Money with Monika https://money-with-monika.simplecast.com en Money with Monika is a weekly personal finance show that answers your queries on all investment matters. Monika Halan, Consulting Editor of Mint and author of Let’s Talk Money, takes you through the various avenues of savings open to you - deposits, stocks, bonds, mutual funds, insurance and pension funds. This is a Mint production, brought to you by HT Smartcast. https://megaphone.imgix.net/podcasts/6729295e-e881-11ef-87ff-c75ec9dd2b89/image/b9007aa975b899a632d572740e9018d4.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress Money with Monika https://money-with-monika.simplecast.com no episodic Mint - HT Smartcast Money with Monika is a weekly personal finance show that answers your queries on all investment matters. Monika Halan, Consulting Editor of Mint and author of Let’s Talk Money, takes you through the various avenues of savings open to you - deposits, stocks, bonds, mutual funds, insurance and pension funds. This is a Mint production, brought to you by HT Smartcast. Money with Monika podcasts@hindustantimes.com 26: How to avoid behavioural biases while investing https://money-with-monika.simplecast.com/episodes/26-how-to-avoid-behavioural-biases-while-investing-EOUNnSqA While neoclassical economics postulates that individuals are inherently efficient, when it comes to investing, pragmatism and logic are often overshadowed by what is referred to as behavioural biases. These biases push investors towards making errors by making them take decisions based on impulse and perception rather than factual analysis. Some common biases include loss aversion bias, personalization bias and herd mentality. Tune in to this episode of Money With Monika Season 3 to understand how these behavioural biases work and how one can rein them in. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Nov 2020 07:42:47 -0000 26: How to avoid behavioural biases while investing full 26 Mint - HT Smartcast While neoclassical economics postulates that individuals are inherently efficient, when it comes to investing, pragmatism and logic are often overshadowed by what is referred to as behavioural biases. These biases push investors towards making errors by making them take decisions based on impulse and perception rather than factual analysis. Some common biases include loss aversion bias, personalization bias and herd mentality. Tune in to this episode of Money With Monika Season 3 to understand how these behavioural biases work and how one can rein them in. While neoclassical economics postulates that individuals are inherently efficient, when it comes to investing, pragmatism and logic are often overshadowed by what is referred to as behavioural biases. These biases push investors towards making errors by making them take decisions based on impulse and perception rather than factual analysis. Some common biases include loss aversion bias, personalization bias and herd mentality. Tune in to this episode of Money With Monika Season 3 to understand how these behavioural biases work and how one can rein them in. Learn more about your ad choices. Visit megaphone.fm/adchoices While neoclassical economics postulates that individuals are inherently efficient, when it comes to investing, pragmatism and logic are often overshadowed by what is referred to as behavioural biases. These biases push investors towards making errors by making them take decisions based on impulse and perception rather than factual analysis. Some common biases include loss aversion bias, personalization bias and herd mentality. Tune in to this episode of Money With Monika Season 3 to understand how these behavioural biases work and how one can rein them in.

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]]> 653 no 12: Funds that trade like stocks: Are ETFs right for you? https://money-with-monika.simplecast.com/episodes/12-funds-that-trade-like-stocks-are-etfs-right-for-you-iK21e6cX From Rs 7,000 crore to Rs 2 lakh crore - that is how the asset base of exchange-traded funds in India has grown over the last 5 years. ETFs are a kind of mutual fund, but with one big difference - as the name suggests, they are listed on exchanges and are traded like stocks. They are passive funds, i.e. they mimic an index, and a fund manager doesn't actively choose the constituent stocks. Although ETFs are traditionally cheaper than their non-listed counterparts, retail participation in this category remains subdued, although there is growing interest. Since ETFs are traded throughout the day, their price fluctuates too, unlike other MFs. This is what makes ETFs appropriate for a particular demographic. So are ETFs the right product for you? And if so, then what are the factors you need to keep in mind before you start investing? Listen to this episode of Money with Monika to know more. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Nov 2020 06:34:00 -0000 12: Funds that trade like stocks: Are ETFs right for you? full 12 Mint - HT Smartcast From Rs 7,000 crore to Rs 2 lakh crore - that is how the asset base of exchange-traded funds in India has grown over the last 5 years. ETFs are a kind of mutual fund, but with one big difference - as the name suggests, they are listed on exchanges and are traded like stocks. They are passive funds, i.e. they mimic an index, and a fund manager doesn't actively choose the constituent stocks. Although ETFs are traditionally cheaper than their non-listed counterparts, retail participation in this category remains subdued, although there is growing interest. Since ETFs are traded throughout the day, their price fluctuates too, unlike other MFs. This is what makes ETFs appropriate for a particular demographic. So are ETFs the right product for you? And if so, then what are the factors you need to keep in mind before you start investing? Listen to this episode of Money with Monika to know more. From Rs 7,000 crore to Rs 2 lakh crore - that is how the asset base of exchange-traded funds in India has grown over the last 5 years. ETFs are a kind of mutual fund, but with one big difference - as the name suggests, they are listed on exchanges and are traded like stocks. They are passive funds, i.e. they mimic an index, and a fund manager doesn't actively choose the constituent stocks. Although ETFs are traditionally cheaper than their non-listed counterparts, retail participation in this category remains subdued, although there is growing interest. Since ETFs are traded throughout the day, their price fluctuates too, unlike other MFs. This is what makes ETFs appropriate for a particular demographic. So are ETFs the right product for you? And if so, then what are the factors you need to keep in mind before you start investing? Listen to this episode of Money with Monika to know more. Learn more about your ad choices. Visit megaphone.fm/adchoices From Rs 7,000 crore to Rs 2 lakh crore - that is how the asset base of exchange-traded funds in India has grown over the last 5 years. ETFs are a kind of mutual fund, but with one big difference - as the name suggests, they are listed on exchanges and are traded like stocks. They are passive funds, i.e. they mimic an index, and a fund manager doesn't actively choose the constituent stocks. Although ETFs are traditionally cheaper than their non-listed counterparts, retail participation in this category remains subdued, although there is growing interest. Since ETFs are traded throughout the day, their price fluctuates too, unlike other MFs. This is what makes ETFs appropriate for a particular demographic. So are ETFs the right product for you? And if so, then what are the factors you need to keep in mind before you start investing? Listen to this episode of Money with Monika to know more.

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]]> 671 no 25: Value, Growth, GARP: How to choose investment style? https://money-with-monika.simplecast.com/episodes/25-value-growth-garp-how-to-choose-investment-style-h_i_BmJv Warren Buffett, the famous investor, once called financial markets 'manic depressive'. He was referring to the swings periodically seen on the bourses. Buffett believes investors shouldn't be influenced by these movements, thus maintaining a perpetually long-term vision. But is this the only way to invest? Those who differ with this 'value' style, subscribe to 'growth' investing. Under this strategy, investors pick fast-growing stocks, even if the price is on the higher side. The markets provide another option - GARP (growth at reasonable price) - for those seeking a compromise between the two paths. However, picking a style becomes a bit more challenging when investing via mutual funds. Tune in to know more. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Nov 2020 09:26:11 -0000 25: Value, Growth, GARP: How to choose investment style? full 25 Mint - HT Smartcast Warren Buffett, the famous investor, once called financial markets 'manic depressive'. He was referring to the swings periodically seen on the bourses. Buffett believes investors shouldn't be influenced by these movements, thus maintaining a perpetually long-term vision. But is this the only way to invest? Those who differ with this 'value' style, subscribe to 'growth' investing. Under this strategy, investors pick fast-growing stocks, even if the price is on the higher side. The markets provide another option - GARP (growth at reasonable price) - for those seeking a compromise between the two paths. However, picking a style becomes a bit more challenging when investing via mutual funds. Tune in to know more. Warren Buffett, the famous investor, once called financial markets 'manic depressive'. He was referring to the swings periodically seen on the bourses. Buffett believes investors shouldn't be influenced by these movements, thus maintaining a perpetually long-term vision. But is this the only way to invest? Those who differ with this 'value' style, subscribe to 'growth' investing. Under this strategy, investors pick fast-growing stocks, even if the price is on the higher side. The markets provide another option - GARP (growth at reasonable price) - for those seeking a compromise between the two paths. However, picking a style becomes a bit more challenging when investing via mutual funds. Tune in to know more. Learn more about your ad choices. Visit megaphone.fm/adchoices Warren Buffett, the famous investor, once called financial markets 'manic depressive'. He was referring to the swings periodically seen on the bourses. Buffett believes investors shouldn't be influenced by these movements, thus maintaining a perpetually long-term vision. But is this the only way to invest? Those who differ with this 'value' style, subscribe to 'growth' investing. Under this strategy, investors pick fast-growing stocks, even if the price is on the higher side. The markets provide another option - GARP (growth at reasonable price) - for those seeking a compromise between the two paths. However, picking a style becomes a bit more challenging when investing via mutual funds. Tune in to know more.

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]]> 621 no 10: Aggressive to Conservative: Picking right hybrid fund https://money-with-monika.simplecast.com/episodes/10-aggressive-to-conservative-picking-right-hybrid-fund-E2bset8_ Hybrid mutual funds have seen outflows in the recent past but that doesn't necessarily mean that you should keep your distance from this product. Hybrid funds are a tool with which you can invest across asset classes like debt, equity and gold, while maintaining the asset allocation of your choice. Apart from some tax advantages, these have the added benefit of a fund manager ensuring that your debt-equity ratio is maintained without your active involvement. So, with various types of such funds in the market, which should you choose - Aggressive, Balanced, or Conservative? Listen to this episode to understand hybrid funds, and how to invest in them. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Oct 2020 11:00:47 -0000 10: Aggressive to Conservative: Picking right hybrid fund full 10 Mint - HT Smartcast Hybrid mutual funds have seen outflows in the recent past but that doesn't necessarily mean that you should keep your distance from this product. Hybrid funds are a tool with which you can invest across asset classes like debt, equity and gold, while maintaining the asset allocation of your choice. Apart from some tax advantages, these have the added benefit of a fund manager ensuring that your debt-equity ratio is maintained without your active involvement. So, with various types of such funds in the market, which should you choose - Aggressive, Balanced, or Conservative? Listen to this episode to understand hybrid funds, and how to invest in them. Hybrid mutual funds have seen outflows in the recent past but that doesn't necessarily mean that you should keep your distance from this product. Hybrid funds are a tool with which you can invest across asset classes like debt, equity and gold, while maintaining the asset allocation of your choice. Apart from some tax advantages, these have the added benefit of a fund manager ensuring that your debt-equity ratio is maintained without your active involvement. So, with various types of such funds in the market, which should you choose - Aggressive, Balanced, or Conservative? Listen to this episode to understand hybrid funds, and how to invest in them. Learn more about your ad choices. Visit megaphone.fm/adchoices Hybrid mutual funds have seen outflows in the recent past but that doesn't necessarily mean that you should keep your distance from this product. Hybrid funds are a tool with which you can invest across asset classes like debt, equity and gold, while maintaining the asset allocation of your choice. Apart from some tax advantages, these have the added benefit of a fund manager ensuring that your debt-equity ratio is maintained without your active involvement. So, with various types of such funds in the market, which should you choose - Aggressive, Balanced, or Conservative? Listen to this episode to understand hybrid funds, and how to invest in them.

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]]> 714 no 24: What are midcap funds, when & how to invest in them https://money-with-monika.simplecast.com/episodes/24-what-are-midcap-funds-when-how-to-invest-in-them-6myDCJlC There's a rally in the midcap space in the markets, especially after Sebi's news rules regarding multi-cap funds. But, should you capitalize on this development? Should recent, higher returns dictate your plunge into a midcap investment, or should it be a more strategic decision with a long-term vision? And finally, should you pick a midcap fund to expand your portfolio, or are individual stocks the way to go? Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Oct 2020 06:30:00 -0000 24: What are midcap funds, when & how to invest in them full 24 Mint - HT Smartcast There's a rally in the midcap space in the markets, especially after Sebi's news rules regarding multi-cap funds. But, should you capitalize on this development? Should recent, higher returns dictate your plunge into a midcap investment, or should it be a more strategic decision with a long-term vision? And finally, should you pick a midcap fund to expand your portfolio, or are individual stocks the way to go? There's a rally in the midcap space in the markets, especially after Sebi's news rules regarding multi-cap funds. But, should you capitalize on this development? Should recent, higher returns dictate your plunge into a midcap investment, or should it be a more strategic decision with a long-term vision? And finally, should you pick a midcap fund to expand your portfolio, or are individual stocks the way to go? Learn more about your ad choices. Visit megaphone.fm/adchoices There's a rally in the midcap space in the markets, especially after Sebi's news rules regarding multi-cap funds. But, should you capitalize on this development? Should recent, higher returns dictate your plunge into a midcap investment, or should it be a more strategic decision with a long-term vision? And finally, should you pick a midcap fund to expand your portfolio, or are individual stocks the way to go?


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]]> 669 no 24: Rough patch for debt funds; how to invest now https://money-with-monika.simplecast.com/episodes/24-rough-patch-for-debt-funds-how-to-invest-now-6yaqWBS2 Investor confidence in debt funds has been shaken in recent years due to episodes in the recent past. While regulators have now jumped into action, did investors enter a product class without understanding it in detail? Do retail investors suffer more as compared to their institutional counterparts when debt funds crash? And, how should you proceed with investing in a financial product which can bolster your portfolio? Tune in and find out Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Oct 2020 06:30:00 -0000 24: Rough patch for debt funds; how to invest now full 24 Mint - HT Smartcast Investor confidence in debt funds has been shaken in recent years due to episodes in the recent past. While regulators have now jumped into action, did investors enter a product class without understanding it in detail? Do retail investors suffer more as compared to their institutional counterparts when debt funds crash? And, how should you proceed with investing in a financial product which can bolster your portfolio? Tune in and find out Investor confidence in debt funds has been shaken in recent years due to episodes in the recent past. While regulators have now jumped into action, did investors enter a product class without understanding it in detail? Do retail investors suffer more as compared to their institutional counterparts when debt funds crash? And, how should you proceed with investing in a financial product which can bolster your portfolio? Tune in and find out Learn more about your ad choices. Visit megaphone.fm/adchoices Investor confidence in debt funds has been shaken in recent years due to episodes in the recent past. While regulators have now jumped into action, did investors enter a product class without understanding it in detail? Do retail investors suffer more as compared to their institutional counterparts when debt funds crash? And, how should you proceed with investing in a financial product which can bolster your portfolio? Tune in and find out

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]]> 727 no 22: Asset allocation & checking your MFs' performance https://money-with-monika.simplecast.com/episodes/22-asset-allocation-checking-your-mfs-performance-8G3fkHzj Even as the struggle against the Covid-19 pandemic continues, one of the biggest monetary lessons from the global ordeal has been to desist from making knee-jerk reactions when it comes to investments and maintaining healthy asset allocation. In this episode of Money With Monika, personal finance expert Monika Halan explains how and when to check the performance of your fund. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Oct 2020 06:30:00 -0000 22: Asset allocation & checking your MFs' performance full 22 Mint - HT Smartcast Even as the struggle against the Covid-19 pandemic continues, one of the biggest monetary lessons from the global ordeal has been to desist from making knee-jerk reactions when it comes to investments and maintaining healthy asset allocation. In this episode of Money With Monika, personal finance expert Monika Halan explains how and when to check the performance of your fund. Even as the struggle against the Covid-19 pandemic continues, one of the biggest monetary lessons from the global ordeal has been to desist from making knee-jerk reactions when it comes to investments and maintaining healthy asset allocation. In this episode of Money With Monika, personal finance expert Monika Halan explains how and when to check the performance of your fund. Learn more about your ad choices. Visit megaphone.fm/adchoices Even as the struggle against the Covid-19 pandemic continues, one of the biggest monetary lessons from the global ordeal has been to desist from making knee-jerk reactions when it comes to investments and maintaining healthy asset allocation. In this episode of Money With Monika, personal finance expert Monika Halan explains how and when to check the performance of your fund.

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]]> 726 no 23: India's best health insurance plans | Corona Conversations https://money-with-monika.simplecast.com/episodes/23-indias-best-health-insurance-plans-corona-conversations-yh7cbkG_ The ongoing Covid-19 pandemic has rudely reinforced the need for a medical cover, but buying a policy remains riddled with a confusing marketplace with plenty of tricks and traps. In this special episode of Money With Monika, personal finance expert Monika Halan discusses India's best health insurance plans with Mint's in-house expert Deepti Bhaskaran. The discussion is based on the 8th edition of the Mint SecureNow Mediclaim Ratings. Monika Halan is a consulting editor, Mint, and author of the book 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Oct 2020 06:30:00 -0000 23: India's best health insurance plans | Corona Conversations full 23 Mint - HT Smartcast The ongoing Covid-19 pandemic has rudely reinforced the need for a medical cover, but buying a policy remains riddled with a confusing marketplace with plenty of tricks and traps. In this special episode of Money With Monika, personal finance expert Monika Halan discusses India's best health insurance plans with Mint's in-house expert Deepti Bhaskaran. The discussion is based on the 8th edition of the Mint SecureNow Mediclaim Ratings. Monika Halan is a consulting editor, Mint, and author of the book 'Let's Talk Money'. The ongoing Covid-19 pandemic has rudely reinforced the need for a medical cover, but buying a policy remains riddled with a confusing marketplace with plenty of tricks and traps. In this special episode of Money With Monika, personal finance expert Monika Halan discusses India's best health insurance plans with Mint's in-house expert Deepti Bhaskaran. The discussion is based on the 8th edition of the Mint SecureNow Mediclaim Ratings. Monika Halan is a consulting editor, Mint, and author of the book 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices The ongoing Covid-19 pandemic has rudely reinforced the need for a medical cover, but buying a policy remains riddled with a confusing marketplace with plenty of tricks and traps. In this special episode of Money With Monika, personal finance expert Monika Halan discusses India's best health insurance plans with Mint's in-house expert Deepti Bhaskaran. The discussion is based on the 8th edition of the Mint SecureNow Mediclaim Ratings. Monika Halan is a consulting editor, Mint, and author of the book 'Let's Talk Money'.

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]]> 1072 no 23: Why should you stop buying bundled life insurance plans https://money-with-monika.simplecast.com/episodes/23-why-should-you-stop-buying-bundled-life-insurance-plans-NULDvPlU Smart money managers have a key rule- never bundle your life insurance with your investments. Bundled insurance plans neither give you a good life cover nor a good return and in India, these are built like traps. In this episode of the special series of Money with Monika, personal finance expert Monika Halan explains why one should stop buying bundled life insurance plans in India and how it destroys one’s savings. Monika Halan is a consulting editor, Mint, and author of the book, Let's Talk Money. Tune in for more. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Sep 2020 12:55:49 -0000 23: Why should you stop buying bundled life insurance plans full 23 Mint - HT Smartcast Smart money managers have a key rule- never bundle your life insurance with your investments. Bundled insurance plans neither give you a good life cover nor a good return and in India, these are built like traps. In this episode of the special series of Money with Monika, personal finance expert Monika Halan explains why one should stop buying bundled life insurance plans in India and how it destroys one’s savings. Monika Halan is a consulting editor, Mint, and author of the book, Let's Talk Money. Tune in for more. Smart money managers have a key rule- never bundle your life insurance with your investments. Bundled insurance plans neither give you a good life cover nor a good return and in India, these are built like traps. In this episode of the special series of Money with Monika, personal finance expert Monika Halan explains why one should stop buying bundled life insurance plans in India and how it destroys one’s savings. Monika Halan is a consulting editor, Mint, and author of the book, Let's Talk Money. Tune in for more. Learn more about your ad choices. Visit megaphone.fm/adchoices Smart money managers have a key rule- never bundle your life insurance with your investments. Bundled insurance plans neither give you a good life cover nor a good return and in India, these are built like traps. In this episode of the special series of Money with Monika, personal finance expert Monika Halan explains why one should stop buying bundled life insurance plans in India and how it destroys one’s savings. Monika Halan is a consulting editor, Mint, and author of the book, Let's Talk Money. Tune in for more.

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]]> 805 no 21: 6 Money Ratios for your fingertips | Corona Conversations https://money-with-monika.simplecast.com/episodes/21-6-money-ratios-for-your-fingertips-corona-conversations-sTNQIGhj The Covid-19 pandemic has forced people to ask some tough questions about their money life. In this episode of the special series of Money with Monika, personal finance expert Monika Halan talks about 6 Money Ratios which give a broad direction in which one should move.   Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Sep 2020 13:20:19 -0000 21: 6 Money Ratios for your fingertips | Corona Conversations full 21 Mint - HT Smartcast The Covid-19 pandemic has forced people to ask some tough questions about their money life. In this episode of the special series of Money with Monika, personal finance expert Monika Halan talks about 6 Money Ratios which give a broad direction in which one should move.   The Covid-19 pandemic has forced people to ask some tough questions about their money life. In this episode of the special series of Money with Monika, personal finance expert Monika Halan talks about 6 Money Ratios which give a broad direction in which one should move.   Learn more about your ad choices. Visit megaphone.fm/adchoices The Covid-19 pandemic has forced people to ask some tough questions about their money life. In this episode of the special series of Money with Monika, personal finance expert Monika Halan talks about 6 Money Ratios which give a broad direction in which one should move.  

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]]> 695 no 20: Financial & career toolkit for employees in their 50s https://money-with-monika.simplecast.com/episodes/20-financial-career-toolkit-for-employees-in-their-50s-iL6S7eV9 As firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job and their career at this moment. So, what can they do about it?  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Sep 2020 19:30:00 -0000 20: Financial & career toolkit for employees in their 50s full 20 Mint - HT Smartcast As firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job and their career at this moment. So, what can they do about it?  As firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job and their career at this moment. So, what can they do about it?  Learn more about your ad choices. Visit megaphone.fm/adchoices As firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job and their career at this moment. So, what can they do about it? 

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]]> 732 no 19: Will reporting 11 spends to tax dept catch tax evaders? https://money-with-monika.simplecast.com/episodes/19-will-reporting-11-spends-to-tax-dept-catch-tax-evaders-K8yKEkMZ The government wants banks, insurance firms, jewellers and others to report 11 transactions to the income tax department. In a move to catch tax evaders, the government wants disclosure of certain transactions, not by the taxpayer but by the firms they deal with. Will this nudge the unwilling to pay their taxes?  In this episode of Money with Monika, personal finance expert Monika Halan explains how the new notification works.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Aug 2020 03:46:58 -0000 19: Will reporting 11 spends to tax dept catch tax evaders? full 19 Mint - HT Smartcast The government wants banks, insurance firms, jewellers and others to report 11 transactions to the income tax department. In a move to catch tax evaders, the government wants disclosure of certain transactions, not by the taxpayer but by the firms they deal with. Will this nudge the unwilling to pay their taxes?  In this episode of Money with Monika, personal finance expert Monika Halan explains how the new notification works.  The government wants banks, insurance firms, jewellers and others to report 11 transactions to the income tax department. In a move to catch tax evaders, the government wants disclosure of certain transactions, not by the taxpayer but by the firms they deal with. Will this nudge the unwilling to pay their taxes?  In this episode of Money with Monika, personal finance expert Monika Halan explains how the new notification works.  Learn more about your ad choices. Visit megaphone.fm/adchoices The government wants banks, insurance firms, jewellers and others to report 11 transactions to the income tax department. In a move to catch tax evaders, the government wants disclosure of certain transactions, not by the taxpayer but by the firms they deal with. Will this nudge the unwilling to pay their taxes?  In this episode of Money with Monika, personal finance expert Monika Halan explains how the new notification works. 

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]]> 627 no 18: What's behind RBI restrictions on current account use? https://money-with-monika.simplecast.com/episodes/18-whats-behind-rbi-restrictions-on-current-account-use-iqlIeO6m The Reserve Bank of India (RBI) put restrictions on who can open current accounts with which bank. Is this move part of a larger plan to stop banking frauds? In this episode, Monika Halan explains how the move will prevent the siphoning off of money. Listen and find out more. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Aug 2020 06:30:00 -0000 18: What's behind RBI restrictions on current account use? full 18 Mint - HT Smartcast The Reserve Bank of India (RBI) put restrictions on who can open current accounts with which bank. Is this move part of a larger plan to stop banking frauds? In this episode, Monika Halan explains how the move will prevent the siphoning off of money. Listen and find out more. The Reserve Bank of India (RBI) put restrictions on who can open current accounts with which bank. Is this move part of a larger plan to stop banking frauds? In this episode, Monika Halan explains how the move will prevent the siphoning off of money. Listen and find out more. Learn more about your ad choices. Visit megaphone.fm/adchoices The Reserve Bank of India (RBI) put restrictions on who can open current accounts with which bank. Is this move part of a larger plan to stop banking frauds? In this episode, Monika Halan explains how the move will prevent the siphoning off of money. Listen and find out more.

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]]> 561 no 17: Advisor 'doctor', agent 'chemist'? SEBI settles debate https://money-with-monika.simplecast.com/episodes/17-advisor-doctor-agent-chemist-sebi-settles-debate-obbkJ9qj The Securities and Exchange Board of India has become the first financial regulator to settle the debate regarding the classification of advisors and agents when it comes to financial instruments. Meanwhile, other regulators like the Insurance Regulatory and Development Authority, and the Reserve Bank of India are still lagging behind. Tune in for more. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Aug 2020 14:22:53 -0000 17: Advisor 'doctor', agent 'chemist'? SEBI settles debate full 17 Mint - HT Smartcast The Securities and Exchange Board of India has become the first financial regulator to settle the debate regarding the classification of advisors and agents when it comes to financial instruments. Meanwhile, other regulators like the Insurance Regulatory and Development Authority, and the Reserve Bank of India are still lagging behind. Tune in for more. The Securities and Exchange Board of India has become the first financial regulator to settle the debate regarding the classification of advisors and agents when it comes to financial instruments. Meanwhile, other regulators like the Insurance Regulatory and Development Authority, and the Reserve Bank of India are still lagging behind. Tune in for more. Learn more about your ad choices. Visit megaphone.fm/adchoices The Securities and Exchange Board of India has become the first financial regulator to settle the debate regarding the classification of advisors and agents when it comes to financial instruments. Meanwhile, other regulators like the Insurance Regulatory and Development Authority, and the Reserve Bank of India are still lagging behind. Tune in for more.

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]]> 706 no 16: RBI must signal danger: Lessons from Yes Bank AT1 Bonds https://money-with-monika.simplecast.com/episodes/16-rbi-must-signal-danger-lessons-from-yes-bank-at1-bonds-3gmIlqzl The writing down of Yes Bank's AT1 bonds worth over Rs 8,400 crore in the aftermath of the scandal earlier this year had caused some alarm. But what seems to have heightened investor anxiety is the Reserve Bank of India's stance to complaints filed against the write-off. Join Personal finance expert Monika Halan for more insights.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 Jul 2020 15:51:15 -0000 16: RBI must signal danger: Lessons from Yes Bank AT1 Bonds full 16 Mint - HT Smartcast The writing down of Yes Bank's AT1 bonds worth over Rs 8,400 crore in the aftermath of the scandal earlier this year had caused some alarm. But what seems to have heightened investor anxiety is the Reserve Bank of India's stance to complaints filed against the write-off. Join Personal finance expert Monika Halan for more insights.  The writing down of Yes Bank's AT1 bonds worth over Rs 8,400 crore in the aftermath of the scandal earlier this year had caused some alarm. But what seems to have heightened investor anxiety is the Reserve Bank of India's stance to complaints filed against the write-off. Join Personal finance expert Monika Halan for more insights.  Learn more about your ad choices. Visit megaphone.fm/adchoices The writing down of Yes Bank's AT1 bonds worth over Rs 8,400 crore in the aftermath of the scandal earlier this year had caused some alarm. But what seems to have heightened investor anxiety is the Reserve Bank of India's stance to complaints filed against the write-off. Join Personal finance expert Monika Halan for more insights. 

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]]> 648 no 15: The cost of bribes is 50% of real estate prices https://money-with-monika.simplecast.com/episodes/15-the-cost-of-bribes-is-50-of-real-estate-prices-QpcTX6WA Amid the Covid-19 pandemic, commercial real estate prices have begun to fall. But it remains to be seen whether the trend will be replicated in the residential market. What has kept home prices high in India is the entrenched system of bribes - from the initial stage of land-use change, to approvals for the final project. Personal finance expert Monika Halan explains how elimination of corruption from the sector can lead to a drastic fall in prices, and until that happens, what you should consider before investing in real estate Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Jul 2020 14:38:38 -0000 15: The cost of bribes is 50% of real estate prices full 15 Mint - HT Smartcast Amid the Covid-19 pandemic, commercial real estate prices have begun to fall. But it remains to be seen whether the trend will be replicated in the residential market. What has kept home prices high in India is the entrenched system of bribes - from the initial stage of land-use change, to approvals for the final project. Personal finance expert Monika Halan explains how elimination of corruption from the sector can lead to a drastic fall in prices, and until that happens, what you should consider before investing in real estate Amid the Covid-19 pandemic, commercial real estate prices have begun to fall. But it remains to be seen whether the trend will be replicated in the residential market. What has kept home prices high in India is the entrenched system of bribes - from the initial stage of land-use change, to approvals for the final project. Personal finance expert Monika Halan explains how elimination of corruption from the sector can lead to a drastic fall in prices, and until that happens, what you should consider before investing in real estate Learn more about your ad choices. Visit megaphone.fm/adchoices Amid the Covid-19 pandemic, commercial real estate prices have begun to fall. But it remains to be seen whether the trend will be replicated in the residential market. What has kept home prices high in India is the entrenched system of bribes - from the initial stage of land-use change, to approvals for the final project. Personal finance expert Monika Halan explains how elimination of corruption from the sector can lead to a drastic fall in prices, and until that happens, what you should consider before investing in real estate

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]]> 629 no 15: How to make tough financial choices https://money-with-monika.simplecast.com/episodes/15-how-to-make-tough-financial-choices-iVA3vd6A The Covid-19 pandemic and the consequent economic crisis are forcing everyone to make tough financial choices. Should you switch from a debt fund to a bank deposit? Should you get out of the equity market? Should you choose to pay the instalment of your SIP or EMI? In this edition of Money With Monika, personal finance expert Monika Halan answers these, and other tough questions that you are facing already, or are likely to in the near future. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Jul 2020 10:33:11 -0000 15: How to make tough financial choices full 15 Mint - HT Smartcast The Covid-19 pandemic and the consequent economic crisis are forcing everyone to make tough financial choices. Should you switch from a debt fund to a bank deposit? Should you get out of the equity market? Should you choose to pay the instalment of your SIP or EMI? In this edition of Money With Monika, personal finance expert Monika Halan answers these, and other tough questions that you are facing already, or are likely to in the near future. The Covid-19 pandemic and the consequent economic crisis are forcing everyone to make tough financial choices. Should you switch from a debt fund to a bank deposit? Should you get out of the equity market? Should you choose to pay the instalment of your SIP or EMI? In this edition of Money With Monika, personal finance expert Monika Halan answers these, and other tough questions that you are facing already, or are likely to in the near future. Learn more about your ad choices. Visit megaphone.fm/adchoices The Covid-19 pandemic and the consequent economic crisis are forcing everyone to make tough financial choices. Should you switch from a debt fund to a bank deposit? Should you get out of the equity market? Should you choose to pay the instalment of your SIP or EMI? In this edition of Money With Monika, personal finance expert Monika Halan answers these, and other tough questions that you are facing already, or are likely to in the near future.

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]]> 755 no 14: How can India's GDP get back on track? https://money-with-monika.simplecast.com/episodes/14-how-can-indias-gdp-get-back-on-track-01UqzBJn The Covid-19 pandemic has dealt a severe blow to the Indian economy which was already grappling with a deepening slowdown. Now, India's Gross Domestic Product is estimated to contract by around 5% in the current financial year. The economy will have to grow by 11% in order to get back to the FY20 level. While India has done better than many developed countries in the services sector, our manufacturing potential is yet to be adequately utilized. This is one avenue that can help India not just recover from the COVID-induced economic crisis, but also grow stronger in the long run.  But how can the country achieve this? Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Jul 2020 10:07:07 -0000 14: How can India's GDP get back on track? full 14 Mint - HT Smartcast The Covid-19 pandemic has dealt a severe blow to the Indian economy which was already grappling with a deepening slowdown. Now, India's Gross Domestic Product is estimated to contract by around 5% in the current financial year. The economy will have to grow by 11% in order to get back to the FY20 level. While India has done better than many developed countries in the services sector, our manufacturing potential is yet to be adequately utilized. This is one avenue that can help India not just recover from the COVID-induced economic crisis, but also grow stronger in the long run.  But how can the country achieve this? The Covid-19 pandemic has dealt a severe blow to the Indian economy which was already grappling with a deepening slowdown. Now, India's Gross Domestic Product is estimated to contract by around 5% in the current financial year. The economy will have to grow by 11% in order to get back to the FY20 level. While India has done better than many developed countries in the services sector, our manufacturing potential is yet to be adequately utilized. This is one avenue that can help India not just recover from the COVID-induced economic crisis, but also grow stronger in the long run.  But how can the country achieve this? Learn more about your ad choices. Visit megaphone.fm/adchoices The Covid-19 pandemic has dealt a severe blow to the Indian economy which was already grappling with a deepening slowdown. Now, India's Gross Domestic Product is estimated to contract by around 5% in the current financial year. The economy will have to grow by 11% in order to get back to the FY20 level. While India has done better than many developed countries in the services sector, our manufacturing potential is yet to be adequately utilized. This is one avenue that can help India not just recover from the COVID-induced economic crisis, but also grow stronger in the long run.  But how can the country achieve this?

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]]> 674 no 14: How to write a will https://money-with-monika.simplecast.com/episodes/14-how-to-write-a-will-N4UyYI5n From covid-19 pandemic to meteor shower, 2020 has been a year of unprecedented events. In this special series of Money with Monika, personal finance expert Monika Halan explains the process of writing a will and how it can be transformative for you and your family. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Jun 2020 14:03:53 -0000 14: How to write a will full 14 Mint - HT Smartcast From covid-19 pandemic to meteor shower, 2020 has been a year of unprecedented events. In this special series of Money with Monika, personal finance expert Monika Halan explains the process of writing a will and how it can be transformative for you and your family. From covid-19 pandemic to meteor shower, 2020 has been a year of unprecedented events. In this special series of Money with Monika, personal finance expert Monika Halan explains the process of writing a will and how it can be transformative for you and your family. Learn more about your ad choices. Visit megaphone.fm/adchoices From covid-19 pandemic to meteor shower, 2020 has been a year of unprecedented events. In this special series of Money with Monika, personal finance expert Monika Halan explains the process of writing a will and how it can be transformative for you and your family.

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]]> 499 no 13: 6 health & wealth lessons | The Corona Conversations https://money-with-monika.simplecast.com/episodes/13-6-health-wealth-lessons-the-corona-conversations-e8kIdnY8 From the realisation that one can always reduce expenditure further, to setting up an adequate emergency fund - personal finance expert Monika Halan shares 6 health and wealth lessons learned during the Covid-induced lockdown. A big lesson for investors has been the recent recovery in the markets after a bloodbath, demonstrating the folly of panic-stricken selling of equity investments. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Jun 2020 12:29:21 -0000 13: 6 health & wealth lessons | The Corona Conversations full 13 Mint - HT Smartcast From the realisation that one can always reduce expenditure further, to setting up an adequate emergency fund - personal finance expert Monika Halan shares 6 health and wealth lessons learned during the Covid-induced lockdown. A big lesson for investors has been the recent recovery in the markets after a bloodbath, demonstrating the folly of panic-stricken selling of equity investments. From the realisation that one can always reduce expenditure further, to setting up an adequate emergency fund - personal finance expert Monika Halan shares 6 health and wealth lessons learned during the Covid-induced lockdown. A big lesson for investors has been the recent recovery in the markets after a bloodbath, demonstrating the folly of panic-stricken selling of equity investments. Learn more about your ad choices. Visit megaphone.fm/adchoices From the realisation that one can always reduce expenditure further, to setting up an adequate emergency fund - personal finance expert Monika Halan shares 6 health and wealth lessons learned during the Covid-induced lockdown. A big lesson for investors has been the recent recovery in the markets after a bloodbath, demonstrating the folly of panic-stricken selling of equity investments.

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]]> 746 no 12: Why do Indian investors never get redress https://money-with-monika.simplecast.com/episodes/12-why-do-indian-investors-never-get-redress-qMv7r1Mw The retail investors in India lurch from crisis to crisis, made worse by the pandemic. In this episode of Money with Monika, personal finance expert Monika Halan explains why investors in India face similar problems year after year and what can be done about it.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Jun 2020 09:41:33 -0000 12: Why do Indian investors never get redress full 12 Mint - HT Smartcast The retail investors in India lurch from crisis to crisis, made worse by the pandemic. In this episode of Money with Monika, personal finance expert Monika Halan explains why investors in India face similar problems year after year and what can be done about it.  The retail investors in India lurch from crisis to crisis, made worse by the pandemic. In this episode of Money with Monika, personal finance expert Monika Halan explains why investors in India face similar problems year after year and what can be done about it.  Learn more about your ad choices. Visit megaphone.fm/adchoices The retail investors in India lurch from crisis to crisis, made worse by the pandemic. In this episode of Money with Monika, personal finance expert Monika Halan explains why investors in India face similar problems year after year and what can be done about it. 

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]]> 822 no 12: Financial & career toolkit for employees in their 50s | The Corona Conversations https://money-with-monika.simplecast.com/episodes/12-financial-career-toolkit-for-employees-in-their-50s-the-corona-conversations-hDFwK3yZ As firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job and their career at this moment. So, what can they do about it? Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Jun 2020 16:42:28 -0000 12: Financial & career toolkit for employees in their 50s | The Corona Conversations full 12 Mint - HT Smartcast As firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job and their career at this moment. So, what can they do about it? As firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job and their career at this moment. So, what can they do about it? Learn more about your ad choices. Visit megaphone.fm/adchoices As firms deal with declining revenues amid COVID-19 pandemic, employees at the senior level after facing salary cuts are now in line for layoffs. In this episode of Money with Monika, personal finance expert Monika Halan explains why employees in their 50s are at serious risk of losing their job and their career at this moment. So, what can they do about it?

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]]> 727 no 11: Why investors like equity, not debt | Corona Conversations https://money-with-monika.simplecast.com/episodes/11-why-investors-like-equity-not-debt-corona-conversations-fPewUJGH Between February and April 2020, equity funds have gained with equity SIPs are still steady. However, debt funds have lost assets sharply. Rather than an eccentric investor, it is the marketplace and the rules of the game that nudge investors into these choices.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 May 2020 11:30:00 -0000 11: Why investors like equity, not debt | Corona Conversations full 11 Mint - HT Smartcast Between February and April 2020, equity funds have gained with equity SIPs are still steady. However, debt funds have lost assets sharply. Rather than an eccentric investor, it is the marketplace and the rules of the game that nudge investors into these choices.  Between February and April 2020, equity funds have gained with equity SIPs are still steady. However, debt funds have lost assets sharply. Rather than an eccentric investor, it is the marketplace and the rules of the game that nudge investors into these choices.  Learn more about your ad choices. Visit megaphone.fm/adchoices Between February and April 2020, equity funds have gained with equity SIPs are still steady. However, debt funds have lost assets sharply. Rather than an eccentric investor, it is the marketplace and the rules of the game that nudge investors into these choices. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 665 no 10: Decoding the Centre’s Rs 20 trillion economic package https://money-with-monika.simplecast.com/episodes/10-decoding-the-centres-rs-20-trillion-economic-package-KawO60_M What are the takeaways from the Rs 20 trillion package? Who would benefit from the economic relief package announced by the government? In this special series, Mint's personal finance expert Monika Halan decodes the key takeaways of the relief package announced by the Centre in view of the Covid-19 pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 May 2020 13:25:04 -0000 10: Decoding the Centre’s Rs 20 trillion economic package full 10 Mint - HT Smartcast What are the takeaways from the Rs 20 trillion package? Who would benefit from the economic relief package announced by the government? In this special series, Mint's personal finance expert Monika Halan decodes the key takeaways of the relief package announced by the Centre in view of the Covid-19 pandemic. What are the takeaways from the Rs 20 trillion package? Who would benefit from the economic relief package announced by the government? In this special series, Mint's personal finance expert Monika Halan decodes the key takeaways of the relief package announced by the Centre in view of the Covid-19 pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices What are the takeaways from the Rs 20 trillion package? Who would benefit from the economic relief package announced by the government? In this special series, Mint's personal finance expert Monika Halan decodes the key takeaways of the relief package announced by the Centre in view of the Covid-19 pandemic.

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]]> 574 no 9: Rethinking rules of real estate amid the COVID crisis https://money-with-monika.simplecast.com/episodes/9-rethinking-rules-of-real-estate-amid-the-covid-crisis-A9gYk3C_ Why you should rethink real estate amid Covid-19. What should a tenant, landlord, and investor do? In this special series, personal finance expert Monika Halan explains strategies around the real estate during the Covid-19 pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 May 2020 12:43:28 -0000 9: Rethinking rules of real estate amid the COVID crisis full 9 Mint - HT Smartcast Why you should rethink real estate amid Covid-19. What should a tenant, landlord, and investor do? In this special series, personal finance expert Monika Halan explains strategies around the real estate during the Covid-19 pandemic. Why you should rethink real estate amid Covid-19. What should a tenant, landlord, and investor do? In this special series, personal finance expert Monika Halan explains strategies around the real estate during the Covid-19 pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices Why you should rethink real estate amid Covid-19. What should a tenant, landlord, and investor do? In this special series, personal finance expert Monika Halan explains strategies around the real estate during the Covid-19 pandemic.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 509 no 7: What are the kinds of risks in liquid funds? https://money-with-monika.simplecast.com/episodes/7-what-are-the-kinds-of-risks-in-liquid-funds-MejIhS9w What is a liquid fund? What are the kinds of risks in liquid funds? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions on liquid funds amid the crisis in debt funds triggered by the Covid-19 pandemic. Listen to the full episode for Monika Halan's advice. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 May 2020 09:55:20 -0000 7: What are the kinds of risks in liquid funds? full 7 Mint - HT Smartcast What is a liquid fund? What are the kinds of risks in liquid funds? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions on liquid funds amid the crisis in debt funds triggered by the Covid-19 pandemic. Listen to the full episode for Monika Halan's advice. What is a liquid fund? What are the kinds of risks in liquid funds? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions on liquid funds amid the crisis in debt funds triggered by the Covid-19 pandemic. Listen to the full episode for Monika Halan's advice. Learn more about your ad choices. Visit megaphone.fm/adchoices What is a liquid fund? What are the kinds of risks in liquid funds? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions on liquid funds amid the crisis in debt funds triggered by the Covid-19 pandemic. Listen to the full episode for Monika Halan's advice.

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]]> 595 no 11: How to plan your retirement with mutual funds https://money-with-monika.simplecast.com/episodes/11-how-to-plan-your-retirement-with-mutual-funds-X5_VUvRk Personal finance expert Monika Halan delves into the merits of starting your retirement planning early and what role mutual funds in doing so. “Invest small, yet consistently, every month to build your retirement corpus,” she says, adding that a “managed fund is a great way to start and is much better than a clunky real estate investment.”  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 May 2020 02:25:00 -0000 11: How to plan your retirement with mutual funds full 11 Mint - HT Smartcast Personal finance expert Monika Halan delves into the merits of starting your retirement planning early and what role mutual funds in doing so. “Invest small, yet consistently, every month to build your retirement corpus,” she says, adding that a “managed fund is a great way to start and is much better than a clunky real estate investment.”  Personal finance expert Monika Halan delves into the merits of starting your retirement planning early and what role mutual funds in doing so. “Invest small, yet consistently, every month to build your retirement corpus,” she says, adding that a “managed fund is a great way to start and is much better than a clunky real estate investment.”  Learn more about your ad choices. Visit megaphone.fm/adchoices Personal finance expert Monika Halan delves into the merits of starting your retirement planning early and what role mutual funds in doing so. “Invest small, yet consistently, every month to build your retirement corpus,” she says, adding that a “managed fund is a great way to start and is much better than a clunky real estate investment.” 

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]]> 721 no 6: What does RBI cash window for mutual funds mean? https://money-with-monika.simplecast.com/episodes/6-what-does-rbi-cash-window-for-mutual-funds-mean-9Bjia50_ With Franklin Templeton winding up six credit funds for want of liquidity, the Reserve Bank of India has announced a special cash window for mutual funds to prevent a 'contagious effect'. What is this special scheme, and how will it help mutual funds? Listen as personal finance expert Monika Halan explain the motivation behind RBI's move and its likely impact. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 May 2020 12:09:45 -0000 6: What does RBI cash window for mutual funds mean? full 6 Mint - HT Smartcast With Franklin Templeton winding up six credit funds for want of liquidity, the Reserve Bank of India has announced a special cash window for mutual funds to prevent a 'contagious effect'. What is this special scheme, and how will it help mutual funds? Listen as personal finance expert Monika Halan explain the motivation behind RBI's move and its likely impact. With Franklin Templeton winding up six credit funds for want of liquidity, the Reserve Bank of India has announced a special cash window for mutual funds to prevent a 'contagious effect'. What is this special scheme, and how will it help mutual funds? Listen as personal finance expert Monika Halan explain the motivation behind RBI's move and its likely impact. Learn more about your ad choices. Visit megaphone.fm/adchoices With Franklin Templeton winding up six credit funds for want of liquidity, the Reserve Bank of India has announced a special cash window for mutual funds to prevent a 'contagious effect'. What is this special scheme, and how will it help mutual funds? Listen as personal finance expert Monika Halan explain the motivation behind RBI's move and its likely impact.

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]]> 675 no 5: Why did Franklin Templeton kill 6 of its debt funds? https://money-with-monika.simplecast.com/episodes/5-why-did-franklin-templeton-kill-6-of-its-debt-funds-dWrcnqOf Franklin Templeton India announced winding up of six of its debt fund schemes. How exactly does this affect the investors? Personal finance expert @monikahalan explains why Franklin Templeton took the step and what can be done now.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Apr 2020 12:22:00 -0000 5: Why did Franklin Templeton kill 6 of its debt funds? full 5 Mint - HT Smartcast Franklin Templeton India announced winding up of six of its debt fund schemes. How exactly does this affect the investors? Personal finance expert @monikahalan explains why Franklin Templeton took the step and what can be done now.  Franklin Templeton India announced winding up of six of its debt fund schemes. How exactly does this affect the investors? Personal finance expert @monikahalan explains why Franklin Templeton took the step and what can be done now.  Learn more about your ad choices. Visit megaphone.fm/adchoices Franklin Templeton India announced winding up of six of its debt fund schemes. How exactly does this affect the investors? Personal finance expert @monikahalan explains why Franklin Templeton took the step and what can be done now. 

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]]> 647 no 4: Why oil dropped below zero: COVID-19, geopolitics & your wallet https://money-with-monika.simplecast.com/episodes/4-why-oil-dropped-below-zero-covid-19-geopolitics-your-wallet-bW_4bC4p The COVID-19 pandemic recently delivered a fresh shock to the economic system even as the world has been brought to a grinding halt. Crude oil futures collapsed below zero for the first time ever with demand plunging and experts predicting the worst recession in decades. But what exactly caused this historic event? Is the Coronavirus the sole culprit, or are there other factors at play? And most importantly, what does this mean for you and your wallet?  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Apr 2020 11:47:08 -0000 4: Why oil dropped below zero: COVID-19, geopolitics & your wallet full 4 Mint - HT Smartcast The COVID-19 pandemic recently delivered a fresh shock to the economic system even as the world has been brought to a grinding halt. Crude oil futures collapsed below zero for the first time ever with demand plunging and experts predicting the worst recession in decades. But what exactly caused this historic event? Is the Coronavirus the sole culprit, or are there other factors at play? And most importantly, what does this mean for you and your wallet?  The COVID-19 pandemic recently delivered a fresh shock to the economic system even as the world has been brought to a grinding halt. Crude oil futures collapsed below zero for the first time ever with demand plunging and experts predicting the worst recession in decades. But what exactly caused this historic event? Is the Coronavirus the sole culprit, or are there other factors at play? And most importantly, what does this mean for you and your wallet?  Learn more about your ad choices. Visit megaphone.fm/adchoices The COVID-19 pandemic recently delivered a fresh shock to the economic system even as the world has been brought to a grinding halt. Crude oil futures collapsed below zero for the first time ever with demand plunging and experts predicting the worst recession in decades. But what exactly caused this historic event? Is the Coronavirus the sole culprit, or are there other factors at play? And most importantly, what does this mean for you and your wallet? 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 524 no 3: RBI reduced reverse repo rate, what does it mean? https://money-with-monika.simplecast.com/episodes/3-rbi-reduced-reverse-repo-rate-what-does-it-mean-RdJgs_5e The Reserve Bank of India on April 17 announced a reduction in the reverse repo rate by 25 basis points. What does it mean and why is it important now? In this episode of Money with Monika, personal finance expert Monika Halan talks about RBI giving Rs 50,000 crore through TLTRO.20 to banks to lend to NBFCs and MFIs. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Apr 2020 11:45:12 -0000 3: RBI reduced reverse repo rate, what does it mean? full 3 Mint - HT Smartcast The Reserve Bank of India on April 17 announced a reduction in the reverse repo rate by 25 basis points. What does it mean and why is it important now? In this episode of Money with Monika, personal finance expert Monika Halan talks about RBI giving Rs 50,000 crore through TLTRO.20 to banks to lend to NBFCs and MFIs. The Reserve Bank of India on April 17 announced a reduction in the reverse repo rate by 25 basis points. What does it mean and why is it important now? In this episode of Money with Monika, personal finance expert Monika Halan talks about RBI giving Rs 50,000 crore through TLTRO.20 to banks to lend to NBFCs and MFIs. Learn more about your ad choices. Visit megaphone.fm/adchoices The Reserve Bank of India on April 17 announced a reduction in the reverse repo rate by 25 basis points. What does it mean and why is it important now? In this episode of Money with Monika, personal finance expert Monika Halan talks about RBI giving Rs 50,000 crore through TLTRO.20 to banks to lend to NBFCs and MFIs.

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]]> 510 no 2: What if you don't have an emergency fund today https://money-with-monika.simplecast.com/episodes/2-what-if-you-dont-have-an-emergency-fund-today-3lBR7EPc What is an emergency fund? How much money does one need? Where do you put it? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions and fears over money amid lockdown triggered by COVID-19 pandemic. Listen to the full episode for Monika Halan's advice. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Apr 2020 11:43:17 -0000 2: What if you don't have an emergency fund today full 2 Mint - HT Smartcast What is an emergency fund? How much money does one need? Where do you put it? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions and fears over money amid lockdown triggered by COVID-19 pandemic. Listen to the full episode for Monika Halan's advice. What is an emergency fund? How much money does one need? Where do you put it? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions and fears over money amid lockdown triggered by COVID-19 pandemic. Listen to the full episode for Monika Halan's advice. Learn more about your ad choices. Visit megaphone.fm/adchoices What is an emergency fund? How much money does one need? Where do you put it? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions and fears over money amid lockdown triggered by COVID-19 pandemic. Listen to the full episode for Monika Halan's advice.

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]]> 466 no 1: Is it a good time to invest in equity amid COVID-19 pandemic https://money-with-monika.simplecast.com/episodes/1-is-it-a-good-time-to-invest-in-equity-amid-covid-19-pandemic-Q10o2nwu As the world continues to grapple with COVID-19, is it a good time to invest in equity? In this episode of Money with Monika, personal finance expert Monika Halan talks about a checklist of 7 things one must consider before investing in equity. Listen to the full episode for Monika Halan's advice. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Apr 2020 11:41:42 -0000 1: Is it a good time to invest in equity amid COVID-19 pandemic full 1 Mint - HT Smartcast As the world continues to grapple with COVID-19, is it a good time to invest in equity? In this episode of Money with Monika, personal finance expert Monika Halan talks about a checklist of 7 things one must consider before investing in equity. Listen to the full episode for Monika Halan's advice. As the world continues to grapple with COVID-19, is it a good time to invest in equity? In this episode of Money with Monika, personal finance expert Monika Halan talks about a checklist of 7 things one must consider before investing in equity. Listen to the full episode for Monika Halan's advice. Learn more about your ad choices. Visit megaphone.fm/adchoices As the world continues to grapple with COVID-19, is it a good time to invest in equity? In this episode of Money with Monika, personal finance expert Monika Halan talks about a checklist of 7 things one must consider before investing in equity. Listen to the full episode for Monika Halan's advice.

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]]> 521 no 10: Using mutual funds to meet financial goals https://money-with-monika.simplecast.com/episodes/10-using-mutual-funds-to-meet-financial-goals-Gi1b9hfl In this episode of 'Money with Monika', personal finance expert Monika Halan explains how mutual fund investments can be tailored to meet various financial goals—be it buying a car in a couple of years, planning a wedding in five years, or even retirement. “While a low-risk product is advisable for short-term financial goals, have a sizeable risk appetite when planning for the longer term,” she says Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Apr 2020 11:38:26 -0000 10: Using mutual funds to meet financial goals full 10 Mint - HT Smartcast In this episode of 'Money with Monika', personal finance expert Monika Halan explains how mutual fund investments can be tailored to meet various financial goals—be it buying a car in a couple of years, planning a wedding in five years, or even retirement. “While a low-risk product is advisable for short-term financial goals, have a sizeable risk appetite when planning for the longer term,” she says In this episode of 'Money with Monika', personal finance expert Monika Halan explains how mutual fund investments can be tailored to meet various financial goals—be it buying a car in a couple of years, planning a wedding in five years, or even retirement. “While a low-risk product is advisable for short-term financial goals, have a sizeable risk appetite when planning for the longer term,” she says Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode of 'Money with Monika', personal finance expert Monika Halan explains how mutual fund investments can be tailored to meet various financial goals—be it buying a car in a couple of years, planning a wedding in five years, or even retirement. “While a low-risk product is advisable for short-term financial goals, have a sizeable risk appetite when planning for the longer term,” she says

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]]> 701 no 9: Asset allocation for mutual funds | Asset classes | Real estate https://money-with-monika.simplecast.com/episodes/9-asset-allocation-for-mutual-funds-asset-classes-real-estate-yioFPCjp Personal finance expert Monika Halan explains the importance of asset allocation in this episode of the weekly show. “Equity, debt, cash, gold and real estate are all asset classes. Each comes with its own attribute. Each asset class has a specific role in your portfolio,” points out Monika Halan Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Apr 2020 12:13:36 -0000 9: Asset allocation for mutual funds | Asset classes | Real estate full 9 Mint - HT Smartcast Personal finance expert Monika Halan explains the importance of asset allocation in this episode of the weekly show. “Equity, debt, cash, gold and real estate are all asset classes. Each comes with its own attribute. Each asset class has a specific role in your portfolio,” points out Monika Halan Personal finance expert Monika Halan explains the importance of asset allocation in this episode of the weekly show. “Equity, debt, cash, gold and real estate are all asset classes. Each comes with its own attribute. Each asset class has a specific role in your portfolio,” points out Monika Halan Learn more about your ad choices. Visit megaphone.fm/adchoices Personal finance expert Monika Halan explains the importance of asset allocation in this episode of the weekly show. “Equity, debt, cash, gold and real estate are all asset classes. Each comes with its own attribute. Each asset class has a specific role in your portfolio,” points out Monika Halan

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]]> 701 no 8: Understanding mutual fund investment options | Systemic Investment Plan | Systemic Transfer Plan https://money-with-monika.simplecast.com/episodes/8-understanding-mutual-fund-investment-options-systemic-investment-plan-systemic-transfer-plan-V4Hd7mzS Personal finance expert Monika Halan explains the various options through which you can invest in mutual funds. She explains the difference between a Systemic Investment Plan (SIP), a Systemic Transfer Plan (STP) and a lump sum investment. “Depending on the intent behind the investment, you will choose the options of growth vs. dividend,” she adds. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Apr 2020 06:33:50 -0000 8: Understanding mutual fund investment options | Systemic Investment Plan | Systemic Transfer Plan full 8 Mint - HT Smartcast Personal finance expert Monika Halan explains the various options through which you can invest in mutual funds. She explains the difference between a Systemic Investment Plan (SIP), a Systemic Transfer Plan (STP) and a lump sum investment. “Depending on the intent behind the investment, you will choose the options of growth vs. dividend,” she adds. Personal finance expert Monika Halan explains the various options through which you can invest in mutual funds. She explains the difference between a Systemic Investment Plan (SIP), a Systemic Transfer Plan (STP) and a lump sum investment. “Depending on the intent behind the investment, you will choose the options of growth vs. dividend,” she adds. Learn more about your ad choices. Visit megaphone.fm/adchoices Personal finance expert Monika Halan explains the various options through which you can invest in mutual funds. She explains the difference between a Systemic Investment Plan (SIP), a Systemic Transfer Plan (STP) and a lump sum investment. “Depending on the intent behind the investment, you will choose the options of growth vs. dividend,” she adds.

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]]> 667 no 7: Risks vs. returns in mutual funds | Risks versus returns | Mutual fund investments https://money-with-monika.simplecast.com/episodes/7-risks-vs-returns-in-mutual-funds-risks-versus-returns-mutual-fund-investments-S_aGMmUR Personal finance expert Monika Halan answers all your queries related to risks versus returns on mutual fund investments in this episode of Money With Monika. “Don’t invest in mutual funds if you are nervous about your short term emergency needs,” she advises.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Apr 2020 06:31:08 -0000 7: Risks vs. returns in mutual funds | Risks versus returns | Mutual fund investments full 7 Mint - HT Smartcast Personal finance expert Monika Halan answers all your queries related to risks versus returns on mutual fund investments in this episode of Money With Monika. “Don’t invest in mutual funds if you are nervous about your short term emergency needs,” she advises.  Personal finance expert Monika Halan answers all your queries related to risks versus returns on mutual fund investments in this episode of Money With Monika. “Don’t invest in mutual funds if you are nervous about your short term emergency needs,” she advises.  Learn more about your ad choices. Visit megaphone.fm/adchoices Personal finance expert Monika Halan answers all your queries related to risks versus returns on mutual fund investments in this episode of Money With Monika. “Don’t invest in mutual funds if you are nervous about your short term emergency needs,” she advises. 

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]]> 706 no 6: How to choose the right mutual fund | equity | debt funds https://money-with-monika.simplecast.com/episodes/6-how-to-choose-the-right-mutual-fund-equity-debt-funds-RaRzwt2d "The longer your time horizon, the more equity you can put in your mutual fund portfolio and the shorter your time horizon, the more debt funds you should have," says personal finance expert Monika Halan in this episode of Money With Monika. " Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Apr 2020 09:36:35 -0000 6: How to choose the right mutual fund | equity | debt funds full 6 Mint - HT Smartcast "The longer your time horizon, the more equity you can put in your mutual fund portfolio and the shorter your time horizon, the more debt funds you should have," says personal finance expert Monika Halan in this episode of Money With Monika. " "The longer your time horizon, the more equity you can put in your mutual fund portfolio and the shorter your time horizon, the more debt funds you should have," says personal finance expert Monika Halan in this episode of Money With Monika. " Learn more about your ad choices. Visit megaphone.fm/adchoices "The longer your time horizon, the more equity you can put in your mutual fund portfolio and the shorter your time horizon, the more debt funds you should have," says personal finance expert Monika Halan in this episode of Money With Monika. "

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]]> 685 no 5: A guide to mutual fund SIPs | Market risks | Mutual funds https://money-with-monika.simplecast.com/episodes/5-a-guide-to-mutual-fund-sips-market-risks-mutual-funds-xYb0yYDs “A systematic investment plan, or SIP, is only a route to a mutual fund,” says personal finance expert Monika Halan. To understand how it differs from MF and how choosing a SIP over lump sum investment reduces market risks, Listen to this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Apr 2020 15:03:21 -0000 5: A guide to mutual fund SIPs | Market risks | Mutual funds full 5 Mint - HT Smartcast “A systematic investment plan, or SIP, is only a route to a mutual fund,” says personal finance expert Monika Halan. To understand how it differs from MF and how choosing a SIP over lump sum investment reduces market risks, Listen to this episode. “A systematic investment plan, or SIP, is only a route to a mutual fund,” says personal finance expert Monika Halan. To understand how it differs from MF and how choosing a SIP over lump sum investment reduces market risks, Listen to this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices “A systematic investment plan, or SIP, is only a route to a mutual fund,” says personal finance expert Monika Halan. To understand how it differs from MF and how choosing a SIP over lump sum investment reduces market risks, Listen to this episode.

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]]> 649 no How to deal with Coronavirus-induced bloodbath in markets | Global slowdown | Coronavirus pandemic https://money-with-monika.simplecast.com/episodes/how-to-deal-with-coronavirus-induced-bloodbath-in-markets-global-slowdown-coronavirus-pandemic-AvERI2a0 While dealing with the ongoing global slowdown and trade skirmishes, financial markets have been dealt a fresh blow due to the Coronavirus pandemic. As indices remain in the red, with an uncertain outlook, what should your strategy be regarding your investments? Listen to  the full episode for personal finance expert Monika Halan's advice.Monika Halan is consulting editor, Mint, and author of the book 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Apr 2020 12:09:15 -0000 How to deal with Coronavirus-induced bloodbath in markets | Global slowdown | Coronavirus pandemic full 10 Mint - HT Smartcast While dealing with the ongoing global slowdown and trade skirmishes, financial markets have been dealt a fresh blow due to the Coronavirus pandemic. As indices remain in the red, with an uncertain outlook, what should your strategy be regarding your investments? Listen to  the full episode for personal finance expert Monika Halan's advice. Monika Halan is consulting editor, Mint, and author of the book 'Let's Talk Money'. While dealing with the ongoing global slowdown and trade skirmishes, financial markets have been dealt a fresh blow due to the Coronavirus pandemic. As indices remain in the red, with an uncertain outlook, what should your strategy be regarding your investments? Listen to  the full episode for personal finance expert Monika Halan's advice.Monika Halan is consulting editor, Mint, and author of the book 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices While dealing with the ongoing global slowdown and trade skirmishes, financial markets have been dealt a fresh blow due to the Coronavirus pandemic. As indices remain in the red, with an uncertain outlook, what should your strategy be regarding your investments? Listen to  the full episode for personal finance expert Monika Halan's advice.
Monika Halan is consulting editor, Mint, and author of the book 'Let's Talk Money'.

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]]> 832 no 4: When’s the right time to invest in Mutual Funds | Long term compounding https://money-with-monika.simplecast.com/episodes/4-whens-the-right-time-to-invest-in-mutual-funds-long-term-compounding-I535J9p_ “There is no perfect moment to start investing. Just start,” says personal finance expert Monika Halan in this episode of Money With Monika. “It takes very little to start investing as much as just ₹500/month in a mutual fund SIP,” adds Monika. She explains to viewers why investing early will allow them to reap the benefits of compounding over the long term. Monika Halan is consulting editor with Mint and author of 'Let's Talk Money'. Money With Monika is a weekly personal finance show published on livemint.com Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Apr 2020 11:43:52 -0000 4: When’s the right time to invest in Mutual Funds | Long term compounding full 4 Mint - HT Smartcast “There is no perfect moment to start investing. Just start,” says personal finance expert Monika Halan in this episode of Money With Monika. “It takes very little to start investing as much as just ₹500/month in a mutual fund SIP,” adds Monika. She explains to viewers why investing early will allow them to reap the benefits of compounding over the long term. Monika Halan is consulting editor with Mint and author of 'Let's Talk Money'. Money With Monika is a weekly personal finance show published on livemint.com “There is no perfect moment to start investing. Just start,” says personal finance expert Monika Halan in this episode of Money With Monika. “It takes very little to start investing as much as just ₹500/month in a mutual fund SIP,” adds Monika. She explains to viewers why investing early will allow them to reap the benefits of compounding over the long term. Monika Halan is consulting editor with Mint and author of 'Let's Talk Money'. Money With Monika is a weekly personal finance show published on livemint.com Learn more about your ad choices. Visit megaphone.fm/adchoices “There is no perfect moment to start investing. Just start,” says personal finance expert Monika Halan in this episode of Money With Monika. “It takes very little to start investing as much as just ₹500/month in a mutual fund SIP,” adds Monika. She explains to viewers why investing early will allow them to reap the benefits of compounding over the long term. Monika Halan is consulting editor with Mint and author of 'Let's Talk Money'. Money With Monika is a weekly personal finance show published on livemint.com

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]]> 712 no 3: How debt mutual funds work | Debt mutual funds | Shorter-term goals https://money-with-monika.simplecast.com/episodes/3-how-debt-mutual-funds-work-debt-mutual-funds-shorter-term-goals-JdJbAavy In this episode of Money With Monika, personal finance expert Monika Halan delves into the importance of having debt mutual funds in your investment portfolio. Debt funds are flexible, she says, and are good for various shorter-term goals but can be difficult to understand. ‘You can choose to invest in a conservative balanced fund if you want the safety of bonds with a flavor of equity,’ she adds. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Mar 2020 06:40:00 -0000 3: How debt mutual funds work | Debt mutual funds | Shorter-term goals full 3 Mint - HT Smartcast In this episode of Money With Monika, personal finance expert Monika Halan delves into the importance of having debt mutual funds in your investment portfolio. Debt funds are flexible, she says, and are good for various shorter-term goals but can be difficult to understand. ‘You can choose to invest in a conservative balanced fund if you want the safety of bonds with a flavor of equity,’ she adds. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'. In this episode of Money With Monika, personal finance expert Monika Halan delves into the importance of having debt mutual funds in your investment portfolio. Debt funds are flexible, she says, and are good for various shorter-term goals but can be difficult to understand. ‘You can choose to invest in a conservative balanced fund if you want the safety of bonds with a flavor of equity,’ she adds. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode of Money With Monika, personal finance expert Monika Halan delves into the importance of having debt mutual funds in your investment portfolio. Debt funds are flexible, she says, and are good for various shorter-term goals but can be difficult to understand. ‘You can choose to invest in a conservative balanced fund if you want the safety of bonds with a flavor of equity,’ she adds. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'.

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]]> 697 no 2: Mutual funds versus direct stocks | Direct stock investments | Mutual funds https://money-with-monika.simplecast.com/episodes/2-mutual-funds-versus-direct-stocks-direct-stock-investments-mutual-funds-0Mho7Vwv In this episode of Money With Monika, personal finance expert Monika Halan talks about the benefits of choosing a mutual fund over direct stock investments. Investing in mutual funds is far safer than putting all your money in one stock, she says, as the chances of failure of an entire basket of stocks are next to none. In short, hedge your bets for maximum returns at minimal risk. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Mar 2020 06:40:00 -0000 2: Mutual funds versus direct stocks | Direct stock investments | Mutual funds full 2 Mint - HT Smartcast In this episode of Money With Monika, personal finance expert Monika Halan talks about the benefits of choosing a mutual fund over direct stock investments. Investing in mutual funds is far safer than putting all your money in one stock, she says, as the chances of failure of an entire basket of stocks are next to none. In short, hedge your bets for maximum returns at minimal risk. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'. In this episode of Money With Monika, personal finance expert Monika Halan talks about the benefits of choosing a mutual fund over direct stock investments. Investing in mutual funds is far safer than putting all your money in one stock, she says, as the chances of failure of an entire basket of stocks are next to none. In short, hedge your bets for maximum returns at minimal risk. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode of Money With Monika, personal finance expert Monika Halan talks about the benefits of choosing a mutual fund over direct stock investments. Investing in mutual funds is far safer than putting all your money in one stock, she says, as the chances of failure of an entire basket of stocks are next to none. In short, hedge your bets for maximum returns at minimal risk. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'.

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]]> 650 no 1: Mutual funds guide for beginners | Investment portfolio | Financial planning https://money-with-monika.simplecast.com/episodes/1-mutual-funds-guide-for-beginners-investment-portfolio-financial-planning-IMFk_E_0 Why mutual funds? That's the question personal finance expert Monika Halan, consulting editor of Mint and author of 'Lets Talk Money', answers in this episode of 'Money with Monika'. Mutual fund investments do come with risks, she says, but it's a gamble worth making for a diverse, and more lucrative, investment portfolio—be it for a seasoned investor or a beginner taking her first steps in financial planning. See mutual funds as a buffet, Monika Halan says, and invest as per your taste. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Mar 2020 06:40:00 -0000 1: Mutual funds guide for beginners | Investment portfolio | Financial planning full 1 Mint - HT Smartcast Why mutual funds? That's the question personal finance expert Monika Halan, consulting editor of Mint and author of 'Lets Talk Money', answers in this episode of 'Money with Monika'. Mutual fund investments do come with risks, she says, but it's a gamble worth making for a diverse, and more lucrative, investment portfolio—be it for a seasoned investor or a beginner taking her first steps in financial planning. See mutual funds as a buffet, Monika Halan says, and invest as per your taste. Why mutual funds? That's the question personal finance expert Monika Halan, consulting editor of Mint and author of 'Lets Talk Money', answers in this episode of 'Money with Monika'. Mutual fund investments do come with risks, she says, but it's a gamble worth making for a diverse, and more lucrative, investment portfolio—be it for a seasoned investor or a beginner taking her first steps in financial planning. See mutual funds as a buffet, Monika Halan says, and invest as per your taste. Learn more about your ad choices. Visit megaphone.fm/adchoices Why mutual funds? That's the question personal finance expert Monika Halan, consulting editor of Mint and author of 'Lets Talk Money', answers in this episode of 'Money with Monika'. Mutual fund investments do come with risks, she says, but it's a gamble worth making for a diverse, and more lucrative, investment portfolio—be it for a seasoned investor or a beginner taking her first steps in financial planning. See mutual funds as a buffet, Monika Halan says, and invest as per your taste.

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]]> 945 no 6: How to raise financially savvy kids | Train your child | Financial prudence https://money-with-monika.simplecast.com/episodes/6-how-to-raise-financially-savvy-kids-train-your-child-financial-prudence-nEACaVLG Monika Halan offers tips and tricks to raise financially savvy kids. Should you and your spouse discuss your next big purchase in front of your child? Monika suggests having informed discussions this way will subconsciously train your child in financial prudence. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Feb 2020 08:14:11 -0000 6: How to raise financially savvy kids | Train your child | Financial prudence full 6 Mint - HT Smartcast Monika Halan offers tips and tricks to raise financially savvy kids. Should you and your spouse discuss your next big purchase in front of your child? Monika suggests having informed discussions this way will subconsciously train your child in financial prudence. Monika Halan offers tips and tricks to raise financially savvy kids. Should you and your spouse discuss your next big purchase in front of your child? Monika suggests having informed discussions this way will subconsciously train your child in financial prudence. Learn more about your ad choices. Visit megaphone.fm/adchoices Monika Halan offers tips and tricks to raise financially savvy kids. Should you and your spouse discuss your next big purchase in front of your child? Monika suggests having informed discussions this way will subconsciously train your child in financial prudence.

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]]> 567 no 5: How to spot dubious investment plans | Lucrative investment plan | Schemes https://money-with-monika.simplecast.com/episodes/5-how-to-spot-dubious-investment-plans-lucrative-investment-plan-schemes-UElcaif5 Personal finance expert Monika Halan tells you if schemes that sound too good to be true are actually good or just plain dubious. Halan also tells you the four questions you must ask before you opt for a lucrative investment plan. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Feb 2020 05:30:00 -0000 5: How to spot dubious investment plans | Lucrative investment plan | Schemes full 5 Mint - HT Smartcast Personal finance expert Monika Halan tells you if schemes that sound too good to be true are actually good or just plain dubious. Halan also tells you the four questions you must ask before you opt for a lucrative investment plan. Personal finance expert Monika Halan tells you if schemes that sound too good to be true are actually good or just plain dubious. Halan also tells you the four questions you must ask before you opt for a lucrative investment plan. Learn more about your ad choices. Visit megaphone.fm/adchoices Personal finance expert Monika Halan tells you if schemes that sound too good to be true are actually good or just plain dubious. Halan also tells you the four questions you must ask before you opt for a lucrative investment plan.

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]]> 601 no 4: Why life insurance is not an investment option | Term plan | Bundled plan https://money-with-monika.simplecast.com/episodes/4-why-life-insurance-is-not-an-investment-option-term-plan-bundled-plan-W4DdW_Id Personal finance expert Monika Halan decodes the utility of life insurance as an investment product. She says that it is crucial to analyse returns on life insurance as tax breaks are available on other investment products too. She also differentiates between the utility of a term plan versus a bundled plan.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Jan 2020 14:47:57 -0000 4: Why life insurance is not an investment option | Term plan | Bundled plan full 4 Mint - HT Smartcast Personal finance expert Monika Halan decodes the utility of life insurance as an investment product. She says that it is crucial to analyse returns on life insurance as tax breaks are available on other investment products too. She also differentiates between the utility of a term plan versus a bundled plan.  Personal finance expert Monika Halan decodes the utility of life insurance as an investment product. She says that it is crucial to analyse returns on life insurance as tax breaks are available on other investment products too. She also differentiates between the utility of a term plan versus a bundled plan.  Learn more about your ad choices. Visit megaphone.fm/adchoices Personal finance expert Monika Halan decodes the utility of life insurance as an investment product. She says that it is crucial to analyse returns on life insurance as tax breaks are available on other investment products too. She also differentiates between the utility of a term plan versus a bundled plan. 

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]]> 534 no 3: How to calculate returns from your realty investment | Real estate | Stock market https://money-with-monika.simplecast.com/episodes/3-how-to-calculate-returns-from-your-realty-investment-real-estate-stock-market-aPQkdGwo Money with Monika - Season 1 is a weekly personal finance show that answers your queries on all investment matters. In Episode 3, personal finance expert Monika Halan discusses the returns from investments in real estate versus the stock market. She says that people must weigh their realty investments against both regular returns and profits. She further explains how investors must calculate their ‘yield’ from real estate investments. Monika Halan is the Consulting Editor of Mint, and author of Let’s Talk Money. In this series, she takes you through the various avenues of savings open to an individual to discover the best way to maximize your returns while minimizing your risk. She will also be taking questions from viewers on financial products that suit depending on income, age, risk appetite, and life goals. If you want to see your money grow, do tune in to Money with Monika.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Jan 2020 08:53:31 -0000 3: How to calculate returns from your realty investment | Real estate | Stock market full 3 Mint - HT Smartcast Money with Monika - Season 1 is a weekly personal finance show that answers your queries on all investment matters. In Episode 3, personal finance expert Monika Halan discusses the returns from investments in real estate versus the stock market. She says that people must weigh their realty investments against both regular returns and profits. She further explains how investors must calculate their ‘yield’ from real estate investments. Monika Halan is the Consulting Editor of Mint, and author of Let’s Talk Money. In this series, she takes you through the various avenues of savings open to an individual to discover the best way to maximize your returns while minimizing your risk. She will also be taking questions from viewers on financial products that suit depending on income, age, risk appetite, and life goals. If you want to see your money grow, do tune in to Money with Monika.  Money with Monika - Season 1 is a weekly personal finance show that answers your queries on all investment matters. In Episode 3, personal finance expert Monika Halan discusses the returns from investments in real estate versus the stock market. She says that people must weigh their realty investments against both regular returns and profits. She further explains how investors must calculate their ‘yield’ from real estate investments. Monika Halan is the Consulting Editor of Mint, and author of Let’s Talk Money. In this series, she takes you through the various avenues of savings open to an individual to discover the best way to maximize your returns while minimizing your risk. She will also be taking questions from viewers on financial products that suit depending on income, age, risk appetite, and life goals. If you want to see your money grow, do tune in to Money with Monika.  Learn more about your ad choices. Visit megaphone.fm/adchoices Money with Monika - Season 1 is a weekly personal finance show that answers your queries on all investment matters. In Episode 3, personal finance expert Monika Halan discusses the returns from investments in real estate versus the stock market. She says that people must weigh their realty investments against both regular returns and profits. She further explains how investors must calculate their ‘yield’ from real estate investments. Monika Halan is the Consulting Editor of Mint, and author of Let’s Talk Money. In this series, she takes you through the various avenues of savings open to an individual to discover the best way to maximize your returns while minimizing your risk. She will also be taking questions from viewers on financial products that suit depending on income, age, risk appetite, and life goals. If you want to see your money grow, do tune in to Money with Monika. 

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]]> 538 no 2: Should you invest in gold or buy stocks? | Returns from investments | Gold investments https://money-with-monika.simplecast.com/episodes/2-should-you-invest-in-gold-or-buy-stocks-returns-from-investments-gold-investments-6IGYlqf1 Personal finance show that answers your queries on all investment matters. In Episode 2, personal finance expert Monika Halan discusses the returns from investments in gold versus the stock market. She explains how gold investments are crucial to diversify your portfolio, but over-investing in gold may not be the smart option in the long run.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Dec 2019 16:13:24 -0000 2: Should you invest in gold or buy stocks? | Returns from investments | Gold investments full 2 Mint - HT Smartcast Personal finance show that answers your queries on all investment matters. In Episode 2, personal finance expert Monika Halan discusses the returns from investments in gold versus the stock market. She explains how gold investments are crucial to diversify your portfolio, but over-investing in gold may not be the smart option in the long run.  Personal finance show that answers your queries on all investment matters. In Episode 2, personal finance expert Monika Halan discusses the returns from investments in gold versus the stock market. She explains how gold investments are crucial to diversify your portfolio, but over-investing in gold may not be the smart option in the long run.  Learn more about your ad choices. Visit megaphone.fm/adchoices Personal finance show that answers your queries on all investment matters. In Episode 2, personal finance expert Monika Halan discusses the returns from investments in gold versus the stock market. She explains how gold investments are crucial to diversify your portfolio, but over-investing in gold may not be the smart option in the long run. 

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]]> 520 no 1: Why you should take market volatility in your stride | Equity investments | Investing in fixed deposits https://money-with-monika.simplecast.com/episodes/1-why-you-should-take-market-volatility-in-your-stride-equity-investments-investing-in-fixed-deposits-dLU5U4Ls Personal finance expert Monika Halan discusses ways to manage your investments in a volatile stock market. She also discusses the benefits of equity investments versus investing in fixed deposits or PPFs.  Monika Halan, Consulting Editor of Mint, and author of Let’s Talk Money takes you through the various avenues of savings open to individual - deposits, stocks, bonds, mutual funds, insurance and pension funds - to discover the best way to maximise your returns while minimising your risk. She will also be taking questions from you on financial products that suit depending on income, age, risk appetite and life goals. If you want to see your money grow, do tune in to Money with Monika. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Dec 2019 09:01:45 -0000 1: Why you should take market volatility in your stride | Equity investments | Investing in fixed deposits full 1 Mint - HT Smartcast Personal finance expert Monika Halan discusses ways to manage your investments in a volatile stock market. She also discusses the benefits of equity investments versus investing in fixed deposits or PPFs.  Monika Halan, Consulting Editor of Mint, and author of Let’s Talk Money takes you through the various avenues of savings open to individual - deposits, stocks, bonds, mutual funds, insurance and pension funds - to discover the best way to maximise your returns while minimising your risk. She will also be taking questions from you on financial products that suit depending on income, age, risk appetite and life goals. If you want to see your money grow, do tune in to Money with Monika. Personal finance expert Monika Halan discusses ways to manage your investments in a volatile stock market. She also discusses the benefits of equity investments versus investing in fixed deposits or PPFs.  Monika Halan, Consulting Editor of Mint, and author of Let’s Talk Money takes you through the various avenues of savings open to individual - deposits, stocks, bonds, mutual funds, insurance and pension funds - to discover the best way to maximise your returns while minimising your risk. She will also be taking questions from you on financial products that suit depending on income, age, risk appetite and life goals. If you want to see your money grow, do tune in to Money with Monika. Learn more about your ad choices. Visit megaphone.fm/adchoices Personal finance expert Monika Halan discusses ways to manage your investments in a volatile stock market. She also discusses the benefits of equity investments versus investing in fixed deposits or PPFs.  Monika Halan, Consulting Editor of Mint, and author of Let’s Talk Money takes you through the various avenues of savings open to individual - deposits, stocks, bonds, mutual funds, insurance and pension funds - to discover the best way to maximise your returns while minimising your risk. She will also be taking questions from you on financial products that suit depending on income, age, risk appetite and life goals. If you want to see your money grow, do tune in to Money with Monika.

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