high salaries.

Academics and research scientists are some of the smartest people in the world, but they don’t get paid well. Doctors, lawyers and elite financiers also need to be very smart to get through demanding schooling and admission exams and these professionals ARE typically compensated very competitively BUT most of them don’t make it all the way into the 1%. In the USA to be in the top 1% of income earners an individual needs to make at least five hundred and ninety-seven thousand dollars before tax and that’s just the minimum to join the 1% club.

so it’s time to learn How Money Works to find out why dumb people are earning more than smart people and why this trend is completely meaningless for your own career planning.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

----------

--------------- Keywords: wealth building, mortgage crisis, financial planning

Learn more about your ad choices. Visit megaphone.fm/adchoices

jUsT BUiLd MorE hOusEs!! | How Money Works

Wed, 17 Sep 2025 11:03:43 -0000

jUsT BUiLd MorE hOusEs!!

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------------------------------

--- Keywords: hedge funds, money management, housing bubble, business analysis, mortgage crisis, financial independence, private equity

Learn more about your ad choices. Visit megaphone.fm/adchoices

How American Generals Are Being Paid Millions To Serve Foreign Governments - How Money Works | How Money Works

Fri, 12 Sep 2025 13:03:15 -0000

How American Generals Are Being Paid Millions To Serve Foreign Governments - How Money Works

Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks

Sign up for my newsletter https://compoundeddaily.com 👈 Washington Post Investigation (A Must Read For More Details) - https://www.washingtonpost.com/investigations/interactive/2022/veterans-us-foreign-jobs-saudi-arabia/

Let’s say you devote your life to military service. You enrol in officer training and work up the ranks until one day you are a general with combat experience in whichever country the States decided had too much oil.

American Generals, and Admirals make are O-10 level employees and make a base salary of $203,000 a year, with generous benefits and bonuses for deployment.

That’s good money to most people, especially when it continues as a lifetime military pension of $180,000, every single year, for doing nothing, once you have put in your twenty years of service.

Service men and women EARN every last cent of this money and people who have dedicated their lives to serving in our armed forces should be looked after, the system is much better at looking after the top brass than the common soldier, but that’s besides the point.

I could never do this job and I respect anybody that can, at least I did until the world started learning about what they do after their career comes to an end (or just get’s started depending on how you look at it)

The retirement benefits of a military general should be good enough for anybody to live of off, but some don’t see it this way.

Some think that Generals are basically chief executives of large organisations with tens of thousands of employees, handling billions of dollars, and working on the most challenging projects in the world.

When you put it like that, the public service pay scale starts to look a bit mediocre… Leaders in the private sector are making millions of dollars a year for the same level of work and they don’t spend their time in active warzones.

So to set things right, high level military leaders have taken a page out of the investment banking interns playbook. It’s not about the money they are making right now, it’s about the job they CAN get once they have padded out their resume a bit.

So it’s time to learn how money works to find out how America’s top military leadership are using their careers to score obscenely lucrative contracts with some not so friendly governments. -----

#howmoneyworks #retirementplanning #military

Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------------

---- Keywords: mortgage crisis, business analysis, money management, economy podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes Bad Ideas... Are Just Bad Ideas | How Money Works

Mon, 08 Sep 2025 16:29:04 -0000

Sometimes Bad Ideas... Are Just Bad Ideas

Try ZipRecruiter for FREE at http://ziprecruiter.com/howmoneyworks------The "Death By China" documentary - https://youtu.be/mMlmjXtnIXI?si=6Qq6N0oejJ3UunSDSign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/-----My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks Edited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty Images📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#money #finance #tradewar -----So the global economy has lost and found about 6 trillion dollars within the span of a week. The most intense global trade war in modern history has been threatened and then paused, and threatened, and paused, and threatened, and paused again… SEVEN different times now! By the time YOU are watching THIS video that number might have changed again. Global economic uncertainty is at record highs and while the stock market may have recovered (for now), REAL people are starting to feel the consequences of this little game as layoffs are accelerated, hiring is frozen, prices are increasing and interest rates are spiking. Now I already know what you are thinking, there is nothing about these trade wars that hasn’t been said already. And that’s actually exactly the problem. For a variety of reasons even highly respectable outlets and experts have been trying to find what the “real” meaning is behind the flip flop trade war… Be it a secret plan to reduce interest rates before we refinance our debt, redefining the role of the US dollar as a global reserve or just some 4D UNO negotiating tactic. These explanations are very entertaining and appealing to people who want to make sense of a situation that could really impact their personal financial situation But… if you want to look for deeper meaning where there is none, you should have majored in art history, not gone into journalism, economics or businesses. Sometimes, bad ideas… are just bad ideas… and not acknowledging this has caused problems in politics and businesses well before we started putting tariffs on penguins.

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. ------------ Keywords: money management, market crash, corporate finance, mortgage crisis, economic trends, gig economy, private equity, housing bubble

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Bank of Mom & Dad | How Money Works

Fri, 05 Sep 2025 11:11:57 -0000

The Bank of Mom & Dad

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----------------

------ Keywords: economics explained, money management, money podcast, gig economy, financial literacy, corporate finance

Learn more about your ad choices. Visit megaphone.fm/adchoices

nOboDy wAnTs tO HaVe kIdS AnyMore | How Money Works

Tue, 02 Sep 2025 13:08:22 -0000

nOboDy wAnTs tO HaVe kIdS AnyMore

Prioritize your sleep for a productive and healthy year and use code HMW at check out with up to 35% off Dream by Beam 👉🏻 https://shopbeam.com/HowMoneyWorks

Book recommendation - https://howmoneyworkslibrary.com/capital-in-the-twenty-first-century

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#career #finance #economy

The end of the second world war resulted in a massive spike in fertility across the world that gave rise to the largest generation in history, the aptly named baby boomers. Soldiers returned home, young, dumb and full of… patriotic spirit and (especially here in America), this family centered growth coincided with what many believe to be the golden age of capitalism. Homes were cheap, the free market was providing newfangled products to consume, jobs could provide a stable and comfortable living, and the only thing left to do was to get busy starting a family. Now this is such a rose tinted version of history that it borders on being inaccurate, but that doesn’t actually matter. Today we are dealing with expensive homes, overconsumption of disposable consumer junk and jobs that are extremely insecure. So naturally the most pressing question for governments around the world is… how to make people make babies again?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

---------

---------- Keywords: market crash, debt crisis, inflation explained, personal finance, mortgage crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Wall Street's Dangerous New Obsession With Farmland | How Money Works

Mon, 25 Aug 2025 13:11:03 -0000

Wall Street's Dangerous New Obsession With Farmland

🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com

Books we recommend - https://howmoneyworkslibrary.com/

My Other Channel: @HowHistoryWorks

Uncut channel: @HowMoneyWorksUncut

Edited By: Svibe Multimedia Studio

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

📩 Business Inquiries ➡️ sponsors@worksmedia.group

#business #finance #realestate

According to the US Department of Agriculture farms owned by institutional investors are now responsible for more than TWELVE percent [12.6%] of total food output in America!

That might not sound like a whole lot, but the value of farmland investments has more than doubled since 2020 ALONE.

Cascade Investments is an investment firm that reportedly employs over 100 analysts and operates EXCULISIVELY to manage the assets of Bill Gates and his ex-wife Melinda. It owns assets like a 71% stake in the four seasons hotel chain and 14% of the Canadian national railway… but it ALSO owns a quarter of a MILLION acres of farmland.

The farmland is owned though a series of smaller holding companies but when asked why they had bought up so much farmland, the firm simply suggested that it was a good investment… nothing more…

Many outlets have claimed that this makes Gates the largest landowner in America… but that’s simply not true… not by a longshot

Major investment companies and even other billionaires have invested so much into farmland over the last 2 decades that it makes Gates’ 250,000 acres look positively pathetic.

So why have cornfields become the hottest asset amongst the big boys on wall street?

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

--------

-------------- Keywords: financial education, hedge funds, personal finance, corporate finance, private equity, mortgage crisis

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Deadly Monetization of Nursing Homes | How Money Works

Sun, 03 Aug 2025 20:28:52 -0000

The Deadly Monetization of Nursing Homes

With Ground News, you don’t need to break the bank to become financially literate. Go to https://ground.news/Howmoneyworks and subscribe for under $1/month or get 30% off unlimited access this month only.

Our Other Channel: @HowHistoryWorks

Edited By: Svibe Multimedia Studio Editor: Silvio Rivero Media Gatherer: Vicente Gutierrez

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact sponsors@worksmedia.group

#business #finance #privateequity -----

There are institutions operating in America today that are responsible for over twenty THOUSAND [20,000] premature deaths all in the name of profit.

They make their money by housing vulnerable people in the custody and cutting costs wherever they can, often breaking the law in the process.

These might sound like for-profit prisons, but I am actually talking about… nursing homes, although maybe that’s no coincidence, because a lot of these places are owned and operated by the same people. If you are an investor with lots of cash and good connections aged living is an attractive business opportunity.

The aging population means that you will have an ever-growing number of customers.

Revenues can be sourced from insurance companies, individuals and the government AND once you have residents in your homes it’s unlikely that they will ever check out until… well… they check out…

According to research done by the National Bureau of Economic Research elderly Americans are also less financially literate which means they won’t know if they are getting a good deal or not.

The investment potential gets even better more of these businesses you own the more profitable you can make them because overheads like administration, sales and contracting can be shared across multiple locations. Consistent cash flows, a growing customer base and synergies at scale has made nursing homes one of the most targeted alternative asset classes in America.

Investors can now gain exposure to the aged care market through direct investment, private equity, and even exchange listed real estate investment trusts, that can be purchased by anybody with a robin hood account and ninety dollars [$90] BUT the reality of this business is razor thin margins, distorted incentive structures and a race to the bottom on quality and safety.

So it’s time to learn How Money Works to find out just how broken the aged care industry really is…

Follow to learn How Money Works.

Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks

-----

---------- Keywords: ai bubble, business analysis, economic trends, mortgage crisis, gig economy, financial literacy, investing basics, economic education

Learn more about your ad choices. Visit megaphone.fm/adchoices