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    <title>My Home, My Legacy</title>
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    <description>This series is your guide to navigating the journey of homeownership and beyond, helping you build not just a home, but a lasting financial foundation.&amp;nbsp;

From understanding your values and setting meaningful goals, to learning banking basics and preparing for major financial decisions, we break down complex topics into simple, practical steps. Along the way, you’ll hear from trusted experts who are here to empower you with the knowledge and confidence to make smart money moves and create a legacy that lasts.</description>
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      <title>My Home, My Legacy</title>
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    <itunes:type>episodic</itunes:type>
    <itunes:subtitle></itunes:subtitle>
    <itunes:author>Hearst StoryStudio</itunes:author>
    <itunes:summary>This series is your guide to navigating the journey of homeownership and beyond, helping you build not just a home, but a lasting financial foundation.&amp;nbsp;

From understanding your values and setting meaningful goals, to learning banking basics and preparing for major financial decisions, we break down complex topics into simple, practical steps. Along the way, you’ll hear from trusted experts who are here to empower you with the knowledge and confidence to make smart money moves and create a legacy that lasts.</itunes:summary>
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      <![CDATA[<p>This series is your guide to navigating the journey of homeownership and beyond, helping you build not just a home, but a lasting financial foundation.&nbsp;</p>
<p>From understanding your values and setting meaningful goals, to learning banking basics and preparing for major financial decisions, we break down complex topics into simple, practical steps. Along the way, you’ll hear from trusted experts who are here to empower you with the knowledge and confidence to make smart money moves and create a legacy that lasts.</p>
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      <itunes:name>Hearst StoryStudio</itunes:name>
      <itunes:email>monti.rossetti@hearststorystudio.com</itunes:email>
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      <title>Building Long-Term Wealth Through Homeownership</title>
      <description>In this episode, we’re joined by Melinda Golde, Director of Mortgage Banking at Stock Yards Bank &amp; Trust. We discuss how homeownership can play an important role in long-term wealth building. We talk about equity, appreciation, responsible borrowing, and how owning a home may support broader financial goals over time.</description>
      <pubDate>Sat, 24 Oct 2026 00:34:00 -0000</pubDate>
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      <itunes:summary>In this episode, we’re joined by Melinda Golde, Director of Mortgage Banking at Stock Yards Bank &amp; Trust. We discuss how homeownership can play an important role in long-term wealth building. We talk about equity, appreciation, responsible borrowing, and how owning a home may support broader financial goals over time.</itunes:summary>
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        <![CDATA[<p>In this episode, we’re joined by Melinda Golde, Director of Mortgage Banking at Stock Yards Bank &amp; Trust. We discuss how homeownership can play an important role in long-term wealth building. We talk about equity, appreciation, responsible borrowing, and how owning a home may support broader financial goals over time.</p>]]>
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      <title>Creating a Financial Plan After Buying Your First Home</title>
      <description>In this episode, we're joined again by Melinda Golde, Director of Mortgage Banking at Stock Yards Bank &amp; Trust. This conversation focuses on what comes after closing day — building a financial plan to protect your new investment and setting yourself up for long-term success as a homeowner.</description>
      <pubDate>Tue, 06 Oct 2026 19:07:00 -0000</pubDate>
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      <itunes:summary>In this episode, we're joined again by Melinda Golde, Director of Mortgage Banking at Stock Yards Bank &amp; Trust. This conversation focuses on what comes after closing day — building a financial plan to protect your new investment and setting yourself up for long-term success as a homeowner.</itunes:summary>
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        <![CDATA[<p>In this episode, we're joined again by Melinda Golde, Director of Mortgage Banking at Stock Yards Bank &amp; Trust. This conversation focuses on what comes after closing day — building a financial plan to protect your new investment and setting yourself up for long-term success as a homeowner.</p>]]>
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      <title>Life After Closing —What New Homeowners Should Expect</title>
      <description>Today we’re joined by Melinda Golde, Director of Mortgage Banking. In this episode, we’re talking about what happens after the papers are signed and the keys are officially yours. From settling into a new routine to understanding escrow, maintenance responsibilities, and ongoing expenses, we’ll discuss what first-time homeowners should expect during their first year of ownership.</description>
      <pubDate>Thu, 10 Sep 2026 22:38:00 -0000</pubDate>
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      <itunes:summary>Today we’re joined by Melinda Golde, Director of Mortgage Banking. In this episode, we’re talking about what happens after the papers are signed and the keys are officially yours. From settling into a new routine to understanding escrow, maintenance responsibilities, and ongoing expenses, we’ll discuss what first-time homeowners should expect during their first year of ownership.</itunes:summary>
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      <title>The Homebuying Process: From Pre-Approval to Closing</title>
      <description>Today we’re joined by&amp;nbsp;Melinda Golde, Director of Mortgage Banking. In this episode, we’re walking through the homebuying process step by step — from getting pre-approved to sitting at the closing table. For many buyers, especially first-time homeowners, the process can feel overwhelming at times. Today, we’ll help break it down into manageable steps so listeners know what to expect and can feel more confident throughout the journey.</description>
      <pubDate>Thu, 13 Aug 2026 19:35:00 -0000</pubDate>
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      <itunes:summary>Today we’re joined by&amp;nbsp;Melinda Golde, Director of Mortgage Banking. In this episode, we’re walking through the homebuying process step by step — from getting pre-approved to sitting at the closing table. For many buyers, especially first-time homeowners, the process can feel overwhelming at times. Today, we’ll help break it down into manageable steps so listeners know what to expect and can feel more confident throughout the journey.</itunes:summary>
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        <![CDATA[<p>Today we’re joined by&nbsp;Melinda Golde, Director of Mortgage Banking. In this episode, we’re walking through the homebuying process step by step — from getting pre-approved to sitting at the closing table. For many buyers, especially first-time homeowners, the process can feel overwhelming at times. Today, we’ll help break it down into manageable steps so listeners know what to expect and can feel more confident throughout the journey.</p>]]>
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      <itunes:duration>372</itunes:duration>
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      <title>Understanding Mortgage Options and Interest Rates</title>
      <description>Today we’re joined by&amp;nbsp;Melinda Golde, Director of Mortgage Banking. In this episode, we’re helping future homebuyers better understand mortgage options and interest rates. From conventional and government-backed loans to how interest rates impact affordability, we’ll break down some of the most common questions buyers have when preparing to finance a home.</description>
      <pubDate>Wed, 22 Jul 2026 21:12:00 -0000</pubDate>
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      <itunes:author>Hearst StoryStudio</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today we’re joined by&amp;nbsp;Melinda Golde, Director of Mortgage Banking. In this episode, we’re helping future homebuyers better understand mortgage options and interest rates. From conventional and government-backed loans to how interest rates impact affordability, we’ll break down some of the most common questions buyers have when preparing to finance a home.</itunes:summary>
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        <![CDATA[<p>Today we’re joined by&nbsp;Melinda Golde, Director of Mortgage Banking. In this episode, we’re helping future homebuyers better understand mortgage options and interest rates. From conventional and government-backed loans to how interest rates impact affordability, we’ll break down some of the most common questions buyers have when preparing to finance a home.</p>]]>
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      <itunes:duration>415</itunes:duration>
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      <title>I Think I Want to Buy a Home — What Do I Need to Know or Do Before I Begin the Journey?</title>
      <description>Welcome to My Home, My Legacy, brought to you by Stock Yards Bank &amp; Trust. I’m (host name), and today we’re joined by Melinda Golde, Director of Mortgage Banking. In this episode, we’re breaking down the path from renting to owning, covering common myths, what it really takes to qualify, and how understanding credit and finances can help you take the next step toward homeownership.</description>
      <pubDate>Fri, 26 Jun 2026 00:45:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Hearst StoryStudio</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Welcome to My Home, My Legacy, brought to you by Stock Yards Bank &amp; Trust. I’m (host name), and today we’re joined by Melinda Golde, Director of Mortgage Banking. In this episode, we’re breaking down the path from renting to owning, covering common myths, what it really takes to qualify, and how understanding credit and finances can help you take the next step toward homeownership.</itunes:summary>
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        <![CDATA[<p>Welcome to My Home, My Legacy, brought to you by Stock Yards Bank &amp; Trust. I’m (host name), and today we’re joined by <strong>Melinda Golde, Director of Mortgage Banking</strong>. In this episode, we’re breaking down the path from renting to owning, covering common myths, what it really takes to qualify, and how understanding credit and finances can help you take the next step toward homeownership.</p>]]>
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      <itunes:duration>436</itunes:duration>
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      <title>Banking Basics: Building a Strong Financial Foundation</title>
      <description>Today we are joined by Cyndi Kolb, Retail Area Manager, Stock Yards Bank &amp; Trust.

Cyndi talks to us about banking basics, how financial institutions work, the products and services they offer, and how choosing the right tools can help you manage money wisely and build toward your financial goals.</description>
      <pubDate>Fri, 29 May 2026 20:16:00 -0000</pubDate>
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      <itunes:author>Hearst StoryStudio</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today we are joined by Cyndi Kolb, Retail Area Manager, Stock Yards Bank &amp; Trust.

Cyndi talks to us about banking basics, how financial institutions work, the products and services they offer, and how choosing the right tools can help you manage money wisely and build toward your financial goals.</itunes:summary>
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<p>Cyndi talks to us about banking basics, how financial institutions work, the products and services they offer, and how choosing the right tools can help you manage money wisely and build toward your financial goals.</p>]]>
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      <title>Values, Goals, and Staying on Track </title>
      <description>In this episode, I’m joined by Melinda Golde, Director of Mortgage Banking, Stock Yards Bank &amp; Trust. We talking about how your values shape your financial decisions, how to set meaningful goals, and what it really takes to stay on track. Whether you're planning for a home or your future, it all starts with understanding what matters most.</description>
      <pubDate>Mon, 04 May 2026 21:04:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Hearst StoryStudio</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this episode, I’m joined by Melinda Golde, Director of Mortgage Banking, Stock Yards Bank &amp; Trust. We talking about how your values shape your financial decisions, how to set meaningful goals, and what it really takes to stay on track. Whether you're planning for a home or your future, it all starts with understanding what matters most.</itunes:summary>
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        <![CDATA[<p>In this episode, I’m joined by Melinda Golde, Director of Mortgage Banking, Stock Yards Bank &amp; Trust. We talking about how your values shape your financial decisions, how to set meaningful goals, and what it really takes to stay on track. Whether you're planning for a home or your future, it all starts with understanding what matters most.</p>]]>
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