Why Not Mint Money

India’s Insurance Gap: Generali Central Life’s Vision for Protection

Wed, 07 Jan 2026 12:45:00 -0000

India’s insurance penetration remains stubbornly low despite rising awareness. With life insurance accounting for just 2.8% of GDP, millions of households remain financially vulnerable. In this episode of Why Not Mint Money, host Avanne Dubash speaks with Alok Rungta, MD & CEO of Generali Central Life Insurance, on why India continues to buy insurance late, buy inadequate cover, and rarely reassess protection as life changes. The conversation explores how insurers can shift the narrative from policy-selling to real financial protection, and what needs to change for India to close its insurance gap.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Understanding the EB-5 Visa Risks and Investment Route

Sat, 27 Sep 2025 06:00:00 -0000

Every investor chases returns, but what if the biggest payoff isn’t financial at all? The EB-5 visa lets you invest in the US economy and, in return, secure the right to live, work, and study in the US. In this episode of Why Not Mint Money, Vivek Tandon, CEO of EB5 BRICS LLC, cuts through the jargon to explain what the EB-5 program really offers, why the investment amount has jumped to $800,000, and answers questions on risks, rewards, and the fine print you should know before investing.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Mutual Funds Help You Keep More of Your Returns

Tue, 08 Jul 2025 12:43:00 -0000

In this episode of Why Not Mint Money, host Neil Borate is joined by Mr. Ganesh Mohan, Managing Director of Bajaj Finserv Asset Management, to unpack a smarter way to manage your idle cash.
While savings accounts and FDs offer safety, they often fall short on returns and tax efficiency. Ganesh breaks down how liquid and overnight mutual funds present a powerful alternative—offering instant access, better yields (up to ~7%), and tax benefits that traditional options can’t match.
Tune in as we explore - Why idle money in savings accounts could be costing you, how liquid and overnight funds balance returns, safety, and liquidity, the tax advantages mutual funds offer over fixed deposits and a lot more. If you're looking to optimize your short-term money while keeping it accessible, this episode is for you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rise of Indian Private Credit

Wed, 25 Jun 2025 07:04:00 -0000

Host Neil Borate explores the rise of private credit in India with JSA Partners Tirthankar Datta and Divyanshu Pandey. Discover how this alternative financing model is filling gaps left by traditional lenders, the key drivers behind its growth, investor trends, risk management, and what the future holds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What freelancers need to know when filing their tax returns?

Tue, 10 Jun 2025 06:23:00 -0000

In this episode of Why Not Mint Money, host Jash in conversation with Mumbai-based chartered accountant Arun Kansar to demystify the process of income tax filing for freelancers. From understanding eligible deductions to navigating common pitfalls, this conversation is packed with practical advice to help freelancers stay compliant and make the most of their tax returns.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Airtel Payments Bank is Bridging India’s Financial Gap

Fri, 30 May 2025 16:19:00 -0000

In a country as vast and diverse as India, banking isn't just about branches — it's about access. In this episode of Why Not Mint Money, we’re joined by Ganesh Ananthanarayanan, COO of ‪@AirtelPaymentsBankIN‬ to explore how technology is not only transforming the way we pay but also expanding who gets to participate in the financial system. With India’s digital transactions set to triple by FY2029, we discuss how Airtel Payments Bank is using its 500,000+ banking points, business correspondent networks, and doorstep banking to bridge financial gaps — especially in rural areas. Ganesh also shares real-life stories from the ground, the role of digital finance in empowering women, and what the future holds for inclusive banking in India.

Listen to know more

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why do you need to be aware of behavioral biases?

Mon, 19 May 2025 09:13:00 -0000

How our tendency to react to stock market movements in a certain way has a bearing on our investment decisions and investment outcomes. In today's episode, we are in conversation with Karthick CS, co-founder of Knowise, to talk more about it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why parents need to be financially ready for child's education?

Mon, 21 Apr 2025 10:17:00 -0000

The cost of education is much higher than even before. And if you are a new parent, the costs will only go up from here, with high education inflation. In today's episode, we are in conversation with Sunita Satapathy, director of Glosome Wealthx, on why parents need to be financially prepared for their child's education and how they should go about it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Term insurance simplified! Yes, self-employed can get it

Wed, 09 Apr 2025 06:27:00 -0000

Bandhan Life is among a very few life insurance companies which sell a higher number of term insurance plans than ULIPs or traditional policies. They sell term plans to self-employed too. In an interview with Mint, Satishwar B, Managing Director and CEO, Bandhan Life, sheds light on difference between term and other life insurance products and how to expand its coverage for better protection of Indian families.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is there more glitter to gold’s rally?

Wed, 02 Apr 2025 10:51:00 -0000

Gold prices have seen a strong rally over the past two years, delivering 20% annualized returns. In today's episode of Why Not Mint Money, we quiz Vikram Dhawan, head of commodities and fund Manager at Nippon India Mutual Fund, on how he thinks investors should allocate to gold right now.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How you can buy more shares than your capital

Wed, 19 Mar 2025 14:17:00 -0000

Margin trading facility (MTF) allows you to borrow funds from your broker to buy more shares than what your capital would allow. In today's episode of Why Not Mint Money, we are in conversation with Ashish Nanda, president and digital business head at Kotak Securities, to tell us more about it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can Rs 250 SIP mutual fund share in Indian households' savings?

Mon, 10 Mar 2025 11:49:00 -0000

Mutual funds just make for little over 8% of Indian households' savings. Can Sebi's proposed low-ticket SIPs increase the mutual fund penetration. In today's episode of Why Not Mint Money, I am joined by Anthony Heredia, CEO of Mahindra Manulife, to talk more about this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 W's of Life Insurance: Why, What, and When

Fri, 21 Feb 2025 05:57:29 -0000

Life insurance is often overlooked in financial planning, yet it plays a crucial role in securing our future. In this episode of Why Not Mint Money, host Radhika Makker sits down with Mohit Garg, Chief Strategy Officer at PNB MetLife, to break down the importance of life insurance, its different types, and how to choose the right plan for every life stage. From common misconceptions to evolving insurance solutions, this conversation will help you make informed decisions about protecting yourself and your loved ones.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investment styles: What you should know about them?

Mon, 17 Feb 2025 08:48:07 -0000

Depending on the market cycle, one investment style tends to do better than the other. In today's episode of Why Not Mint Money, we are joined by Krishna Sanghavi, CIO-Equities of Mahindra Manulife Investment Management, to tell us more about influence of economic cycles on performance of investment styles and why long-term investors are better-off keeping things simple.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you register rental agreement?

Mon, 03 Feb 2025 13:30:44 -0000

As far as rental agreements go, often tenants and landlords avoid registering it, to save on registration costs and stamp duty. But what are the legal implications of an unregistered rental agreement. In today's episode of Why Not Mint Money, we are joined by Alay Razvi, managing partner, Accord Juris and Shashank Agarwal, advocate, Delhi High, to tell us more about this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Planning Tips for Women

Thu, 16 Jan 2025 08:36:04 -0000

When it comes to investing and financial planning, what should women keep in mind. In today's episode, we are joined by Alpa Shah, author of book 'Every Woman Should Invest' and chartered wealth manager, to talk tell us more about it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Get Residency in a Foreign Country

Thu, 09 Jan 2025 06:15:37 -0000

A real estate investment can give you long-term residency in another country. But what are the advantages of getting a residency permit in another country and what are its costs. We are joined by Binu Varghese, regional director - India, RIF Trust, to tell us more about this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where the rich are investing: art, whisky, global residencies

Mon, 30 Dec 2024 09:24:44 -0000

The Navigating Future of Wealth Report 2024, by the global migration platform Multipolitan, talks about the latest investing and wealth trends among the ultra-high networth (UHNI) families. In today's episode of Why Not Mint Money, we are joined by Nirbhay Handa, CEO of Multipolitan, along with Sandeep Jain, senior managing partner at Multipolitan, to talk in more detail about how UHNIs are pursuing and preserving their wealth.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Grandparents Investing For Grand Kids: Do's & Don'ts

Mon, 25 Nov 2024 05:52:21 -0000

Grandparents love to go the extra mile for their grandchildren, and investing in their future is a wonderful way to show care. However, navigating the world of financial investments for minors can be tricky. This episode breaks down the dos and don’ts of investing for grandchildren, covering the legalities, practical steps, and best options available. From fixed deposits and mutual funds to the newly launched NPS Vatsalya and children’s insurance plans, we’ll guide you through the right way to secure your grandchildren’s financial future. Learn how to maximize your investments, avoid common pitfalls, and ensure tax efficiency.

Learn more about your ad choices. Visit megaphone.fm/adchoices

An entrepreneur's investment journey and business lessons

Mon, 28 Oct 2024 16:03:00 -0000

How do you get the courage to leave your full-time job to start on your own? Sanjay Rammoorthy, an ex-journalist and communications specialist, talks about being an entrepreneur, an early stock market investor, and running his business with the help of his investments.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you buy unlisted Swiggy shares? Abhishek kumar shares insights

Mon, 21 Oct 2024 10:16:00 -0000

In this episode, we talk with Abhishek Kumar, a SEBI RIA and founder of SahajMoney®, about the growing interest in unlisted equity. Abhishek shares insights into why investors are rushing to buy unlisted shares, the associated risks, and practical advice for those looking to enter this asset class.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Small-cap funds: Invest with caution!!

Thu, 17 Oct 2024 08:54:01 -0000

Stock markets have started to see some volatility. There have been concerns over valuations in certain pockets of markets, especially in mid- and small-caps. In today's episode of Why Not Mint Money, we are joined by Sandeep Bagla, CEO of Trust Mutual Fund, on risks and potential rewards of investing in small-cap funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Navigating the wealth creation journey across life stages

Fri, 11 Oct 2024 05:17:00 -0000

Wealth creation is a long-term journey, spread across different life stages with complexities and potential twists and turns. How can you optimize it, how can you navigate it? To tell us all about this, we are joined by Rohit Sarin, co-founder of Client Associates and author of 'Unlocking Wealth: Secrets to Getting Rich at Any Age'. Tune in for more

Learn more about your ad choices. Visit megaphone.fm/adchoices

Long Short AIFs vs. Arbitrage Funds, Vaibhav Sanghavi explains!

Sat, 05 Oct 2024 04:34:06 -0000

this episode, we're joined again by Vaibhav Sanghavi, CEO of ASK Hedge Solutions, with over 20 years of expertise. We previously did an episode with Vaibhav on arbitrage funds post-2024 and how long short funds can be a great alternative. If you haven’t checked that out yet, be sure to listen to it before diving into this one! Today, Vaibhav breaks down long short funds, who should invest, the risks, and how to choose the right one for your portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

From Investment to Lifestyle: Mastering Retirement Planning

Tue, 01 Oct 2024 11:37:31 -0000

In this insightful episode of Why Not Mint Money, host Radhika Makker is joined by Nidhi Sinha, editor of Outlook Money, to discuss an often-overlooked topic - retirement planning. As India's elderly population grows rapidly, it's crucial to rethink how we prepare for this phase of life. Nidhi brings her 25 years of expertise in personal finance to offer actionable steps for those in their 30s and 40s, debunk common misconceptions, and explore the balance between short-term financial goals and long-term retirement security. Tune in to learn how lifestyle choices impact your retirement and the role of events like the 40After40 Expo in shaping your future financial health.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How reverse mortgage can help retirees

Tue, 01 Oct 2024 09:18:00 -0000

A reverse mortgage can let someone in their retirement years needing a stable source of income, fall back on his or her property to bridge the income gaps. In today's episode of Why Not Mint Money, we are in conversation with Raj Khosla, managing director of MyMoneyMantra.com to talk more about this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fan Favourite- Why do we need young SEBI investment advisors?

Mon, 30 Sep 2024 13:28:22 -0000

Youngsters in their twenties do not take investment seriously. They tend to take guidance from multiple people who may not be financially aware themselves. A Sebi-registered investment advisor could be a one-stop-shop solution for all your money troubles. Tune in to listen to Abhishek Kumar, a Sebi-registered investment advisor and founder of SahajMoney discuss how financial advisory works for youngsters.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Identify Flaws in Your Insurance in Less Than 5 Minutes

Fri, 27 Sep 2024 05:46:06 -0000

In this episode, host Aprajita tackles an important topic that many face—insurance claim rejections. Aprajita is joined by Deepak Bhuvneshwari Uniyal, Co-Founder & CEO of Insurance Samadhan, a platform dedicated to resolving insurance grievances and disputes. Together, they explore the most common reasons for claim rejections and the proactive steps policyholders can take to ensure their claims are approved immediately. Listeners who want to safeguard themselves from future rejections and gain valuable insights into the insurance process will find this episode essential. Stay tuned for a conversation that could save you time, stress, and money

Learn more about your ad choices. Visit megaphone.fm/adchoices

How this mutual fund industry veteran manages his finances?

Thu, 12 Sep 2024 06:44:23 -0000

In today's episode of Why Not Minty Money, we are joined by Ved Prakash Chaturvedi, 59, who is a mutual fund industry veteran. He talks to us about how he manages his investments, where he invests and also what's his outlook on markets from hereon.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What about arbitrage funds post budget 2024?

Mon, 09 Sep 2024 12:48:29 -0000

In this episode, we sit down with Mr. Vaibhav Sanghavi, CEO of ASK Hedge Solutions, to delve into the recent tax changes that have impacted arbitrage funds. As these funds face the challenge of lower returns, Mr. Sanghavi shares his insights on what this means for investors. He explores alternative investment options that could potentially offer better returns. Tune in for more

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the perils of copycat investing

Fri, 06 Sep 2024 05:39:06 -0000

Mutual funds regularly disclose their factsheets -- which if tracked regularly -- can indicate the buy and sell decisions of the mutual fund manager. But can buying direct stocks by copying your fund manager's moves, work in your favour? In this episode of Why Not Mint Money, we are joined by Bhavesh Damania, founder of Wisdom Edge Investments, to find out more about this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Attention! Don't download apk files; new fraud in town

Thu, 05 Sep 2024 05:56:34 -0000

In this episode, Aprajita talks about the latest digital scam making waves – fraudulent APK files. As more people download apps from unofficial sources, cybercriminals are finding new ways to exploit unsuspecting users, leading to significant financial and personal harm. Aprajita breaks down how these APK frauds operate, why they pose such a serious threat, and what steps you can take to protect yourself. Stay tuned and learn how to safeguard your data and devices from this new wave of digital fraud!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can focused funds act as alternative to PMS funds

Mon, 26 Aug 2024 06:31:04 -0000

Portfolio management services (PMS) face new challenges after the Union Budget for 2024-25 increased tax on long-term and short-term capital gains. As stocks are held in the investor's demat account in PMS, every buy and sell decision of the PMS manager has a tax impact for the investor, unlike a mutual fund. What are the alternatives for PMS investors? Like PMS strategies, focused funds also take concentrated high-conviction investment calls. In this episode of Why Not Mint Money, Anthony Heredia, chief executive officer of Mahindra Manulife Mutual Fund, talks on whether focused funds can act as an alternative for PMS investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is DSP betting on Hrithik's Comeback?

Wed, 21 Aug 2024 07:11:54 -0000

DSP is launching a scheme that will equally split the corpus among the top 10 stocks by market capitalization, dubbed "HRITIK" (HDFC Bank, RIL, ITC, TCS, Infosys, and Kotak Bank). These companies have recently underperformed as investors shifted to small and mid-caps. Sahil Kapoor, DSP MF's market strategist, joins us to discuss their bet on a "HRITIK" comeback.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is a cockroach portfolio?

Fri, 09 Aug 2024 13:28:02 -0000

What does it take to build an investment portfolio that can last for generations? How do you ensure that your wealth is preserved and grows steadily, even in the face of market volatility and economic downturns? In this episode of Why Not Mint Money, we explore the concept of the "cockroach portfolio" with Ashutosh Bishnoi, director of Multi-Act. But what exactly is a cockroach portfolio, and why is it named after one of the most resilient creatures on earth? The idea behind this investment strategy is to create a portfolio that can withstand various financial challenges, much like the cockroach can survive in almost any environment. It's designed for those who seek long-term wealth preservation and want to build a financial legacy that endures.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investment opportunities in EV with Mirae's Siddharth Srivastava

Fri, 09 Aug 2024 05:04:07 -0000

Welcome to another episode of our podcast, Today, we have a very special guest with us, Siddharth Srivastava, the Head of ETF Product and Fund Manager at Mirae Asset Mutual Fund. Siddharth will be sharing his insights on the exciting and rapidly evolving sector of electric vehicles (EVs) and the investment opportunities it presents. We'll be focusing on Mirae Asset's NIFTY EV and New Age Automotive ETF, a fund designed to capitalize on the growth of the EV sector and related industries. Stay tuned as we explore the progress of EV penetration in India, the sectors set to benefit, and the compelling reasons to consider investing in this trend.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Guide for NRIs coming back to India

Tue, 30 Jul 2024 13:07:55 -0000

Our host Sashind Ningthoukhongjam speaks to Sagar Soman, NRI Tax expert, about the financial challenges NRIs face when moving back to India. They discuss handling foreign assets, converting bank accounts under FEMA, and understanding tax implications like the RNOR status. Sagar shares stories of clients and offers tips on managing finances for a smooth transition.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How an NRI can ace property sale in India

Tue, 23 Jul 2024 05:57:13 -0000

Mint's Shipra speaks to Urvil Modi, founder and CEO, Samriddhi Wealth Management, about the multitude challenges NRIs face in selling property in India and how they can reduce the complexities.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't surrender your LIC policy!

Thu, 18 Jul 2024 12:27:11 -0000

The premium due date for your LIC policy is coming, but you do not want to pay it. You want to surrender your policy. While you will get some money in return (lower than premiums paid so far), your death benefit will be gone. What if you get the money and part of the death benefit still continues? Ketan Mehta, founder & Director of ACESO Endowment Services, has found a way out - assign your policy to a trust set up by Mehta. Watch the video to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Mastery with Robin Bhowmik of Manipal Academy of BFSI

Mon, 15 Jul 2024 11:52:41 -0000

In the latest episode of Why Not Mint Money, host Radhika Makker is joined by Robin Bhowmik, Chief Business Officer at the Manipal Academy of BFSI, to shed light on the intricacies of financial planning. With over 28 years of global experience in business transformation and revenue growth, Robin brings a wealth of knowledge to help listeners understand and overcome common financial planning challenges. Whether you're a young professional, a goal-setting individual, or someone looking to secure a stable future, this episode is packed with practical advice to guide you on your financial journey. Robin discusses essential steps for effective financial planning, including the importance of budgeting, expense tracking, and balancing short-term needs with long-term goals. He also highlights the benefits of seeking professional guidance and how Manipal Academy's programs and resources can support your financial aspirations. Tune in to gain valuable insights!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to pick a debt mutual fund

Wed, 10 Jul 2024 12:37:32 -0000

Debt mutual fund schemes offer stability and can help investors diversify their investments and be suitable for their short- to medium-term goals. In today's episode of Why Not Mint Money, we are joined by Rahul Pal, chief investment officer-fixed income of Mahindra Manulife Mutual Fund, to share tips on how investors should identify a suitable debt scheme.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Opportunities in Global Markets: Insights from Subho Moulik of Appreciate

Tue, 09 Jul 2024 11:53:57 -0000

In the latest episode of Why Not Mint Money, we delve into the transformative power of digital finance and its impact on emerging markets. Our special guest, Subho Moulik, Founder and CEO of Appreciate, shares his extensive experience and insights into making global stocks, mutual funds, and ETFs accessible to a broader audience. With over 25 years of experience in top-tier organizations such as Arthur Andersen, Ernst & Young, Citigroup, and McKinsey, Subho offers a deep dive into the benefits of a varied investment portfolio, the dynamics of the US stock market, and the role of artificial intelligence in modern investment strategies. Join host Radhika Makker as she explores practical advice for individuals looking to start and manage investments in international markets. Discover how apps like Appreciate simplify the investment process, assist in choosing the right funds, and leverage AI to enhance decision-making. Whether you're an experienced investor or just starting, this episode provides valuable insights into capitalizing on the global market and navigating the complexities of digital finance.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Importance of financial literacy for school students

Tue, 09 Jul 2024 11:48:37 -0000

Financial literacy is a crucial skill that can significantly impact an individual's life. Learning about money management, budgeting, saving, and investing early can set a foundation for financial stability and success in adulthood. Introducing financial literacy to students equips them with the knowledge and skills to make informed financial decisions, avoid debt, and build wealth. In today's episode, our host Aprajita sits down with students from Sanskriti School. Together, they discuss the importance of financial literacy for young people, sharing personal stories and practical tips on managing money wisely.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you need passive hybrid funds?

Wed, 03 Jul 2024 15:44:14 -0000

Sebi has proposed a new category of funds - passive hybrid funds. In today's episode of Why Not Mint Money, we are in conversation with Arun Kumar, head of research at FundsIndia, on what this new fund category means for investors. Tune in for more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rise of passive trends with UTI AMC's Sharwan Goyal

Mon, 01 Jul 2024 07:50:19 -0000

Are passive funds gaining traction in India like they are in developed markets? In this episode, we chat with Sharwan Goyal, Fund Manager and Head of Passive, Arbitrage, and Quant Strategies at UTI AMC. He shares his expert insights on this trend and helps investors understand how to choose between ETFs and Index funds. Sharwan addresses the common concern of liquidity in ETFs and discusses how the industry can tackle this issue. He also highlights exciting emerging opportunities within passive funds and explains what UTI AMC is doing to popularize passive funds among distributors and investors. Join us for an easy-to-follow discussion on the future of passive investing in India.

Learn more about your ad choices. Visit megaphone.fm/adchoices

National Doctor's Day 2024: How medical professionals can deal with legal suits

Fri, 28 Jun 2024 08:28:11 -0000

On National Doctor's Day, we caught up with Dr. Bachi Hathiram, president, of All India Rhinology Society, and Abhishek Bondia, principal officer and managing director at SecureNow.in to discuss legal challenges that doctors face and how they can protect themselves against those. Tune in for more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How gig-based income can help in post-retirement period

Wed, 26 Jun 2024 06:32:20 -0000

PGIM India Mutual Fund has released a report, identifying 50 gigs or skills that can continue to be part of an individual's post-retirement period, and be a source of regular income even in post-retirement years. In today's episode of Why Not Mint Money, we are joined by Ajit Menon, chief executive officer of PGIM India Mutual Fund, to tell us more about it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How does PPFAS hunt for stock ideas?

Tue, 25 Jun 2024 15:19:54 -0000

Choosing the next multi-bagger stock for your portfolio is difficult. What is the right hunting ground and what mental models should you have? What if you're a student and want to pursue investment management, then how do you navigate through the clutter? To share all this and more, We've invited Raunak Onkar, Co-fund manager and head of research at PPFAS MF for this episode along with our regular host Sashind Ningthoukhongjam.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Banks allow parking extra cash in home loan account to reduce interest, but should you?

Tue, 25 Jun 2024 15:15:49 -0000

In this episode of the Mint Money Matters Podcast, Shipra sits down with Nanda Padmanabhan, Deputy General Manager of Communications at Bankbazaar, to explore the advantages of opting for a home loan with an overdraft (OD) facility. Nanda breaks down the concept of an OD facility, explaining how it works, its unique benefits, and why it might be a smart choice for homebuyers. Tune in to learn more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why young India needs Sebi-registered investment advisors?

Sat, 22 Jun 2024 05:31:26 -0000

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why rental growth of top cities has gone down

Thu, 20 Jun 2024 07:29:41 -0000

Growth of residential rentals has gone down in Q2 of 2024 in top cities, according to ANAROCK Group. In this episode of Why Not Mint Money, we are joined by Prashant Thakur, regional director & head – of research, ANAROCK Group, on what has led to this slowdown and it is expected to continue.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you create a will or a trust?

Mon, 10 Jun 2024 12:25:19 -0000

We fulfill our responsibilities for our loved ones while we are living. What if something happens to us? Our duty is to create a well-organized will so that our wealth can be easily passed on to our family members. Pritika Kumar, co-founder of a legal platform, No Grey, and WhyNotMintMoney host Aprajita Sharma discuss the same in this episode.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to work abroad? Know lesser known unfair rules in the UK, US

Fri, 24 May 2024 05:27:07 -0000

Indians working abroad and foreign nationals working in India get different treatment when it comes to contributing to social security schemes and withdrawing from it. The Karnataka High Court ruling has made the matter worse. Tune in to this episode of WhyNotMintMoney to understand all about it from our host Aprajita Sharma.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can clubs, trusts, societies invest in equities?

Fri, 17 May 2024 05:27:00 -0000

Are you part of a club where you pay membership fee? Do you pay maintenance charges of a housing society where you live? Collectively, it is a lot of money. Did you ever wonder how is this money used or managed? People managing funds for such institutions are under wrong impression that they cannot invest in anything beyond FDs. But even equities are allowed. Catch Pritika Kumar, co-founder of a Gurgaon-based legal platform, No Grey, to explain various investment options as per legal structure of a housing society, sports clubs, art & culture clubs, temple and other public trusts.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in gold now?

Thu, 16 May 2024 10:45:31 -0000

Gold prices tend to do well when stock markets are volatile, as is the case right now. Gold prices have also seen steady growth in last one year. But where is gold headed from hereon and should you add the precious metal to your portfolio? In today's episode of Why Not Mint Money, we are joined by Vikram Dhawan, fund manager, Nippon India Mutual Fund, to answer these questions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mistakes NRIs are making when selling property in India

Wed, 15 May 2024 05:44:14 -0000

Mint's Shipra explains why the India tax department is sending out a flurry of tax notices to NRIs who have sold property in India. Join Shipra as she navigates the complexities of tax compliance, offering insights and implications for NRIs caught in the crossfire.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Asset Allocation with Finnovate's Nehal Mota

Mon, 13 May 2024 05:57:00 -0000

What is asset allocation? In this episode, Nehal Mota, a seasoned financial advisor, discusses the fundamentals of asset allocation. She explains its importance in investment planning, the impact of risk tolerance on decision-making. Nehal outlines key asset classes, advises on portfolio diversification, and explains how allocation strategies vary with life stages. She also shares the importance of regular review and rebalancing, common misconceptions, shares case studies, and advice for beginners.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How a mom entrepreneur taught money lessons to her daughter

Fri, 10 May 2024 04:23:42 -0000

In this special episode, host Aprajita sits down with Shilla Shree, the founder of Search Partners, an executive search consultancy firm, to discuss how a mom entrepreneur taught money lessons to her daughter. Shilla shares practical advice for single mothers, drawing from her own experiences in teaching her child financial responsibility, budgeting, and the value of money. Tune in for a candid and empowering discussion that offers valuable insights for single mothers and anyone looking to raise financially savvy children.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't let fear of missing out or FOMO fool you

Wed, 08 May 2024 08:59:25 -0000

Often when a particular asset class has seen a large price appreciation, investors get FOMO. However such FOMO can lead to poor investment decisions as the asset valuations are usually at their peak when FOMO kicks in. Any small issue in the asset can lead to huge correction as investors expecting best-case scenarios, start to panic sell. In today's episode of Why Not Mint Money, we are joined by Tarun Birani, founder of TBNG Capital Advisors to talk more about this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is the Rs.10,000 bond ticket size good for investors?

Mon, 06 May 2024 18:07:51 -0000

Mint's Sashind invites Ajinkya from Wint Wealth to understand the bond market dynamics for retail investors if the ticket size of privately listed bond is brought down to Rs.10,000, from Rs.1 lakh.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Costs of borrowing funds from brokers to buy shares

Mon, 06 May 2024 09:12:29 -0000

Your broker can lend you some money if you want to buy shares but don't have adequate balance in your broking account. But these funds come at a certain interest rate. In today's episode of Why Not Mint Money, we talk with Jay Prakash Gupta, founder of Dhan, about what is margin trading facility.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How a health regulator can solve your claims trouble

Wed, 01 May 2024 06:59:31 -0000

Insurance companies and hospitals are mostly at loggerheads when it comes to claims settlement. While insurance companies are regulated by IRDAI, healthcare industry is unregulated. The government is rightfully mulling over having a health regulator. Dr. S Prakash, CEO/MD Designate at Galaxy Health and Allied Insurance, joined Aprajita Sharma in this episode to shed light on the same.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are High-Yield Alternatives Worth It?

Tue, 30 Apr 2024 13:13:01 -0000

Mint's Sashind invites Yash Roongta who runs the popular blog 'Alt Investor' to detour the risk and the rewards equation in the alternative investments space.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When Quality Meets Momentum: Insights from Mirae's Siddharth Srivastava

Fri, 26 Apr 2024 13:18:44 -0000

Description: In this insightful podcast episode with Siddharth Srivastava, the ETF head at Mirae Asset Mutual Fund, we have discussed the Nifty SmallCap 250 Momentum Quality 100 Index/ETF. Siddharth shares his views on how this unique index is curated, its performance history, and the advantages it offers to investors. Discover some interesting details of investing in these ETFs, how they can enhance your portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Paid-up, loan or assignment: Options beyond surrender in a life insurance policy

Wed, 24 Apr 2024 11:56:24 -0000

The awareness around term insurance plans is growing which is the best product to protect your family in case something happens to you. However, most people are stuck in traditional insurance plans that neither give you enough life cover nor attractive returns. What to do if you want to get rid of such policies? Satprem Mohanty, co-founder of ValuEnable simplifies it for you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nuts and bolts of health insurance with Go digit's Tanya Marwah

Fri, 19 Apr 2024 05:35:15 -0000

Ever felt lost in the maze of health insurance? Join this conversation with Mint's Anil Poste and Tanya Marwah, Head of Marketing at Go Digit, as she simplifies the complexities, making health insurance easy to understand and navigate. In this episode, Tanya shares invaluable insights on choosing the right health insurance, reducing claim rejections, and overcoming psychological barriers to online purchases. Discover how technology is revolutionizing the sector and get a glimpse into the future of health insurance. Tune in to gain clarity and confidence in managing your health finances.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stock market correction amid Iran-Israel tensions: What should you do?

Wed, 17 Apr 2024 10:52:04 -0000

Stock markets are seeing sharp correction amid growing tensions between Iran and Israel. In today's episode of Why Not Mint Money, we are joined by Vijay Kuppa, CEO InCred Money, to tell us how investors can navigate through these bouts of market volatility.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The easy way to pick between the new and old tax schemes

Mon, 15 Apr 2024 13:37:52 -0000

Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit Consultancy about the easy steps of choosing the right tax scheme to save maximum tax. He advises understanding your finances, comparing old and new schemes, and planning ahead. Buddhadev stresses using technology and seeking professional help for clarity. By knowing your income sources and goals, and grasping tax rules, you can make informed decisions. Tune in for more

Learn more about your ad choices. Visit megaphone.fm/adchoices

The curious case of 'non-bankable cheque' and EoI scam in real estate

Mon, 15 Apr 2024 04:53:32 -0000

Big developers have been promoting upcoming projects slyly before they receive the RERA registration number. They ask people to share an 'expression of interest' to drive demand while gullible homebuyers fall for it even as the RERA Act prohibits any kind of promotion or advertisement until the project is launched. Aprajita Sharma of Mint Money shares details in this episode of the Why Not Mint Money podcast.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Market Mood with Vijay Kedia

Sat, 13 Apr 2024 07:04:51 -0000

Ace Investor Vijay Kedia tells us what he thinks about the small and mid-cap valuations, whether investors should touch the hot SME IPO market, how much steam is left in the PSU rally, and his advice to upcoming future & options traders.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Emergency fund: How and why of it

Wed, 10 Apr 2024 15:17:18 -0000

In today's day and age, you can suddenly be in a financial crisis with the loss of a job or a health emergency. Hence, it is important to build an emergency corpus and be prepared. In today's episode of Why Not Mint Money, we are in conversation with Avinash Luthria, a registered investment advisor, on how individuals can build up an emergency corpus. Tune in for more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investor's guide: Momentum Investing with Capitalmind's Anoop Vijaykumar

Mon, 08 Apr 2024 05:40:52 -0000

What is momentum investing? Join is interesting conversation with Mint's Anil Poste and Anoop Vijaykumar, Fund Manager and Head of Research at Capitalmind. Anoop shares insights into what sets momentum investing apart, the key factors in identifying momentum stocks, and how to manage risk in this strategy. He also discusses successful momentum investing stories. Whether you want build your own momentum portfolio or looking for products that follows momentum strategy., this conversation offers valuable insights and practical advice for investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investment lessons from WhiteOak India CEO

Fri, 05 Apr 2024 12:51:45 -0000

Sashind Ningthoukhongjam delves into an intriguing dialogue with Ashish Somaiyaa, Chief Executive of WhiteOak India AMC, exploring his investment philosophy, methods for team member selection, and invaluable lessons gleaned from CEOs he's collaborated with throughout his career.

Learn more about your ad choices. Visit megaphone.fm/adchoices

IRDAI junks surrender value proposals: What it means for you

Thu, 04 Apr 2024 08:28:59 -0000

Should you get higher surrender value if you breach your life insurance contract midway? Sumit Ramani, Actuary and Co-founder, ProtectMeWell.com disagrees. A better way out is to link the distribution commission with the persistency so that distributors sell it to only those serious about holding the policy till maturity, he says. In a conversation with Aprajita Sharma of Mint Money, he decodes all of it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How you can guard against insurance mis-selling

Wed, 03 Apr 2024 06:39:54 -0000

Mis-selling of insurance products has become a serious issue in the insurance industry. In today's episode of Why Not Mint Money, we are joined by Abhishek Bondia, principal officer and managing director of SecureNow, on how consumers can guard against insurance mis-selling.

Learn more about your ad choices. Visit megaphone.fm/adchoices

With ELSS gone, which last-minute tax saving options are left

Sat, 30 Mar 2024 05:47:57 -0000

Mint's Shipra speaks to Sambhav Daga, a chartered accountant, about the last-minute tax saving options left before 31 March deadline

Learn more about your ad choices. Visit megaphone.fm/adchoices

What to do if your home loan interest rate is over 9%

Tue, 26 Mar 2024 11:06:21 -0000

Mint's Shipra speaks to Adhil Shetty, CEO, Bankbazaar about what homeowners with sticky rates can do. In this episode, they explore actionable strategies for homeowners facing this challenge, shedding light on potential solutions and practical steps to navigate the situation effectively. Tune in for more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why women should plan their finances?

Mon, 25 Mar 2024 13:12:45 -0000

In today's episode with Mint's Anil Poste, We have discussed the importance women's financial management with Sonam Srivastava, Founder of Wright Research. Why women should plan their finances and how can they start. Sonam shares some practical strategies and insights to overcome common financial challenges. Tune in to this interesting conversation gain valuable tips on investing, preparing for emergencies, and making financial decisions with confidence

Learn more about your ad choices. Visit megaphone.fm/adchoices

Inheritance laws that women must know

Thu, 21 Mar 2024 12:10:14 -0000

Do you know that the wife doesn't inherit 100% of her husband's wealth if something happens to him? It gets distributed equally among class-I heirs of the husband. In case a married woman passes away, her assets go to her in-laws before her own parents. Know more such inheritance laws in this podcast.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Quant MF's founder manages his own finances

Wed, 20 Mar 2024 10:04:40 -0000

In today's episode of Why Not Mint Money, we quiz Sandeep Tandon, chief executive officer and chief investment officer of Quant Mutual Fund, on how he manages his own investments and finances.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Wealth Trends and challenges

Mon, 18 Mar 2024 12:46:35 -0000

In this podcast Mint' Anil Poste and Rahul Jain who heads Nuvama Wealth discuss some trends and the challenges HNIs face today and the possible solutions. Join this conversation to understand the strategies, challenges, and successes that define their journey towards financial prosperity.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Going to study abroad? Check out health insurance

Thu, 14 Mar 2024 08:37:02 -0000

Insurance is not a priority when you are planning to go study abroad. Most people choose what universities are offering. But, Indian insurance companies also offer overseas student travel plans that not only cover the hospitalization cost but also offer non-medical benefits. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

A product manager who bought car with his credit card, saved 8%

Wed, 13 Mar 2024 12:33:26 -0000

Mint's Shipra speaks to Ranchi-based Nishant Gaurav about the benefits and pitfalls of buying a car with credit cards

Learn more about your ad choices. Visit megaphone.fm/adchoices

How India's top fund manager manages his own investments

Tue, 12 Mar 2024 08:50:54 -0000

Rajeev Thakkar, chief investment officer of PPFAS Mutual Fund is one of the most well-known fund managers in India. He oversees around ₹60,000 crore worth of investor assets as the CIO. In today's episode of Why Not Mint Money, we quiz him on how he manages his investments

Learn more about your ad choices. Visit megaphone.fm/adchoices

Five easy money lessons

Mon, 11 Mar 2024 03:59:56 -0000

Mint's Sashind Ningthoukhongjam talks to Vivek Kaul, author of Bad Money, about five money lessons he's picked up by reading Morgan Housel's books and blogs. Housel is the author of the bestselling book 'Psychology of Money'

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in bonds now? - Debt Funds Vs Bonds

Sat, 09 Mar 2024 08:53:00 -0000

What is the buzz around the bonds? Dive into the world of corporate bonds to find out what's happening in today's WNMM podcast with the Mint's Anil Poste with Mr. Mukesh Kochar, National Head, AUM Capital Markets Pvt Ltd. as he reveals the secrets behind their soaring demand and the future of retail investor involvement. From tax benefits to asset allocation, this podcast covers everything you need to know about investing in bonds. Don't miss out on this insightful discussion!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mother-daughter duo on their financial bonding

Thu, 07 Mar 2024 14:33:07 -0000

Around International Women's Day every year, we discuss a lot about women's empowerment. But the real discussion should be around women's financial empowerment. Join us in this exciting episode to hear a mother-daughter duo talk about their financial journey. Tune in for more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement Planning Tips For Women

Wed, 06 Mar 2024 10:01:06 -0000

Mint's Shipra speaks to Anu Jain, President, Equity Advisory, NDPMS, 360 ONE Wealth to discuss how women can effectively plan for retirement.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How do RIA fintech apps work?

Wed, 06 Mar 2024 05:43:19 -0000

Mint's Sashind Ningthoukhongjam talks to Vivek Banka, Co-founder of Goal teller, an RIA fintech platform on how it's different from biggies like Groww, Zerodha, and PayTm Money and for whom is it suitable for.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Wealthy India! Why the rich are getting richer

Fri, 01 Mar 2024 06:55:28 -0000

Luxury catches attention, especially in a country where income disparity is a fundamental problem. Why do rich people keep getting richer? What do they do differently? Where do they invest? In this podcast, Nitin Jain, Chairman, Neo Group brings forth interesting insights from the world of riches.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial planning tips for women

Wed, 28 Feb 2024 05:35:43 -0000

Financial planning is important for everyone, whether it is women or men. Still, women investors account for just a fifth of mutual fund investors in India. With Women's Day around the corner, we are joined by Kavitha Menon, founder of Probitus Wealth, to discuss how women can invest their money and plan their finances in a disciplined manner.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How NRIs can save tax on MFs?

Tue, 27 Feb 2024 05:31:36 -0000

Mint's Sashind Ningthoukhongjam talks to Harshal Bhuta, partner at P.R. Bhuta & Co. to understand how NRIs of some countries can avail tax benefits on MF invetments under the double tax avoidance agreement.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Investment Hot Seat | Top investment options for college students

Thu, 22 Feb 2024 09:25:19 -0000

Investing as a college student can be a great way to build wealth over time, but it's important to approach it with caution and a long-term perspective. Before diving into the investment tips, it's crucial to recognize the unique financial position of college students. To learn more about the early benefits of investments, the 5 best mutual funds to consider, and mistakes to avoid in your early 20s, tune in to our latest episode. Our guest, Aprajita Sharma, a senior correspondent, will discuss everything about money and help make your investment journey smarter and more effective.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is driving interest in multi-asset funds?

Wed, 21 Feb 2024 05:32:34 -0000

Amid an uncertain environment in equity markets, mutual funds are looking to offer low-risk options to investors. Several fund houses are launching multi-asset funds, which diversify across different asset classes to reduce single asset-class risk. In today's episode, we are joined by Anthony Heredia, MD and CEO of Mahindra Manulife Mutual Fund, to decode what investors can expect from the different multi-asset funds that are operating in the industry.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Gold ETF's - The best way to invest in Gold.

Tue, 20 Feb 2024 05:39:12 -0000

In this episode, we explore the of Gold Exchange-Traded Funds (ETFs), offering a convenient and secure way to invest in gold without the need for physical ownership. Discover the benefits, historical importance, and unique relationship of gold with other asset classes.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Decode the Complexities of Finance with Siddharth Srivastava, Mirae Asset

Mon, 19 Feb 2024 09:40:48 -0000

In this episode, Siddharth Srivastava, Head of ETF Product & Fund Manager at Mirae Asset Investment Managers India Private Limited sheds some light on multi-factor investing, the unique features of small-cap 250 index, ETFs and more. They delve into some intriguing investment strategies and plans. If you're a beginner or someone who feels overwhelmed by the array of investment products and plans, then this episode is just for you. Tune in to carve out the right investment plan that will act as a roadmap to help you manage your money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Health Insurances on EMIs: Know the pitfalls

Fri, 16 Feb 2024 02:59:37 -0000

Insurance companies and insurance distribution platforms have been promoting monthly premium payment option in health insurance. While monthly and quarterly payment options help people in managing their cash flows, financial advisers have warned of the risks involved. Nisha Sanghavi, a Mumbai-based certified financial planner having an expertise in insurance, discusses the same in this podcast with Aprajita Sharma of Mint Money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Get all your finances in one place. Here is how

Wed, 14 Feb 2024 10:06:58 -0000

The Reserve Bank of India has launched the account aggregator framework, which aims to put all your finances in one place. In today's episode we are joined by Bertram D'Souza, chief executive officer of Protean Account Aggregator and the convener of AA steering committee, to talk more on this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is ETF Investing?

Tue, 13 Feb 2024 08:24:36 -0000

What is ETF? Discover the most easiest ways of investing, making it easy for you to grow your wealth. In this episode Anil Poste shares the everything you need to know about ETFs

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 mistakes to avoid when investing in MFs

Fri, 09 Feb 2024 10:52:05 -0000

Rs 50 trillion! The assets under management in the mutual fund industry has grown from Rs 23 trillion in December 2028 to Rs 50 trillion as on December 2023. A lot of people have started investing in mutual fund schemes. In this podcast, we shall tell you five mistakes to avoid when investing in MFs. Tune in now

Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal Finance lessons from an ex-RM

Thu, 08 Feb 2024 06:47:43 -0000

Mint's Sashind Ningthoukhongjam talks with his colleague Anil Poste about how people can safeguard themselves from rapid misselling at banks. Anil also shares his experience dealing with HNI clients and why he pivoted his career from finance to journalism.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to reduce insurance premium for senior citizens

Thu, 01 Feb 2024 16:37:30 -0000

Health insurance premiums have been on a rising spree. More so for senior citizens. They either pay it by themselves or their children do it for them. What do we do if premiums become simply unaffordable? Aprajita Sharma of Mint Money will tell you just that in today's podcast.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Will the election budget have mega tax sops?

Wed, 31 Jan 2024 12:45:18 -0000

Mint's Shipra in a conversation with Mayank Mohanka, founder of TaxAaram India and a partner at S.M. Mohanka & Associates, decodes what to expect from the budget this year.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What should you do when big old funds underperform

Wed, 31 Jan 2024 06:30:55 -0000

There are just few mutual funds in the industry that can boast of a 20-30 year track record. But recently some of these funds have been underperforming. In today's episode of Why Not Mint Money, we are joined by Nirav Karkera, head of research, Fisdom, to talk more on this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

CIBIL score, discreet process & more: Gold loans to ease money crunch

Thu, 25 Jan 2024 07:23:57 -0000

Facing liquidity crunch? Instead of applying for personal loans at exorbitant interest rates, you should consider gold loans. Umesh Mohanan, Executive Whole Time Director at Indel Money decodes the process, loan to value and other aspects in this podcast with Aprajita Sharma of Mint Money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to save taxes? A guide to investing in ELSS fund

Wed, 24 Jan 2024 05:31:39 -0000

This is the time of the year to make sure that all your tax-saving investments are done and dusted. In today's episode of Why Not Mint Money, we chat with Vijay Kuppa, CEO of InCred Money, on what makes ELSS mutual funds an attractive option for investors looking for tax-saving investments.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tortoise and Hare: PPFAS and Quant MF

Mon, 22 Jan 2024 11:13:22 -0000

Just before the pandemic, it was hard to imagine that PPFAS and Quant MF would hit the 50,000 crore asset under management mark so soon. Now both of them have but apart from AUM, they have little in common. Nirav Karkera joins in from Fisdom to discuss what's different and who should opt for which fund.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it good time to invest in fixed deposits?

Wed, 17 Jan 2024 05:12:55 -0000

With the interest rates offered by fixed deposits still at higher levels, is it a good time to lock-in investments before central banks start to cut rates. In this latest episode of Why Not Mint Money, we chat with Raj Khosla, founder of MyMoneyMantra.com, to tackle this question.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How NRIs can tackle property management challenges

Tue, 16 Jan 2024 07:33:53 -0000

Mint's Shipra gives a handy guide on how NRIs can manage their real estate properties sitting abroad

Learn more about your ad choices. Visit megaphone.fm/adchoices

How can NRIs invest in Indian stocks?

Mon, 15 Jan 2024 05:44:42 -0000

Mint's Sashind Ningthoukhongjam talks with Kazi Rahman to understand the process of how NRIs can invest in Indian stocks and the different ways they can do it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How small businesses can benefit from GST composition scheme?

Fri, 12 Jan 2024 07:56:56 -0000

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to make sense of a health insurance policy

Thu, 11 Jan 2024 05:41:56 -0000

We put in a lot of effort when buying a car, phone or laptop. Hardly anyone puts in the same effort in purchasing a health insurance policy. Health insurance expert Aditya Shah will simplify it for you in this podcast in a conversation with Aprajita Sharma of Mint Money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Avoid these personal finance mistakes in 2024

Wed, 10 Jan 2024 02:55:36 -0000

If you have not made any new year resolutions yet, but want some resolution ideas., in this episode of Why Not Money, we chat with Nisreen Mamaji, certified financial planner and founder of MoneyWorks Financial Services, on some common personal finance mistakes that investors make and how they can avoid it in the New Year.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Is a Reverse Mortgage?

Sat, 06 Jan 2024 06:57:34 -0000

Mint's Sashind Ningthoukhongjam engages in a conversation with Jayesh Faria, Director at Motilal Oswal Private Wealth about reverse mortgages. They dive deep into the topic and explain who should opt for this product.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to become wealthier in 2024

Thu, 04 Jan 2024 05:59:19 -0000

Happy New Year! It's time to get your finances in order. Take a sense of 5 key financial resolutions that will give a 'rich' start to your New year. Tune in for more!!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How you can invest for newborn baby

Wed, 03 Jan 2024 04:25:20 -0000

Birth of a baby is followed by euphoria and excitement. But it also comes with lot of expenses. For long-term goals such as higher education and wedding, there are several investment products new parents can start investing in. In this episode of Why Not Mint Money, we chat with Kalpesh Ashar, founder of Full Circle Financial Planners and Advisors on how parents can invest for their new born baby.

Learn more about your ad choices. Visit megaphone.fm/adchoices

IRDAI's exposure draft: Surrender value, index-linked insurance & other takeaways

Thu, 28 Dec 2023 09:18:30 -0000

Surrendering of insurance policies will likely no longer be a loss-making affair. Insurance regulator IRDAI has proposed to increase the surrender value for policies among key changes in the product design of life, health and general insurance. We caught up with Akshay Dhand, Appointed Actuary at Canara HSBC Life Insurance to understand all about it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to make most of debt investments in 2024

Tue, 26 Dec 2023 13:06:10 -0000

According to fund managers interest rates are nearing their peak levels, bond yields are expected to remain stable and then start falling into the new year. In this latest episode of Why Not Mint Money, we chat with Rushabh Desai of Rupee With Rushabh Investment Services, on how investors can make of the changes expected in the new year in the debt markets.

Learn more about your ad choices. Visit megaphone.fm/adchoices

LIC Jeevan Utsav: Key features to know

Thu, 21 Dec 2023 09:23:45 -0000

In today's episode of 'Why Not Mint Money,' host Aprajita Sharma is in conversation with Vivek Banka, co-founder at GoalTeller.Together, they explore the nuances of LIC Jeevan Utsav, unraveling its key features to provide viewers with a comprehensive understanding. If you are someone exploring investment options for the first time, this episode promises to demystify LIC Jeevan Utsav, empowering you with the knowledge to make informed financial decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What's new in India's Alternate Investment Scene

Fri, 15 Dec 2023 05:27:17 -0000

Join Mint's insightful conversation with Akshat and Aryaman Vir, the Founder and CEO of WiseX. Discover how their expertise is reshaping the realty industry , offering a fresh perspective on innovative products, technology integration, and consumer trends.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All about employer-employee insurance solutions to save taxes

Thu, 14 Dec 2023 07:50:29 -0000

Small businesses have found a tax-efficient way to deploy company profits for personal use. Is it tax planning or tax avoidance? Over to the insurance regulator IRDAI and the Income Tax Department to interpret. Aprajita Sharma of Mint explains in this podcast the work-around.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why NPS is good for retirement planning?

Wed, 13 Dec 2023 05:00:09 -0000

Mint's Sashind Ningthoukhongjam engages in a conversation with Sumit Shukla, CEO of Axis Pension Fund on the benefits of investing in the National Pension Scheme.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to get rewarded for UPI payments with credit cards

Mon, 11 Dec 2023 08:30:35 -0000

In this episode of Why Not Mint Money, host Shipra speaks to Mohit Bedi, co-founder, Kiwi about how UPI functionality in credit cards works. Tune in for some expert insights

Learn more about your ad choices. Visit megaphone.fm/adchoices

Zero-cost medical EMIs for dental treatment

Thu, 07 Dec 2023 06:53:46 -0000

Dental treatment is expensive. Insurance policies in India do not cover it extensively. What are the options? Zero-cost medical EMIs. Catch Aprajita Sharma of Mint Money to talk about it in this podcast.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Life and Money Lessons from Charlie Munger

Fri, 01 Dec 2023 12:15:01 -0000

Charlie Munger, who passed away at the age of 99, left a timeless legacy of wisdom on investing and leading a good life. In this episode, Mint's Sashind Ningthoukhongjam talks to Raj Mehta, co-fund manager at PPFAS Mutual Fund, to delve into the enduring lessons he gained from Munger.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you buy a new car or just use ride -hailing apps?

Thu, 30 Nov 2023 12:22:35 -0000

Join us on the discussion on "Car Vs Cab? The Ultimate Financial Drive," where we dissect the age-old question of owning a car versus relying on ride-hailing services. Through meticulous research and detailed calculations presented by Mint, we explore the intricate financial landscape of these two modes of transportation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to recover your hidden financial fortunes

Wed, 29 Nov 2023 12:57:16 -0000

Unclaimed investment in India in different products such as shares, mutual funds, bank deposits, provident funds and life insurance is to the tune of nearly Rs 3 lakh crore. Many families in the country are unaware of their hidden fortunes. Vikash Jain, co-founder of Share Samadhan, in a discussion with Aprajita Sharma of Mint Money, shares vital information on how to know if you have unclaimed money lying somewhere and how to recover it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When does a minor child pays tax

Fri, 24 Nov 2023 13:15:53 -0000

Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit consultancy about tax rules for a minor child when she earns cash prize, gets an inheritance or her parents invest in her name.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are zero-cost term plans really free?

Wed, 22 Nov 2023 12:44:32 -0000

The insurance companies have launched zero-cost term plans which come with a special exit window during which you can foreclose the policy and get all your premiums back paid so far. It sounds like a great proposition, but is it really sound? Aprajita Sharma of Mint Money will explain you exactly that in this podcast. Tune in now!!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the cost of delaying your investments?

Mon, 20 Nov 2023 11:36:05 -0000

In the latest episode of why not mint money our host Sashind Ningthoukhongjam talks about what procrastinating and delaying can do to your investments. Tune in as he shares practical tips, offering valuable insights and navigating the ever-changing landscape of personal finance.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How mutual funds dabble in new-age startup IPOs

Fri, 17 Nov 2023 09:30:20 -0000

Analyzing the recent buzz surrounding Mamaearth's IPO, Mint's Akshat explores the strategies, risks, and returns associated with mutual fund participation in new-age company offerings. From understanding the IPO game to deciphering investment rationale, this episode navigates the dynamic landscape of startup IPOs and their impact on mutual fund portfolios.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Education loan versus self-finance: Know what will suit you

Wed, 15 Nov 2023 15:37:26 -0000

Foreign education has become every parent and child’s dream. Sending your child abroad is an expensive affair. Some people take education loan to fund the same and others resort to their own investments. In a discussion with Aprajita Sharma of Mint Money, Ankit Mehra - Co-founder and CEO – GyanDhan helps you decode the loan versus self-finance conundrum.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How a will can distribute your assets as you intended?

Tue, 14 Nov 2023 15:08:47 -0000

Individuals accumulate several assets over their lifetime. After they are no more, they desire their children are able to utilize these assets. But without proper estate planning, there is always a risk that your asset doesn't get passed on as per your intentions. In today's episode of Why Not Mint Money, we chat with Vishnu Chundi, founder and chief executive officer of AasaanWill, on how a will can help in ensuring proper distribution of assets.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are buying gold coins each year on Dhanteras a good idea?

Fri, 10 Nov 2023 09:28:39 -0000

In this Dhanteras special episode, Mint's Shipra breaks down the myth that gold coins are a good investment

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you buy ULIPs masquerading as MFs

Fri, 10 Nov 2023 05:06:03 -0000

Lately, many NFOs are launching but some of these are not Mutual funds. Instead, they are ULIPs and in this episode, we invited our guest Abhishek Kumar, RIA and founder of Sahaj Money to figure out if investors should buy this insurance cum investment offerings. Tune in for more!!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How do F&O traders reduce their tax liability?

Wed, 08 Nov 2023 13:24:13 -0000

Since F&O income is considered business income in taxation, most traders resort to section 44-AD of the Income Tax Act to file their taxes. CA Naveen Wadhwa, Vice President at Taxmann discusses with Aprajita Sharma of Mint Money why this practice falls under tax evasion. He says the Income Tax Department may send notices and levy penalties if it finds a major difference between the tax liability and the total tax paid. Tune in now for expert tips!!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How inflation impacts fixed income investments?

Tue, 07 Nov 2023 14:30:00 -0000

If your investment returns are less than the inflation rate, it means in inflation-adjusted terms your returns are negative. So, how does one continue to earn positive inflation-adjusted returns from their fixed income investments. In today's episode of Why Not Mint Money, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth, on what are the fixed income alternatives for investors in a rising inflation environment.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Does timing the market using Trigger SIPs really work?

Mon, 06 Nov 2023 12:49:32 -0000

Trigger SIPs offer investors the flexibility to time their investments— certain market conditions act as triggers that activate or deactivate investments. In this episode, our host Akshat, reveals that trigger-based SIPs, even with various trigger conditions, do not substantially affect the portfolio's XIRR. This suggests that investors seeking to enhance their final corpus should prioritize investing during market downturns.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why you must create an estate plan now

Fri, 03 Nov 2023 13:23:56 -0000

Mint's Shipra speaks to Sneha Makhija, Head of Wealth Planning, Sanctum Wealth about the mess one can leave their family in by not creating an estate plan and how to create one

Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the new rule on MF calculators?

Fri, 03 Nov 2023 08:01:54 -0000

Mint's Sashind Ningthoukhongjam explains the new AMFI guidelines on showcasing returns on mutual fund calculators.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why NRIs must consider buying insurance from India?

Wed, 01 Nov 2023 11:14:17 -0000

When NRIs are living abroad, should they take a life or a health insurance policy from India? In today's podcast, our host Aprajita Sharma from Mint Money will explore this topic in detail, providing you with comprehensive insights to help you make an informed decision.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to save taxes on debt funds even after new rules?

Tue, 31 Oct 2023 12:41:31 -0000

From 1st April, new investments in debt funds no longer enjoy indexation benefit or long term capital gains tax rate of 20%, but if you keep your older investments made until 31st March intact, you can still get these benefits. However, that's the tricky part as first in first out (FIFO) rule would always force withdrawal of older units first. In today's episode of Why Not Mint Money, we chat with Sumit Duseja, co-founder and chief executive officer, Truemind Capital, on how investors can avoid the FIFO trap and stay tax-efficient. Tune in for more!!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in InvITs now?

Mon, 30 Oct 2023 15:08:47 -0000

In this episode of "Why not mint Money," Mint's Akshat explores the evolving landscape of Infrastructure Investment Trusts (InvITs) with guest Krishnan Iyer, CEO of NDR InvIT Managers. They discuss the distinctive features, recent tax adjustments, and the potential outlook for InvITs, offering valuable insights for investors looking to navigate this investment avenue effectively.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Step-by-step process to protect your family financially

Wed, 25 Oct 2023 12:34:08 -0000

Losing one's loved one is surely the biggest grief in life. A family which is already going through a lot emotionally may face even bigger financial difficulties if they lose the breadwinner of the family. In this podcast, fee-only financial planner and registered investment advisor Renu Maheshwari talks about what people should do while they are living to ensure their family feels financially safe after they are gone. The podcast also explains how to manage bulk insurance money, what mistakes to avoid and why it is important to hire a financial planner to manage family finances.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do salaried individuals have to pay advance tax?

Fri, 20 Oct 2023 15:09:26 -0000

In Today's episode of Why Not Mint Money, Mint's Shipra speaks to Sujit Bangar, founder, Taxbuddyn to discuss the intricacies of advance tax. To know more about personal finance tune in to the episode now.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where does a basket of corporate bonds stand in your debt portfolio?

Thu, 19 Oct 2023 13:11:44 -0000

Mint's Akshat talks to Anshul Gupta, Founder & CIO of Wint Wealth, about the evolving alternative fixed-income options for retail investors in India. Anshul explains how Online Bond Platform Providers (OBPPs) are now offering Securitized Debt Instruments (SDIs) with bonds as underlying assets, making it easier for retail investors to enter the corporate bonds market. They also explore the structure, potential returns, and risks associated with SDIs, along with their taxation compared to traditional debt mutual funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Does real estate really underperform equities, gold & FDs?

Wed, 18 Oct 2023 16:01:29 -0000

Millennials are no different from boomers where real estate investments are concerned. They want regular cash flows and returns that beat inflation. Yet, data by the Reserve Bank of India’s Housing Price Index shows that real estate underperforms other forms of investment in different time periods. How to look at real estate investment in your portfolio? Tune in to listen to Himanshu Kohli, Co-founder, Client Associates in a conversation with Aprajita Sharma of Mint Money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why you need gold amid war and inflation

Tue, 17 Oct 2023 13:09:21 -0000

Gold is often seen as a refuge investment or safe haven during periods of crisis. Right now, Israel-Hamas war, higher global inflation and ongoing Russia-Ukraine conflict have kept the global markets on edge. In today's episode of Why Not Mint Money, we spoke with Tapan Patel, fund manager at Tata Mutual Fund, on why he thinks this is a good time for retail investors to build some gold exposure in their investment portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you BNPL for stocks?

Mon, 16 Oct 2023 15:21:49 -0000

Mint’s Sashind talks to Jay Prakash Gupta of Dhan about the risks and benefits of using the margin Trading Facility (MTF). MTF is a way of buying stocks on loan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How buying a new home can save you capital gains tax on shares, mutual funds

Fri, 13 Oct 2023 12:20:20 -0000

Mint's Shipra speaks to Karan Batra, managing partner, Chartered Club about Section 54F and 54 of the IT Act, tune in for more

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why you should invest in your child's name

Wed, 11 Oct 2023 13:56:34 -0000

Having a child is the most beautiful thing in the world. Parents to relatives, everyone wants to secure the future of the child. In this podcast, CA Nitesh Buddhadev, founder, Nimit Consultancy shares some hacks and ideas to invest for the newborn.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Israel-Hamas war can impact Indian investors

Tue, 10 Oct 2023 15:03:20 -0000

Indian markets are once again going through a period of uncertainty after the eruption of Israel-Hamas War. In today's episode we chat with Vijay Kuppa, chief executive officer of InCred Money, on what this means for Indian investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you get the HDFC Swiggy card?

Mon, 09 Oct 2023 13:24:03 -0000

Mint's Sashind and Shashwat Mohanty discuss the newly launched HDFC Swiggy credit card. They go into the details and figure out what went right and what went wrong with the plastic card. Tune in to Decide if it's Your Swipe of Choice!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why REITs remain an attractive investment option for the retail?

Fri, 06 Oct 2023 07:59:36 -0000

In this episode of "Why not Mint Money," host Akshat Rohatgi delves into the intriguing world of Real Estate Investment Trusts, or Reits. He explores how the recent shift in corporate work policies, rising interest rates, and changing market sentiments have impacted the prices and yields of Indian Reits. Discover the reasons behind Reit price corrections, the income potential they offer to investors, and why they remain an attractive investment option despite recent challenges.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Organ donation: How to gift life after death

Wed, 04 Oct 2023 13:00:29 -0000

Did you know that nearly 5 lakh people are suffering from organ failure in India? Among all gifts that one can give, the gift of life is the most precious. By registering as an organ donor, you can provide hope and a second chance to those in need. Out of 16,041 total transplants in FY22, 13,338 were from living donors. There were just 941 deceased donors in the country in 2022. We need more of them. To understand why organ donation is important and how you can do it, tune in to the episode and spread awareness in your community.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where to invest for short-term goals

Tue, 03 Oct 2023 12:28:07 -0000

For long-term investment goals, investing in equity is what is usually advised, but what about short-term goals. In today's episode of Why Not Mint Money, we chat with Kalpesh Ashar, founder of Full Circle Financial Planners and Advisors, on what are the short-term options you should consider for your near-term goals.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the best MF investing platform?

Fri, 29 Sep 2023 03:13:37 -0000

Mint's Sashind speaks to Ravi Saraogi, RIA and co-founder of Samasthiti Advisors, on how to make your mutual fund investments 'platform proof'

Learn more about your ad choices. Visit megaphone.fm/adchoices

How VPF, NPS can help your retirement portfolio

Wed, 27 Sep 2023 16:15:53 -0000

Salaried employees start their investment journey right after their first employer opens an EPF account for them. EPF investment alone cannot be enough. There are other investment tools such as VPF, NPS and superannuation funds that must be considered. Catch Aprajita Sharma of Mint Money in a discussion with Anurag Jain, co-founder & partner at ByTheBook Consulting LLP to hear practical aspects of retirement portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Green investing for individuals- how it works and risks

Tue, 26 Sep 2023 04:25:10 -0000

Mint's Akshat talks to Ritesh Ghosal, Founder & CBO, Incept green, a digisolar-invest tech- green community driven startup. They discuss how the youth as well as the retirees can build their incomes through climate conscious impact investing. They further discussed the different models incept green plans to offers investors, the risk, return and life of solar projects and why sunlight/solar could be the new gold.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Step-by-step plan to achieve FIRE

Sat, 23 Sep 2023 11:22:44 -0000

Mint's Shipra in a conversation with Salma Sony, an RIA lays out a comprehensive plan to save up enough for FIRE or financial independence, retire early

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are pass-through certificates and why should you have them in your debt portfolio

Thu, 21 Sep 2023 13:56:16 -0000

Join Akshat in conversation with Nikhil Aggarwal, Founder and CEO of Grip, as they discuss the intricacies of investment through Pass-Through Certificates (PTCs). Gain valuable insights into the world of securitization, risk management, and the evolving landscape of PTCs in India's financial market.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have diabetes, hypertension? You can still get a term life cover

Wed, 20 Sep 2023 13:01:53 -0000

Insurance companies are stringent when it comes to term life insurance. They seek medical tests before they onboard a customer. They can reject policy proposals in cases where a customer is suffering from a chronic disease. However, some insurance companies may consider it in cases where customers maintain a healthy lifestyle. So, even if you are a diabetic, obese, or dealing with hypertension, you may still get a pure life cover provided you are mindful of your lifestyle. Tune in to the episode to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How many mutual fund schemes you need

Tue, 19 Sep 2023 15:27:03 -0000

Some investors have as many as 80-100 mutual fund schemes in their portfolio. But do you need so many funds? How many funds are enough for a well-diversified portfolio? In today's episode of Why Not Mint Money, we chat with Suresh Sadagopan, who is the founder of Ladder7 Wealth Advisories, on the number of funds an investor needs in his or her portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How should you allocate your assets?

Tue, 19 Sep 2023 02:30:00 -0000

Mint's Sashind speaks to Rahul Goel, former CEO of Equitymasters about how one should allocate their assets.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is the tax department sending erroneous notices?

Fri, 15 Sep 2023 15:35:35 -0000

Mint's Shipra speaks to Mayank Mohanka, founder of Taxaaram.com about the many instances of erroneous notices being sent this year and what should the taxpayer do

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why women are the best of borrowers

Fri, 15 Sep 2023 06:25:40 -0000

Mint's Akshat talks to Neha Juneja, Founder & CEO of IndiaP2P a social lending cum women focused P2P lending platform. They discuss the gaps in social lending, microfinance, the Grameen Bank model, IndiaP2P's unique physical underwriting process and why women are the greatest asset class.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How you can plan for higher education costs of your child

Tue, 12 Sep 2023 17:11:45 -0000

Costs of schooling has soared in India, but higher education is even costlier. In today's costs, higher education in India can cost anywhere between ₹15 lakh-50 lakh. If your child wants to study in US, the costs could run into a couple of crores. In today's episode, we chat with Vishal Dhawan, founder of Plan Ahead Wealth Advisors, on how parents can plan for their child's higher studies.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you retire early?

Mon, 11 Sep 2023 13:38:42 -0000

Mint's Sashind talks to Karan Dutta, former chief business officer of Axis Mutual Fund regarding how he retired at the age of 48.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why some investors have a hard time changing brokers

Fri, 08 Sep 2023 13:49:04 -0000

Mint's Akshat talks to Trivesh D, COO at Tradejini about the various challenges and lack of awareness among the retail investors regarding the portbaility of demat accounts.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is RBI's new rule on home loan interest rate

Tue, 05 Sep 2023 12:49:12 -0000

Rising interest rates have led to 20-year home loan tenures of borrowers, rising up to 40 years. RBI has now come with a new rule, where banks need to give both existing and new home loan borrowers the option to choose fixed interest rate. The new rule is effective from 31 December 2023 in today's episode, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth.com on whether borrowers should move from floating rate to fixed rate or stick with the former.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in quant-based funds?

Mon, 04 Sep 2023 15:58:43 -0000

Mint's Sashind speaks to Nirav Karkera, head of research at Fisdom about quant-based mutual funds in India and if investors should include them in their portfolios.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Home loan tenure extended to 50 years? RBI has solutions

Sat, 02 Sep 2023 06:44:41 -0000

Mint's Shipra speaks to Nishant Batra, Holistic Prime Wealth and a MF distributor about RBI's recent guidelines issued to banks on mitigating the shock of interest rates on home loan borrowers

Learn more about your ad choices. Visit megaphone.fm/adchoices

"Loan Against Mutual Funds: A Smarter Move Than Redemption?"

Fri, 01 Sep 2023 12:49:58 -0000

In this episode of Why Not Mint Money, we explore the benefits of taking a loan against your mutual funds, discussing tax efficiency, compound growth, and market timing advantages. Discover why this alternative could be a wiser choice for your financial goals."

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why estate planning matters?

Tue, 29 Aug 2023 15:02:28 -0000

While there is growing awareness on estate planning in India, only a few of them do it with proper legal care. In today's episode of Why Not Mint Money, we chat with Tejal Gandhi, who is a certified financial planner, on the various nitty-gritty when it comes to estate planning.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about DSP's new fund

Mon, 28 Aug 2023 16:22:15 -0000

Mint's Sashind Ningthoukhongjam invites Kalpen Parekh, CEO of DSP Mutual Fund to talk about multi-asset allocation funds

Learn more about your ad choices. Visit megaphone.fm/adchoices

OneCard credit card: is it worth the hype?

Fri, 25 Aug 2023 15:47:00 -0000

Mint's Shipra tells you what to expect from the lifetime free metallic credit card, OneCard

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why retail shareholders should be wary of unlisted shares

Fri, 25 Aug 2023 05:10:02 -0000

Join us on this episode of Why Not Mint Money as we unravel the world of unlisted companies and their allure to retail shareholders. From the Reliance Retail squeeze-out saga to the rollercoaster journeys of Ricoh and PharmEasy, we dissect real cases that shed light on the challenges of investing in unlisted shares.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is a business cycle fund?

Tue, 22 Aug 2023 13:14:17 -0000

An actively-managed diversified equity fund dynamically manages a portfolio across sectors and stocks with the idea of generating outpeformance. So, what is a business cycle fund then? In today's episode of why Not Mint Money, we caught up with Anthony Heredia, MD & CEO of Mahindra Manulife Mutual Fund, on launching a business cycle fund and how business cycle fund takes sectoral bets.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to get a job in Equity Research?

Mon, 21 Aug 2023 16:13:06 -0000

Mint's Sashind Ningthoukhongjam talks to Nikhil Bhatia, ex-Quant Mutual analyst on how to start a career in equity research. If you are someone who has just started your graduation or is confused about your career path, this episode is for you. Tune in for more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How life planning can help with money decisions

Wed, 16 Aug 2023 12:51:10 -0000

When it comes to planning your finances, it is not just about quantifying your needs and wants, but also your fears and anxieties. In today's episode of Why Not Mint Money, we are in conversation with Kshitija Shete, director of Gaining Ground Investment Services, who is among the handful of Money Quotient-trained professionals in India, on how life planning can help you with your money-related decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you drink coffee or invest that money?

Mon, 14 Aug 2023 12:17:30 -0000

Mint's Sashind Ningthoukhongjam speaks to Vishal Dhawan, founder of Plan Ahead Wealth Advisors, about life financial planning in contrast to just financial planning. They talk about the importance of planning finances while keeping in mind real-life aspects.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The costs to care for aged parents in India today

Sat, 12 Aug 2023 06:16:02 -0000

Mint's Shipra speaks explains the financial and intangible challenges of geriatric care

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why fixed income investments matter?

Tue, 08 Aug 2023 13:18:20 -0000

Bank fixed deposits today fetch anywhere between 5-7.75% interest rates. But fixed income investments are not just for high returns, but more for stable returns. For today's episode of Why Not Mint Money, we chat with Saurabh Jain, co-founder of Stable Money on how investors can use various strategies to get most out of their fixed income investments.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How expense tracking apps work?

Mon, 07 Aug 2023 14:14:18 -0000

Description: Mint's Sashind Ningthoukhongjam speaks to Aayush Chhabra, founder of Kniru, about the world of expense tracking apps. They delve into how various apps track your expenses and assign them categories like food, travel, shopping, etc. They also discuss how these apps try to earn money and the best kind of expense tracker apps for you to go forward with.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How SEBI's new rules have created a mess out of VC Fund Exits

Thu, 03 Aug 2023 12:30:31 -0000

The AIF industry in India is facing a crisis with several funds set to expire without clear exit strategies, leading to liquidity and tax payment challenges for investors. In addition to complex liquidation rules, contradictions, and potential FEMA violations, in-specie distribution poses further hurdles, especially for foreign investors, while tax liabilities and lack of clarity on TDS responsibilities compound the problem.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Future of Money: How tech will change the way we invest, borrow and spend

Wed, 02 Aug 2023 07:43:38 -0000

In this special episode of Why Not Mint Money, we are joined by Mr. Vivek Banka and Mr. Pankaj Fitkariwala, Co-Founders of GoalTeller to discuss the future of wealth management and its impact on the way we spend, invest and borrow. Our host, Deepti Ahuja, Head of Content & Production at HT smartcast, will engage in an insightful discussion with our guests, exploring the distinctions between fintech and wealthtech. They will explore robo-advisors' rising popularity among investors, their concept, and how technology advancements are shaping the wealthtech landscape. Get ready to navigate the future of money with expert insights in today’s episode.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax planning for new financial year: Dos and Donts

Tue, 01 Aug 2023 15:10:10 -0000

More than 6.5 crore IT returns were filed before the deadline yesterday. Several returns were filed on last day and even in the last hour before the deadline closed. How you can plan your taxes better, so that there is no need for that last-minute rush? In today's episode of Why Not Mint Money, we chat with Preeti Khurana, director of ClearTax, on the dos and donts to keep in mind when planning your taxes in this new financial year.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you shift from a regular to a direct plan?

Mon, 31 Jul 2023 14:29:27 -0000

Mint's Sashind Ningthoukhongjam speaks to Suresh Sadagopan, founder of Ladder7 financial advisors, about the implications of shifting from a regular to a direct mutual fund plan and how to decide if you're suitable for a direct plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

A guide for those filing last-minute tax return

Sat, 29 Jul 2023 15:48:42 -0000

Mint's Shipra speaks to Nitesh Buddhadev, a CA and founder of Nimit consultancy, about the major changes in tax filing that people who haven't yet filed ITR should know.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How retail invoice discounting platforms work

Fri, 28 Jul 2023 16:44:41 -0000

Invoice discounting platforms attract retail investors with appealing 10% to 15% returns. However, rising concerns over credit rating reliability, defaults, liquidity risks, and concentration risk highlight the need for stronger structures and potential regulatory changes.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are secured credit cards and why you should care?

Tue, 25 Jul 2023 14:22:52 -0000

Did you know? Around 170 million consumers in India have insufficient access to credit due to poor credit scores or lack of credit history. In today's episode of Why Not Mint Money, we caught up with Raj Khosla, founder and managing director of MyMoneyMantra.com, to quiz him on how individuals that don't have good credit scores, can start building it, through secured credit cards.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Understanding the risks in Alternative Investment funds (AIFs)

Tue, 25 Jul 2023 08:13:03 -0000

Mint's Sashind Ningthoukhongjam speaks to Abhishek Kumar, Founder at Sahaj Money, about the risks of investing in alternative investment funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Moving to the US? This is how tax on MFs will change

Fri, 21 Jul 2023 12:45:30 -0000

Mint's Shipra speaks to Dilshad Billimoria, MD and principal officer, Dilzer Consultants about the tax on unrealised gains on MFs to be paid in the US and other financial tasks NRIs must do

Learn more about your ad choices. Visit megaphone.fm/adchoices

How cyber security insurance can protect your digital life

Tue, 18 Jul 2023 14:35:00 -0000

Today, there is no escaping the digital world, but your online existence can easily be threatened by fraudsters, who are today even better-equipped with AI tools. In today's episode of Why Not Mint Money, we chat with Abhishek Bondia, who is the principal officer and managing director at SecureNow.in, on the lesser-known cyber security insurance and why you should care about it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Does Technical analysis work?

Mon, 17 Jul 2023 13:14:33 -0000

Tune in to an engaging discussion on the fascinating world of technical analysis with Mint's experts, Sashind Ningthoukhongjam and Akshat Rohatgi. Discover how technical analysis has evolved over time, gaining insights into its various aspects. Don't miss this enlightening conversation! Listen now to broaden your understanding of this dynamic field.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why PAN of some NRIs are getting inoperable

Fri, 14 Jul 2023 13:45:00 -0000

Mint's Shipra speaks to Neeraj Agarwala, partner, Nangia Anderson India about the curious case of NRI PANs getting inoperative when not linked with Aadhaar even though Aadhaar is optional for NRIs

Learn more about your ad choices. Visit megaphone.fm/adchoices

How parents can plan for children's education costs?

Wed, 12 Jul 2023 06:25:15 -0000

The cost of education has gone up significantly over the years, whether it is the school fees or higher education. In today's episode of Why Not Mint Money, we chat with Tivesh Shah, founder of Tru-Worth Finsultants, on how parents can plan for their child's education expenses, with so many options available today.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What's boiling in the online bonds platform space?

Mon, 10 Jul 2023 07:13:51 -0000

Mint's Sashind Ningthoukhongjam and Akshat Rohatgi discuss online bond trading platforms and the regulations that are shaping them.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is your favourite trader's verified P&L not showing

Fri, 07 Jul 2023 12:23:46 -0000

Mint's Shipra and Akshat Rohatgi discuss how verified P&Ls came to be but the caveats investors should be aware of.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What should you know about multi asset funds

Tue, 04 Jul 2023 13:47:23 -0000

Diversifying across asset classes is an effective of bringing down the risk of your investment portfolio. In today's episode of Why Not Mint Money, we are in conversation with Kavitha Menon, founder of Probitus Wealth, on how multi asset funds can help to diversify your investments across various asset classes and what should you keep in mind before investing in such funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the risks and conditions associated with buying agricultural land in India?

Mon, 03 Jul 2023 10:12:17 -0000

Mint's Satya Sontanam engages in a conversation with Harsh Parikh, partner at Khaitan & Co law firm to explore the risks, regulations and conditions that come along with buying agricultural land in India. What is meant by agriculture? Who is called an agriculturist? Whether the son/daughter of an agriculturist is also called an agriculturist and many more such interesting questions are answered by Parikh in this episode. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

All about the changed TCS rules on foreign spends

Mon, 03 Jul 2023 05:27:53 -0000

Mint's Shipra speaks to Mayank Mohanka, founder of TaxAaram India and a partner at S M Mohanka & Associates about how the changed rules benefit India's outbound travellers.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to safeguard yourself from credit card fraud

Thu, 29 Jun 2023 12:00:39 -0000

Mint's Satya Sontanam engages in a conversation with Ramakrishnan Gopalan, head of products, India and South Asia at Visa, one of the top players in the digital payments industry on how to safeguard ourselves from credit card frauds. He also touched upon what tokenization of card is, how it works, and how it could minimize fraudsters gaining our personal card information. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Small cap funds see sharp run-up. Exit or stay put?

Tue, 27 Jun 2023 12:22:05 -0000

Small-cap funds have seen a sharp recovery in the last three months, going up between 15-20%. The bounce back has come after signs of weakness in small caps in the recent past. Between 31 March 2022 and 31 March 2023, the small-cap funds delivered returns of a little over 1% on average. So, should you stay put with your small-cap fund or exit? In today's episode of Why Not Mint Money, we chat with Rushabh Desai, founder of Rupee with Rushabh Investment Services, on how should investors approach this space.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Who's afraid of Mutual funds?

Mon, 26 Jun 2023 13:18:54 -0000

Mint's Sashind Ningthoukhongjam engages in a conversation with Vidya Bala, Co-founder of Prime Investor, who simplifies mutual fund investing for someone looking to begin their investment journey.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why MNC employees with ESOPs are on taxman's radar

Sat, 24 Jun 2023 16:05:42 -0000

Mint's Shipra in a conversation with Prakash Hedge, a chartered accountant, uncovers why MNC employees with ESOPs are in a tax soup

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is contrarian investing in India?

Fri, 23 Jun 2023 03:30:00 -0000

Mint's Satya Sontanam engages in a conversation with Taher Badshah, Chief Investment Officer at Invesco Mutual Fund, to explore the contrarian style of investing in India. Badshah, who also manages Invesco India contra fund, delves into the global landscape of contra investing, its similarities with value investing, the process of identifying companies with headwinds and potential turnarounds, the expectations investors should have when investing in contra funds, and how contra funds can complement an investor's overall portfolio. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What role debt investments can play in your portfolio?

Tue, 20 Jun 2023 09:07:44 -0000

There is always talk about the benefits of long-term investing in equity markets, but what about debt investments? In today's episode of Why Not Mint Money, Mint's Jash Kriplani chats with Nitesh Buddhadev, founder of Nimit Consultancy, on what role debt investments can play in one's overall portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The changing landscape of ESG in investing

Mon, 19 Jun 2023 10:11:23 -0000

Mint's Sashind Ningthoukhongjam speaks to Sivananth Ramachandran, CFA, CIPM, the Director of Capital Markets Policy, India at CFA Institute about the various aspects of ESG and the challenges it faces.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the basic requirements of writing a will?

Fri, 16 Jun 2023 13:07:26 -0000

Mint's Satya Sontanam engages in a conversation with Abhishek Mathur, a partner with Luthra and Luthra Law Offices India. He takes care of private client, estate planning, real estate and general corporate practice matters in the firm. In this episode, Mathur explains why a will is important, the implications when someone dies without a will but orally communicated about distributing her assets, when the will should be registered and what it is meant by probating a will. Tune in for more insights.

Learn more about your ad choices. Visit megaphone.fm/adchoices

P2P lending - the shadow banking

Fri, 16 Jun 2023 12:42:20 -0000

Mint's Shipra Singh and Akshat Rohatgi discuss how P2P lending works and the risks investors should know

Learn more about your ad choices. Visit megaphone.fm/adchoices

How youngsters can start planning for their retirement

Tue, 13 Jun 2023 13:34:58 -0000

When it comes to retirement planning, the earlier one starts the better. In today's episode of Why Not Mint Money, we are in conversation with Nisreen Mamaji, founder of MoneyWorks Financial Services, on how youngsters can start investing for their retirement right at the beginning of their careers.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you get a club membership?

Mon, 12 Jun 2023 13:40:00 -0000

Mint's Sashind Ningthoukhongjam speaks to Parth Parikh, finance content creator, and ex-research analyst about having a club membership. They talk about the benefits of having a club membership, why he thinks his club membership is an asset, and the rise of new-age clubs.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to save TCS on foreign holiday

Fri, 09 Jun 2023 12:15:27 -0000

Mint's Shipra spoke to Mayank Mohanka, founder, TaxAaram India and a partner at S.M Mohanka & Associates about the TCS rules applicable to tour packages, flights, hotels etc

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Marcellus’ Saurabh Mukherjea manages his personal finance

Thu, 08 Jun 2023 10:03:46 -0000

Mint's Satya Sontanam engages in a conversation with Saurabh Mukherjea, founder of Marcellus PMS, about the latter’s personal finance journey. Mukherjea allocates 90% of his personal investment portfolio to equities, and just 10% in debt instruments, primarily in fixed deposits (FDs) for emergencies. He is also a National Pension Scheme (NPS) enthusiast due to its tax benefits and low fee structure. Tune in to know more about his personal investment strategies. Note, each investor has their own preference and risk appetite. Do your own research before investing.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are advisory needs of HNIs and ultra HNIs

Wed, 07 Jun 2023 08:43:08 -0000

High-net-worth and ultra-high-net-worth investors tend to have different investment and financial planning needs. This is simply because of the sheer size of wealth and assets that needs to be managed and looked after. In today's episode of Why Not Mint Money, we are in conversation with Ashutosh Bishnoi, director at Multi-Act, to understand the different aspects of investment advice and financial planning when it comes to HNIs and ultra HNIs.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you need a Will to secure your assets?

Mon, 05 Jun 2023 13:42:45 -0000

Mint Money's Sashind Ningthoukhongjam speaks to Shilpa Phadke, CEO of GetWillDone. They talk about the importance of having a Will, the process of executing it, and how to draft a Will.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are Shariah-compliant funds?

Fri, 02 Jun 2023 06:41:05 -0000

Mint's Satya Sontanam engages in a conversation with Ankush Datar, associate vice president – PMS, Phillip Capital India, to delve into the concept of Shariah-compliant funds, some of the key financial metrics that these funds consider to filter the stocks, past performance and the global landscape for such funds. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is Paytm Money offering bonds now

Wed, 31 May 2023 02:28:33 -0000

Debt investments offer stability to an investor's overall portfolio, especially when equity markets turn volatile. By taking exposure to a different asset class, investors can build a more diversified investment portfolio. In today's episode of Why Not Mint Money, we chat with Varun Sridhar, CEO of Paytm Money, on how his platform wants to take bond investing to retail investors through its latest offering.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Quant Mutual Fund manages its portfolio?

Tue, 30 May 2023 09:46:41 -0000

Mint's Sashind Ningthoukhongjam speaks to Sandeep Tandon, Quant Mutual Fund's founder, and CEO. They talk about Quant MF's proprietary investment framework VLRT and his broad investment philosophy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet the credit card nerd earning free flight tickets

Tue, 30 May 2023 09:01:05 -0000

Mint's Shipra speaks to Ankush Sethia, a self-proclaimed credit card enthusiast about how he uses multiple credit cards to rack up enough rewards that earn him free flights and hotel stays.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Pre-Retirement Financial Planning for NRIs: A Crucial Step Before Returning to India

Thu, 25 May 2023 13:29:44 -0000

Mint's Satya Sontanam speaks with Kalpesh Ashar, a SEBI Registered Investment Advisor and who is also a Certified Financial Planner at Full Circle Financial Planners and Advisors, to delve into the important financial aspects an NRI need to consider before returning to India for retirement after spending a significant amount of time abroad.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How AA ecosystem can improve reach of investment advice

Tue, 23 May 2023 03:55:00 -0000

A new ecosystem is taking shape in the financial services industry, that can potentially transform the time-consuming process of designing a financial plan. In today's episode of Why Not Mint Money, we chat with Harsh Roongta, who is principal officer of Fee Only Investment Advisers, on how the Account Aggregator framework can change the way in which financial advice can be offered to investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The rise and rise of finfluencers and how the regulator can deal with it

Tue, 23 May 2023 02:30:00 -0000

Mint's Sashind Ningthoukhongjam speaks to Vivek Kaul, bestselling author of Bad Money-Inside the NPA Mess, and how it threatens the Indian banking System and the Easy Money trilogy. They talk about the rise of finfluencers, the implication it has on our personal savings, and what the regulator can do to curb the spread of bad financial advice floating in social media. You can read the article here- Finfluencers’ earnings: Who bears the real cost? https://www.livemint.com/money/personal-finance/the-rise-of-finfluencers-how-social-media-personalities-are-changing-the-face-of-financial-advice-and-investment-11684173907021.html

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Sebi stifling the RIA community?

Fri, 19 May 2023 18:58:12 -0000

Mint's Shipra spoke to Rohit Shah, founder & CEO, GYR Financial Planners and a Sebi RIA about the challenges facing the RIA community

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in multi-asset allocation funds?

Thu, 18 May 2023 09:33:32 -0000

Mint's Satya Sontanam speaks with Arun Kumar, Head of Research at FundsIndia, to delve into the performance and suitability of multi-asset allocation funds in India. Tune in to discover where these funds stand in terms of performance and who should consider investing in them!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Factors to consider when choosing a motor insurance policy for your electric vehicle

Tue, 16 May 2023 06:24:50 -0000

In this episode, Mint's Navneet Dubey talks with Ashish Lath - Business Head, InsuranceDekho, to discuss factors one must consider when choosing an insurance policy for their electric vehicles. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How you can earn free flight tickets

Mon, 15 May 2023 17:57:56 -0000

Mint's Shipra speaks to Sumanta Mandal, founder of TechnoFino about the airline's frequent flyer programmes and the different ways to earn Airmiles

Learn more about your ad choices. Visit megaphone.fm/adchoices

Here are the tax benefits of investing in a PMS in GIFT City

Fri, 12 May 2023 10:29:46 -0000

Mint’s Satya Sontanam speaks to Kunal Savani, partner at Cyril Amarchand Mangaldas, about GIFT City In India, how it is compared to Dubai International Financial Centre (DIFC) in Dubai, the tax benefits for investing in a PMS (portfolio management services) in GIFT City for both Indian nationals and non-residents and many more. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is an enhanced equity fund

Wed, 10 May 2023 12:47:19 -0000

HNIs or high net worth investors now have one more investment option. Athena Alternative Investments has just launched an Enhanced Equity Fund. In today's episode of Why Not Mint Money, I am joined by Vineet Bagri, CEO of Athena Alternative Investments, to talk more about this fund.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why the masses aren't able to create wealth while investing in mutual funds

Mon, 08 May 2023 12:23:19 -0000

In this episode, Mint's Navneet Dubey talks with Aniruddha Bose, Chief Business Officer at FinEdge, to discuss Why the masses aren't able to create wealth while investing in mutual funds. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about balanced advantage funds in India

Fri, 05 May 2023 16:30:00 -0000

Mint’s Satya Sontanam spoke to Nirav Karkera, Head of Research at Fisdom about the balanced advantage funds (BAFs) in India, how they are performing and who can invest in this hybrid fund category. Karkera explained in detail the investment philosophies of some of the top BAFs in India including HDFC BAF, ICICI BAF, Edelweiss BAF and DSP BAF.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How you can now open a PMS or AIF account with few clicks

Tue, 02 May 2023 15:30:00 -0000

Opening a PMS (portfolio management services) or AIF (alternate investment fund) account, which would usually take several days, is now seeing reduced timelines thanks to the digitalisation of the process. How this new process is slowly getting adopted, what are its benefits and issues that still need ironing out. To talk on this, we are joined by Milan Ganatra, founder and CEO of 1SilverBullet, which is offering this service to PMS and AIF companies.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Things to consider while buying health insurance amid Covid-19 cases surge

Mon, 01 May 2023 11:58:01 -0000

In this episode, Mint's Navneet Dubey talks with Raghavendra Rao, Chief Distribution Officer at Future Generali India Insurance, to discuss the critical factors while buying health insurance amid the Covid-19 cases surge. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to plan foreign trip amid skyrocketing airfares

Mon, 01 May 2023 11:37:58 -0000

Mint's Shipra spoke to travel blogger Jimeet, popularly known as backpacking Daku, to learn a few tips to value travel this summer holiday season

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sebi regulations on direct plan and trial-based commission model for AIFs aim to empower investors

Thu, 27 Apr 2023 11:14:58 -0000

Mint’s Satya Sontanam speaks to Vineet Bagri, Chief Executive Officer at Athena Alternative Investments, about the latest round of reforms concerning AIFs, which will become effective from May 1, 2023. The reforms aim to increase transparency, curb mis-selling and enable direct investor access without intermediaries in the AIF space. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why this firm is foraying into PMS after managing alternates

Tue, 25 Apr 2023 12:09:41 -0000

It is not often that you see a firm specialising in alternate investments in the unlisted startup space, foraying into listed equities. In today's episode, we chat with Abhishek Agarwal, founder and managing partner of Rockstud Capital, on why his firm is launching a pure listed-equity-focused fund, that would look for investment ideas among the mid and small cap stocks, listed on the exchanges.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Critical factors to look at while opting for a health insurance plan

Mon, 24 Apr 2023 13:49:54 -0000

In this episode, Mint's Navneet Dubey talks with Rupinderjit Singh, Vice President of Retail Health at ACKO, to discuss the critical factors customers should consider while opting for a health plan. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How home loan borrowers are feeling the shock of interest rate hikes

Fri, 21 Apr 2023 15:30:00 -0000

Mint's Shipra speaks to home loan borrowers who are seeing their loan tenures

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why DSP MF’s Kalpen Parekh invests in dynamic asset allocation fund

Thu, 20 Apr 2023 16:15:59 -0000

Mint’s Satya Sontanam speaks to Kalpen Parekh, Managing Director & CEO of DSP Mutual Fund about his personal financial journey. He tells us how the rules-based asset allocation principles of the dynamic asset allocation fund he invested in helped him increase his equity allocation when markets corrected in 2020 and many more. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Thematic-sector funds got maximum flows in March. But are they worth it?adviser

Tue, 18 Apr 2023 12:11:10 -0000

Recently, Amfi disclosed its monthly data of investor flows for March and interestingly thematic/sectoral funds got the maximum flows among the equity categories. But are thematic funds suitable for all investors. What are its use-cases and when should it be avoided. To talk on this and more, in today's episode of Why Not Mint Money, I am joined by Avinash Luthria, who is an hourly-fee financial planner and a Sebi-registered investment adviser.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where should one invest for retirement planning?

Tue, 18 Apr 2023 07:00:08 -0000

In the sixth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand retirement planning in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How income from Reits and InvITs is taxed from April 1

Fri, 14 Apr 2023 08:12:39 -0000

Mint’s Satya Sontanam speaks to Vishal Chadiramani, managing partner - products and chief operating officer at TrustPlutus Wealth Management, to ask questions on the new tax rules for Reits and Invits applicable from April 1, 2024. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Here’s how Zerodha’s Nikhil Kamath manages his personal finances

Thu, 13 Apr 2023 13:25:45 -0000

Mint’s Satya Sontanam spoke to Nikhil Kamath, the co-founder of Zerodha, True Beacon and Gruhas, to understand why he thinks Indian stock markets are expensive, what he thinks about gold and real estate as an asset class and also what he is doing in the philanthropy space. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Radhika Gupta is investing for her nine-month old

Thu, 13 Apr 2023 07:20:48 -0000

In today's episode of Why Not Mint Money, we chat with Radhika Gupta, MD and CEO of Edelweiss AMC, to take us through her own financial journey over the last year, a period in which she moved to her new home, became a mother and even made her baby start his own investing journey. She talks about her own investment portfolio, which is spread across domestic equity funds, international equity funds, and debt exposure through hybrid funds and alternates. The latter is through an alternative investment fund managed by Edelweiss AMC, along with small holdings in a couple of startups.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The importance of health insurance

Tue, 11 Apr 2023 04:02:16 -0000

In the fifth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand the importance of health insurance. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

With new financial year, is it time to review your investments?

Thu, 06 Apr 2023 05:41:19 -0000

Now when it comes to investments, the earlier you start the better. With the financial year just beginning you can do a few things to make sure your investments are right where you want them for your future goals. In today’s episode of Why Not Mint Money, we talk with Amol Joshi, founder of Plan Rupee Investment Services on things to keep in mind when reviewing your investments at the beginning of the financial year.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are hedge funds and who can invest in them?

Fri, 31 Mar 2023 09:11:23 -0000

Mint’s Satya Sontanam spoke to Sankaranarayanan Krishnan, Quant Hedge Fund Manager from Motilal Oswal Financial Services Limited to understand what hedge funds are called in India, who can invest in them and the risks that come along with such investments. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

As Debt Mutual Funds lose their tax advantage, what are the alternatives

Tue, 28 Mar 2023 14:00:21 -0000

Last week, an amendment in the Finance Bill, took away the long-term capital gains tax benefit that came with debt mutual funds. For investors that held their investments in debt mutual funds for over 3 years, the gains were taxed at a flat rate of 20%. This also came along with indexation benefits. In today's episode of Why Not Mint Money, we are joined by Deepesh Raghav, who is a registered investment adviser and the founder of PersonalFinancePlan on what are the alternatives now for investors as this new rule kicks in from the 1st of April.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Understand the basic tenets for wealth creation

Mon, 27 Mar 2023 13:18:22 -0000

In the fourth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand the basic tenets for wealth creation. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are Indian stock market valuations expensive?

Thu, 23 Mar 2023 14:28:04 -0000

At the Mint India Investment Summit 2023 held recently, Nilesh Shah, MD, Kotak AMC; Jiten Doshi, co-founder and CIO, ENAM Asset Management; Saurabh Mukherjea, founder & chief investment officer, Marcellus Investment Managers; and Roshi Jain, fund manager, HDFC AMC discussed resilience of the Indian economy and how stock market is fairly priced.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Kotak Cherry wants to serve needs of DIY-investors

Tue, 21 Mar 2023 13:35:00 -0000

Several investment platforms have emerged over the years and most of these have been launched by fintechs. More recently, Kotak Bank launched an investment platform called Kotak Cherry. In today's episode, we are joined by Srikanth Subramanian, CEO of Kotak Cherry, who talks to us on what his platform has to offer to investors and its future plans.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why you need to have a life insurance cover

Mon, 20 Mar 2023 15:25:29 -0000

In the third financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand why you need to have life insurance cover. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dos and Donts of buying an ELSS fund

Wed, 15 Mar 2023 04:25:15 -0000

This is the last month for you to make your tax-related investment decisions for the current financial year. Equity linked savings schemes or ELSS offer tax-deductions under 80c of the Income Tax Act. In today's episode of Why Not Mint Money, we are joined by Tarun Birani, founder of TBNG Capital Advisors, to share various aspects of picking an ELSS fund.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it a good idea to buy a home early in life?

Tue, 14 Mar 2023 07:58:35 -0000

In the second financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., about the house-buying decision in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Archit Gupta of Clear plans his taxes

Mon, 13 Mar 2023 08:15:34 -0000

Mint's Shipra spoke to Archit Gupta as part of the Guru Portfolio series to learn about his investment journey

Learn more about your ad choices. Visit megaphone.fm/adchoices

How does ValueQuest’s Ravi Dharamshi manage his personal finances

Fri, 10 Mar 2023 06:06:00 -0000

In this episode, Mint’s Maulik speaks with Ravi Dharamshi, Founder and CIO, ValueQuest Investment Advisors, a SEBI-registered portfolio management company - on how me manages his personal finances. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Systematic Withdrawal Plans (SWP): What works & what doesn't

Tue, 07 Mar 2023 11:52:10 -0000

Systematic Investment Plans or SIPs are a way for investors to systematically invest their money into mutual funds. Mutual funds also offer Systematic Withdrawal Plans or SWPs, which do the exact opposite. They help investors to systematically withdraw cash flows from their mutual fund investments, but there is no fixed or assured return. To tell us more about how systematic withdrawal plans work, we are joined by Kirtan Shah, who is the founder and CEO of Credence Wealth.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Importance of financial planning

Mon, 06 Mar 2023 14:20:00 -0000

In the first financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., about the importance of financial planning in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How did Ankur Warikoo manage his money during a career break

Thu, 02 Mar 2023 13:39:14 -0000

Mint’s Satya Sontanam spoke to Ankur Warikoo - an Indian YouTuber, entrepreneur and author - on how he managed his personal finances when he took a career break. His advice to someone who is considering a career break is as follows – 1. Be financially prepared; 2. Liberate yourself from the pressure of what the world thinks of you. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about Central Bank Digital Currency

Tue, 28 Feb 2023 09:33:02 -0000

In this episode, Mint's Navneet Dubey talks with Kumar Abhishek, Founder & CEO ToneTag to discuss Central Bank Digital Currency (CBDC) in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to get digital nomad visa to work remotely from Spain and Portugal

Mon, 27 Feb 2023 05:59:38 -0000

Mint's Shipra tells you all about the digital nomad visa that allows people to work remotely away from India.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The financial journey of four individuals who took a career break

Fri, 24 Feb 2023 08:21:00 -0000

Mint’s Satya Sontanam spoke to a few individuals who took a career break, either planned or unplanned and, here is what they had to share.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to save money on flight tickets

Thu, 23 Feb 2023 07:06:56 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Ajay Awtaney, Founder, LiveFromALounge.com, an Indian aviation and travel focussed website, on how to save money on flight tickets. Have you been dreaming of holidaying in some quaint far away town or a hill-station resort? If yes, you must be on the lookout for good deals on flight tickets. With people travelling like never before, airfares have been on the rise. Let’s get some tips from Ajay on how to trim your flying costs.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What NRIs should know when buying a life insurance policy

Wed, 22 Feb 2023 09:07:00 -0000

In this episode, Mint's Navneet Dubey talks with Rhishabh Garg (Head of Term Life Insurance at Policybazaar.com) and Vivek Jain (Head of Investments at Policybazaar.com) to discuss life insurance policies for NRIs in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

This platform offers alternate debt products with Rs 1 lakh ticket size. But know the risks

Wed, 22 Feb 2023 08:56:06 -0000

Alternate investments are usually accessible for high net worth investors (HNIs) and ultra HNIs due to the high minimum investment required, but now some investment platforms are changing this. One such platform is Jiraaf, which is offering alternate debt products, for a minimum ticket size of Rs 1 lakh. In today's episode of Why Not Mint Money, Vineet Agrawal, co-founder of Jiraaf, shares why his platform decided to launch these products and why they want to make sure investors come with the right risk-return expectations.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are municipal bonds a low-risk investment option

Tue, 21 Feb 2023 11:12:52 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Deepak Jasani, Head of Retail Research, HDFC Securities on municipal bonds as an investment option for retail investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why the new tax regime has limited appeal

Mon, 20 Feb 2023 06:12:17 -0000

Mint's Shipra speaks to some taxpayers to find continued interest in the old regime

Learn more about your ad choices. Visit megaphone.fm/adchoices

Melvin Joseph on shortage of financial advisers for middle-class in India

Thu, 16 Feb 2023 14:05:34 -0000

Aprajita Sharma, freelance journalist with Mint, spoke to Melvin Joseph, registered investment advisor (RIA) and founder of Finvin Financial Planners on his journey as a flat-fee financial planner that started in 2010, much before RIA regulations came in. He delved deeper into reasons why RIA profession is not growing and what changes in regulations are needed to encourage young professionals to practise flat-fee advisory.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Index investing: What are the dos and don'ts

Wed, 15 Feb 2023 06:56:50 -0000

Nifty Next 50 Index has corrected over 7% over the last few weeks. The index had 14% exposure to Adani group companies, which have corrected sharply since short-seller Hindenburg's Jan 24 report. In spite of this, index-based investing remains an important low-cost option for investors, especially in the large-cap space, as actively-managed funds find it challenging to outperform the large-cap indices. In today's episode, we chat with Kavitha Menon, founder of Probitus Wealth, on what are some of the dos and don'ts when it comes to index investing and what can investors learn from the recent fall of Nifty Next 50 Index.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Here is what you should know about travel smart cards

Mon, 13 Feb 2023 14:35:01 -0000

In this episode, Mint's Navneet Dubey talks with Bappa Roy, Product Head – Banking, Insurance & Investments at DCB Bank, to discuss travel smart cards in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Has the Budget 2023 made investment in Reits and InvITs unattractive?

Thu, 09 Feb 2023 15:19:28 -0000

Mint’s Satya Sontanam speaks to Vishal Chandiramani, chief operating officer at TrustPlutus about the government’s proposal to change the tax rules of Reits and InvITs and its impact on investor returns. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Rainmatter-funded MProfit helps you track all your investments in one place

Wed, 08 Feb 2023 07:46:30 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Atik Shah, Kiran Shah, and Ashin Shah, co-founders of MProfit, a fintech firm that recently received funding from Raimatter which is a Zerodha initiative. You can use MProfit to keep track of your entire family’s investments in one place. The fintech firm can aggregate transactions from 700 plus brokers and help you easily import data on your stock, mutual fund, PMS and AIF investments, among other products. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The CIO of your fund house has quit. What now...

Tue, 07 Feb 2023 13:26:29 -0000

In the last few months, chief investment officers or CIOs of a few fund houses have made the switch. A CIO is important as he or she lays down the investment process at a fund house and is often responsible for managing the flagship schemes of the fund house. As an investor, should you continue to stick to the same fund house or you follow the CIO to their new fund house. In today's episode, Mint's Jash Kriplani chats with Rushabh Desai, founder of Rupee With Rushabh Investment Services to answer this question.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why diversification is needed for a balanced portfolio for HNIs

Mon, 06 Feb 2023 14:40:32 -0000

In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss why diversification is needed for a balanced portfolio for HNIs in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

New Income Tax Regime: What has changed after Budget 2023

Fri, 03 Feb 2023 12:33:37 -0000

Mint’s Satya Sontanam speaks to Sonu Iyer, partner & leader - India Region, People Advisory Services, EY about the key changes brought in by the budget with respect to personal income tax

Learn more about your ad choices. Visit megaphone.fm/adchoices

What does T+1 settlement for stocks and T+2 redemption payment cycle for equity mutual funds mean

Tue, 31 Jan 2023 14:10:50 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mohit Mehra, Head of IPOs, Zerodha on T+1 settlement for stocks, and with Vishal Dhawan, Founder & CEO, Plan Ahead Wealth Advisors on T+2 redemption payment cycle for mutual funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Nuvama wants to offer new ways of managing wealth

Tue, 31 Jan 2023 11:59:03 -0000

Asia-focused private equity fund PAG acquired a controlling stake in Edelweiss Wealth Management in 2021. As a result, the Nuvama Group was formed. Mint’s Jash Kriplani and Neil Borate spoke with Anshu Kapoor, who heads the asset management business of the group, on the future plans of the business and how wealth management has evolved in India over the years.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When you should port your health insurance policy

Mon, 30 Jan 2023 15:30:00 -0000

In this episode, Mint's Navneet Dubey talks with Nikhil Apte, Chief Product Officer, Product Factory (Health), Royal Sundaram General Insurance, to discuss why couples should buy family floater plans after marriage. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's how the income tax for individuals changed over the years

Mon, 30 Jan 2023 07:59:20 -0000

Mint’s Satya Sontanam speaks to Tapati Ghose, partner at Deloitte about the origin of the income tax in India, whether the minimum and maximum thresholds to levy tax have moved up in line with the inflation in the country over the years, the role of surcharge and many more. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How DSP's Anil Ghelani invests his money

Fri, 27 Jan 2023 12:08:05 -0000

In a conversation with Mint's Shipra, Anil Ghelani, chartered financial analyst and head–passive investments and products, DSP Investment Managers, shares his investment strategies for Mint’s Guru Portfolio series

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Zerodha Varsity is taking personal finance to kids

Tue, 24 Jan 2023 13:26:47 -0000

School-going kids are not taught about money management and personal finance in their classrooms. Zerodha Varsity has now launched Varsity Junior to spread financial literacy among 8-year-plus kids. Mint's Jash Kriplani and Neil Borate spoke with Karthik Rangappa, vice-president, education services at Zerodha, on how they plan to get such small kids interested in financial concepts.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you need a chartered accountant for your personal tax matters

Tue, 24 Jan 2023 10:53:07 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Shantala Kumble, Senior Vice President, International Money Matters, a SEBI registered investment advisor on whether you need a tax consultant, which will most often be a chartered accountant, and how you can go about finding one. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Expectations of a commoner from Budget 2023

Fri, 20 Jan 2023 07:39:17 -0000

Mint’s Satya Sontanam speaks to Tapati Ghose, partner at Deloitte about the expectations of a commoner from Budget 2023. Anticipation on reducing the tax rate applicable to those with taxable income more than Rs 10 lakh per annum, hopes on rising section 80C deduction limit, tweaks to capital gains taxation and many more. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 years of investment advisers in India: Here is journey of Harsh Roongta

Wed, 18 Jan 2023 08:04:54 -0000

On January 21, 2013, Sebi came up with the concept of registered investment advisers (RIAs), who were tasked with the job of helping investors take the correct investment decisions to plan for their future. Ten years forward, Mint's Jash Kriplani spoke with Harsh Roongta, founder, Fee Only Investment Advisers, to capture how the RIA eco-system has developed in India since then.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it worth buying a zero-cost term plan?

Tue, 17 Jan 2023 13:07:50 -0000

In this episode, Mint's Navneet Dubey talks with V Viswanand, Deputy Managing Director at Max Life Insurance, to discuss the zero-cost term plan in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How a couple built an investment advisory firm

Mon, 16 Jan 2023 09:17:55 -0000

Mint's Shipra speaks to Shyam Sunder, founder and MD and Priya Sunder, co-founder and director, PeakAlpha Investment Services about their journey as RIA

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you transfer your home loan from one bank to another

Fri, 13 Jan 2023 10:50:22 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Adhil Shetty, CEO of BankBazaar on whether home loan borrowers paying higher rates should consider transferring their existing loans to another bank for a better rate. Tune in to know what Adhil has to say.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The history of capital gains tax on investing in the Indian stock market

Thu, 12 Jan 2023 12:32:04 -0000

Mint’s Satya Sontanam speak to experts about the history of capital gains tax on investing in shares and mutual funds in India and how it is currently compared to the tax structure in various other countries. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What investors can expect from HSBC-L&T Mutual Fund

Tue, 10 Jan 2023 10:41:38 -0000

On the eve of the launch of HSBC Multi Cap Fund, after HSBC MF acquired L&T MF, Mint's Jash Kriplani caught up with Kailash Kulkarni, co-chief executive officer of HSBC MF (erstwhile L&T MF CEO), on what investors can expect from the fund house after the HSBC-L&T merger.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When you should port your health insurance policy

Mon, 09 Jan 2023 19:18:29 -0000

In this episode, Mint's Navneet Dubey talks with Apaar Kasliwal, Executive Director of PolicyBoss.com, to discuss health insurance portability in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 years of RIAs: Here’s the journey of Lovaii Navlakhi as a financial advisor

Thu, 05 Jan 2023 11:53:10 -0000

Mint’s Satya Sontanam speaks to Lovaii Navlakhi, Managing Director & CEO of International money matters private limited, a Sebi-registered investment advisory firm, about his journey as a financial advisor.

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 years of investment advisers in India: Here is journey of Tarun Birani

Tue, 03 Jan 2023 07:56:31 -0000

It has been 10 years since Sebi came up with RIA framework, which led to the creation of Registered Investment Advisers. In this episode, Mint's Jash Kriplani caught up with Tarun Birani, founder of TBNG Capital Advisors, who shares why managing investor behaviour is one of the trickiest parts of being an RIA.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How NRIs visiting India can minimize their expenses

Mon, 02 Jan 2023 11:28:10 -0000

In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss how NRIs visiting India can minimize their expenses in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 years of RIAs: Kalpesh Ashar’s journey as a financial planner

Sat, 31 Dec 2022 08:28:46 -0000

Mint's Shipra speaks to Kalpesh Ashar to capture how he manages his clients' money and helps them achieve their financial goals.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Here’s the journey of Tamil Nadu’s first individual registered investment advisor (RIA)

Thu, 29 Dec 2022 07:02:20 -0000

Mint’s Satya Sontanam speaks to Renu Maheshwari, SEBI Registered Investment Adviser and Co-founder of Finoscholarz, about her journey as a financial advisor since Sebi brought regulations on registered investment advisors (RIAs) 10 years back.

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 years of investment advisers in India: Here is journey of Dilshad Billimoria

Tue, 27 Dec 2022 06:26:56 -0000

In this episode, Mint's Jash Kriplani speaks with Dilshad Billimoria, managing director and principal officer, Dilzer Consultants on her own journey as a registered investment adviser (RIA) and how the profession has evolved since Sebi created RIAs 10 years back.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When you should buy a motor floater policy

Mon, 26 Dec 2022 11:53:15 -0000

In this episode, Mint's Navneet Dubey talks with Sanjay Datta, Chief of Underwriting, Reinsurance & Claims at ICICI Lombard, to discuss motor floater policy in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in mutual funds following the special situations theme in India?

Thu, 22 Dec 2022 12:36:39 -0000

Mint’s Satya Sontanam speaks to her guests about the special situations investing strategy and whether retail investors can make use of the mutual fund route to get the benefits of this investing style.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Here’s the journey of Suresh Sadagopan as a financial advisor

Thu, 22 Dec 2022 07:55:18 -0000

In this episode of Why Not Mint Money, Mint’s Neil Borate speaks with Suresh Sadagopan of Ladder7 Financial Advisories about his journey as a financial advisor. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where the markets are headed in 2023

Tue, 20 Dec 2022 07:25:57 -0000

In this episode, Mint's Jash Kriplani spoke with Nilesh Shah, MD & CEO of Kotak Mahindra Asset Management, on what investors should expect from equity markets going into 2023

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why health insurance policy doesn’t pay for non-standard charges

Tue, 20 Dec 2022 06:04:32 -0000

In this episode, Mint's Navneet Dubey talks with Siddharth Singhal, business head of health Insurance at Policybazaar.com, to discuss why health insurance policy doesn't pay for non-standard charges in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How high rentals affect Mumbaikars' lifestyle and savings

Fri, 16 Dec 2022 09:55:42 -0000

Mint's Shipra spoke to people renting in Mumbai about what percentage of their salaries is spent on rent, how high rent affect lifestyle and does it lower their ability to spend at other places.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What led to the growth of the AIF & PMS industry in India

Fri, 16 Dec 2022 05:51:41 -0000

Mint’s Satya Sontanam spoke to Munish Randev, founder & CEO, of Cervin Family Office about the growth of the alternative investment fund (AIF) and the Portfolio Management Services (PMS) industry that is catering to the high-net-worth individual’s investing requirements in India.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Arun Kumar of FundsIndia manages his personal finances

Thu, 15 Dec 2022 12:20:41 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Arun Kumar, Head of Research, FundsIndia about his personal finance journey as part of Mint’s special Guru Portfolio series. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

This new investment product strips coupon from bonds. All you need to know.

Tue, 13 Dec 2022 11:57:38 -0000

In this episode, Mint's Jash Kriplani spoke with Ankit Gupta, co-founder of BondsIndia on the new investment product called STRIPS and why investors should consider it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about Bima Sugam portal

Mon, 12 Dec 2022 12:40:53 -0000

In this episode, Mint's Navneet Dubey talks with Dr. Pallavi Seth, faculty at Amity School of Insurance, Banking & Actuarial Science, to discuss more on the Bima Sugam insurance portal. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to get a job in a mutual fund

Fri, 09 Dec 2022 11:02:23 -0000

Mint's Shipra speaks to Manoj Chaudhary, HR- Head, Edelweiss AMC, to understand where does most hiring happen in an AMC and the qualifications required to get hired

Learn more about your ad choices. Visit megaphone.fm/adchoices

NRIs share their experience of buying a real estate property in India

Thu, 08 Dec 2022 12:16:06 -0000

Mint’s Satya Sontanam spoke to four non-resident Indians to understand the reason why they invested in the Indian real estate property and how their experience has been so far.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to avoid capital gains tax on a house that you have sold?

Thu, 08 Dec 2022 11:45:31 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Neeraj Agarwala, Partner, Nangia Andersen India on how to claim tax exemption on capital gains from the sale of a house? Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why IIM Ahmedabad has launched an art index

Tue, 06 Dec 2022 16:18:49 -0000

In this episode, Mint's Jash Kriplani spoke with Professor Prashant Das of IIM Ahmedabad to decode the newly-launched art index and the reason for launching it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why financial literacy is important for kids

Mon, 05 Dec 2022 12:10:26 -0000

In this episode, Mint's Navneet Dubey talks with Dr. Pallavi Seth, faculty at Amity School of Insurance, Banking & Actuarial Science, to discuss more on why financial literacy is important for kids. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How NRIs in US, Canada are taxed on capital gains from Indian MFs

Fri, 02 Dec 2022 11:51:26 -0000

Mint’s Satya Sontanam spoke to Chandrika Kadur, a senior tax manager with Petrinovich Pugh & Co., a California-based firm, and Mo Ahmad, founder of Westmark Tax Group in Canada, to decode the taxation of capital gains from Indian MFs in the hands of NRIs based in the US and Canada.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Laid off? This is how your severance pay will be taxed

Fri, 02 Dec 2022 10:47:11 -0000

Mint's Shipra spoke to Sonu Iyer, tax partner and people advisory services leader, EY India to discuss how is severance pay defined in IT laws for taxation purpose

Learn more about your ad choices. Visit megaphone.fm/adchoices

Going down memory lane with Mirae Asset’s Swarup Mohanty

Thu, 01 Dec 2022 16:30:00 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Swarup Mohanty, Director & CEO, Mirae Asset Investment Managers (India) about his wedding day. We ask him about what he remembers of that eventful day. Was it an elaborate wedding and did it involve a lot of hectic preparations? Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is investing in fixed-income securities important today?

Thu, 01 Dec 2022 06:04:33 -0000

The global economy has been taking massive hits since the pandemic. Add to that the possibility of a recession knocking on our doors in 2023. In such uncertain times, why should we change our investment strategy to incorporate fixed-income securities? And how will investing in fixed income bring us closer to saving and growing our hard-earned money? To answer these questions and to bust some myths in this episode, we have with us, Mr. Moulik Patel, CBO, Yubi Invest, Yubi - India's first unified credit platform.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How MarketsMojo uses 550 parameters to analyze over 4,000 stocks in Indian markets

Tue, 29 Nov 2022 12:19:12 -0000

Mohit Batra, CEO of MarketsMojo, an artificial intelligence-based stock research and advisory talked to Mint's Abhinav Kaul about the firm’s stock analyzing process, the human factor in taking a call on any stock, the company’s plan to enter the PMS industry and its initial public offer (IPO) roadmap.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Atul Singh of LGT Wealth India invests his money?

Mon, 28 Nov 2022 07:25:08 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Atul Singh, MD & CEO, LGT Wealth India about the company he heads and his personal finance journey. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Claiming HRA? Here’s how to ensure it doesn’t get rejected

Fri, 25 Nov 2022 15:30:00 -0000

Mint's Shipra spoke to Karan Batra, managing partner of chartered club, about the do’s and don't's of claiming HRA

Learn more about your ad choices. Visit megaphone.fm/adchoices

How are Indian techies in the US manage their finances

Thu, 24 Nov 2022 16:05:06 -0000

Mint spoke to four Indian IT professionals living in the US about how they manage their finances there

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Screener. in's Ayush Mittal invests his money

Tue, 22 Nov 2022 14:26:59 -0000

Mint’s Abhinav Kaul talked to Ayush Mittal, co-founder of Screener.in, who shared his portfolio details, investment strategy, love for small- and mid-cap stocks and his financial journey for the special Mint series-Guru Portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying health insurance for the first time? Here's what you should know

Mon, 21 Nov 2022 11:10:28 -0000

In this episode, Mint's Navneet Dubey talks with Vivek Chaturvedi - CMO and Head of Direct Sales at Go Digit General Insurance, to discuss what you should know when Buying health insurance for the first time in detail. Tune in to learn more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Guide for EV charging

Fri, 18 Nov 2022 17:10:09 -0000

Mint's Shipra speaks to Sameer Ranjan Jaiswal, CEO, Charzer to understand all the details a prospective EV buyer should know about charging an electric car or bike.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Pros and cons of dematerialisation of mutual fund units

Fri, 18 Nov 2022 09:45:13 -0000

Mint’s Satya Sontanam speaks to Juzer Gabajiwala, Director at Ventura Securities about how dematerialisation of mutual fund units work and to whom it is most suitable for.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How a Delhi-based couple bought their first home for Rs. 40 lakhs

Thu, 17 Nov 2022 06:09:00 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mayank Dhingra, an automotive journalist on his home-buying experience. Mayank and his wife, Neha Lalwani bought their first-ever flat, a 1 BHK in Shalimar Bagh in West Delhi in November 2021. We speak with Mayank on how the two went about shortlisting the right flat for themselves and what factors influenced their decision. Did they face any challenges along the way? Let’s hear it from him.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How IIFL Securities’ Sanjiv Bhasin makes his money grow

Tue, 15 Nov 2022 18:02:15 -0000

Mint’s Abhinav Kaul talked to Sanjiv Bhasin, director at IIFL Securities Ltd, about his portfolio details, investment strategy and financial journey for the special Mint series—Guru Portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you opt for an instalment mode for paying health insurance premiums?

Mon, 14 Nov 2022 09:05:32 -0000

In this episode, Mint's Navneet Dubey talks with Mahavir Chopra - Founder of Beshak.org, to discuss whether one should opt for the instalment option for paying health insurance in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

All about solar panels and savings on electricity bills

Sat, 12 Nov 2022 09:49:49 -0000

Mint's Shipra speaks to industry experts and people who have installed solar system in their homes to understand the cost of installing solar panel and how it reduced power bills by 100%.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you wanted to know about creating a trust?

Wed, 09 Nov 2022 14:01:16 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Nishant Agarwal, Senior Managing Partner – CFP – Advisory at ASK Private Wealth on all about creating trust. The objectives for creating a trust can be varied – for some it may be a way of consolidating all their assets in one place, for others, it may be a way of passing on their wealth in a smooth manner to the next generation. Whatever be the reason, the structure of a trust allows one ample flexibility to deal with varied situations. Today, we speak with Nishant on who should consider creating a trust, what are the factors to consider while creating one, and lots more. Let’s hear it from Nishant.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investment journey of Analyse India’s Nooresh Merani

Tue, 08 Nov 2022 14:54:51 -0000

Mint’s Abhinav Kaul talked to Nooresh Merani, an avid blogger, educator, and the founder of stock research firm, Analyse India. Merani shared his portfolio details, investment strategy and financial journey for the special Mint series —Guru Portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All about renting in Delhi through a non-binary person's experience

Tue, 08 Nov 2022 06:53:50 -0000

Mint's Shipra spoke to Mabel Mirza, who recognises as a non-binary person, about his experiences of renting house in Delhi

Learn more about your ad choices. Visit megaphone.fm/adchoices

Know the difference between an individual and family floater health insurance policy

Mon, 07 Nov 2022 10:55:22 -0000

In this episode, Mint's Navneet Dubey talks with Indraneel Chatterjee - Co-founder of Renewbuy, to discuss the difference between an individual and family floater health insurance policy in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet the young small-cap investors picking multi-bagger stocks

Thu, 03 Nov 2022 21:16:40 -0000

Mint’s Satya Sontanam speaks to a few young small-cap investors in India to understand how they pick multi-baggers, their mistakes and behavioral biases when investing in small-cap companies.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to claim assets left behind by a deceased family member abroad

Thu, 03 Nov 2022 13:30:00 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Sonali Pradhan, Head of Wealth Planning, Julius Baer India on how to claim assets left behind by a deceased family member abroad. Is the process complicated? What needs to be done if the deceased had written a Will or created a Trust? What are some of the differences across countries such as the US, the UK, UAE, and Singapore on these matters? Let’s hear it from Sonali on this and much more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The investment journey of Negen Capital’s Neil Bahal

Wed, 02 Nov 2022 07:09:07 -0000

Neil Bahal is founder and CEO of Negen Capital, a portfolio management service. Neil follows the ‘special situations’ style of investing, which was championed by legendary investor Warren Buffett. Mint’s Abhinav Kaul talked to Neil about his portfolio details, investment strategy and financial journey for the special Mint Series—Guru portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about mental illness health insurance cover

Mon, 31 Oct 2022 16:23:01 -0000

In this episode, Mint's Navneet Dubey talks with Mayank Bathwal- MD and CEO of Aditya Birla Health insurance, to discuss mental illness health insurance cover in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What you need to know about ‘Diwali stock ideas’ you see in the media

Thu, 27 Oct 2022 11:42:52 -0000

Mint’s Satya Sontanam speaks to Vidya Bala, co-founder of Primeinvestor.in, a well-regarded financial research provider, to understand the factors we need to keep in mind when investing based on ‘Diwali stock ideas’ we see in the media.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How FYERS’ Tejas Khoday invests his own money

Wed, 26 Oct 2022 18:15:24 -0000

Mint’s Abhinav Kaul talked to Tejas Khoday, co-founder and chief executive officer of FYERS, a brokerage for stock traders, about his investment strategy and financial journey for the special Mint series, Guru Portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Abhishek Basumallick invests his own money

Tue, 25 Oct 2022 10:51:47 -0000

Mint’s Abhinav Kaul talked to Abhishek Basumallick, founder of Intelsense, a stock research firm about his journey from a software engineer to an investor.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What kind of lifestyle Rs 1 lakh salary can get you

Fri, 21 Oct 2022 15:32:34 -0000

Mint's Shipra Singh speaks to young professionals in different cities about how they manage with a 1 lakh salary that has been a benchmark for a successful career.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is inflation and how does it eat into your returns?

Wed, 19 Oct 2022 18:30:00 -0000

Mint’s Satya Sontanam speaks to Anish Teli, managing partner of QED Capital Advisors LLP about how inflation impacts an individual’s financial planning and where to invest to lower its impact.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Aurum Capital's Jiten Parmar invests his money

Tue, 18 Oct 2022 06:22:46 -0000

Mint’s Abhinav Kaul talked to Jiten Parmar, the co-founder of Aurum Capital, a Sebi-registered research analyst firm, about his financial journey, how he started Aurum Capital, and his transformation from a software engineer to an investor.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you surrender a Ulip policy during the lock-in period?

Mon, 17 Oct 2022 14:19:21 -0000

In this episode, Mint's Navneet Dubey talks with Samit Updadhyay- Executive Vice President & Chief Financial Officer of TATA AIA Life insurance, to discuss when and how you should surrender a Ulip policy. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to reduce tax on rent from vacant houses

Fri, 14 Oct 2022 13:53:14 -0000

Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit consultancy about how the tax on rent on multiple house properties is determined and how can one reduce the tax outgo

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to transfer shares from one demat account to another

Thu, 13 Oct 2022 09:19:35 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mohit Mehra, Head of IPO, Zerodha about how one can transfer shares from one demat account to another - can this be done online or is it a physical process, what it costs and how much time can it take. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are market-linked debentures?

Wed, 12 Oct 2022 15:44:27 -0000

Mint’s Satya Sontanam speak to Puneet Aggarwal, Founder and Director at BondsIndia, an online bonds platform, to decode what market-linked debentures are, its risks and who can consider investing in these products.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How policy buyers can avoid health insurance claim rejection

Mon, 10 Oct 2022 10:30:50 -0000

In this episode, Mint's Navneet Dubey talks with Sangeeta Veena, Head of Accident and Health claims (Retail) at Royal Sundaram General Insurance, to discuss how policy buyers can avoid rejection of health insurance claims. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax implications of moonlighting

Sat, 08 Oct 2022 10:05:11 -0000

Mint's Shipra spoke to Nitesh Buddhadev, a chartered accountant and founder of Nimit Consultancy, to discuss how moonlighting income is taxed

Learn more about your ad choices. Visit megaphone.fm/adchoices

How much can you earn by investing in start-ups through Indian venture capital funds?

Thu, 06 Oct 2022 13:04:53 -0000

Mint’s Satya Sontanam speak to Sandeep Jethwani, co-founder of dezerv about investing in venture capital funds and the long-only funds in the AIF space.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s the outlook of the pharma sector on a 5-year basis?

Tue, 04 Oct 2022 10:54:48 -0000

Over a one-year period, pharma funds have delivered a negative return of 11% to investors. On a long-term though, this thematic category has been among the top performers. Mint’s Abhinav Kaul talked to Aditya Khemka, fund manager at InCred PMS, about the outlook of pharma funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you switch from group health insurance to individual health cover?

Mon, 03 Oct 2022 14:56:01 -0000

In this episode, Mint's Navneet Dubey talks with Noel Coutinho, Co-founder and Chief Business Officer of ekincare - Hyderabad-based AI full-stack health benefits platform, to discuss how you can switch from group health insurance to individual health cover. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you wanted to know about the RBI’s Liberalized Remittance Scheme

Fri, 30 Sep 2022 16:30:00 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks with Neeraj Agarwala, Partner, Nangia Andersen India about the RBI’s Liberalized Remittance Scheme or what is more commonly known as the LRS. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you invest in short-duration debt mutual funds for long-term needs?

Thu, 29 Sep 2022 08:30:00 -0000

Mint’s Satya Sontanam speak to Ravi Saraogi, CFA, Co-founder, Samasthiti Advisors to understand if taking a duration risk by investing in longer duration debt mutual funds helps in generating higher returns.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mistakes to avoid in filing audited tax returns

Wed, 28 Sep 2022 12:02:05 -0000

Mint's Shipra spoke to Sandeep Sehgal, partner-tax, AKM Global about tax compliance rules and the various deadlines and ensuing penalties for business owners

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why buying student travel insurance is essential for children studying abroad

Mon, 26 Sep 2022 13:05:59 -0000

In this episode, Mint's Navneet Dubey talks with Manas Kapoor, Product Head - Travel Insurance at Policybazaar.com, to discuss Why buying student travel insurance is essential for children studying abroad. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

All about zero-cost term plans

Fri, 23 Sep 2022 10:30:00 -0000

Mint's Shipra Singh decodes the early exit benefit on term plans that allow policyholders to terminate policy prematurely and pays back the premium

Learn more about your ad choices. Visit megaphone.fm/adchoices

The investing style of Gautam Baid, author of the book ‘The Joys of Compounding’

Thu, 22 Sep 2022 17:29:55 -0000

Mint’s Satya Sontanam speak to Gautam Baid, managing partner at Stellar Wealth Partners India Fund and the author of The Joys of Compounding to understand how he manages his personal finances and the lessons he learned from various market cycles.

Learn more about your ad choices. Visit megaphone.fm/adchoices

A primer on education loans

Wed, 21 Sep 2022 11:58:49 -0000

In this episode of Why Not Mint Money, Mint’s Maulik talks about education loans – what are the rates of interest charged, what do banks look at while reviewing loan applications, what costs does the loan amount cover and other details. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Renaissance's Pankaj Murarka invests his money

Tue, 20 Sep 2022 12:53:10 -0000

Mint’s Abhinav Kaul talked to Pankaj Murarka, founder and chief investment officer of Renaissance Investment Managers, about his financial journey, how he started Renaissance, and his experience of working with investment guru, the late Rakesh Jhunjhunwala.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How should one buy a car insurance policy?

Mon, 19 Sep 2022 10:45:11 -0000

In this episode, Mint's Navneet Dubey talks with Animesh Das, Senior Director- Motor Underwriting at ACKO general insurance, to discuss how one should buy a car insurance policy. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where to invest during high inflation?

Fri, 16 Sep 2022 09:15:22 -0000

Mint's Shipra speaks to Ram Medury, founder and CEO, of Jama Wealth to discuss how investments could lose money during high inflation and what investors should do to protect their wealth

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in business cycle funds in India?

Thu, 15 Sep 2022 09:38:20 -0000

Mint's Satya Sontanam speaks to Vishal Dhawan, Founder & CEO of Plan Ahead Wealth Advisors about the business cycle funds in India and what should investors keep in mind before investing in them.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Vishal Khandelwal of Safal Niveshak invests his money?

Wed, 14 Sep 2022 14:33:13 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks to Vishal Khandelwal, founder of Safal Niveshak, an initiative to help people become better investors, about his personal finance journey. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What investors should keep in mind when buying MF schemes from banks ?

Tue, 13 Sep 2022 10:41:27 -0000

Most mutual funds with associated banks have their sister banks among the largest recipient of distributor commissions. Mint talked to Kirtan Shah, founder, and CEO of Credence Wealth Advisors about how this impacts investors and what investors should keep in mind when buying mutual fund schemes from banks.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How should millennials plan their finance before purchasing a house?

Mon, 12 Sep 2022 11:49:26 -0000

In this episode, Mint's Navneet Dubey talks with Anuj Sharma, Chief Operations Officer at India Mortgage Guarantee Corporation (IMGC), to discuss how should millennials plan their finance before purchasing a house in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is Adhil Shetty of BankBazaar a fan of index funds

Fri, 09 Sep 2022 09:54:55 -0000

Mint's Shipra speaks to Adhil Shetty, CEO, Bankbazaar to discuss his investment strategy, how he juggles multiple credit cards and his relationship with money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How mutual funds are using covered call strategies to generate additional income

Thu, 08 Sep 2022 13:03:04 -0000

Mint’s Satya Sontanam speaks to Raunak Onkar, research head & co-fund manager of Parag Parikh mutual fund to understand what it is and how they are using it in their fund.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Indians are opting for alternative residency programs

Tue, 06 Sep 2022 14:44:00 -0000

Mint’s Abhinav Kaul talked to Shilpa Menon, senior director-India, LCR Capital Partners, a US-based investment and advisory services firm about alternative residency programs, why Indians are opting for them and what are their benefits.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is there any time limit for filing health insurance claims?

Mon, 05 Sep 2022 09:20:03 -0000

In this episode, Mint's Navneet Dubey talks with Amit Chhabra, head of health insurance at Policybazaar.com, to discuss health insurance claims in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Best credit card options for students

Fri, 02 Sep 2022 13:25:46 -0000

Mint's Shipra chats with Kashif Ansari, assistant professor, Hansraj College, University of Delhi to discuss the credit card options available for students as they gear up for college, start their credit journey

Learn more about your ad choices. Visit megaphone.fm/adchoices

Family offices: How do India’s ultra-rich make investments?

Thu, 01 Sep 2022 10:36:14 -0000

Mint’s Satya Sontanam speaks to a panel who are managing the wealth of ultra-high-net-worth individuals on how the ultra-rich are investing and what money means to them.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do mutual funds serve India’s youth?

Wed, 31 Aug 2022 14:05:58 -0000

At the Mint Mutual Funds Conclave 2022 held in Mumbai on August 25, Mint’s Maulik in a light-hearted panel discussion on ‘Do mutual funds serve India’s youth’. The speakers on the panel were Aditya Kondawar, Partner & VP of Key Accounts, Complete Circle Capital; Anant Ladha, Founder, Invest Aaj for Kal; Mandeep Gill, Co-founder, Labour Law Advisor and Pranjal Kamra, CEO, Finology Ventures.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What role do passive schemes play in a mutual fund portfolio?

Wed, 31 Aug 2022 04:59:46 -0000

Neil Borate, deputy editor at Mint in a panel discussion during the Mint Mutual Funds Conclave 2022 talked about what is needed to grow the passive mutual fund industry. Members on the panel included, Pratik Oswal, head of passive funds, Motilal Oswal AMC; DP Singh, deputy managing director and chief business officer at SBI Mutual Fund; and Radhika Gupta, MD & CEO, Edelweiss MF.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about life insurance claim

Mon, 29 Aug 2022 08:00:20 -0000

In this episode, Mint's Navneet Dubey talks with Apaar Kasliwal, Executive Director of PolicyBoss.com, to discuss about life insurance claims in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Better alternatives to FDs during high inflation

Fri, 26 Aug 2022 12:51:04 -0000

Mint's Shipra spoke to Prableen Bajpai, founder of FinFix and Analytics Private Limited to understand why FDs are not a good investment option during high inflation

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the three types of employee share-based payments other than ESOPs?

Thu, 25 Aug 2022 10:30:14 -0000

Mint’s Satya Sontanam speaks to Bharath Reddy from Cyril Amarchand Mangaldas to decode four types of employee share-based payments. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What lies ahead for gold – sizzle or fizzle?

Wed, 24 Aug 2022 12:17:39 -0000

In this episode of Why Not Mint Money, Mint’s Neil Borate speaks with David Tait, Global CEO, World Gold Council to understand the key demand drivers for gold and whether the collapse of cryptocurrency will impact it. David also shares his views on India’s bullion exchange. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is positive sentiment building on small-cap stocks?

Tue, 23 Aug 2022 17:20:57 -0000

Mint’s Abhinav Kaul talked to Aditya Sood, Portfolio Manager at InCred PMS, about the outlook of small-cap stocks as well as themes and sectors that look interesting in this space.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about critical illness cover

Mon, 22 Aug 2022 11:29:20 -0000

In this episode, Mint's Navneet Dubey talks with Ashish Yadav, Head of Products at ManipalCigna Health Insurance, to discuss about critical illness cover in detail. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about advance tax

Thu, 18 Aug 2022 18:30:00 -0000

Mint's Shipra spoke to Sudhakar Sethuraman, partner, Deloitte to break down the complexities of advance tax and the penalty taxpayer has to bear on not paying it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investment perspectives of 3 family members across generations

Thu, 18 Aug 2022 16:31:53 -0000

This story is about the personal finance journey of 3 individuals from different generations of the same family. Interestingly, the oldest in the family has the highest equity exposure. To know more, Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Carnelian Asset's Vikas Khemani invests his money

Tue, 16 Aug 2022 11:01:51 -0000

Mint’s Abhinav Kaul talked to Vikas Khemani, founder of Carnelian Asset Advisors about his portfolio and investment strategy for the special ‘Guru Portfolio’ series.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The investment strategy of Sanctum Wealth’s Shiv Gupta

Thu, 11 Aug 2022 14:30:00 -0000

Mint’s Neil Borate and Satya Sontanam speak to Shiv Gupta, founder and CEO at Mumbai-based Sanctum Wealth to understand how he manages his personal finances and the lessons he learnt by managing other people’s money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Scripbox is fuelling its growth?

Wed, 10 Aug 2022 14:24:05 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks to Atul Shinghal, Founder and CEO, Scripbox, a digital online wealth management platform to understand their business model, what they offer to customers and their acquisition strategy. They have been on an acquisition spree and recently entered into a partnership with Wealth Managers (India), a Pune-based wealth management firm. This has helped them expand its asset base from Rs. 1,700 crores in August 2020 to Rs. 12,000 crores now. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Outlook of China and Taiwan focused funds amid geopolitical tensions

Tue, 09 Aug 2022 10:17:35 -0000

Tensions between China and Taiwan are spiking over a visit by the US House of Representatives speaker Nancy Pelosi. China has been considered the factory of the world and Taiwan is a major exporter of electronics products. Indian funds focusing on these countries have underperformed over the past year. Mint talked to Prableen Bajpai, founder of FinFix Research & Analytics, about the outlook of these funds given the geopolitical tensions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The trouble with opening too many bank accounts

Mon, 08 Aug 2022 16:29:28 -0000

Employers often force you to open accounts with their partner banks, which may lead to you accumulating too many bank accounts. Mint's Shipra explains how it can impact you

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it important to opt for home loan insurance while buying a home?

Mon, 08 Aug 2022 11:26:14 -0000

In this episode, Mint's Navneet Dubey talks with Sajja Praveen Chowdary, Associate Director of Policybazaar.com, to discuss the importance of opting for home loan insurance while buying a home. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in concentrated portfolios of Focused funds and PMSes?

Fri, 05 Aug 2022 08:30:08 -0000

Mint’s Satya Sontanam speak to Vishal Chadiramani, managing partner - products and chief operating officer at TrustOlutus Wealth Management on what concentrated portfolios are and when to invest in them. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Value Research’s Dhirendra Kumar invests his money

Wed, 03 Aug 2022 11:12:14 -0000

Mint’s Neil Borate and Abhinav Kaul talked to Dhirendra Kumar, founder and chief executive officer of Value Research about his investment details and how he came to found Value Research, for the special ‘Guru Portfolio’ series.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What to do if you didn't file your tax return before 31st July

Tue, 02 Aug 2022 10:48:48 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Anil Sathe about what can be done if you have missed filing your tax returns and things to keep in mind for next year.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Shaadi.com’s Anupam Mittal grows his money

Mon, 01 Aug 2022 14:14:43 -0000

In this Guru portfolio episode, Mint's Neil Borate and Navneet Dubey talk with Anupam Mittal, the founder of Shaadi.com, to understand how he manages his own money and chooses companies in his portfolio. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Filing last-minute ITR? Know these key points

Fri, 29 Jul 2022 12:32:28 -0000

Last-minute tax filing runs the risk of incorrect filing or defaulting on deadline. Mint's Shipra spoke to Sonu Iyer, Tax Partner and People Advisory Services Leader, EY India to discuss key points for error free last minute ITR filing

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to disclose income from investments and trading in ITRs

Thu, 28 Jul 2022 14:18:20 -0000

Mint’s Satya Sontanam speak to Tapati Ghose, Partner, Deloitte India to understand the tax rules and the reporting requirements of capital gains on stocks and mutual fund units.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Will the performance of Parag Parikh Flexi Cap Fund be impacted because of the limit on international stock investing?

Wed, 27 Jul 2022 08:21:00 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks to Raunak Onkar, Research Head & Co-Fund Manager, PPFAS Mutual Fund about how the fund house’s flexi cap fund will be impacted by the limit on overseas investments by mutual funds. Raunak also talks about what’s looking attractive in the Indian market and what value investing means to them. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Basant Maheshwari: The making of a high-risk investor

Tue, 26 Jul 2022 12:50:55 -0000

Mint’s Neil Borate and Abhinav Kaul talked to Basant Maheshwari, co-founder and partner at Basant Maheshwari Wealth Advisers LLP, a portfolio management company, about his investment journey, key stock picks over the years and stock market mantras.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What's next for HDFC MF after Prashant Jain

Mon, 25 Jul 2022 17:29:09 -0000

Mint speaks to Siddhanth and Sanyam Jain from Blue Fort Financial about decoding the legacy of India's largest fund manager as he leaves HDFC Mutual Fund, and whether returns will sustain after his departure.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Sundeep Sikka of Nippon AMC invests his money

Fri, 22 Jul 2022 11:30:00 -0000

Mint's Shipra Singh spoke to Sundeep Sikka, ED and CEO, Nippon India mutual Fund to trace his personal finance journey so far

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why flagship MF schemes don’t always outperform

Thu, 21 Jul 2022 14:58:07 -0000

Mint’s Satya Sontanam speak to Arun Kumar, Head of Research at FundsIndia, to decode the reason why not all ‘star’ or ‘flagship mutual fund schemes can sustain their outperformance

Learn more about your ad choices. Visit megaphone.fm/adchoices

Who should buy a multi-year health policy?

Wed, 20 Jul 2022 11:39:19 -0000

In this episode, Mint's Navneet Dubey talks with Sarita Joshi, the Head of Product - Health Insurance at Probus Insurance broker, to discuss multi-year health policies in detail and who should buy them. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What You Need To Know About Passive Funds?

Mon, 18 Jul 2022 14:55:00 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Medha Budhia, Aditya Birla Sun Life Mutual Fund, about passive funds and how to invest in ETFs and Index Funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rewards you can realistically earn in paying rent through credit card

Fri, 15 Jul 2022 13:02:06 -0000

Mint's Shipra spoke to Kashif Ansari, assistant professor at Hansraj College, University of Delhi to understand the reward mechanism of paying rent through a credit card and the various risks involved.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Key factors to consider before investing in InvITs

Thu, 14 Jul 2022 17:16:34 -0000

Mint’s Satya Sontanam speak to Meghana Pandit, Chief Investment Officer at Indigrid InvIT, to understand how to assess InvITs before investing in them. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What does MF Central, the mutual fund transactions platform have for investors?

Wed, 13 Jul 2022 14:43:47 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks to Anuj Kumar, Managing Director of CAMS, India’s largest registrar and transfer agent or RTA providing mutual services, about MF Central, the mutual fund transactions platform launched by CAMS and KFin Technologies in Sept 2021. Anuj talks about all the financial and non-financial transactions that investors can do on the platform, and what else remains to be done. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Technology Is Driving Innovation In The Motor Insurance Sector?

Tue, 12 Jul 2022 10:29:29 -0000

How technology is driving innovation in the motor insurance sector

In this episode, Mint's Navneet Dubey gets in conversation with Shanai Ghosh who is the Executive Director and CEO of Edelweiss General Insurance, to talk about how technology is driving innovation in the motor insurance sector. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have capital to last 4-5 years even if we have zero revenue: CoinDCX

Mon, 11 Jul 2022 10:30:01 -0000

Have capital to last 4-5 years even if we have zero revenue: CoinDCX

Intro: Mint’s Abhinav Kaul and Neil Borate talked to Mridul Gupta, chief operating officer at CoinDCX about the recently introduced 1% tax deducted at source (TDS) on crypto transactions, safety of investors’ funds on the platform and the recent collapse of some crypto exchanges.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Key Factors To Consider Before Investing In Reits

Thu, 07 Jul 2022 13:49:37 -0000

Mint’s Satya Sontanam speak to Sahil Kapoor, senior executive vice president at IIFL Wealth, to understand how to assess Reits before investing in them. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Motilal Oswal MF’s Pratik Oswal invests his money

Tue, 05 Jul 2022 13:47:18 -0000

Mint’s Abhinav Kaul talked to Pratik Oswal, head of passive funds business at Motilal Oswal Asset Management Company about his investment portfolio and strategy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

A financial planners guide to building your portfolio in the current market scenario

Mon, 04 Jul 2022 14:44:59 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vishal Dhawan of Plan Ahead Wealth Advisors about how to build your portfolio in the current market scenario and diversify your investments

Learn more about your ad choices. Visit megaphone.fm/adchoices

Changes in ITR forms related to ESOPs you should know about

Fri, 01 Jul 2022 18:25:46 -0000

A new schedule is inserted in ITR forms this year that will capture the tax-deferred on ESOPs. Mint's Shipra spoke to Sandeep Jhunjhunwala, partner, Nangia Anderson to understand what taxpayers should do.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How PrimeInvestor’s Vidya Bala manages her personal finances

Thu, 30 Jun 2022 17:32:17 -0000

Mint’s Satya Sontanam speaks to Vidya Bala, co-founder of Primeinvestor.in, a well-regarded financial research provider, to understand her views on various asset classes and how she manages her money. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Risks involved while taking a joint home loan with your spouse

Wed, 29 Jun 2022 08:30:00 -0000

In this episode, Mint's Navneet Dubey gets in conversation with Atul Monga who is the Founder of BASIC Home Loan. It is a fintech startup, developing an automated platform for home lending in India.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about TDS provisions for crypto assets

Wed, 29 Jun 2022 05:22:24 -0000

Mint’s Abhinav Kaul and Naveen Wadhwa, deputy general manager at Taxmann, discuss TDS provisions for crypto assets and what investors should keep in mind.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do millennials invest better than their parents?

Mon, 27 Jun 2022 14:20:09 -0000

Millennials have proved themselves to be enthusiastic equity investors, particularly over the past two years. Some dip their toes into cryptocurrency. Their parents on the other hand focused on real estate and gold, for most of their lives. Mint's Neil Borate speaks to Siddhanth Jain and Viraj Vora of Blue Fort Financial to explore this question.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in sectoral and thematic funds?

Fri, 24 Jun 2022 19:52:35 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks to Rushabh Desai ---- founder of Rupee with Rushabh Investment Services about sectoral and thematic funds. Such funds must invest at least 80% of their corpus in stocks of a particular sector or theme. That is, they follow a concentrated investment strategy. Tune in to find out if these funds are right for you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Risks and rewards of investing in startups for retail investors

Fri, 24 Jun 2022 17:58:57 -0000

Several digital platforms let retail investors get a slice of early-stage startups with as little as Rs 5,000. But, startup equity investing has the highest risk-reward ratio. Mint's Shipra speaks to Ram Kalyan Medury, founder and CEO of Jama Wealth to understand how it works.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Zerodha’s Nithin Kamath manages his personal finances

Wed, 22 Jun 2022 17:39:12 -0000

Mint’s Neil Borate and Satya Sontanam speak to Nithin Kamath, co-founder and CEO of Zerodha to understand his views on various asset classes and how he manages his money. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Top market experts suggest how to make money in this market

Wed, 22 Jun 2022 08:35:50 -0000

Mint asked Shankar Sharma; Nilesh Shah, group president and MD of Kotak Mahindra Mutual Fund; Deepak Shenoy, founder and CEO of Capitalmind; and Nikhil Kamath, Co-founder, Zerodha, whether this is a buyer’s or a seller’s market.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What you need to know about inflation, fed rate hike and market corrections

Mon, 20 Jun 2022 13:42:55 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Ankita Pathak, DSP Mutual Fund, about how to deal with inflation, Fed rate hike, and market corrections.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How a home loan interest saver account can lower your interest burden?

Fri, 17 Jun 2022 10:36:42 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks to Vishal Dhawan - Founder & CEO - Plan Ahead Wealth Advisors, a SEBI registered investment advisor on how a home loan interest saver account, also known as a smart loan, can cut down your interest cost. Here’s all you need to know about this home loan product.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are the fixed deposit rates not going up at the same pace as loan rates?

Thu, 16 Jun 2022 15:44:07 -0000

Mint’s Satya Sontanam speaks to Raj Khosla, founder of the My Money Mantra, about how the banks decide the fixed deposit rates. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Raj Shamani invests his money

Wed, 15 Jun 2022 05:34:13 -0000

In this episode, Raj Shamani, a digital content creator speaks to Mint's Neil Borate on his journey and how he invests his own money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt Investment Strategy Amid Rising Interest Rates

Tue, 14 Jun 2022 12:53:14 -0000

Mint's Abhinav Kaul talked to Pankaj Pathak, fund manager, Fixed Income at Quantum AMC to discuss what debt investors should do given rising interest rates.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Are The Three Stages Of A Bear Market?

Fri, 10 Jun 2022 13:48:51 -0000

Mint’s Satya Sontanam speaks to Anish Teli, managing partner of QED Capital Advisors LLP about the three stages of a bear market. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Fractional Investing In Real Estate For You?

Fri, 10 Jun 2022 13:44:43 -0000

Fractional ownership in commercial real estate promises a high rental yield and can be done with small investment amount starting at Rs 25 lakh. But it also carries risk. Mint's Shipra speaks to Sudharshan Lodha, co-founder, and CEO, Strata to find out how it works.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why there is a need to improve access to instant and Realtime Healthcare Solutions?

Tue, 07 Jun 2022 13:26:19 -0000

In this episode, Mint's Navneet Dubey gets in conversation with Yogesh Agarwal who is the youngest Actuary in the world and the Founder of Onsurity, a tech-enabled employee healthcare platform, to talk about why there is a need to improve access to instant and Real-time healthcare solutions. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dalal Street Veteran Vijay Kedia Shares His Investment Principle

Mon, 06 Jun 2022 14:15:00 -0000

Mint’s Abhinav Kaul talked to a well-known value investor, Vijay Kedia, about his investment portfolio, investment style, and how he picks stocks.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about index funds and ETFs?

Fri, 03 Jun 2022 16:10:52 -0000

Mint’s Satya Sontanam speaks to Siddharth Srivastava, Head - ETF Products at Mirae Assets Global investments about the key features you need to know about passive funds before investing in them. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Rajeev Thakkar manages his money

Wed, 01 Jun 2022 16:10:41 -0000

As part of HT Mint's annual series, Mint's Maulik speaks to Rajeev Thakkar, CIO and Director, PPFAS Mutual Fund about his investments, his apparently concentrated exposure to PPFAS, and how he got into equity investing professionally?

Learn more about your ad choices. Visit megaphone.fm/adchoices

The state of the crypto market with Ajeet Khurana

Tue, 31 May 2022 15:02:11 -0000

Mint's Abhinav Kaul talked to Ajeet Khurana, founder of Reflexical, to get a sense of the state of the crypto market. Khurana also talked about the crypto market outlook, learnings from the collapse of the Luna blockchain and Indian crypto regulations.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Caught In A Debt Trap? You Can Get Relief

Mon, 30 May 2022 15:42:19 -0000

India is seeing the beginning of a debt relief industry. Mint talks to the founder of one such startup, Ritesh Srivastava of FREED to understand how debt relief firms can help.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Does exposure to dividend yield funds makes sense in the bear market?

Fri, 27 May 2022 16:54:06 -0000

Mint’s Satya Sontanam speaks to Vishal Dhawan, Founder & CEO of Plan Ahead Wealth Advisors about the dividend-yielding stocks and funds and their ability to perform better during volatile periods. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Will you get insurance pay-out if EV catches fire

Fri, 27 May 2022 11:22:09 -0000

In this episode of Why Not Mint Money, Mint's Shipra speaks to R.K.T. Krishnan, head - motor claims, Royal Sundaram General Insurance to understand whether insurance claims will be honoured if EV catches fire. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How SEBI’s New Rules On Tracking Error Improve Index Funds And ETFs

Thu, 26 May 2022 12:48:58 -0000

In this episode of Why Not Mint Money, Mint’s Maulik speaks to Niranjan Awasthi, Head of Product, Marketing & Digital Business at Edelweiss AMC on how SEBI’s new rules on tracking error, as part of its circular on passive funds, improve index funds and ETFs. Tune in, to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should investors go for Navi Finserv NCD issue?

Wed, 25 May 2022 14:20:37 -0000

Mint looks at what non-convertible debentures or NCDs are, how do they work and should investors go for Navi Finserv's NCD issue

Learn more about your ad choices. Visit megaphone.fm/adchoices

How You Can Invest In Curated Index Fund Portfolios

Mon, 23 May 2022 11:40:03 -0000

Pratik Oswal, Head of Passive Funds at Motilal Oswal AMC and founder, Glide Invest, talks to Neil Borate about the low cost curated portfolios that Glide offers.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal finance lesson from the story of a frog and a scorpion

Thu, 19 May 2022 14:30:00 -0000

Mint’s Satya Sontanam speaks to Sahil Kapoor - Head of Products & Market Strategist – DSP Mutual Funds and also a good storyteller about the key points of mutual fund investing in the form of short stories. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know how Coverfox insurtech firm reinvented themselves during pandemic

Wed, 18 May 2022 14:30:00 -0000

In this episode, Mint's Navneet Dubey gets in conversation with Sanjib Jha who is CEO and Executive Director of Coverfox.com insurtech firm to talk about how they have reinvented themselves during the pandemic. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

A Guide To Buying A Home In Rising Interest Rates Scenario

Tue, 17 May 2022 14:28:15 -0000

Abhinav Kaul talked to Adhil Shetty, CEO, of Bankbazaar.com about why homebuyers should watch out for rising interest rates.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What you don't know about professional indemnity insurance

Mon, 16 May 2022 14:19:59 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vivek Narain, Sana Insurance Brokers about why you must take professional indemnity insurance and how it can be a great way to safeguard professionals from liabilities.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Karan Bhagat, CEO & MD, IIFL Wealth & Asset Management invests his money?

Fri, 13 May 2022 14:33:00 -0000

Mint's Shipra speaks to Karan Bhagat, MD & CEO, IIFL Wealth and Asset Management to talk about how he invests his own money, what makes him a moderate risk investor and his idea of wealth.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Does Atul Shinghal of Scripbox rely on the platform’s algorithms for his investment portfolio?

Fri, 13 May 2022 03:45:42 -0000

Mint’s Satya Sontanam speaks to Atul Shinghal, Founder and CEO of Scripbox, to find out if he relies on the platform’s algorithms for his own investment portfolio and also his personal finance journey. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What PMS investors need to know?

Wed, 11 May 2022 19:17:59 -0000

In this episode of Why Not Mint Money, Mint's Maulik speaks to Munish Randev, Founder & CEO, Cervin Family Office & Advisors and Nishant Agarwal, Managing Partner & Head, Family Office of ASK Wealth Advisors on what to look at while shortlisting a PMS scheme and whether they offer any value over mutual funds. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Smallcase Founder Vasanth Kamath invests his own money?

Tue, 10 May 2022 14:24:36 -0000

Mint's Abhinav Kaul got up and close with Vasanth Kamath, Founder and CEO of smallcase, for its annual series on the personal finance journey of financial services industry leaders.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Deepak Shenoy invests his own money?

Mon, 09 May 2022 13:34:28 -0000

Mint caught up with Deepak Shenoy, Founder, Capitalmind, as part of our Guru Portfolio series to understand how he invests his own Money. Among many other facets of Deepak Shenoy's style, he does not invest in real estate, even to the extent of not owning a house. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Own a credit card? You must know about these new rules!

Fri, 06 May 2022 19:00:51 -0000

Mint's Shipra spoke to Raj Khosla, MD, MyMoneyMantra to understand how RBI's new guidelines on credit cards benefit customers.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the common pitfalls to avoid while investing?

Fri, 06 May 2022 03:18:21 -0000

Mint’s Satya Sontanam speaks to Gaurav Rastogi, Founder & CEO of Kuvera, about the investment pitfalls one should avoid during their personal finance journey. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to avoid financial frauds and not lose money through UPI transactions?

Mon, 02 May 2022 15:32:49 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Abhishek Saxena of Eroute Technologies about how to avoid falling victim to financial frauds and what to do in case you become a victim.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What impacts the interest rate on floating rate loans?

Sun, 01 May 2022 11:36:43 -0000

In this episode of Why Not Mint Money, Mint's Maulik speaks to Anil Gupta, Vice President & Co-Group Head - Financial Sector Ratings, ICRA, about floating rate bank loans. The interest rate on such loans is not fixed and is linked to the repo rate or the MCLR, which is the marginal cost of lending rate. Will the recent hike in the MCLR by a few banks or the widely expected hike in the repo rate by the RBI, as and when it happens, impact retail borrowers like you and me? Tune in, to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in gold amidst sticky inflation?

Fri, 29 Apr 2022 16:22:12 -0000

Mint's Shipra spoke to Somasundaram PR, Regional CEO, India, World Gold Council, to understand the decline in gold jewelry demand in India in Q1 of 2022 and whether rising inflation is going to spur demand for gold investment.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How does a fund manager at Axis Mutual Fund manage his personal finances?

Thu, 28 Apr 2022 15:00:13 -0000

As part of HT Mint's annual series, Satya Sontanam speaks to Jinesh Gopani, Head of Equities, Axis Mutual Fund, to understand his personal finance journey. Let’s listen to this fund manager on how he manages his own money. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Lies Ahead In Digital Payment's Trends?

Wed, 27 Apr 2022 05:43:37 -0000

Mint talked to Pratik Gandhi, Co-founder and Chief Operating Officer of fintech firm, Nium, about existing issues with payments' infrastructure, how blockchain technology can be leveraged, and new trends in the consumer digital payments space.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How does Devina Mehra manage her money?

Mon, 25 Apr 2022 16:30:55 -0000

As part of HT Mint's annual series, Mint's Maulik speaks to Devina Mehra, Founder, Chairperson and MD, First Global, about her investments and asset allocation. She also has some money advice to offer.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where does Aashish Somaiyaa of WhiteOak Invests his money?

Fri, 22 Apr 2022 14:48:25 -0000

As part of Mint's annual special series, Mint's Shipra speaks to Aashish Somaiyaa, CEO, WhiteOak Capital AMC on his preferred asset class, impact of the pandemic on his investments and his approach to family money matters.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How does Saurabh Mukherjea of Marcellus manage his personal finances?

Thu, 21 Apr 2022 15:51:13 -0000

As part of HT Mint's annual series, Satya Sontanam speaks to Saurabh Mukherjea, Founder and Chief Investment Officer (CIO) at Marcellus Investment Managers, about where he invests, what his asset allocation is and why he doesn’t believe in investing in debt and gold. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can Kenko's OPD subscription model fill gaps in healthcare?

Wed, 20 Apr 2022 16:24:20 -0000

In this episode, Mint's Navneet Dubey gets in conversation with Aniruddha Sen, who is the Co-Founder of Kenko Health, to talk about what is OPD subscription model in healthcare and how he can help in filling gaps in this sector through offering subscription plans. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How risky are State Government Bonds?

Wed, 20 Apr 2022 08:35:34 -0000

As state government debt becomes popular among investors and fund managers because of the additional yield it gives over central government debt, we ask how risky it is. How sustainable are state government finances? Sandeep Yadav, Head of Fixed Income at DSP Mutual Fund answers this important question.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Importance of asset allocation via hybrid funds

Tue, 19 Apr 2022 16:59:37 -0000

Mint’s Abhinav Kaul talked to D P Singh, Chief Business Officer at SBI Mutual Fund to explore whether investors should be placed in the hybrid fund category.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investments 101 with Aditya Kondawar

Mon, 18 Apr 2022 15:52:46 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Aditya Kondawar, JST Investments about his personal financial journey, building a portfolio and his opinion on various asset classes.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How does Nikhil Kamath manage his personal finances?

Fri, 15 Apr 2022 07:45:17 -0000

As part of HT Mint's annual series, Mint's Satya Sontanam speaks to Nikhil Kamath, Co-Founder of Zerodha and True Beacon, about his investments, asset allocation, and why he maintains an emergency corpus that can cover him for five years and many more. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How does Swarup Mohanty manage his personal finances?

Thu, 14 Apr 2022 03:21:22 -0000

As part of HT Mint's annual series, Mint's Maulik speaks to Swarup Mohanty, CEO, Mirae Asset Investment Managers (India) about his investments and asset allocation, the impact of the pandemic on his money matters, and his advice to investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are company FDs good for investors in higher income tax slabs?

Tue, 12 Apr 2022 18:38:38 -0000

Can company FDs benefit investors who fall within higher income tax slabs? Mint’s Abhinav Kaul talks about corporate fixed deposits and should investors go for them.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How risky are State Government Bonds?

Mon, 11 Apr 2022 17:38:34 -0000

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where does Kalpen Parekh of DSP invest his money?

Sat, 09 Apr 2022 03:23:13 -0000

As part of Mint's annual special series, Mint's Shipra speaks to Kalpen Parekh, MD, and CEO, DSP Investment Managers on his preferred asset class, the impact of the pandemic on his investments, and his approach to family money matters.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Build Wealth ?

Fri, 08 Apr 2022 09:42:23 -0000

Mint’s Satya Sontanam in conversation with Rajesh Saluja, CEO & MD at ASK Wealth Advisors on what is wealth, things to do and not to do while building wealth, finding a wealth manager, and more. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should retail investors go for online bond platforms?

Thu, 07 Apr 2022 12:37:24 -0000

Gone are the days when investing in fixed income products meant investing in fixed deposits or at best, in debt mutual funds. With a number of dedicated fixed income online platforms springing up over the last few years, investing in bonds is just a few clicks away. In this episode, host Maulik Madhu talks about some of the fixed income platforms that are available to investors, what they offer and what one must keep in mind before investing through them.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are ELSS funds a good wealth-generation option?

Tue, 05 Apr 2022 14:45:32 -0000

Do you know that there’s an investment option that can help you save up to Rs 46,800 a year in taxes? Mint’s Abhinav Kaul talks to Rushabh Desai, Founder of Rupee With Rushabh Investment Services to get a deeper understanding of ELSS funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Your to-do list for the new financial year

Mon, 04 Apr 2022 16:10:56 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Arun Kumar, FundsIndia about what investors should do in the beginning of the financial year to secure their future and optimize their investments.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What do you actually earn on a savings-cum-insurance plan?

Fri, 01 Apr 2022 18:28:06 -0000

If your distant relative, a LIC agent, is pitching you an insurance plan promising lofty earnings, you're in for a trap. Tune in to listen to Vijai Mantri, Co-Founder & Chief Investment Strategist, JRL Money, in a conversation with Mint's Shipra to find out what you lose in buying traditional insurance plans!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to read credit ratings before investing in debt instruments?

Thu, 31 Mar 2022 16:19:35 -0000

Mint’s Satya Sontanam in conversation with Jitin Makkar, Vice President and Head-Credit Policy at ICRA, on how credit ratings to companies are assigned, to what extent investors can rely on these ratings and what it means to the investor when an agency downgrades the credit rating of a company.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you wanted to know about credit scores

Wed, 30 Mar 2022 16:01:10 -0000

Have you ever applied for a home loan? Then your bank must have surely asked you for your credit score. Mint's Maulik speaks to Manish Ajwani to understand how credit scores work. Manish is the founding member and head of products at Recordent, a firm that has built a SaaS platform for MSMEs with a vision to create a trade credit bureau. Earlier, Manish spent 8 years at TransUnion CIBIL.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about RBI Retail Direct scheme

Tue, 29 Mar 2022 15:25:44 -0000

Do you know that just like stocks, now you can directly buy Indian government and state government bonds? Mint's Abhinav Kaul tells you about RBI Retail Direct scheme, how it works, and whether retail investors should go for it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can a BNPL platform give a loan without your consent?

Fri, 25 Mar 2022 14:04:00 -0000

Is BNPL a payment method or a loan? What happens when you don't pay back within the interest free window? Mint's Shipra speaks to Vikas Bansal, Director, Amazon Pay India to find out answers to these questions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial documents that you must keep your family informed about

Thu, 24 Mar 2022 15:04:26 -0000

Covid crisis highlighted the importance of keeping the family informed about our financial documents. Manish Chauhan, Founder and Chief Blogger of Jagonvestor, share his insights on what documents to share and how to go about it. He also highlights how writing a Will should not be considered a major task.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How and when one should port their health insurance policy?

Thu, 24 Mar 2022 15:01:00 -0000

In this episode, Mint's Navneet Dubey gets in conversation with Naval Goal - Founder and CEO of PolicyX.com, to talk about how and when to port one's health insurance policies. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is there a way to reduce the tax burden on crypto gains?

Tue, 22 Mar 2022 14:26:03 -0000

Investors would not be allowed to set off losses in one crypto asset against another, the government said on Monday. This is a significant blow to people who invest in crypto. Mint's Abhinav Kaul looks at tax-efficient crypto investment options that are available in India.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to plan for an overseas education loan?

Mon, 21 Mar 2022 15:22:00 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Ankit Mehra of GyanDhan about overseas education loans and how to build an education corpus.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is low volatility investing strategy and who should invest in it?

Thu, 17 Mar 2022 17:04:03 -0000

Sankaranarayanan Krishnan, Quant Hedge Fund Manager of Motilal Oswal AMC tells us about the low volatility indices available in India, how they have performed during the market downturn and to what kind of investors this strategy is most suitable for.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why PPFAS Mutual Fund re-opened fresh investments into its flexi cap fund?

Wed, 16 Mar 2022 16:56:30 -0000

Are you a PPFAS Mutual Fund investor left wondering why the fund house stopped fresh inflows into its Flexi cap fund in February, only to re-start them from 15 March? Mint's Maulik speaks to Rajeev Thakkar, Chief Investment Officer, PPFAS Mutual Fund to understand why the fund house did what it did. In the talk, Rajeev also explains the investment strategy for their conservative hybrid fund.

Learn more about your ad choices. Visit megaphone.fm/adchoices

PFRDA plans to lift 75% equity cap on NPS Tier 2

Tue, 15 Mar 2022 14:09:48 -0000

The 75% limit on equity under NPS Tier II will be raised to 100% once the board approval comes through, reveals Supratim Bandyopadhyay, Chairman, Pension Fund Regulatory and Development Authority (PFRDA), in an interview with Mint.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Burned hands in the markets? Here’s how to put your finances back in order

Mon, 14 Mar 2022 14:38:34 -0000

With Covid-19 and uncertainty around, the importance of financial immunity has increased and many Indians now relate it to being able to maintain financial security and stability of self as well as the family. In this episode, Mint's Abhinav Kaul takes a look at how financial planning is important and what to do if you have taken a hit from the recent fluctuations in the markets.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Important steps to take in last-minute tax planning

Fri, 11 Mar 2022 10:51:36 -0000

Rushing to plan taxes at the last minute? Want to switch to a new regime? Changed jobs during the year? Mint's Shipra speaks to Rama Karmakar, Tax Partner – People Advisory Services, EY India to find out what you should do to ensure error-free tax planning for the current financial year.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Analyst to Fund Manager - Investment Lessons from one of India's Top Women in Finance

Thu, 10 Mar 2022 16:25:05 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Salonee Sanghvi, My Wealth Guide about her personal financial journey, working with Rakesh Jhunjhunwala, and investing in market dips.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it good to buy life insurance online or through an agent?

Wed, 09 Mar 2022 14:04:05 -0000

In this episode, Mint's Navneet Dubey talks to Mahesh Balasubramanian, Managing Director, Kotak Mahindra Life Insurance Company Ltd. to ask that is it good to buy life insurance online or through an agent.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What should be your investment strategy during this market correction?

Tue, 08 Mar 2022 14:00:18 -0000

Investors usually go into overdrive when they see the market crash just like we have been witnessing over the past few weeks. For this is the time when investors feel that stocks are on sale. In this episode, Mint's Abhinav Kaul take a look at the strategy that mutual fund investors can follow during this market correction.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What women should keep in mind about personal finance as per Usha Thorat, former Deputy Governor, RBI

Mon, 07 Mar 2022 14:55:18 -0000

Mint speaks to Usha Thorat, former Deputy Governor, RBI on how participation of women in Indian banking and finance has improved and asked suggestions for first-time investors, particularly women in India. Thorat believes that women must be financially independent and shared four money rules that must be kept in mind.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How PF influencer Sharan Hegde invests his own money

Fri, 04 Mar 2022 18:01:53 -0000

Sharan Hegde started creating personal finance content during the Covid pandemic and in a matter of just two years has built a follower base of nearly a million people on Instagram. Content creators like him bridge a gap between millennials and the formal finance world. Mint speaks to Hegde on his content journey, the concerns around paid promotions, and how he invests his own money. In his latest initiative, Hegde has also created and sold a Non-Fungible Token (NFT).

Learn more about your ad choices. Visit megaphone.fm/adchoices

Best travel credit cards for women

Thu, 03 Mar 2022 16:18:19 -0000

Do you know you can fly and stay in hotels for free on your next holiday with credit card rewards? This women's day Mint's Shipra speaks to Shipra Baranwal, co-founder, Live from a Lounge to find out how.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal Finance journey of Ms. Radhika Gupta, MD & CEO of Edelweiss Mutual Fund

Wed, 02 Mar 2022 17:12:40 -0000

Ms. Radhika Gupta, one of the most respected executives in the mutual fund industry, shares that she has started investing late, made investment mistakes and learned from them. She is now a conservative investor and believes in keeping her portfolio simple. For more details, tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the second order effects of the Ukraine-Russia conflict for investors in India?

Mon, 28 Feb 2022 14:37:02 -0000

Will energy stocks rally? Will debt mutual funds suffer? How about broader equity markets? Dhaval Kapadia of Morningstar speaks to Mint's Neil Borate on what the Ukraine-Russia conflict means for investors in India.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Which ETFs do well during conflicts?

Fri, 25 Feb 2022 21:18:00 -0000

The Ukraine conflict has spelt doom for equity markets around the world. However there are select sectors tracked by Exchange Traded Funds (ETFs) that can do better. What are they and how do you invest in them? Mint speaks to Viram Shah of Vested Finance to find out. For any feedback or comments, you can reach out on Twitter @Actusdei or on email at mintmoney@livemint.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is smallcase a genuine alternative to mutual funds or PMS?

Thu, 24 Feb 2022 16:51:14 -0000

Neil Borate speaks to Smallcase CEO Vasanth Kamath on the explosive growth of Smallcase as a platform. Kamath also addresses some of the common criticisms of the platform - differing returns of the model portfolio and actual investors, high impact cost and tax inefficiency. Finally, Kamath talks about what his future plans are - whether Smallcase will list cryptocurrency and international stocks.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Cyber Crime: Secure your business from constant threats

Wed, 23 Feb 2022 14:28:25 -0000

In this episode, Mint's Navneet Dubey gets in conversation with Subhajit Mandal, CFA - Co-Founder- India Insuretech Association & Cyber Sierra to talk about reasons behind the cyber crime and get to know what Cyber Insurance is all about. Tune into to know more about Cyber Sierra and how secure your business from constant threats ?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Multi-cap vs flexi-cap: Which is a better fund for you?

Wed, 23 Feb 2022 05:52:11 -0000

As a lay stock investor, it is tough to predict whether it is large-caps, mid-caps or small-caps that will do better in a year. But multi-cap and Flexi-cap funds easily solve this problem. In this episode, Mint's Abhinav Kaul will explore how these two funds differ from each other and which one might be a better fit for you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How you can earn returns and create a positive social and environmental impact through impact investing

Mon, 21 Feb 2022 12:28:10 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Prabhir Correa, Waterfield Advisors, about impact investing and how you can make returns and at the same time create a positive social or environmental impact.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is NPS for the young?

Fri, 18 Feb 2022 14:53:02 -0000

NPS can help save up to Rs 2 lakh in tax but comes with a lock-in till retirement. Should you commit to it early in your career just to save tax? Mint's Shipra speaks to Prableen Bajpai, founder, FinFix Research to find out

Learn more about your ad choices. Visit megaphone.fm/adchoices

What does GIFT City have for Indian investors?

Thu, 17 Feb 2022 15:19:49 -0000

The Indian government is keen on developing the GIFT City in Gujarat as a financial trading hub. Mint explores the tax benefits that GIFT City (IFSC) offers different categories of Indians such as resident Indians and NRIs.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is card tokenization? Know its advantages and disadvantages

Thu, 17 Feb 2022 04:48:49 -0000

In this episode of Why Not Mint Money, Mint's Navneet Dubey talks to Tushar Aggarwal, Founder and CEO of StashFin, a neo-banking start-up about some changes that are expected the reinforce the safety and security of card data through card tokenization.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s next for the crypto sector after budget proposals?

Tue, 15 Feb 2022 09:25:20 -0000

In a much-awaited move, the government in Budget introduced a crypto tax regime where a blanket rate of 30% will be applicable on gains from crypto assets or “virtual digital assets” along with 1% tax deducted on the source (TDS) on the transfer of such assets. In this episode of Why Not Mint Money, Abhinav Kaul spoke with Shivam Thakral, CEO of crypto exchange BuyUcoin, to get a sense on what’s next for the crypto sector after budget proposals.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Chat with Personal Finance Influencer Anushka Rathod

Mon, 14 Feb 2022 14:01:10 -0000

Personal Finance influencer Anushka Rathod speaks to Mint on her journey, her own investment portfolio and concerns about money driving influencers rather than the public interest.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to save tax through home loans

Fri, 11 Feb 2022 14:40:49 -0000

Home loans can help you can save as much as ₹5 lakh or more in taxes. In this episode, Mint's Shipra speaks to Ritesh Kumar, Partner, IndusLaw, on the different rules that determine how much tax rebate you can get if you're servicing a home loan

Learn more about your ad choices. Visit megaphone.fm/adchoices

What you need to know before investing in REITs

Thu, 10 Feb 2022 12:37:44 -0000

Satya Sontanam from Mint talks to Rick J. Romano, MD, PGIM Real Estate on how investment in REITs help in diversification of one’s portfolio, why REITs outperform other asset classes during an inflationary period, if this is the right time to invest in REIT and more. Tune in!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Ways to insure the right health insurance cover for yourself

Wed, 09 Feb 2022 17:39:33 -0000

In this episode, Mint's Navneet Dubey spoke to Prasun Sikdar, MD and CEO, ManipalCigna health insurance company limited about How you can insure yourself by having the right health insurance cover.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rules and exemptions for gifts taxation

Tue, 08 Feb 2022 11:55:31 -0000

Indians love to give gifts. With its numerous festivals and close-knitted families, gifting is an integral part of our culture. But do you know that a gift can be taxable in your hands? In this episode of Why Not Mint Money, Abhinav Kaul will tell you all that you need to know about taxes on gifts and exceptions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

SEBI restrictions on overseas investments and how it impacts mutual fund investors

Mon, 07 Feb 2022 14:45:37 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vishal Dhawan, Plan Ahead Wealth Advisors, about the restrictions on overseas investments and how it is impacting mutual fund investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should homemakers buy term insurance for themselves?

Fri, 04 Feb 2022 16:03:45 -0000

A first, a standalone pure protection term plan is now available for homemakers. But, do they really need life insurance. Mint's Shipra answers the question.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Understand covid specifications before buying travel policy

Thu, 03 Feb 2022 13:23:35 -0000

In this episode, Mint's Navneet Dubey spoke with Amit Chhabra, Head Health and Travel insurance, Policybazaar.com to understand the Covid specifications before buying a travel policy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about tax on crypto assets

Wed, 02 Feb 2022 15:03:21 -0000

In this episode, Mint's Abhinav Kaul spoke with experts to know how the new budget announcements will work in India.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to become a real life angel or shark in India

Mon, 31 Jan 2022 20:15:44 -0000

Shows like Shark Tank have popularised the concept of angel investing. Mint examines the reality of angel investing in India and what the risks are.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax benefits on NPS

Fri, 28 Jan 2022 13:12:12 -0000

As the tax-saving deadline of March 31 approaches, NPS as an investment option is worth looking at as it enjoys EEE tax status and helps save up to Rs 2 lakh on taxes. Mint's Shipra speaks to Sandeep Sehgal, partner-tax, AKM Global to understand the tax benefits on NPS.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What factors will determine the further adoption of NFTs in 2022?

Thu, 27 Jan 2022 12:15:00 -0000

In this episode Mint's Abhinav Kaul spoke to Siddharth Menon, COO, WazirX, to get a perspective on the outlook for NFTs in 2022.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What you need to know about Factor Investing?

Tue, 25 Jan 2022 14:46:08 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Pratik Oswal, Motilal Oswal AMC, about factor investing and why it has the potential to be the next big thing in the Indian investment industry.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Measures to protect yourself against Insurance Frauds

Mon, 24 Jan 2022 17:06:57 -0000

In this episode, Mint's Navneet spoke to Anil PM, Head - Legal & Compliance, Bajaj Allianz Life, to discuss measures that an insurer and customer should take to remain protected from insurance frauds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 ways to save tax through parents

Fri, 21 Jan 2022 15:34:26 -0000

In this episode, Mint's Shipra spoke to Shailesh Kumar, Partner, Nangia & Co LLP to discuss some of the ways in which your parents can help you lower your tax liability.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal Finance with Ranveer Allahbadia (BeerBicepsGuy)

Wed, 19 Jan 2022 16:09:03 -0000

Mint's Neil Borate & Satya Sontanam speaks to one of India's biggest podcasters, Ranveer Allahbadia on his approach to investing and personal finance.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why this mutual Fund topped the charts in 2021

Mon, 17 Jan 2022 17:10:27 -0000

Quant Small Cap Fund topped the charts in 2021 with a 92% return and this was preceded by massive 76% return in 2020. Other schemes of this AMC are also the topping the charts. Mint takes a look at this small new fund house.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All about standard tax deduction

Fri, 14 Jan 2022 11:38:11 -0000

In this episode, Mint's Shipra spoke to Sujit Bangar, founder, Taxbuddy.com to discuss what is standard deduction, when was it introduced and which category of taxpayers is it available to.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to attain financial independence and retire early

Mon, 10 Jan 2022 15:51:03 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Harshad Chetanwala, My Wealth Growth, about the FIRE movement and how you can achieve financial independence and retire early.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax implications of trading in F&Os

Fri, 07 Jan 2022 16:44:26 -0000

In this episode, Mint's Shipra spoke to Vishvajit Sonagara, founder, Quicko about the tax rules around F&O trading.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Things you should put on your financial planning checklist

Wed, 05 Jan 2022 15:05:32 -0000

In this episode, Mint's Navneet Dubey spoke to Anup Bansal, Chief Investment Officer, Scripbox about the important things you should put on your financial planning checklist and shares the best possible suggestions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in Silver ETFs?

Tue, 04 Jan 2022 16:27:57 -0000

India’s first-ever silver ETF is set to be launched on 5th Jan 2021. Mint looks at the prospects of silver as an investment and how ETFs work.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Explore the ETF's Background and Its Role

Thu, 30 Dec 2021 20:15:16 -0000

India's oldest ETF, Nippon India Nifty BeES has completed 20 years and delivered a CAGR of 16%. Mint explores the background of this ETF and what role ETFs in general have in your portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How AIS can put an end to bogus HRA claims

Wed, 29 Dec 2021 16:55:03 -0000

In this episode, Mint's Shipra spoke to Preeti Khurana, director of advocacy and regulation, Clear, about how the annual information statement or AIS can help plug tax leaks around HRA claims.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to set financial resolutions for the new year

Mon, 27 Dec 2021 15:52:42 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Arun Kumar, Head of Research, Funds India about how you should set financial resolutions for the new year.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Things to know when buying health insurance for your newborn

Thu, 23 Dec 2021 10:00:39 -0000

In this episode, Mint's Navneet Dubey talks to Nayan Ananda Goswami, Head -Group Business and Retail Sales & Service at SANA Insurance Brokers Pvt about some of the crucial things while buying health insurance for newborns.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What can be expected from the crypto regulations bill?

Mon, 20 Dec 2021 14:51:51 -0000

In this episode Mint's Abhinav Kaul spoke with Sandeep Jhunjhunwala who is Partner with Nangia Andersen LLP, to get a perspective on what can be expected from the crypto regulations bill?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Third-party app fraud and how to avoid it

Fri, 17 Dec 2021 11:07:49 -0000

In this episode, Mint's Shipra spoke to Rahul Tyagi, co-founder, Safe Security to discuss the modus operandi of a scam that uses screen sharing apps to dupe digital payments customers.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the pay-outs investors one can expect from a REIT investment?

Wed, 15 Dec 2021 14:19:44 -0000

In this episode, Mint's Neil Borate speaks to Vikaash Khdloya, Deputy CEO & Chief Operating Officer, Embassy REIT about real estate investment trusts (REIT). Vikaash explains how can retail investors start investing in REITs and what are the benefits over equities and other investment tools. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What you need to know about ESG investing

Mon, 13 Dec 2021 17:10:46 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel speaks to Vaibhav Porwal about ESG investing and why you must incorporate it in your portfolio.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to save tax on capital gain made on sale of property?

Fri, 10 Dec 2021 16:42:26 -0000

In this episode, Mint's Shipra spoke to Abhishek Soni, Co-founder, Tax2Win to discuss the two tax exemptions available on capital gains on the sale of real estate property.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is a car subscription model?

Wed, 08 Dec 2021 19:13:37 -0000

In this episode, Mint's Navneet Dubey interacts with Sakshi Vij, Founder & CEO, MylesCars. She explains what is a car subscription model and how it is one of the most cost-effective mobility solutions for car buyers. Tune in to find out if it is the right choice for you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Popular investment themes one can consider in the US

Wed, 01 Dec 2021 15:49:54 -0000

In this episode, Mint's Abhinav Kaul interacts with Mahavir Kaswa, VP-Research Passive Fund at Motilal Oswal Mutual Fund to get a perspective on investment themes one can consider in the US. Tune in, now!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Everything you need to know about making your own Will

Mon, 29 Nov 2021 13:30:14 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel speaks to Neha Pathak about how to start making your own will and make sure your wealth falls in the right hands.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reporting income from F&O in tax returns

Fri, 26 Nov 2021 02:30:00 -0000

In this episode, Mint's Shipra spoke to Sujit Bangar, founder, taxbuddy.com to discuss the tax filing rules for income from F&O.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is a global health insurance policy? How it is different from a travel insurance policy

Wed, 24 Nov 2021 14:36:58 -0000

In this episode of Why Not Mint Money, Naveent Dubey talks to Sajiv Bajaj from Bajaj Capital about various useful facts about having a global health policy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why you must form a Trust and how your loved ones can benefit form it?

Mon, 22 Nov 2021 11:15:00 -0000

In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Neha Pathak of Motilal Oswal Private Wealth about why forming a trust is important in various circumstances and how your loved ones can benefit greatly from a trust.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax liabilities of real estate property sale or purchase

Fri, 19 Nov 2021 09:25:34 -0000

In this episode, Mint's Shipra spoke to Sandeep Jhunjhunwala, partner, Nangia Andersen to discuss the nitty-gritty of tax liabilities involved in buying and selling real estate.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How will card tokenisation impact consumers

Wed, 17 Nov 2021 12:59:49 -0000

In this episode, Mint's Shipra explains what card tokenisation is and what customers need to do to comply with the changed framework.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Simplifying Estate Planning and creating a Will

Tue, 16 Nov 2021 11:11:01 -0000

In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Neha Pathak of Motilal Oswal Private Wealth about why it is important to create a will and how to ensure your loved ones are taken care of in your absence.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What should retail investors do after the crazy run in Dogecoin and Shiba Inu?

Sat, 13 Nov 2021 13:17:51 -0000

In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Hitesh Malviya, founder of itsblockchain.com, to get a perspective what should retail investors do after the crazy run of Dogecoin and Shiba Inu.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Common myths and mistakes that impact credit score

Wed, 10 Nov 2021 13:21:37 -0000

In this episode, Mint's Navneet Dubey interacts with Sujata Ahlawat, Vice President and head of DTC Interactive TransUnion CIBIL as they discuss the common myths and mistakes that first-time borrowers make which impact their Credit score. Tune in now.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Factors to consider when buying a house

Wed, 03 Nov 2021 17:28:22 -0000

In this episode, Mint's Shipra spoke to Vivek Kaul, author of the Easy Money trilogy, about the many motives of investing in real estate and why investing for emotional and financial reasons may not make financial sense for most investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Minimizing your investing identity

Fri, 29 Oct 2021 09:52:49 -0000

In this episode, Deepak Shenoy, Founder and CEO, Capital Mind and Anoop Vijaykumar, Head of Research and Fund Manager, Capital Mind speaks to Neil Borate of Mint on how embracing an investment identity can hurt your returns.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why you shouldn't ignore the importance of network hospitals when buying a health policy

Wed, 27 Oct 2021 11:19:17 -0000

In this episode of the Why Not Mint Money podcast, Mint's Navneet Dubey speaks to Manish Jeloka, President and Chief Strategist at Probus Insurance Brokers Pvt. Limited. He shares with the listeners why one shouldn't ignore the importance of network hospitals when buying a health insurance policy. Tune in to know more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you really need a Financial Advisor?

Mon, 25 Oct 2021 12:04:56 -0000

In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Sandeep Jethwani of Dezerv about the various platforms to make investments and how to choose whether you need a financial advisor.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why you shouldn't invest in real estate young?

Fri, 22 Oct 2021 13:42:32 -0000

In this episode, Mint's Shipra spoke to Priya Sunder, director, PeakAlpha about the many downsides of committing to inflexible investment of real estate early in one's career.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Has the tide started to turn in favor of gold?

Thu, 21 Oct 2021 11:13:52 -0000

In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Chintan Mehta, associate director–capital markets and asset allocation at Morningstar Investment Adviser India to get his views on gold’s outlook.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Understanding the basics of life insurance

Wed, 20 Oct 2021 15:20:06 -0000

In this episode of the Why Not Mint Money podcast, Mint's Navneet Dubey speaks to Vivek Kaul as he shares everything about life insurance and its latest products.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is passive investing the next big thing?

Mon, 18 Oct 2021 10:58:42 -0000

In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Abhilash Joseph of Finity about passive investing and making the most of ETFs and Index Funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When FD returns turn negative, these are the fixed-income options to consider

Fri, 15 Oct 2021 04:30:00 -0000

In this episode, Mint's Shipra spoke to Prableen Bajpai, founder, FinFix about the investment opportunities in the fixed-income space that debt investors can look at in the current environment of low-interest rates.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is digital gold better than paper gold options?

Wed, 13 Oct 2021 14:19:47 -0000

In this episode, Mint's Shipra spoke to Gaurav Mathur, MD, SafeGold about what makes digital gold so popular and whether one should buy it over Gold ETFs.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Does taking exposure to US markets via ETFs make sense?

Tue, 12 Oct 2021 19:09:07 -0000

In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Viraj Nanda, CEO, Globalise to get a perspective on does taking exposure to US markets via ETFs make sense.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mutual funds for newbies

Mon, 11 Oct 2021 12:41:20 -0000

In this episode of the Why Not Mint Money podcast, Vivek Kaul, author of the Easy Money trilogy, speaks to Mint's Namrata Patel about mutual funds and what you can learn about investing from Baba Sehgal's rap.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How beneficial it is to buy health policy with OPD cover

Fri, 08 Oct 2021 12:44:07 -0000

While health insurance compensates you for your hospitalization expenses in the case of extreme health conditions, it may not pay you for regular check-ups or appointments with your doctor. In such a situation, should you go for a health insurance policy that can cover outpatient department (OPD)-related expenses?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal finance for newbies

Mon, 04 Oct 2021 12:45:58 -0000

In this episode of the Why Not Mint Money podcast, Vivek Kaul, author of the Easy Money trilogy, speaks to Mint's Neil Borate about how personal finance can be understood in 87 words.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Errors to avoid in new pre-filled ITR forms

Fri, 01 Oct 2021 14:30:26 -0000

In this episode, Mint's Shipra spoke to Shailesh Kumar, Partner- Direct Taxation, Nangia & Co LLP about what all information new pre-filled forms contain and what are the errors that taxpayers should be careful about while filling these forms. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How can NRI buy life insurance in India?

Thu, 30 Sep 2021 04:51:01 -0000

In this episode, mint's Navneet Dubey along with Mr. Varun Gupta who is the Chief and appointed actuary at Bharti AXA Life Insurance. He shares with us how easily can an NRI buy life insurance in India. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to build your debt portfolio with Vineet Sukumar, Founder and MD, Vivriti Asset Management.

Mon, 27 Sep 2021 11:48:21 -0000

In this episode, Mint's Namrata Patel talks about debt allocation with Sukumar Vineet from Vivriti Capital and the different instruments investors can consider to build the debt component of their portfolios.

Learn more about your ad choices. Visit megaphone.fm/adchoices

China’s Evergrande crisis: Should you change your global investment strategy?

Sat, 25 Sep 2021 04:30:00 -0000

In this episode of Why Not Mint Money, Abhinav Kaul speaks with Viram Shah, co-founder and CEO of Vested Finance, a global investing platform, to get a perspective on should investors change their global investment strategy in the view of China’s Evergrande episode?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to invest spare change? There are apps for that

Fri, 24 Sep 2021 13:50:06 -0000

In this episode, Mint's Shipra spoke to Ankur Choudhary, VP Product at Niyo Money about the feature on NiyoX app that rounds off each purchase made through the app and saves the spare change into a mutual fund.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Everything you need to know about No Cost EMIs

Tue, 21 Sep 2021 05:34:51 -0000

In this episode, Mint's Namrata Patel talks about No Cost EMI with Abhishek Saxena from My Omni Card and what you must keep in mind before taking a No Cost EMI.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have tax liability over Rs 1 lakh? Waiting till 31 Dec to file IT returns will attract interest penalty

Fri, 17 Sep 2021 11:24:56 -0000

In this episode, Mint's Shipra spoke to Sujit Bangar, founder of Taxbuddy.com about why taxpayers with self-assessment tax liability of over Rs 1 lakh will have to pay a monthly interest penalty of 1% if they haven't filed their ITR yet. Tune in, now!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Will health insurance riders' matter in a post-covid world?

Wed, 15 Sep 2021 11:46:16 -0000

In this episode, @livemint’s Navneet Dubey along Mr. Subramanian who is the Head in the insurance and product development in SBI general insurance shares that with the times changing, is it vital to purchase an health insurance. Tune in, as they answer it.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to approach asset allocation at different life stages with Prateek Pant, Chief Business Officer, White Oak Capital

Tue, 14 Sep 2021 17:38:22 -0000

In this episode, @livemint's Namrata Patel talks about asset allocation and diversification with Prateek Pant of White Oak Cap and how investors can focus on equity in their early years and then foray into other asset classes.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How seniors above 75 can prevent TDS on FDs by filling Form 12BBA

Fri, 10 Sep 2021 12:52:30 -0000

In this episode, Mint's Shipra spoke to Karan Batra, founder, charteredclub.com about how the new rule on ITR filing exemption for senior citizens can also help eligible taxpayers prevent 10% TDS on FD interest

Learn more about your ad choices. Visit megaphone.fm/adchoices

What a new mutual fund investor needs to keep in mind

Thu, 09 Sep 2021 13:36:16 -0000

In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Harshad Chetanwala, a Sebi-registered investment adviser and co-founder of MyWealthGrowth to explore what a new mutual fund investor needs to keep in mind.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Finding value in an ever-rising market with Rahul Shah, Co-Head of Research, Equitymaster

Mon, 06 Sep 2021 09:47:20 -0000

In this episode mint's Namrata Patel talks about value investing and fundamental analysis with Rahul Shah of equitymaster and how investors can find wealth creators by ignoring the noise in the market.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How EPF contribution above Rs 2.5 lakh will be taxed

Sat, 04 Sep 2021 13:46:09 -0000

In this episode, Mint's Shipra spoke to Preeti Khurana, director - advocacy and regulatory, Clear about how the new taxation rule on interest on PF contribution notified by the CBDT will be implemented.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you buy term insurance at the age of 50?

Thu, 02 Sep 2021 03:56:00 -0000

In this episode, Mint's Navneet Dubey spoke to sajja praveen chowdary, Business Unit head, Term insurance Policy Bazaar about whether 50 is the right age to buy a term insurance policy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Diversifying your portfolio through multiple asset classes with Amit Ganatra, Senior Fund Manager, HDFC AMC

Tue, 31 Aug 2021 09:35:28 -0000

In this episode, mint's Namrata Patel talks about asset allocation and diversification with Amit Ganatra, Senior Fund Manager HDFC AMC, and how investors can diversify their portfolios by including stocks, bonds, and gold.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What does the ban on digital gold sale by brokers mean for investors?

Fri, 27 Aug 2021 13:35:11 -0000

Exchanges have banned stockbrokers from selling digital gold. In this episode mint's Renu Yadav talks about what does it mean for the digital hold investors. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

REITs, InvITs included in Nifty indices; what does it mean for investors?

Thu, 26 Aug 2021 16:02:09 -0000

According to a recent NSE circular, Real estate investment trusts or Reits and infrastructure Investment trusts or InvITs will be part of Nifty indices. In this episode Mint's, Abhinav Kaul spoke Harsh Shah, CEO of IndiGrid Trust to understand why this move by the NSE is significant and how will it impact investors.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Riding the bull market by reigning in your behavioural biases with Arun Kumar, Head of Research, FundsIndia

Mon, 23 Aug 2021 14:06:00 -0000

In this episode, Mint's Namrata Patel talks about anchoring bias and authority bias with Arun Kumar from FundsIndia and how investors can overcome behavioral biases while investing in a bull market.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Ways to hike health insurance cover amid covid-19 pandemic and what should youngster do in such a scenario?

Wed, 18 Aug 2021 13:45:01 -0000

In this episode, Mint's Navneet Dubey speaks to Sanjiv Bajaj, joint chairman & MD, Bajaj Capital, about the impact of the coronavirus outbreak on consumers and how they are looking at ways to increase the sum assured of their health insurance plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Moving towards a more gender diverse financial services industry - A conversation with Margaret Franklin, President and CEO, CFA Institute

Tue, 17 Aug 2021 13:48:09 -0000

In this episode, Mint's Namrata Patel talks about gender diversity in the financial services industry with Margaret Franklin. With programs like Young Women in Investment taking lead, we discuss how organizations, senior professionals, and young students can enable more women in this industry.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What does the recent correction in gold prices mean for investors?

Fri, 13 Aug 2021 11:13:39 -0000

Gold prices have corrected around 7 percent this year after delivering double-digit returns over the past 2 years. Chirag Mehta, senior fund manager, Alternative Investments at Quantum AMC tells us about the reason for the correction of gold prices and the outlook of gold.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Gold funds delivering negative returns; what should investors do?

Thu, 12 Aug 2021 14:42:44 -0000

Gold mutual on average are down more than 17% for a one-year period, compared with a rise of nearly 30% returns given by balanced equity-oriented funds, which are of similar risk profile to gold funds. In this episode, Abhinav Kaul spoke to Priti Rathi Gupta, founder of LXME, a financial platform for women to explore what investors in gold funds should do now.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How can investors overcome decision paralysis and make sound investment decisions?

Mon, 09 Aug 2021 09:04:41 -0000

In this episode mint's Namrata Patel talks about behavioral bias with Dipika Jaikishan from Basis With the immense amount of information and noise that exists around investing, investors are often unable to take decisions with respect to their money. Let's understand how investors can overcome decision paralysis and make sound investment decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in floating rate funds as rates rise?

Thu, 05 Aug 2021 12:08:35 -0000

A floating rate fund is a fund that invests in financial instruments that pays a variable or floating interest rate. A Floating rate fund invests in floating rate debt which gets higher interest as rates rise. In this episode, the listeners will get to know all about floating debt funds, their benefits and factors one must look out for and should one really invest in debt mutual fund category?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Follow the 5Cs buying model when purchasing life insurance online

Thu, 05 Aug 2021 03:14:50 -0000

The insurance industry has strengthened its digital outreach to remain relevant amid the Covid-19 pandemic. Purchasing a life insurance policy online is easy, quick, safe, and stress-free provided buyers are discerning while choosing a policy. In this episode, Mint's Navneet Dubey helps you understand the 5 C's to follow while buying a life insurance policy online.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Artificial Intelligence driven investing better than human driven fund management?

Tue, 03 Aug 2021 05:39:12 -0000

In this episode, Mint's Namrata Patel talks about AI investing with Kanika Agarrwal from @UpsideAI, AI-driven investing promises to be a non-biased and non-emotion driven way of investing. Let's understand how it fares in comparison to human-driven fund management.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about rental bonds

Fri, 30 Jul 2021 12:21:39 -0000

This company issues a guarantee to the landlord on behalf of the tenant.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why investors shouldn’t go overboard on passive investing strategy

Wed, 28 Jul 2021 14:13:58 -0000

In this episode of Why Not Mint Money, Abhinav Kaul spoke to Anand Nevatia, fund manager at TRUST Asset management company to explore why investors shouldn’t go overboard on passive strategy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Who should invest in Sovereign Gold Bonds?

Wed, 28 Jul 2021 10:07:23 -0000

India is one of the biggest consumers of gold globally, so it is natural for people to show a lot of interest whenever government comes up with the Sovereign gold bonds issue but, sovereign gold bonds are not for everyone. In this episode, Mint's Tinesh Bhasin talks about who should invest in Sovereign gold bonds

Learn more about your ad choices. Visit megaphone.fm/adchoices

Making the right international investment - A conversation with CEO, IDFC Mutual Fund AMC, Vishal Kapoor

Mon, 26 Jul 2021 12:28:10 -0000

In this episode, Mint's Namrita Patel talks about why and how to make international investments. In this podcast we speak to Vishal Kapoor, CEO, IDFC AMC about the internal and external factors to consider before investing, how to evaluate your options, and answer other commonly asked questions like how to make a choice between international stocks and international mutual funds.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about group health insurance

Wed, 21 Jul 2021 10:52:58 -0000

Covid-19 Pandemic has left many of us working from home for months now while this new normal has doubtlessly allowed many employees to manage their calendar boost their efficiency their well-being took a hit. In this episode mint's Navneet Dubey talks about the Importance of group health insurance amid Covid 19 pandemic.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is there a growing interest in Polygon?

Mon, 19 Jul 2021 14:31:52 -0000

There are more than 8,000 cryptocurrencies such as bitcoin and ethereum listed on the crypto tracker CoinGecko. According to experts, while most crypto coins have underperformed over the few months, Matic, which is the native token of the Polygon ecosystem, has the potential to stand out. In this episode, Mint's Abhinav Kaul spoke to the co-founder of Polygon, Sandeep Nailwal about the start-up and what’s making it the talk of the town

Learn more about your ad choices. Visit megaphone.fm/adchoices

National Pension Scheme - An investment tool for retirement, with many decisions to take!

Mon, 19 Jul 2021 11:38:45 -0000

While the National Pension Scheme is a much opted-for investment tool for retirement, investors are faced with making many choices - Tier I vs Tier II, Active vs Auto Choice and which Pension Fund Manager to choose. In this episode, Mint's Namrita Patel helps you understand how to make these decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you invest in REITs?

Fri, 16 Jul 2021 11:39:44 -0000

Sebi has reduced the minimum investment amount in REITs making it more accessible to retail investors. But should retail investors go for it? Tune in as Mint's Renu Yadav try to find the answer.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Loans against mutual funds - A low-interest loan option that must be approached with caution

Mon, 12 Jul 2021 11:43:17 -0000

While loans availed against mutual fund investments have a lower interest rate compared to interest payable on personal loans, caution must be exercised. In this episode, Namrita Patel will discuss the features, advantages, and disadvantages of borrowing against your mutual fund investments.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to file ITR of a deceased person?

Fri, 09 Jul 2021 12:34:57 -0000

Death and taxes are inevitable. As weird as it may sound, but even on death, outstanding tax liabilities must be repaid. The legal heir of the deceased is responsible for filing the latter's income tax returns (ITR). In this episode, Mint's Renu Yadav will talk about the rules regarding the filing of income-tax returns of a deceased person.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Importance of taking home care treatment cover under health insurance amid Covid times

Wed, 07 Jul 2021 11:09:09 -0000

The Covid-19 pandemic has brought health insurance products to the forefront. With the shortage of beds in the hospitals, people are now looking for health insurances that can help cover the medical cost at their home. In this episode, Mint’s Navneet Dubey interacts with Policy X.com’s CEO, Naval Goel about what all measures to look upon before taking a health insurance. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sukanya Samriddhi Yojana - A fixed income ally to your daughters' financial security

Mon, 05 Jul 2021 12:58:25 -0000

In this episode, Mint's Namrita Patel talks about Sukanya Samriddhi Yojana. In our series on Small Savings Scheme, until now we have discussed the National Savings Scheme, Public Provident Fund and Employees' Provident Fund. This week we discuss the Sukanya Samriddhi Yojana, a scheme to help families invest for the girl child.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Big tax relief measures announced by government

Fri, 02 Jul 2021 09:53:32 -0000

In order to provide relief to the taxpayers facing hardship due to covid 19, the government has announced certain tax benefits and compliance reliefs for the taxpayers. In this episode, Mint's Renu Yadav explain what these measures are.

Learn more about your ad choices. Visit megaphone.fm/adchoices

NFT mania grips Indians; how to get behind this latest crypto craze

Thu, 01 Jul 2021 10:59:47 -0000

In this episode of Why Not Mint Money, Abhinav Kaul spoke to Vishakha Singh of WazirX to explore what non-fungible tokens are and the process of minting an NFT.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about Employees’ Provident Fund investment

Mon, 28 Jun 2021 11:54:32 -0000

Employees’ Provident Fund or EPF is too a much preferred investment avenue for salaried individuals as it was launched in 1952 with an aim of helping citizens to prepare their finances for retirement the govt launched the EPF scheme. In this episode mint's Namrita Patel speaks to Suresh Sadagopan founder of Ladder7 Financial Advisories to understand how does this scheme works for an individual eligible to invest through EPF. Tune in to know more

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can gold provide you hedge against inflation?

Fri, 25 Jun 2021 04:30:00 -0000

As the fear of rising inflation is mounting across the major economies, and we have seen an uptake in the retail inflation in the recent months in India as well, you as an investor must be wondering if you are holding the right asset class to be able to beat inflation. Gold is considered as a hedge against inflation. We talk to Nitin Shanbhag, Head, Investment Products, Motilal Oswal Private Wealth Management about should investors increase their exposure to gold?

Learn more about your ad choices. Visit megaphone.fm/adchoices

How can you reduce the burden of education loan amid Covid-19 pandemic?

Wed, 23 Jun 2021 11:10:37 -0000

For students and recent graduates, repayment of education loans has become a problem because new hiring has almost come to a standstill. So, How can you reduce the burden of education loans amid the Covid-19 pandemic? Mint Explores.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Does momentum investing make sense in MF portfolios?

Mon, 21 Jun 2021 09:35:12 -0000

Momentum Investing is the strategy of buying stocks that are rising in the hope that they will keep rising. It has done well in recent times. Mint explores.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How inflation affects your investment

Fri, 18 Jun 2021 15:11:23 -0000

Here are some ways to protect your portfolio against the rising inflation

Learn more about your ad choices. Visit megaphone.fm/adchoices

The current state of the cryptocurrency market in India

Thu, 17 Jun 2021 11:48:03 -0000

In this episode of Why Not Mint Money, we will explore what RBI’s relief means for investors and what cryptocurrency exchanges are hoping for next in terms of regulations.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Public Provident Fund - A tax saving option in times of equity market volatility

Mon, 14 Jun 2021 11:08:35 -0000

In this episode of Why Not Mint Money, Mint's Namrata Patel talks about Public Provident Fund or PPF. Some time back we discussed the National Savings Scheme, and in this episode we will understand more about PPF, another investment avenue under the Small Savings Scheme.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to get the best deal on home loan balance transfer?

Fri, 11 Jun 2021 13:00:46 -0000

In this episode mint's Tanish Bhasin speaks to Aditya Mishra founder & CEO of switchme.in about things to keep in mind, and how to choose the lender for transferring your home loan. Tune in to know more

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to assess your financial health if retiring amid Covid-19

Wed, 09 Jun 2021 13:15:32 -0000

In this episode, Mint's Navneet Dubey talks to Rajiv Bajaj, Chairman & MD, Bajaj Auto about assessing the financial health if one is retiring amid Covid-19.

Learn more about your ad choices. Visit megaphone.fm/adchoices

All you need to know about Art Investment

Mon, 07 Jun 2021 11:18:03 -0000

In the past few months, alternative investments have been in the news as more and more investors, especially millennials are turning away from the traditional avenue of investments and looking at alternative investments. In this episode, Mint's Namrata Patel will be talking about investing in art, along with Art Consultant Jai Danani.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are arbitrage schemes an alternative to debt funds?

Sat, 05 Jun 2021 11:53:45 -0000

Many investors are advised to look at arbitrage funds when the overall interest in the economy is low as they are considered safe and are more tax efficient. In this episode, mint's Tanish Bhasin will discuss whether arbitrage funds can replace debt funds in your portfolio. Tune in to know more

Learn more about your ad choices. Visit megaphone.fm/adchoices

What are curated portfolios for global investing?

Wed, 02 Jun 2021 13:52:27 -0000

There is more attention on international investing over the past year as people have seen that the US markets withstood covid-19 with more stability, as well as provide superior returns over a sustained period. In this episode, mint’s Abhinav kaul will explain what curated portfolios for international investing are and how they can help individuals with their financial planning.

Learn more about your ad choices. Visit megaphone.fm/adchoices

National Savings Certificate

Mon, 31 May 2021 09:02:09 -0000

With the buzz around stocks, mutual funds and cryptocurrencies, have you wondered what are the investment options for you if you are a conservative investor? In this episode mint's Namrata Patel will talk about the National Savings Certificate - one of the popular Small Savings Scheme options.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reasons why health insurance claims get rejected

Wed, 26 May 2021 13:11:56 -0000

Due to the rise in the number of covid cases, there has been an unprecedented increase in the number of health insurance claims, while the health insurers have exhilarated the claim settlement process but some cases are still getting rejected. In this episode, mint's Navneet Dubey talks to Dr. S Prakash Managing Director of Star Health and Allied Insurance Co. Ltd regarding why health insurance claims get rejected

Learn more about your ad choices. Visit megaphone.fm/adchoices

Parag Parikh Conservative Hybrid Fund

Mon, 24 May 2021 12:27:11 -0000

The Parag Parikh Mutual Fund recently launched its 4th fund - the Parag Parikh Conservative Hybrid Fund. While the NFO was open for subscription from May 7 to May 21, it will re-open for subscription this week. In this episode of mint's Namrita Patel review the Parag Parikh Conservative Hybrid Fund with Vishal Dhawan founder of Plan Ahead Wealth Advisors

Learn more about your ad choices. Visit megaphone.fm/adchoices

Checklist to ensure your assets get passed on to family easily

Fri, 21 May 2021 14:21:09 -0000

Families don’t like to discuss the financial implications if the breadwinner dies; here are some ways to fix that. In this episode, mint's Tinesh Bhasin explains

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to build a portfolio in a low-interest rate scenario

Thu, 20 May 2021 11:28:09 -0000

The 60/40 investment allocation strategy, where you invest 60% of the portfolio in equity and the rest in debt has been one of the mainstays of portfolio construction over the past few decades. However, the tepid equity outlook and low-interest rate scenario have raised some questions on its efficacy. In this episode, mint's Abhinav Kaul in conversation with Harshad Chetanwala, a Sebi-registered investment adviser and co-founder of MyWealthGrowth to explain in details the concepts of portfolio building.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investments in Gold

Mon, 17 May 2021 10:00:46 -0000

Like every year this year too around Akshaya Tritiya, the interest in gold peaked. However, this year due to the inability to step out and buy physical gold, more and more investors are looking at the digital route of investing in gold. In this episode, we explore the different ways in which one can invest in gold and the advantages of each mode of investment. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Transactions where cash payment is not allowed

Fri, 14 May 2021 03:38:10 -0000

Recently income tax department relaxed the cash transaction norms for covid-19 patients. In this episode, Mint's Dinesh Bhasin talks to Mr. Naveen Wadhwan from Taxmann. com who explains income tax rules about cash transactions and which cash transactions are permissible, and which are not. Tune in to know more!

Learn more about your ad choices. Visit megaphone.fm/adchoices