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    <title>Financial Audit Follow Ups</title>
    <language>en</language>
    <copyright></copyright>
    <description>Follow-ups for Financial Audit episodes with Caleb Hammer. Making content to entertain and educate.

Want to be on the show? Email us at casting@calebhammer.com

Sponsorship and business inquiries: business@calebhammer.com</description>
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      <title>Financial Audit Follow Ups</title>
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    <itunes:explicit>no</itunes:explicit>
    <itunes:type>episodic</itunes:type>
    <itunes:subtitle>Follow-ups for Financial Audit episodes with Caleb Hammer</itunes:subtitle>
    <itunes:author>Caleb Hammer</itunes:author>
    <itunes:summary>Follow-ups for Financial Audit episodes with Caleb Hammer. Making content to entertain and educate.

Want to be on the show? Email us at casting@calebhammer.com

Sponsorship and business inquiries: business@calebhammer.com</itunes:summary>
    <content:encoded>
      <![CDATA[<p>Follow-ups for Financial Audit episodes with Caleb Hammer. Making content to entertain and educate.</p><p><br></p><p>Want to be on the show? Email us at casting@calebhammer.com</p><p><br></p><p>Sponsorship and business inquiries: business@calebhammer.com</p>]]>
    </content:encoded>
    <itunes:owner>
      <itunes:name>Caleb Hammer</itunes:name>
      <itunes:email>calebhammer@creatorsagency.co</itunes:email>
    </itunes:owner>
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      <itunes:category text="Investing"/>
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    <itunes:category text="Education">
      <itunes:category text="Self-Improvement"/>
    </itunes:category>
    <item>
      <title>Being Cheated On Changed Everything... | Financial Audit Follow Up</title>
      <description>📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

🔥🎬 PREVIOUS EPISODE 𝗛𝗘𝗥𝗘: https://youtu.be/aKtjZxYXJE0  👈🏼
___________________________________________
▶SPONSORS:

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!
#ad  @hicapitalize

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 09 Oct 2025 17:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

🔥🎬 PREVIOUS EPISODE 𝗛𝗘𝗥𝗘: https://youtu.be/aKtjZxYXJE0  👈🏼
___________________________________________
▶SPONSORS:

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!
#ad  @hicapitalize

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

🔥🎬 PREVIOUS EPISODE 𝗛𝗘𝗥𝗘: https://youtu.be/aKtjZxYXJE0  👈🏼
___________________________________________
▶SPONSORS:

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!
#ad  @hicapitalize

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1613</itunes:duration>
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    <item>
      <title>He Won't Be Making Six Figures For Long... | Financial Audit Weirdo</title>
      <description>Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video.

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

🔥🎬 PREVIOUS FOLLOW-UP 𝗛𝗘𝗥𝗘: https://youtu.be/wyF2GMTbxOY  👈🏼

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 25 Sep 2025 17:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video.

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

🔥🎬 PREVIOUS FOLLOW-UP 𝗛𝗘𝗥𝗘: https://youtu.be/wyF2GMTbxOY  👈🏼

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video.

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

🔥🎬 PREVIOUS FOLLOW-UP 𝗛𝗘𝗥𝗘: https://youtu.be/wyF2GMTbxOY  👈🏼

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2446</itunes:duration>
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    </item>
    <item>
      <title>The Most SANE Follow Up Guest On Financial Audit</title>
      <description>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

🔥🎬 𝗢𝗥𝗜𝗚𝗜𝗡𝗔𝗟 𝗘𝗣𝗜𝗦𝗢𝗗𝗘 𝗛𝗘𝗥𝗘:https://youtu.be/tMayhq71R5o  👈🏼

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 04 Sep 2025 18:15:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

🔥🎬 𝗢𝗥𝗜𝗚𝗜𝗡𝗔𝗟 𝗘𝗣𝗜𝗦𝗢𝗗𝗘 𝗛𝗘𝗥𝗘:https://youtu.be/tMayhq71R5o  👈🏼

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

🔥🎬 𝗢𝗥𝗜𝗚𝗜𝗡𝗔𝗟 𝗘𝗣𝗜𝗦𝗢𝗗𝗘 𝗛𝗘𝗥𝗘:https://youtu.be/tMayhq71R5o  👈🏼

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1909</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1cc0530c-89bb-11f0-91d9-6f9b6419abd6]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML6724041723.mp3?updated=1757011531" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>She's The Worst Guest This Year So Far | Financial Audit Follow Up</title>
      <description>Get up to $350 when you open a Chime® Checking account: https://secure.clickurl.ca/ss1nvv Thanks to Chime for sponsoring this video.

▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

🔥🎬 𝗢𝗥𝗜𝗚𝗜𝗡𝗔𝗟 𝗘𝗣𝗜𝗦𝗢𝗗𝗘 𝗛𝗘𝗥𝗘: https://youtu.be/g4jxSXnAgzY  👈🏼

▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 02 Sep 2025 21:37:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Get up to $350 when you open a Chime® Checking account: https://secure.clickurl.ca/ss1nvv Thanks to Chime for sponsoring this video.

▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

🔥🎬 𝗢𝗥𝗜𝗚𝗜𝗡𝗔𝗟 𝗘𝗣𝗜𝗦𝗢𝗗𝗘 𝗛𝗘𝗥𝗘: https://youtu.be/g4jxSXnAgzY  👈🏼

▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get up to $350 when you open a Chime® Checking account: https://secure.clickurl.ca/ss1nvv Thanks to Chime for sponsoring this video.

▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month. 

🔥🎬 𝗢𝗥𝗜𝗚𝗜𝗡𝗔𝗟 𝗘𝗣𝗜𝗦𝗢𝗗𝗘 𝗛𝗘𝗥𝗘: https://youtu.be/g4jxSXnAgzY  👈🏼

▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2065</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f8a6df6c-8844-11f0-a699-5780c305ed84]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML9970004224.mp3?updated=1756915977" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>This Nightmare Has To Stop! | Financial Audit F*ck Up</title>
      <description>Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!
#ad  @hicapitalize

▶ *FINAL WEEK!!!!!!* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call his mom, who keeps babying him... I confront her, and she's finally ready to kick him out...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5


▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=3BUGm3yhTX4  ◀️

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 14 Aug 2025 17:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ef33596a-7881-11f0-a642-1bf391ba11a4/image/fdcd78e80328ff839bd1cd02a4c9913e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!
#ad  @hicapitalize

▶ *FINAL WEEK!!!!!!* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call his mom, who keeps babying him... I confront her, and she's finally ready to kick him out...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5


▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=3BUGm3yhTX4  ◀️

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!
#ad  @hicapitalize

▶ *FINAL WEEK!!!!!!* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call his mom, who keeps babying him... I confront her, and she's finally ready to kick him out...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5


▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=3BUGm3yhTX4  ◀️

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1601</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ef33596a-7881-11f0-a642-1bf391ba11a4]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML3584829106.mp3?updated=1755187496" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Best Follow Up We've Ever Had? | Financial Audit Follow Up</title>
      <description>Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.

▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL FOLLOW UP HERE:https://youtu.be/61n7L0onEoo  ◀️
▶️ ORIGINAL EPISODE HERE:https://youtu.be/C4ps9ZbVTUo?feature=shared ◀️

▶EDUCATION: *FINAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 Aug 2025 19:22:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b77ca59c-77b1-11f0-990c-bf2f37b9f90b/image/c42e0131f20666a1c8743eaa3918a74b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.

▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL FOLLOW UP HERE:https://youtu.be/61n7L0onEoo  ◀️
▶️ ORIGINAL EPISODE HERE:https://youtu.be/C4ps9ZbVTUo?feature=shared ◀️

▶EDUCATION: *FINAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.

▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL FOLLOW UP HERE:https://youtu.be/61n7L0onEoo  ◀️
▶️ ORIGINAL EPISODE HERE:https://youtu.be/C4ps9ZbVTUo?feature=shared ◀️

▶EDUCATION: *FINAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1683</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>She Ended Her Marriage To Save Herself | Financial Follow Up Divorce</title>
      <description>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/Zyyva0FacaQ ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 10 Jul 2025 17:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2767e936-5cfd-11f0-a3bc-efb8ecb49a1a/image/2b77016c752bcc48b17b5343a882d3c8.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/Zyyva0FacaQ ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/Zyyva0FacaQ ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1547</itunes:duration>
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    <item>
      <title>They Came Back Just To Piss Me Off | Financial Audit Failure Follow Up</title>
      <description>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Go to https://expressvpn.com/FAFU and find out  how you can get 4 months of ExpressVPN free!

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/AaCapPkIU-k  ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 01 Jul 2025 14:46:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/33162e4c-568a-11f0-9b20-b37bfe230379/image/611e77d557b81524099d084d04dab27a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Go to https://expressvpn.com/FAFU and find out  how you can get 4 months of ExpressVPN free!

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/AaCapPkIU-k  ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Go to https://expressvpn.com/FAFU and find out  how you can get 4 months of ExpressVPN free!

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/AaCapPkIU-k  ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2452</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[33162e4c-568a-11f0-9b20-b37bfe230379]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML8827258383.mp3?updated=1751400487" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How Could Things Possibly Get Worse?! | F*cked Up Financial Audit Follow Up</title>
      <description>Go to https://expressvpn.com/FAFU and find out how you can get 4 months of ExpressVPN free!

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=wukjb-ssKzw ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 17 Jun 2025 21:09:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5d55d2dc-4bbf-11f0-9ab0-ab1f816ae0db/image/7133ac967def4437092fc0550723b418.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://expressvpn.com/FAFU and find out how you can get 4 months of ExpressVPN free!

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=wukjb-ssKzw ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://expressvpn.com/FAFU and find out how you can get 4 months of ExpressVPN free!

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize!

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=wukjb-ssKzw ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1772</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <title>Financial Audit's Most Epic Couple Returns | Legendary Follow Up</title>
      <description>Thanks to Moz Pro for sponsoring this video! Try the ultimate SEO tool for free at http://moz.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/7SCfHBL8zWE  ◀️

▶EDUCATION: *FINANCIAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 15 May 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/292fff70-30fb-11f0-a1e6-aff0ece4c1f3/image/c31bc0eee6a563e65f57076d75578435.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Thanks to Moz Pro for sponsoring this video! Try the ultimate SEO tool for free at http://moz.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/7SCfHBL8zWE  ◀️

▶EDUCATION: *FINANCIAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thanks to Moz Pro for sponsoring this video! Try the ultimate SEO tool for free at http://moz.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/7SCfHBL8zWE  ◀️

▶EDUCATION: *FINANCIAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1932</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>I've Never Been More Disappointed | Financial Audit Follow Up</title>
      <description>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/-RPchK9Xkzs?si=uUlYj5KJqSQdnzSP ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:28:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c5af582c-2120-11f0-9cc3-bb924fd6ff86/image/9d3e85f707abb62e0fa65182949e36ca.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://youtu.be/-RPchK9Xkzs?si=uUlYj5KJqSQdnzSP ◀️

▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/-RPchK9Xkzs?si=uUlYj5KJqSQdnzSP ◀️</p><p><br></p><p>▶EDUCATION: *FINANAL LOW PRICE CHANCE*</p><p><br></p><p>1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/</p><p><br></p><p>2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:</p><p>https://calebhammer.com/realestate/</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1870</itunes:duration>
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    </item>
    <item>
      <title>Trans Socialist Turned Non-Binary Capitalist! | Transition Follow Up</title>
      <description>▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/mQlLFatS6O4◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:25:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5ed7e8d0-2120-11f0-a427-e36a93ab6c96/image/7678c3bf06ecf58bbf51981041f74f03.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/mQlLFatS6O4◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/mQlLFatS6O4◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1976</itunes:duration>
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      <enclosure url="https://traffic.megaphone.fm/HML4732162508.mp3?updated=1750194558" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Valley Girl is "No Longer A Victim" | Financial Audit Rescue</title>
      <description>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=3K_lHCJl5n8 ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:23:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0db1df24-2120-11f0-812b-fb11bd06e2b9/image/8a298b358579815c94e7989d4b0bab95.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=3K_lHCJl5n8 ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=3K_lHCJl5n8 ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2004</itunes:duration>
      <guid isPermaLink="false"><![CDATA[0db1df24-2120-11f0-812b-fb11bd06e2b9]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML8821273856.mp3?updated=1750194382" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>She Returned Just To Prove Me Wrong | Financial Audit Follow Up</title>
      <description>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=LEmpS-2Fp_E ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:20:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a9b92946-211f-11f0-b4b5-1be32441774d/image/e0608311df92c07a4aac43f183610d20.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=LEmpS-2Fp_E ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=LEmpS-2Fp_E ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit: https://www.youtube.com/@CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1897</itunes:duration>
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    <item>
      <title>She Actually Cheated Financial Audit...  | Mixed Feelings Follow Up</title>
      <description>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=z-IWkSTZtAY ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:16:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/27f0d72e-211f-11f0-8a8b-af18a8906d52/image/9f98c4b2c02d5b4b5804a8d0f7ac1b9e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=z-IWkSTZtAY ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=z-IWkSTZtAY ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2119</itunes:duration>
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    <item>
      <title>This Financial Audit Follow Up Is A Mess...</title>
      <description>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE:https://youtu.be/5bF76oDyhQI  ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:12:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/95944d84-211e-11f0-91a6-ab3b0cd80b12/image/498d2f076ba765379ccd4da43b72cea9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE:https://youtu.be/5bF76oDyhQI  ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Try InVideo AI for free - https://invideo.io/i/FinancialAudit. You can use my code 'FINANCIALAUDIT50' to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:https://youtu.be/5bF76oDyhQI  ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2436</itunes:duration>
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    <item>
      <title>The "Freak Show" Wanted To Prove Me Wrong | Financial Audit Follow Up</title>
      <description>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=eUQsJlw5ZKQ ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:09:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/27d690fe-211e-11f0-b02a-6f89b2f520db/image/e1c28d5266a3ead0df4cab7de727d065.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=eUQsJlw5ZKQ ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=eUQsJlw5ZKQ ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1748</itunes:duration>
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    <item>
      <title>She Basically Owns Him Now... | Financial Audit Follow Up</title>
      <description>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize! #sponsorship  @hiCapitalize  

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=7SCfHBL8zWE ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/88715e68-211d-11f0-b32c-271668a82f64/image/0fe558daaa5fd444959351645f592ba0.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize! #sponsorship  @hiCapitalize  

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=7SCfHBL8zWE ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize! #sponsorship <a href="https://studio.youtube.com/channel/UCcLL2vcczjSPr0_8bFUua9w"> @hiCapitalize </a> </p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=7SCfHBL8zWE ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2881</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>The Biggest Follow Up Failure Ever</title>
      <description>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=xSO7yepbER4 ◀️

▶EDUCATION: *FINAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Apr 2025 15:02:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/15d30276-211d-11f0-a2b9-e350ba0bbc27/image/d745668b57a12a37e3514c202437339e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=xSO7yepbER4 ◀️

▶EDUCATION: *FINAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>*AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=xSO7yepbER4 ◀️</p><p><br></p><p>▶EDUCATION: *FINAL LOW PRICE CHANCE*</p><p><br></p><p>1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/</p><p><br></p><p>2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:</p><p>https://calebhammer.com/realestate/</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1401</itunes:duration>
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      <title>She Really Came Back Just To Fight Me | Str*pper Follow Up </title>
      <description>▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=9dtJOiYDYsY ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@CalebHammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Mar 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e8c1e868-f94b-11ef-9331-8b09870dc31d/image/52235a69a0c3481070064b8f04a7e811.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=9dtJOiYDYsY ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@CalebHammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=9dtJOiYDYsY ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit: https://www.youtube.com/@CalebHammer</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2681</itunes:duration>
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    </item>
    <item>
      <title>The Craziest Transition on Financial Audit!  | Jesse Follow Up</title>
      <description>▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=3BUGm3yhTX4  ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@CalebHammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Mar 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6358a496-f94b-11ef-b4f3-93732465708d/image/04d6f9995dd8e73cf469af06c09f81db.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=3BUGm3yhTX4  ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@CalebHammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE:https://www.youtube.com/watch?v=3BUGm3yhTX4  ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit: https://www.youtube.com/@CalebHammer</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1650</itunes:duration>
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    <item>
      <title>The Most Progress From A Financial Audit Guest Yet</title>
      <link>https://youtu.be/AKNl2JHorFY</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=SLPQtQcmfOc  ◀️

▶️ FIRST FOLLOW-UP HERE: https://youtu.be/LizTg1JSZJg?feature=shared  ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 21 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>The Most Progress From A Financial Audit Guest Yet</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>23</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=SLPQtQcmfOc  ◀️

▶️ FIRST FOLLOW-UP HERE: https://youtu.be/LizTg1JSZJg?feature=shared  ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=SLPQtQcmfOc  ◀️</p><p><br></p><p>▶️ FIRST FOLLOW-UP HERE: https://youtu.be/LizTg1JSZJg?feature=shared  ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit: https://www.youtube.com/@calebhammer</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1874</itunes:duration>
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    </item>
    <item>
      <title>Another Financial Audit Divorce | Devin Follow-Up</title>
      <link>https://youtu.be/7-JNZACSOGU</link>
      <description>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getkikoff.com/fafu for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/DwlQ_5A2mKU?feature=shared ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 14 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Another Financial Audit Divorce | Devin Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>20</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getkikoff.com/fafu for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/DwlQ_5A2mKU?feature=shared ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your financial goals matter. Good credit can make them real.</p><p>Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getkikoff.com/fafu for promotion to apply.</p><p><br></p><p>Users under 600 can grow +28 points in their 1st month.</p><p><br></p><p>No credit checks, hidden fees, or interest. Ever.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/DwlQ_5A2mKU?feature=shared ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit: https://www.youtube.com/@calebhammer</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1730</itunes:duration>
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    <item>
      <title>Sassy Twink Thinks He's Smarter Than Me | Financial Audit Follow-Up</title>
      <link>https://youtu.be/0gqGI3FtV6g</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE: https://youtu.be/DWWZ7wnGXmA?feature=shared ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 07 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Sassy Twink Thinks He's Smarter Than Me | Financial Audit Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>24</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0f027928-9c97-11ef-afb1-ff37de721ac6/image/f9a453b324be10abd4d75f2bdf6017b8.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE: https://youtu.be/DWWZ7wnGXmA?feature=shared ◀️

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit: https://www.youtube.com/@calebhammer
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/DWWZ7wnGXmA?feature=shared ◀️</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit: https://www.youtube.com/@calebhammer</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2944</itunes:duration>
      <guid isPermaLink="false"><![CDATA[0f027928-9c97-11ef-afb1-ff37de721ac6]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML6816430838.mp3?updated=1732134200" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>I Hate Him | Financial Audit Follow-Up</title>
      <link>https://youtu.be/Kn_EU9EPjJ0</link>
      <description>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getkikoff.com/fafu for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/5eWuAVVFYzs?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 31 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Hate Him | Financial Audit Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>23</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6f90164c-96f7-11ef-883a-93b4e1dfe82e/image/711a504beac00d6e40b502efba522a7a.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getkikoff.com/fafu for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/5eWuAVVFYzs?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your financial goals matter. Good credit can make them real.</p><p>Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getkikoff.com/fafu for promotion to apply.</p><p><br></p><p>Users under 600 can grow +28 points in their 1st month.</p><p><br></p><p>No credit checks, hidden fees, or interest. Ever.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/5eWuAVVFYzs?feature=shared ◀️</p><p><br></p><p>▶EDUCATION: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Finacial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    <item>
      <title>I'm Not Mad, Just Disappointed</title>
      <link>https://youtu.be/f1uMgsQKNTY</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

Support Yaya: Amazon.com/3HouseConcepts

▶️ ORIGINAL EPISODE HERE: https://youtu.be/1XKdschzLgk?feature=shared ◀️


▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>I'm Not Mad, Just Disappointed</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>22</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8d228c44-8fc2-11ef-930d-f354d674278d/image/7c51b610b15ba1192bc364ae426eb964.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

Support Yaya: Amazon.com/3HouseConcepts

▶️ ORIGINAL EPISODE HERE: https://youtu.be/1XKdschzLgk?feature=shared ◀️


▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>Support Yaya: Amazon.com/3HouseConcepts</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/1XKdschzLgk?feature=shared ◀️</p><p><br></p><p><br></p><p>▶EDUCATION: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Finacial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2169</itunes:duration>
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    <item>
      <title>Welcome Back To Financial Audit | Garrett Follow-Up</title>
      <link>https://youtu.be/vajYGz4foTc</link>
      <description>Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/financialaudit to get a 14-day free trial and see if any of your data has been exposed

▶️ ORIGINAL EPISODE HERE: https://youtu.be/LUrKrsbw-20?feature=shared  ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 17 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Welcome Back To Financial Audit | Garrett Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>21</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ef28df14-8bd6-11ef-801b-2799dc90e75a/image/47fa0f3eecba2c14402ed793fb8975d4.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/financialaudit to get a 14-day free trial and see if any of your data has been exposed

▶️ ORIGINAL EPISODE HERE: https://youtu.be/LUrKrsbw-20?feature=shared  ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/financialaudit to get a 14-day free trial and see if any of your data has been exposed</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/LUrKrsbw-20?feature=shared  ◀️</p><p><br></p><p>▶EDUCATION: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Finacial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2001</itunes:duration>
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    <item>
      <title>I Finally Quit On A Guest | Financial Audit Follow-Up</title>
      <link>https://youtu.be/_02qaApbte4</link>
      <description>Before you start paying off ANYTHING past due, Download Relief to get
the best deal your creditors are willing to make:
https://app.relief.app/LckI/CalebHammer2

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/o-uCXKW8xdE?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 03 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Finally Quit On A Guest | Financial Audit Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>20</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4fab3bfa-80fd-11ef-a360-3f7bf8655661/image/9088d7a0d3fcff47cab9ccc9b029e9b8.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Before you start paying off ANYTHING past due, Download Relief to get
the best deal your creditors are willing to make:
https://app.relief.app/LckI/CalebHammer2

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/o-uCXKW8xdE?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Before you start paying off ANYTHING past due, Download Relief to get</p><p>the best deal your creditors are willing to make:</p><p>https://app.relief.app/LckI/CalebHammer2</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/o-uCXKW8xdE?feature=shared ◀️</p><p><br></p><p>▶EDUCATION: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Finacial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1504</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4fab3bfa-80fd-11ef-a360-3f7bf8655661]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML8177595436.mp3?updated=1730935433" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>This Little Twink Refused To Listen | Financial Audit Follow-Up</title>
      <link>https://youtu.be/FLuC1ETQIlA</link>
      <description>Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/Ti-74wttfc4?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00 Preview
01:17 Intro
04:50 Let's Catch Up
06:47 Here We Go Again...
08:23 Let's Get Into Finances
17:50 Here's The Game Plan
25:07 Updated Hammer Financial Score
26:54 Would You Recommend Financial Audit?

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 19 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>This Little Twink Refused To Listen | Financial Audit Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>21</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4a4a3f98-75f0-11ef-9933-2bf011ef3075/image/f59dd865eb1842aade13377262425ef7.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/Ti-74wttfc4?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00 Preview
01:17 Intro
04:50 Let's Catch Up
06:47 Here We Go Again...
08:23 Let's Get Into Finances
17:50 Here's The Game Plan
25:07 Updated Hammer Financial Score
26:54 Would You Recommend Financial Audit?

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/Ti-74wttfc4?feature=shared ◀️</p><p><br></p><p>▶EDUCATION: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Finacial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Preview</p><p>01:17 Intro</p><p>04:50 Let's Catch Up</p><p>06:47 Here We Go Again...</p><p>08:23 Let's Get Into Finances</p><p>17:50 Here's The Game Plan</p><p>25:07 Updated Hammer Financial Score</p><p>26:54 Would You Recommend Financial Audit?</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1191</itunes:duration>
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      <title>Stubborn Father Risks It All For No Reason | Chris Follow-Up</title>
      <link>https://youtu.be/RlJFczD5lFk</link>
      <description>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/financialaudit. See site for full terms. This video is sponsored by Capitalize!

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/kBqFHKPKuDg?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:



_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 12 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Stubborn Father Risks It All For No Reason | Chris Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>19</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/abe8be7e-707c-11ef-baed-fbd6571388d0/image/1e4fc1c3ec629e6762481fe45f665aac.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/financialaudit. See site for full terms. This video is sponsored by Capitalize!

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/kBqFHKPKuDg?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:



_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/financialaudit. See site for full terms. This video is sponsored by Capitalize!</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/kBqFHKPKuDg?feature=shared ◀️</p><p><br></p><p>▶EDUCATION: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Finacial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p><br></p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2289</itunes:duration>
      <guid isPermaLink="false"><![CDATA[abe8be7e-707c-11ef-baed-fbd6571388d0]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML7005953256.mp3?updated=1726151622" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is No Progress… Progress? | Chris Financial Audit Follow-Up</title>
      <link>https://youtu.be/majzU6mtVJU</link>
      <description>▶️ ORIGINAL EPISODE HERE: https://youtu.be/IZQCR0f0NwI?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00 Flashback
00:32 Intro
02:03 Catching Up
04:42 Are You Sure About That..?
07:18 Finances!
10:11 "I Grabbed A Couple Drinks.."
12:43 Bullsh*t, Bullsh*t, Bullsh*t!"
15:18 Living Situation
17:28 Here's The Plan
21:22 Updated Hammer Financial Score
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 05 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Is No Progress… Progress? | Chris Financial Audit Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>19</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/10b606c8-6ad2-11ef-8bc5-0b17e62b190e/image/02b9ea3e903650c84f5f7e4852fbcb95.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE: https://youtu.be/IZQCR0f0NwI?feature=shared ◀️

▶EDUCATION: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00 Flashback
00:32 Intro
02:03 Catching Up
04:42 Are You Sure About That..?
07:18 Finances!
10:11 "I Grabbed A Couple Drinks.."
12:43 Bullsh*t, Bullsh*t, Bullsh*t!"
15:18 Living Situation
17:28 Here's The Plan
21:22 Updated Hammer Financial Score
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/IZQCR0f0NwI?feature=shared ◀️</p><p><br></p><p>▶EDUCATION: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Finacial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Flashback</p><p>00:32 Intro</p><p>02:03 Catching Up</p><p>04:42 Are You Sure About That..?</p><p>07:18 Finances!</p><p>10:11 "I Grabbed A Couple Drinks.."</p><p>12:43 Bullsh*t, Bullsh*t, Bullsh*t!"</p><p>15:18 Living Situation</p><p>17:28 Here's The Plan</p><p>21:22 Updated Hammer Financial Score</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1581</itunes:duration>
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    <item>
      <title>The Immature Child Is Back... | Ben Financial Audit Follow Up</title>
      <link>https://youtu.be/RV2zqToXJ-Q</link>
      <description>▶️ ORIGINAL EPISODE HERE: https://youtu.be/Y7_h7E_RG8I?feature=shared ◀️

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00 Preview
00:53 Intro
02:15 Let's catch up
04:49 You WHAT?
05:26 Be honest with me
07:05 A gift??
08:51 Let's get down to business
10:27 Physically?
12:24 So you DO have debt?!
14:20 Checking account looking kinda thick..
15:28 Resources!
16:21 You do you but..
17:39 Wheres your retirement?!?!
20:38 Breaking it down
22:13 Mission Time
28:46 Absolute cinema

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 29 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>The Immature Child Is Back... | Ben Financial Audit Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>18</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE: https://youtu.be/Y7_h7E_RG8I?feature=shared ◀️

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Finacial Audit: https://www.youtube.com/@calebhammer

2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
_______________________

▶CHAPTERS:

00:00 Preview
00:53 Intro
02:15 Let's catch up
04:49 You WHAT?
05:26 Be honest with me
07:05 A gift??
08:51 Let's get down to business
10:27 Physically?
12:24 So you DO have debt?!
14:20 Checking account looking kinda thick..
15:28 Resources!
16:21 You do you but..
17:39 Wheres your retirement?!?!
20:38 Breaking it down
22:13 Mission Time
28:46 Absolute cinema

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/Y7_h7E_RG8I?feature=shared ◀️</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Finacial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Preview</p><p>00:53 Intro</p><p>02:15 Let's catch up</p><p>04:49 You WHAT?</p><p>05:26 Be honest with me</p><p>07:05 A gift??</p><p>08:51 Let's get down to business</p><p>10:27 Physically?</p><p>12:24 So you DO have debt?!</p><p>14:20 Checking account looking kinda thick..</p><p>15:28 Resources!</p><p>16:21 You do you but..</p><p>17:39 Wheres your retirement?!?!</p><p>20:38 Breaking it down</p><p>22:13 Mission Time</p><p>28:46 Absolute cinema</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2168</itunes:duration>
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      <enclosure url="https://traffic.megaphone.fm/HML5676487702.mp3?updated=1724880102" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>One Of My First Financial Audit Guests Came Back And... | Chaz Follow-Up</title>
      <link>https://youtu.be/Kfadfn3yfJo</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE:  https://www.youtube.com/watch?v=AsVqv3cNBeA ◀️

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

Chapters:
00:00 Flashback
00:28 Intro
02:54 Followup
13:06 InVideo
15:09 Followup Continued
17:44 Outro

_______________________
▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 22 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>One Of My First Financial Audit Guests Came Back And... | Chaz Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>18</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0eea3914-5f37-11ef-8094-e3e53b75a46d/image/9cac6a23ebf087c23cd08a3d4e4eb23b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE:  https://www.youtube.com/watch?v=AsVqv3cNBeA ◀️

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

Chapters:
00:00 Flashback
00:28 Intro
02:54 Followup
13:06 InVideo
15:09 Followup Continued
17:44 Outro

_______________________
▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://www.youtube.com/watch?v=AsVqv3cNBeA ◀️</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Flashback</p><p>00:28 Intro</p><p>02:54 Followup</p><p>13:06 InVideo</p><p>15:09 Followup Continued</p><p>17:44 Outro</p><p><br></p><p>_______________________</p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1463</itunes:duration>
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    <item>
      <title>Financial Audit.. WORKS | Sarah Follow-Up</title>
      <link>https://youtu.be/rVJ-k8wEWZM</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/C4ps9ZbVTUo?feature=shared ◀️

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

Chapters

00:00 Recap
00:26 Intro
01:50 Let's catch up
03:11 Finances!
05:41 You WHAT?
06:18 Back to the Financial Audit
16:19 InVideo!
18:27 Delicious *chefs kiss*
21:11 Hammer Financial Score

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 15 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit.. WORKS | Sarah Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>17</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6a5d5eea-5a53-11ef-b736-1f3e54d8a255/image/7ec53f711c1c71dac166300357a5d8b5.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE:  https://youtu.be/C4ps9ZbVTUo?feature=shared ◀️

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

Chapters

00:00 Recap
00:26 Intro
01:50 Let's catch up
03:11 Finances!
05:41 You WHAT?
06:18 Back to the Financial Audit
16:19 InVideo!
18:27 Delicious *chefs kiss*
21:11 Hammer Financial Score

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/C4ps9ZbVTUo?feature=shared ◀️</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters</p><p><br></p><p>00:00 Recap</p><p>00:26 Intro</p><p>01:50 Let's catch up</p><p>03:11 Finances!</p><p>05:41 You WHAT?</p><p>06:18 Back to the Financial Audit</p><p>16:19 InVideo!</p><p>18:27 Delicious *chefs kiss*</p><p>21:11 Hammer Financial Score</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1631</itunes:duration>
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    </item>
    <item>
      <title>First Financial Audit… Divorce | Lucy Follow Up</title>
      <link>https://youtu.be/5iQMwArl8p8</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE: https://youtu.be/84eAKV7MRd4?feature=shared ◀️

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

Chapters:
00:00 Preview
00:51 Intro
01:53 Let's catch up!
03:42 He's a "car guy"
08:34 Finances time
15:28 Pizza? Really??
11:38 Dirty Money 2
16:51 Let's budget a bit
19:10 InVideo
21:10 Let's budget a bit (continued)
23:52 Hammer Financial Score
25:12 Would you recommend Financial Audit?

_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 08 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>First Financial Audit… Divorce | Lucy Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>16</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE: https://youtu.be/84eAKV7MRd4?feature=shared ◀️

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

Chapters:
00:00 Preview
00:51 Intro
01:53 Let's catch up!
03:42 He's a "car guy"
08:34 Finances time
15:28 Pizza? Really??
11:38 Dirty Money 2
16:51 Let's budget a bit
19:10 InVideo
21:10 Let's budget a bit (continued)
23:52 Hammer Financial Score
25:12 Would you recommend Financial Audit?

_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/84eAKV7MRd4?feature=shared ◀️</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Preview</p><p>00:51 Intro</p><p>01:53 Let's catch up!</p><p>03:42 He's a "car guy"</p><p>08:34 Finances time</p><p>15:28 Pizza? Really??</p><p>11:38 Dirty Money 2</p><p>16:51 Let's budget a bit</p><p>19:10 InVideo</p><p>21:10 Let's budget a bit (continued)</p><p>23:52 Hammer Financial Score</p><p>25:12 Would you recommend Financial Audit?</p><p><br></p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1810</itunes:duration>
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    <item>
      <title>The Lack Of Discipline Is Disappointing.. | Florian Follow Up</title>
      <link>https://youtu.be/2wto-tNgUEc</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=c5H-cYujO9w ◀️

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

Chapters
00:00 Flashback
00:34 Intro
06:50 Time For Business
18:59 InVideo AI
21:11 Let's Be Real
22:41 Here's The Plan
24:22 Hammer Financial Score
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 01 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>The Lack Of Discipline Is Disappointing.. | Florian Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>14</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2a7e3ea4-4f57-11ef-a1d1-d3de26fa4278/image/d43e46cdd96b7f44ba642fe70be50f4d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=c5H-cYujO9w ◀️

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

Chapters
00:00 Flashback
00:34 Intro
06:50 Time For Business
18:59 InVideo AI
21:11 Let's Be Real
22:41 Here's The Plan
24:22 Hammer Financial Score
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/FinancialAudit and use my code FINANCIALAUDIT50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=c5H-cYujO9w ◀️</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>Chapters</p><p>00:00 Flashback</p><p>00:34 Intro</p><p>06:50 Time For Business</p><p>18:59 InVideo AI</p><p>21:11 Let's Be Real</p><p>22:41 Here's The Plan</p><p>24:22 Hammer Financial Score</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1836</itunes:duration>
      <guid isPermaLink="false"><![CDATA[2a7e3ea4-4f57-11ef-a1d1-d3de26fa4278]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML3677544646.mp3?updated=1722525877" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>He Refuses To Quit Failing Business | Santi Follow Up</title>
      <link>https://youtu.be/HJbw1t2zZl4</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/financialaudit

▶️ ORIGINAL EPISODE HERE:  https://www.youtube.com/watch?v=0-keVpuTIBc ◀️

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer
_______________________

Chapters:
00:00 Flashback
00:20 Introduction
02:21: Let's catch up!
08:37 Financial Audit.. Round 2
10:33 Rocket Money
11:36 Financial Audit Continued
25:00 So basically..
31:59 Would you recommend Financial Audit?
34:02 Hammer Financial Score
_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 25 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>He Refuses To Quit Failing Business | Santi Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>13</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1dc5e11e-4a00-11ef-aebb-c34ed989158e/image/0d9efd2f22f8a2863663420b444f52a7.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/financialaudit

▶️ ORIGINAL EPISODE HERE:  https://www.youtube.com/watch?v=0-keVpuTIBc ◀️

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer
_______________________

Chapters:
00:00 Flashback
00:20 Introduction
02:21: Let's catch up!
08:37 Financial Audit.. Round 2
10:33 Rocket Money
11:36 Financial Audit Continued
25:00 So basically..
31:59 Would you recommend Financial Audit?
34:02 Hammer Financial Score
_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: <a href="https://www.google.com/url?q=https://rocketmoney.com/financialaudit&amp;sa=D&amp;source=calendar&amp;ust=1722288701748196&amp;usg=AOvVaw1t-FRT-CJg1vbzGAtxi9kg">https://RocketMoney.com/financialaudit</a></p><p><br></p><p>▶️ ORIGINAL EPISODE HERE:  https://www.youtube.com/watch?v=0-keVpuTIBc ◀️</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Flashback</p><p>00:20 Introduction</p><p>02:21: Let's catch up!</p><p>08:37 Financial Audit.. Round 2</p><p>10:33 Rocket Money</p><p>11:36 Financial Audit Continued</p><p>25:00 So basically..</p><p>31:59 Would you recommend Financial Audit?</p><p>34:02 Hammer Financial Score</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2394</itunes:duration>
      <guid isPermaLink="false"><![CDATA[1dc5e11e-4a00-11ef-aebb-c34ed989158e]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML7467339318.mp3?updated=1721859809" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Quit His Job And Lost All Progress… | Kaleb Follow Up</title>
      <link>https://youtu.be/bGF73JVi9Ws</link>
      <description>▶️ ORIGINAL EPISODE HERE: https://youtu.be/yBtNC5p4vSI?feature=shared ◀️

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

Chapters
00:00 Flashback
00:59 Introduction
02:34 Followup
24:15 Coniclusion
28:01 Hammer Financial Score
29:27 But wait..! There's more
_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 18 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Quit His Job And Lost All Progress… | Kaleb Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>12</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1e086a70-4456-11ef-9f1d-f732fab81970/image/96e35b50fe9c39b66206ae6a8cd5620a.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE: https://youtu.be/yBtNC5p4vSI?feature=shared ◀️

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

Chapters
00:00 Flashback
00:59 Introduction
02:34 Followup
24:15 Coniclusion
28:01 Hammer Financial Score
29:27 But wait..! There's more
_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/yBtNC5p4vSI?feature=shared ◀️</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters</p><p>00:00 Flashback</p><p>00:59 Introduction</p><p>02:34 Followup</p><p>24:15 Coniclusion</p><p>28:01 Hammer Financial Score</p><p>29:27 But wait..! There's more</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2074</itunes:duration>
      <guid isPermaLink="false"><![CDATA[1e086a70-4456-11ef-9f1d-f732fab81970]]></guid>
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    </item>
    <item>
      <title>They Can’t All Be Winners…</title>
      <link>https://youtu.be/wyF2GMTbxOY</link>
      <description>▶️ ORIGINAL EPISODE HERE: https://youtu.be/x25scoPM4gs?feature=shared  ◀️

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

Chapters:
00:00 Flashback
00:27 Intro
01:42 Followup
16:55 Outro
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 11 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>They Can’t All Be Winners…</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>11</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE: https://youtu.be/x25scoPM4gs?feature=shared  ◀️

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

Chapters:
00:00 Flashback
00:27 Intro
01:42 Followup
16:55 Outro
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/x25scoPM4gs?feature=shared  ◀️</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Flashback</p><p>00:27 Intro</p><p>01:42 Followup</p><p>16:55 Outro</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1202</itunes:duration>
      <guid isPermaLink="false"><![CDATA[59349790-3f15-11ef-9bfc-97bdeb8ad7ef]]></guid>
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    <item>
      <title>Bullsh*t Spending, But It’s Okay?? | Richard Follow Up</title>
      <link>https://youtu.be/NewEbV7F-vk</link>
      <description>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/1c1eqcucm9M?feature=shared ◀️

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

Chapters:
00:00 Recap
00:37 Follow-up
10:18 Investing Class
10:44 Follow-up Continued
15:58 Hammer Financial Score

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 27 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Bullsh*t Spending, But It’s Okay?? | Richard Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>10</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/dabadba2-3d45-11ef-b94f-7bf0afc9b000/image/ac7d23deacbfe562b13d5ef42b61443f.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/1c1eqcucm9M?feature=shared ◀️

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

Chapters:
00:00 Recap
00:37 Follow-up
10:18 Investing Class
10:44 Follow-up Continued
15:58 Hammer Financial Score

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE:  https://youtu.be/1c1eqcucm9M?feature=shared ◀️</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Recap</p><p>00:37 Follow-up</p><p>10:18 Investing Class</p><p>10:44 Follow-up Continued</p><p>15:58 Hammer Financial Score</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1387</itunes:duration>
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    <item>
      <title>Is No Progress… Progress? | Daphne Follow Up</title>
      <link>https://youtu.be/fjCbab96nDM</link>
      <description>▶️ ORIGINAL EPISODE HERE:  ◀️ https://www.youtube.com/watch?v=kXA3zkm-rtk

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 20 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Is No Progress… Progress? | Daphne Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>9</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3aff867c-3d44-11ef-af31-13c84fccdb99/image/d1f386a02b00a4ceba79b9d7c3351e4c.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE:  ◀️ https://www.youtube.com/watch?v=kXA3zkm-rtk

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE:  ◀️ https://www.youtube.com/watch?v=kXA3zkm-rtk</p><p><br></p><p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1683</itunes:duration>
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    <item>
      <title>Is He Even Making Real Progress? | Nick Follow Up</title>
      <link>https://youtu.be/3trk-62X48c</link>
      <description>▶️ ORIGINAL EPISODE HERE:  ◀️ https://youtu.be/n021WNTSbyI

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 13 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Is He Even Making Real Progress? | Nick Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>8</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8882f2e4-3d44-11ef-8dbc-934a41611fc1/image/f54b62f850eaaf625e9f5a4e76472411.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE:  ◀️ https://youtu.be/n021WNTSbyI

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE:  ◀️ https://youtu.be/n021WNTSbyI</p><p><br></p><p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1730</itunes:duration>
      <guid isPermaLink="false"><![CDATA[8882f2e4-3d44-11ef-8dbc-934a41611fc1]]></guid>
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    </item>
    <item>
      <title>Uhhh... This Was Not Expected | Dustin Follow-Up</title>
      <link>https://youtu.be/zjwur3ov5wA</link>
      <description>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=MszGZhNC758&amp;t=3s ◀️

▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 06 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Uhhh... This Was Not Expected | Dustin Follow-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>7</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=MszGZhNC758&amp;t=3s ◀️

▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=MszGZhNC758&amp;t=3s ◀️</p><p><br></p><p>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1792</itunes:duration>
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    <item>
      <title>Joseph 5 30 24 | Follow Up</title>
      <link>https://youtu.be/xO14Cxjgsm0</link>
      <description>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=iVzQsFWBXIQ&amp;t=17s ◀️

▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 30 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Joseph 5 30 24 | Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>6</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=iVzQsFWBXIQ&amp;t=17s ◀️

▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=iVzQsFWBXIQ&amp;t=17s ◀️</p><p><br></p><p>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1334</itunes:duration>
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    <item>
      <title>Travis 5.23.24 | Follow Up</title>
      <link>https://youtu.be/jX_xQiz9IEg</link>
      <description>▶️ ORIGINAL EPISODE HERE: https://youtu.be/UOOqjqLmpWc?feature=shared ◀️

▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 23 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Travis 5.23.24 | Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>5</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶️ ORIGINAL EPISODE HERE: https://youtu.be/UOOqjqLmpWc?feature=shared ◀️

▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶️ ORIGINAL EPISODE HERE: https://youtu.be/UOOqjqLmpWc?feature=shared ◀️</p><p><br></p><p>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2342</itunes:duration>
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    <item>
      <title>Lamiya Follow Up | 5.16.24</title>
      <link>https://youtu.be/oPCcJouNvDI</link>
      <description>▶Original episode: https://www.youtube.com/watch?v=w9iMK8zYKjo

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 16 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Lamiya Follow Up | 5.16.24</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>4</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Original episode: https://www.youtube.com/watch?v=w9iMK8zYKjo

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Original episode: https://www.youtube.com/watch?v=w9iMK8zYKjo</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1399</itunes:duration>
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    <item>
      <title>Jacob Follow Up | 5.9.24</title>
      <link>https://youtu.be/5lfCXNaLOxY</link>
      <description>▶Origional episode: https://www.youtube.com/watch?v=L-IZZ8LsiiI

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 09 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Jacob Follow Up | 5.9.24</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>3</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Origional episode: https://www.youtube.com/watch?v=L-IZZ8LsiiI

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Origional episode: https://www.youtube.com/watch?v=L-IZZ8LsiiI</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1345</itunes:duration>
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      <title>Byron Follow Up | 5.2.24</title>
      <link>https://youtu.be/3WQg_ALgZDc</link>
      <description>▶Original episode:  https://www.youtube.com/watch?v=129e5Aq-jq8

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 02 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Byron Follow Up | 5.2.24</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>2</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Original episode:  https://www.youtube.com/watch?v=129e5Aq-jq8

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Original episode:  https://www.youtube.com/watch?v=129e5Aq-jq8</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1465</itunes:duration>
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      <title>Joey Follow Up | 4.25.24</title>
      <link>https://youtu.be/LizTg1JSZJg</link>
      <description>▶Original episode: https://www.youtube.com/watch?v=SLPQtQcmfOc

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 25 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>Joey Follow Up | 4.25.24</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>1</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Original episode: https://www.youtube.com/watch?v=SLPQtQcmfOc

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

▶My socials: https://linktr.ee/calebhammer

_______________________

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: hammerproductions@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Original episode: https://www.youtube.com/watch?v=SLPQtQcmfOc</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: hammerproductions@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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