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    <title>HerMoney with Jean Chatzky</title>
    <link>https://www.hermoney.com/t/podcasts/</link>
    <language>en-us</language>
    <copyright>© 2016, Jean Chatzky</copyright>
    <description>Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!</description>
    <image>
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      <title>HerMoney with Jean Chatzky</title>
      <link>https://www.hermoney.com/t/podcasts/</link>
    </image>
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    <itunes:subtitle>Personal Finance Expert. Award-Winning Journalist. Best-Selling Author.</itunes:subtitle>
    <itunes:author>Jean Chatzky Her Money</itunes:author>
    <itunes:summary>Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!</itunes:summary>
    <content:encoded>
      <![CDATA[<p>Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!</p>]]>
    </content:encoded>
    <itunes:owner>
      <itunes:name>Jean Chatzky Her Money</itunes:name>
      <itunes:email>hermoneypodcast@jeanchatzky.com</itunes:email>
    </itunes:owner>
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    <itunes:category text="Business">
      <itunes:category text="Investing"/>
    </itunes:category>
    <itunes:new-feed-url>https://feeds.megaphone.fm/HER1179591041</itunes:new-feed-url>
    <item>
      <title>A Week In Her Wallet: A 48-Year-Old Working Mom Managing a Rental Property, Two Kids, and a Spring Break Road Trip</title>
      <description>What does a real week of spending look like for a busy working mom who also happens to be a landlord? This week on A Week In Her Wallet, we're heading to Annapolis, Maryland, to follow Larisa, a 48-year-old HR Director with a combined household income of $375,000, two kids in competitive sports, a dog, and a rental condo she's owned since her twenties.

We talk through it all: how she keeps a separate checking account just for rental income and expenses, why she almost always orders ahead for pickups at Sam's Club, and how she thinks about the guilt that still creeps in when she spends money on herself. Plus… Bucky's. If you've never stopped at Bucky's on a road trip down I-95, Larisa will make you want to.

In this episode, we cover:


  The good, the bad, and the ugly of owning a rental property, and how she budgets for the unpredictable

  How she handles big annual bills (like a $1,200 water assessment) without breaking a sweat

  How she uses a dependent care spending account to offset summer camp costs

  How splitting costs with her sister makes family vacations feel easy and fun


Want to be featured in A Week In Her Wallet? Every woman has a money story worth telling, and we want to hear yours. Fill out this form to be considered. We’d love to hear from you. 

Pre-order Jean's new book, The Forever Paycheck, out September 9! Every pre-order helps get this book into more readers' hands — thank you for supporting the show and the book.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 Apr 2026 08:45:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Rental property, two kids, a road trip to Florida, and a $6,963 week.</itunes:subtitle>
      <itunes:summary>What does a real week of spending look like for a busy working mom who also happens to be a landlord? This week on A Week In Her Wallet, we're heading to Annapolis, Maryland, to follow Larisa, a 48-year-old HR Director with a combined household income of $375,000, two kids in competitive sports, a dog, and a rental condo she's owned since her twenties.

We talk through it all: how she keeps a separate checking account just for rental income and expenses, why she almost always orders ahead for pickups at Sam's Club, and how she thinks about the guilt that still creeps in when she spends money on herself. Plus… Bucky's. If you've never stopped at Bucky's on a road trip down I-95, Larisa will make you want to.

In this episode, we cover:


  The good, the bad, and the ugly of owning a rental property, and how she budgets for the unpredictable

  How she handles big annual bills (like a $1,200 water assessment) without breaking a sweat

  How she uses a dependent care spending account to offset summer camp costs

  How splitting costs with her sister makes family vacations feel easy and fun


Want to be featured in A Week In Her Wallet? Every woman has a money story worth telling, and we want to hear yours. Fill out this form to be considered. We’d love to hear from you. 

Pre-order Jean's new book, The Forever Paycheck, out September 9! Every pre-order helps get this book into more readers' hands — thank you for supporting the show and the book.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does a <em>real</em> week of spending look like for a busy working mom who also happens to be a landlord? This week on A Week In Her Wallet, we're heading to Annapolis, Maryland, to follow Larisa, a 48-year-old HR Director with a combined household income of $375,000, two kids in competitive sports, a dog, and a rental condo she's owned since her twenties.</p>
<p>We talk through it all: how she keeps a separate checking account just for rental income and expenses, why she almost always orders ahead for pickups at Sam's Club, and how she thinks about the guilt that still creeps in when she spends money on herself. Plus… Bucky's. If you've never stopped at Bucky's on a road trip down I-95, Larisa will make you want to.</p>
<p>In this episode, we cover:</p>
<ul>
  <li>The good, the bad, and the ugly of owning a rental property, and how she budgets for the unpredictable</li>
  <li>How she handles big annual bills (like a $1,200 water assessment) without breaking a sweat</li>
  <li>How she uses a dependent care spending account to offset summer camp costs</li>
  <li>How splitting costs with her sister makes family vacations feel easy and fun</li>
</ul>
<p><em>Want to be featured in A Week In Her Wallet? Every woman has a money story worth telling, and we want to hear yours. </em><a href="https://forms.gle/EUPXYNCPY82Fw8Fr6"><em>Fill out this form to be considered.</em></a><em> We’d love to hear from you. </em></p>
<p><em>Pre-order Jean's new book, </em><a href="https://www.penguinrandomhouse.com/books/805286/the-forever-paycheck-by-jean-chatzky/%E2%81%A0"><em>The Forever Paycheck</em></a><em>, out September 9! Every pre-order helps get this book into more readers' hands — thank you for supporting the show and the book.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2105</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Ep 523: The Hidden Retirement Risk: What Happens To Your Money When You Can No Longer Manage It?</title>
      <description>You’ve planned for retirement. You’ve built your savings, mapped out your Social Security strategy, and thought through market risks. But what happens if one day, you can’t manage your money at all? It’s an uncomfortable question – and one many people avoid. Yet, research shows that cognitive decline can quietly undermine financial decision-making, often earlier than we expect, and with serious consequences. 

On this special episode of HerMoney, sponsored by LIMRA, Dr. Chris Heye, LIMRA Retirement Income Institute Fellow and CEO of Whealthcare Planning and Wealthcare Solutions, explains why health risks – especially cognitive decline – may be one of the biggest blind spots in retirement planning today. Then, Erin Gilmore Smith, Head of Estate Planning for Edelman Financial Engines, joins us to share practical steps you can take now to protect your finances, your family, and your future self. 

In this episode, they’ll highlight:


  Why health risks – and especially cognitive decline – might matter more than the markets

  How cognitive decline shows up in our finances, before we realize we have it

  Why women are more challenged when it comes to the risk of cognitive decline – and how we can protect ourselves

  Protected income can help create greater stability in retirement, especially in the face of potential cognitive decline. 


If you’re curious and want to dig deeper, this resource from LIMRA can help:

Protect Your Retirement From Cognitive Decline: The Link Between Cognitive Health and Financial Security
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Apr 2026 08:45:00 -0000</pubDate>
      <itunes:title>The Hidden Retirement Risk: What Happens To Your Money When You Can No Longer Manage It?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>523</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You’ve planned for retirement. You’ve built your savings, mapped out your Social Security strategy, and thought through market risks. But what happens if one day, you can’t manage your money at all? It’s an uncomfortable question – and one many people avoid. Yet, research shows that cognitive decline can quietly undermine financial decision-making, often earlier than we expect, and with serious consequences. 

On this special episode of HerMoney, sponsored by LIMRA, Dr. Chris Heye, LIMRA Retirement Income Institute Fellow and CEO of Whealthcare Planning and Wealthcare Solutions, explains why health risks – especially cognitive decline – may be one of the biggest blind spots in retirement planning today. Then, Erin Gilmore Smith, Head of Estate Planning for Edelman Financial Engines, joins us to share practical steps you can take now to protect your finances, your family, and your future self. 

In this episode, they’ll highlight:


  Why health risks – and especially cognitive decline – might matter more than the markets

  How cognitive decline shows up in our finances, before we realize we have it

  Why women are more challenged when it comes to the risk of cognitive decline – and how we can protect ourselves

  Protected income can help create greater stability in retirement, especially in the face of potential cognitive decline. 


If you’re curious and want to dig deeper, this resource from LIMRA can help:

Protect Your Retirement From Cognitive Decline: The Link Between Cognitive Health and Financial Security
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You’ve planned for retirement. You’ve built your savings, mapped out your Social Security strategy, and thought through market risks. But what happens if one day, you can’t manage your money at all? It’s an uncomfortable question – and one many people avoid. Yet, research shows that cognitive decline can quietly undermine financial decision-making, often earlier than we expect, and with serious consequences. </p>
<p>On this special episode of HerMoney, sponsored by<a href="https://www.limraconsumer.com/"><u> LIMRA</u></a>, Dr. <a href="https://whealthcareplan.com/about"><u>Chris Heye</u></a>, LIMRA Retirement Income Institute Fellow and CEO of Whealthcare Planning and Wealthcare Solutions, explains why health risks – especially cognitive decline – may be one of the biggest blind spots in retirement planning today. Then, <a href="https://www.edelmanfinancialengines.com/financial-planners/experts/erin-gilmoresmith/"><u>Erin Gilmore Smith</u></a>, Head of Estate Planning for Edelman Financial Engines, joins us to share practical steps you can take now to protect your finances, your family, and your future self. </p>
<p>In this episode, they’ll highlight:</p>
<ul>
  <li>Why health risks – and especially cognitive decline – might matter more than the markets</li>
  <li>How cognitive decline shows up in our finances, before we realize we have it</li>
  <li>Why women are more challenged when it comes to the risk of cognitive decline – and how we can protect ourselves</li>
  <li>Protected income can help create greater stability in retirement, especially in the face of potential cognitive decline. </li>
</ul>
<p>If you’re curious and want to dig deeper, this resource from LIMRA can help:</p>
<p><a href="https://hermoney.com/wp-content/uploads/2026/04/0351-2026-Protect-Your-Retirement-from-Cognitive-Decline_meta.pdf"><u>Protect Your Retirement From Cognitive Decline: The Link Between Cognitive Health and Financial Security</u></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2012</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>"My kids don't need their college savings anymore. Can I keep the tax benefits?"</title>
      <description>You saved diligently for your kids' education, and now that chapter is closing. So what happens to the money? Can you protect those tax benefits and roll the funds into something new? We're getting into it.

This week, Jean is joined by Lacy Garcia, founder and CEO of TrustWillow.com, a personalized advisor-matching platform that connects women and their families with vetted, fiduciary financial advisors who are legally required to act in your best interest, and who have been trained specifically in working with women's financial lives.

They dig into your mailbag questions from:


  Inge, who opened Coverdell ESAs for her kids 20 years ago, just got a notice that Vanguard is shutting down the program. What are her options for keeping that money tax-protected?

  An anonymous listener just paid off her husband's student loans and is officially done with daycare. Where should that newfound money go?

  Rebecca, who is recently divorced with a high school senior and a 529 that covers about one year of college. She wants to know: Are there financial planners who specialize in college planning?


🔗 Connect with a vetted fiduciary advisor at hermoney.com/findanadvisor
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 Apr 2026 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Everything you wanted to know about saving for college without sacrificing your retirement.</itunes:subtitle>
      <itunes:summary>You saved diligently for your kids' education, and now that chapter is closing. So what happens to the money? Can you protect those tax benefits and roll the funds into something new? We're getting into it.

This week, Jean is joined by Lacy Garcia, founder and CEO of TrustWillow.com, a personalized advisor-matching platform that connects women and their families with vetted, fiduciary financial advisors who are legally required to act in your best interest, and who have been trained specifically in working with women's financial lives.

They dig into your mailbag questions from:


  Inge, who opened Coverdell ESAs for her kids 20 years ago, just got a notice that Vanguard is shutting down the program. What are her options for keeping that money tax-protected?

  An anonymous listener just paid off her husband's student loans and is officially done with daycare. Where should that newfound money go?

  Rebecca, who is recently divorced with a high school senior and a 529 that covers about one year of college. She wants to know: Are there financial planners who specialize in college planning?


🔗 Connect with a vetted fiduciary advisor at hermoney.com/findanadvisor
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You saved diligently for your kids' education, and now that chapter is closing. So what happens to the money? Can you protect those tax benefits and roll the funds into something new? We're getting into it.</p>
<p>This week, Jean is joined by Lacy Garcia, founder and CEO of <a href="https://hermoney.com/findanadvisor/"><u>TrustWillow.com</u></a>, a personalized advisor-matching platform that connects women and their families with vetted, fiduciary financial advisors who are legally required to act in your best interest, and who have been trained specifically in working with women's financial lives.</p>
<p>They dig into your mailbag questions from:</p>
<ul>
  <li>Inge, who opened Coverdell ESAs for her kids 20 years ago, just got a notice that Vanguard is shutting down the program. What are her options for keeping that money tax-protected?</li>
  <li>An anonymous listener just paid off her husband's student loans and is officially done with daycare. Where should that newfound money go?</li>
  <li>Rebecca, who is recently divorced with a high school senior and a 529 that covers about one year of college. She wants to know: Are there financial planners who specialize in college planning?</li>
</ul>
<p>🔗 Connect with a vetted fiduciary advisor at<a href="http://trustwillow.com"> </a><a href="http://hermoney.com/findanadvisor"><u>hermoney.com/findanadvisor</u></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1386</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Introducing: A Week In Her Wallet</title>
      <description>Do you actually know where your money went last week? Not roughly...where it actually went. Every coffee, every impulse buy, every bill that hit all at once on a Monday morning when you were least expecting it.

A Week in Her Wallet is a HerMoney limited series where real women from our community track every single dollar they spend for one full week, and then sit down with Jean Chatzky to talk about what they learned. Because the way we spend says so much about what we value, what we're afraid of, and where we might want to make a change.

In this series, you'll hear from women like:


  
Kortne, a 55-year-old tech director in Texas who meal preps every meal — even on race day at a half-marathon across the country — but didn't think twice about dropping $820 on Bruno Mars tickets for her daughter

  
Kristen, a single woman in her 40s who travels constantly for work, owns her own home, and used her yard sale earnings to buy festival tickets for a night out with a friend

  
Larisa, a Maryland mom juggling a rental property, two busy kids, a road trip to Florida, and a Sam's Club run that started with paper towels and ended with a bathing suit


Real women. Real numbers. Real life.

Subscribe to HerMoney on Apple Podcasts so you never miss an episode,  look for A Week In Her Wallet directly in your HerMoney podcast feed. And if you want to track your own spending with us, apply here to be featured. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 09 Apr 2026 08:45:00 -0000</pubDate>
      <itunes:episodeType>trailer</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Do you actually know where your money went last week? Not roughly...where it actually went. Every coffee, every impulse buy, every bill that hit all at once on a Monday morning when you were least expecting it.

A Week in Her Wallet is a HerMoney limited series where real women from our community track every single dollar they spend for one full week, and then sit down with Jean Chatzky to talk about what they learned. Because the way we spend says so much about what we value, what we're afraid of, and where we might want to make a change.

In this series, you'll hear from women like:


  
Kortne, a 55-year-old tech director in Texas who meal preps every meal — even on race day at a half-marathon across the country — but didn't think twice about dropping $820 on Bruno Mars tickets for her daughter

  
Kristen, a single woman in her 40s who travels constantly for work, owns her own home, and used her yard sale earnings to buy festival tickets for a night out with a friend

  
Larisa, a Maryland mom juggling a rental property, two busy kids, a road trip to Florida, and a Sam's Club run that started with paper towels and ended with a bathing suit


Real women. Real numbers. Real life.

Subscribe to HerMoney on Apple Podcasts so you never miss an episode,  look for A Week In Her Wallet directly in your HerMoney podcast feed. And if you want to track your own spending with us, apply here to be featured. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you actually know where your money went last week? Not roughly...where it actually went. Every coffee, every impulse buy, every bill that hit all at once on a Monday morning when you were least expecting it.</p>
<p><em>A Week in Her Wallet</em> is a HerMoney limited series where real women from our community track every single dollar they spend for one full week, and then sit down with Jean Chatzky to talk about what they learned. Because the way we spend says so much about what we value, what we're afraid of, and where we might want to make a change.</p>
<p>In this series, you'll hear from women like:</p>
<ul>
  <li>
<strong>Kortne</strong>, a 55-year-old tech director in Texas who meal preps every meal — even on race day at a half-marathon across the country — but didn't think twice about dropping $820 on Bruno Mars tickets for her daughter</li>
  <li>
<strong>Kristen</strong>, a single woman in her 40s who travels constantly for work, owns her own home, and used her yard sale earnings to buy festival tickets for a night out with a friend</li>
  <li>
<strong>Larisa</strong>, a Maryland mom juggling a rental property, two busy kids, a road trip to Florida, and a Sam's Club run that started with paper towels and ended with a bathing suit</li>
</ul>
<p>Real women. Real numbers. Real life.</p>
<p>Subscribe to HerMoney on Apple Podcasts so you never miss an episode,  look for A Week In Her Wallet directly in your HerMoney podcast feed. And if you want to track your own spending with us, <a href="https://forms.gle/vzkE6x4bAJWsy5Ai8">apply here to be featured</a>. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>110</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a7e6ff6c-337a-11f1-944c-fff17be6968d]]></guid>
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    </item>
    <item>
      <title>Ep 522: Tariffs, AI, Retirement, and Your Wallet: Planet Money Answers Your Biggest Money Questions</title>
      <description>At HerMoney, we're always trying to make money a little less intimidating; breaking down the big, complicated stuff into things you can actually use in your real life. And when it comes to understanding the economy, nobody does that better than today's guest.

Alex Mayyasi is a contributor to Planet Money, the NPR podcast that has spent seventeen years making economics genuinely entertaining, and he and the team have just written a book: Planet Money: A Guide to the Economic Forces That Shape Your Life. Alex also stuck around for a Mailbag, answering listener questions about tariffs, tax-loss harvesting, and why everything you buy seems to be getting more expensive but less high quality at the same time.

In this episode, you'll learn:


  Why the economy feels so broken right now, even when GDP is growing, inflation is down, and wages are solid

  Baumol's Cost Disease: the simple but powerful concept that explains why childcare, healthcare, and college keep getting more expensive

  What the history of the ATM tells us about AI and whether it's really going to take your job

  Why it's nearly impossible to beat the market, and what a cute animal experiment reveals about how stocks actually work

  The one economic principle Alex has found most useful in his own life, and why it applies to way more than just your money


Resources mentioned in this episode:

Planet Money’s new book, Planet Money: A Guide to the Economic Forces That Shape Your Life

Subscribe to the free twice-weekly HerMoney newsletter
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Apr 2026 08:45:00 -0000</pubDate>
      <itunes:title>Tariffs, AI, Retirement, and Your Wallet: Planet Money Answers Your Biggest Money Questions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Planet Money meets HerMoney. Your wallet wins.</itunes:subtitle>
      <itunes:summary>At HerMoney, we're always trying to make money a little less intimidating; breaking down the big, complicated stuff into things you can actually use in your real life. And when it comes to understanding the economy, nobody does that better than today's guest.

Alex Mayyasi is a contributor to Planet Money, the NPR podcast that has spent seventeen years making economics genuinely entertaining, and he and the team have just written a book: Planet Money: A Guide to the Economic Forces That Shape Your Life. Alex also stuck around for a Mailbag, answering listener questions about tariffs, tax-loss harvesting, and why everything you buy seems to be getting more expensive but less high quality at the same time.

In this episode, you'll learn:


  Why the economy feels so broken right now, even when GDP is growing, inflation is down, and wages are solid

  Baumol's Cost Disease: the simple but powerful concept that explains why childcare, healthcare, and college keep getting more expensive

  What the history of the ATM tells us about AI and whether it's really going to take your job

  Why it's nearly impossible to beat the market, and what a cute animal experiment reveals about how stocks actually work

  The one economic principle Alex has found most useful in his own life, and why it applies to way more than just your money


Resources mentioned in this episode:

Planet Money’s new book, Planet Money: A Guide to the Economic Forces That Shape Your Life

Subscribe to the free twice-weekly HerMoney newsletter
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>At HerMoney, we're always trying to make money a little less intimidating; breaking down the big, complicated stuff into things you can actually use in your real life. And when it comes to understanding the economy, nobody does that better than today's guest.</p>
<p>Alex Mayyasi is a contributor to <a href="https://www.planetmoneybook.com/#podcast"><em>Planet Money</em></a>, the NPR podcast that has spent seventeen years making economics genuinely entertaining, and he and the team have just written a book: <em>Planet Money: A Guide to the Economic Forces That Shape Your Life.</em> Alex also stuck around for a Mailbag, answering listener questions about tariffs, tax-loss harvesting, and why everything you buy seems to be getting more expensive but less high quality at the same time.</p>
<p><strong>In this episode, you'll learn:</strong></p>
<ul>
  <li>Why the economy feels so broken right now, even when GDP is growing, inflation is down, and wages are solid</li>
  <li>Baumol's Cost Disease: the simple but powerful concept that explains why childcare, healthcare, and college keep getting more expensive</li>
  <li>What the history of the ATM tells us about AI and whether it's really going to take your job</li>
  <li>Why it's nearly impossible to beat the market, and what a cute animal experiment reveals about how stocks actually work</li>
  <li>The one economic principle Alex has found most useful in his own life, and why it applies to way more than just your money</li>
</ul>
<p><strong>Resources mentioned in this episode:</strong></p>
<p>Planet Money’s new book, <a href="https://www.amazon.com/Planet-Money-Guide-Economic-Forces/dp/1324078774/"><em>Planet Money: A Guide to the Economic Forces That Shape Your Life</em></a></p>
<p>Subscribe to the <a href="https://hermoney.com/subscribe/"><u>free twice-weekly HerMoney newsletter</u></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2739</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3e317cec-32b6-11f1-9e2e-a355090522ec]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5303132748.mp3?updated=1775589971" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Why Playing It Safe With Your Money Might Be the Riskiest Thing You Can Do </title>
      <description>You've heard the rules. Subtract your age from 100. Go 60/40. Play it safer as you get older. But what if those long-held guidelines have been steering you wrong and costing you?

Yale finance professor James Choi returns to HerMoney to share groundbreaking research that could change the way you think about your investments forever. His new asset allocation formula goes far beyond the traditional rules of thumb, factoring in your income, your savings, your risk tolerance, and something most investment guidelines completely ignore: the future paychecks you haven't earned yet.

In this episode, you'll learn:


  Why the "100 minus your age" rule and the classic 60/40 portfolio have a critical blind spot 

  The concept of "human capital" and why your future paychecks function like a bond in your overall wealth portfolio

  How the formula shifts dramatically for mid-career investors, and why the size of your nest egg matters more than you think

  What near-retirees and women already in retirement should really know about how much risk to take on


Resources mentioned in this episode:

James Choi's allocation spreadsheet calculator

The Wall Street Journal piece on James's research

Jean's new book, The Forever Paycheck (coming Sept 2026)

Subscribe to the free twice-weekly HerMoney newsletter
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 03 Apr 2026 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Yale Professor James Choi on why your portfolio is probably too conservative.</itunes:subtitle>
      <itunes:summary>You've heard the rules. Subtract your age from 100. Go 60/40. Play it safer as you get older. But what if those long-held guidelines have been steering you wrong and costing you?

Yale finance professor James Choi returns to HerMoney to share groundbreaking research that could change the way you think about your investments forever. His new asset allocation formula goes far beyond the traditional rules of thumb, factoring in your income, your savings, your risk tolerance, and something most investment guidelines completely ignore: the future paychecks you haven't earned yet.

In this episode, you'll learn:


  Why the "100 minus your age" rule and the classic 60/40 portfolio have a critical blind spot 

  The concept of "human capital" and why your future paychecks function like a bond in your overall wealth portfolio

  How the formula shifts dramatically for mid-career investors, and why the size of your nest egg matters more than you think

  What near-retirees and women already in retirement should really know about how much risk to take on


Resources mentioned in this episode:

James Choi's allocation spreadsheet calculator

The Wall Street Journal piece on James's research

Jean's new book, The Forever Paycheck (coming Sept 2026)

Subscribe to the free twice-weekly HerMoney newsletter
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You've heard the rules. Subtract your age from 100. Go 60/40. Play it safer as you get older. But what if those long-held guidelines have been steering you wrong and costing you?</p>
<p>Yale finance professor James Choi returns to HerMoney to share groundbreaking research that could change the way you think about your investments forever. His new asset allocation formula goes far beyond the traditional rules of thumb, factoring in your income, your savings, your risk tolerance, and something most investment guidelines completely ignore:<em> the future paychecks you haven't earned yet.</em></p>
<p>In this episode, you'll learn:</p>
<ul>
  <li>Why the "100 minus your age" rule and the classic 60/40 portfolio have a critical blind spot </li>
  <li>The concept of "human capital" and why your future paychecks function like a bond in your overall wealth portfolio</li>
  <li>How the formula shifts dramatically for mid-career investors, and why the size of your nest egg matters more than you think</li>
  <li>What near-retirees and women already in retirement should really know about how much risk to take on</li>
</ul>
<p><strong>Resources mentioned in this episode:</strong></p>
<p>James Choi's <a href="https://docs.google.com/document/d/1hykGDl6ZHJmDJmIJ706nErIKg5gWeoTxagnEvpWmuwA/edit?tab=t.0"><u>allocation spreadsheet calculator</u></a></p>
<p><a href="https://www.wsj.com/finance/investing/yale-james-choi-portfolio-formula-stocks-02a96afb?gaa_at=eafs&amp;gaa_n=AWEtsqcnUkinp_zZiXpb6vP28g2UKP5vBsgPCXRQZ_BuFBRrq3XqK16IqrrmSwzPvNA%3D&amp;gaa_ts=69cd771b&amp;gaa_sig=6-9GmwUZ8USU8pj-azh2YpKAEzqwJAELJLrfaKdsB2m4qxeMHXfZZxK5JW1Rl4x7ZWK4kJX_Qam5a6Yjgao5vw%3D%3D"><u>The Wall Street Journal piece</u></a> on James's research</p>
<p>Jean's new book, <a href="https://www.penguinrandomhouse.com/books/805286/the-forever-paycheck-by-jean-chatzky/"><em>The Forever Paycheck</em><u> </u></a>(coming Sept 2026)</p>
<p>Subscribe to the free twice-weekly <a href="https://hermoney.com/subscribe/"><u>HerMoney newsletter</u></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2047</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ba64194e-2e03-11f1-8e48-237bc70594ed]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5830892983.mp3?updated=1775073454" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 521: The Economy Is Sending Mixed Signals: Here's What That Means for Your Wallet</title>
      <description>Q1 2026 has been a lot. Tariffs. Oil above $100 a barrel. A war in the Middle East. Recession chatter. Stock market swings. And the creeping feeling that something has shifted in the economy… and not for the better.

This week, Jean Chatzky sits down with economist and fan-favorite guest Kathryn Edwards for a full Q1 economic report card and a roadmap for what Q2 might bring. 

In this episode:


  The K-shaped economy explained

  Why the White House's 4% growth projection was never realistic, and how we got from boom talk to recession odds so fast

  How long oil prices need to stay elevated before the economic damage becomes truly lasting

  Why Kathryn is still an optimist, and why she believes Americans are resilient to change


Links mentioned:

Follow Kathryn on socials: @kedseconomist

Subscribe to Optimist Economy wherever you get your podcasts

Join InvestingFixx — your first two classes are free!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Apr 2026 08:45:00 -0000</pubDate>
      <itunes:title>The Economy Is Sending Mixed Signals: Here's What That Means for Your Wallet</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>521</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Kathryn Edwards breaks down Q1, looks ahead to Q2, and makes the case that we're going to be okay.</itunes:subtitle>
      <itunes:summary>Q1 2026 has been a lot. Tariffs. Oil above $100 a barrel. A war in the Middle East. Recession chatter. Stock market swings. And the creeping feeling that something has shifted in the economy… and not for the better.

This week, Jean Chatzky sits down with economist and fan-favorite guest Kathryn Edwards for a full Q1 economic report card and a roadmap for what Q2 might bring. 

In this episode:


  The K-shaped economy explained

  Why the White House's 4% growth projection was never realistic, and how we got from boom talk to recession odds so fast

  How long oil prices need to stay elevated before the economic damage becomes truly lasting

  Why Kathryn is still an optimist, and why she believes Americans are resilient to change


Links mentioned:

Follow Kathryn on socials: @kedseconomist

Subscribe to Optimist Economy wherever you get your podcasts

Join InvestingFixx — your first two classes are free!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Q1 2026 has been a lot. Tariffs. Oil above $100 a barrel. A war in the Middle East. Recession chatter. Stock market swings. And the creeping feeling that something has shifted in the economy… and not for the better.</p>
<p>This week, Jean Chatzky sits down with economist and fan-favorite guest Kathryn Edwards for a full Q1 economic report card and a roadmap for what Q2 might bring. </p>
<p><strong>In this episode:</strong></p>
<ul>
  <li>The K-shaped economy explained</li>
  <li>Why the White House's 4% growth projection was never realistic, and how we got from boom talk to recession odds so fast</li>
  <li>How long oil prices need to stay elevated before the economic damage becomes truly lasting</li>
  <li>Why Kathryn is still an optimist, and why she believes Americans are resilient to change</li>
</ul>
<p><strong>Links mentioned:</strong></p>
<p>Follow Kathryn on socials: <a href="https://www.tiktok.com/@keds_economist"><u>@kedseconomist</u></a></p>
<p>Subscribe to <a href="https://optimisteconomy.com/"><u>Optimist Economy</u></a> wherever you get your podcasts</p>
<p>Join <a href="https://join.investingfixx.com/"><u>InvestingFixx</u></a> — your first two classes are free!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2145</itunes:duration>
      <guid isPermaLink="false"><![CDATA[514b2a0a-2d14-11f1-8677-5b1c5a687c0f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES4102098835.mp3?updated=1774980184" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> “I’m 54. My advisor said fully funding my 401(k) won't make a big difference. Is he right?”</title>
      <description>When was the last time you felt truly in control of your time? Not your calendar, not your to-do list…your time? If the answer is "I can't remember," this episode is for you.

Jean Chatzy is joined by Andy Hill, AFC, founder of Marriage, Kids, and Money, and author of Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind. Together, they tackle your most pressing mailbag questions about the real tension so many of us are feeling right now: how do you balance saving aggressively for the future with actually enjoying your life today?

In this episode:


  A 41-year-old high earner wants to know what to do with extra money beyond maxing out her accounts 

  A 54-year-old asks whether her financial advisor is right that fully funding her 401 (k) won't make much difference. 

  A 52-year-old is stretched thin between her career and caring for her aging mom and wonders: Is it financially irresponsible to step back during her peak-earning years?

  Andy also shares how he and his wife hit their Coast FIRE number, redesigned their lives around a 20-hour workweek, and what the first move looks like if you want to do the same.


Ready to make your money work harder so you don't have to? Join InvestingFixx and learn how to build a portfolio that buys back your time.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Mar 2026 08:45:00 -0000</pubDate>
      <itunes:title> “I’m 54. My advisor said fully funding my 401(k) won't make a big difference. Is he right?”</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to use your money to buy back your time.</itunes:subtitle>
      <itunes:summary>When was the last time you felt truly in control of your time? Not your calendar, not your to-do list…your time? If the answer is "I can't remember," this episode is for you.

Jean Chatzy is joined by Andy Hill, AFC, founder of Marriage, Kids, and Money, and author of Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind. Together, they tackle your most pressing mailbag questions about the real tension so many of us are feeling right now: how do you balance saving aggressively for the future with actually enjoying your life today?

In this episode:


  A 41-year-old high earner wants to know what to do with extra money beyond maxing out her accounts 

  A 54-year-old asks whether her financial advisor is right that fully funding her 401 (k) won't make much difference. 

  A 52-year-old is stretched thin between her career and caring for her aging mom and wonders: Is it financially irresponsible to step back during her peak-earning years?

  Andy also shares how he and his wife hit their Coast FIRE number, redesigned their lives around a 20-hour workweek, and what the first move looks like if you want to do the same.


Ready to make your money work harder so you don't have to? Join InvestingFixx and learn how to build a portfolio that buys back your time.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When was the last time you felt truly in control of your time? Not your calendar, not your to-do list…your <em>time</em>? If the answer is "I can't remember," this episode is for you.</p>
<p>Jean Chatzy is joined by Andy Hill, AFC, founder of Marriage, Kids, and Money, and author of <a href="https://www.amazon.com/Own-Your-Time-Financial-Corporate/dp/1394342772/"><em>Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind</em><u>.</u></a> Together, they tackle your most pressing mailbag questions about the real tension so many of us are feeling right now: <em>how do you balance saving aggressively for the future with actually enjoying your life today?</em></p>
<p><strong>In this episode:</strong></p>
<ul>
  <li>A 41-year-old high earner wants to know what to do with extra money beyond maxing out her accounts </li>
  <li>A 54-year-old asks whether her financial advisor is right that fully funding her 401 (k) won't make much difference. </li>
  <li>A 52-year-old is stretched thin between her career and caring for her aging mom and wonders: Is it financially irresponsible to step back during her peak-earning years?</li>
  <li>Andy also shares how he and his wife hit their Coast FIRE number, redesigned their lives around a 20-hour workweek, and what the first move looks like if you want to do the same.</li>
</ul>
<p><em>Ready to make your money work harder so you don't have to? Join </em><a href="https://join.investingfixx.com/"><em>InvestingFixx</em></a><em> and learn how to build a portfolio that buys back your time.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1670</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5a2ff342-2938-11f1-9180-f3159bf6b222]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES6787367270.mp3?updated=1774550785" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 520: Why Smart, Hardworking Women Are Struggling With Money Right Now And What To Do About It</title>
      <description>You're earning more than you ever have. You're doing everything you were told to do. So why does it still feel like you can't get ahead?

This week, Jean sits down with Hanna Horvath, CFP, personal finance journalist, and writer behind the Substack Your Brain on Money, to talk about why so many women are struggling with money right now, and why it probably has a lot less to do with your choices than you think.

In this episode, you'll learn:


  Why GDP being up and your life feeling hard are not contradictory, and what's actually driving the disconnect

  The concept of mattering, and why losing your sense of economic contribution can feel like an identity crisis

  The four money behaviors that show up when economic anxiety takes hold

  Why community investment is one of the most underrated strategies for financial resilience

  The one question to ask yourself before every spending decision


Join InvestingFixx, our twice-monthly women-only investing club. Your first two classes are always free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Mar 2026 08:45:00 -0000</pubDate>
      <itunes:title>Why Smart, Hardworking Women Are Struggling With Money Right Now And What To Do About It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>520</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Stop blaming yourself. Start understanding the system.</itunes:subtitle>
      <itunes:summary>You're earning more than you ever have. You're doing everything you were told to do. So why does it still feel like you can't get ahead?

This week, Jean sits down with Hanna Horvath, CFP, personal finance journalist, and writer behind the Substack Your Brain on Money, to talk about why so many women are struggling with money right now, and why it probably has a lot less to do with your choices than you think.

In this episode, you'll learn:


  Why GDP being up and your life feeling hard are not contradictory, and what's actually driving the disconnect

  The concept of mattering, and why losing your sense of economic contribution can feel like an identity crisis

  The four money behaviors that show up when economic anxiety takes hold

  Why community investment is one of the most underrated strategies for financial resilience

  The one question to ask yourself before every spending decision


Join InvestingFixx, our twice-monthly women-only investing club. Your first two classes are always free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You're earning more than you ever have. You're doing everything you were told to do. So why does it still feel like you can't get ahead?</p>
<p>This week, Jean sits down with Hanna Horvath, CFP, personal finance journalist, and writer behind the Substack <a href="https://yourbrainonmoney.substack.com/"><em>Your Brain on Money</em></a>, to talk about why so many women are struggling with money right now, and why it probably has a lot less to do with your choices than you think.</p>
<p>In this episode, you'll learn:</p>
<ul>
  <li>Why GDP being up and your life feeling hard are not contradictory, and what's actually driving the disconnect</li>
  <li>The concept of <em>mattering</em>, and why losing your sense of economic contribution can feel like an identity crisis</li>
  <li>The four money behaviors that show up when economic anxiety takes hold</li>
  <li>Why community investment is one of the most underrated strategies for financial resilience</li>
  <li>The one question to ask yourself before every spending decision</li>
</ul>
<p><a href="https://join.investingfixx.com/"><em>Join InvestingFixx</em></a><em>, our twice-monthly women-only investing club. Your first two classes are always free.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2119</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9adbc3e4-27ad-11f1-8405-53b16b1e809e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5757029984.mp3?updated=1774376854" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Stephanie Link's 2026 Market Outlook: International Stocks, Crypto, &amp; the AI Power Boom</title>
      <description>Markets are swinging. There's a war with Iran. Oil is spiking. And if your stomach has been dropping every time you look at your portfolio, Stephanie Link has something to say about that.

Stephanie is Chief Investment Strategist and Portfolio Manager at Hightower Advisors, and a longtime CNBC contributor with more than 30 years of experience managing money through every kind of market cycle. She joined Jean Chatzky this week to cut through the noise and tell us exactly what she's doing with money right now.

Stephanie shares her boldest market calls for the rest of 2026, including why she's bullish on Brazil and why its role in the AI power story is completely underappreciated, which sectors she's watching closely, and why the fear that AI is going to kill software companies is, in her words, overdone.

In this episode, you'll learn:


  Why Stephanie says it's impossible to time the market, and what to do instead

  Her top three international markets right now

  The AI infrastructure food chain, and which industries stand to benefit most

  How much crypto she actually holds in her own portfolio

  The one book every new investor should read 


Connect with Stephanie Link: LinkedIn: Stephanie Link X: @Stephanie_Link Hightower Advisors: hightoweradvisors.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Mar 2026 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why and where she's putting her money right now. </itunes:subtitle>
      <itunes:summary>Markets are swinging. There's a war with Iran. Oil is spiking. And if your stomach has been dropping every time you look at your portfolio, Stephanie Link has something to say about that.

Stephanie is Chief Investment Strategist and Portfolio Manager at Hightower Advisors, and a longtime CNBC contributor with more than 30 years of experience managing money through every kind of market cycle. She joined Jean Chatzky this week to cut through the noise and tell us exactly what she's doing with money right now.

Stephanie shares her boldest market calls for the rest of 2026, including why she's bullish on Brazil and why its role in the AI power story is completely underappreciated, which sectors she's watching closely, and why the fear that AI is going to kill software companies is, in her words, overdone.

In this episode, you'll learn:


  Why Stephanie says it's impossible to time the market, and what to do instead

  Her top three international markets right now

  The AI infrastructure food chain, and which industries stand to benefit most

  How much crypto she actually holds in her own portfolio

  The one book every new investor should read 


Connect with Stephanie Link: LinkedIn: Stephanie Link X: @Stephanie_Link Hightower Advisors: hightoweradvisors.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Markets are swinging. There's a war with Iran. Oil is spiking. And if your stomach has been dropping every time you look at your portfolio, <a href="https://www.cnbc.com/stephanie-link/"><u>Stephanie Link</u></a> has something to say about that.</p>
<p>Stephanie is Chief Investment Strategist and Portfolio Manager at Hightower Advisors, and a longtime CNBC contributor with more than 30 years of experience managing money through every kind of market cycle. She joined Jean Chatzky this week to cut through the noise and tell us exactly what she's doing with money right now.</p>
<p>Stephanie shares her boldest market calls for the rest of 2026, including why she's bullish on Brazil and why its role in the AI power story is completely underappreciated, which sectors she's watching closely, and why the fear that AI is going to kill software companies is, in her words, overdone.</p>
<p>In this episode, you'll learn:</p>
<ul>
  <li>Why Stephanie says it's impossible to time the market, and what to do instead</li>
  <li>Her top three international markets right now</li>
  <li>The AI infrastructure food chain, and which industries stand to benefit most</li>
  <li>How much crypto she actually holds in her own portfolio</li>
  <li>The one book every new investor should read </li>
</ul>
<p><strong>Connect with Stephanie Link:</strong> LinkedIn:<a href="https://www.linkedin.com/in/stephanie-link/"><u> Stephanie Link</u></a> X: <a href="https://x.com/Stephanie_Link"><u>@Stephanie_Link </u></a>Hightower Advisors: <a href="https://hightoweradvisors.com/stephanie-link.html"><u>hightoweradvisors.com</u></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1924</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[398723a4-2244-11f1-84af-53d75cafc69b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES9316090234.mp3?updated=1773781659" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 519: When Health Derails Wealth: How Women Can Safeguard Their Retirement</title>
      <description>When retirement plans fall apart, we tend to assume it’s because someone overspent – maybe on travel, hobbies, or helping the kids a little too much. But, often, that’s not what does the real damage. It’s healthcare costs. 

Dr. Carolyn McClanahan – a physician turned fee-only financial planner – joins Jean Chatzky on this special episode of the HerMoney Podcast, sponsored by LIMRA, to share how unexpected health costs impact women, and how you can better prepare so they don’t derail your financial security. 

In the episode, they’ll break down:


  What people get wrong about healthcare costs – and why women face greater risks

  The Medicare misconceptions that can cost you

  How to prepare for the hidden threat of cognitive decline 

  What you can do to better plan for unexpected healthcare costs


After tuning in, complete this “Healthcare and Aging Game Plan” worksheet from our friends at LIMRA. It will help you outline your healthcare priorities, decisions, and anticipated expenses in retirement, as well as prepare you to talk through these topics with your financial advisor. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Mar 2026 08:30:00 -0000</pubDate>
      <itunes:title>When Health Derails Wealth: How Women Can Safeguard Their Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>519</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>When retirement plans fall apart, we tend to assume it’s because someone overspent – maybe on travel, hobbies, or helping the kids a little too much. But, often, that’s not what does the real damage. It’s healthcare costs. 

Dr. Carolyn McClanahan – a physician turned fee-only financial planner – joins Jean Chatzky on this special episode of the HerMoney Podcast, sponsored by LIMRA, to share how unexpected health costs impact women, and how you can better prepare so they don’t derail your financial security. 

In the episode, they’ll break down:


  What people get wrong about healthcare costs – and why women face greater risks

  The Medicare misconceptions that can cost you

  How to prepare for the hidden threat of cognitive decline 

  What you can do to better plan for unexpected healthcare costs


After tuning in, complete this “Healthcare and Aging Game Plan” worksheet from our friends at LIMRA. It will help you outline your healthcare priorities, decisions, and anticipated expenses in retirement, as well as prepare you to talk through these topics with your financial advisor. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When retirement plans fall apart, we tend to assume it’s because someone overspent – maybe on travel, hobbies, or helping the kids a little <em>too</em> much. But, often, that’s not what does the real damage. It’s healthcare costs. </p>
<p><a href="https://carolynmcclanahan.com/"><u>Dr. Carolyn McClanahan</u></a> – a physician turned fee-only financial planner – joins Jean Chatzky on this special episode of the HerMoney Podcast, <a href="https://www.limraconsumer.com/"><u>sponsored by LIMRA</u></a>, to share how unexpected health costs impact women, and how you can better prepare so they don’t derail your financial security. </p>
<p>In the episode, they’ll break down:</p>
<ul>
  <li>What people get wrong about healthcare costs – and why women face greater risks</li>
  <li>The Medicare misconceptions that can cost you</li>
  <li>How to prepare for the hidden threat of cognitive decline </li>
  <li>What you can do to better plan for unexpected healthcare costs</li>
</ul>
<p>After tuning in, complete this <a href="https://hermoney.com/wp-content/uploads/2026/03/0214-2026-Healthcare-and-Aging-Flyer_Final_meta.pdf">“Healthcare and Aging Game Plan” </a>worksheet from our friends at LIMRA. It will help you outline your healthcare priorities, decisions, and anticipated expenses in retirement, as well as prepare you to talk through these topics with your financial advisor. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1927</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6f29be24-214d-11f1-901d-7bbc1a45290d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES4319082807.mp3?updated=1773687724" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is a Recession Coming? The Economist Behind the Most Accurate Indicator in History Weighs In</title>
      <description>Oil prices have surged past $100 a barrel, three ships were struck near the Strait of Hormuz just yesterday, and the word "recession" is creeping back into the conversation. And we’re all feeling more than just a little bit anxious about what that means for our money.

On this special bonus episode, Jean Chatzky sits down with Claudia Sahm, former Fed section chief, senior economist under President Obama, and creator of the Sahm Rule, a recession indicator that has been 100% accurate going back to 1959. Claudia breaks down exactly what's happening with oil prices and why it affects everything from your gas tank to your grocery bill to your retirement account. 

She explains what the Sahm Rule actually is, why she's cautioning people not to over-rely on it right now, and what she means when she says she just doesn't have "a good feeling" about this economy.

Links mentioned:


  Claudia's Substack: Stay-At-Home Macro (SAHM)


  Claudia's writing at Bloomberg Opinion


  
Join InvestingFixx — your first two classes are free!


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 12 Mar 2026 16:05:00 -0000</pubDate>
      <itunes:title>Is a Recession Coming? The Economist Behind the Most Accurate Indicator in History Weighs In</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Here's what she's watching right now, and what that means for your money.</itunes:subtitle>
      <itunes:summary>Oil prices have surged past $100 a barrel, three ships were struck near the Strait of Hormuz just yesterday, and the word "recession" is creeping back into the conversation. And we’re all feeling more than just a little bit anxious about what that means for our money.

On this special bonus episode, Jean Chatzky sits down with Claudia Sahm, former Fed section chief, senior economist under President Obama, and creator of the Sahm Rule, a recession indicator that has been 100% accurate going back to 1959. Claudia breaks down exactly what's happening with oil prices and why it affects everything from your gas tank to your grocery bill to your retirement account. 

She explains what the Sahm Rule actually is, why she's cautioning people not to over-rely on it right now, and what she means when she says she just doesn't have "a good feeling" about this economy.

Links mentioned:


  Claudia's Substack: Stay-At-Home Macro (SAHM)


  Claudia's writing at Bloomberg Opinion


  
Join InvestingFixx — your first two classes are free!


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Oil prices have surged past $100 a barrel, three ships were struck near the Strait of Hormuz just yesterday, and the word "recession" is creeping back into the conversation. And we’re all feeling more than just a little bit anxious about what that means for our money.</p>
<p>On this special bonus episode, Jean Chatzky sits down with <a href="https://stayathomemacro.substack.com/"><u>Claudia Sahm</u></a>, former Fed section chief, senior economist under President Obama, and creator of the Sahm Rule, a recession indicator that has been 100% accurate going back to 1959. Claudia breaks down exactly what's happening with oil prices and why it affects everything from your gas tank to your grocery bill to your retirement account. </p>
<p>She explains what the Sahm Rule actually is, why she's cautioning people not to over-rely on it right now, and what she means when she says she just doesn't have "a good feeling" about this economy.</p>
<p><strong>Links mentioned:</strong></p>
<ul>
  <li>Claudia's Substack: <a href="https://stayathomemacro.substack.com/"><u>Stay-At-Home Macro (SAHM)</u></a>
</li>
  <li>Claudia's writing at <a href="https://www.bloomberg.com/authors/AUVWWumbCcs/claudia-sahm"><u>Bloomberg Opinion</u></a>
</li>
  <li>
<a href="https://join.investingfixx.com/"><u>Join InvestingFixx</u></a> — your first two classes are free!</li>
</ul><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1823</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[db343f74-1e26-11f1-abc7-ab960829d6da]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES2597265294.mp3?updated=1773330763" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 518: What Your Doctor Isn't Telling You About Aging (And What It'll Cost You)</title>
      <description>What if everything the wellness industry is selling you is actually making your life worse…not longer? This week, Jean Chatzky sits down with Dr. Ezekiel Emanuel, oncologist, bioethicist, and author of Eat Your Ice Cream: Six Simple Rules for a Long, Healthy Life, for one of the most thought-provoking conversations we've had on HerMoney.

Then we're joined by Lacey Garcia, founder and CEO of Willow, for this week's mailbag. Because once you've thought hard about how long you might actually live, the next question is: do you have the right financial guidance to match? Jean and Lacey walk through three real listener questions about when to hire a financial advisor, when a one-time planning session is enough, and how to stop feeling embarrassed about your numbers and start getting the help you deserve.

Get matched with a vetted fiduciary financial advisor who specializes in working with women: hermoney.com/findanadvisor
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Mar 2026 09:00:00 -0000</pubDate>
      <itunes:title>What Your Doctor Isn't Telling You About Aging (And What It'll Cost You)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>518</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What women need to know about aging and money.</itunes:subtitle>
      <itunes:summary>What if everything the wellness industry is selling you is actually making your life worse…not longer? This week, Jean Chatzky sits down with Dr. Ezekiel Emanuel, oncologist, bioethicist, and author of Eat Your Ice Cream: Six Simple Rules for a Long, Healthy Life, for one of the most thought-provoking conversations we've had on HerMoney.

Then we're joined by Lacey Garcia, founder and CEO of Willow, for this week's mailbag. Because once you've thought hard about how long you might actually live, the next question is: do you have the right financial guidance to match? Jean and Lacey walk through three real listener questions about when to hire a financial advisor, when a one-time planning session is enough, and how to stop feeling embarrassed about your numbers and start getting the help you deserve.

Get matched with a vetted fiduciary financial advisor who specializes in working with women: hermoney.com/findanadvisor
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What if everything the wellness industry is selling you is actually making your life worse…not longer? This week, Jean Chatzky sits down with Dr. Ezekiel Emanuel, oncologist, bioethicist, and author of <a href="https://www.amazon.com/Eat-Your-Ice-Cream-Healthy/dp/1324117532"><em>Eat Your Ice Cream: Six Simple Rules for a Long, Healthy Life</em></a>, for one of the most thought-provoking conversations we've had on HerMoney.</p>
<p>Then we're joined by Lacey Garcia, founder and CEO of <a href="http://hermoney.com/findanadvisor"><u>Willow</u></a>, for this week's mailbag. Because once you've thought hard about how long you might actually live, the next question is: <em>do you have the right financial guidance to match?</em> Jean and Lacey walk through three real listener questions about when to hire a financial advisor, when a one-time planning session is enough, and how to stop feeling embarrassed about your numbers and start getting the help you deserve.</p>
<p><em>Get matched with a vetted fiduciary financial advisor who specializes in working with women: </em><a href="http://hermoney.com/findanadvisor"><em>hermoney.com/findanadvisor</em></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2907</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[69d22562-1ccd-11f1-ad5c-93f9b4c71b0f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES6800855091.mp3?updated=1773180914" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Impact Investing for Women: Building Wealth and Shaping the Future With Janine Firpo</title>
      <description>Over the next decade, roughly $30 trillion is expected to move into the hands of women, and the question isn't just what women will inherit. It's what they'll build.

This week, Jean Chatzky sits down with Janine Firpo, an impact investor and co-founder of Invest for Better, to talk about Our Sheconomy, a data-backed initiative that models what the world would look like if women had held equal economic and political power since 1925. 

But this episode isn't just about a hypothetical future. It's about the very real, very practical steps you can take right now — no matter how much (or how little) you have — to invest in alignment with your values without sacrificing returns.

In this episode, you'll learn:


  How to audit your current portfolio for impact using free tools (including one Janine swears by

  Why ESG isn't a political buzzword — it's a risk management to

  How to start impact investing for as little as $100




Ready to put Janine's advice into action? Join InvestingFixx, Jean's twice-monthly women-only investing club, where expert stock pickers bring ideas to the table, and a community of women learn and win together. Your first two classes are always free.

Resources:

As You Sow – Invest Your Values

Our Sheconomy

Invest for Better
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Mar 2026 09:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your money has more power than you think.</itunes:subtitle>
      <itunes:summary>Over the next decade, roughly $30 trillion is expected to move into the hands of women, and the question isn't just what women will inherit. It's what they'll build.

This week, Jean Chatzky sits down with Janine Firpo, an impact investor and co-founder of Invest for Better, to talk about Our Sheconomy, a data-backed initiative that models what the world would look like if women had held equal economic and political power since 1925. 

But this episode isn't just about a hypothetical future. It's about the very real, very practical steps you can take right now — no matter how much (or how little) you have — to invest in alignment with your values without sacrificing returns.

In this episode, you'll learn:


  How to audit your current portfolio for impact using free tools (including one Janine swears by

  Why ESG isn't a political buzzword — it's a risk management to

  How to start impact investing for as little as $100




Ready to put Janine's advice into action? Join InvestingFixx, Jean's twice-monthly women-only investing club, where expert stock pickers bring ideas to the table, and a community of women learn and win together. Your first two classes are always free.

Resources:

As You Sow – Invest Your Values

Our Sheconomy

Invest for Better
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Over the next decade, roughly $30 trillion is expected to move into the hands of women, and the question isn't just what women will inherit. It's what they'll <em>build</em>.</p>
<p>This week, Jean Chatzky sits down with Janine Firpo, an impact investor and co-founder of Invest for Better, to talk about<a href="https://www.oursheconomy.org/"><u> Our Sheconomy</u></a>, a data-backed initiative that models what the world would look like if women had held equal economic and political power since 1925. </p>
<p>But this episode isn't just about a hypothetical future. It's about the very real, very practical steps you can take right now — no matter how much (or how little) you have — to invest in alignment with your values without sacrificing returns.</p>
<p><strong>In this episode, you'll learn:</strong></p>
<ul>
  <li>How to audit your current portfolio for impact using free tools (including one Janine swears by</li>
  <li>Why ESG isn't a political buzzword — it's a risk management to</li>
  <li>How to start impact investing for as little as $100</li>
</ul>
<p><br></p>
<p>Ready to put Janine's advice into action? <a href="https://join.investingfixx.com/"><u>Join </u><strong>InvestingFixx</strong></a>, Jean's twice-monthly women-only investing club, where expert stock pickers bring ideas to the table, and a community of women learn and win together. Your first two classes are always free.</p>
<p><strong>Resources:</strong></p>
<p><a href="https://www.asyousow.org/invest-your-values"><strong>As You Sow – Invest Your Values</strong></a></p>
<p><a href="https://www.oursheconomy.org/"><strong>Our Sheconomy</strong></a></p>
<p><a href="https://investforbetter.org/"><strong>Invest for Better</strong></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1879</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3a4986f8-18dd-11f1-9fef-3fe53f8a78ef]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES6070752056.mp3?updated=1772750349" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 517: Breaking Free From Destructive Money Patterns with Therapist Kati Morton</title>
      <description>Why do we keep doing the things we know aren’t good for our finances? Whether it’s emotional spending, avoiding a growing credit card balance, over-controlling every dollar, or saying “yes” to spending when we really mean “no”.  So many of our money habits aren’t about math; they’re about emotion.

This week, Jean Chatzky sits down with licensed marriage and family therapist and mental health educator Kati Morton, author of the new book Why Do I Keep Doing This?, to unpack the psychology behind the patterns that keep us stuck, especially when it comes to money.

In this episode, we explore:


  The difference between healthy control and control that quietly sabotages us

  Why emotional spending happens — and how it differs from compulsive spending

  How financial insecurity in childhood can shape our careers, relationships, and money mindset

  Why the world feeling “out of control” can trigger impulsive financial decisions

  How women nearing retirement can navigate financial anxiety during major life transitions

  Practical tools to help break the cycle


And if you’re ready to take control of your financial future in an intentional way, join us in InvestingFixx, our investing community designed to help you build confidence, clarity, and long-term wealth.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Mar 2026 09:45:00 -0000</pubDate>
      <itunes:title>Breaking Free From Destructive Money Patterns with Therapist Kati Morton</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>517</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Unpacking the emotional patterns behind overspending, control, and financial anxiety.</itunes:subtitle>
      <itunes:summary>Why do we keep doing the things we know aren’t good for our finances? Whether it’s emotional spending, avoiding a growing credit card balance, over-controlling every dollar, or saying “yes” to spending when we really mean “no”.  So many of our money habits aren’t about math; they’re about emotion.

This week, Jean Chatzky sits down with licensed marriage and family therapist and mental health educator Kati Morton, author of the new book Why Do I Keep Doing This?, to unpack the psychology behind the patterns that keep us stuck, especially when it comes to money.

In this episode, we explore:


  The difference between healthy control and control that quietly sabotages us

  Why emotional spending happens — and how it differs from compulsive spending

  How financial insecurity in childhood can shape our careers, relationships, and money mindset

  Why the world feeling “out of control” can trigger impulsive financial decisions

  How women nearing retirement can navigate financial anxiety during major life transitions

  Practical tools to help break the cycle


And if you’re ready to take control of your financial future in an intentional way, join us in InvestingFixx, our investing community designed to help you build confidence, clarity, and long-term wealth.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Why do we keep doing the things we know aren’t good for our finances? Whether it’s emotional spending, avoiding a growing credit card balance, over-controlling every dollar, or saying “yes” to spending when we really mean “no”.  So many of our money habits aren’t about math; they’re about emotion.</p>
<p>This week, Jean Chatzky sits down with licensed marriage and family therapist and mental health educator <a href="https://katimorton.com/books"><u>Kati Morton</u></a>, author of the new book <em>Why Do I Keep Doing This?</em>, to unpack the psychology behind the patterns that keep us stuck, especially when it comes to money.</p>
<p>In this episode, we explore:</p>
<ul>
  <li>The difference between healthy control and control that quietly sabotages us</li>
  <li>Why emotional spending happens — and how it differs from compulsive spending</li>
  <li>How financial insecurity in childhood can shape our careers, relationships, and money mindset</li>
  <li>Why the world feeling “out of control” can trigger impulsive financial decisions</li>
  <li>How women nearing retirement can navigate financial anxiety during major life transitions</li>
  <li>Practical tools to help break the cycle</li>
</ul>
<p>And if you’re ready to take control of your financial future in an intentional way, <a href="https://join.investingfixx.com/"><u>join us in InvestingFixx</u></a>, our investing community designed to help you build confidence, clarity, and long-term wealth.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2081</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0c2ad30e-141d-11f1-9d8c-3be94c71b2da]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES6028130643.mp3?updated=1772225702" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: A 55-Year-Old Tech Director Who Meal Preps Every Meal — Even for a Half Marathon</title>
      <description>What does a real week of spending look like for a 55-year-old director of technology earning $212,000 a year? In this episode of A Week in Her Wallet, Jean Chatzky talks with Kortne, a Texas-based executive, marathoner, and mom of two adult daughters, who tracked every dollar she spent over seven days.

Kortne grew up in a working-class family in Detroit and says she’s intentional about enjoying her money now — especially when it comes to experiences. She’s run all six Abbott World Marathon Majors, travels frequently, and invests heavily in her health. At the same time, she’s focused on retirement planning, savings, and making sure her lifestyle remains sustainable long term.

🎧 Want to be featured on A Week in Her Wallet? Apply here.

💸 Ready to grow your investing skills? Join InvestingFixx — our women-only investing club. Your first two classes are free.

📩 Love the show? Leave us a 5-star review on Apple Podcasts — it helps more women find the show.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Feb 2026 09:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>She’s disciplined with food and fitness, but intentional about splurges.</itunes:subtitle>
      <itunes:summary>What does a real week of spending look like for a 55-year-old director of technology earning $212,000 a year? In this episode of A Week in Her Wallet, Jean Chatzky talks with Kortne, a Texas-based executive, marathoner, and mom of two adult daughters, who tracked every dollar she spent over seven days.

Kortne grew up in a working-class family in Detroit and says she’s intentional about enjoying her money now — especially when it comes to experiences. She’s run all six Abbott World Marathon Majors, travels frequently, and invests heavily in her health. At the same time, she’s focused on retirement planning, savings, and making sure her lifestyle remains sustainable long term.

🎧 Want to be featured on A Week in Her Wallet? Apply here.

💸 Ready to grow your investing skills? Join InvestingFixx — our women-only investing club. Your first two classes are free.

📩 Love the show? Leave us a 5-star review on Apple Podcasts — it helps more women find the show.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does a real week of spending look like for a 55-year-old director of technology earning $212,000 a year? In this episode of <em>A Week in Her Wallet</em>, Jean Chatzky talks with Kortne, a Texas-based executive, marathoner, and mom of two adult daughters, who tracked every dollar she spent over seven days.</p>
<p>Kortne grew up in a working-class family in Detroit and says she’s intentional about enjoying her money now — especially when it comes to experiences. She’s run all six Abbott World Marathon Majors, travels frequently, and invests heavily in her health. At the same time, she’s focused on retirement planning, savings, and making sure her lifestyle remains sustainable long term.</p>
<p>🎧 Want to be featured on A Week in Her Wallet? <a href="https://forms.gle/heTnJyicHMefxY8z6"><u>Apply here.</u></a></p>
<p>💸 Ready to grow your investing skills? <a href="https://join.investingfixx.com/"><u>Join InvestingFixx</u></a> — our women-only investing club. Your first two classes are free.</p>
<p>📩 Love the show? <a href="https://podcasts.apple.com/us/podcast/hermoney-with-jean-chatzky/id1098802558"><u>Leave us a 5-star review on Apple Podcasts</u></a> — it helps more women find the show.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2408</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e07e6eea-1319-11f1-8935-b7f8092a18d4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7186119836.mp3?updated=1772115631" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 516: Saved Enough but Afraid to Spend? A Simple Money System for Retirement Confidence</title>
      <description>Have you saved and saved and saved… but now feel unsure about how to spend? On this week’s episode, Jean Chatzky sits down with entrepreneur and bestselling author Mike Michalowicz to talk about why managing money isn’t a math problem, it’s a behavior problem.

Mike opens up about losing everything after selling two multi-million-dollar companies, how lifestyle inflation and ego nearly destroyed his finances, and the emotional moment with his daughter that forced him to completely rethink how money works.

From there, he shares his Money Habit System, a simple but powerful framework for:


  Paying off high-interest credit card debt

  Creating “financial seasons” (Recovery, Fund, Activate, Balance)

  Learning how to spend confidently in retirement

  Managing money as a couple without conflict

  Using debit vs. credit strategically

  Breaking bad money habits with behavioral science






💼 And if part of building better money habits means finding a financial advisor who truly understands your goals, visit HerMoney.com/FindAnAdvisor to get matched for free with a vetted fiduciary through our partner, Willow.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Feb 2026 09:45:00 -0000</pubDate>
      <itunes:title>Saved Enough but Afraid to Spend? A Simple Money System for Retirement Confidence</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>516</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to spend confidently without jeopardizing your future.</itunes:subtitle>
      <itunes:summary>Have you saved and saved and saved… but now feel unsure about how to spend? On this week’s episode, Jean Chatzky sits down with entrepreneur and bestselling author Mike Michalowicz to talk about why managing money isn’t a math problem, it’s a behavior problem.

Mike opens up about losing everything after selling two multi-million-dollar companies, how lifestyle inflation and ego nearly destroyed his finances, and the emotional moment with his daughter that forced him to completely rethink how money works.

From there, he shares his Money Habit System, a simple but powerful framework for:


  Paying off high-interest credit card debt

  Creating “financial seasons” (Recovery, Fund, Activate, Balance)

  Learning how to spend confidently in retirement

  Managing money as a couple without conflict

  Using debit vs. credit strategically

  Breaking bad money habits with behavioral science






💼 And if part of building better money habits means finding a financial advisor who truly understands your goals, visit HerMoney.com/FindAnAdvisor to get matched for free with a vetted fiduciary through our partner, Willow.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you saved and saved and saved… but now feel unsure about how to spend? On this week’s episode, Jean Chatzky sits down with entrepreneur and bestselling author <a href="https://mikemichalowicz.com/"><u>Mike Michalowicz</u></a> to talk about why managing money isn’t a math problem, it’s a behavior problem.</p>
<p>Mike opens up about losing everything after selling two multi-million-dollar companies, how lifestyle inflation and ego nearly destroyed his finances, and the emotional moment with his daughter that forced him to completely rethink how money works.</p>
<p>From there, he shares his Money Habit System, a simple but powerful framework for:</p>
<ul>
  <li>Paying off high-interest credit card debt</li>
  <li>Creating “financial seasons” (Recovery, Fund, Activate, Balance)</li>
  <li>Learning how to spend confidently in retirement</li>
  <li>Managing money as a couple without conflict</li>
  <li>Using debit vs. credit strategically</li>
  <li>Breaking bad money habits with behavioral science</li>
</ul>
<p><br></p>
<p><br></p>
<p>💼 And if part of building better money habits means finding a financial advisor who truly understands your goals, visit <a href="http://hermoney.com/FindAnAdvisor"><u>HerMoney.com/FindAnAdvisor </u></a>to get matched for free with a vetted fiduciary through our partner, Willow.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2986</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[792eec0c-11d8-11f1-aed8-2f8c2abb2df9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES1591697227.mp3?updated=1772019266" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Should Crypto and Private Equity Be in Your 401(k)? A CFP Breaks It Down</title>
      <description>Are private equity, private credit, and crypto coming to your 401(k)? And if they do, should you invest?

In this episode, Jean Chatzky sits down with CFP® professional and Summit Place Financial founder Liz Miller to break down the new push to allow alternative investments, such as private equity, private credit, and cryptocurrency, in retirement accounts.

In This Episode We Cover:


  What private equity and private credit actually are (in plain English)

  Why Wall Street is eager to bring alternative investments into 401(k)s

  The truth about private equity fees (including the “2 and 20” model)

  How much crypto is reasonable in a diversified portfolio

  Tax pros and cons of holding crypto in a 401(k) vs. a brokerage account

  Why illiquidity matters in retirement investing


✨ Want deeper investing conversations, live market breakdowns, and portfolio strategy guidance? Join the HerMoney Investing Club.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Feb 2026 09:45:00 -0000</pubDate>
      <itunes:title>Should Crypto and Private Equity Be in Your 401(k)? A CFP Breaks It Down</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What happens when private equity enters your retirement account? </itunes:subtitle>
      <itunes:summary>Are private equity, private credit, and crypto coming to your 401(k)? And if they do, should you invest?

In this episode, Jean Chatzky sits down with CFP® professional and Summit Place Financial founder Liz Miller to break down the new push to allow alternative investments, such as private equity, private credit, and cryptocurrency, in retirement accounts.

In This Episode We Cover:


  What private equity and private credit actually are (in plain English)

  Why Wall Street is eager to bring alternative investments into 401(k)s

  The truth about private equity fees (including the “2 and 20” model)

  How much crypto is reasonable in a diversified portfolio

  Tax pros and cons of holding crypto in a 401(k) vs. a brokerage account

  Why illiquidity matters in retirement investing


✨ Want deeper investing conversations, live market breakdowns, and portfolio strategy guidance? Join the HerMoney Investing Club.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are private equity, private credit, and crypto coming to your 401(k)? And if they do, should you invest?</p>
<p>In this episode, Jean Chatzky sits down with CFP® professional and Summit Place Financial founder <a href="https://summitplacefinancial.com/our-team/liz-miller-cfa-cfp/"><u>Liz Miller</u></a> to break down the new push to allow alternative investments, such as private equity, private credit, and cryptocurrency, in retirement accounts.</p>
<p>In This Episode We Cover:</p>
<ul>
  <li>What private equity and private credit actually are (in plain English)</li>
  <li>Why Wall Street is eager to bring alternative investments into 401(k)s</li>
  <li>The truth about private equity fees (including the “2 and 20” model)</li>
  <li>How much crypto is reasonable in a diversified portfolio</li>
  <li>Tax pros and cons of holding crypto in a 401(k) vs. a brokerage account</li>
  <li>Why illiquidity matters in retirement investing</li>
</ul>
<p><strong>✨ Want deeper investing conversations, live market breakdowns, and portfolio strategy guidance? Join the </strong><a href="https://join.investingfixx.com/"><strong>HerMoney Investing Club</strong></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2184</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b72577a8-0de9-11f1-a6b7-3763f84aab94]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5603525266.mp3?updated=1771543837" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 515: Stability Over Stress: Building A Retirement Plan For Uncertain Times</title>
      <description>If you’ve read economic headlines recently and thought, “Well, that’s not comforting,” you’re not alone. Market swings and broader economic uncertainty are enough to make even confident investors second-guess their strategies. 

And here’s the hard truth: Wall Street doesn’t care if you’re retiring next year. It doesn’t care if you’re five years away. And it definitely doesn’t care if you’re lying awake at night wondering if you’ve done “enough.”

The good news? You can take steps to build confidence. 

On a special episode of the HerMoney Podcast, sponsored by LIMRA, Jean sits down with two of the smartest voices in retirement – Jason Fichtner, Executive Director of the LIMRA Retirement Income Institute and David Blanchett, head of retirement research at Prudential, a portfolio manager at PGIM and a LIMRA Retirement Income Institute Fellow – to talk about how to step off the emotional rollercoaster of the markets and build a retirement plan that feels stable, predictable and livable. 

In the episode, they’ll break down:


  Why market swings hit harder as retirement gets closer

  How protected income can help build a foundation for financial peace of mind

  Whether you should be worried about the future of Social Security

  Why waiting to claim Social Security can be one of your biggest wins – and strategies to make doing so easier


Protected income can play a helpful role in creating more stability in retirement. If you’re curious and want to dig deeper, these two resources from LIMRA can help:


  Retirement planning can feel complex. This resource breaks down how fees and commissions work, so you know what to expect and what questions to ask.




  There’s plenty of conflicting information online about annuities. This guide walks through common misconceptions and explains the basics to help you better understand how they fit into retirement planning.


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Feb 2026 09:45:00 -0000</pubDate>
      <itunes:title>Stability Over Stress: Building A Retirement Plan For Uncertain Times</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>515</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>If you’ve read economic headlines recently and thought, “Well, that’s not comforting,” you’re not alone. Market swings and broader economic uncertainty are enough to make even confident investors second-guess their strategies. 

And here’s the hard truth: Wall Street doesn’t care if you’re retiring next year. It doesn’t care if you’re five years away. And it definitely doesn’t care if you’re lying awake at night wondering if you’ve done “enough.”

The good news? You can take steps to build confidence. 

On a special episode of the HerMoney Podcast, sponsored by LIMRA, Jean sits down with two of the smartest voices in retirement – Jason Fichtner, Executive Director of the LIMRA Retirement Income Institute and David Blanchett, head of retirement research at Prudential, a portfolio manager at PGIM and a LIMRA Retirement Income Institute Fellow – to talk about how to step off the emotional rollercoaster of the markets and build a retirement plan that feels stable, predictable and livable. 

In the episode, they’ll break down:


  Why market swings hit harder as retirement gets closer

  How protected income can help build a foundation for financial peace of mind

  Whether you should be worried about the future of Social Security

  Why waiting to claim Social Security can be one of your biggest wins – and strategies to make doing so easier


Protected income can play a helpful role in creating more stability in retirement. If you’re curious and want to dig deeper, these two resources from LIMRA can help:


  Retirement planning can feel complex. This resource breaks down how fees and commissions work, so you know what to expect and what questions to ask.




  There’s plenty of conflicting information online about annuities. This guide walks through common misconceptions and explains the basics to help you better understand how they fit into retirement planning.


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you’ve read economic headlines recently and thought, “Well, that’s not comforting,” you’re not alone. Market swings and broader economic uncertainty are enough to make even confident investors second-guess their strategies. </p>
<p>And here’s the hard truth: Wall Street doesn’t care if you’re retiring next year. It doesn’t care if you’re five years away. And it definitely doesn’t care if you’re lying awake at night wondering if you’ve done “enough.”</p>
<p>The good news? You can take steps to build confidence. </p>
<p>On a special episode of the HerMoney Podcast, sponsored by <a href="https://www.limraconsumer.com/"><u>LIMRA</u></a>, Jean sits down with two of the smartest voices in retirement – <a href="https://sites.google.com/site/jasonjfichtner/"><u>Jason Fichtner</u></a>, Executive Director of the <a href="https://www.protectedincome.org/retirement-income-institute/"><u>LIMRA Retirement Income Institute</u></a> and <a href="https://www.davidmblanchett.com/"><u>David Blanchett</u></a>, head of retirement research at Prudential, a portfolio manager at PGIM and a LIMRA Retirement Income Institute Fellow – to talk about how to step off the emotional rollercoaster of the markets and build a retirement plan that feels stable, predictable and livable. </p>
<p>In the episode, they’ll break down:</p>
<ul>
  <li>Why market swings hit harder as retirement gets closer</li>
  <li>How protected income can help build a foundation for financial peace of mind</li>
  <li>Whether you should be worried about the future of Social Security</li>
  <li>Why waiting to claim Social Security can be one of your biggest wins – and strategies to make doing so easier</li>
</ul>
<p>Protected income can play a helpful role in creating more stability in retirement. If you’re curious and want to dig deeper, these two resources from <a href="https://www.limraconsumer.com/"><u>LIMRA</u></a> can help:</p>
<ul>
  <li>Retirement planning can feel complex. <a href="https://hermoney.com/wp-content/uploads/2026/02/1217-2025_AnnuityMyths_1.pdf"><u>This resource breaks down how fees and commissions work, so you know what to expect and what questions to ask.</u></a>
</li>
</ul>
<ul>
  <li>There’s plenty of conflicting information online about annuities. <a href="https://hermoney.com/wp-content/uploads/2026/02/1221-2025_AnnuityMyths_2.pdf"><u>This guide walks through common misconceptions and explains the basics to help you better understand how they fit into retirement planning</u></a>.</li>
</ul><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2281</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[27269e1e-081e-11f1-91c4-9f6b59bcf4a5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES2794035650.mp3?updated=1770906697" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Single, Self-Sufficient &amp; Paying More? How to Beat the Singles Tax</title>
      <description>More American women are single than ever before, but our financial system is still built for couples.

In this episode, Jean Chatzky sits down with finance journalist and author Renée Sylvestre-Williams to unpack the hidden financial penalties of being single (aka The Singles Tax) and what solo earners can do to protect themselves, build wealth, and plan for retirement on their own terms.

We're talking about: 


  What the “Singles Tax” really is—and where it hits hardest

  Why single women may need larger emergency funds and more downside protection

  Renting vs. buying: how to decide what’s right for you

  The most overlooked tax strategies for single women

  The biggest retirement planning mistake single women make


📚 Resources &amp; Links:

Join InvestingFixx, our judgment-free investing community designed to help you build confidence, grow your money, and make smart decisions.

The Singles Tax: No-Nonsense Financial Advice for Solo Earners by Renée Sylvestre-Williams

The Budgette Newsletter (Renée’s newsletter for single earners)
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Feb 2026 09:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>More American women are single than ever before, but our financial system is still built for couples.

In this episode, Jean Chatzky sits down with finance journalist and author Renée Sylvestre-Williams to unpack the hidden financial penalties of being single (aka The Singles Tax) and what solo earners can do to protect themselves, build wealth, and plan for retirement on their own terms.

We're talking about: 


  What the “Singles Tax” really is—and where it hits hardest

  Why single women may need larger emergency funds and more downside protection

  Renting vs. buying: how to decide what’s right for you

  The most overlooked tax strategies for single women

  The biggest retirement planning mistake single women make


📚 Resources &amp; Links:

Join InvestingFixx, our judgment-free investing community designed to help you build confidence, grow your money, and make smart decisions.

The Singles Tax: No-Nonsense Financial Advice for Solo Earners by Renée Sylvestre-Williams

The Budgette Newsletter (Renée’s newsletter for single earners)
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>More American women are single than ever before, but our financial system is still built for couples.</p>
<p>In this episode, Jean Chatzky sits down with finance journalist and author Renée Sylvestre-Williams to unpack the hidden financial penalties of being single (aka <a href="https://www.simonandschuster.com/books/The-Singles-Tax/Renee-Sylvestre-Williams/9781770418233"><em>The Singles Tax</em></a>) and what solo earners can do to protect themselves, build wealth, and plan for retirement on their own terms.</p>
<p>We're talking about: </p>
<ul>
  <li>What the “Singles Tax” really is—and where it hits hardest</li>
  <li>Why single women may need larger emergency funds and more downside protection</li>
  <li>Renting vs. buying: how to decide what’s right for you</li>
  <li>The most overlooked tax strategies for single women</li>
  <li>The biggest retirement planning mistake single women make</li>
</ul>
<p><strong>📚 Resources &amp; Links</strong><a href="https://join.investingfixx.com/"><strong>:</strong></a></p>
<p><a href="https://join.investingfixx.com/"><strong>Join InvestingFixx</strong></a>, our judgment-free investing community designed to help you build confidence, grow your money, and make smart decisions.</p>
<p><a href="https://www.simonandschuster.com/books/The-Singles-Tax/Renee-Sylvestre-Williams/9781770418233"><em>The Singles Tax: No-Nonsense Financial Advice for Solo Earners</em></a> by Renée Sylvestre-Williams</p>
<p><a href="https://budgette.substack.com/"><u>The Budgette Newsletter</u></a> (Renée’s newsletter for single earners)</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1670</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0e2e09a4-0834-11f1-97ce-9b687e71630c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7950445850.mp3?updated=1770916438" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 514: Why Every Woman Needs a “F*ck Off Fund” — And How It Evolves as You Age</title>
      <description>What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices.

In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relationships, and your sense of agency.

In this episode, we discuss:


  What a “F*ck Off Fund” really is,  and why it doesn’t have to be a huge number to change your life

  Why financial independence is about more than money

  The power of small boundaries and everyday decisions

  How to talk to daughters, nieces, and younger women about money 

  Why many women still feel financially fragile, even when they’re doing everything “right”

  How financial independence evolves as you approach retirement


Resources Mentioned in This Episode

Join InvestingFixx (HerMoney’s twice-monthly women’s investing club)

Switch: How to Change Things When Change Is Hard 

The Paradox of Choice
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Feb 2026 09:45:00 -0000</pubDate>
      <itunes:title>Why Every Woman Needs a “F*ck Off Fund” — And How It Evolves as You Age</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>514</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Simple strategies to build your own “f*ck off fund.”</itunes:subtitle>
      <itunes:summary>What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices.

In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relationships, and your sense of agency.

In this episode, we discuss:


  What a “F*ck Off Fund” really is,  and why it doesn’t have to be a huge number to change your life

  Why financial independence is about more than money

  The power of small boundaries and everyday decisions

  How to talk to daughters, nieces, and younger women about money 

  Why many women still feel financially fragile, even when they’re doing everything “right”

  How financial independence evolves as you approach retirement


Resources Mentioned in This Episode

Join InvestingFixx (HerMoney’s twice-monthly women’s investing club)

Switch: How to Change Things When Change Is Hard 

The Paradox of Choice
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices.</p>
<p>In this episode, Jean sits down with writer and speaker <a href="https://www.pauletteperhach.com/"><u>Paulette Perhach</u></a>, whose essay about building a “<a href="https://www.thebillfold.com/2016/01/a-story-of-a-fuck-off-fund/"><u>F*ck Off Fund</u></a>” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relationships, and your sense of agency.</p>
<p>In this episode, we discuss:</p>
<ul>
  <li>What a “F*ck Off Fund” really is,  and why it doesn’t have to be a huge number to change your life</li>
  <li>Why financial independence is about more than money</li>
  <li>The power of small boundaries and everyday decisions</li>
  <li>How to talk to daughters, nieces, and younger women about money </li>
  <li>Why many women still feel financially fragile, even when they’re doing everything “right”</li>
  <li>How financial independence evolves as you approach retirement</li>
</ul>
<p><strong>Resources Mentioned in This Episode</strong></p>
<p><a href="https://join.investingfixx.com/"><u>Join InvestingFixx (HerMoney’s twice-monthly women’s investing club)</u></a></p>
<p><a href="https://heathbrothers.com/books/switch/"><em>Switch: How to Change Things When Change Is Hard</em><u> </u></a></p>
<p><a href="https://thedecisionlab.com/reference-guide/economics/the-paradox-of-choice"><em>The Paradox of Choice</em></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1871</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[356ac220-06a7-11f1-8b73-2b9466aa01f3]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES3758006587.mp3?updated=1770745556" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Premium Credit Cards: Are They Actually Worth the Fee? With Your Rich BFF Vivian Tu</title>
      <description>How many credit cards is too many? Are premium travel cards actually worth those eye-popping annual fees? And what should you do when a card in your wallet stops pulling its weight?

This week, Jean Chatzky is joined once again by money expert Vivian Tu for a listener mailbag all about credit cards, points, and smart strategies for getting real value, without paying unnecessary fees or interest.

Together, they break down:


   How to decide if high-end travel cards like Amex Platinum or Chase Sapphire Reserve are actually worth the cost

  The smartest way to evaluate card perks — from lounge access to travel protections — in real dollar terms

  When it makes sense to downgrade a credit card

  How to use points efficiently without spending hours comparison shopping

  What to say if you call your credit card company to ask for a lower interest rate

  How to switch cards while protecting your credit score and account history


📈 Join our InvestingFixx club, your first month is free! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Feb 2026 09:45:00 -0000</pubDate>
      <itunes:title>Premium Credit Cards: Are They Actually Worth the Fee? With Your Rich BFF Vivian Tu</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Simple rules for making your credit cards work harder for you.</itunes:subtitle>
      <itunes:summary>How many credit cards is too many? Are premium travel cards actually worth those eye-popping annual fees? And what should you do when a card in your wallet stops pulling its weight?

This week, Jean Chatzky is joined once again by money expert Vivian Tu for a listener mailbag all about credit cards, points, and smart strategies for getting real value, without paying unnecessary fees or interest.

Together, they break down:


   How to decide if high-end travel cards like Amex Platinum or Chase Sapphire Reserve are actually worth the cost

  The smartest way to evaluate card perks — from lounge access to travel protections — in real dollar terms

  When it makes sense to downgrade a credit card

  How to use points efficiently without spending hours comparison shopping

  What to say if you call your credit card company to ask for a lower interest rate

  How to switch cards while protecting your credit score and account history


📈 Join our InvestingFixx club, your first month is free! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How many credit cards is <em>too</em> many? Are premium travel cards actually worth those eye-popping annual fees? And what should you do when a card in your wallet stops pulling its weight?</p>
<p>This week, Jean Chatzky is joined once again by money expert <a href="https://www.harpercollins.com/pages/wellendowed"><u>Vivian Tu</u></a> for a listener mailbag all about credit cards, points, and smart strategies for getting real value, without paying unnecessary fees or interest.</p>
<p>Together, they break down:</p>
<ul>
  <li> How to decide if high-end travel cards like Amex Platinum or Chase Sapphire Reserve are <em>actually</em> worth the cost</li>
  <li>The smartest way to evaluate card perks — from lounge access to travel protections — in real dollar terms</li>
  <li>When it makes sense to downgrade a credit card</li>
  <li>How to use points efficiently without spending hours comparison shopping</li>
  <li>What to say if you call your credit card company to ask for a lower interest rate</li>
  <li>How to switch cards while protecting your credit score and account history</li>
</ul>
<p><a href="https://emojiterra.com/chart-increasing/">📈 </a><a href="https://join.investingfixx.com/"><u>Join our InvestingFixx club, your first month is free! </u></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1116</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c55dbd7c-02d5-11f1-956d-9bb5ff690c97]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5568728942.mp3?updated=1770325808" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 513: Vivian Tu on Building a Well Endowed Life That Buys You Time, Not Just Things</title>
      <description>She’s back, and she brought her boldest advice yet. Vivian Tu, New York Times bestselling author and founder of Your Rich BFF, joins us to talk about her new book Well Endowed and why now is the time to rethink how you spend, save, and build the future you want.

Vivian and Jean get real about what it means to be truly wealthy—not just financially, but emotionally and generationally. From burnout to budgeting to luxury trap purchases, this episode is your permission slip to stop spending for the wrong reasons and start aligning your money with what actually matters.

What we’re diving into:


  The “values detox” every spender needs

  How to know if that splurge is really worth your time

  Why premium doesn’t always mean better (hello, MVP rule)

  What Vivian’s learned from the vibrant, retired women in her Miami building

  How to design a retirement that’s anything but tired

  Why estate planning is non-negotiable—even in your 30s


Resources &amp; Links:

💰 Order Well Endowed by Vivian Tu

🧠 Join the HerMoney InvestingFixx Club

📝 Subscribe to Vivian's Substack: enRICHed with Your Rich BFF

🎧 Listen to Vivian’s podcast: Networth and Chill
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Feb 2026 09:45:00 -0000</pubDate>
      <itunes:title>Vivian Tu on Building a Well Endowed Life That Buys You Time, Not Just Things</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>513</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to spend with purpose, build wealth, and protect your time.</itunes:subtitle>
      <itunes:summary>She’s back, and she brought her boldest advice yet. Vivian Tu, New York Times bestselling author and founder of Your Rich BFF, joins us to talk about her new book Well Endowed and why now is the time to rethink how you spend, save, and build the future you want.

Vivian and Jean get real about what it means to be truly wealthy—not just financially, but emotionally and generationally. From burnout to budgeting to luxury trap purchases, this episode is your permission slip to stop spending for the wrong reasons and start aligning your money with what actually matters.

What we’re diving into:


  The “values detox” every spender needs

  How to know if that splurge is really worth your time

  Why premium doesn’t always mean better (hello, MVP rule)

  What Vivian’s learned from the vibrant, retired women in her Miami building

  How to design a retirement that’s anything but tired

  Why estate planning is non-negotiable—even in your 30s


Resources &amp; Links:

💰 Order Well Endowed by Vivian Tu

🧠 Join the HerMoney InvestingFixx Club

📝 Subscribe to Vivian's Substack: enRICHed with Your Rich BFF

🎧 Listen to Vivian’s podcast: Networth and Chill
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>She’s back, and she brought her boldest advice yet. <a href="https://www.harpercollins.com/pages/wellendowed."><u>Vivian Tu</u></a>, New York Times bestselling author and founder of <em>Your Rich BFF</em>, joins us to talk about her new book <em>Well Endowed</em> and why now is the time to rethink how you spend, save, and build the future you want.</p>
<p>Vivian and Jean get real about what it means to be <em>truly</em> wealthy—not just financially, but emotionally and generationally. From burnout to budgeting to luxury trap purchases, this episode is your permission slip to stop spending for the wrong reasons and start aligning your money with what <em>actually</em> matters.</p>
<p>What we’re diving into:</p>
<ul>
  <li>The “values detox” every spender needs</li>
  <li>How to know if that splurge is really worth your time</li>
  <li>Why premium doesn’t always mean better (hello, MVP rule)</li>
  <li>What Vivian’s learned from the vibrant, retired women in her Miami building</li>
  <li>How to design a retirement that’s anything but tired</li>
  <li>Why estate planning is non-negotiable—even in your 30s</li>
</ul>
<p><strong>Resources &amp; Links:</strong></p>
<p>💰 <a href="https://www.harpercollins.com/pages/wellendowed."><u>Order </u><em>Well Endowed</em><u> by Vivian Tu</u></a></p>
<p>🧠<a href="https://join.investingfixx.com/"><u> Join the HerMoney InvestingFixx Club</u></a></p>
<p>📝 Subscribe to Vivian's Substack: <a href="https://yourrichbff.substack.com/"><em>enRICHed with Your Rich BFF</em></a></p>
<p>🎧 Listen to Vivian’s podcast: <a href="https://www.yourrichbff.com/podcast"><em>Networth and Chill</em></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2502</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5d6601ac-014a-11f1-97e9-db388810eceb]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7238512214.mp3?updated=1770156840" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: A 35-Year-Old Nurse and Money Coach Who Swears By Systems</title>
      <description>In this week’s episode of A Week In Her Wallet, we head to New Jersey to follow Prisca, a 35-year-old nurse and part-time money coach who tracks every dollar with intention. From $8 therapy copays to $25 dance classes that light up her world, Prisca shows us how structure and joy can coexist in personal finance.

Prisca’s week is packed with practical tips, emotional insights, and small moments that reveal big truths. Whether it’s her mantra of "aiming for calm" or her strategy to save before she spends, this is a blueprint for budgeting with purpose.

Resources:

Join our investing club! Your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Jan 2026 09:45:00 -0000</pubDate>
      <itunes:title>A Week In Her Wallet: A 35-Year-Old Nurse and Money Coach Who Swears By Systems</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A real-life budget breakdown from a listener in New Jersey.</itunes:subtitle>
      <itunes:summary>In this week’s episode of A Week In Her Wallet, we head to New Jersey to follow Prisca, a 35-year-old nurse and part-time money coach who tracks every dollar with intention. From $8 therapy copays to $25 dance classes that light up her world, Prisca shows us how structure and joy can coexist in personal finance.

Prisca’s week is packed with practical tips, emotional insights, and small moments that reveal big truths. Whether it’s her mantra of "aiming for calm" or her strategy to save before she spends, this is a blueprint for budgeting with purpose.

Resources:

Join our investing club! Your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this week’s episode of<a href="https://forms.gle/ufHL7S7o8Kvnbm5p9"> <em>A Week In Her Wallet</em>,</a> we head to New Jersey to follow Prisca, a 35-year-old nurse and part-time money coach who tracks every dollar with intention. From $8 therapy copays to $25 dance classes that light up her world, Prisca shows us how structure and joy can coexist in personal finance.</p>
<p>Prisca’s week is packed with practical tips, emotional insights, and small moments that reveal big truths. Whether it’s her mantra of "aiming for calm" or her strategy to save <em>before</em> she spends, this is a blueprint for budgeting with purpose.</p>
<p>Resources:</p>
<p><a href="https://join.investingfixx.com/"><u>Join our investing club! Your first month is completely free.</u></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2003</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1121535a-fd5d-11f0-9a91-97c36ae45c13]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5870454529.mp3?updated=1769724196" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 512: The Top Money Saving Tips We Wish We Knew Sooner With David Bach &amp; Jean Chatzky</title>
      <description>What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago?

In this very special crossover episode of HerMoney and The David Bach Show, Jean Chatzky sits down with longtime friend and bestselling author David Bach to share candid stories, big career lessons, and one bold new idea that could change retirement in America.

Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026.

Resources:


  David’s Flat Tax Proposal

  The Automatic Millionaire (20th Anniversary Edition)

  HerMoney’s InvestingFixx Club


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Jan 2026 09:45:00 -0000</pubDate>
      <itunes:title>The Top Money Saving Tips We Wish We Knew Sooner With David Bach &amp; Jean Chatzky</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>512</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> The candid conversation every saver, spender, and soon-to-be retiree needs to hear.</itunes:subtitle>
      <itunes:summary>What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago?

In this very special crossover episode of HerMoney and The David Bach Show, Jean Chatzky sits down with longtime friend and bestselling author David Bach to share candid stories, big career lessons, and one bold new idea that could change retirement in America.

Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026.

Resources:


  David’s Flat Tax Proposal

  The Automatic Millionaire (20th Anniversary Edition)

  HerMoney’s InvestingFixx Club


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What do two financial pros with over 60 years of combined experience <em>really</em> wish they knew about money 30 years ago?</p>
<p>In this very special crossover episode of <em>HerMoney</em> and <a href="https://davidbach.com/podcast/"><em>The David Bach Show</em></a>, Jean Chatzky sits down with longtime friend and bestselling author David Bach to share candid stories, big career lessons, and one bold new idea that could change retirement in America.</p>
<p>Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026.</p>
<p>Resources:</p>
<ul>
  <li><a href="https://davidbach.com/ira-flat-tax/"><u>David’s Flat Tax Proposal</u></a></li>
  <li><a href="https://www.amazon.com/Automatic-Millionaire-20th-Anniversary-Powerful/dp/B0FHD81Q4X"><u>The Automatic Millionaire (20th Anniversary Edition)</u></a></li>
  <li><a href="https://join.investingfixx.com/"><u>HerMoney’s InvestingFixx Club</u></a></li>
</ul><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2368</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[bd117788-fafd-11f0-8b8c-ebb3521f73d6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES1347188929.mp3?updated=1769463428" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Chief Economist Mark Zandi on What to Do With Your Money Right Now</title>
      <description>This week, we’re cutting through the chaos and zeroing in on what matters most to your financial life: your investments, your home, and your next money moves.

Jean sits down with Dr. Mark Zandi, Chief Economist at Moody’s Analytics, to unpack how global uncertainty, rising mortgage rates, and Trump-era policies are reshaping our economy. From the stock market rollercoaster to the housing “lock-in” crisis, Mark offers practical, down-to-earth advice for navigating it all.

You’ll learn:


  Why Mark says, “Don’t even look at the market” (and what to do instead)

  What the mortgage “doom loop” means for Millennials, Gen Z, and retirees

  How long it could take to restore housing affordability in America

  Why homeownership is still a powerful wealth-building tool

  The truth about 50-year mortgages, portable loans, and whether they can help

  How to think smartly about helping your kids now vs. leaving a legacy later


💡 Further reading and listening:

The American Housing and Economic Mobility Act

“Die With Zero” by Bill Perkins

The Inside Economics Podcast – hosted by Mark Zandi

Join our InvestingFixx Club today! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Jan 2026 09:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Advice on retirement, housing, and the market in 2026.</itunes:subtitle>
      <itunes:summary>This week, we’re cutting through the chaos and zeroing in on what matters most to your financial life: your investments, your home, and your next money moves.

Jean sits down with Dr. Mark Zandi, Chief Economist at Moody’s Analytics, to unpack how global uncertainty, rising mortgage rates, and Trump-era policies are reshaping our economy. From the stock market rollercoaster to the housing “lock-in” crisis, Mark offers practical, down-to-earth advice for navigating it all.

You’ll learn:


  Why Mark says, “Don’t even look at the market” (and what to do instead)

  What the mortgage “doom loop” means for Millennials, Gen Z, and retirees

  How long it could take to restore housing affordability in America

  Why homeownership is still a powerful wealth-building tool

  The truth about 50-year mortgages, portable loans, and whether they can help

  How to think smartly about helping your kids now vs. leaving a legacy later


💡 Further reading and listening:

The American Housing and Economic Mobility Act

“Die With Zero” by Bill Perkins

The Inside Economics Podcast – hosted by Mark Zandi

Join our InvestingFixx Club today! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re cutting through the chaos and zeroing in on what matters <em>most</em> to your financial life: your investments, your home, and your next money moves.</p>
<p>Jean sits down with <a href="https://www.economy.com/markzandi"><u>Dr. Mark Zandi, Chief Economist at Moody’s Analytics</u></a>, to unpack how global uncertainty, rising mortgage rates, and Trump-era policies are reshaping our economy. From the stock market rollercoaster to the housing “lock-in” crisis, Mark offers practical, down-to-earth advice for navigating it all.</p>
<p>You’ll learn:</p>
<ul>
  <li>Why Mark says, “Don’t even look at the market” (and what to do instead)</li>
  <li>What the mortgage “doom loop” means for Millennials, Gen Z, and retirees</li>
  <li>How long it could take to restore housing affordability in America</li>
  <li>Why homeownership is still a powerful wealth-building tool</li>
  <li>The truth about 50-year mortgages, portable loans, and whether they can help</li>
  <li>How to think smartly about helping your kids <em>now</em> vs. leaving a legacy later</li>
</ul>
<p>💡 Further reading and listening:</p>
<p><a href="https://www.congress.gov/bill/119th-congress/senate-bill/934"><u>The American Housing and Economic Mobility Act</u></a></p>
<p><a href="https://hermoney.com/save/budgeting/hermoney-podcast-episode-240-why-you-should-die-with-zero/"><u>“Die With Zero” by Bill Perkins</u></a></p>
<p><a href="https://podcasts.apple.com/us/podcast/moodys-talks-inside-economics/id1559966912"><u>The Inside Economics Podcast – hosted by Mark Zandi</u></a></p>
<p><a href="https://join.investingfixx.com/"><u>Join our InvestingFixx Club today! </u></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1717</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[23221e6e-f7b7-11f0-95c7-bf80aebae464]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5400640241.mp3?updated=1769103112" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 511: From Nest Egg to Paycheck: Rethinking Retirement Planning</title>
      <description>When people think about preparing for retirement, they usually think about saving. But the real challenge? Making sure your money lasts as long as you do. Morningstar’s Christine Benz joins us for a conversation about the smartest ways to prepare for retirement and make sure your money goes the distance. 

This episode is part of our new, monthly retirement-focused series, brought to you by LIMRA. With practical tips and real-world conversations, these episodes will give you the tools to help you feel more confident about what comes next.

In this episode, Jean and Christine break down:


  Why there’s no one-size-fits-all retirement plan

  How to shift from a saving to a spending mindset in retirement

  The biggest retirement blind spots – and why they’re more challenging for women

  The steps you can take today to feel less overwhelmed about retirement planning


🛣️ ARE YOU ON TRACK? If you’re ready to start putting together a retirement plan that works for you, download LIMRA’s free Retirement Income Planning Starter Guide.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Jan 2026 09:45:00 -0000</pubDate>
      <itunes:title>From Nest Egg to Paycheck: Rethinking Retirement Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>511</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to make sure your money goes the distance.</itunes:subtitle>
      <itunes:summary>When people think about preparing for retirement, they usually think about saving. But the real challenge? Making sure your money lasts as long as you do. Morningstar’s Christine Benz joins us for a conversation about the smartest ways to prepare for retirement and make sure your money goes the distance. 

This episode is part of our new, monthly retirement-focused series, brought to you by LIMRA. With practical tips and real-world conversations, these episodes will give you the tools to help you feel more confident about what comes next.

In this episode, Jean and Christine break down:


  Why there’s no one-size-fits-all retirement plan

  How to shift from a saving to a spending mindset in retirement

  The biggest retirement blind spots – and why they’re more challenging for women

  The steps you can take today to feel less overwhelmed about retirement planning


🛣️ ARE YOU ON TRACK? If you’re ready to start putting together a retirement plan that works for you, download LIMRA’s free Retirement Income Planning Starter Guide.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When people think about preparing for retirement, they usually think about saving. But the real challenge? Making sure your money lasts as long as you do. Morningstar’s <a href="https://www.morningstar.com/people/christine-benz"><u>Christine Benz</u></a> joins us for a conversation about the smartest ways to prepare for retirement and make sure your money goes the distance. </p>
<p>This episode is part of our new, monthly retirement-focused series, brought to you by <a href="https://www.limraconsumer.com/"><u>LIMRA</u></a>. With practical tips and real-world conversations, these episodes will give you the tools to help you feel more confident about what comes next.</p>
<p>In this episode, Jean and Christine break down:</p>
<ul>
  <li>Why there’s no one-size-fits-all retirement plan</li>
  <li>How to shift from a saving to a spending mindset in retirement</li>
  <li>The biggest retirement blind spots – and why they’re more challenging for women</li>
  <li>The steps you can take today to feel less overwhelmed about retirement planning</li>
</ul>
<p><strong>🛣️ ARE YOU ON TRACK?</strong> If you’re ready to start putting together a retirement plan that works for you, download <a href="https://hermoney.com/wp-content/uploads/2026/01/Retirement-Income-Planning-Starter-Guide-Lifetime-Income_meta.pdf"><u>LIMRA’s free Retirement Income Planning Starter Guide</u></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2125</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b3d42f6e-f236-11f0-81c5-ffd276ad75ea]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7979307133.mp3?updated=1768591839" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Roth IRAs, Crypto Regrets, and 401(k) Moves: Amanda Holden Answers Your Investing Questions</title>
      <description>You’ve got questions, we’ve got Amanda Holden. In this special Mailbag episode of HerMoney, Jean is joined once again by investing expert and How to Be a Rich Old Lady author Amanda Holden to tackle your biggest investing dilemmas.

We’re talking:


  What to actually do after opening a Roth IRA

  Whether crypto deserves a spot in your portfolio

  What to do with a $500,000 401(k) after a layoff

  Whether target-date funds are worth the cost

  And why diversification is non-negotiable


✨ Want to get smarter with your money in 2026? Join our women-only investing club, InvestingFixx, where expert stock pickers pitch ideas—and you help build the portfolio.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Jan 2026 09:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You’ve got questions, we’ve got Amanda Holden. In this special Mailbag episode of HerMoney, Jean is joined once again by investing expert and How to Be a Rich Old Lady author Amanda Holden to tackle your biggest investing dilemmas.

We’re talking:


  What to actually do after opening a Roth IRA

  Whether crypto deserves a spot in your portfolio

  What to do with a $500,000 401(k) after a layoff

  Whether target-date funds are worth the cost

  And why diversification is non-negotiable


✨ Want to get smarter with your money in 2026? Join our women-only investing club, InvestingFixx, where expert stock pickers pitch ideas—and you help build the portfolio.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You’ve got questions, we’ve got Amanda Holden. In this special Mailbag episode of <em>HerMoney</em>, Jean is joined once again by investing expert and <a href="https://www.simonandschuster.com/books/How-to-Be-a-Rich-Old-Lady/Amanda-Holden/9781668066928"><em>How to Be a Rich Old Lady</em><u> </u></a>author Amanda Holden to tackle your biggest investing dilemmas.</p>
<p>We’re talking:</p>
<ul>
  <li>What to <em>actually</em> do after opening a Roth IRA</li>
  <li>Whether crypto deserves a spot in your portfolio</li>
  <li>What to do with a $500,000 401(k) after a layoff</li>
  <li>Whether target-date funds are worth the cost</li>
  <li>And why diversification is non-negotiable</li>
</ul>
<p>✨ Want to get smarter with your money in 2026? <a href="https://join.investingfixx.com/"><u>Join our women-only investing club, InvestingFixx</u></a>, where expert stock pickers pitch ideas—and you help build the portfolio.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1040</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[77d41580-efff-11f0-9284-f7b100282b97]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES6273237908.mp3?updated=1768330993" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 510: How to Be a Rich Old Lady (And Love Every Minute of It) with Amanda Holden</title>
      <description>As we kick off 2026, it’s time to talk about the future—and the woman you want to become. Whether she’s rocking silver bangles on the beach or sipping coffee in her cabin, your Rich Old Lady deserves a life of financial freedom. And today’s guest is here to help you build it.

Amanda Holden is the founder of Invested Development and the author of How to Be a Rich Old Lady: Your Guide to Easy Investing, Building Wealth, and Creating the Wild, Beautiful Life You Want. After a career in investment management (yes, she was once a finance bro), Amanda walked away from Wall Street to help over 25,000 women learn to invest, without shame, jargon, or feeling overwhelmed. 

In this episode, Jean and Amanda break down:


    Why the financial system feels so exclusive—and how to take your seat at the table

    How to build “the Gap” (your most powerful financial tool)

    Amanda’s hilarious (and helpful) dating metaphor for asset allocation

    Whether it’s too late to catch up on retirement (spoiler: it’s not)

    The surprising risks of today’s AI-driven stock market boom


💼 Want more support with your investing journey? Join our women-only investing club, InvestingFixx, today!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Jan 2026 09:45:00 -0000</pubDate>
      <itunes:title>How to Be a Rich Old Lady (And Love Every Minute of It) with Amanda Holden</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>510</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Learn how to build wealth, ditch the jargon, and invest for the future you really want.</itunes:subtitle>
      <itunes:summary>As we kick off 2026, it’s time to talk about the future—and the woman you want to become. Whether she’s rocking silver bangles on the beach or sipping coffee in her cabin, your Rich Old Lady deserves a life of financial freedom. And today’s guest is here to help you build it.

Amanda Holden is the founder of Invested Development and the author of How to Be a Rich Old Lady: Your Guide to Easy Investing, Building Wealth, and Creating the Wild, Beautiful Life You Want. After a career in investment management (yes, she was once a finance bro), Amanda walked away from Wall Street to help over 25,000 women learn to invest, without shame, jargon, or feeling overwhelmed. 

In this episode, Jean and Amanda break down:


    Why the financial system feels so exclusive—and how to take your seat at the table

    How to build “the Gap” (your most powerful financial tool)

    Amanda’s hilarious (and helpful) dating metaphor for asset allocation

    Whether it’s too late to catch up on retirement (spoiler: it’s not)

    The surprising risks of today’s AI-driven stock market boom


💼 Want more support with your investing journey? Join our women-only investing club, InvestingFixx, today!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As we kick off 2026, it’s time to talk about the future—and the woman you want to become. Whether she’s rocking silver bangles on the beach or sipping coffee in her cabin, your Rich Old Lady deserves a life of financial freedom. And today’s guest is here to help you build it.</p>
<p>Amanda Holden is the founder of Invested Development and the author of <a href="https://www.simonandschuster.com/books/How-to-Be-a-Rich-Old-Lady/Amanda-Holden/9781668066928"><em>How to Be a Rich Old Lady: Your Guide to Easy Investing, Building Wealth, and Creating the Wild, Beautiful Life You Want</em></a>. After a career in investment management (yes, she was once a finance bro), Amanda walked away from Wall Street to help over 25,000 women learn to invest, without shame, jargon, or feeling overwhelmed. </p>
<p>In this episode, Jean and Amanda break down:</p>
<ul>
  <li>  Why the financial system feels so exclusive—and how to take your seat at the table</li>
  <li>  How to build “the Gap” (your most powerful financial tool)</li>
  <li>  Amanda’s hilarious (and helpful) dating metaphor for asset allocation</li>
  <li>  Whether it’s too late to catch up on retirement (spoiler: it’s not)</li>
  <li>  The surprising risks of today’s AI-driven stock market boom</li>
</ul>
<p>💼 Want more support with your investing journey? <a href="https://join.investingfixx.com/"><u>Join our women-only investing club, </u><em>InvestingFixx,</em><u> today</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2150</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[83c2b712-ef36-11f0-bebf-ab719cf4dba9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5960696514.mp3?updated=1768168710" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>When Inheritance Gets Messy: What You Owe Your Kids (and What You Don’t) with the Moneyist</title>
      <description>Is fair always equal when it comes to family and money? On this week’s HerMoney Mailbag, Jean Chatzky is joined by Quentin Fottrell, Managing Editor of Advice at MarketWatch and the voice behind The Moneyist column, to tackle the most emotionally charged financial questions from our listeners and his inbox.

They dive into:

💸 Whether a promised $250K inheritance should include interest

🏡 How to avoid probate and protect your family home using a Lady Bird Deed

🧺 A listener whose parents are giving each son a $500K laundromat (but don’t want to give their spouses anything)

Whether you're planning your estate, helping aging parents, or wondering how to protect family assets, this episode is packed with practical tips, legal insights, and thoughtful perspectives.

Want more smart money advice from Jean? Subscribe, leave a review, and send your questions to mailbag@hermoney.com.

Resources Mentioned:

🔗 The Moneyist at MarketWatch

🔗 HerMoney Facebook Group

🔗 Join the InvestingFixx Community
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Jan 2026 09:45:00 -0000</pubDate>
      <itunes:title>When Inheritance Gets Messy: What You Owe Your Kids (and What You Don’t) with the Moneyist</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Questions on money, inheritance &amp; family drama.</itunes:subtitle>
      <itunes:summary>Is fair always equal when it comes to family and money? On this week’s HerMoney Mailbag, Jean Chatzky is joined by Quentin Fottrell, Managing Editor of Advice at MarketWatch and the voice behind The Moneyist column, to tackle the most emotionally charged financial questions from our listeners and his inbox.

They dive into:

💸 Whether a promised $250K inheritance should include interest

🏡 How to avoid probate and protect your family home using a Lady Bird Deed

🧺 A listener whose parents are giving each son a $500K laundromat (but don’t want to give their spouses anything)

Whether you're planning your estate, helping aging parents, or wondering how to protect family assets, this episode is packed with practical tips, legal insights, and thoughtful perspectives.

Want more smart money advice from Jean? Subscribe, leave a review, and send your questions to mailbag@hermoney.com.

Resources Mentioned:

🔗 The Moneyist at MarketWatch

🔗 HerMoney Facebook Group

🔗 Join the InvestingFixx Community
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is fair always equal when it comes to family and money? On this week’s HerMoney Mailbag, Jean Chatzky is joined by Quentin Fottrell, Managing Editor of Advice at <em>MarketWatch</em> and the voice behind <a href="https://www.marketwatch.com/column/the-moneyist"><em>The Moneyist</em><u> column</u></a>, to tackle the most emotionally charged financial questions from our listeners and his inbox.</p>
<p>They dive into:</p>
<p>💸 Whether a promised $250K inheritance should include interest</p>
<p>🏡 How to avoid probate and protect your family home using a Lady Bird Deed</p>
<p>🧺 A listener whose parents are giving each son a $500K laundromat (but don’t want to give their spouses anything)</p>
<p>Whether you're planning your estate, helping aging parents, or wondering how to protect family assets, this episode is packed with practical tips, legal insights, and thoughtful perspectives.</p>
<p><strong>Want more smart money advice from Jean? Subscribe, leave a review, and send your questions to </strong><a href="mailbag@hermoney.com"><strong>mailbag@hermoney.com</strong></a><strong>.</strong></p>
<p><strong>Resources Mentioned:</strong></p>
<p><strong>🔗</strong><a href="https://www.marketwatch.com/author/quentin-fottrell"><strong> The Moneyist at MarketWatch</strong></a><strong></strong></p>
<p><strong>🔗 </strong><a href="https://www.facebook.com/groups/hermoney"><strong>HerMoney Facebook Group</strong></a><strong></strong></p>
<p><strong>🔗 </strong><a href="https://join.investingfixx.com/"><strong>Join the InvestingFixx Community</strong></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1449</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0c29cafa-ea7d-11f0-bece-cff406b79a8f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES6820360144.mp3?updated=1767648764" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 509: Expert Investor Karen Finerman’s Bold Bets (and Red Flags) for 2026</title>
      <description>The markets are still riding high, but if 2025 taught us anything, it’s that not everything that glitters is gold. In this episode, Jean Chatzky sits down with legendary investor and InvestingFixx co-founder Karen Finerman to unpack the wild ride of 2025: the highs, the flops, the lessons learned, and the big bets she’s making in 2026.

We also talk about what makes a winning portfolio, how our InvestingFixx club beat the market, and how you can start building confidence with your own investments, one smart move at a time.

In this episode:


  What Karen’s biggest winner of 2025 says about the market’s resilience

  Her biggest regret and what she’d do differently

  Whether the AI hype is starting to look like 1999

  How to use the volatility index to make better decisions

  Why banks might be the most overlooked opportunity of 2026

  What our InvestingFixx community got right and how they keep winning


Looking for more?


   Join our InvestingFixx club


  Listen to How She Does It with Karen Finerman

  Karen Finerman’s viral end-of-year thread on X


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Jan 2026 09:30:00 -0000</pubDate>
      <itunes:title> Expert Investor Karen Finerman’s Bold Bets (and Red Flags) for 2026</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>509</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Here's what the co-founder of our InvestingFixx club is watching in the year ahead.</itunes:subtitle>
      <itunes:summary>The markets are still riding high, but if 2025 taught us anything, it’s that not everything that glitters is gold. In this episode, Jean Chatzky sits down with legendary investor and InvestingFixx co-founder Karen Finerman to unpack the wild ride of 2025: the highs, the flops, the lessons learned, and the big bets she’s making in 2026.

We also talk about what makes a winning portfolio, how our InvestingFixx club beat the market, and how you can start building confidence with your own investments, one smart move at a time.

In this episode:


  What Karen’s biggest winner of 2025 says about the market’s resilience

  Her biggest regret and what she’d do differently

  Whether the AI hype is starting to look like 1999

  How to use the volatility index to make better decisions

  Why banks might be the most overlooked opportunity of 2026

  What our InvestingFixx community got right and how they keep winning


Looking for more?


   Join our InvestingFixx club


  Listen to How She Does It with Karen Finerman

  Karen Finerman’s viral end-of-year thread on X


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The markets are still riding high, but if 2025 taught us anything, it’s that not everything that glitters is gold. In this episode, Jean Chatzky sits down with legendary investor and InvestingFixx co-founder Karen Finerman to unpack the wild ride of 2025: the highs, the flops, the lessons learned, and the big bets she’s making in 2026.</p>
<p>We also talk about what makes a winning portfolio, how <a href="https://join.investingfixx.com/"><u>our </u><em>InvestingFixx</em><u> club</u></a> beat the market, and how you can start building confidence with your own investments, one smart move at a time.</p>
<p>In this episode:</p>
<ul>
  <li>What Karen’s biggest winner of 2025 says about the market’s resilience</li>
  <li>Her biggest regret and what she’d do differently</li>
  <li>Whether the AI hype is starting to look like 1999</li>
  <li>How to use the volatility index to make better decisions</li>
  <li>Why banks might be the most overlooked opportunity of 2026</li>
  <li>What our InvestingFixx community got right and how they keep winning</li>
</ul>
<p>Looking for more?</p>
<ul>
  <li> <a href="https://join.investingfixx.com/"><u>Join our InvestingFixx club</u></a>
</li>
  <li><a href="https://podcasts.apple.com/us/podcast/how-she-does-it/id1691787429"><u>Listen to How She Does It with Karen Finerman</u></a></li>
  <li><a href="https://x.com/karenfinerman/status/2007102605588418725"><u>Karen Finerman’s viral end-of-year thread on X</u></a></li>
</ul><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2054</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9ca54b30-eb41-11f0-8cb8-fbc4a00db9e0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES3110219419.mp3?updated=1768167818" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“I just got laid off from big tech. What’s the smartest move I can make before I lose access to everything?”</title>
      <description>How do you invest in yourself when life throws you off course? In this special HerMoney Mailbag episode, Jean Chatzky and Maha Abouelenein, author of 7 Rules of Self-Reliance, answer your real-life questions about navigating layoffs, career pivots, and side hustles.

We answer your questions on:


  What to do immediately after a layoff to protect your career momentum

  How to transition to a less stressful career after parental leave

  Smart ways to supplement your income from home 

  How to build your personal brand and start getting noticed on LinkedIn

  Why your network is your greatest asset and how to start using it


 We love your questions! Send them to us at mailbag@hermoney.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 02 Jan 2026 09:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>How do you invest in yourself when life throws you off course? In this special HerMoney Mailbag episode, Jean Chatzky and Maha Abouelenein, author of 7 Rules of Self-Reliance, answer your real-life questions about navigating layoffs, career pivots, and side hustles.

We answer your questions on:


  What to do immediately after a layoff to protect your career momentum

  How to transition to a less stressful career after parental leave

  Smart ways to supplement your income from home 

  How to build your personal brand and start getting noticed on LinkedIn

  Why your network is your greatest asset and how to start using it


 We love your questions! Send them to us at mailbag@hermoney.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How do you invest in yourself when life throws you off course? In this special HerMoney Mailbag episode, Jean Chatzky and Maha Abouelenein, author of <a href="https://www.amazon.com/Rules-Self-Reliance-Moving-Invest-Yourself/dp/1401978665"><em>7 Rules of Self-Reliance</em></a>, answer your real-life questions about navigating layoffs, career pivots, and side hustles.</p>
<p><strong>We answer your questions on:</strong></p>
<ul>
  <li>What to do <em>immediately</em> after a layoff to protect your career momentum</li>
  <li>How to transition to a less stressful career after parental leave</li>
  <li>Smart ways to supplement your income from home </li>
  <li>How to build your personal brand and start getting noticed on LinkedIn</li>
  <li>Why your network is your greatest asset and how to start using it</li>
</ul>
<p> We love your questions! Send them to us at <a href="mailto:mailbag@hermoney.com"><u>mailbag@hermoney.com</u></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>928</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f35654c6-e5b8-11f0-a891-ef4c89cb46f1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES1045593106.mp3?updated=1767124711" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 508: How to Invest in Yourself and Thrive In 2026</title>
      <description>Ready to invest in yourself in 2026 and beyond? In this empowering episode, Jean sits down with Maha Abouelenein, global communications strategist and author of the bestselling book 7 Rules of Self-Reliance, to talk about how women can build confidence, create value, and stop waiting for permission to grow.

Maha shares the pivotal story of how she rebuilt her life after a major career pivot, going from secretary to business partner in just four years, and how we can all tap into the mindset of self-reliance to create real opportunity, no matter where we’re starting from.

We discuss:


   What it really means to invest in yourself—personally, professionally, and financially

  Why your reputation is currency, and how to build a personal brand that opens doors

  How to develop the five key traits of self-reliant people: initiative, adaptability, decision-making, leadership, and growth mindset

  Maha’s mantra “Stay low, keep moving”—and how it can help you block the noise and stay focused

  Why hustle culture is out, and value culture is in


  How to use small daily actions to build lasting change


🎧 Don’t miss our bonus Mailbag episode this Friday, where Maha returns to answer your real-life questions on personal branding and career transitions.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Dec 2025 09:45:00 -0000</pubDate>
      <itunes:title>How to Invest in Yourself and Thrive In 2026</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>508</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Build confidence, create value, and own your future in 2026.</itunes:subtitle>
      <itunes:summary>Ready to invest in yourself in 2026 and beyond? In this empowering episode, Jean sits down with Maha Abouelenein, global communications strategist and author of the bestselling book 7 Rules of Self-Reliance, to talk about how women can build confidence, create value, and stop waiting for permission to grow.

Maha shares the pivotal story of how she rebuilt her life after a major career pivot, going from secretary to business partner in just four years, and how we can all tap into the mindset of self-reliance to create real opportunity, no matter where we’re starting from.

We discuss:


   What it really means to invest in yourself—personally, professionally, and financially

  Why your reputation is currency, and how to build a personal brand that opens doors

  How to develop the five key traits of self-reliant people: initiative, adaptability, decision-making, leadership, and growth mindset

  Maha’s mantra “Stay low, keep moving”—and how it can help you block the noise and stay focused

  Why hustle culture is out, and value culture is in


  How to use small daily actions to build lasting change


🎧 Don’t miss our bonus Mailbag episode this Friday, where Maha returns to answer your real-life questions on personal branding and career transitions.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ready to <em>invest in yourself</em> in 2026 and beyond? In this empowering episode, Jean sits down with Maha Abouelenein, global communications strategist and author of the bestselling book <a href="https://www.amazon.com/Rules-Self-Reliance-Moving-Invest-Yourself/dp/1401978665"><em>7 Rules of Self-Reliance</em></a>, to talk about how women can build confidence, create value, and stop waiting for permission to grow.</p>
<p>Maha shares the pivotal story of how she rebuilt her life after a major career pivot, going from secretary to business partner in just four years, and how we can all tap into the mindset of <em>self-reliance</em> to create real opportunity, no matter where we’re starting from.</p>
<p>We discuss:</p>
<ul>
  <li> What it really means to <em>invest in yourself</em>—personally, professionally, and financially</li>
  <li>Why your <em>reputation is currency</em>, and how to build a personal brand that opens doors</li>
  <li>How to develop the five key traits of self-reliant people: initiative, adaptability, decision-making, leadership, and growth mindset</li>
  <li>Maha’s mantra “Stay low, keep moving”—and how it can help you block the noise and stay focused</li>
  <li>Why <em>hustle culture is out,</em> and <em>value culture is in</em>
</li>
  <li>How to use small daily actions to build lasting change</li>
</ul>
<p>🎧 Don’t miss our bonus Mailbag episode this Friday, where Maha returns to answer your real-life questions on personal branding and career transitions.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2176</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[61a25dba-e27d-11f0-94c0-a38b0873969e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES4905140428.mp3?updated=1766769322" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: Second Marriage After "Devastating Divorce" Changed How I Spend $230K Salary</title>
      <description>This week, we’re following Beth, a 52-year-old federal attorney from Kentucky who earns $230K a year and is raising a blended family, a 14-year-old son, two grown stepsons, and two adorable grandkids.

Beth walks us through a week of intentional spending, including:


  Snagging $10K worth of high-end furniture on Facebook Marketplace for just $750

  Treating herself to monthly DryBar blowouts

  Managing skyrocketing teen food bills

  And staying mindful through a hybrid work schedule and variable family expenses


We’re looking for more real women to share their spending diaries. 👉 Fill out this quick form to get started
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 26 Dec 2025 09:45:00 -0000</pubDate>
      <itunes:title>A Week In Her Wallet: Second Marriage After "Devastating Divorce" Changed How I Spend $230K Salary</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A week of spending on family, football, and furniture.</itunes:subtitle>
      <itunes:summary>This week, we’re following Beth, a 52-year-old federal attorney from Kentucky who earns $230K a year and is raising a blended family, a 14-year-old son, two grown stepsons, and two adorable grandkids.

Beth walks us through a week of intentional spending, including:


  Snagging $10K worth of high-end furniture on Facebook Marketplace for just $750

  Treating herself to monthly DryBar blowouts

  Managing skyrocketing teen food bills

  And staying mindful through a hybrid work schedule and variable family expenses


We’re looking for more real women to share their spending diaries. 👉 Fill out this quick form to get started
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re following Beth, a 52-year-old federal attorney from Kentucky who earns $230K a year and is raising a blended family, a 14-year-old son, two grown stepsons, and two adorable grandkids.</p>
<p>Beth walks us through a week of intentional spending, including:</p>
<ul>
  <li>Snagging $10K worth of high-end furniture on Facebook Marketplace for just $750</li>
  <li>Treating herself to monthly DryBar blowouts</li>
  <li>Managing skyrocketing teen food bills</li>
  <li>And staying mindful through a hybrid work schedule and variable family expenses</li>
</ul>
<p>We’re looking for more real women to share their spending diaries. 👉<a href="https://docs.google.com/forms/d/e/1FAIpQLSd7vVFM8ghqHVRfUdZUGB9cYKCkU3Td6_QVfFiiDJrwFj_v6w/viewform?usp=sharing&amp;ouid=112753729070701251958"> <u>Fill out this quick form to get started</u></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2273</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5dea9aa4-dd12-11f0-b205-abe89485a2e8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7632460751.mp3?updated=1766181407" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 507: Healthy to 100: The Real ROI of Connection in Retirement</title>
      <description>As we head into a new year and set goals for our health, wealth, and happiness, there’s one powerful factor that’s often overlooked: social connection.

In this episode, Jean Chatzky sits down with Ken Stern, longevity expert and author of the new book Healthy to 100: How Strong Social Ties Lead to Long Lives, to explore how the loneliness epidemic is quietly threatening both our health and our finances, and what we can do about it.

Whether you're nearing retirement, navigating your second act, or just looking to improve your healthspan (not just lifespan!), this conversation is packed with practical tips on:


   How to build meaningful relationships without overspending

  Why third places (not home or work) are essential to healthy aging

  What other countries are doing right when it comes to retirement and lifelong learning

  How women, in particular, can fight isolation and plan for long, vibrant lives


📚 Resources:


  Get Ken Stern’s new book: Healthy to 100: How Strong Social Ties Lead to Long Lives


  Listen to Ken’s podcast: Century Lives by the Stanford Center on Longevity

  Join the HerMoney Community for more conversations like this


💬 Like what you hear?

Please leave us a ⭐️⭐️⭐️⭐️⭐️ review on Apple Podcasts: it helps more women find the show and join the conversation about living richer, bolder, more connected lives.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Dec 2025 09:45:00 -0000</pubDate>
      <itunes:title>Healthy to 100: The Real ROI of Connection in Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>507</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>As we head into a new year and set goals for our health, wealth, and happiness, there’s one powerful factor that’s often overlooked: social connection.

In this episode, Jean Chatzky sits down with Ken Stern, longevity expert and author of the new book Healthy to 100: How Strong Social Ties Lead to Long Lives, to explore how the loneliness epidemic is quietly threatening both our health and our finances, and what we can do about it.

Whether you're nearing retirement, navigating your second act, or just looking to improve your healthspan (not just lifespan!), this conversation is packed with practical tips on:


   How to build meaningful relationships without overspending

  Why third places (not home or work) are essential to healthy aging

  What other countries are doing right when it comes to retirement and lifelong learning

  How women, in particular, can fight isolation and plan for long, vibrant lives


📚 Resources:


  Get Ken Stern’s new book: Healthy to 100: How Strong Social Ties Lead to Long Lives


  Listen to Ken’s podcast: Century Lives by the Stanford Center on Longevity

  Join the HerMoney Community for more conversations like this


💬 Like what you hear?

Please leave us a ⭐️⭐️⭐️⭐️⭐️ review on Apple Podcasts: it helps more women find the show and join the conversation about living richer, bolder, more connected lives.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As we head into a new year and set goals for our health, wealth, and happiness, there’s one powerful factor that’s often overlooked: social connection.</p>
<p>In this episode, Jean Chatzky sits down with Ken Stern, longevity expert and author of the new book <a href="https://www.amazon.com/Healthy-100-Strong-Social-Lives/dp/1541705017/"><em>Healthy to 100: How Strong Social Ties Lead to Long Lives</em></a>, to explore how the loneliness epidemic is quietly threatening both our health and our finances, and what we can do about it.</p>
<p>Whether you're nearing retirement, navigating your second act, or just looking to improve your healthspan (not just lifespan!), this conversation is packed with practical tips on:</p>
<ul>
  <li> How to build meaningful relationships without overspending</li>
  <li>Why third places (not home or work) are essential to healthy aging</li>
  <li>What other countries are doing right when it comes to retirement and lifelong learning</li>
  <li>How women, in particular, can fight isolation and plan for long, vibrant lives</li>
</ul>
<p>📚 Resources:</p>
<ul>
  <li>Get Ken Stern’s new book: <a href="https://www.amazon.com/Healthy-100-Strong-Social-Lives/dp/1541705017/"><em>Healthy to 100: How Strong Social Ties Lead to Long Lives</em></a>
</li>
  <li>Listen to Ken’s podcast: <a href="https://longevity.stanford.edu/century-lives/"><em>Century Lives</em><u> </u></a>by the Stanford Center on Longevity</li>
  <li>Join <a href="https://hermoney.com/subscribe/"><u>the HerMoney Community </u></a>for more conversations like this</li>
</ul>
<p>💬 Like what you hear?</p>
<p>Please leave us a ⭐️⭐️⭐️⭐️⭐️ review on Apple Podcasts: it helps more women find the show and join the conversation about living richer, bolder, more connected lives.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2021</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6be3f292-dc57-11f0-9cb3-332ce59fb10a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES9387864707.mp3?updated=1766093837" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: The Budgetnista’s Retirement Reality Check</title>
      <description>How do you stick to a budget in retirement without feeling restricted, anxious, or deprived, especially when the cost of living keeps rising?

This week on Your Money Map, Jean Chatzky is joined by Tiffany Aliche, better known as The Budgetnista, to talk about what budgeting and financial security really look like in retirement today, and why the old rules don’t always apply anymore.


  Why budgeting alone isn’t always enough, and what does help

  How to think about spending in retirement without feeling deprived

  The case for lowering overhead before you stop working

  Paying off a mortgage vs. keeping a low-interest loan

  Hidden programs and benefits that activate later in life

  Tiffany’s top three tips for anyone approaching retirement


🎧 More resources on building retirement income you can’t outlive: Visit protectedincome.org 

 📬 Sign up for the newsletter at protectedincome.org/subscribe

In this episode, we cover:📘 Get Good With Money by Tiffany Aliche
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Dec 2025 10:00:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Budgeting in retirement when costs keep rising.</itunes:subtitle>
      <itunes:summary>How do you stick to a budget in retirement without feeling restricted, anxious, or deprived, especially when the cost of living keeps rising?

This week on Your Money Map, Jean Chatzky is joined by Tiffany Aliche, better known as The Budgetnista, to talk about what budgeting and financial security really look like in retirement today, and why the old rules don’t always apply anymore.


  Why budgeting alone isn’t always enough, and what does help

  How to think about spending in retirement without feeling deprived

  The case for lowering overhead before you stop working

  Paying off a mortgage vs. keeping a low-interest loan

  Hidden programs and benefits that activate later in life

  Tiffany’s top three tips for anyone approaching retirement


🎧 More resources on building retirement income you can’t outlive: Visit protectedincome.org 

 📬 Sign up for the newsletter at protectedincome.org/subscribe

In this episode, we cover:📘 Get Good With Money by Tiffany Aliche
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How do you stick to a budget in retirement <em>without</em> feeling restricted, anxious, or deprived, especially when the cost of living keeps rising?</p>
<p>This week on<em> Your Money Map</em>, Jean Chatzky is joined by Tiffany Aliche, better known as <em>The Budgetnista</em>, to talk about what budgeting and financial security really look like in retirement today, and why the old rules don’t always apply anymore.</p>
<ul>
  <li>Why budgeting alone isn’t always enough, and what <em>does</em> help</li>
  <li>How to think about spending in retirement without feeling deprived</li>
  <li>The case for lowering overhead before you stop working</li>
  <li>Paying off a mortgage vs. keeping a low-interest loan</li>
  <li>Hidden programs and benefits that activate later in life</li>
  <li>Tiffany’s top three tips for anyone approaching retirement</li>
</ul>
<p>🎧 <strong>More resources on building retirement income you can’t outlive:</strong> Visit <a href="http://protectedincome.org"><strong>protectedincome.org</strong></a><strong> </strong></p>
<p> 📬 Sign up for the newsletter at <a href="http://protectedincome.org/subscribe"><strong>protectedincome.org/subscribe</strong></a></p>
<p><strong>In this episode, we cover:</strong>📘 <a href="https://www.amazon.com/Get-Good-Money-Becoming-Financially/dp/0593232747/"><em>Get Good With Money</em></a> by Tiffany Aliche</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1981</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a32f0b68-d7ae-11f0-8339-3b35afae2972]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5498971076.mp3?updated=1765581008" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 506: Should You Lease or Buy a Car? The Guide Every Driver Needs Now</title>
      <description>Car buying can be one of the biggest — and most stressful — financial decisions we make. And too often, the auto industry feels like it was built to leave women out of the conversation. That ends today.

In this episode, Jean Chatzky sits down with Chaya M. Milchtein, automotive educator, author of Mechanic Shop Femme’s Guide to Car Ownership, and all-around badass when it comes to helping women and LGBTQ+ folks feel confident in car buying, maintenance, and ownership.

We also dive into:


  Why EVs aren't for everyone, and what to know before you commit

  How to figure out the true cost of car ownership

  The #1 negotiating mistake people make (and how to avoid it)

  How women can reclaim power in auto spaces that weren’t built for us

  What to do if you're buying a car for your kid, and peace of mind is your top priority


📚 Get Chaya’s book: Mechanic Shop Femme’s Guide to Car Ownership
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Dec 2025 10:00:00 -0000</pubDate>
      <itunes:title>Should You Lease or Buy a Car? The Guide Every Driver Needs Now</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>506</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Everything you need to know to buy (or lease) your next car with confidence.</itunes:subtitle>
      <itunes:summary>Car buying can be one of the biggest — and most stressful — financial decisions we make. And too often, the auto industry feels like it was built to leave women out of the conversation. That ends today.

In this episode, Jean Chatzky sits down with Chaya M. Milchtein, automotive educator, author of Mechanic Shop Femme’s Guide to Car Ownership, and all-around badass when it comes to helping women and LGBTQ+ folks feel confident in car buying, maintenance, and ownership.

We also dive into:


  Why EVs aren't for everyone, and what to know before you commit

  How to figure out the true cost of car ownership

  The #1 negotiating mistake people make (and how to avoid it)

  How women can reclaim power in auto spaces that weren’t built for us

  What to do if you're buying a car for your kid, and peace of mind is your top priority


📚 Get Chaya’s book: Mechanic Shop Femme’s Guide to Car Ownership
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Car buying can be one of the biggest — and most stressful — financial decisions we make. And too often, the auto industry feels like it was built to leave women out of the conversation. That ends today.</p>
<p>In this episode, Jean Chatzky sits down with Chaya M. Milchtein, automotive educator, author of <a href="https://www.amazon.com/Mechanic-Femmes-Guide-Ownership-All/dp/0316565512"><em>Mechanic Shop Femme’s Guide to Car Ownership</em></a>, and all-around badass when it comes to helping women and LGBTQ+ folks feel confident in car buying, maintenance, and ownership.</p>
<p><strong>We also dive into:</strong></p>
<ul>
  <li>Why EVs aren't for everyone, and what to know before you commit</li>
  <li>How to figure out the true cost of car ownership</li>
  <li>The #1 negotiating mistake people make (and how to avoid it)</li>
  <li>How women can reclaim power in auto spaces that weren’t built for us</li>
  <li>What to do if you're buying a car for your kid, and peace of mind is your top priority</li>
</ul>
<p><strong>📚 </strong>Get Chaya’s book: <a href="https://www.amazon.com/Mechanic-Femmes-Guide-Ownership-All/dp/0316565512"><em>Mechanic Shop Femme’s Guide to Car Ownership</em></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2260</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f58ee6b8-d6a4-11f0-b813-ef0c76a44cfb]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES2546952043.mp3?updated=1765469929" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: Taboo Money Questions with Gretchen Rubin (Yes, We Went There)</title>
      <description>This week, we’re welcoming back someone who feels like part of the HerMoney podcast family: happiness expert and New York Times bestselling author Gretchen Rubin. 

Gretchen is back with Jean to tackle some of the trickiest, most taboo, and surprisingly relatable money dilemmas our listeners have shared, including:


    What to do when your bank suddenly shuts down your account with no explanation

  How to confidently ask your employer to sponsor you in a pageant (without sounding cringe)

  And how to professionally advocate for yourself when a colleague with less experience is making $20K more


🎧 Got a money question of your own? Write to us at mailbag@hermoney.com  

📲 And be sure to check out Since You Asked wherever you get your podcasts!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Dec 2025 09:45:00 -0000</pubDate>
      <itunes:title>Mailbag: Taboo Money Questions with Gretchen Rubin (Yes, We Went There)</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>From unexpected bank drama to unequal pay.</itunes:subtitle>
      <itunes:summary>This week, we’re welcoming back someone who feels like part of the HerMoney podcast family: happiness expert and New York Times bestselling author Gretchen Rubin. 

Gretchen is back with Jean to tackle some of the trickiest, most taboo, and surprisingly relatable money dilemmas our listeners have shared, including:


    What to do when your bank suddenly shuts down your account with no explanation

  How to confidently ask your employer to sponsor you in a pageant (without sounding cringe)

  And how to professionally advocate for yourself when a colleague with less experience is making $20K more


🎧 Got a money question of your own? Write to us at mailbag@hermoney.com  

📲 And be sure to check out Since You Asked wherever you get your podcasts!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re welcoming back someone who feels like part of the HerMoney podcast family: happiness expert and New York Times bestselling author <a href="https://podcasts.apple.com/us/podcast/since-you-asked-with-lori-gottlieb-and-gretchen-rubin/id1837981015"><u>Gretchen Rubin</u></a>. </p>
<p>Gretchen is back with Jean to tackle some of the trickiest, most taboo, and surprisingly relatable money dilemmas our listeners have shared, including:</p>
<ul>
  <li>  What to do when your bank suddenly shuts down your account with no explanation</li>
  <li>How to confidently ask your employer to sponsor you in a pageant (without sounding cringe)</li>
  <li>And how to professionally advocate for yourself when a colleague with less experience is making $20K more</li>
</ul>
<p><strong>🎧 Got a money question of your own? Write to us at </strong><a href="mailto:mailbag@hermoney.com"><strong>mailbag@hermoney.com</strong></a><strong>  </strong></p>
<p><strong>📲 And be sure to check out </strong><a href="https://podcasts.apple.com/us/podcast/since-you-asked-with-lori-gottlieb-and-gretchen-rubin/id1837981015"><strong>Since You Asked</strong></a><strong> wherever you get your podcasts!</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1579</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d08caccc-d21e-11f0-a258-8b893bb1c98f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES9995839090.mp3?updated=1764970185" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 505: From Financially In the Dark to Fully In Control: Jen Hatmaker’s Wake-Up Call</title>
      <description>When bestselling author and podcast host Jen Hatmaker’s 26-year marriage imploded, she realized something shocking: even though she was the breadwinner, she had no idea how much money she made… or how to access it.

In this deeply honest and empowering conversation, Jen sits down with Jean Chatzky to discuss her financial “wake-up” — how she went from completely disconnected to financially independent after divorce. Together, they unpack how faith, purity culture, and traditional gender roles shaped her relationship with money, and how she ultimately took back control.



What You’ll Hear In This Episode:


    Why she went to an attorney, not a therapist, after finding out about her husband’s affair

  The cultural and religious beliefs that kept her from managing her money

  Jen’s 90-day crash course to financial independence (and the exact checklist she followed)

  How friendships and solo travel helped her heal emotionally and financially

  Her evolving relationship with spirituality after stepping away from church

  Jen’s advice for women who feel they’re “late” to their own financial lives




Resources &amp; Links:


  Jen Hatmaker’s memoir: AWAKE


  Jen’s podcast: For The Love


  Follow Jen on Instagram


  More financial tips and support: HerMoney.com





If you enjoyed this episode, please leave us a review on Apple Podcasts and share it with a friend who needs to hear it. Subscribe for more stories of reinvention, resilience, and taking control of your financial future.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Dec 2025 09:45:00 -0000</pubDate>
      <itunes:title>From Financially In the Dark to Fully In Control: Jen Hatmaker’s Wake-Up Call</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>505</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>When bestselling author and podcast host Jen Hatmaker’s 26-year marriage imploded, she realized something shocking: even though she was the breadwinner, she had no idea how much money she made… or how to access it.

In this deeply honest and empowering conversation, Jen sits down with Jean Chatzky to discuss her financial “wake-up” — how she went from completely disconnected to financially independent after divorce. Together, they unpack how faith, purity culture, and traditional gender roles shaped her relationship with money, and how she ultimately took back control.



What You’ll Hear In This Episode:


    Why she went to an attorney, not a therapist, after finding out about her husband’s affair

  The cultural and religious beliefs that kept her from managing her money

  Jen’s 90-day crash course to financial independence (and the exact checklist she followed)

  How friendships and solo travel helped her heal emotionally and financially

  Her evolving relationship with spirituality after stepping away from church

  Jen’s advice for women who feel they’re “late” to their own financial lives




Resources &amp; Links:


  Jen Hatmaker’s memoir: AWAKE


  Jen’s podcast: For The Love


  Follow Jen on Instagram


  More financial tips and support: HerMoney.com





If you enjoyed this episode, please leave us a review on Apple Podcasts and share it with a friend who needs to hear it. Subscribe for more stories of reinvention, resilience, and taking control of your financial future.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When bestselling author and podcast host Jen Hatmaker’s 26-year marriage imploded, she realized something shocking: even though she was the breadwinner, she had no idea how much money she made… or how to access it.</p>
<p>In this deeply honest and empowering conversation, Jen sits down with Jean Chatzky to discuss her financial “wake-up” — how she went from completely disconnected to financially independent after divorce. Together, they unpack how faith, purity culture, and traditional gender roles shaped her relationship with money, and how she ultimately took back control.</p>
<p><br></p>
<p><strong>What You’ll Hear In This Episode:</strong></p>
<ul>
  <li>  Why she went to an attorney, not a therapist, after finding out about her husband’s affair</li>
  <li>The cultural and religious beliefs that kept her from managing her money</li>
  <li>Jen’s 90-day crash course to financial independence (and the exact checklist she followed)</li>
  <li>How friendships and solo travel helped her heal emotionally and financially</li>
  <li>Her evolving relationship with spirituality after stepping away from church</li>
  <li>Jen’s advice for women who feel they’re “late” to their own financial lives</li>
</ul>
<p><br></p>
<p><strong>Resources &amp; Links:</strong></p>
<ul>
  <li>Jen Hatmaker’s memoir: <a href="https://www.amazon.com/Awake-Memoir-Jen-Hatmaker/dp/166808368X"><em>AWAKE</em></a>
</li>
  <li>Jen’s podcast:<a href="https://podcasts.apple.com/us/podcast/for-the-love-with-jen-hatmaker-podcast/id1258388821"><u> </u><em>For The Love</em></a>
</li>
  <li>Follow Jen<a href="https://www.instagram.com/jenhatmaker/"><u> on Instagram</u></a>
</li>
  <li>More financial tips and support: <a href="http://hermoney.com"><u>HerMoney.com</u></a>
</li>
</ul>
<p><br></p>
<p>If you enjoyed this episode, please leave us a review on Apple Podcasts and share it with a friend who needs to hear it. Subscribe for more stories of reinvention, resilience, and taking control of your financial future.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2414</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[96d0593c-d153-11f0-89c8-ebd9431a897d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES8362621392.mp3?updated=1764882287" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: A 47-year-old who hasn’t paid credit card interest in 20 years</title>
      <description>This week on A Week In Her Wallet, we meet Megan, a 47-year-old office manager living on Long Island with her husband. Together they earn around $200,000, but keep most of their spending separate — and it works. 

Megan hasn’t paid a cent in credit card interest in over two decades and recently spent just $400 in a week, all while training for her fifth marathon.

Tune in as she shares:


    Why she keeps her money separate from her spouse, and how they make it work

    The real costs of marathon training

    How she budgeted for a trip to Barcelona without touching savings

    Her unique take on tipping, impulse buying, and personal finance independence


🎯 Ready to understand your own money style? Take our MoneyType™ quiz

💡 Want to build better habits? Join our InvestingFixx club.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 05 Dec 2025 09:45:00 -0000</pubDate>
      <itunes:title>A Week In Her Wallet: A 47-year-old who hasn’t paid credit card interest in 20 years</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And training for her fifth marathon.</itunes:subtitle>
      <itunes:summary>This week on A Week In Her Wallet, we meet Megan, a 47-year-old office manager living on Long Island with her husband. Together they earn around $200,000, but keep most of their spending separate — and it works. 

Megan hasn’t paid a cent in credit card interest in over two decades and recently spent just $400 in a week, all while training for her fifth marathon.

Tune in as she shares:


    Why she keeps her money separate from her spouse, and how they make it work

    The real costs of marathon training

    How she budgeted for a trip to Barcelona without touching savings

    Her unique take on tipping, impulse buying, and personal finance independence


🎯 Ready to understand your own money style? Take our MoneyType™ quiz

💡 Want to build better habits? Join our InvestingFixx club.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week on <em>A Week In Her Wallet</em>, we meet Megan, a 47-year-old office manager living on Long Island with her husband. Together they earn around $200,000, but keep most of their spending separate — and it works. </p>
<p>Megan hasn’t paid a cent in credit card interest in over two decades and recently spent just $400 in a week, all while training for her <em>fifth</em> marathon.</p>
<p>Tune in as she shares:</p>
<ul>
  <li>  Why she keeps her money separate from her spouse, and how they make it work</li>
  <li>  The real costs of marathon training</li>
  <li>  How she budgeted for a trip to Barcelona without touching savings</li>
  <li>  Her unique take on tipping, impulse buying, and personal finance independence</li>
</ul>
<p>🎯 Ready to understand your own money style? Take our<a href="https://www.moneytype.hermoney.com/"><u> MoneyType™ quiz</u></a></p>
<p>💡 Want to build better habits? Join our <a href="https://portal.investingfixx.com/s/"><u>InvestingFixx club</u></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1714</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8c669860-d060-11f0-a45a-5f7451050dac]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES8863154262.mp3?updated=1764778043" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Patreon PREVIEW: "Can You Rebuild Your Retirement at 68?"</title>
      <description>Today on the HerMoney Podcast, we're bringing you something special — an exclusive preview of one of our brand-new Patreon-only AMA episodes. In this series, Jean sits down one-on-one with real listeners to talk through their biggest financial questions in real time.

In this episode, you’ll meet Donna, a 68-year-old listener who is rebuilding her financial life from scratch after the end of a 30-year marriage, years out of the workforce, and time spent navigating disability. Now she’s back at work full-time — earning nearly double what she made before — and she’s trying to figure out how to use this new income to build the retirement she wants.

Jean and Donna talk through:


    What it feels like to step back into the workforce at 68

  How to choose between Roth and traditional contributions

  How to invest when you feel “behind” on retirement

  What to do when advisors tell you your portfolio is “too small.”

  And how to finally create a plan after years of trying


You’ll hear the first half of their conversation here. To listen to the full episode — plus all of our new bonus content — join us on Patreon.

👉 https://www.patreon.com/cw/HerMoneyPodcast 

As a Patreon member, you’ll get: 


  1–2 exclusive bonus episodes every month 

  AMA call-in mailbags with Jean 

  A lively private chat with the HerMoney community 

  Ad-free listening across the entire feed 

  Early access to submit your money questions

  Access to a special live event we’re hosting in the new year


If you love having more HerMoney in your week, we’d love to have you join us.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 04 Dec 2025 09:45:00 -0000</pubDate>
      <itunes:title>Patreon PREVIEW: "Can You Rebuild Your Retirement at 68?"</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today on the HerMoney Podcast, we're bringing you something special — an exclusive preview of one of our brand-new Patreon-only AMA episodes. In this series, Jean sits down one-on-one with real listeners to talk through their biggest financial questions in real time.

In this episode, you’ll meet Donna, a 68-year-old listener who is rebuilding her financial life from scratch after the end of a 30-year marriage, years out of the workforce, and time spent navigating disability. Now she’s back at work full-time — earning nearly double what she made before — and she’s trying to figure out how to use this new income to build the retirement she wants.

Jean and Donna talk through:


    What it feels like to step back into the workforce at 68

  How to choose between Roth and traditional contributions

  How to invest when you feel “behind” on retirement

  What to do when advisors tell you your portfolio is “too small.”

  And how to finally create a plan after years of trying


You’ll hear the first half of their conversation here. To listen to the full episode — plus all of our new bonus content — join us on Patreon.

👉 https://www.patreon.com/cw/HerMoneyPodcast 

As a Patreon member, you’ll get: 


  1–2 exclusive bonus episodes every month 

  AMA call-in mailbags with Jean 

  A lively private chat with the HerMoney community 

  Ad-free listening across the entire feed 

  Early access to submit your money questions

  Access to a special live event we’re hosting in the new year


If you love having more HerMoney in your week, we’d love to have you join us.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today on the HerMoney Podcast, we're bringing you something special — an exclusive preview of one of our brand-new <a href="https://www.patreon.com/cw/HerMoneyPodcast"><u>Patreon-only AMA episodes</u></a>. In this series, Jean sits down one-on-one with real listeners to talk through their biggest financial questions in real time.</p>
<p>In this episode, you’ll meet Donna, a 68-year-old listener who is rebuilding her financial life from scratch after the end of a 30-year marriage, years out of the workforce, and time spent navigating disability. Now she’s back at work full-time — earning nearly double what she made before — and she’s trying to figure out how to use this new income to build the retirement she wants.</p>
<p>Jean and Donna talk through:</p>
<ul>
  <li>  What it feels like to step back into the workforce at 68</li>
  <li>How to choose between Roth and traditional contributions</li>
  <li>How to invest when you feel “behind” on retirement</li>
  <li>What to do when advisors tell you your portfolio is “too small.”</li>
  <li>And how to finally create a plan after years of trying</li>
</ul>
<p>You’ll hear the <strong>first half</strong> of their conversation here. To listen to the full episode — plus all of our new bonus content — join us on Patreon.</p>
<p>👉 <a href="https://www.patreon.com/cw/HerMoneyPodcast"><strong>https://www.patreon.com/cw/HerMoneyPodcast</strong></a><strong> </strong></p>
<p>As a Patreon member, you’ll get: </p>
<ul>
  <li>1–2 exclusive bonus episodes every month </li>
  <li>AMA call-in mailbags with Jean </li>
  <li>A lively private chat with the HerMoney community </li>
  <li>Ad-free listening across the entire feed </li>
  <li>Early access to submit your money questions</li>
  <li><strong>Access to a special live event we’re hosting in the new year</strong></li>
</ul>
<p>If you love having more HerMoney in your week, we’d love to have you join us.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>609</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fe7c3ea8-ceeb-11f0-9eb3-eb2f702820bc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7331186880.mp3?updated=1764617757" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 504: Is College a Smart Investment Anymore? Let’s Talk Numbers</title>
      <description>For decades, college was considered the ultimate launching pad—your ticket to a good job, a stable life, and financial freedom. But today, that path feels a whole lot blurrier.

In this episode, Jean sits down with leading financial expert Ric Edelman, whose new book The Truth About College pulls back the curtain on what higher education really delivers—and where it falls short.

Together, they dive into:


    When college still makes financial sense—and when it really doesn’t

  How families can make smarter decisions together 

  Why trade schools, gap years, and community college deserve a second look

  The emotional toll of student debt (and what parents often miss)

  How adults can tap into lifelong learning without breaking the bank


More from HerMoney:


    💸 Want to join our investing club or try our coaching program? [https://hermoney.com/fixx/]

  📰 Get our free weekly newsletter: [https://hermoney.com/subscribe/]


✨If this episode helped you see things in a new way, leave us a 5-star review on Apple Podcasts.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Dec 2025 09:45:00 -0000</pubDate>
      <itunes:title>Is College a Smart Investment Anymore? Let’s Talk Numbers</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>504</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And what your kids should do instead.</itunes:subtitle>
      <itunes:summary>For decades, college was considered the ultimate launching pad—your ticket to a good job, a stable life, and financial freedom. But today, that path feels a whole lot blurrier.

In this episode, Jean sits down with leading financial expert Ric Edelman, whose new book The Truth About College pulls back the curtain on what higher education really delivers—and where it falls short.

Together, they dive into:


    When college still makes financial sense—and when it really doesn’t

  How families can make smarter decisions together 

  Why trade schools, gap years, and community college deserve a second look

  The emotional toll of student debt (and what parents often miss)

  How adults can tap into lifelong learning without breaking the bank


More from HerMoney:


    💸 Want to join our investing club or try our coaching program? [https://hermoney.com/fixx/]

  📰 Get our free weekly newsletter: [https://hermoney.com/subscribe/]


✨If this episode helped you see things in a new way, leave us a 5-star review on Apple Podcasts.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>For decades, college was considered the ultimate launching pad—your ticket to a good job, a stable life, and financial freedom. But today, that path feels a whole lot blurrier.</p>
<p>In this episode, Jean sits down with leading financial expert Ric Edelman, whose new book <a href="https://www.amazon.com/Truth-About-College-Essential-Teens_So/dp/1394406851"><em>The Truth About College</em></a> pulls back the curtain on what higher education <em>really</em> delivers—and where it falls short.</p>
<p><strong>Together, they dive into:</strong></p>
<ul>
  <li>  When college still makes financial sense—and when it really doesn’t</li>
  <li>How families can make smarter decisions together </li>
  <li>Why trade schools, gap years, and community college deserve a second look</li>
  <li>The emotional toll of student debt (and what parents often miss)</li>
  <li>How adults can tap into lifelong learning without breaking the bank</li>
</ul>
<p><strong>More from HerMoney:</strong></p>
<ul>
  <li>  💸 Want to join our investing club or try our coaching program? [<a href="https://hermoney.com/fixx/"><u>https://hermoney.com/fixx/</u></a>]</li>
  <li>📰 Get our free weekly newsletter: [<a href="https://hermoney.com/subscribe/"><u>https://hermoney.com/subscribe/</u></a>]</li>
</ul>
<p>✨If this episode helped you see things in a new way, leave us a 5-star review on Apple Podcasts.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2118</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[26bbee54-cec9-11f0-8b29-c367d4cd1bbf]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7827863431.mp3?updated=1765470269" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: How Julie Wainwright Rebuilt Her Life, Emptied Her 401(k), and Created The RealReal</title>
      <description>In this powerful and inspiring episode of Your Money Map, Jean Chatzky sits down with entrepreneur and author Julie Wainwright, founder of The RealReal, to talk about failure, reinvention, and why it’s never too late to bet on yourself.

She shares candid stories from her new book, Time to Get Real: How I Built a Billion Dollar Business that Rocked the Fashion Industry, and the hard-won lessons she learned about leadership, raising capital as a woman over 50, and taking calculated risks — including the moment she emptied her 401(k) to fund her vision.

Topics We Cover:


  How Julie rebuilt her career after Pets.com

  The surprising advantages of launching a business later in life

  Facing ageism and gender bias in venture capital

  Why she bet her retirement savings on herself

  The messy truths behind entrepreneurship

  Advice for women starting over at any age




👉 Resources &amp; Links: 

🔗 Learn more about retirement income at ProtectedIncome.org 

🔗 Sign up for free retirement advice &amp; news delivered straight to your inbox: protectedincome.org/subscribe
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Nov 2025 09:45:00 -0000</pubDate>
      <itunes:title>Your Money Map Replay: How Julie Wainwright Rebuilt Her Life, Emptied Her 401(k), and Created The RealReal</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Julie Wainwright was told she was “unemployable” at 52. Instead, she built a billion-dollar business.</itunes:subtitle>
      <itunes:summary>In this powerful and inspiring episode of Your Money Map, Jean Chatzky sits down with entrepreneur and author Julie Wainwright, founder of The RealReal, to talk about failure, reinvention, and why it’s never too late to bet on yourself.

She shares candid stories from her new book, Time to Get Real: How I Built a Billion Dollar Business that Rocked the Fashion Industry, and the hard-won lessons she learned about leadership, raising capital as a woman over 50, and taking calculated risks — including the moment she emptied her 401(k) to fund her vision.

Topics We Cover:


  How Julie rebuilt her career after Pets.com

  The surprising advantages of launching a business later in life

  Facing ageism and gender bias in venture capital

  Why she bet her retirement savings on herself

  The messy truths behind entrepreneurship

  Advice for women starting over at any age




👉 Resources &amp; Links: 

🔗 Learn more about retirement income at ProtectedIncome.org 

🔗 Sign up for free retirement advice &amp; news delivered straight to your inbox: protectedincome.org/subscribe
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this powerful and inspiring episode of <em>Your Money Map</em>, Jean Chatzky sits down with entrepreneur and author Julie Wainwright, founder of The RealReal, to talk about failure, reinvention, and why it’s never too late to bet on yourself.</p>
<p>She shares candid stories from her new book, <a href="https://www.amazon.com/Time-Get-Real-Billion-Dollar-Business/dp/1637746865"><em>Time to Get Real: How I Built a Billion Dollar Business that Rocked the Fashion Industry</em></a>, and the hard-won lessons she learned about leadership, raising capital as a woman over 50, and taking calculated risks — including the moment she emptied her 401(k) to fund her vision.</p>
<p><strong>Topics We Cover:</strong></p>
<ul>
  <li>How Julie rebuilt her career after Pets.com</li>
  <li>The surprising advantages of launching a business later in life</li>
  <li>Facing ageism and gender bias in venture capital</li>
  <li>Why she bet her retirement savings on herself</li>
  <li>The messy truths behind entrepreneurship</li>
  <li>Advice for women starting over at any age</li>
</ul>
<p><br></p>
<p>👉 <strong>Resources &amp; Links:</strong> </p>
<p>🔗 Learn more about retirement income at<a href="https://protectedincome.org"> <u>ProtectedIncome.org</u></a> </p>
<p>🔗 Sign up for free retirement advice &amp; news delivered straight to your inbox: <a href="http://protectedincome.org/subscribe"><u>protectedincome.org/subscribe</u></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1994</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[af03b48a-cafb-11f0-a0d7-5bec906b69d7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5191805239.mp3?updated=1764184979" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 503: What Every Freelancer Gets Wrong About Money (And How to Fix It)</title>
      <description>Thinking about ditching the 9-to-5? Already navigating the ups and downs of freelance work? This episode is your financial playbook for thriving as your own boss. Jean Chatzky sits down with money coach and longtime freelancer Emily Guy Birken to unpack everything from budgeting on irregular income to choosing the right retirement accounts.

Emily shares her personal percentage-based money system, explains why separate bank accounts are non-negotiable, and reveals the must-have clauses for every freelance contract. Whether you're freelancing full-time or hustling on the side, these tips will help you get paid, save smart, and sleep better.

In This Episode:


    How to build a baseline budget as a freelancer

  A smart, percentage-based system for managing income

  The pros and cons of solo 401(k)s vs. SEP IRAs

  How to structure your business

  Why contracts are your best friend in freelance work

  How to stay emotionally grounded in unpredictable times




Resources &amp; Links: 

📚 Emily’s book: Stacked: Your Super Serious Guide to Modern Money Management 

🔗 More financial tips for freelancers at HerMoney.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Nov 2025 09:45:00 -0000</pubDate>
      <itunes:title>What Every Freelancer Gets Wrong About Money (And How to Fix It)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>503</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your guide to budgeting, saving, and thriving in freelance work.</itunes:subtitle>
      <itunes:summary>Thinking about ditching the 9-to-5? Already navigating the ups and downs of freelance work? This episode is your financial playbook for thriving as your own boss. Jean Chatzky sits down with money coach and longtime freelancer Emily Guy Birken to unpack everything from budgeting on irregular income to choosing the right retirement accounts.

Emily shares her personal percentage-based money system, explains why separate bank accounts are non-negotiable, and reveals the must-have clauses for every freelance contract. Whether you're freelancing full-time or hustling on the side, these tips will help you get paid, save smart, and sleep better.

In This Episode:


    How to build a baseline budget as a freelancer

  A smart, percentage-based system for managing income

  The pros and cons of solo 401(k)s vs. SEP IRAs

  How to structure your business

  Why contracts are your best friend in freelance work

  How to stay emotionally grounded in unpredictable times




Resources &amp; Links: 

📚 Emily’s book: Stacked: Your Super Serious Guide to Modern Money Management 

🔗 More financial tips for freelancers at HerMoney.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thinking about ditching the 9-to-5? Already navigating the ups and downs of freelance work? This episode is your financial playbook for thriving as your own boss. Jean Chatzky sits down with money coach and longtime freelancer <a href="https://www.emilyguybirken.com/"><u>Emily Guy Birken</u></a> to unpack everything from budgeting on irregular income to choosing the right retirement accounts.</p>
<p>Emily shares her personal percentage-based money system, explains why separate bank accounts are non-negotiable, and reveals the must-have clauses for every freelance contract. Whether you're freelancing full-time or hustling on the side, these tips will help you get paid, save smart, and sleep better.</p>
<p><strong>In This Episode:</strong></p>
<ul>
  <li>  How to build a baseline budget as a freelancer</li>
  <li>A smart, percentage-based system for managing income</li>
  <li>The pros and cons of solo 401(k)s vs. SEP IRAs</li>
  <li>How to structure your business</li>
  <li>Why contracts are your best friend in freelance work</li>
  <li>How to stay emotionally grounded in unpredictable times</li>
</ul>
<p><br></p>
<p><strong>Resources &amp; Links:</strong> </p>
<p>📚 Emily’s book: <a href="https://www.amazon.com/dp/0593330676/"><em>Stacked: Your Super Serious Guide to Modern Money Management</em></a> </p>
<p>🔗 More financial tips for freelancers at <a href="https://hermoney.com/?s=freelance"><u>HerMoney.com</u></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2054</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a7b6de46-c623-11f0-b135-ffbe6ccd2821]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES2466300052.mp3?updated=1763652418" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“Who pays the medical bills after someone dies?” and other financial caregiving questions</title>
      <description>In this Mailbag, Jean is joined by financial planner and author of My Mother's Money, Beth Pinsker, to answer your real-life questions about caregiving, estate planning, and financial decision-making for aging parents. Whether you’re currently managing someone else’s money or prepping your own, this episode is packed with compassionate, practical advice to help you protect your finances and your peace of mind.

Mailbag Questions:

1:05: “Should we loan money to a parent for home repairs?” 

7:15 “Who pays the medical bills after someone dies?” 

13:05: “How do I put my RMDs to work in the market?” 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Nov 2025 09:45:00 -0000</pubDate>
      <itunes:title>“Who pays the medical bills after someone dies?” and other financial caregiving questions</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this Mailbag, Jean is joined by financial planner and author of My Mother's Money, Beth Pinsker, to answer your real-life questions about caregiving, estate planning, and financial decision-making for aging parents. Whether you’re currently managing someone else’s money or prepping your own, this episode is packed with compassionate, practical advice to help you protect your finances and your peace of mind.

Mailbag Questions:

1:05: “Should we loan money to a parent for home repairs?” 

7:15 “Who pays the medical bills after someone dies?” 

13:05: “How do I put my RMDs to work in the market?” 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag, Jean is joined by financial planner and author of <a href="https://www.amazon.com/My-Mothers-Money-Financial-Caregiving/dp/0593800575/ref=sr_1_1?adgrpid=186573263916&amp;dib=eyJ2IjoiMSJ9.H6uMdP6UQHPDBE0uqRDtPOYSw3vaItzUJQ1P2Gjn_7ojek9HGmS1_JoQDlSo3zbtEBIZblMnMtopJNCLUVBWMvLxgziXBD-tXxGZuHHteq1u2TO0EYrVMww9sTw1Mr28XJ3C5uaWHTefLIzwej92fCDRX5b11QoPqT3-9K7ETERrRVVy7hFErh0eJtH8hkKIpx6Xd0LdQKl4EQbd5gFoMqspWHWyGWLCN1nKtJUq13Y.G4H8cQjaOlyRmDgidZbHQdbEpW6WOG7mK1cMnWmDvNA&amp;dib_tag=se&amp;hvadid=779647027822&amp;hvdev=c&amp;hvexpln=0&amp;hvlocphy=9193115&amp;hvnetw=g&amp;hvocijid=4811034940016988926--&amp;hvqmt=e&amp;hvrand=4811034940016988926&amp;hvtargid=kwd-2487113445317&amp;hydadcr=22535_13821241_8212&amp;keywords=my+mothers+money&amp;mcid=ce53843dee4d3ff7ae727f35c44e982a&amp;qid=1763499288&amp;sr=8-1"><em>My Mother's Money</em><u>,</u></a> Beth Pinsker, to answer your real-life questions about caregiving, estate planning, and financial decision-making for aging parents. Whether you’re currently managing someone else’s money or prepping your own, this episode is packed with compassionate, practical advice to help you protect your finances and your peace of mind.</p>
<p><strong>Mailbag Questions:</strong></p>
<p>1:05: “Should we loan money to a parent for home repairs?” </p>
<p>7:15 “Who pays the medical bills after someone dies?” </p>
<p>13:05: “How do I put my RMDs to work in the market?” </p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1316</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0bfe688c-c4c2-11f0-80a3-0f076df9ea90]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES8813213760.mp3?updated=1763500318" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 502: Financial Caregiving 101: What You Need To Know Before You or Your Parent Gets Sick</title>
      <description>When you're suddenly put in charge of an aging parent’s finances, the emotional toll is heavy, and the financial fallout can be even heavier. In this episode, Jean Chatzky is joined by certified financial planner and MarketWatch columnist Beth Pinsker, author of My Mother’s Money: A Guide to Financial Caregiving.

Together, they unpack Beth’s personal journey of managing her mother’s finances through illness, surgery, and estate settlement. Even with decades of experience writing about money, Beth found herself caught off-guard by just how complicated — and expensive — caregiving can be without the right documents and conversations in place.

What You’ll Learn:


  The most overlooked (and affordable) legal documents everyone needs

  The difference between joint accounts, POA, and transfer-on-death

  How to prep for financial caregiving before a medical emergency

  The unexpected costs of not planning ahead — and how to avoid them

  How to be “the person who gets called” in a crisis — and what to ask in advance




💡 P.S. Need help getting your own financial life in order before you take on someone else’s? Check out our FinanceFixx program, our signature coaching experience that helps you get organized, take control of your spending, and build a plan that actually works. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Nov 2025 10:00:00 -0000</pubDate>
      <itunes:title>Financial Caregiving 101: What You Need To Know Before You or Your Parent Gets Sick</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>502</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>When you're suddenly put in charge of an aging parent’s finances, the emotional toll is heavy, and the financial fallout can be even heavier. In this episode, Jean Chatzky is joined by certified financial planner and MarketWatch columnist Beth Pinsker, author of My Mother’s Money: A Guide to Financial Caregiving.

Together, they unpack Beth’s personal journey of managing her mother’s finances through illness, surgery, and estate settlement. Even with decades of experience writing about money, Beth found herself caught off-guard by just how complicated — and expensive — caregiving can be without the right documents and conversations in place.

What You’ll Learn:


  The most overlooked (and affordable) legal documents everyone needs

  The difference between joint accounts, POA, and transfer-on-death

  How to prep for financial caregiving before a medical emergency

  The unexpected costs of not planning ahead — and how to avoid them

  How to be “the person who gets called” in a crisis — and what to ask in advance




💡 P.S. Need help getting your own financial life in order before you take on someone else’s? Check out our FinanceFixx program, our signature coaching experience that helps you get organized, take control of your spending, and build a plan that actually works. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When you're suddenly put in charge of an aging parent’s finances, the emotional toll is heavy, and the financial fallout can be even heavier. In this episode, Jean Chatzky is joined by certified financial planner and MarketWatch columnist Beth Pinsker, author of <a href="https://www.amazon.com/My-Mothers-Money-Financial-Caregiving/dp/0593800575/"><em>My Mother’s Money: A Guide to Financial Caregiving</em></a>.</p>
<p>Together, they unpack Beth’s personal journey of managing her mother’s finances through illness, surgery, and estate settlement. Even with decades of experience writing about money, Beth found herself caught off-guard by just how complicated — and expensive — caregiving can be without the right documents and conversations in place.</p>
<p>What You’ll Learn:</p>
<ul>
  <li>The most overlooked (and affordable) legal documents everyone needs</li>
  <li>The difference between joint accounts, POA, and transfer-on-death</li>
  <li>How to prep for financial caregiving <em>before</em> a medical emergency</li>
  <li>The unexpected costs of not planning ahead — and how to avoid them</li>
  <li>How to be “the person who gets called” in a crisis — and what to ask in advance</li>
</ul>
<p><br></p>
<p>💡 <strong>P.S. Need help getting your own financial life in order before you take on someone else’s? </strong>Check out our <a href="https://portal.financefixx.com/coastal/s/"><strong>FinanceFixx program</strong></a>, our signature coaching experience that helps you get organized, take control of your spending, and build a plan that <em>actually</em> works. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2000</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c29d9a4c-c3e9-11f0-9a96-330dbc96d50d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES6842683779.mp3?updated=1763652724" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: What It Really Costs To Travel Full-Time For Work On A $150K Salary</title>
      <description>This week on A Week In Her Wallet, we head to Atlanta to follow Kristen, a 40-something clinical researcher who earns about $150K a year and travels nearly full-time for work.

She walks us through a week of thoughtful spending, including a $1,300 mortgage payment, $500 toward her HELOC, a $150 yard sale win (promptly spent on music festival tickets), and the small joys that keep her grounded when she’s on the road so much.

💬 In this episode:


    Why she bought a home on her own at 30

    How she’s navigating a HELOC payoff

    The hidden costs of business travel (and the perks)

    Her favorite splurges and values-based spending

    What she’s learned from tracking her money for one week




Want to better understand your financial mindset? Take our MoneyType quiz to learn how your personality influences your spending. 

And if you’re ready to get serious about your budget, check out our FinanceFixx program — real coaching, real results.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Nov 2025 09:45:00 -0000</pubDate>
      <itunes:title>A Week In Her Wallet: What It Really Costs To Travel Full-Time For Work On A $150K Salary</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How one single woman in her 40s is paying down a HELOC, managing travel perks, and making room for joy.</itunes:subtitle>
      <itunes:summary>This week on A Week In Her Wallet, we head to Atlanta to follow Kristen, a 40-something clinical researcher who earns about $150K a year and travels nearly full-time for work.

She walks us through a week of thoughtful spending, including a $1,300 mortgage payment, $500 toward her HELOC, a $150 yard sale win (promptly spent on music festival tickets), and the small joys that keep her grounded when she’s on the road so much.

💬 In this episode:


    Why she bought a home on her own at 30

    How she’s navigating a HELOC payoff

    The hidden costs of business travel (and the perks)

    Her favorite splurges and values-based spending

    What she’s learned from tracking her money for one week




Want to better understand your financial mindset? Take our MoneyType quiz to learn how your personality influences your spending. 

And if you’re ready to get serious about your budget, check out our FinanceFixx program — real coaching, real results.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week on <em>A Week In Her Wallet</em>, we head to Atlanta to follow Kristen, a 40-something clinical researcher who earns about $150K a year and travels nearly full-time for work.</p>
<p>She walks us through a week of thoughtful spending, including a $1,300 mortgage payment, $500 toward her HELOC, a $150 yard sale win (promptly spent on music festival tickets), and the small joys that keep her grounded when she’s on the road so much.</p>
<p>💬 In this episode:</p>
<ul>
  <li>  Why she bought a home on her own at 30</li>
  <li>  How she’s navigating a HELOC payoff</li>
  <li>  The hidden costs of business travel (and the perks)</li>
  <li>  Her favorite splurges and values-based spending</li>
  <li>  What she’s learned from tracking her money for one week</li>
</ul>
<p><br></p>
<p>Want to better understand your financial mindset? Take our<a href="https://hermoney.com/quiz/"> <u>MoneyType quiz</u></a> to learn how your personality influences your spending. </p>
<p>And if you’re ready to get serious about your budget, check out our <a href="https://portal.financefixx.com/coastal/s/"><u>FinanceFixx program</u></a> — real coaching, real results.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2356</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6384c69c-c0d9-11f0-acfe-a30e618a285a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES9404313550.mp3?updated=1763070593" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 501: Why AI Won’t Get You Hired — But Your Network Will with LinkedIn’s Catherine Fisher</title>
      <description>The world of work is changing fast. AI is reshaping how we do our jobs, learn new skills, and even how we write our resumes and cover letters. But the most trusted source of career advice isn’t AI. It’s people.

In this week’s episode, Jean sits down with LinkedIn Career Expert Catherine Fisher to talk about why networking is still the ultimate career superpower. Catherine shares why it’s less about jobs disappearing and more about tasks evolving, what skills are becoming even more valuable now, and how women can use their networks to stay confident, connected, and ahead of the curve.

We’ll cover:


  How to approach AI with curiosity and use it to your advantage

  Simple ways to keep your professional relationships alive (even when you’re busy) 

  How to make networking feel authentic instead of awkward or transactional

  The top three profile changes to help you stand out on LinkedIn today


👉 Join the HerMoney Investing Club

📰 Subscribe to the free HerMoney Newsletter: https://hermoney.com/subscribe 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Nov 2025 09:45:00 -0000</pubDate>
      <itunes:title>Why AI Won’t Get You Hired — But Your Network Will with LinkedIn’s Catherine Fisher</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>501</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Networking is still your strongest professional asset.</itunes:subtitle>
      <itunes:summary>The world of work is changing fast. AI is reshaping how we do our jobs, learn new skills, and even how we write our resumes and cover letters. But the most trusted source of career advice isn’t AI. It’s people.

In this week’s episode, Jean sits down with LinkedIn Career Expert Catherine Fisher to talk about why networking is still the ultimate career superpower. Catherine shares why it’s less about jobs disappearing and more about tasks evolving, what skills are becoming even more valuable now, and how women can use their networks to stay confident, connected, and ahead of the curve.

We’ll cover:


  How to approach AI with curiosity and use it to your advantage

  Simple ways to keep your professional relationships alive (even when you’re busy) 

  How to make networking feel authentic instead of awkward or transactional

  The top three profile changes to help you stand out on LinkedIn today


👉 Join the HerMoney Investing Club

📰 Subscribe to the free HerMoney Newsletter: https://hermoney.com/subscribe 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The world of work is changing fast. AI is reshaping how we do our jobs, learn new skills, and even how we write our resumes and cover letters. But the most trusted source of career advice isn’t AI. It’s people.</p>
<p>In this week’s episode, Jean sits down with LinkedIn Career Expert <a href="https://www.linkedin.com/in/catherinefisherlinkedin/"><u>Catherine Fisher</u></a> to talk about why networking is still the ultimate career superpower. Catherine shares why it’s less about jobs disappearing and more about tasks evolving, what skills are becoming even more valuable now, and how women can use their networks to stay confident, connected, and ahead of the curve.</p>
<p>We’ll cover:</p>
<ul>
  <li>How to approach AI with curiosity and use it to your advantage</li>
  <li>Simple ways to keep your professional relationships alive (even when you’re busy) </li>
  <li>How to make networking feel authentic instead of awkward or transactional</li>
  <li>The top three profile changes to help you stand out on LinkedIn today</li>
</ul>
<p>👉 <a href="https://portal.investingfixx.com/s/"><strong>Join the HerMoney Investing Club</strong></a></p>
<p>📰 Subscribe to the free HerMoney Newsletter: <a href="https://hermoney.com/subscribe"><u>https://hermoney.com/subscribe</u></a> </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1954</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0ac01990-be71-11f0-8652-8b7a664e9134]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES9594705028.mp3?updated=1762805999" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: How One Couple Manages $200K in Income, a Toddler, and Four Pets</title>
      <description>This week on HerMoney’s special series A Week In Her Wallet, we meet Kaitlyn from Madison, Wisconsin. She’s a full-time state program manager with a side hustle, a toddler, three cats, and a dog — so life is full, to say the least. Kaitlyn and her husband bring in just under $200K per year and manage their money through shared accounts and regular “budget nights.”

As Kaitlyn tracks her spending for a week, she shares her candid voice notes about side gig deposits, why she swears by a monthly cleaning service, and how her love for thrift stores led to a once-in-a-lifetime vinyl record player find. Her week is about much more than transactions; it’s a journey of intentional joy, family memories, and budgeting for what really matters.

💡 Listen in to hear:


  
Why she happily spends $150 a month on house cleaning



  
How she and her husband use “funding pots” to budget for travel, gifts, and daycare



  
The thrift store jackpot that brought her to happy tears



  
Why they’re winding down their bartending side hustles



  
A powerful mindset shift around spending money on experiences over things



  
How they navigate toddler expenses on a budget — and with intention




Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Nov 2025 09:45:00 -0000</pubDate>
      <itunes:title>A Week In Her Wallet: How One Couple Manages $200K in Income, a Toddler, and Four Pets</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Money wins, ice cream breaks, and real-life budgeting.</itunes:subtitle>
      <itunes:summary>This week on HerMoney’s special series A Week In Her Wallet, we meet Kaitlyn from Madison, Wisconsin. She’s a full-time state program manager with a side hustle, a toddler, three cats, and a dog — so life is full, to say the least. Kaitlyn and her husband bring in just under $200K per year and manage their money through shared accounts and regular “budget nights.”

As Kaitlyn tracks her spending for a week, she shares her candid voice notes about side gig deposits, why she swears by a monthly cleaning service, and how her love for thrift stores led to a once-in-a-lifetime vinyl record player find. Her week is about much more than transactions; it’s a journey of intentional joy, family memories, and budgeting for what really matters.

💡 Listen in to hear:


  
Why she happily spends $150 a month on house cleaning



  
How she and her husband use “funding pots” to budget for travel, gifts, and daycare



  
The thrift store jackpot that brought her to happy tears



  
Why they’re winding down their bartending side hustles



  
A powerful mindset shift around spending money on experiences over things



  
How they navigate toddler expenses on a budget — and with intention




Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week on HerMoney’s special series <em>A Week In Her Wallet</em>, we meet Kaitlyn from Madison, Wisconsin. She’s a full-time state program manager with a side hustle, a toddler, three cats, and a dog — so life is full, to say the least. Kaitlyn and her husband bring in just under $200K per year and manage their money through shared accounts and regular “budget nights.”</p>
<p>As Kaitlyn tracks her spending for a week, she shares her candid voice notes about side gig deposits, why she swears by a monthly cleaning service, and how her love for thrift stores led to a once-in-a-lifetime vinyl record player find. Her week is about much more than transactions; it’s a journey of intentional joy, family memories, and budgeting for what really matters.</p>
<p>💡 Listen in to hear:</p>
<ul>
  <li>
<p>Why she <em>happily</em> spends $150 a month on house cleaning</p>
</li>
  <li>
<p>How she and her husband use “funding pots” to budget for travel, gifts, and daycare</p>
</li>
  <li>
<p>The thrift store jackpot that brought her to happy tears</p>
</li>
  <li>
<p>Why they’re winding down their bartending side hustles</p>
</li>
  <li>
<p>A powerful mindset shift around spending money on <em>experiences</em> over things</p>
</li>
  <li>
<p>How they navigate toddler expenses on a budget — and with intention</p>
</li>
</ul><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2276</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5ee816e4-ba89-11f0-8292-d301f5244b6d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7273863574.mp3?updated=1762376606" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 500: Is 2025 the Next 1929? Andrew Ross Sorkin on Bubbles, Crashes, and What’s Coming</title>
      <description>This week, Jean sits down with Andrew Ross Sorkin, bestselling author of Too Big to Fail and the brand-new 1929: Inside the Greatest Crash in Wall Street History—And How It Shattered a Nation. Andrew shares why the patterns of 1929 are repeating themselves, from the rise of new technology and market euphoria to record consumer debt and risky new financial products entering retirement accounts. Jean and Andrew break down what’s happening in the markets, what’s fueling the AI-driven investing mania, and what you should be doing now to protect your financial future.

Plus, don’t miss our Insurance Mailbag! Jean and Kathryn tackle your real-life insurance questions, whether you’re downsizing your home, passing down family valuables, or just making sure your coverage fits your next chapter.

You’ll learn:


  Why history says optimism can be dangerous (but useful)

  How today’s “buy now, pay later” mindset mirrors 1929’s credit explosion

  What risks may be hiding in your 401(k)

  Whether crypto and private equity belong in retirement portfolios

  And how to build a portfolio that can actually weather a crash


Empty nest resources from our partners at Nationwide.

👉 Join the HerMoney Investing Club

📰 Subscribe to the free HerMoney Newsletter: https://hermoney.com/subscribe 

💬 Got feedback? We love hearing from you. Leave us a review and tell us what you want more of.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Nov 2025 09:45:00 -0000</pubDate>
      <itunes:title>Is 2025 the Next 1929? Andrew Ross Sorkin on Bubbles, Crashes, and What’s Coming</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>500</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Could we be headed for another 1929-style crash?</itunes:subtitle>
      <itunes:summary>This week, Jean sits down with Andrew Ross Sorkin, bestselling author of Too Big to Fail and the brand-new 1929: Inside the Greatest Crash in Wall Street History—And How It Shattered a Nation. Andrew shares why the patterns of 1929 are repeating themselves, from the rise of new technology and market euphoria to record consumer debt and risky new financial products entering retirement accounts. Jean and Andrew break down what’s happening in the markets, what’s fueling the AI-driven investing mania, and what you should be doing now to protect your financial future.

Plus, don’t miss our Insurance Mailbag! Jean and Kathryn tackle your real-life insurance questions, whether you’re downsizing your home, passing down family valuables, or just making sure your coverage fits your next chapter.

You’ll learn:


  Why history says optimism can be dangerous (but useful)

  How today’s “buy now, pay later” mindset mirrors 1929’s credit explosion

  What risks may be hiding in your 401(k)

  Whether crypto and private equity belong in retirement portfolios

  And how to build a portfolio that can actually weather a crash


Empty nest resources from our partners at Nationwide.

👉 Join the HerMoney Investing Club

📰 Subscribe to the free HerMoney Newsletter: https://hermoney.com/subscribe 

💬 Got feedback? We love hearing from you. Leave us a review and tell us what you want more of.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, Jean sits down with Andrew Ross Sorkin, bestselling author of <em>Too Big to Fail</em> and the brand-new <a href="https://www.amazon.com/1929-Inside-Greatest-History-Shattered/dp/0593296966"><em>1929: Inside the Greatest Crash in Wall Street History—And How It Shattered a Nation</em></a>. Andrew shares why the patterns of 1929 are repeating themselves, from the rise of new technology and market euphoria to record consumer debt and risky new financial products entering retirement accounts. Jean and Andrew break down what’s happening in the markets, what’s fueling the AI-driven investing mania, and what <em>you</em> should be doing now to protect your financial future.</p>
<p><strong>Plus, don’t miss our </strong><a href="https://www.nationwide.com/lc/resources/embracing-your-empty-nest/?utm_source=Podcast&amp;utm_medium=Banner&amp;utm_campaign=HerMoneyPodcast&amp;utm_id=HerMoneyPodcast"><strong>Insurance Mailbag</strong></a><strong>!</strong> Jean and Kathryn tackle your real-life insurance questions, whether you’re downsizing your home, passing down family valuables, or just making sure your coverage fits your next chapter.</p>
<p>You’ll learn:</p>
<ul>
  <li>Why history says optimism can be dangerous (but useful)</li>
  <li>How today’s “buy now, pay later” mindset mirrors 1929’s credit explosion</li>
  <li>What risks may be hiding in your 401(k)</li>
  <li>Whether crypto and private equity belong in retirement portfolios</li>
  <li>And how to build a portfolio that can actually weather a crash</li>
</ul>
<p>Empty nest resources <a href="https://www.nationwide.com/lc/resources/embracing-your-empty-nest/?utm_source=Podcast&amp;utm_medium=Banner&amp;utm_campaign=HerMoneyPodcast&amp;utm_id=HerMoneyPodcast">from our partners at Nationwide</a>.</p>
<p>👉 <a href="https://portal.investingfixx.com/s/"><strong>Join the HerMoney Investing Club</strong></a></p>
<p>📰 Subscribe to the free HerMoney Newsletter: <a href="https://hermoney.com/subscribe"><u>https://hermoney.com/subscribe</u></a> </p>
<p>💬 Got feedback? We love hearing from you. Leave us a review and tell us what you want more of.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2839</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[05d14094-b9a3-11f0-b360-53914fe679f1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES4514531852.mp3?updated=1762300350" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: How to Prepare for Rising Healthcare Costs in 2026</title>
      <description>With healthcare premiums expected to spike and enhanced ACA subsidies set to expire, millions of Americans may be facing a serious coverage crunch. In this timely episode of Your Money Map, Jean Chatzky is joined by retirement experts Marcia Mantell and Jae Oh to break down what’s really happening with the ACA, Medicare, and employer-sponsored insurance, and how you can protect your wallet.

We dig into:


   How the government shutdown could impact Affordable Care Act subsidies

  The true cost of healthcare in 2026

  Why open enrollment this year will be more complex than ever

  How to budget for Medicare premiums and unexpected expenses

  Strategies for using guaranteed income (like Social Security or annuities) to cover rising healthcare costs

  Tips to avoid scams, navigate robocalls, and make smart insurance choices

  The power of Health Savings Accounts (HSAs) and high-deductible plans




🔗 For more resources and tools from the Alliance for Lifetime Income, visit ProtectedIncome.org

📬 Sign up for their newsletter: protectedincome.org/subscribe

💬 Like what you hear? Leave us a 5-star review and share the episode with a friend!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 31 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:title>Your Money Map Replay: How to Prepare for Rising Healthcare Costs in 2026: Medicare, ACA &amp; More</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>With healthcare premiums expected to spike and enhanced ACA subsidies set to expire, millions of Americans may be facing a serious coverage crunch. In this timely episode of Your Money Map, Jean Chatzky is joined by retirement experts Marcia Mantell and Jae Oh to break down what’s really happening with the ACA, Medicare, and employer-sponsored insurance, and how you can protect your wallet.

We dig into:


   How the government shutdown could impact Affordable Care Act subsidies

  The true cost of healthcare in 2026

  Why open enrollment this year will be more complex than ever

  How to budget for Medicare premiums and unexpected expenses

  Strategies for using guaranteed income (like Social Security or annuities) to cover rising healthcare costs

  Tips to avoid scams, navigate robocalls, and make smart insurance choices

  The power of Health Savings Accounts (HSAs) and high-deductible plans




🔗 For more resources and tools from the Alliance for Lifetime Income, visit ProtectedIncome.org

📬 Sign up for their newsletter: protectedincome.org/subscribe

💬 Like what you hear? Leave us a 5-star review and share the episode with a friend!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>With healthcare premiums expected to spike and enhanced ACA subsidies set to expire, millions of Americans may be facing a serious coverage crunch. In this timely episode of <a href="https://www.protectedincome.org/your-money-map/"><em>Your Money Map</em></a>, Jean Chatzky is joined by retirement experts <a href="https://mantellretirementconsulting.com/"><u>Marcia Mantell</u></a> and <a href="https://jaeoh.substack.com/"><u>Jae Oh</u></a> to break down what’s really happening with the ACA, Medicare, and employer-sponsored insurance, and how you can protect your wallet.</p>
<p>We dig into:</p>
<ul>
  <li> How the government shutdown could impact Affordable Care Act subsidies</li>
  <li>The true cost of healthcare in 2026</li>
  <li>Why open enrollment this year will be more complex than ever</li>
  <li>How to budget for Medicare premiums and unexpected expenses</li>
  <li>Strategies for using guaranteed income (like Social Security or annuities) to cover rising healthcare costs</li>
  <li>Tips to avoid scams, navigate robocalls, and make smart insurance choices</li>
  <li>The power of Health Savings Accounts (HSAs) and high-deductible plans</li>
</ul>
<p><br></p>
<p>🔗 <strong>For more resources and tools from the Alliance for Lifetime Income, visit</strong><a href="https://www.protectedincome.org"> </a><a href="http://protectedincome.org"><u>ProtectedIncome.org</u></a></p>
<p>📬 <strong>Sign up for their newsletter:</strong> <a href="http://protectedincome.org/subscribe"><u>protectedincome.org/subscribe</u></a></p>
<p>💬 <strong>Like what you hear? Leave us a 5-star review and share the episode with a friend!</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2553</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3ec6964e-b5f5-11f0-ae9d-430ceba0bd75]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES5412016762.mp3?updated=1761873390" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: What To Do Financially After a Cancer Diagnosis</title>
      <description>Today we’re giving you a first look inside our brand-new Patreon-exclusive Mailbag series — and this one’s powerful.

A listener, a single mom of a toddler, just received a cancer diagnosis. She reached out with urgent questions about how to manage her finances during treatment:


    Are cancer insurance payouts taxable?

  Should she prioritize paying off IRS debt or building savings?

  How can she prepare for unpaid leave while focusing on recovery?


Jean and Kathryn dig into it all,  from the tax treatment of cancer insurance to how to protect your money when life takes an unexpected turn.



This episode is a preview of what’s waiting for you when you subscribe to our new HerMoney Patreon, where you’ll find: 

✨ Deep-dive mailbags with Jean and Kathryn 

📞 Call-in AMA mailbags with real listeners 

🎧 Ad-free listening 

🌙 “After Hours with HerMoney” — more daring, personal money conversations

👉 Join us at patreon.com/hermoney to unlock the full episodes and help shape the future of the show.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 30 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today we’re giving you a first look inside our brand-new Patreon-exclusive Mailbag series — and this one’s powerful.

A listener, a single mom of a toddler, just received a cancer diagnosis. She reached out with urgent questions about how to manage her finances during treatment:


    Are cancer insurance payouts taxable?

  Should she prioritize paying off IRS debt or building savings?

  How can she prepare for unpaid leave while focusing on recovery?


Jean and Kathryn dig into it all,  from the tax treatment of cancer insurance to how to protect your money when life takes an unexpected turn.



This episode is a preview of what’s waiting for you when you subscribe to our new HerMoney Patreon, where you’ll find: 

✨ Deep-dive mailbags with Jean and Kathryn 

📞 Call-in AMA mailbags with real listeners 

🎧 Ad-free listening 

🌙 “After Hours with HerMoney” — more daring, personal money conversations

👉 Join us at patreon.com/hermoney to unlock the full episodes and help shape the future of the show.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we’re giving you a first look inside our brand-new <a href="https://www.patreon.com/cw/HerMoneyPodcast"><u>Patreon-exclusive</u></a> Mailbag series — and this one’s powerful.</p>
<p>A listener, a single mom of a toddler, just received a cancer diagnosis. She reached out with urgent questions about how to manage her finances during treatment:</p>
<ul>
  <li>  Are cancer insurance payouts taxable?</li>
  <li>Should she prioritize paying off IRS debt or building savings?</li>
  <li>How can she prepare for unpaid leave while focusing on recovery?</li>
</ul>
<p>Jean and Kathryn dig into it all,  from the tax treatment of cancer insurance to how to protect your money when life takes an unexpected turn.</p>
<p><br></p>
<p><strong>This episode is a preview of what’s waiting for you when you subscribe to our new HerMoney Patreon, where you’ll find:</strong> </p>
<p>✨ Deep-dive mailbags with Jean and Kathryn </p>
<p>📞 Call-in AMA mailbags with real listeners </p>
<p>🎧 Ad-free listening </p>
<p>🌙 “After Hours with HerMoney” — more daring, personal money conversations</p>
<p>👉 Join us at<a href="https://www.patreon.com/cw/HerMoneyPodcast"><u> patreon.com/hermoney</u></a> to unlock the full episodes and help shape the future of the show.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>780</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fd4eb90c-b433-11f0-8b8c-2bbb71603db7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7747958254.mp3?updated=1761679997" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 499: Estate Planning Is an Act of Love: Here’s How to Start</title>
      <description>What happens to everything you've worked so hard for — your home, your savings, your family memories — after you're gone? If your answer is “I’m not sure,” the time to start planning is now.

In this empowering episode, Jean sits down with Heather Winston, Certified Financial PlannerTM professional of Principal Advised Services, LLC and Assistant Vice President at Principal Financial Group®, to talk all things estate planning; what it can really mean, why it matters, and how to get started, no matter your income level or family structure.

Together, they unpack:


  Four key documents every adult should have (and when to update them)

  Why estate planning is a form of kindness to the people you love

  How to make tough conversations with aging parents, or your own kids, a little easier

  The often-overlooked importance of your digital estate

  How to leave a legacy of values, not just valuables


Want help organizing your financial life or finding an estate planning attorney? Subscribe to the HerMoney newsletter at Hermoney.com/subscribe for resources, checklists, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:title>Estate Planning Is an Act of Love: Here’s How to Start</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>499</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>What happens to everything you've worked so hard for — your home, your savings, your family memories — after you're gone? If your answer is “I’m not sure,” the time to start planning is now.

In this empowering episode, Jean sits down with Heather Winston, Certified Financial PlannerTM professional of Principal Advised Services, LLC and Assistant Vice President at Principal Financial Group®, to talk all things estate planning; what it can really mean, why it matters, and how to get started, no matter your income level or family structure.

Together, they unpack:


  Four key documents every adult should have (and when to update them)

  Why estate planning is a form of kindness to the people you love

  How to make tough conversations with aging parents, or your own kids, a little easier

  The often-overlooked importance of your digital estate

  How to leave a legacy of values, not just valuables


Want help organizing your financial life or finding an estate planning attorney? Subscribe to the HerMoney newsletter at Hermoney.com/subscribe for resources, checklists, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What happens to everything you've worked so hard for — your home, your savings, your family memories — after you're gone? If your answer is “I’m not sure,” the time to start planning is now.</p>
<p>In this empowering episode, Jean sits down with Heather Winston, Certified Financial PlannerTM professional of Principal Advised Services, LLC and Assistant Vice President at <a href="https://www.principal.com/"><u>Principal Financial Group</u></a>®, to talk all things estate planning; what it can really mean, why it matters, and how to get started, no matter your income level or family structure.</p>
<p><strong>Together, they unpack:</strong></p>
<ul>
  <li>Four key documents every adult should have (and when to update them)</li>
  <li>Why estate planning is a form of kindness to the people you love</li>
  <li>How to make tough conversations with aging parents, or your own kids, a little easier</li>
  <li>The often-overlooked importance of your digital estate</li>
  <li>How to leave a legacy of values, not just valuables</li>
</ul>
<p>Want help organizing your financial life or finding an estate planning attorney? Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"><u>Hermoney.com/subscribe</u></a> for resources, checklists, and more.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2493</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[35377d6c-b37c-11f0-a74d-6f982a22ce0e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES8425058228.mp3?updated=1761601326" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Scripts You Need When Talking To A Financial Advisor</title>
      <description>If you’ve ever felt intimidated walking into a meeting with a financial advisor or unsure if you’re even asking the right questions, this episode is for you. Jean sits down with Pam Krueger, investor advocate and founder of Wealthramp, to walk through actual word-for-word scripts that you can use when meeting with an advisor for the first time, reassessing a current relationship, or navigating retirement planning.

Together, Jean and Pam role-play a variety of real-life money conversations: from figuring out if an advisor is a good fit, to asking about fees, to deciding whether you’re better off managing your own money. You’ll learn how to confidently evaluate the value your advisor brings, how to compare professionals during the interview process, and how to stress-test your financial plan for retirement.

You’ll Learn: 


  What to say (and ask!) in your very first advisor meeting

  How to know if it’s time to break up with your advisor

  The real value a good advisor should bring to your life  

  The crucial questions to ask if retirement is on the horizon

  How to compare multiple advisors — without the overwhelm


👉 Visit HerMoney.com/FindAnAdvisor to connect with a vetted, fee-only fiduciary advisor through Wealthramp.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And the most important questions to ask.</itunes:subtitle>
      <itunes:summary>If you’ve ever felt intimidated walking into a meeting with a financial advisor or unsure if you’re even asking the right questions, this episode is for you. Jean sits down with Pam Krueger, investor advocate and founder of Wealthramp, to walk through actual word-for-word scripts that you can use when meeting with an advisor for the first time, reassessing a current relationship, or navigating retirement planning.

Together, Jean and Pam role-play a variety of real-life money conversations: from figuring out if an advisor is a good fit, to asking about fees, to deciding whether you’re better off managing your own money. You’ll learn how to confidently evaluate the value your advisor brings, how to compare professionals during the interview process, and how to stress-test your financial plan for retirement.

You’ll Learn: 


  What to say (and ask!) in your very first advisor meeting

  How to know if it’s time to break up with your advisor

  The real value a good advisor should bring to your life  

  The crucial questions to ask if retirement is on the horizon

  How to compare multiple advisors — without the overwhelm


👉 Visit HerMoney.com/FindAnAdvisor to connect with a vetted, fee-only fiduciary advisor through Wealthramp.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you’ve ever felt intimidated walking into a meeting with a financial advisor or unsure if you’re even asking the right questions, this episode is for you. Jean sits down with Pam Krueger, investor advocate and <a href="https://hermoney.com/findanadvisor/"><u>founder of Wealthramp</u></a>, to walk through <em>actual word-for-word scripts</em> that you can use when meeting with an advisor for the first time, reassessing a current relationship, or navigating retirement planning.</p>
<p>Together, Jean and Pam role-play a variety of real-life money conversations: from figuring out if an advisor is a good fit, to asking about fees, to deciding whether you’re better off managing your own money. You’ll learn how to confidently evaluate the value your advisor brings, how to compare professionals during the interview process, and how to stress-test your financial plan for retirement.</p>
<p>You’ll Learn: </p>
<ul>
  <li>What to say (and ask!) in your very first advisor meeting</li>
  <li>How to know if it’s time to break up with your advisor</li>
  <li>The <em>real</em> value a good advisor should bring to your life  </li>
  <li>The crucial questions to ask if retirement is on the horizon</li>
  <li>How to compare multiple advisors — without the overwhelm</li>
</ul>
<p>👉 Visit <a href="https://hermoney.com/findanadvisor/"><u>HerMoney.com/FindAnAdvisor</u></a> to connect with a vetted, fee-only fiduciary advisor through Wealthramp.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2244</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c6af6f3a-b06a-11f0-9c8d-7b4aa7850b86]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES7197454340.mp3?updated=1761264353" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 498: The Personal Finance Tips That Really Matter, According to Carl Richards</title>
      <description>We’re more financially informed than ever, thanks to FinTok, money podcasts, and yes, even chatbots. But when it comes to having real conversations about money with the people closest to us? We still freeze.

This week, Jean sits down with Carl Richards — New York Times “Sketch Guy” columnist, CFP®, and author of the new book Your Money: Reimagining Wealth Through 101 Simple Sketches — to talk about why personal finance is more emotional than we think, and how to start the conversations we’ve been avoiding.

In this episode, we cover:


    Why budgeting tools don’t fix emotional money problems

  How to align your spending with your values (without guilt)

  Why we underestimate our future financial needs

  Carl’s take on market volatility, retirement, and behavior-based investing

  Why your calendar and checkbook reveal your true priorities

  And how to talk about money with your partner, kids, or even yourself


Resources: 

✏️ Follow Carl on Instagram: @behaviorgap 

🎨 Explore Carl’s sketches: behaviorgap.com 

🧠 Join the HerMoney Patreon for exclusive bonus content: HerMoney Patreon
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:title>The Personal Finance Tips That Really Matter, According to Carl Richards</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>498</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Planning for your future self, spending with intention, and why “enough” isn’t a number.</itunes:subtitle>
      <itunes:summary>We’re more financially informed than ever, thanks to FinTok, money podcasts, and yes, even chatbots. But when it comes to having real conversations about money with the people closest to us? We still freeze.

This week, Jean sits down with Carl Richards — New York Times “Sketch Guy” columnist, CFP®, and author of the new book Your Money: Reimagining Wealth Through 101 Simple Sketches — to talk about why personal finance is more emotional than we think, and how to start the conversations we’ve been avoiding.

In this episode, we cover:


    Why budgeting tools don’t fix emotional money problems

  How to align your spending with your values (without guilt)

  Why we underestimate our future financial needs

  Carl’s take on market volatility, retirement, and behavior-based investing

  Why your calendar and checkbook reveal your true priorities

  And how to talk about money with your partner, kids, or even yourself


Resources: 

✏️ Follow Carl on Instagram: @behaviorgap 

🎨 Explore Carl’s sketches: behaviorgap.com 

🧠 Join the HerMoney Patreon for exclusive bonus content: HerMoney Patreon
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re more financially informed than ever, thanks to FinTok, money podcasts, and yes, even chatbots. But when it comes to having <em>real</em> conversations about money with the people closest to us? We still freeze.</p>
<p>This week, Jean sits down with Carl Richards — <em>New York Times</em> “Sketch Guy” columnist, CFP®, and author of the new book <a href="https://www.amazon.com/Your-Money-Reimagining-Wealth-Sketches/dp/1804091715"><em>Your Money: Reimagining Wealth Through 101 Simple Sketches</em></a> — to talk about why personal finance is more emotional than we think, and how to start the conversations we’ve been avoiding.</p>
<p><strong>In this episode, we cover:</strong></p>
<ul>
  <li>  Why budgeting tools don’t fix emotional money problems</li>
  <li>How to align your spending with your values (without guilt)</li>
  <li>Why we underestimate our future financial needs</li>
  <li>Carl’s take on market volatility, retirement, and behavior-based investing</li>
  <li>Why your calendar and checkbook reveal your <em>true</em> priorities</li>
  <li>And how to talk about money with your partner, kids, or even yourself</li>
</ul>
<p><strong>Resources:</strong> </p>
<p>✏️ Follow Carl on Instagram:<a href="https://www.instagram.com/behaviorgap"> <u>@behaviorgap</u></a> </p>
<p>🎨 Explore Carl’s sketches: <a href="http://behaviorgap.com"><u>behaviorgap.com</u></a> </p>
<p>🧠 Join the HerMoney Patreon for exclusive bonus content: <a href="https://www.patreon.com/c/HerMoneyPodcast"><u>HerMoney Patreon</u></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2324</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c0173bc8-ae8d-11f0-8f48-0bd2675cac12]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES2747749756.mp3?updated=1761061335" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: A Divorced 47-Year-Old Bringing In $10K A Month</title>
      <description>Jennifer, 47, lives in Maryland, with her partner of 12 years. She’s the Vice President of Communications for a consulting firm. Her partner is a teacher and voice actor, and together they make about $300,000 a year.

In this week’s A Week In Her Wallet, Jennifer tracks seven days of spending that include thoughtful gift-giving, a haircut she happily budgets for, a hefty mortgage payment on her beach home, and a few well-earned indulgences.

💬 In this episode:


    How Jennifer manages separate finances in a long-term relationship

  Why she’s accelerating payments on her second home

  The emotional payoff of responsible splurging

  What she’s learned about aligning money with happiness


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Jennifer, 47, lives in Maryland, with her partner of 12 years. She’s the Vice President of Communications for a consulting firm. Her partner is a teacher and voice actor, and together they make about $300,000 a year.

In this week’s A Week In Her Wallet, Jennifer tracks seven days of spending that include thoughtful gift-giving, a haircut she happily budgets for, a hefty mortgage payment on her beach home, and a few well-earned indulgences.

💬 In this episode:


    How Jennifer manages separate finances in a long-term relationship

  Why she’s accelerating payments on her second home

  The emotional payoff of responsible splurging

  What she’s learned about aligning money with happiness


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Jennifer, 47, lives in Maryland, with her partner of 12 years. She’s the Vice President of Communications for a consulting firm. Her partner is a teacher and voice actor, and together they make about $300,000 a year.</p>
<p>In this week’s <em>A Week In Her Wallet</em>, Jennifer tracks seven days of spending that include thoughtful gift-giving, a haircut she happily budgets for, a hefty mortgage payment on her beach home, and a few well-earned indulgences.</p>
<p>💬 <strong>In this episode:</strong></p>
<ul>
  <li>  How Jennifer manages separate finances in a long-term relationship</li>
  <li>Why she’s accelerating payments on her second home</li>
  <li>The emotional payoff of responsible splurging</li>
  <li>What she’s learned about aligning money with happiness</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><em></em><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2019</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[11ce4350-aac2-11f0-824e-57977ec1c2e2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES1710549957.mp3?updated=1760642169" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 497: All the Cool Girls Get Fired: Reinventing Your Career After 40</title>
      <description>Have you been laid off, or are you worried you might be? This week, Jean is joined by Laura Brown (former Editor-in-Chief of InStyle) and Kristina O’Neill (former Editor-in-Chief of WSJ. Magazine), authors of the bold and unfiltered new book, All the Cool Girls Get Fired: How to Let Go of Being Let Go and Come Back on Top.

Both women hit the top of their industries… and then got let go. Now, they’re helping other women, especially Gen Xers and those over 40, navigate layoffs, ageism, financial uncertainty, and the terrifying-but-liberating process of starting over.

In this episode, we talk about:


  Why getting fired has nothing to do with your worth, and everything to do with changing industries  

  How to handle that first day post-layoff (what not to sign, how to negotiate your severance)  

  Smart money moves to make immediately, whether or not you have an emergency fund

  Tips for negotiating with credit card companies, cutting spending fast, and finding bridge income

  Choosing your next path: freelancing vs. going back to corporate

  Why women in midlife should challenge the shame and secrecy around job loss

  And the launch of their new community: The Cool Girl Network


Resources:

💼 All the Cool Girls Get Fired — Buy the book 

📲 Follow @allthecoolgirlsgetfired on Instagram and TikTok

🧠 Join our private HerMoney Facebook group: HerMoney Private Community
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:title>All the Cool Girls Get Fired: Reinventing Your Career After 40</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>497</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>You’re not alone. You’re not too old. You’re not out of options.</itunes:subtitle>
      <itunes:summary>Have you been laid off, or are you worried you might be? This week, Jean is joined by Laura Brown (former Editor-in-Chief of InStyle) and Kristina O’Neill (former Editor-in-Chief of WSJ. Magazine), authors of the bold and unfiltered new book, All the Cool Girls Get Fired: How to Let Go of Being Let Go and Come Back on Top.

Both women hit the top of their industries… and then got let go. Now, they’re helping other women, especially Gen Xers and those over 40, navigate layoffs, ageism, financial uncertainty, and the terrifying-but-liberating process of starting over.

In this episode, we talk about:


  Why getting fired has nothing to do with your worth, and everything to do with changing industries  

  How to handle that first day post-layoff (what not to sign, how to negotiate your severance)  

  Smart money moves to make immediately, whether or not you have an emergency fund

  Tips for negotiating with credit card companies, cutting spending fast, and finding bridge income

  Choosing your next path: freelancing vs. going back to corporate

  Why women in midlife should challenge the shame and secrecy around job loss

  And the launch of their new community: The Cool Girl Network


Resources:

💼 All the Cool Girls Get Fired — Buy the book 

📲 Follow @allthecoolgirlsgetfired on Instagram and TikTok

🧠 Join our private HerMoney Facebook group: HerMoney Private Community
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you been laid off, or are you worried you might be? This week, Jean is joined by <em>Laura Brown</em> (former Editor-in-Chief of <em>InStyle</em>) and <em>Kristina O’Neill</em> (former Editor-in-Chief of <em>WSJ. Magazine</em>), authors of the bold and unfiltered new book, <a href="https://www.amazon.com/All-Cool-Girls-Get-Fired/dp/1668067455/ref=sr_1_1?dib=eyJ2IjoiMSJ9.NdvKKQiHg3nj4WfT9a_TyA0BfC_O7oIUD1eYdo-6wGnGjHj071QN20LucGBJIEps.qxaH8jpNicQ1AJ5HSGKKdDhY34h3-CkwLYdx_wVQSD8&amp;dib_tag=se&amp;hvadid=776837537489&amp;hvdev=c&amp;hvexpln=0&amp;hvlocphy=9012334&amp;hvnetw=g&amp;hvocijid=11178754664274481702--&amp;hvqmt=e&amp;hvrand=11178754664274481702&amp;hvtargid=kwd-2399953549118&amp;hydadcr=22568_13821188&amp;keywords=all+the+cool+girls+get+fired&amp;mcid=a04d4aa1e50932cfb78d03a2164a0c9c&amp;qid=1760198197&amp;sr=8-1"><em>All the Cool Girls Get Fired: How to Let Go of Being Let Go and Come Back on Top</em></a><em>.</em></p>
<p>Both women hit the top of their industries… and then got let go. Now, they’re helping other women, especially Gen Xers and those over 40, navigate layoffs, ageism, financial uncertainty, and the terrifying-but-liberating process of starting over.</p>
<p><strong>In this episode, we talk about:</strong></p>
<ul>
  <li>Why getting fired has <em>nothing</em> to do with your worth, and everything to do with changing industries  </li>
  <li>How to handle that first day post-layoff (what <em>not</em> to sign, how to negotiate your severance)  </li>
  <li>Smart money moves to make immediately, whether or not you have an emergency fund</li>
  <li>Tips for negotiating with credit card companies, cutting spending fast, and finding bridge income</li>
  <li>Choosing your next path: freelancing vs. going back to corporate</li>
  <li>Why women in midlife should challenge the shame and secrecy around job loss</li>
  <li>And the launch of their new community: The Cool Girl Network</li>
</ul>
<p><strong>Resources:</strong></p>
<p>💼 <em>All the Cool Girls Get Fired</em> —<a href="https://www.allthecoolgirlsgetfired.com"> <u>Buy the book </u></a></p>
<p>📲 Follow <a href="https://www.instagram.com/allthecoolgirlsgetfired/"><u>@allthecoolgirlsgetfired</u></a> on Instagram and TikTok</p>
<p>🧠 Join our private HerMoney Facebook group:<a href="https://www.facebook.com/groups/hermoneygroup"> <u>HerMoney Private Community</u></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2288</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[bb106ac2-a943-11f0-9b55-23dd4bc298fb]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/RHAPSODYVOICES2095385283.mp3?updated=1760477474" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag with Morgan Housel: “I maxed out my retirement contributions this year. What should I do next?”</title>
      <description>On this special HerMoney Mailbag episode, Jean Chatzky is joined by Morgan Housel, bestselling author of The Psychology of Money and The Art of Spending Money, to answer real questions from the HerMoney community. 

From investing a lump sum at midlife to managing fear around paying off debt, Jean and Morgan dive into the emotions and strategy behind smart money moves.

What You’ll Hear In This Episode:


    Should I use my savings to pay off credit cards or keep the cash for peace of mind?

    How to invest a $60,000 lump sum after divorce 

  What to do with “extra” money once you’ve maxed out retirement accounts 

  Why your risk tolerance matters more than market trends

  How your money personality can shape your decisions, for better or worse


🔗 Resources mentioned:

📚 Order The Art of Spending Money

📘 Read The Psychology of Money — a HerMoney community favorite

🗣️ Join the HerMoney Facebook group for more listener Q&amp;As

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On this special HerMoney Mailbag episode, Jean Chatzky is joined by Morgan Housel, bestselling author of The Psychology of Money and The Art of Spending Money, to answer real questions from the HerMoney community. 

From investing a lump sum at midlife to managing fear around paying off debt, Jean and Morgan dive into the emotions and strategy behind smart money moves.

What You’ll Hear In This Episode:


    Should I use my savings to pay off credit cards or keep the cash for peace of mind?

    How to invest a $60,000 lump sum after divorce 

  What to do with “extra” money once you’ve maxed out retirement accounts 

  Why your risk tolerance matters more than market trends

  How your money personality can shape your decisions, for better or worse


🔗 Resources mentioned:

📚 Order The Art of Spending Money

📘 Read The Psychology of Money — a HerMoney community favorite

🗣️ Join the HerMoney Facebook group for more listener Q&amp;As

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On this special <em>HerMoney Mailbag</em> episode, Jean Chatzky is joined by Morgan Housel, bestselling author of <em>The Psychology of Money</em> and <a href="https://www.amazon.com/Art-Spending-Money-Simple-Choices/dp/0593716620/ref=sr_1_1?dib=eyJ2IjoiMSJ9.UNJktY-a9jWWvZkO79numoxbXFpXP4i84olfrVxcWyNTQIls0JBM-kn9FeYX5OBkP3Cet8sab6Lo5K2JOMMB1VmKgiMsxapGygxhX5pq12whpu3be3Kde6EAtpsKdztYwJnLSeRivEh39OCc0cmKVnOWhW2_XQ4z2aMuOeWfBdB8KgX8C9Lhshfqto6gCfcdbvXAk96aAiJkwA-dg41DIg-3BquBCAOKNA0y3j56_Zw.yimUSLvKKznWi1f9-98IXG5-p0h1vZqfgRm1BtyPbzM&amp;dib_tag=se&amp;hvadid=726155671081&amp;hvdev=c&amp;hvexpln=0&amp;hvlocphy=9193115&amp;hvnetw=g&amp;hvocijid=3917730634248193713--&amp;hvqmt=e&amp;hvrand=3917730634248193713&amp;hvtargid=kwd-2579248928872&amp;hydadcr=21905_13324233&amp;keywords=the+art+of+spending+money&amp;mcid=eec3b75ccd8236bf98a90f4106e576a5&amp;qid=1759762439&amp;sr=8-1"><em>The Art of Spending Money</em></a>, to answer real questions from the HerMoney community. </p>
<p>From investing a lump sum at midlife to managing fear around paying off debt, Jean and Morgan dive into the emotions and strategy behind smart money moves.</p>
<p><strong>What You’ll Hear In This Episode:</strong></p>
<ul>
  <li>  Should I use my savings to pay off credit cards or keep the cash for peace of mind?</li>
  <li>  How to invest a $60,000 lump sum after divorce </li>
  <li>What to do with “extra” money once you’ve maxed out retirement accounts </li>
  <li>Why your risk tolerance matters more than market trends</li>
  <li>How your money personality can shape your decisions, for better or worse</li>
</ul>
<p>🔗 Resources mentioned:</p>
<p>📚 Order <a href="https://www.amazon.com/Art-Spending-Money-Simple-Choices/dp/0593716620/ref=sr_1_1?dib=eyJ2IjoiMSJ9.UNJktY-a9jWWvZkO79numoxbXFpXP4i84olfrVxcWyNTQIls0JBM-kn9FeYX5OBkP3Cet8sab6Lo5K2JOMMB1VmKgiMsxapGygxhX5pq12whpu3be3Kde6EAtpsKdztYwJnLSeRivEh39OCc0cmKVnOWhW2_XQ4z2aMuOeWfBdB8KgX8C9Lhshfqto6gCfcdbvXAk96aAiJkwA-dg41DIg-3BquBCAOKNA0y3j56_Zw.yimUSLvKKznWi1f9-98IXG5-p0h1vZqfgRm1BtyPbzM&amp;dib_tag=se&amp;hvadid=726155671081&amp;hvdev=c&amp;hvexpln=0&amp;hvlocphy=9193115&amp;hvnetw=g&amp;hvocijid=3917730634248193713--&amp;hvqmt=e&amp;hvrand=3917730634248193713&amp;hvtargid=kwd-2579248928872&amp;hydadcr=21905_13324233&amp;keywords=the+art+of+spending+money&amp;mcid=eec3b75ccd8236bf98a90f4106e576a5&amp;qid=1759762439&amp;sr=8-1"><em>The Art of Spending Money</em></a></p>
<p>📘 Read <a href="https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681"><em>The Psychology of Money</em></a> — a HerMoney community favorite</p>
<p>🗣️ Join <a href="https://www.facebook.com/share/g/1CUBfV5kno/"><u>the HerMoney Facebook group</u></a> for more listener Q&amp;As</p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1033</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[42bd66f2-a2c6-11f0-8b9a-179ec035aca7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5528465947.mp3?updated=1759765706" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 496: The Psychology of Money and the Art of Spending, with Morgan Housel</title>
      <description>Morgan Housel, bestselling author of The Psychology of Money, is back with a brand-new book: The Art of Spending Money. In this episode, he sits down with Jean Chatzky to talk about what truly makes us feel fulfilled when we spend, and why we often get it wrong.

Together, Jean and Morgan unpack the emotions that drive our financial behavior, from fear and guilt to FOMO and dopamine addiction. You’ll learn why saving money can become a harmful identity, how to redefine success beyond your bank account, and why the best moments in life usually aren’t the ones you buy.

What You’ll Hear In This Episode:


  Why spending is an art, not a science

  How “happiness = reality minus expectations” can change your financial life

  What to do if you feel guilty about spending after saving for years

  How to break the cycle of spending for status or attention

  The simplest formula for a rich life: independence + purpose


📘Order Morgan’s new book, The Art of Spending Money 

📚Get The Psychology of Money, a HerMoney community favorite 

🗣️Join our Facebook group for more conversations with the HerMoney community

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:title>The Psychology of Money and the Art of Spending, with Morgan Housel</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>496</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What’s the secret to spending money in a way that actually makes you happier?</itunes:subtitle>
      <itunes:summary>Morgan Housel, bestselling author of The Psychology of Money, is back with a brand-new book: The Art of Spending Money. In this episode, he sits down with Jean Chatzky to talk about what truly makes us feel fulfilled when we spend, and why we often get it wrong.

Together, Jean and Morgan unpack the emotions that drive our financial behavior, from fear and guilt to FOMO and dopamine addiction. You’ll learn why saving money can become a harmful identity, how to redefine success beyond your bank account, and why the best moments in life usually aren’t the ones you buy.

What You’ll Hear In This Episode:


  Why spending is an art, not a science

  How “happiness = reality minus expectations” can change your financial life

  What to do if you feel guilty about spending after saving for years

  How to break the cycle of spending for status or attention

  The simplest formula for a rich life: independence + purpose


📘Order Morgan’s new book, The Art of Spending Money 

📚Get The Psychology of Money, a HerMoney community favorite 

🗣️Join our Facebook group for more conversations with the HerMoney community

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Morgan Housel, bestselling author of <em>The Psychology of Money</em>, is back with a brand-new book: <a href="https://www.amazon.com/Art-Spending-Money-Simple-Choices/dp/0593716620/"><em>The Art of Spending Money</em></a>. In this episode, he sits down with Jean Chatzky to talk about what <em>truly</em> makes us feel fulfilled when we spend, and why we often get it wrong.</p>
<p>Together, Jean and Morgan unpack the emotions that drive our financial behavior, from fear and guilt to FOMO and dopamine addiction. You’ll learn why saving money can become a harmful identity, how to redefine success beyond your bank account, and why the best moments in life usually aren’t the ones you buy.</p>
<p>What You’ll Hear In This Episode:</p>
<ul>
  <li>Why spending is an <em>art</em>, not a science</li>
  <li>How “happiness = reality minus expectations” can change your financial life</li>
  <li>What to do if you feel guilty about spending after saving for years</li>
  <li>How to break the cycle of spending for status or attention</li>
  <li>The simplest formula for a rich life: independence + purpose</li>
</ul>
<p>📘Order Morgan’s new book, <a href="https://www.amazon.com/Art-Spending-Money-Simple-Choices/dp/0593716620/"><em>The Art of Spending Money</em></a> </p>
<p>📚Get <a href="https://www.amazon.com/Psychology-Money-Morgan-Housel/dp/B09Q68BXWL/"><em>The Psychology of Money</em></a>, a HerMoney community favorite </p>
<p>🗣️<a href="https://www.facebook.com/share/g/1ETe1DuSod/"><em>Join our Facebook group</em></a> for more conversations with the HerMoney community</p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><em></em><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1988</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[bb918ac0-a089-11f0-9785-07e4d9d75fc9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1150738991.mp3?updated=1759924928" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag with Kerry Hannon: “I have $11,000 to invest in retirement. Is an ESG fund a good idea?”</title>
      <description>In this special HerMoney Mailbag episode, Jean Chatzky is joined by Yahoo Finance senior columnist and author Kerry Hannon — and she’s tackling your most pressing retirement questions.

In this episode, Jean and Kerry dive into:


  Whether to cash out a paid-up life insurance policy

  How to invest in ESG funds without overpaying on fees

  What to look for in a financial advisor before you retire

  How to know if and when you’re truly ready to stop working

  And Kerry’s favorite tip from her new book Retirement Bites: how to design an ideal week in retirement


🔗 Resources mentioned:

InvestingFixx.com (Jean’s investing club — first month is free!)Find a Fee-Only Financial Advisor through WealthrampKerry’s site: kerryhannon.com



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 03 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special HerMoney Mailbag episode, Jean Chatzky is joined by Yahoo Finance senior columnist and author Kerry Hannon — and she’s tackling your most pressing retirement questions.

In this episode, Jean and Kerry dive into:


  Whether to cash out a paid-up life insurance policy

  How to invest in ESG funds without overpaying on fees

  What to look for in a financial advisor before you retire

  How to know if and when you’re truly ready to stop working

  And Kerry’s favorite tip from her new book Retirement Bites: how to design an ideal week in retirement


🔗 Resources mentioned:

InvestingFixx.com (Jean’s investing club — first month is free!)Find a Fee-Only Financial Advisor through WealthrampKerry’s site: kerryhannon.com



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special HerMoney Mailbag episode, Jean Chatzky is joined by Yahoo Finance senior columnist and <a href="https://www.amazon.com/Retirement-Bites-Securing-Financial-Future/dp/154170584X/"><u>author Kerry Hannon</u></a> — and she’s tackling your most pressing retirement questions.</p>
<p>In this episode, Jean and Kerry dive into:</p>
<ul>
  <li>Whether to cash out a paid-up life insurance policy</li>
  <li>How to invest in ESG funds without overpaying on fees</li>
  <li>What to look for in a financial advisor before you retire</li>
  <li>How to know <em>if</em> and <em>when</em> you’re truly ready to stop working</li>
  <li>And Kerry’s favorite tip from her new book <em>Retirement Bites</em>: how to design an ideal week in retirement</li>
</ul>
<p>🔗 Resources mentioned:</p>
<p><a href="https://portal.investingfixx.com/s/"><u>InvestingFixx.com</u></a> (Jean’s investing club — first month is free!)<br><a href="https://hermoney.com/findanadvisor/"><u>Find a Fee-Only Financial Advisor</u></a> through Wealthramp<br>Kerry’s site: <a href="http://kerryhannon.com"><u>kerryhannon.com</u></a></p>
<p><br></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>958</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[bc20b12a-9a33-11f0-9aec-933a3191256f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3786428428.mp3?updated=1759509909" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 495: Kerry Hannon on Debt, Downsizing, and Designing Your Ideal Retirement</title>
      <description>The oldest members of Gen X are facing retirement, and many are feeling unprepared. Traditional pensions disappeared just as Gen X entered the workforce. 401(k)s weren’t mainstream until much later. And along the way, they endured the tech bubble, the Great Recession, and a pandemic. No wonder headlines call Gen X “the forgotten generation” and warn of a retirement crisis.

In this episode, Jean sits down with author and Yahoo Finance senior columnist Kerry Hannon to talk about her new book with co-author Janna Herron, Retirement Bites: A Gen X Guide to Securing Your Financial Future. Together, they dive into why retirement feels so daunting for Gen X, what makes this generation uniquely scrappy, and how to turn worry into optimism.

You’ll learn:


  Why Gen X was dealt such a tough financial hand, and what you can do about it now

  How debt, student loans, and “lifestyle creep” factor into retirement readiness

  The HOVER method (Hope, Optimism, Value, Enthusiasm, Resilience) for building a positive money mindset

  Why downsizing isn’t the only answer — and how continuing to work, re-skill, and find purpose can make retirement stronger


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Oct 2025 08:45:00 -0000</pubDate>
      <itunes:title>Kerry Hannon on Debt, Downsizing, and Designing Your Ideal Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>495</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And why resilience is your secret weapon.</itunes:subtitle>
      <itunes:summary>The oldest members of Gen X are facing retirement, and many are feeling unprepared. Traditional pensions disappeared just as Gen X entered the workforce. 401(k)s weren’t mainstream until much later. And along the way, they endured the tech bubble, the Great Recession, and a pandemic. No wonder headlines call Gen X “the forgotten generation” and warn of a retirement crisis.

In this episode, Jean sits down with author and Yahoo Finance senior columnist Kerry Hannon to talk about her new book with co-author Janna Herron, Retirement Bites: A Gen X Guide to Securing Your Financial Future. Together, they dive into why retirement feels so daunting for Gen X, what makes this generation uniquely scrappy, and how to turn worry into optimism.

You’ll learn:


  Why Gen X was dealt such a tough financial hand, and what you can do about it now

  How debt, student loans, and “lifestyle creep” factor into retirement readiness

  The HOVER method (Hope, Optimism, Value, Enthusiasm, Resilience) for building a positive money mindset

  Why downsizing isn’t the only answer — and how continuing to work, re-skill, and find purpose can make retirement stronger


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The oldest members of Gen X are facing retirement, and many are feeling unprepared. Traditional pensions disappeared just as Gen X entered the workforce. 401(k)s weren’t mainstream until much later. And along the way, they endured the tech bubble, the Great Recession, and a pandemic. No wonder headlines call Gen X “the forgotten generation” and warn of a retirement crisis.</p>
<p>In this episode, Jean sits down with author and Yahoo Finance senior columnist Kerry Hannon to talk about her new book with co-author Janna Herron, <a href="https://www.amazon.com/Retirement-Bites-Securing-Financial-Future/dp/154170584X/"><em>Retirement Bites: A Gen X Guide to Securing Your Financial Future</em></a>. Together, they dive into why retirement feels so daunting for Gen X, what makes this generation uniquely scrappy, and how to turn worry into optimism.</p>
<p>You’ll learn:</p>
<ul>
  <li>Why Gen X was dealt such a tough financial hand, and what you can do about it now</li>
  <li>How debt, student loans, and “lifestyle creep” factor into retirement readiness</li>
  <li>The HOVER method (Hope, Optimism, Value, Enthusiasm, Resilience) for building a positive money mindset</li>
  <li>Why downsizing isn’t the only answer — and how continuing to work, re-skill, and find purpose can make retirement stronger</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1924</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[bfd571f0-9a1c-11f0-b4d2-5bec16430bd5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3945379799.mp3?updated=1758811561" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: Is Retirement Really in Crisis? What The Data Says with Andrew Biggs</title>
      <description>We’ve all heard the same story: Americans are facing a retirement crisis. But what if that’s not the whole truth?

In this special replay of Your Money Map, Jean Chatzky sits down with Andrew Biggs, senior fellow at the American Enterprise Institute and author of The Real Retirement Crisis: Why Almost Everything You Think About the U.S. Retirement System Is Wrong. Together, they unpack what the latest data really tells us about retirement savings, Social Security, and how financially secure today’s (and tomorrow’s) retirees actually are.

Spoiler alert: There’s more good news than you might expect.

Jean and Andrew discuss:


  Why retirees today are experiencing record-high incomes

  How delayed retirement and automatic savings are shifting the game

  The real retirement crisis — and why it’s happening at the government level

  Why healthcare and long-term care costs may not be as scary as the headlines suggest

  What you can do if you feel behind (even if you’re not)


🔗 For more resources and tools from the Alliance for Lifetime Income, visit ProtectedIncome.org

📬 Sign up for their newsletter: protectedincome.org/subscribe

💬 Like what you hear? Leave us a 5-star review and share the episode with a friend!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 26 Sep 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The real story behind the headlines.</itunes:subtitle>
      <itunes:summary>We’ve all heard the same story: Americans are facing a retirement crisis. But what if that’s not the whole truth?

In this special replay of Your Money Map, Jean Chatzky sits down with Andrew Biggs, senior fellow at the American Enterprise Institute and author of The Real Retirement Crisis: Why Almost Everything You Think About the U.S. Retirement System Is Wrong. Together, they unpack what the latest data really tells us about retirement savings, Social Security, and how financially secure today’s (and tomorrow’s) retirees actually are.

Spoiler alert: There’s more good news than you might expect.

Jean and Andrew discuss:


  Why retirees today are experiencing record-high incomes

  How delayed retirement and automatic savings are shifting the game

  The real retirement crisis — and why it’s happening at the government level

  Why healthcare and long-term care costs may not be as scary as the headlines suggest

  What you can do if you feel behind (even if you’re not)


🔗 For more resources and tools from the Alliance for Lifetime Income, visit ProtectedIncome.org

📬 Sign up for their newsletter: protectedincome.org/subscribe

💬 Like what you hear? Leave us a 5-star review and share the episode with a friend!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve all heard the same story: Americans are facing a retirement crisis. But what if that’s not the whole truth?</p>
<p>In this special replay of <a href="https://www.protectedincome.org/your-money-map/"><em>Your Money Map</em></a>, Jean Chatzky sits down with Andrew Biggs, senior fellow at the American Enterprise Institute and author of <a href="https://www.amazon.com/Real-Retirement-Crisis-Almost-Everything/dp/0844750816"><em>The Real Retirement Crisis: Why Almost Everything You Think About the U.S. Retirement System Is Wrong</em></a>. Together, they unpack what the latest data really tells us about retirement savings, Social Security, and how financially secure today’s (and tomorrow’s) retirees actually are.</p>
<p>Spoiler alert: There’s more good news than you might expect.</p>
<p>Jean and Andrew discuss:</p>
<ul>
  <li>Why retirees today are experiencing record-high incomes</li>
  <li>How delayed retirement and automatic savings are shifting the game</li>
  <li>The <strong>real</strong> retirement crisis — and why it’s happening at the government level</li>
  <li>Why healthcare and long-term care costs may not be as scary as the headlines suggest</li>
  <li>What you can do if you feel behind (even if you’re not)</li>
</ul>
<p>🔗 <strong>For more resources and tools from the Alliance for Lifetime Income, visit</strong><a href="https://www.protectedincome.org"> </a><a href="http://protectedincome.org"><u>ProtectedIncome.org</u></a></p>
<p>📬 <strong>Sign up for their newsletter:</strong> <a href="http://protectedincome.org/subscribe"><u>protectedincome.org/subscribe</u></a></p>
<p>💬 <strong>Like what you hear? Leave us a 5-star review and share the episode with a friend!</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1980</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[bd580082-9977-11f0-926b-13f83a3858c7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3152702952.mp3?updated=1758740566" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 494: How Emotional Labor Is Costing Women Thousands — And What to Do About It</title>
      <description>Raise your hand if you feel like you’re running on empty. If you’re juggling work, home, relationships, and still coming up short. You’re not imagining it: the pressure to have it all is very much alive in 2025… but let’s be honest, it was never realistic to begin with.

In this episode, Jean sits down with Dr. Corinne Low, Wharton professor and author of Having It All: What Data Tells Us About Women’s Lives and Getting the Most Out of Yours. Corinne blends personal experience, economics, and deep research to reveal why the invisible load women carry is still so heavy, and what we can do about it.

Together, Jean and Corinne dig into:


  Why having a child is not a gender-neutral event

  The concept of your utility function and why it matters more than your job title

  What it means to be both the breadwinner and the primary caregiver

  Why true work-life balance requires trade-offs and how to make the right ones for you


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Sep 2025 08:45:00 -0000</pubDate>
      <itunes:title>How Emotional Labor Is Costing Women Thousands — And What to Do About It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>494</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How we can all use economic principles to build a better life.</itunes:subtitle>
      <itunes:summary>Raise your hand if you feel like you’re running on empty. If you’re juggling work, home, relationships, and still coming up short. You’re not imagining it: the pressure to have it all is very much alive in 2025… but let’s be honest, it was never realistic to begin with.

In this episode, Jean sits down with Dr. Corinne Low, Wharton professor and author of Having It All: What Data Tells Us About Women’s Lives and Getting the Most Out of Yours. Corinne blends personal experience, economics, and deep research to reveal why the invisible load women carry is still so heavy, and what we can do about it.

Together, Jean and Corinne dig into:


  Why having a child is not a gender-neutral event

  The concept of your utility function and why it matters more than your job title

  What it means to be both the breadwinner and the primary caregiver

  Why true work-life balance requires trade-offs and how to make the right ones for you


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Raise your hand if you feel like you’re running on empty. If you’re juggling work, home, relationships, and still coming up short. You’re not imagining it: the pressure to have it all is very much alive in 2025… but let’s be honest, it was never realistic to begin with.</p>
<p>In this episode, Jean sits down with Dr. Corinne Low, Wharton professor and author of <a href="https://www.amazon.com/Having-All-Tells-Womens-Getting/dp/1250369517"><u>Having It All: What Data Tells Us About Women’s Lives and Getting the Most Out of Yours</u></a>. Corinne blends personal experience, economics, and deep research to reveal why the invisible load women carry is still so heavy, and what we can do about it.</p>
<p>Together, Jean and Corinne dig into:</p>
<ul>
  <li>Why having a child is not a gender-neutral event</li>
  <li>The concept of your utility function and why it matters more than your job title</li>
  <li>What it means to be both the breadwinner and the primary caregiver</li>
  <li>Why true work-life balance requires trade-offs and how to make the right ones for you</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2304</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[be309bd0-949b-11f0-b95a-0fd6c75f563c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1086392721.mp3?updated=1758207160" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: A 49-Year-Old On A Weight Loss Journey</title>
      <description>This week on A Week In Her Wallet, we’re diving deep into what it really means to spend with intention. Meet Amy, a 49-year-old higher education administrator living in Tennessee with her partner. She's in a season of transformation; focused on her health, reevaluating her habits, and redefining what “worth it” means when it comes to her wallet.

From zero-spend weekdays and resisting fancy lattes to a boutique shopping spree that lifted her spirits, Amy's week is a powerful reminder that every purchase tells a story.

💬 In this episode, you'll hear:


  How Amy’s weight-loss journey reshaped her spending habits

  The hidden financial perks of having a close-knit community

  What she learned from trying weight loss medications and why she stopped

  The emotional and practical value of tracking every expense (even the little ones)


📩 Interested in being featured in a future episode? Fill out our A Week In Her Wallet participant form, we’d love to hear your story.

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Sep 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Discover how Amy’s wellness journey transformed the way she spends.</itunes:subtitle>
      <itunes:summary>This week on A Week In Her Wallet, we’re diving deep into what it really means to spend with intention. Meet Amy, a 49-year-old higher education administrator living in Tennessee with her partner. She's in a season of transformation; focused on her health, reevaluating her habits, and redefining what “worth it” means when it comes to her wallet.

From zero-spend weekdays and resisting fancy lattes to a boutique shopping spree that lifted her spirits, Amy's week is a powerful reminder that every purchase tells a story.

💬 In this episode, you'll hear:


  How Amy’s weight-loss journey reshaped her spending habits

  The hidden financial perks of having a close-knit community

  What she learned from trying weight loss medications and why she stopped

  The emotional and practical value of tracking every expense (even the little ones)


📩 Interested in being featured in a future episode? Fill out our A Week In Her Wallet participant form, we’d love to hear your story.

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week on <em>A Week In Her Wallet</em>, we’re diving deep into what it really means to spend with intention. Meet Amy, a 49-year-old higher education administrator living in Tennessee with her partner. She's in a season of transformation; focused on her health, reevaluating her habits, and redefining what “worth it” means when it comes to her wallet.</p>
<p>From zero-spend weekdays and resisting fancy lattes to a boutique shopping spree that lifted her spirits, Amy's week is a powerful reminder that every purchase tells a story.</p>
<p>💬 <strong>In this episode, you'll hear:</strong></p>
<ul>
  <li>How Amy’s weight-loss journey reshaped her spending habits</li>
  <li>The hidden financial perks of having a close-knit community</li>
  <li>What she learned from trying weight loss medications and why she stopped</li>
  <li>The emotional and practical value of tracking every expense (even the little ones)</li>
</ul>
<p><strong>📩</strong> Interested in being featured in a future episode? Fill out our <a href="https://docs.google.com/forms/d/e/1FAIpQLSd7vVFM8ghqHVRfUdZUGB9cYKCkU3Td6_QVfFiiDJrwFj_v6w/viewform?usp=sharing&amp;ouid=112753729070701251958"><u>A Week In Her Wallet participant form</u></a>, we’d love to hear your story.</p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1857</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ebf18b86-926d-11f0-aad1-cb9ea0d45b88]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6324254491.mp3?updated=1757967109" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 493: Break the Cycle of Financial Anxiety Without Changing Your Job or Income</title>
      <description>When it comes to money, most of us know the basics. We’ve read the advice: build an emergency fund, stick to a budget, invest for the future. But what if we’re still struggling to feel confident or in control? What if our emotions — fear, guilt, shame — are silently running the show?

That’s where financial therapy comes in. This week, Jean sits down with Erika Wasserman, certified financial therapist and author of “Conversations With Your Financial Therapist,” to pull back the curtain on why our money beliefs run so deep, and how we can start to change them.

💡 In This Episode, You'll Learn:


  What a financial therapist does and how to know if you need one

  Why religion and culture can impact how you feel about wealth, success, and spending

  The MONEY Method: Erika’s 5-step tool for better financial conversations

  Scripts to help you talk to your partner, parents, or adult kids about money




💬 Join our private Facebook group: HerMoney Facebook Community

💌 Subscribe to the HerMoney newsletter

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Sep 2025 08:45:00 -0000</pubDate>
      <itunes:title>Break the Cycle of Financial Anxiety Without Changing Your Job or Income</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>493</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The stories we tell ourselves about money and how to change them.</itunes:subtitle>
      <itunes:summary>When it comes to money, most of us know the basics. We’ve read the advice: build an emergency fund, stick to a budget, invest for the future. But what if we’re still struggling to feel confident or in control? What if our emotions — fear, guilt, shame — are silently running the show?

That’s where financial therapy comes in. This week, Jean sits down with Erika Wasserman, certified financial therapist and author of “Conversations With Your Financial Therapist,” to pull back the curtain on why our money beliefs run so deep, and how we can start to change them.

💡 In This Episode, You'll Learn:


  What a financial therapist does and how to know if you need one

  Why religion and culture can impact how you feel about wealth, success, and spending

  The MONEY Method: Erika’s 5-step tool for better financial conversations

  Scripts to help you talk to your partner, parents, or adult kids about money




💬 Join our private Facebook group: HerMoney Facebook Community

💌 Subscribe to the HerMoney newsletter

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When it comes to money, most of us know the basics. We’ve read the advice: build an emergency fund, stick to a budget, invest for the future. But what if we’re still struggling to feel confident or in control? What if our emotions — fear, guilt, shame — are silently running the show?</p>
<p>That’s where financial therapy comes in. This week, Jean sits down with Erika Wasserman, certified financial therapist and author of <em>“</em><a href="https://www.amazon.com/Conversations-Your-Financial-Therapist-Stories/dp/1394303858"><em>Conversations With Your Financial Therapist,”</em></a> to pull back the curtain on why our money beliefs run so deep, and how we can start to change them.</p>
<p>💡 In This Episode, You'll Learn:</p>
<ul>
  <li>What a financial therapist does and how to know if you need one</li>
  <li>Why religion and culture can impact how you feel about wealth, success, and spending</li>
  <li>The MONEY Method: Erika’s 5-step tool for better financial conversations</li>
  <li>Scripts to help you talk to your partner, parents, or adult kids about money</li>
</ul>
<p><br></p>
<p>💬 Join our private Facebook group:<a href="https://www.facebook.com/share/g/1BQWKoAgb3/"><u> HerMoney Facebook Community</u></a></p>
<p>💌 Subscribe to <a href="https://hermoney.com/subscribe/"><u>the HerMoney newsletter</u></a></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1920</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fcb07368-900d-11f0-aef8-cfc6ece6856f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1007743851.mp3?updated=1757942835" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: A 41-Year-Old Teacher Who Pays Off Her Credit Card Daily</title>
      <description>This week, we're spending seven days inside Shannon’s wallet, a 41-year-old teacher, mom of two, and money-minded multitasker who lives in a suburb of Washington, D.C. With summer break just beginning, Shannon uses her time off to reflect on her relationship with money, childhood financial trauma, and the emotional tug-of-war between responsible budgeting and spontaneous joy.

🎙️ In this episode, you’ll hear:


  How Shannon and her husband manage money as teachers

  Why she’s focused on paying off her credit cards daily, and what that’s done for her mental health

  The role of sinking funds in keeping her finances on track (yes, even for fun things!)

  How her childhood shaped the way she spends and saves today

  The internal negotiations she has before “want” purchases

  What she’s teaching her daughters about money


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Sep 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, we're spending seven days inside Shannon’s wallet, a 41-year-old teacher, mom of two, and money-minded multitasker who lives in a suburb of Washington, D.C. With summer break just beginning, Shannon uses her time off to reflect on her relationship with money, childhood financial trauma, and the emotional tug-of-war between responsible budgeting and spontaneous joy.

🎙️ In this episode, you’ll hear:


  How Shannon and her husband manage money as teachers

  Why she’s focused on paying off her credit cards daily, and what that’s done for her mental health

  The role of sinking funds in keeping her finances on track (yes, even for fun things!)

  How her childhood shaped the way she spends and saves today

  The internal negotiations she has before “want” purchases

  What she’s teaching her daughters about money


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we're spending seven days inside Shannon’s wallet, a 41-year-old teacher, mom of two, and money-minded multitasker who lives in a suburb of Washington, D.C. With summer break just beginning, Shannon uses her time off to reflect on her relationship with money, childhood financial trauma, and the emotional tug-of-war between responsible budgeting and spontaneous joy.</p>
<p>🎙️ In this episode, you’ll hear:</p>
<ul>
  <li>How Shannon and her husband manage money as teachers</li>
  <li>Why she’s focused on paying off her credit cards <em>daily</em>, and what that’s done for her mental health</li>
  <li>The role of sinking funds in keeping her finances on track (yes, even for fun things!)</li>
  <li>How her childhood shaped the way she spends and saves today</li>
  <li>The internal negotiations she has before “want” purchases</li>
  <li>What she’s teaching her daughters about money</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1682</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f11ecd3a-8d95-11f0-9263-f3842bc67727]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1093851140.mp3?updated=1757436409" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 492: Retire Often: How Mini-Retirements Can Boost Your Career and Your Happiness</title>
      <description>Have you ever dreamed of walking away from your job — not forever, but just long enough to breathe, explore, rest, or chase a big, bold adventure? This week, we're talking about a radical reframe: What if we didn’t retire once at 65… but instead took many retirements throughout our lives?

Jean sits down with Jillian Johnsrud, author of Retire Often: How Anyone Can Take Multiple Career Breaks To Unlock Adventure, Advance Their Career, and Find Financial Freedom. By 40, Jillian and her husband had taken more than a dozen mini-retirements; all while raising six kids, building a real estate portfolio, traveling the world, and staying financially afloat.

💡 In this episode:


  What exactly is a mini-retirement,  and how is it different from a vacation or sabbatical?

  How to afford time off even on a normal salary

  The 6.5% savings trick that could fund a lifetime of breaks

  How to negotiate a month off from your employer

  Why taking time away from your career could actually make you better at it


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Sep 2025 08:45:00 -0000</pubDate>
      <itunes:title>Retire Often: How Mini-Retirements Can Boost Your Career and Your Happiness</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>492</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how to afford it, even on an average salary.</itunes:subtitle>
      <itunes:summary>Have you ever dreamed of walking away from your job — not forever, but just long enough to breathe, explore, rest, or chase a big, bold adventure? This week, we're talking about a radical reframe: What if we didn’t retire once at 65… but instead took many retirements throughout our lives?

Jean sits down with Jillian Johnsrud, author of Retire Often: How Anyone Can Take Multiple Career Breaks To Unlock Adventure, Advance Their Career, and Find Financial Freedom. By 40, Jillian and her husband had taken more than a dozen mini-retirements; all while raising six kids, building a real estate portfolio, traveling the world, and staying financially afloat.

💡 In this episode:


  What exactly is a mini-retirement,  and how is it different from a vacation or sabbatical?

  How to afford time off even on a normal salary

  The 6.5% savings trick that could fund a lifetime of breaks

  How to negotiate a month off from your employer

  Why taking time away from your career could actually make you better at it


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you ever dreamed of walking away from your job — not forever, but just long enough to breathe, explore, rest, or chase a big, bold adventure? This week, we're talking about a radical reframe: What if we didn’t retire once at 65… but instead took many retirements throughout our lives?</p>
<p>Jean sits down with Jillian Johnsrud, author of <a href="https://retireoften.com/book/"><em>Retire Often: How Anyone Can Take Multiple Career Breaks To Unlock Adventure, Advance Their Career, and Find Financial Freedom</em></a><em>.</em> By 40, Jillian and her husband had taken more than a dozen mini-retirements; all while raising six kids, building a real estate portfolio, traveling the world, and staying financially afloat.</p>
<p><strong>💡 In this episode:</strong></p>
<ul>
  <li>What exactly is a <em>mini-retirement</em>,  and how is it different from a vacation or sabbatical?</li>
  <li>How to afford time off even on a normal salary</li>
  <li>The 6.5% savings trick that could fund a lifetime of breaks</li>
  <li>How to negotiate a month off from your employer</li>
  <li>Why taking time away from your career could actually make you better at it</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2192</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[98c5f542-8ccc-11f0-8461-fbe2943257fe]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4518340945.mp3?updated=1757347765" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: A 48-Year-Old School Counselor’s $1,000 Week</title>
      <description>This week, we’re continuing our special series A Week In Her Wallet, where we follow real women from our community as they track their spending for seven days — and reflect not just on what they spent, but why.

Our guest is Kathi B, a 48-year-old school counselor from outside Philadelphia. She's a mom of two teenagers, wife to another educator, and (like many of us) trying to stay on top of both everyday expenses and life’s little curveballs, especially during the summer.

In this episode, Kathi opens up about:


  The “pink tax” and why her Ulta restock rang up to more than expected

  A sweet (and spendy) day out with her 6-year-old nephew

  Navigating credit card points, family budgets, and unexpected sports expenses

  How she and her husband manage shared expenses and prepare for the future


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 05 Sep 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The first week of summer, self-care, and a little retail therapy.</itunes:subtitle>
      <itunes:summary>This week, we’re continuing our special series A Week In Her Wallet, where we follow real women from our community as they track their spending for seven days — and reflect not just on what they spent, but why.

Our guest is Kathi B, a 48-year-old school counselor from outside Philadelphia. She's a mom of two teenagers, wife to another educator, and (like many of us) trying to stay on top of both everyday expenses and life’s little curveballs, especially during the summer.

In this episode, Kathi opens up about:


  The “pink tax” and why her Ulta restock rang up to more than expected

  A sweet (and spendy) day out with her 6-year-old nephew

  Navigating credit card points, family budgets, and unexpected sports expenses

  How she and her husband manage shared expenses and prepare for the future


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re continuing our special series <em>A Week In Her Wallet</em>, where we follow real women from our community as they track their spending for seven days — and reflect not just on what they spent, but why.</p>
<p>Our guest is Kathi B, a 48-year-old school counselor from outside Philadelphia. She's a mom of two teenagers, wife to another educator, and (like many of us) trying to stay on top of both everyday expenses and life’s little curveballs, especially during the summer.</p>
<p>In this episode, Kathi opens up about:</p>
<ul>
  <li>The “pink tax” and why her Ulta restock rang up to more than expected</li>
  <li>A sweet (and spendy) day out with her 6-year-old nephew</li>
  <li>Navigating credit card points, family budgets, and unexpected sports expenses</li>
  <li>How she and her husband manage shared expenses and prepare for the future</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1298</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3ebc1d3e-88d9-11f0-a478-e787cefb9f3f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4220928687.mp3?updated=1756914418" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 491: You’re Doing Everything Right — So Why Aren’t You Being Promoted?</title>
      <description>Are you doing everything right at work, meeting deadlines, showing up, delivering results, and still feeling stuck? This week, we’re welcoming back one of our favorite voices on workplace equity, Minda Harts, to dive into a topic that impacts every professional woman: trust. Trust at work isn’t just about your manager believing in you. It’s the key to feeling valued, getting promoted, and even building long-term wealth.

 ✨ Plus, stick around for a special segment with Armoire CEO Ambika Singh, who shares how fashion rental can cut the cost (and the guilt) of getting dressed. Sign up here for up to 60% off your first month of membership + two free bonus items!

In this episode, we discuss:


  What trust really looks like in a healthy workplace

  How to rebuild it when it’s been broken

  Why women of color face unique challenges with trust at work

  Scripts and strategies to help you advocate for yourself

  And how AI, layoffs, and hybrid work are shifting the trust dynamic




📚 Read the book: Talk To Me Nice: The 7 Trust Languages for a Better Workplace 

🎧 More from Minda: Episodes featuring The Memo and Right Within in our archives 

✨ With Armoire, your next look is always waiting. Sign up here for up to 60% off your first month of membership + two free bonus items! 

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Sep 2025 08:45:00 -0000</pubDate>
      <itunes:title>You’re Doing Everything Right — So Why Aren’t You Being Promoted?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>491</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Because doing a great job isn't always enough to get ahead.</itunes:subtitle>
      <itunes:summary>Are you doing everything right at work, meeting deadlines, showing up, delivering results, and still feeling stuck? This week, we’re welcoming back one of our favorite voices on workplace equity, Minda Harts, to dive into a topic that impacts every professional woman: trust. Trust at work isn’t just about your manager believing in you. It’s the key to feeling valued, getting promoted, and even building long-term wealth.

 ✨ Plus, stick around for a special segment with Armoire CEO Ambika Singh, who shares how fashion rental can cut the cost (and the guilt) of getting dressed. Sign up here for up to 60% off your first month of membership + two free bonus items!

In this episode, we discuss:


  What trust really looks like in a healthy workplace

  How to rebuild it when it’s been broken

  Why women of color face unique challenges with trust at work

  Scripts and strategies to help you advocate for yourself

  And how AI, layoffs, and hybrid work are shifting the trust dynamic




📚 Read the book: Talk To Me Nice: The 7 Trust Languages for a Better Workplace 

🎧 More from Minda: Episodes featuring The Memo and Right Within in our archives 

✨ With Armoire, your next look is always waiting. Sign up here for up to 60% off your first month of membership + two free bonus items! 

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you doing everything right at work, meeting deadlines, showing up, delivering results, and still feeling stuck? This week, we’re welcoming back one of our favorite voices on workplace equity, <a href="https://www.mindaharts.com/"><u>Minda Harts</u></a>, to dive into a topic that impacts <em>every</em> professional woman: trust. Trust at work isn’t just about your manager believing in you. It’s the key to feeling valued, getting promoted, and even building long-term wealth.</p>
<p> ✨ Plus, stick around for a special segment with Armoire CEO Ambika Singh, who shares how fashion rental can cut the cost (and the guilt) of getting dressed. <a href="https://armoire.style/refer/hermoney/?utm_source=newsletter&amp;utm_medium=cpe&amp;utm_campaign=hermoney_2025"><u>Sign up here</u></a> for up to 60% off your first month of membership + two free bonus items!</p>
<p>In this episode, we discuss:</p>
<ul>
  <li>What trust <em>really</em> looks like in a healthy workplace</li>
  <li>How to rebuild it when it’s been broken</li>
  <li>Why women of color face unique challenges with trust at work</li>
  <li>Scripts and strategies to help you advocate for yourself</li>
  <li>And how AI, layoffs, and hybrid work are shifting the trust dynamic</li>
</ul>
<p><br></p>
<p>📚 Read the book: <a href="https://www.amazon.com/Talk-Me-Nice-Languages-Workplace/dp/1250339987"><em>Talk To Me Nice: The 7 Trust Languages for a Better Workplace</em></a> </p>
<p>🎧 More from Minda: Episodes featuring <a href="https://hermoney.com/earn/careers/hermoney-podcast-episode-231-how-to-secure-a-seat-at-the-table/"><em>The Memo</em></a> and <a href="https://hermoney.com/earn/careers/hermoney-podcast-episode-292-healing-from-racial-trauma-in-the-workplace/"><em>Right Within</em></a> in our archives </p>
<p>✨ With Armoire, your next look is always waiting. <a href="https://armoire.style/refer/hermoney/?utm_source=newsletter&amp;utm_medium=cpe&amp;utm_campaign=hermoney_2025"><u>Sign up here</u></a> for up to 60% off your first month of membership + two free bonus items! </p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2739</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9c0422fa-8809-11f0-a87b-5bc5ad595f2a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9484956148.mp3?updated=1756912117" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>A Week In Her Wallet: How One Woman Saves 36% of Her Income While Living in Chicago</title>
      <description>In this episode of A Week In Her Wallet, we head to Chicago to meet Zoe M., a 29-year-old accountant who tracks every dollar with care, not just to budget, but to live in full alignment with her values. 

Zoe opens up about what it really means to spend with intention, how she and her boyfriend use a shared Google doc to manage finances together, and why she prioritizes saving 36% of her income each month — all while living in one of the most expensive cities in the country.

Tune in to hear:


  How Zoe manages shared expenses in her relationship with fairness and flexibility

  Her strategies for avoiding impulse purchases

  Why spending money on values-aligned experiences is always worth it

  What it looks like to balance short-term joy and long-term goals


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 29 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this episode of A Week In Her Wallet, we head to Chicago to meet Zoe M., a 29-year-old accountant who tracks every dollar with care, not just to budget, but to live in full alignment with her values. 

Zoe opens up about what it really means to spend with intention, how she and her boyfriend use a shared Google doc to manage finances together, and why she prioritizes saving 36% of her income each month — all while living in one of the most expensive cities in the country.

Tune in to hear:


  How Zoe manages shared expenses in her relationship with fairness and flexibility

  Her strategies for avoiding impulse purchases

  Why spending money on values-aligned experiences is always worth it

  What it looks like to balance short-term joy and long-term goals


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this episode of <em>A Week In Her Wallet</em>, we head to Chicago to meet Zoe M., a 29-year-old accountant who tracks every dollar with care, not just to budget, but to live in full alignment with her values. </p>
<p>Zoe opens up about what it really means to spend with intention, how she and her boyfriend use a shared Google doc to manage finances together, and why she prioritizes saving 36% of her income each month — all while living in one of the most expensive cities in the country.</p>
<p>Tune in to hear:</p>
<ul>
  <li>How Zoe manages shared expenses in her relationship with fairness and flexibility</li>
  <li>Her strategies for avoiding impulse purchases</li>
  <li>Why spending money on values-aligned experiences is always worth it</li>
  <li>What it looks like to balance short-term joy and long-term goals</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p>
<p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1975</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a2cba104-837b-11f0-8152-9b7286bd1987]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9030173164.mp3?updated=1756483159" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 490: Protect What You’ve Built: Estate Planning Strategies Every Woman Should Know</title>
      <description>When you hear the words estate planning, do your eyes glaze over? Or maybe you assume it's something you'll get to “one day”? In this episode, Jean Chatzky sits down with powerhouse elder law attorney and former New York State legislator Ann-Margaret Carrozza to explain why estate planning is not just for the wealthy, and why it matters way more than most of us think.

Ann-Margaret breaks down exactly what needs to go in your plan, how to avoid the biggest (and most expensive) estate mistakes, and how to protect your family from lawsuits, taxes, and unexpected drama. 

You’ll learn:


  What estate planning really means (and why it’s not just about having a will)

  Why avoiding probate isn’t the only reason to consider a trust

  The key documents every adult needs — even if you’re single and child-free

  How to protect your legacy and your peace of mind


Learn more about Ann-Margaret Carrozza

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:title>Protect What You’ve Built: Estate Planning Strategies Every Woman Should Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>490</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And why it’s not just about the money.</itunes:subtitle>
      <itunes:summary>When you hear the words estate planning, do your eyes glaze over? Or maybe you assume it's something you'll get to “one day”? In this episode, Jean Chatzky sits down with powerhouse elder law attorney and former New York State legislator Ann-Margaret Carrozza to explain why estate planning is not just for the wealthy, and why it matters way more than most of us think.

Ann-Margaret breaks down exactly what needs to go in your plan, how to avoid the biggest (and most expensive) estate mistakes, and how to protect your family from lawsuits, taxes, and unexpected drama. 

You’ll learn:


  What estate planning really means (and why it’s not just about having a will)

  Why avoiding probate isn’t the only reason to consider a trust

  The key documents every adult needs — even if you’re single and child-free

  How to protect your legacy and your peace of mind


Learn more about Ann-Margaret Carrozza

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When you hear the words <em>estate planning</em>, do your eyes glaze over? Or maybe you assume it's something you'll get to “one day”? In this episode, Jean Chatzky sits down with powerhouse elder law attorney and former New York State legislator <a href="https://www.myelderlawattorney.com/"><u>Ann-Margaret Carrozza</u></a> to explain why estate planning is <em>not just for the wealthy</em>, and why it matters way more than most of us think.</p>
<p>Ann-Margaret breaks down exactly what needs to go in your plan, how to avoid the biggest (and most expensive) estate mistakes, and how to protect your family from lawsuits, taxes, and unexpected drama. </p>
<p>You’ll learn:</p>
<ul>
  <li>What estate planning really means (and why it’s not just about having a will)</li>
  <li>Why avoiding probate isn’t the only reason to consider a trust</li>
  <li>The key documents every adult needs — even if you’re single and child-free</li>
  <li>How to protect your legacy <em>and</em> your peace of mind</li>
</ul>
<p>Learn more about <a href="http://mylawyerann.com"><u>Ann-Margaret Carrozza</u></a></p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p>
<p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2160</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4e83781c-81ee-11f0-9568-7f8682f86cb6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9487840294.mp3?updated=1756299734" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: Jason Dorsey on Why Retirement Isn’t What It Used to Be</title>
      <description>We’ve officially hit Peak 65, the historic moment when more Americans than ever are turning 65. But retirement in 2025 looks nothing like it used to.

In this eye-opening episode of Your Money Map, Jean Chatzky sits down with generational researcher Jason Dorsey to explore how Baby Boomers, Gen Xers, and even Millennials are rethinking retirement — financially, emotionally, and socially.

💬 Topics We Cover:


  
Why 65 is no longer the "retirement finish line"



  
The surprising truth about Gen X’s financial mindset



  
How social media is changing money conversations between generations



  
The rise of working later — not because people have to, but because they want to



  
What the data says about Social Security fears and long-term income planning



  
Why denial is one of the biggest threats to retirement readiness




🎯 Jason’s advice for pre-retirees is both practical and empowering — and it might just change how you think about your own future.

🔗 Resources &amp; Links:


  
Learn more at ProtectedIncome.org



  
Explore Jason’s research at JasonDorsey.com



  
Sign up for the Alliance for Lifetime Income newsletter: protectedincome.org/subscribe




Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 22 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>We’ve officially hit Peak 65, the historic moment when more Americans than ever are turning 65. But retirement in 2025 looks nothing like it used to.

In this eye-opening episode of Your Money Map, Jean Chatzky sits down with generational researcher Jason Dorsey to explore how Baby Boomers, Gen Xers, and even Millennials are rethinking retirement — financially, emotionally, and socially.

💬 Topics We Cover:


  
Why 65 is no longer the "retirement finish line"



  
The surprising truth about Gen X’s financial mindset



  
How social media is changing money conversations between generations



  
The rise of working later — not because people have to, but because they want to



  
What the data says about Social Security fears and long-term income planning



  
Why denial is one of the biggest threats to retirement readiness




🎯 Jason’s advice for pre-retirees is both practical and empowering — and it might just change how you think about your own future.

🔗 Resources &amp; Links:


  
Learn more at ProtectedIncome.org



  
Explore Jason’s research at JasonDorsey.com



  
Sign up for the Alliance for Lifetime Income newsletter: protectedincome.org/subscribe




Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve officially hit <em>Peak 65,</em> the historic moment when more Americans than ever are turning 65. But retirement in 2025 looks nothing like it used to.</p>
<p>In this eye-opening episode of <em>Your Money Map</em>, Jean Chatzky sits down with generational researcher Jason Dorsey to explore how Baby Boomers, Gen Xers, and even Millennials are rethinking retirement — financially, emotionally, and socially.</p>
<p>💬 Topics We Cover:</p>
<ul>
  <li>
<p>Why 65 is no longer the "retirement finish line"</p>
</li>
  <li>
<p>The surprising truth about Gen X’s financial mindset</p>
</li>
  <li>
<p>How social media is changing money conversations between generations</p>
</li>
  <li>
<p>The rise of working later — not because people have to, but because they want to</p>
</li>
  <li>
<p>What the data says about Social Security fears and long-term income planning</p>
</li>
  <li>
<p>Why denial is one of the biggest threats to retirement readiness</p>
</li>
</ul>
<p>🎯 Jason’s advice for pre-retirees is both practical and empowering — and it might just change how you think about your own future.</p>
<p>🔗 <strong>Resources &amp; Links:</strong></p>
<ul>
  <li>
<p>Learn more at <a href="https://www.protectedincome.org">ProtectedIncome.org</a></p>
</li>
  <li>
<p>Explore Jason’s research at<a href="https://jasondorsey.com/"> JasonDorsey.com</a></p>
</li>
  <li>
<p>Sign up for the Alliance for Lifetime Income newsletter: p<a href="https://www.protectedincome.org/subscribe/">rotectedincome.org/subscribe</a></p>
</li>
</ul><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2201</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ddace09a-7e02-11f0-af44-4755c19aa9ae]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9826600217.mp3?updated=1756301264" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> Ep 489: Your Retirement, The Truth About Social Security, And How to Prepare NOW</title>
      <description>Social Security is back in the headlines, and the news isn’t exactly comforting. Words like shortfall and cuts are sparking real fear among retirees, near-retirees, and younger workers who wonder if the program will even be there for them.

In this episode, Jean sits down with Michelle Singletary, nationally syndicated personal finance columnist for The Washington Post, to break it all down:


  What a potential 20–25% shortfall in 2033 could actually mean for retirees.

  Why your check won’t disappear entirely 

  The surge in early claims: Should you take the money now, or wait?

  Why writing Social Security out of your retirement plan is a mistake for Gen X, millennials, and Gen Z.

  Michelle’s must-do checklist for near-retirees: from eliminating your mortgage to building a realistic budget.


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:title>Your Retirement, The Truth About Social Security, And How to Prepare NOW</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>489</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Plus, what to do if we’re heading for a recession.</itunes:subtitle>
      <itunes:summary>Social Security is back in the headlines, and the news isn’t exactly comforting. Words like shortfall and cuts are sparking real fear among retirees, near-retirees, and younger workers who wonder if the program will even be there for them.

In this episode, Jean sits down with Michelle Singletary, nationally syndicated personal finance columnist for The Washington Post, to break it all down:


  What a potential 20–25% shortfall in 2033 could actually mean for retirees.

  Why your check won’t disappear entirely 

  The surge in early claims: Should you take the money now, or wait?

  Why writing Social Security out of your retirement plan is a mistake for Gen X, millennials, and Gen Z.

  Michelle’s must-do checklist for near-retirees: from eliminating your mortgage to building a realistic budget.


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Social Security is back in the headlines, and the news isn’t exactly comforting. Words like <em>shortfall</em> and <em>cuts</em> are sparking real fear among retirees, near-retirees, and younger workers who wonder if the program will even be there for them.</p>
<p>In this episode, Jean sits down with Michelle Singletary, nationally syndicated personal finance columnist for <em>The Washington Post</em>, to break it all down:</p>
<ul>
  <li>What a potential 20–25% shortfall in 2033 could actually mean for retirees.</li>
  <li>Why your check <em>won’t disappear entirely</em> </li>
  <li>The surge in early claims: Should you take the money now, or wait?</li>
  <li>Why writing Social Security out of your retirement plan is a mistake for Gen X, millennials, and Gen Z.</li>
  <li>Michelle’s must-do checklist for near-retirees: from eliminating your mortgage to building a realistic budget.</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2307</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[631a875c-7d07-11f0-a7b7-cb2526bf8d90]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6900475759.mp3?updated=1756301322" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>  A Week In Her Wallet: How A 41-Year-Old Chiropractor Balances Family Life and Finances</title>
      <description>This week, we’re bringing you the first episode of our new series: A Week In Her Wallet, where real women track their spending for seven days — every swipe, tap, and temptation — and then reflect on not just what they bought, but why.

In this episode, we're joined by Lizzie, a 41-year-old chiropractor, mom of two, and small-town New Englander who is all about spending with intention. She's self-employed, passionate about local businesses, and has a refreshing perspective on budgeting for real life.

Lizzie walks us through:


  Why she skipped $1,000 concert tickets — and doesn’t regret it

  How her family handles finances and decision-making together

  What self-care looks like to her

  Her candid thoughts on gift-giving pressure from her family

  Why her week felt like a love letter to her town


Plus, she reflects on where money seems to “leak” most easily and why she doesn’t mind spending on the things that truly bring value.

… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 15 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, we’re bringing you the first episode of our new series: A Week In Her Wallet, where real women track their spending for seven days — every swipe, tap, and temptation — and then reflect on not just what they bought, but why.

In this episode, we're joined by Lizzie, a 41-year-old chiropractor, mom of two, and small-town New Englander who is all about spending with intention. She's self-employed, passionate about local businesses, and has a refreshing perspective on budgeting for real life.

Lizzie walks us through:


  Why she skipped $1,000 concert tickets — and doesn’t regret it

  How her family handles finances and decision-making together

  What self-care looks like to her

  Her candid thoughts on gift-giving pressure from her family

  Why her week felt like a love letter to her town


Plus, she reflects on where money seems to “leak” most easily and why she doesn’t mind spending on the things that truly bring value.

… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re bringing you the first episode of our new series: <em>A Week In Her Wallet</em>, where real women track their spending for seven days — every swipe, tap, and temptation — and then reflect on not just what they bought, but <em>why</em>.</p>
<p>In this episode, we're joined by Lizzie, a 41-year-old chiropractor, mom of two, and small-town New Englander who is all about spending with intention. She's self-employed, passionate about local businesses, and has a refreshing perspective on budgeting for real life.</p>
<p>Lizzie walks us through:</p>
<ul>
  <li>Why she skipped $1,000 concert tickets — and doesn’t regret it</li>
  <li>How her family handles finances and decision-making together</li>
  <li>What self-care looks like to her</li>
  <li>Her candid thoughts on gift-giving pressure from her family</li>
  <li>Why her week felt like a love letter to her town</li>
</ul>
<p>Plus, she reflects on where money seems to “leak” most easily and why she doesn’t mind spending on the things that truly bring value.</p>
<p><em>… Does more financial confidence sound good to you, then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1713</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[33494dd8-793d-11f0-89da-dbb98d2e45a8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7500471727.mp3?updated=1756301352" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 488: 18k In Credit Card Debt: Why I Was Finally Honest</title>
      <description>Debt isn’t just a number on a statement — for so many of us, it’s tied to shame, secrecy, and the pressure to keep up. This week, Jean sits down with Jamie Feldman, writer, producer, and co-host of the Debt Heads podcast, who went from ignoring her $18,000 in consumer debt to tackling it head-on… and talking about it openly with the world.

If you’ve ever felt alone in your money struggles, this conversation will remind you: you’re not. And the first step toward a different future might be as simple as talking about it.

If more financial confidence sounds good to you, then you might want to try…

4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:title>18k In Credit Card Debt: Why I Was Finally Honest</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>485</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Debt, shame, and the creative challenges that can change your life.</itunes:subtitle>
      <itunes:summary>Debt isn’t just a number on a statement — for so many of us, it’s tied to shame, secrecy, and the pressure to keep up. This week, Jean sits down with Jamie Feldman, writer, producer, and co-host of the Debt Heads podcast, who went from ignoring her $18,000 in consumer debt to tackling it head-on… and talking about it openly with the world.

If you’ve ever felt alone in your money struggles, this conversation will remind you: you’re not. And the first step toward a different future might be as simple as talking about it.

If more financial confidence sounds good to you, then you might want to try…

4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Debt isn’t just a number on a statement — for so many of us, it’s tied to shame, secrecy, and the pressure to keep up. This week, Jean sits down with Jamie Feldman, writer, producer, and co-host of the <a href="https://debtheadspodcast.com/"><em>Debt Heads</em><u> podcast</u></a>, who went from ignoring her $18,000 in consumer debt to tackling it head-on… and talking about it openly with the world.</p>
<p>If you’ve ever felt alone in your money struggles, this conversation will remind you: you’re not. And the first step toward a different future might be as simple as talking about it.</p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><em></em><a href="https://hermoney.com/shop/product/financefixx-4-week/"><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2185</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7f523770-76c8-11f0-8bab-d3b34e62d4e8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5888840783.mp3?updated=1756301400" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag with Tori Dunlap: “$100K in Debt, $180K Income, Now What?”</title>
      <description>In this special HerMoney Mailbag episode, Jean Chatzky is joined by financial feminist icon Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast. Tori returns to tackle some of your most pressing financial dilemmas.

💳 One listener is drowning in $100,000 of credit card debt despite making $180K/year. What can she do next when consolidation loans and HELOCs are off the table?

✈️ Another wants to know if her premium travel credit card is still worth the sky-high fee now that her lifestyle has changed. Should she downgrade and preserve her credit?

💼 And a couple wonders if their $4 million net worth (including real estate) means they're ahead of retirement benchmarks or behind.

Whether you're reevaluating your spending, saving for retirement, or simply wondering if you're doing enough with your money, this episode is full of insight, empathy, and financial empowerment.

… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 08 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special HerMoney Mailbag episode, Jean Chatzky is joined by financial feminist icon Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast. Tori returns to tackle some of your most pressing financial dilemmas.

💳 One listener is drowning in $100,000 of credit card debt despite making $180K/year. What can she do next when consolidation loans and HELOCs are off the table?

✈️ Another wants to know if her premium travel credit card is still worth the sky-high fee now that her lifestyle has changed. Should she downgrade and preserve her credit?

💼 And a couple wonders if their $4 million net worth (including real estate) means they're ahead of retirement benchmarks or behind.

Whether you're reevaluating your spending, saving for retirement, or simply wondering if you're doing enough with your money, this episode is full of insight, empathy, and financial empowerment.

… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special HerMoney Mailbag episode, Jean Chatzky is joined by financial feminist icon Tori Dunlap, founder of <a href="https://treasury.app/herfirst100k/money-journey-quiz"><u>Her First $100K</u></a> and host of the Financial Feminist podcast. Tori returns to tackle some of your most pressing financial dilemmas.</p>
<p>💳 One listener is drowning in $100,000 of credit card debt despite making $180K/year. What can she do next when consolidation loans and HELOCs are off the table?</p>
<p>✈️ Another wants to know if her premium travel credit card is still worth the sky-high fee now that her lifestyle has changed. Should she downgrade and preserve her credit?</p>
<p>💼 And a couple wonders if their $4 million net worth (including real estate) means they're ahead of retirement benchmarks or behind.</p>
<p>Whether you're reevaluating your spending, saving for retirement, or simply wondering if you're doing enough with your money, this episode is full of insight, empathy, and financial empowerment.</p>
<p><em>… Does more financial confidence sound good to you, then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1023</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[94c749ea-7229-11f0-9cc7-3ffd3c09272d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6981849679.mp3?updated=1756391834" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Jobs Numbers, Inflation &amp; Your Money With Economist Kathryn Edwards</title>
      <description>This week, we’re sounding the alarm on a story that hasn’t gotten nearly enough attention but could have major consequences for your paycheck, retirement, taxes, and future. 

Jean sits down with HerMoney favorite and leading labor economist Kathryn Edwards to unpack the recent firing of the Bureau of Labor Statistics (BLS) chief and why it could undermine the very data we rely on to understand inflation, jobs, and the strength of our economy.

Also in this episode:

💥 What’s really happening in the job market

📉 Why the economy may be weaker than it looks

📊 How inflation and revisions to labor data could hit your investments

🏡 A candid, eye-opening investor playbook for navigating today’s economic uncertainty

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 07 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:title>Job Numbers, Inflation &amp; Your Wallet With Economist Kathryn Edwards</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how the firing of the head of the BLS could affect our paychecks.</itunes:subtitle>
      <itunes:summary>This week, we’re sounding the alarm on a story that hasn’t gotten nearly enough attention but could have major consequences for your paycheck, retirement, taxes, and future. 

Jean sits down with HerMoney favorite and leading labor economist Kathryn Edwards to unpack the recent firing of the Bureau of Labor Statistics (BLS) chief and why it could undermine the very data we rely on to understand inflation, jobs, and the strength of our economy.

Also in this episode:

💥 What’s really happening in the job market

📉 Why the economy may be weaker than it looks

📊 How inflation and revisions to labor data could hit your investments

🏡 A candid, eye-opening investor playbook for navigating today’s economic uncertainty

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re sounding the alarm on a story that hasn’t gotten nearly enough attention but could have major consequences for your paycheck, retirement, taxes, and future. </p>
<p>Jean sits down with HerMoney favorite and leading labor economist <a href="https://podcasts.apple.com/us/podcast/optimist-economy/id1802625282">Kathryn Edwards </a>to unpack the recent firing of the Bureau of Labor Statistics (BLS) chief and why it could undermine the very data we rely on to understand inflation, jobs, and the strength of our economy.</p>
<p>Also in this episode:</p>
<p>💥 What’s really happening in the job market</p>
<p>📉 Why the economy may be weaker than it looks</p>
<p>📊 How inflation and revisions to labor data could hit your investments</p>
<p>🏡 A candid, eye-opening investor playbook for navigating today’s economic uncertainty</p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2255</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[32df731a-7332-11f0-97ea-ef809fd6fef7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1490249974.mp3?updated=1756301498" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 487: From $100k to Millions: Tori Dunlap on Building Wealth That Lasts</title>
      <description>Women are building wealth like never before and doing it with confidence, strategy, and purpose. In this episode, Jean sits down with Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast, to talk all things investing, financial power, and the game-changing “Great Wealth Transfer” that’s already underway.

Whether you’re ready to invest for the first time, build better financial systems, or just stop apologizing for your ambition, this episode is for you.

What You’ll Learn:


  Why index funds are Tori’s go-to investment strategy

  The emotional weight of inheriting money and how to handle it with grace

  How to set up systems that make your money work for you

  Smart credit card point strategies that won’t wreck your credit

  How financial self-care can change your life


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.

💬 Connect with Tori: herfirst100k.com/quiz 

🎙️ Rate and Review: If you loved today’s conversation, please leave us a 5-star review. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:title>From $100k to Millions: Tori Dunlap on Building Wealth That Lasts</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>487</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Learn how the Financial Feminist herself makes money work for her.</itunes:subtitle>
      <itunes:summary>Women are building wealth like never before and doing it with confidence, strategy, and purpose. In this episode, Jean sits down with Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast, to talk all things investing, financial power, and the game-changing “Great Wealth Transfer” that’s already underway.

Whether you’re ready to invest for the first time, build better financial systems, or just stop apologizing for your ambition, this episode is for you.

What You’ll Learn:


  Why index funds are Tori’s go-to investment strategy

  The emotional weight of inheriting money and how to handle it with grace

  How to set up systems that make your money work for you

  Smart credit card point strategies that won’t wreck your credit

  How financial self-care can change your life


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.

💬 Connect with Tori: herfirst100k.com/quiz 

🎙️ Rate and Review: If you loved today’s conversation, please leave us a 5-star review. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women are building wealth like never before and doing it with confidence, strategy, and purpose. In this episode, Jean sits down with <a href="https://treasury.app/herfirst100k/money-journey-quiz"><u>Tori Dunlap</u></a>, founder of Her First $100K and host of the <em>Financial Feminist</em> podcast, to talk all things investing, financial power, and the game-changing “Great Wealth Transfer” that’s already underway.</p>
<p>Whether you’re ready to invest for the first time, build better financial systems, or just stop apologizing for your ambition, this episode is for you.</p>
<p>What You’ll Learn:</p>
<ul>
  <li>Why index funds are Tori’s go-to investment strategy</li>
  <li>The emotional weight of inheriting money and how to handle it with grace</li>
  <li>How to set up systems that make your money work <em>for</em> you</li>
  <li>Smart credit card point strategies that won’t wreck your credit</li>
  <li>How financial self-care can change your life</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p>
<p>💬 Connect with Tori: <a href="http://herfirst100k.com/quiz"><u>herfirst100k.com/quiz </u></a></p>
<p>🎙️ Rate and Review: If you loved today’s conversation, please leave us a 5-star review. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2301</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cf043002-715f-11f0-9041-a79a868bb956]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5935581741.mp3?updated=1756301585" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag with Lizzie Post: How to Demand Respect at Work and Get Paid What You Deserve</title>
      <description>As more companies push for a return to the office, one thing is clear: workplace etiquette has never felt murkier. What’s the right way to navigate a hybrid schedule, an in-person meeting full of “old-school” colleagues, or a toxic work environment that feels impossible to escape?

In this special HerMoney Mailbag episode, Jean Chatzky is joined by Lizzie Post, great-great-granddaughter of Emily Post and co-author of the new book Emily Post’s Business Etiquette. Lizzie brings clarity to the confusion with thoughtful, modern advice on everything from salary negotiations to how to speak up in a room full of senior men.

Together, they answer your real-world questions, including:


  How to take credit for your ideas without sounding arrogant

  What to say when you're being seen as "the daughter" instead of the professional

  Whether that shiny new job offer is worth the pay cut (or worth leaving your current one)

  How unlimited PTO really works (and if it’s too good to be true)


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 01 Aug 2025 08:45:00 -0000</pubDate>
      <itunes:title>Mailbag with Lizzie Post: How to Demand Respect at Work and Get Paid What You Deserve</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And answering your other questions about business etiquette. </itunes:subtitle>
      <itunes:summary>As more companies push for a return to the office, one thing is clear: workplace etiquette has never felt murkier. What’s the right way to navigate a hybrid schedule, an in-person meeting full of “old-school” colleagues, or a toxic work environment that feels impossible to escape?

In this special HerMoney Mailbag episode, Jean Chatzky is joined by Lizzie Post, great-great-granddaughter of Emily Post and co-author of the new book Emily Post’s Business Etiquette. Lizzie brings clarity to the confusion with thoughtful, modern advice on everything from salary negotiations to how to speak up in a room full of senior men.

Together, they answer your real-world questions, including:


  How to take credit for your ideas without sounding arrogant

  What to say when you're being seen as "the daughter" instead of the professional

  Whether that shiny new job offer is worth the pay cut (or worth leaving your current one)

  How unlimited PTO really works (and if it’s too good to be true)


If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As more companies push for a return to the office, one thing is clear: workplace etiquette has never felt murkier. What’s the right way to navigate a hybrid schedule, an in-person meeting full of “old-school” colleagues, or a toxic work environment that feels impossible to escape?</p>
<p>In this special <em>HerMoney</em> Mailbag episode, Jean Chatzky is joined by Lizzie Post, great-great-granddaughter of Emily Post and co-author of the new book <a href="https://www.amazon.com/Emily-Posts-Business-Etiquette-Lizzie/dp/0593836340"><em>Emily Post’s Business Etiquette</em></a>. Lizzie brings clarity to the confusion with thoughtful, modern advice on everything from salary negotiations to how to speak up in a room full of senior men.</p>
<p><strong>Together, they answer your real-world questions, including:</strong></p>
<ul>
  <li>How to take credit for your ideas without sounding arrogant</li>
  <li>What to say when you're being seen as "the daughter" instead of the professional</li>
  <li>Whether that shiny new job offer is worth the pay cut (or worth leaving your current one)</li>
  <li>How unlimited PTO <em>really</em> works (and if it’s too good to be true)</li>
</ul>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1810</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8925fdb8-6e17-11f0-a46b-b38e9fe6fd92]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3442466217.mp3?updated=1756301659" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 486: The Confidence to Run: Lessons from Women Leading Local Government</title>
      <description>This week, we’re talking politics, but not the messy gridlock in Washington. We’re going hyper-local. Because local elections shape our neighborhoods, our schools, our budgets, and our rights. And right now, women are stepping up to lead the charge.

Jean Chatzky sits down with Amanda Litman, co-founder of Run for Something and author of When We're In Charge, and Sarah Pierce, HerMoney’s own managing editor and the first female Mayor of Watertown, NY. They get real about what it takes to run, how young women are changing the face of leadership, and why local office might be the most powerful place to start.

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Jul 2025 09:00:00 -0000</pubDate>
      <itunes:title>The Confidence to Run: Lessons from Women Leading Local Government</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>486</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how to get involved on the ground.</itunes:subtitle>
      <itunes:summary>This week, we’re talking politics, but not the messy gridlock in Washington. We’re going hyper-local. Because local elections shape our neighborhoods, our schools, our budgets, and our rights. And right now, women are stepping up to lead the charge.

Jean Chatzky sits down with Amanda Litman, co-founder of Run for Something and author of When We're In Charge, and Sarah Pierce, HerMoney’s own managing editor and the first female Mayor of Watertown, NY. They get real about what it takes to run, how young women are changing the face of leadership, and why local office might be the most powerful place to start.

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re talking politics, but not the messy gridlock in Washington. We’re going hyper-local. Because local elections shape our neighborhoods, our schools, our budgets, and our rights. And right now, women are stepping up to lead the charge.</p>
<p>Jean Chatzky sits down with Amanda Litman, co-founder of Run for Something and author of <a href="https://www.amazon.com/When-Were-Charge-Generations-Leadership/dp/1638931925/ref=sr_1_1?dib=eyJ2IjoiMSJ9.tKAqbrPLcFcKzQZAgDXJikavORDnR-1m-C5Bd6N2fHTkEuP9nkRXryabRiu4yMSP1LVolz_wOsr1gziw_tGHelsqYul0NAHeUcayjQg5trX9qHMVIFYLv0WFuSlEfbV1Xq-YhtOea-KD4xM8sxLHgMaecmhPq5E0p_anbVhLcX6cAchZDarj2FKI7f-oz8eFM1HfS1r3PYosSP3yrzGkJwnpUEy7alig7AjH04nXWg4.cPY8fibLWEJ4egYlSOE75kQxcEeCD739FHKhnfn4BX8&amp;dib_tag=se&amp;keywords=when%20we%27re%20in%20charge&amp;qid=1738543313&amp;sr=8-1"><em>When We're In Charge</em></a>, and <a href="https://www.watertown-ny.gov/departments/clerk/MayorSarahVCPierce"><u>Sarah Pierce</u></a>, HerMoney’s own managing editor and the first female Mayor of Watertown, NY. They get real about what it takes to run, how young women are changing the face of leadership, and why local office might be the most powerful place to start.</p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1863</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b70fe718-6703-11f0-8ab7-17e72444ed86]]></guid>
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    </item>
    <item>
      <title>Your Money Map Replay: How Midlife Can Be Your Most Meaningful Chapter</title>
      <description>What if midlife isn’t a crisis, but a chrysalis? On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, Jean Chatzky sits down with the always-inspiring Chip Conley — entrepreneur, bestselling author, and founder of the Modern Elder Academy — to talk reinvention, purpose, and how to make the second half of life the best half.

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

If more financial confidence sounds good to you, then you might want to try…

4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.

6-Week Pre-Retirement Program: Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.

📈InvestingFixx: A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—your first month is completely free.


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 25 Jul 2025 09:00:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Why midlife is less about slowing down, and more about stepping into purpose, possibility, and financial freedom.</itunes:subtitle>
      <itunes:summary>What if midlife isn’t a crisis, but a chrysalis? On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, Jean Chatzky sits down with the always-inspiring Chip Conley — entrepreneur, bestselling author, and founder of the Modern Elder Academy — to talk reinvention, purpose, and how to make the second half of life the best half.

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

If more financial confidence sounds good to you, then you might want to try…

4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.

6-Week Pre-Retirement Program: Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.

📈InvestingFixx: A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—your first month is completely free.


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What if midlife isn’t a crisis, but a chrysalis? On the most recent episode of <a href="https://www.protectedincome.org/your-money-map/"><u>Your Money Map</u></a>, our weekly show with the Alliance for Lifetime Income, Jean Chatzky sits down with the always-inspiring Chip Conley — entrepreneur, bestselling author, and founder of the <a href="https://www.meawisdom.com/"><u>Modern Elder Academy </u></a>— to talk reinvention, purpose, and how to make the second half of life the best half.</p>
<p>If you like this episode and want more, check out all of our Your Money Map episodes at <a href="http://protectedincome.org/your-money-map/"><u>protectedincome.org/your-money-map/</u></a> or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.</p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><strong>4-Week Coaching Program</strong></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><strong>6-Week Pre-Retirement Program</strong></a><strong>:</strong> Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><strong>InvestingFixx</strong></a><strong>: </strong>A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p>
<p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1984</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Ep 485: Where Health Meets Wealth: Financial Planning with Dr. Carolyn McClanahan</title>
      <description>What happens when a physician becomes a financial planner? You get someone who truly understands that your health and wealth are inseparable. In this live episode from the Morningstar Investment Conference in Chicago, Jean Chatzky sits down with Dr. Carolyn McClanahan, MD, CFP®, and founder of Life Planning Partners, to explore how women can better prepare for their financial futures by making smart health and money choices today.

If you're in your 30s, 40s, or 50s and wondering, “Is it too late to start planning?” — the answer is no. But it’s time to get serious. 

What You’ll Hear In This Episode:


  The caregiving trap and its impact on women’s careers and finances

  How to financially and emotionally prep for marriage and kids

  Long-term care planning: what to expect, how to pay, and why facilities may be more affordable than you think

  Creating a “Big 4” aging plan: housing, healthcare, finances, and transportation

  The role mental health plays in your financial wellbeing—and why advisors should care

  Why joint accounts and financial transparency might just be the glue that holds marriages together

  The best way to find an advisor who actually plans for your whole life, not just your portfolio


If you’d like to learn more about the conference or sign up for updates on MIC 2026, head to the MIC website—you can join the mailing list right from the homepage.

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Jul 2025 09:00:00 -0000</pubDate>
      <itunes:title>Where Health Meets Wealth: Financial Planning with Dr. Carolyn McClanahan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>485</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to build a life plan that protects both your wallet and your wellbeing.</itunes:subtitle>
      <itunes:summary>What happens when a physician becomes a financial planner? You get someone who truly understands that your health and wealth are inseparable. In this live episode from the Morningstar Investment Conference in Chicago, Jean Chatzky sits down with Dr. Carolyn McClanahan, MD, CFP®, and founder of Life Planning Partners, to explore how women can better prepare for their financial futures by making smart health and money choices today.

If you're in your 30s, 40s, or 50s and wondering, “Is it too late to start planning?” — the answer is no. But it’s time to get serious. 

What You’ll Hear In This Episode:


  The caregiving trap and its impact on women’s careers and finances

  How to financially and emotionally prep for marriage and kids

  Long-term care planning: what to expect, how to pay, and why facilities may be more affordable than you think

  Creating a “Big 4” aging plan: housing, healthcare, finances, and transportation

  The role mental health plays in your financial wellbeing—and why advisors should care

  Why joint accounts and financial transparency might just be the glue that holds marriages together

  The best way to find an advisor who actually plans for your whole life, not just your portfolio


If you’d like to learn more about the conference or sign up for updates on MIC 2026, head to the MIC website—you can join the mailing list right from the homepage.

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What happens when a physician becomes a financial planner? You get someone who truly understands that your health and wealth are inseparable. In this live episode from the<a href="https://www.morningstar.com/business/events/morningstar-investment-conference"><u> Morningstar Investment Conference</u></a> in Chicago, Jean Chatzky sits down with Dr. <a href="https://carolynmcclanahan.com/"><u>Carolyn McClanahan</u></a>, MD, CFP®, and founder of Life Planning Partners, to explore how women can better prepare for their financial futures by making smart health and money choices today.</p>
<p>If you're in your 30s, 40s, or 50s and wondering, “Is it too late to start planning?” — the answer is no. But it’s time to get serious. </p>
<p><strong>What You’ll Hear In This Episode:</strong></p>
<ul>
  <li>The caregiving trap and its impact on women’s careers and finances</li>
  <li>How to financially and emotionally prep for marriage and kids</li>
  <li>Long-term care planning: what to expect, how to pay, and why facilities may be more affordable than you think</li>
  <li>Creating a “Big 4” aging plan: housing, healthcare, finances, and transportation</li>
  <li>The role mental health plays in your financial wellbeing—and why advisors should care</li>
  <li>Why joint accounts and financial transparency might just be the glue that holds marriages together</li>
  <li>The best way to find an advisor who actually plans for your whole life, not just your portfolio</li>
</ul>
<p><em>If you’d like to learn more about the conference or sign up for updates on MIC 2026, head to the </em><a href="https://www.morningstar.com/business/events/morningstar-investment-conference"><em>MIC website</em></a><em>—you can join the mailing list right from the homepage.</em></p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2101</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Divorce Mailbag: “Can I get my ex off the mortgage without refinancing?”</title>
      <description>Divorce is hard—emotionally, logistically, and yes, financially. But it doesn’t have to be devastating. In this special HerMoney mailbag episode, Jean Chatzky welcomes back family law attorney and Hello Divorce founder Erin Levine to answer real listener questions from women going through divorce.

💡 Topics Covered:


  “How can I bullet-proof my finances before filing for divorce when my spouse is likely to fight me on everything?”

  “I’m freshly divorced with two kids. If I can only claim one child, is filing ‘Head of Household’ still worth it?”

  “The house is mine, but the mortgage is ours. Can I get my ex off the loan without a pricey refi?”

  “I was a stay-at-home mom and never saw the divorce coming. With $14K in savings and $1K a month in child support, where do I even start?”


Get 10% off any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit HelloDivorce.com/hermoney and use code HerMoney at checkout.



… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsle
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 18 Jul 2025 08:00:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Divorce is hard—emotionally, logistically, and yes, financially. But it doesn’t have to be devastating. In this special HerMoney mailbag episode, Jean Chatzky welcomes back family law attorney and Hello Divorce founder Erin Levine to answer real listener questions from women going through divorce.

💡 Topics Covered:


  “How can I bullet-proof my finances before filing for divorce when my spouse is likely to fight me on everything?”

  “I’m freshly divorced with two kids. If I can only claim one child, is filing ‘Head of Household’ still worth it?”

  “The house is mine, but the mortgage is ours. Can I get my ex off the loan without a pricey refi?”

  “I was a stay-at-home mom and never saw the divorce coming. With $14K in savings and $1K a month in child support, where do I even start?”


Get 10% off any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit HelloDivorce.com/hermoney and use code HerMoney at checkout.



… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsle
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Divorce is hard—emotionally, logistically, and yes, financially. But it doesn’t have to be devastating. In this special HerMoney mailbag episode, Jean Chatzky welcomes back family law attorney and <a href="https://hellodivorce.com/hermoney"><u>Hello Divorce</u></a> founder Erin Levine to answer real listener questions from women going through divorce.</p>
<p>💡 <em>Topics Covered:</em></p>
<ul>
  <li>“How can I bullet-proof my finances before filing for divorce when my spouse is likely to fight me on everything?”</li>
  <li>“I’m freshly divorced with two kids. If I can only claim one child, is filing ‘Head of Household’ still worth it?”</li>
  <li>“The house is mine, but the mortgage is ours. Can I get my ex off the loan without a pricey refi?”</li>
  <li>“I was a stay-at-home mom and never saw the divorce coming. With $14K in savings and $1K a month in child support, where do I even start?”</li>
</ul>
<p><em>Get </em><strong>10% off</strong><em> any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit</em><a href="https://hellodivorce.com/hermoney"><em> HelloDivorce.com/hermoney</em></a><em> and use code </em><strong>HerMoney</strong><em> at checkout.</em></p>
<p><br></p>
<p><em>… Does more financial confidence sound good to you, then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsle</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1349</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7b04250a-61c1-11f0-8d60-83b8b56924e6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8917428837.mp3?updated=1752614886" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 484: Dividing More Than the House: Erin Levine on the Tiny Financial Details That Can Blow Up Your Divorce</title>
      <description>In this week’s episode, Jean Chatzky sits down with attorney and Hello Divorce founder Erin Levine to unpack the tiny financial landmines that derail even the most amicable splits. 

From Netflix passwords and travel points to start-up equity and forgotten retirement accounts, Erin shares the overlooked details that can lead to drawn-out negotiations, unexpected legal fees, and serious resentment. Plus, she breaks down why the way you start your divorce can determine everything that follows, and how to do it with more clarity, control, and less chaos.

Get 10% off any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit HelloDivorce.com/hermoney and use code HerMoney at checkout.

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Jul 2025 08:45:00 -0000</pubDate>
      <itunes:title>Dividing More Than the House: Erin Levine on the Tiny Financial Details That Can Blow Up Your Divorce</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>484</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Unpacking the overlooked money mistakes that can cost you in a divorce and how to avoid them.</itunes:subtitle>
      <itunes:summary>In this week’s episode, Jean Chatzky sits down with attorney and Hello Divorce founder Erin Levine to unpack the tiny financial landmines that derail even the most amicable splits. 

From Netflix passwords and travel points to start-up equity and forgotten retirement accounts, Erin shares the overlooked details that can lead to drawn-out negotiations, unexpected legal fees, and serious resentment. Plus, she breaks down why the way you start your divorce can determine everything that follows, and how to do it with more clarity, control, and less chaos.

Get 10% off any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit HelloDivorce.com/hermoney and use code HerMoney at checkout.

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this week’s episode, Jean Chatzky sits down with attorney and <a href="https://hellodivorce.com/hermoney"><u>Hello Divorce</u></a> founder Erin Levine to unpack the tiny financial landmines that derail even the most amicable splits. </p>
<p>From Netflix passwords and travel points to start-up equity and forgotten retirement accounts, Erin shares the overlooked details that can lead to drawn-out negotiations, unexpected legal fees, and serious resentment. Plus, she breaks down why the way you <em>start</em> your divorce can determine everything that follows, and how to do it with more clarity, control, and less chaos.</p>
<p><em>Get </em><strong>10% off</strong><em> any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit</em><a href="https://hellodivorce.com/hermoney"><em> HelloDivorce.com/hermoney</em></a><em> and use code </em><strong>HerMoney</strong><em> at checkout.</em></p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>InvestingFixx</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2139</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[47bbdb8e-60e0-11f0-b74f-1fd2cac686e3]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2186422545.mp3?updated=1756301801" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“I’m 56 and just got laid off. Is it safe to step away from full-time work for good?”</title>
      <description>In today’s Mailbag, Jean and Kathryn are diving into the issues that keep many of us up at night: how to plan for long-term care, whether it's actually possible to over-save for retirement, and how to know when it's okay to step off the corporate treadmill for good.



💡 Topics Covered:


  Managing $2M in assets with no heirs

  When it’s okay to slow down on saving for retirement 

  Navigating job loss in your 50s and redefining work on your terms


… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 11 Jul 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In today’s Mailbag, Jean and Kathryn are diving into the issues that keep many of us up at night: how to plan for long-term care, whether it's actually possible to over-save for retirement, and how to know when it's okay to step off the corporate treadmill for good.



💡 Topics Covered:


  Managing $2M in assets with no heirs

  When it’s okay to slow down on saving for retirement 

  Navigating job loss in your 50s and redefining work on your terms


… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In today’s Mailbag, Jean and Kathryn are diving into the issues that keep many of us up at night: how to plan for long-term care, whether it's actually possible to over-save for retirement, and how to know when it's okay to step off the corporate treadmill for good.</p>
<p><br></p>
<p>💡 <em>Topics Covered:</em></p>
<ul>
  <li>Managing $2M in assets with no heirs</li>
  <li>When it’s okay to slow down on saving for retirement </li>
  <li>Navigating job loss in your 50s and redefining work on your terms</li>
</ul>
<p><em>… Does more financial confidence sound good to you, then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1371</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6acd7292-5cf1-11f0-9769-639af40a1aa1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7614789406.mp3?updated=1752088230" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Introducing Season 2 of "How She Does It" with TODAY host Jenna Bush Hager</title>
      <description>This week, we’re giving you an exclusive first listen to the brand-new season of our sister podcast, How She Does It! Hosted by our friend and Fast Money panelist Karen Finerman, this season kicks off with none other than journalist, author, and TODAY host Jenna Bush Hager.

She reflects on the emotional goodbye with Hoda, the importance of choosing the right life partner, and how she’s rewriting the playbook for women in media and publishing.

Take a listen to this season premiere of How She Does It, and don’t forget to subscribe wherever you get your podcasts. New episodes drop every Tuesday.

🎧 Subscribe to How She Does It



… Does more financial confidence sounds good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Jul 2025 08:45:00 -0000</pubDate>
      <itunes:title>Introducing Season 2 of "How She Does It" with TODAY host Jenna Bush Hager</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>483</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, we’re giving you an exclusive first listen to the brand-new season of our sister podcast, How She Does It! Hosted by our friend and Fast Money panelist Karen Finerman, this season kicks off with none other than journalist, author, and TODAY host Jenna Bush Hager.

She reflects on the emotional goodbye with Hoda, the importance of choosing the right life partner, and how she’s rewriting the playbook for women in media and publishing.

Take a listen to this season premiere of How She Does It, and don’t forget to subscribe wherever you get your podcasts. New episodes drop every Tuesday.

🎧 Subscribe to How She Does It



… Does more financial confidence sounds good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re giving you an exclusive first listen to the brand-new season of our sister podcast, <em>How She Does It</em>! Hosted by our friend and <em>Fast Money</em> panelist Karen Finerman, this season kicks off with none other than journalist, author, and <em>TODAY</em> host Jenna Bush Hager.</p>
<p>She reflects on the emotional goodbye with Hoda, the importance of choosing the right life partner, and how she’s rewriting the playbook for women in media and publishing.</p>
<p>Take a listen to this season premiere of <em>How She Does It</em>, and don’t forget to subscribe wherever you get your podcasts. New episodes drop every Tuesday.</p>
<p>🎧 Subscribe to <a href="https://lnk.to/XGMa1I08">How She Does It</a></p>
<p><br></p>
<p><em>… Does more financial confidence sounds good to you, then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community at </em><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2301</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0737fdfe-5c30-11f0-aded-7715a1b3226f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4749289760.mp3?updated=1756304815" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“I’m a single mom with two kids in college. Will I ever be able to retire?”</title>
      <description>In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for the future as single moms.

First up is Rebecca, a mom of two in Oregon, about 15 years out from retirement. She’s wondering if she’s doing enough to get there. Then we hear from Sarah, a mom in Virginia with a big question: If something happens to her, how can she ensure her assets go directly to her daughter, not her ex? 

💡 Topics Covered:


  Planning for retirement as a single parent

  Pensions vs. savings: how to make it work

  When to prioritize paying off your mortgage

  Estate planning and guardianship for solo moms

  Trusts, wills, and protecting your child's financial future


… Does more financial confidence sound good to you? Then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 04 Jul 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for the future as single moms.

First up is Rebecca, a mom of two in Oregon, about 15 years out from retirement. She’s wondering if she’s doing enough to get there. Then we hear from Sarah, a mom in Virginia with a big question: If something happens to her, how can she ensure her assets go directly to her daughter, not her ex? 

💡 Topics Covered:


  Planning for retirement as a single parent

  Pensions vs. savings: how to make it work

  When to prioritize paying off your mortgage

  Estate planning and guardianship for solo moms

  Trusts, wills, and protecting your child's financial future


… Does more financial confidence sound good to you? Then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for the future as single moms.</p>
<p>First up is Rebecca, a mom of two in Oregon, about 15 years out from retirement. She’s wondering if she’s doing enough to get there. Then we hear from Sarah, a mom in Virginia with a big question: <em>If something happens to her, how can she ensure her assets go directly to her daughter, not her ex?</em> </p>
<p>💡 <strong>Topics Covered:</strong></p>
<ul>
  <li>Planning for retirement as a single parent</li>
  <li>Pensions vs. savings: how to make it work</li>
  <li>When to prioritize paying off your mortgage</li>
  <li>Estate planning and guardianship for solo moms</li>
  <li>Trusts, wills, and protecting your child's financial future</li>
</ul>
<p><em>… Does more financial confidence sound good to you? Then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1604</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c6e4d42c-5778-11f0-af2d-43dbb17b6e11]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9783518955.mp3?updated=1751974020" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 482: The Care Crisis: What Every Woman Needs To Know</title>
      <description>This week, Jean sits down with Jennifer Levin, author of Generation Care: The New Culture of Caregiving, to talk about what happens when caregiving collides with career, finances, and identity, especially for younger women. 

Whether you’re in the thick of caregiving now or you just know it’s on the horizon, Jennifer’s insights will help you feel seen, supported, and more prepared for the road ahead.

And we have an exciting sneak peek of our brand new season of the How She Does It podcast, premiering July 8th! Subscribe on Apple Podcasts or wherever you get your podcasts.

If more financial confidence sounds good to you, then you might want to try our…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠Investing Club⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Jul 2025 08:45:00 -0000</pubDate>
      <itunes:title>The Care Crisis: What Every Woman Needs To Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>482</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why it’s time we all start preparing to be caregivers for our loved ones.</itunes:subtitle>
      <itunes:summary>This week, Jean sits down with Jennifer Levin, author of Generation Care: The New Culture of Caregiving, to talk about what happens when caregiving collides with career, finances, and identity, especially for younger women. 

Whether you’re in the thick of caregiving now or you just know it’s on the horizon, Jennifer’s insights will help you feel seen, supported, and more prepared for the road ahead.

And we have an exciting sneak peek of our brand new season of the How She Does It podcast, premiering July 8th! Subscribe on Apple Podcasts or wherever you get your podcasts.

If more financial confidence sounds good to you, then you might want to try our…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠Investing Club⁠: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, Jean sits down with Jennifer Levin, author of <a href="https://www.amazon.com/Generation-Care-New-Culture-Caregiving/dp/0306832038"><em>Generation Care: The New Culture of Caregiving</em></a>, to talk about what happens when caregiving collides with career, finances, and identity, especially for younger women. </p>
<p>Whether you’re in the thick of caregiving now or you just <em>know</em> it’s on the horizon, Jennifer’s insights will help you feel seen, supported, and more prepared for the road ahead.</p>
<p>And we have an exciting sneak peek of our brand new season of the How She Does It podcast, <strong>premiering July 8th</strong>! Subscribe on <a href="https://podcasts.apple.com/us/podcast/how-she-does-it/id1691787429"><u>Apple Podcasts</u></a> or wherever you get your podcasts.</p>
<p><em>If more financial confidence sounds good to you, then you might want to try our…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><u>⁠</u><strong>4-Week Coaching Program</strong><u>⁠</u></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><u>⁠</u><strong>6-Week Pre-Retirement Program</strong><u>⁠</u></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><u>⁠</u><strong>Investing Club</strong><u>⁠</u></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1935</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7eb7a17c-5366-11f0-a64e-8b8dd1669363]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1019434604.mp3?updated=1756304460" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: The 4 Pillars of a Secure Retirement</title>
      <description>Is the fog of uncertainty clouding your vision of retirement? On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, Jean Chatzky sits down with Roger Whitney, a financial planner, podcast host, and founder of the Rock Retirement Club, to clear the air. Roger shares his game-changing “Four Pillars” framework for a confident retirement and explains how starting with your values — not just the number in your bank account — leads to a more fulfilling life.

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

If more financial confidence sounds good to you, then you might want to try our…

4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money.

6-Week Pre-Retirement Program: We’ll help you prepare financially and emotionally for this exciting milestone.

📈InvestingFixx: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Jun 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What most people get wrong about retirement, and how to get it right.</itunes:subtitle>
      <itunes:summary>Is the fog of uncertainty clouding your vision of retirement? On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, Jean Chatzky sits down with Roger Whitney, a financial planner, podcast host, and founder of the Rock Retirement Club, to clear the air. Roger shares his game-changing “Four Pillars” framework for a confident retirement and explains how starting with your values — not just the number in your bank account — leads to a more fulfilling life.

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

If more financial confidence sounds good to you, then you might want to try our…

4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money.

6-Week Pre-Retirement Program: We’ll help you prepare financially and emotionally for this exciting milestone.

📈InvestingFixx: Learn, connect, and start investing—your first month is completely free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is the fog of uncertainty clouding your vision of retirement? On the most recent episode of <a href="https://www.protectedincome.org/your-money-map/"><u>Your Money Map</u></a>, our weekly show with the Alliance for Lifetime Income, Jean Chatzky sits down with Roger Whitney, a financial planner, podcast host, and founder of the <a href="https://www.rockretirementclub.com/"><u>Rock Retirement Club</u></a>, to clear the air. Roger shares his game-changing “Four Pillars” framework for a confident retirement and explains how starting with your <em>values</em> — not just the number in your bank account — leads to a more fulfilling life.</p>
<p>If you like this episode and want more, check out all of our Your Money Map episodes at <a href="http://protectedincome.org/your-money-map/"><u>protectedincome.org/your-money-map/</u></a> or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.</p>
<p><em>If more financial confidence sounds good to you, then you might want to try our…</em></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><strong>4-Week Coaching Program</strong></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><strong>6-Week Pre-Retirement Program</strong></a><strong>:</strong> We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><strong>InvestingFixx</strong></a><strong>: </strong>Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1861</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c61f8b8e-5202-11f0-8a11-2b39f1b6652f]]></guid>
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    </item>
    <item>
      <title>Ep 481: Top Strategies For Making Your Money Last (And Grow) In Retirement</title>
      <description>Women are on the verge of controlling more wealth than ever before, but are we ready to manage it, grow it, and make it last?

This week, Jean sits down with Hilary Hendershott, Certified Financial Planner, founder of Hendershott Wealth Management, and host of the Love Your Money podcast. Together, Jean and Hilary dig into what it really takes to retire comfortably, and why so many women are falling behind. From understanding the psychology of overspending to getting over our fear of the stock market, this episode is packed with strategies, stories, and mindset shifts to help you make smarter money moves starting now.

If more financial confidence sounds good to you, then you might want to try…

💼 FinanceFixx

4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.

6-Week Pre-Retirement Program: Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.

📈InvestingFixx: A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—your first month is completely free.

Please leave us a ⭐⭐⭐⭐⭐ review on Apple Podcasts and share with the women in your life who are ready to own their financial future.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Jun 2025 08:45:00 -0000</pubDate>
      <itunes:title>Top Strategies For Making Your Money Last (And Grow) In Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>481</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Women are on the verge of controlling more wealth than ever before, but are we ready to manage it, grow it, and make it last?

This week, Jean sits down with Hilary Hendershott, Certified Financial Planner, founder of Hendershott Wealth Management, and host of the Love Your Money podcast. Together, Jean and Hilary dig into what it really takes to retire comfortably, and why so many women are falling behind. From understanding the psychology of overspending to getting over our fear of the stock market, this episode is packed with strategies, stories, and mindset shifts to help you make smarter money moves starting now.

If more financial confidence sounds good to you, then you might want to try…

💼 FinanceFixx

4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.

6-Week Pre-Retirement Program: Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.

📈InvestingFixx: A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—your first month is completely free.

Please leave us a ⭐⭐⭐⭐⭐ review on Apple Podcasts and share with the women in your life who are ready to own their financial future.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women are on the verge of controlling more wealth than ever before, but are we ready to manage it, grow it, and make it last?</p>
<p>This week, Jean sits down with Hilary Hendershott, Certified Financial Planner, founder of <a href="https://hendershottwealth.com/"><u>Hendershott Wealth Management</u></a>, and host of the <em>Love Your Money</em> podcast. Together, Jean and Hilary dig into what it <em>really</em> takes to retire comfortably, and why so many women are falling behind. From understanding the psychology of overspending to getting over our fear of the stock market, this episode is packed with strategies, stories, and mindset shifts to help you make smarter money moves starting now.</p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p>💼 <strong>FinanceFixx</strong></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/"><strong>4-Week Coaching Program</strong></a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/"><strong>6-Week Pre-Retirement Program</strong></a><strong>:</strong> Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/"><strong>InvestingFixx</strong></a><strong>: </strong>A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p>
<p>Please leave us a ⭐⭐⭐⭐⭐ review on Apple Podcasts and share with the women in your life who are ready to own their financial future.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1911</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[35d8dd8a-5128-11f0-82a3-8323f59e7e3f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3607512904.mp3?updated=1756303511" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>War, Markets, and Your Money: What the Middle East Crisis Means for Your Finances</title>
      <description>Today, we’re dropping a special bonus episode of HerMoney, tackling the headlines that are keeping us up at night, and unpacking what they really mean for your financial future. As tensions rise in the Middle East, the U.S. has officially entered the war with military strikes on Iranian nuclear sites. Markets are up (for now), oil prices are jittery, and inflation remains a wild card.

To help us break it all down, Jean is joined by Ben Wheeler, international relations analyst and co-host of the Unclassified podcast. Together, they explore how geopolitical conflict impacts everything from your 401(k) to the gas pump. So, should you be looking at defense stocks? Is now the time to hold more cash or invest in energy? Could a gold or oil play be smart right now, and what about crypto?

If you’re wondering how to shore up your financial house in uncertain times, this is the conversation you need to hear.

If more financial confidence sounds good to you, then you might want to try…

💼 FinanceFixx

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.

⁠6-Week Pre-Retirement Program⁠: Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—your first month is completely free.

Please leave us a ⭐⭐⭐⭐⭐ review on Apple Podcasts and share with the women in your life who are ready to own their financial future.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 Jun 2025 19:37:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today, we’re dropping a special bonus episode of HerMoney, tackling the headlines that are keeping us up at night, and unpacking what they really mean for your financial future. As tensions rise in the Middle East, the U.S. has officially entered the war with military strikes on Iranian nuclear sites. Markets are up (for now), oil prices are jittery, and inflation remains a wild card.

To help us break it all down, Jean is joined by Ben Wheeler, international relations analyst and co-host of the Unclassified podcast. Together, they explore how geopolitical conflict impacts everything from your 401(k) to the gas pump. So, should you be looking at defense stocks? Is now the time to hold more cash or invest in energy? Could a gold or oil play be smart right now, and what about crypto?

If you’re wondering how to shore up your financial house in uncertain times, this is the conversation you need to hear.

If more financial confidence sounds good to you, then you might want to try…

💼 FinanceFixx

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.

⁠6-Week Pre-Retirement Program⁠: Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—your first month is completely free.

Please leave us a ⭐⭐⭐⭐⭐ review on Apple Podcasts and share with the women in your life who are ready to own their financial future.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today, we’re dropping a special bonus episode of HerMoney, tackling the headlines that are keeping us up at night, and unpacking what they really mean for your financial future. As tensions rise in the Middle East,<a href="https://www.cnn.com/world/live-news/israel-iran-us-strikes-06-23-25-intl-hnk"><u> the U.S. has officially entered the war</u></a> with military strikes on Iranian nuclear sites. Markets are up (for now), oil prices are jittery, and inflation remains a wild card.</p>
<p>To help us break it all down, Jean is joined by<a href="https://podcasts.apple.com/ph/podcast/unclassified-with-preston-stewart-and-ben-wheeler/id1781679521"><u> Ben Wheeler</u></a>, international relations analyst and co-host of the Unclassified podcast. Together, they explore how geopolitical conflict impacts everything from your 401(k) to the gas pump. So, should you be looking at defense stocks? Is now the time to hold more cash or invest in energy? Could a gold or oil play be smart right now, and what about crypto?</p>
<p>If you’re wondering how to shore up your financial house in uncertain times, this is the conversation you need to hear.</p>
<p><em>If more financial confidence sounds good to you, then you might want to try…</em></p>
<p>💼 <strong>FinanceFixx</strong></p>
<p><a href="https://hermoney.com/shop/product/financefixx-4-week/">⁠<strong>4-Week Coaching Program</strong>⁠</a><strong>:</strong> Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability.</p>
<p><a href="https://hermoney.com/shop/product/6-week-financefixx/">⁠<strong>6-Week Pre-Retirement Program</strong>⁠</a><strong>:</strong> Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone.</p>
<p>📈<a href="https://portal.investingfixx.com/s/">⁠<strong>InvestingFixx</strong>⁠</a><strong>: </strong>A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—<strong>your first month is completely free</strong>.</p>
<p>Please leave us a ⭐⭐⭐⭐⭐ review on Apple Podcasts and share with the women in your life who are ready to own their financial future.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1450</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1ddd5226-5068-11f0-b22d-2ffb4dac0981]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9400195365.mp3?updated=1750876049" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: “I think my ex-husband stole my identity, what can I do about it?”</title>
      <description>This week, we’re bringing back your favorite co-host, Kathryn Tuggle(!), and diving into one of our most insightful (and emotional!) Mailbags yet, packed with your most pressing and personal money questions.

Jean and Kathryn tackle the complex crossroads of navigating identity theft and divorce, when to take Social Security (and when not to), and whether putting all your retirement savings into an annuity is ever the right move.

Plus: Jean shares her must-dos if you think your identity has been compromised, including the single most important move to protect your credit right now.

… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Jun 2025 09:00:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, we’re bringing back your favorite co-host, Kathryn Tuggle(!), and diving into one of our most insightful (and emotional!) Mailbags yet, packed with your most pressing and personal money questions.

Jean and Kathryn tackle the complex crossroads of navigating identity theft and divorce, when to take Social Security (and when not to), and whether putting all your retirement savings into an annuity is ever the right move.

Plus: Jean shares her must-dos if you think your identity has been compromised, including the single most important move to protect your credit right now.

… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re bringing back your favorite co-host, Kathryn Tuggle(!), and diving into one of our most insightful (and emotional!) Mailbags yet, packed with your most pressing and personal money questions.</p>
<p>Jean and Kathryn tackle the complex crossroads of navigating identity theft and divorce, when to take Social Security (and when not to), and whether putting all your retirement savings into an annuity is ever the right move.</p>
<p>Plus: Jean shares her must-dos if you think your identity has been compromised, including the single most important move to protect your credit <em>right now.</em></p>
<p><em>… Does more financial confidence sound good to you, then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1482</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[242d7be8-4c75-11f0-bb59-17c2abc742be]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1944826019.mp3?updated=1750423091" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 480: Know Your Worth, Then Ask For It with Negotiation Expert Casey Brown</title>
      <description>Asking for a raise can feel terrifying, especially in uncertain times. But if you've taken on more, grown in your role (or simply know you're underpaid), it’s time to start the conversation. And it doesn’t have to feel awkward, aggressive, or like you’re “tooting your own horn.”

In this episode, Jean sits down with pricing and negotiation expert Casey Brown. Casey shares her no-fluff formula for getting paid fairly. It’s all about identifying the value you bring, learning how to speak about it with confidence, and navigating the ask in a way that feels authentic (and even joyful)!



… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Jun 2025 08:45:00 -0000</pubDate>
      <itunes:title> Know Your Worth, Then Ask For It with Negotiation Expert Casey Brown</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>480</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The case for asking more in uncertain economic times.</itunes:subtitle>
      <itunes:summary>Asking for a raise can feel terrifying, especially in uncertain times. But if you've taken on more, grown in your role (or simply know you're underpaid), it’s time to start the conversation. And it doesn’t have to feel awkward, aggressive, or like you’re “tooting your own horn.”

In this episode, Jean sits down with pricing and negotiation expert Casey Brown. Casey shares her no-fluff formula for getting paid fairly. It’s all about identifying the value you bring, learning how to speak about it with confidence, and navigating the ask in a way that feels authentic (and even joyful)!



… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Asking for a raise can feel terrifying, especially in uncertain times. But if you've taken on more, grown in your role (or simply know you're underpaid), it’s time to start the conversation. And it doesn’t have to feel awkward, aggressive, or like you’re “tooting your own horn.”</p>
<p>In this episode, Jean sits down with pricing and negotiation expert <a href="https://boostpricing.com/"><u>Casey Brown</u></a>. Casey shares her no-fluff formula for getting paid fairly. It’s all about identifying the value you bring, learning how to speak about it with confidence, and navigating the ask in a way that feels authentic (and even joyful)!</p>
<p><br></p>
<p>… Does more financial confidence sound good to you, then you might want to try: </p>
<ul>
  <li>
<p>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at ⁠<u>mailbag@hermoney.com</u>⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u>⁠ ⁠⁠Hermoney.com/subscribe⁠</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1875</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[00324576-4ad0-11f0-b455-2fcebca0a399]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1707651155.mp3?updated=1750099028" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How One Woman Disrupted a Billion-Dollar Bra Industry</title>
      <description>Have you ever wondered how to get a new product off the ground, especially as a woman pitching in a male-dominated venture capital world?

On this episode, Jean sits down with Bree McKeen, founder of lingerie brand Evelyn &amp; Bobbie, to talk about what it really takes to launch a company, protect your ideas, and raise capital. Before Bree created a bra that’s now disrupting a $13 billion industry, she was sitting on the other side of the table, as a VC herself. Listen in for insights on intellectual property, entrepreneurship, and how to stand your ground in a system that still doesn’t take female founders seriously enough.

SUBHEAD:

… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Jun 2025 08:45:00 -0000</pubDate>
      <itunes:title>How One Woman Disrupted a Billion-Dollar Bra Industry</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Have you ever wondered how to get a new product off the ground, especially as a woman pitching in a male-dominated venture capital world?

On this episode, Jean sits down with Bree McKeen, founder of lingerie brand Evelyn &amp; Bobbie, to talk about what it really takes to launch a company, protect your ideas, and raise capital. Before Bree created a bra that’s now disrupting a $13 billion industry, she was sitting on the other side of the table, as a VC herself. Listen in for insights on intellectual property, entrepreneurship, and how to stand your ground in a system that still doesn’t take female founders seriously enough.

SUBHEAD:

… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you ever wondered how to get a new product off the ground, especially as a woman pitching in a male-dominated venture capital world?</p>
<p>On this episode, Jean sits down with Bree McKeen, founder of lingerie brand <a href="https://evelynbobbie.com/"><u>Evelyn &amp; Bobbie</u></a>, to talk about what it <em>really</em> takes to launch a company, protect your ideas, and raise capital. Before Bree created a bra that’s now disrupting a $13 billion industry, she was sitting on the <em>other</em> side of the table, as a VC herself. Listen in for insights on intellectual property, entrepreneurship, and how to stand your ground in a system that still doesn’t take female founders seriously enough.</p>
<p><strong>SUBHEAD:</strong></p>
<p>… Does more financial confidence sound good to you, then you might want to try: </p>
<ul>
  <li>
<p>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at ⁠<u>mailbag@hermoney.com</u>⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u>⁠ ⁠⁠Hermoney.com/subscribe⁠</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1885</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7c5ec622-45ff-11f0-a366-b32dd1b83f3b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5386485628.mp3?updated=1749569096" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 479: Katie Gatti Tassin is Retiring Early: Here’s How She’s Doing It, And You Can Too</title>
      <description>Katie Gatti Tassin had the job, the paycheck, and the potential. But two weeks after every payday, she was broke again. And that’s when she realized: something had to change. What started as a personal audit of her spending (her beauty budget was 10% of her income!) turned into Money with Katie, a financial education platform that’s now helping millions of women take control of their money and retire on their own terms.

We’re talking with Katie about her new book, Rich Girl Nation: Taking Control of Our Financial Futures, and her mission to help women, especially Gen Z and young Millennials, rethink the traditional rules of work, wealth, and independence.

… Does more financial confidence sound good to you, then you might want to try: 


  🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 

  📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Jun 2025 08:45:00 -0000</pubDate>
      <itunes:title> Katie Gatti Tassin is Retiring Early: Here’s How She’s Doing It, And You Can Too</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>479</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A look at how today’s young professionals are rejecting outdated financial advice.</itunes:subtitle>
      <itunes:summary>Katie Gatti Tassin had the job, the paycheck, and the potential. But two weeks after every payday, she was broke again. And that’s when she realized: something had to change. What started as a personal audit of her spending (her beauty budget was 10% of her income!) turned into Money with Katie, a financial education platform that’s now helping millions of women take control of their money and retire on their own terms.

We’re talking with Katie about her new book, Rich Girl Nation: Taking Control of Our Financial Futures, and her mission to help women, especially Gen Z and young Millennials, rethink the traditional rules of work, wealth, and independence.

… Does more financial confidence sound good to you, then you might want to try: 


  🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 

  📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Katie Gatti Tassin had the job, the paycheck, and the potential. But two weeks after every payday, she was broke again. And that’s when she realized: something had to change. What started as a personal audit of her spending (her beauty budget was 10% of her income!) turned into <em>Money with Katie</em>, a financial education platform that’s now helping millions of women take control of their money and retire <em>on their own terms</em>.</p>
<p>We’re talking with Katie about her new book, <a href="https://www.amazon.com/Rich-Girl-Nation-Financial-Futures/dp/0593718860"><em>Rich Girl Nation: Taking Control of Our Financial Futures</em></a>, and her mission to help women, especially Gen Z and young Millennials, rethink the traditional rules of work, wealth, and independence.</p>
<p>… Does more financial confidence sound good to you, then you might want to try: </p>
<ul>
  <li>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </li>
  <li>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2488</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[968683aa-4307-11f0-978a-7b3e78607175]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7541823037.mp3?updated=1749640506" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: “I’m single and retiring soon, how can I make my money last?”</title>
      <description>In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for retirement as single women. 



First up is Liz, who’s about a year out from retiring. She’s done a lot of smart planning, but wants to double-check her next moves. We’re talking about annuities, TIPS ladders, Roth conversions, and how to create steady, reliable income in retirement. Then we hear from Bernadette, who is in her 50s and starting to look into long-term care options, but is having some major sticker shock. So if you're single, planning ahead, and want to protect your future without sacrificing flexibility, this one’s for you.



💡 Topics Covered:


  
Long-term care planning for single women



  
Preparing for retirement in the next few years 



  
The psychological comfort of a “retirement paycheck”




… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Jun 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for retirement as single women. 



First up is Liz, who’s about a year out from retiring. She’s done a lot of smart planning, but wants to double-check her next moves. We’re talking about annuities, TIPS ladders, Roth conversions, and how to create steady, reliable income in retirement. Then we hear from Bernadette, who is in her 50s and starting to look into long-term care options, but is having some major sticker shock. So if you're single, planning ahead, and want to protect your future without sacrificing flexibility, this one’s for you.



💡 Topics Covered:


  
Long-term care planning for single women



  
Preparing for retirement in the next few years 



  
The psychological comfort of a “retirement paycheck”




… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for retirement as single women. </p>
<p><br></p>
<p>First up is Liz, who’s about a year out from retiring. She’s done a lot of smart planning, but wants to double-check her next moves. We’re talking about annuities, TIPS ladders, Roth conversions, and how to create steady, reliable income in retirement. Then we hear from Bernadette, who is in her 50s and starting to look into long-term care options, but is having some major sticker shock. So if you're single, planning ahead, and want to protect your future <em>without</em> sacrificing flexibility, this one’s for you.</p>
<p><br></p>
<p>💡 <em>Topics Covered:</em></p>
<ul>
  <li>
<p>Long-term care planning for single women</p>
</li>
  <li>
<p>Preparing for retirement in the next few years </p>
</li>
  <li>
<p>The psychological comfort of a “retirement paycheck”</p>
</li>
</ul>
<p><em>… Does more financial confidence sound good to you, then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2111</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fd9c3c28-4150-11f0-bf9d-d3fc752e9d53]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9332167574.mp3?updated=1749049272" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 478: Recession Watch: What the Moody’s Downgrade Really Means for Your Money</title>
      <description>Moody’s downgrade. Rising interest rates. Lipstick sales and banana prices as economic signals? This week, we sit down with Katie Klingensmith, Chief Investment Strategist at Edelman Financial Engines, to unpack what’s really going on with the economy and how it impacts your money.

From home buying and interest rates to investing in gold, crypto, and international stocks, Katie helps make sense of it all. If you’re wondering how to stay financially steady in uncertain times, this episode is for you.

… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Jun 2025 08:45:00 -0000</pubDate>
      <itunes:title>Recession Watch: What the Moody’s Downgrade Really Means for Your Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>478</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how to prepare for what’s next.</itunes:subtitle>
      <itunes:summary>Moody’s downgrade. Rising interest rates. Lipstick sales and banana prices as economic signals? This week, we sit down with Katie Klingensmith, Chief Investment Strategist at Edelman Financial Engines, to unpack what’s really going on with the economy and how it impacts your money.

From home buying and interest rates to investing in gold, crypto, and international stocks, Katie helps make sense of it all. If you’re wondering how to stay financially steady in uncertain times, this episode is for you.

… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Moody’s downgrade. Rising interest rates. Lipstick sales and banana prices as economic signals? This week, we sit down with Katie Klingensmith, Chief Investment Strategist at <a href="https://www.edelmanfinancialengines.com/"><u>Edelman Financial Engines</u></a>, to unpack what’s really going on with the economy and how it impacts your money.</p>
<p>From home buying and interest rates to investing in gold, crypto, and international stocks, Katie helps make sense of it all. If you’re wondering how to stay financially steady in uncertain times, this episode is for you.</p>
<p><em>… Does more financial confidence sound good to you, then you might want to try: </em></p>
<ul>
  <li>
<p>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at ⁠<u>mailbag@hermoney.com</u>⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u>⁠ ⁠⁠Hermoney.com/subscribe⁠</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2248</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[869be5b2-40ae-11f0-b9be-a7f069cf028b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7381322881.mp3?updated=1748983556" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Teaching Kids the Value of a Dollar with Mellody Hobson</title>
      <description>Today, we’re joined by powerhouse financial executive and author Mellody Hobson for an eye-opening conversation about how we teach — and often don’t teach — our kids about money. As co-CEO of Ariel Investments and author of Priceless Facts About Money, Mellody believes that the path to financial literacy starts with our youngest learners.

Together, Jean and Mellody explore:

💸 Why the biggest money lessons often come from outside the classroom

🧠 How early exposure to financial realities can build confidence, not fear 

📊 Practical ways to talk to kids about investing (hint: start with what they know and love!) 

🛠️ Whether giving an allowance actually works 

🔁 And why bartering is the perfect way to teach kids the difference between price and value.



… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 May 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today, we’re joined by powerhouse financial executive and author Mellody Hobson for an eye-opening conversation about how we teach — and often don’t teach — our kids about money. As co-CEO of Ariel Investments and author of Priceless Facts About Money, Mellody believes that the path to financial literacy starts with our youngest learners.

Together, Jean and Mellody explore:

💸 Why the biggest money lessons often come from outside the classroom

🧠 How early exposure to financial realities can build confidence, not fear 

📊 Practical ways to talk to kids about investing (hint: start with what they know and love!) 

🛠️ Whether giving an allowance actually works 

🔁 And why bartering is the perfect way to teach kids the difference between price and value.



… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today, we’re joined by powerhouse financial executive and author Mellody Hobson for an eye-opening conversation about how we teach — and often <em>don’t</em> teach — our kids about money. As co-CEO of Ariel Investments and author of <a href="https://www.amazon.com/Priceless-Facts-about-Money-Mellody/dp/1536224715"><em>Priceless Facts About Money</em></a>, Mellody believes that the path to financial literacy starts with our youngest learners.</p>
<p>Together, Jean and Mellody explore:</p>
<p>💸 Why the biggest money lessons often come from outside the classroom</p>
<p>🧠 How early exposure to financial realities can build confidence, not fear </p>
<p>📊 Practical ways to talk to kids about investing (hint: start with what they know and love!) </p>
<p>🛠️ Whether giving an allowance actually works </p>
<p>🔁 And why bartering is the perfect way to teach kids the difference between price and value.</p>
<p><br></p>
<p>… Does more financial confidence sound good to you, then you might want to try: </p>
<ul>
  <li>
<p>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at ⁠<u>mailbag@hermoney.com</u>⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u>⁠ ⁠⁠Hermoney.com/subscribe⁠</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1822</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[68f68970-3cbe-11f0-a31e-8f3b62a765c1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3961084916.mp3?updated=1748610218" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 477: Find Your Purpose AND Pay the Bills with Suzy Welch</title>
      <description>Are you happy at work? If the answer is anything less than a confident yes, or if you’ve ever felt a quiet nudge toward something more meaningful, this episode is your invitation to rethink what you’re doing and why.

Today on the HerMoney Podcast, Jean Chatzky sits down with Suzy Welch, acclaimed NYU professor and author of the new book Becoming You: The Proven Method for Crafting Your Authentic Life and Career. Suzy shares her revolutionary 15-step framework for discovering your purpose through the lenses of your values, aptitudes, and economically viable interests.

… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 May 2025 08:45:00 -0000</pubDate>
      <itunes:title> Find Your Purpose AND Pay the Bills with Suzy Welch</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>477</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The step-by-step methodology for finding the career (and life) that fits who you really are.</itunes:subtitle>
      <itunes:summary>Are you happy at work? If the answer is anything less than a confident yes, or if you’ve ever felt a quiet nudge toward something more meaningful, this episode is your invitation to rethink what you’re doing and why.

Today on the HerMoney Podcast, Jean Chatzky sits down with Suzy Welch, acclaimed NYU professor and author of the new book Becoming You: The Proven Method for Crafting Your Authentic Life and Career. Suzy shares her revolutionary 15-step framework for discovering your purpose through the lenses of your values, aptitudes, and economically viable interests.

… Does more financial confidence sound good to you, then you might want to try: 


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p><em>Are you happy at work?</em> If the answer is anything less than a confident yes, or if you’ve ever felt a quiet nudge toward something more meaningful, this episode is your invitation to rethink what you’re doing and why.</p>
<p>Today on the HerMoney Podcast, Jean Chatzky sits down with Suzy Welch, acclaimed NYU professor and author of the new book <a href="https://www.harpercollins.com/products/becoming-you-suzy-welch?variant=43110369853474"><em>Becoming You: The Proven Method for Crafting Your Authentic Life and Career</em><u>.</u></a> Suzy shares her revolutionary 15-step framework for discovering your purpose through the lenses of your values, aptitudes, and economically viable interests.</p>
<p>… Does more financial confidence sound good to you, then you might want to try: </p>
<ul>
  <li>
<p>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at ⁠<u>mailbag@hermoney.com</u>⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u>⁠ ⁠⁠Hermoney.com/subscribe⁠</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2145</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2ad07d58-3b2a-11f0-8c1b-9f8e8dbcba74]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4876848985.mp3?updated=1748374608" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: How Americans Are Really Retiring</title>
      <description>What does retirement really look like? Spoiler alert: it’s not all white sand beaches and 4 p.m. tee times.  Today, we’re pulling back the curtain on how Americans retire. Not in theory, but in practice.

On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Wall Street Journal reporters Veronica Dagher and Anne Tergesen to talk about their series: “The Way We Retire Now.” 

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

Looking for more financial confidence?


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 May 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>What does retirement really look like? Spoiler alert: it’s not all white sand beaches and 4 p.m. tee times.  Today, we’re pulling back the curtain on how Americans retire. Not in theory, but in practice.

On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Wall Street Journal reporters Veronica Dagher and Anne Tergesen to talk about their series: “The Way We Retire Now.” 

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

Looking for more financial confidence?


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does retirement <em>really</em> look like? Spoiler alert: it’s not all white sand beaches and 4 p.m. tee times.  Today, we’re pulling back the curtain on how Americans retire. Not in theory, but in practice.</p>
<p>On the most recent episode of <a href="https://www.protectedincome.org/your-money-map/"><u>Your Money Map</u></a>, our weekly show with the Alliance for Lifetime Income, we sit down with <em>Wall Street Journal </em>reporters Veronica Dagher and Anne Tergesen to talk about their series: <a href="https://www.wsj.com/personal-finance/retirement/how-americans-retire-now-b1860f49"><u>“The Way We Retire Now.”</u></a> </p>
<p>If you like this episode and want more, check out all of our Your Money Map episodes at <a href="http://protectedincome.org/your-money-map/"><u>protectedincome.org/your-money-map/</u></a> or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.</p>
<p>Looking for more financial confidence?</p>
<ul>
  <li>
<p>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at ⁠<u>mailbag@hermoney.com</u>⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u>⁠ ⁠⁠Hermoney.com/subscribe⁠</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2078</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3a6ab65c-374c-11f0-9db1-97633c79ed6c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7351071017.mp3?updated=1747946705" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 476: The Simple Path to Wealth: JL Collins on Investing, Index Funds, and Financial Freedom</title>
      <description>This week, we're getting real about financial independence and why it doesn’t have to mean deprivation. Jean sits down with JL Collins, the “Godfather of Financial Independence,” to talk about the relaunch of his bestselling book The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. In a world of rising prices, economic anxiety, and market volatility, does the FIRE (Financial Independence, Retire Early) movement still work? JL says yes.

If you've ever wondered whether financial independence is realistic for you or how to start moving toward it (even slowly), this episode is for you. We’re talking index funds, cash cushions, mindset shifts, and how to build resilience when you’re inundated with questionable financial advice.



Resources and Links:


  
JL Collins' Blog



  
The Simple Path to Wealth (2025 Edition)



  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 May 2025 08:30:00 -0000</pubDate>
      <itunes:title>The Simple Path to Wealth: JL Collins on Investing, Index Funds, and Financial Freedom</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>476</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, we're getting real about financial independence and why it doesn’t have to mean deprivation. Jean sits down with JL Collins, the “Godfather of Financial Independence,” to talk about the relaunch of his bestselling book The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. In a world of rising prices, economic anxiety, and market volatility, does the FIRE (Financial Independence, Retire Early) movement still work? JL says yes.

If you've ever wondered whether financial independence is realistic for you or how to start moving toward it (even slowly), this episode is for you. We’re talking index funds, cash cushions, mindset shifts, and how to build resilience when you’re inundated with questionable financial advice.



Resources and Links:


  
JL Collins' Blog



  
The Simple Path to Wealth (2025 Edition)



  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we're getting real about financial independence and why it doesn’t have to mean deprivation. Jean sits down with JL Collins, the “Godfather of Financial Independence,” to talk about the relaunch of his bestselling book <a href="https://www.amazon.com/exec/obidos/ASIN/B0DQJMVM59?"><em>The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life</em></a>. In a world of rising prices, economic anxiety, and market volatility, does the FIRE (Financial Independence, Retire Early) movement still work? JL says yes.</p>
<p>If you've ever wondered whether financial independence is realistic for you or how to start moving toward it (even slowly), this episode is for you. We’re talking index funds, cash cushions, mindset shifts, and how to build resilience when you’re inundated with questionable financial advice.</p>
<p><br></p>
<p><strong>Resources and Links:</strong></p>
<ul>
  <li>
<p><a href="http://jlcollinsnh.com"><u>JL Collins' Blog</u></a></p>
</li>
  <li>
<p><a href="https://www.amazon.com/exec/obidos/ASIN/B0DQJMVM59?"><u>The Simple Path to Wealth (2025 Edition)</u></a></p>
</li>
  <li>
<p>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at ⁠<u>mailbag@hermoney.com</u>⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u>⁠ ⁠⁠Hermoney.com/subscribe⁠</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2449</itunes:duration>
      <guid isPermaLink="false"><![CDATA[237005e8-358e-11f0-bbb1-e304a84dddb5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6949758035.mp3?updated=1747756687" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Inheritance Dilemma: Cash Out or Invest for the Future?</title>
      <description>In this special AMA Mailbag episode, Jean dives into your most pressing retirement questions with listeners Pam and Laurie. 

First up, Pam, who inherited an IRA from her late mother, wonders whether to cash it out or invest it for the long haul. Then we hear from Laurie, a military spouse navigating what to do with her husband's TSP now that he’s out of the service. Should they roll it over? Keep it where it is? And what’s the best way for a newly self-employed woman to start saving for retirement on her own terms?



💡 Topics Covered:


  
How to make the most of an inherited IRA



  
The emotional power of planning small financial “gifts” from loved ones



  
Smart investment choices for idle HSA funds



  
What to know before moving a TSP into a rollover IRA



  
Retirement saving strategies for freelancers and the self-employed




… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 May 2025 08:45:00 -0000</pubDate>
      <itunes:title>Inheritance Dilemma: Cash Out or Invest for the Future?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special AMA Mailbag episode, Jean dives into your most pressing retirement questions with listeners Pam and Laurie. 

First up, Pam, who inherited an IRA from her late mother, wonders whether to cash it out or invest it for the long haul. Then we hear from Laurie, a military spouse navigating what to do with her husband's TSP now that he’s out of the service. Should they roll it over? Keep it where it is? And what’s the best way for a newly self-employed woman to start saving for retirement on her own terms?



💡 Topics Covered:


  
How to make the most of an inherited IRA



  
The emotional power of planning small financial “gifts” from loved ones



  
Smart investment choices for idle HSA funds



  
What to know before moving a TSP into a rollover IRA



  
Retirement saving strategies for freelancers and the self-employed




… Does more financial confidence sound good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special AMA Mailbag episode, Jean dives into your most pressing retirement questions with listeners Pam and Laurie. </p>
<p>First up, Pam, who inherited an IRA from her late mother, wonders whether to cash it out or invest it for the long haul. Then we hear from Laurie, a military spouse navigating what to do with her husband's TSP now that he’s out of the service. Should they roll it over? Keep it where it is? And what’s the best way for a newly self-employed woman to start saving for retirement on her own terms?</p>
<p><br></p>
<p>💡 <em>Topics Covered:</em></p>
<ul>
  <li>
<p>How to make the most of an inherited IRA</p>
</li>
  <li>
<p>The emotional power of planning small financial “gifts” from loved ones</p>
</li>
  <li>
<p>Smart investment choices for idle HSA funds</p>
</li>
  <li>
<p>What to know before moving a TSP into a rollover IRA</p>
</li>
  <li>
<p>Retirement saving strategies for freelancers and the self-employed</p>
</li>
</ul>
<p><em>… Does more financial confidence sound good to you, then you might want to try: </em></p>
<p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p>
<p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p>
<p><em>Have a question for us? Write to us </em><strong>(or send us a voice note!)</strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> </em></a><a href="http://hermoney.com/subscribe"><em>Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1674</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5c9a80e8-30ff-11f0-add2-e7eece652932]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9385502544.mp3?updated=1748376585" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 475: The Ultimate Plan to Take Control of Your Student Loans in 2025</title>
      <description>This week, we're digging into one of the most pressing financial crises of our time: student loans. After a five-year pause, the Trump administration has officially restarted collections on defaulted federal student loans, and millions of borrowers could soon face wage garnishment, reduced Social Security benefits, and even hits to their credit scores.

Joining us is Jillian Berman, author of the groundbreaking new book, Sunk Cost: Who’s to Blame for the Nation’s Broken Student Loan System and How to Fix It. Jillian takes us behind the headlines, breaks down who is most at risk, and how to get your payments back on track if you’re in default. 

Resources &amp; Links:


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.



  
StudentAid.gov – Check your loan status, repayment options, and servicer info.



  
Sunk Cost by Jillian Berman



  
More from Jillian Berman on MarketWatch




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 May 2025 08:45:00 -0000</pubDate>
      <itunes:title>Worried About Your Student Loans? The Steps To Take NOW</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>475</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, we're digging into one of the most pressing financial crises of our time: student loans. After a five-year pause, the Trump administration has officially restarted collections on defaulted federal student loans, and millions of borrowers could soon face wage garnishment, reduced Social Security benefits, and even hits to their credit scores.

Joining us is Jillian Berman, author of the groundbreaking new book, Sunk Cost: Who’s to Blame for the Nation’s Broken Student Loan System and How to Fix It. Jillian takes us behind the headlines, breaks down who is most at risk, and how to get your payments back on track if you’re in default. 

Resources &amp; Links:


  
🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free.



  
StudentAid.gov – Check your loan status, repayment options, and servicer info.



  
Sunk Cost by Jillian Berman



  
More from Jillian Berman on MarketWatch




Have a question for us? Write to us (or send us a voice note!) at ⁠mailbag@hermoney.com⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at⁠ ⁠⁠Hermoney.com/subscribe⁠!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we're digging into one of the most pressing financial crises of our time: student loans. After a five-year pause, the Trump administration has officially restarted collections on defaulted federal student loans, and millions of borrowers could soon face wage garnishment, reduced Social Security benefits, and even hits to their credit scores.</p>
<p>Joining us is Jillian Berman, author of the groundbreaking new book, <a href="https://www.amazon.com/Sunk-Cost-Nations-Broken-Student/dp/0226821153"><em>Sunk Cost: Who’s to Blame for the Nation’s Broken Student Loan System and How to Fix It</em></a>. Jillian takes us behind the headlines, breaks down who is most at risk, and how to get your payments back on track if you’re in default. </p>
<p><strong>Resources &amp; Links:</strong></p>
<ul>
  <li>
<p>🚀<a href="https://portal.financefixx.com/coastal/s/"> <u>⁠FinanceFixx⁠</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈<a href="https://portal.investingfixx.com/s/"> <u>⁠InvestingFixx⁠</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
  <li>
<p><a href="https://www.studentaid.gov"><u>StudentAid.gov</u></a> – Check your loan status, repayment options, and servicer info.</p>
</li>
  <li>
<p><a href="https://press.uchicago.edu/ucp/books/book/chicago/S/bo244056598.html"><u>Sunk Cost by Jillian Berman</u></a></p>
</li>
  <li>
<p>More from Jillian Berman <a href="https://www.marketwatch.com/author/jillian-berman"><u>on MarketWatch</u></a></p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at ⁠<u>mailbag@hermoney.com</u>⁠. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u>⁠ ⁠⁠Hermoney.com/subscribe⁠</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2055</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a6473efe-3008-11f0-b77b-7f953c6e3de2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9340991746.mp3?updated=1753936274" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to Financially Prepare for IVF: What No One Tells You</title>
      <description>Motherhood is personal and more than a little bit complicated. And today, we’re diving deep into the emotional and financial complexities of modern motherhood with journalist and author of The Mother Code: My Story of Love, Loss, and the Myths That Shape Us, Ruthie Ackerman. Ruthie’s journey includes freezing her eggs in her 30s, navigating a divorce, and ultimately becoming a mother at 43 through donor eggs.

But her story is about much more than biology—it’s about breaking timelines, challenging societal expectations, and rewriting what it means to live a full, intentional life…with or without children.

Looking for more financial confidence?


  
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 May 2025 09:00:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And why any path you choose is the right one.</itunes:subtitle>
      <itunes:summary>Motherhood is personal and more than a little bit complicated. And today, we’re diving deep into the emotional and financial complexities of modern motherhood with journalist and author of The Mother Code: My Story of Love, Loss, and the Myths That Shape Us, Ruthie Ackerman. Ruthie’s journey includes freezing her eggs in her 30s, navigating a divorce, and ultimately becoming a mother at 43 through donor eggs.

But her story is about much more than biology—it’s about breaking timelines, challenging societal expectations, and rewriting what it means to live a full, intentional life…with or without children.

Looking for more financial confidence?


  
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Motherhood is personal and more than a little bit complicated. And today, we’re diving deep into the emotional and financial complexities of modern motherhood with journalist and author of <a href="https://www.penguinrandomhouse.com/books/738465/the-mother-code-by-ruthie-ackerman/">The Mother Code: My Story of Love, Loss, and the Myths That Shape Us</a>, Ruthie Ackerman. Ruthie’s journey includes freezing her eggs in her 30s, navigating a divorce, and ultimately becoming a mother at 43 through donor eggs.</p>
<p>But her story is about much more than biology—it’s about breaking timelines, challenging societal expectations, and rewriting what it means to live a full, intentional life…with or without children.</p>
<p>Looking for more financial confidence?</p>
<ul>
  <li>
<p>🚀 <a href="https://portal.financefixx.com/coastal/s/"><u>FinanceFixx</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈 <a href="https://portal.investingfixx.com/s/"><u>InvestingFixx</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com"><u>mailbag@hermoney.com</u></a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u> </u></a><a href="http://hermoney.com/subscribe"><u>Hermoney.com/subscribe</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1417</itunes:duration>
      <guid isPermaLink="false"><![CDATA[3fdfa838-2c23-11f0-a51c-73786946216d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5420713858.mp3?updated=1751041811" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> Ep 474: Future Millionaires: How to Raise Kids Who Dream Big and Build Wealth Early</title>
      <description>On today’s episode, Jean is sitting down with the brilliant Rachel Rodgers — bestselling author, CEO of Hello Seven, and mom of four — to talk about how we can help the next generation not just survive, but truly thrive.

Rachel shares her fresh, practical roadmap for helping young people build wealth early: from learning to dream big (million-dollar big!) to teaching them the language of money, investing their earnings, and embracing an entrepreneurial mindset. We dive into why just "getting a job" isn't enough anymore, how to help Gen Z overcome financial stress, and why every kid should think like an owner and investor.

Looking for more financial confidence?


  
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 May 2025 09:15:00 -0000</pubDate>
      <itunes:title>Future Millionaires: How to Raise Kids Who Dream Big and Build Wealth Early</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And creative side hustle ideas for the teens in your life.</itunes:subtitle>
      <itunes:summary>On today’s episode, Jean is sitting down with the brilliant Rachel Rodgers — bestselling author, CEO of Hello Seven, and mom of four — to talk about how we can help the next generation not just survive, but truly thrive.

Rachel shares her fresh, practical roadmap for helping young people build wealth early: from learning to dream big (million-dollar big!) to teaching them the language of money, investing their earnings, and embracing an entrepreneurial mindset. We dive into why just "getting a job" isn't enough anymore, how to help Gen Z overcome financial stress, and why every kid should think like an owner and investor.

Looking for more financial confidence?


  
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! 



  
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.




Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On today’s episode, Jean is sitting down with the brilliant <a href="http://futuremillionairebook.com"><u>Rachel Rodgers</u></a> — bestselling author, CEO of Hello Seven, and mom of four — to talk about how we can help the next generation <em>not just survive, but truly thrive</em>.</p>
<p>Rachel shares her fresh, practical roadmap for helping young people build wealth early: from learning to dream big (million-dollar big!) to teaching them the language of money, investing their earnings, and embracing an entrepreneurial mindset. We dive into why just "getting a job" isn't enough anymore, how to help Gen Z overcome financial stress, and why every kid should think like an owner and investor.</p>
<p>Looking for more financial confidence?</p>
<ul>
  <li>
<p>🚀 <a href="https://portal.financefixx.com/coastal/s/"><u>FinanceFixx</u></a> – Our 4 or 8-week coaching program to get your finances on track! </p>
</li>
  <li>
<p>📈 <a href="https://portal.investingfixx.com/s/"><u>InvestingFixx</u></a> – A club for women ready to grow their wealth. Your first month is completely free.</p>
</li>
</ul>
<p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com"><u>mailbag@hermoney.com</u></a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"><u> </u></a><a href="http://hermoney.com/subscribe"><u>Hermoney.com/subscribe</u></a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1868</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0f5fbd7a-2457-11f0-bf3d-47def478fd81]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9076346480.mp3?updated=1746563398" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>When to Pivot: Closing a Business, Reinventing a Career, and Selling Real Estate</title>
      <description>In this AMA Mailbag episode, Jean sits down with two thoughtful guests navigating major financial crossroads. First up is Dawn from Joshua Tree, who is in the process of closing her beloved but unprofitable gift shop. Then we hear from Karyn in Washington, who owns a rental home in Denver and is torn between keeping it as an investment or selling it while market conditions are strong.

💡 Topics Covered:

Knowing when to shut down a business

How to prioritize expenses during a life transition

Rebuilding a career in your 60s

Real estate decisions during uncertain markets

Navigating capital gains tax rules

Letting go of “forever home” fantasies to fund future goals


… Does more financial confidence sounds good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 02 May 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this AMA Mailbag episode, Jean sits down with two thoughtful guests navigating major financial crossroads. First up is Dawn from Joshua Tree, who is in the process of closing her beloved but unprofitable gift shop. Then we hear from Karyn in Washington, who owns a rental home in Denver and is torn between keeping it as an investment or selling it while market conditions are strong.

💡 Topics Covered:

Knowing when to shut down a business

How to prioritize expenses during a life transition

Rebuilding a career in your 60s

Real estate decisions during uncertain markets

Navigating capital gains tax rules

Letting go of “forever home” fantasies to fund future goals


… Does more financial confidence sounds good to you, then you might want to try: 

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! 

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this AMA Mailbag episode, Jean sits down with two thoughtful guests navigating major financial crossroads. First up is Dawn from Joshua Tree, who is in the process of closing her beloved but unprofitable gift shop. Then we hear from Karyn in Washington, who owns a rental home in Denver and is torn between keeping it as an investment or selling it while market conditions are strong.</p><p><br></p><p>💡 <em>Topics Covered:</em></p><ul>
<li>Knowing when to shut down a business</li>
<li>How to prioritize expenses during a life transition</li>
<li>Rebuilding a career in your 60s</li>
<li>Real estate decisions during uncertain markets</li>
<li>Navigating capital gains tax rules</li>
<li>Letting go of “forever home” fantasies to fund future goals</li>
</ul><p><br></p><p><em>… Does more financial confidence sounds good to you, then you might want to try: </em></p><p><br></p><p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track! </em></p><p><br></p><p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free! </em></p><p><br></p><p><em>Have a question for us? Write to us </em><strong><em>(or send us a voice note!)</em></strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2337</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7d633eb2-1a1d-11f0-b028-977328fd1bad]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3220388602.mp3?updated=1745242797" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 473: The Ultimate Layoff Survival Guide with Employment Attorney Peter Rahbar</title>
      <description>This week, we’re diving into a topic that’s on everyone’s mind right now—layoffs. Whether you’ve seen the headlines, heard the whispers in your own company, or been directly affected, the truth is: layoffs are on the rise again, and you need to know how to prepare for them.

Our guest today, Peter Rahbar, is an employment attorney and workplace issues expert. He explains your post-layoff legal rights, offers practical career tips, and shares the most important mindset shift that can help you bounce back better than ever.

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! 

📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Apr 2025 09:30:00 -0000</pubDate>
      <itunes:title>The Ultimate Layoff Survival Guide with Employment Attorney Peter Rahbar</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your legal rights, next steps, and a powerful mindset shift for anyone navigating a layoff. </itunes:subtitle>
      <itunes:summary>This week, we’re diving into a topic that’s on everyone’s mind right now—layoffs. Whether you’ve seen the headlines, heard the whispers in your own company, or been directly affected, the truth is: layoffs are on the rise again, and you need to know how to prepare for them.

Our guest today, Peter Rahbar, is an employment attorney and workplace issues expert. He explains your post-layoff legal rights, offers practical career tips, and shares the most important mindset shift that can help you bounce back better than ever.

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! 

📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re diving into a topic that’s on everyone’s mind right now—layoffs. Whether you’ve seen the headlines, heard the whispers in your own company, or been directly affected, the truth is: layoffs are on the rise again, and you need to know how to prepare for them.</p><p><br></p><p>Our guest today, <a href="https://www.therahbargroup.com/">Peter Rahbar</a>, is an employment attorney and workplace issues expert. He explains your post-layoff legal rights, offers practical career tips, and shares the most important mindset shift that can help you bounce back better than ever.</p><p><br></p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! </li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p>﻿</p><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2381</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[71e2fc2c-21e2-11f0-9b66-53d140cbce46]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9623521706.mp3?updated=1746457673" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> "I make $180k and have 2 kids, can I justify my $200 Pilates membership?"</title>
      <description>In this special Mailbag episode, we welcome back personal finance expert Dana Miranda, author of You Don’t Need a Budget, to tackle your most pressing money questions. From navigating early retirement goals to rebuilding credit post-divorce to whether or not you can justify your boutique Pilates membership, we’re getting real about money, self-care, and financial freedom.

Mailbag Questions:
01:00 “I’m 58, burnt out, and want to retire early; is $200k saved enough?”
07:00 “Should I use my 401(k) to pay off $70K in debt?”
13:00 “Can I afford to work part-time post-divorce, or do I need to look for a full-time job?”
20:00 “I make $180k and have 2 kids, is $200 a month too much for a gym membership?”

Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is FREE.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 25 Apr 2025 08:45:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Answering your biggest budgeting questions. </itunes:subtitle>
      <itunes:summary>In this special Mailbag episode, we welcome back personal finance expert Dana Miranda, author of You Don’t Need a Budget, to tackle your most pressing money questions. From navigating early retirement goals to rebuilding credit post-divorce to whether or not you can justify your boutique Pilates membership, we’re getting real about money, self-care, and financial freedom.

Mailbag Questions:
01:00 “I’m 58, burnt out, and want to retire early; is $200k saved enough?”
07:00 “Should I use my 401(k) to pay off $70K in debt?”
13:00 “Can I afford to work part-time post-divorce, or do I need to look for a full-time job?”
20:00 “I make $180k and have 2 kids, is $200 a month too much for a gym membership?”

Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is FREE.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special Mailbag episode, we welcome back personal finance expert Dana Miranda, author of <em>You Don’t Need a Budget</em>, to tackle your most pressing money questions. From navigating early retirement goals to rebuilding credit post-divorce to whether or not you can justify your boutique Pilates membership, we’re getting real about money, self-care, and financial freedom.</p><p><br></p><p><strong>Mailbag Questions:</strong></p><p><strong>01:00</strong> “I’m 58, burnt out, and want to retire early; is $200k saved enough?”</p><p><strong>07:00</strong> “Should I use my 401(k) to pay off $70K in debt?”</p><p><strong>13:00 </strong>“Can I afford to work part-time post-divorce, or do I need to look for a full-time job?”</p><p><strong>20:00</strong> “I make $180k and have 2 kids, is $200 a month too much for a gym membership?”</p><p><br></p><p><strong>Looking for more financial confidence?</strong></p><ul>
<li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><strong><em>FinanceFixx</em></strong></a><em> – Our 4-week or 8-week coaching program to get your finances on track!</em>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><strong><em>InvestingFixx</em></strong></a><em> – A club for women ready to grow their wealth. Your first month is FREE.</em>
</li>
</ul><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1663</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c0172b02-205c-11f0-a70b-abab6491fb11]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5559111001.mp3?updated=1745426041" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 472: Why You Don’t Need A Budget To Be Good With Money</title>
      <description>Do you really need a budget to manage your money? Or is it time to delete the apps, toss the spreadsheets, and rethink everything?

Today, we’re sitting down with Dana Miranda, author of the bold new book You Don’t Need a Budget: Stop Worrying About Debt, Spend Without Shame, and Manage Money With Ease. Together, she and Jean dig into why traditional “budget culture” can be just as toxic as diet culture and a more intuitive, values-based approach we can use instead.

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! 

📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Apr 2025 08:45:00 -0000</pubDate>
      <itunes:title>Why You Don’t Need A Budget To Be Good With Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>474</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The problem isn't you, the problem is budget culture.</itunes:subtitle>
      <itunes:summary>Do you really need a budget to manage your money? Or is it time to delete the apps, toss the spreadsheets, and rethink everything?

Today, we’re sitting down with Dana Miranda, author of the bold new book You Don’t Need a Budget: Stop Worrying About Debt, Spend Without Shame, and Manage Money With Ease. Together, she and Jean dig into why traditional “budget culture” can be just as toxic as diet culture and a more intuitive, values-based approach we can use instead.

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! 

📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you really <em>need</em> a budget to manage your money? Or is it time to delete the apps, toss the spreadsheets, and rethink everything?</p><p><br></p><p>Today, we’re sitting down with Dana Miranda, author of the bold new book<a href="https://www.youdontneedabudget.com/"> <em>You Don’t Need a Budget: Stop Worrying About Debt, Spend Without Shame, and Manage Money With Ease</em></a><em>. </em>Together, she and Jean dig into why traditional “budget culture” can be just as toxic as diet culture and a more intuitive, values-based approach we can use instead.</p><p><br></p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! </li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is <strong>completely free.</strong>
</li>
</ul><p><br></p><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1851</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1f2af23a-1eb5-11f0-b825-9f82805e2182]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9474290530.mp3?updated=1745245933" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: The Investing Mistakes You’re Probably Making, And How To Stop</title>
      <description>We’ve all been there: endlessly scrolling through financial headlines, absorbing TikTok hot takes, or reading investing books with dreams of becoming the next Warren Buffett. But what if all that advice is doing more harm than good?

On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Barry Ritholtz, host of Bloomberg’s Masters in Business podcast, CIO of Ritholtz Wealth Management, and author of the new book How Not to Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth and How to Avoid Them. His mission? To help us unlearn everything that’s steering us in the wrong direction.

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts May 6th, use code SAVENOW for a 15% discount.
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 18 Apr 2025 08:45:00 -0000</pubDate>
      <itunes:title>Your Money Map Replay: The Investing Mistakes You’re Probably Making, And How To Stop</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How cognitive biases and fear-based behaviors can tank even the smartest portfolios.</itunes:subtitle>
      <itunes:summary>We’ve all been there: endlessly scrolling through financial headlines, absorbing TikTok hot takes, or reading investing books with dreams of becoming the next Warren Buffett. But what if all that advice is doing more harm than good?

On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Barry Ritholtz, host of Bloomberg’s Masters in Business podcast, CIO of Ritholtz Wealth Management, and author of the new book How Not to Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth and How to Avoid Them. His mission? To help us unlearn everything that’s steering us in the wrong direction.

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts May 6th, use code SAVENOW for a 15% discount.
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve all been there: endlessly scrolling through financial headlines, absorbing TikTok hot takes, or reading investing books with dreams of becoming the next Warren Buffett. But what if all that advice is doing more harm than good?</p><p><br></p><p>On the most recent episode of <a href="https://www.protectedincome.org/your-money-map/">Your Money Map</a>, our weekly show with the Alliance for Lifetime Income, we sit down with Barry Ritholtz, host of Bloomberg’s <em>Masters in Business</em> podcast, CIO of Ritholtz Wealth Management, and author of the new book <a href="https://www.amazon.com/How-Not-Invest-numbers-behaviors/dp/1804091197"><em>How Not to Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth and How to Avoid Them</em></a>. His mission? To help us <em>unlearn</em> everything that’s steering us in the wrong direction.</p><p><br></p><p>If you like this episode and want more, check out all of our Your Money Map episodes at <a href="http://protectedincome.org/your-money-map/">protectedincome.org/your-money-map/</a> or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.</p><p><br></p><p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – Our 4 or 8-week coaching program to get your finances on track! </em><strong><em>Our next 4-week session starts May 6th, use code SAVENOW for a 15% discount.</em></strong></p><p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – A club for women ready to grow their wealth. Your first month is completely free.</em></p><p><br></p><p><em>Have a question for us? Write to us </em><strong><em>(or send us a voice note!)</em></strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2140</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1390808c-1bbf-11f0-aba5-0ffedb272090]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6118161792.mp3?updated=1744917542" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 471: The 30-Day ‘No Buy’ Challenge That Can Save You Thousands</title>
      <description>Climate news in the last few years has felt incredibly depressing.  Melting ice caps. Declining bee populations. Corporate greenwashing. It’s easy to feel like there’s nothing we can do that actually makes a difference. But what if you could take one simple action that not only helped the planet but also your wallet and your mental health?

This week, we sit down with Ashlee Piper, award-winning sustainability expert and author of No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your Sanity. She shares how stepping off the work-to-buy treadmill helped her save $36,000, pay off debt, and reconnect with what actually brings her joy.

Join the Challenge + Learn More:
 🔗 Follow Ashlee on Instagram: @ashleepiper
 📬 Get her free Substack and join future challenges

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Apr 2025 08:45:00 -0000</pubDate>
      <itunes:title>The 30-Day ‘No Buy’ Challenge That Can Save You Thousands</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>471</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And make a difference for the planet. </itunes:subtitle>
      <itunes:summary>Climate news in the last few years has felt incredibly depressing.  Melting ice caps. Declining bee populations. Corporate greenwashing. It’s easy to feel like there’s nothing we can do that actually makes a difference. But what if you could take one simple action that not only helped the planet but also your wallet and your mental health?

This week, we sit down with Ashlee Piper, award-winning sustainability expert and author of No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your Sanity. She shares how stepping off the work-to-buy treadmill helped her save $36,000, pay off debt, and reconnect with what actually brings her joy.

Join the Challenge + Learn More:
 🔗 Follow Ashlee on Instagram: @ashleepiper
 📬 Get her free Substack and join future challenges

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Climate news in the last few years has felt incredibly depressing.  Melting ice caps. Declining bee populations. Corporate greenwashing. It’s easy to feel like there’s nothing we can do that <em>actually</em> makes a difference. But what if you could take one simple action that not only helped the planet but also your wallet <em>and</em> your mental health?</p><p><br></p><p>This week, we sit down with Ashlee Piper, award-winning sustainability expert and author of <a href="https://www.amazon.com/No-New-Things-Radically-Simple/dp/1250382165">No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your Sanity</a>. She shares how stepping off the work-to-buy treadmill helped her save $36,000, pay off debt, and reconnect with what actually brings her joy.</p><p><br></p><p><strong>Join the Challenge + Learn More:</strong></p><p> 🔗 Follow Ashlee on Instagram:<a href="https://www.instagram.com/ashleepiper"> @ashleepiper</a></p><p> 📬 Get her <a href="https://ashleepiper.substack.com/">free Substack</a> and join future challenges</p><p><br></p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! <strong>Our next 4-week session starts April 2nd, use code WHM for a $100 discount.</strong>
</li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2138</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7fa53ef8-16f0-11f0-ab76-2b0384e0488c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1811997803.mp3?updated=1744635831" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“I make $150k a year and put $1k into retirement every month.  What else should I be investing in?”</title>
      <description>This week, we’re bringing back expert investor Jenny Van Leeuwen Harrington for a special mailbag episode. She’s answering all of your excellent saving and investing questions—from how to start investing outside of a retirement account to making the most of a short college savings window to figuring out which account to draw from in retirement. 

Whether you're just getting started investing or reassessing your strategy later in life, Jenny and Jean break down the decisions that matter most—and remind us that successful investing is more about time in the market than picking the perfect stocks.

Mailbag Questions:
[1:30] “Is 59 too late to open a Roth IRA, and what should I invest in?”
[5:00] “We have 3 teens and not much saved for college yet. Where should we start?”
[7:30] “I'm a retiree, and I’d like to start pulling money on a monthly basis. Which account should I pull from first?” 
[11:30] “I make $150,000 a year and put $1,000 into my 401k every month. If I want to retire in 15 years, what else should I be investing in?”


Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 11 Apr 2025 08:30:00 -0000</pubDate>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, we’re bringing back expert investor Jenny Van Leeuwen Harrington for a special mailbag episode. She’s answering all of your excellent saving and investing questions—from how to start investing outside of a retirement account to making the most of a short college savings window to figuring out which account to draw from in retirement. 

Whether you're just getting started investing or reassessing your strategy later in life, Jenny and Jean break down the decisions that matter most—and remind us that successful investing is more about time in the market than picking the perfect stocks.

Mailbag Questions:
[1:30] “Is 59 too late to open a Roth IRA, and what should I invest in?”
[5:00] “We have 3 teens and not much saved for college yet. Where should we start?”
[7:30] “I'm a retiree, and I’d like to start pulling money on a monthly basis. Which account should I pull from first?” 
[11:30] “I make $150,000 a year and put $1,000 into my 401k every month. If I want to retire in 15 years, what else should I be investing in?”


Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re bringing back expert investor <a href="https://www.amazon.com/Dividend-Investing-Dependable-seasons-markets/dp/1804090468">Jenny Van Leeuwen Harrington</a> for a special mailbag episode. She’s answering all of your excellent saving and investing questions—from how to start investing outside of a retirement account to making the most of a short college savings window to figuring out which account to draw from in retirement. </p><p><br></p><p>Whether you're just getting started investing or reassessing your strategy later in life, Jenny and Jean break down the decisions that matter most—and remind us that successful investing is more about time in the market than picking the perfect stocks.</p><p><br></p><p><strong>Mailbag Questions:</strong></p><p><strong>[1:30]</strong> “Is 59 too late to open a Roth IRA, and what should I invest in?”</p><p><strong>[5:00]</strong> “We have 3 teens and not much saved for college yet. Where should we start?”</p><p><strong>[7:30] </strong>“I'm a retiree, and I’d like to start pulling money on a monthly basis. Which account should I pull from first?” </p><p><strong>[11:30]</strong> “I make $150,000 a year and put $1,000 into my 401k every month. If I want to retire in 15 years, what else should I be investing in?”</p><p><br></p><p><br></p><p><strong>Looking for more financial confidence?</strong></p><ul>
<li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><strong><em>FinanceFixx</em></strong></a><em> – Our 4-week or 8-week coaching program to get your finances on track!</em>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><strong><em>InvestingFixx</em></strong></a><em> – A club for women ready to grow their wealth</em>
</li>
</ul><p><br></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1334</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[01a0e1cc-1544-11f0-937d-d38033dd6f78]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5037222878.mp3?updated=1744208848" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 470: Steady Income in a Shaky Economy: The Power of Dividend Investing</title>
      <description>Markets have been rocky—and if you’re feeling a little uneasy about where your money is sitting right now, you’re not alone. That’s exactly why we’re turning our attention to a strategy that’s all about dependable income and peace of mind: dividend investing.

This week, we’re sitting down with Jenny Van Leeuwen Harrington, CEO of Gilman Hill Asset Management and author of Dividend Investing: Dependable Income to Navigate All Market Environments. 

Whether you're nearing retirement or just want to sleep better at night, this episode breaks down how you can build a dividend-focused portfolio tailored to your life and your risk tolerance. 

Resources &amp; Links Mentioned:
📍 Learn more about Jenny Harrington
📍 Support the Council for Economic Education

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Apr 2025 08:45:00 -0000</pubDate>
      <itunes:title>Steady Income in a Shaky Economy: The Power of Dividend Investing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Is now the time to play it safe with your money?</itunes:subtitle>
      <itunes:summary>Markets have been rocky—and if you’re feeling a little uneasy about where your money is sitting right now, you’re not alone. That’s exactly why we’re turning our attention to a strategy that’s all about dependable income and peace of mind: dividend investing.

This week, we’re sitting down with Jenny Van Leeuwen Harrington, CEO of Gilman Hill Asset Management and author of Dividend Investing: Dependable Income to Navigate All Market Environments. 

Whether you're nearing retirement or just want to sleep better at night, this episode breaks down how you can build a dividend-focused portfolio tailored to your life and your risk tolerance. 

Resources &amp; Links Mentioned:
📍 Learn more about Jenny Harrington
📍 Support the Council for Economic Education

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Markets have been rocky—and if you’re feeling a little uneasy about where your money is sitting right now, you’re not alone. That’s exactly why we’re turning our attention to a strategy that’s all about dependable income and peace of mind: <em>dividend investing.</em></p><p><br></p><p>This week, we’re sitting down with Jenny Van Leeuwen Harrington, CEO of Gilman Hill Asset Management and author of <a href="https://www.amazon.com/Dividend-Investing-Dependable-seasons-markets/dp/1804090468?tag=googhydr-20&amp;source=dsa&amp;hvcampaign=books&amp;gclid=CjwKCAjw47i_BhBTEiwAaJfPpkWNlt6x8mnfHYq81Qpiv-hTEtSaaLFriOOUAIm30RAbWRLQLGx6CBoC__MQAvD_BwE">Dividend Investing: Dependable Income to Navigate All Market Environments</a>. </p><p><br></p><p>Whether you're nearing retirement or just want to sleep better at night, this episode breaks down how you can build a dividend-focused portfolio tailored to your life and your risk tolerance. </p><p><br></p><p><strong>Resources &amp; Links Mentioned:</strong></p><p>📍 Learn more about <a href="https://gilmanhill.com/our-team/">Jenny Harrington</a></p><p>📍 Support the <a href="https://foundationsinc.org/external-resources/council-for-economic-education/?gad_source=1&amp;gclid=CjwKCAjw47i_BhBTEiwAaJfPppNRQvD04j5hgNEkIpTYdTq6Q-sVk4yv9BqFLSoFaI2CMAZKxOwB7hoCn4gQAvD_BwE">Council for Economic Education</a></p><p><br></p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! <strong>Our next 4-week session starts April 2nd, use code WHM for a $100 discount.</strong>
</li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p>﻿</p><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2233</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ea60b8f4-13bb-11f0-a5d9-5b4ee7b34f3c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3211805808.mp3?updated=1756317328" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Markets Just Got Uglier: Here’s What To Do With Your Money Right Now</title>
      <description>We’re not going to sugarcoat it, it’s been a brutal few days on Wall Street. Markets are reeling. Investors are spooked. And if you’ve peeked at your 401(k) with one eye open while sipping a very large glass of wine...you’re not alone.

That’s why we asked Karen Finerman, co-founder of our InvestingFixx club, to join us to break down what this market chaos really means, how long it might last, and what you should (and shouldn’t) be doing with your money right now.

📊 Want more financial confidence? Join Jean and Karen at InvestingFixx.com. Our investing club for women meets next on April 14 at 8 PM ET, and your first month is free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 08 Apr 2025 15:46:00 -0000</pubDate>
      <itunes:title>The Markets Just Got Uglier: Here’s What To Do With Your Money Right Now</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Buy the dip or hold your cash?</itunes:subtitle>
      <itunes:summary>We’re not going to sugarcoat it, it’s been a brutal few days on Wall Street. Markets are reeling. Investors are spooked. And if you’ve peeked at your 401(k) with one eye open while sipping a very large glass of wine...you’re not alone.

That’s why we asked Karen Finerman, co-founder of our InvestingFixx club, to join us to break down what this market chaos really means, how long it might last, and what you should (and shouldn’t) be doing with your money right now.

📊 Want more financial confidence? Join Jean and Karen at InvestingFixx.com. Our investing club for women meets next on April 14 at 8 PM ET, and your first month is free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re not going to sugarcoat it, it’s been a brutal few days on Wall Street. Markets are reeling. Investors are spooked. And if you’ve peeked at your 401(k) with one eye open while sipping a very large glass of wine...you’re not alone.</p><p><br></p><p>That’s why we asked Karen Finerman, co-founder of our <a href="https://portal.investingfixx.com/s/">InvestingFixx club</a>, to join us to break down <em>what this market chaos really means</em>, how long it might last, and what you should (and shouldn’t) be doing with your money right now.</p><p><br></p><p><em>📊 Want more financial confidence? Join Jean and Karen at</em><a href="https://investingfixx.com"><em> InvestingFixx.com</em></a><em>. Our investing club for women meets next on </em><strong><em>April 14 at 8 PM ET</em></strong><em>, and your </em><strong><em>first month is free</em></strong><em>.</em></p><p><br></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1297</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e8382d9e-148f-11f0-8a75-a3d1959e9953]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2034599834.mp3?updated=1744127477" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“Can a financial advisor help me stress-test my retirement savings?”</title>
      <description>Are financial advisors worth the cost? How do you know when it's time to switch from DIY investing? What exactly should an advisor be doing for you? 

In this special Mailbag episode, Pam Krueger, CEO of WealthRamp, answers all your biggest questions about working with a financial advisor. Plus, we tackle the #1 retirement fear—running out of money—and explain how to stress-test your finances to stay on track.

Mailbag Questions:
[02:00] “When is it time to move from a robo-advisor to a real human?”

[07:00] “Can someone call themselves a fiduciary but still earn commissions?”

[9:30] “I only have $100k saved. Will a financial advisor work with me?”

[12:00] “Should my advisor help with budgeting, insurance, and college planning—or just investments?”

[15:00] “How can I make sure my retirement savings last a lifetime?”

Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 04 Apr 2025 08:50:00 -0000</pubDate>
      <itunes:title>Mailbag: “Can a financial advisor help me stress-test my retirement savings?”</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> And other questions about how to get the most bang for your buck when working with a financial advisor.</itunes:subtitle>
      <itunes:summary>Are financial advisors worth the cost? How do you know when it's time to switch from DIY investing? What exactly should an advisor be doing for you? 

In this special Mailbag episode, Pam Krueger, CEO of WealthRamp, answers all your biggest questions about working with a financial advisor. Plus, we tackle the #1 retirement fear—running out of money—and explain how to stress-test your finances to stay on track.

Mailbag Questions:
[02:00] “When is it time to move from a robo-advisor to a real human?”

[07:00] “Can someone call themselves a fiduciary but still earn commissions?”

[9:30] “I only have $100k saved. Will a financial advisor work with me?”

[12:00] “Should my advisor help with budgeting, insurance, and college planning—or just investments?”

[15:00] “How can I make sure my retirement savings last a lifetime?”

Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are financial advisors worth the cost? How do you know when it's time to switch from DIY investing? What exactly should an advisor be doing for you? </p><p><br></p><p>In this special Mailbag episode, Pam Krueger, CEO of <a href="https://hermoney.com/findanadvisor/">WealthRamp</a>, answers all your biggest questions about working with a financial advisor. Plus, we tackle the #1 retirement fear—running out of money—and explain how to stress-test your finances to stay on track.</p><p><br></p><p><strong>Mailbag Questions:</strong></p><p><strong>[02:00] </strong>“When is it time to move from a robo-advisor to a real human?”</p><p><br></p><p><strong>[07:00] </strong>“Can someone call themselves a fiduciary but still earn commissions?”</p><p><br></p><p><strong>[9:30]</strong> “I only have $100k saved. Will a financial advisor work with me?”</p><p><br></p><p><strong>[12:00] </strong>“Should my advisor help with budgeting, insurance, and college planning—or just investments?”</p><p><br></p><p><strong>[15:00] </strong>“How can I make sure my retirement savings last a lifetime?”</p><p><br></p><p><strong>Looking for more financial confidence?</strong></p><ul>
<li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><strong><em>FinanceFixx</em></strong></a><em> – Our 4-week or 8-week coaching program to get your finances on track!</em>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><strong><em>InvestingFixx</em></strong></a><em> – A club for women ready to grow their wealth</em>
</li>
</ul><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1323</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f76f5c02-0f25-11f0-b326-0bb4b28e4092]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1589055091.mp3?updated=1744736930" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 469:  Financial Advisors Unfiltered: What They Do, What They Don’t, and What to Ask</title>
      <description>Finding a trustworthy financial advisor can feel overwhelming, but it doesn’t have to be. 
Today, we’re joined by Pam Krueger, an investor advocate and the founder of Wealthramp, a referral service that connects consumers with vetted, fee-only fiduciary advisors, to break down how to find the right advisor for your financial goals. We dive into the biggest red flags to watch for, the difference between fee-only and commission-based advisors, and how to take control of your money with confidence.

Resources &amp; Links Mentioned:

Connected with a vetted, fee-only financial advisor here.

Learn more about Pam and Wealthramp.


Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Apr 2025 08:45:00 -0000</pubDate>
      <itunes:title>Financial Advisors Unfiltered: What They Do, What They Don’t, and What to Ask</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/510c4e28-0e4a-11f0-a9cb-474349245b28/image/05e968c47a1f2d100fd85ea1ca78524d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle> The inside scoop on finding a trustworthy financial advisor.</itunes:subtitle>
      <itunes:summary>Finding a trustworthy financial advisor can feel overwhelming, but it doesn’t have to be. 
Today, we’re joined by Pam Krueger, an investor advocate and the founder of Wealthramp, a referral service that connects consumers with vetted, fee-only fiduciary advisors, to break down how to find the right advisor for your financial goals. We dive into the biggest red flags to watch for, the difference between fee-only and commission-based advisors, and how to take control of your money with confidence.

Resources &amp; Links Mentioned:

Connected with a vetted, fee-only financial advisor here.

Learn more about Pam and Wealthramp.


Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Finding a trustworthy financial advisor can feel overwhelming, but it doesn’t have to be. </p><p>Today, we’re joined by Pam Krueger, an investor advocate and the founder of <a href="http://hermoney.com/findanadvisor">Wealthramp</a>, a referral service that connects consumers with vetted, fee-only fiduciary advisors, to break down how to find the right advisor for your financial goals. We dive into the biggest red flags to watch for, the difference between fee-only and commission-based advisors, and how to take control of your money with confidence.</p><p><br></p><p><strong>Resources &amp; Links Mentioned:</strong></p><ul>
<li>Connected with a <a href="http://hermoney.com/findanadvisor">vetted, fee-only financial advisor here</a>.</li>
<li>Learn more about <a href="https://wealthramp.com/about-us/wealthramp-founder-pam-krueger/">Pam and Wealthramp</a>.</li>
</ul><p><br></p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! <strong>Our next 4-week session starts April 2nd, use code WHM for a $100 discount.</strong>
</li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p>﻿</p><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2362</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[510c4e28-0e4a-11f0-a9cb-474349245b28]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1012205020.mp3?updated=1743438062" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: "What are the best AI tools for beginners?"</title>
      <description>In today’s Mailbag, we're diving into your burning AI questions with Celia Quillian, author of AI for Life: 100+ Ways to Use Artificial Intelligence to Make Your Life Easier, More Productive…and More Fun!

Whether you're navigating a career shift, streamlining home maintenance tasks, or planning a road trip, Celia shares how you can use AI to make your life easier. 



Mailbag Questions:

[02:00] “Can AI help me with a career pivot post-layoff?”



[06:00] “How can I use AI to keep track of things I need to get done around the house?”



[10:00] “What are the best free AI courses for beginners?”



[11:00] “Can AI help me plan a bucket list road trip?”



Looking for more financial confidence?


  
🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!


  
📈 InvestingFixx – A club for women ready to grow their wealth



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Mar 2025 08:45:00 -0000</pubDate>
      <itunes:title>Mailbag: “I was recently laid off. Can AI help me figure out what to do next?”</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c2ec6080-0988-11f0-92b3-fbc5649c0703/image/1c84cf8d3476a7c8660f8102d51c2bc2.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>And more questions about how AI can help with resumes, home maintenance, and travel.</itunes:subtitle>
      <itunes:summary>In today’s Mailbag, we're diving into your burning AI questions with Celia Quillian, author of AI for Life: 100+ Ways to Use Artificial Intelligence to Make Your Life Easier, More Productive…and More Fun!

Whether you're navigating a career shift, streamlining home maintenance tasks, or planning a road trip, Celia shares how you can use AI to make your life easier. 



Mailbag Questions:

[02:00] “Can AI help me with a career pivot post-layoff?”



[06:00] “How can I use AI to keep track of things I need to get done around the house?”



[10:00] “What are the best free AI courses for beginners?”



[11:00] “Can AI help me plan a bucket list road trip?”



Looking for more financial confidence?


  
🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!


  
📈 InvestingFixx – A club for women ready to grow their wealth



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In today’s Mailbag, we're diving into your burning AI questions with Celia Quillian, author of <a href="https://www.amazon.com/AI-Life-Artificial-Intelligence-Productive/dp/1507223390#customerReviews"><em>AI for Life: 100+ Ways to Use Artificial Intelligence to Make Your Life Easier, More Productive…and More Fun!</em></a></p>
<p>Whether you're navigating a career shift, streamlining home maintenance tasks, or planning a road trip, Celia shares how you can use AI to make your life easier. </p>
<p><br></p>
<p><strong>Mailbag Questions:</strong></p>
<p><strong>[02:00] </strong>“Can AI help me with a career pivot post-layoff?”</p>
<p><br></p>
<p><strong>[06:00] </strong>“How can I use AI to keep track of things I need to get done around the house?”</p>
<p><br></p>
<p><strong>[10:00]</strong> “What are the best free AI courses for beginners?”</p>
<p><br></p>
<p><strong>[11:00] </strong>“Can AI help me plan a bucket list road trip?”</p>
<p><br></p>
<p><strong>Looking for more financial confidence?</strong></p>
<ul>
  <li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em><strong>FinanceFixx</strong></em></a><em> – Our 4-week or 8-week coaching program to get your finances on track!</em>
</li>
  <li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><em><strong>InvestingFixx</strong></em></a><em> – A club for women ready to grow their wealth</em>
</li>
</ul>
<p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>969</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c2ec6080-0988-11f0-92b3-fbc5649c0703]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9630851855.mp3?updated=1751041988" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 468: AI 101: How to Use AI to Save Time, Make More Money, and Simplify Your Life</title>
      <description>Artificial intelligence is here to stay, and instead of fearing it, we should learn how to make it work for us. Celia Quillian is an AI expert and author of the new book, AI for Life: 100+ Ways to Use Artificial Intelligence to Make Your Life Easier, More Productive…and More Fun! 

She’s joining us to break down how generative AI can help us boost productivity, negotiate raises, manage our finances, and even help book our next vacation. 

Resources &amp; Links Mentioned:

Find Celia on TikTok here.

Article on AI Tools and Environmental Impact



Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Mar 2025 09:00:00 -0000</pubDate>
      <itunes:title>AI 101: How to Use AI to Save Time, Make More Money, and Simplify Your Life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>468</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/04ecc072-08fa-11f0-8526-0f0ecb051599/image/fdd5d1be5ea7680493f618f3934cd93d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle> We’re going back to AI basics.</itunes:subtitle>
      <itunes:summary>Artificial intelligence is here to stay, and instead of fearing it, we should learn how to make it work for us. Celia Quillian is an AI expert and author of the new book, AI for Life: 100+ Ways to Use Artificial Intelligence to Make Your Life Easier, More Productive…and More Fun! 

She’s joining us to break down how generative AI can help us boost productivity, negotiate raises, manage our finances, and even help book our next vacation. 

Resources &amp; Links Mentioned:

Find Celia on TikTok here.

Article on AI Tools and Environmental Impact



Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Artificial intelligence is here to stay, and instead of fearing it, we should learn how to make it work for us. Celia Quillian is an AI expert and author of the new book, <a href="https://www.amazon.com/AI-Life-Artificial-Intelligence-Productive/dp/1507223390">AI for Life: 100+ Ways to Use Artificial Intelligence to Make Your Life Easier, More Productive…and More Fun!</a> </p><p><br></p><p>She’s joining us to break down how generative AI can help us boost productivity, negotiate raises, manage our finances, and even help book our next vacation. </p><p><br></p><p><strong>Resources &amp; Links Mentioned:</strong></p><ul>
<li>Find Celia <a href="https://www.tiktok.com/@smartworkai">on TikTok here</a>.</li>
<li>Article on <a href="https://andymasley.substack.com/p/individual-ai-use-is-not-bad-for">AI Tools and Environmental Impact</a>
</li>
</ul><p><br></p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! <strong>Our next 4-week session starts April 2nd, use code WHM for a $100 discount.</strong>
</li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p><br></p><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2114</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[04ecc072-08fa-11f0-8526-0f0ecb051599]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5349847618.mp3?updated=1756303272" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag with Ramit Sethi: “Should my inheritance fund my husband's retirement?”</title>
      <description>We're back with Ramit Sethi, bestselling author of Money for Couples, for a special Mailbag episode! You asked, and we’re diving into your biggest questions on love, money, and financial decision-making as a team. 
From when to return to work to navigating financial resentment in a marriage, Ramit shares his expert insights (with a dose of tough love) on how to approach these tricky conversations.

Mailbag Questions:
[01:00] “Should my inheritance fund my husband's early retirement?”
[07:00] “Should I go back to school for my dream job—even if it means taking on more debt?”
[13:00] “How do we raise financially responsible kids when we can afford to give them everything?”

Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth


﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Mar 2025 09:00:00 -0000</pubDate>
      <itunes:title>Mailbag with Ramit Sethi: “Should my inheritance fund my husband's retirement?”</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9166a268-0501-11f0-9589-db6db37b4c50/image/5e66f22af0159703dd4d501fd0020ce7.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>And more questions about couples, careers, and cash.</itunes:subtitle>
      <itunes:summary>We're back with Ramit Sethi, bestselling author of Money for Couples, for a special Mailbag episode! You asked, and we’re diving into your biggest questions on love, money, and financial decision-making as a team. 
From when to return to work to navigating financial resentment in a marriage, Ramit shares his expert insights (with a dose of tough love) on how to approach these tricky conversations.

Mailbag Questions:
[01:00] “Should my inheritance fund my husband's early retirement?”
[07:00] “Should I go back to school for my dream job—even if it means taking on more debt?”
[13:00] “How do we raise financially responsible kids when we can afford to give them everything?”

Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth


﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We're back with Ramit Sethi, bestselling author of <a href="https://www.amazon.com/Money-Couples-Stress-Fights-Together/dp/1523523689"><em>Money for Couples</em></a>, for a special Mailbag episode! You asked, and we’re diving into your biggest questions on love, money, and financial decision-making as a team. </p><p>From when to return to work to navigating financial resentment in a marriage, Ramit shares his expert insights (with a dose of tough love) on how to approach these tricky conversations.</p><p><br></p><p><strong>Mailbag Questions:</strong></p><p><strong>[01:00] </strong>“Should my inheritance fund my husband's early retirement?”</p><p><strong>[07:00] </strong>“Should I go back to school for my dream job—even if it means taking on more debt?”</p><p><strong>[13:00] </strong>“How do we raise financially responsible kids when we can afford to give them everything?”</p><p><br></p><p><strong>Looking for more financial confidence?</strong></p><ul>
<li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><strong><em>FinanceFixx</em></strong></a><em> – Our 4-week or 8-week coaching program to get your finances on track!</em>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><strong><em>InvestingFixx</em></strong></a><em> – A club for women ready to grow their wealth</em>
</li>
</ul><p><em>﻿</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>.  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1235</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9166a268-0501-11f0-9589-db6db37b4c50]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7965673809.mp3?updated=1742573874" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 467: We Keep Arguing About Money ...Ramit Sethi's Playbook for Peace</title>
      <description>Money and relationships — it’s complicated. But what if those tough conversations with your partner could actually bring you closer? 
In this episode, Jean Chatzky sits down with personal finance expert and bestselling author Ramit Sethi to talk about how couples can stop fighting about money and start building their rich life together.
Resources &amp; Links Mentioned:
📚 Buy Ramit's Book: Money For Couples
🎙️ Listen to Ramit’s podcast: Money for Couples
📑 Download Ramit’s Conscious Spending Plan

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Mar 2025 06:00:00 -0000</pubDate>
      <itunes:title> How To Talk About Money Without Fighting</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>467</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/fa47a822-03f8-11f0-b35e-8f491dff3fb9/image/fc0bc2d94f2b3e85a2bc697cb613656d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>And create a rich life together.</itunes:subtitle>
      <itunes:summary>Money and relationships — it’s complicated. But what if those tough conversations with your partner could actually bring you closer? 
In this episode, Jean Chatzky sits down with personal finance expert and bestselling author Ramit Sethi to talk about how couples can stop fighting about money and start building their rich life together.
Resources &amp; Links Mentioned:
📚 Buy Ramit's Book: Money For Couples
🎙️ Listen to Ramit’s podcast: Money for Couples
📑 Download Ramit’s Conscious Spending Plan

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Money and relationships — it’s complicated. But what if those tough conversations with your partner could actually bring you <em>closer</em>? </p><p>In this episode, Jean Chatzky sits down with personal finance expert and bestselling author <a href="https://www.iwillteachyoutoberich.com/books/">Ramit Sethi</a> to talk about how couples can stop fighting about money and start building their rich life together.</p><p><strong>Resources &amp; Links Mentioned:</strong></p><p>📚 Buy Ramit's Book: <a href="https://www.iwillteachyoutoberich.com/books/"><em>Money For Couples</em></a></p><p>🎙️ Listen to Ramit’s podcast: <a href="https://podcasts.apple.com/us/podcast/money-for-couples-with-ramit-sethi/id1577864998"><em>Money for Couples</em></a></p><p>📑 Download Ramit’s <a href="https://www.iwillteachyoutoberich.com/best-budgeting-spreadsheets-and-tools/">Conscious Spending Plan</a></p><p><br></p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! <strong>Our next 4-week session starts April 2nd, use code WHM for a $100 discount.</strong>
</li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p><br></p><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2270</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fa47a822-03f8-11f0-b35e-8f491dff3fb9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6857852172.mp3?updated=1751041928" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How Inflation Is Changing The Cost of Groceries And What You Can Do About It</title>
      <description>Scrambled, poached, or over-easy — Americans love their eggs. But lately, buying a carton at the grocery store has been an exercise in sticker shock. Why have egg prices skyrocketed? What role does bird flu play? And is relief on the way?
In this episode, Jean sits down with Jadrian Wooten, Associate Professor of Economics at Virginia Tech, and Phil Lempert, the Supermarket Guru, to crack open the real reasons behind soaring egg prices. They break down supply chain disruptions, grocery store pricing strategies, and what this all means for your wallet. 
📚 Resources &amp; Links Mentioned:
🔹 Jadrian’s article about why egg prices have outpaced chicken.
🔹 Phil’s writing about planning for the bird flu epidemic.
Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 17 Mar 2025 08:00:00 -0000</pubDate>
      <itunes:title>Hard-Boiled Economics: What’s Driving Up Egg Prices?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> And will they come down anytime soon?</itunes:subtitle>
      <itunes:summary>Scrambled, poached, or over-easy — Americans love their eggs. But lately, buying a carton at the grocery store has been an exercise in sticker shock. Why have egg prices skyrocketed? What role does bird flu play? And is relief on the way?
In this episode, Jean sits down with Jadrian Wooten, Associate Professor of Economics at Virginia Tech, and Phil Lempert, the Supermarket Guru, to crack open the real reasons behind soaring egg prices. They break down supply chain disruptions, grocery store pricing strategies, and what this all means for your wallet. 
📚 Resources &amp; Links Mentioned:
🔹 Jadrian’s article about why egg prices have outpaced chicken.
🔹 Phil’s writing about planning for the bird flu epidemic.
Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Scrambled, poached, or over-easy — Americans love their eggs. But lately, buying a carton at the grocery store has been an exercise in sticker shock. Why have egg prices skyrocketed? What role does bird flu play? And is relief on the way?</p><p>In this episode, Jean sits down with <a href="https://www.jadrianwooten.com/">Jadrian Wooten</a>, Associate Professor of Economics at Virginia Tech, and <a href="https://www.supermarketguru.com/">Phil Lempert</a>, the Supermarket Guru, to crack open the real reasons behind soaring egg prices. They break down supply chain disruptions, grocery store pricing strategies, and what this all means for your wallet. </p><p>📚 <strong>Resources &amp; Links Mentioned:</strong></p><p>🔹 <a href="https://www.mondayeconomist.com/p/eggs?utm_campaign=post&amp;utm_medium=web">Jadrian’s article</a> about why egg prices have outpaced chicken.</p><p>🔹 Phil’s writing about <a href="https://therobinreport.com/planning-for-the-bird-flu-epidemic/?utm_source=TRR&amp;utm_medium=daily+email&amp;utm_term=02+21+2025&amp;utm_campaign=Bird+Flu+Crisis+Sparks+Food+System+Disruptions+and+Surging+Egg+Prices">planning for the bird flu</a> epidemic.</p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! <strong>Our next 4-week session starts April 2nd, use code WHM for a $100 discount.</strong>
</li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1936</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c2a14820-0037-11f0-b1b6-cbb2bc08107f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2957435114.mp3?updated=1742835376" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Recession Warning? How To Protect Your Finances Now</title>
      <description>The markets are swinging. Inflation is making headlines. And President Trump just imposed tariffs on steel and aluminum. So… are we heading for a recession? And if we are, what does that mean for your wallet? 
On this special episode, we sit down with economist Kathryn Edwards to break down what’s really happening in the economy. Kathryn explains what a recession is, why economic indicators have so many people on edge, and how new trade policies could impact our financial future.
Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Mar 2025 07:00:00 -0000</pubDate>
      <itunes:title>Recession Warning? How To Protect Your Finances Now</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And what should you be doing with your money right now? </itunes:subtitle>
      <itunes:summary>The markets are swinging. Inflation is making headlines. And President Trump just imposed tariffs on steel and aluminum. So… are we heading for a recession? And if we are, what does that mean for your wallet? 
On this special episode, we sit down with economist Kathryn Edwards to break down what’s really happening in the economy. Kathryn explains what a recession is, why economic indicators have so many people on edge, and how new trade policies could impact our financial future.
Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The markets are swinging. Inflation is making headlines. And President Trump just imposed tariffs on steel and aluminum. So… are we heading for a recession? And if we are, what does that mean for <em>your</em> wallet? </p><p>On this special episode, we sit down with economist <a href="https://www.kathrynanneedwards.com/">Kathryn Edwards</a> to break down what’s <em>really</em> happening in the economy. Kathryn explains what a recession is, why economic indicators have so many people on edge, and how new trade policies could impact our financial future.</p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! <strong>Our next 4-week session starts April 2nd, use code WHM for a $100 discount.</strong>
</li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1910</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2660082c-0012-11f0-98c6-4f8c0e4be35c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1095171535.mp3?updated=1741986730" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 466: How to Upgrade Your Life Without Breaking the Bank</title>
      <description>Do you ever wish you could be more confident, less anxious, or just a little more you, only better? Today we’re joined by Olga Khazan, staff writer at The Atlantic and author of Me, But Better: The Science and Promise of Personality Change. Olga shares what she learned during a year-long experiment in tweaking her habits, mindset, and daily routines — and what actually works when it comes to personal growth.
Plus, it’s Sleep Awareness Week! So in today’s Mailbag, we’re diving into one of the most overlooked factors in financial success, quality sleep. Joining us to tackle your questions is Luke Kelly, CEO of Bryte, a company at the forefront of sleep technology. Use code HERMONEY at bryte.com for $500 off the Bryte Balance model and $750 off the Bryte Balance Pro and Pro Conform.
📚 Resources &amp; Links Mentioned:
🔹 Olga’s article on how having a baby changed her personality
🔹 Ellen Cushing’s viral piece on why Americans aren’t going to parties
🔹 Nathan Hudson’s research on personality shifts
Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Mar 2025 08:00:00 -0000</pubDate>
      <itunes:title>How to Upgrade Your Life Without Breaking the Bank</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>466</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Can you really change who you are?</itunes:subtitle>
      <itunes:summary>Do you ever wish you could be more confident, less anxious, or just a little more you, only better? Today we’re joined by Olga Khazan, staff writer at The Atlantic and author of Me, But Better: The Science and Promise of Personality Change. Olga shares what she learned during a year-long experiment in tweaking her habits, mindset, and daily routines — and what actually works when it comes to personal growth.
Plus, it’s Sleep Awareness Week! So in today’s Mailbag, we’re diving into one of the most overlooked factors in financial success, quality sleep. Joining us to tackle your questions is Luke Kelly, CEO of Bryte, a company at the forefront of sleep technology. Use code HERMONEY at bryte.com for $500 off the Bryte Balance model and $750 off the Bryte Balance Pro and Pro Conform.
📚 Resources &amp; Links Mentioned:
🔹 Olga’s article on how having a baby changed her personality
🔹 Ellen Cushing’s viral piece on why Americans aren’t going to parties
🔹 Nathan Hudson’s research on personality shifts
Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.


📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you ever wish you could be more confident, less anxious, or just a little more <em>you</em>, only better? Today we’re joined by Olga Khazan, staff writer at <em>The Atlantic</em> and author of <a href="https://www.amazon.com/Me-But-Better-Science-Personality/dp/1668012545"><em>Me, But Better: The Science and Promise of Personality Change</em></a>. Olga shares what she learned during a year-long experiment in tweaking her habits, mindset, and daily routines — and what actually <em>works</em> when it comes to personal growth.</p><p>Plus, it’s <a href="https://www.thensf.org/sleep-awareness-week/">Sleep Awareness Week</a>! So in today’s Mailbag, we’re diving into one of the most overlooked factors in financial success, quality sleep. Joining us to tackle your questions is Luke Kelly, <a href="https://www.bryte.com/">CEO of Bryte,</a> a company at the forefront of sleep technology. Use code <strong>HERMONEY</strong> at<a href="https://www.bryte.com"> bryte.com</a> for $500 off the Bryte Balance model and $750 off the Bryte Balance Pro and Pro Conform.</p><p>📚 <strong>Resources &amp; Links Mentioned:</strong></p><p>🔹 Olga’s article on how having a baby <a href="https://www.theatlantic.com/magazine/archive/2025/03/motherhood-parenting-personality-change/681440/">changed her personality</a></p><p>🔹 <a href="https://www.theatlantic.com/family/archive/2025/01/throw-more-parties-loneliness/681203/">Ellen Cushing’s viral piece</a> on why Americans aren’t going to parties</p><p>🔹 Nathan Hudson’s <a href="https://www.nathanwhudson.com/research/">research</a> on personality shifts</p><p>Looking for more financial confidence?</p><ul>
<li>🚀 <a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a> – Our 4 or 8-week coaching program to get your finances on track! <strong>Our next 4-week session starts April 2nd, use code WHM for a $100 discount.</strong>
</li>
<li>📈 <a href="https://portal.investingfixx.com/s/">InvestingFixx</a> – A club for women ready to grow their wealth. Your first month is completely free.</li>
</ul><p>Have a question for us? Write to us <strong>(or send us a voice note!)</strong> at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="http://hermoney.com/subscribe"> Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2491</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3aec07d6-fdb6-11ef-bd45-eb3cad3bebd8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4060556971.mp3?updated=1741725127" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: “I did everything right in my career, so why am I miserable?”</title>
      <description>Are you climbing the wrong ladder? Feeling stuck in a job that looks great on paper but drains your soul?
In this Mailbag episode, Jean Chatzky and executive coach Keren Eldad tackle your biggest career and ambition dilemmas—whether you're burnt out in your 30s, reentering the workforce in your 40s, or wondering what’s next at 55.
Mailbag Questions:
[01:00] “I Did Everything Right… So Why Am I Miserable?”
[05:30] “Am I Too Late to Catch Up?”
[10:00] “I’m 55, Bored, and Not Ready to Retire”
[14:30] “How Do I Avoid a Life of Regret?”

Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth


﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Mar 2025 07:00:00 -0000</pubDate>
      <itunes:title>Mailbag: “I did everything right in my career, so why am I miserable?”</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how to redefine success on your terms.</itunes:subtitle>
      <itunes:summary>Are you climbing the wrong ladder? Feeling stuck in a job that looks great on paper but drains your soul?
In this Mailbag episode, Jean Chatzky and executive coach Keren Eldad tackle your biggest career and ambition dilemmas—whether you're burnt out in your 30s, reentering the workforce in your 40s, or wondering what’s next at 55.
Mailbag Questions:
[01:00] “I Did Everything Right… So Why Am I Miserable?”
[05:30] “Am I Too Late to Catch Up?”
[10:00] “I’m 55, Bored, and Not Ready to Retire”
[14:30] “How Do I Avoid a Life of Regret?”

Looking for more financial confidence?


🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth


﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you climbing the wrong ladder? Feeling stuck in a job that looks great on paper but drains your soul?</p><p>In this Mailbag episode, Jean Chatzky and executive coach <a href="https://breakfreewithgilded.com/">Keren Eldad</a> tackle your biggest career and ambition dilemmas—whether you're burnt out in your 30s, reentering the workforce in your 40s, or wondering what’s next at 55.</p><p><strong>Mailbag Questions:</strong></p><p><strong>[01:00] </strong>“I Did Everything Right… So Why Am I Miserable?”</p><p><strong>[05:30] </strong>“Am I Too Late to Catch Up?”</p><p><strong>[10:00] </strong>“I’m 55, Bored, and Not Ready to Retire”</p><p><strong>[14:30] </strong>“How Do I Avoid a Life of Regret?”</p><p><br></p><p><strong>Looking for more financial confidence?</strong></p><ul>
<li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><strong><em>FinanceFixx</em></strong></a><em> – Our 4-week or 8-week coaching program to get your finances on track!</em>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><strong><em>InvestingFixx</em></strong></a><em> – A club for women ready to grow their wealth</em>
</li>
</ul><p><em>﻿</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1260</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7ea9fb26-f853-11ef-b878-97bc75c20a37]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1597817794.mp3?updated=1741357775" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 465: Chasing Success Burned Me Out. What I Wish I’d Known Sooner.</title>
      <description>Are you constantly chasing the next big achievement, but still feeling unfulfilled? You’re not alone. This week, we’re diving into the concept of empty ambition—that relentless pursuit of success that often leaves high achievers burnt out, anxious, and wondering, “Is this all there is?”
Our guest, Keren Eldad, executive coach, TEDx speaker, and the author of Gilded: Breaking Free from the Cage of Ambition, Perfectionism, and the Relentless Pursuit of More joins us to unpack why so many high-achieving women get stuck in a cycle of perfectionism, people-pleasing, and loss aversion — and how to break free.
🎭 Must-Watch TV Shows That Explore These Themes:
The Marvelous Mrs. Maisel – Watch how ambition and reinvention play out in this award-winning comedy.
Jersey Boys – A story about success, music, and the real meaning of ambition.
Colin from Accounts – Australian comedy with heart and humor.
Matlock – Because sometimes, we just need great TV starring Kathy Bates.
Looking for more financial confidence?


🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Use code WHM for a $100 discount.



📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Mar 2025 08:00:00 -0000</pubDate>
      <itunes:title>Breaking the Cycle of Empty Ambition</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>466</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how to redefine success in your own terms.</itunes:subtitle>
      <itunes:summary>Are you constantly chasing the next big achievement, but still feeling unfulfilled? You’re not alone. This week, we’re diving into the concept of empty ambition—that relentless pursuit of success that often leaves high achievers burnt out, anxious, and wondering, “Is this all there is?”
Our guest, Keren Eldad, executive coach, TEDx speaker, and the author of Gilded: Breaking Free from the Cage of Ambition, Perfectionism, and the Relentless Pursuit of More joins us to unpack why so many high-achieving women get stuck in a cycle of perfectionism, people-pleasing, and loss aversion — and how to break free.
🎭 Must-Watch TV Shows That Explore These Themes:
The Marvelous Mrs. Maisel – Watch how ambition and reinvention play out in this award-winning comedy.
Jersey Boys – A story about success, music, and the real meaning of ambition.
Colin from Accounts – Australian comedy with heart and humor.
Matlock – Because sometimes, we just need great TV starring Kathy Bates.
Looking for more financial confidence?


🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Use code WHM for a $100 discount.



📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you constantly chasing the next big achievement, but still feeling unfulfilled? You’re not alone. This week, we’re diving into the concept of empty ambition—that relentless pursuit of success that often leaves high achievers burnt out, anxious, and wondering, “Is this all there is?”</p><p>Our guest, Keren Eldad, executive coach, TEDx speaker, and the author of<a href="https://www.amazon.com/Gilded-Breaking-Perfectionism-Relentless-Pursuit/dp/..."> <em>Gilded: Breaking Free from the Cage of Ambition, Perfectionism, and the Relentless Pursuit of More</em></a> joins us to unpack why so many high-achieving women get stuck in a cycle of perfectionism, people-pleasing, and loss aversion — and how to break free.</p><p>🎭 <strong>Must-Watch TV Shows That Explore These Themes:</strong></p><p><a href="https://www.amazon.com/The-Marvelous-Mrs-Maisel/dp/B06X9579J1"><em>The Marvelous Mrs. Maisel</em></a> – Watch how ambition and reinvention play out in this award-winning comedy.</p><p><a href="https://jerseyboysinfo.com/"><em>Jersey Boys </em></a>– A story about success, music, and the real meaning of ambition.</p><p><a href="https://tv.apple.com/us/show/colin-from-accounts/umc.cmc.1pov36piwaob6vgnycgsspirg"><em>Colin from Accounts</em></a> – Australian comedy with heart and humor.</p><p><a href="https://www.paramountplus.com/shows/matlock/"><em>Matlock</em></a><em> </em>– Because sometimes, we just need great TV starring Kathy Bates.</p><p>Looking for more financial confidence?</p><ul>
<li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – Our 4 or 8-week coaching program to get your finances on track! </em><strong><em>Use code WHM for a $100 discount.</em></strong>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – A club for women ready to grow their wealth. Your first month is completely free.</em>
</li>
</ul><p><em>Have a question for us? Write to us </em><strong><em>(or send us a voice note!)</em></strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1879</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[59e2c5ee-f83e-11ef-8b0a-070b4d87b595]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3620065288.mp3?updated=1750770708" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: Why Money Alone Won’t Make You Rich with Sahil Bloom</title>
      <description>What does it truly mean to live a wealthy life? If you think it’s all about money, think again. On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Sahil Bloom, entrepreneur, writer, and author of The Five Types of Wealth, to explore a new, holistic approach to wealth-building. Sahil shares his personal journey of redefining success and explains why financial wealth is just one piece of the puzzle.
If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.
👉 More from Sahil Bloom: Follow him @SahilBloom on social media and grab his new book, The Five Types of Wealth, wherever books are sold.
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Feb 2025 09:00:00 -0000</pubDate>
      <itunes:title>Your Money Map Replay: Why Money Alone Won’t Make You Rich</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And what actually will.</itunes:subtitle>
      <itunes:summary>What does it truly mean to live a wealthy life? If you think it’s all about money, think again. On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Sahil Bloom, entrepreneur, writer, and author of The Five Types of Wealth, to explore a new, holistic approach to wealth-building. Sahil shares his personal journey of redefining success and explains why financial wealth is just one piece of the puzzle.
If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.
👉 More from Sahil Bloom: Follow him @SahilBloom on social media and grab his new book, The Five Types of Wealth, wherever books are sold.
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.
📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does it truly mean to live a wealthy life? If you think it’s all about money, think again. On the most recent episode of <a href="https://www.protectedincome.org/your-money-map/">Your Money Map</a>, our weekly show with the Alliance for Lifetime Income, we sit down with Sahil Bloom, entrepreneur, writer, and author of <em>The Five Types of Wealth</em>, to explore a new, holistic approach to wealth-building. Sahil shares his personal journey of redefining success and explains why financial wealth is just one piece of the puzzle.</p><p>If you like this episode and want more, check out all of our Your Money Map episodes at <a href="http://protectedincome.org/your-money-map/">protectedincome.org/your-money-map/</a> or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.</p><p>👉 <strong>More from Sahil Bloom:</strong> Follow him <a href="https://www.sahilbloom.com/">@SahilBloom</a> on social media and grab his new book, <a href="https://www.the5typesofwealth.com/"><em>The Five Types of Wealth</em></a>, wherever books are sold.</p><p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – Our 4 or 8-week coaching program to get your finances on track! </em><strong><em>Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.</em></strong></p><p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – A club for women ready to grow their wealth. Your first month is completely free.</em></p><p><em>Have a question for us? Write to us </em><strong><em>(or send us a voice note!)</em></strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2279</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[14cfd2c2-f455-11ef-bfb7-1349bd685649]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2406188737.mp3?updated=1742416487" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 464: How Black Female Entrepreneurs Are Building Wealth</title>
      <description>As we close out Black History Month, we wanted to shine a spotlight on one sector of the population we’re truly in awe of: Black female business owners. Although Black women make up less than 10% of the U.S. population, they’ve emerged as the fastest-growing group of entrepreneurs in the country. 
Today we’re joined by Tiffany Dufu, president of the Tory Burch Foundation and author of Drop the Ball, to discuss what’s fueling the rise of Black women-owned businesses, the biggest hurdles they face, and how we can all use our purchasing power to support them.
Looking for more financial confidence?


🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.



📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Feb 2025 09:00:00 -0000</pubDate>
      <itunes:title>Supporting Black-Owned Businesses During DEI Rollbacks</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>464</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> And why Black women are opening more businesses than ever.</itunes:subtitle>
      <itunes:summary>As we close out Black History Month, we wanted to shine a spotlight on one sector of the population we’re truly in awe of: Black female business owners. Although Black women make up less than 10% of the U.S. population, they’ve emerged as the fastest-growing group of entrepreneurs in the country. 
Today we’re joined by Tiffany Dufu, president of the Tory Burch Foundation and author of Drop the Ball, to discuss what’s fueling the rise of Black women-owned businesses, the biggest hurdles they face, and how we can all use our purchasing power to support them.
Looking for more financial confidence?


🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.



📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.


Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As we close out Black History Month, we wanted to shine a spotlight on one sector of the population we’re truly in awe of: Black female business owners. Although Black women make up less than 10% of the U.S. population, they’ve emerged as the <em>fastest-growing </em>group of entrepreneurs in the country. </p><p>Today we’re joined by <a href="https://www.tiffanydufu.com/">Tiffany Dufu</a>, president of the Tory Burch Foundation and author of <em>Drop the Ball</em>, to discuss what’s fueling the rise of Black women-owned businesses, the biggest hurdles they face, and how we can all use our purchasing power to support them.</p><p>Looking for more financial confidence?</p><ul>
<li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – Our 4 or 8-week coaching program to get your finances on track! </em><strong><em>Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.</em></strong>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – A club for women ready to grow their wealth. Your first month is completely free.</em>
</li>
</ul><p><em>Have a question for us? Write to us </em><strong><em>(or send us a voice note!)</em></strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2071</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4f3a218c-f39d-11ef-8fb4-870981f139e9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1697407833.mp3?updated=1744649736" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonds 101: What Every Investor Needs To Know</title>
      <description>Bonds: They’re often known as the “boring” part of a portfolio, but they serve a critical purpose in helping investors manage risk and generate steady returns. And we have questions: With interest rates rising and the economy in flux, is now a good time to invest in bonds? How do inflation and the Federal Reserve’s decisions impact bond yields? And should you buy individual bonds or stick to bond funds?
In this episode, we’re joined by Eric Jacobson, Director of Manager Research at Morningstar, to break down everything you need to know about bonds in 2025. We’re going back to basics — and by the end of this episode, you’ll know exactly how bonds should fit into your financial plan.
Looking for more financial confidence?
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.
📈 InvestingFixx – A club for women ready to grow their wealth
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 24 Feb 2025 08:00:00 -0000</pubDate>
      <itunes:title>Bonds 101: What Every Investor Needs To Know</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And is now the right time to buy bonds?</itunes:subtitle>
      <itunes:summary>Bonds: They’re often known as the “boring” part of a portfolio, but they serve a critical purpose in helping investors manage risk and generate steady returns. And we have questions: With interest rates rising and the economy in flux, is now a good time to invest in bonds? How do inflation and the Federal Reserve’s decisions impact bond yields? And should you buy individual bonds or stick to bond funds?
In this episode, we’re joined by Eric Jacobson, Director of Manager Research at Morningstar, to break down everything you need to know about bonds in 2025. We’re going back to basics — and by the end of this episode, you’ll know exactly how bonds should fit into your financial plan.
Looking for more financial confidence?
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.
📈 InvestingFixx – A club for women ready to grow their wealth
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Bonds: They’re often known as the “boring” part of a portfolio, but they serve a critical purpose in helping investors manage risk and generate steady returns. And we have questions: With interest rates rising and the economy in flux, is now a good time to invest in bonds? How do inflation and the Federal Reserve’s decisions impact bond yields? And should you buy individual bonds or stick to bond funds?</p><p>In this episode, we’re joined by <a href="https://www.morningstar.com/people/eric-jacobson">Eric Jacobson</a>, Director of Manager Research at Morningstar, to break down everything you need to know about bonds in 2025. We’re going back to basics — and by the end of this episode, you’ll know exactly how bonds should fit into your financial plan.</p><p>Looking for more financial confidence?</p><p><em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – Our 4 or 8-week coaching program to get your finances on track! </em><strong><em>Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.</em></strong></p><p><em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – A club for women ready to grow their wealth</em></p><p><em>Have a question for us? Write to us </em><strong><em>(or send us a voice note!)</em></strong><em> at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1823</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[78f628b2-f06f-11ef-bd8e-e707e10415f6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7395050566.mp3?updated=1740155841" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Feed Your Family for Less: Budget-Friendly Cooking Strategies That Work</title>
      <description>In this week’s Mailbag, where we’re diving deep into all things grocery shopping, meal prep, and saving money on food! 
Ali Slagle, author of I Dream of Dinner (So You Don’t Have To) and writer of the 40 Ingredients Forever Substack joins us again to answer your questions about how to stretch your grocery dollars, make meal prep effortless, and cook delicious meals with just a few staples.
Have you ever wondered how to shop smarter at the grocery store? Or how long past the "best by" date you can really eat that yogurt? We’ve got you covered.
More From This Episode:
📚 Ali Slagle’s Book: I Dream of Dinner (So You Don’t Have To) 
📖 Ali’s Substack: 40 Ingredients Forever 
📑 New York Times Article on Expiration Dates: Read it here
💬 Join the HerMoney Facebook Community: Get support from like-minded women navigating personal finance, career, and life.
Looking for more financial confidence?


🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.



📈 InvestingFixx – A club for women ready to grow their wealth


﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Feb 2025 07:00:00 -0000</pubDate>
      <itunes:title>Mailbag: All Of Your Grocery and Cooking Questions, Answered</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Stretch your grocery dollars and cook delicious meals. </itunes:subtitle>
      <itunes:summary>In this week’s Mailbag, where we’re diving deep into all things grocery shopping, meal prep, and saving money on food! 
Ali Slagle, author of I Dream of Dinner (So You Don’t Have To) and writer of the 40 Ingredients Forever Substack joins us again to answer your questions about how to stretch your grocery dollars, make meal prep effortless, and cook delicious meals with just a few staples.
Have you ever wondered how to shop smarter at the grocery store? Or how long past the "best by" date you can really eat that yogurt? We’ve got you covered.
More From This Episode:
📚 Ali Slagle’s Book: I Dream of Dinner (So You Don’t Have To) 
📖 Ali’s Substack: 40 Ingredients Forever 
📑 New York Times Article on Expiration Dates: Read it here
💬 Join the HerMoney Facebook Community: Get support from like-minded women navigating personal finance, career, and life.
Looking for more financial confidence?


🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.



📈 InvestingFixx – A club for women ready to grow their wealth


﻿
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this week’s Mailbag, where we’re diving deep into all things grocery shopping, meal prep, and saving money on food! </p><p>Ali Slagle, author of <em>I Dream of Dinner (So You Don’t Have To)</em> and writer of the <em>40 Ingredients Forever</em> Substack joins us again to answer your questions about how to stretch your grocery dollars, make meal prep effortless, and cook delicious meals with just a few staples.</p><p>Have you ever wondered how to shop smarter at the grocery store? Or how long past the "best by" date you can really eat that yogurt? We’ve got you covered.</p><p>More From This Episode:</p><p>📚 Ali Slagle’s Book:<a href="https://www.alislagle.com"> I Dream of Dinner (So You Don’t Have To) </a></p><p>📖 Ali’s Substack:<a href="https://alislagle.substack.com/"> 40 Ingredients Forever </a></p><p>📑 New York Times Article on Expiration Dates:<a href="https://www.nytimes.com/article/expiration-dates.html"> Read it here</a></p><p>💬 Join <a href="https://www.facebook.com/groups/2039572739656574">the HerMoney Facebook Community</a>: Get support from like-minded women navigating personal finance, career, and life.</p><p>Looking for more financial confidence?</p><ul>
<li>
<em>🚀 </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em> – Our 4 or 8-week coaching program to get your finances on track! </em><strong><em>Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.</em></strong>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx</em></a><em> – A club for women ready to grow their wealth</em>
</li>
</ul><p><em>﻿</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1067</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ed94d3e6-eefb-11ef-9a7d-9770c79f2b7d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9648853704.mp3?updated=1747254084" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 463: Affordable Meals for Busy Women: Save Time &amp; Money in the Kitchen</title>
      <description>Have you ever found yourself rushing to the store for a single missing ingredient, only to watch it go bad in your fridge after one use? You’re not alone. With grocery prices soaring, getting the most out of your food budget has never been more important. 
This week, we’re joined by Ali Slagle, New York Times contributor and author of 40 Ingredients Forever, to talk about the art of cooking smarter—not harder. Ali shares her philosophy on keeping a “capsule kitchen” with just 40 key ingredients that can be used in endless combinations. 
Resources &amp; Links:
🔗 Ali Slagle’s Substack: 40 Ingredients Forever
🔗 Ali’s Cookbook: I Dream of Dinner (So You Don’t Have To)
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth
Have a Money Question? Send us your questions for our upcoming Mailbag segment at mailbag@hermoney.com.
Like What You Hear? Rate and review us on Apple Podcasts, and be sure to subscribe so you never miss an episode!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Feb 2025 09:00:00 -0000</pubDate>
      <itunes:title>Affordable Meals for Busy Women: Save Time &amp; Money in the Kitchen</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>463</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The secret to cooking more and spending less.</itunes:subtitle>
      <itunes:summary>Have you ever found yourself rushing to the store for a single missing ingredient, only to watch it go bad in your fridge after one use? You’re not alone. With grocery prices soaring, getting the most out of your food budget has never been more important. 
This week, we’re joined by Ali Slagle, New York Times contributor and author of 40 Ingredients Forever, to talk about the art of cooking smarter—not harder. Ali shares her philosophy on keeping a “capsule kitchen” with just 40 key ingredients that can be used in endless combinations. 
Resources &amp; Links:
🔗 Ali Slagle’s Substack: 40 Ingredients Forever
🔗 Ali’s Cookbook: I Dream of Dinner (So You Don’t Have To)
🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track!
📈 InvestingFixx – A club for women ready to grow their wealth
Have a Money Question? Send us your questions for our upcoming Mailbag segment at mailbag@hermoney.com.
Like What You Hear? Rate and review us on Apple Podcasts, and be sure to subscribe so you never miss an episode!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you ever found yourself rushing to the store for a single missing ingredient, only to watch it go bad in your fridge after one use? You’re not alone. With grocery prices soaring, getting the most out of your food budget has never been more important. </p><p>This week, we’re joined by Ali Slagle, New York Times contributor and author of <a href="https://alislagle.substack.com/"><em>40 Ingredients Forever</em>,</a> to talk about the art of cooking smarter—not harder. Ali shares her philosophy on keeping a “capsule kitchen” with just 40 key ingredients that can be used in endless combinations. </p><p><strong>Resources &amp; Links:</strong></p><p>🔗 Ali Slagle’s Substack: <a href="https://alislagle.substack.com/"><em>40 Ingredients Forever</em></a></p><p>🔗<a href="https://www.alislagle.com"> Ali’s Cookbook: <em>I Dream of Dinner (So You Don’t Have To)</em></a></p><p><em>🚀</em><a href="https://hermoney.com/shop/"><em> </em><strong><em>FinanceFixx</em></strong></a><em> – Our 4 or 8-week coaching program to get your finances on track!</em></p><p><em>📈</em><a href="https://portal.investingfixx.com/s/"><em> </em><strong><em>InvestingFixx</em></strong></a><em> – A club for women ready to grow their wealth</em></p><p><strong>Have a Money Question? </strong>Send us your questions for our upcoming Mailbag segment at mailbag@hermoney.com.</p><p><strong>Like What You Hear? </strong>Rate and review us on Apple Podcasts, and be sure to subscribe so you never miss an episode!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2494</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e3f9e1b0-e96e-11ef-8b78-87d5be9cf655]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8425437935.mp3?updated=1742416528" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: Dating, Money &amp; Love: Matchmaker Maria Answers Your Toughest Questions!</title>
      <description>If you've ever wondered how to navigate love, money, and relationships in today’s dating world, you’re not alone! 💕
In this HerMoney Mailbag, we’re bringing back Matchmaker Maria Avgitidis, CEO of Agape Match and author of Ask a Matchmaker, to answer your biggest dating and financial questions. From dating with an income gap to tackling prenups, managing retirement expectations, and knowing when to accept financial help from a partner—we’re getting into the nitty-gritty of love and money.
More From This Episode:

📖 Preorder Maria’s Book: Ask a Matchmaker


💬 Join the private HerMoney Facebook Community: Get support from like-minded women navigating love, career, and money.


🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.



📈 InvestingFixx – A club for women ready to grow their wealth



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Feb 2025 10:00:00 -0000</pubDate>
      <itunes:title>Mailbag: Dating, Money &amp; Love: Matchmaker Maria Answers Your Toughest Questions!</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>If you've ever wondered how to navigate love, money, and relationships in today’s dating world, you’re not alone! 💕
In this HerMoney Mailbag, we’re bringing back Matchmaker Maria Avgitidis, CEO of Agape Match and author of Ask a Matchmaker, to answer your biggest dating and financial questions. From dating with an income gap to tackling prenups, managing retirement expectations, and knowing when to accept financial help from a partner—we’re getting into the nitty-gritty of love and money.
More From This Episode:

📖 Preorder Maria’s Book: Ask a Matchmaker


💬 Join the private HerMoney Facebook Community: Get support from like-minded women navigating love, career, and money.


🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.



📈 InvestingFixx – A club for women ready to grow their wealth



Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you've ever wondered how to navigate love, money, and relationships in today’s dating world, you’re not alone! 💕</p><p>In this HerMoney Mailbag, we’re bringing back Matchmaker Maria Avgitidis, CEO of Agape Match and author of <em>Ask a Matchmaker</em>, to answer <em>your</em> biggest dating and financial questions. From dating with an income gap to tackling prenups, managing retirement expectations, and knowing when to accept financial help from a partner—we’re getting into the nitty-gritty of love and money.</p><p><strong>More From This Episode:</strong></p><ul>
<li>📖 <strong>Preorder Maria’s Book</strong>:<a href="https://matchmakermaria.com"> <em>Ask a Matchmaker</em></a>
</li>
<li>💬 <strong>Join the private </strong><a href="https://www.facebook.com/groups/2039572739656574"><strong>HerMoney Facebook Community</strong>:</a> Get support from like-minded women navigating love, career, and money.</li>
<li>
<em>🚀 </em><a href="https://hermoney.com/shop/"><strong><em>FinanceFixx</em></strong></a><em> – Our 4 or 8-week coaching program to get your finances on track! </em><strong><em>Our next 4-week session starts March 6th, use code SAVENOW for a 15% discount.</em></strong>
</li>
<li>
<em>📈 </em><a href="https://portal.investingfixx.com/s/"><strong><em>InvestingFixx</em></strong></a><em> – A club for women ready to grow their wealth</em>
</li>
</ul><p><br></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1183</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[080245ea-e8b9-11ef-a0be-5fb71bbe2ca0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9242748890.mp3?updated=1740155573" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 462: Love &amp; Loans: What Every Couple Needs to Talk About Before Getting Serious</title>
      <description>Happy Valentine’s Day, HerMoney fam! If you’ve ever ventured into online dating, you know how tricky (and sometimes exhausting) it can be. But before you consider hiring a matchmaker with a hefty price tag, we’ve got you covered. This week, we sit down with Maria Avgitidis, aka Matchmaker Maria to talk about what really goes into finding “the one.” She’s a fourth-generation matchmaker, CEO of Agape Match, and author of Ask a Matchmaker: Matchmaker Maria’s No-Nonsense Guide To Finding Love.
If you’re single and looking — or just fascinated by modern matchmaking — you won’t want to miss this one!
In Mailbag, Jean and Kathryn answer listener questions about prenups, financial independence in marriage, and the best way to sell an engagement ring post-divorce.
Resources &amp; Links:
📖 Preorder Maria’s book: Ask a Matchmaker
🔗 Listen to Scott Rick talk about why he thinks couples should merge their money.
Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 
While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Feb 2025 10:00:00 -0000</pubDate>
      <itunes:title>Love &amp; Loans: What Every Couple Needs to Talk About Before Getting Serious</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>459</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Finding love without breaking the bank.</itunes:subtitle>
      <itunes:summary>Happy Valentine’s Day, HerMoney fam! If you’ve ever ventured into online dating, you know how tricky (and sometimes exhausting) it can be. But before you consider hiring a matchmaker with a hefty price tag, we’ve got you covered. This week, we sit down with Maria Avgitidis, aka Matchmaker Maria to talk about what really goes into finding “the one.” She’s a fourth-generation matchmaker, CEO of Agape Match, and author of Ask a Matchmaker: Matchmaker Maria’s No-Nonsense Guide To Finding Love.
If you’re single and looking — or just fascinated by modern matchmaking — you won’t want to miss this one!
In Mailbag, Jean and Kathryn answer listener questions about prenups, financial independence in marriage, and the best way to sell an engagement ring post-divorce.
Resources &amp; Links:
📖 Preorder Maria’s book: Ask a Matchmaker
🔗 Listen to Scott Rick talk about why he thinks couples should merge their money.
Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 
While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Happy Valentine’s Day, <em>HerMoney</em> fam! If you’ve ever ventured into online dating, you know how tricky (and sometimes exhausting) it can be. But before you consider hiring a matchmaker with a hefty price tag, we’ve got you covered. This week, we sit down with <em>M</em>aria Avgitidis, aka <em>Matchmaker Maria </em>to talk about what really goes into finding “the one.” She’s a fourth-generation matchmaker, CEO of Agape Match, and author of <a href="https://static.macmillan.com/static/smp/ask-a-matchmaker-9781250342355/"><em>Ask a Matchmaker: Matchmaker Maria’s No-Nonsense Guide To Finding Love</em></a><em>.</em></p><p>If you’re single and looking — or just fascinated by modern matchmaking — you won’t want to miss this one!</p><p>In Mailbag, Jean and Kathryn answer listener questions about prenups, financial independence in marriage, and the best way to sell an engagement ring post-divorce.</p><p>Resources &amp; Links:</p><p>📖 Preorder Maria’s book: <a href="https://static.macmillan.com/static/smp/ask-a-matchmaker-9781250342355/"><em>Ask a Matchmaker</em></a></p><p>🔗 <a href="https://podcasts.apple.com/us/podcast/why-were-attracted-to-our-money-opposites-with-scott-rick/id1098802558?i=1000645271232">Listen to Scott Rick</a> talk about why he thinks couples should merge their money.</p><p><em>Learn more about </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx,</em></a><em> our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em>, our money makeover program.</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. </em></p><p><em>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2825</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[10256c62-e87c-11ef-8d28-d714126c74e8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7323038961.mp3?updated=1744994890" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: Talking about menopause at work, plus how to cover the cost of HRT treatments, and more.</title>
      <description>Today we’re diving deep into all of your questions about the financial challenges that come with perimenopause and menopause with the incredible Jill Herzig, Co-Founder and Chief Brand Officer of Midi Health. We’re tackling everything from career confidence in midlife to the real cost of hormone replacement therapy (HRT). 
 If you caught our last episode, you know Jill is on a mission to make midlife healthcare more accessible — and today, she’s here to answer your questions and make you feel more confident in this next stage of your life.
Resources mentioned in this episode:

✨ Midi Health – Get expert menopause care, wherever you are: joinmidi.com


🎧 Past Episode: The True Cost of Menopause: Your Health, Your Career &amp; Your Wallet with Jill Herzig



Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Feb 2025 09:00:00 -0000</pubDate>
      <itunes:title>Mailbag: Talking about menopause at work, plus how to cover the cost of HRT treatments, and more.</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Tackling all of your menopause questions with Jill Herzig.</itunes:subtitle>
      <itunes:summary>Today we’re diving deep into all of your questions about the financial challenges that come with perimenopause and menopause with the incredible Jill Herzig, Co-Founder and Chief Brand Officer of Midi Health. We’re tackling everything from career confidence in midlife to the real cost of hormone replacement therapy (HRT). 
 If you caught our last episode, you know Jill is on a mission to make midlife healthcare more accessible — and today, she’s here to answer your questions and make you feel more confident in this next stage of your life.
Resources mentioned in this episode:

✨ Midi Health – Get expert menopause care, wherever you are: joinmidi.com


🎧 Past Episode: The True Cost of Menopause: Your Health, Your Career &amp; Your Wallet with Jill Herzig



Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we’re diving deep into all of your questions about the financial challenges that come with perimenopause and menopause with the incredible Jill Herzig, Co-Founder and Chief Brand Officer of Midi Health. We’re tackling everything from career confidence in midlife to the real cost of hormone replacement therapy (HRT). </p><p> If you caught our last episode, you know Jill is on a mission to make midlife healthcare more accessible — and today, she’s here to answer <em>your</em> questions and make you feel more confident in this next stage of your life.</p><p>Resources mentioned in this episode:</p><ul>
<li>✨ <strong>Midi Health</strong> – Get expert menopause care, wherever you are:<a href="https://joinmidi.com"> joinmidi.com</a>
</li>
<li>🎧 <strong>Past Episode:</strong> <a href="https://www.podtrac.com/pts/redirect.mp3/chrt.fm/track/1E7F5E/traffic.megaphone.fm/HER3602302757.mp3?updated=1738603639">The True Cost of Menopause: Your Health, Your Career &amp; Your Wallet with Jill Herzig</a>
</li>
</ul><p><br></p><p><em>Learn more about </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx,</em></a><em> our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em>, our money makeover program.</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1256</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8df49d38-e35a-11ef-b339-db366a4b1faa]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5236653898.mp3?updated=1738766800" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 461: Menopause &amp; Money: The Financial Implications No One Talks About</title>
      <description>This week, Jean sits down with Jill Herzig, Chief Brand Officer and co-founder of Midi Health, to discuss how perimenopause and menopause impact women’s careers, finances, and overall well-being. 
We break down the financial burden of menopause — lost productivity, medical costs, and workplace struggles — and explore real solutions, from hormone therapy to lifestyle changes. 
And in Mailbag: Should you consolidate multiple retirement accounts or keep them separate? What’s the best way to get out of a timeshare without ruining your credit? And—if you forget about an old 401(k)—will anyone actually remind you it’s there? (Spoiler: Probably not!) 
🔗 Resources &amp; Links:

Learn more about Midi Health


Previous episode: What Happens to Your Brain During Menopause with Dr. Lisa Mosconi



Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 
While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Feb 2025 09:00:00 -0000</pubDate>
      <itunes:title> Menopause &amp; Money: The Financial Implications No One Talks About</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>461</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And what menopause products are really worth it.</itunes:subtitle>
      <itunes:summary>This week, Jean sits down with Jill Herzig, Chief Brand Officer and co-founder of Midi Health, to discuss how perimenopause and menopause impact women’s careers, finances, and overall well-being. 
We break down the financial burden of menopause — lost productivity, medical costs, and workplace struggles — and explore real solutions, from hormone therapy to lifestyle changes. 
And in Mailbag: Should you consolidate multiple retirement accounts or keep them separate? What’s the best way to get out of a timeshare without ruining your credit? And—if you forget about an old 401(k)—will anyone actually remind you it’s there? (Spoiler: Probably not!) 
🔗 Resources &amp; Links:

Learn more about Midi Health


Previous episode: What Happens to Your Brain During Menopause with Dr. Lisa Mosconi



Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 
While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, Jean sits down with Jill Herzig, Chief Brand Officer and co-founder of <a href="https://www.joinmidi.com/">Midi Health</a>, to discuss how perimenopause and menopause impact women’s careers, finances, and overall well-being. </p><p>We break down the financial burden of menopause — lost productivity, medical costs, and workplace struggles — and explore real solutions, from hormone therapy to lifestyle changes. </p><p>And in Mailbag: Should you consolidate multiple retirement accounts or keep them separate? What’s the best way to get out of a timeshare without ruining your credit? And—if you forget about an old 401(k)—will anyone actually remind you it’s there? (Spoiler: Probably not!) </p><p>🔗 Resources &amp; Links:</p><ul>
<li>Learn more about <a href="https://www.joinmidi.com/">Midi Health</a>
</li>
<li>Previous episode: <a href="https://hermoney.com/protect/health-care/the-menopause-brain-with-dr-lisa-mosconi-podcast-418/">What Happens to Your Brain During Menopause with Dr. Lisa Mosconi</a>
</li>
</ul><p><br></p><p><em>Learn more about </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx,</em></a><em> our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em>, our money makeover program.</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. </em></p><p><em>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2545</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d4ce9e08-e250-11ef-bcce-8b80af459c8d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3602302757.mp3?updated=1744995003" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: The 2025 Economy and Your Retirement with Betsey Stevenson</title>
      <description>2025 is officially here, and with it comes a new administration in the White House, along with new economic policies that will impact you and your wallet. 
On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we’re joined by Betsey Stevenson, University of Michigan Public Policy and Economics Professor and Former Chief Economist of the U.S. Department of Labor, to talk about what economic changes in the New Year could mean for retirees.
If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.
Resources mentioned in this episode:

Think Like An Economist Podcast

Alliance for Lifetime Income: ProtectedIncome.org



Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 31 Jan 2025 09:00:00 -0000</pubDate>
      <itunes:title>Your Money Map Replay: The 2025 Economy and Your Retirement with Betsey Stevenson</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> What a new administration could mean for retirees.</itunes:subtitle>
      <itunes:summary>2025 is officially here, and with it comes a new administration in the White House, along with new economic policies that will impact you and your wallet. 
On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we’re joined by Betsey Stevenson, University of Michigan Public Policy and Economics Professor and Former Chief Economist of the U.S. Department of Labor, to talk about what economic changes in the New Year could mean for retirees.
If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.
Resources mentioned in this episode:

Think Like An Economist Podcast

Alliance for Lifetime Income: ProtectedIncome.org



Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>2025 is officially here, and with it comes a new administration in the White House, along with new economic policies that will impact you and your wallet. </p><p>On the most recent episode of <a href="https://www.protectedincome.org/your-money-map/">Your Money Map</a>, our weekly show with the Alliance for Lifetime Income, we’re joined by Betsey Stevenson, University of Michigan Public Policy and Economics Professor and Former Chief Economist of the U.S. Department of Labor, to talk about what economic changes in the New Year could mean for retirees.</p><p>If you like this episode and want more, check out all of our Your Money Map episodes at <a href="http://protectedincome.org/your-money-map/">protectedincome.org/your-money-map/</a> or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.</p><p>Resources mentioned in this episode:</p><ul>
<li><a href="https://podcasts.apple.com/us/podcast/think-like-an-economist/id1523898793">Think Like An Economist Podcast</a></li>
<li>Alliance for Lifetime Income:<a href="http://protectedincome.org"> ProtectedIncome.org</a>
</li>
</ul><p><br></p><p><em>Learn more about </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx,</em></a><em> our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em>, our money makeover program.</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1907</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e6e55e42-ddb9-11ef-abbd-af2980308ed7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5259566792.mp3?updated=1738098079" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 460: My Insurance Claim Was Denied — What Can I Actually Do?</title>
      <description>This week we’re tackling the complexities of the insurance system with Jay Feinman, author of Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It. We dive into the recent, shocking murder of UnitedHealthcare CEO Brian Thompson and how it brought our collective frustrations with the health insurance industry into sharp focus.
And in Mailbag, Jean and Kathryn tackle a listener’s question about long-term care insurance. Is a whole-life policy with a long-term care rider the right choice, or is a standalone policy better?
Resources Mentioned in the Episode:

Jay Feinman’s book: Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It.

Websites like Consumer Reports and J.D. Power for rating insurance providers


Healthcare.gov and state insurance marketplaces for comparing health plans


Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Jan 2025 09:00:00 -0000</pubDate>
      <itunes:title>Delay, Deny, Defend: Fixing The Broken Insurance System</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>458</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how to better advocate for yourself at the doctor’s office.</itunes:subtitle>
      <itunes:summary>This week we’re tackling the complexities of the insurance system with Jay Feinman, author of Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It. We dive into the recent, shocking murder of UnitedHealthcare CEO Brian Thompson and how it brought our collective frustrations with the health insurance industry into sharp focus.
And in Mailbag, Jean and Kathryn tackle a listener’s question about long-term care insurance. Is a whole-life policy with a long-term care rider the right choice, or is a standalone policy better?
Resources Mentioned in the Episode:

Jay Feinman’s book: Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It.

Websites like Consumer Reports and J.D. Power for rating insurance providers


Healthcare.gov and state insurance marketplaces for comparing health plans


Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we’re tackling the complexities of the insurance system with Jay Feinman, author of <a href="https://www.amazon.com/Delay-Deny-Defend-paperback-JayM-Feinman/dp/0989501701">Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It</a>. We dive into the recent, shocking murder of UnitedHealthcare CEO Brian Thompson and how it brought our collective frustrations with the health insurance industry into sharp focus.</p><p>And in Mailbag, Jean and Kathryn tackle a listener’s question about <a href="https://hermoney.com/protect/how-much-life-insurance-do-i-really-need-your-101-guide/">long-term care insurance</a>. Is a whole-life policy with a long-term care rider the right choice, or is a standalone policy better?</p><p><strong>Resources Mentioned in the Episode:</strong></p><ul>
<li>Jay Feinman’s book: <a href="https://www.amazon.com/Delay-Deny-Defend-paperback-JayM-Feinman/dp/0989501701">Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It</a>.</li>
<li>Websites like <a href="https://www.consumerreports.org/sem/?EXTKEY=SG72CRA&amp;gad_source=1&amp;gclid=CjwKCAiA-ty8BhA_EiwAkyoa30hLWVhDNAivrMGKhH8wOnytjxcxt8W6sznb73Ze9dhKbVKMSnzP-RoC1LYQAvD_BwE&amp;gclsrc=aw.ds">Consumer Reports</a> and <a href="https://www.jdpower.com/?cid=brde_jdpa&amp;kpid=go_cmp-1067732872_adg-59235086583_ad-611747777483_kwd-559643169080_dev-c_ext-_prd-&amp;gad_source=1&amp;gclid=cjwkcaia-ty8bha_eiwakyoa33ybai_fp_qss4msp6hb-4bukox2hudptwgemcj4krub69fa5-alirocfg8qavd_bwe">J.D. Power</a> for rating insurance providers</li>
<li>
<a href="http://healthcare.gov">Healthcare.gov</a> and state insurance marketplaces for comparing health plans</li>
</ul><p><br></p><p><em>Learn more about </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx,</em></a><em> our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em>, our money makeover program.</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2725</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fcfde56e-dd96-11ef-aa30-0b142034be38]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8672921646.mp3?updated=1747749435" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: FIRE, Family Finances, and Finding Freedom</title>
      <description>We’re diving into your FIRE questions with Shang Saavedra, author of Wealth is a Mindset and a trailblazer in the FIRE (Financial Independence, Retire Early) movement. Shang achieved financial independence at 32 and is here to help you tackle everything from early retirement to overcoming money trauma.

We cover:

How to plan for retirement when the timeline feels uncertain.

The importance of viewing retirement not as an age, but as a state of mind.

Strategies for dealing with money trauma and shifting from a scarcity to an abundance mindset.

Advice for parents balancing their own savings with paying for their children’s college education.

How to make retirement a reality if you’re working in a toxic environment and want to leave.


Don’t forget to leave us a 5-star review on Apple Podcasts and subscribe to our newsletter at Hermoney.com/subscribe!
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 
Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 Jan 2025 07:00:00 -0000</pubDate>
      <itunes:title>Mailbag: FIRE, Family Finances, and Finding Freedom</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>We’re diving into your FIRE questions with Shang Saavedra, author of Wealth is a Mindset and a trailblazer in the FIRE (Financial Independence, Retire Early) movement. Shang achieved financial independence at 32 and is here to help you tackle everything from early retirement to overcoming money trauma.

We cover:

How to plan for retirement when the timeline feels uncertain.

The importance of viewing retirement not as an age, but as a state of mind.

Strategies for dealing with money trauma and shifting from a scarcity to an abundance mindset.

Advice for parents balancing their own savings with paying for their children’s college education.

How to make retirement a reality if you’re working in a toxic environment and want to leave.


Don’t forget to leave us a 5-star review on Apple Podcasts and subscribe to our newsletter at Hermoney.com/subscribe!
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 
Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re diving into your FIRE questions with <a href="https://hermoney.com/invest/retirement/how-to-retire-early-without-hating-your-life-podcast-459/">Shang Saavedra</a>, author of <a href="https://www.amazon.com/Wealth-Mindset-Change-Your-Money/dp/B0D94QCZL6/ref=sr_1_1?dib=eyJ2IjoiMSJ9.OcDl_qtusLmU_PLsuG3gTQFUzCQmMzLH1LW_BJ4Zy14OGojJBQx1BOAYiyqjjWVu2h5QGlkfF1wocT6HlLahxS83vZx9_3r_YHpfzfi4VZPA4szTe0jCP3g05QZBHOTIDiwhXJChASFREjhxPQN3YV405jTFTM7j1eEqhInp4N-d1VDLYIMxjcf-rAb0UWoua8mv8dONwvo8x97ds2Za2jqD9dELoe8q-DIUJEnO7AQ.3xipMAVIHQRRpsvdR9adqsL3ffXuS2hkDVr0bNsbeC8&amp;dib_tag=se&amp;hvadid=405345589103&amp;hvdev=c&amp;hvlocphy=9008075&amp;hvnetw=g&amp;hvqmt=e&amp;hvrand=11554797273173692379&amp;hvtargid=kwd-851474308017&amp;hydadcr=22538_9636739&amp;keywords=wealth+is+a+mindset&amp;qid=1737564106&amp;sr=8-1"><em>Wealth is a Mindset</em></a> and a trailblazer in the FIRE (Financial Independence, Retire Early) movement. Shang achieved financial independence at 32 and is here to help you tackle everything from early retirement to overcoming money trauma.</p><p><br></p><p>We cover:</p><ul>
<li>How to plan for retirement when the timeline feels uncertain.</li>
<li>The importance of viewing retirement not as an age, but as a state of mind.</li>
<li>Strategies for dealing with money trauma and shifting from a scarcity to an abundance mindset.</li>
<li>Advice for parents balancing their own savings with paying for their children’s college education.</li>
<li>How to make retirement a reality if you’re working in a toxic environment and want to leave.</li>
</ul><p><br></p><p><em>Don’t forget to leave us a 5-star review on Apple Podcasts and subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. </em></p><p><em>Learn more about </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx,</em></a><em> our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em>, our money makeover program.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1438</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0248a9ec-d8e1-11ef-b08b-e31fc5f21672]]></guid>
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    </item>
    <item>
      <title>Ep 459: How To Retire Early Without Hating Your Life</title>
      <description>Today we’re diving deep into the world of Financial Independence Retire Early (FIRE) with Shang Saavedra, founder of Save My Cents and author of Wealth is a Mindset: Change Your Mind, Change Your Money. Shang achieved FIRE at just 32 years old, and she’s here to share the ups, downs, and lessons from her journey.
And don’t miss our mailbag segment, where Jean tackles questions about bond funds, ETFs, and making the most of prepaid rewards cards.

Resources Mentioned in This Episode:

Shang Saavedra’s book: Wealth is a Mindset: Change Your Mind, Change Your Money


Shang’s platform: Save My Cents


HerMoney’s Finance Fix and Investing Fix programs: Learn More


Article: Wall Street Journal on bonds



Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Jan 2025 07:00:00 -0000</pubDate>
      <itunes:title>How To Retire Early Without Hating Your Life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>459</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>FIRE isn’t all rice and beans and extreme frugality anymore. </itunes:subtitle>
      <itunes:summary>Today we’re diving deep into the world of Financial Independence Retire Early (FIRE) with Shang Saavedra, founder of Save My Cents and author of Wealth is a Mindset: Change Your Mind, Change Your Money. Shang achieved FIRE at just 32 years old, and she’s here to share the ups, downs, and lessons from her journey.
And don’t miss our mailbag segment, where Jean tackles questions about bond funds, ETFs, and making the most of prepaid rewards cards.

Resources Mentioned in This Episode:

Shang Saavedra’s book: Wealth is a Mindset: Change Your Mind, Change Your Money


Shang’s platform: Save My Cents


HerMoney’s Finance Fix and Investing Fix programs: Learn More


Article: Wall Street Journal on bonds



Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we’re diving deep into the world of Financial Independence Retire Early (FIRE) with Shang Saavedra, founder of <em>Save My Cents</em> and author of <a href="https://www.amazon.com/Wealth-Mindset-Change-Your-Money/dp/B0D94QCZL6"><em>Wealth is a Mindset: Change Your Mind, Change Your Money</em></a>. Shang achieved FIRE at just 32 years old, and she’s here to share the ups, downs, and lessons from her journey.</p><p>And don’t miss our mailbag segment, where Jean tackles questions about bond funds, ETFs, and making the most of prepaid rewards cards.</p><p><br></p><p><strong>Resources Mentioned in This Episode:</strong></p><ul>
<li>Shang Saavedra’s book: <a href="https://www.amazon.com/Wealth-Mindset-Change-Your-Money/dp/B0D94QCZL6"><em>Wealth is a Mindset: Change Your Mind, Change Your Money</em></a>
</li>
<li>Shang’s platform: <a href="https://www.savemycents.com">Save My Cents</a>
</li>
<li>HerMoney’s Finance Fix and Investing Fix programs: <a href="https://hermoney.com">Learn More</a>
</li>
<li>Article: <a href="https://www.wsj.com/finance/bond-yields-rising-charts-367dba8a">Wall Street Journal on bonds</a>
</li>
</ul><p><br></p><p><em>Learn more about </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx,</em></a><em> our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em>, our money makeover program.</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2589</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Stock Market Predictions for 2025</title>
      <description>Today, Jean Chatzky is joined by Karen Finerman, CEO of Metropolitan Capital Advisors, a CNBC Fast Money panelist, and co-founder of our InvestingFixx Club. Together, they reflect on the standout moments of 2024, take a deep dive into the forces shaping the markets in 2025, and offer insights into the year ahead.

Whether you’re new to investing or a seasoned pro, this episode is packed with actionable advice, thoughtful analysis, and inspiration to help you navigate the markets with confidence in 2025.

Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 Jan 2025 07:00:00 -0000</pubDate>
      <itunes:title>Stock Market Predictions for 2025</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Karen Finerman joins us to share her 2024 lessons and 2025 predictions.</itunes:subtitle>
      <itunes:summary>Today, Jean Chatzky is joined by Karen Finerman, CEO of Metropolitan Capital Advisors, a CNBC Fast Money panelist, and co-founder of our InvestingFixx Club. Together, they reflect on the standout moments of 2024, take a deep dive into the forces shaping the markets in 2025, and offer insights into the year ahead.

Whether you’re new to investing or a seasoned pro, this episode is packed with actionable advice, thoughtful analysis, and inspiration to help you navigate the markets with confidence in 2025.

Learn more about InvestingFixx, our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program.
Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today, Jean Chatzky is joined by Karen Finerman, CEO of Metropolitan Capital Advisors, a CNBC <em>Fast Money</em> panelist, and co-founder of our <a href="https://portal.investingfixx.com/s/">InvestingFixx Club</a>. Together, they reflect on the standout moments of 2024, take a deep dive into the forces shaping the markets in 2025, and offer insights into the year ahead.</p><p><br></p><p>Whether you’re new to investing or a seasoned pro, this episode is packed with actionable advice, thoughtful analysis, and inspiration to help you navigate the markets with confidence in 2025.</p><p><br></p><p><em>Learn more about </em><a href="https://portal.investingfixx.com/s/"><em>InvestingFixx,</em></a><em> our women’s investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with </em><a href="https://portal.financefixx.com/coastal/s/"><em>FinanceFixx</em></a><em>, our money makeover program.</em></p><p><em>Have a question for us? Write to us (or send us a voice note!) at </em><a href="mailto:mailbag@hermoney.com"><em>mailbag@hermoney.com</em></a><em>. </em></p><p><br></p><p><em>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at</em><a href="http://hermoney.com/subscribe"><em> Hermoney.com/subscribe</em></a><em>!</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1625</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8535530311.mp3?updated=1737064897" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 458: Healthy Relationships With Money: A Psychologist Tells All </title>
      <description>It’s somehow the middle of January — which means if you’ve made your resolutions and you’re still sticking to them, congratulations are in order! You’ve made it past Quitters Day or the day when most people abandon their resolutions (it falls on the second Friday in January). 

But if you have fallen off of your financial resolutions, this is your sign to pick them back up. Because of his year, it’s time to get serious about building some financial stability, financial resiliency, and cultivate a healthier relationship with money. 

Matt Lundquist, a Columbia University-trained psychotherapist and founder of Tribeca Therapy digs into the root of our money issues and walks us through the steps we can take to improve our relationships with money once and for all. 

CHAPTERS:
00:00 Improving financial habits in the New Year
06:00 Common barriers to good financial behavior
18:00 Why people overspend and use money to address emotional voids
28:00 When to seek financial therapy
33:00 Mailbag Question 1: What’s the best way to invest in Bitcoin with a small amount of money? 
40:00 Mailbag Question 2: How do I best support my parents in paying back my student loans? 

TAKEAWAYS:

Many financial behaviors, such as avoiding credit card statements or overspending, are tied to deeper psychological patterns rather than a lack of financial knowledge.

Tackling small financial disagreements early as a couple can help build a framework for handling larger financial challenges later.

Finding the right therapist involves looking for someone experienced in discussing money-related emotions or asking targeted questions about their experience with this topic.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Jan 2025 09:00:00 -0000</pubDate>
      <itunes:title>Healthy Relationships With Money: A Psychologist Tells All </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>458</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Getting past the root cause of our money issues, once and for all.</itunes:subtitle>
      <itunes:summary>It’s somehow the middle of January — which means if you’ve made your resolutions and you’re still sticking to them, congratulations are in order! You’ve made it past Quitters Day or the day when most people abandon their resolutions (it falls on the second Friday in January). 

But if you have fallen off of your financial resolutions, this is your sign to pick them back up. Because of his year, it’s time to get serious about building some financial stability, financial resiliency, and cultivate a healthier relationship with money. 

Matt Lundquist, a Columbia University-trained psychotherapist and founder of Tribeca Therapy digs into the root of our money issues and walks us through the steps we can take to improve our relationships with money once and for all. 

CHAPTERS:
00:00 Improving financial habits in the New Year
06:00 Common barriers to good financial behavior
18:00 Why people overspend and use money to address emotional voids
28:00 When to seek financial therapy
33:00 Mailbag Question 1: What’s the best way to invest in Bitcoin with a small amount of money? 
40:00 Mailbag Question 2: How do I best support my parents in paying back my student loans? 

TAKEAWAYS:

Many financial behaviors, such as avoiding credit card statements or overspending, are tied to deeper psychological patterns rather than a lack of financial knowledge.

Tackling small financial disagreements early as a couple can help build a framework for handling larger financial challenges later.

Finding the right therapist involves looking for someone experienced in discussing money-related emotions or asking targeted questions about their experience with this topic.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s somehow the middle of January — which means if you’ve made your resolutions and you’re still sticking to them, congratulations are in order! You’ve made it past <a href="https://www.usatoday.com/story/news/nation/2025/01/10/quitters-day-new-years-resolutions/77559275007/">Quitters Day</a> or the day when most people abandon their resolutions (it falls on the second Friday in January). </p><p><br></p><p>But if you have fallen off of your financial resolutions, this is your sign to pick them back up. Because of his year, it’s time to get serious about building some financial stability, financial resiliency, and cultivate a healthier relationship with money. </p><p><br></p><p><a href="https://tribecatherapy.com/our-therapists/matt-lundquist">Matt Lundquist</a>, a Columbia University-trained psychotherapist and founder of Tribeca Therapy digs into the root of our money issues and walks us through the steps we can take to improve our relationships with money once and for all. </p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>Improving financial habits in the New Year</p><p><strong>06:00 </strong>Common barriers to good financial behavior</p><p><strong>18:00</strong> Why people overspend and use money to address emotional voids</p><p><strong>28:00 </strong>When to seek financial therapy</p><p><strong>33:00</strong> Mailbag Question 1: What’s the best way to invest in Bitcoin with a small amount of money? </p><p><strong>40:00</strong> Mailbag Question 2: How do I best support my parents in paying back my student loans? </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Many financial behaviors, such as avoiding credit card statements or overspending, are tied to deeper psychological patterns rather than a lack of financial knowledge.</li>
<li>Tackling small financial disagreements early as a couple can help build a framework for handling larger financial challenges later.</li>
<li>Finding the right therapist involves looking for someone experienced in discussing money-related emotions or asking targeted questions about their experience with this topic.</li>
</ul><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3023</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ea334eba-d2bf-11ef-b7cd-6be3eeb19cf8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5455630841.mp3?updated=1736950411" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: The Surprising Link Between Alcohol and Financial Freedom</title>
      <description>Today, in honor of #DryJanuary, we’re bringing back this episode with Laura McKowen, author of We Are the Luckiest: The Surprising Magic of a Sober Life.

We explore the evolving conversation around alcohol consumption, sobriety, and how they intersect with women’s lives, careers, and finances. Laura also shares her personal journey with alcohol addiction, recovery, and how sobriety improved her financial habits and overall life.

CHAPTERS:
2:30: Alcohol and Culture: Why We Don’t Talk About It
8:00: A Turning Point: Laura’s Sobriety Journey
17:45: The Financial Cost of Drinking
26:00 Practical Tips for the Sober Curious

Additional Resources:


“Is That Drink Worth It To You?” By Susan Dominus


This Naked Mind by Annie Grace

﻿
Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 Jan 2025 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: The Surprising Link Between Alcohol and Financial Freedom</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What does alcohol have to do with your money? Only everything. </itunes:subtitle>
      <itunes:summary>Today, in honor of #DryJanuary, we’re bringing back this episode with Laura McKowen, author of We Are the Luckiest: The Surprising Magic of a Sober Life.

We explore the evolving conversation around alcohol consumption, sobriety, and how they intersect with women’s lives, careers, and finances. Laura also shares her personal journey with alcohol addiction, recovery, and how sobriety improved her financial habits and overall life.

CHAPTERS:
2:30: Alcohol and Culture: Why We Don’t Talk About It
8:00: A Turning Point: Laura’s Sobriety Journey
17:45: The Financial Cost of Drinking
26:00 Practical Tips for the Sober Curious

Additional Resources:


“Is That Drink Worth It To You?” By Susan Dominus


This Naked Mind by Annie Grace

﻿
Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today, in honor of #DryJanuary, we’re bringing back this episode with Laura McKowen, author of <a href="https://www.amazon.com/We-Are-Luckiest-Surprising-Magic/dp/160868654X">We Are the Luckiest: The Surprising Magic of a Sober Life</a><strong>.</strong></p><p><br></p><p>We explore the evolving conversation around alcohol consumption, sobriety, and how they intersect with women’s lives, careers, and finances. Laura also shares her personal journey with alcohol addiction, recovery, and how sobriety improved her financial habits and overall life.</p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>2:30: </strong>Alcohol and Culture: Why We Don’t Talk About It</p><p><strong>8:00:</strong> A Turning Point: Laura’s Sobriety Journey</p><p><strong>17:45: </strong>The Financial Cost of Drinking</p><p><strong>26:00</strong> Practical Tips for the Sober Curious</p><p><br></p><p><strong>Additional Resources:</strong></p><ul>
<li>
<a href="https://www.nytimes.com/2024/06/15/magazine/alcohol-health-risks.html">“Is That Drink Worth It To You?”</a> By Susan Dominus</li>
<li>
<a href="https://www.amazon.com/This-Naked-Mind-Discover-Happiness/dp/0525537236?tag=googhydr-20&amp;source=dsa&amp;hvcampaign=books&amp;gclid=Cj0KCQiA4fi7BhC5ARIsAEV1YibmIItx4lT_9q3lUih2ehBvB1z1BTGAK1ocQ2rCnfca5TLu8DbLdY0aAq-8EALw_wcB">This Naked Mind</a> by Annie Grace</li>
</ul><p>﻿</p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1936</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0fec32d4-ce01-11ef-88d5-fbc9503b6026]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3400185837.mp3?updated=1736950436" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 457: What You Need To Know About the 2025 Economy</title>
      <description>Welcome to 2025! It’s a New Year and it’s also a Presidental transition year which means we’re all wondering where things may be headed this year economy-wise. A little trepidation is always expected anytime a new President is due to take office, but Americans are feeling especially uncertain about how President-elect Trump’s decisions may have a ripple effect on our personal economies. 

Kathryn Edwards, PhD Economist shares how the US economy is really doing and what it could mean for our wallets in 2025.

CHAPTERS:
04:00 The lasting economic reverberations from the pandemic
06:00 Structural economic inequality in the U.S.
11:00 The economy’s cyclical nature
14:00 Advice for investors
17:00 The economic impact of tariffs
22:00 The childcare market failure

TAKEAWAYS:

The pandemic's impact has left a long-lasting imprint, contributing to current economic uncertainty.

The challenges Americans face are rooted in decades of structural economic inequality dating back to the 1980s.

Tariffs increase consumer costs and create unpredictable economic ripple effects.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Jan 2025 07:00:00 -0000</pubDate>
      <itunes:title>What You Need To Know About the 2025 Economy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>457</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how to plan for uncertainty. </itunes:subtitle>
      <itunes:summary>Welcome to 2025! It’s a New Year and it’s also a Presidental transition year which means we’re all wondering where things may be headed this year economy-wise. A little trepidation is always expected anytime a new President is due to take office, but Americans are feeling especially uncertain about how President-elect Trump’s decisions may have a ripple effect on our personal economies. 

Kathryn Edwards, PhD Economist shares how the US economy is really doing and what it could mean for our wallets in 2025.

CHAPTERS:
04:00 The lasting economic reverberations from the pandemic
06:00 Structural economic inequality in the U.S.
11:00 The economy’s cyclical nature
14:00 Advice for investors
17:00 The economic impact of tariffs
22:00 The childcare market failure

TAKEAWAYS:

The pandemic's impact has left a long-lasting imprint, contributing to current economic uncertainty.

The challenges Americans face are rooted in decades of structural economic inequality dating back to the 1980s.

Tariffs increase consumer costs and create unpredictable economic ripple effects.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Welcome to 2025! It’s a New Year and it’s also a Presidental transition year which means we’re all wondering where things may be headed this year economy-wise. A little trepidation is always expected anytime a new President is due to take office, but Americans are feeling especially uncertain about how President-elect Trump’s decisions may have a ripple effect on our personal economies. </p><p><br></p><p><a href="https://www.kathrynanneedwards.com/">Kathryn Edwards</a>, PhD Economist shares how the US economy is really doing and what it could mean for our wallets in 2025.</p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>04:00 </strong>The lasting economic reverberations from the pandemic</p><p><strong>06:00</strong> Structural economic inequality in the U.S.</p><p><strong>11:00</strong> The economy’s cyclical nature</p><p><strong>14:00</strong> Advice for investors</p><p><strong>17:00</strong> The economic impact of tariffs</p><p><strong>22:00 </strong>The childcare market failure</p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>The pandemic's impact has left a long-lasting imprint, contributing to current economic uncertainty.</li>
<li>The challenges Americans face are rooted in decades of structural economic inequality dating back to the 1980s.</li>
<li>Tariffs increase consumer costs and create unpredictable economic ripple effects.</li>
</ul><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2761</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2013bc92-cd37-11ef-8cb4-77f2baba1174]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7986722990.mp3?updated=1736950451" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic Mailbag: Financial Advisors 101</title>
      <description>Is one of your New Year's resolutions to finally hire a financial advisor this year but unsure of where to start? We hear you. That’s why we’re bringing back this special mailbag episode with Pam Krueger, founder and CEO of WealthRamp, to tackle all your burning questions about financial advisors. From finding a fiduciary you can trust to navigating minimum asset requirements, we’ve got you covered.

CHAPTERS:
02:00 Key questions to ask a financial advisor
07:00 Advisors and tax professionals: building a team
14:00 How often should you meet with your financial advisor?
22:00 Advisors who specialize in FIRE

Additional Resources:

Check out WealthRamp to get matched with a vetted fiduciary advisor.

Explore the XY Planning Network for advisors who work with younger clients.

Learn about the Association of African American Financial Advisors here.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 03 Jan 2025 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic Mailbag: Financial Advisors 101</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Answering all of your questions about choosing a financial advisor.</itunes:subtitle>
      <itunes:summary>Is one of your New Year's resolutions to finally hire a financial advisor this year but unsure of where to start? We hear you. That’s why we’re bringing back this special mailbag episode with Pam Krueger, founder and CEO of WealthRamp, to tackle all your burning questions about financial advisors. From finding a fiduciary you can trust to navigating minimum asset requirements, we’ve got you covered.

CHAPTERS:
02:00 Key questions to ask a financial advisor
07:00 Advisors and tax professionals: building a team
14:00 How often should you meet with your financial advisor?
22:00 Advisors who specialize in FIRE

Additional Resources:

Check out WealthRamp to get matched with a vetted fiduciary advisor.

Explore the XY Planning Network for advisors who work with younger clients.

Learn about the Association of African American Financial Advisors here.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is one of your New Year's resolutions to finally hire a financial advisor this year but unsure of where to start? We hear you. That’s why we’re bringing back this special mailbag episode with Pam Krueger, founder and CEO of WealthRamp, to tackle all your burning questions about financial advisors. From finding a fiduciary you can trust to navigating minimum asset requirements, we’ve got you covered.</p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>02:00 </strong>Key questions to ask a financial advisor</p><p><strong>07:00 </strong>Advisors and tax professionals: building a team</p><p><strong>14:00</strong> How often should you meet with your financial advisor?</p><p><strong>22:00</strong> Advisors who specialize in FIRE</p><p><br></p><p><strong>Additional Resources:</strong></p><ul>
<li>Check out<a href="https://www.wealthramp.com"> WealthRamp</a> to get matched with a vetted fiduciary advisor.</li>
<li>Explore the<a href="https://www.xyplanningnetwork.com"> XY Planning Network</a> for advisors who work with younger clients.</li>
<li>Learn about the Association of African American Financial Advisors<a href="https://www.aaaia.com"> here</a>.</li>
</ul><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program FinanceFixx here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1592</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a3b17ba8-c926-11ef-be7a-73d10dc9bae7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7104214577.mp3?updated=1736950483" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 456: Struggling To Find Your Purpose? This One’s For You</title>
      <description>Today we’re diving headfirst into a question that has sparked both inspiration and existential angst for centuries: Finding your purpose. It’s a daunting idea, isn’t it? Purpose can feel abstract, elusive, and ever-shifting — something we’re constantly chasing but rarely confident we’ve fully grasped. 
Dr. Jordan Grumet, author of The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy has answers — and thankfully they’re not as complicated as you might think. 

CHAPTERS:
00:00 The evolving nature of purpose 
04:00 The difference between meaning and purpose
07:00 Little p and Big P Purpose  
22:00 Finding purpose using the magic of subtraction
33:00 Mailbag Question 1: Retirement benchmarks vs. life priorities
41:00 Mailbag Question 2: Rebalancing portfolios near retirement 

TAKEAWAYS:

Purpose is created through meaningful actions.

Rather than chasing lofty, big-picture goals, you should engage in daily activities that bring joy and fulfillment. 

Leverage all available tools—time, energy, community, and passions—to build a life filled with meaning.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Jan 2025 07:00:00 -0000</pubDate>
      <itunes:title>Struggling To Find Your Purpose? This One’s For You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>456</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Finding your purpose doesn’t have to feel so anxiety-inducing. </itunes:subtitle>
      <itunes:summary>Today we’re diving headfirst into a question that has sparked both inspiration and existential angst for centuries: Finding your purpose. It’s a daunting idea, isn’t it? Purpose can feel abstract, elusive, and ever-shifting — something we’re constantly chasing but rarely confident we’ve fully grasped. 
Dr. Jordan Grumet, author of The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy has answers — and thankfully they’re not as complicated as you might think. 

CHAPTERS:
00:00 The evolving nature of purpose 
04:00 The difference between meaning and purpose
07:00 Little p and Big P Purpose  
22:00 Finding purpose using the magic of subtraction
33:00 Mailbag Question 1: Retirement benchmarks vs. life priorities
41:00 Mailbag Question 2: Rebalancing portfolios near retirement 

TAKEAWAYS:

Purpose is created through meaningful actions.

Rather than chasing lofty, big-picture goals, you should engage in daily activities that bring joy and fulfillment. 

Leverage all available tools—time, energy, community, and passions—to build a life filled with meaning.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we’re diving headfirst into a question that has sparked both inspiration and existential angst for centuries: <em>Finding your purpose.</em> It’s a daunting idea, isn’t it? Purpose can feel abstract, elusive, and ever-shifting — something we’re constantly chasing but rarely confident we’ve fully grasped. </p><p>Dr. Jordan Grumet, author of <a href="https://www.amazon.com/Purpose-Code-meaning-maximize-happiness/dp/1804090859"><em>The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy</em></a> has answers — and thankfully they’re not as complicated as you might think. </p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>The evolving nature of purpose </p><p><strong>04:00</strong> The difference between meaning and purpose</p><p><strong>07:00</strong> Little p and Big P Purpose  </p><p><strong>22:00</strong> Finding purpose using the magic of subtraction</p><p><strong>33:00</strong> Mailbag Question 1: Retirement benchmarks vs. life priorities</p><p><strong>41:00</strong> Mailbag Question 2: Rebalancing portfolios near retirement </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Purpose is created through meaningful actions.</li>
<li>Rather than chasing lofty, big-picture goals, you should engage in daily activities that bring joy and fulfillment. </li>
<li>Leverage all available tools—time, energy, community, and passions—to build a life filled with meaning.</li>
</ul><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2889</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d78b5236-c6c0-11ef-b558-db6005b61f0b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1864300417.mp3?updated=1736950497" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: Mental Health: You Are Not Alone</title>
      <description>Today we’re bringing back our episode with Melissa Bernstein, co-founder of the renowned toy company Melissa &amp; Doug, to discuss the critical importance of mental health. Melissa opens up about her decades-long battle with anxiety, depression, and existential despair, sharing how she learned to channel her struggles into light and creativity. We explore why so many women feel isolated, the power of self-acceptance, and how to build authentic relationships.

Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: Mental Health: You Are Not Alone</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>An antidote to your post-holiday blues.</itunes:subtitle>
      <itunes:summary>Today we’re bringing back our episode with Melissa Bernstein, co-founder of the renowned toy company Melissa &amp; Doug, to discuss the critical importance of mental health. Melissa opens up about her decades-long battle with anxiety, depression, and existential despair, sharing how she learned to channel her struggles into light and creativity. We explore why so many women feel isolated, the power of self-acceptance, and how to build authentic relationships.

Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we’re bringing back our episode with <a href="https://www.melissajourney.com/about-melissa">Melissa Bernstein,</a> co-founder of the renowned toy company Melissa &amp; Doug, to discuss the critical importance of mental health. Melissa opens up about her decades-long battle with anxiety, depression, and existential despair, sharing how she learned to channel her struggles into light and creativity. We explore why so many women feel isolated, the power of self-acceptance, and how to build authentic relationships.</p><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2094</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1687a250-befb-11ef-a97f-977fd060cf1b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5074101011.mp3?updated=1736950530" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 455: Let’s Stress Less in 2025</title>
      <description>This holiday season has been….stressful. And if it feels like you’re feeling more holiday stress this year than your male partner, you probably are. A 2023 poll from Yahoo News and YouGov found that 43% of women said their level of stress and anxiety increases during the holidays (compared to 32% of men). 
Resiliency and stress expert Dr. Robyne Hanley-Dafoe shares her top tips for entering the New Year with less stress. Because when we’re less stressed we have more space to manage our needs (including our financial needs), and we can start planning for the future. 

CHAPTERS:
00:00 Why the holidays are so stressful
06:31 Redefining resiliency 
9:01 The five pillars of resilience
20:31 A prescription for stress recovery
33:46 Mailbag Question 1: What is a safe harbor account? 
36:01 Mailbag Question 2: I’m 60 years old. Should I convert my traditional IRA into a Roth IRA? 

TAKEAWAYS:

Resilience is often misunderstood. It’s not just about being born with it but building it through lived experiences and relationships. 

Stress itself isn’t the enemy. It’s the overexposure to stress (distress) that harms us.

Research suggests that swearing (when not directed at others) can improve pain tolerance.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>Let’s Stress Less in 2025</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A playbook for a less stressful year ahead.</itunes:subtitle>
      <itunes:summary>This holiday season has been….stressful. And if it feels like you’re feeling more holiday stress this year than your male partner, you probably are. A 2023 poll from Yahoo News and YouGov found that 43% of women said their level of stress and anxiety increases during the holidays (compared to 32% of men). 
Resiliency and stress expert Dr. Robyne Hanley-Dafoe shares her top tips for entering the New Year with less stress. Because when we’re less stressed we have more space to manage our needs (including our financial needs), and we can start planning for the future. 

CHAPTERS:
00:00 Why the holidays are so stressful
06:31 Redefining resiliency 
9:01 The five pillars of resilience
20:31 A prescription for stress recovery
33:46 Mailbag Question 1: What is a safe harbor account? 
36:01 Mailbag Question 2: I’m 60 years old. Should I convert my traditional IRA into a Roth IRA? 

TAKEAWAYS:

Resilience is often misunderstood. It’s not just about being born with it but building it through lived experiences and relationships. 

Stress itself isn’t the enemy. It’s the overexposure to stress (distress) that harms us.

Research suggests that swearing (when not directed at others) can improve pain tolerance.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This holiday season has been….stressful. And if it feels like you’re feeling more holiday stress this year than your male partner, you probably are. A 2023 poll from Yahoo News and YouGov found that 43% of women said their level of stress and anxiety increases during the holidays (compared to 32% of men). </p><p>Resiliency and stress expert <a href="https://drrobyne.ca/">Dr. Robyne Hanley-Dafoe</a> shares her top tips for entering the New Year with less stress. Because when we’re less stressed we have more space to manage our needs (including our financial needs), and we can start planning for the future. </p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>Why the holidays are so stressful</p><p><strong>06:31 </strong>Redefining resiliency </p><p><strong>9:01 </strong>The five pillars of resilience</p><p><strong>20:31 </strong>A prescription for stress recovery</p><p><strong>33:46</strong> Mailbag Question 1: What is a safe harbor account? </p><p><strong>36:01 </strong>Mailbag Question 2: I’m 60 years old. Should I convert my traditional IRA into a Roth IRA? </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Resilience is often misunderstood. It’s not just about being born with it but building it through lived experiences and relationships. </li>
<li>Stress itself isn’t the enemy. It’s the overexposure to stress (distress) that harms us.</li>
<li>Research suggests that swearing (when not directed at others) can improve pain tolerance.</li>
</ul><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2804</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c7b7736e-be30-11ef-bd49-6bf97c4c651d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8595691332.mp3?updated=1736950552" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: The Lazy Women's Guide To Cooking With Melissa Clark</title>
      <description>Did you know we’re spending over 11% of our disposable income on food—the highest amount since 1991? It’s time to take control of our grocery bills and find joy in the kitchen. That’s why we’re revisiting one of our favorite episodes with New York Times food columnist Melissa Clark, author of Dinner in One, and over 40 other cookbooks.
Melissa shares her genius tips for cutting down on time and effort in the kitchen while maximizing flavor. From one-pan wonders to her philosophy of simplifying recipes (and minimizing cleanup), she makes cooking accessible—even for those who think they’re too “lazy” to cook. Plus, Melissa talks about her must-have pantry staples, freezer essentials, and why she no longer keeps potatoes on hand.

Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: The Lazy Women's Guide To Cooking With Melissa Clark</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Cut down kitchen time, maximize fun and flavor. </itunes:subtitle>
      <itunes:summary>Did you know we’re spending over 11% of our disposable income on food—the highest amount since 1991? It’s time to take control of our grocery bills and find joy in the kitchen. That’s why we’re revisiting one of our favorite episodes with New York Times food columnist Melissa Clark, author of Dinner in One, and over 40 other cookbooks.
Melissa shares her genius tips for cutting down on time and effort in the kitchen while maximizing flavor. From one-pan wonders to her philosophy of simplifying recipes (and minimizing cleanup), she makes cooking accessible—even for those who think they’re too “lazy” to cook. Plus, Melissa talks about her must-have pantry staples, freezer essentials, and why she no longer keeps potatoes on hand.

Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Did you know we’re spending over 11% of our disposable income on food—the highest amount since 1991? It’s time to take control of our grocery bills and find joy in the kitchen. That’s why we’re revisiting one of our favorite episodes with New York Times food columnist <a href="https://www.melissaclark.net/">Melissa Clark</a>, author of <em>Dinner in One,</em> and over 40 other cookbooks.</p><p>Melissa shares her genius tips for cutting down on time and effort in the kitchen while maximizing flavor. From one-pan wonders to her philosophy of simplifying recipes (and minimizing cleanup), she makes cooking accessible—even for those who think they’re too “lazy” to cook. Plus, Melissa talks about her must-have pantry staples, freezer essentials, and why she no longer keeps potatoes on hand.</p><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1244</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4326f5f6-be22-11ef-a7a0-37790b293c4f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9253041509.mp3?updated=1736950571" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Jean Chatzky’s Money Moves To Make Before The End Of The Year</title>
      <description>As 2024 comes to a close, it’s time to take control of your money and set yourself up for an even better 2025. How to do it? We’ve got nine actionable steps from HerMoney CEO Jean Chatzky. From rebalancing your investment portfolio after a booming stock market year, to making sure your cash is earning its keep in high-yield savings accounts, we share how to optimize your money. 

Takeaways:

Gains in tech stocks may have caused your asset allocation to shift, increasing risk. Rebalancing protects you if the market dips.

Shop for high-yield savings accounts, CDs, or annuities with rates around 4-5% before rates drop further.

Offset capital gains by selling underperforming investments.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>Jean Chatzky’s Money Moves To Make Before The End Of The Year</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Actionable steps to optimize your finances before 2025.</itunes:subtitle>
      <itunes:summary>As 2024 comes to a close, it’s time to take control of your money and set yourself up for an even better 2025. How to do it? We’ve got nine actionable steps from HerMoney CEO Jean Chatzky. From rebalancing your investment portfolio after a booming stock market year, to making sure your cash is earning its keep in high-yield savings accounts, we share how to optimize your money. 

Takeaways:

Gains in tech stocks may have caused your asset allocation to shift, increasing risk. Rebalancing protects you if the market dips.

Shop for high-yield savings accounts, CDs, or annuities with rates around 4-5% before rates drop further.

Offset capital gains by selling underperforming investments.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As 2024 comes to a close, it’s time to take control of your money and set yourself up for an even better 2025. How to do it? We’ve got nine actionable steps from HerMoney CEO Jean Chatzky. From rebalancing your investment portfolio after a booming stock market year, to making sure your cash is earning its keep in high-yield savings accounts, we share how to optimize your money. </p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Gains in tech stocks may have caused your asset allocation to shift, increasing risk. Rebalancing protects you if the market dips.</li>
<li>Shop for high-yield savings accounts, CDs, or annuities with rates around 4-5% before rates drop further.</li>
<li>Offset capital gains by selling underperforming investments.</li>
</ul><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>964</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a5c25698-bd81-11ef-ad6d-2728fa5c517e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2534194713.mp3?updated=1736950589" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 454: Swedish Death Cleaning 101 </title>
      <description>It’s a record-breaking year for holiday travel with AAA reporting that almost 120 million people will travel 50 miles or more to spend this holiday season with the people they love. If you’re one of those people traveling to spend to holidays with your parents or your partner's parents, may we suggest doing a little Swedish death cleaning while you’re there? 
No, it’s not as morbid as it sounds (and, if done right, it shouldn’t put a damper on your holiday spirit). Psychologist and Swedish death cleaning expert, Katarina Blom shares why Swedish death cleaning is a life-affirming experience and practical tips for getting started.

CHAPTERS:
00:00 Holiday decluttering
06:00 Swedish death cleaning defined
9:00 How to start Swedish death cleaning
18:00 Setting a purpose for your home
30:01 Mailbag Question 1: I have multiple properties, which one should I pay off before I retire?  
37:01 Mailbag Question 2: What are the implications of closing a credit card that my parents opened before I was 18? 

TAKEAWAYS:

Swedish death cleaning is life-affirming and helps create space for what truly matters.

Acknowledging our mortality can lead to a more fulfilling life.

Consumerism often serves as an avoidance strategy for dealing with pain.

Having open conversations about death can help relieve anxiety about the future.

Finding purpose in your home is essential for a peaceful living environment.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>Swedish Death Cleaning 101 </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>No, it’s not as morbid as it sounds.</itunes:subtitle>
      <itunes:summary>It’s a record-breaking year for holiday travel with AAA reporting that almost 120 million people will travel 50 miles or more to spend this holiday season with the people they love. If you’re one of those people traveling to spend to holidays with your parents or your partner's parents, may we suggest doing a little Swedish death cleaning while you’re there? 
No, it’s not as morbid as it sounds (and, if done right, it shouldn’t put a damper on your holiday spirit). Psychologist and Swedish death cleaning expert, Katarina Blom shares why Swedish death cleaning is a life-affirming experience and practical tips for getting started.

CHAPTERS:
00:00 Holiday decluttering
06:00 Swedish death cleaning defined
9:00 How to start Swedish death cleaning
18:00 Setting a purpose for your home
30:01 Mailbag Question 1: I have multiple properties, which one should I pay off before I retire?  
37:01 Mailbag Question 2: What are the implications of closing a credit card that my parents opened before I was 18? 

TAKEAWAYS:

Swedish death cleaning is life-affirming and helps create space for what truly matters.

Acknowledging our mortality can lead to a more fulfilling life.

Consumerism often serves as an avoidance strategy for dealing with pain.

Having open conversations about death can help relieve anxiety about the future.

Finding purpose in your home is essential for a peaceful living environment.


Learn more about Jean Chatzky's multiweek Money Makeover program FinanceFixx here. Use code PODCAST for a $100 discount. 

Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Your first month is completely free. 

Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. 

While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s a record-breaking year for holiday travel with AAA reporting that almost 120 million people will travel 50 miles or more to spend this holiday season with the people they love. If you’re one of those people traveling to spend to holidays with your parents or your partner's parents, may we suggest doing a little Swedish death cleaning while you’re there? </p><p>No, it’s not as morbid as it sounds (and, if done right, it shouldn’t put a damper on your holiday spirit). Psychologist and Swedish death cleaning expert, <a href="https://www.katarinablom.com/">Katarina Blom</a> shares why Swedish death cleaning is a life-affirming experience and practical tips for getting started.</p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>Holiday decluttering</p><p><strong>06:00</strong> Swedish death cleaning defined</p><p><strong>9:00 </strong>How to start Swedish death cleaning</p><p><strong>18:00</strong> Setting a purpose for your home</p><p><strong>30:01</strong> Mailbag Question 1: I have multiple properties, which one should I pay off before I retire?  </p><p><strong>37:01</strong> Mailbag Question 2: What are the implications of closing a credit card that my parents opened before I was 18? </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Swedish death cleaning is life-affirming and helps create space for what truly matters.</li>
<li>Acknowledging our mortality can lead to a more fulfilling life.</li>
<li>Consumerism often serves as an avoidance strategy for dealing with pain.</li>
<li>Having open conversations about death can help relieve anxiety about the future.</li>
<li>Finding purpose in your home is essential for a peaceful living environment.</li>
</ul><p><br></p><p>Learn more about Jean Chatzky's multiweek <a href="https://portal.financefixx.com/coastal/s/">Money Makeover program </a><a href="https://portal.financefixx.com/coastal/s/">FinanceFixx</a><a href="https://portal.financefixx.com/coastal/s/"> here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>. Your first month is completely free. </p><p><br></p><p>Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. </p><p><br></p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2739</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[edce924c-bcbb-11ef-86ef-b3f3229f224f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7636717184.mp3?updated=1736950605" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: Holiday Tipping 101</title>
      <description>The holidays are the perfect time to show gratitude to the people who make our lives easier, from housekeepers and hairstylists to restaurant servers and babysitters. But figuring out how much to tip — and how to fit it into our budgets — can feel overwhelming, especially with inflation making everything more expensive than it used to be. 
We’re bringing back this episode with Barbara Sloan, founder of Tipped Finance and author of Tipped: The Life-Changing Guide to Financial Freedom for Service Industry Professionals to discuss holiday tipping etiquette, budgeting strategies, and why tipping should feel good, not guilt-driven.
Chapters:
00:00 Showing gratitude during the holidays 
09:00 Common tipping questions and answers
16:00 The ethics of tipping
20:00 Financial advice for service workers 
Takeaways:

Many tipping norms, such as $2-5 per night for hotel housekeeping, haven’t changed in decades.

Tipping should feel good and be reserved for personalized services where workers directly enhance the experience.

If finances are tight, reduce the number of luxury services you use rather than tipping less.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 16 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: Holiday Tipping 101</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why tipping is an essential way to show gratitude for service workers this holiday season.</itunes:subtitle>
      <itunes:summary>The holidays are the perfect time to show gratitude to the people who make our lives easier, from housekeepers and hairstylists to restaurant servers and babysitters. But figuring out how much to tip — and how to fit it into our budgets — can feel overwhelming, especially with inflation making everything more expensive than it used to be. 
We’re bringing back this episode with Barbara Sloan, founder of Tipped Finance and author of Tipped: The Life-Changing Guide to Financial Freedom for Service Industry Professionals to discuss holiday tipping etiquette, budgeting strategies, and why tipping should feel good, not guilt-driven.
Chapters:
00:00 Showing gratitude during the holidays 
09:00 Common tipping questions and answers
16:00 The ethics of tipping
20:00 Financial advice for service workers 
Takeaways:

Many tipping norms, such as $2-5 per night for hotel housekeeping, haven’t changed in decades.

Tipping should feel good and be reserved for personalized services where workers directly enhance the experience.

If finances are tight, reduce the number of luxury services you use rather than tipping less.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The holidays are the perfect time to show gratitude to the people who make our lives easier, from housekeepers and hairstylists to restaurant servers and babysitters. But figuring out how much to tip — and how to fit it into our budgets — can feel overwhelming, especially with inflation making everything more expensive than it used to be. </p><p>We’re bringing back this episode with <a href="https://www.tippedfinance.com/">Barbara Sloan</a>, founder of Tipped Finance and author of <em>Tipped: The Life-Changing Guide to Financial Freedom for Service Industry Professionals to </em>discuss holiday tipping etiquette, budgeting strategies, and why tipping should feel good, not guilt-driven.</p><p><strong>Chapters:</strong></p><p>00:00 Showing gratitude during the holidays </p><p>09:00 Common tipping questions and answers</p><p>16:00 The ethics of tipping</p><p>20:00 Financial advice for service workers </p><p><strong>Takeaways:</strong></p><ul>
<li>Many tipping norms, such as $2-5 per night for hotel housekeeping, haven’t changed in decades.</li>
<li>Tipping should feel good and be reserved for personalized services where workers directly enhance the experience.</li>
<li>If finances are tight, reduce the number of luxury services you use rather than tipping less.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1427</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d5cd6972-ba70-11ef-81d1-03826408913b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9505800246.mp3?updated=1734218416" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Money Map Replay: Decumulation Demystified with Christine Benz and David Blanchett</title>
      <description>Many of us spend decades saving for retirement. But what happens when it’s time to spend those hard-earned dollars…how do you make them last? 
On the most recent episode of Your Money Map, our bi-weekly show with the Alliance for Lifetime Income, we talk about all things decumulation with the pros — Christine Benz, Director of Personal Finance and Retirement Planning for Morningstar, and David Blanchett, Research Fellow with the Alliance for Lifetime Income Institute.
If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every other Wednesday at 12 PM ET on Facebook or LinkedIn.

CHAPTERS:
00:00 Retirement worries
05:00 Why spending down our money in retirement can be so stressful
16:00 Redefining retirement as financial independence
25:00 Spending for maximum happiness

TAKEAWAYS:

Start by identifying your essential expenses and aligning them with guaranteed income like Social Security or annuities to cover the basics.

Lifelong savers often struggle to spend their hard-earned money. To overcome this mindset, consider using strategies like “spending pots” for travel or hobbies, which allow you to enjoy your savings guilt-free.

Adding guaranteed income (like annuities) to your retirement plan can provide peace of mind and allow you to spend more freely, knowing your essential needs are covered.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>Your Money Map Replay: Decumulation Demystified with Christine Benz and David Blanchett</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Mastering the art of spending in retirement.</itunes:subtitle>
      <itunes:summary>Many of us spend decades saving for retirement. But what happens when it’s time to spend those hard-earned dollars…how do you make them last? 
On the most recent episode of Your Money Map, our bi-weekly show with the Alliance for Lifetime Income, we talk about all things decumulation with the pros — Christine Benz, Director of Personal Finance and Retirement Planning for Morningstar, and David Blanchett, Research Fellow with the Alliance for Lifetime Income Institute.
If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every other Wednesday at 12 PM ET on Facebook or LinkedIn.

CHAPTERS:
00:00 Retirement worries
05:00 Why spending down our money in retirement can be so stressful
16:00 Redefining retirement as financial independence
25:00 Spending for maximum happiness

TAKEAWAYS:

Start by identifying your essential expenses and aligning them with guaranteed income like Social Security or annuities to cover the basics.

Lifelong savers often struggle to spend their hard-earned money. To overcome this mindset, consider using strategies like “spending pots” for travel or hobbies, which allow you to enjoy your savings guilt-free.

Adding guaranteed income (like annuities) to your retirement plan can provide peace of mind and allow you to spend more freely, knowing your essential needs are covered.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Many of us spend decades saving for retirement. But what happens when it’s time to spend those hard-earned dollars…how do you make them last? </p><p>On the most recent episode of <a href="https://www.protectedincome.org/your-money-map/">Your Money Map</a>, our bi-weekly show with the Alliance for Lifetime Income, we talk about all things decumulation with the pros — Christine Benz, Director of Personal Finance and Retirement Planning for Morningstar, and David Blanchett, Research Fellow with the Alliance for Lifetime Income Institute.</p><p>If you like this episode and want more, check out all of our Your Money Map episodes at <a href="http://protectedincome.org/your-money-map/">protectedincome.org/your-money-map/</a> or tune in live every other Wednesday at 12 PM ET on Facebook or LinkedIn.</p><p><br></p><p><strong>CHAPTERS:</strong></p><p>00:00 Retirement worries</p><p>05:00 Why spending down our money in retirement can be so stressful</p><p>16:00 Redefining retirement as financial independence</p><p>25:00 Spending for maximum happiness</p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Start by identifying your essential expenses and aligning them with guaranteed income like Social Security or annuities to cover the basics.</li>
<li>Lifelong savers often struggle to spend their hard-earned money. To overcome this mindset, consider using strategies like “spending pots” for travel or hobbies, which allow you to enjoy your savings guilt-free.</li>
<li>Adding guaranteed income (like annuities) to your retirement plan can provide peace of mind and allow you to spend more freely, knowing your essential needs are covered.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2329</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c76d442c-b801-11ef-900e-27e76438b075]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7598909893.mp3?updated=1734106039" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 453: Making An Impact For A Nonprofit You Love</title>
      <description>The charitable giving landscape in 2024 is a tricky one. Because the truth is, Americans have become less generous in the last few years. Vox has gone so far as to say we’re in the middle of a “generosity crisis,” and fewer than half of us now give to charity on an annual basis. So, how can we make sure our favorite nonprofits continue to thrive? And how can we know what type of donations and philanthropic efforts will have the most impact?
Nancy Brown, CEO of the American Heart Association shares her top tips for smart charitable giving in 2024.

CHAPTERS:
00:00 Charitable Giving Landscape in 2024
04:30 Women’s Heart Health
16:30 The Power of Small Donations and Volunteering
31:00 Mailbag Question 1: I have multiple HSAs, should I consolidate them now? 
35:00 Mailbag Question 2: I have a variable annuity, how do I evaluate if it’s the best place to keep my money? 

TAKEAWAYS:

Donor-advised funds (DAFs) are accounts that allow charitable contributions to grow tax-free, amplifying their impact over time.

Automating your monthly giving offers nonprofits much-needed financial stability.

Giving appreciated securities can save donors from paying capital gains tax while offering nonprofits the full value of the assets.

﻿
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>Making An Impact For A Nonprofit You Love</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>453</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Financially and otherwise.</itunes:subtitle>
      <itunes:summary>The charitable giving landscape in 2024 is a tricky one. Because the truth is, Americans have become less generous in the last few years. Vox has gone so far as to say we’re in the middle of a “generosity crisis,” and fewer than half of us now give to charity on an annual basis. So, how can we make sure our favorite nonprofits continue to thrive? And how can we know what type of donations and philanthropic efforts will have the most impact?
Nancy Brown, CEO of the American Heart Association shares her top tips for smart charitable giving in 2024.

CHAPTERS:
00:00 Charitable Giving Landscape in 2024
04:30 Women’s Heart Health
16:30 The Power of Small Donations and Volunteering
31:00 Mailbag Question 1: I have multiple HSAs, should I consolidate them now? 
35:00 Mailbag Question 2: I have a variable annuity, how do I evaluate if it’s the best place to keep my money? 

TAKEAWAYS:

Donor-advised funds (DAFs) are accounts that allow charitable contributions to grow tax-free, amplifying their impact over time.

Automating your monthly giving offers nonprofits much-needed financial stability.

Giving appreciated securities can save donors from paying capital gains tax while offering nonprofits the full value of the assets.

﻿
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The <a href="https://hermoney.com/earn/taxes/charitable-giving-101-how-to-make-the-most-of-your-donations-bonus/">charitable giving landscape</a> in 2024 is a tricky one. Because the truth is, Americans have become less generous in the last few years. Vox has gone so far as to say we’re in the middle of a “generosity crisis,” and fewer than half of us now give to charity on an annual basis. So, how can we make sure our favorite nonprofits continue to thrive? And how can we know what type of donations and philanthropic efforts will have the most impact?</p><p><a href="https://www.heart.org/en/about-us/nancy-brown">Nancy Brown</a>, CEO of the American Heart Association shares her top tips for smart charitable giving in 2024.</p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>Charitable Giving Landscape in 2024</p><p><strong>04:30</strong> Women’s Heart Health</p><p><strong>16:30</strong> The Power of Small Donations and Volunteering</p><p><strong>31:00</strong> Mailbag Question 1: I have multiple HSAs, should I consolidate them now? </p><p><strong>35:00</strong> Mailbag Question 2: I have a variable annuity, how do I evaluate if it’s the best place to keep my money? </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Donor-advised funds (DAFs) are accounts that allow charitable contributions to grow tax-free, amplifying their impact over time.</li>
<li>Automating your monthly giving offers nonprofits much-needed financial stability.</li>
<li>Giving appreciated securities can save donors from paying capital gains tax while offering nonprofits the full value of the assets.</li>
</ul><p>﻿</p><p>Learn more about our<a href="https://www.financefixx.com/s/"> </a><a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> </a><a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> </em></a><a href="https://incogni.com/hermoney"><em>https://incogni.com/hermoney</em></a><em>.</em></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2611</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4d5886b6-b715-11ef-9b96-e32651d33be1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4875490235.mp3?updated=1733863854" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: How Kyle Taylor Made Millions Saving Pennies</title>
      <description>In this inspiring throwback episode, we sit down with Kyle Taylor, founder of The Penny Hoarder, a personal finance blog turned multi-million-dollar media company. Kyle shares his journey from being $50,000 in debt to building a business he eventually sold for $100 million. 
We discuss how to identify and monetize side hustles, maintain financial accountability, and avoid burnout while growing a business. You may even come away ready to launch a business of your own!

Takeaways:

Creative side gigs can help you earn extra cash, including working as a beer auditor or a movie preview evaluator.

"Financial Sunday" is a weekly check-in with your budget to help you stay on track and manage spending.

Creating a financially transparent household can help your children understand that good financial habits require consistent effort.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: How Kyle Taylor Made Millions Saving Pennies</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Turning your side hustle into a multi-million dollar business.</itunes:subtitle>
      <itunes:summary>In this inspiring throwback episode, we sit down with Kyle Taylor, founder of The Penny Hoarder, a personal finance blog turned multi-million-dollar media company. Kyle shares his journey from being $50,000 in debt to building a business he eventually sold for $100 million. 
We discuss how to identify and monetize side hustles, maintain financial accountability, and avoid burnout while growing a business. You may even come away ready to launch a business of your own!

Takeaways:

Creative side gigs can help you earn extra cash, including working as a beer auditor or a movie preview evaluator.

"Financial Sunday" is a weekly check-in with your budget to help you stay on track and manage spending.

Creating a financially transparent household can help your children understand that good financial habits require consistent effort.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this inspiring throwback episode, we sit down with <a href="https://www.linkedin.com/in/kylebradleytaylor">Kyle Taylor</a>, founder of <em>The Penny Hoarder</em>, a personal finance blog turned multi-million-dollar media company. Kyle shares his journey from being $50,000 in debt to building a business he eventually sold for $100 million. </p><p>We discuss how to identify and monetize side hustles, maintain financial accountability, and avoid burnout while growing a business. You may even come away ready to launch a business of your own!</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Creative side gigs can help you earn extra cash, including working as a beer auditor or a movie preview evaluator.</li>
<li>"Financial Sunday" is a weekly check-in with your budget to help you stay on track and manage spending.</li>
<li>Creating a financially transparent household can help your children understand that good financial habits require consistent effort.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>!</p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1053</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[813b127c-b293-11ef-8ac1-5bd804b75283]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5679471010.mp3?updated=1733431089" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 452: Land Your Dream Job in 2025 with “Advice With Erin” </title>
      <description>We are almost at the end of 2024, and many of us are looking to the New Year as a chance for a much-needed fresh start. Now is a great time to reflect on the past 12 months and set some big goals — financial and otherwise! — for the year to come. And if you’re looking for advice on how to get a new job, you aren’t alone.
Erin McGoff, better known as “Advice with Erin” on TikTok shares her playbook on how to get a job in 2025.

CHAPTERS: 
00:00 Reflecting on 2024 and Setting Goals for 2025
07:00 How to Discuss Salary and Benefits in Job Interviews
16:00 Why Networking Trumps Resumes
20:00 When It’s Ok To Tell White Lies In Interviews
35:00 Mailbag Question 1: Should I Pay Off My Zero-Interest Credit Card With a HAMP Loan?
38:00 Mailbag Question 2: I need to liquidate $15,000 from one of my mutual fund accounts, which one should I choose? 

TAKEAWAYS:

 Functional resumes focusing on skills rather than chronological experience can be effective, particularly for midlife career changes.

Use AI as a support tool, not a substitute, and edit outputs to maintain authenticity.

If salary limits are fixed, leverage non-salary benefits, like PTO or flexible schedules, and ask about these areas during negotiations.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Dec 2024 07:00:00 -0000</pubDate>
      <itunes:title>Land Your Dream Job in 2025 with “Advice With Erin” </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>450</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And when it’s ok to tell ‘little white lies’ in the interview.</itunes:subtitle>
      <itunes:summary>We are almost at the end of 2024, and many of us are looking to the New Year as a chance for a much-needed fresh start. Now is a great time to reflect on the past 12 months and set some big goals — financial and otherwise! — for the year to come. And if you’re looking for advice on how to get a new job, you aren’t alone.
Erin McGoff, better known as “Advice with Erin” on TikTok shares her playbook on how to get a job in 2025.

CHAPTERS: 
00:00 Reflecting on 2024 and Setting Goals for 2025
07:00 How to Discuss Salary and Benefits in Job Interviews
16:00 Why Networking Trumps Resumes
20:00 When It’s Ok To Tell White Lies In Interviews
35:00 Mailbag Question 1: Should I Pay Off My Zero-Interest Credit Card With a HAMP Loan?
38:00 Mailbag Question 2: I need to liquidate $15,000 from one of my mutual fund accounts, which one should I choose? 

TAKEAWAYS:

 Functional resumes focusing on skills rather than chronological experience can be effective, particularly for midlife career changes.

Use AI as a support tool, not a substitute, and edit outputs to maintain authenticity.

If salary limits are fixed, leverage non-salary benefits, like PTO or flexible schedules, and ask about these areas during negotiations.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We are almost at the end of 2024, and many of us are looking to the New Year as a chance for a much-needed fresh start. Now is a great time to reflect on the past 12 months and set some big goals — financial and otherwise! — for the year to come. And if you’re looking for advice on how to get a new job, you aren’t alone.</p><p><a href="https://www.tiktok.com/@erinmcgoff?lang=en">Erin McGoff</a>, better known as “Advice with Erin” on TikTok shares her playbook on how to get a job in 2025.</p><p><br></p><p><strong>CHAPTERS: </strong></p><p><strong>00:00 </strong>Reflecting on 2024 and Setting Goals for 2025</p><p><strong>07:00 </strong>How to Discuss Salary and Benefits in Job Interviews</p><p><strong>16:00</strong> Why Networking Trumps Resumes</p><p><strong>20:00 </strong>When It’s Ok To Tell White Lies In Interviews</p><p><strong>35:00</strong> Mailbag Question 1: Should I Pay Off My Zero-Interest Credit Card With a HAMP Loan?</p><p><strong>38:00</strong> Mailbag Question 2: I need to liquidate $15,000 from one of my mutual fund accounts, which one should I choose? </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li> Functional resumes focusing on skills rather than chronological experience can be effective, particularly for midlife career changes.</li>
<li>Use AI as a support tool, not a substitute, and edit outputs to maintain authenticity.</li>
<li>If salary limits are fixed, leverage non-salary benefits, like PTO or flexible schedules, and ask about these areas during negotiations.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2867</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a9416c3e-b0d7-11ef-a418-3b9ba27eda58]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7842283733.mp3?updated=1733163825" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>"I’m on sabbatical and want to retire early, do I have enough money?"</title>
      <description>Today we are bringing you a mailbag question about retirement benchmarks, you know the ones: You want to aim to have one times your salary by age 30, three times by age 40, six times by age 50, eight times by age 60, and 10 times by the time you retire. These benchmarks are fabulous, but they're also not personal. 
Listener Tiffany joins us to ask how pensions, retiring early, and Social Security factor into these benchmarks. 
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 29 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>Mailbag: I’m on sabbatical and want to retire early, do I have enough money?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today we are bringing you a mailbag question about retirement benchmarks, you know the ones: You want to aim to have one times your salary by age 30, three times by age 40, six times by age 50, eight times by age 60, and 10 times by the time you retire. These benchmarks are fabulous, but they're also not personal. 
Listener Tiffany joins us to ask how pensions, retiring early, and Social Security factor into these benchmarks. 
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we are bringing you a mailbag question about retirement benchmarks, you know the ones: You want to aim to have one times your salary by age 30, three times by age 40, six times by age 50, eight times by age 60, and 10 times by the time you retire. These benchmarks are fabulous, but they're also not personal. </p><p>Listener Tiffany joins us to ask how pensions, retiring early, and Social Security factor into these benchmarks. </p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> </a><a href="http://hermoney.com/subscribe">Hermoney.com/subscribe</a>!</p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1010</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[86daa0a2-ac2c-11ef-8bf3-937e29075c43]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7240439959.mp3?updated=1744736913" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 451: The Anti-Shopping Show</title>
      <description>The holidays are right around the corner, which means the holiday “shopping season” is now in full swing. And while we love scoring a good bargain on just about everything, we score the best deal when we just don’t buy the thing in the first place. 
Shira Gill, an expert on minimalism, intentional shopping, and living your values shares how to stop ourselves from buying the thing BEFORE we buy the thing, and how to get creative with gift-giving, with heartfelt items that will mean a heck of a lot more to the recipient than something shiny and expensive. 

CHAPTERS:
00:00 The allure of bargains 
06:00 Minimalism and values-based decisions
13:00 Intentional gifting
26:00 Tips for a stress-free holiday season 
34:00 Mailbag question 1: Retirement-Specific Book Recommendations
36:00 Mailbag question 2: Managing Credit Card Debt and Balance Transfers

TAKEAWAYS:

Minimalism is about clarifying what matters most and removing distractions to create time, space, and freedom.

Unique, heartfelt gifts—like sharing skills, creating experiences, or consumable items—often resonate more than material possessions. 

Set a mission statement for the season. Identify what your family truly values, whether it’s a trip or simply quality time together and stick to it.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>The Anti-Shopping Show</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>450</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A minimalist’s guide to the holiday shopping season.</itunes:subtitle>
      <itunes:summary>The holidays are right around the corner, which means the holiday “shopping season” is now in full swing. And while we love scoring a good bargain on just about everything, we score the best deal when we just don’t buy the thing in the first place. 
Shira Gill, an expert on minimalism, intentional shopping, and living your values shares how to stop ourselves from buying the thing BEFORE we buy the thing, and how to get creative with gift-giving, with heartfelt items that will mean a heck of a lot more to the recipient than something shiny and expensive. 

CHAPTERS:
00:00 The allure of bargains 
06:00 Minimalism and values-based decisions
13:00 Intentional gifting
26:00 Tips for a stress-free holiday season 
34:00 Mailbag question 1: Retirement-Specific Book Recommendations
36:00 Mailbag question 2: Managing Credit Card Debt and Balance Transfers

TAKEAWAYS:

Minimalism is about clarifying what matters most and removing distractions to create time, space, and freedom.

Unique, heartfelt gifts—like sharing skills, creating experiences, or consumable items—often resonate more than material possessions. 

Set a mission statement for the season. Identify what your family truly values, whether it’s a trip or simply quality time together and stick to it.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The holidays are right around the corner, which means the holiday “shopping season” is now in full swing. And while we love <a href="https://hermoney.com/save/budgeting/holiday-shopping-swaps-that-will-save-you-money-this-season/">scoring a good bargain</a> on just about everything, we score the best deal when we just <em>don’t buy the thing</em> in the first place. </p><p><a href="https://shiragill.com/">Shira Gill,</a> an expert on minimalism, intentional shopping, and living your values shares how to stop ourselves from buying the thing BEFORE we buy the thing, and how to get creative with gift-giving, with heartfelt items that will mean a heck of a lot more to the recipient than something shiny and expensive. </p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>The allure of bargains </p><p><strong>06:00</strong> Minimalism and values-based decisions</p><p><strong>13:00</strong> Intentional gifting</p><p><strong>26:00 </strong>Tips for a stress-free holiday season </p><p><strong>34:00 </strong>Mailbag question 1: Retirement-Specific Book Recommendations</p><p><strong>36:00</strong> Mailbag question 2: Managing Credit Card Debt and Balance Transfers</p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Minimalism is about clarifying what matters most and removing distractions to create time, space, and freedom.</li>
<li>Unique, heartfelt gifts—like sharing skills, creating experiences, or consumable items—often resonate more than material possessions. </li>
<li>Set a mission statement for the season. Identify what your family truly values, whether it’s a trip or simply quality time together and stick to it.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>!</p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2628</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0ff080d4-ac2b-11ef-9816-1746e3829530]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1462803350.mp3?updated=1732649219" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Frugal Holiday Hacks: Budget-Friendly Gift Ideas That Actually Wow!</title>
      <description>Are you marking your calendars for Black Friday and Cyber Monday? So are we. It looks like shoppers are expected to spend more than ever this year — around $1,700 a person according to Deloitte. 
We thought it would be fun to bring our pals Jill Sirianni and Jen Smith, cohosts of the Frugal Friends podcast, and the new book: Buy What You Love Without Going Broke: Transform Your Spending and Get More of What Money Can’t Buy back on the show to answer all of your shopping questions. 

CHAPTERS:
00:00 Holiday Spending Trends and Impulse Control
06:14 Meaningful and Frugal Gift Ideas
10:12 Navigating Unexpected Costs and Community Support
16:02 Credit Card Use and Financial Boundaries

TAKEAWAYS:

Consider using last year's spending as a guide for this year's budget.

Community support is crucial during unexpected financial hardships.

Creative limitations can lead to better problem-solving and gift-giving.

Don't rely on credit cards for holiday spending if you can't pay it off quickly.

Thoughtful gifts can include experiences or personal items rather than material goods.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 25 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>Frugal Holiday Hacks: Budget-Friendly Gift Ideas That Actually Wow!</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Give thoughtful gifts without breaking the bank this holiday season.</itunes:subtitle>
      <itunes:summary>Are you marking your calendars for Black Friday and Cyber Monday? So are we. It looks like shoppers are expected to spend more than ever this year — around $1,700 a person according to Deloitte. 
We thought it would be fun to bring our pals Jill Sirianni and Jen Smith, cohosts of the Frugal Friends podcast, and the new book: Buy What You Love Without Going Broke: Transform Your Spending and Get More of What Money Can’t Buy back on the show to answer all of your shopping questions. 

CHAPTERS:
00:00 Holiday Spending Trends and Impulse Control
06:14 Meaningful and Frugal Gift Ideas
10:12 Navigating Unexpected Costs and Community Support
16:02 Credit Card Use and Financial Boundaries

TAKEAWAYS:

Consider using last year's spending as a guide for this year's budget.

Community support is crucial during unexpected financial hardships.

Creative limitations can lead to better problem-solving and gift-giving.

Don't rely on credit cards for holiday spending if you can't pay it off quickly.

Thoughtful gifts can include experiences or personal items rather than material goods.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you marking your calendars for Black Friday and Cyber Monday? So are we. It looks like shoppers are expected to spend more than ever this year — around $1,700 a person <a href="https://www2.deloitte.com/us/en/insights/industry/retail-distribution/holiday-retail-sales-consumer-survey.html">according to Deloitte</a>. </p><p>We thought it would be fun to bring our pals Jill Sirianni and Jen Smith, cohosts of the <a href="https://hermoney.com/connect/friends/money-friends-podcast-360/">Frugal Friends</a> podcast, and the new book: <a href="https://www.frugalfriendspodcast.com/pre-order-buy-what-you-love-without-going-broke-podcast/">Buy What You Love Without Going Broke: Transform Your Spending and Get More of What Money Can’t Buy</a> back on the show to answer all of your shopping questions. </p><p><br></p><p><strong>CHAPTERS:</strong></p><p>00:00 Holiday Spending Trends and Impulse Control</p><p>06:14 Meaningful and Frugal Gift Ideas</p><p>10:12 Navigating Unexpected Costs and Community Support</p><p>16:02 Credit Card Use and Financial Boundaries</p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Consider using last year's spending as a guide for this year's budget.</li>
<li>Community support is crucial during unexpected financial hardships.</li>
<li>Creative limitations can lead to better problem-solving and gift-giving.</li>
<li>Don't rely on credit cards for holiday spending if you can't pay it off quickly.</li>
<li>Thoughtful gifts can include experiences or personal items rather than material goods.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1832</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[12edde20-a8df-11ef-8d88-0727ea5acbb4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2994927514.mp3?updated=1732582355" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: Cooking and Food Budget Hacks</title>
      <description>We’re so excited to reshare this episode with Leanne Brown, New York Times bestselling cookbook author of Good and Cheap: Eat Well on $4/Day ahead of Thanksgiving.
We get into how it's possible to eat healthy while saving money and her favorite pantry and freezer winter recipes from everything toasts to hearty stews.
Chapters:
00:00 Leanne Brown’s journey
06:19 “Good Enough” cooking
14:16 Favorite recipes and pantry essentials
20:01 Navigating rising grocery store prices 

Takeaways:

Simplify meals by using fewer ingredients per recipe, such as canned tomatoes, beans, pasta, and hearty greens.

Use leftovers creatively, such as repurposing them into “stuff on toast” or hearty salads.

Reframe cooking as a personal and flexible activity rather than a chore.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 22 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: Cooking and Food Budget Hacks</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Cooking doesn’t have to be perfect to be meaningful.</itunes:subtitle>
      <itunes:summary>We’re so excited to reshare this episode with Leanne Brown, New York Times bestselling cookbook author of Good and Cheap: Eat Well on $4/Day ahead of Thanksgiving.
We get into how it's possible to eat healthy while saving money and her favorite pantry and freezer winter recipes from everything toasts to hearty stews.
Chapters:
00:00 Leanne Brown’s journey
06:19 “Good Enough” cooking
14:16 Favorite recipes and pantry essentials
20:01 Navigating rising grocery store prices 

Takeaways:

Simplify meals by using fewer ingredients per recipe, such as canned tomatoes, beans, pasta, and hearty greens.

Use leftovers creatively, such as repurposing them into “stuff on toast” or hearty salads.

Reframe cooking as a personal and flexible activity rather than a chore.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re so excited to reshare this episode with <a href="https://leannebrown.com/">Leanne Brown</a>, New York Times bestselling cookbook author of <em>Good and Cheap: Eat Well on $4/Day </em>ahead of Thanksgiving.</p><p>We get into how it's possible to eat healthy while saving money and her favorite pantry and freezer winter recipes from everything toasts to hearty stews.</p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Leanne Brown’s journey</p><p><strong>06:19 </strong>“Good Enough” cooking</p><p><strong>14:16</strong> Favorite recipes and pantry essentials</p><p><strong>20:01</strong> Navigating rising grocery store prices </p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Simplify meals by using fewer ingredients per recipe, such as canned tomatoes, beans, pasta, and hearty greens.</li>
<li>Use leftovers creatively, such as repurposing them into “stuff on toast” or hearty salads.</li>
<li>Reframe cooking as a personal and flexible activity rather than a chore.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> </em></a><a href="https://incogni.com/hermoney"><em>https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1645</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8232fc40-a74d-11ef-b611-5bb8ae93566f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML6817895484.mp3?updated=1732581886" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 450: What Are You Doing With Your Next 50 Years?</title>
      <description>Thanks to modern medicine, the average life expectancy has been on the rise for decades now, and women now have as much as a 15% chance of making it to their 100th birthday.
So while our parents may have planned for closer to 20 years in retirement, we need to save and invest for closer to three or even four decades. Deb Whitman, Chief Public Policy Officer at AARP and author of “The Second Fifty” joins us to talk about how to prepare financially, and otherwise, for the second half of our lives. 

CHAPTERS:
00:00 What is the “second fifty”?
06:00 Why women need to financially prepare to live longer than men
13:00 Rethinking partial retirement and lifelong learning 
23:00 Positive perspectives on aging
26:00 Mailbag Question 1: I’m about to inherit a significant amount of money, how should I invest it? 
29:00 Mailbag Question 2: I’m 62, am I on track to retire and continue to travel the way I want to? 

TAKEAWAYS:

With women potentially reaching an average life expectancy of 90+ years by 2039, we need to save for a longer retirement. This requires proactive financial planning.

Midlife is a time of new opportunities rather than decline. 

Lifelong learning, career changes, and “encore careers” keep people engaged, purposeful, and financially prepared in midlife and beyond.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>What Are You Doing With Your Next 50 Years? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>450</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Thinking big and bold about midlife and beyond. </itunes:subtitle>
      <itunes:summary>Thanks to modern medicine, the average life expectancy has been on the rise for decades now, and women now have as much as a 15% chance of making it to their 100th birthday.
So while our parents may have planned for closer to 20 years in retirement, we need to save and invest for closer to three or even four decades. Deb Whitman, Chief Public Policy Officer at AARP and author of “The Second Fifty” joins us to talk about how to prepare financially, and otherwise, for the second half of our lives. 

CHAPTERS:
00:00 What is the “second fifty”?
06:00 Why women need to financially prepare to live longer than men
13:00 Rethinking partial retirement and lifelong learning 
23:00 Positive perspectives on aging
26:00 Mailbag Question 1: I’m about to inherit a significant amount of money, how should I invest it? 
29:00 Mailbag Question 2: I’m 62, am I on track to retire and continue to travel the way I want to? 

TAKEAWAYS:

With women potentially reaching an average life expectancy of 90+ years by 2039, we need to save for a longer retirement. This requires proactive financial planning.

Midlife is a time of new opportunities rather than decline. 

Lifelong learning, career changes, and “encore careers” keep people engaged, purposeful, and financially prepared in midlife and beyond.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thanks to modern medicine, the average life expectancy has been on the rise for decades now, and women now have as much as a 15% chance of making it to their 100th birthday.</p><p>So while our parents may have planned for closer to 20 years in retirement, we need to save and invest for closer to three or even<em> four </em>decades. Deb Whitman, Chief Public Policy Officer at AARP and author of <a href="https://www.amazon.com/Second-Fifty-Answers-Questions-Midlife/dp/039386765X/ref=sr_1_1?dib=eyJ2IjoiMSJ9.jhU0VxTaD5hRymep2UHFjXbMuCk_sjxWU2-LStYdh7mzO8N3EEOaAk9ySRA72hVRVWj1Ln3purg8U44f3LxgkfflH-oFF2nIeUnOQZ0kbXTrN-BKkcx5z-OBXUx7L7A2m87hRnOnDpCMJfJdx-zHqnsnq_UrCE1i0pkTTk7E_3Mm3owiwupSyYQf3tmonsNBUhLuFgsiHVXMmwRN1ywGnlKfF-Wqq5Q-z_WHidusHZE._W5p5jRtufB0RsMOZq957exenX7f6iuNxtGeNLAj_yo&amp;dib_tag=se&amp;hvadid=711603863921&amp;hvdev=c&amp;hvexpln=67&amp;hvlocphy=9008075&amp;hvnetw=g&amp;hvocijid=11115166472995208860--&amp;hvqmt=e&amp;hvrand=11115166472995208860&amp;hvtargid=kwd-2357533076778&amp;hydadcr=22561_13531225&amp;keywords=the+second+fifty+book&amp;qid=1730133512&amp;sr=8-1">“The Second Fifty”</a><strong> </strong>joins us to talk about how to prepare financially, and otherwise, for the second half of our lives. </p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>What is the “second fifty”?</p><p><strong>06:00</strong> Why women need to financially prepare to live longer than men</p><p><strong>13:00</strong> Rethinking partial retirement and lifelong learning </p><p><strong>23:00</strong> Positive perspectives on aging</p><p><strong>26:00 </strong>Mailbag Question 1: I’m about to inherit a significant amount of money, how should I invest it? </p><p><strong>29:00</strong> Mailbag Question 2: I’m 62, am I on track to retire and continue to travel the way I want to? </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>With women potentially reaching an average life expectancy of 90+ years by 2039, we need to save for a longer retirement. This requires proactive financial planning.</li>
<li>Midlife is a time of new opportunities rather than decline. </li>
<li>Lifelong learning, career changes, and “encore careers” keep people engaged, purposeful, and financially prepared in midlife and beyond.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> </em></a><a href="https://incogni.com/hermoney"><em>https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2393</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[112c8ebc-a6b7-11ef-ad42-0f55c685de2a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML6721205247.mp3?updated=1732581864" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: All Of Your 2025 IRA Questions, Answered</title>
      <description>It’s clear there’s one thing HerMoney listeners can’t get enough of — retirement. There’s truly an endless amount to explore with this topic because whether you’re 65 or 25, we know the best time to start strategizing is NOW. 
And there’s one person that we turn to again and again for retirement advice, specifically when it comes to IRAs — Ed Slott. He's a CPA, a nationally recognized IRA distribution expert, and a best-selling author. This week, Ed was kind enough to join us again to tackle some questions from our community.

CHAPTERS:
00:00 Understanding the complexity of IRAs
5:30 Why Roth conversions are so popular right now 
9:30 Withdrawal strategies for retirement 
13:30 Retirement options for small business owners
17:00 Choosing investments for your Roth IRA

TAKEAWAYS:

Roth conversions are up significantly this year

Making Roth conversions is a smart move even in strong market years.

When planning withdrawals, start with taxable accounts and wait on tax-advantaged accounts.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 18 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>Mailbag: All Of Your 2025 IRA Questions, Answered</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>IRA moves to make before the end of the year.</itunes:subtitle>
      <itunes:summary>It’s clear there’s one thing HerMoney listeners can’t get enough of — retirement. There’s truly an endless amount to explore with this topic because whether you’re 65 or 25, we know the best time to start strategizing is NOW. 
And there’s one person that we turn to again and again for retirement advice, specifically when it comes to IRAs — Ed Slott. He's a CPA, a nationally recognized IRA distribution expert, and a best-selling author. This week, Ed was kind enough to join us again to tackle some questions from our community.

CHAPTERS:
00:00 Understanding the complexity of IRAs
5:30 Why Roth conversions are so popular right now 
9:30 Withdrawal strategies for retirement 
13:30 Retirement options for small business owners
17:00 Choosing investments for your Roth IRA

TAKEAWAYS:

Roth conversions are up significantly this year

Making Roth conversions is a smart move even in strong market years.

When planning withdrawals, start with taxable accounts and wait on tax-advantaged accounts.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s clear there’s one thing HerMoney listeners can’t get enough of — retirement. There’s truly an endless amount to explore with this topic because whether you’re 65 or 25, we know the best time to start strategizing is NOW. </p><p>And there’s one person that we turn to again and again for retirement advice, specifically when it comes to IRAs — <a href="https://irahelp.com/">Ed Slott</a>. He's a CPA, a nationally recognized IRA distribution expert, and a best-selling author. This week, Ed was kind enough to join us again to tackle some questions from our community.</p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>Understanding the complexity of IRAs</p><p><strong>5:30</strong> Why Roth conversions are so popular right now </p><p><strong>9:30</strong> Withdrawal strategies for retirement </p><p><strong>13:30</strong> Retirement options for small business owners</p><p><strong>17:00 </strong>Choosing investments for your Roth IRA</p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Roth conversions are up significantly this year</li>
<li>Making Roth conversions is a smart move even in strong market years.</li>
<li>When planning withdrawals, start with taxable accounts and wait on tax-advantaged accounts.</li>
</ul><p><br></p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1432</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[76985772-a356-11ef-a36e-c3939c35f835]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1551585711.mp3?updated=1732033144" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: Finding Success Without Losing Yourself</title>
      <description>We’re revisiting one of our most popular conversations with author and human performance expert Brad Stulberg, exploring what it means to achieve success without compromising your well-being or personal values. 
Brad explains how shifting from a traditional "if-then" mindset to a values-driven approach can help you find fulfillment, avoid burnout, and improve your life. Whether you’re aiming to make a career shift, reduce stress, or rethink your approach to investing, this conversation is packed with insights that will inspire you to find success on your own terms.

Chapters:
00:00 Introduction
05:00 Shifting from Goal-Driven to Values-Driven Success
11:00 How To Identify Your Core Values
20:00 Rest vs. Action to Address Burnout

Takeaways:

By focusing on values rather than constant achievement, you’ll find deeper satisfaction and avoid the “hedonic treadmill” of always seeking more.

Identify your core values by envisioning an ideal future self, reflecting on qualities you admire in others, and reconnect with the original motives behind your goals. 

Grounding success in values reduces stress and improves performance by fostering a state of "relaxed striving."


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 15 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: Finding Success Without Losing Yourself</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We need a new definition of success, here’s how to refocus on your values rather than your achievements. </itunes:subtitle>
      <itunes:summary>We’re revisiting one of our most popular conversations with author and human performance expert Brad Stulberg, exploring what it means to achieve success without compromising your well-being or personal values. 
Brad explains how shifting from a traditional "if-then" mindset to a values-driven approach can help you find fulfillment, avoid burnout, and improve your life. Whether you’re aiming to make a career shift, reduce stress, or rethink your approach to investing, this conversation is packed with insights that will inspire you to find success on your own terms.

Chapters:
00:00 Introduction
05:00 Shifting from Goal-Driven to Values-Driven Success
11:00 How To Identify Your Core Values
20:00 Rest vs. Action to Address Burnout

Takeaways:

By focusing on values rather than constant achievement, you’ll find deeper satisfaction and avoid the “hedonic treadmill” of always seeking more.

Identify your core values by envisioning an ideal future self, reflecting on qualities you admire in others, and reconnect with the original motives behind your goals. 

Grounding success in values reduces stress and improves performance by fostering a state of "relaxed striving."


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re revisiting one of our most popular conversations with author and human performance expert <a href="https://www.bradstulberg.com/">Brad Stulberg</a>, exploring what it means to achieve success without compromising your well-being or personal values. </p><p>Brad explains how shifting from a traditional "if-then" mindset to a values-driven approach can help you find fulfillment, avoid burnout, and improve your life. Whether you’re aiming to make a career shift, reduce stress, or rethink your approach to investing, this conversation is packed with insights that will inspire you to find success on your own terms.</p><p><br></p><p><strong>Chapters:</strong></p><p>00:00 Introduction</p><p>05:00 Shifting from Goal-Driven to Values-Driven Success</p><p>11:00 How To Identify Your Core Values</p><p>20:00 Rest vs. Action to Address Burnout</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>By focusing on values rather than constant achievement, you’ll find deeper satisfaction and avoid the “hedonic treadmill” of always seeking more.</li>
<li>Identify your core values by envisioning an ideal future self, reflecting on qualities you admire in others, and reconnect with the original motives behind your goals. </li>
<li>Grounding success in values reduces stress and improves performance by fostering a state of "relaxed striving."</li>
</ul><p><br></p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1962</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b844a48a-a132-11ef-b80e-670edb98937d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7905437608.mp3?updated=1732033161" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 449: Is Work From Home Dead?</title>
      <description>What does the future of remote work really look like? Recently, Amazon CEO Andy Jassy mandated that employees must return to the office 5 days a week. So did Elon Musk for employees of both Tesla and X, which made us wonder: Are our remote or hybrid roles going to go the way of the dodo sometime soon? 
Nick Bloom, Stanford Professor of Economics weighs in on what the future holds for remote work, and how to get ahead in a remote or hybrid position. 

CHAPTERS:
00:00 Introduction 
07:00 The Future of Remote Work
17:30 Finding the Right Hybrid Work Balance
29:00 Advice for Employees Facing In-Person Mandates
44:00 Mailbag Question 1: What allocation is ideal between Roth and 401(k)?
50:00 Mailbag Question 2: I’m very risk-averse, have I saved enough to retire? 

TAKEAWAYS:

Remote work can enhance concentration but may hinder innovation.

Hybrid work models can lead to increased job satisfaction and lower turnover rates.

Employees should align their work-from-home preferences with their team's schedule.

Remote work does not necessarily impact promotion opportunities if managed well.

The future of work will likely involve more technology to facilitate remote collaboration.


Robert Half Report on Remote Work Trends and Statistics for 2024
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>Is Work From Home Dead?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>449</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What Amazon’s return to office mandate means for the rest of us.</itunes:subtitle>
      <itunes:summary>What does the future of remote work really look like? Recently, Amazon CEO Andy Jassy mandated that employees must return to the office 5 days a week. So did Elon Musk for employees of both Tesla and X, which made us wonder: Are our remote or hybrid roles going to go the way of the dodo sometime soon? 
Nick Bloom, Stanford Professor of Economics weighs in on what the future holds for remote work, and how to get ahead in a remote or hybrid position. 

CHAPTERS:
00:00 Introduction 
07:00 The Future of Remote Work
17:30 Finding the Right Hybrid Work Balance
29:00 Advice for Employees Facing In-Person Mandates
44:00 Mailbag Question 1: What allocation is ideal between Roth and 401(k)?
50:00 Mailbag Question 2: I’m very risk-averse, have I saved enough to retire? 

TAKEAWAYS:

Remote work can enhance concentration but may hinder innovation.

Hybrid work models can lead to increased job satisfaction and lower turnover rates.

Employees should align their work-from-home preferences with their team's schedule.

Remote work does not necessarily impact promotion opportunities if managed well.

The future of work will likely involve more technology to facilitate remote collaboration.


Robert Half Report on Remote Work Trends and Statistics for 2024
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does the future of remote work really look like? Recently, Amazon CEO Andy Jassy mandated that employees must return to the office 5 days a week. So did Elon Musk for employees of both Tesla and X, which made us wonder: Are our remote or hybrid roles going to go the way of the dodo sometime soon? </p><p><a href="https://economics.stanford.edu/people/nicholas-bloom">Nick Bloom</a>, Stanford Professor of Economics weighs in on what the future holds for remote work, and how to get ahead in a remote or hybrid position. </p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>Introduction </p><p><strong>07:00</strong> The Future of Remote Work</p><p><strong>17:30</strong> Finding the Right Hybrid Work Balance</p><p><strong>29:00 </strong>Advice for Employees Facing In-Person Mandates</p><p><strong>44:00</strong> Mailbag Question 1: What allocation is ideal between Roth and 401(k)?</p><p><strong>50:00</strong> Mailbag Question 2: I’m very risk-averse, have I saved enough to retire? </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Remote work can enhance concentration but may hinder innovation.</li>
<li>Hybrid work models can lead to increased job satisfaction and lower turnover rates.</li>
<li>Employees should align their work-from-home preferences with their team's schedule.</li>
<li>Remote work does not necessarily impact promotion opportunities if managed well.</li>
<li>The future of work will likely involve more technology to facilitate remote collaboration.</li>
</ul><p><br></p><p>Robert Half Report on <a href="https://www.roberthalf.com/us/en/insights/research/remote-work-statistics-and-trends-for-2024#:~:text=By%20Katie%20Merritt%2C%20Senior%20Research,have%20in%20their%20current%20role.">Remote Work Trends and Statistics for 2024</a></p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2676</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[72e42018-9d32-11ef-8e45-a32051e91425]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML6768509473.mp3?updated=1732033176" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: Achieving The Perfect Credit Score</title>
      <description>If you listened to this week's episode with Michelle Singletary, personal finance columnist at the Washington Post, you know just how smart she can be about saving and investing, for her goals and for her family's long-term goals.
You probably also won't be all that surprised to learn that a few years ago, she achieved something many of us can only dream of. She woke up one morning and she found that she had the elusive perfect credit score of 850. Listen in to hear how she did it.

Chapters:
00:00 Introduction
06:00 Living below your means
09:00 Balancing college plans and retirement 
14:00 The 21-day financial fast

Takeaways:

Achieving a perfect credit score means paying all your bills on time and maintaining a very low credit utilization.

Prioritizing financial goals over lifestyle spending will allow you to save aggressively.

A 21-day "financial fast" helps you avoid non-essential spending.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 08 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: Achieving The Perfect Credit Score</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And how a 21-day financial fast could help you meet your savings goals.</itunes:subtitle>
      <itunes:summary>If you listened to this week's episode with Michelle Singletary, personal finance columnist at the Washington Post, you know just how smart she can be about saving and investing, for her goals and for her family's long-term goals.
You probably also won't be all that surprised to learn that a few years ago, she achieved something many of us can only dream of. She woke up one morning and she found that she had the elusive perfect credit score of 850. Listen in to hear how she did it.

Chapters:
00:00 Introduction
06:00 Living below your means
09:00 Balancing college plans and retirement 
14:00 The 21-day financial fast

Takeaways:

Achieving a perfect credit score means paying all your bills on time and maintaining a very low credit utilization.

Prioritizing financial goals over lifestyle spending will allow you to save aggressively.

A 21-day "financial fast" helps you avoid non-essential spending.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com.
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you listened to this week's episode with Michelle Singletary, personal finance columnist at the Washington Post, you know just how smart she can be about saving and investing, for her goals and for her family's long-term goals.</p><p>You probably also won't be all that surprised to learn that a few years ago, she achieved something many of us can only dream of. She woke up one morning and she found that she had the elusive perfect credit score of 850. Listen in to hear how she did it.</p><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Introduction</p><p><strong>06:00 </strong>Living below your means</p><p><strong>09:00 </strong>Balancing college plans and retirement </p><p><strong>14:00</strong> The 21-day financial fast</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Achieving a perfect credit score means paying all your bills on time and maintaining a very low credit utilization.</li>
<li>Prioritizing financial goals over lifestyle spending will allow you to save aggressively.</li>
<li>A 21-day "financial fast" helps you avoid non-essential spending.</li>
</ul><p><br></p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1149</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c08c5efc-9d41-11ef-9191-6f2bb29dfbf4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3886195523.mp3?updated=1732033190" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 448: Money Goals For Every Decade</title>
      <description>Getting older is pretty incredible. And that’s not just our opinion — lately, on the HerMoney podcast, we’ve been talking to some amazing women who have shown us that getting old is actually a life-affirming experience. 
We recently chatted with Tamsen Fadal on reinventing your career in your 50s. There was also Gwen Bounds, who took up Spartan Racing at age 47, and Bonnie Hammer who started a family in her 40’s. These women have shown us that there’s no timeline for accomplishing all of your dreams.
Michelle Singletary, personal finance columnist at the Washington Post, joins us to share some of the goals we should be meeting — or striving to meet — in every decade of our lives. 

CHAPTERS:
00:00 Jean’s Reflections on Turning 60
06:00 Financial Milestones for Your 30s
09:00 Financial Milestones for Your 40s
11:00 Financial Milestones for Your 50s
17:00 Financial Milestones for Your 60s and Beyond
32:00 Mailbag Question 1: What are the pros and cons of taking out a reverse mortgage?
38:00 Mailbag Question 2: I received a large settlement as part of my divorce. How should I invest it? 

TAKEAWAYS:

Developing a healthy hatred for debt is crucial for financial success.

Investing early and often is key to building wealth.

Health should be prioritized to avoid future financial burdens.

Creating a spending plan can help manage financial anxiety in retirement.

Planning for retirement should involve sitting down with your partner and aligning on goals.

Traveling and enjoying life should be part of retirement planning.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Nov 2024 07:00:00 -0000</pubDate>
      <itunes:title>Money Goals For Every Decade</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>448</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The money goals you should be hitting every decade.</itunes:subtitle>
      <itunes:summary>Getting older is pretty incredible. And that’s not just our opinion — lately, on the HerMoney podcast, we’ve been talking to some amazing women who have shown us that getting old is actually a life-affirming experience. 
We recently chatted with Tamsen Fadal on reinventing your career in your 50s. There was also Gwen Bounds, who took up Spartan Racing at age 47, and Bonnie Hammer who started a family in her 40’s. These women have shown us that there’s no timeline for accomplishing all of your dreams.
Michelle Singletary, personal finance columnist at the Washington Post, joins us to share some of the goals we should be meeting — or striving to meet — in every decade of our lives. 

CHAPTERS:
00:00 Jean’s Reflections on Turning 60
06:00 Financial Milestones for Your 30s
09:00 Financial Milestones for Your 40s
11:00 Financial Milestones for Your 50s
17:00 Financial Milestones for Your 60s and Beyond
32:00 Mailbag Question 1: What are the pros and cons of taking out a reverse mortgage?
38:00 Mailbag Question 2: I received a large settlement as part of my divorce. How should I invest it? 

TAKEAWAYS:

Developing a healthy hatred for debt is crucial for financial success.

Investing early and often is key to building wealth.

Health should be prioritized to avoid future financial burdens.

Creating a spending plan can help manage financial anxiety in retirement.

Planning for retirement should involve sitting down with your partner and aligning on goals.

Traveling and enjoying life should be part of retirement planning.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Getting older is pretty incredible. And that’s not just our opinion — lately, on the <a href="https://hermoney.com/t/podcasts/">HerMoney podcast</a>, we’ve been talking to some amazing women who have shown us that getting old is actually a life-affirming experience. </p><p>We recently chatted with <a href="https://hermoney.com/earn/careers/top-3-myths-about-women-over-50-with-tamsen-fadal-podcast-445/">Tamsen Fadal </a>on reinventing your career in your 50s. There was also <a href="https://hermoney.com/enjoy/wellness/how-to-crush-your-life-goals-at-any-age-podcast-436/">Gwen Bounds</a>, who took up Spartan Racing at age 47, and <a href="https://hermoney.com/earn/careers/the-lies-women-are-told-about-getting-ahead-at-work-bonnie-hammer-podcast-438/">Bonnie Hammer </a>who started a family in her 40’s. These women have shown us that there’s no timeline for accomplishing all of your dreams.</p><p><a href="https://www.washingtonpost.com/people/michelle-singletary/">Michelle Singletary</a>, personal finance columnist at the Washington Post, joins us to share some of the goals we should be meeting — or striving to meet — in every decade of our lives. </p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>Jean’s Reflections on Turning 60</p><p><strong>06:00</strong> Financial Milestones for Your 30s</p><p><strong>09:00</strong> Financial Milestones for Your 40s</p><p><strong>11:00 </strong>Financial Milestones for Your 50s</p><p><strong>17:00</strong> Financial Milestones for Your 60s and Beyond</p><p><strong>32:00</strong> Mailbag Question 1: What are the pros and cons of taking out a reverse mortgage?</p><p><strong>38:00</strong> Mailbag Question 2: I received a large settlement as part of my divorce. How should I invest it? </p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Developing a healthy hatred for debt is crucial for financial success.</li>
<li>Investing early and often is key to building wealth.</li>
<li>Health should be prioritized to avoid future financial burdens.</li>
<li>Creating a spending plan can help manage financial anxiety in retirement.</li>
<li>Planning for retirement should involve sitting down with your partner and aligning on goals.</li>
<li>Traveling and enjoying life should be part of retirement planning.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2776</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[adac1804-9b93-11ef-8e25-e33983fa3b7c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML6116301648.mp3?updated=1730825261" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The 2024 Election And Your Wallet</title>
      <description>We are right on the eve of what is going to be a truly pivotal election. And this year, more than many others, it seems there's a unique urgency in the air. At least part of that is because each candidate has pledged to make changes to critical facets of American life — including to our personal finances. 
Catherine Rampell, nationally syndicated opinion columnist at the Washington Post, joins us to dissect the issues and how the 2024 election can impact the broader financial system (and our personal economies).

CHAPTERS:
00:00 Understanding Voter Awareness and Candidate Platforms
02:59 Inflation: Candidates' Influence and Economic Policies
09:05 Price Gouging and Its Implications
12:03 Student Loan Proposals and Their Impact
14:54 Social Security: Candidates' Stances and Future Challenges
18:08 Tax Policies and Their Economic Implications
21:01 Stock Market Trends and Candidate Influence

TAKEAWAYS:

Inflation remains a top concern for American voters but Presidents have limited control over inflation and price levels.

The Federal Reserve's independence is vital for economic stability.

Student loan proposals vary significantly between candidates.

Social Security faces financial challenges regardless of the elected candidate.

Tax policies proposed by candidates could have long-term economic implications.

Stock market performance is influenced by various factors beyond presidential control.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 01 Nov 2024 06:00:00 -0000</pubDate>
      <itunes:title>The 2024 Election And Your Wallet</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We’re breaking down each candidate's policies and how they could affect your money.</itunes:subtitle>
      <itunes:summary>We are right on the eve of what is going to be a truly pivotal election. And this year, more than many others, it seems there's a unique urgency in the air. At least part of that is because each candidate has pledged to make changes to critical facets of American life — including to our personal finances. 
Catherine Rampell, nationally syndicated opinion columnist at the Washington Post, joins us to dissect the issues and how the 2024 election can impact the broader financial system (and our personal economies).

CHAPTERS:
00:00 Understanding Voter Awareness and Candidate Platforms
02:59 Inflation: Candidates' Influence and Economic Policies
09:05 Price Gouging and Its Implications
12:03 Student Loan Proposals and Their Impact
14:54 Social Security: Candidates' Stances and Future Challenges
18:08 Tax Policies and Their Economic Implications
21:01 Stock Market Trends and Candidate Influence

TAKEAWAYS:

Inflation remains a top concern for American voters but Presidents have limited control over inflation and price levels.

The Federal Reserve's independence is vital for economic stability.

Student loan proposals vary significantly between candidates.

Social Security faces financial challenges regardless of the elected candidate.

Tax policies proposed by candidates could have long-term economic implications.

Stock market performance is influenced by various factors beyond presidential control.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We are right on the eve of what is going to be a truly pivotal election. And this year, more than many others, it seems there's a unique urgency in the air. At least part of that is because each candidate has pledged to make changes to critical facets of American life — including to our personal finances. </p><p>Catherine Rampell, nationally syndicated opinion columnist at <a href="https://www.washingtonpost.com/people/catherine-rampell/">the Washington Post</a>, joins us to dissect the issues and how the 2024 election can impact the broader financial system (and our personal economies).</p><p><br></p><p><strong>CHAPTERS:</strong></p><p><strong>00:00 </strong>Understanding Voter Awareness and Candidate Platforms</p><p><strong>02:59</strong> Inflation: Candidates' Influence and Economic Policies</p><p><strong>09:05 </strong>Price Gouging and Its Implications</p><p><strong>12:03 </strong>Student Loan Proposals and Their Impact</p><p><strong>14:54 </strong>Social Security: Candidates' Stances and Future Challenges</p><p><strong>18:08 </strong>Tax Policies and Their Economic Implications</p><p><strong>21:01 </strong>Stock Market Trends and Candidate Influence</p><p><br></p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Inflation remains a top concern for American voters but Presidents have limited control over inflation and price levels.</li>
<li>The Federal Reserve's independence is vital for economic stability.</li>
<li>Student loan proposals vary significantly between candidates.</li>
<li>Social Security faces financial challenges regardless of the elected candidate.</li>
<li>Tax policies proposed by candidates could have long-term economic implications.</li>
<li>Stock market performance is influenced by various factors beyond presidential control.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1890</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9282012111.mp3?updated=1731451915" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 447: Why You're Sabotaging Your Finances</title>
      <description>Every week on the HerMoney podcast, we talk about how to get control of your money, and in most cases, that means getting in control of your spending and knowing exactly where your money is going. Having this knowledge is so important because the truth is that many of us may be sabotaging ourselves financially. 
Sarah Newcomb, applied behavioral scientist at Edward Jones, and the author of Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind, joins us to talk about why we financially self-sabotage and how to stop. 
CHAPTERS:
00:00 Introduction
06:00 What is Financial Self Sabotage
17:00 Setting Long-Term Financial Goals
28:00 Impulse Spending and Emotional Triggers
38:00 Mailbag Question 1: Should I stretch my budget to purchase my dream home?
43:00 Mailbag Question 2: I’m in a lot of credit card debt, will credit card companies negotiate it with me? 
TAKEAWAYS:

Financial self-sabotage can manifest in many unconscious ways.

Women often prioritize caregiving at the expense of their financial goals.

It's essential to balance short-term desires with long-term financial health.

Emotional health is deeply intertwined with financial education and success.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>Why You're Sabotaging Your Finances</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>447</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to recognize emotional triggers and take control of your long-term financial goals.</itunes:subtitle>
      <itunes:summary>Every week on the HerMoney podcast, we talk about how to get control of your money, and in most cases, that means getting in control of your spending and knowing exactly where your money is going. Having this knowledge is so important because the truth is that many of us may be sabotaging ourselves financially. 
Sarah Newcomb, applied behavioral scientist at Edward Jones, and the author of Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind, joins us to talk about why we financially self-sabotage and how to stop. 
CHAPTERS:
00:00 Introduction
06:00 What is Financial Self Sabotage
17:00 Setting Long-Term Financial Goals
28:00 Impulse Spending and Emotional Triggers
38:00 Mailbag Question 1: Should I stretch my budget to purchase my dream home?
43:00 Mailbag Question 2: I’m in a lot of credit card debt, will credit card companies negotiate it with me? 
TAKEAWAYS:

Financial self-sabotage can manifest in many unconscious ways.

Women often prioritize caregiving at the expense of their financial goals.

It's essential to balance short-term desires with long-term financial health.

Emotional health is deeply intertwined with financial education and success.


Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Every week on the HerMoney podcast, we talk about how to get control of your money, and in most cases, that means getting in control of your spending and knowing exactly where your money is going. Having this knowledge is so important because the truth is that many of us may be sabotaging ourselves financially. </p><p><a href="https://www.linkedin.com/in/sarahcnewcomb">Sarah Newcomb</a>, applied behavioral scientist at Edward Jones, and the author of <em>Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind,</em> joins us to talk about why we financially self-sabotage and how to stop. </p><p><strong>CHAPTERS:</strong></p><p>00:00 Introduction</p><p>06:00 What is Financial Self Sabotage</p><p>17:00 Setting Long-Term Financial Goals</p><p>28:00 Impulse Spending and Emotional Triggers</p><p>38:00 Mailbag Question 1: Should I stretch my budget to purchase my dream home?</p><p>43:00 Mailbag Question 2: I’m in a lot of credit card debt, will credit card companies negotiate it with me? </p><p><strong>TAKEAWAYS:</strong></p><ul>
<li>Financial self-sabotage can manifest in many unconscious ways.</li>
<li>Women often prioritize caregiving at the expense of their financial goals.</li>
<li>It's essential to balance short-term desires with long-term financial health.</li>
<li>Emotional health is deeply intertwined with financial education and success.</li>
</ul><p><br></p><p>Learn more about our<a href="https://www.financefixx.com/s/"> </a><a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3117</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7216987620.mp3?updated=1730224023" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: Negotiating Medical Bills</title>
      <description>If you listened to our episode with Sabrina Corlette, founder of the Center for Health Insurance Reforms, you are already armed with the information that you need to make a decision about which healthcare plan you want to choose when open enrollment rolls around.But no matter which one you choose, it's also inevitable that at some point you are very likely to receive a medical bill that you didn't expect.
That's where negotiation comes in. Our guest today, Braden Pan, founder and CEO of Resolve, a company that negotiates your medical bills on your behalf. He's joining us to talk about how you can do this yourself, how to negotiate your medical bills down, when to settle and pay up, and when to get your insurance company to step in and cover more.

Chapters:
00:00 Introduction
10:00 Tips For Negotiating Medical Bills
16:00 How To Be Your Own Advocate
25:00 What To Do If You Can’t Pay the Bill

Takeaways:
- Before negotiating, gather as much information as possible about your medical bills.
- Persistence is crucial when negotiating medical bills. 
- Make allies, not enemies. It may take multiple attempts to reach an agreement. 
- Many hospitals offer financial aid programs and will be flexible with you. 
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 25 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: Negotiating Medical Bills</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Yes, it’s possible to negotiate your medical bills down. </itunes:subtitle>
      <itunes:summary>If you listened to our episode with Sabrina Corlette, founder of the Center for Health Insurance Reforms, you are already armed with the information that you need to make a decision about which healthcare plan you want to choose when open enrollment rolls around.But no matter which one you choose, it's also inevitable that at some point you are very likely to receive a medical bill that you didn't expect.
That's where negotiation comes in. Our guest today, Braden Pan, founder and CEO of Resolve, a company that negotiates your medical bills on your behalf. He's joining us to talk about how you can do this yourself, how to negotiate your medical bills down, when to settle and pay up, and when to get your insurance company to step in and cover more.

Chapters:
00:00 Introduction
10:00 Tips For Negotiating Medical Bills
16:00 How To Be Your Own Advocate
25:00 What To Do If You Can’t Pay the Bill

Takeaways:
- Before negotiating, gather as much information as possible about your medical bills.
- Persistence is crucial when negotiating medical bills. 
- Make allies, not enemies. It may take multiple attempts to reach an agreement. 
- Many hospitals offer financial aid programs and will be flexible with you. 
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you listened to <a href="https://podcasts.apple.com/us/podcast/stop-overpaying-for-health-insurance-expert-tips-for/id1098802558?i=1000674111588">our episode</a> with Sabrina Corlette, founder of the Center for Health Insurance Reforms, you are already armed with the information that you need to make a decision about which healthcare plan you want to choose when open enrollment rolls around.But no matter which one you choose, it's also inevitable that at some point you are very likely to receive a medical bill that you didn't expect.</p><p>That's where negotiation comes in. Our guest today, Braden Pan, founder and CEO of <a href="https://www.resolvemedicalbills.com/">Resolve</a>, a company that negotiates your medical bills on your behalf. He's joining us to talk about how you can do this yourself, how to negotiate your medical bills down, when to settle and pay up, and when to get your insurance company to step in and cover more.</p><p><br></p><p><strong>Chapters:</strong></p><p>00:00 Introduction</p><p>10:00 Tips For Negotiating Medical Bills</p><p>16:00 How To Be Your Own Advocate</p><p>25:00 What To Do If You Can’t Pay the Bill</p><p><br></p><p><strong>Takeaways:</strong></p><p>- Before negotiating, gather as much information as possible about your medical bills.</p><p>- Persistence is crucial when negotiating medical bills. </p><p>- Make allies, not enemies. It may take multiple attempts to reach an agreement. </p><p>- Many hospitals offer financial aid programs and will be flexible with you. </p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1824</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1833ceb0-9167-11ef-82fc-bf7e035361da]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7867627536.mp3?updated=1729795167" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 446: Stop Overpaying For Health Insurance: Expert Tips For Choosing The Right Plan</title>
      <description>It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the best plan for us — without paying a penny more than necessary.
Sabrina Corlette, research professor, founder, and co-director of the Center on Health Insurance Reforms (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year. 
Chapters:
00:00 Introduction
04:00 What’s New For 2025 Open Enrollment 
10:00 Evaluating Plan Options
22:00 Shopping Around For Healthcare
24:00 HSAs vs FSAs
29:00 Mailbag Question 1: Can I open an HSA outside of my employer? 
33:00 Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund? 
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>Stop Overpaying For Health Insurance: Expert Tips For Choosing The Right Plan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>446</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to make sure you’re choosing the best health insurance plan this open enrollment season.</itunes:subtitle>
      <itunes:summary>It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the best plan for us — without paying a penny more than necessary.
Sabrina Corlette, research professor, founder, and co-director of the Center on Health Insurance Reforms (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year. 
Chapters:
00:00 Introduction
04:00 What’s New For 2025 Open Enrollment 
10:00 Evaluating Plan Options
22:00 Shopping Around For Healthcare
24:00 HSAs vs FSAs
29:00 Mailbag Question 1: Can I open an HSA outside of my employer? 
33:00 Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund? 
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the <em>best </em>plan for us — without paying a penny more than necessary.</p><p>Sabrina Corlette, research professor, founder, and co-director of the <a href="https://chir.georgetown.edu/">Center on Health Insurance Reforms</a> (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year. </p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Introduction</p><p><strong>04:00</strong> What’s New For 2025 Open Enrollment </p><p><strong>10:00</strong> Evaluating Plan Options</p><p><strong>22:00</strong> Shopping Around For Healthcare</p><p><strong>24:00</strong> HSAs vs FSAs</p><p><strong>29:00</strong> Mailbag Question 1: Can I open an HSA outside of my employer? </p><p><strong>33:00</strong> Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund? </p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> </em></a><a href="http://www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2496</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <title>Mailbag: I’m in $13,000 worth of debt, should I pause my retirement savings to pay it off? </title>
      <description>Today we are bringing you a mailbag with listener Amy. She’s in her early 40s and she is wondering if she should hit the brakes when it comes to saving for retirement because of the other things on her plate. She's working on paying down credit card debt and she wants to be able to afford to move into a nicer home. 
So, what's the order of operations here? We’ll dive into some timely advice for her.
Chapters:
00:00 Introduction to Financial Priorities
02:57 Understanding Current Financial Situation
06:00 Exploring Debt Management Strategies
09:07 Retirement Contributions and Future Planning
12:12 Real Estate Considerations and Options

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 22 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: I’m in $13,000 worth of debt, should I pause my retirement savings to pay it off?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today we are bringing you a mailbag with listener Amy. She’s in her early 40s and she is wondering if she should hit the brakes when it comes to saving for retirement because of the other things on her plate. She's working on paying down credit card debt and she wants to be able to afford to move into a nicer home. 
So, what's the order of operations here? We’ll dive into some timely advice for her.
Chapters:
00:00 Introduction to Financial Priorities
02:57 Understanding Current Financial Situation
06:00 Exploring Debt Management Strategies
09:07 Retirement Contributions and Future Planning
12:12 Real Estate Considerations and Options

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we are bringing you a mailbag with listener Amy. She’s in her early 40s and she is wondering if she should hit the brakes when it comes to saving for retirement because of the other things on her plate. She's working on paying down credit card debt and she wants to be able to afford to move into a nicer home. </p><p>So, what's the order of operations here? We’ll dive into some timely advice for her.</p><p><strong>Chapters:</strong></p><p><strong>00:00</strong> Introduction to Financial Priorities</p><p><strong>02:57 </strong>Understanding Current Financial Situation</p><p><strong>06:00 </strong>Exploring Debt Management Strategies</p><p><strong>09:07 </strong>Retirement Contributions and Future Planning</p><p><strong>12:12 </strong>Real Estate Considerations and Options</p><p><br></p><p>Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>990</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5207093497.mp3?updated=1729559325" length="0" type="audio/mpeg"/>
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    <item>
      <title>How To Lower The Cost of Your Homeowners Insurance</title>
      <description>Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner’s insurance. And we get it — it’s so difficult to know exactly which policies are right for your specific property. 
Ben Keys, the Rowan Family Foundation Professor of Real Estate and Finance at the University of Pennsylvania’s Wharton School, shares how to know how much coverage we really need, and walks us through the steps to take to get a better deal on our policies. 
Chapters:
00:00 Navigating Homeowners Insurance in a Changing Climate
05:58 Understanding the Rising Costs of Homeowners Insurance
11:52 Assessing Your Insurance Needs and Coverage
17:59 What to Do When Your Insurer Drops You
24:00 Practical Tips for Lowering Your Insurance Premiums
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Ben Keys NY Times Op-Ed: https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 18 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>How To Lower The Cost of Your Homeowners Insurance</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What you can do right now to lower the cost of your insurance premium.</itunes:subtitle>
      <itunes:summary>Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner’s insurance. And we get it — it’s so difficult to know exactly which policies are right for your specific property. 
Ben Keys, the Rowan Family Foundation Professor of Real Estate and Finance at the University of Pennsylvania’s Wharton School, shares how to know how much coverage we really need, and walks us through the steps to take to get a better deal on our policies. 
Chapters:
00:00 Navigating Homeowners Insurance in a Changing Climate
05:58 Understanding the Rising Costs of Homeowners Insurance
11:52 Assessing Your Insurance Needs and Coverage
17:59 What to Do When Your Insurer Drops You
24:00 Practical Tips for Lowering Your Insurance Premiums
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Ben Keys NY Times Op-Ed: https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner’s insurance. And we get it — it’s so difficult to know <em>exactly </em>which policies are right for your specific property. </p><p><a href="https://real-estate.wharton.upenn.edu/profile/benkeys/">Ben Keys</a>, the Rowan Family Foundation Professor of Real Estate and Finance at the University of Pennsylvania’s Wharton School, shares how to know how much coverage we really need, and walks us through the steps to take to get a better deal on our policies. </p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Navigating Homeowners Insurance in a Changing Climate</p><p><strong>05:58 </strong>Understanding the Rising Costs of Homeowners Insurance</p><p><strong>11:52 </strong>Assessing Your Insurance Needs and Coverage</p><p><strong>17:59 </strong>What to Do When Your Insurer Drops You</p><p><strong>24:00 </strong>Practical Tips for Lowering Your Insurance Premiums</p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p>Ben Keys NY Times Op-Ed: https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1607</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[70e13f4e-8cd4-11ef-acc6-97775ace2f90]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1743475416.mp3?updated=1729278934" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 445: How Women Over 50 Are Shattering Workplace Stereotypes</title>
      <description>We know that aging is a privilege, but there is still so much negativity wrapped up with aging — particularly for women who are still thriving in their careers. There’s perhaps no greater blow than to be made to feel we’re “past our prime” just when we finally hit a point in life where we have more clarity and more to offer the world than ever. 
Tamsen Fadal, "The Midlife Mentor" on Instagram, joins us to talk about what she’s letting go of now that she’s in her 50s, and the misconceptions we all need to push back on about midlife.
Chapters:
00:00 Introduction
05:00 Changing Careers After 50
09:00 Menopause Support At Work
14:00 Debunking Myths About Productivity in Midlife
22:00 Tamen Fadal’s Fashion and Personal Style
25:00 Mailbag: I’m a recent widow, should I sell my historic home to free up cash for traveling?
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>How Women Over 50 Are Shattering Workplace Stereotypes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>445</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why midlife is a time to reclaim our power, make bold moves, and level up our careers. </itunes:subtitle>
      <itunes:summary>We know that aging is a privilege, but there is still so much negativity wrapped up with aging — particularly for women who are still thriving in their careers. There’s perhaps no greater blow than to be made to feel we’re “past our prime” just when we finally hit a point in life where we have more clarity and more to offer the world than ever. 
Tamsen Fadal, "The Midlife Mentor" on Instagram, joins us to talk about what she’s letting go of now that she’s in her 50s, and the misconceptions we all need to push back on about midlife.
Chapters:
00:00 Introduction
05:00 Changing Careers After 50
09:00 Menopause Support At Work
14:00 Debunking Myths About Productivity in Midlife
22:00 Tamen Fadal’s Fashion and Personal Style
25:00 Mailbag: I’m a recent widow, should I sell my historic home to free up cash for traveling?
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We know that aging is a privilege, but there is still so much negativity wrapped up with aging — particularly for women who are still thriving in their careers. There’s perhaps no greater blow than to be made to feel we’re “past our prime” just when we finally hit a point in life where we have more clarity and more to offer the world than ever. </p><p>Tamsen Fadal, <a href="https://www.instagram.com/tamsenfadal/?hl=en">"The Midlife Mentor"</a> on Instagram, joins us to talk about what she’s letting go of now that she’s in her 50s, and the misconceptions we all need to push back on about midlife.</p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Introduction</p><p><strong>05:00</strong> Changing Careers After 50</p><p><strong>09:00 </strong>Menopause Support At Work</p><p><strong>14:00</strong> Debunking Myths About Productivity in Midlife</p><p><strong>22:00</strong> Tamen Fadal’s Fashion and Personal Style</p><p><strong>25:00</strong> Mailbag: I’m a recent widow, should I sell my historic home to free up cash for traveling?</p><p>Learn more about our<a href="https://www.financefixx.com/s/"> </a><a href="https://www.financefixx.com/s/">Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p><br></p><p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2156</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Mailbag: All of Your Retirement Questions, Answered</title>
      <description>Today we're bringing you an extra special mailbag with friend of the show and Director of Personal Finance and Retirement Planning at Morningstar, Christine Benz. If you listened to our “New Rules for Retirement” episode, then you know all about Christine and why she thinks women need a new playbook for retirement. 
We are going to tackle a few of the follow-up questions that came from our viewers on YouTube, go check out our channel if you haven’t already!
Chapters:
00:00 Introduction
03:00 Mailbag Question 1: I have 425k saved and want to retire early, what am I missing? 
08:00 Mailbag Question 2: I have 700k saved, how much can I safely start to withdraw without running out of money?
12:00 Mailbag Question 3: I’d like to begin converting money from my 401k to my Roth before I retire, is that possible?
17:00 Mailbag Question 4: I’m 62 and after a series of setbacks I’m basically starting over financially. How do I get started saving for retirement this late in the game? 

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 11 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: All of Your Retirement Questions, Answered</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Christine Benz, author of How To Retire, joins us to tackle all of your follow up retirement questions.</itunes:subtitle>
      <itunes:summary>Today we're bringing you an extra special mailbag with friend of the show and Director of Personal Finance and Retirement Planning at Morningstar, Christine Benz. If you listened to our “New Rules for Retirement” episode, then you know all about Christine and why she thinks women need a new playbook for retirement. 
We are going to tackle a few of the follow-up questions that came from our viewers on YouTube, go check out our channel if you haven’t already!
Chapters:
00:00 Introduction
03:00 Mailbag Question 1: I have 425k saved and want to retire early, what am I missing? 
08:00 Mailbag Question 2: I have 700k saved, how much can I safely start to withdraw without running out of money?
12:00 Mailbag Question 3: I’d like to begin converting money from my 401k to my Roth before I retire, is that possible?
17:00 Mailbag Question 4: I’m 62 and after a series of setbacks I’m basically starting over financially. How do I get started saving for retirement this late in the game? 

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we're bringing you an extra special mailbag with friend of the show and Director of Personal Finance and Retirement Planning at Morningstar, Christine Benz. If you listened to our <a href="https://podcasts.apple.com/us/podcast/the-new-rules-for-retirement/id1098802558?i=1000669900730">“New Rules for Retirement”</a> episode, then you know all about Christine and why she thinks women need a new playbook for retirement. </p><p>We are going to tackle a few of the follow-up questions that came from our viewers on <a href="https://www.youtube.com/@HerMoney">YouTube</a>, go check out our channel if you haven’t already!</p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Introduction</p><p><strong>03:00 </strong>Mailbag Question 1: I have 425k saved and want to retire early, what am I missing? </p><p><strong>08:00</strong> Mailbag Question 2: I have 700k saved, how much can I safely start to withdraw without running out of money?</p><p><strong>12:00 </strong>Mailbag Question 3: I’d like to begin converting money from my 401k to my Roth before I retire, is that possible?</p><p><strong>17:00 </strong>Mailbag Question 4: I’m 62 and after a series of setbacks I’m basically starting over financially. How do I get started saving for retirement this late in the game? </p><p><br></p><p>Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p><strong>Join</strong><a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"><strong> our free budgeting webinar</strong></a><strong> on October 15th at 7 PM ET! </strong>https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration</p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1427</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Ep 444: Are You Overworked? Here’s How To Fix It</title>
      <description>Admit it: You’re overworked. We spend more time working in America than any other developed country. And maybe you think we’re working extra hours because we’re doing work that feels necessary and engaging and fulfilling — but no. We just don’t care about our jobs as much as we used to. 
So, is there a way to ensure we’re doing productive work that we actually enjoy? Brigid Schulte, author of Over Work: Transforming the Daily Grind in the Quest for a Better Life, spent 10 years researching our discontent with work. She eventually found countries, companies, and people who are all doing it better. Here’s what they're doing right, and how to change your situation, ASAP. 

Chapters:
00:00 Introduction &amp; Work Culture Overview
05:00 The Shift in Work Expectations
10:00 The History of Work in the US
17:00 Iceland’s Short Work Hour Movement 
24:00 Practical Tips to Reduce Overwork in Your Own Life
35:00 Mailbag Question 1: How to manage stock received as part of a divorce
38:00 Mailbag Question 2: ​​Should I pay down debt or max out my retirement savings?

Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>Are You Overworked? Here’s How To Fix It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>444</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>There are ways to do more creative, fulfilling work (while spending less time at your desk). </itunes:subtitle>
      <itunes:summary>Admit it: You’re overworked. We spend more time working in America than any other developed country. And maybe you think we’re working extra hours because we’re doing work that feels necessary and engaging and fulfilling — but no. We just don’t care about our jobs as much as we used to. 
So, is there a way to ensure we’re doing productive work that we actually enjoy? Brigid Schulte, author of Over Work: Transforming the Daily Grind in the Quest for a Better Life, spent 10 years researching our discontent with work. She eventually found countries, companies, and people who are all doing it better. Here’s what they're doing right, and how to change your situation, ASAP. 

Chapters:
00:00 Introduction &amp; Work Culture Overview
05:00 The Shift in Work Expectations
10:00 The History of Work in the US
17:00 Iceland’s Short Work Hour Movement 
24:00 Practical Tips to Reduce Overwork in Your Own Life
35:00 Mailbag Question 1: How to manage stock received as part of a divorce
38:00 Mailbag Question 2: ​​Should I pay down debt or max out my retirement savings?

Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Admit it: You’re overworked. We spend more time working in America than any other developed country. And maybe you think we’re working extra hours because we’re doing work that feels necessary and engaging and fulfilling — but no. We <a href="https://www.wsj.com/lifestyle/careers/americans-attitude-work-data-0c2e487c">just don’t care about our jobs</a> as much as we used to. </p><p>So, is there a way to ensure we’re doing productive work that we actually enjoy? Brigid Schulte, author of <a href="https://www.amazon.com/Over-Work-Transforming-Daily-Better/dp/1250801729">Over Work: Transforming the Daily Grind in the Quest for a Better Life</a>, spent 10 years researching our discontent with work. She eventually found countries, companies, and people who are all doing it better. Here’s what they're doing right, and how to change your situation, ASAP. </p><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Introduction &amp; Work Culture Overview</p><p><strong>05:00 </strong>The Shift in Work Expectations</p><p><strong>10:00 </strong>The History of Work in the US</p><p><strong>17:00 </strong>Iceland’s Short Work Hour Movement </p><p><strong>24:00</strong> Practical Tips to Reduce Overwork in Your Own Life</p><p><strong>35:00</strong> Mailbag Question 1: How to manage stock received as part of a divorce</p><p><strong>38:00</strong> Mailbag Question 2: ​​Should I pay down debt or max out my retirement savings?</p><p><br></p><p><strong>Join</strong><a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"><strong> our free budgeting webinar</strong></a><strong> on October 15th at 7 PM ET! </strong>https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration</p><p>Learn more about our<a href="https://www.financefixx.com/s/"> Finance Fixx program here</a>. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2758</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2305311024.mp3?updated=1728501013" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: We’re Lonely. Let’s Fight It With Friendship.</title>
      <description>When was the last time you made a new friend? A real friend, not an online one, a friend that you can actually grab brunch with, or go for a walk with. Our guest today, Adam Smiley Pozwolsky, millennial workplace expert and author of Friendship in the Age of Loneliness: An Optimist’s Guide To Connection says the average American hasn't made a new friend in the last five years, and that 75 percent of us are not satisfied with the friendships we do have.
So our challenge for you today after you listen is to go out there and make plans with a new friend or make a plan with somebody that you've been meaning to get back together with for a while and then report back. Drop us a note at mailbag@hermoney.com if you followed through on plans with someone after listening to this episode! 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 04 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: We’re Lonely. Let’s Fight It With Friendship.</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Being lonely is bad for our health and our wallets. Here’s how to make more time for your friends.</itunes:subtitle>
      <itunes:summary>When was the last time you made a new friend? A real friend, not an online one, a friend that you can actually grab brunch with, or go for a walk with. Our guest today, Adam Smiley Pozwolsky, millennial workplace expert and author of Friendship in the Age of Loneliness: An Optimist’s Guide To Connection says the average American hasn't made a new friend in the last five years, and that 75 percent of us are not satisfied with the friendships we do have.
So our challenge for you today after you listen is to go out there and make plans with a new friend or make a plan with somebody that you've been meaning to get back together with for a while and then report back. Drop us a note at mailbag@hermoney.com if you followed through on plans with someone after listening to this episode! 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When was the last time you made a new friend? A real friend, not an online one, a friend that you can actually grab brunch with, or go for a walk with. Our guest today, <a href="https://www.smileyposwolsky.com/">Adam Smiley Pozwolsky</a>, millennial workplace expert and author of Friendship in the Age of Loneliness: An Optimist’s Guide To Connection says the average American hasn't made a new friend in the last five years, and that 75 percent of us are not satisfied with the friendships we do have.</p><p>So our challenge for you today after you listen is to go out there and make plans with a new friend or make a plan with somebody that you've been meaning to get back together with for a while and then report back. Drop us a note at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a> if you followed through on plans with someone after listening to this episode! </p><p><strong>Join</strong><a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"><strong> our free budgeting webinar</strong></a><strong> on October 15th at 7 PM ET! </strong>https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration</p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a> and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1758</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[23bd7fda-81c0-11ef-82bc-2fadcb94554e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1730258584.mp3?updated=1728045902" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 443: How To Be A Good Friend (Without Going Broke)</title>
      <description>We know that our connections to our families, our friends, and our communities are SO important — so important that when we don’t maintain them, our health and our overall well-being can suffer. 
Maintaining our connections in real life is essential, and perhaps nobody knows that better than our guest Danielle Bayard Jackson, known as “The Friendship Expert” on TikTok. Listen in to hear how societal changes, cultural obstacles, and personal expectations have changed the way we maintain our most important relationships.  
And then, Allison Gilbert, co-author of “The Joy of Connections” with the late Dr. Ruth, talks about how we can forge deeper connections and show the people we love that we care about them — without going broke in the process. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Chapters:
00:00 Introduction
02:00 Danielle Bayard Jackson and The Finances of Friendship
06:00 Challenges of Modern Friendships
17:00 The Friendship F.I.L.E.S. Framework
25:00 Transition to Allison Gilbert and The Joy of Connections
36:00 Forming New Connections and “Being the Turtle”
43:00 What Authentic Connections Really Do For Us

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>How To Be A Good Friend (Without Going Broke)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>443</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Here’s how to show your friends you love them, no matter what kind of budget you have set for this season of your life.</itunes:subtitle>
      <itunes:summary>We know that our connections to our families, our friends, and our communities are SO important — so important that when we don’t maintain them, our health and our overall well-being can suffer. 
Maintaining our connections in real life is essential, and perhaps nobody knows that better than our guest Danielle Bayard Jackson, known as “The Friendship Expert” on TikTok. Listen in to hear how societal changes, cultural obstacles, and personal expectations have changed the way we maintain our most important relationships.  
And then, Allison Gilbert, co-author of “The Joy of Connections” with the late Dr. Ruth, talks about how we can forge deeper connections and show the people we love that we care about them — without going broke in the process. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Chapters:
00:00 Introduction
02:00 Danielle Bayard Jackson and The Finances of Friendship
06:00 Challenges of Modern Friendships
17:00 The Friendship F.I.L.E.S. Framework
25:00 Transition to Allison Gilbert and The Joy of Connections
36:00 Forming New Connections and “Being the Turtle”
43:00 What Authentic Connections Really Do For Us

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We know that our connections to our families, our friends, and our communities are SO important — so important that when we don’t maintain them, our health and our overall well-being can suffer. </p><p>Maintaining our connections in real life is essential, and perhaps nobody knows that better than our guest <a href="https://www.daniellebayardjackson.com/">Danielle Bayard Jackson</a>, known as “The Friendship Expert” on TikTok. Listen in to hear how societal changes, cultural obstacles, and personal expectations have changed the way we maintain our most important relationships.  </p><p>And then, <a href="https://www.allisongilbert.com/books/the-joy-of-connections/">Allison Gilbert,</a> co-author of “The Joy of Connections” with the late Dr. Ruth, talks about how we can forge deeper connections and show the people we love that we care about them — without going broke in the process. </p><p><strong>Join </strong><a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"><strong>our free budgeting webinar</strong></a><strong> on October 15th at 7 PM ET! </strong>https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration</p><p>Chapters:</p><p>00:00 Introduction</p><p>02:00 Danielle Bayard Jackson and The Finances of Friendship</p><p>06:00 Challenges of Modern Friendships</p><p>17:00 The Friendship F.I.L.E.S. Framework</p><p>25:00 Transition to Allison Gilbert and The Joy of Connections</p><p>36:00 Forming New Connections and “Being the Turtle”</p><p>43:00 What Authentic Connections Really Do For Us</p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2948</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[421b11ea-7ce8-11ef-bc81-53b60af4ce16]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3809599452.mp3?updated=1728045101" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: What to do when your employee terminates your pension, plus how to kick off your freelance writing career.</title>
      <description>Today we are bringing you two mailbag questions with our incredible listeners. First, we'll be talking to Beth. She is calling in from upstate New York. Beth is in her early 60s and her company's made the decision to terminate employee pensions, which has left her with some options: Should she take the lump sum? Should she roll it over? We'll dive into some timely advice for her.
Then we'll be talking to Sarah. She is wondering how best to start a side hustle as she transitions out of her long-time career as a healthcare executive. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Chapters:
1:00 Mailbag Question 1: My pension is being terminated, help!
5:00 Retirement Annuity Option
8:00 Lump Sum Option 
18:00 Mailbag Question 2: How do I get paid for freelance writing?
27:00 Starting A Blog or Substack

Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Take the MoneyType quiz here and listen to our MoneyType episode for a deep dive here. 
Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: What to do when your employee terminates your pension, plus how to kick off your freelance writing career.</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Today we are bringing you two mailbag questions with our incredible listeners. First, we'll be talking to Beth. She is calling in from upstate New York. Beth is in her early 60s and her company's made the decision to terminate employee pensions, which has left her with some options: Should she take the lump sum? Should she roll it over? We'll dive into some timely advice for her.
Then we'll be talking to Sarah. She is wondering how best to start a side hustle as she transitions out of her long-time career as a healthcare executive. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Chapters:
1:00 Mailbag Question 1: My pension is being terminated, help!
5:00 Retirement Annuity Option
8:00 Lump Sum Option 
18:00 Mailbag Question 2: How do I get paid for freelance writing?
27:00 Starting A Blog or Substack

Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
Take the MoneyType quiz here and listen to our MoneyType episode for a deep dive here. 
Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we are bringing you two mailbag questions with our incredible listeners. First, we'll be talking to Beth. She is calling in from upstate New York. Beth is in her early 60s and her company's made the decision to terminate employee pensions, which has left her with some options: Should she take the lump sum? Should she roll it over? We'll dive into some timely advice for her.</p><p>Then we'll be talking to Sarah. She is wondering how best to start a side hustle as she transitions out of her long-time career as a healthcare executive. </p><p><strong>Join </strong><a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"><strong>our free budgeting webinar</strong></a><strong> on October 15th at 7 PM ET! </strong>https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration</p><p><strong>Chapters:</strong></p><p>1:00 Mailbag Question 1: My pension is being terminated, help!</p><p>5:00 Retirement Annuity Option</p><p>8:00 Lump Sum Option </p><p>18:00 Mailbag Question 2: How do I get paid for freelance writing?</p><p>27:00 Starting A Blog or Substack</p><p><br></p><p>Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>Take the <a href="https://www.moneytype.hermoney.com/">MoneyType quiz here</a> and listen to our<a href="https://podcasts.apple.com/us/podcast/discover-your-moneytype-with-dr-jennifer-leigh-selig/id1098802558?i=1000644728611"> MoneyType episode for a deep dive here</a>. </p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a> and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. </p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2012</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[600e1d9a-7c44-11ef-b1a7-afe4aa14dab8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7450788041.mp3?updated=1728045917" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 442: Find Your Financial Safe Space</title>
      <description>Money is SO personal, and no matter how prepared you think you are to meet your money goals, there are many factors that can throw a wrench into your carefully designed plans. There’s perhaps no greater hurdle to overcome than being part of a community that is historically diminished in conversations about money. 
Ellyce Fulmore, a queer ADHD money coach and neurodivergent content creator, joins us to talk about the social and personal identities that make you who you are — and how they shape the way we manage our money. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Chapters:
00:00 Introduction
03:13 Understanding ADHD and Neurodivergence in Money Management
22:37 The Five Account System
30:11 Visual Reminders and Progress Trackers
35:11 Creating a Mental Health Sinking Fund
39:48 Navigating Money Conversations in Relationships
40:00 Transition to Mailbag
41:00 Mailbag Question 1: How do I close a credit card without harming my credit?
49:00 Mailbag Question 2: Should I change my retirement money goals if I’m part of an underrepresented community? 
Take the MoneyType quiz here and listen to our MoneyType episode for a deep dive here. Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>Find Your Financial Safe Space</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>442</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Your many identities and how they contribute to the way you manage money.</itunes:subtitle>
      <itunes:summary>Money is SO personal, and no matter how prepared you think you are to meet your money goals, there are many factors that can throw a wrench into your carefully designed plans. There’s perhaps no greater hurdle to overcome than being part of a community that is historically diminished in conversations about money. 
Ellyce Fulmore, a queer ADHD money coach and neurodivergent content creator, joins us to talk about the social and personal identities that make you who you are — and how they shape the way we manage our money. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Chapters:
00:00 Introduction
03:13 Understanding ADHD and Neurodivergence in Money Management
22:37 The Five Account System
30:11 Visual Reminders and Progress Trackers
35:11 Creating a Mental Health Sinking Fund
39:48 Navigating Money Conversations in Relationships
40:00 Transition to Mailbag
41:00 Mailbag Question 1: How do I close a credit card without harming my credit?
49:00 Mailbag Question 2: Should I change my retirement money goals if I’m part of an underrepresented community? 
Take the MoneyType quiz here and listen to our MoneyType episode for a deep dive here. Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. 
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Money is SO personal, and no matter how prepared you <em>think</em> you are to meet your money goals, there are many factors that can throw a wrench into your carefully designed plans. There’s perhaps no greater hurdle to overcome than being part of a community that is historically diminished in conversations about money. </p><p><a href="https://queerdco.com/">Ellyce Fulmore</a>, a queer ADHD money coach and neurodivergent content creator, joins us to talk about the social and personal identities that make you who you are — and how they shape the way we manage our money. </p><p><strong>Join </strong><a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"><strong>our free budgeting webinar</strong></a><strong> on October 15th at 7 PM ET! </strong>https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration</p><p><strong>Chapters:</strong></p><p>00:00 Introduction</p><p>03:13 Understanding ADHD and Neurodivergence in Money Management</p><p>22:37 The Five Account System</p><p>30:11 Visual Reminders and Progress Trackers</p><p>35:11 Creating a Mental Health Sinking Fund</p><p>39:48 Navigating Money Conversations in Relationships</p><p>40:00 Transition to Mailbag</p><p>41:00 Mailbag Question 1: How do I close a credit card without harming my credit?</p><p>49:00 Mailbag Question 2: Should I change my retirement money goals if I’m part of an underrepresented community? </p><p>Take the <a href="https://www.moneytype.hermoney.com/">MoneyType quiz here</a> and listen to our<a href="https://podcasts.apple.com/us/podcast/discover-your-moneytype-with-dr-jennifer-leigh-selig/id1098802558?i=1000644728611"> MoneyType episode for a deep dive here</a>. Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a> and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. </p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3493</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b08f3904-7aad-11ef-99bf-d7f460e93d48]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7779464555.mp3?updated=1728045926" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: An Insider’s Guide To Cars: Buying and Selling</title>
      <description>It finally happened…the Fed lowered interest rates, by a greater-than-expected half a percentage point when they met on Wednesday. This was the first time rates were cut in more than four years, and it’s expected that the Fed may continue cutting the rate at its two remaining meetings before the end of this year. 
We’ve heard from many of you who have been waiting to drive off the lot in a new — or new-to-you — car until rates fell. That’s why this week, we’re re-releasing one of our most popular car-buying episodes, all about buying, selling, and the surprising places where you can and can’t negotiate at the dealer. 
We’re joined by Scotty Reiss, founder and CEO of A Girls Guide to Cars, a website that’s empowering women to be smarter, happier car owners by arming them with car information. Don’t forget to drop me a note at mailbag@hermoney.com if you used one of Scotty’s tips when you negotiated at the dealer! 
Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: An Insider’s Guide To Cars: Buying and Selling</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Post-interest rates cuts,  we’re doing a deep dive into all things cars, especially for women. </itunes:subtitle>
      <itunes:summary>It finally happened…the Fed lowered interest rates, by a greater-than-expected half a percentage point when they met on Wednesday. This was the first time rates were cut in more than four years, and it’s expected that the Fed may continue cutting the rate at its two remaining meetings before the end of this year. 
We’ve heard from many of you who have been waiting to drive off the lot in a new — or new-to-you — car until rates fell. That’s why this week, we’re re-releasing one of our most popular car-buying episodes, all about buying, selling, and the surprising places where you can and can’t negotiate at the dealer. 
We’re joined by Scotty Reiss, founder and CEO of A Girls Guide to Cars, a website that’s empowering women to be smarter, happier car owners by arming them with car information. Don’t forget to drop me a note at mailbag@hermoney.com if you used one of Scotty’s tips when you negotiated at the dealer! 
Learn more about our Finance Fixx program here and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It finally happened…<a href="https://www.wsj.com/livecoverage/fed-interest-rate-cut-inflation-live-09-18-2024">the Fed lowered interest rates, by a greater-than-expected half a percentage point</a> when they met on Wednesday. This was the first time rates were cut in more than four years, and it’s expected that the Fed may continue cutting the rate at its two remaining meetings before the end of this year. </p><p>We’ve heard from many of you who have been waiting to drive off the lot in a new — or new-to-you — car until rates fell. That’s why this week, we’re re-releasing one of our most popular car-buying episodes, all about buying, selling, and the surprising places where you can and can’t negotiate at the dealer. </p><p>We’re joined by Scotty Reiss, founder and CEO of <a href="https://agirlsguidetocars.com/">A Girls Guide to Cars</a>, a website that’s empowering women to be smarter, happier car owners by arming them with car information. Don’t forget to drop me a note at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a> if you used one of Scotty’s tips when you negotiated at the dealer! </p><p>Learn more about our <a href="https://www.financefixx.com/s/">Finance Fixx program here</a> and join our next pre-retiree session starting October 7th. Use code PODCAST for a $100 discount. </p><p><strong>Join </strong><a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"><strong>our free budgeting webinar</strong></a><strong> on October 15th at 7 PM ET! </strong>https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/hermoney"><em> https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3336</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[890b7e20-76b0-11ef-98cd-b355e57b418e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2115855316.mp3?updated=1728045940" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 441: The New Rules For Retirement </title>
      <description>A few months ago, AARP released a survey that found that one in five Americans over 50 reported having no retirement savings, and over half don’t think they'll have enough money to keep them going in retirement. While many of us used to have pension plans to keep us afloat in retirement, now the vast majority of us rely heavily on Social Security and 401(k)’s. 
Our system and our life expectancy are just different now…which means we need to plan differently. (And yes, this means we need to actually make a plan.) Christine Benz, author of How To Retire: 20 Lessons For A Happy, Successful, And Wealthy Retirement, shares her top strategies for planning the retirement of your dreams. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Chapters:
00:00 The Retirement Crisis
02:00 Planning for Longer Lives
04:01 The Shift in Retirement System
06:50 Challenges of Retirement
10:01 Cognitive Decline and Long-Term Care
13:46 The Bucket Approach to Retirement
22:14 How To Calculate Retirement Needs
26:24 The Impact of Taxes on Retirement
29:04 Non-Financial Aspects of Retirement

For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>The New Rules For Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>441</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to make sure your money lasts as long as you do.</itunes:subtitle>
      <itunes:summary>A few months ago, AARP released a survey that found that one in five Americans over 50 reported having no retirement savings, and over half don’t think they'll have enough money to keep them going in retirement. While many of us used to have pension plans to keep us afloat in retirement, now the vast majority of us rely heavily on Social Security and 401(k)’s. 
Our system and our life expectancy are just different now…which means we need to plan differently. (And yes, this means we need to actually make a plan.) Christine Benz, author of How To Retire: 20 Lessons For A Happy, Successful, And Wealthy Retirement, shares her top strategies for planning the retirement of your dreams. 
Join our free budgeting webinar on October 15th at 7 PM ET! https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration
Chapters:
00:00 The Retirement Crisis
02:00 Planning for Longer Lives
04:01 The Shift in Retirement System
06:50 Challenges of Retirement
10:01 Cognitive Decline and Long-Term Care
13:46 The Bucket Approach to Retirement
22:14 How To Calculate Retirement Needs
26:24 The Impact of Taxes on Retirement
29:04 Non-Financial Aspects of Retirement

For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A few months ago, <a href="https://press.aarp.org/2024-4-24-New-AARP-Survey-1-in-5-Americans-Ages-50-Have-No-Retirement-Savings">AARP</a> released a survey that found that one in five Americans over 50 reported having no retirement savings, and over half don’t think they'll have enough money to keep them going in retirement. While many of us used to have pension plans <a href="https://hermoney.com/invest/why-the-retirement-plan-for-you-wont-be-one-size-fits-all/">to keep us afloat in retirement</a>, now the vast majority of us rely heavily on Social Security and 401(k)’s. </p><p>Our system and our life expectancy are just different now…which means we need to plan differently. (And yes, this means we need to actually make a plan.) Christine Benz, author of <a href="https://www.amazon.com/How-Retire-lessons-successful-retirement/dp/1804090697">How To Retire: 20 Lessons For A Happy, Successful, And Wealthy Retirement</a>, shares her top strategies for planning the retirement of your dreams. </p><p><strong>Join </strong><a href="https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ"><strong>our free budgeting webinar</strong></a><strong> on October 15th at 7 PM ET! </strong>https://us02web.zoom.us/webinar/register/WN_GXkmVlwFRVGfi39jim9xZQ#/registration</p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>The Retirement Crisis</p><p><strong>02:00 </strong>Planning for Longer Lives</p><p><strong>04:01 </strong>The Shift in Retirement System</p><p><strong>06:50 </strong>Challenges of Retirement</p><p><strong>10:01 </strong>Cognitive Decline and Long-Term Care</p><p><strong>13:46 </strong>The Bucket Approach to Retirement</p><p><strong>22:14 </strong>How To Calculate Retirement Needs</p><p><strong>26:24 </strong>The Impact of Taxes on Retirement</p><p><strong>29:04 </strong>Non-Financial Aspects of Retirement</p><p><br></p><p>For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at<a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast"> investingfixx.com</a>.</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/244c42a6-71d5-11ef-a5f1-3b08cb9f002f/%20https://nordvpn.com/earninvest"><em> </em></a><a href="https://nordvpn.com/hermoney"><em>https://nordvpn.com/hermoney</em></a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2692</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2580420790.mp3?updated=1728045951" length="0" type="audio/mpeg"/>
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    <item>
      <title>A “CD Tsunami” Is Coming: Are You Ready?</title>
      <description>CDs (Certificates of Deposit) often get dismissed as "your parent's savings plan"—safe but, let's be honest, a little boring. But in today's high-interest-rate environment, they're making a strong comeback as a smart choice for short- and medium-term savings. With inflation cooling and the Fed expected to cut rates soon, these great rates won’t last forever.
Joining us today is banking veteran and CEO of CD Valet, John Blizzard, to break down what CDs are, who should consider them, and whether now is the perfect time to invest.
Chapters:
00:00 Introduction
03:14 How To Find the Best CD Rates
05:21 Retail CDs vs. Broker CDs
09:12 Locking in High CD Rates in a Decreasing Interest Rate Environment
11:24 CDs: A Savings Option for Savvy Savers, Retirees, and Event Savers
13:26 Shopping Around and Being Aware of CD Rollover Options
16:24 Considering Digital Capabilities When Opening a CD

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼  https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 16 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>A “CD Tsunami” Is Coming: Are You Ready?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What are certificates of deposit, and is now the right time to buy one? </itunes:subtitle>
      <itunes:summary>CDs (Certificates of Deposit) often get dismissed as "your parent's savings plan"—safe but, let's be honest, a little boring. But in today's high-interest-rate environment, they're making a strong comeback as a smart choice for short- and medium-term savings. With inflation cooling and the Fed expected to cut rates soon, these great rates won’t last forever.
Joining us today is banking veteran and CEO of CD Valet, John Blizzard, to break down what CDs are, who should consider them, and whether now is the perfect time to invest.
Chapters:
00:00 Introduction
03:14 How To Find the Best CD Rates
05:21 Retail CDs vs. Broker CDs
09:12 Locking in High CD Rates in a Decreasing Interest Rate Environment
11:24 CDs: A Savings Option for Savvy Savers, Retirees, and Event Savers
13:26 Shopping Around and Being Aware of CD Rollover Options
16:24 Considering Digital Capabilities When Opening a CD

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼  https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>CDs (Certificates of Deposit) often get dismissed as "your parent's savings plan"—safe but, let's be honest, a little boring. But in <a href="https://www.bankrate.com/banking/cds/are-cds-worth-it-right-now/">today's high-interest-rate environment</a>, they're making a strong comeback as a smart choice for short- and medium-term savings. With inflation cooling and the Fed expected to cut rates soon, these great rates <a href="https://www.cnn.com/cnn-underscored/money/cd-rate-forecast">won’t last forever</a>.</p><p>Joining us today is banking veteran and CEO of <a href="https://www.cdvalet.com/?utm_source=Article&amp;utm_medium=HerMoney&amp;utm_campaign=CDVMediaCoverageFall2024">CD Valet</a>, John Blizzard, to break down what CDs are, who should consider them, and whether now is the perfect time to invest.</p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Introduction</p><p><strong>03:14 </strong>How To Find the Best CD Rates</p><p><strong>05:21 </strong>Retail CDs vs. Broker CDs</p><p><strong>09:12 </strong>Locking in High CD Rates in a Decreasing Interest Rate Environment</p><p><strong>11:24 </strong>CDs: A Savings Option for Savvy Savers, Retirees, and Event Savers</p><p><strong>13:26 </strong>Shopping Around and Being Aware of CD Rollover Options</p><p><strong>16:24 </strong>Considering Digital Capabilities When Opening a CD</p><p><br></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>﻿Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at</em><a href="https://incogni.com/hermoney"><em> https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/244c42a6-71d5-11ef-a5f1-3b08cb9f002f/%20https://nordvpn.com/earninvest"><em> </em></a> <a href="https://nordvpn.com/hermoney"><em>https://nordvpn.com/hermoney</em></a> <em>and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1493</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7065430339.mp3?updated=1726752198" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: How to decide if you need an annuity and when to close those high-interest credit cards</title>
      <description>In this double-feature Mailbag, Jean talks to Kathryn and Audrey. Kathryn is a little over a decade from retirement and recently started a new job. In her new role, she'll be eligible to receive a pension when she retires. She's wondering if, in addition, an annuity makes sense for her. 
Our next call is from Audrey who’s working on rebuilding her credit after not being employed for a little while. She’s wondering if now is the right time to close the credit cards she opened up that have monthly fees. 
Chapters:
1:00 Mailbag Question 1: Do I need an annuity?
5:00 Investing and Planning for Retirement 
9:00 Planning for Future Expenses 
14:00 Mailbag Question 2: Is now the right time to close credit cards with monthly fees?
19:00 Building up an Emergency Fund
21:00 Goals for Financial Independence 
Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: How to decide if you need an annuity and when to close those high-interest credit cards</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this double-feature Mailbag, Jean talks to Kathryn and Audrey. Kathryn is a little over a decade from retirement and recently started a new job. In her new role, she'll be eligible to receive a pension when she retires. She's wondering if, in addition, an annuity makes sense for her. 
Our next call is from Audrey who’s working on rebuilding her credit after not being employed for a little while. She’s wondering if now is the right time to close the credit cards she opened up that have monthly fees. 
Chapters:
1:00 Mailbag Question 1: Do I need an annuity?
5:00 Investing and Planning for Retirement 
9:00 Planning for Future Expenses 
14:00 Mailbag Question 2: Is now the right time to close credit cards with monthly fees?
19:00 Building up an Emergency Fund
21:00 Goals for Financial Independence 
Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this double-feature Mailbag, Jean talks to Kathryn and Audrey. Kathryn is a little over a decade from retirement and recently started a new job. In her new role, she'll be eligible to receive a pension when she retires. She's wondering if, in addition, an annuity makes sense for her. </p><p>Our next call is from Audrey who’s working on rebuilding her credit after not being employed for a little while. She’s wondering if now is the right time to close the credit cards she opened up that have monthly fees. </p><p><strong>Chapters:</strong></p><p>1:00 Mailbag Question 1: Do I need an annuity?</p><p>5:00 Investing and Planning for Retirement </p><p>9:00 Planning for Future Expenses </p><p>14:00 Mailbag Question 2: Is now the right time to close credit cards with monthly fees?</p><p>19:00 Building up an Emergency Fund</p><p>21:00 Goals for Financial Independence </p><p>Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at </em><a href="https://incogni.com/hermoney"><em>https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼ </em><a href="https://nordvpn.com/hermoney"><em>https://nordvpn.com/</em>hermoney</a><em> and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1618</itunes:duration>
      <guid isPermaLink="false"><![CDATA[38dfe0ce-7040-11ef-84c3-c78b9f74d88a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3722229229.mp3?updated=1726698550" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 440: Easy, Effective, and Inexpensive: How To Simplify Your Beauty Routine and Save Money</title>
      <description>From lip butter to Botox, people today are shelling out a lot of money on beauty products and procedures. According to The Aesthetic Society, people in the U.S. spent $11.8 billion on aesthetic procedures in 2022. When it comes to beauty products, one report from Lending Tree shows the average American spends $1,754 annually, with younger generations budgeting even more for beauty (thanks, TikTok).
But do we really need to spend big bucks on beauty products and procedures to look our best? Val Monroe, the former longtime beauty director at O Magazine and writer behind the popular Substack How Not To F*ck Up Your Face, says it’s time to get back to basics. She joins us to talk about her simple skincare routine and whether you really need that new product you’re eyeing.

Chapters:
00:00 Introduction and the Shift in Beauty Conversations
03:21 The Importance of a Simple Beauty Routine
17:04 Exploring the Use of Botox and Fillers
27:24 Embracing Self-Acceptance
31:12 Making Informed Beauty Purchases Using the Five W's
32:00 Transition to Mailbag Segment
34:00 Mailbag Question 1: How much skincare do I really need? 
38:00 Mailbag Question 2: What is the correct order for skincare products? 
40:00 Mailbag Question 3: How long does it take to see results?

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>Easy, Effective, and Inexpensive: How To Simplify Your Beauty Routine and Save Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>440</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Your skincare routine doesn’t need to be so complicated (or expensive).</itunes:subtitle>
      <itunes:summary>From lip butter to Botox, people today are shelling out a lot of money on beauty products and procedures. According to The Aesthetic Society, people in the U.S. spent $11.8 billion on aesthetic procedures in 2022. When it comes to beauty products, one report from Lending Tree shows the average American spends $1,754 annually, with younger generations budgeting even more for beauty (thanks, TikTok).
But do we really need to spend big bucks on beauty products and procedures to look our best? Val Monroe, the former longtime beauty director at O Magazine and writer behind the popular Substack How Not To F*ck Up Your Face, says it’s time to get back to basics. She joins us to talk about her simple skincare routine and whether you really need that new product you’re eyeing.

Chapters:
00:00 Introduction and the Shift in Beauty Conversations
03:21 The Importance of a Simple Beauty Routine
17:04 Exploring the Use of Botox and Fillers
27:24 Embracing Self-Acceptance
31:12 Making Informed Beauty Purchases Using the Five W's
32:00 Transition to Mailbag Segment
34:00 Mailbag Question 1: How much skincare do I really need? 
38:00 Mailbag Question 2: What is the correct order for skincare products? 
40:00 Mailbag Question 3: How long does it take to see results?

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.
Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>From lip butter to Botox, people today are shelling out a lot of money on beauty products and procedures. According to The Aesthetic Society, people <a href="https://cdn.theaestheticsociety.org/media/statistics/2022-TheAestheticSocietyStatistics.pdf">in the U.S. spent $11.8 billion</a> on aesthetic procedures in 2022. When it comes to beauty products, one report from Lending Tree shows the average American spends $1,754 annually, with younger generations budgeting even more for beauty (thanks, TikTok).</p><p>But do we <em>really</em> need to spend big bucks on beauty products and procedures to look our best? Val Monroe, the former longtime beauty director at <em>O Magazine</em> and writer behind the popular Substack <a href="https://valeriemonroe.substack.com/"><em>How Not To F*ck Up Your Face</em></a>, says it’s time to get back to basics.<strong> </strong>She joins us to talk about her simple skincare routine and whether you <em>really</em> need that new product you’re eyeing.</p><p><br></p><p><strong>Chapters:</strong></p><p>00:00 Introduction and the Shift in Beauty Conversations</p><p>03:21 The Importance of a Simple Beauty Routine</p><p>17:04 Exploring the Use of Botox and Fillers</p><p>27:24 Embracing Self-Acceptance</p><p>31:12 Making Informed Beauty Purchases Using the Five W's</p><p>32:00 Transition to Mailbag Segment</p><p>34:00 Mailbag Question 1: How much skincare do I really need? </p><p>38:00 Mailbag Question 2: What is the correct order for skincare products? </p><p>40:00 Mailbag Question 3: How long does it take to see results?</p><p><br></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at </em><a href="https://incogni.com/hermoney"><em>https://incogni.com/hermoney</em></a><em>.</em></p><p><em>Grab the exclusive NordVPN deal ➼</em><a href="https://nordvpn.com/earninvest"><em> </em></a><a href="https://nordvpn.com/hermoney"><em>https://nordvpn.com/hermoney</em></a> <em>and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. </em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2824</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[167939be-6ed7-11ef-95e9-df9a2aa9c86e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9557653621.mp3?updated=1726752228" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: The Psychology Behind Our Shopping Habits</title>
      <description>Did you spend too much this Labor Day weekend? Yeah...us too. Marketers are smart and they're only getting smarter. These days, there is so much targeted marketing based on what we like on Instagram, what we're watching on TikTok, or even (more creepy) the conversations we’re having with friends. Sometimes it can be really difficult not to just click buy when the recommendations are SO spot on. 
So, how do we resist? And how do we know when it's really the best time to buy the mattress, or the TV, or the couch, or whatever is featured in that back-to-school special? Mindy Weinstein, marketing and psychology expert, and author of: “The Power of Scarcity, Leveraging Urgency and Demand to Influence Customer Decisions,” says it's all about figuring out if you actually need that thing or if you're a target of what she calls scarcity marketing.
Takeaways:

Scarcity is a powerful marketing tool that taps into our primal instincts and influences our decision-making process.

Scarcity triggers a sense of urgency and fear of missing out (FOMO), leading to impulsive purchases.

There are four types of scarcity: demand-related scarcity, supply-related scarcity, limited edition scarcity, and time-related scarcity.

Scarcity can be used by individuals to improve their personal and professional lives.

Understanding the tactics of scarcity marketing can help make smarter financial decisions.


Chapters:
00:00 The Power of Scarcity
03:19 The Science Behind Scarcity in Our Brains
09:11 Four Types of Scarcity
23:31 The Influence of Scarcity in the Economy
25:00 Transition to Mailbag Segment
26:00 Mailbag Question 1: What are the pros and cons of maintaining a long-term care policy? 
32:00 Mailbag Question 2: Should I leave my full-time job and take on multiple part-time jobs?

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: The Psychology Behind Our Shopping Habits</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How businesses (and our brains) influence us to spend more.</itunes:subtitle>
      <itunes:summary>Did you spend too much this Labor Day weekend? Yeah...us too. Marketers are smart and they're only getting smarter. These days, there is so much targeted marketing based on what we like on Instagram, what we're watching on TikTok, or even (more creepy) the conversations we’re having with friends. Sometimes it can be really difficult not to just click buy when the recommendations are SO spot on. 
So, how do we resist? And how do we know when it's really the best time to buy the mattress, or the TV, or the couch, or whatever is featured in that back-to-school special? Mindy Weinstein, marketing and psychology expert, and author of: “The Power of Scarcity, Leveraging Urgency and Demand to Influence Customer Decisions,” says it's all about figuring out if you actually need that thing or if you're a target of what she calls scarcity marketing.
Takeaways:

Scarcity is a powerful marketing tool that taps into our primal instincts and influences our decision-making process.

Scarcity triggers a sense of urgency and fear of missing out (FOMO), leading to impulsive purchases.

There are four types of scarcity: demand-related scarcity, supply-related scarcity, limited edition scarcity, and time-related scarcity.

Scarcity can be used by individuals to improve their personal and professional lives.

Understanding the tactics of scarcity marketing can help make smarter financial decisions.


Chapters:
00:00 The Power of Scarcity
03:19 The Science Behind Scarcity in Our Brains
09:11 Four Types of Scarcity
23:31 The Influence of Scarcity in the Economy
25:00 Transition to Mailbag Segment
26:00 Mailbag Question 1: What are the pros and cons of maintaining a long-term care policy? 
32:00 Mailbag Question 2: Should I leave my full-time job and take on multiple part-time jobs?

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Did you spend too much this Labor Day weekend? Yeah...us too. Marketers are smart and they're only getting smarter. These days, there is so much targeted marketing based on what we like on Instagram, what we're watching on TikTok, or even (more creepy) the conversations we’re having with friends. Sometimes it can be really difficult not to just click buy when the recommendations are SO spot on. </p><p>So, how do we resist? And how do we know when it's really the best time to buy the mattress, or the TV, or the couch, or whatever is featured in that back-to-school special? Mindy Weinstein, marketing and psychology expert, and author of: <a href="https://www.amazon.com/Power-Scarcity-Leveraging-Influence-Decisions/dp/1264278233">“The Power of Scarcity, Leveraging Urgency and Demand to Influence Customer Decisions,”</a> says it's all about figuring out if you actually need that thing or if you're a target of what she calls scarcity marketing.</p><p><strong>Takeaways:</strong></p><ul>
<li>Scarcity is a powerful marketing tool that taps into our primal instincts and influences our decision-making process.</li>
<li>Scarcity triggers a sense of urgency and fear of missing out (FOMO), leading to impulsive purchases.</li>
<li>There are four types of scarcity: demand-related scarcity, supply-related scarcity, limited edition scarcity, and time-related scarcity.</li>
<li>Scarcity can be used by individuals to improve their personal and professional lives.</li>
<li>Understanding the tactics of scarcity marketing can help make smarter financial decisions.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00</strong> The Power of Scarcity</p><p><strong>03:19 </strong>The Science Behind Scarcity in Our Brains</p><p><strong>09:11 </strong>Four Types of Scarcity</p><p><strong>23:31 </strong>The Influence of Scarcity in the Economy</p><p><strong>25:00</strong> Transition to Mailbag Segment</p><p><strong>26:00</strong> Mailbag Question 1: What are the pros and cons of maintaining a long-term care policy? </p><p><strong>32:00</strong> Mailbag Question 2: Should I leave my full-time job and take on multiple part-time jobs?</p><p><br></p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>!</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2702</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7762c3b4-6a2f-11ef-8dfa-7bf9d7df97df]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3141084657.mp3?updated=1726752264" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 439: When Department Stores Were The Most Glamorous Place To Be</title>
      <description>Close your eyes for a second and step back to the 1940s. Specifically, New York City in the 1940s. You’re walking down the crowded street with a certain pep in your step because guess what? You’re headed to your favorite department store, Lord &amp; Taylor. 
Department stores were not only the places where women shopped but also the places where women had power — power they did not have elsewhere at the time. Julie Satow joins us to talk about her new book: “When Women Ran Fifth Avenue: Glamour and Power at the Dawn of American Fashion,” and how women working in department stores in the early 1900s carved new paths for what it means to be a woman at work today.
Chapters:
00:00 Department Stores in the early 1900s 
6:00 How Department Stores Empowered Women
14:17 Challenges Working Women Faced
23:36 Inspiration for Women Today
30:00 Transition to Mailbag Segment 
32:00 Mailbag Question 1: Where do I put the money my kids made this summer?
37:00 Mailbag Question 2: Will closing my business credit card hurt my credit? 
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Sep 2024 06:00:00 -0000</pubDate>
      <itunes:title>When Department Stores Were The Most Glamorous Place To Be</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>439</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And the powerful women who ran them.</itunes:subtitle>
      <itunes:summary>Close your eyes for a second and step back to the 1940s. Specifically, New York City in the 1940s. You’re walking down the crowded street with a certain pep in your step because guess what? You’re headed to your favorite department store, Lord &amp; Taylor. 
Department stores were not only the places where women shopped but also the places where women had power — power they did not have elsewhere at the time. Julie Satow joins us to talk about her new book: “When Women Ran Fifth Avenue: Glamour and Power at the Dawn of American Fashion,” and how women working in department stores in the early 1900s carved new paths for what it means to be a woman at work today.
Chapters:
00:00 Department Stores in the early 1900s 
6:00 How Department Stores Empowered Women
14:17 Challenges Working Women Faced
23:36 Inspiration for Women Today
30:00 Transition to Mailbag Segment 
32:00 Mailbag Question 1: Where do I put the money my kids made this summer?
37:00 Mailbag Question 2: Will closing my business credit card hurt my credit? 
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Close your eyes for a second and step back to the 1940s. Specifically, New York City in the 1940s. You’re walking down the crowded street with a certain pep in your step because guess what? You’re headed to your favorite department store, Lord &amp; Taylor. </p><p>Department stores were not only the places where women shopped but also the places where women had power — power they did not have elsewhere at the time. Julie Satow joins us to talk about her new book: “<a href="https://www.amazon.com/When-Women-Ran-Fifth-Avenue/dp/0385548753/ref=sr_1_1?dib=eyJ2IjoiMSJ9.op9VdxRqUAvR1bIXQKcNLRVv7qXM6ii4YxFA4HL-rx0j8clmYXcbHkzpeRBSiJ94_lT5REKF0CEgvD7am5_oM8P4ozI2eD4u2lgrJ9HUbuZwmHuANh2C0B7avxvESe-JLqlrwQImzdWQ93CIE2jNaeUFVeXWnOFNz-hEl9wVrJFTiHXFSkZ6BFtA2f7SoIJqFppdqHfCPe6AWi-h0ywqAGSXUl3Y27APxz_Br90T3kg.pmWs2HfxVygraL1OxXfGKCzveckYN_Mp4qpFmmSkPxg&amp;dib_tag=se&amp;gad_source=1&amp;hvadid=694845731684&amp;hvdev=c&amp;hvexpln=67&amp;hvlocphy=9007937&amp;hvnetw=g&amp;hvocijid=8534743577073714200--&amp;hvqmt=e&amp;hvrand=8534743577073714200&amp;hvtargid=kwd-2277750799342&amp;hydadcr=10027_13483845&amp;keywords=when+women+ran+fifth+avenue&amp;qid=1720362131&amp;sr=8-1">When Women Ran Fifth Avenue: Glamour and Power at the Dawn of American Fashion</a>,” and how women working in department stores in the early 1900s carved new paths for what it means to be a woman at work today.</p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Department Stores in the early 1900s </p><p><strong>6:00 </strong>How Department Stores Empowered Women</p><p><strong>14:17 </strong>Challenges Working Women Faced</p><p><strong>23:36</strong> Inspiration for Women Today</p><p><strong>30:00</strong> Transition to Mailbag Segment </p><p><strong>32:00</strong> Mailbag Question 1: Where do I put the money my kids made this summer?</p><p><strong>37:00</strong> Mailbag Question 2: Will closing my business credit card hurt my credit? </p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2622</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Mailbag: I'm a 39-year-old single woman, how much house can I afford? </title>
      <description>In this Mailbag, Jean talks to Ally, a 39-year-old single woman who bought a house in 2020 when rates were low and is wondering if now is the right time to upgrade and whether or not to keep her current home as a rental property.
Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: I'm a 39-year-old single woman, how much house can I afford? </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And is now the right time to upgrade?</itunes:subtitle>
      <itunes:summary>In this Mailbag, Jean talks to Ally, a 39-year-old single woman who bought a house in 2020 when rates were low and is wondering if now is the right time to upgrade and whether or not to keep her current home as a rental property.
Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag, Jean talks to Ally, a 39-year-old single woman who bought a house in 2020 when rates were low and is wondering if now is the right time to upgrade and whether or not to keep her current home as a rental property.</p><p>Have a personal-finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1238</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Ep 438: The Lies Women Are Told At Work (And Why We Shouldn’t Believe Them)</title>
      <description>Very classy, very demure, very mindful…that’s how the new TikTok trend that recently went viral from creator Jools Lebron says we should be in the workplace. We should be presentable, wear minimal, clean makeup, and not take up too much space. In other words, we should be bringing a muted version of ourselves to the workplace.
Bonnie Hammer, Vice Chairman of NBC Universal and author of: “15 Lies Women Are Told At Work: The Truth We Need To Succeed” has a different take. She says work doesn’t have to be the place where we leave our “fun” real selves behind, not anymore. Listen in to hear the other outdated lies Bonnie says are holding us back at work and the truths we need to succeed. 
Chapters:
00:00 Introduction
2:55 Embracing Fun and Authenticity in the Workplace
04:33 Following Opportunities Instead of Chasing Dreams
08:14 Differentiating Personal Worth and Professional Worth
13:54 Embracing Stereotypically Female Characteristics as Strengths
19:52 Supporting and Uplifting Women in the Workplace
29:54 Embracing Change and Paying It Forward
35:00 Transition to Mailbag Segment
38:00 Mailbag Question 1: Pre-retirement, should I pay off my home or put more money into an annuity? 
43:00 Mailbag Question 2: I want to retire when I’m 56, do I have enough saved? 

For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title>The Lies Women Are Told At Work (And Why We Shouldn’t Believe Them)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>438</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> ‘Follow your dreams’ and other lies that are holding us back at work.</itunes:subtitle>
      <itunes:summary>Very classy, very demure, very mindful…that’s how the new TikTok trend that recently went viral from creator Jools Lebron says we should be in the workplace. We should be presentable, wear minimal, clean makeup, and not take up too much space. In other words, we should be bringing a muted version of ourselves to the workplace.
Bonnie Hammer, Vice Chairman of NBC Universal and author of: “15 Lies Women Are Told At Work: The Truth We Need To Succeed” has a different take. She says work doesn’t have to be the place where we leave our “fun” real selves behind, not anymore. Listen in to hear the other outdated lies Bonnie says are holding us back at work and the truths we need to succeed. 
Chapters:
00:00 Introduction
2:55 Embracing Fun and Authenticity in the Workplace
04:33 Following Opportunities Instead of Chasing Dreams
08:14 Differentiating Personal Worth and Professional Worth
13:54 Embracing Stereotypically Female Characteristics as Strengths
19:52 Supporting and Uplifting Women in the Workplace
29:54 Embracing Change and Paying It Forward
35:00 Transition to Mailbag Segment
38:00 Mailbag Question 1: Pre-retirement, should I pay off my home or put more money into an annuity? 
43:00 Mailbag Question 2: I want to retire when I’m 56, do I have enough saved? 

For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Very classy, very demure, very mindful…that’s how <a href="https://www.worklife.news/talent/tiktok-trend-watch-being-very-demure-at-work/">the new TikTok trend</a> that recently went viral from creator Jools Lebron says we should be in the workplace. We should be presentable, wear minimal, clean makeup, and not take up too much space. In other words, we should be bringing a muted version of ourselves to the workplace.</p><p>Bonnie Hammer, Vice Chairman of NBC Universal and author of: <a href="https://www.simonandschuster.com/books/15-Lies-Women-Are-Told-at-Work/Bonnie-Hammer/9781668027615">“15 Lies Women Are Told At Work: The Truth We Need To Succeed”</a> has a different take. She says work doesn’t have to be the place where we leave our “fun” real selves behind, not anymore. Listen in to hear the other outdated lies Bonnie says are holding us back at work and the truths we need to succeed. </p><p><strong>Chapters:</strong></p><p><strong>00:00</strong> Introduction</p><p><strong>2:55</strong> Embracing Fun and Authenticity in the Workplace</p><p><strong>04:33</strong> Following Opportunities Instead of Chasing Dreams</p><p><strong>08:14</strong> Differentiating Personal Worth and Professional Worth</p><p><strong>13:54</strong> Embracing Stereotypically Female Characteristics as Strengths</p><p><strong>19:52</strong> Supporting and Uplifting Women in the Workplace</p><p><strong>29:54 </strong>Embracing Change and Paying It Forward</p><p><strong>35:00</strong> Transition to Mailbag Segment</p><p><strong>38:00 </strong>Mailbag Question 1: Pre-retirement, should I pay off my home or put more money into an annuity? </p><p><strong>43:00</strong> Mailbag Question 2: I want to retire when I’m 56, do I have enough saved? </p><p><br></p><p>For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3205</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9c5ca9d8-64a7-11ef-a8ff-c78b12ed59ad]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8861405551.mp3?updated=1726752345" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>4 Things You Should Do Right Now To Protect Your Data Online</title>
      <description>Last week, 2.9 billion records of personal data were for sale, from people in the US, Canada, and Britain, stolen from a company that does background checks called National Public Data. This data breach included the holy grail, Social Security numbers. 
This is just one of the thousands of data breaches that have happened so far this year and a continuation of a growing pattern. Kim Komando joins us to share the 4 simple steps you can take right now to protect your data online. 
Chapters:
00:00 The Impact of Data Breaches
02:34 How To Check if Your Data Is Part of a Breach
09:42 Opting Out of Data Broker Sites
13:15 Paid Services For Removing Personal Information
17:36 Password Etiquette
21:53 Privacy Risks of Smart Devices
24:05 Key Takeaways and Staying Informed

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! 
Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title>4 Things You Should Do Right Now To Protect Your Data Online</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Simple steps to make sure your data is protected now and in the future.</itunes:subtitle>
      <itunes:summary>Last week, 2.9 billion records of personal data were for sale, from people in the US, Canada, and Britain, stolen from a company that does background checks called National Public Data. This data breach included the holy grail, Social Security numbers. 
This is just one of the thousands of data breaches that have happened so far this year and a continuation of a growing pattern. Kim Komando joins us to share the 4 simple steps you can take right now to protect your data online. 
Chapters:
00:00 The Impact of Data Breaches
02:34 How To Check if Your Data Is Part of a Breach
09:42 Opting Out of Data Broker Sites
13:15 Paid Services For Removing Personal Information
17:36 Password Etiquette
21:53 Privacy Risks of Smart Devices
24:05 Key Takeaways and Staying Informed

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! 
Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Last week, 2.9 billion records of personal data were for sale, from people in the US, Canada, and Britain, stolen from a company that does background checks called National Public Data. This data breach included the holy grail, Social Security numbers. </p><p>This is just one of the thousands of data breaches that have happened so far this year and a continuation of a growing pattern. <a href="https://www.komando.com/subscribe/">Kim Komando</a> joins us to share the 4 simple steps you can take right now to <a href="https://hermoney.com/borrow/credit-scores/freezing-your-credit-is-now-free-for-everyone-heres-what-youll-need-to-do/">protect your data online</a>. </p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>The Impact of Data Breaches</p><p><strong>02:34 </strong>How To Check if Your Data Is Part of a Breach</p><p><strong>09:42 </strong>Opting Out of Data Broker Sites</p><p><strong>13:15</strong> Paid Services For Removing Personal Information</p><p><strong>17:36 </strong>Password Etiquette</p><p><strong>21:53 </strong>Privacy Risks of Smart Devices</p><p><strong>24:05 </strong>Key Takeaways and Staying Informed</p><p><br></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! </p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1648</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ada08872-6349-11ef-a8c7-17097a3aac06]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2684498107.mp3?updated=1726752379" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Annika Sorenstam On Finding Success, On and Off the Green</title>
      <description>Annika Sorenstam is one of the best female pro golfers that the world has ever seen.
She also is a woman, like many of us, who started out with very little money, made some, and had to learn first how to budget it, and then how to invest it. She shares how she manages her money and advocates for other female professional golfers, on and off the green. 

Chapters:
00:00 The Parallels Between Sports and Personal Finance
03:19 Discipline and Preparation for Success
07:41 Applying Discipline to Financial Life
10:33 Savings and Investment Strategies
18:16 Off-Course Development for Young Women in Golf
26:27 Transitioning from Sports to Life After
35:33 The Benefits of Playing Golf

Takeaways:

Discipline, preparation, and building on small habits over time are key to achieving success in both sports and personal finance.

Having sponsors like Gainbridge is crucial for supporting initiatives that empower women in sports.

Learning the game of golf has numerous benefits, including inclusivity, physical and mental challenges, and social connections.


Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title>Annika Sorenstam On Finding Success, On and Off the Green</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How Sorenstam has fought to close the “golf gap” both on and off the course. </itunes:subtitle>
      <itunes:summary>Annika Sorenstam is one of the best female pro golfers that the world has ever seen.
She also is a woman, like many of us, who started out with very little money, made some, and had to learn first how to budget it, and then how to invest it. She shares how she manages her money and advocates for other female professional golfers, on and off the green. 

Chapters:
00:00 The Parallels Between Sports and Personal Finance
03:19 Discipline and Preparation for Success
07:41 Applying Discipline to Financial Life
10:33 Savings and Investment Strategies
18:16 Off-Course Development for Young Women in Golf
26:27 Transitioning from Sports to Life After
35:33 The Benefits of Playing Golf

Takeaways:

Discipline, preparation, and building on small habits over time are key to achieving success in both sports and personal finance.

Having sponsors like Gainbridge is crucial for supporting initiatives that empower women in sports.

Learning the game of golf has numerous benefits, including inclusivity, physical and mental challenges, and social connections.


Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p><a href="https://theannika.com/">Annika Sorenstam</a> is one of the best female pro golfers that the world has ever seen.</p><p>She also is a woman, like many of us, who started out with very little money, made some, and had to learn first how to budget it, and then how to invest it. She shares how she manages her money and advocates for other female professional golfers, on and off the green. </p><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>The Parallels Between Sports and Personal Finance</p><p><strong>03:19 </strong>Discipline and Preparation for Success</p><p><strong>07:41 </strong>Applying Discipline to Financial Life</p><p><strong>10:33 </strong>Savings and Investment Strategies</p><p><strong>18:16 </strong>Off-Course Development for Young Women in Golf</p><p><strong>26:27 </strong>Transitioning from Sports to Life After</p><p><strong>35:33 </strong>The Benefits of Playing Golf</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Discipline, preparation, and building on small habits over time are key to achieving success in both sports and personal finance.</li>
<li>Having sponsors like <a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~">Gainbridge</a> is crucial for supporting initiatives that empower women in sports.</li>
<li>Learning the game of golf has numerous benefits, including inclusivity, physical and mental challenges, and social connections.</li>
</ul><p><br></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2152</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b806d6cc-608d-11ef-8476-9bbf1cad4283]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3379105623.mp3?updated=1724335871" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 437: Revamp Your LinkedIn and Get Hired in a Wacky Job Market</title>
      <description>However you feel about LinkedIn, there’s no denying that having a profile is important. According to Forbes, LinkedIn is an essential platform to not only establish a professional online presence but also to showcase your skills and accomplishments. 
Hala Taha, top LinkedIn influencer and host of the Young and Profiting podcast says that having a LinkedIn that gets you noticed is so much more than uploading your resume and a nice headshot. She shares how to use LinkedIn effectively to build your personal brand and get noticed by recruiters and hiring managers. 
Takeaways:

Having an up-to-date LinkedIn profile is important for standing out to recruiters and making a positive impression.

Being a content creator on LinkedIn can help you establish your personal brand and grow your following.

Using keywords strategically in your profile can improve your visibility and make it easier for recruiters to find you.

LinkedIn is a valuable platform for finding clients and job opportunities.


Chapters:
00:00 Introduction
05:00 Hala’s Early Career &amp; Setbacks
11:00 How Hala Built YAP Media
15:00 Building A Personal Brand on LinkedIn
27:00 Strategies For Landing A Job Using LinkedIn
30:00 Transition To Mailbag Segment
37:00 Mailbag Question 1: How do I make sure I’m being compensated fairly?
43:00 Mailbag Question 2: Is it wise to annuitize part of my 403b?
Further Listening: How To Rock Your LinkedIn Profile
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! 
Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title>Revamp Your LinkedIn and Get Hired in a Wacky Job Market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>437</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Here’s how to create a LinkedIn profile that gets you noticed among a sea of applicants.</itunes:subtitle>
      <itunes:summary>However you feel about LinkedIn, there’s no denying that having a profile is important. According to Forbes, LinkedIn is an essential platform to not only establish a professional online presence but also to showcase your skills and accomplishments. 
Hala Taha, top LinkedIn influencer and host of the Young and Profiting podcast says that having a LinkedIn that gets you noticed is so much more than uploading your resume and a nice headshot. She shares how to use LinkedIn effectively to build your personal brand and get noticed by recruiters and hiring managers. 
Takeaways:

Having an up-to-date LinkedIn profile is important for standing out to recruiters and making a positive impression.

Being a content creator on LinkedIn can help you establish your personal brand and grow your following.

Using keywords strategically in your profile can improve your visibility and make it easier for recruiters to find you.

LinkedIn is a valuable platform for finding clients and job opportunities.


Chapters:
00:00 Introduction
05:00 Hala’s Early Career &amp; Setbacks
11:00 How Hala Built YAP Media
15:00 Building A Personal Brand on LinkedIn
27:00 Strategies For Landing A Job Using LinkedIn
30:00 Transition To Mailbag Segment
37:00 Mailbag Question 1: How do I make sure I’m being compensated fairly?
43:00 Mailbag Question 2: Is it wise to annuitize part of my 403b?
Further Listening: How To Rock Your LinkedIn Profile
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! 
Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>However you feel about LinkedIn, there’s no denying that <a href="https://hermoney.com/earn/job-hunting/laid-off-how-to-update-your-linkedin-profile-to-stand-out-from-the-herd/">having a profile is important</a>. According to <a href="https://www.forbes.com/sites/josephliu/2023/05/22/the-ultimate-guide-to-crafting-a-linkedin-profile-that-recruiters-love-advice-from-100-hiring-professionals/">Forbes</a>, LinkedIn is an essential platform to not only establish a professional online presence but also to showcase your skills and accomplishments. </p><p>Hala Taha, top LinkedIn influencer and host of the <a href="https://youngandprofiting.com/">Young and Profiting podcast</a> says that having a LinkedIn that gets you noticed is so much more than uploading your resume and a nice headshot. She shares how to use LinkedIn effectively to build your personal brand and get noticed by recruiters and hiring managers. </p><p><strong>Takeaways:</strong></p><ul>
<li>Having an up-to-date LinkedIn profile is important for standing out to recruiters and making a positive impression.</li>
<li>Being a content creator on LinkedIn can help you establish your personal brand and grow your following.</li>
<li>Using keywords strategically in your profile can improve your visibility and make it easier for recruiters to find you.</li>
<li>LinkedIn is a valuable platform for finding clients and job opportunities.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Introduction</p><p><strong>05:00 </strong>Hala’s Early Career &amp; Setbacks</p><p><strong>11:00 </strong>How Hala Built YAP Media</p><p><strong>15:00 </strong>Building A Personal Brand on LinkedIn</p><p><strong>27:00 </strong>Strategies For Landing A Job Using LinkedIn</p><p><strong>30:00 </strong>Transition To Mailbag Segment</p><p><strong>37:00 </strong>Mailbag Question 1: How do I make sure I’m being compensated fairly?</p><p><strong>43:00 </strong>Mailbag Question 2: Is it wise to annuitize part of my 403b?</p><p><strong>Further Listening: </strong><a href="https://hermoney.com/earn/job-hunting/hermoney-podcast-episode-215-rock-your-linkedin-profile/">How To Rock Your LinkedIn Profile</a></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! </p><p>Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2961</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[91f0c3aa-5efb-11ef-acec-1fdbe5f58f3c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8685993416.mp3?updated=1726752448" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: My friends are about to inherit money, how do I talk to them about using it wisely? </title>
      <description>In this Mailbag, Jean talks to Allie, who is looking for advice on how to help her friends who are about to inherit a significant amount of money. She wants them to make smart financial decisions and overcome their struggles managing money in the past. 
Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: My friends are about to inherit money, how do I talk to them about using it wisely? </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this Mailbag, Jean talks to Allie, who is looking for advice on how to help her friends who are about to inherit a significant amount of money. She wants them to make smart financial decisions and overcome their struggles managing money in the past. 
Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at mailbag@hermoney.com.
For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag, Jean talks to Allie, who is looking for advice on how to help her friends who are about to inherit a significant amount of money. She wants them to make smart financial decisions and overcome their struggles managing money in the past. </p><p>Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>948</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b6aca148-5b2f-11ef-84eb-dfb6e19fb845]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1885423314.mp3?updated=1723745460" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 436: Kick It: How To Push Limits To Tackle Your Physical and Fiscal Goals</title>
      <description>Learning something new can be daunting, especially as you get older. But here’s the thing, the sooner you master a new skill, whether it be how to invest in the stock market, manage your debt, or take on a new sport — the closer you are to mastering it. 
Gwendolyn Bounds, author of “Not Too Late: The Power of Pushing Limits At Any Age,” wants you to ignore that nagging voice at the back of your head that says that you don’t know enough to get started and just take the first step. She did that when she took on Spartan Racing at age 47 and today, we’re talking about the parallels between striving for financial and physical goals at any age. 
Takeaways:

Setting big goals, whether they be physical or financial, and breaking them down into smaller steps is the key to achieving personal growth.

Overcoming financial and physical challenges requires perseverance and a willingness to push yourself beyond your comfort zones.

Financial and physical challenges share similar processes of setting goals, learning new steps, getting out of your comfort zone, and seeing incremental improvements add up. 


Chapters:
00:00 Introduction
03:04 The Power of Learning New Skills in Middle-Age
06:39 Embracing New Challenges, Spartan Racing
12:17 Similarities Between Personal Finance and Exercise 
19:13 Overcoming Fear
23:54 Finding Patience in Plateaus and Setbacks
33:18 The Connection Between Financial and Physical Well-being
35:46 Transition to Mailbag 
39.30 Mailbag Q 1: Should I take out a reverse mortgage?
43.51 Mailbag Q 2: Should I invest my HSA money?
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title> Kick It: How To Push Limits To Tackle Your Physical and Fiscal Goals</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>436</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>It’s never too late to set big goals - financially and physically.</itunes:subtitle>
      <itunes:summary>Learning something new can be daunting, especially as you get older. But here’s the thing, the sooner you master a new skill, whether it be how to invest in the stock market, manage your debt, or take on a new sport — the closer you are to mastering it. 
Gwendolyn Bounds, author of “Not Too Late: The Power of Pushing Limits At Any Age,” wants you to ignore that nagging voice at the back of your head that says that you don’t know enough to get started and just take the first step. She did that when she took on Spartan Racing at age 47 and today, we’re talking about the parallels between striving for financial and physical goals at any age. 
Takeaways:

Setting big goals, whether they be physical or financial, and breaking them down into smaller steps is the key to achieving personal growth.

Overcoming financial and physical challenges requires perseverance and a willingness to push yourself beyond your comfort zones.

Financial and physical challenges share similar processes of setting goals, learning new steps, getting out of your comfort zone, and seeing incremental improvements add up. 


Chapters:
00:00 Introduction
03:04 The Power of Learning New Skills in Middle-Age
06:39 Embracing New Challenges, Spartan Racing
12:17 Similarities Between Personal Finance and Exercise 
19:13 Overcoming Fear
23:54 Finding Patience in Plateaus and Setbacks
33:18 The Connection Between Financial and Physical Well-being
35:46 Transition to Mailbag 
39.30 Mailbag Q 1: Should I take out a reverse mortgage?
43.51 Mailbag Q 2: Should I invest my HSA money?
Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Learning something new can be daunting, especially as you get older. But here’s the thing, the sooner you master a new skill, whether it be <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">how to invest in the stock market</a>, manage your debt, or take on a new sport — the closer you are to mastering it. </p><p>Gwendolyn Bounds, author of “<a href="https://www.amazon.com/Not-Too-Late-Pushing-Limits/dp/0593599705">Not Too Late: The Power of Pushing Limits At Any Age</a>,” wants you to ignore that nagging voice at the back of your head that says that you don’t know enough to get started and just take the first step. She did that when she took on Spartan Racing at age 47 and today, we’re talking about the parallels between striving for financial and physical goals at any age. </p><p><strong>Takeaways:</strong></p><ul>
<li>Setting big goals, whether they be physical or financial, and breaking them down into smaller steps is the key to achieving personal growth.</li>
<li>Overcoming financial and physical challenges requires perseverance and a willingness to push yourself beyond your comfort zones.</li>
<li>Financial and physical challenges share similar processes of setting goals, learning new steps, getting out of your comfort zone, and seeing incremental improvements add up. </li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00</strong> Introduction</p><p><strong>03:04 </strong>The Power of Learning New Skills in Middle-Age</p><p><strong>06:39 </strong>Embracing New Challenges, Spartan Racing</p><p><strong>12:17 </strong>Similarities Between Personal Finance and Exercise </p><p><strong>19:13 </strong>Overcoming Fear</p><p><strong>23:54 </strong>Finding Patience in Plateaus and Setbacks</p><p><strong>33:18 </strong>The Connection Between Financial and Physical Well-being</p><p><strong>35:46 </strong>Transition to Mailbag </p><p><strong>39.30 </strong>Mailbag Q 1: Should I take out a reverse mortgage?</p><p><strong>43.51</strong> Mailbag Q 2: Should I invest my HSA money?</p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast">investingfixx.com</a>.</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3262</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1aa17066-58e7-11ef-92db-9337707fcd82]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5079766432.mp3?updated=1726752483" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Classic: Stop! When Doing Less Is The Right Money Move</title>
      <description>When we start losing our hard-earned money in the market, we want to put a stop to it. We want to take action. But statistically, we know that investors who stay the course do better over time than those who try to time the markets. 
Jinny Uppal, author of “IN/ACTION: Rethinking the Path to Results," dishes on why we should stop listening to the voice in our head that tempts us to a default action path. "The belief that ‘I am the one who can control the outcome with my action,’ makes us take more action than is necessary," she says. In Mailbag, we advise a divorced listener on setting up a trust for her son. 
Takeaways:

Why strategic inaction might be your best move during times of instability in the market.

Personal signals that indicate when to take action or pause.

Why we associate action with results and how that could lead us astray. 

It’s important to take informed actions based on thoughtful consideration.


Chapters:
0:00 Intro
3:30 The Importance of Thoughtful Pauses 
5:57 When To Take Action and When To Pause
7:40 Recognizing Signals of Stress
10:19 Investment Recommendations
22:55 Right Action vs. Inaction
33:56 Mailbag: Setting Up a Trust and Estate Planning

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title>HerMoney Classic: Stop! When Doing Less Is The Right Money Move</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Here’s why you should take a pause before making any big money moves right now. </itunes:subtitle>
      <itunes:summary>When we start losing our hard-earned money in the market, we want to put a stop to it. We want to take action. But statistically, we know that investors who stay the course do better over time than those who try to time the markets. 
Jinny Uppal, author of “IN/ACTION: Rethinking the Path to Results," dishes on why we should stop listening to the voice in our head that tempts us to a default action path. "The belief that ‘I am the one who can control the outcome with my action,’ makes us take more action than is necessary," she says. In Mailbag, we advise a divorced listener on setting up a trust for her son. 
Takeaways:

Why strategic inaction might be your best move during times of instability in the market.

Personal signals that indicate when to take action or pause.

Why we associate action with results and how that could lead us astray. 

It’s important to take informed actions based on thoughtful consideration.


Chapters:
0:00 Intro
3:30 The Importance of Thoughtful Pauses 
5:57 When To Take Action and When To Pause
7:40 Recognizing Signals of Stress
10:19 Investment Recommendations
22:55 Right Action vs. Inaction
33:56 Mailbag: Setting Up a Trust and Estate Planning

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When we start <a href="https://hermoney.com/invest/why-is-the-stock-market-down-today/">losing our hard-earned money in the market</a>, we want to put a stop to it. We want to take action. But statistically, we know that investors who stay the course do better over time than those who try to time the markets. </p><p>Jinny Uppal, author of <a href="https://www.jinnyuppal.com/book">“IN/ACTION: Rethinking the Path to Results,</a>" dishes on why we should stop listening to the voice in our head that tempts us to a default action path. "The belief that ‘I am the one who can control the outcome with my action,’ makes us take more action than is necessary," she says. In Mailbag, we advise a divorced listener on setting up a trust for her son. </p><p><strong>Takeaways:</strong></p><ul>
<li>Why strategic inaction might be your best move during times of instability in the market.</li>
<li>Personal signals that indicate when to take action or pause.</li>
<li>Why we associate action with results and how that could lead us astray. </li>
<li>It’s important to take informed actions based on thoughtful consideration.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p><strong>0:00</strong> Intro</p><p><strong>3:30</strong> The Importance of Thoughtful Pauses </p><p><strong>5:57</strong> When To Take Action and When To Pause</p><p><strong>7:40</strong> Recognizing Signals of Stress</p><p><strong>10:19 </strong>Investment Recommendations</p><p><strong>22:55</strong> Right Action vs. Inaction</p><p><strong>33:56</strong> Mailbag: Setting Up a Trust and Estate Planning</p><p><br></p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>!</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3035</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[74f79488-55cb-11ef-ba6f-2b2295ccc7eb]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8852512722.mp3?updated=1723159406" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 435: The True Cost of Motherhood in America</title>
      <description>Today is Mom’s Equal Pay Day so we’re talking about the reality of motherhood in America today, no not the reality we see on social media where momfluencers make pregnancy to childbirth, to raising multiple kids seem like a breeze…we’re talking about what it’s really like to have kids in a country that doesn’t make it easy for us. 
Jessica Grose, author of, “Screaming on the Inside: The Unsustainability of American Motherhood,” said she did everything right before she had kids, she was married, had a successful, thriving career, and was debt-free, but she still wasn’t ready for the reality of motherhood, and doesn’t think any of us are. We go over what every woman should do before welcoming a new addition to set themselves up for success.
Takeaways:

Having children in America can have negative financial and career implications.

Cultural norms around motherhood in the United States are contradictory and place unrealistic expectations on mothers.

Governmental solutions such as paid family leave and affordable childcare are needed to support working parents.

Parents should support each other and ask for help when needed, and society should be more understanding and less judgmental of parents in public spaces.


Chapters:
0:00 Challenges of Motherhood in America
11:16 Changing Expectations of Motherhood
15:33 Paid Family Leave and Solutions
22:32 Childcare Costs and Inflation
24:22 Advice for Parents Considering New Jobs
27:33 Transition to Mailbag Segment 
33:30 Mailbag Question 1: Managing a $2 Million Inheritance
38:26 Mailbag Question 2: Splitting Finances with A Live-In Partner

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Aug 2024 07:00:00 -0000</pubDate>
      <itunes:title>The True Cost of Motherhood in America</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>435</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We’re making parenthood harder than it needs to be.</itunes:subtitle>
      <itunes:summary>Today is Mom’s Equal Pay Day so we’re talking about the reality of motherhood in America today, no not the reality we see on social media where momfluencers make pregnancy to childbirth, to raising multiple kids seem like a breeze…we’re talking about what it’s really like to have kids in a country that doesn’t make it easy for us. 
Jessica Grose, author of, “Screaming on the Inside: The Unsustainability of American Motherhood,” said she did everything right before she had kids, she was married, had a successful, thriving career, and was debt-free, but she still wasn’t ready for the reality of motherhood, and doesn’t think any of us are. We go over what every woman should do before welcoming a new addition to set themselves up for success.
Takeaways:

Having children in America can have negative financial and career implications.

Cultural norms around motherhood in the United States are contradictory and place unrealistic expectations on mothers.

Governmental solutions such as paid family leave and affordable childcare are needed to support working parents.

Parents should support each other and ask for help when needed, and society should be more understanding and less judgmental of parents in public spaces.


Chapters:
0:00 Challenges of Motherhood in America
11:16 Changing Expectations of Motherhood
15:33 Paid Family Leave and Solutions
22:32 Childcare Costs and Inflation
24:22 Advice for Parents Considering New Jobs
27:33 Transition to Mailbag Segment 
33:30 Mailbag Question 1: Managing a $2 Million Inheritance
38:26 Mailbag Question 2: Splitting Finances with A Live-In Partner

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today is <a href="https://hermoney.com/earn/salaries/i-had-to-fight-for-equal-pay-and-i-wont-be-silenced/">Mom’s Equal Pay Day</a> so we’re talking about the reality of motherhood in America today, no not the reality we see on social media where momfluencers make pregnancy to childbirth, to raising multiple kids seem like a breeze…we’re talking about what it’s really like to have kids in a country that doesn’t make it easy for us. </p><p>Jessica Grose, author of, “<a href="https://www.amazon.com/Screaming-Inside-Unsustainability-American-Motherhood/dp/006307835X">Screaming on the Inside: The Unsustainability of American Motherhood</a>,” said she did everything right before she had kids, she was married, had a successful, thriving career, and was debt-free, but she still wasn’t ready for the reality of motherhood, and doesn’t think any of us are. We go over what every woman should do before welcoming a new addition to set themselves up for success.</p><p><strong>Takeaways:</strong></p><ul>
<li>Having children in America can have negative financial and career implications.</li>
<li>Cultural norms around motherhood in the United States are contradictory and place unrealistic expectations on mothers.</li>
<li>Governmental solutions such as paid family leave and affordable childcare are needed to support working parents.</li>
<li>Parents should support each other and ask for help when needed, and society should be more understanding and less judgmental of parents in public spaces.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>0:00 Challenges of Motherhood in America</p><p>11:16 Changing Expectations of Motherhood</p><p>15:33 Paid Family Leave and Solutions</p><p>22:32 Childcare Costs and Inflation</p><p>24:22 Advice for Parents Considering New Jobs</p><p>27:33 Transition to Mailbag Segment </p><p>33:30 Mailbag Question 1: Managing a $2 Million Inheritance</p><p>38:26 Mailbag Question 2: Splitting Finances with A Live-In Partner</p><p><br></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2933</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7878855758.mp3?updated=1723731582" length="0" type="audio/mpeg"/>
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    <item>
      <title>What To Do With Your Investments In a Down Market with Jean Chatzky and Karen Finerman</title>
      <description>In this special episode, Jean Chatzky is joined by professional investor and cohost of our InvestingFixx club, Karen Finerman. They’re talking about what the heck is going on with the stock market right now.
With tech stocks plummeting and recession fears looming, Jean and Karen emphasize the cyclical nature of markets and the importance of staying calm in a downturn. They share their extensive experience with market fluctuations and offer practical advice on managing your investments during turbulent times. 
Interested in learning more about investing in the stock market alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Takeaways:

Don't panic and fall for herd mentality during market fluctuations.

Review your holdings and look for opportunities during market downturns.

Control risk by avoiding leverage and being in charge of your positions.

Consider making IRA contributions and buying stocks on sale during market drops.


Chapters:
0:00 Intro
7:11 Market Reaction to Bad Jobs Report
8:24 Concerns About Achieving A Soft Landing
10:57 Challenges with the Yen
13:10 Warren Buffett's Apple Stake
15:15 Comparison to the Market Crash in 1987
18:43 Advice on Market Volatility 
23:53 Risk Management in Trading
27:25 Investing Strategy During Market Downturns

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 06 Aug 2024 21:27:39 -0000</pubDate>
      <itunes:title>What To Do With Your Investments In a Down Market with Jean Chatzky and Karen Finerman</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Keep calm and carry on.</itunes:subtitle>
      <itunes:summary>In this special episode, Jean Chatzky is joined by professional investor and cohost of our InvestingFixx club, Karen Finerman. They’re talking about what the heck is going on with the stock market right now.
With tech stocks plummeting and recession fears looming, Jean and Karen emphasize the cyclical nature of markets and the importance of staying calm in a downturn. They share their extensive experience with market fluctuations and offer practical advice on managing your investments during turbulent times. 
Interested in learning more about investing in the stock market alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com.
Takeaways:

Don't panic and fall for herd mentality during market fluctuations.

Review your holdings and look for opportunities during market downturns.

Control risk by avoiding leverage and being in charge of your positions.

Consider making IRA contributions and buying stocks on sale during market drops.


Chapters:
0:00 Intro
7:11 Market Reaction to Bad Jobs Report
8:24 Concerns About Achieving A Soft Landing
10:57 Challenges with the Yen
13:10 Warren Buffett's Apple Stake
15:15 Comparison to the Market Crash in 1987
18:43 Advice on Market Volatility 
23:53 Risk Management in Trading
27:25 Investing Strategy During Market Downturns

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special episode, Jean Chatzky is joined by professional investor and cohost of our <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast&amp;utm_content=august_6">InvestingFixx club</a>, Karen Finerman. They’re talking about what the heck is going on with the stock market right now.</p><p>With tech stocks plummeting and recession fears looming, Jean and Karen emphasize the cyclical nature of markets and the importance of staying calm in a downturn. They share their extensive experience with market fluctuations and offer practical advice on managing your investments during turbulent times. </p><p>Interested in learning more about investing in the stock market alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at <a href="https://portal.investingfixx.com/s/?utm_source=podcast&amp;utm_medium=audio&amp;utm_campaign=HM_podcast&amp;utm_content=august_6">investingfixx.com</a>.</p><p><strong>Takeaways:</strong></p><ul>
<li>Don't panic and fall for herd mentality during market fluctuations.</li>
<li>Review your holdings and look for opportunities during market downturns.</li>
<li>Control risk by avoiding leverage and being in charge of your positions.</li>
<li>Consider making IRA contributions and buying stocks on sale during market drops.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>0:00 Intro</p><p>7:11 Market Reaction to Bad Jobs Report</p><p>8:24 Concerns About Achieving A Soft Landing</p><p>10:57 Challenges with the Yen</p><p>13:10 Warren Buffett's Apple Stake</p><p>15:15 Comparison to the Market Crash in 1987</p><p>18:43 Advice on Market Volatility </p><p>23:53 Risk Management in Trading</p><p>27:25 Investing Strategy During Market Downturns</p><p><br></p><p>Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>!</p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="http://planefe.com/HerMoney"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em> advertising@airwavemedia.com</em></a><em> if you would like to advertise on our podcast, and to learn more about Airwave, head to</em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em> www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1939</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4101771984.mp3?updated=1722979880" length="0" type="audio/mpeg"/>
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    <item>
      <title>Mailbag: How To Have Your Toughest Money Conversations</title>
      <description>You asked, we answered! In this Mailbag, Jean is joined by Celeste Headlee, author of, “We Need To Talk: How To Have Conversations That Matter” to talk through how to approach your toughest money conversations. 
They tackle your questions on everything from preparing kids for navigating their own finances in college to addressing salary disparities at work. Celeste shares practical advice from her own life, including budgeting tips for teens and strategies on how to approach a raise conversation with your employer. 
Have a question for us or want to jump on a call with Jean? Write in at mailbag@hermoney.com.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

Break financial conversations into smaller parts to make them more manageable and focused.

Involve children in budgeting and decision-making to help them understand the cost of living and the value of money.

Salary transparency is important for achieving pay equity, but it's not necessary to disclose salary information to coworkers or family members.

Consider the context and purpose of financial conversations before sharing.


Chapters:
0:00 Introduction
1:00 Tough Money Convo 1: How To Talk College Financials With Your Kid 
6:25 Tough Money Convo 2: Coworkers Payscale and Asking For A Raise
10:00 Tough Money Convo 3: How To Respond When Family Asks About Salary

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 02 Aug 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: How To Have Your Toughest Money Conversations</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We get it, money conversations can be awkward. Here’s how to have them.</itunes:subtitle>
      <itunes:summary>You asked, we answered! In this Mailbag, Jean is joined by Celeste Headlee, author of, “We Need To Talk: How To Have Conversations That Matter” to talk through how to approach your toughest money conversations. 
They tackle your questions on everything from preparing kids for navigating their own finances in college to addressing salary disparities at work. Celeste shares practical advice from her own life, including budgeting tips for teens and strategies on how to approach a raise conversation with your employer. 
Have a question for us or want to jump on a call with Jean? Write in at mailbag@hermoney.com.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

Break financial conversations into smaller parts to make them more manageable and focused.

Involve children in budgeting and decision-making to help them understand the cost of living and the value of money.

Salary transparency is important for achieving pay equity, but it's not necessary to disclose salary information to coworkers or family members.

Consider the context and purpose of financial conversations before sharing.


Chapters:
0:00 Introduction
1:00 Tough Money Convo 1: How To Talk College Financials With Your Kid 
6:25 Tough Money Convo 2: Coworkers Payscale and Asking For A Raise
10:00 Tough Money Convo 3: How To Respond When Family Asks About Salary

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked, we answered! In this Mailbag, Jean is joined by Celeste Headlee, author of, “<a href="https://celesteheadlee.com/we-need-to-talk/">We Need To Talk: How To Have Conversations That Matter”</a> to talk through how to approach your toughest money conversations. </p><p>They tackle your questions on everything from preparing kids for navigating their own finances in college to addressing salary disparities at work. Celeste shares practical advice from her own life, including budgeting tips for teens and strategies on how to approach a raise conversation with your employer. </p><p>Have a question for us or want to jump on a call with Jean? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Break financial conversations into smaller parts to make them more manageable and focused.</li>
<li>Involve children in budgeting and decision-making to help them understand the cost of living and the value of money.</li>
<li>Salary transparency is important for achieving pay equity, but it's not necessary to disclose salary information to coworkers or family members.</li>
<li>Consider the context and purpose of financial conversations before sharing.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>0:00 Introduction</p><p>1:00 Tough Money Convo 1: How To Talk College Financials With Your Kid </p><p>6:25 Tough Money Convo 2: Coworkers Payscale and Asking For A Raise</p><p>10:00 Tough Money Convo 3: How To Respond When Family Asks About Salary</p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1119</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2965527844.mp3?updated=1722621531" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 434: Taking Vacations Is Good For Your Career (Really)</title>
      <description>We’re smack dab in the middle of one of the hottest summers on record and although the heat can make many of us go a little crazy, it also forces us to slow down a lot, spend some time by the pool or the beach (or in the comfort of your living room with the AC on full blast) and embrace boredom more. 
Celeste Headlee, author of, “Do Nothing: How to Break Away from Overworking, Overdoing, and Underliving,” joins us to talk about why taking all of your vacation days is good for your career and how to really disconnect when you’ve turned on your OOO. 

Takeaways:

Embracing boredom and taking time for rest and relaxation can lead to better ideas and improved creativity.

Taking vacations is essential for overall well-being and can lead to career success.

Finding the best times for focused work and understanding our own productivity patterns can improve efficiency and work-life balance.

Younger generations are rejecting toxic work culture and prioritizing work-life balance and well-being.

Defining personal goals and focusing on end goals rather than means goals can lead to greater happiness and fulfillment.

It's important to reevaluate priorities and find a healthy balance between work, rest, and personal fulfillment.


Chapters:
0:00 Introduction
2:35 Embracing Boredom for Creativity
7:17 Importance of Taking Vacation Time
13:15 The Three-Pronged Influence on Work Guilt
19:18 Gen Z's Preference for Analog Solutions
22:14 Intrinsic vs. Extrinsic Motivation
26:58 Transition to Mailbag Segment
29:37 Retirement Investments
32:10 Pre-Retirement Financial Checkup
34:45 High Yield Savings Accounts 

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at Hermoney.com/subscribe!

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Jul 2024 06:00:00 -0000</pubDate>
      <itunes:title>Taking Vacations Is Good For Your Career (Really)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>434</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Plus, how to actually unplug when you do take that trip.</itunes:subtitle>
      <itunes:summary>We’re smack dab in the middle of one of the hottest summers on record and although the heat can make many of us go a little crazy, it also forces us to slow down a lot, spend some time by the pool or the beach (or in the comfort of your living room with the AC on full blast) and embrace boredom more. 
Celeste Headlee, author of, “Do Nothing: How to Break Away from Overworking, Overdoing, and Underliving,” joins us to talk about why taking all of your vacation days is good for your career and how to really disconnect when you’ve turned on your OOO. 

Takeaways:

Embracing boredom and taking time for rest and relaxation can lead to better ideas and improved creativity.

Taking vacations is essential for overall well-being and can lead to career success.

Finding the best times for focused work and understanding our own productivity patterns can improve efficiency and work-life balance.

Younger generations are rejecting toxic work culture and prioritizing work-life balance and well-being.

Defining personal goals and focusing on end goals rather than means goals can lead to greater happiness and fulfillment.

It's important to reevaluate priorities and find a healthy balance between work, rest, and personal fulfillment.


Chapters:
0:00 Introduction
2:35 Embracing Boredom for Creativity
7:17 Importance of Taking Vacation Time
13:15 The Three-Pronged Influence on Work Guilt
19:18 Gen Z's Preference for Analog Solutions
22:14 Intrinsic vs. Extrinsic Motivation
26:58 Transition to Mailbag Segment
29:37 Retirement Investments
32:10 Pre-Retirement Financial Checkup
34:45 High Yield Savings Accounts 

Have a question for us? Write to us at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at Hermoney.com/subscribe!

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re smack dab in the middle of one of the hottest summers on record and although the heat can make many of us go a little crazy, it also forces us to <a href="https://hermoney.com/earn/work-life-balance/7-productivity-hacks-even-in-the-dog-days-of-summer/">slow down a lot</a>, spend some time by the pool or the beach (or in the comfort of your living room with the AC on full blast) and embrace boredom more. </p><p>Celeste Headlee, author of, “<a href="https://www.amazon.com/Do-Nothing-Overworking-Overdoing-Underliving/dp/1984824759/ref=asc_df_1984824759/?tag=hyprod-20&amp;linkCode=df0&amp;hvadid=693322190128&amp;hvpos=&amp;hvnetw=g&amp;hvrand=940346356979883093&amp;hvpone=&amp;hvptwo=&amp;hvqmt=&amp;hvdev=c&amp;hvdvcmdl=&amp;hvlocint=&amp;hvlocphy=9008075&amp;hvtargid=pla-1260937277243&amp;psc=1&amp;mcid=85577c019b373ec0a85715dbdaf9e46d&amp;gad_source=1">Do Nothing: How to Break Away from Overworking, Overdoing, and Underliving</a>,” joins us to talk about why taking all of your vacation days is good for your career and how to really disconnect when you’ve turned on your OOO. </p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Embracing boredom and taking time for rest and relaxation can lead to better ideas and improved creativity.</li>
<li>Taking vacations is essential for overall well-being and can lead to career success.</li>
<li>Finding the best times for focused work and understanding our own productivity patterns can improve efficiency and work-life balance.</li>
<li>Younger generations are rejecting toxic work culture and prioritizing work-life balance and well-being.</li>
<li>Defining personal goals and focusing on end goals rather than means goals can lead to greater happiness and fulfillment.</li>
<li>It's important to reevaluate priorities and find a healthy balance between work, rest, and personal fulfillment.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p><strong>0:00 </strong>Introduction</p><p><strong>2:35</strong> Embracing Boredom for Creativity</p><p><strong>7:17</strong> Importance of Taking Vacation Time</p><p><strong>13:15</strong> The Three-Pronged Influence on Work Guilt</p><p><strong>19:18</strong> Gen Z's Preference for Analog Solutions</p><p><strong>22:14</strong> Intrinsic vs. Extrinsic Motivation</p><p><strong>26:58</strong> Transition to Mailbag Segment</p><p><strong>29:37</strong> Retirement Investments</p><p><strong>32:10</strong> Pre-Retirement Financial Checkup</p><p><strong>34:45</strong> High Yield Savings Accounts </p><p><br></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. While you’re at it, join the HerMoney community! For the latest episode drops and financial news you can use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2685</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[902cd6ac-4dc2-11ef-b356-2309a1dd0dc6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2168977850.mp3?updated=1722272586" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: Should I change my asset allocation as I approach retirement?</title>
      <description>In this Mailbag, Jean talks to Cecilia, a 58-year-old listener, about asset allocation and portfolio management as she approaches retirement. She has a defined benefit pension and government benefits, but also wants to draw down on her portfolio for the first few years of retirement. 
They explore the need to adjust asset allocation, the role of fixed income in your portfolio, and the importance of building a cash cushion for the initial years of retirement. 

Have a question for us or want to jump on a call with Jean? Write in at mailbag@hermoney.com.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

Consider adjusting asset allocation as you approach retirement, taking into account fixed income sources such as pensions.

Build a cash cushion to cover the initial years of retirement, reducing the need to sell investments at a loss during market downturns.

Consult with a financial advisor to create a comprehensive retirement plan, including strategies for cash flow management and mortgage payoff.

Evaluate the benefits of individual bonds versus bond funds, considering the potential volatility of bond funds and the security of principal with individual bonds.


Chapters:
0:00 Introduction
2:11 Asset Allocation and Retirement Planning
5:13 Cash Cushion for the Initial Years of Retirement
8:02 Consulting with a Financial Advisor
11:00 Mortgage Payoff Strategies in Retirement
12:57 Individual Bonds vs. Bond Funds
15:00 Conclusion

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 26 Jul 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: Should I change my asset allocation as I approach retirement?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this Mailbag, Jean talks to Cecilia, a 58-year-old listener, about asset allocation and portfolio management as she approaches retirement. She has a defined benefit pension and government benefits, but also wants to draw down on her portfolio for the first few years of retirement. 
They explore the need to adjust asset allocation, the role of fixed income in your portfolio, and the importance of building a cash cushion for the initial years of retirement. 

Have a question for us or want to jump on a call with Jean? Write in at mailbag@hermoney.com.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

Consider adjusting asset allocation as you approach retirement, taking into account fixed income sources such as pensions.

Build a cash cushion to cover the initial years of retirement, reducing the need to sell investments at a loss during market downturns.

Consult with a financial advisor to create a comprehensive retirement plan, including strategies for cash flow management and mortgage payoff.

Evaluate the benefits of individual bonds versus bond funds, considering the potential volatility of bond funds and the security of principal with individual bonds.


Chapters:
0:00 Introduction
2:11 Asset Allocation and Retirement Planning
5:13 Cash Cushion for the Initial Years of Retirement
8:02 Consulting with a Financial Advisor
11:00 Mortgage Payoff Strategies in Retirement
12:57 Individual Bonds vs. Bond Funds
15:00 Conclusion

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag, Jean talks to Cecilia, a 58-year-old listener, about asset allocation and portfolio management as she approaches retirement. She has a defined benefit pension and government benefits, but also wants to draw down on her portfolio for the first few years of retirement. </p><p>They explore the need to adjust asset allocation, the role of fixed income in your portfolio, and the importance of building a cash cushion for the initial years of retirement. </p><p><br></p><p>Have a question for us or want to jump on a call with Jean? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Consider adjusting asset allocation as you approach retirement, taking into account fixed income sources such as pensions.</li>
<li>Build a cash cushion to cover the initial years of retirement, reducing the need to sell investments at a loss during market downturns.</li>
<li>Consult with a financial advisor to create a comprehensive retirement plan, including strategies for cash flow management and mortgage payoff.</li>
<li>Evaluate the benefits of individual bonds versus bond funds, considering the potential volatility of bond funds and the security of principal with individual bonds.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>0:00 Introduction</p><p>2:11 Asset Allocation and Retirement Planning</p><p>5:13 Cash Cushion for the Initial Years of Retirement</p><p>8:02 Consulting with a Financial Advisor</p><p>11:00 Mortgage Payoff Strategies in Retirement</p><p>12:57 Individual Bonds vs. Bond Funds</p><p>15:00 Conclusion</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1021</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1439534505.mp3?updated=1721675672" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 433: Are Annuities A Good Investment? What They Are And Why Women Should Consider Them</title>
      <description>When we think about our financial fears, one tops the list: Running out of money before we run out of time. According to the Center for Retirement Research at Boston College, half of all US households are at risk of not having enough income to maintain their standards of living in retirement.
The bottom line is that Americans have a problem and we know it. The good news is that we have the ability to fix this problem in our own individual lives, with tools we already have access to today. They’re called annuities, and more people are interested in, and buying annuities, than in years past.  
Minji Ro, Chief Strategy Officer at Gainbridge, and Jason Fichtner, Chief Economist at the Bipartisan Policy Center join us to talk about what annuities are, why economists like them, and the advantages of considering them as part of your retirement portfolio.

Chapters:
0:00 Intro
4:04 Defining Annuities: What They Are 
12:06 The Shift in Retirement Income Strategies Over Time
14:01 The Three Major Types of Annuities: Fixed annuities, Fixed Indexed Annuities, and Variable Annuities
21:23 Transitioning Mindset: From Saving and Accumulating To Spending And Securing Protected Income 
24:28 Annuities and Managing Longevity Risks As Women
30:00 Transition to Mailbag Segment
33:23 Retirement For Highly Compensated Employees
41:34 When To Get A Second Opinion From A Financial Planner

Takeaways:

Annuities can provide a guaranteed stream of income during retirement.

There are three main types of annuities: fixed, fixed index, and variable.

Economists like annuities because they offload risk and provide income protection.

There is a behavioral barrier to annuitization, but changing the framing and understanding the benefits can help overcome it.

Women, who earn less and live longer, should consider annuities to manage longevity risk.


Have a question for us? Write to us at mailbag@hermoney.com. 
While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Jul 2024 06:00:00 -0000</pubDate>
      <itunes:title>Are Annuities A Good Investment? What They Are And Why Women Should Consider Them</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>433</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Annuities are complex. We’re breaking down what they are, how they work and who should consider them.  </itunes:subtitle>
      <itunes:summary>When we think about our financial fears, one tops the list: Running out of money before we run out of time. According to the Center for Retirement Research at Boston College, half of all US households are at risk of not having enough income to maintain their standards of living in retirement.
The bottom line is that Americans have a problem and we know it. The good news is that we have the ability to fix this problem in our own individual lives, with tools we already have access to today. They’re called annuities, and more people are interested in, and buying annuities, than in years past.  
Minji Ro, Chief Strategy Officer at Gainbridge, and Jason Fichtner, Chief Economist at the Bipartisan Policy Center join us to talk about what annuities are, why economists like them, and the advantages of considering them as part of your retirement portfolio.

Chapters:
0:00 Intro
4:04 Defining Annuities: What They Are 
12:06 The Shift in Retirement Income Strategies Over Time
14:01 The Three Major Types of Annuities: Fixed annuities, Fixed Indexed Annuities, and Variable Annuities
21:23 Transitioning Mindset: From Saving and Accumulating To Spending And Securing Protected Income 
24:28 Annuities and Managing Longevity Risks As Women
30:00 Transition to Mailbag Segment
33:23 Retirement For Highly Compensated Employees
41:34 When To Get A Second Opinion From A Financial Planner

Takeaways:

Annuities can provide a guaranteed stream of income during retirement.

There are three main types of annuities: fixed, fixed index, and variable.

Economists like annuities because they offload risk and provide income protection.

There is a behavioral barrier to annuitization, but changing the framing and understanding the benefits can help overcome it.

Women, who earn less and live longer, should consider annuities to manage longevity risk.


Have a question for us? Write to us at mailbag@hermoney.com. 
While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When we think about our financial fears, one tops the list: Running out of money before we run out of time. According to the Center for Retirement Research at Boston College, half of all US households are at risk of not having enough income to maintain their standards of living in retirement.</p><p>The bottom line is that Americans have a problem and we know it. The good news is that we have the ability to fix this problem in our own individual lives, with tools we already have access to today. They’re called annuities, and more people are interested in, and buying annuities, than in years past.  </p><p>Minji Ro, Chief Strategy Officer at <a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~">Gainbridge</a>, and Jason Fichtner, Chief Economist at the <a href="https://bipartisanpolicy.org/person/jason-j-fichtner/">Bipartisan Policy Center</a> join us to talk about what annuities are, why economists like them, and the advantages of considering them as part of your retirement portfolio.</p><p><br></p><p><strong>Chapters:</strong></p><p>0:00 Intro</p><p>4:04 Defining Annuities: What They Are </p><p>12:06 The Shift in Retirement Income Strategies Over Time</p><p>14:01 The Three Major Types of Annuities: Fixed annuities, Fixed Indexed Annuities, and Variable Annuities</p><p>21:23 Transitioning Mindset: From Saving and Accumulating To Spending And Securing Protected Income </p><p>24:28 Annuities and Managing Longevity Risks As Women</p><p>30:00 Transition to Mailbag Segment</p><p>33:23 Retirement For Highly Compensated Employees</p><p>41:34 When To Get A Second Opinion From A Financial Planner</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Annuities can provide a guaranteed stream of income during retirement.</li>
<li>There are three main types of annuities: fixed, fixed index, and variable.</li>
<li>Economists like annuities because they offload risk and provide income protection.</li>
<li>There is a behavioral barrier to annuitization, but changing the framing and understanding the benefits can help overcome it.</li>
<li>Women, who earn less and live longer, should consider annuities to manage longevity risk.</li>
</ul><p><br></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. </p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement.</em><a href="https://www.gainbridge.io/parityflex?utm_source=hermoney&amp;utm_medium=paid-content&amp;utm_campaign=mp~hermoney~cf~brand_awareness~ps~parityflex~sc~bau~ch~audio~ct~generic~"><em> Learn more about ParityFlex™ here.</em></a></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2924</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2ecb7004-483f-11ef-b560-6ba99f31477c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5167894333.mp3?updated=1721663624" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Do you need a college degree anymore? </title>
      <description>For years, we’ve been told that we need a college degree to get anywhere in life and that a college education is the most important thing for our careers. But lately, young people have been asking themselves: do you really need a college degree anymore? 
Hannah Maruyama, one of those would-be college students, decided not to take that path. Now she’s making $100,000 a year working in AI and teaching other young people how to discover their passions without a degree. Her experience led her to found Degree Free, a community that helps people find good jobs without a college degree. 
She shares the steps to take to decide if a college degree is the right path for you.

Chapters: 
0:00 The Rising Cost of College and Alternative Paths
9:42 Applying for Jobs Without Meeting Qualifications
15:16 Deciding If College Is the Right Path
24:36 Career Paths Without College
27:43 Finding Apprenticeship Programs
33:30 Learning High-Value Skills

Takeaways:

The cost of college has become astronomical, leading many to consider alternative pathways to success.

There are various pathways to a successful career, including getting a job, on-the-job training, earning a license or certification, building a business, and learning a skill.

It is important to consider financial needs and personal interests when choosing a career path.

Critical thinking skills are valuable and can be developed outside of a college setting.

Parents should have open and honest conversations with their children about the necessity of college and explore alternative options.


Have a question for us? Write to us at mailbag@hermoney.com. 
While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Jul 2024 06:00:00 -0000</pubDate>
      <itunes:title>Do you need a college degree anymore? </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to decide if college is the right path for you or your child.</itunes:subtitle>
      <itunes:summary>For years, we’ve been told that we need a college degree to get anywhere in life and that a college education is the most important thing for our careers. But lately, young people have been asking themselves: do you really need a college degree anymore? 
Hannah Maruyama, one of those would-be college students, decided not to take that path. Now she’s making $100,000 a year working in AI and teaching other young people how to discover their passions without a degree. Her experience led her to found Degree Free, a community that helps people find good jobs without a college degree. 
She shares the steps to take to decide if a college degree is the right path for you.

Chapters: 
0:00 The Rising Cost of College and Alternative Paths
9:42 Applying for Jobs Without Meeting Qualifications
15:16 Deciding If College Is the Right Path
24:36 Career Paths Without College
27:43 Finding Apprenticeship Programs
33:30 Learning High-Value Skills

Takeaways:

The cost of college has become astronomical, leading many to consider alternative pathways to success.

There are various pathways to a successful career, including getting a job, on-the-job training, earning a license or certification, building a business, and learning a skill.

It is important to consider financial needs and personal interests when choosing a career path.

Critical thinking skills are valuable and can be developed outside of a college setting.

Parents should have open and honest conversations with their children about the necessity of college and explore alternative options.


Have a question for us? Write to us at mailbag@hermoney.com. 
While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>For years, we’ve been told that we need a college degree to get anywhere in life and that a college education is the most important thing for our careers. But lately, young people have been asking themselves: do you really need a college degree anymore? </p><p><a href="https://www.tiktok.com/discover/hannah-maruyama">Hannah Maruyama</a>, one of those would-be college students, decided not to take that path. Now she’s making $100,000 a year working in AI and teaching other young people how to discover their passions without a degree. Her experience led her to found Degree Free, a community that helps people find good jobs without a college degree. </p><p>She shares the steps to take to decide if a college degree is the right path for you.</p><p><br></p><p><strong>Chapters: </strong></p><p>0:00 The Rising Cost of College and Alternative Paths</p><p>9:42 Applying for Jobs Without Meeting Qualifications</p><p>15:16 Deciding If College Is the Right Path</p><p>24:36 Career Paths Without College</p><p>27:43 Finding Apprenticeship Programs</p><p>33:30 Learning High-Value Skills</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>The cost of college has become astronomical, leading many to consider alternative pathways to success.</li>
<li>There are various pathways to a successful career, including getting a job, on-the-job training, earning a license or certification, building a business, and learning a skill.</li>
<li>It is important to consider financial needs and personal interests when choosing a career path.</li>
<li>Critical thinking skills are valuable and can be developed outside of a college setting.</li>
<li>Parents should have open and honest conversations with their children about the necessity of college and explore alternative options.</li>
</ul><p><br></p><p>Have a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. </p><p>While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2300</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[384b9d60-453e-11ef-a379-7b53aa9b3273]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4540568658.mp3?updated=1721674539" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 432: Your 2024 Mid-Year Economic Check-In</title>
      <description>We are just past the halfway point of 2024, and things aren’t feeling great economy-wise, despite the US economy reaching “superstar status,” according to a recent article in the Atlantic. 
Kyla Scanlon coined the term “vibecession” to explain this feeling. In her new book, “In This Economy? How Money &amp; Markets Really Work,” she breaks down why what’s really going on in our economy feels at odds with what we’re experiencing in our day-to-day lives.  

Chapters:
0:00 Intro
4:08 The Disconnect Between Economic Data and Consumer Sentiment
9:10 Personal Economic Experiences
13:37 American Personal Savings Rate
21:26 Economic Impact of Upcoming Presidential Election
27:00 Mailbag Segment
31:25 Evaluating Credit Card Benefits
34:14 Managing Savings for Major Goals

Takeaways:

Despite the US economy's strong performance, many Americans have a negative perception of the economy — that’s what we call the “vibecession,” influenced by alarmist media headlines and the vague language used by the Federal Reserve.

Buying a house is challenging due to high mortgage rates and elevated home prices, with the housing market facing long-standing issues that will take time to resolve.

The stock market's all-time high does not necessarily reflect the financial well-being of consumers, as it is driven by a few companies and does not capture the experiences of all Americans.

Financial education and savings incentives are crucial to address the low savings rate among Americans and promote a healthier personal economy.

The upcoming presidential election could have significant economic implications, with different policy approaches potentially impacting tariffs, student loan debt relief, and other areas.

Adopting an adventure mindset and promoting innovation can help address economic challenges and lead to solutions to the housing crisis, rising healthcare costs, and climate change.


Have a question for us? Write in at mailbag@hermoney.com. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Jul 2024 06:00:00 -0000</pubDate>
      <itunes:title>Your 2024 Mid-Year Economic Check-In</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>432</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Kyla Scanlon digs into why the US economy and our own personal economies feel so different.</itunes:subtitle>
      <itunes:summary>We are just past the halfway point of 2024, and things aren’t feeling great economy-wise, despite the US economy reaching “superstar status,” according to a recent article in the Atlantic. 
Kyla Scanlon coined the term “vibecession” to explain this feeling. In her new book, “In This Economy? How Money &amp; Markets Really Work,” she breaks down why what’s really going on in our economy feels at odds with what we’re experiencing in our day-to-day lives.  

Chapters:
0:00 Intro
4:08 The Disconnect Between Economic Data and Consumer Sentiment
9:10 Personal Economic Experiences
13:37 American Personal Savings Rate
21:26 Economic Impact of Upcoming Presidential Election
27:00 Mailbag Segment
31:25 Evaluating Credit Card Benefits
34:14 Managing Savings for Major Goals

Takeaways:

Despite the US economy's strong performance, many Americans have a negative perception of the economy — that’s what we call the “vibecession,” influenced by alarmist media headlines and the vague language used by the Federal Reserve.

Buying a house is challenging due to high mortgage rates and elevated home prices, with the housing market facing long-standing issues that will take time to resolve.

The stock market's all-time high does not necessarily reflect the financial well-being of consumers, as it is driven by a few companies and does not capture the experiences of all Americans.

Financial education and savings incentives are crucial to address the low savings rate among Americans and promote a healthier personal economy.

The upcoming presidential election could have significant economic implications, with different policy approaches potentially impacting tariffs, student loan debt relief, and other areas.

Adopting an adventure mindset and promoting innovation can help address economic challenges and lead to solutions to the housing crisis, rising healthcare costs, and climate change.


Have a question for us? Write in at mailbag@hermoney.com. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We are just past the halfway point of 2024, and things aren’t feeling great economy-wise, despite the US economy reaching “superstar status,” according to a recent article in the Atlantic. </p><p>Kyla Scanlon coined the term “vibecession” to explain this feeling. In her new book, “<a href="https://kylascan.mmm.page/">In This Economy? How Money &amp; Markets Really Work</a>,” she breaks down why what’s really going on in our economy feels at odds with what we’re experiencing in our day-to-day lives.  </p><p><br></p><p><strong>Chapters:</strong></p><p>0:00 Intro</p><p>4:08 The Disconnect Between Economic Data and Consumer Sentiment</p><p>9:10 Personal Economic Experiences</p><p>13:37 American Personal Savings Rate</p><p>21:26 Economic Impact of Upcoming Presidential Election</p><p>27:00 Mailbag Segment</p><p>31:25 Evaluating Credit Card Benefits</p><p>34:14 Managing Savings for Major Goals</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Despite the US economy's strong performance, many Americans have a negative perception of the economy — that’s what we call the “vibecession,” influenced by alarmist media headlines and the vague language used by the Federal Reserve.</li>
<li>Buying a house is challenging due to high mortgage rates and elevated home prices, with the housing market facing long-standing issues that will take time to resolve.</li>
<li>The stock market's all-time high does not necessarily reflect the financial well-being of consumers, as it is driven by a few companies and does not capture the experiences of all Americans.</li>
<li>Financial education and savings incentives are crucial to address the low savings rate among Americans and promote a healthier personal economy.</li>
<li>The upcoming presidential election could have significant economic implications, with different policy approaches potentially impacting tariffs, student loan debt relief, and other areas.</li>
<li>Adopting an adventure mindset and promoting innovation can help address economic challenges and lead to solutions to the housing crisis, rising healthcare costs, and climate change.</li>
</ul><p><br></p><p>Have a question for us? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2699</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[00006212-3f51-11ef-a964-a3ebe30d0a8c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7045433332.mp3?updated=1721071220" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Map Out A Long-Term Strategy For Your Career</title>
      <description>Have you ever stopped for a second and thought about all of the things you do at work in a week? There are some tasks most of us need to do to be successful at our jobs. But do you also find yourself doing other tasks like administrative work, planning and setting up for parties, or training new employees? And have these responsibilities started to take over your work days?  
If so, you’re not alone. These types of tasks are called “non-promotable tasks” and women volunteer for them far more often than men. 
Dorie Clark’s new book, The Long Game: How To Be A Long-Term Thinker In A Short-Term World delves into how the little tasks we do day to day at work may be harming our long-term career strategy.

Chapters:
00:00: Introduction
02:57: Busyness as an Anesthetic
07:42: Defining Long-Term and Short-Term Thinking
14:56: The Importance of Saying No
18:32: Optimizing for Interesting
25:56: Career Waves and Making Smart Choices
28:51: Conclusion

Takeaways:

Non-promotable tasks, such as administrative work and planning office parties, can take up valuable time and prevent you from focusing on tasks that align with your long-term career goals.

It is important to recognize and address overworking as a coping mechanism.

Long-term thinking involves considering the big picture and making choices that optimize for interesting and meaningful work.

Saying no can be challenging, but it is important to set boundaries and prioritize tasks that align with personal and professional goals.

Asking important questions, such as the total cost and physical/emotional impact of a task, can help evaluate requests and make informed decisions.

Navigating different phases of a career involves transitioning between learning, sharing, connecting, and reaping phases, and being willing to disrupt oneself to avoid stagnation.


Have a question for us? Write in at mailbag@hermoney.com. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Jul 2024 06:00:00 -0000</pubDate>
      <itunes:title>Map Out A Long-Term Strategy For Your Career</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Are short-term tasks interrupting your long-term career goals?</itunes:subtitle>
      <itunes:summary>Have you ever stopped for a second and thought about all of the things you do at work in a week? There are some tasks most of us need to do to be successful at our jobs. But do you also find yourself doing other tasks like administrative work, planning and setting up for parties, or training new employees? And have these responsibilities started to take over your work days?  
If so, you’re not alone. These types of tasks are called “non-promotable tasks” and women volunteer for them far more often than men. 
Dorie Clark’s new book, The Long Game: How To Be A Long-Term Thinker In A Short-Term World delves into how the little tasks we do day to day at work may be harming our long-term career strategy.

Chapters:
00:00: Introduction
02:57: Busyness as an Anesthetic
07:42: Defining Long-Term and Short-Term Thinking
14:56: The Importance of Saying No
18:32: Optimizing for Interesting
25:56: Career Waves and Making Smart Choices
28:51: Conclusion

Takeaways:

Non-promotable tasks, such as administrative work and planning office parties, can take up valuable time and prevent you from focusing on tasks that align with your long-term career goals.

It is important to recognize and address overworking as a coping mechanism.

Long-term thinking involves considering the big picture and making choices that optimize for interesting and meaningful work.

Saying no can be challenging, but it is important to set boundaries and prioritize tasks that align with personal and professional goals.

Asking important questions, such as the total cost and physical/emotional impact of a task, can help evaluate requests and make informed decisions.

Navigating different phases of a career involves transitioning between learning, sharing, connecting, and reaping phases, and being willing to disrupt oneself to avoid stagnation.


Have a question for us? Write in at mailbag@hermoney.com. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you ever stopped for a second and thought about all of the things you do at work in a week? There are some tasks most of us need to do to be successful at our jobs. But do you also find yourself doing other tasks like administrative work, planning and setting up for parties, or training new employees? And have these responsibilities started to take over your work days?  </p><p>If so, you’re not alone. These types of tasks are called “non-promotable tasks” and <a href="https://hbr.org/2018/07/why-women-volunteer-for-tasks-that-dont-lead-to-promotions">women volunteer</a> for them far more often than men. </p><p>Dorie Clark’s new book, <a href="https://dorieclark.com/longgame/">The Long Game: How To Be A Long-Term Thinker In A Short-Term World</a> delves into how the little tasks we do day to day at work may be harming our <a href="https://hermoney.com/earn/careers/lack-of-career-growth-these-five-problems-could-be-the-reason/">long-term career strategy</a>.</p><p><br></p><p><strong>Chapters:</strong></p><p>00:00: Introduction</p><p>02:57: Busyness as an Anesthetic</p><p>07:42: Defining Long-Term and Short-Term Thinking</p><p>14:56: The Importance of Saying No</p><p>18:32: Optimizing for Interesting</p><p>25:56: Career Waves and Making Smart Choices</p><p>28:51: Conclusion</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Non-promotable tasks, such as administrative work and planning office parties, can take up valuable time and prevent you from focusing on tasks that align with your long-term career goals.</li>
<li>It is important to recognize and address overworking as a coping mechanism.</li>
<li>Long-term thinking involves considering the big picture and making choices that optimize for interesting and meaningful work.</li>
<li>Saying no can be challenging, but it is important to set boundaries and prioritize tasks that align with personal and professional goals.</li>
<li>Asking important questions, such as the total cost and physical/emotional impact of a task, can help evaluate requests and make informed decisions.</li>
<li>Navigating different phases of a career involves transitioning between learning, sharing, connecting, and reaping phases, and being willing to disrupt oneself to avoid stagnation.</li>
</ul><p><br></p><p>Have a question for us? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2029</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[397c2c10-3fb5-11ef-8a44-5ff8a5a20bda]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8805870485.mp3?updated=1720804616" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 431: Navigating Financial Advice As A Black Woman</title>
      <description>According to the Institute for Women’s Policy Research, while white women earn 82 cents for every dollar earned by a white man, Black women earn just 64 cents. Dasha Kennedy says that for Black women specifically, there are a myriad of reasons for that. 
Dasha Kennedy is the founder of the Broke Black Girl, where she shares her personal journey of overcoming financial struggles and specific advice for Black women. Dasha is also a Financial Wellness Board member with National Debt Relief. This Black Women’s Equal Pay Day, she joins us to talk about how she’s pushing back against the gender wage gap and her favorite ways to save money in 2024.
Have a question for us? Write in at mailbag@hermoney.com.
Chapters:
00:00: Introduction
07:45: Creating Broke Black Girl
11:06: Spending Intentionally
16:22: Pay Yourself First vs. Prioritize Savings
17:57: Collecting Experiences Over Things
19:52: Debt Strategies
22:22: Renting vs. Buying
27:07: Mailbag Segment
29:01: Understanding Mutual Fund Fees
36:25: Credit Score Variability

Takeaways:

The gender pay gap is a persistent issue, and Black women face an even larger gap compared to white women.

Black women need specially tailored financial advice due to their unique experiences as the intersection of race and gender.

Strategies for overcoming debt include spending intentionally, setting spending limits, and prioritizing savings.

Collecting experiences can be more fulfilling than collecting material possessions.

Taking small steps and breaking down financial goals into manageable increments can lead to long-term progress.


Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Jul 2024 06:00:00 -0000</pubDate>
      <itunes:title>Navigating Financial Advice As A Black Woman</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>431</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why Black women need financial advice specifically for them.</itunes:subtitle>
      <itunes:summary>According to the Institute for Women’s Policy Research, while white women earn 82 cents for every dollar earned by a white man, Black women earn just 64 cents. Dasha Kennedy says that for Black women specifically, there are a myriad of reasons for that. 
Dasha Kennedy is the founder of the Broke Black Girl, where she shares her personal journey of overcoming financial struggles and specific advice for Black women. Dasha is also a Financial Wellness Board member with National Debt Relief. This Black Women’s Equal Pay Day, she joins us to talk about how she’s pushing back against the gender wage gap and her favorite ways to save money in 2024.
Have a question for us? Write in at mailbag@hermoney.com.
Chapters:
00:00: Introduction
07:45: Creating Broke Black Girl
11:06: Spending Intentionally
16:22: Pay Yourself First vs. Prioritize Savings
17:57: Collecting Experiences Over Things
19:52: Debt Strategies
22:22: Renting vs. Buying
27:07: Mailbag Segment
29:01: Understanding Mutual Fund Fees
36:25: Credit Score Variability

Takeaways:

The gender pay gap is a persistent issue, and Black women face an even larger gap compared to white women.

Black women need specially tailored financial advice due to their unique experiences as the intersection of race and gender.

Strategies for overcoming debt include spending intentionally, setting spending limits, and prioritizing savings.

Collecting experiences can be more fulfilling than collecting material possessions.

Taking small steps and breaking down financial goals into manageable increments can lead to long-term progress.


Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>According to the<a href="https://iwpr.org/black-women-earn-less-than-white-men-in-every-state-will-not-reach-pay-equity-with-white-men-until-2144-according-to-a-new-iwpr-fact-sheet/"> </a>Institute for Women’s Policy Research, while white women earn 82 cents for every dollar earned by a white man, Black women earn just 64 cents. Dasha Kennedy says that for Black women specifically, there are a myriad of reasons for that. </p><p>Dasha Kennedy is the founder of the <a href="https://www.thebrokeblackgirl.com/">Broke Black Girl</a>, where she shares her personal journey of overcoming financial struggles and specific advice for Black women. Dasha is also a Financial Wellness Board member with <a href="https://www.nationaldebtrelief.com/team/dasha-kennedy/">National Debt Relief</a>. This <a href="https://hermoney.com/earn/careers/black-womens-equal-pay-day-was-pushed-back-by-a-month-and-no-one-is-talking-about-it/">Black Women’s Equal Pay Day</a>, she joins us to talk about how she’s pushing back against the gender wage gap and her favorite ways to save money in 2024.</p><p>Have a question for us? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p><strong>Chapters:</strong></p><p>00:00: Introduction</p><p>07:45: Creating Broke Black Girl</p><p>11:06: Spending Intentionally</p><p>16:22: Pay Yourself First vs. Prioritize Savings</p><p>17:57: Collecting Experiences Over Things</p><p>19:52: Debt Strategies</p><p>22:22: Renting vs. Buying</p><p>27:07: Mailbag Segment</p><p>29:01: Understanding Mutual Fund Fees</p><p>36:25: Credit Score Variability</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>The gender pay gap is a persistent issue, and Black women face an even larger gap compared to white women.</li>
<li>Black women need specially tailored financial advice due to their unique experiences as the intersection of race and gender.</li>
<li>Strategies for overcoming debt include spending intentionally, setting spending limits, and prioritizing savings.</li>
<li>Collecting experiences can be more fulfilling than collecting material possessions.</li>
<li>Taking small steps and breaking down financial goals into manageable increments can lead to long-term progress.</li>
</ul><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2761</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ef11f562-3e1d-11ef-8eea-abf547044af9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1917315796.mp3?updated=1720806585" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 430: Is AI Coming For Your Job?</title>
      <description>The promise and the peril of AI in the workplace seem to be all anyone can talk about these days and the biggest question on all of our minds is — will AI take my job? 
According to Fortune 500 Human Resource Officers, the answer is yes, AI could be coming for your job. Gallup found that seventy-two percent of Fortune 500 leaders foresee AI replacing jobs in their organization in the next three years. So how do we get ahead of this?
Our guest today, Hilke Schellman, author of The Algorithm: How AI Decides Who Gets Hired, Monitored, Promoted, and Fired, and Why We Need to Fight Back Now shares her ideas. 
In Mailbag, we read a listener response to a previous mailbag on the pros and cons of pensions in Europe. We also hear from someone who’s wondering if it would be better to take money out of a long-term care insurance policy and invest it in the stock market. 
Chapters:
00:00: Introduction
05:30: Understanding AI
09:22: Challenges for New Graduates
15:06: Making Your Resume Machine Readable
24:54: Preparing for AI-Based Interviews
28:48: Using AI Tools to Your Advantage
29:21: Transition to Mailbag Segment
33:46: Listener Advice on European Pensions
38:20: Long-Term Care Insurance

Takeaways:

AI is predicted to replace jobs, with women's jobs being more affected.

AI tools are used in job interviews and can analyze facial expressions, speech patterns, and keywords to assess candidates.

Job seekers can improve their chances by making their resumes machine-readable, using tools like JobScan, and reaching out to recruiters directly.

Employees should be aware that their online activities and communications at work can be monitored by AI tools.

Dabbling with AI tools and staying up to date with AI technology can make individuals more employable.


Have a question for us? We'd love to hear from you! Write in or send us a voicenote at mailbag@hermoney.com.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Jul 2024 06:00:00 -0000</pubDate>
      <itunes:title>Is AI Coming For Your Job?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>430</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to use AI to your advantage in the job market. </itunes:subtitle>
      <itunes:summary>The promise and the peril of AI in the workplace seem to be all anyone can talk about these days and the biggest question on all of our minds is — will AI take my job? 
According to Fortune 500 Human Resource Officers, the answer is yes, AI could be coming for your job. Gallup found that seventy-two percent of Fortune 500 leaders foresee AI replacing jobs in their organization in the next three years. So how do we get ahead of this?
Our guest today, Hilke Schellman, author of The Algorithm: How AI Decides Who Gets Hired, Monitored, Promoted, and Fired, and Why We Need to Fight Back Now shares her ideas. 
In Mailbag, we read a listener response to a previous mailbag on the pros and cons of pensions in Europe. We also hear from someone who’s wondering if it would be better to take money out of a long-term care insurance policy and invest it in the stock market. 
Chapters:
00:00: Introduction
05:30: Understanding AI
09:22: Challenges for New Graduates
15:06: Making Your Resume Machine Readable
24:54: Preparing for AI-Based Interviews
28:48: Using AI Tools to Your Advantage
29:21: Transition to Mailbag Segment
33:46: Listener Advice on European Pensions
38:20: Long-Term Care Insurance

Takeaways:

AI is predicted to replace jobs, with women's jobs being more affected.

AI tools are used in job interviews and can analyze facial expressions, speech patterns, and keywords to assess candidates.

Job seekers can improve their chances by making their resumes machine-readable, using tools like JobScan, and reaching out to recruiters directly.

Employees should be aware that their online activities and communications at work can be monitored by AI tools.

Dabbling with AI tools and staying up to date with AI technology can make individuals more employable.


Have a question for us? We'd love to hear from you! Write in or send us a voicenote at mailbag@hermoney.com.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The promise and the peril of AI in the workplace seem to be all anyone can talk about these days and the biggest question on all of our minds is — will AI take my job? </p><p>According to Fortune 500 Human Resource Officers, the answer is yes, AI could be coming for your job. <a href="https://www.gallup.com/workplace/509540/top-chros-replacing-jobs.aspx">Gallup found</a> that seventy-two percent of Fortune 500 leaders foresee AI replacing jobs in their organization in the next three years. So how do we get ahead of this?</p><p>Our guest today, Hilke Schellman, author of <a href="https://www.amazon.com/Algorithm-Decides-Hired-Monitored-Promoted-ebook/dp/B0C42X72R1">The Algorithm: How AI Decides Who Gets Hired, Monitored, Promoted, and Fired, and Why We Need to Fight Back Now</a> shares her ideas. </p><p>In Mailbag, we read a listener response to <a href="https://hermoney.com/earn/work-life-balance/how-women-became-americas-social-safety-net-podcast-426/">a previous mailbag</a> on the pros and cons of pensions in Europe. We also hear from someone who’s wondering if it would be better to take money out of a long-term care insurance policy and invest it in the stock market. </p><p><strong>Chapters:</strong></p><p>00:00: Introduction</p><p>05:30: Understanding AI</p><p>09:22: Challenges for New Graduates</p><p>15:06: Making Your Resume Machine Readable</p><p>24:54: Preparing for AI-Based Interviews</p><p>28:48: Using AI Tools to Your Advantage</p><p>29:21: Transition to Mailbag Segment</p><p>33:46: Listener Advice on European Pensions</p><p>38:20: Long-Term Care Insurance</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>AI is predicted to replace jobs, with women's jobs being more affected.</li>
<li>AI tools are used in job interviews and can analyze facial expressions, speech patterns, and keywords to assess candidates.</li>
<li>Job seekers can improve their chances by making their resumes machine-readable, using tools like JobScan, and reaching out to recruiters directly.</li>
<li>Employees should be aware that their online activities and communications at work can be monitored by AI tools.</li>
<li>Dabbling with AI tools and staying up to date with AI technology can make individuals more employable.</li>
</ul><p><br></p><p>Have a question for us? We'd love to hear from you! Write in or send us a voicenote at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2612</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[836deb14-38a4-11ef-b8a5-fb9bf61c886d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2933503869.mp3?updated=1719947192" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: Should I put less into retirement to pay for necessary home renovations?</title>
      <description>In this Mailbag, Jean talks to Alyce about how to pay for home renovations for her special needs daughter and whether it's reasonable to adjust her retirement savings. She and her husband have a home equity line of credit (HELOC) and are concerned about the high interest rate. They also discuss whether they should consider a TSP loan or reduce retirement contributions to pay off the HELOC. 
Have a question for us? Write in at mailbag@hermoney.com.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

Consider using a TSP loan or reducing retirement contributions to pay off high-interest debt.

Consult with a financial advisor who specializes in special needs planning.

Set up a special needs trust and consider other estate planning options for a child with disabilities.

Take advantage of employer-matching contributions for retirement savings.

Evaluate the performance and usefulness of random investment accounts and consider selling them for immediate needs.


Chapters:
00:00: Introduction
01:44: Alyce's Family and Home Renovation Needs
07:28: Comparing Mortgage and HELOC Rates
11:04: Retirement Savings Overview
18:38: Considering a TSP Loan
21:48: Selling Stock and Brokerage Account
23:33: Final Advice

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Jun 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: Should I put less into retirement to pay for necessary home renovations?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this Mailbag, Jean talks to Alyce about how to pay for home renovations for her special needs daughter and whether it's reasonable to adjust her retirement savings. She and her husband have a home equity line of credit (HELOC) and are concerned about the high interest rate. They also discuss whether they should consider a TSP loan or reduce retirement contributions to pay off the HELOC. 
Have a question for us? Write in at mailbag@hermoney.com.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

Consider using a TSP loan or reducing retirement contributions to pay off high-interest debt.

Consult with a financial advisor who specializes in special needs planning.

Set up a special needs trust and consider other estate planning options for a child with disabilities.

Take advantage of employer-matching contributions for retirement savings.

Evaluate the performance and usefulness of random investment accounts and consider selling them for immediate needs.


Chapters:
00:00: Introduction
01:44: Alyce's Family and Home Renovation Needs
07:28: Comparing Mortgage and HELOC Rates
11:04: Retirement Savings Overview
18:38: Considering a TSP Loan
21:48: Selling Stock and Brokerage Account
23:33: Final Advice

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag, Jean talks to Alyce about how to pay for home renovations for her special needs daughter and whether it's reasonable to adjust her retirement savings. She and her husband have a home equity line of credit (HELOC) and are concerned about the high interest rate. They also discuss whether they should consider a TSP loan or reduce retirement contributions to pay off the HELOC. </p><p>Have a question for us? Write in at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Consider using a TSP loan or reducing retirement contributions to pay off high-interest debt.</li>
<li>Consult with a financial advisor who specializes in special needs planning.</li>
<li>Set up a special needs trust and consider other estate planning options for a child with disabilities.</li>
<li>Take advantage of employer-matching contributions for retirement savings.</li>
<li>Evaluate the performance and usefulness of random investment accounts and consider selling them for immediate needs.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>00:00: Introduction</p><p>01:44: Alyce's Family and Home Renovation Needs</p><p>07:28: Comparing Mortgage and HELOC Rates</p><p>11:04: Retirement Savings Overview</p><p>18:38: Considering a TSP Loan</p><p>21:48: Selling Stock and Brokerage Account</p><p>23:33: Final Advice</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1665</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a94f619a-348b-11ef-b994-2f89efb97563]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2832807738.mp3?updated=1719600172" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 429: The Messy Truth Behind Building A Multi-Million Dollar Business</title>
      <description>When we talk about the question of whether women can have it “all,” successful careers, thriving marriages, and families, the messy truth is often, no, at least not all at the same time. 
Alli Webb, founder of Drybar found that out the hard way when her business blew up seemingly overnight. She shares what fame, attention, and obsession with building a brand cost her and how she found herself again in the wake of the fallout.
In Mailbag, a listener asks if using roadside assistance too many times in a year can cause an increase in her car insurance. Another listener has a question about whether or not she should stay in her marital home post-divorce or sell it and build up her savings for retirement.  
Chapters:
0:00: Introduction
03:13 Drybar: From Mobile Business to Brick-and-Mortar
08:14 The Rapid Growth of Drybar and the Cost of Success
21:55 Success and How It Impacted Alli’s Relationships
27:19 Deciding to Let Go of Drybar
31:26 Finding Validation from Within
31:32: Transition to Mailbag
34:58: Listener Question: Auto Insurance and Roadside Assistance
37:29: Listener Question: Mortgage vs. Savings Post-Divorce

Takeaways:

Figuring out your greatest passions can lead to a successful business idea.

Scaling a business quickly can be both exciting and overwhelming.

Finding balance between work and personal life is crucial for happiness and well-being, especially as an entrepreneur.

Excellent customer service and creating a welcoming environment are key to building a loyal customer base. 

Success in business can sometimes lead to problems in personal relationships, and it's important to recognize and address these issues.

Learning to look inward and understand oneself is crucial for personal growth.

Having a community of like-minded entrepreneurs can provide support, guidance, and solutions to common challenges.

Going through difficult times can lead to self-discovery and personal growth, ultimately leading to a happier and more fulfilling life.


Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Jun 2024 06:00:00 -0000</pubDate>
      <itunes:title>The Messy Truth Behind Building A Multi-Million Dollar Business</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>429</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Drybar made Alli Webb an overnight sensation, but it cost her everything.</itunes:subtitle>
      <itunes:summary>When we talk about the question of whether women can have it “all,” successful careers, thriving marriages, and families, the messy truth is often, no, at least not all at the same time. 
Alli Webb, founder of Drybar found that out the hard way when her business blew up seemingly overnight. She shares what fame, attention, and obsession with building a brand cost her and how she found herself again in the wake of the fallout.
In Mailbag, a listener asks if using roadside assistance too many times in a year can cause an increase in her car insurance. Another listener has a question about whether or not she should stay in her marital home post-divorce or sell it and build up her savings for retirement.  
Chapters:
0:00: Introduction
03:13 Drybar: From Mobile Business to Brick-and-Mortar
08:14 The Rapid Growth of Drybar and the Cost of Success
21:55 Success and How It Impacted Alli’s Relationships
27:19 Deciding to Let Go of Drybar
31:26 Finding Validation from Within
31:32: Transition to Mailbag
34:58: Listener Question: Auto Insurance and Roadside Assistance
37:29: Listener Question: Mortgage vs. Savings Post-Divorce

Takeaways:

Figuring out your greatest passions can lead to a successful business idea.

Scaling a business quickly can be both exciting and overwhelming.

Finding balance between work and personal life is crucial for happiness and well-being, especially as an entrepreneur.

Excellent customer service and creating a welcoming environment are key to building a loyal customer base. 

Success in business can sometimes lead to problems in personal relationships, and it's important to recognize and address these issues.

Learning to look inward and understand oneself is crucial for personal growth.

Having a community of like-minded entrepreneurs can provide support, guidance, and solutions to common challenges.

Going through difficult times can lead to self-discovery and personal growth, ultimately leading to a happier and more fulfilling life.


Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When we talk about the question of whether women can have it “all,” successful careers, thriving marriages, and families, the messy truth is often, no, at least not all at the same time. </p><p>Alli Webb, founder of <a href="https://bookshop.org/p/books/the-messy-truth-how-i-sold-my-business-for-millions-but-almost-lost-myself-alli-webb/19963638">Drybar</a> found that out the hard way when her business blew up seemingly overnight. She shares what fame, attention, and obsession with building a brand cost her and how she found herself again in the wake of the fallout.</p><p>In Mailbag, a listener asks if using roadside assistance too many times in a year can cause an increase in her car insurance. Another listener has a question about whether or not she should stay in her marital home post-divorce or sell it and build up her savings for retirement.  </p><p><strong>Chapters:</strong></p><p><strong>0:00: </strong>Introduction</p><p><strong>03:13 </strong>Drybar: From Mobile Business to Brick-and-Mortar</p><p><strong>08:14 </strong>The Rapid Growth of Drybar and the Cost of Success</p><p><strong>21:55 </strong>Success and How It Impacted Alli’s Relationships</p><p><strong>27:19 </strong>Deciding to Let Go of Drybar</p><p><strong>31:26 </strong>Finding Validation from Within</p><p><strong>31:32: </strong>Transition to Mailbag</p><p><strong>34:58: </strong>Listener Question: Auto Insurance and Roadside Assistance</p><p><strong>37:29: </strong>Listener Question: Mortgage vs. Savings Post-Divorce</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Figuring out your greatest passions can lead to a successful business idea.</li>
<li>Scaling a business quickly can be both exciting and overwhelming.</li>
<li>Finding balance between work and personal life is crucial for happiness and well-being, especially as an entrepreneur.</li>
<li>Excellent customer service and creating a welcoming environment are key to building a loyal customer base. </li>
<li>Success in business can sometimes lead to problems in personal relationships, and it's important to recognize and address these issues.</li>
<li>Learning to look inward and understand oneself is crucial for personal growth.</li>
<li>Having a community of like-minded entrepreneurs can provide support, guidance, and solutions to common challenges.</li>
<li>Going through difficult times can lead to self-discovery and personal growth, ultimately leading to a happier and more fulfilling life.</li>
</ul><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2751</itunes:duration>
      <itunes:explicit>yes</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5991792613.mp3?updated=1719331198" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Do Money Manifestations Do Anything?</title>
      <description>We’re told to use money affirmations like “I am rich” and “I am always discovering new sources of income” to increase our abundance. We’re even told that we can manifest our way to a completely new life using the power of positive feelings and good vibes. But do money manifestations really work? 
Amanda Montell had the same question. In her new book, The Age of Magical OverThinking: Notes on Modern Irrationality, she digs into our obsession with manifestations, nostalgia, confirmation bias, and what it all has to do with our modern existence. (Hint: It’s a lot more than you might think.)

Chapters:
00:00: Introduction
04:55: Cognitive Biases and Their Impact
07:44: Cognitive Biases in Financial Decision-Making
13:22: Money Manifestations and Magical Thinking
21:27: Spending on Self-Healing and New Age Practice
26:32: Shine Theory and Female Competition

Takeaways:

Cognitive biases are mental magic tricks that we play on ourselves to make sense of the world, but they can clash with the information age and lead to irrationality.

Positive thinking and optimism have benefits, but applying absolutist ideology or capitalism to ideas of manifestation can be harmful.

Women are more likely to spend money on self-healing practices due to marketing and societal conditioning, but balancing optimism and skepticism is crucial.

Overconfidence is a bias that affects both men and women, manifesting in different contexts.

Shine theory, the idea that another person's success does not diminish your own can help combat jealousy and foster connections.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Jun 2024 06:00:00 -0000</pubDate>
      <itunes:title>Do Money Manifestations Do Anything?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why women are more prone to magical overthinking.</itunes:subtitle>
      <itunes:summary>We’re told to use money affirmations like “I am rich” and “I am always discovering new sources of income” to increase our abundance. We’re even told that we can manifest our way to a completely new life using the power of positive feelings and good vibes. But do money manifestations really work? 
Amanda Montell had the same question. In her new book, The Age of Magical OverThinking: Notes on Modern Irrationality, she digs into our obsession with manifestations, nostalgia, confirmation bias, and what it all has to do with our modern existence. (Hint: It’s a lot more than you might think.)

Chapters:
00:00: Introduction
04:55: Cognitive Biases and Their Impact
07:44: Cognitive Biases in Financial Decision-Making
13:22: Money Manifestations and Magical Thinking
21:27: Spending on Self-Healing and New Age Practice
26:32: Shine Theory and Female Competition

Takeaways:

Cognitive biases are mental magic tricks that we play on ourselves to make sense of the world, but they can clash with the information age and lead to irrationality.

Positive thinking and optimism have benefits, but applying absolutist ideology or capitalism to ideas of manifestation can be harmful.

Women are more likely to spend money on self-healing practices due to marketing and societal conditioning, but balancing optimism and skepticism is crucial.

Overconfidence is a bias that affects both men and women, manifesting in different contexts.

Shine theory, the idea that another person's success does not diminish your own can help combat jealousy and foster connections.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re told to use money affirmations like “<em>I am rich</em>” and <em>“I am always discovering new sources of income</em>” to increase our abundance. We’re even told that we can manifest our way to a completely new life <em>using the power of positive feelings and good vibes.</em> But do money manifestations really work? </p><p>Amanda Montell had the same question. In her new book, <a href="https://www.simonandschuster.com/books/The-Age-of-Magical-Overthinking/Amanda-Montell/9781668007976">The Age of Magical OverThinking: Notes on Modern Irrationality</a>, she digs into our obsession with manifestations, nostalgia, confirmation bias, and what it all has to do with our modern existence. (Hint: It’s a lot more than you might think.)</p><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00:</strong> Introduction</p><p><strong>04:55:</strong> Cognitive Biases and Their Impact</p><p><strong>07:44:</strong> Cognitive Biases in Financial Decision-Making</p><p><strong>13:22: </strong>Money Manifestations and Magical Thinking</p><p><strong>21:27: </strong>Spending on Self-Healing and New Age Practice</p><p><strong>26:32:</strong> Shine Theory and Female Competition</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Cognitive biases are mental magic tricks that we play on ourselves to make sense of the world, but they can clash with the information age and lead to irrationality.</li>
<li>Positive thinking and optimism have benefits, but applying absolutist ideology or capitalism to ideas of manifestation can be harmful.</li>
<li>Women are more likely to spend money on self-healing practices due to marketing and societal conditioning, but balancing optimism and skepticism is crucial.</li>
<li>Overconfidence is a bias that affects both men and women, manifesting in different contexts.</li>
<li>Shine theory, the idea that another person's success does not diminish your own can help combat jealousy and foster connections.</li>
</ul><p><br></p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2107</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f1cff3a2-2da7-11ef-80ad-ffdf3504f538]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2154402134.mp3?updated=1718739203" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 428: Top 10 Investing Myths, Busted</title>
      <description>It’s no secret that women’s wealth is growing (hello, Great Wealth Transfer) and that we’re investing in the stock market in larger numbers than ever before. A 2023 study by Fidelity found that 60 percent of women are invested in the stock market, up from just 44 percent in 2018. Michele Cagan, author of Stock Market 101, wants to see that number get even higher. 
Cagan has spent her career as a CPA and financial mentor working with clients to demystify investing because she knows that getting started can be intimidating, anxiety-inducing, and confusing. She joins us to bust the top 10 myths she hears from people when they get started investing.
In Mailbag, we hear from a listener who’s feeling unhappy in her corporate job and is wondering if her family is financially stable enough for her to be able to transition back to freelancing. 

Chapters:
00:00 - Introduction
04:05: The Top 10 Myths and Facts About Investing
24:05 - Transition to Mailbag
29:52 - Jean's Advice on Job Satisfaction vs. Financial Stability

Takeaways:

Women's wealth is growing, and they are investing in the stock market in larger numbers than ever before.

Investing knowledge is crucial for women across generations to start and stay invested.

Women tend to be more risk-averse and consider their financial choices in a broader context, making them better investors.

Investing with goals in mind is essential, and socially responsible investing can align with personal values while still generating returns.

Understanding financial analysis and doing thorough research is important before making investment decisions.


Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Jun 2024 06:00:00 -0000</pubDate>
      <itunes:title>Top 10 Investing Myths, Busted</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>428</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Investing is not as complicated as you might think.</itunes:subtitle>
      <itunes:summary>It’s no secret that women’s wealth is growing (hello, Great Wealth Transfer) and that we’re investing in the stock market in larger numbers than ever before. A 2023 study by Fidelity found that 60 percent of women are invested in the stock market, up from just 44 percent in 2018. Michele Cagan, author of Stock Market 101, wants to see that number get even higher. 
Cagan has spent her career as a CPA and financial mentor working with clients to demystify investing because she knows that getting started can be intimidating, anxiety-inducing, and confusing. She joins us to bust the top 10 myths she hears from people when they get started investing.
In Mailbag, we hear from a listener who’s feeling unhappy in her corporate job and is wondering if her family is financially stable enough for her to be able to transition back to freelancing. 

Chapters:
00:00 - Introduction
04:05: The Top 10 Myths and Facts About Investing
24:05 - Transition to Mailbag
29:52 - Jean's Advice on Job Satisfaction vs. Financial Stability

Takeaways:

Women's wealth is growing, and they are investing in the stock market in larger numbers than ever before.

Investing knowledge is crucial for women across generations to start and stay invested.

Women tend to be more risk-averse and consider their financial choices in a broader context, making them better investors.

Investing with goals in mind is essential, and socially responsible investing can align with personal values while still generating returns.

Understanding financial analysis and doing thorough research is important before making investment decisions.


Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s no secret that women’s wealth is growing (hello, Great Wealth Transfer) and that we’re investing in the stock market in larger numbers than ever before. A <a href="https://newsroom.fidelity.com/pressreleases/fidelity-investments--study--women-tapping-into-their-financial-superpowers-to-gain-ground-with-thei/s/f912c67e-75e9-4398-9ea8-dd6e196005a4">2023 study by Fidelity</a> found that 60 percent of women are invested in the stock market, up from just 44 percent in 2018. Michele Cagan, author of <a href="https://www.amazon.com/Stock-Market-101-2nd-Margins-Your-dp-1507222327/dp/1507222327/ref=dp_ob_title_bk">Stock Market 101</a>, wants to see that number get even higher. </p><p>Cagan has spent her career as a CPA and financial mentor working with clients to demystify investing because she knows that getting started can be intimidating, anxiety-inducing, and confusing. She joins us to bust the top 10 myths she hears from people when they get started investing.</p><p>In Mailbag, we hear from a listener who’s feeling unhappy in her corporate job and is wondering if her family is financially stable enough for her to be able to transition back to freelancing. </p><p><br></p><p><strong>Chapters:</strong></p><p>00:00 - Introduction</p><p>04:05: The Top 10 Myths and Facts About Investing</p><p>24:05 - Transition to Mailbag</p><p>29:52 - Jean's Advice on Job Satisfaction vs. Financial Stability</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Women's wealth is growing, and they are investing in the stock market in larger numbers than ever before.</li>
<li>Investing knowledge is crucial for women across generations to start and stay invested.</li>
<li>Women tend to be more risk-averse and consider their financial choices in a broader context, making them better investors.</li>
<li>Investing with goals in mind is essential, and socially responsible investing can align with personal values while still generating returns.</li>
<li>Understanding financial analysis and doing thorough research is important before making investment decisions.</li>
</ul><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2482</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dd26ceaa-298b-11ef-9ac2-7bab8c1c2ceb]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1118528850.mp3?updated=1720803871" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 427: When Ambition Goes Too Far</title>
      <description>Ambition…let’s talk about it. We’ve been told it’s not a dirty word, that it’s ok (actually more than ok) for women to be ambitious. We’ve been told we should strive for C-suite positions, the corner office, and to continue reaching for higher and higher paying roles. 
For Jennifer Romolini, these messages were working, yet reaching the top did not fulfill her in the way that she thought it would. In her new book Ambition Monster, she chronicles how being overly ambitious and reaching the top made her so burnt out that she ended up literally losing her voice and her job. Listen in to hear about why being forced to rebuild was the best thing that ever happened to her. 
In Mailbag, we hear from a listener who’s weighing the pros and cons of paying off a credit card every fourteen days to build credit. We also hear from a couple who is wondering the next best step after maxing out a high-yield savings account while saving up for a house. 

Chapters:
00:00:00: Introduction
00:06:44: Jennifer's Belief in Work as Salvation
00:11:17: The Problem with Overworking
00:19:16: Finding New Balance and Living Your Values
00:24:11: Recognizing Workaholism and Ambition Issues
00:26:55: Mailbag

Takeaways:

The definition of ambition may be outdated and prioritize men, leading to challenges for women in the workplace.

Workaholism and burnout can have significant physical, emotional, and financial consequences.

Finding balance and fulfillment in work and life requires setting boundaries, making tough decisions, and prioritizing self-care.

The pursuit of a meaningful life involves redefining success, living by one's values, and seeking internal gratification.

Recognizing the signs of work addiction and imbalance is crucial for personal well-being and growth.


Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
We love hearing from you! Send us your questions at mailbag@hermoney.com.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Jun 2024 06:00:00 -0000</pubDate>
      <itunes:title>When Ambition Goes Too Far</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>427</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>It’s time for a new definition of ambition.</itunes:subtitle>
      <itunes:summary>Ambition…let’s talk about it. We’ve been told it’s not a dirty word, that it’s ok (actually more than ok) for women to be ambitious. We’ve been told we should strive for C-suite positions, the corner office, and to continue reaching for higher and higher paying roles. 
For Jennifer Romolini, these messages were working, yet reaching the top did not fulfill her in the way that she thought it would. In her new book Ambition Monster, she chronicles how being overly ambitious and reaching the top made her so burnt out that she ended up literally losing her voice and her job. Listen in to hear about why being forced to rebuild was the best thing that ever happened to her. 
In Mailbag, we hear from a listener who’s weighing the pros and cons of paying off a credit card every fourteen days to build credit. We also hear from a couple who is wondering the next best step after maxing out a high-yield savings account while saving up for a house. 

Chapters:
00:00:00: Introduction
00:06:44: Jennifer's Belief in Work as Salvation
00:11:17: The Problem with Overworking
00:19:16: Finding New Balance and Living Your Values
00:24:11: Recognizing Workaholism and Ambition Issues
00:26:55: Mailbag

Takeaways:

The definition of ambition may be outdated and prioritize men, leading to challenges for women in the workplace.

Workaholism and burnout can have significant physical, emotional, and financial consequences.

Finding balance and fulfillment in work and life requires setting boundaries, making tough decisions, and prioritizing self-care.

The pursuit of a meaningful life involves redefining success, living by one's values, and seeking internal gratification.

Recognizing the signs of work addiction and imbalance is crucial for personal well-being and growth.


Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
We love hearing from you! Send us your questions at mailbag@hermoney.com.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ambition…let’s talk about it. We’ve been told it’s not a dirty word, that it’s ok (actually more than ok) for women to be ambitious. We’ve been told we should strive for C-suite positions, the corner office, and to continue reaching for higher and higher paying roles. </p><p>For Jennifer Romolini, these messages were working, yet reaching the top did not fulfill her in the way that she thought it would. In her new book <a href="https://www.simonandschuster.com/books/Ambition-Monster/Jennifer-Romolini/9781668056585">Ambition Monster</a>, she chronicles how being overly ambitious and reaching the top made her so burnt out that she ended up literally losing her voice and her job. Listen in to hear about why being forced to rebuild was the best thing that ever happened to her. </p><p>In Mailbag, we hear from a listener who’s weighing the pros and cons of paying off a credit card every fourteen days to build credit. We also hear from a couple who is wondering the next best step after maxing out a high-yield savings account while saving up for a house. </p><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00:00: </strong>Introduction</p><p><strong>00:06:44: </strong>Jennifer's Belief in Work as Salvation</p><p><strong>00:11:17: </strong>The Problem with Overworking</p><p><strong>00:19:16: </strong>Finding New Balance and Living Your Values</p><p><strong>00:24:11: </strong>Recognizing Workaholism and Ambition Issues</p><p><strong>00:26:55: </strong>Mailbag</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>The definition of ambition may be outdated and prioritize men, leading to challenges for women in the workplace.</li>
<li>Workaholism and burnout can have significant physical, emotional, and financial consequences.</li>
<li>Finding balance and fulfillment in work and life requires setting boundaries, making tough decisions, and prioritizing self-care.</li>
<li>The pursuit of a meaningful life involves redefining success, living by one's values, and seeking internal gratification.</li>
<li>Recognizing the signs of work addiction and imbalance is crucial for personal well-being and growth.</li>
</ul><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p>We love hearing from you! Send us your questions at <a href="mailto:mailbag@hermoney.com.">mailbag@hermoney.com.</a></p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2678</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4727525768.mp3?updated=1718052412" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 426: How Women’s Work Holds America Up</title>
      <description>Here’s one thing we know — America runs on women – our paid work, our caregiving work, and our invisible work keeps the country going — and it’s taking its toll. According to the American Psychological Association’s 2023 Stress in America survey, women say they’re feeling stressed, misunderstood, and alone. The survey also found that women were more likely to say they “strongly agree” that no one understands how stressed we are and we were less likely to report that we can get over our stressors quickly. 
Jessica Calarco is a sociologist who’s dedicated her life’s work to understanding how America got this way, despite being consistently ranked one of the wealthiest countries in the world. In her new book Holding It Together: How Women Became America’s Safety Net, she explains how our “DIY society” came to be and strategies for women to collectively come together to support each other in a country where caregiving falls mostly on our shoulders. 
In Mailbag, we hear from a listener who is looking for advice on how to handle her emotions in the workplace. We also hear from someone who’s in the running for a position with a pension and wants to know what the pros and cons are should she accept the job. 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

Chapters:
00:00:00: Introduction 
00:06:52: The Role of Women in Holding Society Together
00:14:49: Current Childcare Crisis and Its Implications
00:19:11: Gender Wage Gap and Household Labor Dynamics
00:26:51: Practical Steps for Individual Women to Improve Their Situations
00:29:57: Importance of Collective Action
00:30:34: Transition to Mailbag Segment

Takeaways: 

Women in America have become the safety net for families and communities, taking on the roles of caregivers and filling low-wage jobs.

The US is a DIY society where individuals are expected to solve their own problems rather than rely on the government or employers for support.

The lack of affordable childcare and the shift in employer benefits have put tremendous pressure on families, particularly women.

Marriage is not the key to financial success and can often trap women in difficult or dangerous relationships.

Solutions include advocating for affordable childcare, paid family leave, and other policies that support caregiving, as well as challenging mythical thinking and promoting collective action.


The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Jun 2024 06:00:00 -0000</pubDate>
      <itunes:title>How Women’s Work Holds America Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>426</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Our “DIY” society and why it falls mostly on the shoulders of women.</itunes:subtitle>
      <itunes:summary>Here’s one thing we know — America runs on women – our paid work, our caregiving work, and our invisible work keeps the country going — and it’s taking its toll. According to the American Psychological Association’s 2023 Stress in America survey, women say they’re feeling stressed, misunderstood, and alone. The survey also found that women were more likely to say they “strongly agree” that no one understands how stressed we are and we were less likely to report that we can get over our stressors quickly. 
Jessica Calarco is a sociologist who’s dedicated her life’s work to understanding how America got this way, despite being consistently ranked one of the wealthiest countries in the world. In her new book Holding It Together: How Women Became America’s Safety Net, she explains how our “DIY society” came to be and strategies for women to collectively come together to support each other in a country where caregiving falls mostly on our shoulders. 
In Mailbag, we hear from a listener who is looking for advice on how to handle her emotions in the workplace. We also hear from someone who’s in the running for a position with a pension and wants to know what the pros and cons are should she accept the job. 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

Chapters:
00:00:00: Introduction 
00:06:52: The Role of Women in Holding Society Together
00:14:49: Current Childcare Crisis and Its Implications
00:19:11: Gender Wage Gap and Household Labor Dynamics
00:26:51: Practical Steps for Individual Women to Improve Their Situations
00:29:57: Importance of Collective Action
00:30:34: Transition to Mailbag Segment

Takeaways: 

Women in America have become the safety net for families and communities, taking on the roles of caregivers and filling low-wage jobs.

The US is a DIY society where individuals are expected to solve their own problems rather than rely on the government or employers for support.

The lack of affordable childcare and the shift in employer benefits have put tremendous pressure on families, particularly women.

Marriage is not the key to financial success and can often trap women in difficult or dangerous relationships.

Solutions include advocating for affordable childcare, paid family leave, and other policies that support caregiving, as well as challenging mythical thinking and promoting collective action.


The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Here’s one thing we know — America runs on women – our paid work, our caregiving work, and our invisible work keeps the country going — and it’s taking its toll. According to the <a href="https://www.apa.org/topics/stress/women-stress">American Psychological Association’s 2023 Stress in America</a> survey, women say they’re feeling stressed, misunderstood, and alone. The survey also found that women were more likely to say they “strongly agree” that no one understands how stressed we are and we were less likely to report that we can get over our stressors quickly. </p><p>Jessica Calarco is a sociologist who’s dedicated her life’s work to understanding how America got this way, despite being consistently ranked one of the wealthiest countries in the world. In her new book <a href="https://www.penguinrandomhouse.com/books/697130/holding-it-together-by-jessica-calarco/">Holding It Together: How Women Became America’s Safety Net</a>, she explains how our “DIY society” came to be and strategies for women to collectively come together to support each other in a country where caregiving falls mostly on our shoulders. </p><p>In Mailbag, we hear from a listener who is looking for advice on how to handle her emotions in the workplace. We also hear from someone who’s in the running for a position with a pension and wants to know what the pros and cons are should she accept the job. </p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><strong>Chapters:</strong></p><p>00:00:00: Introduction </p><p>00:06:52: The Role of Women in Holding Society Together</p><p>00:14:49: Current Childcare Crisis and Its Implications</p><p>00:19:11: Gender Wage Gap and Household Labor Dynamics</p><p>00:26:51: Practical Steps for Individual Women to Improve Their Situations</p><p>00:29:57: Importance of Collective Action</p><p>00:30:34: Transition to Mailbag Segment</p><p><br></p><p><strong>Takeaways: </strong></p><ul>
<li>Women in America have become the safety net for families and communities, taking on the roles of caregivers and filling low-wage jobs.</li>
<li>The US is a DIY society where individuals are expected to solve their own problems rather than rely on the government or employers for support.</li>
<li>The lack of affordable childcare and the shift in employer benefits have put tremendous pressure on families, particularly women.</li>
<li>Marriage is not the key to financial success and can often trap women in difficult or dangerous relationships.</li>
<li>Solutions include advocating for affordable childcare, paid family leave, and other policies that support caregiving, as well as challenging mythical thinking and promoting collective action.</li>
</ul><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2642</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d76d03de-21ad-11ef-a5ef-5f8778c47ffd]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2797709916.mp3?updated=1718031546" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 425: Does More Money = More Happiness? </title>
      <description>According to the 2024 World Happiness Survey, we’re pretty unhappy as a country this year. And although there are plenty of external reasons for us to be unhappy — sky-high costs at the grocery store, mortgage rates hovering around 7%, and credit card debt soaring – we’re all about controlling what we can control and that includes prioritizing our well-being over all else (no summertime sadness here). 
Stephanie Harrison, author of: “New Happy: Getting Happiness Right In a World That’s Got It Wrong,” feels that way too, so much so that she spent 10 years diving into the world of happiness research. Listen in to hear why the “Old Happy” is making us all miserable and why she believes the “New Happy” should be the framework we’re building our lives around instead. 

Chapters:
00:00:00: Introduction
00:02:58: The Concept of "New Happy" vs. "Old Happy"
00:07:11: The Role of Money in Happiness
00:12:08: Social Media's Impact on Happiness
00:19:39: Tactical Solutions for Creating a Happier Life
00:23:11: Finding a Job that Aligns with Your Gifts
00:25:44: Daily Shifts to Increase Happiness
00:27:30: Mailbag Segment 

Takeaways: 

The Old Happy tells us we need to achieve more, be perfect, and be hyper-independent. These expectations are unrealistic and make us miserable.

The New Happy involves discovering who you are and using your gifts to help others. This leads to personal growth, fulfillment, and creating happiness for others.

Money is necessary to fulfill our needs and create experiences of well-being, but the pursuit of more and more money does not lead to proportionate increases in happiness.

To find intrinsic goals that make you happier, consider safety, community, relationships, passions and interests, and personal growth.

Daily shifts to make yourself and others happier include looking for opportunities to help, recognizing the support you receive, and paying attention to people who are doing good in the world.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 May 2024 06:00:00 -0000</pubDate>
      <itunes:title>Does More Money = More Happiness? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>425</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Stephanie Harrison is changing the way we define happiness.</itunes:subtitle>
      <itunes:summary>According to the 2024 World Happiness Survey, we’re pretty unhappy as a country this year. And although there are plenty of external reasons for us to be unhappy — sky-high costs at the grocery store, mortgage rates hovering around 7%, and credit card debt soaring – we’re all about controlling what we can control and that includes prioritizing our well-being over all else (no summertime sadness here). 
Stephanie Harrison, author of: “New Happy: Getting Happiness Right In a World That’s Got It Wrong,” feels that way too, so much so that she spent 10 years diving into the world of happiness research. Listen in to hear why the “Old Happy” is making us all miserable and why she believes the “New Happy” should be the framework we’re building our lives around instead. 

Chapters:
00:00:00: Introduction
00:02:58: The Concept of "New Happy" vs. "Old Happy"
00:07:11: The Role of Money in Happiness
00:12:08: Social Media's Impact on Happiness
00:19:39: Tactical Solutions for Creating a Happier Life
00:23:11: Finding a Job that Aligns with Your Gifts
00:25:44: Daily Shifts to Increase Happiness
00:27:30: Mailbag Segment 

Takeaways: 

The Old Happy tells us we need to achieve more, be perfect, and be hyper-independent. These expectations are unrealistic and make us miserable.

The New Happy involves discovering who you are and using your gifts to help others. This leads to personal growth, fulfillment, and creating happiness for others.

Money is necessary to fulfill our needs and create experiences of well-being, but the pursuit of more and more money does not lead to proportionate increases in happiness.

To find intrinsic goals that make you happier, consider safety, community, relationships, passions and interests, and personal growth.

Daily shifts to make yourself and others happier include looking for opportunities to help, recognizing the support you receive, and paying attention to people who are doing good in the world.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>According to the <a href="https://happiness-report.s3.amazonaws.com/2024/WHR+24.pdf">2024 World Happiness Survey</a>, we’re pretty unhappy as a country this year. And although there are plenty of external reasons for us to be unhappy — sky-high costs at the grocery store, mortgage rates hovering around 7%, and credit card debt soaring – we’re all about controlling what we can control and that includes prioritizing our well-being over all else (no summertime sadness here). </p><p>Stephanie Harrison, author of: <a href="https://www.thenewhappy.com/book">“New Happy: Getting Happiness Right In a World That’s Got It Wrong,”</a> feels that way too, so much so that she spent 10 years diving into the world of happiness research. Listen in to hear why the “Old Happy” is making us all miserable and why she believes the “New Happy” should be the framework we’re building our lives around instead. </p><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00:00: </strong>Introduction</p><p><strong>00:02:58: </strong>The Concept of "New Happy" vs. "Old Happy"</p><p><strong>00:07:11: </strong>The Role of Money in Happiness</p><p><strong>00:12:08: </strong>Social Media's Impact on Happiness</p><p><strong>00:19:39: </strong>Tactical Solutions for Creating a Happier Life</p><p><strong>00:23:11: </strong>Finding a Job that Aligns with Your Gifts</p><p><strong>00:25:44: </strong>Daily Shifts to Increase Happiness</p><p><strong>00:27:30: </strong>Mailbag Segment </p><p><br></p><p><strong>Takeaways: </strong></p><ul>
<li>The Old Happy tells us we need to achieve more, be perfect, and be hyper-independent. These expectations are unrealistic and make us miserable.</li>
<li>The New Happy involves discovering who you are and using your gifts to help others. This leads to personal growth, fulfillment, and creating happiness for others.</li>
<li>Money is necessary to fulfill our needs and create experiences of well-being, but the pursuit of more and more money does not lead to proportionate increases in happiness.</li>
<li>To find intrinsic goals that make you happier, consider safety, community, relationships, passions and interests, and personal growth.</li>
<li>Daily shifts to make yourself and others happier include looking for opportunities to help, recognizing the support you receive, and paying attention to people who are doing good in the world.</li>
</ul><p><br></p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2414</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[163f3536-1d1d-11ef-b5c1-2bc02bc0ba4a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8016731332.mp3?updated=1718031664" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: We have $146,000 in student loan debt, how do we pay it down? </title>
      <description>In this Mailbag, Jean talks to Patti and Patrick about the substantial student loan debt they’ve incurred on behalf of their daughter. They explore various ways to pay it down, including using a home equity line of credit or tapping into retirement funds. Jean gives detailed guidance on the best approach to consolidate the debt. The episode also touches on the broader financial responsibilities parents face, and the importance of open communication with children about the realities of debt. 

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

When dealing with multiple student loans, consider consolidating them to secure a lower interest rate. 

Before tapping into retirement funds or other long-term savings to pay down student loans, consider the tax implications and potential penalties. 

Home equity lines of credit can be a viable alternative for paying down student loans, but compare interest rates and terms.

Chapters:
00:00:00: Introduction
00:02:52: Details of Student Loan Debt
00:05:18: Interest Rates and Consolidation Options
00:07:52: Home Equity and Savings
00:13:38: Financial Planning and Parental Support
00:16:08: Next Steps

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 May 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: We have $146,000 in student loan debt, how do we pay it down?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this Mailbag, Jean talks to Patti and Patrick about the substantial student loan debt they’ve incurred on behalf of their daughter. They explore various ways to pay it down, including using a home equity line of credit or tapping into retirement funds. Jean gives detailed guidance on the best approach to consolidate the debt. The episode also touches on the broader financial responsibilities parents face, and the importance of open communication with children about the realities of debt. 

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

When dealing with multiple student loans, consider consolidating them to secure a lower interest rate. 

Before tapping into retirement funds or other long-term savings to pay down student loans, consider the tax implications and potential penalties. 

Home equity lines of credit can be a viable alternative for paying down student loans, but compare interest rates and terms.

Chapters:
00:00:00: Introduction
00:02:52: Details of Student Loan Debt
00:05:18: Interest Rates and Consolidation Options
00:07:52: Home Equity and Savings
00:13:38: Financial Planning and Parental Support
00:16:08: Next Steps

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag, Jean talks to Patti and Patrick about the substantial student loan debt they’ve incurred on behalf of their daughter. They explore various ways to pay it down, including using a home equity line of credit or tapping into retirement funds. Jean gives detailed guidance on the best approach to consolidate the debt. The episode also touches on the broader financial responsibilities parents face, and the importance of open communication with children about the realities of debt. </p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>When dealing with multiple student loans, consider consolidating them to secure a lower interest rate. </li>
<li>Before tapping into retirement funds or other long-term savings to pay down student loans, consider the tax implications and potential penalties. </li>
<li>Home equity lines of credit can be a viable alternative for paying down student loans, but compare interest rates and terms.</li>
</ul><p><strong>Chapters:</strong></p><p>00:00:00: Introduction</p><p>00:02:52: Details of Student Loan Debt</p><p>00:05:18: Interest Rates and Consolidation Options</p><p>00:07:52: Home Equity and Savings</p><p>00:13:38: Financial Planning and Parental Support</p><p>00:16:08: Next Steps</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1200</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1013a2b2-18e2-11ef-89e3-57180303a1fe]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7797998221.mp3?updated=1718031736" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 424: If Your Budget Isn't Working, Here's Why</title>
      <description>Is your budget working? The 50/30/20 budgeting rule — one of the most popular budgeting methods that has been around for 20 years — was created by Elizabeth Warren (yes, that Elizabeth Warren) and has largely been seen as the “gold standard” of budgeting ever since. But does it work for today’s economy? There’s also reverse budgeting, which we use in our Finance Fixx program, and has helped our participants save an average of $1,500. The point is, we have options, and our goal with our money should always be to find the one that works best for us — especially when our budget isn’t working the way we need it to
This week, we’re talking about 60/20/20 budgeting with Sean Pyles, host of the Smart Money podcast. He shares why he thinks this budget is a better framework to follow, and how we can all make budgeting just a little more fun. 
In Mailbag, we hear from someone who’s in the market for a car and is wondering if now may be the best time to buy an EV. We also hear from a listener who is looking for strategies to consolidate her credit card debt to lower her APR.

Chapters:
00:00 The 50-30-20 Budgeting Rule
03:19 Different Perspectives on Budgeting
08:48 Adjusting Budgeting Categories for High-Cost Areas
12:10 Cash Stuffing and the Fun Side of Budgeting
20:04 Considerations for Buying an Electric Car
24:53 Managing High-Interest Credit Card Debt 

Takeaways: 

Budgeting is not one-size-fits-all and should be tailored to individual circumstances and preferences.

Tracking spending can help identify areas where expenses can be reduced or optimized.

Consider alternative budgeting methods, such as budgeting backwards or using the spending and savings bucket method.

In high-cost areas, it may be necessary to adjust budgeting percentages to accommodate higher expenses.

When dealing with high-interest credit card debt, explore options like negotiating lower interest rates or considering a balance transfer or debt consolidation.

When buying an electric car, consider factors such as charging infrastructure and range anxiety.

Explore not-for-profit credit counseling agencies for assistance with managing credit card debt.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 May 2024 06:00:00 -0000</pubDate>
      <itunes:title>If Your Budget Isn't Working, Here's Why</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>424</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The best budgeting framework for today’s economy. </itunes:subtitle>
      <itunes:summary>Is your budget working? The 50/30/20 budgeting rule — one of the most popular budgeting methods that has been around for 20 years — was created by Elizabeth Warren (yes, that Elizabeth Warren) and has largely been seen as the “gold standard” of budgeting ever since. But does it work for today’s economy? There’s also reverse budgeting, which we use in our Finance Fixx program, and has helped our participants save an average of $1,500. The point is, we have options, and our goal with our money should always be to find the one that works best for us — especially when our budget isn’t working the way we need it to
This week, we’re talking about 60/20/20 budgeting with Sean Pyles, host of the Smart Money podcast. He shares why he thinks this budget is a better framework to follow, and how we can all make budgeting just a little more fun. 
In Mailbag, we hear from someone who’s in the market for a car and is wondering if now may be the best time to buy an EV. We also hear from a listener who is looking for strategies to consolidate her credit card debt to lower her APR.

Chapters:
00:00 The 50-30-20 Budgeting Rule
03:19 Different Perspectives on Budgeting
08:48 Adjusting Budgeting Categories for High-Cost Areas
12:10 Cash Stuffing and the Fun Side of Budgeting
20:04 Considerations for Buying an Electric Car
24:53 Managing High-Interest Credit Card Debt 

Takeaways: 

Budgeting is not one-size-fits-all and should be tailored to individual circumstances and preferences.

Tracking spending can help identify areas where expenses can be reduced or optimized.

Consider alternative budgeting methods, such as budgeting backwards or using the spending and savings bucket method.

In high-cost areas, it may be necessary to adjust budgeting percentages to accommodate higher expenses.

When dealing with high-interest credit card debt, explore options like negotiating lower interest rates or considering a balance transfer or debt consolidation.

When buying an electric car, consider factors such as charging infrastructure and range anxiety.

Explore not-for-profit credit counseling agencies for assistance with managing credit card debt.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is your budget working? The 50/30/20 budgeting rule — one of the most popular budgeting methods that has been around for 20 years — was created by Elizabeth Warren (yes,<em> that</em> Elizabeth Warren) and has largely been seen as the “gold standard” of budgeting ever since. But does it work for today’s economy? There’s also reverse budgeting, which we use in our <a href="https://www.financefixx.com/s/">Finance Fixx program</a>, and has helped our participants save an average of $1,500. The point is, we have options, and our goal with our money should always be to find the one that works best for us — especially when our budget isn’t working the way we need it to</p><p>This week, we’re talking about 60/20/20 budgeting with Sean Pyles, host of the Smart Money podcast. He shares why he thinks this budget is a better framework to follow, and how we can all make budgeting just a little more fun. </p><p>In Mailbag, we hear from someone who’s in the market for a car and is wondering if now may be the best time to buy an EV. We also hear from a listener who is looking for strategies to consolidate her credit card debt to lower her APR.</p><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00</strong> The 50-30-20 Budgeting Rule</p><p><strong>03:19 </strong>Different Perspectives on Budgeting</p><p><strong>08:48 </strong>Adjusting Budgeting Categories for High-Cost Areas</p><p><strong>12:10 </strong>Cash Stuffing and the Fun Side of Budgeting</p><p><strong>20:04 </strong>Considerations for Buying an Electric Car</p><p><strong>24:53</strong> Managing High-Interest Credit Card Debt </p><p><br></p><p><strong>Takeaways: </strong></p><ul>
<li>Budgeting is not one-size-fits-all and should be tailored to individual circumstances and preferences.</li>
<li>Tracking spending can help identify areas where expenses can be reduced or optimized.</li>
<li>Consider alternative budgeting methods, such as budgeting backwards or using the spending and savings bucket method.</li>
<li>In high-cost areas, it may be necessary to adjust budgeting percentages to accommodate higher expenses.</li>
<li>When dealing with high-interest credit card debt, explore options like negotiating lower interest rates or considering a balance transfer or debt consolidation.</li>
<li>When buying an electric car, consider factors such as charging infrastructure and range anxiety.</li>
<li>Explore not-for-profit credit counseling agencies for assistance with managing credit card debt.</li>
</ul><p><br></p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><strong>.</strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1812</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ebca41f8-13c9-11ef-8648-f3445470fbd4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3884460117.mp3?updated=1718031830" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 423: How A Coupon Influencer Found Herself In Debt</title>
      <description>In 2010, Lauren Cobello (formerly Lauren Guetman) created an entire brand as “the coupon lady” after she shared her story of how she got her family out of $40,000 in debt by couponing and budgeting. By 2016, she was posting multiple times a day, wrote a few books about couponing and budgeting, and was filming family finance videos with her kids and her husband as main fixtures in her online universe. 
But here’s the thing about creating a brand and a community around your personal story — sometimes that story falls apart. By 2017, Lauren and her husband split, leaving her to navigate life as a single mom of four….and back in debt again. For a while, she continued to post to keep her brand alive but felt completely inauthentic doing it. Listen in to hear how she reinvented her career — and the personal finance hacks she still utilizes to keep her monthly budget in check.

Chapters:
00:00:00 - Introduction 
00:05:26 - Lauren's Personal Debt Experience and Recovery
00:09:41 - Therapy and Financial Healing
00:10:34 - Strategies for Managing Money and Avoiding Impulse Spending
00:16:14 - Couponing and Meal Planning
00:21:00 - Career Transition to Media and PR
00:29:12 - Mailbag

Takeaways:

Get real with yourself and take control of your finances by focusing on what can be controlled.

Meal planning and freezer cooking can save money on groceries.

Building a brand using books and media can be a powerful strategy for business growth.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 May 2024 06:00:00 -0000</pubDate>
      <itunes:title>How A Coupon Influencer Found Herself In Debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>423</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A former coupon influencer on how she reinvented her career.</itunes:subtitle>
      <itunes:summary>In 2010, Lauren Cobello (formerly Lauren Guetman) created an entire brand as “the coupon lady” after she shared her story of how she got her family out of $40,000 in debt by couponing and budgeting. By 2016, she was posting multiple times a day, wrote a few books about couponing and budgeting, and was filming family finance videos with her kids and her husband as main fixtures in her online universe. 
But here’s the thing about creating a brand and a community around your personal story — sometimes that story falls apart. By 2017, Lauren and her husband split, leaving her to navigate life as a single mom of four….and back in debt again. For a while, she continued to post to keep her brand alive but felt completely inauthentic doing it. Listen in to hear how she reinvented her career — and the personal finance hacks she still utilizes to keep her monthly budget in check.

Chapters:
00:00:00 - Introduction 
00:05:26 - Lauren's Personal Debt Experience and Recovery
00:09:41 - Therapy and Financial Healing
00:10:34 - Strategies for Managing Money and Avoiding Impulse Spending
00:16:14 - Couponing and Meal Planning
00:21:00 - Career Transition to Media and PR
00:29:12 - Mailbag

Takeaways:

Get real with yourself and take control of your finances by focusing on what can be controlled.

Meal planning and freezer cooking can save money on groceries.

Building a brand using books and media can be a powerful strategy for business growth.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In 2010, Lauren Cobello (formerly Lauren Guetman) created an entire brand as “the coupon lady” after she shared her story of how she got her family out of $40,000 in debt by couponing and budgeting. By 2016, she was posting multiple times a day, wrote a few books about couponing and budgeting, and was filming family finance videos with her kids and her husband as main fixtures in her online universe. </p><p>But here’s the thing about creating a brand and a community around your personal story — sometimes that story falls apart. By 2017, Lauren and her husband split, leaving her to navigate life as a single mom of four….and back in debt again. For a while, she continued to post to keep her brand alive but felt completely inauthentic doing it. Listen in to hear how she <a href="https://leveragewithmedia.com/">reinvented her career</a> — and the personal finance hacks she still utilizes to keep her monthly budget in check.</p><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00:00 - </strong>Introduction </p><p><strong>00:05:26 - </strong>Lauren's Personal Debt Experience and Recovery</p><p><strong>00:09:41 - </strong>Therapy and Financial Healing</p><p><strong>00:10:34 - </strong>Strategies for Managing Money and Avoiding Impulse Spending</p><p><strong>00:16:14 - </strong>Couponing and Meal Planning</p><p><strong>00:21:00 - </strong>Career Transition to Media and PR</p><p><strong>00:29:12 -</strong> Mailbag</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Get real with yourself and take control of your finances by focusing on what can be controlled.</li>
<li>Meal planning and freezer cooking can save money on groceries.</li>
<li>Building a brand using books and media can be a powerful strategy for business growth.</li>
</ul><p><br></p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2588</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8369ea1a-1229-11ef-90ca-53d96bf9551f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9515405046.mp3?updated=1715780631" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mother’s Day Mailbag: I just went through a divorce. How do I make sure we’re financial exes as well?</title>
      <description>In this special Mother’s Day Mailbag edition, Jean talks to mother-daughter duo Mollie and Chris about Mollie’s recent divorce. Jean addresses questions on how to make sure Mollie’s ex-husband's finances are no longer tied to hers, and we tackle how best to combine Mollie’s multiple retirement accounts. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

Closing a joint bank account and starting fresh is the best option after a divorce.

Having an ex-spouse's name on a credit card does not impact the primary cardholder's credit, but it can be removed by contacting the credit card company.

Rent payments can be reported to credit bureaus through services, which can help build credit for individuals with thin credit files.

Consolidating multiple retirement accounts into one brokerage account can make it easier to manage and monitor investments.

Converting traditional retirement accounts to Roth accounts can be beneficial for long-term growth, but it's important to consider the tax implications.

Maintaining a good credit score and making solid financial decisions are key to navigating post-divorce financial challenges.


Chapters:
00:00 Introduction
03:03 Closing Joint Bank Accounts and Removing Ex-Spouse from Credit Cards
05:04 Building Credit with Rent Payments
09:03 Consolidating Retirement Accounts for Better Management
12:52 Considering Roth Conversion for Long-Term Growth

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 May 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mother’s Day Mailbag: I just went through a divorce. How do I make sure we’re financial exes as well?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special Mother’s Day Mailbag edition, Jean talks to mother-daughter duo Mollie and Chris about Mollie’s recent divorce. Jean addresses questions on how to make sure Mollie’s ex-husband's finances are no longer tied to hers, and we tackle how best to combine Mollie’s multiple retirement accounts. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

Closing a joint bank account and starting fresh is the best option after a divorce.

Having an ex-spouse's name on a credit card does not impact the primary cardholder's credit, but it can be removed by contacting the credit card company.

Rent payments can be reported to credit bureaus through services, which can help build credit for individuals with thin credit files.

Consolidating multiple retirement accounts into one brokerage account can make it easier to manage and monitor investments.

Converting traditional retirement accounts to Roth accounts can be beneficial for long-term growth, but it's important to consider the tax implications.

Maintaining a good credit score and making solid financial decisions are key to navigating post-divorce financial challenges.


Chapters:
00:00 Introduction
03:03 Closing Joint Bank Accounts and Removing Ex-Spouse from Credit Cards
05:04 Building Credit with Rent Payments
09:03 Consolidating Retirement Accounts for Better Management
12:52 Considering Roth Conversion for Long-Term Growth

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special Mother’s Day Mailbag edition, Jean talks to mother-daughter duo Mollie and Chris about Mollie’s recent divorce. Jean addresses questions on how to make sure Mollie’s ex-husband's finances are no longer tied to hers, and we tackle how best to combine Mollie’s multiple retirement accounts. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Closing a joint bank account and starting fresh is the best option after a divorce.</li>
<li>Having an ex-spouse's name on a credit card does not impact the primary cardholder's credit, but it can be removed by contacting the credit card company.</li>
<li>Rent payments can be reported to credit bureaus through services, which can help build credit for individuals with thin credit files.</li>
<li>Consolidating multiple retirement accounts into one brokerage account can make it easier to manage and monitor investments.</li>
<li>Converting traditional retirement accounts to Roth accounts can be beneficial for long-term growth, but it's important to consider the tax implications.</li>
<li>Maintaining a good credit score and making solid financial decisions are key to navigating post-divorce financial challenges.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>00:00 Introduction</p><p>03:03 Closing Joint Bank Accounts and Removing Ex-Spouse from Credit Cards</p><p>05:04 Building Credit with Rent Payments</p><p>09:03 Consolidating Retirement Accounts for Better Management</p><p>12:52 Considering Roth Conversion for Long-Term Growth</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1191</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7ef4d978-0e3b-11ef-bc91-7bc64c418937]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3491551267.mp3?updated=1715356895" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 422: Media, Money, and Messy Women</title>
      <description>Money touches everything in our lives. And for women, who have long been documented to earn less than men, save less than men, and invest less than men, the stereotype is often that we’re doing money “wrong.” 
But it’s getting old. We know that statistically, women are better investors than men are, we fare better during times of recession, and we’re often more thoughtful about our budgets. Yet the stereotypes persist: the “girl math” trend of recent years tried to insinuate that we’re messy and unreliable with numbers, and countless female characters in pop culture (those in Fleabag, Sex and the City, and Girls, to name a few) just can’t seem to get their finances together, no matter how hard they try. 
We say enough is enough. And we aren’t the only ones. Jo Piazza feels the same way — which is exactly why she flipped the script for the main character in her new novel The Sicilian Inheritance. Listen in to hear her story. 
In Mailbag, we hear from a listener whose 18-year-old son is looking for the best ways to start to build credit, and we hear from a woman who is about to have her first baby and is being pressured by friends to make big (and expensive!) life changes. 
Chapters: 
00:00:00: Introduction 
00:06:32: Portrayal of women in finance and media
00:10:03: Strategies for managing work and family life
00:21:22: Managing the impact of social media
00:25:40: Transition to mailbag segment
00:26:01: Financial advice for young adults and credit cards
00:30:20: Lifestyle changes after having a baby

Takeaways: 

Women are often portrayed as messy and unreliable in finance and media, perpetuating stereotypes that can be damaging and untrue.

The influencer culture on social media can create an expectation gap between real life and the curated images and lifestyles portrayed online.

Financial influencers should be approached with caution, as not all advice and recommendations may be reliable or suitable for individual situations.

There is a need for better regulation and transparency in the influencer industry to protect consumers and ensure ethical practices.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 May 2024 06:00:00 -0000</pubDate>
      <itunes:title>Media, Money, and Messy Women</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>422</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Yes, the ‘messy women’ trope is bad for our finances.</itunes:subtitle>
      <itunes:summary>Money touches everything in our lives. And for women, who have long been documented to earn less than men, save less than men, and invest less than men, the stereotype is often that we’re doing money “wrong.” 
But it’s getting old. We know that statistically, women are better investors than men are, we fare better during times of recession, and we’re often more thoughtful about our budgets. Yet the stereotypes persist: the “girl math” trend of recent years tried to insinuate that we’re messy and unreliable with numbers, and countless female characters in pop culture (those in Fleabag, Sex and the City, and Girls, to name a few) just can’t seem to get their finances together, no matter how hard they try. 
We say enough is enough. And we aren’t the only ones. Jo Piazza feels the same way — which is exactly why she flipped the script for the main character in her new novel The Sicilian Inheritance. Listen in to hear her story. 
In Mailbag, we hear from a listener whose 18-year-old son is looking for the best ways to start to build credit, and we hear from a woman who is about to have her first baby and is being pressured by friends to make big (and expensive!) life changes. 
Chapters: 
00:00:00: Introduction 
00:06:32: Portrayal of women in finance and media
00:10:03: Strategies for managing work and family life
00:21:22: Managing the impact of social media
00:25:40: Transition to mailbag segment
00:26:01: Financial advice for young adults and credit cards
00:30:20: Lifestyle changes after having a baby

Takeaways: 

Women are often portrayed as messy and unreliable in finance and media, perpetuating stereotypes that can be damaging and untrue.

The influencer culture on social media can create an expectation gap between real life and the curated images and lifestyles portrayed online.

Financial influencers should be approached with caution, as not all advice and recommendations may be reliable or suitable for individual situations.

There is a need for better regulation and transparency in the influencer industry to protect consumers and ensure ethical practices.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Money touches everything in our lives. And for women, who have long been documented to earn less than men, save less than men, and invest less than men, the stereotype is often that we’re doing money “wrong.” </p><p>But it’s getting old. We know that statistically, women are better investors than men are, we fare better during times of recession, and we’re often more thoughtful about our budgets. Yet the stereotypes persist: the “girl math” trend of recent years tried to insinuate that we’re messy and unreliable with numbers, and countless female characters in pop culture (those in Fleabag, Sex and the City, and Girls, to name a few) just can’t seem to get their finances together, no matter how hard they try. </p><p>We say <em>enough is enough</em>. And we aren’t the only ones. Jo Piazza feels the same way — which is exactly why she flipped the script for the main character in her new novel <a href="https://www.penguinrandomhouse.com/books/734498/the-sicilian-inheritance-by-jo-piazza/">The Sicilian Inheritance</a>. Listen in to hear her story. </p><p>In Mailbag, we hear from a listener whose 18-year-old son is looking for the best ways to start to build credit, and we hear from a woman who is about to have her first baby and is being pressured by friends to make big (and expensive!) life changes. </p><p><strong>Chapters: </strong></p><p>00:00:00: Introduction </p><p>00:06:32: Portrayal of women in finance and media</p><p>00:10:03: Strategies for managing work and family life</p><p>00:21:22: Managing the impact of social media</p><p>00:25:40: Transition to mailbag segment</p><p>00:26:01: Financial advice for young adults and credit cards</p><p>00:30:20: Lifestyle changes after having a baby</p><p><br></p><p><strong>Takeaways: </strong></p><ul>
<li>Women are often portrayed as messy and unreliable in finance and media, perpetuating stereotypes that can be damaging and untrue.</li>
<li>The influencer culture on social media can create an expectation gap between real life and the curated images and lifestyles portrayed online.</li>
<li>Financial influencers should be approached with caution, as not all advice and recommendations may be reliable or suitable for individual situations.</li>
<li>There is a need for better regulation and transparency in the influencer industry to protect consumers and ensure ethical practices.</li>
</ul><p><br></p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2459</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[db32fc2e-0c42-11ef-b754-272175069352]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9425517380.mp3?updated=1715116403" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> Mailbag: Financial advice for the recently retired, plus resources for teaching your kids about money.</title>
      <description>In this special Mailbag edition, Jean and Kathryn Tuggle, HerMoney CCO, are on the mic answering questions from our listeners. First, we hear from a recently retired listener who has all of her money in Certificate of Deposits (CDs) and is wondering what to do next. We also hear from someone who is looking for resources that can help teach her three kids about money. 

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

A financial advisor can help you understand your current investments and make your money last in retirement 

Work with a fee-only financial advisor who is not paid by commissions for selling specific investments

Teaching kids about money involves teaching them about investing and managing the money they have.

Setting up a system like an electronic allowance can help kids learn how to budget and make choices with their limited resources.

Kids should learn the value of money, how to budget, and how to save


Chapters:
00:00 Introduction
04:50 The Benefits of Daily Money Managers
06:52 Financial Advisor Recommendations 
09:17 Teaching Kids About Personal Finances
12:08 Opportunities for Kids to Earn and Manage Money
13:21 Teaching Kids About Credit and Investing

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 03 May 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: Financial advice for the recently retired, plus resources for teaching your kids about money.</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special Mailbag edition, Jean and Kathryn Tuggle, HerMoney CCO, are on the mic answering questions from our listeners. First, we hear from a recently retired listener who has all of her money in Certificate of Deposits (CDs) and is wondering what to do next. We also hear from someone who is looking for resources that can help teach her three kids about money. 

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

Takeaways:

A financial advisor can help you understand your current investments and make your money last in retirement 

Work with a fee-only financial advisor who is not paid by commissions for selling specific investments

Teaching kids about money involves teaching them about investing and managing the money they have.

Setting up a system like an electronic allowance can help kids learn how to budget and make choices with their limited resources.

Kids should learn the value of money, how to budget, and how to save


Chapters:
00:00 Introduction
04:50 The Benefits of Daily Money Managers
06:52 Financial Advisor Recommendations 
09:17 Teaching Kids About Personal Finances
12:08 Opportunities for Kids to Earn and Manage Money
13:21 Teaching Kids About Credit and Investing

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special Mailbag edition, Jean and Kathryn Tuggle, HerMoney CCO, are on the mic answering questions from our listeners. First, we hear from a recently retired listener who has all of her money in Certificate of Deposits (CDs) and is wondering what to do next. We also hear from someone who is looking for resources that can help teach her three kids about money. </p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>A financial advisor can help you understand your current investments and make your money last in retirement </li>
<li>Work with a fee-only financial advisor who is not paid by commissions for selling specific investments</li>
<li>Teaching kids about money involves teaching them about investing and managing the money they have.</li>
<li>Setting up a system like an electronic allowance can help kids learn how to budget and make choices with their limited resources.</li>
<li>Kids should learn the value of money, how to budget, and how to save</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p><strong>00:00 </strong>Introduction</p><p><strong>04:50 </strong>The Benefits of Daily Money Managers</p><p><strong>06:52 </strong>Financial Advisor Recommendations </p><p><strong>09:17 </strong>Teaching Kids About Personal Finances</p><p><strong>12:08</strong> Opportunities for Kids to Earn and Manage Money</p><p><strong>13:21 </strong>Teaching Kids About Credit and Investing</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>974</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b2e19322-08bc-11ef-9415-fb5e438fe193]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4505418071.mp3?updated=1714680707" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 421: Redefining Success In the Winner-Take-All Economy</title>
      <description>Eleven years ago, Sheryl Sandberg’s “Lean In” hit the shelves and became an instant hit. Her feminist manifesto encouraged women to stop holding themselves back from working to reach positions of power and instead lean on other women’s experiences to help them. Now, many women are pushing back on the “lean in” approach that placed so much responsibility on individual women rather than the societal and economic structures around them. They’re also questioning if they really want to have it all in the first place. 

In her new book: “Fair Shake: Women And The Fight To Build A Just Economy,” Naomi Cahn and her coauthors explore why our “winner takes all” economy is the root cause of women’s continued economic inequality rather than our individual actions. She also talks solutions, starting with making deeper connections in our communities and reaching out to them for support when we need it. 

﻿In Mailbag, we hear from a listener who’s feeling burned out in the healthcare field but knows her coworkers are already short-staffed and doesn't want to leave them in a bind, and Jean’s daughter Julia answers a listener's question on where to find friends that are as career-oriented as she is. 
Chapters:
00:00:00 - Introduction
00:03:12 - Interview with Naomi Khan
00:07:51 - Winner Take All Economy
00:10:18 - Intersection of Feminist Theory and Workplace Progress
00:14:43 - The Triple Bind Women Face in the Workplace
00:17:47 - Strategies for Women to Navigate Career Challenges
00:28:08 - Solutions to Combat the Winner-Take-All Economy
00:33:17 - Mailbag Segment Begins

Takeaways: 

The gender wage gap remains a persistent issue, with women earning an average of 82% of what men earn.

The winner-take-all economy, characterized by income inequality and a focus on individual financial success, holds women back in the workplace.

Feminist theory is essential in addressing gender equity and dismantling the structures that perpetuate inequality.

Systemic changes, such as increasing transparency, strengthening laws, and investing in individuals and communities, are necessary to build a just economy.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 May 2024 06:00:00 -0000</pubDate>
      <itunes:title>Redefining Success In the Winner-Take-All Economy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>421</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why “lean in” doesn’t always work out.</itunes:subtitle>
      <itunes:summary>Eleven years ago, Sheryl Sandberg’s “Lean In” hit the shelves and became an instant hit. Her feminist manifesto encouraged women to stop holding themselves back from working to reach positions of power and instead lean on other women’s experiences to help them. Now, many women are pushing back on the “lean in” approach that placed so much responsibility on individual women rather than the societal and economic structures around them. They’re also questioning if they really want to have it all in the first place. 

In her new book: “Fair Shake: Women And The Fight To Build A Just Economy,” Naomi Cahn and her coauthors explore why our “winner takes all” economy is the root cause of women’s continued economic inequality rather than our individual actions. She also talks solutions, starting with making deeper connections in our communities and reaching out to them for support when we need it. 

﻿In Mailbag, we hear from a listener who’s feeling burned out in the healthcare field but knows her coworkers are already short-staffed and doesn't want to leave them in a bind, and Jean’s daughter Julia answers a listener's question on where to find friends that are as career-oriented as she is. 
Chapters:
00:00:00 - Introduction
00:03:12 - Interview with Naomi Khan
00:07:51 - Winner Take All Economy
00:10:18 - Intersection of Feminist Theory and Workplace Progress
00:14:43 - The Triple Bind Women Face in the Workplace
00:17:47 - Strategies for Women to Navigate Career Challenges
00:28:08 - Solutions to Combat the Winner-Take-All Economy
00:33:17 - Mailbag Segment Begins

Takeaways: 

The gender wage gap remains a persistent issue, with women earning an average of 82% of what men earn.

The winner-take-all economy, characterized by income inequality and a focus on individual financial success, holds women back in the workplace.

Feminist theory is essential in addressing gender equity and dismantling the structures that perpetuate inequality.

Systemic changes, such as increasing transparency, strengthening laws, and investing in individuals and communities, are necessary to build a just economy.


More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Eleven years ago, Sheryl Sandberg’s “Lean In” hit the shelves and became an instant hit. Her feminist manifesto encouraged women to stop holding themselves back from working to reach positions of power and instead lean on other women’s experiences to help them. Now, many women are pushing back on the “lean in” approach that placed so much responsibility on individual women rather than the societal and economic structures around them. They’re also questioning if they really <em>want</em> to have it all in the first place. </p><p><br></p><p>In her new book: “<a href="https://www.simonandschuster.com/books/Fair-Shake/Naomi-Cahn/9781982115128">Fair Shake: Women And The Fight To Build A Just Economy</a>,” Naomi Cahn and her coauthors explore why our “winner takes all” economy is the root cause of women’s continued economic inequality rather than our individual actions. She also talks solutions, starting with making deeper connections in our communities and reaching out to them for support when we need it. </p><p><br></p><p>﻿In Mailbag, we hear from a listener who’s feeling <a href="https://hermoney.com/earn/balance-is-a-myth-burnout-why-even-the-best-routines-cant-save-us/">burned out</a> in the healthcare field but knows her coworkers are already short-staffed and doesn't want to leave them in a bind, and Jean’s daughter Julia answers a listener's question on where to find friends that are as career-oriented as she is. </p><p><strong>Chapters:</strong></p><p>00:00:00 - Introduction</p><p>00:03:12 - Interview with Naomi Khan</p><p>00:07:51 - Winner Take All Economy</p><p>00:10:18 - Intersection of Feminist Theory and Workplace Progress</p><p>00:14:43 - The Triple Bind Women Face in the Workplace</p><p>00:17:47 - Strategies for Women to Navigate Career Challenges</p><p>00:28:08 - Solutions to Combat the Winner-Take-All Economy</p><p>00:33:17 - Mailbag Segment Begins</p><p><br></p><p><strong>Takeaways: </strong></p><ul>
<li>The gender wage gap remains a persistent issue, with women earning an average of 82% of what men earn.</li>
<li>The winner-take-all economy, characterized by income inequality and a focus on individual financial success, holds women back in the workplace.</li>
<li>Feminist theory is essential in addressing gender equity and dismantling the structures that perpetuate inequality.</li>
<li>Systemic changes, such as increasing transparency, strengthening laws, and investing in individuals and communities, are necessary to build a just economy.</li>
</ul><p><br></p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2724</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8777548548.mp3?updated=1714580763" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: The best place to keep summer job money, plus how to keep an emergency fund.</title>
      <description>In this special Mailbag edition, we hear from a listener whose daughter is getting her first summer job. She’s wondering if it’s best to put the money in a high-interest savings account, or a Roth IRA. We also hear from someone who subscribes to the FIRE movement (Financial Independence, Retire Early) and is so focused on saving that she’s not able to keep money in an emergency account for true emergencies. 
In our news of the week, some steps you can take if you’ve been waiting weeks (or months) for your tax refund and why eating out may be your biggest budget-killer. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Takeaways:

Consider opening a Roth IRA for a teenager with earned income to take advantage of potential higher growth.

A homegrown 401k can be a way to provide access to money for immediate needs while still saving for the future.

Separate your money into different accounts with barriers to prevent easy access.

Set up a separate account for vacations to pre-fund trips and avoid using credit cards.

Loosen your grip on your financial goals and allow yourself to enjoy life today.


Chapters:
00:00:00 - News of the Week
00:03:08 - Benefits of Opening a Roth IRA for Your Kid
00:11:08 - Advice on Managing a High-Yield Savings Account
00:11:45 - FIRE Movement and Emergency Funds
00:18:12 - Setting Up Separate Savings Accounts for Different Goals
00:21:04 - Balancing Financial Independence with Living for Today
00:25:07 - Final Thoughts

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 26 Apr 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: The best place to keep summer job money, plus how to keep an emergency fund.</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special Mailbag edition, we hear from a listener whose daughter is getting her first summer job. She’s wondering if it’s best to put the money in a high-interest savings account, or a Roth IRA. We also hear from someone who subscribes to the FIRE movement (Financial Independence, Retire Early) and is so focused on saving that she’s not able to keep money in an emergency account for true emergencies. 
In our news of the week, some steps you can take if you’ve been waiting weeks (or months) for your tax refund and why eating out may be your biggest budget-killer. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Takeaways:

Consider opening a Roth IRA for a teenager with earned income to take advantage of potential higher growth.

A homegrown 401k can be a way to provide access to money for immediate needs while still saving for the future.

Separate your money into different accounts with barriers to prevent easy access.

Set up a separate account for vacations to pre-fund trips and avoid using credit cards.

Loosen your grip on your financial goals and allow yourself to enjoy life today.


Chapters:
00:00:00 - News of the Week
00:03:08 - Benefits of Opening a Roth IRA for Your Kid
00:11:08 - Advice on Managing a High-Yield Savings Account
00:11:45 - FIRE Movement and Emergency Funds
00:18:12 - Setting Up Separate Savings Accounts for Different Goals
00:21:04 - Balancing Financial Independence with Living for Today
00:25:07 - Final Thoughts

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special Mailbag edition, we hear from a listener whose daughter is getting her first summer job. She’s wondering if it’s best to put the money in a high-interest savings account, or a Roth IRA. We also hear from someone who subscribes to the FIRE movement (Financial Independence, Retire Early) and is so focused on saving that she’s not able to keep money in an emergency account for true emergencies. </p><p>In our news of the week, some steps you can take if you’ve been waiting weeks (or months) for your <a href="https://www.irs.gov/refunds">tax refund</a> and why eating out may be your biggest <a href="https://hermoney.com/enjoy/food/how-i-cut-my-food-budget-without-sacrificing-taste/">budget-killer</a>. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><strong>Takeaways:</strong></p><ul>
<li>Consider opening a Roth IRA for a teenager with earned income to take advantage of potential higher growth.</li>
<li>A homegrown 401k can be a way to provide access to money for immediate needs while still saving for the future.</li>
<li>Separate your money into different accounts with barriers to prevent easy access.</li>
<li>Set up a separate account for vacations to pre-fund trips and avoid using credit cards.</li>
<li>Loosen your grip on your financial goals and allow yourself to enjoy life today.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>00:00:00 - News of the Week</p><p>00:03:08 - Benefits of Opening a Roth IRA for Your Kid</p><p>00:11:08 - Advice on Managing a High-Yield Savings Account</p><p>00:11:45 - FIRE Movement and Emergency Funds</p><p>00:18:12 - Setting Up Separate Savings Accounts for Different Goals</p><p>00:21:04 - Balancing Financial Independence with Living for Today</p><p>00:25:07 - Final Thoughts</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="http://planefe.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1775</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[71c4e910-035e-11ef-bae7-ff03a69ccecc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7704441441.mp3?updated=1714099597" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 420: What Financial Freedom Means For Millennials </title>
      <description>Lately, have you been more intentional about the time you spend working? What about putting more effort into finding financial freedom? These are two hot-button topics with Millennials these days, particularly with regard to the time we spend working — specifically, the four-day workweek. 
About a month ago, Bernie Sanders proposed legislation that could make this the new reality for all of us. But Holly Trantham and her company, The Financial Diet, were ahead of the curve when they implemented a four-day workweek three years ago. Trantham joins us to talk about why they’ve never looked back, and how we can all realize a definition of financial freedom that works for us. 
In Mailbag, we hear from a listener who can’t seem to get past the first round of job interviews, and we dig into the finances of egg freezing. In our news of the week, we discuss why the Fed is flip-flopping on cutting interest rates this year, what the heck the Bitcoin “halving” means, and why starting a business may lead (counterintuitively) to less stress. 

Takeaways:

Implementing a four-day workweek can lead to happier workers, lower turnover, and greater efficiency.

Financial success should be measured by factors like financial stability, security, and the ability to live the life you want, rather than traditional markers like homeownership.

The happiness threshold, or the idea that once you make a certain amount of money, your happiness plateaus is not a one-size-fits-all concept.

Focusing on your future self and setting financial goals can provide motivation and a sense of security.

Community and relationships play a significant role in personal finance and can contribute to overall happiness and well-being.


Chapters:
00:00:00 Introduction and Financial News Update
05:05 The Four-Day Work Week
08:09 Redefining Financial Success
27:58 Focusing on Your Future Self
35:25 The Importance of Community in Personal Finance

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Apr 2024 06:00:00 -0000</pubDate>
      <itunes:title>What Financial Freedom Means For Millennials </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>420</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Intentional spending and a four-day workweek?</itunes:subtitle>
      <itunes:summary>Lately, have you been more intentional about the time you spend working? What about putting more effort into finding financial freedom? These are two hot-button topics with Millennials these days, particularly with regard to the time we spend working — specifically, the four-day workweek. 
About a month ago, Bernie Sanders proposed legislation that could make this the new reality for all of us. But Holly Trantham and her company, The Financial Diet, were ahead of the curve when they implemented a four-day workweek three years ago. Trantham joins us to talk about why they’ve never looked back, and how we can all realize a definition of financial freedom that works for us. 
In Mailbag, we hear from a listener who can’t seem to get past the first round of job interviews, and we dig into the finances of egg freezing. In our news of the week, we discuss why the Fed is flip-flopping on cutting interest rates this year, what the heck the Bitcoin “halving” means, and why starting a business may lead (counterintuitively) to less stress. 

Takeaways:

Implementing a four-day workweek can lead to happier workers, lower turnover, and greater efficiency.

Financial success should be measured by factors like financial stability, security, and the ability to live the life you want, rather than traditional markers like homeownership.

The happiness threshold, or the idea that once you make a certain amount of money, your happiness plateaus is not a one-size-fits-all concept.

Focusing on your future self and setting financial goals can provide motivation and a sense of security.

Community and relationships play a significant role in personal finance and can contribute to overall happiness and well-being.


Chapters:
00:00:00 Introduction and Financial News Update
05:05 The Four-Day Work Week
08:09 Redefining Financial Success
27:58 Focusing on Your Future Self
35:25 The Importance of Community in Personal Finance

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Lately, have you been more intentional about the time you spend working? What about putting more effort into finding financial freedom? These are two hot-button topics with Millennials these days, particularly with regard to the time we spend working — specifically, the four-day workweek. </p><p>About a month ago, <a href="https://www.nytimes.com/2024/03/15/us/politics/bernie-sanders-work-week-bill.html">Bernie Sanders</a> proposed legislation that could make this the new reality for all of us. But Holly Trantham and her company, <a href="https://www.beyondgettingbybook.com/">The Financial Diet</a>, were ahead of the curve when they implemented a four-day workweek three years ago. Trantham joins us to talk about why they’ve never looked back, and how we can all realize a definition of financial freedom that works for us. </p><p>In Mailbag, we hear from a listener who can’t seem to get past the first round of job interviews, and we dig into the finances of egg freezing. In our news of the week, we discuss why the Fed is flip-flopping on cutting interest rates this year, what the heck the Bitcoin “halving” means, and why starting a business may lead (counterintuitively) to less stress. </p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Implementing a four-day workweek can lead to happier workers, lower turnover, and greater efficiency.</li>
<li>Financial success should be measured by factors like financial stability, security, and the ability to live the life you want, rather than traditional markers like homeownership.</li>
<li>The happiness threshold, or the idea that once you make a certain amount of money, your happiness plateaus is not a one-size-fits-all concept.</li>
<li>Focusing on your future self and setting financial goals can provide motivation and a sense of security.</li>
<li>Community and relationships play a significant role in personal finance and can contribute to overall happiness and well-being.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>00:00:00 Introduction and Financial News Update</p><p>05:05 The Four-Day Work Week</p><p>08:09 Redefining Financial Success</p><p>27:58 Focusing on Your Future Self</p><p>35:25 The Importance of Community in Personal Finance</p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2808</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dbdea304-b4a8-11ee-8800-4ba6ef1a6d21]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2272711659.mp3?updated=1713965108" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>An Economist Weighs In On Being A Woman</title>
      <description>A recent essay in the Wall Street Journal made the case that women are both happier — but also overall but sadder — in our daily lives than men are. Why? We’re juggling countless competing priorities on our never-ending to-do lists, including managing our jobs, wrangling our kids' schedules, and keeping up with everything at home. 
Betsey Stevenson, economist and professor at the University of Michigan, has conducted groundbreaking research in this field. She joins us to talk about why women’s happiness has been on the decline since the 1970s — despite so many great strides for women’s equality since then. And while we have her, we also do a mini-economic check-in for 2024. What’s really going on in America’s economy right now? 
Use the code "PODCAST" TO GET $100 OFF OF OUR FINANCEFIXX PROGRAM: https://hermoney.com/shop/product/financefixx-finance-coaching-program-by-jean-chatzky/
Takeaways:

Women's happiness has been declining despite progress in women's equality.

Women constantly make trade-offs and face challenges in balancing multiple responsibilities.

Income is correlated with life satisfaction but not necessarily day-to-day happiness.

Women should prioritize mental health and well-being to improve life satisfaction.

Men also face their own crisis in a changing economy.

The economy is experiencing unexpected trends, such as low unemployment and higher inflation.


Chapters:
00:00:00 - Introduction and News Update
00:04:39 - Interview with Betsy Stevenson Begins
00:09:22 - Discussion on Women's Happiness and Economics
00:13:31 - Exploring Day-to-Day Happiness vs. Life Satisfaction
00:19:37 - Income, Well-being, and Gender Roles
00:27:32 - Economic Trends and the Role of Men and Women
00:34:48 - Current Economic Conditions and Future Outlook

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Apr 2024 06:00:00 -0000</pubDate>
      <itunes:title>An Economist Weighs In On Being A Woman</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Plus, a mini-economic check-in.</itunes:subtitle>
      <itunes:summary>A recent essay in the Wall Street Journal made the case that women are both happier — but also overall but sadder — in our daily lives than men are. Why? We’re juggling countless competing priorities on our never-ending to-do lists, including managing our jobs, wrangling our kids' schedules, and keeping up with everything at home. 
Betsey Stevenson, economist and professor at the University of Michigan, has conducted groundbreaking research in this field. She joins us to talk about why women’s happiness has been on the decline since the 1970s — despite so many great strides for women’s equality since then. And while we have her, we also do a mini-economic check-in for 2024. What’s really going on in America’s economy right now? 
Use the code "PODCAST" TO GET $100 OFF OF OUR FINANCEFIXX PROGRAM: https://hermoney.com/shop/product/financefixx-finance-coaching-program-by-jean-chatzky/
Takeaways:

Women's happiness has been declining despite progress in women's equality.

Women constantly make trade-offs and face challenges in balancing multiple responsibilities.

Income is correlated with life satisfaction but not necessarily day-to-day happiness.

Women should prioritize mental health and well-being to improve life satisfaction.

Men also face their own crisis in a changing economy.

The economy is experiencing unexpected trends, such as low unemployment and higher inflation.


Chapters:
00:00:00 - Introduction and News Update
00:04:39 - Interview with Betsy Stevenson Begins
00:09:22 - Discussion on Women's Happiness and Economics
00:13:31 - Exploring Day-to-Day Happiness vs. Life Satisfaction
00:19:37 - Income, Well-being, and Gender Roles
00:27:32 - Economic Trends and the Role of Men and Women
00:34:48 - Current Economic Conditions and Future Outlook

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A recent essay in the <a href="https://www.wsj.com/lifestyle/relationships/why-arewomen-both-sadder-and-happier-than-men-4ffe1ba4">Wall Street Journal</a> made the case that women are both happier — but also overall but sadder — in our daily lives than men are. Why? We’re juggling countless competing priorities on our never-ending to-do lists, including managing our jobs, wrangling our kids' schedules, and keeping up with everything at home. </p><p><a href="https://twitter.com/betseystevenson">Betsey Stevenson</a>, economist and professor at the University of Michigan, has conducted groundbreaking research in this field. She joins us to talk about why women’s happiness has been on the decline since the 1970s — despite so many great strides for women’s equality since then. And while we have her, we also do a mini-economic check-in for 2024. What’s really going on in America’s economy right now? </p><p><strong>Use the code "PODCAST" TO GET $100 OFF OF OUR FINANCEFIXX PROGRAM: </strong>https://hermoney.com/shop/product/financefixx-finance-coaching-program-by-jean-chatzky/</p><p><strong>Takeaways:</strong></p><ul>
<li>Women's happiness has been declining despite progress in women's equality.</li>
<li>Women constantly make trade-offs and face challenges in balancing multiple responsibilities.</li>
<li>Income is correlated with life satisfaction but not necessarily day-to-day happiness.</li>
<li>Women should prioritize mental health and well-being to improve life satisfaction.</li>
<li>Men also face their own crisis in a changing economy.</li>
<li>The economy is experiencing unexpected trends, such as low unemployment and higher inflation.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>00:00:00 - Introduction and News Update</p><p>00:04:39 - Interview with Betsy Stevenson Begins</p><p>00:09:22 - Discussion on Women's Happiness and Economics</p><p>00:13:31 - Exploring Day-to-Day Happiness vs. Life Satisfaction</p><p>00:19:37 - Income, Well-being, and Gender Roles</p><p>00:27:32 - Economic Trends and the Role of Men and Women</p><p>00:34:48 - Current Economic Conditions and Future Outlook</p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2346</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[afa1a98e-fdba-11ee-a209-3700d9348448]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1388291906.mp3?updated=1713539701" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 419: What Your Culture Says About The Way You Manage Money</title>
      <description>Navigating money issues with your family is hard. Navigating money issues with your family is even harder when you’re a first-generation American. First-generation children of immigrants face unique cultural and emotional barriers and often find themselves at the intersection of building a financial life for themselves and supporting their parents financially. 
Gigi Gonzalez found herself facing this dilemma when she got serious about her finances and realized the information she was reading didn’t align with her lived experience or her values. So, she started posting about it on TikTok. Eventually, she quit her job in finance to become a full-time content creator. She offers her best advice on what to do when your personal finance goals clash with your family's money expectations. 
In Mailbag, we talk about the best investment options for a young kid, and a listener who doesn’t have much saved for retirement is wondering if she should take out a loan to pay her mortgage. In our news of the week, we cover the new magic number for retirement, the best time to sell your house this year, and what to do if you still owe the IRS money.
Use the code "PODCAST" TO GET $100 OFF OF OUR FINANCEFIXX PROGRAM: https://hermoney.com/shop/product/financefixx-finance-coaching-program-by-jean-chatzky/
Takeaways:

TikTok can be a powerful platform for spreading financial literacy and building a personal brand.

First-generation Americans face unique challenges in wealth building due to cultural expectations and a lack of financial education.

Setting money boundaries with family can be challenging but necessary for financial well-being.

It is important to find a balance between paying off debt and investing.


Chapters:
00:00:00 - Introduction and Financial News Update
00:06:07 - Gigi's Financial Education Journey
00:09:04 - Transition from Finance Job to Content Creator
00:11:43 - Challenges as a First-Generation American
00:15:24 - Setting Financial Boundaries with Family
00:23:55 - Improving Financial Habits in Marriage
00:26:01 - Investing While in Debt
00:27:49 - Mailbag Segment
00:29:59 - Listener Question on Investing for Child's Future
00:33:54 - Listener Question on Managing Finances Pre-Retirement

Buy Cultura and Cash: https://www.thefirstgenmentor.com/my-book

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Apr 2024 16:30:00 -0000</pubDate>
      <itunes:title>What Your Culture Says About The Way You Manage Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>419</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Pushing back on cultural money expectations.</itunes:subtitle>
      <itunes:summary>Navigating money issues with your family is hard. Navigating money issues with your family is even harder when you’re a first-generation American. First-generation children of immigrants face unique cultural and emotional barriers and often find themselves at the intersection of building a financial life for themselves and supporting their parents financially. 
Gigi Gonzalez found herself facing this dilemma when she got serious about her finances and realized the information she was reading didn’t align with her lived experience or her values. So, she started posting about it on TikTok. Eventually, she quit her job in finance to become a full-time content creator. She offers her best advice on what to do when your personal finance goals clash with your family's money expectations. 
In Mailbag, we talk about the best investment options for a young kid, and a listener who doesn’t have much saved for retirement is wondering if she should take out a loan to pay her mortgage. In our news of the week, we cover the new magic number for retirement, the best time to sell your house this year, and what to do if you still owe the IRS money.
Use the code "PODCAST" TO GET $100 OFF OF OUR FINANCEFIXX PROGRAM: https://hermoney.com/shop/product/financefixx-finance-coaching-program-by-jean-chatzky/
Takeaways:

TikTok can be a powerful platform for spreading financial literacy and building a personal brand.

First-generation Americans face unique challenges in wealth building due to cultural expectations and a lack of financial education.

Setting money boundaries with family can be challenging but necessary for financial well-being.

It is important to find a balance between paying off debt and investing.


Chapters:
00:00:00 - Introduction and Financial News Update
00:06:07 - Gigi's Financial Education Journey
00:09:04 - Transition from Finance Job to Content Creator
00:11:43 - Challenges as a First-Generation American
00:15:24 - Setting Financial Boundaries with Family
00:23:55 - Improving Financial Habits in Marriage
00:26:01 - Investing While in Debt
00:27:49 - Mailbag Segment
00:29:59 - Listener Question on Investing for Child's Future
00:33:54 - Listener Question on Managing Finances Pre-Retirement

Buy Cultura and Cash: https://www.thefirstgenmentor.com/my-book

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Navigating money issues with your family is hard. Navigating money issues with your family is even harder when you’re a first-generation American. First-generation children of immigrants face unique cultural and emotional barriers and often find themselves at the intersection of building a financial life for themselves and supporting their parents financially. </p><p><a href="https://www.thefirstgenmentor.com/about">Gigi Gonzalez</a> found herself facing this dilemma when she got serious about her finances and realized the information she was reading didn’t align with her lived experience or her values. So, she started posting about it on TikTok. Eventually, she quit her job in finance to become a full-time content creator. She offers her best advice on what to do when your personal finance goals clash with your family's money expectations. </p><p>In Mailbag, we talk about the best investment options for a young kid, and a listener who doesn’t have much saved for retirement is wondering if she should take out a loan to pay her mortgage.<strong> </strong>In our news of the week, we cover the new magic number for retirement, the best time to sell your house this year, and what to do if you still owe the IRS money.</p><p><strong>Use the code "PODCAST" TO GET $100 OFF OF OUR FINANCEFIXX PROGRAM: </strong>https://hermoney.com/shop/product/financefixx-finance-coaching-program-by-jean-chatzky/</p><p><strong>Takeaways:</strong></p><ul>
<li>TikTok can be a powerful platform for spreading financial literacy and building a personal brand.</li>
<li>First-generation Americans face unique challenges in wealth building due to cultural expectations and a lack of financial education.</li>
<li>Setting money boundaries with family can be challenging but necessary for financial well-being.</li>
<li>It is important to find a balance between paying off debt and investing.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>00:00:00 - Introduction and Financial News Update</p><p>00:06:07 - Gigi's Financial Education Journey</p><p>00:09:04 - Transition from Finance Job to Content Creator</p><p>00:11:43 - Challenges as a First-Generation American</p><p>00:15:24 - Setting Financial Boundaries with Family</p><p>00:23:55 - Improving Financial Habits in Marriage</p><p>00:26:01 - Investing While in Debt</p><p>00:27:49 - Mailbag Segment</p><p>00:29:59 - Listener Question on Investing for Child's Future</p><p>00:33:54 - Listener Question on Managing Finances Pre-Retirement</p><p><br></p><p>Buy Cultura and Cash: https://www.thefirstgenmentor.com/my-book</p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2617</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dba97e04-b4a8-11ee-8800-27925c1ff4d1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7619656511.mp3?updated=1713539458" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Make the Mundane Meaningful With Mike Norton</title>
      <description>Think, for a second, about all of the things you do before you head to the gym or go out for a run. Do you wear special running shoes? How do you tie them? Do you give yourself a pep talk on days when you’re just not feeling it? Is there a certain playlist you always listen to? 
Dr. Mike Norton, author of: “The Ritual Effect: From Habit to Ritual, Harness The Surprising Power of Everyday Actions,” says while working out at a certain time of day may be a habit, all of these little things we do to get ready are rituals, and paying more attention to them can transform our lives (financially or otherwise).

Takeaways:

The connection between rituals and financial habits.

The difference between a ritual and a habit, with rituals adding emotion and meaning to actions.

How to avoid taking ritualistic behavior too far.

Insights on how rituals can help high performers manage stress.

How to introduce rituals into the workplace without seeming forced or silly.



Chapters:
00:00:00: Introduction and News Segment
00:05:43: Interview with Michael Norton Begins
00:07:38: Connection Between Financial Habits and Rituals
00:10:16: The Emotional Aspect of Rituals vs. Habits
00:12:13: Defining Rituals and Their Impact
00:13:45: When Rituals Become Excessive
00:18:06: Rituals of High Performers
00:19:54: Using Rituals to Prepare for Stressful Situations
00:22:41: Workplace Rituals and Meaningful Work
00:25:24: Where to Take the Ritual Quiz and Find More Information

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Apr 2024 06:00:00 -0000</pubDate>
      <itunes:title>Make the Mundane Meaningful With Mike Norton</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How we can use rituals to enhance our day-to-day lives.</itunes:subtitle>
      <itunes:summary>Think, for a second, about all of the things you do before you head to the gym or go out for a run. Do you wear special running shoes? How do you tie them? Do you give yourself a pep talk on days when you’re just not feeling it? Is there a certain playlist you always listen to? 
Dr. Mike Norton, author of: “The Ritual Effect: From Habit to Ritual, Harness The Surprising Power of Everyday Actions,” says while working out at a certain time of day may be a habit, all of these little things we do to get ready are rituals, and paying more attention to them can transform our lives (financially or otherwise).

Takeaways:

The connection between rituals and financial habits.

The difference between a ritual and a habit, with rituals adding emotion and meaning to actions.

How to avoid taking ritualistic behavior too far.

Insights on how rituals can help high performers manage stress.

How to introduce rituals into the workplace without seeming forced or silly.



Chapters:
00:00:00: Introduction and News Segment
00:05:43: Interview with Michael Norton Begins
00:07:38: Connection Between Financial Habits and Rituals
00:10:16: The Emotional Aspect of Rituals vs. Habits
00:12:13: Defining Rituals and Their Impact
00:13:45: When Rituals Become Excessive
00:18:06: Rituals of High Performers
00:19:54: Using Rituals to Prepare for Stressful Situations
00:22:41: Workplace Rituals and Meaningful Work
00:25:24: Where to Take the Ritual Quiz and Find More Information

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Think, for a second, about all of the things you do before you head to the gym or go out for a run. Do you wear special running shoes? How do you tie them? Do you give yourself a pep talk on days when you’re just not feeling it? Is there a certain playlist you always listen to? </p><p>Dr. Mike Norton, author of: “<a href="https://www.amazon.com/Ritual-Effect-Harness-Surprising-Everyday/dp/1982153024">The Ritual Effect: From Habit to Ritual, Harness The Surprising Power of Everyday Actions</a>,” says while working out at a certain time of day may be a habit, all of these little things we do to get ready are rituals, and paying more attention to them can transform our lives (financially or otherwise).</p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>The connection between rituals and financial habits.</li>
<li>The difference between a ritual and a habit, with rituals adding emotion and meaning to actions.</li>
<li>How to avoid taking ritualistic behavior too far.</li>
<li>Insights on how rituals can help high performers manage stress.</li>
<li>How to introduce rituals into the workplace without seeming forced or silly.</li>
</ul><p><br></p><p><br></p><p><strong>Chapters:</strong></p><p>00:00:00: Introduction and News Segment</p><p>00:05:43: Interview with Michael Norton Begins</p><p>00:07:38: Connection Between Financial Habits and Rituals</p><p>00:10:16: The Emotional Aspect of Rituals vs. Habits</p><p>00:12:13: Defining Rituals and Their Impact</p><p>00:13:45: When Rituals Become Excessive</p><p>00:18:06: Rituals of High Performers</p><p>00:19:54: Using Rituals to Prepare for Stressful Situations</p><p>00:22:41: Workplace Rituals and Meaningful Work</p><p>00:25:24: Where to Take the Ritual Quiz and Find More Information</p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1645</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[013500d4-f852-11ee-bcbd-3713d416e825]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5289921858.mp3?updated=1712927816" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 418: The Menopause Brain with Dr. Lisa Mosconi </title>
      <description>Money touches everything in our lives — including our health. And women know there’s one topic that has long been ignored in American society, to the detriment of millions of women: menopause. 
It’s a big deal. By 2030, 1 billion women worldwide will have entered (or will be about to enter) menopause and on average, medical costs for menopausal women ages 45 to 54 are 47% higher than they are for women of the same age who don’t exhibit menopause symptoms. Dr. Lisa Mosconi discusses her new book: “The Menopause Brain,” and explains how the transition impacts our brains and our lives. 
In Mailbag, HerMoney Editor-in-Chief Kathryn Tuggle is back to answer some down-to-the-wire tax time questions: A listener asks how she should prioritize paying the IRS vs. a credit card bill, and we hear from someone who’s having trouble getting a W2 for her daughter’s summer job. In our news of the week, why we still feel so bad about the economy and how stars mentioning a brand can move the needle on Wall Street. 

Takeaways:

Menopause is a neuroendocrine transition state that impacts the brain as much as it does the ovaries.

Neurological symptoms during menopause, such as hot flashes and memory lapses, are a result of the brain's response to hormonal changes.

Finding the right healthcare provider who is knowledgeable about menopause is crucial for receiving appropriate care.

Workplaces should implement changes to support women going through menopause, such as flexible schedules and a culture of understanding and inclusiveness.

Menopause can be a time of personal growth and new beginnings, and women should prioritize self-care and mental well-being during this stage of life.


Chapters:
00:00:00: Introduction and News of the Week
00:06:24: What is Menopause, Really?
00:08:25: Neurological Symptoms of Menopause
00:13:50: The Reshaping and Rewiring of the Brain During Menopause
00:18:36: Life Contentment and Menopause
00:20:22: Financial Costs of Menopause
00:25:57: Navigating Menopause in the Workplace
00:28:36: Second Adulthood and "Menno-Start"
00:31:31: Mailbag Segment Begins
00:35:15: Discussion on Tax Debt vs. Credit Card Debt
00:39:12: Filing Taxes Without a W-2 and Roth IRA Concerns

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Apr 2024 06:00:00 -0000</pubDate>
      <itunes:title>The Menopause Brain with Dr. Lisa Mosconi </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>418</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How menopause really affects your brain and your money</itunes:subtitle>
      <itunes:summary>Money touches everything in our lives — including our health. And women know there’s one topic that has long been ignored in American society, to the detriment of millions of women: menopause. 
It’s a big deal. By 2030, 1 billion women worldwide will have entered (or will be about to enter) menopause and on average, medical costs for menopausal women ages 45 to 54 are 47% higher than they are for women of the same age who don’t exhibit menopause symptoms. Dr. Lisa Mosconi discusses her new book: “The Menopause Brain,” and explains how the transition impacts our brains and our lives. 
In Mailbag, HerMoney Editor-in-Chief Kathryn Tuggle is back to answer some down-to-the-wire tax time questions: A listener asks how she should prioritize paying the IRS vs. a credit card bill, and we hear from someone who’s having trouble getting a W2 for her daughter’s summer job. In our news of the week, why we still feel so bad about the economy and how stars mentioning a brand can move the needle on Wall Street. 

Takeaways:

Menopause is a neuroendocrine transition state that impacts the brain as much as it does the ovaries.

Neurological symptoms during menopause, such as hot flashes and memory lapses, are a result of the brain's response to hormonal changes.

Finding the right healthcare provider who is knowledgeable about menopause is crucial for receiving appropriate care.

Workplaces should implement changes to support women going through menopause, such as flexible schedules and a culture of understanding and inclusiveness.

Menopause can be a time of personal growth and new beginnings, and women should prioritize self-care and mental well-being during this stage of life.


Chapters:
00:00:00: Introduction and News of the Week
00:06:24: What is Menopause, Really?
00:08:25: Neurological Symptoms of Menopause
00:13:50: The Reshaping and Rewiring of the Brain During Menopause
00:18:36: Life Contentment and Menopause
00:20:22: Financial Costs of Menopause
00:25:57: Navigating Menopause in the Workplace
00:28:36: Second Adulthood and "Menno-Start"
00:31:31: Mailbag Segment Begins
00:35:15: Discussion on Tax Debt vs. Credit Card Debt
00:39:12: Filing Taxes Without a W-2 and Roth IRA Concerns

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Money touches everything in our lives — including our health. And women know there’s one topic that has long been ignored in American society, to the detriment of millions of women: menopause. </p><p>It’s a big deal. By 2030, 1 billion women worldwide will have entered (or will be about to enter) menopause and on average, medical costs for menopausal women ages 45 to 54 are 47% higher than they are for women of the same age who don’t exhibit <a href="https://katiecouric.com/health/aging/understanding-menopause/">menopause</a> symptoms. Dr. Lisa Mosconi discusses her new book: “<a href="https://www.amazon.com/Menopause-Brain-Transition-Knowledge-Confidence/dp/0593541243">The Menopause Brain</a>,” and explains how the transition impacts our brains and our lives. </p><p>In Mailbag, HerMoney Editor-in-Chief Kathryn Tuggle is back to answer some down-to-the-wire tax time questions: A listener asks how she should prioritize paying the IRS vs. a credit card bill, and we hear from someone who’s having trouble getting a W2 for her daughter’s summer job. In our news of the week, why we still feel so bad about the economy and how stars mentioning a brand can move the needle on Wall Street. </p><p><br></p><p><strong>Takeaways:</strong></p><ul>
<li>Menopause is a neuroendocrine transition state that impacts the brain as much as it does the ovaries.</li>
<li>Neurological symptoms during menopause, such as hot flashes and memory lapses, are a result of the brain's response to hormonal changes.</li>
<li>Finding the right healthcare provider who is knowledgeable about menopause is crucial for receiving appropriate care.</li>
<li>Workplaces should implement changes to support women going through menopause, such as flexible schedules and a culture of understanding and inclusiveness.</li>
<li>Menopause can be a time of personal growth and new beginnings, and women should prioritize self-care and mental well-being during this stage of life.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>00:00:00: Introduction and News of the Week</p><p>00:06:24: What is Menopause, Really?</p><p>00:08:25: Neurological Symptoms of Menopause</p><p>00:13:50: The Reshaping and Rewiring of the Brain During Menopause</p><p>00:18:36: Life Contentment and Menopause</p><p>00:20:22: Financial Costs of Menopause</p><p>00:25:57: Navigating Menopause in the Workplace</p><p>00:28:36: Second Adulthood and "Menno-Start"</p><p>00:31:31: Mailbag Segment Begins</p><p>00:35:15: Discussion on Tax Debt vs. Credit Card Debt</p><p>00:39:12: Filing Taxes Without a W-2 and Roth IRA Concerns</p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2775</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[db7556c4-b4a8-11ee-8800-8bd2ffb897e4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1133326998.mp3?updated=1712711095" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Budgeting For Your Closet</title>
      <description>How much of your money do you spend on the clothes in your closet? Now what about your time? In other words, how much time do you spend staring into the abyss of your wardrobe? One study says that over the course of her lifetime, a woman will spend a full year in front of her closet from age 16 to 60, just deciding what to wear. And this doesn’t include all of the other time we’re supposed to spend making our closets more manageable and our wardrobes more streamlined. 
Kim France says it’s time to ditch ALL the rules, and start organizing our closets with more intention. She explains how we can prioritize the fashion rules that work for us, so we can stop staring into a full closet feeling like we have nothing to wear. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Takeaways:

Learn how to curate a wardrobe that resonates with who you are, not just what's in vogue.

Discover why Kim challenges the conventional wisdom of wardrobe purging.

Comfort is king in Kim's fashion rulebook. She shares how prioritizing comfort can lead to a more authentic and enjoyable dressing experience, and why it's okay to let go of those "excitement pieces" that don't feel right anymore.


Chapters:
00:00:00: News you can use
00:06:33: Kim France's Entry into Fashion and Philosophy on Getting Dressed
00:08:12: The Evolution of Kim's Fashion Philosophy
00:09:23: Evaluating Worthwhile Clothing Investments
00:14:05: The Process and Goal of Editing Your Closet
00:22:31: The Importance of Comfort in Fashion Choices
00:24:03: Kim France's Future Ambitions and Lifestyle Goals

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 05 Apr 2024 06:00:00 -0000</pubDate>
      <itunes:title>Budgeting For Your Closet</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All of the fashion “rules” we’re leaving behind.</itunes:subtitle>
      <itunes:summary>How much of your money do you spend on the clothes in your closet? Now what about your time? In other words, how much time do you spend staring into the abyss of your wardrobe? One study says that over the course of her lifetime, a woman will spend a full year in front of her closet from age 16 to 60, just deciding what to wear. And this doesn’t include all of the other time we’re supposed to spend making our closets more manageable and our wardrobes more streamlined. 
Kim France says it’s time to ditch ALL the rules, and start organizing our closets with more intention. She explains how we can prioritize the fashion rules that work for us, so we can stop staring into a full closet feeling like we have nothing to wear. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Takeaways:

Learn how to curate a wardrobe that resonates with who you are, not just what's in vogue.

Discover why Kim challenges the conventional wisdom of wardrobe purging.

Comfort is king in Kim's fashion rulebook. She shares how prioritizing comfort can lead to a more authentic and enjoyable dressing experience, and why it's okay to let go of those "excitement pieces" that don't feel right anymore.


Chapters:
00:00:00: News you can use
00:06:33: Kim France's Entry into Fashion and Philosophy on Getting Dressed
00:08:12: The Evolution of Kim's Fashion Philosophy
00:09:23: Evaluating Worthwhile Clothing Investments
00:14:05: The Process and Goal of Editing Your Closet
00:22:31: The Importance of Comfort in Fashion Choices
00:24:03: Kim France's Future Ambitions and Lifestyle Goals

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How much of your money do you spend on the clothes in your closet? Now what about your time? In other words, how much time do you spend staring into the abyss of your wardrobe? One study says that over the course of her lifetime, a woman will spend <em>a full year</em> in front of her closet from age 16 to 60, just deciding what to wear. And this doesn’t include all of the other time we’re supposed to spend making our closets more manageable and our wardrobes more streamlined. </p><p><a href="https://kimfrance.substack.com/">Kim France</a> says it’s time to ditch ALL the rules, and start organizing our closets with more intention. She explains how we can prioritize the fashion rules that work for us, so we can stop staring into a full closet feeling like we have nothing to wear. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p><strong>Takeaways:</strong></p><ul>
<li>Learn how to curate a wardrobe that resonates with who you are, not just what's in vogue.</li>
<li>Discover why Kim challenges the conventional wisdom of wardrobe purging.</li>
<li>Comfort is king in Kim's fashion rulebook. She shares how prioritizing comfort can lead to a more authentic and enjoyable dressing experience, and why it's okay to let go of those "excitement pieces" that don't feel right anymore.</li>
</ul><p><br></p><p><strong>Chapters:</strong></p><p>00:00:00: News you can use</p><p>00:06:33: Kim France's Entry into Fashion and Philosophy on Getting Dressed</p><p>00:08:12: The Evolution of Kim's Fashion Philosophy</p><p>00:09:23: Evaluating Worthwhile Clothing Investments</p><p>00:14:05: The Process and Goal of Editing Your Closet</p><p>00:22:31: The Importance of Comfort in Fashion Choices</p><p>00:24:03: Kim France's Future Ambitions and Lifestyle Goals</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1798</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[99226948-f2be-11ee-8fdd-cb3203a59b0d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1084691847.mp3?updated=1712262187" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 417: Why MLMs Love To Target Women </title>
      <description>Have you ever gotten a message on Facebook that looks something like this? “HEY GIRL, I HAVEN’T SEEN YOU IN A WHILE, YOU LOOK AMAAAAZING. DO YOU WANT TO LOOK EVEN BETTER AT YOUR NEXT EVENT? BUY MY MASCARA AND I’LL THROW IN A FREE GIFT. BUT HURRY, SALE ENDS AT MIDNIGHT.” Yeah…those messages. 
While it may be easy to brush these off, roll our eyes, and hit delete, a surprising number of women in America are caught up in these businesses, known as multi-level marketing schemes, or MLMs. In today's episode, Jean talks to Jane Marie, author of Selling the Dream: The Billion Dollar Industry Bankrupting Americans about why MLMs target women specifically, the signs to look out for to know if you’re being targeted by one, and what to do next if you’ve already lost money.
In Mailbag, a listener asks how to find the best low-cost brokerage account, and we do the math on whether ‘becoming a millionaire by retirement’ is feasible for everyone. In our news of the week, we talk about Donald Trump’s new stock, the end of swipe fees on Visa and Mastercard, and the passing of behavioral economist Daniel Kahneman.
Takeaways:

MLMs often target women, offering them the opportunity to work on their own schedule and make money from home. However, the vast majority of participants in MLMs make little to no money and end up losing money.

The Federal Trade Commission (FTC) is responsible for regulating MLMs, but their resources are limited, and MLMs often fly under their radar. It is important for individuals to report their negative experiences with MLMs to the FTC.

MLMs continue to evolve and adapt, with new schemes constantly emerging. It is crucial for individuals to be vigilant and skeptical of any business opportunity that involves recruiting others and promises easy money.

Chapters:
00:00:00: Introduction to the podcast and the topic of MLMs 
00:10:03: Introduction of guest Jane Marie 
00:15:23: The nature of MLMs today
00:18:49: The appeal of MLMs to individuals 
00:21:17: The cycle of investment and loss in MLMs 
00:23:59: The reality of income in MLMs 
00:25:49: Why MLMs target women 
00:30:51: The role of the FTC in regulating MLMs 
00:32:51: Current trends and "flavors of the month" in MLMs 
00:34:37: Jane Marie's hopes for the impact of her book "Selling the Dream"
00:37:13: Mailbag 

Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Apr 2024 06:00:00 -0000</pubDate>
      <itunes:title>Why MLMs Love To Target Women </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>417</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Dreaming, scheming and MLMs.</itunes:subtitle>
      <itunes:summary>Have you ever gotten a message on Facebook that looks something like this? “HEY GIRL, I HAVEN’T SEEN YOU IN A WHILE, YOU LOOK AMAAAAZING. DO YOU WANT TO LOOK EVEN BETTER AT YOUR NEXT EVENT? BUY MY MASCARA AND I’LL THROW IN A FREE GIFT. BUT HURRY, SALE ENDS AT MIDNIGHT.” Yeah…those messages. 
While it may be easy to brush these off, roll our eyes, and hit delete, a surprising number of women in America are caught up in these businesses, known as multi-level marketing schemes, or MLMs. In today's episode, Jean talks to Jane Marie, author of Selling the Dream: The Billion Dollar Industry Bankrupting Americans about why MLMs target women specifically, the signs to look out for to know if you’re being targeted by one, and what to do next if you’ve already lost money.
In Mailbag, a listener asks how to find the best low-cost brokerage account, and we do the math on whether ‘becoming a millionaire by retirement’ is feasible for everyone. In our news of the week, we talk about Donald Trump’s new stock, the end of swipe fees on Visa and Mastercard, and the passing of behavioral economist Daniel Kahneman.
Takeaways:

MLMs often target women, offering them the opportunity to work on their own schedule and make money from home. However, the vast majority of participants in MLMs make little to no money and end up losing money.

The Federal Trade Commission (FTC) is responsible for regulating MLMs, but their resources are limited, and MLMs often fly under their radar. It is important for individuals to report their negative experiences with MLMs to the FTC.

MLMs continue to evolve and adapt, with new schemes constantly emerging. It is crucial for individuals to be vigilant and skeptical of any business opportunity that involves recruiting others and promises easy money.

Chapters:
00:00:00: Introduction to the podcast and the topic of MLMs 
00:10:03: Introduction of guest Jane Marie 
00:15:23: The nature of MLMs today
00:18:49: The appeal of MLMs to individuals 
00:21:17: The cycle of investment and loss in MLMs 
00:23:59: The reality of income in MLMs 
00:25:49: Why MLMs target women 
00:30:51: The role of the FTC in regulating MLMs 
00:32:51: Current trends and "flavors of the month" in MLMs 
00:34:37: Jane Marie's hopes for the impact of her book "Selling the Dream"
00:37:13: Mailbag 

Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you ever gotten a message on Facebook that looks something like this? “HEY GIRL, I HAVEN’T SEEN YOU IN A WHILE, YOU LOOK AMAAAAZING. DO YOU WANT TO LOOK EVEN BETTER AT YOUR NEXT EVENT? BUY MY MASCARA AND I’LL THROW IN A FREE GIFT. BUT HURRY, SALE ENDS AT MIDNIGHT.” Yeah…<em>those </em>messages. </p><p>While it may be easy to brush these off, roll our eyes, and hit delete, a surprising number of women in America are caught up in these businesses, known as multi-level marketing schemes, or MLMs. In today's episode, Jean talks to Jane Marie, author of<a href="https://www.amazon.com/Selling-Dream-Billion-Dollar-Bankrupting-Americans/dp/1982155779"> Selling the Dream: The Billion Dollar Industry Bankrupting Americans</a> about why MLMs target women specifically, the signs to look out for to know if you’re being targeted by one, and what to do next if you’ve already lost money.</p><p>In Mailbag, a listener asks how to find the best low-cost brokerage account, and we do the math on whether <a href="https://hermoney.com/invest/financial-planning/how-to-save-1-million/">‘becoming a millionaire by retirement’</a> is feasible for everyone. In our news of the week, we talk about Donald Trump’s new stock, the end of swipe fees on Visa and Mastercard, and the passing of behavioral economist Daniel Kahneman.</p><p><strong>Takeaways:</strong></p><ul>
<li>MLMs often target women, offering them the opportunity to work on their own schedule and make money from home. However, the vast majority of participants in MLMs make little to no money and end up losing money.</li>
<li>The Federal Trade Commission (FTC) is responsible for regulating MLMs, but their resources are limited, and MLMs often fly under their radar. It is important for individuals to report their negative experiences with MLMs to the FTC.</li>
<li>MLMs continue to evolve and adapt, with new schemes constantly emerging. It is crucial for individuals to be vigilant and skeptical of any business opportunity that involves recruiting others and promises easy money.</li>
</ul><p><strong>Chapters:</strong></p><p>00:00:00: Introduction to the podcast and the topic of MLMs </p><p>00:10:03: Introduction of guest Jane Marie </p><p>00:15:23: The nature of MLMs today</p><p>00:18:49: The appeal of MLMs to individuals </p><p>00:21:17: The cycle of investment and loss in MLMs </p><p>00:23:59: The reality of income in MLMs </p><p>00:25:49: Why MLMs target women </p><p>00:30:51: The role of the FTC in regulating MLMs </p><p>00:32:51: Current trends and "flavors of the month" in MLMs </p><p>00:34:37: Jane Marie's hopes for the impact of her book "Selling the Dream"</p><p>00:37:13: Mailbag </p><p><br></p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3206</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[db40fb54-b4a8-11ee-8800-ffb7c358651f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9016948996.mp3?updated=1712156334" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: How to get out of a bad property investment and manage your finances after a raise. </title>
      <description>In this special Mailbag edition, listener Anya seeks advice on a real estate investment dilemma. She and her partner have invested in pre-construction property, but the property value has fallen, leaving them with a significant shortfall. We also hear from Christa, who recently got a new job and a big raise (go Christa)! She’s wondering how to best invest the extra money she’s getting every paycheck.
In our news of the week, the consequences of paying over the manufacturer’s suggested retail price (MSRP) for a car and why the price growth of the housing market has stabilized to pre-COVID levels. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 29 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: How to get out of a bad property investment and manage your finances after a raise. </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special Mailbag edition, listener Anya seeks advice on a real estate investment dilemma. She and her partner have invested in pre-construction property, but the property value has fallen, leaving them with a significant shortfall. We also hear from Christa, who recently got a new job and a big raise (go Christa)! She’s wondering how to best invest the extra money she’s getting every paycheck.
In our news of the week, the consequences of paying over the manufacturer’s suggested retail price (MSRP) for a car and why the price growth of the housing market has stabilized to pre-COVID levels. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special Mailbag edition, listener Anya seeks advice on a real estate investment dilemma. She and her partner have invested in pre-construction property, but the property value has fallen, leaving them with a significant shortfall. We also hear from Christa, who recently got a new job and a big raise (go Christa)! She’s wondering how to best invest the extra money she’s getting every paycheck.</p><p>In our news of the week, the consequences of paying over the manufacturer’s suggested retail price (MSRP) for a car and why the price growth of the housing market has stabilized to pre-COVID levels. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2241</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c51c2524-ed3d-11ee-a923-6f63adc0db8f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1885293331.mp3?updated=1711656946" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 416: Get What You Want With Charles Duhigg</title>
      <description>Think about the conversations you have every day. There are the ones you have with your friends over coffee to catch up on life, the ones you have with a family member while walking the dog, and countless others throughout your week. While it may not seem like it, every conversation (yes, even the mundane ones!) is a negotiation, and once we have the skills to know which type of conversation we’re in, we can use every single conversation to better connect with those around us. 
That’s what Charles Duhigg argues in his new book “Supercommunicators: How to Unlock the Secret Language of Connection.” He shares the difference between the three different types of conversation, and why knowing which one we’re engaged in can make all the difference. 
In Mailbag, a listener asks about the red flags to look out for when choosing a high-interest savings account, and we hear from a retiree who’s wondering if they’re paying too much for private insurance. In our news of the week, we talk about what the Federal Reserve meeting last week means for your money. Additionally, we explore Unilever's decision to sell Ben &amp; Jerry's, and how some families are handling the rising costs of storing frozen embryos.
Takeaways:

Every conversation is a negotiation, and understanding the different types of conversations can help improve communication.

Asking questions and using techniques like looping for understanding can enhance connection and understanding in conversations.

Acknowledging and embracing differences, including gender, can lead to more effective communication.

Investing in relationships and conversations is crucial for long-term happiness and success.


Chapters
00:00 News You Can Use
05:04 Different Types of Conversations
08:16 Neural Entrainment and Connection
12:34 Asking Questions and Looping for Understanding
30:02 Vulnerability and Gender in Communication
35:58 The Importance of Relationships and Conversations
36:48 Mailbag

Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>Get What You Want With Charles Duhigg</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>416</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We can all become “supercommunicators.”</itunes:subtitle>
      <itunes:summary>Think about the conversations you have every day. There are the ones you have with your friends over coffee to catch up on life, the ones you have with a family member while walking the dog, and countless others throughout your week. While it may not seem like it, every conversation (yes, even the mundane ones!) is a negotiation, and once we have the skills to know which type of conversation we’re in, we can use every single conversation to better connect with those around us. 
That’s what Charles Duhigg argues in his new book “Supercommunicators: How to Unlock the Secret Language of Connection.” He shares the difference between the three different types of conversation, and why knowing which one we’re engaged in can make all the difference. 
In Mailbag, a listener asks about the red flags to look out for when choosing a high-interest savings account, and we hear from a retiree who’s wondering if they’re paying too much for private insurance. In our news of the week, we talk about what the Federal Reserve meeting last week means for your money. Additionally, we explore Unilever's decision to sell Ben &amp; Jerry's, and how some families are handling the rising costs of storing frozen embryos.
Takeaways:

Every conversation is a negotiation, and understanding the different types of conversations can help improve communication.

Asking questions and using techniques like looping for understanding can enhance connection and understanding in conversations.

Acknowledging and embracing differences, including gender, can lead to more effective communication.

Investing in relationships and conversations is crucial for long-term happiness and success.


Chapters
00:00 News You Can Use
05:04 Different Types of Conversations
08:16 Neural Entrainment and Connection
12:34 Asking Questions and Looping for Understanding
30:02 Vulnerability and Gender in Communication
35:58 The Importance of Relationships and Conversations
36:48 Mailbag

Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Think about the conversations you have every day. There are the ones you have with your friends over coffee to catch up on life, the ones you have with a family member while walking the dog, and countless others throughout your week. While it may not seem like it, every conversation (yes, even the mundane ones!) is a negotiation, and once we have the skills to know which type of conversation we’re in, we can use every single conversation to better connect with those around us. </p><p>That’s what Charles Duhigg argues in his new book “<a href="https://www.amazon.com/Supercommunicators-Unlock-Secret-Language-Connection/dp/0593243919">Supercommunicators: How to Unlock the Secret Language of Connection</a>.” He shares the difference between the three different types of conversation, and why knowing which one we’re engaged in can make all the difference. </p><p>In Mailbag, a listener asks about the red flags to look out for when choosing a <a href="https://hermoney.com/save/banking/savings-accounts/">high-interest savings account</a>, and we hear from a retiree who’s wondering if they’re paying too much for private insurance. In our news of the week, we talk about what the Federal Reserve meeting last week means for your money. Additionally, we explore Unilever's decision to sell Ben &amp; Jerry's, and how some families are handling the rising costs of storing frozen embryos.</p><p><strong>Takeaways:</strong></p><ul>
<li>Every conversation is a negotiation, and understanding the different types of conversations can help improve communication.</li>
<li>Asking questions and using techniques like looping for understanding can enhance connection and understanding in conversations.</li>
<li>Acknowledging and embracing differences, including gender, can lead to more effective communication.</li>
<li>Investing in relationships and conversations is crucial for long-term happiness and success.</li>
</ul><p><br></p><p><strong>Chapters</strong></p><p>00:00 News You Can Use</p><p>05:04 Different Types of Conversations</p><p>08:16 Neural Entrainment and Connection</p><p>12:34 Asking Questions and Looping for Understanding</p><p>30:02 Vulnerability and Gender in Communication</p><p>35:58 The Importance of Relationships and Conversations</p><p>36:48 Mailbag</p><p><br></p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3214</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[db0dd17a-b4a8-11ee-8800-dbc44af9c6dd]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3889081646.mp3?updated=1711510854" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mailbag: I love my nonprofit job, but are they taking advantage of me? </title>
      <description>In this special Mailbag edition, listener Carolyne calls in to ask whether it’s time to leave the nonprofit job she’s had for more than three years. Her organization is facing major changes and challenges, and she’s unsure whether to stay and embrace the chaos or look for something else that offers more stability and better pay.
In our news of the week, we break down why you should be aiming to get as close to $0 back on your tax refund as possible. If you already got a big return this year, Jean dishes on how you can make it happen next year. Head to https://www.irs.gov/individuals/tax-withholding-estimator to find out what your break-even point is.
More money advice when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 22 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>Mailbag: I love my nonprofit job, but are they taking advantage of me?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this special Mailbag edition, listener Carolyne calls in to ask whether it’s time to leave the nonprofit job she’s had for more than three years. Her organization is facing major changes and challenges, and she’s unsure whether to stay and embrace the chaos or look for something else that offers more stability and better pay.
In our news of the week, we break down why you should be aiming to get as close to $0 back on your tax refund as possible. If you already got a big return this year, Jean dishes on how you can make it happen next year. Head to https://www.irs.gov/individuals/tax-withholding-estimator to find out what your break-even point is.
More money advice when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special Mailbag edition, listener <a href="https://carolynewhelan.com/">Carolyne</a> calls in to ask whether it’s time to leave the nonprofit job she’s had for more than three years. Her organization is facing major changes and challenges, and she’s unsure whether to stay and embrace the chaos or look for something else that offers more stability and better pay.</p><p>In our news of the week, we break down why you should be aiming to get as close to $0 back on your tax refund as possible. If you already got a big return this year, Jean dishes on how you can make it happen next year. Head to <a href="https://link.cnbc.com/click/34661410.167983/aHR0cHM6Ly93d3cuaXJzLmdvdi9pbmRpdmlkdWFscy90YXgtd2l0aGhvbGRpbmctZXN0aW1hdG9yP19fc291cmNlPW5ld3NsZXR0ZXIlN0NtYWtlaXQ/64cd33f73cd410cb5110de4cB13e7710d">https://www.irs.gov/individuals/tax-withholding-estimator</a> to find out what your break-even point is.</p><p>More money advice when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1155</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9175dfe2-e7a4-11ee-b9c3-53e1cb699565]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1838726655.mp3?updated=1711071205" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 415: How A Personal Finance Expert Fell For A Financial Scam With Charlotte Cowles</title>
      <description>When we envision the type of person who falls for a financial scam, there are usually a few key characteristics that come to mind:They may be elderly, using a landline phone, or in a state of panic as the person on the other end of the line informs them that if they don’t hand over $10,000 immediately, they’ll be arrested. But those stereotypes are just plain wrong. 
Charlotte Cowles, the Cut’s financial advice columnist and a longtime freelance business columnist for The New York Times, fell for an elaborate new scam that involved Amazon, the FTC, threatening her child, and handing a box with $50,000 in cash through the window of the backseat of a car.
In Mailbag, we hear from a listener who’s wondering what the difference is between an hourly financial advisor and one that charges a flat fee. We also address how to shop around for title insurance when you're buying a home. In our news of the week, we talk about the big changes coming to the commissions we pay when we buy and sell homes, what the producer price index (or PPI) coming in hotter than expected means, and a new study about how Americans are feeling about their finances.
Takeaways:

Younger adults are more likely to fall for online scams.

Scammers use psychological tactics such as authority and isolation to manipulate their victims.

Talking about scams and sharing experiences can help prevent others from falling victim.

If something seems too good to be true, trust your gut and question it.

Be cautious of phone calls or messages from unknown sources and verify information independently.

Report scams to the appropriate authorities and seek support from trusted friends or family members.



Chapters:
00:00 News You Can Use
6:43 Charlotte's experience
12:15 Psychological tactics used by scammers
28:32 Red flags to look out for if you think you’re being scammed
32:43 Mailbag with Julia Chatzky

Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>How A Personal Finance Expert Fell For A Financial Scam With Charlotte Cowles</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>415</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A terrifying new phone scam that anyone could fall for. </itunes:subtitle>
      <itunes:summary>When we envision the type of person who falls for a financial scam, there are usually a few key characteristics that come to mind:They may be elderly, using a landline phone, or in a state of panic as the person on the other end of the line informs them that if they don’t hand over $10,000 immediately, they’ll be arrested. But those stereotypes are just plain wrong. 
Charlotte Cowles, the Cut’s financial advice columnist and a longtime freelance business columnist for The New York Times, fell for an elaborate new scam that involved Amazon, the FTC, threatening her child, and handing a box with $50,000 in cash through the window of the backseat of a car.
In Mailbag, we hear from a listener who’s wondering what the difference is between an hourly financial advisor and one that charges a flat fee. We also address how to shop around for title insurance when you're buying a home. In our news of the week, we talk about the big changes coming to the commissions we pay when we buy and sell homes, what the producer price index (or PPI) coming in hotter than expected means, and a new study about how Americans are feeling about their finances.
Takeaways:

Younger adults are more likely to fall for online scams.

Scammers use psychological tactics such as authority and isolation to manipulate their victims.

Talking about scams and sharing experiences can help prevent others from falling victim.

If something seems too good to be true, trust your gut and question it.

Be cautious of phone calls or messages from unknown sources and verify information independently.

Report scams to the appropriate authorities and seek support from trusted friends or family members.



Chapters:
00:00 News You Can Use
6:43 Charlotte's experience
12:15 Psychological tactics used by scammers
28:32 Red flags to look out for if you think you’re being scammed
32:43 Mailbag with Julia Chatzky

Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When we envision the type of person who falls for a financial scam, there are usually a few key characteristics that come to mind:They may be elderly, using a landline phone, or in a state of panic as the person on the other end of the line informs them that if they don’t hand over $10,000 immediately, they’ll be arrested. But those stereotypes are just plain wrong. </p><p><a href="https://www.charlottecowles.com/">Charlotte Cowles</a>, the Cut’s financial advice columnist and a longtime freelance business columnist for <em>The New York Times</em>, fell for <a href="https://www.thecut.com/article/amazon-scam-call-ftc-arrest-warrants.html">an elaborate new scam</a> that involved Amazon, the FTC, threatening her child, and handing a box with $50,000 in cash through the window of the backseat of a car.</p><p>In Mailbag, we hear from a listener who’s wondering what the difference is between an hourly financial advisor and one that charges a flat fee. We also address how to shop around for title insurance when you're buying a home. In our news of the week, we talk about the big changes coming to the commissions we pay when we buy and sell homes, what the producer price index (or PPI) coming in hotter than expected means, and a new study about how Americans are feeling about their finances.</p><p><strong>Takeaways:</strong></p><ul>
<li>Younger adults are more likely to fall for online scams.</li>
<li>Scammers use psychological tactics such as authority and isolation to manipulate their victims.</li>
<li>Talking about scams and sharing experiences can help prevent others from falling victim.</li>
<li>If something seems too good to be true, trust your gut and question it.</li>
<li>Be cautious of phone calls or messages from unknown sources and verify information independently.</li>
<li>Report scams to the appropriate authorities and seek support from trusted friends or family members.</li>
</ul><p><br></p><p><br></p><p><strong>Chapters:</strong></p><p>00:00 News You Can Use</p><p>6:43 Charlotte's experience</p><p>12:15 Psychological tactics used by scammers</p><p>28:32 Red flags to look out for if you think you’re being scammed</p><p>32:43 Mailbag with Julia Chatzky</p><p><br></p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2872</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dad98d70-b4a8-11ee-8800-eb0547ee6a0b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1976611068.mp3?updated=1710941507" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 414: Retire On Your Own Terms With Anne Lester</title>
      <description>We’ve been thinking a lot about “Peak 65” over here at HerMoney HQ. If you haven’t heard about it, it’s the fact that more people are turning 65 starting this year than at any other point in history. That’s important because this age shift is going to have a huge impact on everything, including our economy, Social Security, the upcoming election, and especially on retirement. 
Anne Lester, former head of retirement solutions for J.P. Morgan Asset Management Solution Group wants everyone to know that planning for retirement doesn’t have to be so scary — it can be empowering and, yes, even fun. In her new book: “Your Best Financial Life: Save Smart Now for the Future You Want” she talks about how she finally broke free from living paycheck-to-paycheck, and was able to retire early on her terms.
In Mailbag, we hear from a listener who is wondering if they should stay at a job they don’t love for the excellent retirement benefits. In our money tip of the week, with Mint shutting down in less than two weeks, here are the other budgeting apps we recommend.
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>Retire On Your Own Terms With Anne Lester</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>414</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The key steps to take now to retire comfortably. </itunes:subtitle>
      <itunes:summary>We’ve been thinking a lot about “Peak 65” over here at HerMoney HQ. If you haven’t heard about it, it’s the fact that more people are turning 65 starting this year than at any other point in history. That’s important because this age shift is going to have a huge impact on everything, including our economy, Social Security, the upcoming election, and especially on retirement. 
Anne Lester, former head of retirement solutions for J.P. Morgan Asset Management Solution Group wants everyone to know that planning for retirement doesn’t have to be so scary — it can be empowering and, yes, even fun. In her new book: “Your Best Financial Life: Save Smart Now for the Future You Want” she talks about how she finally broke free from living paycheck-to-paycheck, and was able to retire early on her terms.
In Mailbag, we hear from a listener who is wondering if they should stay at a job they don’t love for the excellent retirement benefits. In our money tip of the week, with Mint shutting down in less than two weeks, here are the other budgeting apps we recommend.
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve been thinking a lot about “Peak 65” over here at HerMoney HQ. If you haven’t heard about it, it’s the fact that more people are turning 65 starting this year than at any other point in history. That’s important because this age shift is going to have a huge impact on everything, including our economy, Social Security, the upcoming election, and especially on retirement. </p><p>Anne Lester, former head of retirement solutions for J.P. Morgan Asset Management Solution Group wants everyone to know that planning for retirement doesn’t have to be so scary — it <em>can</em> be empowering and, yes, even fun. In her new book: <a href="https://www.amazon.com/Your-Best-Financial-Life-Future/dp/006332086X">“Your Best Financial Life: Save Smart Now for the Future You Want”</a> she talks about how she finally broke free from living paycheck-to-paycheck, and was able to retire early on her terms.</p><p>In Mailbag, we hear from a listener who is wondering if they should stay at a job they don’t love for the excellent retirement benefits. In our money tip of the week, with Mint shutting down in less than two weeks, here are <a href="https://hermoney.com/save/best-budgeting-apps/">the other budgeting apps</a> we recommend.</p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2961</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[daa5e632-b4a8-11ee-8800-83a1feff9d81]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2229736045.mp3?updated=1710295886" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 413: Quitting Your Job Isn’t Cool Anymore With Grace Puma &amp; Christiana Smith Shi</title>
      <description>Navigating your career has always been difficult, but that’s especially true in today’s landscape where the state of the job market seems to be constantly in flux. 
While you may be looking to quit your job in search of better wages or improved work-life balance, you may also want to stay put this year. If you are sticking to the job you’ve got,  you’re probably thinking about a way to move up the ladder. 
According to a recent CNBC poll, nearly half of women polled describe themselves as “very ambitious” when it comes to their careers, and ambition among women of color is even higher. Grace Puma and Christiana Smith Shi, authors of the new book “Career Forward: Strategies By Women Who’ve Made It,” want more women to be proud of acknowledging their ambition — privately and publicly. Listen in as they share their learnings on decades of experience reaching the top of Fortune 500 companies and why we should always be thinking one step ahead in our careers.
In Mailbag, we hear from a mom who’s preparing to reenter the workforce and is looking for the best tips to use AI to spruce up her resume. We also check in with a listener who is getting their taxes done and wondering if they should be increasing their retirement savings to avoid a higher tax bill. In our money tip of the week, it’s that time of the year again…tax time! So, what is the new DirectFile program from the IRS, and who is eligible to use it? We break it down. 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Mar 2024 07:00:00 -0000</pubDate>
      <itunes:title>Quitting Your Job Isn’t Cool Anymore With Grace Puma &amp; Christiana Smith Shi</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>413</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to stay one step ahead in your career.</itunes:subtitle>
      <itunes:summary>Navigating your career has always been difficult, but that’s especially true in today’s landscape where the state of the job market seems to be constantly in flux. 
While you may be looking to quit your job in search of better wages or improved work-life balance, you may also want to stay put this year. If you are sticking to the job you’ve got,  you’re probably thinking about a way to move up the ladder. 
According to a recent CNBC poll, nearly half of women polled describe themselves as “very ambitious” when it comes to their careers, and ambition among women of color is even higher. Grace Puma and Christiana Smith Shi, authors of the new book “Career Forward: Strategies By Women Who’ve Made It,” want more women to be proud of acknowledging their ambition — privately and publicly. Listen in as they share their learnings on decades of experience reaching the top of Fortune 500 companies and why we should always be thinking one step ahead in our careers.
In Mailbag, we hear from a mom who’s preparing to reenter the workforce and is looking for the best tips to use AI to spruce up her resume. We also check in with a listener who is getting their taxes done and wondering if they should be increasing their retirement savings to avoid a higher tax bill. In our money tip of the week, it’s that time of the year again…tax time! So, what is the new DirectFile program from the IRS, and who is eligible to use it? We break it down. 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Navigating your career has always been difficult, but that’s especially true in today’s landscape where the state of the job market seems to be constantly in flux. </p><p>While you may be looking to quit your job in search of better wages or improved work-life balance, you may also want to stay put this year. If you are sticking to the job you’ve got,  you’re probably thinking about a way to move up the ladder. </p><p>According to <a href="https://www.cnbc.com/2023/03/31/how-women-are-re-defining-ambition-to-build-happier-more-successful-careers.html#:~:text=Overall%2C%20nearly%20half%20(48%25),5%2C000%20women%20conducted%20last%20month.">a recent CNBC poll</a>, nearly half of women polled describe themselves as “very ambitious” when it comes to their careers, and ambition among women of color is even higher. Grace Puma and Christiana Smith Shi, authors of the new book “<a href="https://www.amazon.com/Career-Forward-Strategies-Women-Whove/dp/1668018608">Career Forward: Strategies By Women Who’ve Made It</a>,” want more women to be proud of acknowledging their ambition — privately and publicly. Listen in as they share their learnings on decades of experience reaching the top of Fortune 500 companies and why we should always be thinking one step ahead in our careers.</p><p>In Mailbag, we hear from a mom who’s preparing to reenter the workforce and is looking for the best tips to use AI to spruce up her resume. We also check in with a listener who is getting their taxes done and wondering if they should be increasing their retirement savings to avoid a higher tax bill. In <a href="https://hermoney.com/earn/taxes/irs-tax-returns-free-tax-prep/">our money tip of the week</a>, it’s that time of the year again…tax time! So, what is the new DirectFile program from the IRS, and who is eligible to use it? We break it down. </p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2623</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a3d8b3a2-d891-11ee-b2f8-5bf2d3548325]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1424198463.mp3?updated=1709682160" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: How Does Karen Finerman Do It?</title>
      <description>How does she do it? This week, we decided to ask Karen Finerman, the indomitable host of the How She Does It Podcast and co-host of InvestingFixx, HerMoney’s investing club for women, how she makes it all happen. Between her role as CEO of Metropolitan Capital Advisors, being a panelist on CNBC’s Fast Money, serving as a Wharton board member, and being a mom to two sets of twins, she does it ALL. We knew it was time to share her incredible story. 
Listen in to learn why Karen decided she wanted to become a risk arbitrageur at age 15, how she worked full time while raising her kids, and her best advice for getting invested — and staying invested — as a woman. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 01 Mar 2024 07:00:00 -0000</pubDate>
      <itunes:title>How Does Karen Finerman Do It?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Everything you wanted to know about CEO and How She Does It podcast host, Karen Finerman.</itunes:subtitle>
      <itunes:summary>How does she do it? This week, we decided to ask Karen Finerman, the indomitable host of the How She Does It Podcast and co-host of InvestingFixx, HerMoney’s investing club for women, how she makes it all happen. Between her role as CEO of Metropolitan Capital Advisors, being a panelist on CNBC’s Fast Money, serving as a Wharton board member, and being a mom to two sets of twins, she does it ALL. We knew it was time to share her incredible story. 
Listen in to learn why Karen decided she wanted to become a risk arbitrageur at age 15, how she worked full time while raising her kids, and her best advice for getting invested — and staying invested — as a woman. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How <em>does </em>she do it? This week, we decided to ask Karen Finerman, the indomitable host of the How She Does It Podcast and co-host of InvestingFixx, HerMoney’s <a href="http://investingfixx.com">investing club for women</a>, how she makes it all happen. Between her role as CEO of Metropolitan Capital Advisors, being a panelist on CNBC’s Fast Money, serving as a Wharton board member, and being a mom to two sets of twins, she does it ALL. We knew it was time to share her incredible story. </p><p>Listen in to learn why Karen decided she wanted to become a risk arbitrageur at age 15, how she worked full time while raising her kids, and her best advice for getting invested — and staying invested — as a woman. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2411</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[da69da2a-b4a8-11ee-8800-5fba4be71236]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4259467873.mp3?updated=1708434296" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 412: How To Avoid Burnout With Ali Abdaal</title>
      <description>We’ve all heard it time and again from the world’s biggest success stories: They worked crazy hours, gave up their friendships, and kept their nose to the grind for years before they got their big break. What are they telling us? 
Essentially, you’ll never succeed unless you’re willing to give up everything else to get there, and there’s no way to avoid burnout. In other words, suffering is what leads to success. But we’ve also seen that this mentality can cause burnout, depression, or stepping away from a career that you thought you loved. 
Ali Abdaal, author of “Feel-Good Productivity: How to Do More of What Matters to You,” knows exactly what this feels like. While working as a doctor, he was doing everything he could to keep up, but found himself miserable and completely burned out at the end of every workday. He decided to change his life and master productivity — today, he’s one of the world’s most followed productivity experts. Listen in to hear his advice on how we can use “power, people, and play” to avoid burnout, and even make everyday tasks more fun. 
In Mailbag, we hear from a listener who’s looking for advice on how to recover mentally and emotionally after being laid off, and we check in with someone who bought iBonds in the early 2000s and is wondering if she can use them to pay for higher education. In our money tip of the week, what NOT to do with the money if you get a bonus or a raise at work this year. 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Feb 2024 07:00:00 -0000</pubDate>
      <itunes:title>How To Avoid Burnout With Ali Abdaal</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>412</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Using power, people, and play to avoid burnout. </itunes:subtitle>
      <itunes:summary>We’ve all heard it time and again from the world’s biggest success stories: They worked crazy hours, gave up their friendships, and kept their nose to the grind for years before they got their big break. What are they telling us? 
Essentially, you’ll never succeed unless you’re willing to give up everything else to get there, and there’s no way to avoid burnout. In other words, suffering is what leads to success. But we’ve also seen that this mentality can cause burnout, depression, or stepping away from a career that you thought you loved. 
Ali Abdaal, author of “Feel-Good Productivity: How to Do More of What Matters to You,” knows exactly what this feels like. While working as a doctor, he was doing everything he could to keep up, but found himself miserable and completely burned out at the end of every workday. He decided to change his life and master productivity — today, he’s one of the world’s most followed productivity experts. Listen in to hear his advice on how we can use “power, people, and play” to avoid burnout, and even make everyday tasks more fun. 
In Mailbag, we hear from a listener who’s looking for advice on how to recover mentally and emotionally after being laid off, and we check in with someone who bought iBonds in the early 2000s and is wondering if she can use them to pay for higher education. In our money tip of the week, what NOT to do with the money if you get a bonus or a raise at work this year. 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve all heard it time and again from the world’s biggest success stories: They worked crazy hours, gave up their friendships, and kept their nose to the grind for <em>years</em> before they got their big break. What are they telling us? </p><p>Essentially, you’ll never succeed unless you’re willing to give up everything else to get there, and there’s no way to avoid burnout. In other words, suffering is what leads to success. But we’ve also seen that this mentality can cause burnout, depression, or stepping away from a career that you thought you loved. </p><p>Ali Abdaal, author of “<a href="https://www.amazon.com/Feel-Good-Productivity-More-What-Matters/dp/1250865034">Feel-Good Productivity: How to Do More of What Matters to You</a>,” knows exactly what this feels like. While working as a doctor, he was doing everything he could to keep up, but found himself miserable and completely burned out at the end of every workday. He decided to change his life and master productivity — today, he’s one of the world’s most followed productivity experts. Listen in to hear his advice on how we can use “power, people, and play” to avoid burnout, and even make everyday tasks more fun. </p><p>In Mailbag, we hear from a listener who’s looking for advice on how to recover mentally and emotionally after being laid off, and we check in with someone who bought iBonds in the early 2000s and is wondering if she can use them to pay for higher education. In our <a href="https://hermoney.com/save/budgeting/make-saving-money-feel-fun/">money tip of the week</a>, what NOT to do with the money if you get a bonus or a raise at work this year. </p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2918</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[da371fb8-b4a8-11ee-8800-0be9d1555640]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3867277673.mp3?updated=1708364229" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 411: How To Handle Mean Girls At Work With Rosalind Wiseman</title>
      <description>Do you prefer to have a male or female boss? Have you ever thought about why? A UCLA study analyzed responses from more than 60,000 people and found that women, even those who were managers themselves, were more likely to want a male boss than a female one. The participants explained that female bosses are “emotional,” “catty,” or “bitchy.” 
If we want more women in positions of power, we need this narrative to change. It’s so important that women respect their female colleagues and appreciate working for women in power. Rosalind Wiseman, author of Queen Bees and Wannabes, the inspiration for the Mean Girls franchise, hears from countless women that their workplace is like high school, and existing in that environment every day can be tough, if not impossible. Thankfully, Wiseman has excellent advice for finding allies in the workplace and handling conflict with your colleagues (yes, even when it’s super uncomfortable).
In Mailbag, we hear from a listener who’s wondering if she should be the co-owner of a property she’s buying for a granddaughter, and we check in with someone who is considering taking a job at a company with terrible reviews… Should she bring this up in an interview? In our money tip of the week, is jetting off to somewhere sunny and warm to take a “workcation” a good idea? 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Feb 2024 07:00:00 -0000</pubDate>
      <itunes:title>How To Handle Mean Girls At Work With Rosalind Wiseman</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>411</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Stand up to catty coworkers and advocate for yourself.</itunes:subtitle>
      <itunes:summary>Do you prefer to have a male or female boss? Have you ever thought about why? A UCLA study analyzed responses from more than 60,000 people and found that women, even those who were managers themselves, were more likely to want a male boss than a female one. The participants explained that female bosses are “emotional,” “catty,” or “bitchy.” 
If we want more women in positions of power, we need this narrative to change. It’s so important that women respect their female colleagues and appreciate working for women in power. Rosalind Wiseman, author of Queen Bees and Wannabes, the inspiration for the Mean Girls franchise, hears from countless women that their workplace is like high school, and existing in that environment every day can be tough, if not impossible. Thankfully, Wiseman has excellent advice for finding allies in the workplace and handling conflict with your colleagues (yes, even when it’s super uncomfortable).
In Mailbag, we hear from a listener who’s wondering if she should be the co-owner of a property she’s buying for a granddaughter, and we check in with someone who is considering taking a job at a company with terrible reviews… Should she bring this up in an interview? In our money tip of the week, is jetting off to somewhere sunny and warm to take a “workcation” a good idea? 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you prefer to have a male or female boss? Have you ever thought about why? <a href="https://www.researchgate.net/publication/238043688_Does_gender_bias_against_female_leaders_persist_Quantitative_and_qualitative_data_from_a_large-scale_survey">A UCLA study</a> analyzed responses from more than 60,000 people and found that women, even those who were managers themselves, were more likely to want a male boss than a female one. The participants explained that female bosses are “emotional,” “catty,” or “bitchy.” </p><p>If we want more women in positions of power, we need this narrative to change. It’s so important that women respect their female colleagues and appreciate working for women in power. Rosalind Wiseman, author of <a href="https://www.amazon.com/Queen-Bees-Wannabes-3rd-Realities/dp/1101903058/ref=sr_1_1?hvadid=598727353592&amp;hvdev=c&amp;hvlocphy=1022762&amp;hvnetw=g&amp;hvqmt=e&amp;hvrand=8084678119231688364&amp;hvtargid=kwd-342778077082&amp;hydadcr=8928_13572536&amp;keywords=queen+bees+and+wannabes+book&amp;qid=1706282421&amp;sr=8-1">Queen Bees and Wannabes</a>, the inspiration for the Mean Girls franchise, hears from countless women that their workplace is like high school, and existing in that environment every day can be tough, if not impossible. Thankfully, Wiseman has excellent advice for finding allies in the workplace and handling conflict with your colleagues (yes, even when it’s super uncomfortable).</p><p>In Mailbag, we hear from a listener who’s wondering if she should be the co-owner of a property she’s buying for a granddaughter, and we check in with someone who is considering taking a job at a company with terrible reviews… Should she bring this up in an interview? In our <a href="https://hermoney.com/earn/work-life-balance/yes-you-can-finally-escape-your-wfh-productivity-slump-heres-how/">money tip of the week</a>, is jetting off to somewhere sunny and warm to take a “workcation” a good idea? </p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2702</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[da02f2f6-b4a8-11ee-8800-3b7a15014f61]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML6693549560.mp3?updated=1708130499" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 410: Why We’re Attracted To Our Money Opposites With Scott Rick</title>
      <description>In her most recent book, Women With Money, HerMoney CEO Jean Chatzky asked hundreds of women: “What do you want from your money?” Although womens’ answers were all over the map, they were all some form of safety and security. Would men say the same? Probably not, because we know that in general, women and men see money differently.
With that in mind, this week we’re exploring how you and your partner can get on the same page when it comes to talking about money — even if you’re coming from completely different places. Scott Rick, author of “Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships,” explains why we’re so attracted to our money opposites and how we can better understand each other this Valentine’s Day. 
In Mailbag, we hear from a listener who doesn’t mix finances with her husband and is wondering what steps she needs to take to ensure she understands their financial picture. Another listener is moving in with her partner and wants to draw up a cohabitation document. In our money tip of the week, why we should all be taking a “financial health day” – especially during tax season!  
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Feb 2024 07:00:00 -0000</pubDate>
      <itunes:title>Why We’re Attracted To Our Money Opposites With Scott Rick</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>410</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Are you a tightwad or a spendthrift?</itunes:subtitle>
      <itunes:summary>In her most recent book, Women With Money, HerMoney CEO Jean Chatzky asked hundreds of women: “What do you want from your money?” Although womens’ answers were all over the map, they were all some form of safety and security. Would men say the same? Probably not, because we know that in general, women and men see money differently.
With that in mind, this week we’re exploring how you and your partner can get on the same page when it comes to talking about money — even if you’re coming from completely different places. Scott Rick, author of “Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships,” explains why we’re so attracted to our money opposites and how we can better understand each other this Valentine’s Day. 
In Mailbag, we hear from a listener who doesn’t mix finances with her husband and is wondering what steps she needs to take to ensure she understands their financial picture. Another listener is moving in with her partner and wants to draw up a cohabitation document. In our money tip of the week, why we should all be taking a “financial health day” – especially during tax season!  
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In her most recent book, <a href="https://www.amazon.com/Women-Money-Judgment-Free-Creating-Purposeful/dp/1538745380">Women With Money</a>, HerMoney CEO Jean Chatzky asked hundreds of women: “What do you want from your money?” Although womens’ answers were all over the map, they were all some form of <em>safety</em> and <em>security</em>. Would men say the same? Probably not, because we know that in general, women and men see money differently.</p><p>With that in mind, this week we’re exploring how you and your partner can get on the same page when it comes to talking about money — even if you’re coming from completely different places. Scott Rick, author of “<a href="https://www.amazon.com/Tightwads-Spendthrifts-Navigating-Minefield-Relationships/dp/1250280079/ref=tmm_hrd_swatch_0?_encoding=UTF8&amp;qid=&amp;sr=">Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships</a>,” explains why we’re so attracted to our money opposites and how we can better understand each other this Valentine’s Day. </p><p>In Mailbag, we hear from a listener who doesn’t mix finances with her husband and is wondering what steps she needs to take to ensure she understands their financial picture. Another listener is moving in with her partner and wants to draw up a cohabitation document. In our money tip of the week, why we should all be taking a “financial health day” – especially during <a href="https://hermoney.com/earn/taxes/irs-tax-returns-free-tax-prep/">tax season</a>!  </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2628</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d9ccfbec-b4a8-11ee-8800-c74d71fdd3cd]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8972264042.mp3?updated=1707783738" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Discover Your MoneyType With Dr. Jennifer Leigh Selig</title>
      <description>Have you ever really thought about why you are the way you are with money? For most of us, it’s the result of how we’re wired, how we were raised, and the financial events and struggles we experienced along the way. Sometimes, how we think about money can be positive, and we can feel empowered with our finances… But other times the way we’re ingrained to think about money could be negatively impacting our mental and financial health in ways we’re not aware of. In other words, our MoneyType could be impacting all of our financial decisions! 
Dr. Jennifer Leigh Selig, the psychologist and researcher who created the five MoneyTypes joins us to break down the characteristics of the five types, and shares how taking the MoneyType quiz this Valentine’s Day can actually help deepen our bonds with our partners. 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe! Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Feb 2024 07:00:00 -0000</pubDate>
      <itunes:title>Discover Your MoneyType With Dr. Jennifer Leigh Selig</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What does your MoneyType say about your relationship?</itunes:subtitle>
      <itunes:summary>Have you ever really thought about why you are the way you are with money? For most of us, it’s the result of how we’re wired, how we were raised, and the financial events and struggles we experienced along the way. Sometimes, how we think about money can be positive, and we can feel empowered with our finances… But other times the way we’re ingrained to think about money could be negatively impacting our mental and financial health in ways we’re not aware of. In other words, our MoneyType could be impacting all of our financial decisions! 
Dr. Jennifer Leigh Selig, the psychologist and researcher who created the five MoneyTypes joins us to break down the characteristics of the five types, and shares how taking the MoneyType quiz this Valentine’s Day can actually help deepen our bonds with our partners. 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe! Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you ever <em>really</em> thought about why you are the way you are with money? For most of us, it’s the result of how we’re wired, how we were raised, and the financial events and struggles we experienced along the way. Sometimes, how we think about money can be positive, and we can feel empowered with our finances… But other times the way we’re ingrained to think about money could be negatively impacting our mental and financial health in ways we’re not aware of. In other words, our MoneyType could be impacting all of our financial decisions! </p><p>Dr. Jennifer Leigh Selig, the psychologist and researcher who created the <a href="https://www.moneytype.hermoney.com/">five MoneyTypes</a> joins us to break down the characteristics of the five types, and shares how taking the <a href="https://www.moneytype.hermoney.com/">MoneyType quiz</a> this Valentine’s Day can actually help deepen our bonds with our partners. </p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! Have thoughts about the show that you’re dying to share? Take our<a href="https://www.surveymonkey.com/r/HMM2024pod"> podcast and community survey</a>! We can't wait to hear what you think.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em><strong> </strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2083</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c7c111b4-c69f-11ee-95dd-c7c0ff9cb9de]]></guid>
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    </item>
    <item>
      <title>Ep 409: Your Roadmap to 2024 Career Success With Fran Hauser</title>
      <description>How are you feeling about your job? Depending on what industry you’re in, you may be concerned about layoffs or consolidation. A recent survey from Bankrate revealed that a whopping 88% of workers who are worried about their job security are planning to take action within the next year. These actions include everything from searching for new job opportunities and asking for raises, to relocating or even quitting altogether. Fran Hauser, author of “Embrace The Work, Love Your Career,” recommends sticking it out in your current role while you start putting out feelers. Listen in to hear her best advice on ensuring your career is layoff-proof including reevaluating your day-to-day tasks and making sure you’re working on projects that the executive team cares about. 
In Mailbag, a listener asks for a breakdown of high-yield savings accounts and how they work. We also hear from someone looking for courses and resources to help her become a financial coach. In our money tip of the week, how to do a financial checkup to make sure you’re not paying for things you don’t need (we’re coming for you, Netflix subscriptions!).
Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Feb 2024 07:00:00 -0000</pubDate>
      <itunes:title>Your Roadmap to 2024 Career Success</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>409</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make your career layoff-proof.</itunes:subtitle>
      <itunes:summary>How are you feeling about your job? Depending on what industry you’re in, you may be concerned about layoffs or consolidation. A recent survey from Bankrate revealed that a whopping 88% of workers who are worried about their job security are planning to take action within the next year. These actions include everything from searching for new job opportunities and asking for raises, to relocating or even quitting altogether. Fran Hauser, author of “Embrace The Work, Love Your Career,” recommends sticking it out in your current role while you start putting out feelers. Listen in to hear her best advice on ensuring your career is layoff-proof including reevaluating your day-to-day tasks and making sure you’re working on projects that the executive team cares about. 
In Mailbag, a listener asks for a breakdown of high-yield savings accounts and how they work. We also hear from someone looking for courses and resources to help her become a financial coach. In our money tip of the week, how to do a financial checkup to make sure you’re not paying for things you don’t need (we’re coming for you, Netflix subscriptions!).
Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How are you feeling about your job? Depending on what industry you’re in, you may be concerned about layoffs or consolidation. A recent survey from Bankrate revealed that a whopping 88% of workers who are worried about their job security are planning to take action within the next year. These actions include everything from searching for new job opportunities and asking for raises, to relocating or even quitting altogether. Fran Hauser, author of “<a href="https://www.amazon.com/Embrace-Work-Love-Your-Career/dp/1951412494/ref=sr_1_5?dchild=1&amp;keywords=embrace%20the%20work%20love%20your%20career%20book&amp;qid=1628253275&amp;sr=8-5">Embrace The Work, Love Your Career</a>,” recommends sticking it out in your current role while you start putting out feelers. Listen in to hear her best advice on ensuring your career is layoff-proof including reevaluating your day-to-day tasks and making sure you’re working on projects that the executive team cares about. </p><p>In Mailbag, a listener asks for a breakdown of high-yield savings accounts and how they work. We also hear from someone looking for courses and resources to help her become a financial coach. In our money tip of the week, how to do a <a href="https://hermoney.com/protect/your-finances-need-a-check-up/">financial checkup </a>to make sure you’re not paying for things you don’t need (we’re coming for you, Netflix subscriptions!).</p><p>Have thoughts about the show that you’re dying to share? Take our<a href="https://www.surveymonkey.com/r/HMM2024pod"> podcast and community survey</a>! We can't wait to hear what you think.</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2932</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d997215c-b4a8-11ee-8800-d7dd298c0dae]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9431734279.mp3?updated=1707251215" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 408: Pay Off Your Debt In Baby Steps With Jade Warshaw</title>
      <description>Having kids is a huge life decision, and more American women are either delaying motherhood or choosing not to have kids at all. Despite the short-term plunge — and comeback — during the early years of the pandemic, the birth rates have been consistently trending down. There are a few reasons for this, namely, kids are really expensive, and millennials have a lot of student loan debt to pay off.
Jade Warshaw, cohost and debt elimination expert on the Ramsey Show, found herself in almost half a million dollars of debt, but was able to completely change her financial life in order to ensure she could start the family she’d always dreamed of. In her new book, “Money’s Not a Math Problem,” she goes over the easiest ways to create a budget that works, pay down debt, and free yourself from negative money mindsets that may be holding you back. 
In Mailbag, we hear from a listener who’s getting a jump start on taxes and is wondering whether to report her side gig to the IRS. We also hear from someone who just paid down her debt (yay!) and wants to know the best place to put the extra $300 she has a month. In our money tip of the week, Bitcoin ETFs were just approved… is now the time to buy? 
Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Jan 2024 07:00:00 -0000</pubDate>
      <itunes:title>Pay Off Your Debt In Baby Steps With Jade Warshaw</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>408</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Organize your budget like you organize your closet. </itunes:subtitle>
      <itunes:summary>Having kids is a huge life decision, and more American women are either delaying motherhood or choosing not to have kids at all. Despite the short-term plunge — and comeback — during the early years of the pandemic, the birth rates have been consistently trending down. There are a few reasons for this, namely, kids are really expensive, and millennials have a lot of student loan debt to pay off.
Jade Warshaw, cohost and debt elimination expert on the Ramsey Show, found herself in almost half a million dollars of debt, but was able to completely change her financial life in order to ensure she could start the family she’d always dreamed of. In her new book, “Money’s Not a Math Problem,” she goes over the easiest ways to create a budget that works, pay down debt, and free yourself from negative money mindsets that may be holding you back. 
In Mailbag, we hear from a listener who’s getting a jump start on taxes and is wondering whether to report her side gig to the IRS. We also hear from someone who just paid down her debt (yay!) and wants to know the best place to put the extra $300 she has a month. In our money tip of the week, Bitcoin ETFs were just approved… is now the time to buy? 
Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Having kids is a huge life decision, and more American women are either delaying motherhood or choosing not to have kids at all. Despite the short-term plunge — and comeback — during the early years of the pandemic, the birth rates have been consistently trending down. There are a few reasons for this, namely, kids are really expensive, and millennials have a lot of student loan debt to pay off.</p><p>Jade Warshaw, cohost and debt elimination expert on the Ramsey Show, found herself in almost half a million dollars of debt, but was able to completely change her financial life in order to ensure she could start the family she’d always dreamed of. In her new book, “<a href="https://www.amazon.com/Money-Math-Problem-Jade-Warshaw/dp/1942121776">Money’s Not a Math Problem</a>,” she goes over the easiest ways to create a budget that works, pay down debt, and free yourself from negative money mindsets that may be holding you back. </p><p>In Mailbag, we hear from a listener who’s getting a jump start on taxes and is wondering whether to report her side gig to the IRS. We also hear from someone who just paid down her debt (yay!) and wants to know the best place to put the extra $300 she has a month. In our money tip of the week, Bitcoin ETFs were just approved… is <a href="https://hermoney.com/invest/what-does-it-mean-to-invest-in-crypto/">now the time to buy</a>? </p><p>Have thoughts about the show that you’re dying to share? Take our<a href="https://www.surveymonkey.com/r/HMM2024pod"> </a><a href="https://www.surveymonkey.com/r/HMM2024pod">podcast and community survey</a>! We can't wait to hear what you think.</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3152</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d962bbe2-b4a8-11ee-8800-2f9daa4680e2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4663230605.mp3?updated=1706712577" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 407: From Blogger to Media Mogul With Sami Sage</title>
      <description>While some may say 2023 may have been “the year of the girl,” we say, unapologetically, it was the year of the woman. Just take a look at Taylor Swift. In 2023, the term “Swiftonomics'' was coined — because Swift generated significant revenue, tourism, and jobs in every city where she performed. Like many other incredible women, she owned her power in a new way, and the world took notice. 
Betches Media took this concept — that ALL women should celebrate being powerful, and own our instincts to never back down — and they created a media empire out of it. Sami Sage, co-founder, and ​Chief Brand Officer of Betches Media joins us to talk about selling the brand, and why she’s not afraid to say that she cares about making and spending money in alignment with her goals. 
In Mailbag, we hear from someone who’s wondering if it’s worth it to maintain two credit cards, and Julia Chatzky asks about best practices for sharing a credit card with your partner. In our money tip of the week, is lifestyle creep affecting your savings? Here’s what to do about it. 
Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Jan 2024 07:00:00 -0000</pubDate>
      <itunes:title>From Blogger to Media Mogul With Sami Sage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>407</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Building a beloved brand for a new generation.</itunes:subtitle>
      <itunes:summary>While some may say 2023 may have been “the year of the girl,” we say, unapologetically, it was the year of the woman. Just take a look at Taylor Swift. In 2023, the term “Swiftonomics'' was coined — because Swift generated significant revenue, tourism, and jobs in every city where she performed. Like many other incredible women, she owned her power in a new way, and the world took notice. 
Betches Media took this concept — that ALL women should celebrate being powerful, and own our instincts to never back down — and they created a media empire out of it. Sami Sage, co-founder, and ​Chief Brand Officer of Betches Media joins us to talk about selling the brand, and why she’s not afraid to say that she cares about making and spending money in alignment with her goals. 
In Mailbag, we hear from someone who’s wondering if it’s worth it to maintain two credit cards, and Julia Chatzky asks about best practices for sharing a credit card with your partner. In our money tip of the week, is lifestyle creep affecting your savings? Here’s what to do about it. 
Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>While some may say 2023 may have been “the year of the girl,” we say, unapologetically, it was the year of the woman. Just take a look at Taylor Swift. In 2023, the term “Swiftonomics'' was coined — because Swift generated significant revenue, tourism, and jobs in every city where she performed. Like many other incredible women, she owned her power in a new way, and the world took notice. </p><p><a href="https://betches.com/">Betches Media</a> took this concept — that ALL women should celebrate being powerful, and own our instincts to never back down — and they created a media empire out of it. Sami Sage, co-founder, and ​Chief Brand Officer of Betches Media joins us to talk about selling the brand, and why she’s not afraid to say that she cares about making and spending money in alignment with her goals. </p><p>In Mailbag, we hear from someone who’s wondering if it’s worth it to maintain two credit cards, and Julia Chatzky asks about best practices for sharing a credit card with your partner. In our money tip of the week, is <a href="https://hermoney.com/save/9-personal-finance-hacks-i-wish-id-learned-in-college/">lifestyle creep</a> affecting your savings? Here’s what to do about it. </p><p><strong>Have thoughts about the show that you’re dying to share? Take our</strong><a href="https://www.surveymonkey.com/r/HMM2024pod"><strong> podcast and community survey</strong></a><strong>! We can't wait to hear what you think.</strong></p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3137</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d92e6496-b4a8-11ee-8800-678904eee870]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1412798838.mp3?updated=1706121837" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 406: Teaching Kids About Money With Yanely Espinal</title>
      <description>Was money something you learned about in school? We’re not talking about math classes like geometry or pre-cal, we’re talking about personal finance — the art of managing our dollars. While some of us were lucky enough to learn personal finance from our parents, an aunt or another money-savvy family member, most of us never took a single personal finance class in school before we opened our first bank account.
Yanely Espinal, author of Mind Your Money, Insightful Stories and Strategies to Help You Reach Your #MoneyGoals has made it her mission to teach kids the lessons she didn’t learn young, so they can make smarter decisions about money. Listen in for her number one piece of advice on teaching kids key personal finance lessons early. 
In Mailbag, we hear from a listener who’s mentoring a teenager on how to manage her finances and is looking for next steps. We also check in with someone who’s filing for divorce and wondering if now is the right time to start collecting Social Security. In our money tip of the week, the cost of ignoring your finances is steep (we’re talking $2,000 a year). If you’ve been dragging your feet on creating a budget that works for you, join us for our next session of FinanceFixx on January 23rd.  
Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.
﻿
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Jan 2024 07:00:00 -0000</pubDate>
      <itunes:title>Teaching Kids About Money With Yanely Espinal</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>406</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Personal finance lessons all kids need to know. </itunes:subtitle>
      <itunes:summary>Was money something you learned about in school? We’re not talking about math classes like geometry or pre-cal, we’re talking about personal finance — the art of managing our dollars. While some of us were lucky enough to learn personal finance from our parents, an aunt or another money-savvy family member, most of us never took a single personal finance class in school before we opened our first bank account.
Yanely Espinal, author of Mind Your Money, Insightful Stories and Strategies to Help You Reach Your #MoneyGoals has made it her mission to teach kids the lessons she didn’t learn young, so they can make smarter decisions about money. Listen in for her number one piece of advice on teaching kids key personal finance lessons early. 
In Mailbag, we hear from a listener who’s mentoring a teenager on how to manage her finances and is looking for next steps. We also check in with someone who’s filing for divorce and wondering if now is the right time to start collecting Social Security. In our money tip of the week, the cost of ignoring your finances is steep (we’re talking $2,000 a year). If you’ve been dragging your feet on creating a budget that works for you, join us for our next session of FinanceFixx on January 23rd.  
Have thoughts about the show that you’re dying to share? Take our podcast and community survey! We can't wait to hear what you think.
﻿
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Was money something you learned about in school? We’re not talking about math classes like geometry or pre-cal, we’re talking about personal finance — the art of managing our dollars. While some of us were lucky enough to learn personal finance from our parents, an aunt or another money-savvy family member, most of us never took a single personal finance class in school before we opened our first bank account.</p><p>Yanely Espinal, author of <a href="https://www.amazon.com/Mind-Your-Money-Insightful-Strategies/dp/1544516541">Mind Your Money, Insightful Stories and Strategies to Help You Reach Your #MoneyGoals</a> has made it her mission to teach kids the lessons she didn’t learn young, so they can make smarter decisions about money. Listen in for her number one piece of advice on teaching kids key personal finance lessons early. </p><p>In Mailbag, we hear from a listener who’s mentoring a teenager on how to manage her finances and is looking for next steps. We also check in with someone who’s filing for divorce and wondering if now is the right time to start collecting Social Security. In our money tip of the week, the cost of ignoring your finances is steep (we’re talking $2,000 a year). If you’ve been dragging your feet on creating a budget that works for you, join us for our next session of <a href="https://hermoney.com/shop/product/financefixx-finance-coaching-program-by-jean-chatzky/">FinanceFixx</a> on January 23rd.  </p><p><strong>Have thoughts about the show that you’re dying to share? </strong><strong>Take our</strong><a href="https://www.surveymonkey.com/r/HMM2024pod"><strong> </strong></a><a href="https://www.surveymonkey.com/r/HMM2024pod"><strong>podcast and community survey</strong></a><strong>! We can't wait to hear what you think.</strong></p><p>﻿</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3093</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5151387130.mp3?updated=1705431304" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Social Security Clawbacks With Larry Kotlikoff and Terry Savage </title>
      <description>Last year, one million Americans got a letter in the mail – the Social Security Administration miscalculated their benefits. They had been overpaid, and now, the government wanted that money back within 30 days. How much money? In one couple's case, it was almost $70,000 and in another’s, it was $52,000. Most of us don’t have thousands of dollars to spare. Especially when we’re retired or nearing our retirement years, every dollar counts. So how do you prepare ahead of time if you’re one of the one million people to receive these letters — and is there a way to fight the system? 
Larry Kotlikoff and Terry Savage join us to discuss their new book “Social Security Horror Stories: Protect Yourself from the System and Avoid Clawbacks.” Listen in to hear what you can do to avoid Social Security clawbacks and the next steps if you receive a letter asking for repayment.
Take our podcast and community survey! We can't wait to hear what you think.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Jan 2024 07:00:00 -0000</pubDate>
      <itunes:title>Social Security Clawbacks With Larry Kotlikoff and Terry Savage</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Protect yourself, and get the most out of your Social Security benefits.</itunes:subtitle>
      <itunes:summary>Last year, one million Americans got a letter in the mail – the Social Security Administration miscalculated their benefits. They had been overpaid, and now, the government wanted that money back within 30 days. How much money? In one couple's case, it was almost $70,000 and in another’s, it was $52,000. Most of us don’t have thousands of dollars to spare. Especially when we’re retired or nearing our retirement years, every dollar counts. So how do you prepare ahead of time if you’re one of the one million people to receive these letters — and is there a way to fight the system? 
Larry Kotlikoff and Terry Savage join us to discuss their new book “Social Security Horror Stories: Protect Yourself from the System and Avoid Clawbacks.” Listen in to hear what you can do to avoid Social Security clawbacks and the next steps if you receive a letter asking for repayment.
Take our podcast and community survey! We can't wait to hear what you think.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Last year, <a href="https://www.cbsnews.com/news/social-security-overpayment-mistakes-can-become-your-responsibility-60-minutes-transcript/">one million Americans</a> got a letter in the mail – the Social Security Administration miscalculated their benefits. They had been overpaid, and now, the government wanted that money back within 30 days. How much money? In one couple's case, it was almost $70,000 and in another’s, it was $52,000. Most of us don’t have thousands of dollars to spare. Especially when we’re retired or nearing our retirement years, every dollar counts. So how do you prepare ahead of time if you’re one of the one million people to receive these letters — and is there a way to fight the system? </p><p>Larry Kotlikoff and Terry Savage join us to discuss their new book <a href="https://www.amazon.com/gp/aw/d/B0CMNV6X1Z?storeType=ebooks">“Social Security Horror Stories: Protect Yourself from the System and Avoid Clawbacks</a>.” Listen in to hear what you can do to avoid Social Security clawbacks and the next steps if you receive a letter asking for repayment.</p><p>Take our <a href="https://www.surveymonkey.com/r/HMM2024pod">podcast and community survey</a>! We can't wait to hear what you think.</p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1860</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[39857194-afff-11ee-be6d-3b04a4a98d6e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2692605004.mp3?updated=1705075333" length="0" type="audio/mpeg"/>
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    <item>
      <title>Ep 405: The 2024 Economy And What’s Really Happening, With Rana Foroohar</title>
      <description>A fresh New Year means it’s time to take a fresh look at the state of the economy. The U.S. economy has continued to grow at a stronger pace than expected, which has made many of us wonder what, exactly, happened to all of that recession talk a year ago? At the same time, we’ve also had a spectacular recovery of women in the workforce — with 75% of working-age women now have jobs. Plus, holiday spending late last year reached an all-time high, with Americans spending almost 10% more than they did last year on Cyber Monday. 
And yet, Americans are still feeling anxious about the economy. Rana Foroohar, Associate Editor at the Financial Times, joins us to explore why. We also go over her predictions for the state of the 2024 economy, and break down how those movements may impact your wallet. 
In Mailbag, we hear from a listener who’s recently widowed and needs advice on where to start learning about personal finance, and we check in with someone with three jobs who has a question about her withholding on tax documents. In our money tip of the week, it’s #engagmentseason – should you be considering a lab-grown diamond? 
Take our podcast and community survey! We can't wait to hear what you think.
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Jan 2024 07:00:00 -0000</pubDate>
      <itunes:title>The 2024 Economy And What’s Really Happening, With Rana Foroohar</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>405</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Everything You Need To Know About The 2024 Economy.</itunes:subtitle>
      <itunes:summary>A fresh New Year means it’s time to take a fresh look at the state of the economy. The U.S. economy has continued to grow at a stronger pace than expected, which has made many of us wonder what, exactly, happened to all of that recession talk a year ago? At the same time, we’ve also had a spectacular recovery of women in the workforce — with 75% of working-age women now have jobs. Plus, holiday spending late last year reached an all-time high, with Americans spending almost 10% more than they did last year on Cyber Monday. 
And yet, Americans are still feeling anxious about the economy. Rana Foroohar, Associate Editor at the Financial Times, joins us to explore why. We also go over her predictions for the state of the 2024 economy, and break down how those movements may impact your wallet. 
In Mailbag, we hear from a listener who’s recently widowed and needs advice on where to start learning about personal finance, and we check in with someone with three jobs who has a question about her withholding on tax documents. In our money tip of the week, it’s #engagmentseason – should you be considering a lab-grown diamond? 
Take our podcast and community survey! We can't wait to hear what you think.
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A fresh New Year means it’s time to take a fresh look at the state of the economy. The U.S. economy has continued to grow at <a href="https://www.cnbc.com/2023/11/29/us-gdp-grew-at-a-5point2percent-rate-in-the-third-quarter-even-stronger-than-first-indicated.html">a stronger pace than expected</a>, which has made many of us wonder what, exactly, happened to all of that recession talk a year ago? At the same time, we’ve also had a spectacular recovery of women in the workforce — with 75% of working-age women now have jobs. Plus, holiday spending late last year reached an all-time high, with Americans spending almost 10% more than they did last year on Cyber Monday. </p><p>And yet, Americans are <em>still </em>feeling anxious about the economy. <a href="https://www.ft.com/rana-foroohar">Rana Foroohar</a>, Associate Editor at the Financial Times, joins us to explore why. We also go over her predictions for the state of the 2024 economy, and break down how those movements may impact your wallet. </p><p>In Mailbag, we hear from a listener who’s recently widowed and needs advice on where to start learning about personal finance, and we check in with someone with three jobs who has a question about her withholding on tax documents. In our money tip of the week, it’s <a href="https://hermoney.com/connect/marriage/7-financial-discussions-to-have-before-you-get-married/">#engagmentseason</a> – should you be considering a lab-grown diamond? </p><p>Take our <a href="https://www.surveymonkey.com/r/HMM2024pod">podcast and community survey</a>! We can't wait to hear what you think.</p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2700</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[24d735fe-ac1a-11ee-8e3d-334b001f19b2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3029751169.mp3?updated=1705085556" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 404: Your 2024 Happiness Reset With Arthur C. Brooks</title>
      <description>The New Year is a time when many of us take a moment to reflect on how we did over the past year and plan our goals for the future. This past year, we’ve spent a lot of time thinking about how to make our work and home lives more fulfilling. According to the World Happiness Report, it’s working! The US is now the 15th happiest country overall. 
Let’s keep those good vibes going and start 2024 with a happiness reset. Arthur C. Brooks, co-author of Build The Life You Want: The Art and Science of Getting Happier says the key to happiness starts with focusing on these four pillars: faith, family, friendship, and work. And we discuss the one thing to avoid if your #2024goals are focused on getting your money right.
In Mailbag, we hear from a listener who got laid off during pregnancy and asks what to prioritize when she’s financially stable again and an aunt who’s curious about how to best help her nephew who was just released from prison. In our money tip of the week, if you’re a Boomer with a paid-off mortgage, now might be a great time to sell. 
Take our podcast and community survey! We can't wait to hear what you think.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Jan 2024 07:00:00 -0000</pubDate>
      <itunes:title>Your 2024 Happiness Reset With Arthur C. Brooks</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>404</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Honing in on the four pillars of happiness.</itunes:subtitle>
      <itunes:summary>The New Year is a time when many of us take a moment to reflect on how we did over the past year and plan our goals for the future. This past year, we’ve spent a lot of time thinking about how to make our work and home lives more fulfilling. According to the World Happiness Report, it’s working! The US is now the 15th happiest country overall. 
Let’s keep those good vibes going and start 2024 with a happiness reset. Arthur C. Brooks, co-author of Build The Life You Want: The Art and Science of Getting Happier says the key to happiness starts with focusing on these four pillars: faith, family, friendship, and work. And we discuss the one thing to avoid if your #2024goals are focused on getting your money right.
In Mailbag, we hear from a listener who got laid off during pregnancy and asks what to prioritize when she’s financially stable again and an aunt who’s curious about how to best help her nephew who was just released from prison. In our money tip of the week, if you’re a Boomer with a paid-off mortgage, now might be a great time to sell. 
Take our podcast and community survey! We can't wait to hear what you think.
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The New Year is a time when many of us take a moment to reflect on how we did over the past year and plan our goals for the future. This past year, we’ve spent a lot of time thinking about how to make our work and home lives more fulfilling. According to the <a href="https://thehill.com/changing-america/well-being/mental-health/3908922-us-inches-up-to-15th-on-list-of-happiest-countries/">World Happiness Report</a>, it’s working! The US is now the 15th happiest country overall. </p><p>Let’s keep those good vibes going and start 2024 with a happiness reset. Arthur C. Brooks, co-author of <a href="https://www.amazon.com/Build-Life-You-Want-Science/dp/0593545400/ref=sr_1_1?hvadid=676936602423&amp;hvdev=c&amp;hvlocphy=1022762&amp;hvnetw=g&amp;hvqmt=e&amp;hvrand=3366700244543322726&amp;hvtargid=kwd-2191795648932&amp;hydadcr=22159_13517521&amp;keywords=build+the+life+you+want+book&amp;qid=1702317822&amp;sr=8-1">Build The Life You Want: The Art and Science of Getting Happier</a> says the key to happiness starts with focusing on these four pillars: faith, family, friendship, and work. And we discuss the one thing to avoid if your #2024goals are focused on getting your money right.</p><p>In Mailbag, we hear from a listener who got laid off during pregnancy and asks what to prioritize when she’s financially stable again and an aunt who’s curious about how to best help her nephew who was just released from prison. In our money tip of the week, if you’re a Boomer with a paid-off mortgage, <a href="https://hermoney.com/invest/real-estate/tricks-for-selling-your-house-above-asking-price/">now might be a great time to sell</a>. </p><p>Take our <a href="https://www.surveymonkey.com/r/HMM2024pod">podcast and community survey</a>! We can't wait to hear what you think.</p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3337</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[59a56388-481e-11ee-be73-7b1447d5e1d9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3447490154.mp3?updated=1705085577" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 403: 2024’s Biggest Trends with PureWow</title>
      <description>Blink and you’ll miss the latest trends taking over social media. As we say goodbye to 2023 and head into 2024, we look at a few trends that made us cringe this year — and the ones we’re most excited about for the New Year! 
Jillian Quint, Editor-In-Chief of PureWow joins us to discuss all things trending in the fashion, fitness, and finance space and the most exciting travel trend she’s seeing for 2024 (hint: think starry nights and unobstructed skies). 
In Mailbag, we hear from an older listener who asks what they should be paying for long-term care insurance, and we check in with a mom of four who’s ready to start building back up her retirement contributions but isn’t sure where to start. In our money tip of the week, should you pull your kids out of school to take advantage of off-peak season travel deals? 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Dec 2023 07:00:00 -0000</pubDate>
      <itunes:title>2024’s Biggest Trends with PureWow</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>403</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Fashion, Fitness, and Finance Trends for the New Year.</itunes:subtitle>
      <itunes:summary>Blink and you’ll miss the latest trends taking over social media. As we say goodbye to 2023 and head into 2024, we look at a few trends that made us cringe this year — and the ones we’re most excited about for the New Year! 
Jillian Quint, Editor-In-Chief of PureWow joins us to discuss all things trending in the fashion, fitness, and finance space and the most exciting travel trend she’s seeing for 2024 (hint: think starry nights and unobstructed skies). 
In Mailbag, we hear from an older listener who asks what they should be paying for long-term care insurance, and we check in with a mom of four who’s ready to start building back up her retirement contributions but isn’t sure where to start. In our money tip of the week, should you pull your kids out of school to take advantage of off-peak season travel deals? 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Blink and you’ll miss the latest trends taking over social media. As we say goodbye to 2023 and head into 2024, we look at a few trends that made us cringe this year — and the ones we’re most excited about for the New Year! </p><p>Jillian Quint, Editor-In-Chief of <a href="https://www.purewow.com/">PureWow</a> joins us to discuss all things trending in the fashion, fitness, and finance space and the most exciting travel trend she’s seeing for 2024 (hint: think starry nights and unobstructed skies). </p><p>In Mailbag, we hear from an older listener who asks what they should be paying for long-term care insurance, and we check in with a mom of four who’s ready to start building back up her retirement contributions but isn’t sure where to start. In our money tip of the week, should you pull your kids out of school to take advantage of off-peak season travel deals? </p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2808</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5981b906-481e-11ee-be73-cb0c8caa7f98]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5640550183.mp3?updated=1703611794" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 402: How To Fail, With Amy Edmondson</title>
      <description>“Move fast and break things.”
That was Mark Zuckerburg’s now-famous early motto for Facebook. Fast forward to today, many budding startup founders have come to live by this idea — that if you’re not getting messy and failing often, you’re not making progress — and you’re definitely not creating the next Facebook. Recently though there’s been some backlash to this startup culture mentality (Ahem, the FTX scandal.)
But where’s the balance? How can we encourage creativity and innovation and at the same time not move so fast that we harm others and look completely careless? Amy C. Edmondson, author of Right Kind of Wrong: The Art of Failing Well, explains the difference between “bad failure” and something she says we all should be seeking out in our day-to-day lives — “good failure.” 

In Mailbag, we hear from a listener who asks how to politely deal with a parent who insists on buying her gifts for the holidays, and we hear from someone who just filed for bankruptcy and is wondering what they should prioritize paying off first. For our money tip of the week, Costco recently started selling gold bars (that’s right, real gold bars) and can’t seem to keep them in stock. Should you buy one? 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Dec 2023 07:00:00 -0000</pubDate>
      <itunes:title>How To Fail, With Amy Edmondson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>402</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Time to detoxify failure to learn from our mistakes.</itunes:subtitle>
      <itunes:summary>“Move fast and break things.”
That was Mark Zuckerburg’s now-famous early motto for Facebook. Fast forward to today, many budding startup founders have come to live by this idea — that if you’re not getting messy and failing often, you’re not making progress — and you’re definitely not creating the next Facebook. Recently though there’s been some backlash to this startup culture mentality (Ahem, the FTX scandal.)
But where’s the balance? How can we encourage creativity and innovation and at the same time not move so fast that we harm others and look completely careless? Amy C. Edmondson, author of Right Kind of Wrong: The Art of Failing Well, explains the difference between “bad failure” and something she says we all should be seeking out in our day-to-day lives — “good failure.” 

In Mailbag, we hear from a listener who asks how to politely deal with a parent who insists on buying her gifts for the holidays, and we hear from someone who just filed for bankruptcy and is wondering what they should prioritize paying off first. For our money tip of the week, Costco recently started selling gold bars (that’s right, real gold bars) and can’t seem to keep them in stock. Should you buy one? 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>“Move fast and break things.”</p><p>That was Mark Zuckerburg’s now-famous early motto for Facebook. Fast forward to today, many budding startup founders have come to live by this idea — that if you’re not getting messy and failing often, you’re not making progress — and you’re definitely not creating the next Facebook. Recently though there’s been some backlash to this startup culture mentality (Ahem, the FTX scandal.)</p><p>But where’s the balance? How can we encourage creativity and innovation and at the same time not move so fast that we harm others and look completely careless? Amy C. Edmondson, author of <a href="https://bookshop.org/p/books/right-kind-of-wrong-the-science-of-failing-well-amy-c-edmondson/19724123">Right Kind of Wrong: The Art of Failing Well</a>, explains the difference between “bad failure” and something she says we all should be seeking out in our day-to-day lives — “good failure.” </p><p><br></p><p>In Mailbag, we hear from a listener who asks how to politely deal with a parent who insists on buying her gifts for the holidays, and we hear from someone who just filed for bankruptcy and is wondering what they should prioritize paying off first. For our money tip of the week, Costco recently started selling gold bars (that’s right, real gold bars) and can’t seem to keep them in stock. <a href="https://hermoney.com/invest/financial-planning/gold-is-hot-heres-how-to-invest-cash-out-and-buy-in/">Should you buy one? </a></p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2640</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[595ed8aa-481e-11ee-be73-2783e5e32400]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1264583958.mp3?updated=1703085515" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: The #Tradwife Trend And Our Culture With Anne Helen Petersen</title>
      <description>Trends say a lot about where we are as a culture… and some of them say a lot about what it means to be a woman with money in the 21st century. Thankfully, long gone are the days when men made all the money (and also controlled what it was spent on) while women cooked, cleaned, and greeted their husbands at the door with a hot meal every night. But recently, there’s been a growing trend on social media with the hashtags #tradwife (traditional wife) or #stayathomegirlfriend. What does this all mean for feminism in America in 2024?  Anne Helen Petersen, author of the Substack “Culture Study” recently wrote about this phenomenon for Elle, and breaks down what’s really going on with #tradwife culture. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 15 Dec 2023 07:00:00 -0000</pubDate>
      <itunes:title>The #Tradwife Trend And Our Culture With Anne Helen Petersen</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why are these accounts blowing up on social media? </itunes:subtitle>
      <itunes:summary>Trends say a lot about where we are as a culture… and some of them say a lot about what it means to be a woman with money in the 21st century. Thankfully, long gone are the days when men made all the money (and also controlled what it was spent on) while women cooked, cleaned, and greeted their husbands at the door with a hot meal every night. But recently, there’s been a growing trend on social media with the hashtags #tradwife (traditional wife) or #stayathomegirlfriend. What does this all mean for feminism in America in 2024?  Anne Helen Petersen, author of the Substack “Culture Study” recently wrote about this phenomenon for Elle, and breaks down what’s really going on with #tradwife culture. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Trends say a lot about where we are as a culture… and some of them say a lot about what it means to be a woman with money in the 21st century. Thankfully, long gone are the days when men made all the money (and also controlled what it was spent on) while women cooked, cleaned, and greeted their husbands at the door with a hot meal every night. But recently, there’s been a growing trend on social media with the hashtags #tradwife (traditional wife) or #stayathomegirlfriend. What does this all mean for feminism in America in 2024?  Anne Helen Petersen, author of the Substack <a href="https://annehelen.substack.com/">“Culture Study”</a> recently wrote about this phenomenon for Elle, and breaks down what’s really going on with #tradwife culture. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1812</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[aaf6d4c4-481e-11ee-86d5-4fc12b5981fe]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3537987622.mp3?updated=1702597118" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 401: Financial Fallout And Our Economy With Bethany McLean </title>
      <description>While many of us would prefer to forget the pandemic ever happened, the choices we made (as a society and perhaps, personally) in 2020 continue to have lingering effects. We know that women were disproportionately affected by the pandemic — an estimated two million women left the workforce due to the strains of caregiving. So, did the government do a good job of protecting us? And how are policies that were put in place, (such as stimulus checks and extended unemployment) still affecting our wallets? 
Bethany McLean, co-author of: “The Big Fail: What the Pandemic Revealed About Who America Protects and Who It Leaves Behind” discusses why we all need to take the time to learn about the effects of global events on our personal economies. 
In Mailbag, we hear from a listener who has a question about the 2026 change on estate tax exemption, and we hear from someone who’s wondering if they should transfer their credit card balance to a zero-interest card. For our money tip of the week, we discuss why the “set it and forget it” method of paying your monthly credit card bill could be hurting you financially. 

More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Dec 2023 07:00:00 -0000</pubDate>
      <itunes:title>Financial Fallout And Our Economy With Bethany McLean</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>401</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The New Post-Pandemic Economy.</itunes:subtitle>
      <itunes:summary>While many of us would prefer to forget the pandemic ever happened, the choices we made (as a society and perhaps, personally) in 2020 continue to have lingering effects. We know that women were disproportionately affected by the pandemic — an estimated two million women left the workforce due to the strains of caregiving. So, did the government do a good job of protecting us? And how are policies that were put in place, (such as stimulus checks and extended unemployment) still affecting our wallets? 
Bethany McLean, co-author of: “The Big Fail: What the Pandemic Revealed About Who America Protects and Who It Leaves Behind” discusses why we all need to take the time to learn about the effects of global events on our personal economies. 
In Mailbag, we hear from a listener who has a question about the 2026 change on estate tax exemption, and we hear from someone who’s wondering if they should transfer their credit card balance to a zero-interest card. For our money tip of the week, we discuss why the “set it and forget it” method of paying your monthly credit card bill could be hurting you financially. 

More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>While many of us would prefer to forget the pandemic ever happened, the choices we made (as a society and perhaps, personally) in 2020 continue to have lingering effects. We know that women were disproportionately affected by the pandemic — an estimated two million women left the workforce due to the strains of caregiving. So, did the government do a good job of protecting us? And how are policies that were put in place, (such as stimulus checks and extended unemployment) still affecting our wallets? </p><p>Bethany McLean, co-author of: “<a href="https://www.amazon.com/Big-Fail-Pandemic-Revealed-Protects-ebook/dp/B0BSKPJF2Z">The Big Fail: </a><a href="https://www.amazon.com/Big-Fail-Pandemic-Revealed-Protects-ebook/dp/B0BSKPJF2Z">What the Pandemic Revealed About Who America Protects and Who It Leaves Behind</a>” discusses why we all need to take the time to learn about the effects of global events on our personal economies. </p><p>In Mailbag, we hear from a listener who has a question about the 2026 change on estate tax exemption, and we hear from someone who’s wondering if they should transfer their credit card balance to a zero-interest card. For our money tip of the week, we discuss why the “set it and forget it” method of <a href="https://hermoney.com/borrow/debt/5-things-to-do-after-youve-paid-off-your-credit-cards/">paying your monthly credit card bill</a> could be hurting you financially. </p><p><br></p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2573</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[593b3eb8-481e-11ee-be73-cb275053f019]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML6370952230.mp3?updated=1702428617" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 400: Here’s to 400! AMA with Jean Chatzky</title>
      <description>We’ve been publishing the HerMoney podcast weekly for SEVEN years and we’ve never missed an episode, how crazy is that? This week, we’re doing a special Mailbag edition where our listeners call in and ask Jean their most pressing questions live! 
Listen in as Jean advises on protecting our wealth in uncertain times, the right time to take Social Security, budgeting an inheritance, and the best places to put your money to work once you’ve paid off your mortgage. 

More money advice when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Dec 2023 07:00:00 -0000</pubDate>
      <itunes:title>Here’s to 400! AMA with Jean Chatzky</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>400</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We're taking your questions LIVE with Jean Chatzky this week!</itunes:subtitle>
      <itunes:summary>We’ve been publishing the HerMoney podcast weekly for SEVEN years and we’ve never missed an episode, how crazy is that? This week, we’re doing a special Mailbag edition where our listeners call in and ask Jean their most pressing questions live! 
Listen in as Jean advises on protecting our wealth in uncertain times, the right time to take Social Security, budgeting an inheritance, and the best places to put your money to work once you’ve paid off your mortgage. 

More money advice when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve been publishing the HerMoney podcast weekly for SEVEN years and we’ve never missed an episode, how crazy is that? This week, we’re doing a special Mailbag edition where our listeners call in and ask Jean their most pressing questions live! </p><p>Listen in as Jean advises on protecting our wealth in uncertain times, the right time to take Social Security, budgeting an inheritance, and the best places to put your money to work once you’ve paid off your mortgage. </p><p><br></p><p>More money advice when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2717</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[591774e2-481e-11ee-be73-27e93fa30382]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1540889601.mp3?updated=1701794141" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 399: Uncertainty And Your Investments With Maggie Jackson</title>
      <description>These days, things feel more uncertain than ever. Take the economy, for example. By almost any objective measure, we’re doing much better economically than we were three years ago, but the vibes are… off. So, what’s going on? For one, we’re still bouncing back from astronomically high prices due to inflation in 2021 and 2022. Mortgage rates are also at their highest levels in more than 20 years making it really difficult to buy a house. 
But while all of this uncertainty in the world may feel bad, uncertainty itself isn’t necessarily a bad thing. Maggie Jackson, author of Uncertain: The Wisdom and Wonder of Being Unsure says making hard decisions when we really don’t know the outcome is actually really good for our brains. Listen in to hear how uncertainty is important to lean into when we’re deciding where and how to invest our money. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Nov 2023 07:00:00 -0000</pubDate>
      <itunes:title>Uncertainty And Your Investments With Maggie Jackson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>399</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Using uncertainty to our advantage to make hard choices.</itunes:subtitle>
      <itunes:summary>These days, things feel more uncertain than ever. Take the economy, for example. By almost any objective measure, we’re doing much better economically than we were three years ago, but the vibes are… off. So, what’s going on? For one, we’re still bouncing back from astronomically high prices due to inflation in 2021 and 2022. Mortgage rates are also at their highest levels in more than 20 years making it really difficult to buy a house. 
But while all of this uncertainty in the world may feel bad, uncertainty itself isn’t necessarily a bad thing. Maggie Jackson, author of Uncertain: The Wisdom and Wonder of Being Unsure says making hard decisions when we really don’t know the outcome is actually really good for our brains. Listen in to hear how uncertainty is important to lean into when we’re deciding where and how to invest our money. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>These days, things feel more uncertain than ever. Take the economy, for example. By almost any objective measure, we’re doing much better economically than we were three years ago, but the vibes are… off. So, what’s going on? For one, we’re still bouncing back from astronomically high prices due to inflation in 2021 and 2022. Mortgage rates are also at their highest levels in more than 20 years making it really difficult to buy a house. </p><p>But while all of this uncertainty in the world may feel bad, uncertainty <em>itself</em> isn’t necessarily a bad thing. Maggie Jackson, author of <a href="https://www.amazon.com/Uncertain-Wisdom-Wonder-Being-Unsure/dp/1633889181#:~:text=A%20scientific%20adventure%20tale%20set,%2C%20mutual%20understanding%2C%20and%20resilience.">Uncertain: The Wisdom and Wonder of Being Unsure</a> says making hard decisions when we really don’t know the outcome is actually really good for our brains. Listen in to hear how uncertainty is important to lean into when we’re deciding where and how to invest our money. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3077</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[58f40a70-481e-11ee-be73-0f50294af6dc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2491456945.mp3?updated=1701193730" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: How Investing Is The Key To Unlocking Women’s Power With Gargi Pal Chaudhuri</title>
      <description>Our new show How She Does It with Karen Finerman delves into all things women, money, and power every week… But the truth is, we can’t talk about women in power without also looking at women’s financial power. Even now, in 2023, women are woefully behind when it comes to investing and realizing the kind of financial freedom that can only come from building wealth.
Thankfully, there are incredible women working tirelessly to make that very thing happen, and Gargi Pal Chaudhuri, Head of iShares Investment Strategy Americas at BlackRock, is one of them. This week, she joins us to discuss what inspired her to become an investor, what keeps her going when she runs ultra-marathons, and why women are willing to save their money — but not as willing to invest their money. 

BLACKROCK and iSHARES are trademarks of BlackRock, Inc. or its affiliates (together “BlackRock”). The information provided in this communication is solely for educational purposes and should not be construed as advice or an investment recommendation. Any opinions expressed do not necessarily represent the views of BlackRock. BlackRock is not affiliated with HerMoney. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 Nov 2023 07:00:00 -0000</pubDate>
      <itunes:title>How Investing Is The Key To Unlocking Women’s Power With Gargi Pal Chaudhuri</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bridging the female investing gap once and for all.</itunes:subtitle>
      <itunes:summary>Our new show How She Does It with Karen Finerman delves into all things women, money, and power every week… But the truth is, we can’t talk about women in power without also looking at women’s financial power. Even now, in 2023, women are woefully behind when it comes to investing and realizing the kind of financial freedom that can only come from building wealth.
Thankfully, there are incredible women working tirelessly to make that very thing happen, and Gargi Pal Chaudhuri, Head of iShares Investment Strategy Americas at BlackRock, is one of them. This week, she joins us to discuss what inspired her to become an investor, what keeps her going when she runs ultra-marathons, and why women are willing to save their money — but not as willing to invest their money. 

BLACKROCK and iSHARES are trademarks of BlackRock, Inc. or its affiliates (together “BlackRock”). The information provided in this communication is solely for educational purposes and should not be construed as advice or an investment recommendation. Any opinions expressed do not necessarily represent the views of BlackRock. BlackRock is not affiliated with HerMoney. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Our new show How She Does It with Karen Finerman delves into all things women, money, and power every week… But the truth is, we can’t talk about women in power without also looking at women’s <em>financial power</em>. Even now, in 2023, women are woefully behind when it comes to investing and realizing the kind of financial freedom that can only come from building wealth.</p><p>Thankfully, there are incredible women working tirelessly to make that very thing happen, and Gargi Pal Chaudhuri, Head of iShares Investment Strategy Americas at BlackRock, is one of them. This week, she joins us to discuss what inspired her to become an investor, what keeps her going when she runs ultra-marathons, and why women are willing to <em>save </em>their money — but not as willing to <em>invest</em> their money. </p><p><br></p><p><strong><em>BLACKROCK</em></strong><em> and </em><strong><em>iSHARES</em></strong><em> are trademarks of BlackRock, Inc. or its affiliates (together “BlackRock”). The information provided in this communication is solely for educational purposes and should not be construed as advice or an investment recommendation. Any opinions expressed do not necessarily represent the views of BlackRock. BlackRock is not affiliated with HerMoney. </em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1998</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a9ef7770-481e-11ee-86d5-4b1deb30392e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3132518953.mp3?updated=1700667287" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 398: The Last Girlboss with Marisa Meltzer</title>
      <description>What ever happened to the “girlboss”? There was Audrey Gelman founder of the women-only social club and networking space the Wing, Tyler Haney of sustainable workout brand Outdoor Voices, and perhaps the most popular of them all, Emily Weiss of the cult favorite beauty brand Glossier. Marisa Meltzer, author of Glossy: Ambition, Beauty and the Inside Story of Emily Weiss’s Glossier joins us to break down why most (if not all) of these girlboss empires have crumbled — and why we often give men a break when women are held to higher standards.
In Mailbag, we hear from a listener who is looking for advice on how to help her daughter improve her credit score, and we sit down with Christine Roberts, President of Citizens Pay, to discuss the best ways to pay for purchases over time. For our money tip of the week, our best advice for saving just a little bit of money if you feel like you can’t get out of the cycle of living paycheck-to-paycheck. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Nov 2023 07:00:00 -0000</pubDate>
      <itunes:title>The Last Girlboss with Marisa Meltzer</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>398</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What lessons can we learn from the rise and fall of the “Girlboss”?</itunes:subtitle>
      <itunes:summary>What ever happened to the “girlboss”? There was Audrey Gelman founder of the women-only social club and networking space the Wing, Tyler Haney of sustainable workout brand Outdoor Voices, and perhaps the most popular of them all, Emily Weiss of the cult favorite beauty brand Glossier. Marisa Meltzer, author of Glossy: Ambition, Beauty and the Inside Story of Emily Weiss’s Glossier joins us to break down why most (if not all) of these girlboss empires have crumbled — and why we often give men a break when women are held to higher standards.
In Mailbag, we hear from a listener who is looking for advice on how to help her daughter improve her credit score, and we sit down with Christine Roberts, President of Citizens Pay, to discuss the best ways to pay for purchases over time. For our money tip of the week, our best advice for saving just a little bit of money if you feel like you can’t get out of the cycle of living paycheck-to-paycheck. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What ever happened to the “girlboss”? There was Audrey Gelman founder of the women-only social club and networking space the Wing, Tyler Haney of sustainable workout brand Outdoor Voices, and perhaps the most popular of them all, Emily Weiss of the cult favorite beauty brand Glossier. Marisa Meltzer, author of <a href="https://www.marisameltzer.com/books">Glossy: Ambition, Beauty and the Inside Story of Emily Weiss’s Glossier</a> joins us to break down why most (if not all) of these girlboss empires have crumbled — and why we often give men a break when women are held to higher standards.</p><p>In Mailbag, we hear from a listener who is looking for advice on how to help her daughter improve her credit score, and we sit down with Christine Roberts, President of Citizens Pay, to discuss the best ways to pay for purchases over time. For our money tip of the week, our best advice for saving just a little bit of money if you feel like you can’t get out of the cycle of living paycheck-to-paycheck. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3092</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[58d0ea90-481e-11ee-be73-8b992fc9b9fc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2033303152.mp3?updated=1700517927" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 397: The New Value Prop Of Financial Wellness Programs</title>
      <description>To dive into the data that just came out of HerMoney’s 2023 State of Women survey, the HerMoney Podcast team recently traveled to The Inc. 5,000 conference in San Antonio, Texas, to speak with members of the executive team at Principal Financial Group® and a LIVE audience of female entrepreneurs. It’s all going down on this week’s episode, and it’s a conversation you absolutely don’t want to miss because we dive into all the data — the good, the bad, and the misconceptions! For example, our survey found that 90% of employees at small and midsized businesses — an overwhelming majority — said that they want a robust benefits package, yet just 63% of small and midsized business owners said it was important to their employees… In other words, we have a serious disconnect between what employees want most and what employers are offering. We dive into why, what we can do about it, and how we can bridge those disheartening financial confidence gaps between men and women at the same time we’re getting more people engaged with their money.

﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Nov 2023 07:00:00 -0000</pubDate>
      <itunes:title>The New Value Prop Of Financial Wellness Programs</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>397</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The way to bridge financial confidence gaps in 2024. </itunes:subtitle>
      <itunes:summary>To dive into the data that just came out of HerMoney’s 2023 State of Women survey, the HerMoney Podcast team recently traveled to The Inc. 5,000 conference in San Antonio, Texas, to speak with members of the executive team at Principal Financial Group® and a LIVE audience of female entrepreneurs. It’s all going down on this week’s episode, and it’s a conversation you absolutely don’t want to miss because we dive into all the data — the good, the bad, and the misconceptions! For example, our survey found that 90% of employees at small and midsized businesses — an overwhelming majority — said that they want a robust benefits package, yet just 63% of small and midsized business owners said it was important to their employees… In other words, we have a serious disconnect between what employees want most and what employers are offering. We dive into why, what we can do about it, and how we can bridge those disheartening financial confidence gaps between men and women at the same time we’re getting more people engaged with their money.

﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>To dive into the data that just came out of <a href="https://hermoney.com/earn/entrepreneurship/women-small-business-owners-take-fewer-risks-have-investment-confidence-gaps/?hp=1">HerMoney’s 2023 State of Women survey</a>, the HerMoney Podcast team recently traveled to The Inc. 5,000 conference in San Antonio, Texas, to speak with members of the executive team at <a href="https://www.principal.com/">Principal Financial Group</a><a href="https://investors.principal.com/investor-relations/news-and-events/financial-press-releases/press-release-details/2023/Principal-Announces-Financial-Services-Leader-Pablo-Sprenger-to-Head-Latin-America/default.aspx">®</a> and a LIVE audience of female entrepreneurs. It’s all going down on this week’s episode, and it’s a conversation you absolutely don’t want to miss because we dive into all the data — the good, the bad, and the misconceptions! For example, our survey found that 90% of employees at small and midsized businesses — an overwhelming majority — said that they want a robust benefits package, yet just 63% of small and midsized business owners said it was important to their employees… In other words, we have a serious disconnect between what employees want most and what employers are offering. We dive into why, what we can do about it, and how we can bridge those disheartening financial confidence gaps between men and women at the same time we’re getting more people engaged with their money.</p><p><br></p><p><em>﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3606</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[58ad0094-481e-11ee-be73-57c23463c6bf]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7578161978.mp3?updated=1699968699" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 396: Shaping Your Authentic Self With Dr. Sara Kuburic </title>
      <description>Like many of us, Dr. Sara Kuburic had a hard time figuring out who she was. She woke up one day and didn't like (or recognize) the person staring back at her. In her new book:  “It’s On Me: Accept Hard Truths, Discover Yourself, and Change Your Life,” she talks about all of the little decisions we make that shape who we are and how to become the people we want to be. 
In Mailbag, we hear from a listener who wants to meet with a Certified Financial Planner but is finding it difficult to find someone she trusts and a recently retired widow who’s wondering when to start taking Social Security to minimize her tax bill in the long run. For our money tip of the week, we offer advice on how to minimize the growing cost of car ownership. 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Nov 2023 07:00:00 -0000</pubDate>
      <itunes:title>Shaping Your Authentic Self With Dr. Sara Kuburic</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>396</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Doing the work to become the person that you want to be. </itunes:subtitle>
      <itunes:summary>Like many of us, Dr. Sara Kuburic had a hard time figuring out who she was. She woke up one day and didn't like (or recognize) the person staring back at her. In her new book:  “It’s On Me: Accept Hard Truths, Discover Yourself, and Change Your Life,” she talks about all of the little decisions we make that shape who we are and how to become the people we want to be. 
In Mailbag, we hear from a listener who wants to meet with a Certified Financial Planner but is finding it difficult to find someone she trusts and a recently retired widow who’s wondering when to start taking Social Security to minimize her tax bill in the long run. For our money tip of the week, we offer advice on how to minimize the growing cost of car ownership. 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Like many of us, Dr. Sara Kuburic had a hard time figuring out who she was. She woke up one day and didn't like (or recognize) the person staring back at her. In her new book:  “<a href="https://www.penguinrandomhouse.com/books/700579/its-on-me-by-sara-kuburic/">It’s On Me: Accept Hard Truths, Discover Yourself, and Change Your Life</a>,” she talks about all of the little decisions we make that shape who we are and how to become the people we want to be. </p><p>In Mailbag, we hear from a listener who wants to meet with a Certified Financial Planner but is finding it difficult to find someone she trusts and a recently retired widow who’s wondering when to start taking Social Security to minimize her tax bill in the long run. For our money tip of the week, we offer advice on how to minimize the <a href="https://hermoney.com/enjoy/should-you-buy-a-car-now-or-wait/">growing cost of car ownership</a>. </p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3059</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9794502511.mp3?updated=1699445628" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 395: Low Waste Cooking Hacks With Sohla El-Waylly</title>
      <description>Like many of the culinary creators we love on TikTok, Sohla El-Waylly is whipping things up in her home kitchen, using the ingredients she has on hand, and making cooking accessible to all. This week, she offers tips from her new cookbook debuting this fall: “Start Here: Instructions for Becoming A Better Cook.” El-Waylly also offers some of her favorite grocery store hacks and shares how she avoids food waste. 

In Mailbag, we hear from a listener who’s wondering how to choose 529 accounts for her grandchildren in different states, and someone who’s wondering if her credit score will be affected by selling her house after a divorce. For our money tip of the week, we go over the 28/36 rule, and explain how to make sure you don’t get denied by a lender when you’re buying a home. 

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Nov 2023 06:00:00 -0000</pubDate>
      <itunes:title>Low Waste Cooking Hacks With Sohla El-Waylly</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>395</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Cooking delicious meals with what you have on hand. </itunes:subtitle>
      <itunes:summary>Like many of the culinary creators we love on TikTok, Sohla El-Waylly is whipping things up in her home kitchen, using the ingredients she has on hand, and making cooking accessible to all. This week, she offers tips from her new cookbook debuting this fall: “Start Here: Instructions for Becoming A Better Cook.” El-Waylly also offers some of her favorite grocery store hacks and shares how she avoids food waste. 

In Mailbag, we hear from a listener who’s wondering how to choose 529 accounts for her grandchildren in different states, and someone who’s wondering if her credit score will be affected by selling her house after a divorce. For our money tip of the week, we go over the 28/36 rule, and explain how to make sure you don’t get denied by a lender when you’re buying a home. 

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Like many of the culinary creators we love on TikTok, Sohla El-Waylly is whipping things up in her home kitchen, using the ingredients she has on hand, and making cooking accessible to all. This week, she offers tips from her new cookbook debuting this fall: “<a href="https://www.penguinrandomhouse.com/books/677636/start-here-by-sohla-el-waylly/">Start Here: Instructions for Becoming A Better Cook</a>.” El-Waylly also offers some of her favorite grocery store hacks and shares how she avoids food waste. </p><p><br></p><p>In Mailbag, we hear from a listener who’s wondering how to choose 529 accounts for her grandchildren in different states, and someone who’s wondering if her credit score will be affected by selling her house after a divorce. For our money tip of the week, we go over the 28/36 rule, and explain how to make sure you don’t get denied by a lender when you’re buying a home. </p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2419</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[58659e52-481e-11ee-be73-732518fd671c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7271983643.mp3?updated=1698798501" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 394: Speak Confidently In Any Room With Matt Abrahams</title>
      <description>Most of us like to come prepared when we’re asked to give a speech — no matter the size of the room or audience. But sometimes when we want to say something important, we don’t have time to prepare at all! Being able to speak confidently on the fly is especially important at work, when so many of us have big goals we want to accomplish. So, how can we make sure the ideas we’re hoping to express come across confidently everywhere from a one-on-one huddle, to a packed auditorium? Matt Abrahams is an expert on sounding confident when speaking on the fly, and he’s the author of the number one best-selling book: “Think Faster, Talk Smarter: How to Speak Successfully When You’re Put on the Spot.” He shares his best advice on how to become better speakers (and listeners!) in any situation.
In Mailbag, we hear from a listener who is wondering if Roth 401(k)s make sense as a high-income earner, and we chat with a woman who needs an executor to handle her estate. For our money tip of the week, is raising the deductible on your homeowner’s insurance the right move?
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Oct 2023 06:00:00 -0000</pubDate>
      <itunes:title>Speak Confidently In Any Room With Matt Abrahams</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>394</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Speaking in public doesn’t have to be so scary. </itunes:subtitle>
      <itunes:summary>Most of us like to come prepared when we’re asked to give a speech — no matter the size of the room or audience. But sometimes when we want to say something important, we don’t have time to prepare at all! Being able to speak confidently on the fly is especially important at work, when so many of us have big goals we want to accomplish. So, how can we make sure the ideas we’re hoping to express come across confidently everywhere from a one-on-one huddle, to a packed auditorium? Matt Abrahams is an expert on sounding confident when speaking on the fly, and he’s the author of the number one best-selling book: “Think Faster, Talk Smarter: How to Speak Successfully When You’re Put on the Spot.” He shares his best advice on how to become better speakers (and listeners!) in any situation.
In Mailbag, we hear from a listener who is wondering if Roth 401(k)s make sense as a high-income earner, and we chat with a woman who needs an executor to handle her estate. For our money tip of the week, is raising the deductible on your homeowner’s insurance the right move?
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Most of us like to come prepared when we’re asked to give a speech — no matter the size of the room or audience. But sometimes when we want to say something important, we don’t have time to prepare at all! Being able to speak confidently on the fly is especially important at work, when so many of us have big goals we want to accomplish. So, how can we make sure the ideas we’re hoping to express come across confidently everywhere from a one-on-one huddle, to a packed auditorium? Matt Abrahams is an expert on sounding confident when speaking on the fly, and he’s the author of the number one best-selling book: “<a href="https://www.amazon.com/Think-Faster-Talk-Smarter-Successfully/dp/1668010305/ref=sr_1_1?gclid=Cj0KCQjw06-oBhC6ARIsAGuzdw1x7Om89Hxh5DBTPWGnlcdP9XRr2jGMdvGJYummtJF4ioFdUjRSVgYaAh2_EALw_wcB&amp;hvadid=660334489602&amp;hvdev=c&amp;hvlocphy=9073499&amp;hvnetw=g&amp;hvqmt=e&amp;hvrand=11982110883532200722&amp;hvtargid=kwd-2080056764766&amp;hydadcr=22565_13493330&amp;keywords=think+faster+talk+smarter&amp;qid=1695330197&amp;sr=8-1">Think Faster, Talk Smarter: How to Speak Successfully When You’re Put on the Spot</a>.” He shares his best advice on how to become better speakers (and listeners!) in any situation.</p><p>In Mailbag, we hear from a listener who is wondering if Roth 401(k)s make sense as a high-income earner, and we chat with a woman who needs an executor to handle her estate. For our money tip of the week, is raising the deductible on your homeowner’s insurance the right move?</p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3324</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3711735387.mp3?updated=1698199632" length="0" type="audio/mpeg"/>
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      <title>Ep 393: Bring Your Whole Self To Work With Maeve DuVally</title>
      <description>Diversity, Equity, and Inclusion (DEI) has been a big topic of conversation, particularly workplace conversation, over the past few years. DEI efforts stand to make our workplaces more inclusive, more welcoming, and more equitable for all. More recently though, there’s been chatter that for some companies, DEI efforts are only a facade to make their workplaces look better — without really putting much effort into making the changes that matter. 
Maeve DuVally is on a mission to ensure DEI efforts are actually changing the face of corporate America — and to be a mentor for trans employees in the workplace. DuVally lived through workplace challenges herself at a place notorious for not being an easy place for women to work — Wall Street. She spent nearly 20 years at Goldman Sachs and Merrill Lynch and details her coming out story in her new book, Maeve Rising: Coming Out Trans in Corporate America. Listen in to hear her advice for anyone who wants to bring their full selves to the workplace, how to be a good ally, and why she fully believes in DEI initiatives.  
In Mailbag, we hear from a listener who’s worried about the high sales charge on her employer's retirement plan and a young retiree who wants to know how to make a little extra money while keeping her flexibility. For our money tip of the week, how to save on the high cost of weddings as a guest. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Oct 2023 06:00:00 -0000</pubDate>
      <itunes:title>Bring Your Whole Self To Work With Maeve DuVally</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>393</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Maeve DuVally on coming out as trans in corporate America. </itunes:subtitle>
      <itunes:summary>Diversity, Equity, and Inclusion (DEI) has been a big topic of conversation, particularly workplace conversation, over the past few years. DEI efforts stand to make our workplaces more inclusive, more welcoming, and more equitable for all. More recently though, there’s been chatter that for some companies, DEI efforts are only a facade to make their workplaces look better — without really putting much effort into making the changes that matter. 
Maeve DuVally is on a mission to ensure DEI efforts are actually changing the face of corporate America — and to be a mentor for trans employees in the workplace. DuVally lived through workplace challenges herself at a place notorious for not being an easy place for women to work — Wall Street. She spent nearly 20 years at Goldman Sachs and Merrill Lynch and details her coming out story in her new book, Maeve Rising: Coming Out Trans in Corporate America. Listen in to hear her advice for anyone who wants to bring their full selves to the workplace, how to be a good ally, and why she fully believes in DEI initiatives.  
In Mailbag, we hear from a listener who’s worried about the high sales charge on her employer's retirement plan and a young retiree who wants to know how to make a little extra money while keeping her flexibility. For our money tip of the week, how to save on the high cost of weddings as a guest. 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Diversity, Equity, and Inclusion (DEI) has been a big topic of conversation, particularly workplace conversation, over the past few years. DEI efforts stand to make our workplaces more inclusive, more welcoming, and more equitable for all. More recently though, there’s been chatter that for some companies, DEI efforts are only a facade to make their workplaces <em>look</em> better — without really putting much effort into making the changes that matter. </p><p>Maeve DuVally is on a mission to ensure DEI efforts are actually changing the face of corporate America — and to be a mentor for trans employees in the workplace. DuVally lived through workplace challenges herself at a place notorious for not being an easy place for women to work — Wall Street. She spent nearly 20 years at Goldman Sachs and Merrill Lynch and details her coming out story in her new book, <a href="https://www.amazon.com/Maeve-Rising-Coming-Corporate-America/dp/1736795414">Maeve Rising: Coming Out Trans in Corporate America</a>. Listen in to hear her advice for anyone who wants to bring their full selves to the workplace, how to be a good ally, and why she fully believes in DEI initiatives.  </p><p>In Mailbag, we hear from a listener who’s worried about the high sales charge on her employer's retirement plan and a young retiree who wants to know how to make a little extra money while keeping her flexibility. For our money tip of the week, how to save on <a href="https://hermoney.com/connect/the-true-cost-of-being-a-wedding-guest-and-how-to-save/">the high cost of weddings as a guest</a>. </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2542</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3049347434.mp3?updated=1697585060" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 392: The Hidden Power of Weak Language with Alison Fragale</title>
      <description>“Don’t you think this is the best option…” 
“Maybe if we went in this direction instead the client would be happier…” 
These are examples of “weak” language that many of us use in the workplace… We’ve been told to stop using language like this if we want to be respected, get a promotion, or have our ideas considered in a room full of men… But now some new research is flipping this long-held belief on its head. In an experiment from psychology journal Sage, women who followed a script using weak language were actually more likely to get a raise. Alison Fragale, an award-winning research psychologist specializing in the power of powerless speech, joins us to go over how to use language as a tool and other tricks for gaining and managing our status. 
In Mailbag, we hear from a listener who’s been out of work due to the strike and asks if she should dig into her stock investments. We also hear from a dad who’s worried about how to best pay for his four children to go to college. For our money tip of the week, we talk about whether or not you should refinance your student loans (don’t panic)!
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.	
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Oct 2023 06:00:00 -0000</pubDate>
      <itunes:title>The Hidden Power of Weak Language with Alison Fragale</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>392</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Gaining and managing status in the workplace and beyond.</itunes:subtitle>
      <itunes:summary>“Don’t you think this is the best option…” 
“Maybe if we went in this direction instead the client would be happier…” 
These are examples of “weak” language that many of us use in the workplace… We’ve been told to stop using language like this if we want to be respected, get a promotion, or have our ideas considered in a room full of men… But now some new research is flipping this long-held belief on its head. In an experiment from psychology journal Sage, women who followed a script using weak language were actually more likely to get a raise. Alison Fragale, an award-winning research psychologist specializing in the power of powerless speech, joins us to go over how to use language as a tool and other tricks for gaining and managing our status. 
In Mailbag, we hear from a listener who’s been out of work due to the strike and asks if she should dig into her stock investments. We also hear from a dad who’s worried about how to best pay for his four children to go to college. For our money tip of the week, we talk about whether or not you should refinance your student loans (don’t panic)!
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.	
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p><em>“Don’t you think this is the best option…” </em></p><p><em>“Maybe if we went in this direction instead the client would be happier…” </em></p><p>These are examples of “weak” language that many of us use in the workplace… We’ve been told to stop using language like this if we want to be respected, get a promotion, or have our ideas considered in a room full of men… But now some new research is flipping this long-held belief on its head. In an experiment from psychology journal <a href="https://journals.sagepub.com/doi/abs/10.1177/0361684312455524">Sage</a>, women who followed a script using weak language were actually <em>more</em> likely to get a raise. <a href="https://www.linkedin.com/in/alisonfragale/">Alison Fragale</a>, an award-winning research psychologist specializing in the power of powerless speech, joins us to go over how to use language as a tool and other tricks for gaining and managing our status. </p><p>In Mailbag, we hear from a listener who’s been out of work due to the strike and asks if she should dig into her stock investments. We also hear from a dad who’s worried about how to best pay for his four children to go to college. For our money tip of the week, we talk about <a href="https://hermoney.com/borrow/5-things-borrowers-should-know-when-student-loan-payments-resume-in-october/">whether or not you should refinance your student loans</a> (don’t panic)!</p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em>	</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3361</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[57f9923e-481e-11ee-be73-d7a01498e46f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2305458123.mp3?updated=1697022253" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 391: From Broke to Millionaire with Chloe Elise </title>
      <description>Chloe Elise found herself in almost $40,000 worth of debt in her mid-20s. To pay it down, she turned to many of the world’s popular financial gurus to help get her spending in check. Only what she found was that their tough-love, shame-based approach didn’t apply to her — or to any of her college friends, for that matter — so she created her own method for paying down her debt. Fast forward to today, and now she’s officially a millionaire at age 27. She tells us of her journey to become CEO of the financial literacy company “Deeper Than Money,” where she works with women to ban restrictive spending habits and instead spend in alignment with their priorities.
In Mailbag, a listener asks for more clarification on one of Ramit Sethi’s money rules: “save 10%, invest 20” and we hear from someone who is wondering what the consequences are for closing a credit card they never use. For our money tip of the week, the number one first step when it comes to creating a plan for paying off your student loans. 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Oct 2023 06:00:00 -0000</pubDate>
      <itunes:title>From Broke to Millionaire with Chloe Elise</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>391</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Live a life of abundance and ditch shame-based money advice. </itunes:subtitle>
      <itunes:summary>Chloe Elise found herself in almost $40,000 worth of debt in her mid-20s. To pay it down, she turned to many of the world’s popular financial gurus to help get her spending in check. Only what she found was that their tough-love, shame-based approach didn’t apply to her — or to any of her college friends, for that matter — so she created her own method for paying down her debt. Fast forward to today, and now she’s officially a millionaire at age 27. She tells us of her journey to become CEO of the financial literacy company “Deeper Than Money,” where she works with women to ban restrictive spending habits and instead spend in alignment with their priorities.
In Mailbag, a listener asks for more clarification on one of Ramit Sethi’s money rules: “save 10%, invest 20” and we hear from someone who is wondering what the consequences are for closing a credit card they never use. For our money tip of the week, the number one first step when it comes to creating a plan for paying off your student loans. 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Chloe Elise found herself in almost $40,000 worth of debt in her mid-20s. To pay it down, she turned to many of the world’s popular financial gurus to help get her spending in check. Only what she found was that their tough-love, shame-based approach didn’t apply to her — or to any of her college friends, for that matter — so she created her own method for paying down her debt. Fast forward to today, and now she’s officially a millionaire at age 27. She tells us of her journey to become CEO of the financial literacy company <a href="https://www.deeperthanmoney.com/deeperthanmoneythebook">“Deeper Than Money,”</a> where she works with women to ban restrictive spending habits and instead spend in alignment with their priorities.</p><p>In Mailbag, a listener asks for more clarification on one of Ramit Sethi’s money rules: “save 10%, invest 20” and we hear from someone who is wondering what the consequences are for closing a credit card they never use. For our money tip of the week, the number one first step when it comes to <a href="https://hermoney.com/borrow/student-loan-pause/">creating a plan for paying off your student loans</a>. </p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3125</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[57d598e8-481e-11ee-be73-c3daea3acc83]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8516031287.mp3?updated=1696361734" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 390: Is "Quiet Thriving" the new "Quiet Quitting?" With Erica Keswin</title>
      <description>If you blink these days, you’ll miss the latest new trends in the working world. First, in 2021, we had “The Great Resignation.” Then, about a year later, “quiet quitting” took the working world by storm. And now, it seems, we’re living through the era of “loud quitting.” While some of these trends are funny, they’re also concerning from the perspective of a business owner or leader. Erica Keswin, author of the new book “The Retention Revolution: 7 Surprising (and Very Human!) Ways to Keep Employees Connected to Your Company,” has advice for making work more enjoyable for employers and employees, so we can eliminate some of these toxic trends. In Mailbag, we hear from a listener who asks if they should buy their brother out of the family home and from someone who was left a substantial amount of money and is worried about overspending. In our money tip of the week, why you should ask for a raise and exactly how much you should be asking for. 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. 
Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.
﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Sep 2023 06:00:00 -0000</pubDate>
      <itunes:title> Is "Quiet Thriving" the new "Quiet Quitting?" With Erica Keswin</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>390</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Finding a job that won’t make you feel like you want to "loud quit."</itunes:subtitle>
      <itunes:summary>If you blink these days, you’ll miss the latest new trends in the working world. First, in 2021, we had “The Great Resignation.” Then, about a year later, “quiet quitting” took the working world by storm. And now, it seems, we’re living through the era of “loud quitting.” While some of these trends are funny, they’re also concerning from the perspective of a business owner or leader. Erica Keswin, author of the new book “The Retention Revolution: 7 Surprising (and Very Human!) Ways to Keep Employees Connected to Your Company,” has advice for making work more enjoyable for employers and employees, so we can eliminate some of these toxic trends. In Mailbag, we hear from a listener who asks if they should buy their brother out of the family home and from someone who was left a substantial amount of money and is worried about overspending. In our money tip of the week, why you should ask for a raise and exactly how much you should be asking for. 
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. 
Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.
﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you blink these days, you’ll miss the latest new trends in the working world. First, in 2021, we had “The Great Resignation.” Then, about a year later, “quiet quitting” took the working world by storm. And now, it seems, we’re living through the era of “loud quitting.” While some of these trends are funny, they’re also concerning from the perspective of a business owner or leader. Erica Keswin, author of the new book “<a href="https://www.amazon.com/Retention-Revolution-Surprising-Employees-Connected/dp/1265158681/">The Retention Revolution: 7 Surprising (and Very Human!) Ways to Keep Employees Connected to Your Company</a>,” has advice for making work more enjoyable for employers and employees, so we can eliminate some of these toxic trends. In Mailbag, we hear from a listener who asks if they should buy their brother out of the family home and from someone who was left a substantial amount of money and is worried about overspending. In our money tip of the week, why you should ask for a raise and <a href="https://hermoney.com/earn/careers/how-to-negotiate-a-raise-for-women-the-new-rules/">exactly how much you should be asking for</a>. </p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. </em></p><p><em>Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.</em></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2749</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[57b1c008-481e-11ee-be73-17fbfe4a106c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5731999331.mp3?updated=1695762485" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Girl Math with Danica McKellar</title>
      <description>Have you heard of “girl math”? Perhaps it’s best described in this scenario: You go to your favorite store, find a pair of pants that you absolutely love, but then a few days later when you try them on at home, you realize that they’re just not your jam… so you go back and return them. So, why, praytell, does it then feel like you’re actually MAKING money when that $50 gets returned to you?? On TikTok, this phenomenon is called “girl math,” and this week we’re breaking it all down with someone many people would call the ultimate "math girl,” if you will — Danica McKellar. You may know her best as Winnie Cooper from The Wonder Years, but she’s also an internationally recognized mathematician and author of the New York Times bestselling book for middle schoolers “Math Doesn’t Suck.” In other words, she has the singularly unique title of being the woman who helped make math fun — cool, even! — for a new generation. She helps us define the “girl math” trend and tells us what's really going on beneath the surface. And, yes, she also dishes some juicy details on her life as an actor — she has a new movie coming out soon, “Swing Into Romance,” which premieres October 7th on Great American Family, and we can’t wait to check it out. 
Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. 
Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.
﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 21 Sep 2023 22:41:00 -0000</pubDate>
      <itunes:title>Girl Math with Danica McKellar</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What is “Girl Math?” Danica McKellar breaks it down.</itunes:subtitle>
      <itunes:summary>Have you heard of “girl math”? Perhaps it’s best described in this scenario: You go to your favorite store, find a pair of pants that you absolutely love, but then a few days later when you try them on at home, you realize that they’re just not your jam… so you go back and return them. So, why, praytell, does it then feel like you’re actually MAKING money when that $50 gets returned to you?? On TikTok, this phenomenon is called “girl math,” and this week we’re breaking it all down with someone many people would call the ultimate "math girl,” if you will — Danica McKellar. You may know her best as Winnie Cooper from The Wonder Years, but she’s also an internationally recognized mathematician and author of the New York Times bestselling book for middle schoolers “Math Doesn’t Suck.” In other words, she has the singularly unique title of being the woman who helped make math fun — cool, even! — for a new generation. She helps us define the “girl math” trend and tells us what's really going on beneath the surface. And, yes, she also dishes some juicy details on her life as an actor — she has a new movie coming out soon, “Swing Into Romance,” which premieres October 7th on Great American Family, and we can’t wait to check it out. 
Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. 
Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.
﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you heard of “girl math”? Perhaps it’s best described in this scenario: You go to your favorite store, find a pair of pants that you absolutely love, but then a few days later when you try them on at home, you realize that they’re just not your jam… so you go back and return them. So, why, praytell, does it then feel like you’re actually MAKING money when that $50 gets returned to you?? On TikTok, this phenomenon is called “girl math,” and this week we’re breaking it all down with someone many people would call the ultimate "math girl,” if you will — Danica McKellar. You may know her best as Winnie Cooper from The Wonder Years, but she’s also an internationally recognized mathematician and author of the New York Times bestselling book for middle schoolers “<a href="https://www.amazon.com/Math-Doesnt-Suck-Survive-Breaking/dp/0452289491">Math Doesn’t Suck</a>.” In other words, she has the singularly unique title of being the woman who helped make math fun — cool, even! — for a new generation. She helps us define the “girl math” trend and tells us what's really going on beneath the surface. And, yes, she also dishes some juicy details on her life as an actor — she has a new movie coming out soon, “<a href="https://www.greatamericanfamily.com/movie/swing-into-romance/">Swing Into Romance</a>,” which premieres October 7th on Great American Family, and we can’t wait to check it out. </p><p>Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at<a href="https://hermoney.com/subscribe/?utm_source=hsdi_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe"> Hermoney.com/subscribe</a>! </p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. </em></p><p><em>Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.</em></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>624</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f4c14fd8-58c9-11ee-ad94-bfc338ab86dc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1678038544.mp3?updated=1695339372" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 389: What “Fake News” Really Looks Like, with Dan Ariely</title>
      <description>If you’re finding it harder these days to discern exactly what to believe when you watch or read the news, you’re not alone. It’s gotten so bad that The Associated Press has an entire section of their website dedicated to “Not Real News” where they fact-check the news of the week. So, how can we make sure our sources are reputable, and the information we’re getting is reliable? Dan Ariely, the James B. Duke Professor of psychology and behavioral economics at Duke University has all the advice we need to combat misinformation. His new book “MISBELIEF: What Makes Rational People Believe Irrational Things,” delves into the growing phenomena of discarded truths, alternative facts, and full-blown conspiracy theories that have driven a wedge in public discourse and our personal relationships. In Mailbag, we take questions on IRAs and 529s. In our money tip of the week, what you should do when a DM hits your inbox promising “a sure way to beat the market.” 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion.
Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.
﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Sep 2023 06:00:00 -0000</pubDate>
      <itunes:title>What “Fake News” Really Looks Like, with Dan Ariely</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>389</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why some people believe things that just aren’t true. </itunes:subtitle>
      <itunes:summary>If you’re finding it harder these days to discern exactly what to believe when you watch or read the news, you’re not alone. It’s gotten so bad that The Associated Press has an entire section of their website dedicated to “Not Real News” where they fact-check the news of the week. So, how can we make sure our sources are reputable, and the information we’re getting is reliable? Dan Ariely, the James B. Duke Professor of psychology and behavioral economics at Duke University has all the advice we need to combat misinformation. His new book “MISBELIEF: What Makes Rational People Believe Irrational Things,” delves into the growing phenomena of discarded truths, alternative facts, and full-blown conspiracy theories that have driven a wedge in public discourse and our personal relationships. In Mailbag, we take questions on IRAs and 529s. In our money tip of the week, what you should do when a DM hits your inbox promising “a sure way to beat the market.” 
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion.
Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.
﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you’re finding it harder these days to discern exactly what to believe when you watch or read the news, you’re not alone. It’s gotten so bad that The Associated Press has an entire section of their website dedicated to “<a href="https://apnews.com/article/fact-check-misinformation-trump-maui-wildfires-1f4d017e161a17d7deff2366daa93e70">Not Real News</a>” where they fact-check the news of the week. So, how can we make sure our sources are reputable, and the information we’re getting is reliable? Dan Ariely, the James B. Duke Professor of psychology and behavioral economics at Duke University has all the advice we need to combat misinformation. His new book <a href="https://bookshop.org/p/books/misbelief-what-makes-rational-people-believe-irrational-things-dan-ariely/19879424?ean=9780063280427&amp;gclid=Cj0KCQjw9fqnBhDSARIsAHlcQYT4shQvdrdLO7AyX61kH73Zp1KWaXkBlqrrfNGnHy9C-fJ6LRlOjh8aArooEALw_wcB">“<em>MISBELIEF: What Makes Rational People Believe Irrational Things,”</em></a><em> </em>delves into the growing phenomena of discarded truths, alternative facts, and full-blown conspiracy theories that have driven a wedge in public discourse and our personal relationships.<strong> </strong>In Mailbag, we take questions on IRAs and 529s. In our money tip of the week, what you should do when a <a href="https://hermoney.com/invest/how-to-spot-stock-scams-like-bucket-shops/">DM hits your inbox promising “a sure way to beat the market</a>.” </p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><em>Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion.</em></p><p><em>Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances.</em></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3407</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a7fe06fc-481e-11ee-86d5-f73cc9836498]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML8458771774.mp3?updated=1695153523" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 388: How to Overcome Perfectionist Tendencies with Elise Loehnen</title>
      <description>As women, we can often feel pressure to always be “doing,” whether that’s working, going to the gym, prepping a project, or just getting ready for the next day. Many of us also have a hard time sitting still, and we may even be perfectionists about some things. (Yes, the data shows that women are more likely to be perfectionists than men.) As the former Chief Content Officer at Goop — and Gwyneth Paltrow's second hire — Elise Loehnen knows this firsthand. In her new book, “On Our Best Behavior: The Seven Deadly Sins and the Price Women Pay to be Good” she breaks down all of the outward pressures that continue to hold women back. She shares how we can all break away from the societal notions of feeling like we have to be the “perfect” daughter, the “best” wife, or the “smartest” investor. In Mailbag, we talk about the best way to invest your required minimum distribution, and if you have the money, whether you should buy CDs or pay off a mortgage. In our money tip of the week, the differences between term and permanent life insurance and how to pick one. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Sep 2023 06:00:00 -0000</pubDate>
      <itunes:title>How to Overcome Perfectionist Tendencies with Elise Loehnen</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>388</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Pushing back against societal pressures to always be “doing”.</itunes:subtitle>
      <itunes:summary>As women, we can often feel pressure to always be “doing,” whether that’s working, going to the gym, prepping a project, or just getting ready for the next day. Many of us also have a hard time sitting still, and we may even be perfectionists about some things. (Yes, the data shows that women are more likely to be perfectionists than men.) As the former Chief Content Officer at Goop — and Gwyneth Paltrow's second hire — Elise Loehnen knows this firsthand. In her new book, “On Our Best Behavior: The Seven Deadly Sins and the Price Women Pay to be Good” she breaks down all of the outward pressures that continue to hold women back. She shares how we can all break away from the societal notions of feeling like we have to be the “perfect” daughter, the “best” wife, or the “smartest” investor. In Mailbag, we talk about the best way to invest your required minimum distribution, and if you have the money, whether you should buy CDs or pay off a mortgage. In our money tip of the week, the differences between term and permanent life insurance and how to pick one. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As women, we can often feel pressure to always be “doing,” whether that’s working, going to the gym, prepping a project, or just getting ready for the next day. Many of us also have a hard time sitting still, and we may even be perfectionists about some things. (Yes, the data shows that women are more likely to be perfectionists than men.) As the former Chief Content Officer at Goop — and Gwyneth Paltrow's second hire — Elise Loehnen knows this firsthand. In her new book, “<a href="https://www.eliseloehnen.com/onourbestbehavior">On Our Best Behavior: The Seven Deadly Sins and the Price Women Pay to be Good</a>” she breaks down all of the outward pressures that continue to hold women back. She shares how we can all break away from the societal notions of feeling like we have to be the “perfect” daughter, the “best” wife, or the “smartest” investor. In Mailbag, we talk about the best way to invest your required minimum distribution, and if you have the money, whether you should buy CDs or pay off a mortgage. In our money tip of the week, the differences between <a href="https://hermoney.com/protect/how-much-life-insurance-do-i-really-need-your-101-guide/">term and permanent life insurance</a> and how to pick one. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3006</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[576a0f4c-481e-11ee-be73-bb57fb34def9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7946855405.mp3?updated=1694554426" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #46: What A Possible Recession Means For Your Portfolio With Gargi Pal Chaudhuri</title>
      <description>If you’ve been following the financial news headlines, you know this year there’s been nothing but mixed signals coming from our economy: We saw a tightening in the credit market after the bank failures in March, and even though our labor market still remains robust with unemployment at 3.5%, household saving rates have fallen, and credit card debt just hit a new all-time high of $1 trillion dollars. Amid all of these complexities, we’ve heard the oft-repeated threats that “a recession is coming,” but the markets have had a great 2023 so far. Naturally, you have questions about your portfolio, and thankfully, we have answers. In this special Mailbag edition of the HerMoney Podcast, we’re joined by Gargi Pal Chaudhuri, Head of iShares Investment Strategy for the Americas. We discuss diversifying, investing in ETFs, and investing internationally. We also take a deep dive into all of the trends that Gargi and her team at iShares are on the lookout for in 2023- 2024. Do you have investing questions? Write to us at mailbag@hermoney.com to be featured in an upcoming episode! 
Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 08 Sep 2023 06:00:00 -0000</pubDate>
      <itunes:title>What A Possible Recession Means For Your Portfolio With Gargi Pal Chaudhuri</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Financial headlines and how they could impact your investments.</itunes:subtitle>
      <itunes:summary>If you’ve been following the financial news headlines, you know this year there’s been nothing but mixed signals coming from our economy: We saw a tightening in the credit market after the bank failures in March, and even though our labor market still remains robust with unemployment at 3.5%, household saving rates have fallen, and credit card debt just hit a new all-time high of $1 trillion dollars. Amid all of these complexities, we’ve heard the oft-repeated threats that “a recession is coming,” but the markets have had a great 2023 so far. Naturally, you have questions about your portfolio, and thankfully, we have answers. In this special Mailbag edition of the HerMoney Podcast, we’re joined by Gargi Pal Chaudhuri, Head of iShares Investment Strategy for the Americas. We discuss diversifying, investing in ETFs, and investing internationally. We also take a deep dive into all of the trends that Gargi and her team at iShares are on the lookout for in 2023- 2024. Do you have investing questions? Write to us at mailbag@hermoney.com to be featured in an upcoming episode! 
Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you’ve been following the financial news headlines, you know this year there’s been nothing but mixed signals coming from our economy: We saw a tightening in the credit market after the bank failures in March, and even though our labor market still remains robust with unemployment at 3.5%, household saving rates have fallen, and credit card debt just hit a new all-time high of $1 trillion dollars. Amid all of these complexities, we’ve heard the oft-repeated threats that “a recession is coming,” but the markets have had a great 2023 so far. Naturally, you have questions about your portfolio, and thankfully, we have answers. In this special Mailbag edition of the HerMoney Podcast, we’re joined by Gargi Pal Chaudhuri, Head of iShares Investment Strategy for the Americas. We discuss diversifying, investing in ETFs, and investing internationally. We also take a deep dive into all of the trends that Gargi and her team at iShares are on the lookout for in 2023- 2024. Do you have investing questions? Write to us at mailbag@hermoney.com to be featured in an upcoming episode! </p><p>Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hsdi_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>! </p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2134</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a7512630-481e-11ee-86d5-4769ca90985f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML6739094452.mp3?updated=1694110901" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 387: How Your Generation Affects Your Financial Decisions with Jean Twenge</title>
      <description>Every single one of us is part of a certain generational grouping, and we may love or loathe the stereotypes that come with each. While we may agree with some of them, there are others that are insulting (or just plain wrong). No one knows this better than Dr. Jean Twenge, psychologist and author of “Generations: The Real Differences Between Gen Z, Millennials, Gen X, Boomers, and Silents―and What They Mean for America's Future.” Twenge hopes that by understanding the research — and generations other than our own — we’ll be better able to understand one another. In Mailbag, we dive into how much to save for a newborn's college education, and how to retire early. In our money tip of the week, all of the factors to consider if you’re thinking about picking up a side gig for extra cash. 

More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Sep 2023 06:00:00 -0000</pubDate>
      <itunes:title>How Your Generation Affects Your Financial Decisions with Jean Twenge</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>387</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Understanding generation differences to better understand each other.</itunes:subtitle>
      <itunes:summary>Every single one of us is part of a certain generational grouping, and we may love or loathe the stereotypes that come with each. While we may agree with some of them, there are others that are insulting (or just plain wrong). No one knows this better than Dr. Jean Twenge, psychologist and author of “Generations: The Real Differences Between Gen Z, Millennials, Gen X, Boomers, and Silents―and What They Mean for America's Future.” Twenge hopes that by understanding the research — and generations other than our own — we’ll be better able to understand one another. In Mailbag, we dive into how much to save for a newborn's college education, and how to retire early. In our money tip of the week, all of the factors to consider if you’re thinking about picking up a side gig for extra cash. 

More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Every single one of us is part of a certain generational grouping, and we may love or loathe the stereotypes that come with each. While we may agree with some of them, there are others that are insulting (or just plain wrong). No one knows this better than Dr. Jean Twenge, psychologist and author of “<a href="https://www.amazon.com/Generations-Differences-Millennials-Silents_and-Americas/dp/1982181613/ref=asc_df_1982181613/?tag=hyprod-20&amp;linkCode=df0&amp;hvadid=611935779797&amp;hvpos=&amp;hvnetw=g&amp;hvrand=14457085838601626823&amp;hvpone=&amp;hvptwo=&amp;hvqmt=&amp;hvdev=c&amp;hvdvcmdl=&amp;hvlocint=&amp;hvlocphy=9073499&amp;hvtargid=pla-1679496155965&amp;psc=1">Generations: The Real Differences Between Gen Z, Millennials, Gen X, Boomers, and Silents―and What They Mean for America's Future</a>.” Twenge hopes that by understanding the research — and generations other than our own — we’ll be better able to understand one another. In Mailbag, we dive into how much to save for a newborn's college education, and how to retire early. In our money tip of the week, all of the factors to consider if you’re thinking about picking up <a href="https://hermoney.com/earn/side-hustles/thinking-about-a-side-gig-heres-what-it-takes-to-be-successful/">a side gig for extra cash</a>. </p><p><br></p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2910</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5188331123.mp3?updated=1694026755" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 386: The Joy of A Secret-Free Life with Letty Cottin Pogrebin</title>
      <description>﻿Increasingly, the women’s magazines we grew up on are taking deep dives into politics, health and the gender wage gap… But how did they go from tips on how to have better sex to delivering such thought-provoking content? Ms. Magazine is to thank — and Letty Cottin Pogrebin is one of the magazine's founding editors. She joins us this week to discuss the magazine’s journey — and her own. In Mailbag, a listener asks what financial responsibility (if any) they have to their estranged parents, and in our money tip of the week, we dive into the best items to buy in bulk to save money at the grocery store. Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Aug 2023 06:00:00 -0000</pubDate>
      <itunes:title>The Joy of A Secret-Free Life with Letty Cottin Pogrebin</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>386</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> The real reason families keep secrets from the people they love the most. </itunes:subtitle>
      <itunes:summary>﻿Increasingly, the women’s magazines we grew up on are taking deep dives into politics, health and the gender wage gap… But how did they go from tips on how to have better sex to delivering such thought-provoking content? Ms. Magazine is to thank — and Letty Cottin Pogrebin is one of the magazine's founding editors. She joins us this week to discuss the magazine’s journey — and her own. In Mailbag, a listener asks what financial responsibility (if any) they have to their estranged parents, and in our money tip of the week, we dive into the best items to buy in bulk to save money at the grocery store. Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p><em>﻿</em>Increasingly, the women’s magazines we grew up on are taking deep dives into politics, health and the gender wage gap… But how did they go from tips on how to have better sex to delivering such thought-provoking content? <a href="https://msmagazine.com/about/">Ms. Magazine</a> is to thank — and Letty Cottin Pogrebin is one of the magazine's founding editors. She joins us this week to discuss the magazine’s journey — and her own. In Mailbag, a listener asks what financial responsibility (if any) they have to their estranged parents, and in our money tip of the week, we dive into <a href="https://hermoney.com/enjoy/food/foods-to-buy-in-bulk-to-save-money/">the best items to buy in bulk</a> to save money at the grocery store. Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2700</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6d7b9ade-2fbf-11ee-93d0-0b55c1549753]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7528286434.mp3?updated=1693411234" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 385: What Is “Enough”? with Manisha Thakor</title>
      <description>Worrying about money is, unfortunately, a universal problem. And with today’s economic uncertainty, stubbornly high inflation and recession fears, our worries are only increasing. While it’s impossible to sidestep stress in all areas of our lives, we can take steps to help manage how we feel about our finances, and increase our financial wellness. Certified Financial Planner Manisha Thakor is the author of the new book: “Moneyzen: The Secret to Finding Your Enough,” and she wants us to consider our emotional well-being and our financial health as twin concepts in all of our day-to-day life decisions. Only then can we break free from the “cult of never enough.” She tells us how. Then, in Mailbag, we hear from a listener who is curious about how to invest the money from the sale of a home, and we hear from a woman who is wondering how to maximize a recent windfall. In our money tip of the week, are you taking too much risk with your asset allocation as you near retirement? In our money tip of the week, are you taking too much risk with your asset allocation as you near retirement? 
Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Aug 2023 06:00:00 -0000</pubDate>
      <itunes:title>What Is “Enough”? with Manisha Thakor</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>385</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Are you trapped in the “cult of never enough”? </itunes:subtitle>
      <itunes:summary>Worrying about money is, unfortunately, a universal problem. And with today’s economic uncertainty, stubbornly high inflation and recession fears, our worries are only increasing. While it’s impossible to sidestep stress in all areas of our lives, we can take steps to help manage how we feel about our finances, and increase our financial wellness. Certified Financial Planner Manisha Thakor is the author of the new book: “Moneyzen: The Secret to Finding Your Enough,” and she wants us to consider our emotional well-being and our financial health as twin concepts in all of our day-to-day life decisions. Only then can we break free from the “cult of never enough.” She tells us how. Then, in Mailbag, we hear from a listener who is curious about how to invest the money from the sale of a home, and we hear from a woman who is wondering how to maximize a recent windfall. In our money tip of the week, are you taking too much risk with your asset allocation as you near retirement? In our money tip of the week, are you taking too much risk with your asset allocation as you near retirement? 
Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Worrying about money is, unfortunately, a universal problem. And with today’s economic uncertainty, stubbornly high inflation and recession fears, our worries are only increasing. While it’s impossible to sidestep stress in all areas of our lives, we <em>can</em> take steps to help manage how we feel about our finances, and increase our financial wellness. Certified Financial Planner Manisha Thakor is the author of the new book: <a href="https://bookshop.org/p/books/moneyzen-escape-the-cult-of-never-enough-and-discover-the-secret-to-lasting-wealth-manisha-thakor/19218383?gclid=Cj0KCQjwuZGnBhD1ARIsACxbAVi_KVZfgSIxMxO8jGcptmlkwnx0BGXjfvk2ybtdeeuj9dYZt63uPYYaAvZmEALw_wcB">“Moneyzen: The Secret to Finding Your Enough</a>,” and she wants us to consider our emotional well-being and our financial health as twin concepts in all of our day-to-day life decisions. Only then can we break free from the “cult of never enough.” She tells us how. Then, in Mailbag, we hear from a listener who is curious about how to invest the money from the sale of a home, and we hear from a woman who is wondering how to maximize a recent windfall. In our money tip of the week, <a href="https://hermoney.com/invest/are-you-taking-too-much-risk-in-the-stock-market/">are you taking too much risk</a> with your asset allocation as you near retirement? In our money tip of the week,<a href="https://hermoney.com/invest/are-you-taking-too-much-risk-in-the-stock-market/"> are you taking too much risk</a> with your asset allocation as you near retirement? </p><p>Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">HerMoney.com/subscribe</a>!</p><p><em>﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2780</itunes:duration>
      <guid isPermaLink="false"><![CDATA[545740bc-2fbf-11ee-b2a4-2ba85af90bcc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7904036420.mp3?updated=1692744539" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 384: The Cost of Beauty Culture with Elise Hu</title>
      <description>Plastic surgery is more popular than ever, and women are paying an incredible amount for it. The epicenter of the plastic surgery industry is undeniably South Korea — Seoul leads the world in plastic surgery rates. Elise Hu experienced this culture firsthand as the NPR bureau chief responsible for coverage of North Korea, South Korea, and Japan. In her new book: “Flawless: Lessons in Looks and Culture from the K-Beauty Capital,” she explores if our constant drive to look “better than ever” will ever be enough. In Mailbag, we hear from a listener who has a 401(k) plan from a previous employer and isn’t sure what to do with it next. We also hear from a listener who is 72 and wonders where they can splurge a little! In our money tip of the week, we go over how to decide when is the right time to sell a stock. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Aug 2023 06:00:00 -0000</pubDate>
      <itunes:title>The Cost of Beauty Culture with Elise Hu</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>384</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Beauty culture is a form of labor – and we’re paying for it. </itunes:subtitle>
      <itunes:summary>Plastic surgery is more popular than ever, and women are paying an incredible amount for it. The epicenter of the plastic surgery industry is undeniably South Korea — Seoul leads the world in plastic surgery rates. Elise Hu experienced this culture firsthand as the NPR bureau chief responsible for coverage of North Korea, South Korea, and Japan. In her new book: “Flawless: Lessons in Looks and Culture from the K-Beauty Capital,” she explores if our constant drive to look “better than ever” will ever be enough. In Mailbag, we hear from a listener who has a 401(k) plan from a previous employer and isn’t sure what to do with it next. We also hear from a listener who is 72 and wonders where they can splurge a little! In our money tip of the week, we go over how to decide when is the right time to sell a stock. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Plastic surgery is more popular than ever, and women are paying an incredible amount for it. The epicenter of the plastic surgery industry is undeniably South Korea — Seoul leads the world in plastic surgery rates. Elise Hu experienced this culture firsthand as the NPR bureau chief responsible for coverage of North Korea, South Korea, and Japan. In her new book: “<a href="https://bookshop.org/p/books/flawless-lessons-in-looks-and-culture-from-the-k-beauty-capital-elise-hu/18848841?gclid=Cj0KCQjwoeemBhCfARIsADR2QCsFvdxIBkQmrTlbElOpTt-0A3n37C-vu46_oyiOabnS-3_Ljdc9vhYaAmcJEALw_wcB">Flawless: Lessons in Looks and Culture from the K-Beauty Capital</a>,” she explores if our constant drive to look “better than ever” will ever be enough. In Mailbag, we hear from a listener who has a 401(k) plan from a previous employer and isn’t sure what to do with it next. We also hear from a listener who is 72 and wonders where they can splurge a little! In our money tip of the week, we go over <a href="https://hermoney.com/invest/financial-planning/when-should-you-sell-a-stock/#:~:text=Although%20this%20may%20sound%20counter,be%20sold%2C%E2%80%9D%20she%20says.">how to decide when is the right time to sell a stock</a>. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><em>﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3011</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Bonus Mailbag #45: All Of Your Student Loans Questions Answered With Tara Siegel Bernard </title>
      <description>Even though President Biden’s proposal to cancel up to $20,000 of a borrower’s student loan debt was struck down by the Supreme Court, there is good news on the horizon. In this special Mailbag edition of the HerMoney Podcast, we talk through student loan forgiveness, debt repayment plans, and using the money in your 529, with New York Times Reporter Tara Siegel Bernard. We take a deep dive into all of the current student loan issues and what they mean for your wallet.
If you have your own personal finance questions (big or small), you can always write to us at mailbag@hermoney.com to be featured in an upcoming episode! Plus — FinanceFixx has another session in the works! If you're ready to take a closer look at your finances before student loan repayments resume, join us and we’ll walk you through how you can build a better plan for your future! 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 11 Aug 2023 06:00:00 -0000</pubDate>
      <itunes:title>All Of Your Student Loans Questions Answered With Tara Siegel Bernard </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Student loan forgiveness, repayment plans, 529s, and so much more. </itunes:subtitle>
      <itunes:summary>Even though President Biden’s proposal to cancel up to $20,000 of a borrower’s student loan debt was struck down by the Supreme Court, there is good news on the horizon. In this special Mailbag edition of the HerMoney Podcast, we talk through student loan forgiveness, debt repayment plans, and using the money in your 529, with New York Times Reporter Tara Siegel Bernard. We take a deep dive into all of the current student loan issues and what they mean for your wallet.
If you have your own personal finance questions (big or small), you can always write to us at mailbag@hermoney.com to be featured in an upcoming episode! Plus — FinanceFixx has another session in the works! If you're ready to take a closer look at your finances before student loan repayments resume, join us and we’ll walk you through how you can build a better plan for your future! 
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Even though President Biden’s proposal to cancel up to $20,000 of a borrower’s student loan debt was struck down by the Supreme Court, there is good news on the horizon. In this special Mailbag edition of the HerMoney Podcast, we talk through student loan forgiveness, debt repayment plans, and using the money in your 529, with New York Times Reporter <a href="https://www.nytimes.com/by/tara-siegel-bernard">Tara Siegel Bernard</a>. We take a deep dive into all of the current student loan issues and what they mean for your wallet.</p><p>If you have your own personal finance questions (big or small), you can always write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a> to be featured in an upcoming episode! Plus — FinanceFixx has another session in the works! If you're ready to take a closer look at your finances before student loan repayments resume, join us and<a href="https://www.financefixx.com/s/"> we’ll walk you through how you can build a better plan for your future</a>! </p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">Hermoney.com/subscribe</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1564</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5169002618.mp3?updated=1692796958" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 383: Teenagers And Money With Mattie Kahn </title>
      <description>Teenagers have always had their finger on the pulse of the latest trends, but they’re not only great forecasters — they’re also big drivers in the economy, and they always have been. Mattie Kahn has put a spotlight on many of the forgotten young women throughout history in her new book “Young and Restless: The Girls Who Sparked America’s Revolutions.” She describes how young women throughout history have wielded their money and power to change society. In Mailbag, we hear from a listener who feels like she’s grown out of her Roth IRA, and from someone who picked up How To Money at the library and is hungry for more personal finance book recs :) In our money tip of the week, in the midst of a pink craze — what should you do when a stock (like Mattel) goes viral?
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Aug 2023 06:00:00 -0000</pubDate>
      <itunes:title>Teenagers And Money with Mattie Kahn </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>383</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The teenagers have more power with money than you might think. </itunes:subtitle>
      <itunes:summary>Teenagers have always had their finger on the pulse of the latest trends, but they’re not only great forecasters — they’re also big drivers in the economy, and they always have been. Mattie Kahn has put a spotlight on many of the forgotten young women throughout history in her new book “Young and Restless: The Girls Who Sparked America’s Revolutions.” She describes how young women throughout history have wielded their money and power to change society. In Mailbag, we hear from a listener who feels like she’s grown out of her Roth IRA, and from someone who picked up How To Money at the library and is hungry for more personal finance book recs :) In our money tip of the week, in the midst of a pink craze — what should you do when a stock (like Mattel) goes viral?
Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter!
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Teenagers have always had their finger on the pulse of the latest trends, but they’re not only great forecasters — they’re also big drivers in the economy, and they always have been. Mattie Kahn has put a spotlight on many of the forgotten young women throughout history in her new book <a href="https://bookshop.org/p/books/young-and-restless-the-untold-history-of-american-girls-in-protest/18940087">“Young and Restless: The Girls Who Sparked America’s Revolutions.”</a> She describes how young women throughout history have wielded their money and power to change society. In Mailbag, we hear from a listener who feels like she’s grown out of her Roth IRA, and from someone who picked up <a href="https://us.macmillan.com/books/9781250791696/howtomoney"><em>How To Money</em></a> at the library and is hungry for more personal finance book recs :) In our money tip of the week, in the midst of a pink craze — what should you do when a stock (like Mattel) goes viral?</p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">subscribe to our newsletter</a>!</p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Thanks to our other sponsor for this episode, Athletic Greens. Go to </em><a href="http://athleticgreens.com/hermoney"><em>athleticgreens.com/hermoney</em></a><em> to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2840</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3960660019.mp3?updated=1692129814" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 382: Kitchen Renovations On A Budget With Sophie Donelson</title>
      <description>Deciding to renovate a kitchen is an incredibly stressful — and expensive! — decision. Do you want quartz countertops? Painted cabinets or bare wood? Induction cooktop or gas burners? The list of questions goes on and on, and perhaps at the top of it is the biggest one: How do I do kitchen renovations on a budget? Thankfully, we have a bit of welcome news…Sophie Donelson says you don’t have to do EVERYTHING in order to create the perfect kitchen for you. (And the same goes for the bathroom, the bedroom or any other part of the house you’re working on!) Sophie says that small and affordable changes can go a very long way towards making us feel like we have the home of our dreams. Her book, “Uncommon Kitchens” dives into the little changes that make the biggest difference — and she shares them with us. (Hint: Expensive new countertops might not be the answer!) Also, in Mailbag, we talk ESOP basics — what they are and what happens if you want to leave your company, and we discuss whether your money would be better spent paying off a mortgage or keeping the money in an emergency fund. In our money tip of the week, the best bang for your buck at the grocery store — hiding in the fruit and vegetable aisles.

﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Aug 2023 06:00:00 -0000</pubDate>
      <itunes:title>Kitchen Renovations On A Budget With Sophie Donelson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>382</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Budget-friendly updates that can make any room (especially the kitchen) feel more like home. </itunes:subtitle>
      <itunes:summary>Deciding to renovate a kitchen is an incredibly stressful — and expensive! — decision. Do you want quartz countertops? Painted cabinets or bare wood? Induction cooktop or gas burners? The list of questions goes on and on, and perhaps at the top of it is the biggest one: How do I do kitchen renovations on a budget? Thankfully, we have a bit of welcome news…Sophie Donelson says you don’t have to do EVERYTHING in order to create the perfect kitchen for you. (And the same goes for the bathroom, the bedroom or any other part of the house you’re working on!) Sophie says that small and affordable changes can go a very long way towards making us feel like we have the home of our dreams. Her book, “Uncommon Kitchens” dives into the little changes that make the biggest difference — and she shares them with us. (Hint: Expensive new countertops might not be the answer!) Also, in Mailbag, we talk ESOP basics — what they are and what happens if you want to leave your company, and we discuss whether your money would be better spent paying off a mortgage or keeping the money in an emergency fund. In our money tip of the week, the best bang for your buck at the grocery store — hiding in the fruit and vegetable aisles.

﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Deciding to renovate a kitchen is an incredibly stressful — and expensive! — decision. Do you want quartz countertops? Painted cabinets or bare wood? Induction cooktop or gas burners? The list of questions goes on and on, and perhaps at the top of it is the biggest one: How do I do kitchen renovations on a budget? Thankfully, we have a bit of welcome news…Sophie Donelson says you don’t have to do EVERYTHING in order to create the perfect kitchen for you. (And the same goes for the bathroom, the bedroom or any other part of the house you’re working on!) Sophie says that small and affordable changes can go a very long way towards making us feel like we have the home of our dreams. Her book, “Uncommon Kitchens” dives into the little changes that make the biggest difference — and she shares them with us. (Hint: Expensive new countertops might not be the answer!) Also, in Mailbag, we talk ESOP basics — what they are and what happens if you want to leave your company, and we discuss whether your money would be better spent paying off a mortgage or keeping the money in an emergency fund. In our money tip of the week, the best bang for your buck at the grocery store — hiding in the fruit and vegetable aisles.</p><p><br></p><p><em>﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3022</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5530779968.mp3?updated=1690977550" length="0" type="audio/mpeg"/>
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    <item>
      <title>Ep 381: Honing Your Senses For A Sharper Life With Gretchen Rubin </title>
      <description>We live in a fast-paced world with long to-do lists and Google Calendars that are scheduled out down to the minute. Every day, we’ve got errands to run, meetings to attend, kids to raise, homes to clean, and money to make — and it can be all too easy to hustle from one goal to the next, without taking a second to pause or rest. 
But we know that slowing down and getting out of our own heads is important for our mental health. And our guest today, Gretchen Rubin, has found that connecting with your physical senses — sight, sound, smell, taste, and touch — is crucial for leading happier, more creative lives. In Mailbag, we talk about the best way to pay for egg freezing and where to put your money in your 50s to earn the most possible for retirement. In our money tip of the week, we explore the benefits of opening a 529 plan for your kids or grandkids' education— and what to do with that money if they decide college isn’t for them.
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter.
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping!

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Jul 2023 06:00:00 -0000</pubDate>
      <itunes:title>Honing Your Senses For A Sharper Life With Gretchen Rubin </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>381</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Cultivating a happier and more creative life. </itunes:subtitle>
      <itunes:summary>We live in a fast-paced world with long to-do lists and Google Calendars that are scheduled out down to the minute. Every day, we’ve got errands to run, meetings to attend, kids to raise, homes to clean, and money to make — and it can be all too easy to hustle from one goal to the next, without taking a second to pause or rest. 
But we know that slowing down and getting out of our own heads is important for our mental health. And our guest today, Gretchen Rubin, has found that connecting with your physical senses — sight, sound, smell, taste, and touch — is crucial for leading happier, more creative lives. In Mailbag, we talk about the best way to pay for egg freezing and where to put your money in your 50s to earn the most possible for retirement. In our money tip of the week, we explore the benefits of opening a 529 plan for your kids or grandkids' education— and what to do with that money if they decide college isn’t for them.
Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter.
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping!

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We live in a fast-paced world with long to-do lists and Google Calendars that are scheduled out down to the minute. Every day, we’ve got errands to run, meetings to attend, kids to raise, homes to clean, and money to make — and it can be all too easy to hustle from one goal to the next, without taking a second to pause or rest. </p><p>But we know that slowing down and getting out of our own heads is important for our mental health. And our guest today, Gretchen Rubin, has found that connecting with your physical senses — sight, sound, smell, taste, and touch — is crucial for leading happier, more creative lives. In Mailbag, we talk about the best way to pay for egg freezing and where to put your money in your 50s to earn the most possible for retirement. In our money tip of the week, we explore the benefits of opening a 529 plan for your kids or grandkids' education— and what to do with that money if they decide college isn’t for them.</p><p>Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the <a href="%20https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">HerMoney Newsletter</a>.</p><p><em>﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Thanks HelloFresh for sponsoring this episode. Go to </em><a href="http://hellofresh.com/HERMONEY16"><em>HelloFresh.com/HERMONEY16</em></a><em> and use code HERMONEY16 for 16 free meals plus free shipping!</em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2850</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <title>Ep 380: Write Your Own Money Rules With Ramit Sethi</title>
      <description>What does it mean to you to live a “rich” life? Ramit Sethi, host of the new Netflix show, “How to Get Rich,” wants you to live richly — but no, he’s not talking about fancy cars, caviar, or courtside seats. Ramit works with people across the country to create a personalized vision for what a rich life can be for them. Whether it’s a house on the beach or a four-day work-week, Ramit shares how to create rules for spending and saving that can bring you joy. In Mailbag, we discuss the best plan for easily investing in a Roth IRA and whether to put money in a CD or a high-yield savings account. In our money tip of the week, we discuss how to build a monthly conversation about money into your schedule with your partner.
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter!
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Jul 2023 06:00:00 -0000</pubDate>
      <itunes:title>Write Your Own Money Rules With Ramit Sethi</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>380</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The personalized money rules that will help you lead a richer life. </itunes:subtitle>
      <itunes:summary>What does it mean to you to live a “rich” life? Ramit Sethi, host of the new Netflix show, “How to Get Rich,” wants you to live richly — but no, he’s not talking about fancy cars, caviar, or courtside seats. Ramit works with people across the country to create a personalized vision for what a rich life can be for them. Whether it’s a house on the beach or a four-day work-week, Ramit shares how to create rules for spending and saving that can bring you joy. In Mailbag, we discuss the best plan for easily investing in a Roth IRA and whether to put money in a CD or a high-yield savings account. In our money tip of the week, we discuss how to build a monthly conversation about money into your schedule with your partner.
More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter!
﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does it mean to you to live a “rich” life? Ramit Sethi, host of the new Netflix show, “How to Get Rich,” wants you to live richly — but no, he’s not talking about fancy cars, caviar, or courtside seats. Ramit works with people across the country to create a personalized vision for what a rich life can be for them. Whether it’s a house on the beach or a four-day work-week, Ramit shares how to create rules for spending and saving that can bring you joy. In Mailbag, we discuss the best plan for easily investing in a Roth IRA and whether to put money in a CD or a high-yield savings account. In our money tip of the week, we discuss how to build a monthly conversation about money into your schedule with your partner.</p><p>More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">HerMoney newsletter</a>!</p><p><em>﻿The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3075</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <title>Bonus Mailbag #44:  Index funds, ETFs, and more With Karen Finerman</title>
      <description>The amount of women who invest is on the rise, but navigating stocks, bonds, ETFS, and other asset classes can feel daunting. That’s why we’re answering your most pressing investment questions with expert investor and host of our new podcast How She Does It, Karen Finerman. We take questions on dollar-cost averaging, how to get started investing in index funds, how to switch online brokerage firms, and the rules for an exit plan from a stock that just isn’t doing it for you anymore. For more great investing conversations like these, join Karen on her new show, and join us in our investing club for women, InvestingFixx. 

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Jul 2023 06:00:00 -0000</pubDate>
      <itunes:title>Index funds, ETFs, and more With Karen Finerman</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Today we’re answering your most-asked investing questions with Karen Finerman, the host of our new show How She Does It.</itunes:subtitle>
      <itunes:summary>The amount of women who invest is on the rise, but navigating stocks, bonds, ETFS, and other asset classes can feel daunting. That’s why we’re answering your most pressing investment questions with expert investor and host of our new podcast How She Does It, Karen Finerman. We take questions on dollar-cost averaging, how to get started investing in index funds, how to switch online brokerage firms, and the rules for an exit plan from a stock that just isn’t doing it for you anymore. For more great investing conversations like these, join Karen on her new show, and join us in our investing club for women, InvestingFixx. 

Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The amount of women who invest is on the rise, but navigating stocks, bonds, ETFS, and other asset classes can feel daunting. That’s why we’re answering your most pressing investment questions with expert investor and host of our new podcast<em> </em><a href="https://podcasts.apple.com/us/podcast/how-she-does-it/id1691787429"><em>How She Does It</em></a>, Karen Finerman. We take questions on dollar-cost averaging, how to get started investing in index funds, how to switch online brokerage firms, and the rules for an exit plan from a stock that just isn’t doing it for you anymore. For more great investing conversations like these, join <a href="https://podcasts.apple.com/us/podcast/how-she-does-it/id1691787429">Karen on her new show</a>, and join us in our investing club for women, <a href="https://portal.investingfixx.com/s/">InvestingFixx</a>. </p><p><br></p><p>Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to <a href="https://hermoney.com/subscribe/?utm_source=hm_podcast&amp;utm_medium=podcast&amp;utm_campaign=nl_subscribe">our newsletter</a>!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1426</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Ep 379: Why You Don’t Need A Dream Job With Simone Stolzoff</title>
      <description>Ah, the elusive “dream job." Many people are obsessed with finding it, because we think our lives will be complete once we land it. But Simone Stolzoff wants us to put less weight into our careers, and more weight into other aspects of our lives. As author of the book ‘The Good Enough Job: Reclaiming Life From Work,' Simone says we need to find a career that matches the type of life we most want to live. And how do we find that? Simone has all the details! Then, in Mailbag, we discuss how to protect yourself when your employer has been hacked, and whether you should pay off your home early. In our money tip of the week, is 2023 the right year to buy an electric car?

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Jul 2023 06:00:00 -0000</pubDate>
      <itunes:title>Why You Don’t Need A Dream Job With Simone Stolzoff</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>379</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Feeling like your sense of self is tied up in your career? Here’s how to diversify your interests and prioritize life outside of work.</itunes:subtitle>
      <itunes:summary>Ah, the elusive “dream job." Many people are obsessed with finding it, because we think our lives will be complete once we land it. But Simone Stolzoff wants us to put less weight into our careers, and more weight into other aspects of our lives. As author of the book ‘The Good Enough Job: Reclaiming Life From Work,' Simone says we need to find a career that matches the type of life we most want to live. And how do we find that? Simone has all the details! Then, in Mailbag, we discuss how to protect yourself when your employer has been hacked, and whether you should pay off your home early. In our money tip of the week, is 2023 the right year to buy an electric car?

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ah, the elusive “dream job." Many people are obsessed with finding it, because we think our lives will be complete once we land it. But Simone Stolzoff wants us to put less weight into our careers, and more weight into other aspects of our lives. As author of the book ‘The Good Enough Job: Reclaiming Life From Work,' Simone says we need to find a career that matches the type of life we most want to live. And how do we find <em>that</em>? Simone has all the details! Then, in Mailbag, we discuss how to protect yourself when your employer has been hacked, and whether you should pay off your home early. In our money tip of the week, is 2023 the right year to buy an electric car?</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2461</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <title>Ep 378: Personal Finance For Everyone With Vivian Tu</title>
      <description>Vivian Tu was sick of her friends coming for her with the same financial advice questions, so she decided to make a quick TikTok and share it with all of them. To her surprise, the video immediately went viral – and since then, she’s been doling out her straightforward, simple financial tips for the world to see as Your Rich BFF. Listen to today’s episode to hear advice from someone who’s dedicated to making the space more accessible to today’s generation – queer people, young people, and people of color. In Mailbag, we answer questions about how to offer your services without them feeling like a sales pitch and whether or not to put money into renovating a home before you put it on the market. In our money tip of the week: the top 5 questions you should ask yourself before merging finances with a partner.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Jul 2023 05:00:00 -0000</pubDate>
      <itunes:title>Personal Finance For Everyone With Vivian Tu</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>378</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Building wealth doesn’t have to be complicated and here’s how you can get started.</itunes:subtitle>
      <itunes:summary>Vivian Tu was sick of her friends coming for her with the same financial advice questions, so she decided to make a quick TikTok and share it with all of them. To her surprise, the video immediately went viral – and since then, she’s been doling out her straightforward, simple financial tips for the world to see as Your Rich BFF. Listen to today’s episode to hear advice from someone who’s dedicated to making the space more accessible to today’s generation – queer people, young people, and people of color. In Mailbag, we answer questions about how to offer your services without them feeling like a sales pitch and whether or not to put money into renovating a home before you put it on the market. In our money tip of the week: the top 5 questions you should ask yourself before merging finances with a partner.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Vivian Tu was sick of her friends coming for her with the same financial advice questions, so she decided to make a quick TikTok and share it with all of them. To her surprise, the video immediately went viral – and since then, she’s been doling out her straightforward, simple financial tips for the world to see as Your Rich BFF. Listen to today’s episode to hear advice from someone who’s dedicated to making the space more accessible to today’s generation – queer people, young people, and people of color. In Mailbag, we answer questions about how to offer your services without them feeling like a sales pitch and whether or not to put money into renovating a home before you put it on the market. In our money tip of the week: the top 5 questions you should ask yourself before merging finances with a partner.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2888</itunes:duration>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7144749904.mp3?updated=1689769655" length="0" type="audio/mpeg"/>
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    <item>
      <title>Ep 377: Economy News And What It Means For You With Catherine Rampell</title>
      <description>We are just about 6 months into 2023, and so far it’s been a confusing year for the economy…to say the least. The unemployment rate is low, the job market is strong, and yet it seems like we hear about a new round of mass layoffs every week. All of this is a lot to keep up with, and if you’re confused about what it all means, how you should feel about it, and what you should do with your money, you are not alone. On today’s episode, we take a step back and look at the big picture of what’s happened so far with the economy this year and what could happen next with journalist Catherine Rampell. In Mailbag, we answer questions about paying income taxes when you move and tips for negotiating a settlement and spousal support when life feels unpredictable. In our money tip of the week: Is 2023 the right year to buy a home? 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Thank you to our other sponsor for this show, Monarch Money, a more modern way for women and couples to manage their finances. Monarch will help you monitor all of your accounts, transactions, and investments in one place — and help you collaborate with a partner on your terms. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today. 

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Jun 2023 05:00:00 -0000</pubDate>
      <itunes:title>Economy News And What It Means For You With Catherine Rampell</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>377</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your Mid-Year 2023 Economic Check-In</itunes:subtitle>
      <itunes:summary>We are just about 6 months into 2023, and so far it’s been a confusing year for the economy…to say the least. The unemployment rate is low, the job market is strong, and yet it seems like we hear about a new round of mass layoffs every week. All of this is a lot to keep up with, and if you’re confused about what it all means, how you should feel about it, and what you should do with your money, you are not alone. On today’s episode, we take a step back and look at the big picture of what’s happened so far with the economy this year and what could happen next with journalist Catherine Rampell. In Mailbag, we answer questions about paying income taxes when you move and tips for negotiating a settlement and spousal support when life feels unpredictable. In our money tip of the week: Is 2023 the right year to buy a home? 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

﻿Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Thank you to our other sponsor for this show, Monarch Money, a more modern way for women and couples to manage their finances. Monarch will help you monitor all of your accounts, transactions, and investments in one place — and help you collaborate with a partner on your terms. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today. 

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We are just about 6 months into 2023, and so far it’s been a confusing year for the economy…to say the least. The unemployment rate is low, the job market is strong, and yet it seems like we hear about a new round of mass layoffs every week. All of this is a <em>lot</em> to keep up with, and if you’re confused about what it all means, how you should feel about it, and what you should do with your money, you are not alone. On today’s episode, we take a step back and look at the big picture of what’s happened so far with the economy this year and what could happen next with journalist Catherine Rampell. In Mailbag, we answer questions about paying income taxes when you move and tips for negotiating a settlement and spousal support when life feels unpredictable. In our money tip of the week: <a href="https://hermoney.com/borrow/mortgages/should-you-buy-a-house-this-year/">Is 2023 the right year to buy a home? </a></p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>﻿Thanks to our other sponsor for this episode, Athletic Greens. Go to </em><a href="http://athleticgreens.com/hermoney"><em>athleticgreens.com/hermoney</em></a><em> to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.</em></p><p><br></p><p><em>Thank you to our other sponsor for this show, Monarch Money, a more modern way for women and couples to manage their finances. Monarch will help you monitor all of your accounts, transactions, and investments in one place — and help you collaborate with a partner on your terms. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to </em><a href="http://monarchmoney.com/hermoney"><em>monarchmoney.com/hermoney</em></a><em> to try Monarch today. </em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2816</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a2b8ec8e-f0d0-11ed-aff2-8fbd0e423ca0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4878148737.mp3?updated=1689769668" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: The Psychology of Planning Ahead, with Professor Hal Hershfield</title>
      <description>We all know the simple rules to make sure we are preparing for our future selves at 70 or 80: spend less than you make, build up an emergency fund, set aside money for retirement, and invest the rest. But how do we picture that person when there are so many things grabbing our attention right now? Our guest today, Hal Hershfield, has a new book called “Your Future Self: How to Make Tomorrow Better Today,” and he found that the key to sticking to our goals is being able to imagine our future selves.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Jun 2023 05:00:00 -0000</pubDate>
      <itunes:title>The Psychology of Saving More And Planning Ahead, with Professor Hal Hershfield</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to picture our ‘future selves’ and make sure that version of us is thriving. </itunes:subtitle>
      <itunes:summary>We all know the simple rules to make sure we are preparing for our future selves at 70 or 80: spend less than you make, build up an emergency fund, set aside money for retirement, and invest the rest. But how do we picture that person when there are so many things grabbing our attention right now? Our guest today, Hal Hershfield, has a new book called “Your Future Self: How to Make Tomorrow Better Today,” and he found that the key to sticking to our goals is being able to imagine our future selves.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We all know the simple rules to make sure we are preparing for our future selves at 70 or 80: spend less than you make, build up an emergency fund, set aside money for retirement, and invest the rest. But how do we picture that person when there are so many things grabbing our attention right now? Our guest today, Hal Hershfield, has a new book called “Your Future Self: How to Make Tomorrow Better Today,” and he found that the key to sticking to our goals is being able to imagine our future selves.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit </em><a href="PlanEFE.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2221</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d83a7eca-103a-11ee-93f0-db94f2339915]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4661425176.mp3?updated=1689769552" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 376: Eat Better, Save More Money on Food With Nutritionist Ellie Krieger</title>
      <description>Meal planning and grocery shopping for the week used to be a great way to eat healthy and save money, but every week prices seem to be going up. How do you plan for meals that are good for you, don’t take hours of prep, and don’t break the bank? Our guest today Ellie Krieger shows us how easy it is to whip up healthy, simple meals that feel gourmet in 20 minutes or less. In Mailbag, we answer questions about the next steps to take after a layoff and the pros and cons of starting a small business. In our money tip of the week, we discuss the cost of taking your furry friend to the emergency vet.
Check out Ellie's breakfast strata recipe, plus tons of other free and easy recipes on her website.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping!

﻿Thank you to Healthy Paws Pet Insurance for sponsoring this episode. Visit healthypawspetinsurance.com/hermoney to get an instant quote and take the first step to protect your furry best friend.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Jun 2023 11:04:00 -0000</pubDate>
      <itunes:title>Eat Better, Save More Money On Food With Nutritionist Ellie Krieger</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>376</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Stretch your dollar at the grocery store while eating well.</itunes:subtitle>
      <itunes:summary>Meal planning and grocery shopping for the week used to be a great way to eat healthy and save money, but every week prices seem to be going up. How do you plan for meals that are good for you, don’t take hours of prep, and don’t break the bank? Our guest today Ellie Krieger shows us how easy it is to whip up healthy, simple meals that feel gourmet in 20 minutes or less. In Mailbag, we answer questions about the next steps to take after a layoff and the pros and cons of starting a small business. In our money tip of the week, we discuss the cost of taking your furry friend to the emergency vet.
Check out Ellie's breakfast strata recipe, plus tons of other free and easy recipes on her website.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping!

﻿Thank you to Healthy Paws Pet Insurance for sponsoring this episode. Visit healthypawspetinsurance.com/hermoney to get an instant quote and take the first step to protect your furry best friend.

﻿Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Meal planning and grocery shopping for the week used to be a great way to eat healthy and save money, but every week prices seem to be going up. How do you plan for meals that are good for you, don’t take hours of prep, <em>and</em> don’t break the bank? Our guest today Ellie Krieger shows us how easy it is to whip up healthy, simple meals that feel gourmet in 20 minutes or less. In Mailbag, we answer questions about the next steps to take after a layoff and the pros and cons of starting a small business. In our money tip of the week, we discuss the cost of taking your furry friend to the emergency vet.</p><p>Check out Ellie's <a href="https://www.elliekrieger.com/recipe/breakfast-strata-primavera/">breakfast strata recipe,</a> plus tons of other free and easy recipes on her website.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/d83a7eca-103a-11ee-93f0-db94f2339915/PlanEFE.com/HerMoney"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Thanks HelloFresh for sponsoring this episode. Go to </em><a href="http://hellofresh.com/HERMONEY16"><em>HelloFresh.com/HERMONEY16</em></a><em> and use code HERMONEY16 for 16 free meals plus free shipping!</em></p><p><br></p><p><em>﻿Thank you to Healthy Paws Pet Insurance for sponsoring this episode. Visit </em><a href="healthypawspetinsurance.com/hermoney"><em>healthypawspetinsurance.com/hermoney</em></a><em> to get an instant quote and take the first step to protect your furry best friend.</em></p><p><br></p><p><em>﻿Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/d83a7eca-103a-11ee-93f0-db94f2339915/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/d83a7eca-103a-11ee-93f0-db94f2339915/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2907</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a2a0bf42-f0d0-11ed-aff2-3b0cec3b4b48]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3298654544.mp3?updated=1689769680" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 375: Using Your Power For Good With Former IBM CEO Ginni Rometty</title>
      <description>More and more consumers care that a brand's values align with their own, and they’re willing to change their shopping habits if that isn’t the case. They also expect company CEOs to weigh in on conversations about the economy, wage inequality, climate change, and discrimination. But how exactly do workers, leaders, and businesses as a whole create meaningful change in the workplace and beyond? Former IBM CEO Ginni Rometty has spent her career answering that question, and she joins us to share her advice. In Mailbag, we tackle questions about saving for early retirement and the benefits of investing in a 403(b). In our money tip of the week, we break down how to get started with estate planning. 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Jun 2023 05:00:00 -0000</pubDate>
      <itunes:title>Using Your Power For Good With Former IBM CEO Ginni Rometty</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>375</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Creating ‘good power’ in work and life</itunes:subtitle>
      <itunes:summary>More and more consumers care that a brand's values align with their own, and they’re willing to change their shopping habits if that isn’t the case. They also expect company CEOs to weigh in on conversations about the economy, wage inequality, climate change, and discrimination. But how exactly do workers, leaders, and businesses as a whole create meaningful change in the workplace and beyond? Former IBM CEO Ginni Rometty has spent her career answering that question, and she joins us to share her advice. In Mailbag, we tackle questions about saving for early retirement and the benefits of investing in a 403(b). In our money tip of the week, we break down how to get started with estate planning. 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>More and more consumers care that a brand's values align with their own, and they’re willing to change their shopping habits if that isn’t the case. They also expect company CEOs to weigh in on conversations about the economy, wage inequality, climate change, and discrimination. But how exactly do workers, leaders, and businesses as a whole create meaningful change in the workplace and beyond? Former IBM CEO Ginni Rometty has spent her career answering that question, and she joins us to share her advice. In Mailbag, we tackle questions about saving for early retirement and the benefits of investing in a 403(b). In our money tip of the week, we break down how to get started with estate planning. </p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Thanks to our other sponsor for this episode, Athletic Greens. Go to </em><a href="http://athleticgreens.com/hermoney"><em>athleticgreens.com/hermoney</em></a><em> to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3531</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a2880a56-f0d0-11ed-aff2-8310e1ef8248]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2920832706.mp3?updated=1686768373" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 374: How To Fix Our Retirement System, With Economist Ben Harris</title>
      <description>America’s retirement system is out of date, and there are currently millions of retirees who don’t have enough saved. It’s clear we need a plan — not just for our own retirements, but for our nation — because we all deserve to feel financially secure in the next chapter of our lives. Ben Harris, former assistant secretary for economic policy at the U.S. Treasury Department, joins us to break down what’s wrong with America’s retirement system, what policymakers and employers can do to fix it, and how women can better prepare for their financial futures. In Mailbag, we answer questions about saving money in the event of a divorce and determining your budget for a new home. In our money tip of the week, how to make remote work relationships work.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thank you to our other sponsor for this show, Monarch Money, a more modern way for women and couples to manage their finances. Monarch will help you monitor all of your accounts, transactions, and investments in one place — and help you collaborate with a partner on your terms. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today. 

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Jun 2023 05:00:00 -0000</pubDate>
      <itunes:title>How To Fix Our Retirement System, With Economist Ben Harris</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>374</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Unpacking 401(k)s, annuities, reverse mortgages, and more</itunes:subtitle>
      <itunes:summary>America’s retirement system is out of date, and there are currently millions of retirees who don’t have enough saved. It’s clear we need a plan — not just for our own retirements, but for our nation — because we all deserve to feel financially secure in the next chapter of our lives. Ben Harris, former assistant secretary for economic policy at the U.S. Treasury Department, joins us to break down what’s wrong with America’s retirement system, what policymakers and employers can do to fix it, and how women can better prepare for their financial futures. In Mailbag, we answer questions about saving money in the event of a divorce and determining your budget for a new home. In our money tip of the week, how to make remote work relationships work.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thank you to our other sponsor for this show, Monarch Money, a more modern way for women and couples to manage their finances. Monarch will help you monitor all of your accounts, transactions, and investments in one place — and help you collaborate with a partner on your terms. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today. 

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>America’s retirement system is out of date, and there are currently millions of retirees who don’t have enough saved. It’s clear we need a plan — not just for our own retirements, but for our nation — because we all deserve to feel financially secure in the next chapter of our lives. Ben Harris, former assistant secretary for economic policy at the U.S. Treasury Department, joins us to break down what’s wrong with America’s retirement system, what policymakers and employers can do to fix it, and how women can better prepare for their financial futures. In Mailbag, we answer questions about saving money in the event of a divorce and determining your budget for a new home. In our money tip of the week, how to make remote work relationships work.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Thank you to our other sponsor for this show, Monarch Money, a more modern way for women and couples to manage their finances. Monarch will help you monitor all of your accounts, transactions, and investments in one place — and help you collaborate with a partner on your terms. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to </em><a href="http://monarchmoney.com/hermoney"><em>monarchmoney.com/hermoney</em></a><em> to try Monarch today. </em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3038</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a26f0cd6-f0d0-11ed-aff2-7bd34d64e9ed]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5398378636.mp3?updated=1685719196" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 373: Your Ultimate Guide to Confidence With Auctioneer Lydia Fenet</title>
      <description>Confidence is a tricky word for women — we’re told to lean in and be assertive to get what we want, but if we lean in too hard, we come off as inauthentic and bossy. How can we learn to fully own our confidence, while still being true to ourselves? Auctioneer Lydia Fenet, Christie’s ambassador and author of “Claim Your Confidence,” has spent her career searching for the answer — and she’s here to share it with us now. In Mailbag, we answer questions about turning a hobby into a business and what to expect from working with a financial planner. In our money tip of the week: how to invest during a recession. 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 May 2023 05:00:00 -0000</pubDate>
      <itunes:title>Your Ultimate Guide to Confidence With Auctioneer Lydia Fenet</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>373</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to tackle imposter syndrome, fear of failure, and more</itunes:subtitle>
      <itunes:summary>Confidence is a tricky word for women — we’re told to lean in and be assertive to get what we want, but if we lean in too hard, we come off as inauthentic and bossy. How can we learn to fully own our confidence, while still being true to ourselves? Auctioneer Lydia Fenet, Christie’s ambassador and author of “Claim Your Confidence,” has spent her career searching for the answer — and she’s here to share it with us now. In Mailbag, we answer questions about turning a hobby into a business and what to expect from working with a financial planner. In our money tip of the week: how to invest during a recession. 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Confidence is a tricky word for women — we’re told to lean in and be assertive to get what we want, but if we lean in <em>too</em> hard, we come off as inauthentic and bossy. How can we learn to fully own our confidence, while still being true to ourselves? Auctioneer Lydia Fenet, Christie’s ambassador and author of <a href="https://www.simonandschuster.com/books/Claim-Your-Confidence/Lydia-Fenet/9781982196684">“Claim Your Confidence,”</a> has spent her career searching for the answer — and she’s here to share it with us now. In Mailbag, we answer questions about turning a hobby into a business and what to expect from working with a financial planner. In our money tip of the week: how to invest during a recession. </p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Thanks to our other sponsor for this episode, Athletic Greens. Go to </em><a href="http://athleticgreens.com/hermoney"><em>athleticgreens.com/hermoney</em></a><em> to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3088</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML2242582742.mp3?updated=1685469732" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 372: Career Transition In Four Steps With Joanne Lipman</title>
      <description>At some point in our lives, we all experience a wake-up call about whether we’re going in the right direction. Millions experienced that wake-up call in the aftermath of the pandemic — and in today’s strong job market, many people are still looking for that new sense of purpose in their careers. Joanne Lipman, former editor-in-chief of USA Today, has interviewed hundreds of people who have made major pivots and turned their insights into her latest book: “Next! The Power of Reinvention in Life and Work.” Joanne joins us to share the best strategies for moving into your next career, from learning to trust your gut instinct to finding an “expert companion” who can help you understand your strengths. In Mailbag, we answer questions about the best way to invest an inheritance and whether you should adjust your salary expectations after a layoff. In our money tip of the week: why you should delete your credit card info from online shopping websites.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping!

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 May 2023 05:00:00 -0000</pubDate>
      <itunes:title>Career Transition In Four Steps With Joanne Lipman</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>372</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Strategies for making your next major pivot</itunes:subtitle>
      <itunes:summary>At some point in our lives, we all experience a wake-up call about whether we’re going in the right direction. Millions experienced that wake-up call in the aftermath of the pandemic — and in today’s strong job market, many people are still looking for that new sense of purpose in their careers. Joanne Lipman, former editor-in-chief of USA Today, has interviewed hundreds of people who have made major pivots and turned their insights into her latest book: “Next! The Power of Reinvention in Life and Work.” Joanne joins us to share the best strategies for moving into your next career, from learning to trust your gut instinct to finding an “expert companion” who can help you understand your strengths. In Mailbag, we answer questions about the best way to invest an inheritance and whether you should adjust your salary expectations after a layoff. In our money tip of the week: why you should delete your credit card info from online shopping websites.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping!

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>At some point in our lives, we all experience a wake-up call about whether we’re going in the right direction. Millions experienced that wake-up call in the aftermath of the pandemic — and in today’s strong job market, many people are still looking for that new sense of purpose in their careers. Joanne Lipman, former editor-in-chief of USA Today, has interviewed hundreds of people who have made major pivots and turned their insights into her latest book: <a href="https://www.amazon.com/Next-Power-Reinvention-Life-Work/dp/006307348X">“Next! The Power of Reinvention in Life and Work.”</a> Joanne joins us to share the best strategies for moving into your next career, from learning to trust your gut instinct to finding an “expert companion” who can help you understand your strengths. In Mailbag, we answer questions about the best way to invest an inheritance and whether you should adjust your salary expectations after a layoff. In our money tip of the week: why you should delete your credit card info from online shopping websites.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Thanks HelloFresh for sponsoring this episode. Go to </em><a href="http://hellofresh.com/HERMONEY16"><em>HelloFresh.com/HERMONEY16</em></a><em> and use code HERMONEY16 for 16 free meals plus free shipping!</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2750</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[946c75b0-eaae-11ed-9622-6b12eeb4cd03]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML1057038291.mp3?updated=1684924955" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #43: Love + Money: Do They Really Mix?</title>
      <description>We’ve heard from many of our listeners lately who are wrestling with some big questions around relationships and money. Specifically, questions around fairness, competing priorities, and how to share your money in a way that works for both of you! We’re tackling them all with CFP Natalie Taylor, Head of Financial Advice at Monarch Money. Listen in as we dive into questions on buying a home together, talking to your partner about money, saving for retirement, and what it means to "keep score" in a relationship financially. ﻿As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 May 2023 05:00:00 -0000</pubDate>
      <itunes:title>Mailbag: Love + Money: Do They Really Mix?</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to build a financial life together without sacrificing autonomy</itunes:subtitle>
      <itunes:summary>We’ve heard from many of our listeners lately who are wrestling with some big questions around relationships and money. Specifically, questions around fairness, competing priorities, and how to share your money in a way that works for both of you! We’re tackling them all with CFP Natalie Taylor, Head of Financial Advice at Monarch Money. Listen in as we dive into questions on buying a home together, talking to your partner about money, saving for retirement, and what it means to "keep score" in a relationship financially. ﻿As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve heard from many of our listeners lately who are wrestling with some big questions around relationships and money. Specifically, questions around fairness, competing priorities, and how to share your money in a way that works for both of you! We’re tackling them all with CFP Natalie Taylor, Head of Financial Advice at Monarch Money. Listen in as we dive into questions on buying a home together, talking to your partner about money, saving for retirement, and what it means to "keep score" in a relationship financially. <em>﻿As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to </em><a href="http://monarchmoney.com/hermoney"><em>monarchmoney.com/hermoney</em></a><em> to try Monarch today.</em></p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Please contact </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="https://cms.megaphone.fm/organizations/49030b9e-6e7b-11ec-9fbd-ff69d6d10229/podcasts/b0bfb08a-9f9b-11ea-b8db-772b4ea78129/episodes/94575810-eaae-11ed-9622-53fe1ae24194/www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2169</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3759368710.mp3?updated=1684347537" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 371: Everyone’s Hiring — Why Can’t You Find A Job? With Career Coach Eliana Goldstein</title>
      <description>We’re in the strongest job market in years — so why doesn’t it feel that way? We’ve heard from all of you that it’s still not easy to get the job you want right now, despite strong hiring numbers and low unemployment. If you’re struggling to land interviews after dozens of applications — or even getting ghosted by hiring managers — this episode’s for you. Career coach Eliana Goldstein is here to unpack the job market and dispense advice about what you really need to do to stand out as an applicant, from finding the right job opportunities to brushing up your resume. In Mailbag, we answer questions about paying off credit card debt and protecting yourself against identity theft. In our money tip of the week: how to split finances in a relationship. 

For more of Eliana’s great career advice, check out her online course The Career Upgrade. Use the code “HerMoney” at checkout for $100 off!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 May 2023 05:00:00 -0000</pubDate>
      <itunes:title>Everyone’s Hiring — Why Can’t You Find A Job? With Career Coach Eliana Goldstein</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>371</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Practical advice for your job search, from networking to cover letters</itunes:subtitle>
      <itunes:summary>We’re in the strongest job market in years — so why doesn’t it feel that way? We’ve heard from all of you that it’s still not easy to get the job you want right now, despite strong hiring numbers and low unemployment. If you’re struggling to land interviews after dozens of applications — or even getting ghosted by hiring managers — this episode’s for you. Career coach Eliana Goldstein is here to unpack the job market and dispense advice about what you really need to do to stand out as an applicant, from finding the right job opportunities to brushing up your resume. In Mailbag, we answer questions about paying off credit card debt and protecting yourself against identity theft. In our money tip of the week: how to split finances in a relationship. 

For more of Eliana’s great career advice, check out her online course The Career Upgrade. Use the code “HerMoney” at checkout for $100 off!

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.

Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re in the strongest job market in years — so why doesn’t it feel that way? We’ve heard from all of you that it’s still not easy to get the job you want right now, despite strong hiring numbers and low unemployment. If you’re struggling to land interviews after dozens of applications — or even getting ghosted by hiring managers — this episode’s for you. Career coach Eliana Goldstein is here to unpack the job market and dispense advice about what you <em>really</em> need to do to stand out as an applicant, from finding the right job opportunities to brushing up your resume. In Mailbag, we answer questions about paying off credit card debt and protecting yourself against identity theft. In our money tip of the week: how to split finances in a relationship. </p><p><br></p><p>For more of Eliana’s great career advice, check out her online course <a href="https://www.elianagoldsteincoaching.com/course">The Career Upgrade</a>. Use the code “HerMoney” at checkout for $100 off!</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p><br></p><p><em>Thanks to our other sponsor for this episode, Athletic Greens. Go to </em><a href="http://athleticgreens.com/hermoney"><em>athleticgreens.com/hermoney</em></a><em> to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase.</em></p><p><br></p><p><em>Please contact </em><a href="advertising@airwavemedia.com%C2%A0"><em>advertising@airwavemedia.com </em></a><em>if you would like to advertise on our podcast, and to learn more about Airwave, head to </em><a href="www.airwavemedia.com"><em>www.airwavemedia.com</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2968</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML4315141323.mp3?updated=1684855436" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 370: Donna Kelce, Mom Of Two Super Bowl Stars, On Raising Successful Kids</title>
      <description>This past February, Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs made history as the first brothers to compete against each other in the Super Bowl. You’d think they’d be the biggest story to come out of the game, but their mom Donna Kelce stole the spotlight with her split-colored jersey — red for the Chiefs in the front, green for the Eagles in the back — and her unwavering support for her sons.
In this special Mother’s Day episode, Donna joins us to talk about her life and career, what it was like to raise two competitive kids, and her most useful pieces of parenting advice. In Mailbag, we answer questions about saving for your kids and negotiating salary. In our money tip of the week — how to haggle for discounts on rent, bills, and more. 
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 May 2023 05:00:00 -0000</pubDate>
      <itunes:title>Donna Kelce, Mom Of Two Super Bowl Stars, On Raising Successful Kids</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>370</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Our Mother’s Day episode on sports, parenting, and family bonds</itunes:subtitle>
      <itunes:summary>This past February, Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs made history as the first brothers to compete against each other in the Super Bowl. You’d think they’d be the biggest story to come out of the game, but their mom Donna Kelce stole the spotlight with her split-colored jersey — red for the Chiefs in the front, green for the Eagles in the back — and her unwavering support for her sons.
In this special Mother’s Day episode, Donna joins us to talk about her life and career, what it was like to raise two competitive kids, and her most useful pieces of parenting advice. In Mailbag, we answer questions about saving for your kids and negotiating salary. In our money tip of the week — how to haggle for discounts on rent, bills, and more. 
The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This past February, Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs made history as the first brothers to compete against each other in the Super Bowl. You’d think they’d be the biggest story to come out of the game, but their mom Donna Kelce stole the spotlight with her <a href="https://www.cbsnews.com/baltimore/news/donna-kelce-super-bowl-eagles-chiefs-outfit-hall-of-fame/">split-colored jersey</a> — red for the Chiefs in the front, green for the Eagles in the back — and her unwavering support for her sons.</p><p>In this special Mother’s Day episode, Donna joins us to talk about her life and career, what it was like to raise two competitive kids, and her most useful pieces of parenting advice. In Mailbag, we answer questions about saving for your kids and negotiating salary. In our money tip of the week — how to haggle for discounts on rent, bills, and more. </p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> PlanEFE.com/HerMoney</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3305</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[94413b5c-eaae-11ed-9622-ef8627ab03df]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9285586875.mp3?updated=1683307681" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 369: How To Spot A Scam With Tech Expert Kim Komando</title>
      <description>You think you'd never fall for a scam ... until it happens to you. Financial fraud peaked during the pandemic, and new advances in AI mean it's only gotten more sophisticated since. Tech expert Kim Komando joins us to talk about why scams draw so many people in, how to know if you're being scammed, and what you can do to protect yourself. In Mailbag, we answer questions about refinancing student loans and the difference between an index fund and an ETF. Our money tip of the week: how to teach your kids about money.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 May 2023 05:00:00 -0000</pubDate>
      <itunes:title>How To Spot A Scam With Tech Expert Kim Komando</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>369</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Breaking down romance scams, deep fake technology, and ChatGPT</itunes:subtitle>
      <itunes:summary>You think you'd never fall for a scam ... until it happens to you. Financial fraud peaked during the pandemic, and new advances in AI mean it's only gotten more sophisticated since. Tech expert Kim Komando joins us to talk about why scams draw so many people in, how to know if you're being scammed, and what you can do to protect yourself. In Mailbag, we answer questions about refinancing student loans and the difference between an index fund and an ETF. Our money tip of the week: how to teach your kids about money.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You think you'd never fall for a scam ... until it happens to you. Financial fraud peaked during the pandemic, and new advances in AI mean it's only gotten more sophisticated since. Tech expert Kim Komando joins us to talk about why scams draw so many people in, how to know if <em>you're</em> being scammed, and what you can do to protect yourself. In Mailbag, we answer questions about refinancing student loans and the difference between an index fund and an ETF. Our money tip of the week: <a href="https://hermoney.com/connect/family/teach-children-about-money/">how to teach your kids about money</a>.</p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit</em><a href="https://www.edelmanfinancialengines.com/her-money/"><em> </em></a><a href="https://www.edelmanfinancialengines.com/her-money/"><em>PlanEFE.com/HerMoney</em></a><em>.</em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3267</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[48abc438-e5fd-11ed-bb36-573d937521a4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5716909678.mp3?updated=1682957572" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #42: Your Questions About Divorce And Money With Rhonda Noordyk</title>
      <description>Divorce can be an intense and exhausting process, especially for women and their finances. That’s why it’s so important to gather as much knowledge as you can going in — and HerMoney is here to help. You’ve been sending us your divorce-related questions, and we answer them in this Mailbag episode. Joining us is Rhonda Noordyk, a certified divorce financial analyst and CEO of the Women’s Financial Wellness Center, which provides consultations and classes to women considering or going through divorce. We tackle questions about paying an attorney’s retainer, keeping the house in an acrimonious divorce, restarting your career after being a stay-at-home parent, and more. 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Apr 2023 05:00:00 -0000</pubDate>
      <itunes:title>Mailbag: Your Questions About Divorce And Money With Rhonda Noordyk</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Cover all your financial bases before, during, and after divorce</itunes:subtitle>
      <itunes:summary>Divorce can be an intense and exhausting process, especially for women and their finances. That’s why it’s so important to gather as much knowledge as you can going in — and HerMoney is here to help. You’ve been sending us your divorce-related questions, and we answer them in this Mailbag episode. Joining us is Rhonda Noordyk, a certified divorce financial analyst and CEO of the Women’s Financial Wellness Center, which provides consultations and classes to women considering or going through divorce. We tackle questions about paying an attorney’s retainer, keeping the house in an acrimonious divorce, restarting your career after being a stay-at-home parent, and more. 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Divorce can be an intense and exhausting process, especially for women and their finances. That’s why it’s so important to gather as much knowledge as you can going in — and HerMoney is here to help. You’ve been sending us your divorce-related questions, and we answer them in this Mailbag episode. Joining us is Rhonda Noordyk, a certified divorce financial analyst and CEO of the Women’s Financial Wellness Center, which provides consultations and classes to women considering or going through divorce. We tackle questions about paying an attorney’s retainer, keeping the house in an acrimonious divorce, restarting your career after being a stay-at-home parent, and more. </p><p><br></p><p><em>The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit </em><a href="https://www.edelmanfinancialengines.com/her-money/"><em>PlanEFE.com/HerMoney</em></a><em>. </em></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1999</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dddd2802-e3b0-11ed-9e2a-5f1ae4f9b498]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3832337220.mp3?updated=1682623683" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 368: Why a Linear Career Path Is Dead (And What To Do Instead)</title>
      <description>A core step to building wealth is creating a diversified investment portfolio. But when it comes to our jobs, we often do the exact opposite — we‘re told to specialize and stick to a single career or industry until we make it to the top. But what if that’s not possible anymore? Entrepreneur and Harvard Business School lecturer Christina Wallace joins us to talk about how the job market has changed, and why it’s so important to diversify our skill sets beyond our 9-to-5. In Mailbag, we answer questions about buying a house in a HCOL area and saving for multiple goals at once. In Thrive, how pets can improve your mental health.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Apr 2023 05:00:00 -0000</pubDate>
      <itunes:title>Why a Linear Career Path Is Dead (And What To Do Instead)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>368</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to diversify your career portfolio</itunes:subtitle>
      <itunes:summary>A core step to building wealth is creating a diversified investment portfolio. But when it comes to our jobs, we often do the exact opposite — we‘re told to specialize and stick to a single career or industry until we make it to the top. But what if that’s not possible anymore? Entrepreneur and Harvard Business School lecturer Christina Wallace joins us to talk about how the job market has changed, and why it’s so important to diversify our skill sets beyond our 9-to-5. In Mailbag, we answer questions about buying a house in a HCOL area and saving for multiple goals at once. In Thrive, how pets can improve your mental health.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A core step to building wealth is creating a diversified investment portfolio. But when it comes to our jobs, we often do the exact opposite — we‘re told to specialize and stick to a single career or industry until we make it to the top. But what if that’s not possible anymore? Entrepreneur and Harvard Business School lecturer Christina Wallace joins us to talk about how the job market has changed, and why it’s so important to diversify our skill sets beyond our 9-to-5. In Mailbag, we answer questions about buying a house in a HCOL area and saving for multiple goals at once. In Thrive, how pets can improve your mental health.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2995</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[72fb4878-cfee-11ed-98b0-a75756916765]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML9739431872.mp3?updated=1682515052" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 367: Navigating Workplace Conflict</title>
      <description>Being talked over by your manager? Dealing with a coworker who won’t pull their weight? So many of the problems we face at work have to do with communication. In this episode, we dive into tips and tricks for navigating tricky, tense, or downright awkward workplace conversations. Helping us is Jenn Whitmer, a leadership expert and Enneagram coach who helps companies solve conflict and build better relationships. In Mailbag, we answer questions about paying off car loans and juggling different financial priorities. In Thrive, Denise Piazza of One Street Capital joins us to share the top 5 tax secrets of the super wealthy.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Apr 2023 05:00:00 -0000</pubDate>
      <itunes:title>Navigating Workplace Conflict</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>367</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to have hard conversations and build better relationships</itunes:subtitle>
      <itunes:summary>Being talked over by your manager? Dealing with a coworker who won’t pull their weight? So many of the problems we face at work have to do with communication. In this episode, we dive into tips and tricks for navigating tricky, tense, or downright awkward workplace conversations. Helping us is Jenn Whitmer, a leadership expert and Enneagram coach who helps companies solve conflict and build better relationships. In Mailbag, we answer questions about paying off car loans and juggling different financial priorities. In Thrive, Denise Piazza of One Street Capital joins us to share the top 5 tax secrets of the super wealthy.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Being talked over by your manager? Dealing with a coworker who won’t pull their weight? So many of the problems we face at work have to do with communication. In this episode, we dive into tips and tricks for navigating tricky, tense, or downright awkward workplace conversations. Helping us is Jenn Whitmer, a leadership expert and Enneagram coach who helps companies solve conflict and build better relationships. In Mailbag, we answer questions about paying off car loans and juggling different financial priorities. In Thrive, Denise Piazza of <a href="https://onestreetcapital.com/">One Street Capital</a> joins us to share the <a href="https://hermoney.com/earn/taxes/the-top-5-tax-secrets-of-the-super-wealthy/">top 5 tax secrets</a> of the super wealthy.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3232</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[72e5291c-cfee-11ed-98b0-6396fd00d2fe]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3890192589.mp3?updated=1681833047" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 366: Let Go Of Financial Stress, Shame, And Guilt</title>
      <description>You can’t talk about money without talking about emotions — and the emotions we associate with money conversations usually aren’t so great. Fear and guilt often prevent us from enjoying our money, being proactive, and building a solid financial future. How can we get to the root of these feelings and learn to connect money with happiness? Lawyer and financial expert Scarlett Cochran is here to help us answer those questions. In Mailbag, we talk about whether to keep or sell a house after divorce. In Thrive, how to travel for cheap.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Apr 2023 05:00:00 -0000</pubDate>
      <itunes:title>Let Go Of Financial Stress, Shame, And Guilt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>366</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Enjoy your money today and save for tomorrow</itunes:subtitle>
      <itunes:summary>You can’t talk about money without talking about emotions — and the emotions we associate with money conversations usually aren’t so great. Fear and guilt often prevent us from enjoying our money, being proactive, and building a solid financial future. How can we get to the root of these feelings and learn to connect money with happiness? Lawyer and financial expert Scarlett Cochran is here to help us answer those questions. In Mailbag, we talk about whether to keep or sell a house after divorce. In Thrive, how to travel for cheap.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can’t talk about money without talking about emotions — and the emotions we associate with money conversations usually aren’t so great. Fear and guilt often prevent us from enjoying our money, being proactive, and building a solid financial future. How can we get to the root of these feelings and learn to connect money with happiness? Lawyer and financial expert Scarlett Cochran is here to help us answer those questions. In Mailbag, we talk about whether to keep or sell a house after divorce. In Thrive, how to travel for cheap.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2573</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[72ce797e-cfee-11ed-98b0-2b358804b4ec]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML5237449384.mp3?updated=1681158844" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 365: Credit Cards 101: How To Get Out Of Debt</title>
      <description>Credit card debt is at a record high. If you’re struggling to pay down your balance, you’re not alone — and we’ve got an expert in the house to help. Personal finance reporter Jennifer Streaks joins us to share everything you need to know about credit cards, how to use them responsibly, and what you can do to pay off your debt as quickly as possible. We also discuss tips for building and maintaining great credit. In Mailbag, we answer questions about transitioning to Medicare and HSAs versus FSAs. In Thrive, easy food swaps to save money during inflation.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Apr 2023 05:00:00 -0000</pubDate>
      <itunes:title>Credit Cards 101: How to Get Out of Debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>365</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How you can use credit cards to help, not hurt, your finances</itunes:subtitle>
      <itunes:summary>Credit card debt is at a record high. If you’re struggling to pay down your balance, you’re not alone — and we’ve got an expert in the house to help. Personal finance reporter Jennifer Streaks joins us to share everything you need to know about credit cards, how to use them responsibly, and what you can do to pay off your debt as quickly as possible. We also discuss tips for building and maintaining great credit. In Mailbag, we answer questions about transitioning to Medicare and HSAs versus FSAs. In Thrive, easy food swaps to save money during inflation.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Credit card debt is at a record high. If you’re struggling to pay down your balance, you’re not alone — and we’ve got an expert in the house to help. Personal finance reporter Jennifer Streaks joins us to share everything you need to know about credit cards, how to use them responsibly, and what you can do to pay off your debt as quickly as possible. We also discuss tips for building and maintaining great credit. In Mailbag, we answer questions about transitioning to Medicare and HSAs versus FSAs. In Thrive, easy food swaps to save money during inflation.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2745</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[47312a32-d327-11ed-9b0f-7b5f783cb905]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML3650776525.mp3?updated=1680814907" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 364: Quit: When Walking Away Is The Best Thing</title>
      <description>Many of us grew up hearing, “Winners never quit, and quitters never win.” But when it comes to a toxic job or bad investment, quitting can be the absolute best choice — as long as you do it right. Former professional poker player Annie Duke built her career on knowing when to hold and when to fold. She joins us to talk about why it’s so crucial for us to be able to cut our losses, and how we can make that decision with confidence. In Mailbag, we discuss the best ways to stash our savings.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Mar 2023 05:00:00 -0000</pubDate>
      <itunes:title>Quit: When Walking Away Is The Best Thing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>364</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why quitting can be good for your job, your money, and your life</itunes:subtitle>
      <itunes:summary>Many of us grew up hearing, “Winners never quit, and quitters never win.” But when it comes to a toxic job or bad investment, quitting can be the absolute best choice — as long as you do it right. Former professional poker player Annie Duke built her career on knowing when to hold and when to fold. She joins us to talk about why it’s so crucial for us to be able to cut our losses, and how we can make that decision with confidence. In Mailbag, we discuss the best ways to stash our savings.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Many of us grew up hearing, “Winners never quit, and quitters never win.” But when it comes to a toxic job or bad investment, quitting can be the absolute best choice — as long as you do it right. Former professional poker player Annie Duke built her career on knowing when to hold and when to fold. She joins us to talk about why it’s so crucial for us to be able to cut our losses, and how we can make that decision with confidence. In Mailbag, we discuss the best ways to stash our savings.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2889</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[74274f42-cd89-11ed-ac2d-2348071d4ab5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/ARML7171019604.mp3?updated=1680037846" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #41: Your Tax Filing Questions, Answered</title>
      <description>Tax day is just around the corner, and we’ve got tax expert Robbin Caruso here to answer all of your biggest questions. We hear from one listener who’s wondering whether state stimulus checks count as taxable income, and another who isn’t sure if she needs to pay quarterly taxes. We also tackle questions about changing your filing status on your W-4, and tax strategies to keep in mind when using a 529 college savings plan.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 Mar 2023 18:49:56 -0000</pubDate>
      <itunes:title>Mailbag: Your Tax Filing Questions, Answered</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Tax breaks, penalties, stock sales, and more</itunes:subtitle>
      <itunes:summary>Tax day is just around the corner, and we’ve got tax expert Robbin Caruso here to answer all of your biggest questions. We hear from one listener who’s wondering whether state stimulus checks count as taxable income, and another who isn’t sure if she needs to pay quarterly taxes. We also tackle questions about changing your filing status on your W-4, and tax strategies to keep in mind when using a 529 college savings plan.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Tax day is just around the corner, and we’ve got tax expert Robbin Caruso here to answer all of your biggest questions. We hear from one listener who’s wondering whether state stimulus checks count as taxable income, and another who isn’t sure if she needs to pay quarterly taxes. We also tackle questions about changing your filing status on your W-4, and tax strategies to keep in mind when using a 529 college savings plan.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1727</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[29d8f10a-ca5c-11ed-94a0-770a856ecf76]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9827516601.mp3?updated=1679684206" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 363: The Money Reset You Need</title>
      <description>Since the start of the pandemic, a record number of people have undergone a “great money reset” — they’ve quit their jobs, changed careers, retired early, or started new businesses. So, how do we make these changes happen financially? CBS News business analyst Jill Schlesinger joins us to break down how you can do your own great money reset by analyzing your money, curbing your spending, and throwing financial assumptions out the window. In Mailbag, we answer questions about estate planning and working as an independent contractor. In Thrive, the secret money habits of super savers.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Mar 2023 05:00:00 -0000</pubDate>
      <itunes:title>The Money Reset You Need</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>363</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to make your finances work for all your biggest goals</itunes:subtitle>
      <itunes:summary>Since the start of the pandemic, a record number of people have undergone a “great money reset” — they’ve quit their jobs, changed careers, retired early, or started new businesses. So, how do we make these changes happen financially? CBS News business analyst Jill Schlesinger joins us to break down how you can do your own great money reset by analyzing your money, curbing your spending, and throwing financial assumptions out the window. In Mailbag, we answer questions about estate planning and working as an independent contractor. In Thrive, the secret money habits of super savers.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Since the start of the pandemic, a record number of people have undergone a “great money reset” — they’ve quit their jobs, changed careers, retired early, or started new businesses. So, how do we make these changes happen financially? CBS News business analyst Jill Schlesinger joins us to break down how you can do your own great money reset by analyzing your money, curbing your spending, and throwing financial assumptions out the window. In Mailbag, we answer questions about estate planning and working as an independent contractor. In Thrive, the secret money habits of super savers.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2941</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[30e90bf4-c82e-11ed-8ee8-f38577164e60]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7413712705.mp3?updated=1679482015" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Lessons Learned from the Collapse of Silicon Valley Bank</title>
      <description>We all assume that our money is safe in our bank accounts, but what happens when it’s not? Peter Polson, CEO of budgeting spreadsheet company Tiller Money — which had almost all of its funds stored at Silicon Valley Bank — joins us to talk about his experience navigating the recent crisis. Plus, he shares the top lessons individuals should take from the bank’s failure, including ways we can all better protect ourselves from financial instability.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 16 Mar 2023 05:00:00 -0000</pubDate>
      <itunes:title>Lessons Learned from the Collapse of Silicon Valley Bank</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What we can all take away from the bank run</itunes:subtitle>
      <itunes:summary>We all assume that our money is safe in our bank accounts, but what happens when it’s not? Peter Polson, CEO of budgeting spreadsheet company Tiller Money — which had almost all of its funds stored at Silicon Valley Bank — joins us to talk about his experience navigating the recent crisis. Plus, he shares the top lessons individuals should take from the bank’s failure, including ways we can all better protect ourselves from financial instability.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We all assume that our money is safe in our bank accounts, but what happens when it’s not? Peter Polson, CEO of budgeting spreadsheet company Tiller Money — which had almost all of its funds stored at Silicon Valley Bank — joins us to talk about his experience navigating the recent crisis. Plus, he shares the top lessons individuals should take from the bank’s failure, including ways we can all better protect ourselves from financial instability.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1788</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[51f1b08e-c38e-11ed-ba85-3b5384db946f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1281987826.mp3?updated=1678925537" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 362: Life's Biggest Money Regrets (And How To Avoid Them)</title>
      <description>Have you ever thought about what you might regret at the end of your life? What if there was a way to know what those regrets are right now? Hospice doctor Jordan Grumet has heard firsthand from his patients about what they wish they’d done differently, and he’s published those insights in his book, “Taking Stock.” Jordan joins us to talk about how we can all achieve a fulfilling and regret-free life, and how we can use money as a tool to help us get there. In Mailbag, we answer questions about organizing financial documents and finding a financial advisor. In Thrive, free tax tips for 2023.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Mar 2023 05:00:00 -0000</pubDate>
      <itunes:title>Life's Biggest Money Regrets (And How To Avoid Them)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>362</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Merging money, purpose, and happiness</itunes:subtitle>
      <itunes:summary>Have you ever thought about what you might regret at the end of your life? What if there was a way to know what those regrets are right now? Hospice doctor Jordan Grumet has heard firsthand from his patients about what they wish they’d done differently, and he’s published those insights in his book, “Taking Stock.” Jordan joins us to talk about how we can all achieve a fulfilling and regret-free life, and how we can use money as a tool to help us get there. In Mailbag, we answer questions about organizing financial documents and finding a financial advisor. In Thrive, free tax tips for 2023.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you ever thought about what you might regret at the end of your life? What if there was a way to know what those regrets are right now? Hospice doctor Jordan Grumet has heard firsthand from his patients about what they wish they’d done differently, and he’s published those insights in his book, “Taking Stock.” Jordan joins us to talk about how we can all achieve a fulfilling and regret-free life, and how we can use money as a tool to help us get there. In Mailbag, we answer questions about organizing financial documents and finding a financial advisor. In Thrive, free tax tips for 2023.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3187</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fc8d0bb2-c283-11ed-bd3a-0f45411134d4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7527435992.mp3?updated=1678821076" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #40: How to Prepare for Pet Expenses</title>
      <description>Pets are a part of our families — but they can also be expensive. That’s why we’re here to answer all your questions about budgeting for your furry friends, and we’ve got a pet expert on board to help us. Rob Jackson is the founder and “Chief Pet Protector” at Healthy Paws, a pet insurance plan, and he’s also the creator of the Healthy Paws Foundation. Rob and Jean tackle questions about how to determine a pet’s temperament before you adopt, whether you should set aside savings in advance for unexpected treatments, how pet insurance works for older animals, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 Mar 2023 14:01:00 -0000</pubDate>
      <itunes:title>Mailbag: How to Prepare for Pet Expenses</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Financial tips for pet parents</itunes:subtitle>
      <itunes:summary>Pets are a part of our families — but they can also be expensive. That’s why we’re here to answer all your questions about budgeting for your furry friends, and we’ve got a pet expert on board to help us. Rob Jackson is the founder and “Chief Pet Protector” at Healthy Paws, a pet insurance plan, and he’s also the creator of the Healthy Paws Foundation. Rob and Jean tackle questions about how to determine a pet’s temperament before you adopt, whether you should set aside savings in advance for unexpected treatments, how pet insurance works for older animals, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Pets are a part of our families — but they can also be expensive. That’s why we’re here to answer all your questions about budgeting for your furry friends, and we’ve got a pet expert on board to help us. Rob Jackson is the founder and “Chief Pet Protector” at <a href="https://www.healthypawspetinsurance.com/?affid=HERMONEY">Healthy Paws</a>, a pet insurance plan, and he’s also the creator of the Healthy Paws Foundation. Rob and Jean tackle questions about how to determine a pet’s temperament before you adopt, whether you should set aside savings in advance for unexpected treatments, how pet insurance works for older animals, and more.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1420</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[35c46710-bec7-11ed-bbfd-0bc473088495]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1903978829.mp3?updated=1678493902" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 361: Money Moves for Gen Z</title>
      <description>In this episode, we’re tackling personal finance for Gen Z, a generation that’s new to the working world and getting ready to shake up the economy. Gen Z financial adovocate Taylor Price joins us to break down the biggest money challenges facing her generation (hello, crypto and FOMO), and she also shares her tips for gaining financial knowledge and independence. In Mailbag, we answer questions about investing in crypto and the best way to pay for a car. In Thrive, how to invest in your health.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Mar 2023 06:00:00 -0000</pubDate>
      <itunes:title>Money Moves for Gen Z</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>361</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Tips for saving, investing, and building financial confidence</itunes:subtitle>
      <itunes:summary>In this episode, we’re tackling personal finance for Gen Z, a generation that’s new to the working world and getting ready to shake up the economy. Gen Z financial adovocate Taylor Price joins us to break down the biggest money challenges facing her generation (hello, crypto and FOMO), and she also shares her tips for gaining financial knowledge and independence. In Mailbag, we answer questions about investing in crypto and the best way to pay for a car. In Thrive, how to invest in your health.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this episode, we’re tackling personal finance for Gen Z, a generation that’s new to the working world and getting ready to shake up the economy. Gen Z financial adovocate Taylor Price joins us to break down the biggest money challenges facing her generation (hello, crypto and FOMO), and she also shares her tips for gaining financial knowledge and independence. In Mailbag, we answer questions about investing in crypto and the best way to pay for a car. In Thrive, how to invest in your health.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2638</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c205797e-bd39-11ed-b454-e31e613a6d75]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8576470298.mp3?updated=1719674487" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 360: Why You Should Talk About Money With Your Friends</title>
      <description>No, money conversations aren’t always easy — but they are always important. On this week’s episode we’re talking about all things friendship and money — which are two very complicated topics that get even more complicated when we throw them together. Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends Podcast, break down how we can talk money with our BFFs, and why we should be doing more of it. In mailbag, we cover backdoor Roths and RMDs, and in Thrive, how to sell your stuff for cash. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Mar 2023 06:00:00 -0000</pubDate>
      <itunes:title>Why You Should Talk About Money With Your Friends</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>360</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Having the money convo with your BFF</itunes:subtitle>
      <itunes:summary>No, money conversations aren’t always easy — but they are always important. On this week’s episode we’re talking about all things friendship and money — which are two very complicated topics that get even more complicated when we throw them together. Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends Podcast, break down how we can talk money with our BFFs, and why we should be doing more of it. In mailbag, we cover backdoor Roths and RMDs, and in Thrive, how to sell your stuff for cash. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>No, money conversations aren’t always easy — but they are always important. On this week’s episode we’re talking about all things friendship and money — which are two very complicated topics that get even more complicated when we throw them together. Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends Podcast, break down how we can talk money with our BFFs, and why we should be doing more of it. In mailbag, we cover backdoor Roths and RMDs, and in Thrive, how to sell your stuff for cash. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2676</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[97a72f52-b7ac-11ed-8350-8b9c9c6269f2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6076133232.mp3?updated=1677619042" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Essential Tax Tips for 2023</title>
      <description>We’re officially in the middle of tax season, and this year's filing deadline of Tuesday, April 18th will be here before we know it. Tax expert and CPA Robbin Caruso of Prager Metis International joins us to discuss the biggest changes to the tax code over the past year, the most common mistakes she sees people make on their returns, and strategies to make your tax prep as successful and stress-free as possible.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 Feb 2023 06:00:00 -0000</pubDate>
      <itunes:title>Essential Tax Tips for 2023</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>From refunds to credits to audits</itunes:subtitle>
      <itunes:summary>We’re officially in the middle of tax season, and this year's filing deadline of Tuesday, April 18th will be here before we know it. Tax expert and CPA Robbin Caruso of Prager Metis International joins us to discuss the biggest changes to the tax code over the past year, the most common mistakes she sees people make on their returns, and strategies to make your tax prep as successful and stress-free as possible.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re officially in the middle of tax season, and this year's filing deadline of Tuesday, April 18th will be here before we know it. Tax expert and CPA Robbin Caruso of Prager Metis International joins us to discuss the biggest changes to the tax code over the past year, the most common mistakes she sees people make on their returns, and strategies to make your tax prep as successful and stress-free as possible.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2240</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8e73f4d4-b3b9-11ed-ab92-7f99ae26d18c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4024132837.mp3?updated=1677184805" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 359: Resilience, Determination, Grit: Lessons from a Paralympic Athlete</title>
      <description>We’re joined by an expert in hard work and endurance — Paralympian Oksana Masters, who has competed (and won) against the best of the best in rowing, cross-country skiing, cycling, and the biathlon. The 17-time Paralympic medalist shares her journey to becoming one of the world’s leading athletes, the obstacles she’s encountered along the way, and her advice for how all of us can build resilience in our own careers. In Mailbag, we read a note from an audiologist on the importance of hearing health and answer a question about solo 401(k)s. In Thrive, everything you need to know as a first-time homebuyer.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Feb 2023 06:00:00 -0000</pubDate>
      <itunes:title>Resilience, Determination, Grit: Lessons from a Paralympic Athlete</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>359</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why perseverance and positivity are the keys to success</itunes:subtitle>
      <itunes:summary>We’re joined by an expert in hard work and endurance — Paralympian Oksana Masters, who has competed (and won) against the best of the best in rowing, cross-country skiing, cycling, and the biathlon. The 17-time Paralympic medalist shares her journey to becoming one of the world’s leading athletes, the obstacles she’s encountered along the way, and her advice for how all of us can build resilience in our own careers. In Mailbag, we read a note from an audiologist on the importance of hearing health and answer a question about solo 401(k)s. In Thrive, everything you need to know as a first-time homebuyer.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re joined by an expert in hard work and endurance — Paralympian Oksana Masters, who has competed (and won) against the best of the best in rowing, cross-country skiing, cycling, and the biathlon. The 17-time Paralympic medalist shares her journey to becoming one of the world’s leading athletes, the obstacles she’s encountered along the way, and her advice for how all of us can build resilience in our own careers. In Mailbag, we read a note from an audiologist on the importance of hearing health and answer a question about solo 401(k)s. In Thrive, everything you need to know as a first-time homebuyer.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2319</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f9c95afe-b232-11ed-8e6c-6344314e3818]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5580815394.mp3?updated=1719674110" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 358: The Psychology Behind Our Shopping Habits</title>
      <description>The phrase “limited time only” lights up our brains and causes us to spend money when we otherwise wouldn’t. That’s because we can’t stand to lose out on a good deal — even when it risks our budgets. Marketing and psychology expert Dr. Mindy Weinstein breaks down the science behind our impulse purchases and the marketing tactics that businesses use to open our wallets. Listen to learn how to resist buying into the latest trends — and how to use marketing to your own advantage. In Mailbag, we answer questions about long-term care and part-time work. In Thrive, how to stop paying the pink tax.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Feb 2023 06:00:00 -0000</pubDate>
      <itunes:title>The Psychology Behind Our Shopping Habits</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>358</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How businesses and our brains influence us to spend more</itunes:subtitle>
      <itunes:summary>The phrase “limited time only” lights up our brains and causes us to spend money when we otherwise wouldn’t. That’s because we can’t stand to lose out on a good deal — even when it risks our budgets. Marketing and psychology expert Dr. Mindy Weinstein breaks down the science behind our impulse purchases and the marketing tactics that businesses use to open our wallets. Listen to learn how to resist buying into the latest trends — and how to use marketing to your own advantage. In Mailbag, we answer questions about long-term care and part-time work. In Thrive, how to stop paying the pink tax.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The phrase “limited time only” lights up our brains and causes us to spend money when we otherwise wouldn’t. That’s because we can’t stand to lose out on a good deal — even when it risks our budgets. Marketing and psychology expert Dr. Mindy Weinstein breaks down the science behind our impulse purchases and the marketing tactics that businesses use to open our wallets. Listen to learn how to resist buying into the latest trends — and how to use marketing to your own advantage. In Mailbag, we answer questions about long-term care and part-time work. In Thrive, how to stop paying the pink tax.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3291</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0e23d088-abc1-11ed-a5fe-3f9f7853d838]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4371281951.mp3?updated=1719673481" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 357: How Couples Can Fight Fairly About Money</title>
      <description>Valentine’s Day is just around the corner, so we’re bringing you a special episode about money and relationships. Specifically, we’re tackling how and why couples argue about money. Couples therapist Elizabeth Earnshaw stops by to give us her insight on how couples can talk through conflicts and achieve their financial milestones together. In Mailbag, we answer questions about separate versus joint financial accounts in a relationship, and how couples can get on the same page about retirement. In Thrive, the best budgeting tips for your 30s.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Feb 2023 06:00:00 -0000</pubDate>
      <itunes:title>How Couples Can Fight Fairly About Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>357</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Top tips from a couples therapist</itunes:subtitle>
      <itunes:summary>Valentine’s Day is just around the corner, so we’re bringing you a special episode about money and relationships. Specifically, we’re tackling how and why couples argue about money. Couples therapist Elizabeth Earnshaw stops by to give us her insight on how couples can talk through conflicts and achieve their financial milestones together. In Mailbag, we answer questions about separate versus joint financial accounts in a relationship, and how couples can get on the same page about retirement. In Thrive, the best budgeting tips for your 30s.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Valentine’s Day is just around the corner, so we’re bringing you a special episode about money and relationships. Specifically, we’re tackling how and why couples<em> argue </em>about money. Couples therapist Elizabeth Earnshaw stops by to give us her insight on how couples can talk through conflicts and achieve their financial milestones together. In Mailbag, we answer questions about separate versus joint financial accounts in a relationship, and how couples can get on the same page about retirement. In Thrive, the best budgeting tips for your 30s.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2888</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a2022f60-a735-11ed-974b-43d5b9415760]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1766392840.mp3?updated=1719672665" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 356: Is America’s Workaholism Really Cured?</title>
      <description>Post pandemic, many of us have taken a hard look at our jobs and realized that the relationship wasn’t exactly healthy. As a result, we’ve fought for some amazing changes, including higher salaries and greater flexibility. But how do we make those changes last in the midst of layoffs and an upcoming recession? Journalist Helaine takes us through the past, present, and future of work in America, and how we can keep pushing for workers’ rights. In Mailbag, we tackle questions on thrifty wedding planning and what to do after checking all the financial “boxes.” In Thrive, the best budgeting tips for your 20s.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Feb 2023 06:00:00 -0000</pubDate>
      <itunes:title>Is America’s Workaholism Really Cured?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>356</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A big-picture look at the pandemic’s impact on work</itunes:subtitle>
      <itunes:summary>Post pandemic, many of us have taken a hard look at our jobs and realized that the relationship wasn’t exactly healthy. As a result, we’ve fought for some amazing changes, including higher salaries and greater flexibility. But how do we make those changes last in the midst of layoffs and an upcoming recession? Journalist Helaine takes us through the past, present, and future of work in America, and how we can keep pushing for workers’ rights. In Mailbag, we tackle questions on thrifty wedding planning and what to do after checking all the financial “boxes.” In Thrive, the best budgeting tips for your 20s.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Post pandemic, many of us have taken a hard look at our jobs and realized that the relationship wasn’t exactly healthy. As a result, we’ve fought for some amazing changes, including higher salaries and greater flexibility. But how do we make those changes last in the midst of layoffs and an upcoming recession? Journalist Helaine takes us through the past, present, and future of work in America, and how we can keep pushing for workers’ rights. In Mailbag, we tackle questions on thrifty wedding planning and what to do after checking all the financial “boxes.” In Thrive, the best budgeting tips for your 20s.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2827</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1e93453a-a1b6-11ed-8a38-afd0b866def4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8350889827.mp3?updated=1719672184" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 355: Why a Recession Shouldn’t Hold Back Your Career</title>
      <description>It’s becoming more and more likely that a recession will hit sometime this year. For some, that might mean pay cuts, hiring freezes, or layoffs. How can you continue to develop your career during a less forgiving job market? Lauren McGoodwin, founder of career building site Career Contessa, joins us to discuss how to tell whether your company is struggling in the current economy, how to prepare if you suspect layoffs are coming, and what steps to take to make your job search successful. In Mailbag, we answer a question about managing a lump sum retirement payout. In Thrive, the difference between investing and trading.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Jan 2023 06:00:00 -0000</pubDate>
      <itunes:title>Why a Recession Shouldn’t Hold Back Your Career</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>355</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to protect and grow your career during tough times</itunes:subtitle>
      <itunes:summary>It’s becoming more and more likely that a recession will hit sometime this year. For some, that might mean pay cuts, hiring freezes, or layoffs. How can you continue to develop your career during a less forgiving job market? Lauren McGoodwin, founder of career building site Career Contessa, joins us to discuss how to tell whether your company is struggling in the current economy, how to prepare if you suspect layoffs are coming, and what steps to take to make your job search successful. In Mailbag, we answer a question about managing a lump sum retirement payout. In Thrive, the difference between investing and trading.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s becoming more and more likely that a recession will hit sometime this year. For some, that might mean pay cuts, hiring freezes, or layoffs. How can you continue to develop your career during a less forgiving job market? Lauren McGoodwin, founder of career building site Career Contessa, joins us to discuss how to tell whether your company is struggling in the current economy, how to prepare if you suspect layoffs are coming, and what steps to take to make your job search successful. In Mailbag, we answer a question about managing a lump sum retirement payout. In Thrive, the difference between investing and trading.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2535</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1adba6a0-9c41-11ed-86ea-1f54b6c70a6e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3429186867.mp3?updated=1719671680" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 354: Protecting Your Finances in a Divorce</title>
      <description>Divorce is complicated enough, but inflation and rising interest rates have made the process even more expensive. And given that women are more likely than men to struggle financially post-divorce, we have to be more strategic about protecting our money. Divorce attorney Lisa Zeiderman joins us to discuss everything we need to know about divorce in 2023, from prenups to spousal support. In Mailbag, we hear from a listener who wants to declutter her house. In Thrive, 4 things to know about taxes in 2023.
HerMoney is still conducting its annual Podcast Listener Survey. Take 8 minutes to help make our podcast better, and get the chance to score prizes!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Jan 2023 06:00:00 -0000</pubDate>
      <itunes:title>Protecting Your Finances in a Divorce</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>354</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to safeguard your money and your future</itunes:subtitle>
      <itunes:summary>Divorce is complicated enough, but inflation and rising interest rates have made the process even more expensive. And given that women are more likely than men to struggle financially post-divorce, we have to be more strategic about protecting our money. Divorce attorney Lisa Zeiderman joins us to discuss everything we need to know about divorce in 2023, from prenups to spousal support. In Mailbag, we hear from a listener who wants to declutter her house. In Thrive, 4 things to know about taxes in 2023.
HerMoney is still conducting its annual Podcast Listener Survey. Take 8 minutes to help make our podcast better, and get the chance to score prizes!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Divorce is complicated enough, but inflation and rising interest rates have made the process even more expensive. And given that women are more likely than men to struggle financially post-divorce, we have to be more strategic about protecting our money. Divorce attorney Lisa Zeiderman joins us to discuss everything we need to know about divorce in 2023, from prenups to spousal support. In Mailbag, we hear from a listener who wants to declutter her house. In Thrive, 4 things to know about taxes in 2023.</p><p>HerMoney is still conducting its annual <a href="https://www.surveymonkey.com/r/6BSK28M">Podcast Listener Survey</a>. Take 8 minutes to help make our podcast better, and get the chance to score prizes!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2899</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[50273688-96b7-11ed-bf3f-c780d6549ede]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4878827780.mp3?updated=1719671325" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 353: How to Protect Your Mental and Physical Health at Work</title>
      <description>We dive into all things women’s health — from periods to abortions to menopause — and why we need to talk about it at work. Joining us is Joy Altimare, the Chief Revenue Officer of healthcare provider EHE Health. We get real about how much paid parental leave you should ask for, how companies should support employees who need abortions, why burnout is a women’s issue, and more. In Mailbag, we talk about alternatives to 529s and how to break out of a cycle of debt. In Thrive, 4 healthcare expenses you shouldn’t cut, even during a recession.
HerMoney wants to hear from you! Take 8 minutes to fill out our Podcast Listener Survey, and get the chance to score gift cards and HerMoney merch.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Jan 2023 06:00:00 -0000</pubDate>
      <itunes:title>How to Protect Your Mental and Physical Health at Work</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>353</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Exploring the gender, health, and wealth connection</itunes:subtitle>
      <itunes:summary>We dive into all things women’s health — from periods to abortions to menopause — and why we need to talk about it at work. Joining us is Joy Altimare, the Chief Revenue Officer of healthcare provider EHE Health. We get real about how much paid parental leave you should ask for, how companies should support employees who need abortions, why burnout is a women’s issue, and more. In Mailbag, we talk about alternatives to 529s and how to break out of a cycle of debt. In Thrive, 4 healthcare expenses you shouldn’t cut, even during a recession.
HerMoney wants to hear from you! Take 8 minutes to fill out our Podcast Listener Survey, and get the chance to score gift cards and HerMoney merch.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We dive into all things women’s health — from periods to abortions to menopause — and why we need to talk about it at work. Joining us is Joy Altimare, the Chief Revenue Officer of healthcare provider EHE Health. We get real about how much paid parental leave you should ask for, how companies should support employees who need abortions, why burnout is a women’s issue, and more. In Mailbag, we talk about alternatives to 529s and how to break out of a cycle of debt. In Thrive, 4 healthcare expenses you shouldn’t cut, even during a recession.</p><p>HerMoney wants to hear from you! Take 8 minutes to fill out our Podcast Listener Survey, and get the chance to score gift cards and HerMoney merch.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3367</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2bb513ae-9137-11ed-97c0-9f5525303e71]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3750129788.mp3?updated=1719521300" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 352: Everything You Need to Know About the 2023 Economy</title>
      <description>2022 was an economic rollercoaster. With stocks down, interest rates up, and inflation still hitting our wallets, where do we go from here? Award-winning economist Diane Swonk joins us to share her top financial takeaways from 2022 and her predictions for the new year. In Mailbag, we hear from a listener who contributes to her boyfriend’s mortgage, but doesn’t share official ownership of his house. In Thrive, how to get your finances organized in the new year.
HerMoney wants to hear from you! Take 8 minutes to fill out our Podcast Listener Survey, and get the chance to score gift cards and HerMoney merch.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Jan 2023 06:00:00 -0000</pubDate>
      <itunes:title>Everything You Need to Know About the 2023 Economy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>352</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>New year, new market?</itunes:subtitle>
      <itunes:summary>2022 was an economic rollercoaster. With stocks down, interest rates up, and inflation still hitting our wallets, where do we go from here? Award-winning economist Diane Swonk joins us to share her top financial takeaways from 2022 and her predictions for the new year. In Mailbag, we hear from a listener who contributes to her boyfriend’s mortgage, but doesn’t share official ownership of his house. In Thrive, how to get your finances organized in the new year.
HerMoney wants to hear from you! Take 8 minutes to fill out our Podcast Listener Survey, and get the chance to score gift cards and HerMoney merch.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>2022 was an economic rollercoaster. With stocks down, interest rates up, and inflation still hitting our wallets, where do we go from here? Award-winning economist Diane Swonk joins us to share her top financial takeaways from 2022 and her predictions for the new year. In Mailbag, we hear from a listener who contributes to her boyfriend’s mortgage, but doesn’t share official ownership of his house. In Thrive, how to get your finances organized in the new year.</p><p>HerMoney wants to hear from you! Take 8 minutes to fill out our <a href="https://www.surveymonkey.com/r/6BSK28M">Podcast Listener Survey</a>, and get the chance to score gift cards and HerMoney merch.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2839</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[18ccd632-8bb5-11ed-9df8-9f073193ee96]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7007352803.mp3?updated=1719521090" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 351: Diversity, Inclusion, and the Future of Tech With Ellen Pao</title>
      <description>A decade ago, Ellen Pao sparked the #MeToo movement in the tech industry when she filed a gender discrimination lawsuit against the venture capital firm Kleiner Perkins. Since then, she’s worked to make tech a better place for women and people of color. Hear Ellen reflect on the industry's progress with diversity, why meritocracy in the workplace is a harmful myth, and how companies and employees in any field can make their workplaces more inclusive. In Mailbag, we hear from a listener whose parents are struggling to handle their finances because of memory issues. In Thrive, how to refresh your resume for 2023.
HerMoney is conducting its annual Podcast Listener Survey. Take eight minutes to help make the podcast better, and get the chance to score gift cards and HerMoney merch!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Dec 2022 06:00:00 -0000</pubDate>
      <itunes:title>Diversity, Inclusion, and the Future of Tech With Ellen Pao</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>351</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>When women and POC succeed in the workplace, we all succeed</itunes:subtitle>
      <itunes:summary>A decade ago, Ellen Pao sparked the #MeToo movement in the tech industry when she filed a gender discrimination lawsuit against the venture capital firm Kleiner Perkins. Since then, she’s worked to make tech a better place for women and people of color. Hear Ellen reflect on the industry's progress with diversity, why meritocracy in the workplace is a harmful myth, and how companies and employees in any field can make their workplaces more inclusive. In Mailbag, we hear from a listener whose parents are struggling to handle their finances because of memory issues. In Thrive, how to refresh your resume for 2023.
HerMoney is conducting its annual Podcast Listener Survey. Take eight minutes to help make the podcast better, and get the chance to score gift cards and HerMoney merch!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A decade ago, Ellen Pao sparked the #MeToo movement in the tech industry when she filed a gender discrimination lawsuit against the venture capital firm Kleiner Perkins. Since then, she’s worked to make tech a better place for women and people of color. Hear Ellen reflect on the industry's progress with diversity, why meritocracy in the workplace is a harmful myth, and how companies and employees in any field can make their workplaces more inclusive. In Mailbag, we hear from a listener whose parents are struggling to handle their finances because of memory issues. In Thrive, how to refresh your resume for 2023.</p><p>HerMoney is conducting its annual <a href="https://www.surveymonkey.com/r/6BSK28M">Podcast Listener Survey</a>. Take eight minutes to help make the podcast better, and get the chance to score gift cards and HerMoney merch!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2709</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dd1301ce-8601-11ed-b6eb-0339880faa75]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1359914155.mp3?updated=1719519956" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 350: Lines Around The Block: The Most Popular Cookie For 27 Years</title>
      <description>Levain cookies are some of the most sought-after treats in the country today, and if you haven’t stood in a line around the block to get them fresh out of the oven in New York City, chances are you’ve had them shipped to your door. This week we’re sitting down with founders Pam Weekes and Connie McDonald, who started Levain Bakery 27 years ago. They tell us about their journey, their product, and what it looks like to run and grow a successful bakery. We know you'll love their sweet story as much as we do!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Dec 2022 20:37:00 -0000</pubDate>
      <itunes:title>Lines Around The Block: The Most Popular Cookie For 27 Years</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>350</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The sweetness of popularity </itunes:subtitle>
      <itunes:summary>Levain cookies are some of the most sought-after treats in the country today, and if you haven’t stood in a line around the block to get them fresh out of the oven in New York City, chances are you’ve had them shipped to your door. This week we’re sitting down with founders Pam Weekes and Connie McDonald, who started Levain Bakery 27 years ago. They tell us about their journey, their product, and what it looks like to run and grow a successful bakery. We know you'll love their sweet story as much as we do!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Levain cookies are some of the most sought-after treats in the country today, and if you haven’t stood in a line around the block to get them fresh out of the oven in New York City, chances are you’ve had them shipped to your door. This week we’re sitting down with founders Pam Weekes and Connie McDonald, who started Levain Bakery 27 years ago. They tell us about their journey, their product, and what it looks like to run and grow a successful bakery. We know you'll love their sweet story as much as we do!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2921</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[24ec5b5c-80a9-11ed-9deb-bb34f5f66d27]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4070661690.mp3?updated=1671828133" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Holiday Tipping 101</title>
      <description>The holiday season is an amazing opportunity to show gratitude to all of the important people in your life. That's one reason why it can be a great time to bump up your tipping to the people who provide services that you depend on every day. But who do you tip? How much do you give for different services? Is it better to tip through cash, card, or even Venmo? And should we be tipping more because of inflation? Barbara Sloan, founder of Tipped Finance, weighs in on all.
Take our annual podcast survey to give your feedback and be entered to win prizes!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Dec 2022 14:02:00 -0000</pubDate>
      <itunes:title>Holiday Tipping 101</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your Guide to Tipping During the Holidays and Every Day</itunes:subtitle>
      <itunes:summary>The holiday season is an amazing opportunity to show gratitude to all of the important people in your life. That's one reason why it can be a great time to bump up your tipping to the people who provide services that you depend on every day. But who do you tip? How much do you give for different services? Is it better to tip through cash, card, or even Venmo? And should we be tipping more because of inflation? Barbara Sloan, founder of Tipped Finance, weighs in on all.
Take our annual podcast survey to give your feedback and be entered to win prizes!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The holiday season is an amazing opportunity to show gratitude to all of the important people in your life. That's one reason why it can be a great time to bump up your tipping to the people who provide services that you depend on every day. But who do you tip? How much do you give for different services? Is it better to tip through cash, card, or even Venmo? And should we be tipping more because of inflation? Barbara Sloan, founder of Tipped Finance, weighs in on all.</p><p>Take our <a href="https://www.surveymonkey.com/r/6BSK28M">annual podcast survey </a>to give your feedback and be entered to win prizes!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1812</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[aaec564a-82c9-11ed-b489-8f28a3c06e2a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5456857710.mp3?updated=1719855692" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Charitable Giving 101</title>
      <description>The holiday season is the perfect time to express gratitude for our loved ones and communities. (HerMoney is grateful for you!) Another part of that celebration is donating to our favorite charities. Two nonprofit experts join us to break down everything we need to know about giving back. Valerie Jones is a Certified Fundraising Executive who has spent 25+ years raising money for nonprofits. Adam Nash is the CEO of Daffy, a nonprofit that helps people donate through its donor-advised fund. They show us how to prioritize our giving for the biggest impact, donate our money in a tax-advantaged way, encourage others to give, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Dec 2022 06:00:00 -0000</pubDate>
      <itunes:title>Charitable Giving 101</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to make a difference with your money and save on taxes</itunes:subtitle>
      <itunes:summary>The holiday season is the perfect time to express gratitude for our loved ones and communities. (HerMoney is grateful for you!) Another part of that celebration is donating to our favorite charities. Two nonprofit experts join us to break down everything we need to know about giving back. Valerie Jones is a Certified Fundraising Executive who has spent 25+ years raising money for nonprofits. Adam Nash is the CEO of Daffy, a nonprofit that helps people donate through its donor-advised fund. They show us how to prioritize our giving for the biggest impact, donate our money in a tax-advantaged way, encourage others to give, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The holiday season is the perfect time to express gratitude for our loved ones and communities. (HerMoney is grateful for you!) Another part of that celebration is donating to our favorite charities. Two nonprofit experts join us to break down everything we need to know about giving back. Valerie Jones is a Certified Fundraising Executive who has spent 25+ years raising money for nonprofits. Adam Nash is the CEO of Daffy, a nonprofit that helps people donate through its donor-advised fund. They show us how to prioritize our giving for the biggest impact, donate our money in a tax-advantaged way, encourage others to give, and more.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2480</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[096e4036-7cba-11ed-8d9c-4f98f99944df]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7509705534.mp3?updated=1719855543" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 349: From Buyer Beware to Buyer Aware</title>
      <description>Sometimes it can feel like we don’t have a lot of power to make the economy a fairer place. A few dozen large corporations control most of what we buy, and it can feel impossible to demand change when things go wrong. Marta Tellado, president and CEO of Consumer Reports, wants to put the power back in consumers’ hands. She tells us about the predatory business practices we should all be aware of, how we can protect ourselves, and why it’s important to take collective action. In Mailbag, we answer questions about 529s and disability insurance. In Thrive, how to go green during the holidays.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Dec 2022 06:00:00 -0000</pubDate>
      <itunes:title>From Buyer Beware to Buyer Aware</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>349</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to unlock your consumer power</itunes:subtitle>
      <itunes:summary>Sometimes it can feel like we don’t have a lot of power to make the economy a fairer place. A few dozen large corporations control most of what we buy, and it can feel impossible to demand change when things go wrong. Marta Tellado, president and CEO of Consumer Reports, wants to put the power back in consumers’ hands. She tells us about the predatory business practices we should all be aware of, how we can protect ourselves, and why it’s important to take collective action. In Mailbag, we answer questions about 529s and disability insurance. In Thrive, how to go green during the holidays.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sometimes it can feel like we don’t have a lot of power to make the economy a fairer place. A few dozen large corporations control most of what we buy, and it can feel impossible to demand change when things go wrong. Marta Tellado, president and CEO of Consumer Reports, wants to put the power back in consumers’ hands. She tells us about the predatory business practices we should all be aware of, how we can protect ourselves, and why it’s important to take collective action. In Mailbag, we answer questions about 529s and disability insurance. In Thrive, how to go green during the holidays.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3396</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a2e4d63a-7b11-11ed-8b77-8fafc5061645]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2488910294.mp3?updated=1670955419" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 348: The Rising Cost of Healthcare &amp; How To Manage</title>
      <description>It’s open enrollment season, which means now is the perfect time to take a closer look at how much you’re spending on healthcare, and see if there are better ways to save. The research shows that medical expenses have been rising for years, but we typically underestimate how much we’re paying. Synchrony Health &amp; Wellness CEO Beto Casellas, helps us break down all of our options for saving on healthcare — from HSAs and FSAs to healthcare financing. In Mailbag, we answer questions about managing a family member’s mortgage and finding a forensic accountant. And in Thrive, the results of our latest State of Women 2022 study.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Dec 2022 06:00:00 -0000</pubDate>
      <itunes:title>The Rising Cost of Healthcare &amp; How To Manage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>348</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A deep dive into HSAs, FSAs, healthcare financing, and more</itunes:subtitle>
      <itunes:summary>It’s open enrollment season, which means now is the perfect time to take a closer look at how much you’re spending on healthcare, and see if there are better ways to save. The research shows that medical expenses have been rising for years, but we typically underestimate how much we’re paying. Synchrony Health &amp; Wellness CEO Beto Casellas, helps us break down all of our options for saving on healthcare — from HSAs and FSAs to healthcare financing. In Mailbag, we answer questions about managing a family member’s mortgage and finding a forensic accountant. And in Thrive, the results of our latest State of Women 2022 study.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s open enrollment season, which means now is the perfect time to take a closer look at how much you’re spending on healthcare, and see if there are better ways to save. The research shows that medical expenses have been rising for years, but we typically underestimate how much we’re paying. Synchrony Health &amp; Wellness CEO Beto Casellas, helps us break down all of our options for saving on healthcare — from HSAs and FSAs to healthcare financing. In Mailbag, we answer questions about managing a family member’s mortgage and finding a forensic accountant. And in Thrive, the results of our latest State of Women 2022 study.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2963</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9b4da466-75bb-11ed-8c90-376135dbcfe4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8084791732.mp3?updated=1719519872" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep. 347: Making (Shelf) Space for Black-Owned Businesses</title>
      <description>One of the most powerful ways to create social change is to do it with your wallet. And that’s why, on this HerMoney episode, we’re talking about how to support Black-owned businesses this holiday season. Joining us is LaToya Williams-Belfort, the executive director of the Fifteen Percent Pledge, which has called on retailers to dedicate 15% of their purchasing power to Black-owned businesses. We discuss what it really means for companies to support racial justice, and how consumers can continue to invest in Black entrepreneurs into 2023. In Mailbag, we answer questions about I-bonds and teaching investing to the next generation. In Thrive, a beginner’s guide to donor-advised funds.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Nov 2022 06:00:00 -0000</pubDate>
      <itunes:title>Making (Shelf) Space for Black-Owned Businesses</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>347</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to spend your values this holiday season</itunes:subtitle>
      <itunes:summary>One of the most powerful ways to create social change is to do it with your wallet. And that’s why, on this HerMoney episode, we’re talking about how to support Black-owned businesses this holiday season. Joining us is LaToya Williams-Belfort, the executive director of the Fifteen Percent Pledge, which has called on retailers to dedicate 15% of their purchasing power to Black-owned businesses. We discuss what it really means for companies to support racial justice, and how consumers can continue to invest in Black entrepreneurs into 2023. In Mailbag, we answer questions about I-bonds and teaching investing to the next generation. In Thrive, a beginner’s guide to donor-advised funds.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>One of the most powerful ways to create social change is to do it with your wallet. And that’s why, on this HerMoney episode, we’re talking about how to support Black-owned businesses this holiday season. Joining us is LaToya Williams-Belfort, the executive director of the Fifteen Percent Pledge, which has called on retailers to dedicate 15% of their purchasing power to Black-owned businesses. We discuss what it really means for companies to support racial justice, and how consumers can continue to invest in Black entrepreneurs into 2023. In Mailbag, we answer questions about I-bonds and teaching investing to the next generation. In Thrive, a beginner’s guide to donor-advised funds.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2968</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[32ef3566-7033-11ed-85a1-ab4f39cd1a21]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9864732929.mp3?updated=1719519749" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #39: Inflation &amp; Layoffs</title>
      <description>Few things can impact our budgets and our financial lives quite like layoffs and inflation. This week, we’re tackling all your questions on how to manage during lean times. We address how to “beat” inflation, what to do if you know your company is headed for layoffs, whether or not our household spending impacts inflation, and how best to assist an elderly parent on a fixed income. Email us your questions for Jean at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Nov 2022 21:20:00 -0000</pubDate>
      <itunes:title>Mailbag: Inflation &amp; Layoffs</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Managing higher costs and lost income. </itunes:subtitle>
      <itunes:summary>Few things can impact our budgets and our financial lives quite like layoffs and inflation. This week, we’re tackling all your questions on how to manage during lean times. We address how to “beat” inflation, what to do if you know your company is headed for layoffs, whether or not our household spending impacts inflation, and how best to assist an elderly parent on a fixed income. Email us your questions for Jean at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Few things can impact our budgets and our financial lives quite like layoffs and inflation. This week, we’re tackling all your questions on how to manage during lean times. We address how to “beat” inflation, what to do if you know your company is headed for layoffs, whether or not our household spending impacts inflation, and how best to assist an elderly parent on a fixed income. Email us your questions for Jean at mailbag@hermoney.com!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1848</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5b744868-6c3d-11ed-9729-1f0a1db743b5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5693737370.mp3?updated=1719855462" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep. 346: How An NFL Linebacker Manages Money</title>
      <description>In many ways, our jobs define us. Which can be a powerful thing. But at some point, we all have to create an identity that’s bigger than a job title. And nobody has done that better than our guest for this episode. Brandon Copeland is an NFL veteran, entrepreneur, philanthropist, and college professor. Listen in as Brandon and Jean chat about life as a professional athlete, how he juggles multiple careers, and why personal finance for all is his passion. In Mailbag, we hear from a listener who’s worried about losing salary gains in the upcoming recession. In Thrive, a financial checklist for your first pet.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Nov 2022 06:00:00 -0000</pubDate>
      <itunes:title>How An NFL Linebacker Manages Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>346</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Athlete, investor, professor: how Brandon Copeland combines passion and practicality</itunes:subtitle>
      <itunes:summary>In many ways, our jobs define us. Which can be a powerful thing. But at some point, we all have to create an identity that’s bigger than a job title. And nobody has done that better than our guest for this episode. Brandon Copeland is an NFL veteran, entrepreneur, philanthropist, and college professor. Listen in as Brandon and Jean chat about life as a professional athlete, how he juggles multiple careers, and why personal finance for all is his passion. In Mailbag, we hear from a listener who’s worried about losing salary gains in the upcoming recession. In Thrive, a financial checklist for your first pet.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In many ways, our jobs define us. Which can be a powerful thing. But at some point, we all have to create an identity that’s bigger than a job title. And nobody has done that better than our guest for this episode. Brandon Copeland is an NFL veteran, entrepreneur, philanthropist, and college professor. Listen in as Brandon and Jean chat about life as a professional athlete, how he juggles multiple careers, and why personal finance for all is his passion. In Mailbag, we hear from a listener who’s worried about losing salary gains in the upcoming recession. In Thrive, a financial checklist for your first pet.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3002</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c77080c8-6aa2-11ed-a666-8f7943d71561]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9293428037.mp3?updated=1669154177" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 345: Why Women Business Leaders are Good for Companies — and the World</title>
      <description>For women, the path to becoming a successful business leader is filled with systemic barriers. But some of the most innovative companies are led by women — Stitch Fix, Feeding America, and Ellevest, just to name a few. How do these women do it, and what can we learn from them? CNBC reporter Julia Boorstin looked at the data and interviewed more than 60 female executives on what sets them apart. We talk with her about why female leaders are often better at expressing empathy, navigating stressful situations, instilling their companies with purpose, and more. In Mailbag, we answer questions about purchasing I-bonds and tackling wealth inequality. In Thrive, everything you need to know about cover letters.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Nov 2022 06:00:00 -0000</pubDate>
      <itunes:title>Why Women Leaders are Good for Companies — and the World</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>345</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What we can learn from the most successful female founders</itunes:subtitle>
      <itunes:summary>For women, the path to becoming a successful business leader is filled with systemic barriers. But some of the most innovative companies are led by women — Stitch Fix, Feeding America, and Ellevest, just to name a few. How do these women do it, and what can we learn from them? CNBC reporter Julia Boorstin looked at the data and interviewed more than 60 female executives on what sets them apart. We talk with her about why female leaders are often better at expressing empathy, navigating stressful situations, instilling their companies with purpose, and more. In Mailbag, we answer questions about purchasing I-bonds and tackling wealth inequality. In Thrive, everything you need to know about cover letters.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>For women, the path to becoming a successful business leader is filled with systemic barriers. But some of the most innovative companies are led by women — Stitch Fix, Feeding America, and Ellevest, just to name a few. How do these women do it, and what can we learn from them? CNBC reporter Julia Boorstin looked at the data and interviewed more than 60 female executives on what sets them apart. We talk with her about why female leaders are often better at expressing empathy, navigating stressful situations, instilling their companies with purpose, and more. In Mailbag, we answer questions about purchasing I-bonds and tackling wealth inequality. In Thrive, everything you need to know about cover letters.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2612</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8cfca338-644c-11ed-94cb-d7aa6180e520]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1787814824.mp3?updated=1719518022" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 344: Retire with Wealth, Health, and Purpose</title>
      <description>Retirement is about more than just putting your feet up. It’s about finding fulfillment. How should you prepare your finances, your health, and your social network so you can take advantage of all that retirement has to offer? And how should women in particular plan for their later years? Maddy Dychtwald, co-founder of Age Wave, shares her insights on what it really means to be happy and healthy in old age — and how we can all get there. In Mailbag, we answer questions about pension plans and raise negotiations. In Thrive, tips for getting your small business off the ground.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Nov 2022 06:00:00 -0000</pubDate>
      <itunes:title>Retire with Wealth, Health, and Purpose</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>344</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Everything you need to know to be happy in retirement</itunes:subtitle>
      <itunes:summary>Retirement is about more than just putting your feet up. It’s about finding fulfillment. How should you prepare your finances, your health, and your social network so you can take advantage of all that retirement has to offer? And how should women in particular plan for their later years? Maddy Dychtwald, co-founder of Age Wave, shares her insights on what it really means to be happy and healthy in old age — and how we can all get there. In Mailbag, we answer questions about pension plans and raise negotiations. In Thrive, tips for getting your small business off the ground.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Retirement is about more than just putting your feet up. It’s about finding fulfillment. How should you prepare your finances, your health, and your social network so you can take advantage of all that retirement has to offer? And how should women in particular plan for their later years? Maddy Dychtwald, co-founder of Age Wave, shares her insights on what it really means to be happy and healthy in old age — and how we can all get there. In Mailbag, we answer questions about pension plans and raise negotiations. In Thrive, tips for getting your small business off the ground.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3140</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7952db8a-5fac-11ed-ba82-3f889a2e64dd]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1058385010.mp3?updated=1719363503" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 343: How to Protect Yourself From Online Harassment</title>
      <description>We spend so much time on social media nowadays, and none of us are strangers to online harassment. But research shows that online abuse is getting worse. What can we do to protect ourselves? Software engineer Tracy Chou built an app called Block Party to help victims of online harassment take back control. She tells us about her journey creating a tech company that protects the voices of women and minorities, and she also shares helpful tips for securing your privacy online. In Mailbag, we tackle a question about managing finances with a rental property. And in Thrive, what to delete from your resume.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Nov 2022 05:00:00 -0000</pubDate>
      <itunes:title>How to Protect Yourself From Online Harassment</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>343</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Learn to enforce boundaries and build a safer online space</itunes:subtitle>
      <itunes:summary>We spend so much time on social media nowadays, and none of us are strangers to online harassment. But research shows that online abuse is getting worse. What can we do to protect ourselves? Software engineer Tracy Chou built an app called Block Party to help victims of online harassment take back control. She tells us about her journey creating a tech company that protects the voices of women and minorities, and she also shares helpful tips for securing your privacy online. In Mailbag, we tackle a question about managing finances with a rental property. And in Thrive, what to delete from your resume.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We spend so much time on social media nowadays, and none of us are strangers to online harassment. But research shows that online abuse is getting worse. What can we do to protect ourselves? Software engineer Tracy Chou built an app called Block Party to help victims of online harassment take back control. She tells us about her journey creating a tech company that protects the voices of women and minorities, and she also shares helpful tips for securing your privacy online. In Mailbag, we tackle a question about managing finances with a rental property. And in Thrive, what to delete from your resume.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2806</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2dfe27e2-5a1c-11ed-9c1f-c7f68b30b458]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9808574727.mp3?updated=1719363378" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: How to Change Your Money Habits </title>
      <description>Changing our spending and saving habits is easier said than done. How do we actually stick to it? Jean has partnered with financial coaches Patrice Washington and Louis Barajas to answer that very question on a new show called Opportunity Knock$, where the trio works with families across the U.S. to overcome their financial challenges. In this episode, Jean talks with Patrice and Louis about their experiences on the show, the systemic barriers to financial knowledge, and how we can all lean on our communities to help us with our money goals.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 27 Oct 2022 05:00:00 -0000</pubDate>
      <itunes:title>How to Change Your Money Habits </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Learn to challenge your financial beliefs and find resources in your community </itunes:subtitle>
      <itunes:summary>Changing our spending and saving habits is easier said than done. How do we actually stick to it? Jean has partnered with financial coaches Patrice Washington and Louis Barajas to answer that very question on a new show called Opportunity Knock$, where the trio works with families across the U.S. to overcome their financial challenges. In this episode, Jean talks with Patrice and Louis about their experiences on the show, the systemic barriers to financial knowledge, and how we can all lean on our communities to help us with our money goals.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Changing our spending and saving habits is easier said than done. How do we actually stick to it? Jean has partnered with financial coaches Patrice Washington and Louis Barajas to answer that very question on a new show called Opportunity Knock$, where the trio works with families across the U.S. to overcome their financial challenges. In this episode, Jean talks with Patrice and Louis about their experiences on the show, the systemic barriers to financial knowledge, and how we can all lean on our communities to help us with our money goals.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2194</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[93704bda-5537-11ed-9788-33832a3e2fb4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3491415430.mp3?updated=1666793570" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 342: The Past, Present, and Future of Investing</title>
      <description>It’s been another volatile few weeks in the markets, and we’re all seeing a lot of red. But history is on our side. Bob Pisani, Senior Markets Correspondent for CNBC, joins us to discuss investing pitfalls and shares some of the most common mistakes that he’s seen investors make over the years. Bob tells us what facts and numbers he focuses on to measure how well the markets are doing, and tells us why he prefers the “boring” investments to the “exciting” ones. In Mailbag, we hear from a listener being paid in crypto, and one launching a small business. In Thrive, advice for travelers with a layover.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Oct 2022 05:00:00 -0000</pubDate>
      <itunes:title>The Past, Present, and Future of Investing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>342</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to invest in a volatile market + best practices for investing for the long haul.</itunes:subtitle>
      <itunes:summary>It’s been another volatile few weeks in the markets, and we’re all seeing a lot of red. But history is on our side. Bob Pisani, Senior Markets Correspondent for CNBC, joins us to discuss investing pitfalls and shares some of the most common mistakes that he’s seen investors make over the years. Bob tells us what facts and numbers he focuses on to measure how well the markets are doing, and tells us why he prefers the “boring” investments to the “exciting” ones. In Mailbag, we hear from a listener being paid in crypto, and one launching a small business. In Thrive, advice for travelers with a layover.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s been another volatile few weeks in the markets, and we’re all seeing a lot of red. But history is on our side. Bob Pisani, Senior Markets Correspondent for CNBC, joins us to discuss investing pitfalls and shares some of the most common mistakes that he’s seen investors make over the years. Bob tells us what facts and numbers he focuses on to measure how well the markets are doing, and tells us why he prefers the “boring” investments to the “exciting” ones. In Mailbag, we hear from a listener being paid in crypto, and one launching a small business. In Thrive, advice for travelers with a layover.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3391</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0ff9399a-5494-11ed-8af3-8f43d4a23e26]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4642031995.mp3?updated=1666748387" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 341: From Quiet Quitting to a Job You Love</title>
      <description>Are you feeling stuck in your job, but don’t know how to move on? Don’t just quiet quit. You deserve a career that gives you purpose, and our guest today can help you find it. Elizabeth Pearson is an executive career coach who helps women navigate job changes, succeed in male-dominated fields, and launch their own companies. We talk about how to recognize career confinement, why you owe it to yourself to take risks, and how you can use mindfulness to feel less stressed and more confident at work. In Mailbag, we tackle questions about Social Security taxes and finding a financial advisor. In Thrive, how to save on your next hotel stay.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Oct 2022 05:00:00 -0000</pubDate>
      <itunes:title>From Quiet Quitting to a Job You Love</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>341</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to incorporate boundaries, purpose, and spirituality into your career</itunes:subtitle>
      <itunes:summary>Are you feeling stuck in your job, but don’t know how to move on? Don’t just quiet quit. You deserve a career that gives you purpose, and our guest today can help you find it. Elizabeth Pearson is an executive career coach who helps women navigate job changes, succeed in male-dominated fields, and launch their own companies. We talk about how to recognize career confinement, why you owe it to yourself to take risks, and how you can use mindfulness to feel less stressed and more confident at work. In Mailbag, we tackle questions about Social Security taxes and finding a financial advisor. In Thrive, how to save on your next hotel stay.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you feeling stuck in your job, but don’t know how to move on? Don’t just quiet quit. You deserve a career that gives you purpose, and our guest today can help you find it. Elizabeth Pearson is an executive career coach who helps women navigate job changes, succeed in male-dominated fields, and launch their own companies. We talk about how to recognize career confinement, why you owe it to yourself to take risks, and how you can use mindfulness to feel less stressed and more confident at work. In Mailbag, we tackle questions about Social Security taxes and finding a financial advisor. In Thrive, how to save on your next hotel stay.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2445</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3e50b694-4e61-11ed-b186-4ff36983cdb8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5714552319.mp3?updated=1719362631" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 340: What Pop Finance Gets Right and Wrong</title>
      <description>Personal finance isn’t one-size-fits-all. When it comes to managing our money, when does it make sense to look at data, and when might emotions or life experience matter more? Yale finance professor James Choi put this question to the test in his newest research, when he compared the advice given by economists to the advice given in bestselling personal finance books. What he found may surprise you. In Mailbag, one listener shares her struggles with selling her car. Another asks how much she would pay in capital gains tax on a home sale. In Thrive, how to negotiate a longer parental leave.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Oct 2022 05:00:00 -0000</pubDate>
      <itunes:title>What Pop Finance Gets Right and Wrong</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>340</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The personal finance advice that's actually right</itunes:subtitle>
      <itunes:summary>Personal finance isn’t one-size-fits-all. When it comes to managing our money, when does it make sense to look at data, and when might emotions or life experience matter more? Yale finance professor James Choi put this question to the test in his newest research, when he compared the advice given by economists to the advice given in bestselling personal finance books. What he found may surprise you. In Mailbag, one listener shares her struggles with selling her car. Another asks how much she would pay in capital gains tax on a home sale. In Thrive, how to negotiate a longer parental leave.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Personal finance isn’t one-size-fits-all. When it comes to managing our money, when does it make sense to look at data, and when might emotions or life experience matter more? Yale finance professor James Choi put this question to the test in his newest research, when he compared the advice given by economists to the advice given in bestselling personal finance books. What he found may surprise you. In Mailbag, one listener shares her struggles with selling her car. Another asks how much she would pay in capital gains tax on a home sale. In Thrive, how to negotiate a longer parental leave.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2702</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5e83c988-49a2-11ed-99b1-c3d94d2734eb]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6773193253.mp3?updated=1719362464" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 339: The Gender Pay Gap, Revisited</title>
      <description>Women have been fighting for equal pay for more than a century, but the gender wage gap is far from old news. It’s still around, and there’s still more to learn about it. What do we need to know to close the gap, once and for all? We talk about the latest research with Lauren Weber, a Wall Street Journal reporter and co-author of a new study about the gender pay gap. In Mailbag, we answer questions about retirement savings benchmarks, and how much you should pay for a financial advisor. In Thrive, how to reduce costs as a wedding guest.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Oct 2022 05:00:00 -0000</pubDate>
      <itunes:title>The Gender Pay Gap, Revisited</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>339</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>When, where, and why the wage gap happens</itunes:subtitle>
      <itunes:summary>Women have been fighting for equal pay for more than a century, but the gender wage gap is far from old news. It’s still around, and there’s still more to learn about it. What do we need to know to close the gap, once and for all? We talk about the latest research with Lauren Weber, a Wall Street Journal reporter and co-author of a new study about the gender pay gap. In Mailbag, we answer questions about retirement savings benchmarks, and how much you should pay for a financial advisor. In Thrive, how to reduce costs as a wedding guest.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women have been fighting for equal pay for more than a century, but the gender wage gap is far from old news. It’s still around, and there’s still more to learn about it. What do we need to know to close the gap, once and for all? We talk about the latest research with Lauren Weber, a <em>Wall Street Journal</em> reporter and co-author of a new study about the gender pay gap. In Mailbag, we answer questions about retirement savings benchmarks, and how much you should pay for a financial advisor. In Thrive, how to reduce costs as a wedding guest.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3253</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[143b83c2-441e-11ed-80c1-6b604abdae12]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7046096298.mp3?updated=1719361377" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 338: Inside the Mind of a Good Manager</title>
      <description>The Great Resignation won’t be over any time soon. Workers are still leaving their jobs for better opportunities, and companies have to step up to retain talent. There’s no better moment than now to look at managers. What role do they play in workplace culture, and how can they make their companies better? We’re diving into those questions with Jim Edwards, author of “Say Thank You for Everything: The Secrets of Being a Great Manager.” In Mailbag, we talk about the practicalities of filing for divorce, and how to restructure your investment portfolio for retirement. And in Thrive, how much it really costs to own a pet.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Sep 2022 05:00:00 -0000</pubDate>
      <itunes:title>Inside the Mind of a Good Manager</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>338</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Looking at the workplace through a manager’s eyes</itunes:subtitle>
      <itunes:summary>The Great Resignation won’t be over any time soon. Workers are still leaving their jobs for better opportunities, and companies have to step up to retain talent. There’s no better moment than now to look at managers. What role do they play in workplace culture, and how can they make their companies better? We’re diving into those questions with Jim Edwards, author of “Say Thank You for Everything: The Secrets of Being a Great Manager.” In Mailbag, we talk about the practicalities of filing for divorce, and how to restructure your investment portfolio for retirement. And in Thrive, how much it really costs to own a pet.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The Great Resignation won’t be over any time soon. Workers are still leaving their jobs for better opportunities, and companies have to step up to retain talent. There’s no better moment than now to look at managers. What role do they play in workplace culture, and how can they make their companies better? We’re diving into those questions with Jim Edwards, author of “Say Thank You for Everything: The Secrets of Being a Great Manager.” In Mailbag, we talk about the practicalities of filing for divorce, and how to restructure your investment portfolio for retirement. And in Thrive, how much it really costs to own a pet.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2943</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e3fe9afe-3e6a-11ed-8ee9-afd4d6982db0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4140120303.mp3?updated=1719361276" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 337: How to Negotiate Fearlessly</title>
      <description>Women face systemic challenges when it comes to negotiations in the workplace, but we also often don’t realize our inner strengths. All of us have the power to be great negotiators, and we don’t have to pretend to be tough while doing it, either. Wharton negotiation professor Mori Taheripour joins us to discuss the misconceptions people have about negotiations, and shows us how we can succeed more by being collaborative and true to ourselves. In Mailbag, we answer questions about creating a nest egg for your child and reopening a divorce case from years ago. And in Thrive, how to make your money last in retirement.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Sep 2022 05:00:00 -0000</pubDate>
      <itunes:title>How to Negotiate Fearlessly</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>337</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Be honest and empathetic to win your next negotiation</itunes:subtitle>
      <itunes:summary>Women face systemic challenges when it comes to negotiations in the workplace, but we also often don’t realize our inner strengths. All of us have the power to be great negotiators, and we don’t have to pretend to be tough while doing it, either. Wharton negotiation professor Mori Taheripour joins us to discuss the misconceptions people have about negotiations, and shows us how we can succeed more by being collaborative and true to ourselves. In Mailbag, we answer questions about creating a nest egg for your child and reopening a divorce case from years ago. And in Thrive, how to make your money last in retirement.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women face systemic challenges when it comes to negotiations in the workplace, but we also often don’t realize our inner strengths. All of us have the power to be great negotiators, and we don’t have to pretend to be tough while doing it, either. Wharton negotiation professor Mori Taheripour joins us to discuss the misconceptions people have about negotiations, and shows us how we can succeed more by being collaborative and true to ourselves. In Mailbag, we answer questions about creating a nest egg for your child and reopening a divorce case from years ago. And in Thrive, how to make your money last in retirement.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2784</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[065fc36e-3922-11ed-9453-c791236bc0da]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2209457758.mp3?updated=1719360238" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Fine Wine on a Budget</title>
      <description>When we’re shopping for wine, we all want to get the highest-quality bottle that won’t break the bank. But how do we know what to look for? Sommelier Victoria James is here to tell us all of her wine hacks, from which regions offer the greatest steals to how we should pair wine with food for the best experience. Sit back, relax with your own glass, and listen in!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Sep 2022 05:00:00 -0000</pubDate>
      <itunes:title>Fine Wine on a Budget</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to get the best wine for your money</itunes:subtitle>
      <itunes:summary>When we’re shopping for wine, we all want to get the highest-quality bottle that won’t break the bank. But how do we know what to look for? Sommelier Victoria James is here to tell us all of her wine hacks, from which regions offer the greatest steals to how we should pair wine with food for the best experience. Sit back, relax with your own glass, and listen in!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When we’re shopping for wine, we all want to get the highest-quality bottle that won’t break the bank. But how do we know what to look for? Sommelier Victoria James is here to tell us all of her wine hacks, from which regions offer the greatest steals to how we should pair wine with food for the best experience. Sit back, relax with your own glass, and listen in!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1578</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[194719ea-3509-11ed-bbda-7b8524b58cec]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4861520411.mp3?updated=1719854272" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 336: Investing by Women, for Women</title>
      <description>Investing can feel overwhelming, especially in today’s market — but HerMoney’s got you covered. Tune in to hear about InvestingFixx, an investing club for women led by Jean and Karen Finerman, CEO and co-founder of Metropolitan Capital Advisors. In this special preview episode, Jean and Karen break down how to invest for long-term gains, and what strategies we should use to pick individual stocks. In Mailbag, we answer questions about how to teach investing to your kids, and what to do if you have limited savings at retirement age. In Thrive, how to let go of productivity guilt.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Sep 2022 19:32:00 -0000</pubDate>
      <itunes:title>Investing by Women, for Women</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>336</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How we can invest better together</itunes:subtitle>
      <itunes:summary>Investing can feel overwhelming, especially in today’s market — but HerMoney’s got you covered. Tune in to hear about InvestingFixx, an investing club for women led by Jean and Karen Finerman, CEO and co-founder of Metropolitan Capital Advisors. In this special preview episode, Jean and Karen break down how to invest for long-term gains, and what strategies we should use to pick individual stocks. In Mailbag, we answer questions about how to teach investing to your kids, and what to do if you have limited savings at retirement age. In Thrive, how to let go of productivity guilt.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Investing can feel overwhelming, especially in today’s market — but HerMoney’s got you covered. Tune in to hear about InvestingFixx, an investing club for women led by Jean and Karen Finerman, CEO and co-founder of Metropolitan Capital Advisors. In this special preview episode, Jean and Karen break down how to invest for long-term gains, and what strategies we should use to pick individual stocks. In Mailbag, we answer questions about how to teach investing to your kids, and what to do if you have limited savings at retirement age. In Thrive, how to let go of productivity guilt.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2933</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a4ecfcdc-3395-11ed-97b0-57df8a46775a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3501560369.mp3?updated=1719359819" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 335: Speak Up: How to Call Out Gender Bias in the Workplace</title>
      <description>Sexism in the workplace isn’t always in-your-face. What do you do when discrimination is subtle, but still harmful to your career? We talk about gender-based microaggressions and how companies can create a better work culture with Katie Lacey and Lori Tauber Marcus, authors of “You Should Smile More: How to Dismantle Gender Bias in the Workplace.” In Mailbag, we help a father give financial advice to his daughters, and we offer tips to another listener on negotiating benefits at a new job. In Thrive, how to protect yourself from inflation.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Sep 2022 05:00:00 -0000</pubDate>
      <itunes:title>Speak Up: How to Call Out Gender Bias in the Workplace</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>335</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Because women shouldn't have to stay silent.</itunes:subtitle>
      <itunes:summary>Sexism in the workplace isn’t always in-your-face. What do you do when discrimination is subtle, but still harmful to your career? We talk about gender-based microaggressions and how companies can create a better work culture with Katie Lacey and Lori Tauber Marcus, authors of “You Should Smile More: How to Dismantle Gender Bias in the Workplace.” In Mailbag, we help a father give financial advice to his daughters, and we offer tips to another listener on negotiating benefits at a new job. In Thrive, how to protect yourself from inflation.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sexism in the workplace isn’t always in-your-face. What do you do when discrimination is subtle, but still harmful to your career? We talk about gender-based microaggressions and how companies can create a better work culture with Katie Lacey and Lori Tauber Marcus, authors of “You Should Smile More: How to Dismantle Gender Bias in the Workplace.” In Mailbag, we help a father give financial advice to his daughters, and we offer tips to another listener on negotiating benefits at a new job. In Thrive, how to protect yourself from inflation.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2840</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[74f40012-2e0d-11ed-8493-978c82e7b651]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5996110631.mp3?updated=1719359649" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 334: Ambition Is Not a Dirty Word</title>
      <description>Working moms are the backbone of our families and the economy, but plenty of moms still feel guilty for focusing on their careers. We talk with Lara Bazelon, a law professor and mom of two kids, about how career-focused women can be great mothers and role models for their children. In Mailbag, Scotty Reiss of A Girls Guide to Cars pops in to answer questions about selling used cars and new electric vehicle credits. And in Thrive, where to recycle your clothes for cash.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Aug 2022 05:00:00 -0000</pubDate>
      <itunes:title>Ambition Is Not a Dirty Word</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>334</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to let go of mom guilt and embrace your career</itunes:subtitle>
      <itunes:summary>Working moms are the backbone of our families and the economy, but plenty of moms still feel guilty for focusing on their careers. We talk with Lara Bazelon, a law professor and mom of two kids, about how career-focused women can be great mothers and role models for their children. In Mailbag, Scotty Reiss of A Girls Guide to Cars pops in to answer questions about selling used cars and new electric vehicle credits. And in Thrive, where to recycle your clothes for cash.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Working moms are the backbone of our families and the economy, but plenty of moms still feel guilty for focusing on their careers. We talk with Lara Bazelon, a law professor and mom of two kids, about how career-focused women can be great mothers and role models for their children. In Mailbag, Scotty Reiss of A Girls Guide to Cars pops in to answer questions about selling used cars and new electric vehicle credits. And in Thrive, where to recycle your clothes for cash.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3051</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0c418a74-287e-11ed-a4c9-9b4e522b0ad6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6821034116.mp3?updated=1719359021" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 333: Data-Proven Ways to Build Wealth</title>
      <description>We’re all worried about the market right now, but during times of uncertainty, it’s more important than ever to take a breath and look at the data. We’re diving deep into the facts and figures driving the economy with Nick Maggiulli, data scientist and author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth. In Mailbag, we tackle questions on downsizing your home after a divorce, and what to do after receiving an unexpected inheritance. In Thrive, our best tips for holiday shopping during an inflationary period.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Aug 2022 05:00:00 -0000</pubDate>
      <itunes:title>Data-Proven Ways to Build Wealth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>333</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Worry less, earn more</itunes:subtitle>
      <itunes:summary>We’re all worried about the market right now, but during times of uncertainty, it’s more important than ever to take a breath and look at the data. We’re diving deep into the facts and figures driving the economy with Nick Maggiulli, data scientist and author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth. In Mailbag, we tackle questions on downsizing your home after a divorce, and what to do after receiving an unexpected inheritance. In Thrive, our best tips for holiday shopping during an inflationary period.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re all worried about the market right now, but during times of uncertainty, it’s more important than ever to take a breath and look at the data. We’re diving deep into the facts and figures driving the economy with Nick Maggiulli, data scientist and author of <em>Just Keep Buying: Proven Ways to Save Money and Build Your Wealth</em>. In Mailbag, we tackle questions on downsizing your home after a divorce, and what to do after receiving an unexpected inheritance. In Thrive, our best tips for holiday shopping during an inflationary period.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2988</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[711a593e-234d-11ed-b9c2-43b18b68702a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4422298959.mp3?updated=1719356852" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #38: Entrepreneurship 101</title>
      <description>We’re diving into your questions about starting and growing your business—and who better to answer those questions than Amy Errett, founder of Madison Reed and a four-time entrepreneur. Tune in to hear Jean and Amy answer questions about determining how much your business is worth, and saving for retirement while you’re investing in your company. We also talk about the best ways to invest in a friend’s business, and how to hire your first employee.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Aug 2022 17:39:36 -0000</pubDate>
      <itunes:title>Entrepreneurship 101</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to grow your business</itunes:subtitle>
      <itunes:summary>We’re diving into your questions about starting and growing your business—and who better to answer those questions than Amy Errett, founder of Madison Reed and a four-time entrepreneur. Tune in to hear Jean and Amy answer questions about determining how much your business is worth, and saving for retirement while you’re investing in your company. We also talk about the best ways to invest in a friend’s business, and how to hire your first employee.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re diving into your questions about starting and growing your business—and who better to answer those questions than Amy Errett, founder of Madison Reed and a four-time entrepreneur. Tune in to hear Jean and Amy answer questions about determining how much your business is worth, and saving for retirement while you’re investing in your company. We also talk about the best ways to invest in a friend’s business, and how to hire your first employee.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2053</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[657ca854-1fd6-11ed-8ce9-5fa9335bad3d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1396689560.mp3?updated=1660930981" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 332: Walking the Salary Transparent Street</title>
      <description>Do you know how much your boss earns? What about the coworker sitting right next to you? The answer is probably “no.” Hannah Williams is trying to change that. The influencer and creator of the Salary Transparent Street video series joins us to talk about the benefits of pay transparency and the ways we can incorporate it into our own lives. In Mailbag, we discuss salary negotiation and pivoting careers. In Thrive, how to pick the best pet insurance for your furry friend.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Aug 2022 05:00:00 -0000</pubDate>
      <itunes:title>Walking the Salary Transparent Street</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>332</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to talk about salary</itunes:subtitle>
      <itunes:summary>Do you know how much your boss earns? What about the coworker sitting right next to you? The answer is probably “no.” Hannah Williams is trying to change that. The influencer and creator of the Salary Transparent Street video series joins us to talk about the benefits of pay transparency and the ways we can incorporate it into our own lives. In Mailbag, we discuss salary negotiation and pivoting careers. In Thrive, how to pick the best pet insurance for your furry friend.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you know how much your boss earns? What about the coworker sitting right next to you? The answer is probably “no.” Hannah Williams is trying to change that. The influencer and creator of the Salary Transparent Street video series joins us to talk about the benefits of pay transparency and the ways we can incorporate it into our own lives. In Mailbag, we discuss salary negotiation and pivoting careers. In Thrive, how to pick the best pet insurance for your furry friend.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3095</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fb6b5416-1da4-11ed-b3e2-73097b4b25d2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3415267896.mp3?updated=1660683299" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 331: Investing During A Recession</title>
      <description>There’s a question everyone’s asking: “Where should I put my money?” Because not only do we want to make sure our money will be there for us when we need it, we also want to know our money is doing good. Loretta McCarthy, Co-CEO and Managing Partner of Golden Seeds, joins us to discuss what smart investors do during an economic downturn, and how we can invest in companies that we can be proud of. In Mailbag, we talk investing apps and freezing your credit.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Aug 2022 05:00:00 -0000</pubDate>
      <itunes:title>Investing During A Recession</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>331</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Where to put your money.</itunes:subtitle>
      <itunes:summary>There’s a question everyone’s asking: “Where should I put my money?” Because not only do we want to make sure our money will be there for us when we need it, we also want to know our money is doing good. Loretta McCarthy, Co-CEO and Managing Partner of Golden Seeds, joins us to discuss what smart investors do during an economic downturn, and how we can invest in companies that we can be proud of. In Mailbag, we talk investing apps and freezing your credit.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>There’s a question everyone’s asking: “<em>Where should I put my money?</em>” Because not only do we want to make sure our money will be there for us when we need it, we also want to know our money is doing good. Loretta McCarthy, Co-CEO and Managing Partner of Golden Seeds, joins us to discuss what smart investors do during an economic downturn, and how we can invest in companies that we can be proud of. In Mailbag, we talk investing apps and freezing your credit.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2848</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[387611ac-1837-11ed-8cee-eb2417df02a9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1072716225.mp3?updated=1719355956" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 330: Generational Wisdom from Madam CJ</title>
      <description>A’Lelia Bundles, the great great granddaughter of Madam C.J. Walker, and brand historian for the new haircare company MADAM, joins us to discuss what it’s been like to follow in her great great grandmother's footsteps. We discuss Madam C.J.’s work and the economic impact of her legacy for Black women. We also dish on the truth behind Netflix's “Self Made” and the current state of Black women in business. In Mailbag, we advise on selling a home and buying an electric vehicle. In Thrive, how to balance different spending styles on vacation.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Aug 2022 05:00:00 -0000</pubDate>
      <itunes:title>Generational Wisdom from Madam CJ</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>330</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>From Madam CJ to A’Lelia Bundles: Black women and success.</itunes:subtitle>
      <itunes:summary>A’Lelia Bundles, the great great granddaughter of Madam C.J. Walker, and brand historian for the new haircare company MADAM, joins us to discuss what it’s been like to follow in her great great grandmother's footsteps. We discuss Madam C.J.’s work and the economic impact of her legacy for Black women. We also dish on the truth behind Netflix's “Self Made” and the current state of Black women in business. In Mailbag, we advise on selling a home and buying an electric vehicle. In Thrive, how to balance different spending styles on vacation.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A’Lelia Bundles, the great great granddaughter of Madam C.J. Walker, and brand historian for the new haircare company MADAM, joins us to discuss what it’s been like to follow in her great great grandmother's footsteps. We discuss Madam C.J.’s work and the economic impact of her legacy for Black women. We also dish on the truth behind Netflix's “Self Made” and the current state of Black women in business. In Mailbag, we advise on selling a home and buying an electric vehicle. In Thrive, how to balance different spending styles on vacation.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3161</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a1576788-1284-11ed-9b3e-db17e57ead8c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3923813663.mp3?updated=1719355376" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #37: Navigating Your Financial Plan During a Recession</title>
      <description>We're tackling all your questions about how to navigate the reality of a volatile market, with Isabel Barrow, Director of Financial Planning at Edelman Financial Engines. We dive into emergency funds and college savings, how to invest when the economy is down, and how hands-off is too hands off when it comes to investing.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 28 Jul 2022 22:16:00 -0000</pubDate>
      <itunes:title>Navigating Your Financial Plan During a Recession</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to prepare in the face of a volatile market. </itunes:subtitle>
      <itunes:summary>We're tackling all your questions about how to navigate the reality of a volatile market, with Isabel Barrow, Director of Financial Planning at Edelman Financial Engines. We dive into emergency funds and college savings, how to invest when the economy is down, and how hands-off is too hands off when it comes to investing.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We're tackling all your questions about how to navigate the reality of a volatile market, with Isabel Barrow, Director of Financial Planning at Edelman Financial Engines. We dive into emergency funds and college savings, how to invest when the economy is down, and how hands-off is <em>too</em> hands off when it comes to investing.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2094</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c2db6e12-0ec0-11ed-b7c9-bb15e910bd32]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6450390110.mp3?updated=1719850734" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 329: A First-Generation American On Finding Success</title>
      <description>Latina women suffered more than any other demographic during COVID, which is why, when we talk about a “return to normal,” we must discuss ways to build back a more inclusive economy that works for all women. First-generation American Pamela Zapata, founder and CEO of Society 18, joins us to discuss entrepreneurship, why women need to charge more for their services and expertise, and what influencer marketing really looks like for Black and Brown women. In Mailbag, we tackle questions on creating a will when you have no children, and saving for retirement after an illness and a divorce. In Thrive, gardening on a budget.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Jul 2022 05:00:00 -0000</pubDate>
      <itunes:title>A First-Generation American On Finding Success</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>329</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Women: We need to charge more. </itunes:subtitle>
      <itunes:summary>Latina women suffered more than any other demographic during COVID, which is why, when we talk about a “return to normal,” we must discuss ways to build back a more inclusive economy that works for all women. First-generation American Pamela Zapata, founder and CEO of Society 18, joins us to discuss entrepreneurship, why women need to charge more for their services and expertise, and what influencer marketing really looks like for Black and Brown women. In Mailbag, we tackle questions on creating a will when you have no children, and saving for retirement after an illness and a divorce. In Thrive, gardening on a budget.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Latina women suffered more than any other demographic during COVID, which is why, when we talk about a “return to normal,” we must discuss ways to build back a more inclusive economy that works for all women. First-generation American Pamela Zapata, founder and CEO of Society 18, joins us to discuss entrepreneurship, why women need to charge more for their services and expertise, and what influencer marketing really looks like for Black and Brown women. In Mailbag, we tackle questions on creating a will when you have no children, and saving for retirement after an illness and a divorce. In Thrive, gardening on a budget.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2869</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[38102872-0d53-11ed-bf77-db5c134a4541]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7059247548.mp3?updated=1719354879" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 328: Your Big Money Bet</title>
      <description>How can we find safety while also stretching ourselves? How can we take calculated risks, and be more successful when making big money decisions? This week, we learn it all — including how to perfect our poker face — from Jenny Just, one of the few self-made female billionaires in the United States. In Mailbag, we cover where to put retirement funds, and how to save for a niece or nephew. In Thrive, how to host the cheapest summer BBQ (and still have a blast).
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Jul 2022 05:00:00 -0000</pubDate>
      <itunes:title>Your Big Money Bet</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>328</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Taking risks and being decisive about money decisions.</itunes:subtitle>
      <itunes:summary>How can we find safety while also stretching ourselves? How can we take calculated risks, and be more successful when making big money decisions? This week, we learn it all — including how to perfect our poker face — from Jenny Just, one of the few self-made female billionaires in the United States. In Mailbag, we cover where to put retirement funds, and how to save for a niece or nephew. In Thrive, how to host the cheapest summer BBQ (and still have a blast).
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How can we find safety while also stretching ourselves? How can we take calculated risks, and be more successful when making big money decisions? This week, we learn it all — including how to perfect our poker face — from Jenny Just, one of the few self-made female billionaires in the United States. In Mailbag, we cover where to put retirement funds, and how to save for a niece or nephew. In Thrive, how to host the cheapest summer BBQ (and still have a blast).</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3336</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a748dac6-07cd-11ed-82f0-736c9b37f497]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4288937271.mp3?updated=1719354076" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 327: Having Multiple Income Streams</title>
      <description>What does it mean to think in a contrarian way, as it relates to our money, our investments and entrepreneurship? Sometimes doing the opposite of what everyone else is doing is the best way to find success. Codie Sanchez, founder and CEO of Contrarian Thinking talks us through her best philosophies and what it's like to have multiple income streams. In Mailbag, we discuss health insurance and saving for retirement, and in Thrive, why it's time to invest, ASAP.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Jul 2022 06:00:00 -0000</pubDate>
      <itunes:title>Having Multiple Income Streams</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>327</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Run A Company (or several of them)</itunes:subtitle>
      <itunes:summary>What does it mean to think in a contrarian way, as it relates to our money, our investments and entrepreneurship? Sometimes doing the opposite of what everyone else is doing is the best way to find success. Codie Sanchez, founder and CEO of Contrarian Thinking talks us through her best philosophies and what it's like to have multiple income streams. In Mailbag, we discuss health insurance and saving for retirement, and in Thrive, why it's time to invest, ASAP.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does it mean to think in a contrarian way, as it relates to our money, our investments and entrepreneurship? Sometimes doing the <em>opposite </em>of what everyone else is doing is the best way to find success. Codie Sanchez, founder and CEO of Contrarian Thinking talks us through her best philosophies and what it's like to have multiple income streams. In Mailbag, we discuss health insurance and saving for retirement, and in Thrive, why it's time to invest, ASAP.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3363</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5395e5ea-0264-11ed-855c-63179ccb254f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3858797145.mp3?updated=1719353655" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 326: Higher Returns, Lower Risk</title>
      <description>Today men still manage nearly 98% of investment capital, and get 97% of venture capital. Yet when women are financial decision-makers, investments are more profitable, and companies make decisions that better benefit the overall economy. This is the “ XX Edge.” And we're learning about it with Ruth Shaber and Patience Ball, authors of The XX Edge: Unlocking Higher Returns and Lower Risk. In Mailbag, we discuss real estate investing and saving late for retirement. In Thrive, how to find a job that won’t cause you to rage quit.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Jul 2022 06:00:00 -0000</pubDate>
      <itunes:title>Higher Returns, Lower Risk</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>326</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The XX Edge</itunes:subtitle>
      <itunes:summary>Today men still manage nearly 98% of investment capital, and get 97% of venture capital. Yet when women are financial decision-makers, investments are more profitable, and companies make decisions that better benefit the overall economy. This is the “ XX Edge.” And we're learning about it with Ruth Shaber and Patience Ball, authors of The XX Edge: Unlocking Higher Returns and Lower Risk. In Mailbag, we discuss real estate investing and saving late for retirement. In Thrive, how to find a job that won’t cause you to rage quit.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today men still manage nearly 98% of investment capital, and get 97% of venture capital. Yet when women are financial decision-makers, investments are more profitable, and companies make decisions that better benefit the overall economy. This is the “ XX Edge.” And we're learning about it with Ruth Shaber and Patience Ball, authors of <em>The XX Edge: Unlocking Higher Returns and Lower Risk</em>. In Mailbag, we discuss real estate investing and saving late for retirement. In Thrive, how to find a job that won’t cause you to rage quit.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3441</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d574f20e-fcec-11ec-a989-eb4aaa5bba51]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3109112587.mp3?updated=1719353039" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: 10M Downloads, 10M Reasons We Love You</title>
      <description>We’re celebrating 10 million downloads of the HerMoney Podcast, and we couldn’t have reached this milestone without you. To celebrate, we’re taking your Mailbag questions with all of the women who helped launch and grow the HerMoney Podcast: Jean Chatzky, Beth O’Connell, Kelly Hultgren and Kathryn Tuggle.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 30 Jun 2022 04:00:00 -0000</pubDate>
      <itunes:title>10M Downloads, 10M Reasons We Love You</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Women of HerMoney Take Your Questions</itunes:subtitle>
      <itunes:summary>We’re celebrating 10 million downloads of the HerMoney Podcast, and we couldn’t have reached this milestone without you. To celebrate, we’re taking your Mailbag questions with all of the women who helped launch and grow the HerMoney Podcast: Jean Chatzky, Beth O’Connell, Kelly Hultgren and Kathryn Tuggle.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re celebrating 10 million downloads of the HerMoney Podcast, and we couldn’t have reached this milestone without you. To celebrate, we’re taking your Mailbag questions with all of the women who helped launch and grow the HerMoney Podcast: Jean Chatzky, Beth O’Connell, Kelly Hultgren and Kathryn Tuggle.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2600</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[732da796-f731-11ec-bc8e-a38bb9d23191]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4507384615.mp3?updated=1719850669" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 325: The Market, The Economy, and a Recession</title>
      <description>We’ve seen markets worldwide tumbling over the last few weeks, with the S&amp;P 500 down by more than 21% since January. But other than “take a breath,” what can we actually do? This week, we tackle what we can control, what nervous investors should be doing, and the best moves to make if you’re just getting started with your investing journey, or looking to invest more in a bear market. We also dive into how we can prepare for another recession if it's coming. In Mailbag, we hear from a teacher wondering how best to invest her pension. And in Thrive, travel rewards credit cards.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Jun 2022 04:00:00 -0000</pubDate>
      <itunes:title>The Market, The Economy, and a Recession</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>325</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle> Plus inflation and a look at what’s really happening. </itunes:subtitle>
      <itunes:summary>We’ve seen markets worldwide tumbling over the last few weeks, with the S&amp;P 500 down by more than 21% since January. But other than “take a breath,” what can we actually do? This week, we tackle what we can control, what nervous investors should be doing, and the best moves to make if you’re just getting started with your investing journey, or looking to invest more in a bear market. We also dive into how we can prepare for another recession if it's coming. In Mailbag, we hear from a teacher wondering how best to invest her pension. And in Thrive, travel rewards credit cards.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve seen markets worldwide tumbling over the last few weeks, with the S&amp;P 500 down by more than 21% since January. But other than “take a breath,” what can we actually do? This week, we tackle what we can control, what nervous investors should be doing, and the best moves to make if you’re just getting started with your investing journey, or looking to invest more in a bear market. We also dive into how we can prepare for another recession if it's coming. In Mailbag, we hear from a teacher wondering how best to invest her pension. And in Thrive, travel rewards credit cards.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2933</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[46264b6a-f72f-11ec-bd9c-1fd9c080bfe0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9171650148.mp3?updated=1719352671" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 324: Get What You Want</title>
      <description>What do you want most for your life and your career, in terms of goals you’ve set for yourself? What about those big goals that seem almost too big — the impossible ones that you only sometimes let yourself dare to dream? Julie Solomon, author of, Get What You Want: How to Go From Unseen to Unstoppable, tells us how to discover what’s holding us back, release limiting belief systems, and approach life from a place of increased confidence and clarity. In Mailbag, how much to save for retirement, and in Thrive, how to stop living paycheck-to-paycheck.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Jun 2022 04:02:00 -0000</pubDate>
      <itunes:title>Get What You Want</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>324</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How do you get what you most desire?</itunes:subtitle>
      <itunes:summary>What do you want most for your life and your career, in terms of goals you’ve set for yourself? What about those big goals that seem almost too big — the impossible ones that you only sometimes let yourself dare to dream? Julie Solomon, author of, Get What You Want: How to Go From Unseen to Unstoppable, tells us how to discover what’s holding us back, release limiting belief systems, and approach life from a place of increased confidence and clarity. In Mailbag, how much to save for retirement, and in Thrive, how to stop living paycheck-to-paycheck.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What do you want most for your life and your career, in terms of goals you’ve set for yourself? What about those big goals that seem almost too big — the impossible ones that you only sometimes let yourself dare to dream? Julie Solomon, author of, <em>Get What You Want: How to Go From Unseen to Unstoppable</em>, tells us how to discover what’s holding us back, release limiting belief systems, and approach life from a place of increased confidence and clarity. In Mailbag, how much to save for retirement, and in Thrive, how to stop living paycheck-to-paycheck.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3021</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[67826a62-f1c3-11ec-a56a-1367157d152b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8400562535.mp3?updated=1719848966" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 323: Crypto Questions, Answered</title>
      <description>We heard from so many of you after our Crypto 101 episode. You had questions. This show is filling in the gaps during a time of volatility in the sector. Is it something we should be investing in? Is there a way to know if you’re buying the next Bitcoin at a low, and you stand to earn millions, or if you’ve just put your money into the next Luna? Shirin Bucknam, co-founder of Crypto Witch Club, joins us to tackle your questions. In Mailbag, we dive into how single people can get an executor for their estate, and questions on SEP IRAs. And in Thrive, what to do in times of market volatility.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Jun 2022 05:00:00 -0000</pubDate>
      <itunes:title>Crypto Questions, Answered</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>323</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Volatility and investing for the long haul.</itunes:subtitle>
      <itunes:summary>We heard from so many of you after our Crypto 101 episode. You had questions. This show is filling in the gaps during a time of volatility in the sector. Is it something we should be investing in? Is there a way to know if you’re buying the next Bitcoin at a low, and you stand to earn millions, or if you’ve just put your money into the next Luna? Shirin Bucknam, co-founder of Crypto Witch Club, joins us to tackle your questions. In Mailbag, we dive into how single people can get an executor for their estate, and questions on SEP IRAs. And in Thrive, what to do in times of market volatility.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We heard from so many of you after our<a href="https://hermoney.com/invest/financial-planning/hermoney-podcast-episode-303-crypto-101/"> Crypto 101 episode</a>. You had questions. This show is filling in the gaps during a time of volatility in the sector. Is it something we should be investing in? Is there a way to know if you’re buying the next Bitcoin at a low, and you stand to earn millions, or if you’ve just put your money into the next Luna? Shirin Bucknam, co-founder of Crypto Witch Club, joins us to tackle your questions. In Mailbag, we dive into how single people can get an executor for their estate, and questions on SEP IRAs. And in Thrive, what to do in times of market volatility.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2648</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2dc2e794-ec59-11ec-9831-b7191b32c1b0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9262822495.mp3?updated=1718919634" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 322: Fair Pay + Earning More</title>
      <description>We’re discussing how to get paid fairly, what to bring to the negotiation table, and what it really takes to earn more. We’re giving you scripts for how to ask for a raise, and how to respond if your request is denied. In Mailbag, we hear from a listener celebrating a big career win, and Jean advises a woman who just started a new job but it’s clearly a terrible fit and a toxic environment.
Want to learn more? Sign up for our Let’s Talk Fair Pay Workshop on Tuesday, June 21st, from 1:00-2:00PM EST. You’ll have the opportunity to ask your questions and even role play with Jean and a Payscale negotiation expert!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Jun 2022 04:00:00 -0000</pubDate>
      <itunes:title>Fair Pay + Earning More</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>322</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>We’re discussing how to get paid fairly, what to bring to the negotiation table, and what it really takes to earn more. We’re giving you scripts for how to ask for a raise, and how to respond if your request is denied. In Mailbag, we hear from a listener celebrating a big career win, and Jean advises a woman who just started a new job but it’s clearly a terrible fit and a toxic environment.
Want to learn more? Sign up for our Let’s Talk Fair Pay Workshop on Tuesday, June 21st, from 1:00-2:00PM EST. You’ll have the opportunity to ask your questions and even role play with Jean and a Payscale negotiation expert!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re discussing how to get paid fairly, what to bring to the negotiation table, and what it really takes to earn more. We’re giving you scripts for how to ask for a raise, and how to respond if your request is denied. In Mailbag, we hear from a listener celebrating a big career win, and Jean advises a woman who just started a new job but it’s clearly a terrible fit and a toxic environment.</p><p>Want to learn more? <a href="https://hermoney.com/event-sign-up/?utm_source=shownotes&amp;utm_medium=podcasts&amp;utm_campaign=ltfp_workshop">Sign up for our Let’s Talk Fair Pay Workshop</a> on Tuesday, June 21st, from 1:00-2:00PM EST. You’ll have the opportunity to ask your questions and even role play with Jean and a Payscale negotiation expert!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2435</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[44b6d940-e68e-11ec-b8e0-97ad2ce7c26f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7541310631.mp3?updated=1719848263" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 321: Divorce And Your Money</title>
      <description>Women’s household income drops by an average of 41% following a divorce. If you’re going through a separation, today we’re giving you a guide for what may lie ahead — and we’re getting tactical about some of the moves you should be taking to set yourself up for success. We talk about what it really takes to be financially strategic, preventative and knowledgeable. In Mailbag, we advise a listener on buying and selling a home in the era of climate change, and we talk through the advantages and disadvantages of getting married where college aid is considered. And in Thrive, how to talk to your manager about getting a raise.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Jun 2022 04:01:00 -0000</pubDate>
      <itunes:title>Divorce And Your Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>321</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Moving on, financially secure.</itunes:subtitle>
      <itunes:summary>Women’s household income drops by an average of 41% following a divorce. If you’re going through a separation, today we’re giving you a guide for what may lie ahead — and we’re getting tactical about some of the moves you should be taking to set yourself up for success. We talk about what it really takes to be financially strategic, preventative and knowledgeable. In Mailbag, we advise a listener on buying and selling a home in the era of climate change, and we talk through the advantages and disadvantages of getting married where college aid is considered. And in Thrive, how to talk to your manager about getting a raise.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women’s household income drops by an average of 41% following a divorce. If you’re going through a separation, today we’re giving you a guide for what may lie ahead — and we’re getting tactical about some of the moves you should be taking to set yourself up for success. We talk about what it really takes to be financially strategic, preventative and knowledgeable. In Mailbag, we advise a listener on buying and selling a home in the era of climate change, and we talk through the advantages and disadvantages of getting married where college aid is considered. And in Thrive, how to talk to your manager about getting a raise.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2974</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cfc28f62-e133-11ec-90d4-87aa975239ba]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3952589239.mp3?updated=1719848212" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 320: The Four-Day Workweek</title>
      <description>We can’t talk about getting women “back to work” without talking about what, exactly, that work needs to look like. Because “work” as we’ve known it for the last 100 years, just wasn’t built for women. Lately, we’ve heard of companies with 4-day workweeks and more flexibility than we could have imagined just a few years ago. But are these changes here to stay, and can you ask for them yourself? Shannan Monson, founder and CEO of NuuWork, weighs in. In Mailbag, we hear from a “millennial in transition” who breaks down her complete financial picture for Jean, and we dive into it all. And in Thrive, a rent vs. buy checklist. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 May 2022 05:00:00 -0000</pubDate>
      <itunes:title>The Four-Day Workweek</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>320</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Women, Work And The Change That’s Coming </itunes:subtitle>
      <itunes:summary>We can’t talk about getting women “back to work” without talking about what, exactly, that work needs to look like. Because “work” as we’ve known it for the last 100 years, just wasn’t built for women. Lately, we’ve heard of companies with 4-day workweeks and more flexibility than we could have imagined just a few years ago. But are these changes here to stay, and can you ask for them yourself? Shannan Monson, founder and CEO of NuuWork, weighs in. In Mailbag, we hear from a “millennial in transition” who breaks down her complete financial picture for Jean, and we dive into it all. And in Thrive, a rent vs. buy checklist. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We can’t talk about getting women “back to work” without talking about what, exactly, that work needs to look like. Because “work” as we’ve known it for the last 100 years, just wasn’t built for women. Lately, we’ve heard of companies with 4-day workweeks and more flexibility than we could have imagined just a few years ago. But are these changes here to stay, and can you ask for them yourself? Shannan Monson, founder and CEO of NuuWork, weighs in. In Mailbag, we hear from a “millennial in transition” who breaks down her complete financial picture for Jean, and we dive into it all. And in Thrive, a rent vs. buy checklist. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2800</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d8795012-dba9-11ec-aebb-fbc384238292]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3754698291.mp3?updated=1719848143" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 319: Moving Past Rejection</title>
      <description>What do you do when you’re told “no,” when what you really want is a yes? How can we pick ourselves up and move on, and turn our attention to new opportunities, or new people that want us? In this episode, we discuss how to handle rejection, with Jordan Lee Dooley, author of Embrace Your Almost. In Mailbag, we talk about making the most of social security, and helping an elderly parent with their budget. In Thrive, should you pay your parents when they babysit?
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 May 2022 05:00:00 -0000</pubDate>
      <itunes:title>Moving Past Rejection</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>319</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Rejection Sucks. Here’s How To Move On</itunes:subtitle>
      <itunes:summary>What do you do when you’re told “no,” when what you really want is a yes? How can we pick ourselves up and move on, and turn our attention to new opportunities, or new people that want us? In this episode, we discuss how to handle rejection, with Jordan Lee Dooley, author of Embrace Your Almost. In Mailbag, we talk about making the most of social security, and helping an elderly parent with their budget. In Thrive, should you pay your parents when they babysit?
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What do you do when you’re told “no,” when what you really want is a yes? How can we pick ourselves up and move on, and turn our attention to new opportunities, or new people that want us? In this episode, we discuss how to handle rejection, with Jordan Lee Dooley, author of <em>Embrace Your Almost. </em>In Mailbag, we talk about making the most of social security, and helping an elderly parent with their budget. In Thrive, should you pay your parents when they babysit?</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2691</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dbfdd4ba-d640-11ec-8530-bb79b39eea3b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8566534560.mp3?updated=1719847589" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 318: NFTs 101</title>
      <description>What are NFTs? Non-Fungible Tokens. But what does that mean, exactly? We break it all down with Kelly Groehler, co-founder and CEO of Alice Riot. 
We tackle your most pressing questions, including: Is it safe to invest in NFTs? Where and how do you buy an NFT? Do you need a special wallet? How do you open one?How do you identify which platforms to use when buying an NFT? How do you identify which NFT to buy?What is the risk? How much money should you start with? 
In Mailbag, we tackle 529 college savings plans. And in Thrive, four things you should do before quitting your job.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 May 2022 05:00:00 -0000</pubDate>
      <itunes:title>NFTs 101</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>318</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A Beginner’s Guide To Digital Art</itunes:subtitle>
      <itunes:summary>What are NFTs? Non-Fungible Tokens. But what does that mean, exactly? We break it all down with Kelly Groehler, co-founder and CEO of Alice Riot. 
We tackle your most pressing questions, including: Is it safe to invest in NFTs? Where and how do you buy an NFT? Do you need a special wallet? How do you open one?How do you identify which platforms to use when buying an NFT? How do you identify which NFT to buy?What is the risk? How much money should you start with? 
In Mailbag, we tackle 529 college savings plans. And in Thrive, four things you should do before quitting your job.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What are NFTs? Non-Fungible Tokens. But what does that mean, exactly? We break it all down with Kelly Groehler, co-founder and CEO of Alice Riot. </p><p>We tackle your most pressing questions, including: Is it safe to invest in NFTs? Where and how do you buy an NFT? Do you need a special wallet? How do you open one?How do you identify which platforms to use when buying an NFT? How do you identify which NFT to buy?What is the risk? How much money should you start with? </p><p>In Mailbag, we tackle 529 college savings plans. And in Thrive, four things you should do before quitting your job.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2936</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ba9af6a0-d0e0-11ec-9f83-5b78695e6dd1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1148770825.mp3?updated=1719847501" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 317: Senator Tammy Duckworth: Mother, Warrior, Senator</title>
      <description>A very special discussion on career, motherhood, and so much more with Senator Tammy Duckworth, an Iraq War Veteran, Purple Heart recipient and Illinois Senator. She gets candid about her work, her journey into motherhood and special initiatives and legislation. In Mailbag, we answer questions on iBonds, mutual funds and taxes, and adding bonds to your portfolio. In Thrive, what you need to know about student loan scams in 2022.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 May 2022 04:00:00 -0000</pubDate>
      <itunes:title>Senator Tammy Duckworth: Mother, Warrior, Senator</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>317</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Her career and motherhood journeys.</itunes:subtitle>
      <itunes:summary>A very special discussion on career, motherhood, and so much more with Senator Tammy Duckworth, an Iraq War Veteran, Purple Heart recipient and Illinois Senator. She gets candid about her work, her journey into motherhood and special initiatives and legislation. In Mailbag, we answer questions on iBonds, mutual funds and taxes, and adding bonds to your portfolio. In Thrive, what you need to know about student loan scams in 2022.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A very special discussion on career, motherhood, and so much more with Senator Tammy Duckworth, an Iraq War Veteran, Purple Heart recipient and Illinois Senator. She gets candid about her work, her journey into motherhood and special initiatives and legislation. In Mailbag, we answer questions on iBonds, mutual funds and taxes, and adding bonds to your portfolio. In Thrive, what you need to know about student loan scams in 2022.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2181</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1e587ef8-cb44-11ec-a13b-bb0f81540964]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3132555405.mp3?updated=1719846908" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 316: Negotiating Medical Bills</title>
      <description>What do you do when you get a medical bill that's more than you can afford? How do you negotiate, settle for less, or get your insurance company to step in and cover more? Today, we’re asking all those questions of Braden Pan, founder and CEO of Resolve, a company that negotiates your medical bills on your behalf, and to date has saved people more than $16 Million. In Mailbag, we talk money optimization tactics and market volatility.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Apr 2022 05:00:00 -0000</pubDate>
      <itunes:title>Negotiating Medical Bills</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>316</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to fight back. </itunes:subtitle>
      <itunes:summary>What do you do when you get a medical bill that's more than you can afford? How do you negotiate, settle for less, or get your insurance company to step in and cover more? Today, we’re asking all those questions of Braden Pan, founder and CEO of Resolve, a company that negotiates your medical bills on your behalf, and to date has saved people more than $16 Million. In Mailbag, we talk money optimization tactics and market volatility.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What do you do when you get a medical bill that's more than you can afford? How do you negotiate, settle for less, or get your insurance company to step in and cover more? Today, we’re asking all those questions of Braden Pan, founder and CEO of Resolve, a company that negotiates your medical bills on your behalf, and to date has saved people more than $16 Million. In Mailbag, we talk money optimization tactics and market volatility.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3057</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b3251120-c5dd-11ec-9f63-a7d41358070a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7849676236.mp3?updated=1651034012" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 315: The Economics Of Becoming An Influencer</title>
      <description>The competition to be seen and heard on social media is fierce. So, what is life really like for an influencer, and how much do they earn? Kris Collins, “KallMeKris” has 43.3 million followers on TikTok, 5.5 million subscribers on YouTube and nearly 2 million followers on Instagram. She weighs in on what it really means to be an “influencer” and what it takes to build a brand using social media,. In Mailbag, we tackle questions on helping a family member choose a career, and the financial steps to take after losing a parent. In Thrive, the best coupon apps to save money when shopping online.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Apr 2022 04:00:00 -0000</pubDate>
      <itunes:title>The Economics Of Becoming An Influencer</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>315</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Insta-worthy influence and what you can earn. </itunes:subtitle>
      <itunes:summary>The competition to be seen and heard on social media is fierce. So, what is life really like for an influencer, and how much do they earn? Kris Collins, “KallMeKris” has 43.3 million followers on TikTok, 5.5 million subscribers on YouTube and nearly 2 million followers on Instagram. She weighs in on what it really means to be an “influencer” and what it takes to build a brand using social media,. In Mailbag, we tackle questions on helping a family member choose a career, and the financial steps to take after losing a parent. In Thrive, the best coupon apps to save money when shopping online.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The competition to be seen and heard on social media is fierce. So, what is life really like for an influencer, and how much do they earn? Kris Collins, “KallMeKris” has 43.3 million followers on TikTok, 5.5 million subscribers on YouTube and nearly 2 million followers on Instagram. She weighs in on what it really means to be an “influencer” and what it takes to build a brand using social media,. In Mailbag, we tackle questions on helping a family member choose a career, and the financial steps to take after losing a parent. In Thrive, the best coupon apps to save money when shopping online.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2482</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d42c8502-c041-11ec-b575-73eaf69c3621]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9048975932.mp3?updated=1719846843" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 314: A Feminist Takes On Money</title>
      <description>This week we’re talking about money with Rebecca Walker, editor of the book, “Women Talk Money: Breaking The Taboo.” Listen in as Jean and Rebecca talk money trauma, reimagining our relationships with money, financial lessons, and the gender and racial wealth gaps. In Thrive, we discuss the best books and educational sources for retirement, and in Thrive, the red flags women should look out for when job hunting.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Apr 2022 04:00:00 -0000</pubDate>
      <itunes:title>A Feminist Takes On Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>314</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Where does money intersect life? Only everywhere.</itunes:subtitle>
      <itunes:summary>This week we’re talking about money with Rebecca Walker, editor of the book, “Women Talk Money: Breaking The Taboo.” Listen in as Jean and Rebecca talk money trauma, reimagining our relationships with money, financial lessons, and the gender and racial wealth gaps. In Thrive, we discuss the best books and educational sources for retirement, and in Thrive, the red flags women should look out for when job hunting.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we’re talking about money with Rebecca Walker, editor of the book, “Women Talk Money: Breaking The Taboo.” Listen in as Jean and Rebecca talk money trauma, reimagining our relationships with money, financial lessons, and the gender and racial wealth gaps. In Thrive, we discuss the best books and educational sources for retirement, and in Thrive, the red flags women should look out for when job hunting.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2500</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[14ad13aa-baaf-11ec-8681-9be002fac144]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3254382751.mp3?updated=1719846573" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #36: Retirement 101</title>
      <description>This week, we’re tackling your retirement questions, with certified financial planner Rose Niang. We talk about selling property vs. becoming a landlord, relocating to a cheaper part of the country, how to save when you’re starting late, and a Roth 403b vs. a Roth IRA. If you have a question you’d like Jean to tackle on an upcoming episode, please reach out to us at mailbag@hermoney.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 08 Apr 2022 13:30:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Retirement 101</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>You’ve got retirement questions, we’ve got answers.</itunes:subtitle>
      <itunes:summary>This week, we’re tackling your retirement questions, with certified financial planner Rose Niang. We talk about selling property vs. becoming a landlord, relocating to a cheaper part of the country, how to save when you’re starting late, and a Roth 403b vs. a Roth IRA. If you have a question you’d like Jean to tackle on an upcoming episode, please reach out to us at mailbag@hermoney.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re tackling your retirement questions, with certified financial planner Rose Niang. We talk about selling property vs. becoming a landlord, relocating to a cheaper part of the country, how to save when you’re starting late, and a Roth 403b vs. a Roth IRA. If you have a question you’d like Jean to tackle on an upcoming episode, please reach out to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1715</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1974063c-b73f-11ec-826b-ab2d0de7604a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4420212613.mp3?updated=1719846502" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 313: Redefining Power In Corporate America</title>
      <description>Women — particularly women of color — are often asked to conform and perform in very specific ways in order to be accepted or taken seriously. It’s exhausting. This week, we’re discussing burnout, trauma, and how women of color can be respected for their full spectrum of ideas and perspective they bring to the workforce, with Deepa Purushothaman, author of THE FIRST, THE FEW, THE ONLY: How Women of Color Can Redefine Power in Corporate America. In Mailbag, we take questions on the best options for investing/saving for children’s futures (including 529s) and we discuss backdoor Roth accounts. In Thrive, 10 places you can get birthday freebies.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Apr 2022 04:00:00 -0000</pubDate>
      <itunes:title>Redefining Power In Corporate America</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>313</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How women of color — and all women — can reclaim their power and demand more from corporate America.</itunes:subtitle>
      <itunes:summary>Women — particularly women of color — are often asked to conform and perform in very specific ways in order to be accepted or taken seriously. It’s exhausting. This week, we’re discussing burnout, trauma, and how women of color can be respected for their full spectrum of ideas and perspective they bring to the workforce, with Deepa Purushothaman, author of THE FIRST, THE FEW, THE ONLY: How Women of Color Can Redefine Power in Corporate America. In Mailbag, we take questions on the best options for investing/saving for children’s futures (including 529s) and we discuss backdoor Roth accounts. In Thrive, 10 places you can get birthday freebies.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women — particularly women of color — are often asked to conform and <em>perform</em> in very specific ways in order to be accepted or taken seriously. It’s exhausting. This week, we’re discussing burnout, trauma, and how women of color can be respected for their full spectrum of ideas and perspective they bring to the workforce, with Deepa Purushothaman, author of THE FIRST, THE FEW, THE ONLY: How Women of Color Can Redefine Power in Corporate America. In Mailbag, we take questions on the best options for investing/saving for children’s futures (including 529s) and we discuss backdoor Roth accounts. In Thrive, 10 places you can get birthday freebies.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2603</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cae3d35a-b53e-11ec-9196-4fd23e2513c2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5882429467.mp3?updated=1718135458" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 312: How To Make Friends As An Adult</title>
      <description>Forging new friendships. For adults, it can be tough. We’re talking befriending and de-friending, celebrating, apologizing, and everything in-between, with Amy Weatherly and Jess Johnston, authors of the book, “I’ll Be There (But I’ll Be Wearing Sweatpants).” We talk internet friendships, cheap dinner parties, friendship apps, and more. In Mailbag, we tackle questions on annuities and health insurance. And in Thrive, how we blow our wedding budgets (and how to save). 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Mar 2022 04:00:00 -0000</pubDate>
      <itunes:title>How To Make Friends As An Adult</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>312</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your new lifelong friends are out there. You just have to find them.</itunes:subtitle>
      <itunes:summary>Forging new friendships. For adults, it can be tough. We’re talking befriending and de-friending, celebrating, apologizing, and everything in-between, with Amy Weatherly and Jess Johnston, authors of the book, “I’ll Be There (But I’ll Be Wearing Sweatpants).” We talk internet friendships, cheap dinner parties, friendship apps, and more. In Mailbag, we tackle questions on annuities and health insurance. And in Thrive, how we blow our wedding budgets (and how to save). 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Forging new friendships. For adults, it can be tough. We’re talking befriending and de-friending, celebrating, apologizing, and everything in-between, with Amy Weatherly and Jess Johnston, authors of the book, “I’ll Be There (But I’ll Be Wearing Sweatpants).” We talk internet friendships, cheap dinner parties, friendship apps, and more. In Mailbag, we tackle questions on annuities and health insurance. And in Thrive, how we blow our wedding budgets (and how to save). </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2660</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fb9a0242-af87-11ec-8421-2720c296952e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1256570015.mp3?updated=1719845778" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #35: Launching Financial Grown-Ups</title>
      <description>Are you looking to inspire a young adult in your life to become financially responsible and independent? We sit down with Bobbi Rebell, CFP and author of “Launching Financial Grownups” to take your questions. We cover: How to teach your kids to be good with money when you aren’t great yourself, what to say to an adult child who needs financial help when you need to save for your own goals, and how to teach your kids to budget and prioritize money when they have zero interest. If you have a question for Jean, please drop us a line at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 25 Mar 2022 04:00:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Launching Financial Grown-Ups</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Help kids become financially savvy. </itunes:subtitle>
      <itunes:summary>Are you looking to inspire a young adult in your life to become financially responsible and independent? We sit down with Bobbi Rebell, CFP and author of “Launching Financial Grownups” to take your questions. We cover: How to teach your kids to be good with money when you aren’t great yourself, what to say to an adult child who needs financial help when you need to save for your own goals, and how to teach your kids to budget and prioritize money when they have zero interest. If you have a question for Jean, please drop us a line at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you looking to inspire a young adult in your life to become financially responsible and independent? We sit down with Bobbi Rebell, CFP and author of “Launching Financial Grownups” to take your questions. We cover: How to teach your kids to be good with money when you aren’t great yourself, what to say to an adult child who needs financial help when you need to save for your own goals, and how to teach your kids to budget and prioritize money when they have zero interest. If you have a question for Jean, please drop us a line at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1827</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[875ea600-abde-11ec-bb2f-677738f31b9a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7628991406.mp3?updated=1718134197" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 311: CEO Lessons With Ursula Burns</title>
      <description>Ursula Burns paved the way for so many women — particularly women of color — to gain a seat at the table, and to have our voices heard. She sits down with Jean this week for a candid conversation about career, race, family, and so much more. Ursula is the retired Chairman and CEO of Xerox, the founding Partner of private equity firm Integrum Holdings, and under President Barack Obama, she led the White House national program on Science, Technology, Engineering and Math (STEM). Listen in as Jean and Ursula discuss what it meant for her to climb the ladder in corporate America before many women could even see a path up that ladder for them to climb.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Mar 2022 04:00:00 -0000</pubDate>
      <itunes:title>CEO Lessons With Ursula Burns</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>311</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The fight for equality and a seat at the table. </itunes:subtitle>
      <itunes:summary>Ursula Burns paved the way for so many women — particularly women of color — to gain a seat at the table, and to have our voices heard. She sits down with Jean this week for a candid conversation about career, race, family, and so much more. Ursula is the retired Chairman and CEO of Xerox, the founding Partner of private equity firm Integrum Holdings, and under President Barack Obama, she led the White House national program on Science, Technology, Engineering and Math (STEM). Listen in as Jean and Ursula discuss what it meant for her to climb the ladder in corporate America before many women could even see a path up that ladder for them to climb.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ursula Burns paved the way for so many women — particularly women of color — to gain a seat at the table, and to have our voices heard. She sits down with Jean this week for a candid conversation about career, race, family, and so much more. Ursula is the retired Chairman and CEO of Xerox, the founding Partner of private equity firm Integrum Holdings, and under President Barack Obama, she led the White House national program on Science, Technology, Engineering and Math (STEM). Listen in as Jean and Ursula discuss what it meant for her to climb the ladder in corporate America before many women could even see a path up that ladder for them to climb.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2919</itunes:duration>
      <guid isPermaLink="false"><![CDATA[57408be4-aa19-11ec-bd0e-8f1beef2de85]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7796952066.mp3?updated=1647978936" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 310: Pay Up: The Change Women Need Now</title>
      <description>What do women actually need, now, in 2022, to get back into the workforce and have fruitful and meaningful careers and lives? Reshma Saujani, founder of Girls Who Code and author of the new book, “Pay Up: The Future of Women and Work” joins us to discuss. (No, we don’t just need to break the glass ceiling — we need to rebuild the foundation of work itself.) In Mailbag, we tackle annuities, and getting a will and trust. And in Thrive, the top financial scams of 2022, and how to avoid them.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Mar 2022 05:00:00 -0000</pubDate>
      <itunes:title>Pay Up: The Change Women Need Now</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>310</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Take Action: How Women Can Earn More </itunes:subtitle>
      <itunes:summary>What do women actually need, now, in 2022, to get back into the workforce and have fruitful and meaningful careers and lives? Reshma Saujani, founder of Girls Who Code and author of the new book, “Pay Up: The Future of Women and Work” joins us to discuss. (No, we don’t just need to break the glass ceiling — we need to rebuild the foundation of work itself.) In Mailbag, we tackle annuities, and getting a will and trust. And in Thrive, the top financial scams of 2022, and how to avoid them.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What do women actually need, now, in 2022, to get back into the workforce and have fruitful and meaningful careers and lives? Reshma Saujani, founder of Girls Who Code and author of the new book, “Pay Up: The Future of Women and Work” joins us to discuss. (No, we don’t just need to break the glass ceiling — we need to rebuild the foundation of work itself.) In Mailbag, we tackle annuities, and getting a will and trust. And in Thrive, the top financial scams of 2022, and how to avoid them.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2689</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6292d766-a494-11ec-9d22-afd3ed059317]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4762074886.mp3?updated=1719679004" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 309: Mental Health: You Are Not Alone </title>
      <description>It’s time we took a critical look at our mental health. If you’re struggling, you are not alone. We chat with Melissa Bernstein, co-founder of toy company Melissa &amp; Doug, and creator of LifeLines, a mental health platform that helps women who are struggling. She gets tactical about how we can truly take care of ourselves, and offers techniques for surviving — and thriving. In Mailbag, we discuss leftover money in a 529 and spending in retirement. In Thrive, what to do if you haven’t been able to save. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Mar 2022 05:00:00 -0000</pubDate>
      <itunes:title>Mental Health: You Are Not Alone </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>309</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to find a lifeline during tough times.</itunes:subtitle>
      <itunes:summary>It’s time we took a critical look at our mental health. If you’re struggling, you are not alone. We chat with Melissa Bernstein, co-founder of toy company Melissa &amp; Doug, and creator of LifeLines, a mental health platform that helps women who are struggling. She gets tactical about how we can truly take care of ourselves, and offers techniques for surviving — and thriving. In Mailbag, we discuss leftover money in a 529 and spending in retirement. In Thrive, what to do if you haven’t been able to save. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s time we took a critical look at our mental health. If you’re struggling, you are not alone. We chat with Melissa Bernstein, co-founder of toy company Melissa &amp; Doug, and creator of LifeLines, a mental health platform that helps women who are struggling. She gets tactical about how we can truly take care of ourselves, and offers techniques for surviving — and thriving. In Mailbag, we discuss leftover money in a 529 and spending in retirement. In Thrive, what to do if you haven’t been able to save. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3192</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f82e81f8-9f17-11ec-a552-5b34711b479e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1020277887.mp3?updated=1718132018" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Your Portfolio, War, Inflation &amp; More</title>
      <description>In this special on the stock market and the economy, we discuss what's happening on the world stage, and what it means for your money. We take a look at what you need to know about inflation, covid, the situation in the Ukraine, and a possible recession, as it relates to your portfolio, your 401(k), your IRA, your mortgage, your plans to buy a home, and so much more. With Ben Keys, an economist at Wharton.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 05 Mar 2022 17:49:13 -0000</pubDate>
      <itunes:title>Bonus: Your Portfolio, War, Inflation &amp; More</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Stock Market &amp; Economy Special: What's Going On and What To Do</itunes:subtitle>
      <itunes:summary>In this special on the stock market and the economy, we discuss what's happening on the world stage, and what it means for your money. We take a look at what you need to know about inflation, covid, the situation in the Ukraine, and a possible recession, as it relates to your portfolio, your 401(k), your IRA, your mortgage, your plans to buy a home, and so much more. With Ben Keys, an economist at Wharton.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this special on the stock market and the economy, we discuss what's happening on the world stage, and what it means for your money. We take a look at what you need to know about inflation, covid, the situation in the Ukraine, and a possible recession, as it relates to your portfolio, your 401(k), your IRA, your mortgage, your plans to buy a home, and so much more. With Ben Keys, an economist at Wharton.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1998</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[40fb0000-9cac-11ec-8592-5f8cbf15f6c1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6471705804.mp3?updated=1646503056" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 308: The Change Black Women Need Now</title>
      <description>Essential change is needed today for Black women in corporate America. How can we bridge the racial wealth gap and tackle the challenges Black women face in their careers, with retirement, and building wealth? FIRE coach Dr. Lakisha Simmons tells us how we can use this transition period in corporate America to ensure that more Black women are elevated to the C-suite, secure higher salaries, and invest. In Mailbag, we discuss paying down credit card debt before getting married, and how much to save for a new baby. In Thrive, how to invest in art. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Mar 2022 05:05:00 -0000</pubDate>
      <itunes:title>The Change Black Women Need Now</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>308</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We can bridge the racial wealth gap once and for all. </itunes:subtitle>
      <itunes:summary>Essential change is needed today for Black women in corporate America. How can we bridge the racial wealth gap and tackle the challenges Black women face in their careers, with retirement, and building wealth? FIRE coach Dr. Lakisha Simmons tells us how we can use this transition period in corporate America to ensure that more Black women are elevated to the C-suite, secure higher salaries, and invest. In Mailbag, we discuss paying down credit card debt before getting married, and how much to save for a new baby. In Thrive, how to invest in art. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Essential change is needed today for Black women in corporate America. How can we bridge the racial wealth gap and tackle the challenges Black women face in their careers, with retirement, and building wealth? FIRE coach Dr. Lakisha Simmons tells us how we can use this transition period in corporate America to ensure that more Black women are elevated to the C-suite, secure higher salaries, and invest. In Mailbag, we discuss paying down credit card debt before getting married, and how much to save for a new baby. In Thrive, how to invest in art. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2951</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ba9362d6-963f-11ec-a099-472929e9c464]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2278739845.mp3?updated=1719678707" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 307: Finance For The People</title>
      <description>Why does so much financial advice only apply to the wealthy few? It's a question asked (and answered!) by Paco de Leon, founder of The Hell Yeah Group financial firm for creatives, and author of the book, Finance for the People: Getting a Grip on Your Finances. She breaks down the money education we all need today, no matter how much we earn. In Mailbag, we talk about saving in an IRA if you’re unemployed, and finding a fiduciary when you’re already financially savvy. In Thrive, the morning routines of successful CEOs. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Feb 2022 05:00:00 -0000</pubDate>
      <itunes:title>Finance For The People</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Get Financially Empowered </itunes:subtitle>
      <itunes:summary>Why does so much financial advice only apply to the wealthy few? It's a question asked (and answered!) by Paco de Leon, founder of The Hell Yeah Group financial firm for creatives, and author of the book, Finance for the People: Getting a Grip on Your Finances. She breaks down the money education we all need today, no matter how much we earn. In Mailbag, we talk about saving in an IRA if you’re unemployed, and finding a fiduciary when you’re already financially savvy. In Thrive, the morning routines of successful CEOs. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Why does so much financial advice only apply to the wealthy few? It's a question asked (and answered!) by Paco de Leon, founder of The Hell Yeah Group financial firm for creatives, and author of the book, Finance for the People: Getting a Grip on Your Finances. She breaks down the money education we all need today, no matter how much we earn. In Mailbag, we talk about saving in an IRA if you’re unemployed, and finding a fiduciary when you’re already financially savvy. In Thrive, the morning routines of successful CEOs. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3138</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[93afc426-9445-11ec-8ce7-ef52c3530681]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6528901016.mp3?updated=1718048819" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 306: Cooking &amp; Food Budget Hacks</title>
      <description>It’s time for some excitement in the kitchen, and ideas for how we can create new food favorites — and save money while we’re at it. Leanne Brown, chef and author of bestselling cookbook Good and Cheap breaks down how to eat well on $4.00 a day, and hacks for grocery shopping and preventing food waste. In Mailbag, retirement and savings priorities, and in Thrive, conversations to have before you get married.
P.S. If you haven’t already joined the HerMoney Council, we’d love to have you with us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Feb 2022 05:00:00 -0000</pubDate>
      <itunes:title>Cooking &amp; Food Budget Hacks</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>306</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Full stomach, full wallet.</itunes:subtitle>
      <itunes:summary>It’s time for some excitement in the kitchen, and ideas for how we can create new food favorites — and save money while we’re at it. Leanne Brown, chef and author of bestselling cookbook Good and Cheap breaks down how to eat well on $4.00 a day, and hacks for grocery shopping and preventing food waste. In Mailbag, retirement and savings priorities, and in Thrive, conversations to have before you get married.
P.S. If you haven’t already joined the HerMoney Council, we’d love to have you with us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s time for some excitement in the kitchen, and ideas for how we can create new food favorites — and save money while we’re at it. Leanne Brown, chef and author of bestselling cookbook <em>Good and Cheap </em>breaks down how to eat well on $4.00 a day, and hacks for grocery shopping and preventing food waste. In Mailbag, retirement and savings priorities, and in Thrive, conversations to have before you get married.</p><p>P.S. If you haven’t already joined the HerMoney Council, <a href="https://dailyworth.activehosted.com/f/45">we’d love to have you with us</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3004</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[048fdeb6-8ec8-11ec-890c-4729402bae59]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3108829653.mp3?updated=1719678500" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Dating Apps, Love &amp; Money</title>
      <description>If dating apps just haven’t been working for you, you aren't alone. Not only are we spending more time on them than ever, we're also spending more money. So, how can we put our best foot forward to meet someone in 2022, without spending a fortune (and without meeting a Tinder Swindler)? Bela Gandhi, CEO of Smart Dating Academy, breaks down how to meet your perfect match... And to everyone in our HerMoney family, WE &lt;3 YOU!!! 
P.S. If you haven’t already joined the HerMoney Council, we’d love to have you with us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 14 Feb 2022 05:00:00 -0000</pubDate>
      <itunes:title>Dating Apps, Love &amp; Money</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Happy Valentine’s Day! </itunes:subtitle>
      <itunes:summary>If dating apps just haven’t been working for you, you aren't alone. Not only are we spending more time on them than ever, we're also spending more money. So, how can we put our best foot forward to meet someone in 2022, without spending a fortune (and without meeting a Tinder Swindler)? Bela Gandhi, CEO of Smart Dating Academy, breaks down how to meet your perfect match... And to everyone in our HerMoney family, WE &lt;3 YOU!!! 
P.S. If you haven’t already joined the HerMoney Council, we’d love to have you with us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If dating apps just haven’t been working for you, you aren't alone. Not only are we spending more time on them than ever, we're also spending more <em>money</em>. So, how can we put our best foot forward to meet someone in 2022, without spending a fortune (and without meeting a Tinder Swindler)? Bela Gandhi, CEO of Smart Dating Academy, breaks down how to meet your perfect match... And to everyone in our HerMoney family, WE &lt;3 YOU!!! </p><p>P.S. If you haven’t already joined the HerMoney Council, <a href="https://dailyworth.activehosted.com/f/45">we’d love to have you with us</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2043</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3fa4ce92-8d3a-11ec-b016-773ca50c9a91]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3819301942.mp3?updated=1718131293" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 305: Stop! When Doing Less Is The Right Money Move</title>
      <description>When we start losing our hard-earned money in the market, we want to put a stop to it. We want to take action. But statistically, we know that investors who stay the course do better over time than those who try to time the markets. Jinny Uppal, author of “IN/ACTION: Rethinking the Path to Results," dishes on why we should stop listening to the voice in our head that tempts us to a default action path. "The belief that ‘I am the one who can control the outcome with my action,’ makes us take more action than is necessary," she says. In Mailbag, we advise a divorced listener on setting up a trust for her son. And in Thrive, how to host a Galentine’s Day party on a budget. 
P.S. If you haven’t already joined the HerMoney Council, we’d love for you to join us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Feb 2022 05:05:00 -0000</pubDate>
      <itunes:title>Stop! When Doing Less Is The Right Money Move</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>305</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>When we start losing our hard-earned money in the market, we want to put a stop to it. We want to take action. But statistically, we know that investors who stay the course do better over time than those who try to time the markets. Jinny Uppal, author of “IN/ACTION: Rethinking the Path to Results," dishes on why we should stop listening to the voice in our head that tempts us to a default action path. "The belief that ‘I am the one who can control the outcome with my action,’ makes us take more action than is necessary," she says. In Mailbag, we advise a divorced listener on setting up a trust for her son. And in Thrive, how to host a Galentine’s Day party on a budget. 
P.S. If you haven’t already joined the HerMoney Council, we’d love for you to join us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When we start losing our hard-earned money in the market, we want to put a stop to it. <em>We want to take action</em>. But statistically, we know that investors who stay the course do better over time than those who try to time the markets. Jinny Uppal, author of “IN/ACTION: Rethinking the Path to Results," dishes on why we should stop listening to the voice in our head that tempts us to a default action path. "The belief that ‘I am the one who can control the outcome with my action,’ makes us take more action than is necessary," she says. In Mailbag, we advise a divorced listener on setting up a trust for her son. And in Thrive, how to host a Galentine’s Day party on a budget. </p><p>P.S. If you haven’t already joined the HerMoney Council, <a href="https://dailyworth.activehosted.com/f/45">we’d love for you to join us</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3016</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cc8290c2-8931-11ec-b32b-1785fa1e71ac]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9837164878.mp3?updated=1723136472" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 304: Financial Confidence? Sign me up!</title>
      <description>What does it mean to be financially confident? What about financially responsible? And how can we do it all during an era when our goals are ever-shifting? Because we all want to become more financially conscious along the way, too. Ashley Feinstein Gerstley, author of Financial Adulting, dishes on all. In Mailbag, we discuss ESPPs and how to set up a trust to ensure that your children get all your money, not your husband’s new spouse. And in Thrive, the couple’s guide to setting 2022 financial goals. 
P.S. If you haven’t already joined the HerMoney Council, we’d love for you to join us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Feb 2022 05:02:00 -0000</pubDate>
      <itunes:title>Financial Confidence? Sign me up!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>303</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to become your most financially confident self.</itunes:subtitle>
      <itunes:summary>What does it mean to be financially confident? What about financially responsible? And how can we do it all during an era when our goals are ever-shifting? Because we all want to become more financially conscious along the way, too. Ashley Feinstein Gerstley, author of Financial Adulting, dishes on all. In Mailbag, we discuss ESPPs and how to set up a trust to ensure that your children get all your money, not your husband’s new spouse. And in Thrive, the couple’s guide to setting 2022 financial goals. 
P.S. If you haven’t already joined the HerMoney Council, we’d love for you to join us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does it mean to be financially confident? What about financially responsible? And how can we do it all during an era when our goals are ever-shifting? Because we all want to become more financially <em>conscious</em> along the way, too. Ashley Feinstein Gerstley, author of Financial Adulting, dishes on all. In Mailbag, we discuss ESPPs and how to set up a trust to ensure that your children get all your money, not your husband’s new spouse. And in Thrive, the couple’s guide to setting 2022 financial goals. </p><p>P.S. If you haven’t already joined the HerMoney Council, <a href="https://dailyworth.activehosted.com/f/45">we’d love for you to join us</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2829</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2964ce14-83be-11ec-9cd9-5b47665ffb47]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1533974651.mp3?updated=1719677805" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 303: Crypto 101</title>
      <description>We've got a rundown on everything you wanted to know about investing in Bitcoin (or any other form of cryptocurrency) how to open a Coinbase (or other crypto trading) account, how much to invest, and more. If you're still sitting on the sidelines asking, "Should I?" or "Am I too late?" then this episode is for you. In Mailbag, we hear from a listener who’s son’s “Plan B” college choice turned out to be the BEST decision, and how to adjust 529 allocations during volatile times. In Thrive, how to create a financial vision board.
P.S. If you haven’t already joined the HerMoney Council, we’d love for you to join us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Jan 2022 05:02:00 -0000</pubDate>
      <itunes:title>Crypto 101</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>303</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Intro to Cryptocurrency</itunes:subtitle>
      <itunes:summary>We've got a rundown on everything you wanted to know about investing in Bitcoin (or any other form of cryptocurrency) how to open a Coinbase (or other crypto trading) account, how much to invest, and more. If you're still sitting on the sidelines asking, "Should I?" or "Am I too late?" then this episode is for you. In Mailbag, we hear from a listener who’s son’s “Plan B” college choice turned out to be the BEST decision, and how to adjust 529 allocations during volatile times. In Thrive, how to create a financial vision board.
P.S. If you haven’t already joined the HerMoney Council, we’d love for you to join us!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We've got a rundown on everything you wanted to know about investing in Bitcoin (or any other form of cryptocurrency) how to open a Coinbase (or other crypto trading) account, how much to invest, and more. If you're still sitting on the sidelines asking, "Should I?" or "Am I too late?" then this episode is for you. In Mailbag, we hear from a listener who’s son’s “Plan B” college choice turned out to be the BEST decision, and how to adjust 529 allocations during volatile times. In Thrive, how to create a financial vision board.</p><p>P.S. If you haven’t already joined the HerMoney Council, <a href="https://dailyworth.activehosted.com/f/45">we’d love for you to join us</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2713</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2f933966-7e1d-11ec-9227-e3fd55d4b68e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9532793451.mp3?updated=1719677723" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 302: Get Hired In 2022 (And Earn More!)</title>
      <description>We dig into how you find a new job, how to get paid more for it, how far you can push employers when it comes to flexibility, salary and other perks, and how to write that resignation letter that’s been keeping you up at night. We do it all with Kathryn Minshew, CEO of The Muse. In Mailbag, we talk salary negotiation and refinancing student loans.
P.S. Interested in joining our HerMoney Council? If so, you'll become one of our advisors. You'll weigh in on research, events, content, big ideas for our brand — and you'll often have direct lines to the HerMoney team. If interested, please sign up here. If you don't receive a confirmation email, check your spam folder or email contact@hermoney.com and we'll get you added. Thanks so much!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Jan 2022 05:01:00 -0000</pubDate>
      <itunes:title>Get Hired In 2022 (And Earn More!)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>302</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your next gig is calling.</itunes:subtitle>
      <itunes:summary>We dig into how you find a new job, how to get paid more for it, how far you can push employers when it comes to flexibility, salary and other perks, and how to write that resignation letter that’s been keeping you up at night. We do it all with Kathryn Minshew, CEO of The Muse. In Mailbag, we talk salary negotiation and refinancing student loans.
P.S. Interested in joining our HerMoney Council? If so, you'll become one of our advisors. You'll weigh in on research, events, content, big ideas for our brand — and you'll often have direct lines to the HerMoney team. If interested, please sign up here. If you don't receive a confirmation email, check your spam folder or email contact@hermoney.com and we'll get you added. Thanks so much!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We dig into how you find a new job, how to get paid more for it, how far you can push employers when it comes to flexibility, salary and other perks, and how to write that resignation letter that’s been keeping you up at night. We do it all with Kathryn Minshew, CEO of The Muse. In Mailbag, we talk salary negotiation and refinancing student loans.</p><p>P.S. Interested in joining our HerMoney Council? If so, you'll become one of our advisors. You'll weigh in on research, events, content, big ideas for our brand — and you'll often have direct lines to the HerMoney team. If interested, <a href="https://dailyworth.activehosted.com/f/45">please sign up here</a>. If you don't receive a confirmation email, check your spam folder or email <a href="mailto:contact@hermoney.com">contact@hermoney.com</a> and we'll get you added. Thanks so much!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2548</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8aee4866-78a3-11ec-90c7-6bbc73c6275a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3063772017.mp3?updated=1718045089" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 301: Think Machiavellian And Win Your Career</title>
      <description>During the pandemic, we lost 30 years of progress for women in the workforce. Today, more than 80% of CEOs are male, and women are often "punished" when they ask for a raise. We. Must. Take Action. Stacey Vanek Smith, author of “Machiavelli for Women" is here to help. Her book has been heralded as THE handbook for any woman who is ready to learn how to wield her power unapologetically and finally break that glass ceiling for good. In Mailbag, we talk raises and 401(k)s, ad in Thrive, how to make fast (and cheap!) furniture purchases.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Jan 2022 05:14:00 -0000</pubDate>
      <itunes:title>Think Machiavellian And Win Your Career</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>301</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>During the pandemic, we lost 30 years of progress for women in the workforce. Today, more than 80% of CEOs are male, and women are often "punished" when they ask for a raise. We. Must. Take Action. Stacey Vanek Smith, author of “Machiavelli for Women" is here to help. Her book has been heralded as THE handbook for any woman who is ready to learn how to wield her power unapologetically and finally break that glass ceiling for good. In Mailbag, we talk raises and 401(k)s, ad in Thrive, how to make fast (and cheap!) furniture purchases.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>During the pandemic, we lost 30 years of progress for women in the workforce. Today, more than 80% of CEOs are male, and women are often "punished" when they ask for a raise. We. Must. Take Action. Stacey Vanek Smith, author of “Machiavelli for Women" is here to help. Her book has been heralded as THE handbook for any woman who is ready to learn how to wield her power unapologetically and finally break that glass ceiling for good. In Mailbag, we talk raises and 401(k)s, ad in Thrive, how to make fast (and cheap!) furniture purchases.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2978</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[21395f4a-732c-11ec-8237-9379574ff568]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9683857019.mp3?updated=1719674757" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 300: This One's For You!</title>
      <description>Drumroll, please! Not only is it our first episode of 2022, it also happens to be number 300 in this amazing HerMoney journey that we’ve all been on together since 2016… This week, we're doing a special Mailbag edition where our listeners call in and ask Jean their questions directly! Listen in as Jean advises on retirement and family planning, target date funds and a lost job. P.S. Don't forget to take our listener survey for a chance to win prizes!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Jan 2022 06:05:00 -0000</pubDate>
      <itunes:title>This One's For You!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>300</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A special call-in Mailbag.</itunes:subtitle>
      <itunes:summary>Drumroll, please! Not only is it our first episode of 2022, it also happens to be number 300 in this amazing HerMoney journey that we’ve all been on together since 2016… This week, we're doing a special Mailbag edition where our listeners call in and ask Jean their questions directly! Listen in as Jean advises on retirement and family planning, target date funds and a lost job. P.S. Don't forget to take our listener survey for a chance to win prizes!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Drumroll, please! Not only is it our first episode of 2022, it also happens to be number 300 in this amazing HerMoney journey that we’ve all been on together since 2016… This week, we're doing a special Mailbag edition where our listeners call in and ask Jean their questions directly! Listen in as Jean advises on retirement and family planning, target date funds and a lost job. P.S. Don't forget to <a href="https://www.surveymonkey.com/r/FBSYPSM?">take our listener survey</a> for a chance to win prizes!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2866</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a0de8eb6-6d9e-11ec-b5a1-63dfd950168f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1570037333.mp3?updated=1719674681" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #34: A Better Financial New Year</title>
      <description>Where do you stand with your financial resolutions, and how can you make 2022 the year you reach your goals? We sit down with Meredith Stoddard, Vice President of Life Events Planning at Fidelity Investments, to answer your top questions, including how to save in an HSA and an emergency fund, getting a new job, asking for a raise, saving for retirement, and more. From all of us at HerMoney, Happy New Year!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 30 Dec 2021 05:30:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: A Better Financial New Year</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All your questions, answered.</itunes:subtitle>
      <itunes:summary>Where do you stand with your financial resolutions, and how can you make 2022 the year you reach your goals? We sit down with Meredith Stoddard, Vice President of Life Events Planning at Fidelity Investments, to answer your top questions, including how to save in an HSA and an emergency fund, getting a new job, asking for a raise, saving for retirement, and more. From all of us at HerMoney, Happy New Year!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Where do you stand with your financial resolutions, and how can you make 2022 the year you reach your goals? We sit down with Meredith Stoddard, Vice President of Life Events Planning at Fidelity Investments, to answer your top questions, including how to save in an HSA and an emergency fund, getting a new job, asking for a raise, saving for retirement, and more. From all of us at HerMoney, Happy New Year!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1613</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4890f952-68f2-11ec-bbef-d392bd50ec74]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7544925268.mp3?updated=1688853351" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 299: Turn Your Clutter Into Cash</title>
      <description>Ready to get organized and make money? We're walking you room-by-room to decide what’s worth keeping, what should be thrown away, what should be donated, and what should be sold. Professional organizer Anna Bauer walks us all through how to get a perfectly organized closet. In Mailbag, questions on long term care insurance, and on upgrading to an electric SUV. In Thrive, the foods you should buy in bulk in order to save money. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Dec 2021 05:15:00 -0000</pubDate>
      <itunes:title>Turn Your Clutter Into Cash</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>299</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make 2022 the year you get organized. </itunes:subtitle>
      <itunes:summary>Ready to get organized and make money? We're walking you room-by-room to decide what’s worth keeping, what should be thrown away, what should be donated, and what should be sold. Professional organizer Anna Bauer walks us all through how to get a perfectly organized closet. In Mailbag, questions on long term care insurance, and on upgrading to an electric SUV. In Thrive, the foods you should buy in bulk in order to save money. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ready to get organized and make money? We're walking you room-by-room to decide what’s worth keeping, what should be thrown away, what should be donated, and what should be sold. Professional organizer Anna Bauer walks us all through how to get a perfectly organized closet. In Mailbag, questions on long term care insurance, and on upgrading to an electric SUV. In Thrive, the foods you should buy in bulk in order to save money. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2969</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9ae38720-681a-11ec-a969-c7245c02ecbd]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9285507400.mp3?updated=1688853200" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #33: Investing For All Your Goals </title>
      <description>Wondering how best to invest for life’s myriad short- and long-term goals? Investing the “right” way is a complicated topic, with no single answer. That’s why on this week’s Bonus Mailbag, we tackle your investing questions, with the help of Ryan Viktorin, VP at Fidelity. Jean and Ryan advise listeners on what to do with liquid funds saved for a down payment on a house, selling investments in a taxable account, saving for retirement and more. Got a question for us? Write to us at mailbag@hermoney.com! And please take our listener survey and enter to win $100 gift cards!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 Dec 2021 07:40:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Investing For All Your Goals </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>You've got goals, we've got answers. </itunes:subtitle>
      <itunes:summary>Wondering how best to invest for life’s myriad short- and long-term goals? Investing the “right” way is a complicated topic, with no single answer. That’s why on this week’s Bonus Mailbag, we tackle your investing questions, with the help of Ryan Viktorin, VP at Fidelity. Jean and Ryan advise listeners on what to do with liquid funds saved for a down payment on a house, selling investments in a taxable account, saving for retirement and more. Got a question for us? Write to us at mailbag@hermoney.com! And please take our listener survey and enter to win $100 gift cards!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Wondering how best to invest for life’s myriad short- and long-term goals? Investing the “right” way is a complicated topic, with no single answer. That’s why on this week’s Bonus Mailbag, we tackle your investing questions, with the help of Ryan Viktorin, VP at Fidelity. Jean and Ryan advise listeners on what to do with liquid funds saved for a down payment on a house, selling investments in a taxable account, saving for retirement and more. Got a question for us? Write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>! And please <a href="https://www.surveymonkey.com/r/HBVRSLH">take our listener survey</a> and enter to win $100 gift cards!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2287</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[05f67712-648c-11ec-8436-93d63f85dcf9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2455592300.mp3?updated=1688853137" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 298: Doing Well + Doing Good</title>
      <description>This week, we're talking about investing for good — investing in the kinds of companies and funds that allow you to earn a profit, but that also have a hand in helping make our world a better place. Many companies are looking to elevate women, they're carbon neutral, and they're fighting the same fight for social justice and change that we are. But where do we even begin? Jean Case, CEO of the Case Impact Network and founder of For What It’s Worth, tells all. In Mailbag, listen closely and you'll hear Jean's adorable new puppy Norman snoozing away... She advises an aspiring homeowner who has been price out of the market, and we check in with a woman who received a negative reception from her benefits provider when she tried to open her IRA. In Thrive, the top trends to watch in sustainable fashion in 2022. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Dec 2021 05:02:00 -0000</pubDate>
      <itunes:title>Doing Well + Doing Good</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>298</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Invest in the change you want to see in the world.</itunes:subtitle>
      <itunes:summary>This week, we're talking about investing for good — investing in the kinds of companies and funds that allow you to earn a profit, but that also have a hand in helping make our world a better place. Many companies are looking to elevate women, they're carbon neutral, and they're fighting the same fight for social justice and change that we are. But where do we even begin? Jean Case, CEO of the Case Impact Network and founder of For What It’s Worth, tells all. In Mailbag, listen closely and you'll hear Jean's adorable new puppy Norman snoozing away... She advises an aspiring homeowner who has been price out of the market, and we check in with a woman who received a negative reception from her benefits provider when she tried to open her IRA. In Thrive, the top trends to watch in sustainable fashion in 2022. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we're talking about investing for good — investing in the kinds of companies and funds that allow you to earn a profit, but that also have a hand in helping make our world a better place. Many companies are looking to elevate women, they're carbon neutral, and they're fighting the same fight for social justice and change that we are. But where do we even begin? Jean Case, CEO of the Case Impact Network and founder of For What It’s Worth, tells all. In Mailbag, listen closely and you'll hear Jean's adorable new puppy Norman snoozing away... She advises an aspiring homeowner who has been price out of the market, and we check in with a woman who received a negative reception from her benefits provider when she tried to open her IRA. In Thrive, the top trends to watch in sustainable fashion in 2022. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2847</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1efb08f0-62b5-11ec-a046-47209c0ea0bf]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4959327573.mp3?updated=1688853009" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 297: Single Women And Money</title>
      <description>Today, the population of single women in the U.S. is 60 million. And while we have buying power, careers, and vibrant lives, in so many cases, single women are just ignored. And often, they get left behind, financially speaking. Jill Gianola, author of “Single Women and Money" tells us how we can work towards a place where single women can achieve all their goals. In Mailbag, how to retire at 55, and how to invest a holiday bonus. In Thrive, the 10 things we can do to combat climate change and save money. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Dec 2021 06:00:00 -0000</pubDate>
      <itunes:title>Single Women And Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>297</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The financial guidance single women need now.</itunes:subtitle>
      <itunes:summary>Today, the population of single women in the U.S. is 60 million. And while we have buying power, careers, and vibrant lives, in so many cases, single women are just ignored. And often, they get left behind, financially speaking. Jill Gianola, author of “Single Women and Money" tells us how we can work towards a place where single women can achieve all their goals. In Mailbag, how to retire at 55, and how to invest a holiday bonus. In Thrive, the 10 things we can do to combat climate change and save money. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today, the population of single women in the U.S. is 60 million. And while we have buying power, careers, and vibrant lives, in so many cases, single women are just ignored. And often, they get left behind, financially speaking. Jill Gianola, author of “Single Women and Money" tells us how we can work towards a place where single women can achieve all their goals. In Mailbag, how to retire at 55, and how to invest a holiday bonus. In Thrive, the 10 things we can do to combat climate change and save money. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2893</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4baffcf0-5cef-11ec-938e-27c5688794e0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6153552264.mp3?updated=1688772416" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 296: The 90 Day Reset You Need For 2022</title>
      <description>As we head into a New Year with high hopes for what it holds, we need goals. We need plans. And we need intention. Teneshia Jackson Warner, founder and CEO of EGAMI Group, tells us how to catapult ourselves from where we are to where we want to be, how to escape the 9-to-5 grind, embrace more risk, start a business, and pursue our biggest and boldest dreams. In Mailbag, we talk about asset allocation, and buying a new home before you sell your old one. In Thrive, ending a car lease early. 
Please take our listener survey and enter to win $100 gift cards!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Dec 2021 06:00:00 -0000</pubDate>
      <itunes:title>The 90 Day Reset You Need For 2022</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>296</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your prescription for a REAL fresh start.</itunes:subtitle>
      <itunes:summary>As we head into a New Year with high hopes for what it holds, we need goals. We need plans. And we need intention. Teneshia Jackson Warner, founder and CEO of EGAMI Group, tells us how to catapult ourselves from where we are to where we want to be, how to escape the 9-to-5 grind, embrace more risk, start a business, and pursue our biggest and boldest dreams. In Mailbag, we talk about asset allocation, and buying a new home before you sell your old one. In Thrive, ending a car lease early. 
Please take our listener survey and enter to win $100 gift cards!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As we head into a New Year with high hopes for what it holds, we need goals. We need plans. And we need intention. Teneshia Jackson Warner, founder and CEO of EGAMI Group, tells us how to catapult ourselves from where we are to where we want to be, how to escape the 9-to-5 grind, embrace more risk, start a business, and pursue our biggest and boldest dreams. In Mailbag, we talk about asset allocation, and buying a new home before you sell your old one. In Thrive, ending a car lease early. </p><p>Please <a href="https://www.surveymonkey.com/r/HBVRSLH">take our listener survey</a> and enter to win $100 gift cards!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3215</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[23349628-57b8-11ec-a20a-cb12232abe88]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3513374272.mp3?updated=1688772319" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 295: Buying Your First Investment Property</title>
      <description>This week we’re talking about buying property — specifically, buying your first investment property. We dive into how and where to find your first property, what to look for, what you should know as you search, how much you can expect to spend, and what you need to know about a mortgage. Liz Faircloth, co-founder of the Real Estate InvestHER community explains all (including pitfalls and compromises!) In Mailbag, we discuss financial gifts for a grandchild, and where to put additional savings. In Thrive, how to build confidence. Take our annual listener survey and win a $100 gift card!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Dec 2021 10:47:00 -0000</pubDate>
      <itunes:title>Buying Your First Investment Property</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>295</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Investing in real estate for the first time. </itunes:subtitle>
      <itunes:summary>This week we’re talking about buying property — specifically, buying your first investment property. We dive into how and where to find your first property, what to look for, what you should know as you search, how much you can expect to spend, and what you need to know about a mortgage. Liz Faircloth, co-founder of the Real Estate InvestHER community explains all (including pitfalls and compromises!) In Mailbag, we discuss financial gifts for a grandchild, and where to put additional savings. In Thrive, how to build confidence. Take our annual listener survey and win a $100 gift card!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we’re talking about buying property — specifically, buying your first investment property. We dive into how and where to find your first property, what to look for, what you should know as you search, how much you can expect to spend, and what you need to know about a mortgage. Liz Faircloth, co-founder of the Real Estate InvestHER community explains all (including pitfalls and compromises!) In Mailbag, we discuss financial gifts for a grandchild, and where to put additional savings. In Thrive, how to build confidence. <a href="https://www.surveymonkey.com/r/FPRGZFK">Take our annual listener survey</a> and win a $100 gift card!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2629</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b5c4d89c-5293-11ec-96f4-6767a80cbd7a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7633289717.mp3?updated=1688853313" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 294: How To Get Organized For 2022</title>
      <description>What would it take for you to finally feel organized, and embody your “most productive self”? Julie Morgenstern, one of the world’s leading experts on organization, productivity and time management discusses home organization, scheduling, new routines, and how to get to a better place with our to-do list in 2022. In Mailbag, we hear from a listener who just got a raise, we advise a listener in NYC on where to put her money, and we do a retirement readiness check for a listener in Hawaii. In Thrive, your 2021 holiday budget. 
Take our annual podcast survey and win prizes! We want to hear from you, and know how we can make the show better for you! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Nov 2021 11:58:00 -0000</pubDate>
      <itunes:title>How To Get Organized For 2022</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>294</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Get organized. With everything. Without pulling your hair out. </itunes:subtitle>
      <itunes:summary>What would it take for you to finally feel organized, and embody your “most productive self”? Julie Morgenstern, one of the world’s leading experts on organization, productivity and time management discusses home organization, scheduling, new routines, and how to get to a better place with our to-do list in 2022. In Mailbag, we hear from a listener who just got a raise, we advise a listener in NYC on where to put her money, and we do a retirement readiness check for a listener in Hawaii. In Thrive, your 2021 holiday budget. 
Take our annual podcast survey and win prizes! We want to hear from you, and know how we can make the show better for you! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What would it take for you to finally feel organized, and embody your “most productive self”? Julie Morgenstern, one of the world’s leading experts on organization, productivity and time management discusses home organization, scheduling, new routines, and how to get to a better place with our to-do list in 2022. In Mailbag, we hear from a listener who just got a raise, we advise a listener in NYC on where to put her money, and we do a retirement readiness check for a listener in Hawaii. In Thrive, your 2021 holiday budget. </p><p><strong>Take </strong><a href="https://www.surveymonkey.com/r/FPRGZFK"><strong>our annual podcast survey</strong></a><strong> and win prizes! We want to hear from you, and know how we can make the show better for you! </strong></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3437</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[421f47f4-4d1d-11ec-9f50-9f883c7f76f4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8999003200.mp3?updated=1688686432" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 293: Inequality, Climate Change + The Jobs Of Tomorrow</title>
      <description>The 21st century is going to be the most disruptive period humanity has ever lived through. By 2030, it’s estimated that 30% of all jobs will be impacted by automation, and in the decades to come, we’re going to see vast changes in the economy and in how we work. Brett King, author of “The Rise of Technosocialism" joins us to discuss. In Mailbag, we advise listeners on moving states + selling company stock. In Thrive, the 5 strategies you need for making a tough financial decision.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Nov 2021 06:00:00 -0000</pubDate>
      <itunes:title>Inequality, Climate Change + The Jobs Of Tomorrow</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>293</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What the world of the future may look like, and the jobs, policies and philosophies we need now.</itunes:subtitle>
      <itunes:summary>The 21st century is going to be the most disruptive period humanity has ever lived through. By 2030, it’s estimated that 30% of all jobs will be impacted by automation, and in the decades to come, we’re going to see vast changes in the economy and in how we work. Brett King, author of “The Rise of Technosocialism" joins us to discuss. In Mailbag, we advise listeners on moving states + selling company stock. In Thrive, the 5 strategies you need for making a tough financial decision.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The 21st century is going to be the most disruptive period humanity has ever lived through. By 2030, it’s estimated that 30% of all jobs will be impacted by automation, and in the decades to come, we’re going to see vast changes in the economy and in how we work. Brett King, author of “The Rise of Technosocialism" joins us to discuss. In Mailbag, we advise listeners on moving states + selling company stock. In Thrive, the 5 strategies you need for making a tough financial decision.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3029</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[df8e6dcc-4722-11ec-b18e-131527ef060f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8177919736.mp3?updated=1688685494" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 292: Healing From Racial Trauma In The Workplace</title>
      <description>Women of color have long been denied equity in the workplace. Black women face racial trauma that ranges from blatant racism to microaggressions, to being overlooked for the best assignments or projects. Minda Harts, founder and CEO of The Memo, and author of “Right Within” joins us for an important discussion on how we can heal from racial trauma in the workplace. She shares a 5-step plan for addressing trauma, and what it means to be a good manager and ally. In Mailbag, how to pay for your financial planner, and buying a home if you have limited assets in retirement. In Thrive, managing your finances post-divorce.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Nov 2021 06:00:00 -0000</pubDate>
      <itunes:title>Healing From Racial Trauma In The Workplace</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>292</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How women of color can find equity in the workplace, and heal from racial trauma.</itunes:subtitle>
      <itunes:summary>Women of color have long been denied equity in the workplace. Black women face racial trauma that ranges from blatant racism to microaggressions, to being overlooked for the best assignments or projects. Minda Harts, founder and CEO of The Memo, and author of “Right Within” joins us for an important discussion on how we can heal from racial trauma in the workplace. She shares a 5-step plan for addressing trauma, and what it means to be a good manager and ally. In Mailbag, how to pay for your financial planner, and buying a home if you have limited assets in retirement. In Thrive, managing your finances post-divorce.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women of color have long been denied equity in the workplace. Black women face racial trauma that ranges from blatant racism to microaggressions, to being overlooked for the best assignments or projects. Minda Harts, founder and CEO of The Memo, and author of “Right Within” joins us for an important discussion on how we can heal from racial trauma in the workplace. She shares a 5-step plan for addressing trauma, and what it means to be a good manager and ally. In Mailbag, how to pay for your financial planner, and buying a home if you have limited assets in retirement. In Thrive, managing your finances post-divorce.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2763</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[27487e18-41ca-11ec-9da5-b34f0cdfe04b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2041183200.mp3?updated=1688685437" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 291: Caregivers Are Overwhelmed. Here’s How To Start Healing</title>
      <description>Many caregivers are feeling more overwhelmed than ever as we head into year 2 of the pandemic. 79% of caregivers said that the decision to give their time and energies in such a way has set them back on a variety of fronts, including financial goals, social life, mental health and career. In this week’s episode, we’ve got solutions. Meredith Stoddard, Vice President of Life Events Planning at Fidelity Investments breaks down some of the most challenging things that women are facing, and discusses how we can take steps to lessen our burdens. In Mailbag, we talk making your nieces your beneficiaries, getting a "deed upon death," and benchmark retirement milestones. In Thrive, the new rules of allowances for kids.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Nov 2021 05:00:00 -0000</pubDate>
      <itunes:title>Caregivers Are Overwhelmed. Here’s How To Start Healing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>291</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Solutions for exhausted caregivers.</itunes:subtitle>
      <itunes:summary>Many caregivers are feeling more overwhelmed than ever as we head into year 2 of the pandemic. 79% of caregivers said that the decision to give their time and energies in such a way has set them back on a variety of fronts, including financial goals, social life, mental health and career. In this week’s episode, we’ve got solutions. Meredith Stoddard, Vice President of Life Events Planning at Fidelity Investments breaks down some of the most challenging things that women are facing, and discusses how we can take steps to lessen our burdens. In Mailbag, we talk making your nieces your beneficiaries, getting a "deed upon death," and benchmark retirement milestones. In Thrive, the new rules of allowances for kids.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Many caregivers are feeling more overwhelmed than ever as we head into year 2 of the pandemic. 79% of caregivers said that the decision to give their time and energies in such a way has set them back on a variety of fronts, including financial goals, social life, mental health and career. In this week’s episode, we’ve got solutions. Meredith Stoddard, Vice President of Life Events Planning at Fidelity Investments breaks down some of the most challenging things that women are facing, and discusses how we can take steps to lessen our burdens. In Mailbag, we talk making your nieces your beneficiaries, getting a "deed upon death," and benchmark retirement milestones. In Thrive, the new rules of allowances for kids.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2480</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1427a4a8-3c5c-11ec-b752-9fa4e0b0f93b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3883352967.mp3?updated=1688685357" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 290: Building Your Business During Tough Times</title>
      <description>Yes, women lost more jobs than men during the pandemic, but we were also more than twice as likely to start a business than men. If you're looking to prioritize your entrepreneurial vision and find success, this episode is for you. We sit down with Amy Errett, CEO and founder of Madison Reed who who led her team through 130% growth and a 12 times increase in customer demand during the pandemic, without one single layoff. In Mailbag, we tackle a questions on asking parents for money, and what it means to be on track for retirement and family goals. In Thrive, how to lower your stress level.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Oct 2021 05:00:00 -0000</pubDate>
      <itunes:title>Building Your Business During Tough Times</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>290</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Entrepreneurship and finding success.</itunes:subtitle>
      <itunes:summary>Yes, women lost more jobs than men during the pandemic, but we were also more than twice as likely to start a business than men. If you're looking to prioritize your entrepreneurial vision and find success, this episode is for you. We sit down with Amy Errett, CEO and founder of Madison Reed who who led her team through 130% growth and a 12 times increase in customer demand during the pandemic, without one single layoff. In Mailbag, we tackle a questions on asking parents for money, and what it means to be on track for retirement and family goals. In Thrive, how to lower your stress level.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Yes, women lost more jobs than men during the pandemic, but we were also more than twice as likely to start a business than men. If you're looking to prioritize your entrepreneurial vision and find success, this episode is for you. We sit down with Amy Errett, CEO and founder of Madison Reed who who led her team through 130% growth and a 12 times increase in customer demand during the pandemic, without one single layoff. In Mailbag, we tackle a questions on asking parents for money, and what it means to be on track for retirement and family goals. In Thrive, how to lower your stress level.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3601</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f27b3166-36a3-11ec-a918-2f61bd9d949b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3215873040.mp3?updated=1688685281" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #32: Financial Advisor 101</title>
      <description>We answer all your questions about how to find an advisor, minimums required to work with an advisor, how often you should meet with your advisor, how to "break up" with an advisor, and so much more. We do it all with the help of Pam Krueger, Founder and CEO of Wealthramp. If you have questions for us for an upcoming episode, write to us at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 25 Oct 2021 20:31:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Financial Advisor 101</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All your financial advisor FAQ, answered. </itunes:subtitle>
      <itunes:summary>We answer all your questions about how to find an advisor, minimums required to work with an advisor, how often you should meet with your advisor, how to "break up" with an advisor, and so much more. We do it all with the help of Pam Krueger, Founder and CEO of Wealthramp. If you have questions for us for an upcoming episode, write to us at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer all your questions about how to find an advisor, minimums required to work with an advisor, how often you should meet with your advisor, how to "break up" with an advisor, and so much more. We do it all with the help of Pam Krueger, Founder and CEO of Wealthramp. If you have questions for us for an upcoming episode, write to us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1660</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[32416acc-35b4-11ec-8606-539e83d70f48]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3180765681.mp3?updated=1688685133" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 289: Student Loan Strategies</title>
      <description>We take a deep dive into student loans, the FAFSA, and the best borrowing strategies. We all have a unique financial situation, and where our kids decide to go to school, and what  they decide to study has everything to do with the price tag of their education and their ability to pay down their debt. Thankfully, there are options for everyone, and Christine Roberts, Head of Student Lending at Citizens Bank, helps us break them all down. (Yes, we tackle the all-important “save, spend, or borrow” question!) In Mailbag, we dive into saving for our kids + our own retirement.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Oct 2021 05:00:00 -0000</pubDate>
      <itunes:title>Student Loan Strategies</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>289</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Student Loans 101</itunes:subtitle>
      <itunes:summary>We take a deep dive into student loans, the FAFSA, and the best borrowing strategies. We all have a unique financial situation, and where our kids decide to go to school, and what  they decide to study has everything to do with the price tag of their education and their ability to pay down their debt. Thankfully, there are options for everyone, and Christine Roberts, Head of Student Lending at Citizens Bank, helps us break them all down. (Yes, we tackle the all-important “save, spend, or borrow” question!) In Mailbag, we dive into saving for our kids + our own retirement.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We take a deep dive into student loans, the FAFSA, and the best borrowing strategies. We all have a unique financial situation, and <em>where </em>our kids decide to go to school, and <em>what </em> they decide to study has everything to do with the price tag of their education and their ability to pay down their debt. Thankfully, there are options for everyone, and Christine Roberts, Head of Student Lending at Citizens Bank, helps us break them all down. (Yes, we tackle the all-important “save, spend, or borrow” question!) In Mailbag, we dive into saving for our kids + our own retirement.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2912</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[63b71c0e-3146-11ec-9f09-afe4fc676129]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7955645515.mp3?updated=1688685013" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 288: Investing For Short-Term And Long-Term Goals</title>
      <description>What does it mean to invest for the financial goals that we have outside of retirement, and how (and where) can we do more of it? Lorna Kapusta, Head of Women Investors at Fidelity, helps guide us through our questions about the money we'll need in 5, 10 or 15 years time. (Hint: There is a real opportunity cost to not investing.) In Mailbag, Jean advises a listener who is selling her home, and a woman who is wondering if she should have asked for a larger raise. In Thrive, the phrases you should avoid saying in a job interview, and what to say instead.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Oct 2021 05:00:00 -0000</pubDate>
      <itunes:title>Investing For Short-Term And Long-Term Goals</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>288</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your investing goals, broken down. </itunes:subtitle>
      <itunes:summary>What does it mean to invest for the financial goals that we have outside of retirement, and how (and where) can we do more of it? Lorna Kapusta, Head of Women Investors at Fidelity, helps guide us through our questions about the money we'll need in 5, 10 or 15 years time. (Hint: There is a real opportunity cost to not investing.) In Mailbag, Jean advises a listener who is selling her home, and a woman who is wondering if she should have asked for a larger raise. In Thrive, the phrases you should avoid saying in a job interview, and what to say instead.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does it mean to invest for the financial goals that we have <em>outside of retirement</em>, and how (and where) can we do more of it? Lorna Kapusta, Head of Women Investors at Fidelity, helps guide us through our questions about the money we'll need in 5, 10 or 15 years time. (Hint: There is a real opportunity cost to not investing.) In Mailbag, Jean advises a listener who is selling her home, and a woman who is wondering if she should have asked for a larger raise. In Thrive, the phrases you should avoid saying in a job interview, and what to say instead.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2883</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[49cab174-2bc5-11ec-a390-bf2bbbf3aff2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9223644334.mp3?updated=1688684914" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #31: Saving For College </title>
      <description>We're taking a deep dive into all things college + education costs, answering listener questions. (Got a question for us? Email us at mailbag@hermoney.com!) We sit down with Rita Assaf, squad leader for Retirement and College Leadership at Fidelity Investments, to help us tackle all your questions. Jean and Rita discuss: Paying for college while you're in college, making up for lost time if you haven’t been able to save, how to help cover college costs for a niece and nephew, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 08 Oct 2021 18:13:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Saving For College </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All your college costs + educational savings questions answered!</itunes:subtitle>
      <itunes:summary>We're taking a deep dive into all things college + education costs, answering listener questions. (Got a question for us? Email us at mailbag@hermoney.com!) We sit down with Rita Assaf, squad leader for Retirement and College Leadership at Fidelity Investments, to help us tackle all your questions. Jean and Rita discuss: Paying for college while you're in college, making up for lost time if you haven’t been able to save, how to help cover college costs for a niece and nephew, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We're taking a deep dive into all things college + education costs, answering listener questions. (Got a question for us? Email us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>!) We sit down with Rita Assaf, squad leader for Retirement and College Leadership at Fidelity Investments, to help us tackle all your questions. Jean and Rita discuss: Paying for college while you're in college, making up for lost time if you haven’t been able to save, how to help cover college costs for a niece and nephew, and more.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2233</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2ad55a4a-2863-11ec-92f5-67812ff48006]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8992385709.mp3?updated=1688684651" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 287: How To Retire Happy</title>
      <description>What really makes us happy when it comes to our money? We often talk about the numbers, but what about the joy? Wes Moss, author of What the Happiest Retirees Know, shares what the happiest retirees in the world have in common, and how we can all walk a more joyful path as we age. In Mailbag, we discuss starting to save for retirement in your 40s, and the best resources for young women just starting their financial lives (Hint: Our new HerMoney book, How To Money, is the perfect place to start!) And in Thrive, what to do if you know you’re going to miss a credit card payment.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Oct 2021 19:40:00 -0000</pubDate>
      <itunes:title>How To Retire Happy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>287</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The secrets to a happy retirement, revealed.</itunes:subtitle>
      <itunes:summary>What really makes us happy when it comes to our money? We often talk about the numbers, but what about the joy? Wes Moss, author of What the Happiest Retirees Know, shares what the happiest retirees in the world have in common, and how we can all walk a more joyful path as we age. In Mailbag, we discuss starting to save for retirement in your 40s, and the best resources for young women just starting their financial lives (Hint: Our new HerMoney book, How To Money, is the perfect place to start!) And in Thrive, what to do if you know you’re going to miss a credit card payment.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What <em>really</em> makes us happy when it comes to our money? We often talk about the numbers, but what about the joy? Wes Moss, author of <em>What the Happiest Retirees Know</em>, shares what the happiest retirees in the world have in common, and how we can all walk a more joyful path as we age. In Mailbag, we discuss starting to save for retirement in your 40s, and the best resources for young women just starting their financial lives (Hint: Our new HerMoney book, <a href="https://us.macmillan.com/books/9781250791696/how-to-money"><em>How To Money</em></a>, is the perfect place to start!) And in Thrive, what to do if you know you’re going to miss a credit card payment.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2807</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[43ddcb54-26dc-11ec-a4fc-6b791b025f73]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8264326181.mp3?updated=1688684492" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #30: Your IRA Questions, Answered    </title>
      <description>We dive into all your questions on whether you can be “too IRA focused,” what the truth about backdoor Roths really is, and whether or not you need a “Super Roth.” We also talk about saving in a SEP IRA when you have a full-time job + a side gig, and rolling a 401(k) into an IRA, all with the help of Ed Slott, CPA and author of: The New Retirement Savings Time Bomb. (You may have heard him on Episode 265: IRAs: Everything You Need To Know, and on Bonus Mailbag 26: The Ultimate Guide To IRAs.) If you have questions for an upcoming episode, please write to us at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 30 Sep 2021 14:14:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Your IRA Questions, Answered    </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>IRA FAQ, just for you! </itunes:subtitle>
      <itunes:summary>We dive into all your questions on whether you can be “too IRA focused,” what the truth about backdoor Roths really is, and whether or not you need a “Super Roth.” We also talk about saving in a SEP IRA when you have a full-time job + a side gig, and rolling a 401(k) into an IRA, all with the help of Ed Slott, CPA and author of: The New Retirement Savings Time Bomb. (You may have heard him on Episode 265: IRAs: Everything You Need To Know, and on Bonus Mailbag 26: The Ultimate Guide To IRAs.) If you have questions for an upcoming episode, please write to us at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We dive into all your questions on whether you can be “too IRA focused,” what the truth about backdoor Roths really is, and whether or not you need a “Super Roth.” We also talk about saving in a SEP IRA when you have a full-time job + a side gig, and rolling a 401(k) into an IRA, all with the help of Ed Slott, CPA and author of: <em>The New Retirement Savings Time Bomb</em>. (You may have heard him on <a href="https://hermoney.com/invest/retirement/hermoney-podcast-episode-265-iras-everything-you-need-to-know/"><em>Episode 265: IRAs: Everything You Need To Know</em></a>, and on <a href="https://hermoney.com/invest/retirement/bonus-mailbag-26-the-ultimate-guide-to-iras/"><em>Bonus Mailbag 26: The Ultimate Guide To IRAs</em></a>.) If you have questions for an upcoming episode, please write to us at <a href="mailto:mailbag@Hermoney.com">mailbag@hermoney.com</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2268</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5c4d60ca-21f8-11ec-aebb-bb73ed8bd45c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3052133728.mp3?updated=1688684294" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 285: Facing Financial Abuse</title>
      <description>This week’s episode tackles the sensitive topic of financial abuse, which may be difficult for some to hear. A staggering 99% of people in abusive relationships experience financial abuse, and this episode is dedicated to ensuring that all our listeners are able to get to a safe and secure place with their money. We sit down with Katie Hood, CEO of The One Love Foundation, and Rebecca, a woman who bravely shares her personal story of the financial abuse she endured, and was eventually able to escape from. We discuss what financial abuse looks like, how to escape, and how to help a friend.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Sep 2021 05:00:00 -0000</pubDate>
      <itunes:title>Facing Financial Abuse</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>285</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How you can break free and get to a better place. </itunes:subtitle>
      <itunes:summary>This week’s episode tackles the sensitive topic of financial abuse, which may be difficult for some to hear. A staggering 99% of people in abusive relationships experience financial abuse, and this episode is dedicated to ensuring that all our listeners are able to get to a safe and secure place with their money. We sit down with Katie Hood, CEO of The One Love Foundation, and Rebecca, a woman who bravely shares her personal story of the financial abuse she endured, and was eventually able to escape from. We discuss what financial abuse looks like, how to escape, and how to help a friend.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week’s episode tackles the sensitive topic of financial abuse, which may be difficult for some to hear. A staggering 99% of people in abusive relationships experience financial abuse, and this episode is dedicated to ensuring that all our listeners are able to get to a safe and secure place with their money. We sit down with Katie Hood, CEO of The One Love Foundation, and Rebecca, a woman who bravely shares her personal story of the financial abuse she endured, and was eventually able to escape from. We discuss what financial abuse looks like, how to escape, and how to help a friend.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2808</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2c894052-20db-11ec-9fc2-b3ae3c411258]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3195505243.mp3?updated=1688581680" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 284: An Insider’s Guide To Cars: Buying &amp; Selling</title>
      <description>Are you looking to buy or sell a car? New and used vehicles have increased in price by 30% since the start of the pandemic, and women buy or jointly purchase 85% of all cars. This week, we take a deep dive into all your car questions, whether you're looking to buy new, buy used, or sell, with Scotty Reiss, founder of A Girls Guide to Cars. In Mailbag, we talk about cars damaged in natural disasters, and saving for retirement in your 30s + following the FIRE movement. And in Thrive, how not to get fired from your full-time job because of your side hustle.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Sep 2021 05:00:00 -0000</pubDate>
      <itunes:title>An Insider’s Guide To Cars: Buying &amp; Selling</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>284</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All things cars. Vroom! </itunes:subtitle>
      <itunes:summary>Are you looking to buy or sell a car? New and used vehicles have increased in price by 30% since the start of the pandemic, and women buy or jointly purchase 85% of all cars. This week, we take a deep dive into all your car questions, whether you're looking to buy new, buy used, or sell, with Scotty Reiss, founder of A Girls Guide to Cars. In Mailbag, we talk about cars damaged in natural disasters, and saving for retirement in your 30s + following the FIRE movement. And in Thrive, how not to get fired from your full-time job because of your side hustle.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you looking to buy or sell a car? New and used vehicles have increased in price by 30% since the start of the pandemic, and women buy or jointly purchase 85% of all cars. This week, we take a deep dive into all your car questions, whether you're looking to buy new, buy used, or sell, with Scotty Reiss, founder of A Girls Guide to Cars. In Mailbag, we talk about cars damaged in natural disasters, and saving for retirement in your 30s + following the FIRE movement. And in Thrive, how not to get fired from your full-time job because of your side hustle.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3756</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[182c5276-1b30-11ec-bf75-4fe2016046a1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2509090171.mp3?updated=1688581565" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 283: The Self Love, Self Worth Connection</title>
      <description>This week we dive into all things body positivity, self-love, health and wellness, with Jessamyn Stanley, an internationally acclaimed voice in the wellness space. She’s the author of two books: Every Body Yoga and YOKE: My Yoga of Self Acceptance, which explores issues of self-love, body-positivity, and race. We discuss the intersection of health and money, the pandemic's impact on Black women, and more. In Mailbag, we discuss prioritizing student loans, a 401(k) and emergency fund, and how to invest a $130,000 profit on a home sale. In Thrive, how to save money on travel.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Sep 2021 05:00:00 -0000</pubDate>
      <itunes:title>The Self Love, Self Worth Connection</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>283</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Body positivity + self acceptance</itunes:subtitle>
      <itunes:summary>This week we dive into all things body positivity, self-love, health and wellness, with Jessamyn Stanley, an internationally acclaimed voice in the wellness space. She’s the author of two books: Every Body Yoga and YOKE: My Yoga of Self Acceptance, which explores issues of self-love, body-positivity, and race. We discuss the intersection of health and money, the pandemic's impact on Black women, and more. In Mailbag, we discuss prioritizing student loans, a 401(k) and emergency fund, and how to invest a $130,000 profit on a home sale. In Thrive, how to save money on travel.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we dive into all things body positivity, self-love, health and wellness, with Jessamyn Stanley, an internationally acclaimed voice in the wellness space. She’s the author of two books: <em>Every Body Yoga</em> and <em>YOKE: My Yoga of Self Acceptance,</em> which explores issues of self-love, body-positivity, and race. We discuss the intersection of health and money, the pandemic's impact on Black women, and more. In Mailbag, we discuss prioritizing student loans, a 401(k) and emergency fund, and how to invest a $130,000 profit on a home sale. In Thrive, how to save money on travel.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3264</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c9df6b10-15c3-11ec-a7f9-8bd7160bb7fe]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1306091134.mp3?updated=1688581346" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 282: Finding Success Without Losing Yourself</title>
      <description>“Success” can be a loaded word — the journey there is not always healthy. There are sacrifices. There is burnout. And sometimes big paychecks translate into big headaches. But it’s possible to walk a path to greatness that feeds our soul without crushing it. Brad Stulberg, author of The Practice of Groundedness, shares what a sustainable model for success really looks like. In Mailbag, we talk about saving too much + what to do with your car if you’re moving overseas. In Thrive, how to know if your new job offer is really worth making the jump.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Sep 2021 05:00:00 -0000</pubDate>
      <itunes:title>Finding Success Without Losing Yourself</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Success doesn’t have to be soul-crushing. </itunes:subtitle>
      <itunes:summary>“Success” can be a loaded word — the journey there is not always healthy. There are sacrifices. There is burnout. And sometimes big paychecks translate into big headaches. But it’s possible to walk a path to greatness that feeds our soul without crushing it. Brad Stulberg, author of The Practice of Groundedness, shares what a sustainable model for success really looks like. In Mailbag, we talk about saving too much + what to do with your car if you’re moving overseas. In Thrive, how to know if your new job offer is really worth making the jump.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>“Success” can be a loaded word — the journey there is not always healthy. There are sacrifices. There is burnout. And sometimes big paychecks translate into <em>big </em>headaches. But it’s possible to walk a path to greatness that feeds our soul without crushing it. Brad Stulberg, author of <em>The Practice of Groundedness,</em> shares what a sustainable model for success really looks like. In Mailbag, we talk about saving too much + what to do with your car if you’re moving overseas. In Thrive, how to know if your new job offer is really worth making the jump.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3264</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b11a53e6-1024-11ec-8f3c-37547657ee71]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1159503409.mp3?updated=1688581293" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #29: What To Wear: Tailoring, Thrifting and Work Attire </title>
      <description>Need a wardrobe refresh? In this week’s bonus Mailbag, we’re dishing on everything that goes into our closets. What should we be looking for at thrift stores? Is tailoring really worth it? What about dry cleaning? And when we head back to the office, what should we be wearing to work? Fashion and beauty expert Jacqui Stafford (who recently joined us for Episode 273: Help! I Have Nothing To Wear) is back to answer all your questions with her practical ‘best girlfriend’ style advice.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 04 Sep 2021 12:17:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: What To Wear: Tailoring, Thrifting and Work Attire </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All your style + clothing questions, answered. </itunes:subtitle>
      <itunes:summary>Need a wardrobe refresh? In this week’s bonus Mailbag, we’re dishing on everything that goes into our closets. What should we be looking for at thrift stores? Is tailoring really worth it? What about dry cleaning? And when we head back to the office, what should we be wearing to work? Fashion and beauty expert Jacqui Stafford (who recently joined us for Episode 273: Help! I Have Nothing To Wear) is back to answer all your questions with her practical ‘best girlfriend’ style advice.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Need a wardrobe refresh? In this week’s bonus Mailbag, we’re dishing on everything that goes into our closets. What should we be looking for at thrift stores? Is tailoring really worth it? What about dry cleaning? And when we head back to the office, what should we be wearing to work? Fashion and beauty expert Jacqui Stafford (who recently joined us for <em>Episode 273: Help! I Have Nothing To Wear</em>) is back to answer all your questions with her practical ‘best girlfriend’ style advice.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1789</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[26186240-0d79-11ec-ab9d-77e013706faf]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8319458556.mp3?updated=1685974362" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 281: The Truth About Couples And Money </title>
      <description>44% of couples admit to arguing about money, and 18% of us identify money as our greatest relationship challenge. The truth is, we all need to be talking about our money more — a lot more. Stacey Watson, head of Life Event Planning at Fidelity Investments, shares how couples can get to a better, more empowered place in our relationships. In Mailbag, we discuss how to have a "retirement budget" and paying for private elementary school. In Thrive, why you already have a prenuptial agreement…even if you didn’t sign one.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Sep 2021 05:00:00 -0000</pubDate>
      <itunes:title>The Truth About Couples And Money </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>281</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Love + money and the formula for success.</itunes:subtitle>
      <itunes:summary>44% of couples admit to arguing about money, and 18% of us identify money as our greatest relationship challenge. The truth is, we all need to be talking about our money more — a lot more. Stacey Watson, head of Life Event Planning at Fidelity Investments, shares how couples can get to a better, more empowered place in our relationships. In Mailbag, we discuss how to have a "retirement budget" and paying for private elementary school. In Thrive, why you already have a prenuptial agreement…even if you didn’t sign one.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>44% of couples admit to arguing about money, and 18% of us identify money as our greatest relationship challenge. The truth is, we all need to be talking about our money more — <em>a lot</em> more. Stacey Watson, head of Life Event Planning at Fidelity Investments, shares how couples can get to a better, more empowered place in our relationships. In Mailbag, we discuss how to have a "retirement budget" and paying for private elementary school. In Thrive, why you already have a prenuptial agreement…even if you didn’t sign one.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2760</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ae542106-0a8d-11ec-8b2d-8fb959efc7ea]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8214876235.mp3?updated=1688853662" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 280: Taking Risks and Making Choices </title>
      <description>The reason why risks seem like such a big deal is because we never really know if we’re going to be successful. We might fail. But what if we could approach our risk-taking with a better understanding of what’s required to achieve lasting success? Or with more faith that we could find a silver lining in the face of failure? Sukhinder Singh Cassidy, author of Choose Possibility, offers the ultimate guide to decision-making and risk-taking for anyone who's ever been afraid of making the wrong choice. In Mailbag, where to invest an extra $3,000 a month, and buying a home while earning $48,000. In Thrive, inherited wealth for millennials.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Aug 2021 05:00:00 -0000</pubDate>
      <itunes:title>Taking Risks and Making Choices </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>280</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>It doesn’t have to be so hard.</itunes:subtitle>
      <itunes:summary>The reason why risks seem like such a big deal is because we never really know if we’re going to be successful. We might fail. But what if we could approach our risk-taking with a better understanding of what’s required to achieve lasting success? Or with more faith that we could find a silver lining in the face of failure? Sukhinder Singh Cassidy, author of Choose Possibility, offers the ultimate guide to decision-making and risk-taking for anyone who's ever been afraid of making the wrong choice. In Mailbag, where to invest an extra $3,000 a month, and buying a home while earning $48,000. In Thrive, inherited wealth for millennials.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The reason why risks seem like such a big deal is because we never really know if we’re going to be successful. We might fail. But what if we could approach our risk-taking with a better understanding of what’s required to achieve lasting success? Or with more faith that we could find a silver lining in the face of failure? Sukhinder Singh Cassidy, author of <em>Choose Possibility</em>, offers the ultimate guide to decision-making and risk-taking for anyone who's ever been afraid of making the wrong choice. In Mailbag, where to invest an extra $3,000 a month, and buying a home while earning $48,000. In Thrive, inherited wealth for millennials.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3255</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0f9cafc2-052b-11ec-bb73-a7fda00bf5af]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2884896177.mp3?updated=1688853627" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #28: Paying For College + Retirement </title>
      <description>How can we ensure a healthy retirement for ourselves + a successful financial start for our children? This Mailbag-only episode is all about college and retirement. We talk 529s, 401(k)s. paying for college as a single mom, life insurance, and what to do if you're facing college bills + retirement in quick succession.
If you have a question you'd like Jean to tackle, write to us at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 Aug 2021 16:03:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Paying For College + Retirement </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Funding two of our biggest goals. </itunes:subtitle>
      <itunes:summary>How can we ensure a healthy retirement for ourselves + a successful financial start for our children? This Mailbag-only episode is all about college and retirement. We talk 529s, 401(k)s. paying for college as a single mom, life insurance, and what to do if you're facing college bills + retirement in quick succession.
If you have a question you'd like Jean to tackle, write to us at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How can we ensure a healthy retirement for ourselves + a successful financial start for our children? This Mailbag-only episode is all about college and retirement. We talk 529s, 401(k)s. paying for college as a single mom, life insurance, and what to do if you're facing college bills + retirement in quick succession.</p><p>If you have a question you'd like Jean to tackle, write to us at <a href="mailto:Mailbag@hermoney.com">mailbag@hermoney.com</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1734</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3130bc1a-042b-11ec-81aa-630d40c17665]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5814207848.mp3?updated=1688853564" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 279: Becoming A Boundary Boss: You Can Say No </title>
      <description>How often do you say "yes" to things you don't want to do? We all have our boundaries tested from time to time, but we have to guard our free time and protect our sanity. The good news is, it can be done! Terri Cole, psychotherapist and author of Boundary Boss, helps us all learn how to say “no” when we’re used to saying “yes,” and put up guardrails when we need them. In Mailbag, we look at buying a home when you're planning to move in 3-5 years. In Thrive, a breakdown on tailoring your clothing — is it really worth it, and where do you go?
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Aug 2021 05:00:00 -0000</pubDate>
      <itunes:title>Becoming A Boundary Boss: You Can Say No</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to put up guardrails when we need them,. </itunes:subtitle>
      <itunes:summary>How often do you say "yes" to things you don't want to do? We all have our boundaries tested from time to time, but we have to guard our free time and protect our sanity. The good news is, it can be done! Terri Cole, psychotherapist and author of Boundary Boss, helps us all learn how to say “no” when we’re used to saying “yes,” and put up guardrails when we need them. In Mailbag, we look at buying a home when you're planning to move in 3-5 years. In Thrive, a breakdown on tailoring your clothing — is it really worth it, and where do you go?
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How often do you say "yes" to things you don't want to do? We all have our boundaries tested from time to time, but we have to guard our free time and protect our sanity. The good news is, it <em>can</em> be done! Terri Cole, psychotherapist and author of <em>Boundary Boss, </em>helps us all learn how to say “no” when we’re used to saying “yes,” and put up guardrails when we need them. In Mailbag, we look at buying a home when you're planning to move in 3-5 years. In Thrive, a breakdown on tailoring your clothing — is it really worth it, and where do you go?</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3300</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0760bc58-ff8c-11eb-b19e-4b269c218e17]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2120459627.mp3?updated=1688580828" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 278: We're Lonely. Let's Fight It With Friendship.</title>
      <description>Even though we're back sharing real-life hugs and kisses instead of just texting digital hearts back and forth, the truth is, we're lonely. 61% of Americans report being lonely, despite the fact that we're all more "connected" now than at any point in history. Adam Smiley Poswolsky, millennial workplace expert, and author of Friendship in the Age of Loneliness: An Optimist’s Guide To Connection, shares how we can meet new people, maintain friendships, and dive deeper into the relationships we love most. In Mailbag, we look at the best accounts to set up for children, and in Thrive, how to create a post-pandemic budget that you can actually stick with. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Aug 2021 05:00:00 -0000</pubDate>
      <itunes:title>We're Lonely. Let's Fight It With Friendship.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>278</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What is loneliness costing you? Here's how to fight it.</itunes:subtitle>
      <itunes:summary>Even though we're back sharing real-life hugs and kisses instead of just texting digital hearts back and forth, the truth is, we're lonely. 61% of Americans report being lonely, despite the fact that we're all more "connected" now than at any point in history. Adam Smiley Poswolsky, millennial workplace expert, and author of Friendship in the Age of Loneliness: An Optimist’s Guide To Connection, shares how we can meet new people, maintain friendships, and dive deeper into the relationships we love most. In Mailbag, we look at the best accounts to set up for children, and in Thrive, how to create a post-pandemic budget that you can actually stick with. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Even though we're back sharing real-life hugs and kisses instead of just texting digital hearts back and forth, the truth is, we're lonely. 61% of Americans report being lonely, despite the fact that we're all more "connected" now than at any point in history. Adam Smiley Poswolsky, millennial workplace expert, and author of <em>Friendship in the Age of Loneliness: An Optimist’s Guide To Connection</em>, shares how we can meet new people, maintain friendships, and dive deeper into the relationships we love most. In Mailbag, we look at the best accounts to set up for children, and in Thrive, how to create a post-pandemic budget that you can actually stick with. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3410</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[67eeda44-f9e9-11eb-a13a-8f2a22704c48]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2267620756.mp3?updated=1688580634" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 277: Earn Your First $100K </title>
      <description>What is "rich" to you? How much are you looking to save before you feel "comfortable"? Tori Dunlap, CEO of Her First 100k is dedicated to fighting financial inequality for women, and is here to teach us all how to negotiate, the importance of maxing our Roth IRAs, and how to budget without depriving ourselves of what we love. In Mailbag, we break down how to fill out the FAFSA with your ex-husband, and the need to have a fiduciary listed in your will for ease of distributing your estate. In Thrive, what NOT to do if you win or inherit money. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Aug 2021 05:00:00 -0000</pubDate>
      <itunes:title>Earn Your First $100K </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>277</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to earn (and invest!) your first $100,000 with Tori Dunlap </itunes:subtitle>
      <itunes:summary>What is "rich" to you? How much are you looking to save before you feel "comfortable"? Tori Dunlap, CEO of Her First 100k is dedicated to fighting financial inequality for women, and is here to teach us all how to negotiate, the importance of maxing our Roth IRAs, and how to budget without depriving ourselves of what we love. In Mailbag, we break down how to fill out the FAFSA with your ex-husband, and the need to have a fiduciary listed in your will for ease of distributing your estate. In Thrive, what NOT to do if you win or inherit money. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What is "rich" to you? How much are you looking to save before you feel "comfortable"? Tori Dunlap, CEO of <em>Her First 100k</em> is dedicated to fighting financial inequality for women, and is here to teach us all how to negotiate, the importance of maxing our Roth IRAs, and how to budget without depriving ourselves of what we love. In Mailbag, we break down how to fill out the FAFSA with your ex-husband, and the need to have a fiduciary listed in your will for ease of distributing your estate. In Thrive, what NOT to do if you win or inherit money. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3357</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[70a5f884-f49e-11eb-96bc-0fb72e105509]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9547359549.mp3?updated=1688580552" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #27: Mortgages, Rental Income And Recasting A Loan</title>
      <description>Whether you’re planning on buying, selling, renting a property, refinancing, or just waiting out this crazy market, we’ve got you covered. In this dedicated Mailbag episode, Jean tackles questions on rental properties and cohabitation agreements, how income from rental properties should be added into our retirement equations, and how best to use an inheritance windfall — to pay off a mortgage or invest in the market? We then explore recasting loans, and the value of refinancing if you're considering a move.
Thank you so much to all our listeners for writing to us! Reach us with your questions for Jean anytime at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Jul 2021 05:00:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Mortgages, Rental Income And Recasting A Loan</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All your real estate questions answered. </itunes:subtitle>
      <itunes:summary>Whether you’re planning on buying, selling, renting a property, refinancing, or just waiting out this crazy market, we’ve got you covered. In this dedicated Mailbag episode, Jean tackles questions on rental properties and cohabitation agreements, how income from rental properties should be added into our retirement equations, and how best to use an inheritance windfall — to pay off a mortgage or invest in the market? We then explore recasting loans, and the value of refinancing if you're considering a move.
Thank you so much to all our listeners for writing to us! Reach us with your questions for Jean anytime at mailbag@hermoney.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Whether you’re planning on buying, selling, renting a property, refinancing, or just waiting out this crazy market, we’ve got you covered. In this dedicated Mailbag episode, Jean tackles questions on rental properties and cohabitation agreements, how income from rental properties should be added into our retirement equations, and how best to use an inheritance windfall — to pay off a mortgage or invest in the market? We then explore recasting loans, and the value of refinancing if you're considering a move.</p><p>Thank you so much to all our listeners for writing to us! Reach us with your questions for Jean anytime at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1745</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ffa19cf6-f0b0-11eb-86bd-b3b98b94d5c7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1464897213.mp3?updated=1688580493" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 276: Feeling Stuck? How To Figure Out What You Want To Do </title>
      <description>We know of absolutely no one whose careers were a straight-arrow trajectory, who absolutely loved very single job they've ever had. Sometimes, our jobs suck. Sometimes, we feel stuck. But we can always pivot, reinvent and find what’s been missing in our careers. Ashley Stahl, author of You Turn: Get Unstuck, Discover Your Direction, Design Your Dream Career. tells us how we can do just that. In Mailbag, bank account beneficiaries and student loan forbearance. In Thrive, the items on your credit report that will scare lenders.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Jul 2021 05:00:00 -0000</pubDate>
      <itunes:title>Feeling Stuck? How To Figure Out What You Want To Do</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>276</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Discover your direction + design your dream career. </itunes:subtitle>
      <itunes:summary>We know of absolutely no one whose careers were a straight-arrow trajectory, who absolutely loved very single job they've ever had. Sometimes, our jobs suck. Sometimes, we feel stuck. But we can always pivot, reinvent and find what’s been missing in our careers. Ashley Stahl, author of You Turn: Get Unstuck, Discover Your Direction, Design Your Dream Career. tells us how we can do just that. In Mailbag, bank account beneficiaries and student loan forbearance. In Thrive, the items on your credit report that will scare lenders.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We know of absolutely no one whose careers were a straight-arrow trajectory, who absolutely loved very single job they've ever had. Sometimes, our jobs suck. Sometimes, we feel stuck. But we can always pivot, reinvent and find what’s been missing in our careers. Ashley Stahl, author of <em>You Turn: Get Unstuck, Discover Your Direction, Design Your Dream Career</em>. tells us how we can do just that. In Mailbag, bank account beneficiaries and student loan forbearance. In Thrive, the items on your credit report that will scare lenders.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2615</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5a0171fa-ef2e-11eb-8110-c3ad21522aa3]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3882114870.mp3?updated=1688580441" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 275: #SoberCurious? This Show Is For You</title>
      <description>Americans drank more — a lot more — last year. Alcohol sales were up by 54%, and women’s “heavy drinking days” increased by 41%. With wine-fueled 5K races, after-work happy hours and boozy brunches, we are surrounded by alcohol. This week we’re talking about it all with Laura McKowen, author of the bestselling memoir, We Are The Luckiest: The Surprising Magic of a Sober Life, and founder of The Luckiest Club, a global sobriety support community. We discuss why we drink, how much we spend on drinking, the sober life, addiction, and so much more. In Mailbag, we talk about refinancing student loans and rebalancing your 401(k) In Thrive, could your hybrid workplace be toxic? 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Jul 2021 05:00:00 -0000</pubDate>
      <itunes:title>#SoberCurious? This Show Is For You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>275</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What does alcohol have to do with your money? Only everything. </itunes:subtitle>
      <itunes:summary>Americans drank more — a lot more — last year. Alcohol sales were up by 54%, and women’s “heavy drinking days” increased by 41%. With wine-fueled 5K races, after-work happy hours and boozy brunches, we are surrounded by alcohol. This week we’re talking about it all with Laura McKowen, author of the bestselling memoir, We Are The Luckiest: The Surprising Magic of a Sober Life, and founder of The Luckiest Club, a global sobriety support community. We discuss why we drink, how much we spend on drinking, the sober life, addiction, and so much more. In Mailbag, we talk about refinancing student loans and rebalancing your 401(k) In Thrive, could your hybrid workplace be toxic? 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Americans drank more — a <em>lot more</em> — last year. Alcohol sales were up by 54%, and women’s “heavy drinking days” increased by 41%. With wine-fueled 5K races, after-work happy hours and boozy brunches, we are surrounded by alcohol. This week we’re talking about it all with Laura McKowen, author of the bestselling memoir, <em>We Are The Luckiest: The Surprising Magic of a Sober Life</em>, and founder of The Luckiest Club, a global sobriety support community. We discuss why we drink, how much we spend on drinking, the sober life, addiction, and so much more. In Mailbag, we talk about refinancing student loans and rebalancing your 401(k) In Thrive, could your hybrid workplace be toxic? </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2688</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e2228696-e9ca-11eb-8142-17a9a88efffe]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7274994712.mp3?updated=1688569093" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 274: How To Get Hired Now </title>
      <description>There’s been a shift in the job market. More jobs can be done remotely than ever before. More companies are hiring. And — great news — salaries are on the rise. So, how do you stand out and secure one of these jobs for yourself? Irina Novoselsky, CEO of CareerBuilder​, weighs in on all, including the biggest areas for growth, and how women can excel. In Mailbag, Jean and Irina tackle questions on how to make a career transition and how to ask for a raise. In Thrive, how to save money while working from home. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Jul 2021 05:00:00 -0000</pubDate>
      <itunes:title>How To Get Hired Now </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>274</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>And get paid more.</itunes:subtitle>
      <itunes:summary>There’s been a shift in the job market. More jobs can be done remotely than ever before. More companies are hiring. And — great news — salaries are on the rise. So, how do you stand out and secure one of these jobs for yourself? Irina Novoselsky, CEO of CareerBuilder​, weighs in on all, including the biggest areas for growth, and how women can excel. In Mailbag, Jean and Irina tackle questions on how to make a career transition and how to ask for a raise. In Thrive, how to save money while working from home. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>There’s been a shift in the job market. More jobs can be done remotely than ever before. More companies are hiring. And — great news — salaries are on the rise. So, how do you stand out and secure one of these jobs for yourself? Irina Novoselsky, CEO of CareerBuilder​, weighs in on all, including the biggest areas for growth, and how women can excel. In Mailbag, Jean and Irina tackle questions on how to make a career transition and how to ask for a raise. In Thrive, how to save money while working from home. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2681</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[00ec7634-e441-11eb-989f-33b69c7dc19e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3934472259.mp3?updated=1688568995" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 273: Help! I Have Nothing To Wear </title>
      <description>What should we wear to work? What looks good in the modern office? Fashion and beauty expert Jacqui Stafford gives us a rundown on the investment pieces we need in our wardrobe now + forever. In Mailbag, we discuss long term care premiums, how to encourage a child to spend less and save more, and how to become a financial planner. In Thrive, are you falling victim to "revenge spending"? Our post for this episode at HerMoney.com has links to our favorite products!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Jul 2021 05:00:00 -0000</pubDate>
      <itunes:title>Help! I Have Nothing To Wear </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>273</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to dress for work. </itunes:subtitle>
      <itunes:summary>What should we wear to work? What looks good in the modern office? Fashion and beauty expert Jacqui Stafford gives us a rundown on the investment pieces we need in our wardrobe now + forever. In Mailbag, we discuss long term care premiums, how to encourage a child to spend less and save more, and how to become a financial planner. In Thrive, are you falling victim to "revenge spending"? Our post for this episode at HerMoney.com has links to our favorite products!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What should we wear to work? What looks good in the modern office? Fashion and beauty expert Jacqui Stafford gives us a rundown on the investment pieces we need in our wardrobe now + forever. In Mailbag, we discuss long term care premiums, how to encourage a child to spend less and save more, and how to become a financial planner. In Thrive, are you falling victim to "revenge spending"? Our post for this episode at HerMoney.com has links to our favorite products!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3346</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a85a5a70-dec5-11eb-a31b-378b2b5331df]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4955916870.mp3?updated=1688568845" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 272: How The Best Investors Do It </title>
      <description>Are you an investor? Do you want to be more successful at playing the markets? In this episode, we're looking at what makes a “great” investor, and how we can all get there. This week, we're joined by William Green, author of the book: Richer, Wiser Happier: How the World’s Greatest Investors Win in Markets and Life, and Laura Geritz, CEO and Founder of Rondure Global Advisors, a woman-owned investment firm. The pair tell us how many of the world’s super-investors found their path, and how we can do the same. In Mailbag, we talk IRA conversions and getting financial power of attorney for a mother-in-law. In Thrive, the skills you learned in your entry-level job that need to go on your resume, ASAP. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Jun 2021 05:00:00 -0000</pubDate>
      <itunes:title>How The Best Investors Do It </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>272</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The secrets to investing success</itunes:subtitle>
      <itunes:summary>Are you an investor? Do you want to be more successful at playing the markets? In this episode, we're looking at what makes a “great” investor, and how we can all get there. This week, we're joined by William Green, author of the book: Richer, Wiser Happier: How the World’s Greatest Investors Win in Markets and Life, and Laura Geritz, CEO and Founder of Rondure Global Advisors, a woman-owned investment firm. The pair tell us how many of the world’s super-investors found their path, and how we can do the same. In Mailbag, we talk IRA conversions and getting financial power of attorney for a mother-in-law. In Thrive, the skills you learned in your entry-level job that need to go on your resume, ASAP. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you an investor? Do you want to be more successful at playing the markets? In this episode, we're looking at what makes a “great” investor, and how we can all get there. This week, we're joined by William Green, author of the book: <em>Richer, Wiser Happier: How the World’s Greatest Investors Win in Markets and Life, </em>and Laura Geritz, CEO and Founder of Rondure Global Advisors, a woman-owned investment firm. The pair tell us how many of the world’s super-investors found their path, and how we can do the same. In Mailbag, we talk IRA conversions and getting financial power of attorney for a mother-in-law. In Thrive, the skills you learned in your entry-level job that need to go on your resume, ASAP. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3133</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ddd9d82e-d94d-11eb-b51f-17ab777f4c06]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7150710071.mp3?updated=1688568210" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 271: Budgeting Without Tears</title>
      <description>What’s at the top of your list of needs? Specifically, your financial needs? Maybe — just maybe — you need a budget. At HerMoney, we would argue that everyone does, and so would our guest this week, Jesse Mecham, founder of You Need A Budget. Listen in as Jesse advises us how to break the paycheck-to-paycheck cycle, get out of debt, and save more money. In Mailbag, we discuss saving for retirement while in med school, and investing in moving homes due to negative experiences with a neighbor. In Thrive, ways lower your healthcare costs.

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Jun 2021 05:00:00 -0000</pubDate>
      <itunes:title>Budgeting Without Tears</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>271</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The ultimate budgeting guide with Jesse Mecham, founder of YNAB, You Need A Budget. </itunes:subtitle>
      <itunes:summary>What’s at the top of your list of needs? Specifically, your financial needs? Maybe — just maybe — you need a budget. At HerMoney, we would argue that everyone does, and so would our guest this week, Jesse Mecham, founder of You Need A Budget. Listen in as Jesse advises us how to break the paycheck-to-paycheck cycle, get out of debt, and save more money. In Mailbag, we discuss saving for retirement while in med school, and investing in moving homes due to negative experiences with a neighbor. In Thrive, ways lower your healthcare costs.

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What’s at the top of your list of needs? Specifically, your <em>financial </em>needs? Maybe — just maybe — you need a budget. At HerMoney, we would argue that everyone does, and so would our guest this week, Jesse Mecham, founder of You Need A Budget. Listen in as Jesse advises us how to break the paycheck-to-paycheck cycle, get out of debt, and save more money. In Mailbag, we discuss saving for retirement while in med school, and investing in moving homes due to negative experiences with a neighbor. In Thrive, ways lower your healthcare costs.</p><p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3341</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cf5367a4-d392-11eb-9071-07c056f8033f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7289072441.mp3?updated=1688568686" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 270: Are We Owned By Amazon? </title>
      <description>Americans spent $143 billion on mobile apps in 2020. Since the pandemic began, Amazon's sales have grown by more than 40% and its stock nearly doubled. But who is really winning and losing in one-click America? Alec MacGillis, author of the new book"Fulfillment" tells us what Amazon is doing to our hometowns, our wallets and even our brains. In Mailbag, we discuss moving funds from tax-deferred accounts into Roth accounts, and managing rental properties in retirement. In Thrive, how to cut out food waste.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Jun 2021 05:00:00 -0000</pubDate>
      <itunes:title>Are We Owned By Amazon? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>270</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What’s really going on in one-click America? </itunes:subtitle>
      <itunes:summary>Americans spent $143 billion on mobile apps in 2020. Since the pandemic began, Amazon's sales have grown by more than 40% and its stock nearly doubled. But who is really winning and losing in one-click America? Alec MacGillis, author of the new book"Fulfillment" tells us what Amazon is doing to our hometowns, our wallets and even our brains. In Mailbag, we discuss moving funds from tax-deferred accounts into Roth accounts, and managing rental properties in retirement. In Thrive, how to cut out food waste.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Americans spent $143 billion on mobile apps in 2020. Since the pandemic began, Amazon's sales have grown by more than 40% and its stock nearly doubled. But who is <em>really</em> winning and losing in one-click America? Alec MacGillis, author of the new book"Fulfillment" tells us what Amazon is doing to our hometowns, our wallets and even our brains. In Mailbag, we discuss moving funds from tax-deferred accounts into Roth accounts, and managing rental properties in retirement. In Thrive, how to cut out food waste.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3201</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b54d1802-ce45-11eb-9271-e74052c02752]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1704898479.mp3?updated=1688567832" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 269: How To Change </title>
      <description>Over the course of the last year, it seems change happened all around us — but this week’s episode is for those who are aspiring to change themselves. Dr. Katy Milkman, author of "How To Change" discusses how our daily decisions affect our prosperity and our happiness, and how to create real and lasting change in our lives. We also discuss women and work, and how to make some of the big decisions many of us are facing now. In Mailbag, navigating an inheritance while on SSI, and corrective distributions for 401(k)s. In Thrive, reassessing our financial goals. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Jun 2021 05:00:00 -0000</pubDate>
      <itunes:title>How To Change </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>269</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Making big and lasting life changes that actually stick. </itunes:subtitle>
      <itunes:summary>Over the course of the last year, it seems change happened all around us — but this week’s episode is for those who are aspiring to change themselves. Dr. Katy Milkman, author of "How To Change" discusses how our daily decisions affect our prosperity and our happiness, and how to create real and lasting change in our lives. We also discuss women and work, and how to make some of the big decisions many of us are facing now. In Mailbag, navigating an inheritance while on SSI, and corrective distributions for 401(k)s. In Thrive, reassessing our financial goals. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Over the course of the last year, it seems change happened all around us — but this week’s episode is for those who are aspiring to change<em> themselves. </em>Dr. Katy Milkman, author of "How To Change" discusses how our daily decisions affect our prosperity and our happiness, and how to create real and lasting change in our lives. We also discuss women and work, and how to make some of the big decisions many of us are facing now. In Mailbag, navigating an inheritance while on SSI, and corrective distributions for 401(k)s. In Thrive, reassessing our financial goals. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3161</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c0636d22-c8b9-11eb-a3ae-837e25558694]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4617829977.mp3?updated=1688567750" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 268: Home Design On A Budget</title>
      <description>Nearly 16 million people have moved recently, and millions more looking to create more beautiful living spaces. But how do we know where to start, how much to spend, or what’s really going to have the biggest impact? Interior designer James Farmer joins us to share how we can make our spaces more personal and beautiful, all while sticking to a budget. In Mailbag, funding retirement + buying a second home, and how to "borrow" from yourself for a down payment. In Thrive, how to identify your financial weakness and overcome it. 

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Jun 2021 05:00:00 -0000</pubDate>
      <itunes:title>Home Design On A Budget</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Affordable decor + making our spaces feel more like home. </itunes:subtitle>
      <itunes:summary>Nearly 16 million people have moved recently, and millions more looking to create more beautiful living spaces. But how do we know where to start, how much to spend, or what’s really going to have the biggest impact? Interior designer James Farmer joins us to share how we can make our spaces more personal and beautiful, all while sticking to a budget. In Mailbag, funding retirement + buying a second home, and how to "borrow" from yourself for a down payment. In Thrive, how to identify your financial weakness and overcome it. 

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Nearly 16 million people have moved recently, and millions more looking to create more beautiful living spaces. But how do we know where to start, how much to spend, or what’s really going to have the biggest impact? Interior designer James Farmer joins us to share how we can make our spaces more personal and beautiful, all while sticking to a budget. In Mailbag, funding retirement + buying a second home, and how to "borrow" from yourself for a down payment. In Thrive, how to identify your financial weakness<em> and</em> overcome it. </p><p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2997</itunes:duration>
      <guid isPermaLink="false"><![CDATA[28a70072-c335-11eb-87a7-dbb1ff5c48ee]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2201024035.mp3?updated=1688567694" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 267: The Menopause Manifesto </title>
      <description>Dr. Jen Gunter, “Twitter’s resident OB/GYN,” and author of the bestseller, “The Vagina Bible,” joins us for a candid discussion about what it really means to go through menopause — not just to survive it, but to move through it in a better, more empowered way. She discusses takeaways from her new book, “The Menopause Manifesto,” and we dispel some misconceptions surrounding menopause and women’s health. In Mailbag, we tackle questions on retirement savings benchmarks and home buying in this hot market. In Thrive, how to get comfortable asking for a raise — and why more women don’t do it.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 May 2021 05:00:00 -0000</pubDate>
      <itunes:title>The Menopause Manifesto </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>267</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Hot flashes, supplements, hormone replacement therapy, managing our careers, and so much more. </itunes:subtitle>
      <itunes:summary>Dr. Jen Gunter, “Twitter’s resident OB/GYN,” and author of the bestseller, “The Vagina Bible,” joins us for a candid discussion about what it really means to go through menopause — not just to survive it, but to move through it in a better, more empowered way. She discusses takeaways from her new book, “The Menopause Manifesto,” and we dispel some misconceptions surrounding menopause and women’s health. In Mailbag, we tackle questions on retirement savings benchmarks and home buying in this hot market. In Thrive, how to get comfortable asking for a raise — and why more women don’t do it.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Dr. Jen Gunter, “Twitter’s resident OB/GYN,” and author of the bestseller, “The Vagina Bible,” joins us for a candid discussion about what it really means to go through menopause — not just to <em>survive</em> it, but to move through it in a better, more empowered way. She discusses takeaways from her new book, “The Menopause Manifesto,” and we dispel some misconceptions surrounding menopause and women’s health. In Mailbag, we tackle questions on retirement savings benchmarks and home buying in this hot market. In Thrive, how to get comfortable asking for a raise — and why more women don’t do it.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3149</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a0578bfa-bda4-11eb-9665-3326b60aeec5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4104076408.mp3?updated=1688567579" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 266: Weddings In 2021 </title>
      <description>Are nuptials in your future? Whether you're a bride, a bridesmaid or a guest, things look different this year. Many brides are hosting “minimonies" with smaller crowds, getting married in private homes, and spending less on everything, including dresses. Enter Grace Lee and Monica Ashauer, co-founders of Birdy Grey, bridesmaid attire company, known for its $99 dresses. (Yes, they're all $99!) They talk about what's new in weddings for 2021, and how to cut costs. In Mailbag, we hear from a bride unsure whether to spring for a father-daughter dance, a mom unsure if her contribution to her son's wedding is a sufficient present, and an investor debating a new property. In Thrive, how to teach your kids about money. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 May 2021 05:00:00 -0000</pubDate>
      <itunes:title>Wedding Changes In 2021</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>266</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Saying "I do" looks a little different this year. </itunes:subtitle>
      <itunes:summary>Are nuptials in your future? Whether you're a bride, a bridesmaid or a guest, things look different this year. Many brides are hosting “minimonies" with smaller crowds, getting married in private homes, and spending less on everything, including dresses. Enter Grace Lee and Monica Ashauer, co-founders of Birdy Grey, bridesmaid attire company, known for its $99 dresses. (Yes, they're all $99!) They talk about what's new in weddings for 2021, and how to cut costs. In Mailbag, we hear from a bride unsure whether to spring for a father-daughter dance, a mom unsure if her contribution to her son's wedding is a sufficient present, and an investor debating a new property. In Thrive, how to teach your kids about money. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are nuptials in your future? Whether you're a bride, a bridesmaid or a guest, things look different this year. Many brides are hosting “minimonies" with smaller crowds, getting married in private homes, and spending less on everything, including dresses. Enter Grace Lee and Monica Ashauer, co-founders of Birdy Grey, bridesmaid attire company, known for its $99 dresses. (Yes, they're all $99!) They talk about what's new in weddings for 2021, and how to cut costs. In Mailbag, we hear from a bride unsure whether to spring for a father-daughter dance, a mom unsure if her contribution to her son's wedding is a sufficient present, and an investor debating a new property. In Thrive, how to teach your kids about money. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2914</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3bed53e8-b840-11eb-8a17-cbbbe9bc993d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5000233444.mp3?updated=1688567497" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #26: The Ultimate Guide To IRAs </title>
      <description>There’s so much to unpack with IRAs — individual retirement accounts — that we did a dedicated Mailbag episode to tackle your most pressing questions. Jean joins expert Ed Slott, CPA and author of The New Retirement Savings Time Bomb to answer listener questions on SEP IRAs, Roth IRAs, IRA rollovers, IRA contributions, IRAs vs. 401(k)s and so much more. (If you have a question for Jean to tackle on an upcoming episode, please drop us a line here!) 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 May 2021 05:15:00 -0000</pubDate>
      <itunes:title>The Ultimate Guide To IRAs </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All your IRA questions, answered. </itunes:subtitle>
      <itunes:summary>There’s so much to unpack with IRAs — individual retirement accounts — that we did a dedicated Mailbag episode to tackle your most pressing questions. Jean joins expert Ed Slott, CPA and author of The New Retirement Savings Time Bomb to answer listener questions on SEP IRAs, Roth IRAs, IRA rollovers, IRA contributions, IRAs vs. 401(k)s and so much more. (If you have a question for Jean to tackle on an upcoming episode, please drop us a line here!) 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>There’s so much to unpack with IRAs — individual retirement accounts — that we did a dedicated Mailbag episode to tackle your most pressing questions. Jean joins expert Ed Slott, CPA and author of The New Retirement Savings Time Bomb to answer listener questions on SEP IRAs, Roth IRAs, IRA rollovers, IRA contributions, IRAs vs. 401(k)s and so much more. (If you have a question for Jean to tackle on an upcoming episode, please <a href="mailto:mailbag@hermoney.com">drop us a line here</a>!) </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1924</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[044b5872-b2d7-11eb-8494-d76b397aa9c4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2808313158.mp3?updated=1688567411" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 265: IRAs: Everything You Need To Know </title>
      <description>This week we’re tackling all things IRAs — individual retirement accounts — because there is SO much there: traditional IRAs, Roth IRAs, IRA conversions, SEP IRAs, spousal IRAs, backdoor contributions and more. Jean sits down with Ed Slott, CPA and author of "The New Retirement Savings Time Bomb" to take a deep dive into all things IRAs, and what they can do for you and your financial future. Our mailbag for this show is a special episode of its own, Bonus Mailbag #26: The Ultimate Guide To IRAs. (We just had too much to say for one episode!)
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 May 2021 05:00:00 -0000</pubDate>
      <itunes:title>IRAs: Everything You Need To Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>265</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A deep dive into the world of IRAs. </itunes:subtitle>
      <itunes:summary>This week we’re tackling all things IRAs — individual retirement accounts — because there is SO much there: traditional IRAs, Roth IRAs, IRA conversions, SEP IRAs, spousal IRAs, backdoor contributions and more. Jean sits down with Ed Slott, CPA and author of "The New Retirement Savings Time Bomb" to take a deep dive into all things IRAs, and what they can do for you and your financial future. Our mailbag for this show is a special episode of its own, Bonus Mailbag #26: The Ultimate Guide To IRAs. (We just had too much to say for one episode!)
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we’re tackling all things IRAs — individual retirement accounts — because there is SO much there: traditional IRAs, Roth IRAs, IRA conversions, SEP IRAs, spousal IRAs, backdoor contributions and more. Jean sits down with Ed Slott, CPA and author of "The New Retirement Savings Time Bomb" to take a deep dive into all things IRAs, and what they can do for you and your financial future. Our mailbag for this show is a special episode of its own, Bonus Mailbag #26: The Ultimate Guide To IRAs. (We just had too much to say for one episode!)</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2571</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f4030b70-b2d3-11eb-8b87-2b6c74470a5c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6254197774.mp3?updated=1688567330" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 264: The Financial Checkup You Need Now</title>
      <description>Our families are a big reason why so many women stepped out of the workforce during COVID. But after putting others first for over a year now, it's time to get back on track with a real financial check-up. Sangeeta Moorjani, Executive Leader for Workplace Investing at Fidelity, breaks down the main building blocks to a solid financial plan and tells us how to get started. In Mailbag, saving for children and how pensions factor into retirement planning. In Thrive, rebuilding savings.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 May 2021 05:00:00 -0000</pubDate>
      <itunes:title>The Financial Checkup You Need Now</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>264</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>It’s time.</itunes:subtitle>
      <itunes:summary>Our families are a big reason why so many women stepped out of the workforce during COVID. But after putting others first for over a year now, it's time to get back on track with a real financial check-up. Sangeeta Moorjani, Executive Leader for Workplace Investing at Fidelity, breaks down the main building blocks to a solid financial plan and tells us how to get started. In Mailbag, saving for children and how pensions factor into retirement planning. In Thrive, rebuilding savings.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Our families are a big reason why so many women stepped out of the workforce during COVID. But after putting others first for over a year now, it's time to get back on track with a real financial check-up. Sangeeta Moorjani, Executive Leader for Workplace Investing at Fidelity, breaks down the main building blocks to a solid financial plan and tells us how to get started. In Mailbag, saving for children and how pensions factor into retirement planning. In Thrive, rebuilding savings.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2890</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[18a21754-ad3a-11eb-83a3-af32ea1ef6a9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2314439898.mp3?updated=1688567240" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 263: The Best Investing Tips For Moms (And Everyone Else!) </title>
      <description>The majority of women — 77% — say they see money in terms of what it can do for their families. And while family = life, your money is the tool that’s going to get you where YOU want to go. Chelsea Brennan, founder of Smart Money Mamas, talks about the new investing rules for 2021 and beyond. We also talk career breaks + budgeting for life events. In Mailbag, we tackle paying for college and best practices with old retirement accounts. And in Thrive, why 1 In 3 women of color are planning on leaving their jobs by next year.
Sign up for our special weeklong Motherhood &amp; Money series here. This free program starts May 3 and offers moms the support + solutions they need now to get back on track with their finances.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Apr 2021 05:00:00 -0000</pubDate>
      <itunes:title>The Best Investing Tips For Moms (And Everyone Else!) </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>263</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What you need to succeed in the market in 2021. </itunes:subtitle>
      <itunes:summary>The majority of women — 77% — say they see money in terms of what it can do for their families. And while family = life, your money is the tool that’s going to get you where YOU want to go. Chelsea Brennan, founder of Smart Money Mamas, talks about the new investing rules for 2021 and beyond. We also talk career breaks + budgeting for life events. In Mailbag, we tackle paying for college and best practices with old retirement accounts. And in Thrive, why 1 In 3 women of color are planning on leaving their jobs by next year.
Sign up for our special weeklong Motherhood &amp; Money series here. This free program starts May 3 and offers moms the support + solutions they need now to get back on track with their finances.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The majority of women — 77% — say they see money in terms of what it can do for <em>their families. </em>And while family = life, your money is the tool that’s going to get you where YOU want to go. Chelsea Brennan, founder of Smart Money Mamas, talks about the new investing rules for 2021 and beyond. We also talk career breaks + budgeting for life events. In Mailbag, we tackle paying for college and best practices with old retirement accounts. And in Thrive, why 1 In 3 women of color are planning on leaving their jobs by next year.</p><p>Sign up for our special weeklong <a href="https://hermoney.com/subscribe-motherhoodmoney/">Motherhood &amp; Money series here</a>. This free program starts May 3 and offers moms the support + solutions they need now to get back on track with their finances.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3293</itunes:duration>
      <guid isPermaLink="false"><![CDATA[e296eb02-a7cc-11eb-9644-c7c42699297d]]></guid>
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    </item>
    <item>
      <title>Ep 262: Get Good With Money</title>
      <description>More than 85% of women are stressed about their finances, but it doesn’t have to be that way. Tiffany Aliche, The Budgetnista, tells us all how to “get good” with our money, how to take control of our finances, and get a handle on exactly where we’re headed. Tiffany takes us step-by-step through some important ways we can attain financial security + peace of mind. In Mailbag, we talk about investing vs. paying down credit card debt, how a woman living overseas can invest for the future, and how much to pay in cash vs. taking out a loan when buying a car. In Thrive, kids and money in a post-COVID world. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Apr 2021 05:00:00 -0000</pubDate>
      <itunes:title>Get Good With Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>262</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Budgetnista tells us how. </itunes:subtitle>
      <itunes:summary>More than 85% of women are stressed about their finances, but it doesn’t have to be that way. Tiffany Aliche, The Budgetnista, tells us all how to “get good” with our money, how to take control of our finances, and get a handle on exactly where we’re headed. Tiffany takes us step-by-step through some important ways we can attain financial security + peace of mind. In Mailbag, we talk about investing vs. paying down credit card debt, how a woman living overseas can invest for the future, and how much to pay in cash vs. taking out a loan when buying a car. In Thrive, kids and money in a post-COVID world. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>More than 85% of women are stressed about their finances, but it doesn’t have to be that way. Tiffany Aliche, The Budgetnista, tells us all how to “get good” with our money, how to take control of our finances, and get a handle on exactly where we’re headed. Tiffany takes us step-by-step through some important ways we can attain financial security + peace of mind. In Mailbag, we talk about investing vs. paying down credit card debt, how a woman living overseas can invest for the future, and how much to pay in cash vs. taking out a loan when buying a car. In Thrive, kids and money in a post-COVID world. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3424</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f1b51efc-a22b-11eb-adef-6b6324a962cc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4016352553.mp3?updated=1688566990" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 261: Make Your Space Work With HGTV’s Tiffany Brooks </title>
      <description>70% of us are planning to redecorate our homes this year. Are you one of them? Tiffany Brooks, host of HGTV’s “Smart Home” and “Rock The Block" shares some of her favorite design touches and walks us room-by-room through a home. She shares the most impactful changes we can make, particularly if we’re on a budget. In Mailbag, we tackle questions on the best vehicles for retirement investing, how to set up a secure account for a minor, and how best to invest stimulus money for your children. In Thrive, Jean tackles how to forgive yourself for financial mistakes.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Apr 2021 05:00:00 -0000</pubDate>
      <itunes:title>Make Your Space Work With HGTV’s Tiffany Brooks </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>261</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Renovating &amp; fixing up! </itunes:subtitle>
      <itunes:summary>70% of us are planning to redecorate our homes this year. Are you one of them? Tiffany Brooks, host of HGTV’s “Smart Home” and “Rock The Block" shares some of her favorite design touches and walks us room-by-room through a home. She shares the most impactful changes we can make, particularly if we’re on a budget. In Mailbag, we tackle questions on the best vehicles for retirement investing, how to set up a secure account for a minor, and how best to invest stimulus money for your children. In Thrive, Jean tackles how to forgive yourself for financial mistakes.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>70% of us are planning to redecorate our homes this year. Are you one of them? Tiffany Brooks, host of HGTV’s “Smart Home” and “Rock The Block" shares some of her favorite design touches and walks us room-by-room through a home. She shares the most impactful changes we can make, particularly if we’re on a budget. In Mailbag, we tackle questions on the best vehicles for retirement investing, how to set up a secure account for a minor, and how best to invest stimulus money for your children. In Thrive, Jean tackles how to forgive yourself for financial mistakes.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2761</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f16f8872-9cc9-11eb-82b9-dfd164949648]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6324514814.mp3?updated=1688566662" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 260: Get Paid What You’re Worth</title>
      <description>What should we be doing now to earn more? To not only know our worth but be paid our worth? Claire Wasserman, founder of Ladies Get Paid, tells us how women can get recognized and rewarded at work and get paid what we deserve. We talk about networking during COVID, and networking internally once we’re hired, in a remote work environment. In Mailbag, we talk career transitions and pay cuts, and protecting our retirement earnings from a tax hit. In Thrive, spring cleaning your finances.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Apr 2021 05:00:00 -0000</pubDate>
      <itunes:title>Get Paid What You’re Worth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>260</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make more money now. </itunes:subtitle>
      <itunes:summary>What should we be doing now to earn more? To not only know our worth but be paid our worth? Claire Wasserman, founder of Ladies Get Paid, tells us how women can get recognized and rewarded at work and get paid what we deserve. We talk about networking during COVID, and networking internally once we’re hired, in a remote work environment. In Mailbag, we talk career transitions and pay cuts, and protecting our retirement earnings from a tax hit. In Thrive, spring cleaning your finances.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What should we be doing now to earn more? To not only <em>know</em> our worth but <em>be paid </em>our worth? Claire Wasserman, founder of Ladies Get Paid, tells us how women can get recognized and rewarded at work and get paid what we deserve. We talk about networking during COVID, and networking internally once we’re hired, in a remote work environment. In Mailbag, we talk career transitions and pay cuts, and protecting our retirement earnings from a tax hit. In Thrive, spring cleaning your finances.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2767</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0d77e694-9744-11eb-8f48-3ff72360da80]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2278411221.mp3?updated=1688566860" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 259: Find Your Confidence </title>
      <description>The gender confidence gap is real. So, what can we do? Katty Kay and Claire Shipman, authors of the book, “Living The Confidence Code” are here to empower the next generation of young women to make a difference in the world. The pair discuss the importance of role models who are real, and the pivotal cultural moment we’re in now for women’s leadership and representation. We talk about some of the best ways we can all give ourselves (and the women around us) a boost. In Mailbag, how to prevent identity theft, and how to manage a successful retirement when your partner has less saved than you do. In Thrive, how to escape your work-from-home productivity slump.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Mar 2021 05:00:00 -0000</pubDate>
      <itunes:title>Find Your Confidence </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>259</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Accomplish your goals. </itunes:subtitle>
      <itunes:summary>The gender confidence gap is real. So, what can we do? Katty Kay and Claire Shipman, authors of the book, “Living The Confidence Code” are here to empower the next generation of young women to make a difference in the world. The pair discuss the importance of role models who are real, and the pivotal cultural moment we’re in now for women’s leadership and representation. We talk about some of the best ways we can all give ourselves (and the women around us) a boost. In Mailbag, how to prevent identity theft, and how to manage a successful retirement when your partner has less saved than you do. In Thrive, how to escape your work-from-home productivity slump.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The gender confidence gap is real. So, what can we do? Katty Kay and Claire Shipman, authors of the book, “Living The Confidence Code” are here to empower the next generation of young women to make a difference in the world. The pair discuss the importance of role models who are <em>real</em>, and the pivotal cultural moment we’re in now for women’s leadership and representation. We talk about some of the best ways we can all give ourselves (and the women around us) a boost. In Mailbag, how to prevent identity theft, and how to manage a successful retirement when your partner has less saved than you do. In Thrive, how to escape your work-from-home productivity slump.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2688</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[09cbffd2-91b1-11eb-94c8-93f7eb435501]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4388630663.mp3?updated=1687965615" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 258: Reinvent Your Career</title>
      <description>Are you rethinking what you want out of your working life, or looking for a new job? Almost half of us make a major career change at some point, but where do we start? Lindsey Pollak, author of, “Recalculating: Navigate Your Career Through the Changing World of Work” walks us through how to recalculate our careers with new networking techniques, rockstar applications, social media and more. Which of your skills are translatable? Reinvention is easier than you may think. In Mailbag and in Thrive, we talk about retirement strategies and securing our futures. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Mar 2021 05:00:00 -0000</pubDate>
      <itunes:title>Reinvent Your Career</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>258</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to pivot. </itunes:subtitle>
      <itunes:summary>Are you rethinking what you want out of your working life, or looking for a new job? Almost half of us make a major career change at some point, but where do we start? Lindsey Pollak, author of, “Recalculating: Navigate Your Career Through the Changing World of Work” walks us through how to recalculate our careers with new networking techniques, rockstar applications, social media and more. Which of your skills are translatable? Reinvention is easier than you may think. In Mailbag and in Thrive, we talk about retirement strategies and securing our futures. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you rethinking what you want out of your working life, or looking for a new job? Almost half of us make a major career change at some point, but where do we start? Lindsey Pollak, author of, “Recalculating: Navigate Your Career Through the Changing World of Work” walks us through how to recalculate our careers with new networking techniques, rockstar applications, social media and more. Which of your skills are translatable? Reinvention is easier than you may think. In Mailbag and in Thrive, we talk about retirement strategies and securing our futures. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2821</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f8b56568-8c3c-11eb-9958-eb84044d8115]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3001786483.mp3?updated=1687965563" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 257: How Women Over 50 Can Reclaim Workplace Power And Confidence</title>
      <description>While the future is definitely still female, the truth is, we lost far more women than men from the workforce this past year with COVID, many of them women over 50. How can older women reclaim their workplace power and confidence, and go boldly into this next stage of their careers? Bonnie Marcus, former CEO and author of the new book “Not Done Yet!” tells us how. She breaks down the most common ageist assumptions in the workplace, the “myth of meritocracy,” and how to check our own self-limiting beliefs. In Mailbag, questions on student loans, emergency funds, and IRAs. In Thrive, your $1,400 that’s coming, and all your new stimulus FAQ, answered. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Mar 2021 05:00:00 -0000</pubDate>
      <itunes:title>How Women Over 50 Can Reclaim Workplace Power And Confidence</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>257</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Stop the limiting beliefs. Find your true power. </itunes:subtitle>
      <itunes:summary>While the future is definitely still female, the truth is, we lost far more women than men from the workforce this past year with COVID, many of them women over 50. How can older women reclaim their workplace power and confidence, and go boldly into this next stage of their careers? Bonnie Marcus, former CEO and author of the new book “Not Done Yet!” tells us how. She breaks down the most common ageist assumptions in the workplace, the “myth of meritocracy,” and how to check our own self-limiting beliefs. In Mailbag, questions on student loans, emergency funds, and IRAs. In Thrive, your $1,400 that’s coming, and all your new stimulus FAQ, answered. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>While the future is definitely still female, the truth is, we lost far more women than men from the workforce this past year with COVID, many of them women over 50. How can older women reclaim their workplace power and confidence, and go boldly into this next stage of their careers? Bonnie Marcus, former CEO and author of the new book “Not Done Yet!” tells us how. She breaks down the most common ageist assumptions in the workplace, the “myth of meritocracy,” and how to check our own self-limiting beliefs. In Mailbag, questions on student loans, emergency funds, and IRAs. In Thrive, your $1,400 that’s coming, and all your new stimulus FAQ, answered. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2215</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[890e7908-86b9-11eb-b9b8-9386dcc56071]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3246063723.mp3?updated=1687965497" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 256: How To Land A Job In A Tough Market </title>
      <description>Despite the down economy and record unemployment, thousands of companies ARE hiring. If you lost your job or if you know that it’s time for a change, this show is for you. Dorianne St Fleur, founder and CEO of Your Career Girl, a career development agency for women of color, walks us through the best strategies for landing a new job and getting promoted, even in an uncertain remote work world. In Mailbag, we tackle listener questions on financial literacy for children and buying a vacation property in Mexico. In Thrive, how to get a promotion — yes, in the middle of a pandemic. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Mar 2021 06:00:00 -0000</pubDate>
      <itunes:title>How To Land A Job In A Tough Market </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>256</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>It’s rough out there, but there’s hope.</itunes:subtitle>
      <itunes:summary>Despite the down economy and record unemployment, thousands of companies ARE hiring. If you lost your job or if you know that it’s time for a change, this show is for you. Dorianne St Fleur, founder and CEO of Your Career Girl, a career development agency for women of color, walks us through the best strategies for landing a new job and getting promoted, even in an uncertain remote work world. In Mailbag, we tackle listener questions on financial literacy for children and buying a vacation property in Mexico. In Thrive, how to get a promotion — yes, in the middle of a pandemic. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Despite the down economy and record unemployment, thousands of companies ARE hiring. If you lost your job or if you know that it’s time for a change, this show is for you. Dorianne St Fleur, founder and CEO of Your Career Girl, a career development agency for women of color, walks us through the best strategies for landing a new job and getting promoted, even in an uncertain remote work world. In Mailbag, we tackle listener questions on financial literacy for children and buying a vacation property in Mexico. In Thrive, how to get a promotion — yes, in the middle of a pandemic. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2903</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cbf4f896-813c-11eb-ae1b-df53df10b403]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7477583355.mp3?updated=1687965430" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 255: Tame Stress And Cure Your Busy Brain</title>
      <description>Are you distracted? Stressed? Unable to focus or sleep without thoughts racing? Us, too. Thankfully, neurologist and integrative medicine specialist Dr. Romie Mushtaq is here to help us cure our “busy brain,” minimize stress, and prevent burnout. She walks us through a mini meditation and offers concrete steps for finding calm. In Mailbag, we advise a recent college grad on where to put her savings, and we dive into mortgage refinancing and charitable giving. In Thrive, Jean breaks down five ways to improve your credit score and secure the home of your dreams. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Mar 2021 06:00:00 -0000</pubDate>
      <itunes:title>Tame Stress And Cure Your Busy Brain</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Just breathe. </itunes:subtitle>
      <itunes:summary>Are you distracted? Stressed? Unable to focus or sleep without thoughts racing? Us, too. Thankfully, neurologist and integrative medicine specialist Dr. Romie Mushtaq is here to help us cure our “busy brain,” minimize stress, and prevent burnout. She walks us through a mini meditation and offers concrete steps for finding calm. In Mailbag, we advise a recent college grad on where to put her savings, and we dive into mortgage refinancing and charitable giving. In Thrive, Jean breaks down five ways to improve your credit score and secure the home of your dreams. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you distracted? Stressed? Unable to focus or sleep without thoughts racing? Us, too. Thankfully, neurologist and integrative medicine specialist Dr. Romie Mushtaq is here to help us cure our “busy brain,” minimize stress, and prevent burnout. She walks us through a mini meditation and offers concrete steps for finding calm. In Mailbag, we advise a recent college grad on where to put her savings, and we dive into mortgage refinancing and charitable giving. In Thrive, Jean breaks down five ways to improve your credit score and secure the home of your dreams. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3674</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cae5fabe-7bc3-11eb-b355-333612e76013]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3332389737.mp3?updated=1687965375" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 254: College Costs: Navigating, Negotiating, and Knowing How Much To Spend </title>
      <description>These days, it’s easy to spend $300,000 on four years of education. But what’s really “worth it”? How much should you be spending and where should you be negotiating? Ron Lieber, author of The Price You Pay For College breaks it all down for us. He tells us why college really costs so much, how to navigate the complexities of the financial aid system, and breaks down the best savings strategies. In Mailbag, we tackle questions on paying for college, establishing Roth IRAs for college students, and how to prioritize student loans vs. saving for retirement. In Thrive, the 5 financial moves you need to make now to get your high school senior ready for college. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Feb 2021 06:00:00 -0000</pubDate>
      <itunes:title>College Costs: Navigating, Negotiating, and Knowing How Much To Spend </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>254</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All your paying for college questions, answered. </itunes:subtitle>
      <itunes:summary>These days, it’s easy to spend $300,000 on four years of education. But what’s really “worth it”? How much should you be spending and where should you be negotiating? Ron Lieber, author of The Price You Pay For College breaks it all down for us. He tells us why college really costs so much, how to navigate the complexities of the financial aid system, and breaks down the best savings strategies. In Mailbag, we tackle questions on paying for college, establishing Roth IRAs for college students, and how to prioritize student loans vs. saving for retirement. In Thrive, the 5 financial moves you need to make now to get your high school senior ready for college. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>These days, it’s easy to spend $300,000 on four years of education. But what’s really “worth it”? How much should you be spending and where should you be negotiating? Ron Lieber, author of <em>The Price You Pay For College </em>breaks it all down for us<em>. </em>He tells us why college really costs so much, how to navigate the complexities of the financial aid system, and breaks down the best savings strategies. In Mailbag, we tackle questions on paying for college, establishing Roth IRAs for college students, and how to prioritize student loans vs. saving for retirement. In Thrive, the 5 financial moves you need to make now to get your high school senior ready for college. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3137</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a1ea14d2-7647-11eb-bf88-736b796ad1ab]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5852561343.mp3?updated=1687965300" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 253: How To Find And Choose A Financial Planner</title>
      <description>Today we answer the two questions that Jean gets asked most often: When do I need a financial advisor, and how do I find one? Pam Krueger, founder and CEO of Wealthramp and host of Money Track, breaks it all down for us. We talk types of advisors, what a “fiduciary” does, and the steps to take if you’re ready to work with someone. In Mailbag, advice for a listener who came into a sizable inheritance but has no other savings, and questions on whole life insurance, retirement catch-up contributions and rolling over an IRA vs. starting a new one. In Thrive, how to stop money fights in their tracks.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Feb 2021 06:00:00 -0000</pubDate>
      <itunes:title>How To Find And Choose A Financial Planner</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>253</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to know when it’s time, and how to find the right advisor. </itunes:subtitle>
      <itunes:summary>Today we answer the two questions that Jean gets asked most often: When do I need a financial advisor, and how do I find one? Pam Krueger, founder and CEO of Wealthramp and host of Money Track, breaks it all down for us. We talk types of advisors, what a “fiduciary” does, and the steps to take if you’re ready to work with someone. In Mailbag, advice for a listener who came into a sizable inheritance but has no other savings, and questions on whole life insurance, retirement catch-up contributions and rolling over an IRA vs. starting a new one. In Thrive, how to stop money fights in their tracks.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Today we answer the two questions that Jean gets asked most often: When do I need a financial advisor, and how do I find one? Pam Krueger, founder and CEO of Wealthramp and host of Money Track, breaks it all down for us. We talk types of advisors, what a “fiduciary” does, and the steps to take if you’re ready to work with someone. In Mailbag, advice for a listener who came into a sizable inheritance but has no other savings, and questions on whole life insurance, retirement catch-up contributions and rolling over an IRA vs. starting a new one. In Thrive, how to stop money fights in their tracks.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2951</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[01cade18-70cb-11eb-b2e9-27ba312ac2da]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5501288463.mp3?updated=1687965235" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 252: Why Modern Dating Is In Crisis </title>
      <description>Are you swiping right on potential new partners? A majority of women say their dating lives aren’t going well, but apps are more popular than ever. What’s going on? Author Jon Birger says modern dating is in crisis, but he has a solution. In his new book Make Your Move: The New Science of Dating and Why Women Are in Charge, he tells us how we can take charge of our dating lives. In Mailbag, we tackle questions on using Medicaid when our savings run out, and hiring a bill negotiator. In Thrive, the money conversations to have with your partner every year. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Feb 2021 05:30:00 -0000</pubDate>
      <itunes:title>Why Modern Dating Is In Crisis </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How women can rule dating. </itunes:subtitle>
      <itunes:summary>Are you swiping right on potential new partners? A majority of women say their dating lives aren’t going well, but apps are more popular than ever. What’s going on? Author Jon Birger says modern dating is in crisis, but he has a solution. In his new book Make Your Move: The New Science of Dating and Why Women Are in Charge, he tells us how we can take charge of our dating lives. In Mailbag, we tackle questions on using Medicaid when our savings run out, and hiring a bill negotiator. In Thrive, the money conversations to have with your partner every year. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you swiping right on potential new partners? A majority of women say their dating lives aren’t going well, but apps are more popular than ever. What’s going on? Author Jon Birger says modern dating is in crisis, but he has a solution. In his new book <em>Make Your Move: The New Science of Dating and Why Women Are in Charge</em>, he tells us how we can take charge of our dating lives. In Mailbag, we tackle questions on using Medicaid when our savings run out, and hiring a bill negotiator. In Thrive, the money conversations to have with your partner every year. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3119</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[240d34fe-6b20-11eb-bd30-3b73099bc050]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9508948515.mp3?updated=1687965164" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 251: Short Selling, GameStop, and What’s Really Happening On Wall Street </title>
      <description>For the thoughtful, long-haul investor, the news this past week has been frustrating and confusing. What happened with GameStop? What is a “short sale” and how did the whole thing get started on Reddit? Karen Finerman, President of Metropolitan Capital Advisors, breaks it all down for us, and talks about what it means to invest with confidence. In Mailbag, we talk about saving in a HYSA vs. saving in the stock market, and whether to maximize a retirement account or put money somewhere else. In Thrive, 2021’s ultimate debt pay-off plan. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Feb 2021 06:00:00 -0000</pubDate>
      <itunes:title>Short Selling, GameStop, and What’s Really Happening On Wall Street </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>251</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Finally, an explanation that makes sense. </itunes:subtitle>
      <itunes:summary>For the thoughtful, long-haul investor, the news this past week has been frustrating and confusing. What happened with GameStop? What is a “short sale” and how did the whole thing get started on Reddit? Karen Finerman, President of Metropolitan Capital Advisors, breaks it all down for us, and talks about what it means to invest with confidence. In Mailbag, we talk about saving in a HYSA vs. saving in the stock market, and whether to maximize a retirement account or put money somewhere else. In Thrive, 2021’s ultimate debt pay-off plan. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>For the thoughtful, long-haul investor, the news this past week has been frustrating and confusing. What happened with GameStop? What is a “short sale” and how did the whole thing get started on Reddit? Karen Finerman, President of Metropolitan Capital Advisors, breaks it all down for us, and talks about what it means to invest with confidence. In Mailbag, we talk about saving in a HYSA vs. saving in the stock market, and whether to maximize a retirement account or put money somewhere else. In Thrive, 2021’s ultimate debt pay-off plan. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2774</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f40d4af0-65c0-11eb-83b4-d343f20d4ac1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2182782512.mp3?updated=1684343653" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 250: How To Turn Your Art Into An Income Stream</title>
      <description>From selling greeting cards at a local gift shop to $1 billion in lifetime sales — that’s the incredible path of artist Mary Engelbreit, who tells us how we can turn our art and creations into a valuable income stream. We talk about selling your products on Etsy vs. exhibiting in galleries, promoting yourself, and the journey from artist to entrepreneur. In Mailbag, what to do with our investment dividends, taking a pension vs. cashing it out, and being prepared for a layoff in the face of job uncertainty. In Thrive, combating our nerves to earn better investment returns. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Jan 2021 06:00:00 -0000</pubDate>
      <itunes:title>How To Turn Your Art Into An Income Stream</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>250</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Artist Mary Engelbreit tells all. </itunes:subtitle>
      <itunes:summary>From selling greeting cards at a local gift shop to $1 billion in lifetime sales — that’s the incredible path of artist Mary Engelbreit, who tells us how we can turn our art and creations into a valuable income stream. We talk about selling your products on Etsy vs. exhibiting in galleries, promoting yourself, and the journey from artist to entrepreneur. In Mailbag, what to do with our investment dividends, taking a pension vs. cashing it out, and being prepared for a layoff in the face of job uncertainty. In Thrive, combating our nerves to earn better investment returns. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>From selling greeting cards at a local gift shop to $1 billion in lifetime sales — that’s the incredible path of artist Mary Engelbreit, who tells us how we can turn our art and creations into a valuable income stream. We talk about selling your products on Etsy vs. exhibiting in galleries, promoting yourself, and the journey from artist to entrepreneur. In Mailbag, what to do with our investment dividends, taking a pension vs. cashing it out, and being prepared for a layoff in the face of job uncertainty. In Thrive, combating our nerves to earn better investment returns. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2590</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4f13f6a0-6027-11eb-b066-53556065fad3]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1855537781.mp3?updated=1687201498" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 249: How To Earn 7 Figures</title>
      <description>Are you looking to make a change with a new job, career growth or a raise? Then listen to everything Rachel Rodgers, CEO of Hello Seven, has to tell us this week! Rachel dishes on how to ask for more money, and what makes her say “yes” when one of her employees asks for a raise. She talks about how we can find roles that don’t just provide us with a paycheck, but also profit sharing, equity, commission and more. In Mailbag, we talk about switching 401(k) contributions from a ROTH to a traditional account, and financially assisting our aging parents. In Thrive, the email phrases that make you sound unprofessional.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Jan 2021 06:00:00 -0000</pubDate>
      <itunes:title>How To Earn 7 Figures</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>249</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make. More. Money. </itunes:subtitle>
      <itunes:summary>Are you looking to make a change with a new job, career growth or a raise? Then listen to everything Rachel Rodgers, CEO of Hello Seven, has to tell us this week! Rachel dishes on how to ask for more money, and what makes her say “yes” when one of her employees asks for a raise. She talks about how we can find roles that don’t just provide us with a paycheck, but also profit sharing, equity, commission and more. In Mailbag, we talk about switching 401(k) contributions from a ROTH to a traditional account, and financially assisting our aging parents. In Thrive, the email phrases that make you sound unprofessional.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you looking to make a change with a new job, career growth or a raise? Then listen to everything Rachel Rodgers, CEO of Hello Seven, has to tell us this week! Rachel dishes on how to ask for more money, and what makes her say “yes” when one of her employees asks for a raise. She talks about how we can find roles that don’t just provide us with a paycheck, but also profit sharing, equity, commission and more. In Mailbag, we talk about switching 401(k) contributions from a ROTH to a traditional account, and financially assisting our aging parents. In Thrive, the email phrases that make you sound unprofessional.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2806</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d1f94b1e-5ab0-11eb-95fe-1b76505559e9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3550334486.mp3?updated=1727465270" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 248: How To Budget (Even If You’ve Never Budgeted Before) </title>
      <description>Where are you spending? Where are you saving? Are you making truly meaningful decisions about your money? Are you making progress towards your bigger goals? Where do you want to be in 12 months? What about 12 years? Peter Polson, CEO of Tiller Money, walks us through budgeting basics, budgeting technologies, and a step-by-step guide to getting started. In Mailbag, we talk about donating to those who need it most, buying a new home for a nervous buyer who overcame homelessness, and getting pre-approved for a mortgage. In Thrive, 2021’s new rules of job offer negotiation. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Jan 2021 06:00:00 -0000</pubDate>
      <itunes:title>How To Budget (Even If You’ve Never Budgeted Before) </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>248</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Budgeting 101. </itunes:subtitle>
      <itunes:summary>Where are you spending? Where are you saving? Are you making truly meaningful decisions about your money? Are you making progress towards your bigger goals? Where do you want to be in 12 months? What about 12 years? Peter Polson, CEO of Tiller Money, walks us through budgeting basics, budgeting technologies, and a step-by-step guide to getting started. In Mailbag, we talk about donating to those who need it most, buying a new home for a nervous buyer who overcame homelessness, and getting pre-approved for a mortgage. In Thrive, 2021’s new rules of job offer negotiation. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Where are you spending? Where are you saving? Are you making truly meaningful decisions about your money? Are you making progress towards your bigger goals? Where do you want to be in 12 months? What about 12 years? Peter Polson, CEO of Tiller Money, walks us through budgeting basics, budgeting technologies, and a step-by-step guide to getting started. In Mailbag, we talk about donating to those who need it most, buying a new home for a nervous buyer who overcame homelessness, and getting pre-approved for a mortgage. In Thrive, 2021’s new rules of job offer negotiation. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2934</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a2f9ebd6-552c-11eb-9adc-afb7dfa3ac27]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1343299414.mp3?updated=1686770076" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 247: How To Talk To Your Parents About Their Money </title>
      <description>When the time comes for us to support an elderly family member, finances are a big piece of the puzzle. But what does this mean for you, as a potential caregiver? You’ve got to start having discussions around money, retirement assets, and wills now — as in, today. We sit down with Cameron Huddleston, author of “Mom and Dad, We Need to Talk” for a step-by-step guide to the conversations we need to have. In Mailbag, we tackle questions on home sales, financially supporting our parents, and how best to invest and allocate non-retirement funds. In Thrive, we tackle winter’s productivity slump.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Jan 2021 06:00:00 -0000</pubDate>
      <itunes:title>How To Talk To Your Parents About Their Money </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>247</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The best ways to talk to your aging parents about their finances. </itunes:subtitle>
      <itunes:summary>When the time comes for us to support an elderly family member, finances are a big piece of the puzzle. But what does this mean for you, as a potential caregiver? You’ve got to start having discussions around money, retirement assets, and wills now — as in, today. We sit down with Cameron Huddleston, author of “Mom and Dad, We Need to Talk” for a step-by-step guide to the conversations we need to have. In Mailbag, we tackle questions on home sales, financially supporting our parents, and how best to invest and allocate non-retirement funds. In Thrive, we tackle winter’s productivity slump.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When the time comes for us to support an elderly family member, finances are a big piece of the puzzle. But what does this mean for you, as a potential caregiver? You’ve got to start having discussions around money, retirement assets, and wills <em>now</em> — as in, today. We sit down with Cameron Huddleston, author of “Mom and Dad, We Need to Talk” for a step-by-step guide to the conversations we need to have. In Mailbag, we tackle questions on home sales, financially supporting our parents, and how best to invest and allocate non-retirement funds. In Thrive, we tackle winter’s productivity slump.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3064</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[352b91c8-4fa4-11eb-a047-13ba8eafc782]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9782430956.mp3?updated=1685036108" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #25: Career Changes And Salary Loss </title>
      <description>These last few months have turned our working lives upside down. Jean dives in to tackle your most pressing career-related challenges. We talk about making the transition from a high paying field into childhood education, how to save for retirement after a layoff, and how to prep your resume when you’ve been working for yourself for over a decade. We also hear from a listener who took on debt while she was out of work for three years and is unsure how to move forward, and we check in with a recent grad on how to rock her first savings decisions. If you ever have a question you'd like Jean to answer, write us at mailbag@hermoney.com. Happy New Year!! 
ENTER TO WIN! Take our annual podcast survey, and be entered to win free HerMoney swag, $100 Amazon gift cards, and so much more!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 31 Dec 2020 20:15:35 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Career Changes And Salary Loss </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>You’ve got work questions, we’ve got answers.</itunes:subtitle>
      <itunes:summary>These last few months have turned our working lives upside down. Jean dives in to tackle your most pressing career-related challenges. We talk about making the transition from a high paying field into childhood education, how to save for retirement after a layoff, and how to prep your resume when you’ve been working for yourself for over a decade. We also hear from a listener who took on debt while she was out of work for three years and is unsure how to move forward, and we check in with a recent grad on how to rock her first savings decisions. If you ever have a question you'd like Jean to answer, write us at mailbag@hermoney.com. Happy New Year!! 
ENTER TO WIN! Take our annual podcast survey, and be entered to win free HerMoney swag, $100 Amazon gift cards, and so much more!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>These last few months have turned our working lives upside down. Jean dives in to tackle your most pressing career-related challenges. We talk about making the transition from a high paying field into childhood education, how to save for retirement after a layoff, and how to prep your resume when you’ve been working for yourself for over a decade. We also hear from a listener who took on debt while she was out of work for three years and is unsure how to move forward, and we check in with a recent grad on how to rock her first savings decisions. If you ever have a question you'd like Jean to answer, write us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. Happy New Year!! </p><p><strong>ENTER TO WIN!</strong> <a href="https://www.surveymonkey.com/r/5DN2X2C">Take our annual podcast survey</a>, and be entered to win free HerMoney swag, $100 Amazon gift cards, and so much more!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1774</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c35ae4f4-4ba2-11eb-aeaf-f7afd00254a2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1585696403.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 246: Gabby Bernstein On How To Make 2021 Your Most Powerful Year Yet </title>
      <description>Gabby Bernstein tells us how we can successfully move into 2021 with open minds, open hearts, and a healthy dose of optimism. As a lifestyle guru, a fixture on Oprah’s Supersoul Sunday, and #1 New York Times bestseller, Gabby has spent the last 15 years teaching meditation and changing lives. She offers her best tips for getting rid of our fears, de-stressing, and starting our New Year off in a positive place. In Mailbag, we tackle investing in real estate, how 1099 workers can save for retirement, and childcare from family members. In Thrive, four ways to create enjoyment from our money in the New Year. 
ENTER TO WIN! Take our annual podcast survey, and be entered to win free HerMoney swag, $100 Amazon gift cards, and so much more! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Dec 2020 06:00:00 -0000</pubDate>
      <itunes:title>Gabby Bernstein On How To Make 2021 Your Most Powerful Year Yet </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>246</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to manifest exactly what you want for your life, even during uncertain times. </itunes:subtitle>
      <itunes:summary>Gabby Bernstein tells us how we can successfully move into 2021 with open minds, open hearts, and a healthy dose of optimism. As a lifestyle guru, a fixture on Oprah’s Supersoul Sunday, and #1 New York Times bestseller, Gabby has spent the last 15 years teaching meditation and changing lives. She offers her best tips for getting rid of our fears, de-stressing, and starting our New Year off in a positive place. In Mailbag, we tackle investing in real estate, how 1099 workers can save for retirement, and childcare from family members. In Thrive, four ways to create enjoyment from our money in the New Year. 
ENTER TO WIN! Take our annual podcast survey, and be entered to win free HerMoney swag, $100 Amazon gift cards, and so much more! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Gabby Bernstein tells us how we can successfully move into 2021 with open minds, open hearts, and a healthy dose of optimism. As a lifestyle guru, a fixture on Oprah’s Supersoul Sunday, and #1 New York Times bestseller, Gabby has spent the last 15 years teaching meditation and changing lives. She offers her best tips for getting rid of our fears, de-stressing, and starting our New Year off in a positive place. In Mailbag, we tackle investing in real estate, how 1099 workers can save for retirement, and childcare from family members. In Thrive, four ways to create enjoyment from our money in the New Year. </p><p><strong>ENTER TO WIN!</strong> <a href="https://www.surveymonkey.com/r/5DN2X2C">Take our annual podcast survey</a>, and be entered to win free HerMoney swag, $100 Amazon gift cards, and so much more! </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2709</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[81fea964-4a3a-11eb-a5bd-8bcdb7478c58]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4084041009.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #24: Life Insurance, Wills &amp; Dependents</title>
      <description>In this Mailbag-only episode, Jean dives into questions about life insurance (and how much of it we really need) and Dependent Care FSAs. Jean also advises a listener who's considering setting up a will or living trust, and counsels another woman who is curious about the “5 year lookback” that we’ve all heard about for Medicaid. Lastly, Jean advises a woman who's considering getting a will even though she's only 24. If you have a question you'd like Jean to answer, write us at mailbag@hermoney.com.
 
 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 28 Dec 2020 17:09:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Life Insurance, Wills &amp; Dependents</itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Some of your bigger estate planning questions, answered. </itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, Jean dives into questions about life insurance (and how much of it we really need) and Dependent Care FSAs. Jean also advises a listener who's considering setting up a will or living trust, and counsels another woman who is curious about the “5 year lookback” that we’ve all heard about for Medicaid. Lastly, Jean advises a woman who's considering getting a will even though she's only 24. If you have a question you'd like Jean to answer, write us at mailbag@hermoney.com.
 
 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag-only episode, Jean dives into questions about life insurance (and how much of it we really need) and Dependent Care FSAs. Jean also advises a listener who's considering setting up a will or living trust, and counsels another woman who is curious about the “5 year lookback” that we’ve all heard about for Medicaid. Lastly, Jean advises a woman who's considering getting a will even though she's only 24. If you have a question you'd like Jean to answer, write us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>.</p><p> </p><p> </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1306</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7df8828e-492e-11eb-9d4d-271cb9fdee72]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5863343473.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 245: Wealth And Why Women Need To Talk About It </title>
      <description>This week’s guest, Jennifer Risher, has invited the world to talk about money and what it means to have too much of it, with her memoir, "We Need To Talk: A Memoir About Wealth.” Jennifer shares some of her personal experiences having awkward money conversations, and walks us through five steps to take when diving into discussions with friends and family. (Hint: Listen first. Then ask questions.) Jennifer also shares her best advice for people looking to give back to those in need. In Mailbag, we tackle IRAs, life insurance, refinancing, and tax implications with home buying. In Thrive, buying fractional shares of stocks. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Dec 2020 05:28:00 -0000</pubDate>
      <itunes:title>Wealth And Why Women Need To Talk About It </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>245</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We’re breaking the taboo around talking about wealth.</itunes:subtitle>
      <itunes:summary>This week’s guest, Jennifer Risher, has invited the world to talk about money and what it means to have too much of it, with her memoir, "We Need To Talk: A Memoir About Wealth.” Jennifer shares some of her personal experiences having awkward money conversations, and walks us through five steps to take when diving into discussions with friends and family. (Hint: Listen first. Then ask questions.) Jennifer also shares her best advice for people looking to give back to those in need. In Mailbag, we tackle IRAs, life insurance, refinancing, and tax implications with home buying. In Thrive, buying fractional shares of stocks. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week’s guest, Jennifer Risher, has invited the world to talk about money and what it means to have too much of it, with her memoir, "We Need To Talk: A Memoir About Wealth.” Jennifer shares some of her personal experiences having awkward money conversations, and walks us through five steps to take when diving into discussions with friends and family. (Hint: Listen first. Then ask questions.) Jennifer also shares her best advice for people looking to give back to those in need. In Mailbag, we tackle IRAs, life insurance, refinancing, and tax implications with home buying. In Thrive, buying fractional shares of stocks. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2816</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ad4667ee-44de-11eb-a947-a7fd2771bf83]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4220338908.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 244: Karamo On Finding Fulfillment In A Crazy Year </title>
      <description>A crazy year is coming to a close, and we’re looking to channel holiday spirit in any way we can, despite not being able to gather with friends and family. Emmy-nominated host and culture expert on Netflix’s hit series ‘Queer Eye,’ Karamo, is here to help us find nuggets of cheer and optimism this year, even when we’re stuck in our bubbles at home. The pair talk about giving back this year, the best gifts we can give, and how to take care of ourselves during stressful times. In Mailbag, we talk about that 15% figure for retirement contributions, the dangers of being over-insured, and home renovations for an Airbnb. In Thrive, our top financial New Year’s Resolutions.  
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Dec 2020 06:00:00 -0000</pubDate>
      <itunes:title>Karamo On Finding Fulfillment In A Crazy Year </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>244</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Queer Eye’s Karamo is here with inspiration and holiday cheer. </itunes:subtitle>
      <itunes:summary>A crazy year is coming to a close, and we’re looking to channel holiday spirit in any way we can, despite not being able to gather with friends and family. Emmy-nominated host and culture expert on Netflix’s hit series ‘Queer Eye,’ Karamo, is here to help us find nuggets of cheer and optimism this year, even when we’re stuck in our bubbles at home. The pair talk about giving back this year, the best gifts we can give, and how to take care of ourselves during stressful times. In Mailbag, we talk about that 15% figure for retirement contributions, the dangers of being over-insured, and home renovations for an Airbnb. In Thrive, our top financial New Year’s Resolutions.  
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A crazy year is coming to a close, and we’re looking to channel holiday spirit in any way we can, despite not being able to gather with friends and family. Emmy-nominated host and culture expert on Netflix’s hit series ‘Queer Eye,’ Karamo, is here to help us find nuggets of cheer and optimism this year, even when we’re stuck in our bubbles at home. The pair talk about giving back this year, the best gifts we can give, and how to take care of ourselves during stressful times. In Mailbag, we talk about that 15% figure for retirement contributions, the dangers of being over-insured, and home renovations for an Airbnb. In Thrive, our top financial New Year’s Resolutions.  </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2915</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4f88da3a-3f50-11eb-84f5-73bc06445eec]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6541751889.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 243: OK, Boomer: How Millennials Got Left Behind (And What To Do About It) </title>
      <description>You’re probably familiar with the “OK, Boomer” meme… But it’s not just a sarcastic dismissal — it’s a recognition that millennials are in crisis, says this week’s guest Jill Filipovic, author of "OK, Boomer, Let's Talk: How My Generation Got Left Behind.” Jill highlights some of the policy changes and economic structures that have held millennials back, and walks us through concrete suggestions to improve our lives. In Mailbag, we tackle listener questions on loaning money to family, what to do if you’re considering a career in finance, and how to move forward with FMLA if you’re a contract employee who is expecting a baby. In Thrive, a mind trick that can help you save more money.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Dec 2020 06:00:00 -0000</pubDate>
      <itunes:title>OK, Boomer: How Millennials Got Left Behind (And What To Do About It) </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>243</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>It’s not just a sarcastic dismissal — it’s a recognition that millennials are in crisis. </itunes:subtitle>
      <itunes:summary>You’re probably familiar with the “OK, Boomer” meme… But it’s not just a sarcastic dismissal — it’s a recognition that millennials are in crisis, says this week’s guest Jill Filipovic, author of "OK, Boomer, Let's Talk: How My Generation Got Left Behind.” Jill highlights some of the policy changes and economic structures that have held millennials back, and walks us through concrete suggestions to improve our lives. In Mailbag, we tackle listener questions on loaning money to family, what to do if you’re considering a career in finance, and how to move forward with FMLA if you’re a contract employee who is expecting a baby. In Thrive, a mind trick that can help you save more money.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You’re probably familiar with the “OK, Boomer” meme… But it’s not just a sarcastic dismissal — it’s a recognition that millennials are in crisis, says this week’s guest Jill Filipovic, author of "OK, Boomer, Let's Talk: How My Generation Got Left Behind.” Jill highlights some of the policy changes and economic structures that have held millennials back, and walks us through concrete suggestions to improve our lives. In Mailbag, we tackle listener questions on loaning money to family, what to do if you’re considering a career in finance, and how to move forward with FMLA if you’re a contract employee who is expecting a baby. In Thrive, a mind trick that can help you save more money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2968</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[021b7424-39c4-11eb-b9dc-1fae90fc6ae5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3627847043.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 242: How To ‘Adult’ Without Burnout </title>
      <description>Although by now we’ve all found our new ‘COVID routines,’ we’ve also found our COVID ruts, with more drudgery and ‘adulting.’ Katina Mountanos, mindset coach and author of ‘On Adulting’ breaks down how we can all embrace our responsibilities without letting go of the joy in our lives. She offers formulas for getting off the hamster wheel of work-gym-sleep, and she shares some of her favorite ‘perspective shifts’ to make it through stressful times. In Mailbag, we talk about reinvesting after losing money in the stock market, saving for retirement in an HSA, and how to save for retirement after being laid off. In Thrive, job interview follow-up etiquette during COVID times. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Dec 2020 06:00:00 -0000</pubDate>
      <itunes:title>How To ‘Adult’ Without Burnout </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>242</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Routine and responsibility got you down? Here’s how to stop burnout in its tracks. </itunes:subtitle>
      <itunes:summary>Although by now we’ve all found our new ‘COVID routines,’ we’ve also found our COVID ruts, with more drudgery and ‘adulting.’ Katina Mountanos, mindset coach and author of ‘On Adulting’ breaks down how we can all embrace our responsibilities without letting go of the joy in our lives. She offers formulas for getting off the hamster wheel of work-gym-sleep, and she shares some of her favorite ‘perspective shifts’ to make it through stressful times. In Mailbag, we talk about reinvesting after losing money in the stock market, saving for retirement in an HSA, and how to save for retirement after being laid off. In Thrive, job interview follow-up etiquette during COVID times. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Although by now we’ve all found our new ‘COVID routines,’ we’ve also found our COVID ruts, with more drudgery and ‘adulting.’ Katina Mountanos, mindset coach and author of ‘On Adulting’ breaks down how we can all embrace our responsibilities without letting go of the joy in our lives. She offers formulas for getting off the hamster wheel of work-gym-sleep, and she shares some of her favorite ‘perspective shifts’ to make it through stressful times. In Mailbag, we talk about reinvesting after losing money in the stock market, saving for retirement in an HSA, and how to save for retirement after being laid off. In Thrive, job interview follow-up etiquette during COVID times. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2748</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[29dd2afa-344e-11eb-8681-7b6460ededf2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8647109464.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #23: Real Estate And Refinancing </title>
      <description>Home sales are up, and you have real estate questions! We’re diving into all of them. First, we hear from a listener who is unsure whether or not to sell her condo, even though she’s losing money every month. We also tackle a question from a listener who was outbid on a home, but then the sellers came back to her and offered her the chance to buy the house. Another listener writes in with a question on doing IVF vs. building an addition onto her home, and one woman is seeking guidance on the different methods of financing large home projects. Lastly, we hear from a listener who just refinanced in 2018, and is wondering if she should refinance again.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 26 Nov 2020 19:12:01 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Real Estate And Refinancing </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>To sell or not to sell. To buy or not to buy. And is now the time to refinance? </itunes:subtitle>
      <itunes:summary>Home sales are up, and you have real estate questions! We’re diving into all of them. First, we hear from a listener who is unsure whether or not to sell her condo, even though she’s losing money every month. We also tackle a question from a listener who was outbid on a home, but then the sellers came back to her and offered her the chance to buy the house. Another listener writes in with a question on doing IVF vs. building an addition onto her home, and one woman is seeking guidance on the different methods of financing large home projects. Lastly, we hear from a listener who just refinanced in 2018, and is wondering if she should refinance again.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Home sales are up, and you have real estate questions! We’re diving into all of them. First, we hear from a listener who is unsure whether or not to sell her condo, even though she’s losing money every month. We also tackle a question from a listener who was outbid on a home, but then the sellers came back to her and offered her the chance to buy the house. Another listener writes in with a question on doing IVF vs. building an addition onto her home, and one woman is seeking guidance on the different methods of financing large home projects. Lastly, we hear from a listener who just refinanced in 2018, and is wondering if she should refinance again.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1473</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[29111eb0-301b-11eb-9c73-635a50930b12]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7708320652.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 241: Leaving Work To Care For Loved Ones: What You Need To Know</title>
      <description>Many women leave the workforce to care for someone they love. But how do we do it while compensating for our lost savings opportunity? Even a one year career break can mean $160,000 less by retirement. Kathy Murphy, President of Personal Investing at Fidelity Investments, offers real solutions for weighing the pros and cons of a career break, and shares concrete steps we can take to reduce the financial impact. In Mailbag, saving in an emergency fund, second act careers, and helping a parent save for retirement. In Thrive, getting reimbursed for work-from-home expenses. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Nov 2020 06:00:00 -0000</pubDate>
      <itunes:title>Leaving Work To Care For Loved Ones: What You Need To Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>241</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to weigh the “should I stay or should I go?” decision.</itunes:subtitle>
      <itunes:summary>Many women leave the workforce to care for someone they love. But how do we do it while compensating for our lost savings opportunity? Even a one year career break can mean $160,000 less by retirement. Kathy Murphy, President of Personal Investing at Fidelity Investments, offers real solutions for weighing the pros and cons of a career break, and shares concrete steps we can take to reduce the financial impact. In Mailbag, saving in an emergency fund, second act careers, and helping a parent save for retirement. In Thrive, getting reimbursed for work-from-home expenses. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Many women leave the workforce to care for someone they love. But how do we do it while compensating for our lost savings opportunity? Even a one year career break can mean $160,000 less by retirement. Kathy Murphy, President of Personal Investing at Fidelity Investments, offers real solutions for weighing the pros and cons of a career break, and shares concrete steps we can take to reduce the financial impact. In Mailbag, saving in an emergency fund, second act careers, and helping a parent save for retirement. In Thrive, getting reimbursed for work-from-home expenses. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2983</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[70cd8b1c-2ea9-11eb-b182-a736ec07d628]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4427687146.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 240: Why You Should ‘Die With Zero’ </title>
      <description>We love saving money, but how much is too much? Bill Perkins, author of ‘Die With Zero’ argues that the more time and money we can invest in our experiences during our lifetime, the richer our lives will be. Bill makes the case that we should all be spending more of our time and money exploring the world, savoring our relationships, and pursuing our dreams. In Mailbag, we take questions from a listener who is worried that all she does is “work and save,” a woman who wants to diversify her investments, and a listener who is curious how filing taxes with her partner may impact his public service loan forgiveness. In Thrive, every financial document to gather in the event of an evacuation.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Nov 2020 06:00:00 -0000</pubDate>
      <itunes:title>Why You Should ‘Die With Zero’ </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>240</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to walk the line between enjoying your ‘now’ vs. saving for later. </itunes:subtitle>
      <itunes:summary>We love saving money, but how much is too much? Bill Perkins, author of ‘Die With Zero’ argues that the more time and money we can invest in our experiences during our lifetime, the richer our lives will be. Bill makes the case that we should all be spending more of our time and money exploring the world, savoring our relationships, and pursuing our dreams. In Mailbag, we take questions from a listener who is worried that all she does is “work and save,” a woman who wants to diversify her investments, and a listener who is curious how filing taxes with her partner may impact his public service loan forgiveness. In Thrive, every financial document to gather in the event of an evacuation.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We love saving money, but how much is too much? Bill Perkins, author of ‘Die With Zero’ argues that the more time and money we can invest in our experiences during our lifetime, the richer our lives will be. Bill makes the case that we should all be spending more of our time and money exploring the world, savoring our relationships, and pursuing our dreams. In Mailbag, we take questions from a listener who is worried that all she does is “work and save,” a woman who wants to diversify her investments, and a listener who is curious how filing taxes with her partner may impact his public service loan forgiveness. In Thrive, every financial document to gather in the event of an evacuation.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2534</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8633615e-2948-11eb-9a93-7b90d03f29fe]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2889053012.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 239: Why Every Woman We Know Is Exhausted — And How To Make A Change </title>
      <description>Ask any woman on the street today, and she’ll probably tell you she’s shouldering more worry, more responsibility, more of the invisible “mental load” than ever before. And. We. Are. Exhausted. But what’s to be done? Eve Rodsky, author of “Fair Play” walks us through the steps we can take to level the playing field in our homes, and change the dynamic of women shouldering the brunt of childrearing and domestic responsibilities. In Mailbag, Jean advises a woman looking for a lower management fee for her retirement account, and guides a mom on 529 investing. Lastly, in Thrive, Jean dishes on how to control financial clutter in four simple steps. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Nov 2020 06:00:00 -0000</pubDate>
      <itunes:title>Why Every Woman We Know Is Exhausted — And How To Make A Change </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>239</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A look at the invisible, unpaid work of women and how to ask your partner to step up. </itunes:subtitle>
      <itunes:summary>Ask any woman on the street today, and she’ll probably tell you she’s shouldering more worry, more responsibility, more of the invisible “mental load” than ever before. And. We. Are. Exhausted. But what’s to be done? Eve Rodsky, author of “Fair Play” walks us through the steps we can take to level the playing field in our homes, and change the dynamic of women shouldering the brunt of childrearing and domestic responsibilities. In Mailbag, Jean advises a woman looking for a lower management fee for her retirement account, and guides a mom on 529 investing. Lastly, in Thrive, Jean dishes on how to control financial clutter in four simple steps. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ask any woman on the street today, and she’ll probably tell you she’s shouldering more worry, more responsibility, more of the invisible “mental load” than ever before. And. We. Are. Exhausted. But what’s to be done? Eve Rodsky, author of “Fair Play” walks us through the steps we can take to level the playing field in our homes, and change the dynamic of women shouldering the brunt of childrearing and domestic responsibilities. In Mailbag, Jean advises a woman looking for a lower management fee for her retirement account, and guides a mom on 529 investing. Lastly, in Thrive, Jean dishes on how to control financial clutter in four simple steps. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3024</itunes:duration>
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    </item>
    <item>
      <title>Ep 238: How To Invest In Real Estate (Passively!) </title>
      <description>As appealing as an investment in real estate sounds, many of us don’t want to be landlords, which is why we’re talking about investing passively in real estate, via real estate syndications. Annie Dickerson and Julie Lam, co-founders of Goodegg Investments, walk us through exactly what real estate syndications are and how they work, the minimums needed to invest, and the typical returns expected. In Mailbag, we advise a woman considering a career as a financial coach, a single woman considering a hybrid life insurance policy, and a Seattle listener who is looking to purchase a floating house (just like in Sleepless in Seattle!) In Thrive, Jean breaks down which option is better — buying or leasing a car. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Nov 2020 06:00:00 -0000</pubDate>
      <itunes:title>How To Invest In Real Estate (Passively!) </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>238</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Invest in real estate without ever worrying about tenants, toilets or termites. </itunes:subtitle>
      <itunes:summary>As appealing as an investment in real estate sounds, many of us don’t want to be landlords, which is why we’re talking about investing passively in real estate, via real estate syndications. Annie Dickerson and Julie Lam, co-founders of Goodegg Investments, walk us through exactly what real estate syndications are and how they work, the minimums needed to invest, and the typical returns expected. In Mailbag, we advise a woman considering a career as a financial coach, a single woman considering a hybrid life insurance policy, and a Seattle listener who is looking to purchase a floating house (just like in Sleepless in Seattle!) In Thrive, Jean breaks down which option is better — buying or leasing a car. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As appealing as an investment in real estate sounds, many of us don’t want to be landlords, which is why we’re talking about investing passively in real estate, via real estate syndications. Annie Dickerson and Julie Lam, co-founders of Goodegg Investments, walk us through exactly what real estate syndications are and how they work, the minimums needed to invest, and the typical returns expected. In Mailbag, we advise a woman considering a career as a financial coach, a single woman considering a hybrid life insurance policy, and a Seattle listener who is looking to purchase a floating house (just like in Sleepless in Seattle!) In Thrive, Jean breaks down which option is better — buying or leasing a car. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2562</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8a27106e-1e38-11eb-96ae-279bfcfc4fee]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5352570362.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 237: How Women Are Going To Shape The Election</title>
      <description>All eyes are on next Tuesday, Nov. 3 — Election Day. This year, women are expected to turn out in record numbers to have our voices heard. Why? Frankly, we’re worried. About coronavirus, paying for healthcare, the future of Social Security, our careers and our place in the economy, and whether or not we’ll be able to afford to retire. Nancy LeaMond, EVP at AARP discusses exactly how women voters will influence the election this year. In Mailbag, we talk about saving for a niece’s future, scaling back on retirement contributions to save more for a home, and how to invest large sums of money. In Thrive, a rundown on all the ways you can support female small business owners as we head into the holiday season. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Oct 2020 05:00:00 -0000</pubDate>
      <itunes:title>How Women Are Going To Shape The Election</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>237</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Vote! Women and the issues driving us to the polls in 2020. </itunes:subtitle>
      <itunes:summary>All eyes are on next Tuesday, Nov. 3 — Election Day. This year, women are expected to turn out in record numbers to have our voices heard. Why? Frankly, we’re worried. About coronavirus, paying for healthcare, the future of Social Security, our careers and our place in the economy, and whether or not we’ll be able to afford to retire. Nancy LeaMond, EVP at AARP discusses exactly how women voters will influence the election this year. In Mailbag, we talk about saving for a niece’s future, scaling back on retirement contributions to save more for a home, and how to invest large sums of money. In Thrive, a rundown on all the ways you can support female small business owners as we head into the holiday season. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>All eyes are on next Tuesday, Nov. 3 — Election Day. This year, women are expected to turn out in record numbers to have our voices heard. Why? Frankly, we’re worried. About coronavirus, paying for healthcare, the future of Social Security, our careers and our place in the economy, and whether or not we’ll be able to afford to retire. Nancy LeaMond, EVP at AARP discusses exactly how women voters will influence the election this year. In Mailbag, we talk about saving for a niece’s future, scaling back on retirement contributions to save more for a home, and how to invest large sums of money. In Thrive, a rundown on all the ways you can support female small business owners as we head into the holiday season. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2881</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fd549b6c-18be-11eb-8f75-0b4b3328d9cc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6581744186.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 236: How To Become An Angel Investor </title>
      <description>Want to become an angel investor? Someone who provides funding for small startups or entrepreneurs? Brianna McDonald, President of Global Investment Network Keiretsu Forum, gives us a crash course in what an angel investor really does, and breaks down the different pathways to becoming one. We talk about finding successful rates of return, doing your research, and hidden “gotchas.” In Mailbag, saving for the down payment on a child’s home, rebuilding a credit score, and what to do when a card loses its 0% introductory rate. Lastly, in Thrive, where to find the best deals at Costco. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Oct 2020 05:00:00 -0000</pubDate>
      <itunes:title>How To Become An Angel Investor </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>236</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Invest directly in an entrepreneur’s great idea.    </itunes:subtitle>
      <itunes:summary>Want to become an angel investor? Someone who provides funding for small startups or entrepreneurs? Brianna McDonald, President of Global Investment Network Keiretsu Forum, gives us a crash course in what an angel investor really does, and breaks down the different pathways to becoming one. We talk about finding successful rates of return, doing your research, and hidden “gotchas.” In Mailbag, saving for the down payment on a child’s home, rebuilding a credit score, and what to do when a card loses its 0% introductory rate. Lastly, in Thrive, where to find the best deals at Costco. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Want to become an angel investor? Someone who provides funding for small startups or entrepreneurs? Brianna McDonald, President of Global Investment Network Keiretsu Forum, gives us a crash course in what an angel investor really does, and breaks down the different pathways to becoming one. We talk about finding successful rates of return, doing your research, and hidden “gotchas.” In Mailbag, saving for the down payment on a child’s home, rebuilding a credit score, and what to do when a card loses its 0% introductory rate. Lastly, in Thrive, where to find the best deals at Costco. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2530</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3e298e46-132d-11eb-9f9a-f390a97eaa13]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7138205160.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 235: How to Finally Write Your Novel While Working Full-Time</title>
      <description>Does anyone have just one job anymore? This week, we’re diving into what it looks like to realize a dream while still working full-time. We’re learning from Jessica Goodman, an editor at Cosmopolitan who just wrote the book, ‘They Wish They Were Us.” Jessica talks about how she found the time to write, how she juggled deadlines, and made tough choices between work obligations and social experiences. In Mailbag, we discuss where women can thrive with a career in finance, ways to save on personal income taxes, and target date funds. In Thrive, what to do if you just gave a scammer your personal information. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Oct 2020 05:00:00 -0000</pubDate>
      <itunes:title>How to Finally Write Your Novel While Working Full-Time</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>235</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to get your dream off the ground while holding down your day job. </itunes:subtitle>
      <itunes:summary>Does anyone have just one job anymore? This week, we’re diving into what it looks like to realize a dream while still working full-time. We’re learning from Jessica Goodman, an editor at Cosmopolitan who just wrote the book, ‘They Wish They Were Us.” Jessica talks about how she found the time to write, how she juggled deadlines, and made tough choices between work obligations and social experiences. In Mailbag, we discuss where women can thrive with a career in finance, ways to save on personal income taxes, and target date funds. In Thrive, what to do if you just gave a scammer your personal information. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Does anyone have just one job anymore? This week, we’re diving into what it looks like to realize a dream while still working full-time. We’re learning from Jessica Goodman, an editor at Cosmopolitan who just wrote the book, ‘They Wish They Were Us.” Jessica talks about how she found the time to write, how she juggled deadlines, and made tough choices between work obligations and social experiences. In Mailbag, we discuss where women can thrive with a career in finance, ways to save on personal income taxes, and target date funds. In Thrive, what to do if you just gave a scammer your personal information. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2306</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[75f2a250-0dcd-11eb-8bfc-4b5b8451933a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2369522169.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 234: How To Be A Mentor To The Next Generation of Women </title>
      <description>When you think about the young women in your life, what comes to mind? What do you want most for them to realize and achieve, and how do you want to help them get there? We sit down with Illana Raia, founder of Être, a mentorship platform for middle school girls, to discuss how girls can raise their hands instead of lowering their standards. We talk about female leaders, diversity in boardrooms, and how to bridge the “confidence gap” that plagues women of all ages. In Mailbag, we talk Roth IRA conversions, maxing out a 403b, and financing a new car. In Thrive, we explore how to reign in our online shopping habit.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Oct 2020 05:00:00 -0000</pubDate>
      <itunes:title>How To Be A Mentor To The Next Generation of Women </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>234</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What do young women need now from mentors? </itunes:subtitle>
      <itunes:summary>When you think about the young women in your life, what comes to mind? What do you want most for them to realize and achieve, and how do you want to help them get there? We sit down with Illana Raia, founder of Être, a mentorship platform for middle school girls, to discuss how girls can raise their hands instead of lowering their standards. We talk about female leaders, diversity in boardrooms, and how to bridge the “confidence gap” that plagues women of all ages. In Mailbag, we talk Roth IRA conversions, maxing out a 403b, and financing a new car. In Thrive, we explore how to reign in our online shopping habit.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When you think about the young women in your life, what comes to mind? What do you want most for them to realize and achieve, and how do you want to help them get there? We sit down with Illana Raia, founder of Être, a mentorship platform for middle school girls, to discuss how girls can raise their hands instead of lowering their standards. We talk about female leaders, diversity in boardrooms, and how to bridge the “confidence gap” that plagues women of all ages. In Mailbag, we talk Roth IRA conversions, maxing out a 403b, and financing a new car. In Thrive, we explore how to reign in our online shopping habit.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2548</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c428e79a-0832-11eb-8f4f-976e29a05242]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8493628459.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 233: Seeking Big Friendship? Call Your Girlfriend</title>
      <description>How do you connect with the people in your life who make it rich — with the friends who you love most?  We sit down with Aminatou Sow and Ann Friedman, hosts of the “Call Your Girlfriend” podcast, and co-authors of the book, “Big Friendship.” We talk about what it means to be a good friend, how to sustain friendships, and why society under-values friendships. In Mailbag, we talk about supporting aging parents in their retirement, leaving a stressful job and starting a family, and we clarify retirement target multipliers. In Thrive, how to talk to your boss about making working from home a permanent arrangement.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Sep 2020 05:00:00 -0000</pubDate>
      <itunes:title>Seeking Big Friendship? Call Your Girlfriend</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>233</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Keeping friendships strong and showing love to your best girls. </itunes:subtitle>
      <itunes:summary>How do you connect with the people in your life who make it rich — with the friends who you love most?  We sit down with Aminatou Sow and Ann Friedman, hosts of the “Call Your Girlfriend” podcast, and co-authors of the book, “Big Friendship.” We talk about what it means to be a good friend, how to sustain friendships, and why society under-values friendships. In Mailbag, we talk about supporting aging parents in their retirement, leaving a stressful job and starting a family, and we clarify retirement target multipliers. In Thrive, how to talk to your boss about making working from home a permanent arrangement.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How do you connect with the people in your life who make it rich — with the friends who you love most?  We sit down with Aminatou Sow and Ann Friedman, hosts of the “Call Your Girlfriend” podcast, and co-authors of the book, “Big Friendship.” We talk about what it means to be a good friend, how to sustain friendships, and why society under-values friendships. In Mailbag, we talk about supporting aging parents in their retirement, leaving a stressful job and starting a family, and we clarify retirement target multipliers. In Thrive, how to talk to your boss about making working from home a permanent arrangement.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3129</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8e3128a0-02ba-11eb-8528-1bc16b262eaf]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7685908357.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 232: The Step-By-Step Guide To Applying For College </title>
      <description>How long has it been since you applied to college? These days it seems every school wants something different, but the process doesn’t have to be anxiety-inducing, say this week’s guests, Eric J. Furda and Jacques Steinberg, authors of “The College Conversation.” The pair offer up a step-by-step guide to having some tough conversations, assessing the schools best suited to your child’s interests, getting financial aid, and making the final decision on a school. In Mailbag, we tackle alternatives to college savings accounts, the best financial books for women, and securing a financial planner. In Thrive, how to capitalize on the gold rush. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Sep 2020 05:00:00 -0000</pubDate>
      <itunes:title>The Step-By-Step Guide To Applying For College </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>232</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>With the right “College Conversation,” the application process can be stress-free for the entire family. </itunes:subtitle>
      <itunes:summary>How long has it been since you applied to college? These days it seems every school wants something different, but the process doesn’t have to be anxiety-inducing, say this week’s guests, Eric J. Furda and Jacques Steinberg, authors of “The College Conversation.” The pair offer up a step-by-step guide to having some tough conversations, assessing the schools best suited to your child’s interests, getting financial aid, and making the final decision on a school. In Mailbag, we tackle alternatives to college savings accounts, the best financial books for women, and securing a financial planner. In Thrive, how to capitalize on the gold rush. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How long has it been since you applied to college? These days it seems every school wants something different, but the process doesn’t have to be anxiety-inducing, say this week’s guests, Eric J. Furda and Jacques Steinberg, authors of “The College Conversation.” The pair offer up a step-by-step guide to having some tough conversations, assessing the schools best suited to your child’s interests, getting financial aid, and making the final decision on a school. In Mailbag, we tackle alternatives to college savings accounts, the best financial books for women, and securing a financial planner. In Thrive, how to capitalize on the gold rush. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2297</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2c6a40ca-fd42-11ea-88d9-8beac6e72e5e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9123193064.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 231: How To Secure A Seat At The Table </title>
      <description>What are some of the ugly truths that keep women of color from having a seat at the table in corporate America? Minda Harts, author of “The Memo: What Women Of Color Need To Know To Secure A Seat At The Table,” joins us to discuss. Minda weighs in on microaggressions, what corporate America is doing wrong (and right) when it comes to advancing women of color, and what all women can do to secure a seat at the table in a remote work world. In Mailbag, we discuss long term care policies, how to recover $2,000 from a former financial advisor, and where to invest and give back at the same time. In Thrive, the four financial gaps that impact women when it comes to Social Security.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Sep 2020 05:00:00 -0000</pubDate>
      <itunes:title>How To Secure A Seat At The Table </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>231</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A roadmap for affecting real change within the system, for women of all races. </itunes:subtitle>
      <itunes:summary>What are some of the ugly truths that keep women of color from having a seat at the table in corporate America? Minda Harts, author of “The Memo: What Women Of Color Need To Know To Secure A Seat At The Table,” joins us to discuss. Minda weighs in on microaggressions, what corporate America is doing wrong (and right) when it comes to advancing women of color, and what all women can do to secure a seat at the table in a remote work world. In Mailbag, we discuss long term care policies, how to recover $2,000 from a former financial advisor, and where to invest and give back at the same time. In Thrive, the four financial gaps that impact women when it comes to Social Security.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What are some of the ugly truths that keep women of color from having a seat at the table in corporate America? Minda Harts, author of “The Memo: What Women Of Color Need To Know To Secure A Seat At The Table,” joins us to discuss. Minda weighs in on microaggressions, what corporate America is doing wrong (and right) when it comes to advancing women of color, and what all women can do to secure a seat at the table in a remote work world. In Mailbag, we discuss long term care policies, how to recover $2,000 from a former financial advisor, and where to invest and give back at the same time. In Thrive, the four financial gaps that impact women when it comes to Social Security.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2576</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5c7a04ce-f7b8-11ea-b656-43faa5af73cc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8552199990.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 230: Training Your Brain For Financial Success</title>
      <description>Financial success doesn’t come overnight, but it can come if we learn to retrain our brains to achieve our most important money goals. We chat with Barbara Huson, author of “Rewire For Wealth,” about how we can step into the driver’s seat of our money and our careers. Barbara discusses the differences between men and women in how we approach our financial lives, and how we can move past our fears. In Mailbag, we talk about saving for retirement, putting kids through college, and claiming your ex-husband’s Social Security benefits. In Thrive, Jean weighs in on the most essential skills you’re building while working from home.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Sep 2020 05:00:00 -0000</pubDate>
      <itunes:title>Training Your Brain For Financial Success</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>230</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to “rewire” your brain and ensure financial success. </itunes:subtitle>
      <itunes:summary>Financial success doesn’t come overnight, but it can come if we learn to retrain our brains to achieve our most important money goals. We chat with Barbara Huson, author of “Rewire For Wealth,” about how we can step into the driver’s seat of our money and our careers. Barbara discusses the differences between men and women in how we approach our financial lives, and how we can move past our fears. In Mailbag, we talk about saving for retirement, putting kids through college, and claiming your ex-husband’s Social Security benefits. In Thrive, Jean weighs in on the most essential skills you’re building while working from home.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Financial success doesn’t come overnight, but it can come if we learn to retrain our brains to achieve our most important money goals. We chat with Barbara Huson, author of “Rewire For Wealth,” about how we can step into the driver’s seat of our money and our careers. Barbara discusses the differences between men and women in how we approach our financial lives, and how we can move past our fears. In Mailbag, we talk about saving for retirement, putting kids through college, and claiming your ex-husband’s Social Security benefits. In Thrive, Jean weighs in on the most essential skills you’re building while working from home.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2419</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2a33105a-f23b-11ea-8729-0f8d87ec1fa3]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1607294988.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 229: How To Buy A Car And Be Smart With Big Purchases </title>
      <description>When’s the last time you got a bargain? This week, we’re talking about negotiating BIG purchases, like houses and cars, with Tonya Rapley, founder and CEO of MyFabFinance.com. Tonya worked as a car salesperson, and just purchased her first home along with her first company. We talk negotiation skills, dealer discounts, no-haggle lots, and the best times of the month (and day!) to pull the trigger on a new ride. In Mailbag, we talk about target date funds, buying a home after living small, and whether it’s possible to hit a $1M savings goal. In Thrive, what to do if your company is reopening, but you’re just not comfortable going back into the office.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Sep 2020 05:00:00 -0000</pubDate>
      <itunes:title>How To Buy A Car And Be Smart With Big Purchases </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>229</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to buy a car, a house, and a company. </itunes:subtitle>
      <itunes:summary>When’s the last time you got a bargain? This week, we’re talking about negotiating BIG purchases, like houses and cars, with Tonya Rapley, founder and CEO of MyFabFinance.com. Tonya worked as a car salesperson, and just purchased her first home along with her first company. We talk negotiation skills, dealer discounts, no-haggle lots, and the best times of the month (and day!) to pull the trigger on a new ride. In Mailbag, we talk about target date funds, buying a home after living small, and whether it’s possible to hit a $1M savings goal. In Thrive, what to do if your company is reopening, but you’re just not comfortable going back into the office.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When’s the last time you got a bargain? This week, we’re talking about negotiating BIG purchases, like houses and cars, with Tonya Rapley, founder and CEO of MyFabFinance.com. Tonya worked as a car salesperson, and just purchased her first home along with her first company. We talk negotiation skills, dealer discounts, no-haggle lots, and the best times of the month (and day!) to pull the trigger on a new ride. In Mailbag, we talk about target date funds, buying a home after living small, and whether it’s possible to hit a $1M savings goal. In Thrive, what to do if your company is reopening, but you’re just not comfortable going back into the office.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2569</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e25e8db4-ecc6-11ea-8ad6-eb4a9dcea809]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5428395558.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #22: What To Do If You’ve Lost A Job Or Income </title>
      <description>So many of us are struggling right now, and we're tackling listener questions on job loss. We hear from a listener who is unsure which source of income to tap if her job search takes longer than she'd like. We also hear from a woman who is debating a balance transfer and a 401(k) loan in order to manage her credit card debt situation. We also guide a couple debating taking money from their 401(k)s in order to pay off their house, and we advise a woman who is worried about being able to retire as planned. If you've suffered a job loss, the whole HerMoney team is rooting for you. Got a question for us? Email us at mailbag@hermoney.com. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Aug 2020 13:04:00 -0000</pubDate>
      <itunes:title>What To Do If You’ve Lost A Job Or Income </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Answers for those who have lost a job and are navigating unemployment and job searching. </itunes:subtitle>
      <itunes:summary>So many of us are struggling right now, and we're tackling listener questions on job loss. We hear from a listener who is unsure which source of income to tap if her job search takes longer than she'd like. We also hear from a woman who is debating a balance transfer and a 401(k) loan in order to manage her credit card debt situation. We also guide a couple debating taking money from their 401(k)s in order to pay off their house, and we advise a woman who is worried about being able to retire as planned. If you've suffered a job loss, the whole HerMoney team is rooting for you. Got a question for us? Email us at mailbag@hermoney.com. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>So many of us are struggling right now, and we're tackling listener questions on job loss. We hear from a listener who is unsure which source of income to tap if her job search takes longer than she'd like. We also hear from a woman who is debating a balance transfer and a 401(k) loan in order to manage her credit card debt situation. We also guide a couple debating taking money from their 401(k)s in order to pay off their house, and we advise a woman who is worried about being able to retire as planned. If you've suffered a job loss, the whole HerMoney team is rooting for you. Got a question for us? Email us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1357</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fb8690d4-e92e-11ea-896e-7bd8d35e2e95]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8476152921.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 228: The Pioneer Woman On Budget-Friendly Comfort Foods And Her Path To Success   </title>
      <description>Ree Drummond, best known as “The Pioneer Woman,” is one of the most loved chefs in America, and this week she sits down with us to talk about her favorite recipes, cooking for any budget, kitchen mishaps, her most-used gadgets, and how she stays organized. In Mailbag, saving for retirement in an IRA, market volatility, and the best places to save money. In Thrive, our biggest money regrets and how to avoid them. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Aug 2020 05:00:00 -0000</pubDate>
      <itunes:title>The Pioneer Woman On Budget-Friendly Comfort Foods And Her Path To Success   </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>228</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We’re talking delicious recipes, kitchen gadgets, the one food we’d take to a desert island, and how to set a spoon on fire. </itunes:subtitle>
      <itunes:summary>Ree Drummond, best known as “The Pioneer Woman,” is one of the most loved chefs in America, and this week she sits down with us to talk about her favorite recipes, cooking for any budget, kitchen mishaps, her most-used gadgets, and how she stays organized. In Mailbag, saving for retirement in an IRA, market volatility, and the best places to save money. In Thrive, our biggest money regrets and how to avoid them. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ree Drummond, best known as “The Pioneer Woman,” is one of the most loved chefs in America, and this week she sits down with us to talk about her favorite recipes, cooking for any budget, kitchen mishaps, her most-used gadgets, and how she stays organized. In Mailbag, saving for retirement in an IRA, market volatility, and the best places to save money. In Thrive, our biggest money regrets and how to avoid them. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3064</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[80effc86-e747-11ea-9ff9-a7133dfcb24c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4268014365.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 227: How To Communicate In A Remote Work World </title>
      <description>We’ve entered into a new era of workplace communication, one in which we must offer empathy and transparency, and convey urgency and excitement, all without handshakes, lunches, or happy hours. Behavioral scientist Lindsay Kohler breaks down how to keep your productivity up, improve your communication skills, set boundaries, and challenge your own biases while working remotely. In Mailbag, we tackle refinancing a child’s student loan, a backdoor Roth conversion, IRA contributions, and whether $10,000 is best put towards paying off loans or investing in the stock market. Lastly, in Thrive, how Neflix can improve your credit score. (No, really!)
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Aug 2020 05:00:00 -0000</pubDate>
      <itunes:title>How To Communicate In A Remote Work World </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>227</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to successfully offer clarity via Zoom, be articulate over email, and convey big ideas via Slack. </itunes:subtitle>
      <itunes:summary>We’ve entered into a new era of workplace communication, one in which we must offer empathy and transparency, and convey urgency and excitement, all without handshakes, lunches, or happy hours. Behavioral scientist Lindsay Kohler breaks down how to keep your productivity up, improve your communication skills, set boundaries, and challenge your own biases while working remotely. In Mailbag, we tackle refinancing a child’s student loan, a backdoor Roth conversion, IRA contributions, and whether $10,000 is best put towards paying off loans or investing in the stock market. Lastly, in Thrive, how Neflix can improve your credit score. (No, really!)
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’ve entered into a new era of workplace communication, one in which we must offer empathy and transparency, and convey urgency and excitement, all without handshakes, lunches, or happy hours. Behavioral scientist Lindsay Kohler breaks down how to keep your productivity up, improve your communication skills, set boundaries, and challenge your own biases while working remotely. In Mailbag, we tackle refinancing a child’s student loan, a backdoor Roth conversion, IRA contributions, and whether $10,000 is best put towards paying off loans or investing in the stock market. Lastly, in Thrive, how Neflix can improve your credit score. (No, really!)</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2529</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9a4be70e-e1d3-11ea-b559-3392f757cdd4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5731305045.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 226: How Your Investments Can Impact Change </title>
      <description>When invested the right way, your money can impact change while also earning big returns. We break down what it means to put your money where your mouth is, with Fidelity Investments’ Eliza Badeau and Nicole Connolly. Bigger ESG funds are up 10% year over year, far outperforming the DOW and the S&amp;P 500. Eliza and Nicole dive into how we can get involved today. Eliza breaks down how Fidelity is addressing the inequalities that different underrepresented communities face, and how the social changes that we’re going through as a nation are impacting the investing landscape, particularly for Millennial investors. In Mailbag, we tackle questions on investing vs. paying down a mortgage, transferring a 529 plan to a different state, doing a ROTH IRA conversion, and getting a prenup. In Thrive, how to do a mid-year financial check-up. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Aug 2020 05:00:00 -0000</pubDate>
      <itunes:title>How Your Investments Can Impact Change </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>226</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Giving back while investing in the stock market? Yep, it’s possible, thanks to ESG. </itunes:subtitle>
      <itunes:summary>When invested the right way, your money can impact change while also earning big returns. We break down what it means to put your money where your mouth is, with Fidelity Investments’ Eliza Badeau and Nicole Connolly. Bigger ESG funds are up 10% year over year, far outperforming the DOW and the S&amp;P 500. Eliza and Nicole dive into how we can get involved today. Eliza breaks down how Fidelity is addressing the inequalities that different underrepresented communities face, and how the social changes that we’re going through as a nation are impacting the investing landscape, particularly for Millennial investors. In Mailbag, we tackle questions on investing vs. paying down a mortgage, transferring a 529 plan to a different state, doing a ROTH IRA conversion, and getting a prenup. In Thrive, how to do a mid-year financial check-up. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When invested the right way, your money can impact change while also earning big returns. We break down what it means to put your money where your mouth is, with Fidelity Investments’ Eliza Badeau and Nicole Connolly. Bigger ESG funds are up 10% year over year, far outperforming the DOW and the S&amp;P 500. Eliza and Nicole dive into how we can get involved today. Eliza breaks down how Fidelity is addressing the inequalities that different underrepresented communities face, and how the social changes that we’re going through as a nation are impacting the investing landscape, particularly for Millennial investors. In Mailbag, we tackle questions on investing vs. paying down a mortgage, transferring a 529 plan to a different state, doing a ROTH IRA conversion, and getting a prenup. In Thrive, how to do a mid-year financial check-up. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2876</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7f85d024-dc42-11ea-926d-fff305392649]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8049343121.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 225: Taking Risks And The Art Of Bluffing </title>
      <description>What role does luck play in life? How does luck relate to fate, and how does all of this tie back into what we can and can’t control? We’re discussing it all this week with Maria Konnikova, author of “The Biggest Bluff.” She talks about what good investors have in common, and the truth behind the “illusion of control.”  We discuss emotions, and why they’re so critical to our decision-making process, and we get a crash course on how to bluff — and how to know when we’re being bluffed. In Mailbag, we talk aging parents, target date funds, and caring for a significant other financially. In Thrive, should you take a gap year if your college is closed this fall? 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Aug 2020 05:00:00 -0000</pubDate>
      <itunes:title>Taking Risks And The Art Of Bluffing </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>225</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to risk it all (while bluffing your way through it) with Maria Konnikova. </itunes:subtitle>
      <itunes:summary>What role does luck play in life? How does luck relate to fate, and how does all of this tie back into what we can and can’t control? We’re discussing it all this week with Maria Konnikova, author of “The Biggest Bluff.” She talks about what good investors have in common, and the truth behind the “illusion of control.”  We discuss emotions, and why they’re so critical to our decision-making process, and we get a crash course on how to bluff — and how to know when we’re being bluffed. In Mailbag, we talk aging parents, target date funds, and caring for a significant other financially. In Thrive, should you take a gap year if your college is closed this fall? 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What role does luck play in life? How does luck relate to fate, and how does all of this tie back into what we can and can’t control? We’re discussing it all this week with Maria Konnikova, author of “The Biggest Bluff.” She talks about what good investors have in common, and the truth behind the “illusion of control.”  We discuss emotions, and why they’re so critical to our decision-making process, and we get a crash course on how to bluff — and how to know when we’re being bluffed. In Mailbag, we talk aging parents, target date funds, and caring for a significant other financially. In Thrive, should you take a gap year if your college is closed this fall? </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2655</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1116b5be-d6ce-11ea-94bf-4ff7589a8198]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1646181944.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #21: Planning Ahead: Family, Retirement &amp; Real Estate </title>
      <description>In this episode, we dive into all your questions on investing in an IRA vs. a money market fund, what to do with your stocks during times of market volatility, and whether you can open a 529 for a child who hasn’t yet been born. We also tackle a question on planning for the financial needs of an autistic older brother, and a question on balancing retirement contributions amidst mortgage refinancing and HELOCs. Got a question for us? Email us at mailbag@hermoney.com. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 30 Jul 2020 05:00:00 -0000</pubDate>
      <itunes:title>Planning Ahead: Family, Retirement &amp; Real Estate </itunes:title>
      <itunes:episodeType>bonus</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Planning for the future amidst uncertain times. </itunes:subtitle>
      <itunes:summary>In this episode, we dive into all your questions on investing in an IRA vs. a money market fund, what to do with your stocks during times of market volatility, and whether you can open a 529 for a child who hasn’t yet been born. We also tackle a question on planning for the financial needs of an autistic older brother, and a question on balancing retirement contributions amidst mortgage refinancing and HELOCs. Got a question for us? Email us at mailbag@hermoney.com. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this episode, we dive into all your questions on investing in an IRA vs. a money market fund, what to do with your stocks during times of market volatility, and whether you can open a 529 for a child who hasn’t yet been born. We also tackle a question on planning for the financial needs of an autistic older brother, and a question on balancing retirement contributions amidst mortgage refinancing and HELOCs. Got a question for us? Email us at <a href="mailto:mailbag@hermoney.com">mailbag@hermoney.com</a>. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1653</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[51265814-d203-11ea-abb0-9708c6ca85dc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4201737940.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 224: Using Credit Card Rewards When You Can’t Travel </title>
      <description>When’s the last time you took a trip somewhere other than your local grocery store? And what are we supposed to do with all those credit card miles and points we’ve been accruing? We discuss with The Points Guy himself, Brian Kelly. He tells us how to get the safest flight possible for the best price, how to decide if you need a new kind of credit card, and what to do with our points right now. In Mailbag, Jean and Kathryn talk through credit freezes for 5-year-olds, how to allocate retirement investments, and UTMA/UGMA accounts for kids. In Thrive, car insurance companies offering refunds. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Jul 2020 05:00:00 -0000</pubDate>
      <itunes:title>Using Credit Card Rewards When You Can’t Travel </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>224</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to use your credit card points right now and get the most out of them. </itunes:subtitle>
      <itunes:summary>When’s the last time you took a trip somewhere other than your local grocery store? And what are we supposed to do with all those credit card miles and points we’ve been accruing? We discuss with The Points Guy himself, Brian Kelly. He tells us how to get the safest flight possible for the best price, how to decide if you need a new kind of credit card, and what to do with our points right now. In Mailbag, Jean and Kathryn talk through credit freezes for 5-year-olds, how to allocate retirement investments, and UTMA/UGMA accounts for kids. In Thrive, car insurance companies offering refunds. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When’s the last time you took a trip somewhere other than your local grocery store? And what are we supposed to do with all those credit card miles and points we’ve been accruing? We discuss with The Points Guy himself, Brian Kelly. He tells us how to get the safest flight possible for the best price, how to decide if you need a new kind of credit card, and what to do with our points right now. In Mailbag, Jean and Kathryn talk through credit freezes for 5-year-olds, how to allocate retirement investments, and UTMA/UGMA accounts for kids. In Thrive, car insurance companies offering refunds. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2296</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[68b2a794-d140-11ea-b078-fb7f3596b9a3]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4098983547.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 223: What White Women Can Do To Be Allies For Women Of Color</title>
      <description>Women of color are behind white women in almost every financial and career measurement. Today, we take a look at action steps that white women can take to be allies and advocates, and begin to truly make an impact. Administrative Judge Karen Ortiz and CEO of communications firm CJC Insights, Chanel Cathey, join us to talk about what it’s like to be the only woman of color in the room, and the biases and stereotypes that we all need to watch out for in our daily lives. In Mailbag, we talk about financially supporting our parents and paying down credit card debt with personal loans. In Thrive, the essential items that every woman should build into her budget. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Jul 2020 05:00:00 -0000</pubDate>
      <itunes:title>What White Women Can Do To Be Allies For Women Of Color</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>223</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>We sit down with two incredible women of color to talk through concrete action steps for doing better and being better. </itunes:subtitle>
      <itunes:summary>Women of color are behind white women in almost every financial and career measurement. Today, we take a look at action steps that white women can take to be allies and advocates, and begin to truly make an impact. Administrative Judge Karen Ortiz and CEO of communications firm CJC Insights, Chanel Cathey, join us to talk about what it’s like to be the only woman of color in the room, and the biases and stereotypes that we all need to watch out for in our daily lives. In Mailbag, we talk about financially supporting our parents and paying down credit card debt with personal loans. In Thrive, the essential items that every woman should build into her budget. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women of color are behind white women in almost every financial and career measurement. Today, we take a look at action steps that white women can take to be allies and advocates, and begin to truly make an impact. Administrative Judge Karen Ortiz and CEO of communications firm CJC Insights, Chanel Cathey, join us to talk about what it’s like to be the only woman of color in the room, and the biases and stereotypes that we all need to watch out for in our daily lives. In Mailbag, we talk about financially supporting our parents and paying down credit card debt with personal loans. In Thrive, the essential items that every woman should build into her budget. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3077</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[23306dd8-cbc7-11ea-b4f7-374e14ee7ef6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8959195831.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 222: Navigating The Healthcare System And Being Your Own Advocate </title>
      <description>Health matters have been a priority for all of us lately, and when we’re sick, the last thing we want to deal with are insurance questions and medical bills. Janine Urbaniak Reid, author of “The Opposite of Certainty” joins us to share her story and discusses some of the tactics that she used to get answers. She dives into the topic of resiliency, and opens up about how we can all “live a life you don’t hate, in circumstances you do.” She also tackles how to stay positive through it all, how to support a friend who is hurting, and how to truly live in the present. In Mailbag, we tackle questions on asking for a raise during the pandemic and refinancing a home. In Thrive, a chat with your parents about their financial situation. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Jul 2020 05:00:00 -0000</pubDate>
      <itunes:title>Navigating The Healthcare System And Being Your Own Advocate </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>222</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How to negotiate, make calls, stay positive and live in the present when medical issues arise.</itunes:subtitle>
      <itunes:summary>Health matters have been a priority for all of us lately, and when we’re sick, the last thing we want to deal with are insurance questions and medical bills. Janine Urbaniak Reid, author of “The Opposite of Certainty” joins us to share her story and discusses some of the tactics that she used to get answers. She dives into the topic of resiliency, and opens up about how we can all “live a life you don’t hate, in circumstances you do.” She also tackles how to stay positive through it all, how to support a friend who is hurting, and how to truly live in the present. In Mailbag, we tackle questions on asking for a raise during the pandemic and refinancing a home. In Thrive, a chat with your parents about their financial situation. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Health matters have been a priority for all of us lately, and when we’re sick, the last thing we want to deal with are insurance questions and medical bills. Janine Urbaniak Reid, author of “The Opposite of Certainty” joins us to share her story and discusses some of the tactics that she used to get answers. She dives into the topic of resiliency, and opens up about how we can all “live a life you don’t hate, in circumstances you do.” She also tackles how to stay positive through it all, how to support a friend who is hurting, and how to truly live in the present. In Mailbag, we tackle questions on asking for a raise during the pandemic and refinancing a home. In Thrive, a chat with your parents about their financial situation. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2487</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[358d21ea-c638-11ea-9f0c-abb3470b2c95]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1731491014.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 221: Entrepreneurship And Pathways To Success With Lauren Maillian </title>
      <description>Lauren Maillian, CEO of digitalundivided, joins us for a chat about Black and Latinx entrepreneurs, and the barriers women face in the world of fundraising and founding companies. We dive into how women can create a safety net for our own financial security at the same time we’re building a business, why “scrappiness” is at the heart of entrepreneurship, and how everyone can help create opportunity, share influence, empower, and uplift. In Mailbag, we talk whole life and term life insurance, and what to do about health insurance (and claiming a pension) when you retire before 65. In Thrive, what to do if your summer internship was sidelined. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Jul 2020 05:00:00 -0000</pubDate>
      <itunes:title>Entrepreneurship And Pathways To Success With Lauren Maillian </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>221</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A candid chat about how female small business owners, particularly those of color, can thrive, and what we can all do to uplift. </itunes:subtitle>
      <itunes:summary>Lauren Maillian, CEO of digitalundivided, joins us for a chat about Black and Latinx entrepreneurs, and the barriers women face in the world of fundraising and founding companies. We dive into how women can create a safety net for our own financial security at the same time we’re building a business, why “scrappiness” is at the heart of entrepreneurship, and how everyone can help create opportunity, share influence, empower, and uplift. In Mailbag, we talk whole life and term life insurance, and what to do about health insurance (and claiming a pension) when you retire before 65. In Thrive, what to do if your summer internship was sidelined. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Lauren Maillian, CEO of digitalundivided, joins us for a chat about Black and Latinx entrepreneurs, and the barriers women face in the world of fundraising and founding companies. We dive into how women can create a safety net for our own financial security at the same time we’re building a business, why “scrappiness” is at the heart of entrepreneurship, and how everyone can help create opportunity, share influence, empower, and uplift. In Mailbag, we talk whole life and term life insurance, and what to do about health insurance (and claiming a pension) when you retire before 65. In Thrive, what to do if your summer internship was sidelined. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2753</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[560e02aa-c0ba-11ea-aae9-139898ecda5b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3707134182.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 220: How Our Shopping And Spending Habits Are Changing </title>
      <description>“Americans Are Shopping For Groceries Like It’s 1996.” That headline caught our eye because it’s true — we’re cooking at home, we’re ordering everything from Amazon, and our spending habits have radically changed. Will they ever go back to “normal”? Dan Frommer, Founder of The New Consumer, joins us to share why it’s like “a switch flipped, and we skipped 15 years into the future.” Dan talks about some of the pitfalls of shopping online, and the growing popularity of direct-to-consumer brands, like Warby Parker and Glossier. We also talk about where to get the best bargains out there right now. In Mailbag, what to do with 529 funds that may have been refunded, how to prioritize funds between debt repayment and investing, and navigating target date funds. In Thrive, the steps you need to take to keep your connections strong in this happy hour-less era. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Jul 2020 05:00:00 -0000</pubDate>
      <itunes:title>How Our Shopping And Spending Habits Are Changing </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>220</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How are you spending your money these days? Can retailers keep up with new demands and desires? </itunes:subtitle>
      <itunes:summary>“Americans Are Shopping For Groceries Like It’s 1996.” That headline caught our eye because it’s true — we’re cooking at home, we’re ordering everything from Amazon, and our spending habits have radically changed. Will they ever go back to “normal”? Dan Frommer, Founder of The New Consumer, joins us to share why it’s like “a switch flipped, and we skipped 15 years into the future.” Dan talks about some of the pitfalls of shopping online, and the growing popularity of direct-to-consumer brands, like Warby Parker and Glossier. We also talk about where to get the best bargains out there right now. In Mailbag, what to do with 529 funds that may have been refunded, how to prioritize funds between debt repayment and investing, and navigating target date funds. In Thrive, the steps you need to take to keep your connections strong in this happy hour-less era. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>“Americans Are Shopping For Groceries Like It’s 1996.” That headline caught our eye because it’s true — we’re cooking at home, we’re ordering everything from Amazon, and our spending habits have radically changed. Will they ever go back to “normal”? Dan Frommer, Founder of The New Consumer, joins us to share why it’s like “a switch flipped, and we skipped 15 years into the future.” Dan talks about some of the pitfalls of shopping online, and the growing popularity of direct-to-consumer brands, like Warby Parker and Glossier. We also talk about where to get the best bargains out there right now. In Mailbag, what to do with 529 funds that may have been refunded, how to prioritize funds between debt repayment and investing, and navigating target date funds. In Thrive, the steps you need to take to keep your connections strong in this happy hour-less era. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2921</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[233a1582-bb36-11ea-a9ce-93ddcd509941]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7024777293.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 219: Pride, Inclusion, And Eradicating Bias </title>
      <description>Megan Smith, Chief Technology Officer of the United States under President Obama and CEO of Shift7, joins us for a candid conversation on inclusion and diversity. For Megan, inclusion means that all people are able to bring forward their greatest self, not “stomp on others.” She and Jean talk about the importance of supporting innovators, how tech is helping us to drive bias from movies and television, and the importance of “being there” for LGBTQ youth. In Mailbag, we hear from Marcia Mantell again on a question about Social Security for freelancers, and we take listener questions about setting up IRA accounts, and the pros and cons of having all your investments at one firm. In Thrive, what it really means for your bottom line when you file early for Social Security. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Jun 2020 04:03:39 -0000</pubDate>
      <itunes:title>Pride, Inclusion, And Eradicating Bias </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>219</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>CEO of Shift7 and former United States CTO Megan Smith on diversity, inclusion and a whole lotta pride. </itunes:subtitle>
      <itunes:summary>Megan Smith, Chief Technology Officer of the United States under President Obama and CEO of Shift7, joins us for a candid conversation on inclusion and diversity. For Megan, inclusion means that all people are able to bring forward their greatest self, not “stomp on others.” She and Jean talk about the importance of supporting innovators, how tech is helping us to drive bias from movies and television, and the importance of “being there” for LGBTQ youth. In Mailbag, we hear from Marcia Mantell again on a question about Social Security for freelancers, and we take listener questions about setting up IRA accounts, and the pros and cons of having all your investments at one firm. In Thrive, what it really means for your bottom line when you file early for Social Security. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Megan Smith, Chief Technology Officer of the United States under President Obama and CEO of Shift7, joins us for a candid conversation on inclusion and diversity. For Megan, inclusion means that all people are able to bring forward their greatest self, not “stomp on others.” She and Jean talk about the importance of supporting innovators, how tech is helping us to drive bias from movies and television, and the importance of “being there” for LGBTQ youth. In Mailbag, we hear from Marcia Mantell again on a question about Social Security for freelancers, and we take listener questions about setting up IRA accounts, and the pros and cons of having all your investments at one firm. In Thrive, what it really means for your bottom line when you file early for Social Security. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3116</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[71a1d924-b5cf-11ea-a2d2-630921837cb0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5521241464.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 218: Dieting, Body Image And Self Love </title>
      <description>We dwell with these things, and we dwell within them every single day of our lives, so when one of these things is a source of negativity for us, it impacts everything. Marisa Meltzer, author of “This Is Big: How The Founder Of Weight Watchers Changed The World — And Me,” dishes on all things body positivity, dieting, and how our relationships with food and money are so closely intertwined. In Mailbag, Jean and Kathryn check in with a very special guest — Piper Kerman, author of Orange Is The New Black — to help answer a question about managing finances while incarcerated. We also tackle questions on paying down debt and downsizing. 

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Jun 2020 05:00:00 -0000</pubDate>
      <itunes:title>Dieting, Body Image And Self Love </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>218</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>When one of these things is a source of stress for us, it impacts everything. </itunes:subtitle>
      <itunes:summary>We dwell with these things, and we dwell within them every single day of our lives, so when one of these things is a source of negativity for us, it impacts everything. Marisa Meltzer, author of “This Is Big: How The Founder Of Weight Watchers Changed The World — And Me,” dishes on all things body positivity, dieting, and how our relationships with food and money are so closely intertwined. In Mailbag, Jean and Kathryn check in with a very special guest — Piper Kerman, author of Orange Is The New Black — to help answer a question about managing finances while incarcerated. We also tackle questions on paying down debt and downsizing. 

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We dwell with these things, and we dwell within them every single day of our lives, so when one of these things is a source of negativity for us, it impacts everything. Marisa Meltzer, author of “This Is Big: How The Founder Of Weight Watchers Changed The World — And Me,” dishes on all things body positivity, dieting, and how our relationships with food and money are so closely intertwined. In Mailbag, Jean and Kathryn check in with a very special guest — Piper Kerman, author of Orange Is The New Black — to help answer a question about managing finances while incarcerated. We also tackle questions on paying down debt and downsizing. </p><p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2976</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f9fdd61a-b039-11ea-adff-3bf4dae5898f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1297373386.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 217: How Do We Support Our Black Friends And Colleagues During This Time? </title>
      <description>Jean sits down for an important discussion with Sharon Epperson, Senior Personal Finance Correspondent at CNBC. Sharon weighs in on how to show support for Black friends and colleagues during this time, and how to help elevate voices of color. Sharon offers a suggested script for diving into conversations, and a look at her favorite sources for education. In Mailbag, we discuss saving for a house while paying down debt, investing in the market, and supporting aging parents. In Thrive, why you should check your junk mail for your stimulus check — that might actually be a debit card.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Jun 2020 05:00:00 -0000</pubDate>
      <itunes:title>How Do We Support Our Black Friends And Colleagues During This Time? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>217</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What does it really mean to be a white ally to the Black community? How can we have the kinds of conversations that are so necessary right now? </itunes:subtitle>
      <itunes:summary>Jean sits down for an important discussion with Sharon Epperson, Senior Personal Finance Correspondent at CNBC. Sharon weighs in on how to show support for Black friends and colleagues during this time, and how to help elevate voices of color. Sharon offers a suggested script for diving into conversations, and a look at her favorite sources for education. In Mailbag, we discuss saving for a house while paying down debt, investing in the market, and supporting aging parents. In Thrive, why you should check your junk mail for your stimulus check — that might actually be a debit card.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Jean sits down for an important discussion with Sharon Epperson, Senior Personal Finance Correspondent at CNBC. Sharon weighs in on how to show support for Black friends and colleagues during this time, and how to help elevate voices of color. Sharon offers a suggested script for diving into conversations, and a look at her favorite sources for education. In Mailbag, we discuss saving for a house while paying down debt, investing in the market, and supporting aging parents. In Thrive, why you should check your junk mail for your stimulus check — that might actually be a debit card.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3051</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2a35eb68-aace-11ea-8628-635b7f656097]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4190642310.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 216: Everything Women Need To Know About Social Security </title>
      <description>Everything women need to know about social security, both today and in retirement, with Marcia Mantell, author of “What’s The Deal With Social Security For Women.” We discuss the best claiming strategies for women (including when to file), the rumor that social security may not be there for us when we need it, and why women are different when it comes to social security. In Mailbag, Jean and Kathryn tackle where to invest additional funds in retirement, how to help victims of domestic abuse get back on their feet financially, and how to avoid falling into the lifestyle inflation trap. In Thrive, how to get out of the negative feedback loop that may be preventing you from pursuing your bigger financial goals.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Jun 2020 05:00:00 -0000</pubDate>
      <itunes:title>Everything Women Need To Know About Social Security </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>216</itunes:episode>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b1eebe8e-a51c-11ea-810f-ef8a676c2951/image/uploads_2F1591135273389-x60ffcfkjj-e80ae2081c1af88fc4304c4c6177b492_2FHerMoney_Podcast+Art_V1_0002_3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Claiming strategies, when to file, and how to handle based on your marital status.</itunes:subtitle>
      <itunes:summary>Everything women need to know about social security, both today and in retirement, with Marcia Mantell, author of “What’s The Deal With Social Security For Women.” We discuss the best claiming strategies for women (including when to file), the rumor that social security may not be there for us when we need it, and why women are different when it comes to social security. In Mailbag, Jean and Kathryn tackle where to invest additional funds in retirement, how to help victims of domestic abuse get back on their feet financially, and how to avoid falling into the lifestyle inflation trap. In Thrive, how to get out of the negative feedback loop that may be preventing you from pursuing your bigger financial goals.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Everything women need to know about social security, both today and in retirement, with Marcia Mantell, author of “What’s The Deal With Social Security For Women.” We discuss the best claiming strategies for women (including when to file), the rumor that social security may not be there for us when we need it, and why women are different when it comes to social security. In Mailbag, Jean and Kathryn tackle where to invest additional funds in retirement, how to help victims of domestic abuse get back on their feet financially, and how to avoid falling into the lifestyle inflation trap. In Thrive, how to get out of the negative feedback loop that may be preventing you from pursuing your bigger financial goals.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2663</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b1eebe8e-a51c-11ea-810f-ef8a676c2951]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5317272240.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 215: How To Rock Your LinkedIn Profile: The Ultimate Guide For Getting Hired </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/eDN_EftjK1Q/322806</link>
      <description>How do we spruce up our LinkedIn profiles in order to stand out from the herd? Allison Nunes, workshop ambassador for LinkedIn’s “Rock Your Profile” program shares all her secrets. We cover job alerts, networking, applying for jobs, perfecting your profile, getting recommendations, and so much more. In Mailbag, we talk about online savings accounts, women bonding together in retirement (Golden Girls style), and buying a historic home. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 May 2020 05:01:46 -0000</pubDate>
      <itunes:title>How To Rock Your LinkedIn Profile: The Ultimate Guide For Getting Hired </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/61861114-a0fc-11ea-8866-6735fef34e97/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Everything you wanted to know about creating a profile that will help you land your next gig. </itunes:subtitle>
      <itunes:summary>How do we spruce up our LinkedIn profiles in order to stand out from the herd? Allison Nunes, workshop ambassador for LinkedIn’s “Rock Your Profile” program shares all her secrets. We cover job alerts, networking, applying for jobs, perfecting your profile, getting recommendations, and so much more. In Mailbag, we talk about online savings accounts, women bonding together in retirement (Golden Girls style), and buying a historic home. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        How do we spruce up our LinkedIn profiles in order to stand out from the herd? Allison Nunes, workshop ambassador for LinkedIn’s “Rock Your Profile” program shares all her secrets. We cover job alerts, networking, applying for jobs, perfecting your profile, getting recommendations, and so much more. In Mailbag, we talk about online savings accounts, women bonding together in retirement (Golden Girls style), and buying a historic home. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2894</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_f8d3e8ee-96b7-4c44-9f32-e91ff1742e8e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2688959428.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 214: Move Over, Bro Culture: How Women Are Taking The Tech World </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/9iSFqWxGgLo/321974</link>
      <description>Women in tech. It’s a broad topic, and Hilary Gosher, Managing Director at Insight Partners, is here to help us distill it all. She discusses the importance of women in tech, and the barriers to increasing our presence in this male-dominated world. She shares how we can get more women interested in pursuing tech careers — it’s not just semiconductors anymore. The pair also discuss startup culture, female mentorship, and co-working spaces like Luminary and The Wing. In Mailbag, what to do with a 401(k) from a previous job, updating a will before you get married, and entrepreneurship vs. full time jobs.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 May 2020 05:01:06 -0000</pubDate>
      <itunes:title>Move Over, Bro Culture: How Women Are Taking The Tech World </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b15cbeac-9f9b-11ea-9062-b3e3d617fe46/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>“There is so much more out there than our guidance counselors have led us to believe.” </itunes:subtitle>
      <itunes:summary>Women in tech. It’s a broad topic, and Hilary Gosher, Managing Director at Insight Partners, is here to help us distill it all. She discusses the importance of women in tech, and the barriers to increasing our presence in this male-dominated world. She shares how we can get more women interested in pursuing tech careers — it’s not just semiconductors anymore. The pair also discuss startup culture, female mentorship, and co-working spaces like Luminary and The Wing. In Mailbag, what to do with a 401(k) from a previous job, updating a will before you get married, and entrepreneurship vs. full time jobs.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Women in tech. It’s a broad topic, and Hilary Gosher, Managing Director at Insight Partners, is here to help us distill it all. She discusses the importance of women in tech, and the barriers to increasing our presence in this male-dominated world. She shares how we can get more women interested in pursuing tech careers — it’s not just semiconductors anymore. The pair also discuss startup culture, female mentorship, and co-working spaces like Luminary and The Wing. In Mailbag, what to do with a 401(k) from a previous job, updating a will before you get married, and entrepreneurship vs. full time jobs.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2870</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_a24e4cc8-6551-4be2-b01d-9224382f0e82]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9946994445.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 213: CEO of Barstool Sports, Erika Nardini, On Startups, Success And Life In The C-Suite </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/VPozRTma88c/320676</link>
      <description>Barstool sports now boasts 66 million monthly users and annual revenue of $100 million. Erika Nardini is the woman who took them to the top. She discusses her work ethic and drive, her journey to the helm of Barstool, and what it's like to work alongside its founder, Dave Portnoy. She dives into the allegations that she’s a “token” female CEO, and what goes into the “secret sauce” that makes their podcasts so popular. She also talks about her time in competitive sports. In Mailbag, questions on co-signing loans, best budgeting apps, and retirement asset allocation.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 May 2020 04:02:50 -0000</pubDate>
      <itunes:title>CEO of Barstool Sports, Erika Nardini, On Startups, Success And Life In The C-Suite </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b177a2bc-9f9b-11ea-9062-0f1a1d432728/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Barstool sports now boasts 66 million monthly users and annual revenue of $100 million. Meet the woman who took them to the top. </itunes:subtitle>
      <itunes:summary>Barstool sports now boasts 66 million monthly users and annual revenue of $100 million. Erika Nardini is the woman who took them to the top. She discusses her work ethic and drive, her journey to the helm of Barstool, and what it's like to work alongside its founder, Dave Portnoy. She dives into the allegations that she’s a “token” female CEO, and what goes into the “secret sauce” that makes their podcasts so popular. She also talks about her time in competitive sports. In Mailbag, questions on co-signing loans, best budgeting apps, and retirement asset allocation.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Barstool sports now boasts 66 million monthly users and annual revenue of $100 million. Erika Nardini is the woman who took them to the top. She discusses her work ethic and drive, her journey to the helm of Barstool, and what it's like to work alongside its founder, Dave Portnoy. She dives into the allegations that she’s a “token” female CEO, and what goes into the “secret sauce” that makes their podcasts so popular. She also talks about her time in competitive sports. In Mailbag, questions on co-signing loans, best budgeting apps, and retirement asset allocation.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2679</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_b7249dba-e8e5-4526-b31f-92f03eb42dba]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9650008182.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> Ep 212: Kendra Scott On Entrepreneurship, Motherhood, And Giving Back </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/SLbk9dmT5sM/319693</link>
      <description>Kendra Scott’s classic jewelry designs sparkle, but not as much as her incredible philanthropic and educational efforts. She shares how she built her billion dollar business, her best advice to fellow entrepreneurs, hard truths about her first entrepreneurial failure, and how retail can continue to thrive. In Mailbag, planning for a baby after a job loss, asking an employer for work-from-home flexibility, and starting a business vs. building an emergency fund. Also, free credit reports and how to get yours.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 May 2020 05:01:14 -0000</pubDate>
      <itunes:title>Kendra Scott On Entrepreneurship, Motherhood, And Giving Back </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b19d26d6-9f9b-11ea-9062-4733a088c6d8/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Jewelry industry titan Kendra Scott on how she got her start, advice for future entrepreneurs, and what we can all do to make it through coronavirus. </itunes:subtitle>
      <itunes:summary>Kendra Scott’s classic jewelry designs sparkle, but not as much as her incredible philanthropic and educational efforts. She shares how she built her billion dollar business, her best advice to fellow entrepreneurs, hard truths about her first entrepreneurial failure, and how retail can continue to thrive. In Mailbag, planning for a baby after a job loss, asking an employer for work-from-home flexibility, and starting a business vs. building an emergency fund. Also, free credit reports and how to get yours.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Kendra Scott’s classic jewelry designs sparkle, but not as much as her incredible philanthropic and educational efforts. She shares how she built her billion dollar business, her best advice to fellow entrepreneurs, hard truths about her first entrepreneurial failure, and how retail can continue to thrive. In Mailbag, planning for a baby after a job loss, asking an employer for work-from-home flexibility, and starting a business vs. building an emergency fund. Also, free credit reports and how to get yours.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2747</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_ba7e3ab3-aa66-4f19-9fd3-3f4e28f0df24]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4515911269.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 211: Small Businesses And Coronavirus: How To Support Entrepreneurs, And How They Can Thrive</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/haoH3G1l2xo/318822</link>
      <description>How can we help the small businesses in our lives succeed? How can entrepreneurs weather this storm? Scott Omelianuk, Editor-In-Chief of Inc. Magazine, weighs in and says we all need to remember that we are shaping the world we want to live in with our wallets. He discusses the funding from the Paycheck Protection Program (PPP) and how to apply. In Mailbag, questions from small business owners, a woman in the middle of home renovations, and a couple looking to buy a more affordable home.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Apr 2020 05:01:37 -0000</pubDate>
      <itunes:title>Small Businesses And Coronavirus: How To Support Entrepreneurs, And How They Can Thrive</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b1b8ebd2-9f9b-11ea-9062-8bea3246b0b6/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>A guide for keeping the entrepreneurs we love afloat during these times, and suggestions for how small business owners can succeed during the coronavirus downturn. </itunes:subtitle>
      <itunes:summary>How can we help the small businesses in our lives succeed? How can entrepreneurs weather this storm? Scott Omelianuk, Editor-In-Chief of Inc. Magazine, weighs in and says we all need to remember that we are shaping the world we want to live in with our wallets. He discusses the funding from the Paycheck Protection Program (PPP) and how to apply. In Mailbag, questions from small business owners, a woman in the middle of home renovations, and a couple looking to buy a more affordable home.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        How can we help the small businesses in our lives succeed? How can entrepreneurs weather this storm? Scott Omelianuk, Editor-In-Chief of Inc. Magazine, weighs in and says we all need to remember that we are shaping the world we want to live in with our wallets. He discusses the funding from the Paycheck Protection Program (PPP) and how to apply. In Mailbag, questions from small business owners, a woman in the middle of home renovations, and a couple looking to buy a more affordable home.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2137</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_497b51f3-c63c-40b2-8163-5b2a401bf4f3]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3122586948.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 210: The Power Of Stepping Away: What It Really Means To Disconnect </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/rDkcBzvZUNo/317914</link>
      <description>What does it truly mean to truly disconnect? Celeste Headlee, author of: “Do Nothing: How To Break Away From Overworking, Overdoing, And Under-living,” tells us how we can all stop sabotaging our well-being and start living instead of doing. In order to fully decompress, we have to distance ourselves from technology, and examine whether we might be suffering from the “busy-ness” delusion — we are not as busy as we think we are. Celeste breaks down the tactical changes needed to bring us closer to our big life goals. In Mailbag, saving for college, filing for bankruptcy, and the best budgeting tools on the market.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Apr 2020 05:01:41 -0000</pubDate>
      <itunes:title>The Power Of Stepping Away: What It Really Means To Disconnect </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b1d76c06-9f9b-11ea-9062-2f94f33b8412/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Let’s get away from it all. No, really. Put the phone down. </itunes:subtitle>
      <itunes:summary>What does it truly mean to truly disconnect? Celeste Headlee, author of: “Do Nothing: How To Break Away From Overworking, Overdoing, And Under-living,” tells us how we can all stop sabotaging our well-being and start living instead of doing. In order to fully decompress, we have to distance ourselves from technology, and examine whether we might be suffering from the “busy-ness” delusion — we are not as busy as we think we are. Celeste breaks down the tactical changes needed to bring us closer to our big life goals. In Mailbag, saving for college, filing for bankruptcy, and the best budgeting tools on the market.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        What does it truly mean to truly disconnect? Celeste Headlee, author of: “Do Nothing: How To Break Away From Overworking, Overdoing, And Under-living,” tells us how we can all stop sabotaging our well-being and start living instead of doing. In order to fully decompress, we have to distance ourselves from technology, and examine whether we might be suffering from the “busy-ness” delusion — we are not as busy as we think we are. Celeste breaks down the tactical changes needed to bring us closer to our big life goals. In Mailbag, saving for college, filing for bankruptcy, and the best budgeting tools on the market.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2619</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_d6d5f348-d869-4db2-b2e0-307873716866]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3229561330.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #20: Surviving And Thriving During Coronavirus  </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/h4NdZ3Y_C04/317477</link>
      <description>Your questions on filing for unemployment, pulling money out of a 401(k), and home refinancing. Also, converting your portfolio to cash, and a debate on putting money into an emergency fund vs. paying down credit card debt.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 18 Apr 2020 14:39:01 -0000</pubDate>
      <itunes:title>Surviving And Thriving During Coronavirus  </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b1f0cc3c-9f9b-11ea-9062-833fdc3efd8d/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Questions all about what you and your loved ones are facing due to the recent economic slowdown and market turmoil.</itunes:subtitle>
      <itunes:summary>Your questions on filing for unemployment, pulling money out of a 401(k), and home refinancing. Also, converting your portfolio to cash, and a debate on putting money into an emergency fund vs. paying down credit card debt.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Your questions on filing for unemployment, pulling money out of a 401(k), and home refinancing. Also, converting your portfolio to cash, and a debate on putting money into an emergency fund vs. paying down credit card debt.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1452</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_e4ea064b-3c9c-44a5-83db-d9e04a4e9d2a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7768475702.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 209: Daily Rituals, Self Care And Healing: A How-To</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/kuV19N_c6-8/317032</link>
      <description>Tara Schuster, VP of Talent and Development at Comedy Central, and author of “Buy Yourself The F*cking Lilies And Other Rituals To Fix Your Life From Someone Who Has Been There,” talks about how small daily indulgences are a form of self-care that can make our lives better. and how gratitude lists can change our entire perspective on thankfulness. Tara breaks down how she learned to “re-parent” herself, and how gratitude changed her life. She also discusses how to elevate others, and be the kind of supportive friend we all wish we had. In Mailbag, home buying during the time of Coronavirus, funding a child’s college education with money from an IRA, stimulus check questions. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Apr 2020 05:01:10 -0000</pubDate>
      <itunes:title>Daily Rituals, Self Care And Healing: A How-To</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2508a0a-9f9b-11ea-9062-032921a1850d/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Tara Schuster on the importance of self care, and her new book: “Buy Yourself The F*cking Lilies And Other Rituals To Fix Your Life From Someone Who Has Been There.” </itunes:subtitle>
      <itunes:summary>Tara Schuster, VP of Talent and Development at Comedy Central, and author of “Buy Yourself The F*cking Lilies And Other Rituals To Fix Your Life From Someone Who Has Been There,” talks about how small daily indulgences are a form of self-care that can make our lives better. and how gratitude lists can change our entire perspective on thankfulness. Tara breaks down how she learned to “re-parent” herself, and how gratitude changed her life. She also discusses how to elevate others, and be the kind of supportive friend we all wish we had. In Mailbag, home buying during the time of Coronavirus, funding a child’s college education with money from an IRA, stimulus check questions. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Tara Schuster, VP of Talent and Development at Comedy Central, and author of “Buy Yourself The F*cking Lilies And Other Rituals To Fix Your Life From Someone Who Has Been There,” talks about how small daily indulgences are a form of self-care that can make our lives better. and how gratitude lists can change our entire perspective on thankfulness. Tara breaks down how she learned to “re-parent” herself, and how gratitude changed her life. She also discusses how to elevate others, and be the kind of supportive friend we all wish we had. In Mailbag, home buying during the time of Coronavirus, funding a child’s college education with money from an IRA, stimulus check questions. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2596</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_1df57462-2ad6-4d01-9acd-c2abb8768ac1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8223123736.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 208: The Genius Of Women, With Janice Kaplan </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/wf_p7fYGoJY/316207</link>
      <description>Why do 90% of people think geniuses are always men? Bestselling author and journalist Janice Kaplan discusses her book, “The Genius Of Women,” which details how generations of women have broken down seemingly unshakeable barriers, and the powerful forces that have rigged the system against us for centuries. We talk about the traits that many female geniuses share, how to tune out the “negative radio” that may be playing in our heads, and how we can each find our own area of genius. In Mailbag, online savings accounts, 529 plans, and striking a balance between keeping money liquid and keeping money invested.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Apr 2020 05:01:03 -0000</pubDate>
      <itunes:title>The Genius Of Women, With Janice Kaplan </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2673016-9f9b-11ea-9062-ef74e937a27d/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>What does it really mean to be a genius in 2020, and why do 90% of Americans think that geniuses are men? </itunes:subtitle>
      <itunes:summary>Why do 90% of people think geniuses are always men? Bestselling author and journalist Janice Kaplan discusses her book, “The Genius Of Women,” which details how generations of women have broken down seemingly unshakeable barriers, and the powerful forces that have rigged the system against us for centuries. We talk about the traits that many female geniuses share, how to tune out the “negative radio” that may be playing in our heads, and how we can each find our own area of genius. In Mailbag, online savings accounts, 529 plans, and striking a balance between keeping money liquid and keeping money invested.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Why do 90% of people think geniuses are always men? Bestselling author and journalist Janice Kaplan discusses her book, “The Genius Of Women,” which details how generations of women have broken down seemingly unshakeable barriers, and the powerful forces that have rigged the system against us for centuries. We talk about the traits that many female geniuses share, how to tune out the “negative radio” that may be playing in our heads, and how we can each find our own area of genius. In Mailbag, online savings accounts, 529 plans, and striking a balance between keeping money liquid and keeping money invested.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2761</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_c1566c52-5b26-429d-973a-ae8b9c7877c4]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1858973355.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 207: How To Make Good Decisions During Uncertain Times </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/BEKR9NQifaE/315214</link>
      <description>Since coronavirus hit, we’ve been unsure what’s next with our jobs and income, our childrens’ education, our investments — and our health.  Carl Richards, Certified Financial Planner author of “The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money,” joined us to discuss making good decisions without panicking, and a step-by-step approach to regaining feelings of control. In Mailbag, Jean and Kathryn talk about whether buying a car during corona is smart, refinancing student loans, and catching up on retirement contributions while the markets are down.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Apr 2020 05:01:51 -0000</pubDate>
      <itunes:title>How To Make Good Decisions During Uncertain Times </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2801c7a-9f9b-11ea-9062-db45ec135139/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>A look at how to deal with uncertainty as it relates to our lives and our money, and some tactical things we can do when we’re facing so many questions.</itunes:subtitle>
      <itunes:summary>Since coronavirus hit, we’ve been unsure what’s next with our jobs and income, our childrens’ education, our investments — and our health.  Carl Richards, Certified Financial Planner author of “The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money,” joined us to discuss making good decisions without panicking, and a step-by-step approach to regaining feelings of control. In Mailbag, Jean and Kathryn talk about whether buying a car during corona is smart, refinancing student loans, and catching up on retirement contributions while the markets are down.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Since coronavirus hit, we’ve been unsure what’s next with our jobs and income, our childrens’ education, our investments — and our health.  Carl Richards, Certified Financial Planner author of “The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money,” joined us to discuss making good decisions without panicking, and a step-by-step approach to regaining feelings of control. In Mailbag, Jean and Kathryn talk about whether buying a car during corona is smart, refinancing student loans, and catching up on retirement contributions while the markets are down.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2436</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_b681ab0b-5494-4132-a68c-b9ca70351068]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8720766161.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 206: How Your Portfolio Can Weather The Coronavirus Storm, With Fidelity’s Jeanne Thompson </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/AxhO6bRA6Bc/314427</link>
      <description>In the age of coronavirus, should you keep your investments as they are? Tweak a bit? Do something more drastic? This week we sat down with Jeanne Thompson, Senior Vice President of Fidelity Workplace Consulting, to discuss our retirement contributions and how to make sure our investment mix is still on the money.  We talk about hardship withdrawals, 401(k) loans, and other liquidity solutions including HELOCS and zero interest credit cards.  In Mailbag, Jean and Kathryn tackle financial priorities right now — and how to handle a drop in your accounts.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Mar 2020 04:08:22 -0000</pubDate>
      <itunes:title>How Your Portfolio Can Weather The Coronavirus Storm, With Fidelity’s Jeanne Thompson </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2990776-9f9b-11ea-9062-2f401f78e295/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>What should we do with our retirement contributions right now, and what do we do if we’re in need of cash? Jean and Jeanne dive into all your most pressing portfolio questions.</itunes:subtitle>
      <itunes:summary>In the age of coronavirus, should you keep your investments as they are? Tweak a bit? Do something more drastic? This week we sat down with Jeanne Thompson, Senior Vice President of Fidelity Workplace Consulting, to discuss our retirement contributions and how to make sure our investment mix is still on the money.  We talk about hardship withdrawals, 401(k) loans, and other liquidity solutions including HELOCS and zero interest credit cards.  In Mailbag, Jean and Kathryn tackle financial priorities right now — and how to handle a drop in your accounts.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        In the age of coronavirus, should you keep your investments as they are? Tweak a bit? Do something more drastic? This week we sat down with Jeanne Thompson, Senior Vice President of Fidelity Workplace Consulting, to discuss our retirement contributions and how to make sure our investment mix is still on the money.  We talk about hardship withdrawals, 401(k) loans, and other liquidity solutions including HELOCS and zero interest credit cards.  In Mailbag, Jean and Kathryn tackle financial priorities right now — and how to handle a drop in your accounts.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2349</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_95829b19-10c6-4ca0-b7ca-69c597388ab5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5593106262.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 205: Suze Orman On Coronavirus, Your Retirement and Recession Fears</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/bUhHpRpBIn8/313501</link>
      <description>Suze Orman is in the house! The author of ten New York Times bestsellers, is out with a new book, “The Ultimate Retirement Guide for 50+: Winning Strategies to Make Your Money Last a Lifetime.”  Listen in as Jean and Suze dive into all the market worries surrounding coronavirus and the downturn in the markets, how 2020 differs from from what we saw in 2008, and the danger of getting out of the stock market and not getting reinvested in time to catch the inevitable rebound. In Mailbag, Jean and Kathryn dive into the fees on 529 plans, and discuss new career opportunities. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Mar 2020 05:02:02 -0000</pubDate>
      <itunes:title>Suze Orman On Coronavirus, Your Retirement and Recession Fears</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2b4e428-9f9b-11ea-9062-ffbfb73703a8/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We’re living in frightening, anxiety-provoking times, but we have to be able to hold on tight and weather the financial storm — we want all our listeners to have the knowledge and the confidence they need to make it through this downturn, and the next.</itunes:subtitle>
      <itunes:summary>Suze Orman is in the house! The author of ten New York Times bestsellers, is out with a new book, “The Ultimate Retirement Guide for 50+: Winning Strategies to Make Your Money Last a Lifetime.”  Listen in as Jean and Suze dive into all the market worries surrounding coronavirus and the downturn in the markets, how 2020 differs from from what we saw in 2008, and the danger of getting out of the stock market and not getting reinvested in time to catch the inevitable rebound. In Mailbag, Jean and Kathryn dive into the fees on 529 plans, and discuss new career opportunities. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Suze Orman is in the house! The author of ten New York Times bestsellers, is out with a new book, “The Ultimate Retirement Guide for 50+: Winning Strategies to Make Your Money Last a Lifetime.”  Listen in as Jean and Suze dive into all the market worries surrounding coronavirus and the downturn in the markets, how 2020 differs from from what we saw in 2008, and the danger of getting out of the stock market and not getting reinvested in time to catch the inevitable rebound. In Mailbag, Jean and Kathryn dive into the fees on 529 plans, and discuss new career opportunities. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3003</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_b1bac8ac-3645-409c-b080-fe5700d8e33c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3542547157.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 204: From Influencer to Entrepreneur With WeWoreWhat’s Danielle Bernstein</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/60c4a2hLOhI/312725</link>
      <description>If you’ve ever wondered what it takes to become a seriously successful influencer, this is the show for you.  Danielle Bernstein is the founder of world-renowned fashion blog and social media platform WeWoreWhat. She talks about her journey into entrepreneurship, what it’s like to find a business partner, and what it means to her to be a good role model for young women. In Mailbag, “recasting” a mortgage, and what to do with a $13,000 gift. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Mar 2020 05:21:36 -0000</pubDate>
      <itunes:title>From Influencer to Entrepreneur With WeWoreWhat’s Danielle Bernstein</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2c43e8c-9f9b-11ea-9062-b7f456915589/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Entrepreneurship, style tips, and so much more with founder and CEO Danielle Bernstein, who helms both WeWoreWhat and Moe Assist. </itunes:subtitle>
      <itunes:summary>If you’ve ever wondered what it takes to become a seriously successful influencer, this is the show for you.  Danielle Bernstein is the founder of world-renowned fashion blog and social media platform WeWoreWhat. She talks about her journey into entrepreneurship, what it’s like to find a business partner, and what it means to her to be a good role model for young women. In Mailbag, “recasting” a mortgage, and what to do with a $13,000 gift. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        If you’ve ever wondered what it takes to become a seriously successful influencer, this is the show for you.  Danielle Bernstein is the founder of world-renowned fashion blog and social media platform WeWoreWhat. She talks about her journey into entrepreneurship, what it’s like to find a business partner, and what it means to her to be a good role model for young women. In Mailbag, “recasting” a mortgage, and what to do with a $13,000 gift. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2557</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_562d10d8-039e-4d9d-b8d3-f319458e05ef]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6528936393.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 203: What We Can Learn From Dominatrixes About How To Get Everything We Want  </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/T-QyfRxemhM/311853</link>
      <description>Who better to teach us about power — how we can hold it, get more of it, and use it to our advantage — than dominatrixes? Lindsay Goldwert is the author of the book, “Bow Down: Lessons From Dominatrixes On How To Get Everything You Want,” and she says even women who aren’t comfortable with the concept of control can learn to assert it. It involves practice, asking tons of questions, and learning to negotiate. In Mailbag, Kathryn and Jean talk about credit card rewards and financial priorities, including debt payoff vs. retirement.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Mar 2020 05:02:56 -0000</pubDate>
      <itunes:title>What We Can Learn From Dominatrixes About How To Get Everything We Want  </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2dcb6ce-9f9b-11ea-9062-67365b3d6cf6/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Not only is it okay to be assertive and take control in your life, it’s encouraged. Lindsay Goldwert dishes on the life-changing lessons she learned from dominatrixes, and how learning to dominate her own life made her happier and more fulfilled. </itunes:subtitle>
      <itunes:summary>Who better to teach us about power — how we can hold it, get more of it, and use it to our advantage — than dominatrixes? Lindsay Goldwert is the author of the book, “Bow Down: Lessons From Dominatrixes On How To Get Everything You Want,” and she says even women who aren’t comfortable with the concept of control can learn to assert it. It involves practice, asking tons of questions, and learning to negotiate. In Mailbag, Kathryn and Jean talk about credit card rewards and financial priorities, including debt payoff vs. retirement.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Who better to teach us about power — how we can hold it, get more of it, and use it to our advantage — than dominatrixes? Lindsay Goldwert is the author of the book, “Bow Down: Lessons From Dominatrixes On How To Get Everything You Want,” and she says even women who aren’t comfortable with the concept of control can learn to assert it. It involves practice, asking tons of questions, and learning to negotiate. In Mailbag, Kathryn and Jean talk about credit card rewards and financial priorities, including debt payoff vs. retirement.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3040</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_903fcb93-bf55-4838-a62d-133e147bc555]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6317839581.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 202: Something Missing From Your Day To Day? How To Form True Connections At Work</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/K1M6bTNOlWI/311062</link>
      <description>Dr. Melanie Katzman,  author of “Connect First: 52 Simple Ways To Ignite Success, Meaning, and Joy At Work,”  dives into some of the simple things we can do to improve our working lives, and how to make our colleagues feel good in the process. We discuss how people who work from home can feel they are part of the group, and how much salary is “enough” to make us happy. In Mailbag, what inflation means for retirement savings, whether a Solo 401(k) or a SEP IRA is right for an entrepreneur, and how to keep cash handy for an emergency.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Feb 2020 05:02:00 -0000</pubDate>
      <itunes:title>Something Missing From Your Day To Day? How To Form True Connections At Work</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2fa7f92-9f9b-11ea-9062-e717a0c4356e/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>If you’re feeling isolated or undervalued in your position, here’s a look at 53 ways to ignite success, meaning, and joy at work, with the incredible Dr. Melanie Katzman.</itunes:subtitle>
      <itunes:summary>Dr. Melanie Katzman,  author of “Connect First: 52 Simple Ways To Ignite Success, Meaning, and Joy At Work,”  dives into some of the simple things we can do to improve our working lives, and how to make our colleagues feel good in the process. We discuss how people who work from home can feel they are part of the group, and how much salary is “enough” to make us happy. In Mailbag, what inflation means for retirement savings, whether a Solo 401(k) or a SEP IRA is right for an entrepreneur, and how to keep cash handy for an emergency.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Dr. Melanie Katzman,  author of “Connect First: 52 Simple Ways To Ignite Success, Meaning, and Joy At Work,”  dives into some of the simple things we can do to improve our working lives, and how to make our colleagues feel good in the process. We discuss how people who work from home can feel they are part of the group, and how much salary is “enough” to make us happy. In Mailbag, what inflation means for retirement savings, whether a Solo 401(k) or a SEP IRA is right for an entrepreneur, and how to keep cash handy for an emergency.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2600</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_794041b9-c6c0-463e-b9a0-57af50d7c489]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5988623256.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 201: Girls Who Invest And How To Get More Women Managing Money Than Ever Before</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/WTQMt5PasFI/310304</link>
      <description>In this episode, we look at how we can get more women to become active investors, and how we can recognize if a career in investing is right for us. Janet Cowell, the CEO of the nonprofit Girls Who Invest, dishes on the best ways to talk to young girls about investing, and how older women can get started in a career in finance. In Mailbag, Jean and Kathryn tackle questions on how student loans impact your credit score, what to do with a pension plan from a previous employer, and which online savings accounts are best for business owners.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Feb 2020 05:20:54 -0000</pubDate>
      <itunes:title>Girls Who Invest And How To Get More Women Managing Money Than Ever Before</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b30b9c14-9f9b-11ea-9062-43f756ac23ef/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>How we can get more women to become active investors in our own lives, and how we can recognize if a career in investing is right for us.</itunes:subtitle>
      <itunes:summary>In this episode, we look at how we can get more women to become active investors, and how we can recognize if a career in investing is right for us. Janet Cowell, the CEO of the nonprofit Girls Who Invest, dishes on the best ways to talk to young girls about investing, and how older women can get started in a career in finance. In Mailbag, Jean and Kathryn tackle questions on how student loans impact your credit score, what to do with a pension plan from a previous employer, and which online savings accounts are best for business owners.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        In this episode, we look at how we can get more women to become active investors, and how we can recognize if a career in investing is right for us. Janet Cowell, the CEO of the nonprofit Girls Who Invest, dishes on the best ways to talk to young girls about investing, and how older women can get started in a career in finance. In Mailbag, Jean and Kathryn tackle questions on how student loans impact your credit score, what to do with a pension plan from a previous employer, and which online savings accounts are best for business owners.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2514</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_23e0e09f-a6f6-407f-9853-1390f7bb53bc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1964500346.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #19: Love &amp; Money Special </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/fbGh_zrAgyA/309831</link>
      <description>In this Mailbag-only episode, Jean offers advice to a couple struggling with budgeting and credit card debt. We also hear from a mom wondering if her daughter should put her boyfriend on the lease for her apartment. Jean also guides a woman wondering how she can support her sister-in-law who was in an abusive relationship and faced homelessness, and advises a listener on getting a prenup before her second marriage. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Feb 2020 05:02:21 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Love &amp; Money Special </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b3288d9c-9f9b-11ea-9062-73056dfaffc8/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>This week we’re diving into a special edition mailbag where we’re tackling all your questions around love and money. </itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, Jean offers advice to a couple struggling with budgeting and credit card debt. We also hear from a mom wondering if her daughter should put her boyfriend on the lease for her apartment. Jean also guides a woman wondering how she can support her sister-in-law who was in an abusive relationship and faced homelessness, and advises a listener on getting a prenup before her second marriage. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        In this Mailbag-only episode, Jean offers advice to a couple struggling with budgeting and credit card debt. We also hear from a mom wondering if her daughter should put her boyfriend on the lease for her apartment. Jean also guides a woman wondering how she can support her sister-in-law who was in an abusive relationship and faced homelessness, and advises a listener on getting a prenup before her second marriage. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1262</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_83ecd3b1-7346-4479-b9b5-509a7ac42094]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1223894459.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 200: Why Happiness Eludes Overachievers, Even When We “Have It All”</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/BOBwE2gKY3o/309543</link>
      <description>Business coach Keren Eldad guides us in what it means to be an overachiever, and what drives us to want to be among them. How can we all avoid burnout, and the trap of perfectionism? Why do we pursue money and status, only to find that happiness eludes us? How can we turn off the negative radio in our heads that tells us we’re not good enough? In Mailbag, Jean and Kathryn tackle questions about Roth vs. traditional 401(k)s, the decision to get an MBA, and how to protect an elderly parent’s assets.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Feb 2020 05:07:55 -0000</pubDate>
      <itunes:title>Why Happiness Eludes Overachievers, Even When We “Have It All”</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b33cba6a-9f9b-11ea-9062-1f1ad62b52ea/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle> We pursue money and power, and may even seem to “have it all,” so why, then, does happiness still seem to escape us? A look at what every overachiever needs to know. </itunes:subtitle>
      <itunes:summary>Business coach Keren Eldad guides us in what it means to be an overachiever, and what drives us to want to be among them. How can we all avoid burnout, and the trap of perfectionism? Why do we pursue money and status, only to find that happiness eludes us? How can we turn off the negative radio in our heads that tells us we’re not good enough? In Mailbag, Jean and Kathryn tackle questions about Roth vs. traditional 401(k)s, the decision to get an MBA, and how to protect an elderly parent’s assets.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Business coach Keren Eldad guides us in what it means to be an overachiever, and what drives us to want to be among them. How can we all avoid burnout, and the trap of perfectionism? Why do we pursue money and status, only to find that happiness eludes us? How can we turn off the negative radio in our heads that tells us we’re not good enough? In Mailbag, Jean and Kathryn tackle questions about Roth vs. traditional 401(k)s, the decision to get an MBA, and how to protect an elderly parent’s assets.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2473</itunes:duration>
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    </item>
    <item>
      <title>Ep 199: Abby Johnson, Chairman and CEO of Fidelity Investments On Career Growth, Female Investors, Risk Tolerance And More</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/9PAngbFsTBI/308472</link>
      <description>Abby Johnson, Chairman and CEO of Fidelity Investments, sits down with Jean to talk about her career progression at Fidelity, and female investors. Abby dishes on some of the biggest mistakes she’s seen leaders and corporations make over the years, and the importance of reinventing yourself when you see the world start to change. The pair also discuss how women can be more confident when it comes to making our money work for us. In Mailbag, Jean and Kathryn tackle questions around saving for retirement, balance transfer credit cards, and how to save for retirement while also planning for a new baby.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Feb 2020 06:07:45 -0000</pubDate>
      <itunes:title>Abby Johnson, Chairman and CEO of Fidelity Investments On Career Growth, Female Investors, Risk Tolerance And More</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b35106fa-9f9b-11ea-9062-43e037322a5c/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>This week, Jean sits down with Abby Johnson, Chairman and CEO of Fidelity Investments, to chat career, work-life balance, women and investing, and so much more. </itunes:subtitle>
      <itunes:summary>Abby Johnson, Chairman and CEO of Fidelity Investments, sits down with Jean to talk about her career progression at Fidelity, and female investors. Abby dishes on some of the biggest mistakes she’s seen leaders and corporations make over the years, and the importance of reinventing yourself when you see the world start to change. The pair also discuss how women can be more confident when it comes to making our money work for us. In Mailbag, Jean and Kathryn tackle questions around saving for retirement, balance transfer credit cards, and how to save for retirement while also planning for a new baby.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Abby Johnson, Chairman and CEO of Fidelity Investments, sits down with Jean to talk about her career progression at Fidelity, and female investors. Abby dishes on some of the biggest mistakes she’s seen leaders and corporations make over the years, and the importance of reinventing yourself when you see the world start to change. The pair also discuss how women can be more confident when it comes to making our money work for us. In Mailbag, Jean and Kathryn tackle questions around saving for retirement, balance transfer credit cards, and how to save for retirement while also planning for a new baby.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3096</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_e9df37fd-48d9-4b0f-9d65-126668a3a9ea]]></guid>
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    </item>
    <item>
      <title>Ep 198: How To Protect Yourself From The Latest (And Incredibly Clever) Scams, With Frank Abagnale</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/8pcY8p51VLc/307708</link>
      <description>Here to dish on how to stay safe from would-be scammers is Frank Abagnale, author of the book “Scam Me If You Can.” Yes, THAT Frank Abagnale — about whom the iconic movie “Catch Me If You Can” was made. Frank educates us on some of the more common scams out there, and the dangers of answering robocalls and phishing emails. In Mailbag, ESG funds, frequent flyer miles, negotiating for bonuses and relocation fees, and saving for a down payment on a house.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Jan 2020 06:00:46 -0000</pubDate>
      <itunes:title>How To Protect Yourself From The Latest (And Incredibly Clever) Scams, With Frank Abagnale</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b365ff7e-9f9b-11ea-9062-0f5168a9df48/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>The former con artist about whom the film “Catch Me If You Can” was made is here to dish on all the latest and greatest scams and how we can all stay safe.</itunes:subtitle>
      <itunes:summary>Here to dish on how to stay safe from would-be scammers is Frank Abagnale, author of the book “Scam Me If You Can.” Yes, THAT Frank Abagnale — about whom the iconic movie “Catch Me If You Can” was made. Frank educates us on some of the more common scams out there, and the dangers of answering robocalls and phishing emails. In Mailbag, ESG funds, frequent flyer miles, negotiating for bonuses and relocation fees, and saving for a down payment on a house.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Here to dish on how to stay safe from would-be scammers is Frank Abagnale, author of the book “Scam Me If You Can.” Yes, THAT Frank Abagnale — about whom the iconic movie “Catch Me If You Can” was made. Frank educates us on some of the more common scams out there, and the dangers of answering robocalls and phishing emails. In Mailbag, ESG funds, frequent flyer miles, negotiating for bonuses and relocation fees, and saving for a down payment on a house.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2354</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_eceb2043-b67c-4411-911a-9175c6e8af49]]></guid>
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    </item>
    <item>
      <title>Ep 197: Living Childfree And Making Empowered Decisions Around Motherhood</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/UTj2YO6adrQ/306874</link>
      <description>Maxine Trump is the writer, producer and director of the film, “To Kid or Not To Kid,” which confronts societal expectations around motherhood. We tackle why society may be so late in approaching motherhood as a choice, dive into the term “childfree,” and discuss the growing number of women who are choosing that path. We touch on how financial questions and career decisions influence women’s choices. In Mailbag, questions about investing, making catch-up contributions, and the decision to make home renovations or move.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Jan 2020 12:16:00 -0000</pubDate>
      <itunes:title>Living Childfree And Making Empowered Decisions Around Motherhood</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b382c726-9f9b-11ea-9062-9b0a9831134f/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>More women than ever are choosing the childfree life. This week we dive into what their decisions mean for their lives and finances. </itunes:subtitle>
      <itunes:summary>Maxine Trump is the writer, producer and director of the film, “To Kid or Not To Kid,” which confronts societal expectations around motherhood. We tackle why society may be so late in approaching motherhood as a choice, dive into the term “childfree,” and discuss the growing number of women who are choosing that path. We touch on how financial questions and career decisions influence women’s choices. In Mailbag, questions about investing, making catch-up contributions, and the decision to make home renovations or move.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Maxine Trump is the writer, producer and director of the film, “To Kid or Not To Kid,” which confronts societal expectations around motherhood. We tackle why society may be so late in approaching motherhood as a choice, dive into the term “childfree,” and discuss the growing number of women who are choosing that path. We touch on how financial questions and career decisions influence women’s choices. In Mailbag, questions about investing, making catch-up contributions, and the decision to make home renovations or move.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2457</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_e2c30217-a85d-4385-9aae-0dd94b3e48f3]]></guid>
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    </item>
    <item>
      <title>Ep 196: How To Successfully Take A Career Break </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Hb5FTHqrNmY/305992</link>
      <description>Jean talks to Stacey Delo and Jennifer Gefsky, co-authors of “Your Turn: Careers, Kids and Comebacks — A Working Mother’s Guide.” They run Apres, a digital career platform for women who are returning to the workforce. They discuss what it means to step out of the workforce, how to weigh the expense of daycare against your salary, and how to determine what you might be losing out on in terms of salary and retirement savings if you take a break. In mailbag, financial advisors, HSA contributions, and investment options.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Jan 2020 06:10:37 -0000</pubDate>
      <itunes:title>How To Successfully Take A Career Break </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b3992520-9f9b-11ea-9062-a3b2256b50b2/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>This week, we’re talking about how to exit and enter the workforce while keeping your career on the trajectory you envisioned. </itunes:subtitle>
      <itunes:summary>Jean talks to Stacey Delo and Jennifer Gefsky, co-authors of “Your Turn: Careers, Kids and Comebacks — A Working Mother’s Guide.” They run Apres, a digital career platform for women who are returning to the workforce. They discuss what it means to step out of the workforce, how to weigh the expense of daycare against your salary, and how to determine what you might be losing out on in terms of salary and retirement savings if you take a break. In mailbag, financial advisors, HSA contributions, and investment options.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Jean talks to Stacey Delo and Jennifer Gefsky, co-authors of “Your Turn: Careers, Kids and Comebacks — A Working Mother’s Guide.” They run Apres, a digital career platform for women who are returning to the workforce. They discuss what it means to step out of the workforce, how to weigh the expense of daycare against your salary, and how to determine what you might be losing out on in terms of salary and retirement savings if you take a break. In mailbag, financial advisors, HSA contributions, and investment options.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2228</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_fbeaea4a-5702-4158-8736-b8ad2b46b397]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5666602195.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 195: Selling A Home, Moving, Renovations, Downsizing And More </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/g37FfX0pV9M/305183</link>
      <description>All things moving and selling your home, with Caroline Carter, founder and CEO of Done in a Day. Caroline dives into how we can all bring our stress levels down when embarking on a move, and dishes on some of the best things people can do before they put their homes on the market. She also offers a step-by-step guide for how to tackle the moving process in the most efficient way possible. In Mailbag, saving for college, target date funds, and recession fears.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Jan 2020 06:44:51 -0000</pubDate>
      <itunes:title>Selling A Home, Moving, Renovations, Downsizing And More </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b3b71756-9f9b-11ea-9062-dfe9dea07a50/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>It's time to stop thinking like a seller and start thinking like a buyer. </itunes:subtitle>
      <itunes:summary>All things moving and selling your home, with Caroline Carter, founder and CEO of Done in a Day. Caroline dives into how we can all bring our stress levels down when embarking on a move, and dishes on some of the best things people can do before they put their homes on the market. She also offers a step-by-step guide for how to tackle the moving process in the most efficient way possible. In Mailbag, saving for college, target date funds, and recession fears.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        All things moving and selling your home, with Caroline Carter, founder and CEO of Done in a Day. Caroline dives into how we can all bring our stress levels down when embarking on a move, and dishes on some of the best things people can do before they put their homes on the market. She also offers a step-by-step guide for how to tackle the moving process in the most efficient way possible. In Mailbag, saving for college, target date funds, and recession fears.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2267</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_7f69dc15-ab99-47ac-9201-bde15217475e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2071688888.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 194: How To Be More Productive Than Ever In 2020 </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/NiPNP8mtA8I/304574</link>
      <description>Will this be the year you secure that promotion, land a new job or start your side hustle? Julie Morgenstern is here to tell us how to get there. Julie offers tips for how to get the most out of the hours you have, and shares her favorite tricks for crafting the perfect to-do list. In Mailbag, guidance on credit utilization, employee stock purchase programs, and buying vs. leasing cars.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Jan 2020 05:30:27 -0000</pubDate>
      <itunes:title>How To Be More Productive Than Ever In 2020 </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b3c8b916-9f9b-11ea-9062-af6e36b8ab70/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We're kicking off the New Year with all the tools you need to succeed in your career and get more accomplished than ever before.</itunes:subtitle>
      <itunes:summary>Will this be the year you secure that promotion, land a new job or start your side hustle? Julie Morgenstern is here to tell us how to get there. Julie offers tips for how to get the most out of the hours you have, and shares her favorite tricks for crafting the perfect to-do list. In Mailbag, guidance on credit utilization, employee stock purchase programs, and buying vs. leasing cars.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Will this be the year you secure that promotion, land a new job or start your side hustle? Julie Morgenstern is here to tell us how to get there. Julie offers tips for how to get the most out of the hours you have, and shares her favorite tricks for crafting the perfect to-do list. In Mailbag, guidance on credit utilization, employee stock purchase programs, and buying vs. leasing cars.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2340</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_b3ffc574-699c-4788-b2e3-dc48aa9c1661]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9530911230.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #18: Credit, Credit Cards and Debt</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/cguAIinSghk/304240</link>
      <description>In this Mailbag-only episode, Jean answers a question about how business credit cards can impact your personal credit, and how adding a child to your credit card as an authorized user can help them build credit. Jean also guides a listener wondering if she should claim bankruptcy, see a credit counselor, or cash out a retirement annuity in order to get back on track. Lastly, we advise a woman who is looking to pay down debt with personal loans, while also working to improve her credit score.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 29 Dec 2019 05:30:20 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Credit, Credit Cards and Debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b3df2b2e-9f9b-11ea-9062-67f4c8358953/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We're tackling a special batch of listener questions on credit, credit cards, and debt in this Mailbag-only episode.</itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, Jean answers a question about how business credit cards can impact your personal credit, and how adding a child to your credit card as an authorized user can help them build credit. Jean also guides a listener wondering if she should claim bankruptcy, see a credit counselor, or cash out a retirement annuity in order to get back on track. Lastly, we advise a woman who is looking to pay down debt with personal loans, while also working to improve her credit score.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        In this Mailbag-only episode, Jean answers a question about how business credit cards can impact your personal credit, and how adding a child to your credit card as an authorized user can help them build credit. Jean also guides a listener wondering if she should claim bankruptcy, see a credit counselor, or cash out a retirement annuity in order to get back on track. Lastly, we advise a woman who is looking to pay down debt with personal loans, while also working to improve her credit score.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1489</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_f6c841fd-17e2-4621-9bf0-fde4b8847389]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9651757624.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #17: College, Education And Student Loans</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/agTfZhZdjTE/304236</link>
      <description>In this Mailbag-only episode, Jean advises a woman who co-signed for her daughter’s student loans and is now struggling to repay the debt. We also hear from a woman whose ex is refusing to help with their kids’ tuition. Jean also guides a listener on how the 529 accounts she has for her nieces might impact their ability to get financial aid, and what to do with those accounts before they head to college.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 28 Dec 2019 14:30:23 -0000</pubDate>
      <itunes:title>Bonus Mailbag: College, Education And Student Loans</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b3fe0e72-9f9b-11ea-9062-f3ccb8996562/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We're tackling a special batch of listener questions on college, education and student debt in this Mailbag-only episode.</itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, Jean advises a woman who co-signed for her daughter’s student loans and is now struggling to repay the debt. We also hear from a woman whose ex is refusing to help with their kids’ tuition. Jean also guides a listener on how the 529 accounts she has for her nieces might impact their ability to get financial aid, and what to do with those accounts before they head to college.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        In this Mailbag-only episode, Jean advises a woman who co-signed for her daughter’s student loans and is now struggling to repay the debt. We also hear from a woman whose ex is refusing to help with their kids’ tuition. Jean also guides a listener on how the 529 accounts she has for her nieces might impact their ability to get financial aid, and what to do with those accounts before they head to college.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1376</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_063ab49a-74ea-456d-82eb-b07a706b54a2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9521798787.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #16: Retirement and Investing</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/ZhZBbr9rnZw/304063</link>
      <description>In this Mailbag-only episode, Jean advises a woman on how much she really needs to save for retirement. Is $1.7 million per person the right amount? Jean guides a mother of twins who is saving for retirement in a 401(k) and also considering investing in real estate and putting money into an HSA. Lastly, we tackle the question of investing worries that are rooted in a fear of losing money, and a question about selling stock in order to pay off the mortgage early.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Dec 2019 01:21:38 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Retirement and Investing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b40cd5ba-9f9b-11ea-9062-f7e3831e39fe/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We're tackling a special batch of listener questions on saving for retirement and investing in this Mailbag-only episode. </itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, Jean advises a woman on how much she really needs to save for retirement. Is $1.7 million per person the right amount? Jean guides a mother of twins who is saving for retirement in a 401(k) and also considering investing in real estate and putting money into an HSA. Lastly, we tackle the question of investing worries that are rooted in a fear of losing money, and a question about selling stock in order to pay off the mortgage early.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        In this Mailbag-only episode, Jean advises a woman on how much she really needs to save for retirement. Is $1.7 million per person the right amount? Jean guides a mother of twins who is saving for retirement in a 401(k) and also considering investing in real estate and putting money into an HSA. Lastly, we tackle the question of investing worries that are rooted in a fear of losing money, and a question about selling stock in order to pay off the mortgage early.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1254</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_037eb6bf-d154-4def-ba9d-fb3bd0c65559]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1291856188.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 193: Missing Loved Ones This Time Of Year? An Expert Helps Guide Us Through</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/DYzsbtEEFlU/303845</link>
      <description>Jean sits down with Allison Gilbert, author of “Passed and Present: Keeping Memories of Loved Ones Alive.” Her book has been described as a “how-to” manual for remembering our loved ones. Allison shares with us some of her favorite ways for processing grief and honoring our loved ones. In Mailbag, we advise listeners on paying down debt during a divorce, refinancing home loans, and getting a prenup before entering into a second marriage.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Dec 2019 05:30:55 -0000</pubDate>
      <itunes:title>Missing Loved Ones This Time Of Year? An Expert Helps Guide Us Through</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b425bdf0-9f9b-11ea-9062-d7148609d98f/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Grief and remembrance expert Allison Gilbert shares thoughts on how we can all remember our loved ones and honor their legacy every day. </itunes:subtitle>
      <itunes:summary>Jean sits down with Allison Gilbert, author of “Passed and Present: Keeping Memories of Loved Ones Alive.” Her book has been described as a “how-to” manual for remembering our loved ones. Allison shares with us some of her favorite ways for processing grief and honoring our loved ones. In Mailbag, we advise listeners on paying down debt during a divorce, refinancing home loans, and getting a prenup before entering into a second marriage.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Jean sits down with Allison Gilbert, author of “Passed and Present: Keeping Memories of Loved Ones Alive.” Her book has been described as a “how-to” manual for remembering our loved ones. Allison shares with us some of her favorite ways for processing grief and honoring our loved ones. In Mailbag, we advise listeners on paying down debt during a divorce, refinancing home loans, and getting a prenup before entering into a second marriage.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2142</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_1a5f1b18-8ce1-4746-98e1-0b1dc35b5b9c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4444242538.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #15: Home Buying and Real Estate</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2YJcxn-FySE/303593</link>
      <description>In this Mailbag-only episode, Jean advises a listener on how to buy a new home when all your money is tied up in your old one, as well as the ins and outs of selling a rental home while keeping some money liquid for a new home purchase. Also, paying off a mortgage early, and renovating a home vs. staying put.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 21 Dec 2019 16:30:41 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Home Buying and Real Estate</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b43d63c4-9f9b-11ea-9062-17761f40659f/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We're tackling a special batch of listener questions on real estate and home buying in this Mailbag-only episode. </itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, Jean advises a listener on how to buy a new home when all your money is tied up in your old one, as well as the ins and outs of selling a rental home while keeping some money liquid for a new home purchase. Also, paying off a mortgage early, and renovating a home vs. staying put.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        In this Mailbag-only episode, Jean advises a listener on how to buy a new home when all your money is tied up in your old one, as well as the ins and outs of selling a rental home while keeping some money liquid for a new home purchase. Also, paying off a mortgage early, and renovating a home vs. staying put.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1751</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_653df7bf-5e45-4fcf-80f3-cec5c8047fc6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6645331648.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #14: Children, Families and Finances </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/jR_3JHuPK7s/303556</link>
      <description>In this Mailbag-only episode, Jean offers her thoughts on how women with limited incomes can afford to adopt,  starting 529 plans for children, and strategies for supporting adult children through grad school without enabling them. Also, how to help kids save, and how parents can open a brokerage account to get children excited about investing. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Dec 2019 23:21:42 -0000</pubDate>
      <itunes:title>Bonus Mailbag: Children, Families and Finances </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b4560316-9f9b-11ea-9062-a7ba8dfc4932/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We're tackling a special batch of listener questions on children and families in this Mailbag-only episode. </itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, Jean offers her thoughts on how women with limited incomes can afford to adopt,  starting 529 plans for children, and strategies for supporting adult children through grad school without enabling them. Also, how to help kids save, and how parents can open a brokerage account to get children excited about investing. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        In this Mailbag-only episode, Jean offers her thoughts on how women with limited incomes can afford to adopt,  starting 529 plans for children, and strategies for supporting adult children through grad school without enabling them. Also, how to help kids save, and how parents can open a brokerage account to get children excited about investing. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1152</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_809ad99d-b1ea-4e2d-b178-6efab70dba6c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1124072885.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 192: How To Earn What You're Worth In 2020</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/M2t79bJAqVA/303078</link>
      <description>Tracy Keogh, Chief Human Resources Officer at HP, dishes on how to climb the ladder, negotiate, get better opportunities at work, and increase your earning power. She offers us all a mini-course in some of her favorite negotiating tactics, including how to create a term sheet, how to ask for an off-cycle review to get a bump sooner than expected, and how to avoid negotiating against yourself. In Mailbag, where to get the best returns when you invest and the importance of having a diversified portfolio.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Dec 2019 05:00:14 -0000</pubDate>
      <itunes:title>How To Earn What You're Worth In 2020</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b465eaa6-9f9b-11ea-9062-e37fd9baef86/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>An HR director tells all: How to climb the ladder, negotiate, get better opportunities at work, and increase your earning power. </itunes:subtitle>
      <itunes:summary>Tracy Keogh, Chief Human Resources Officer at HP, dishes on how to climb the ladder, negotiate, get better opportunities at work, and increase your earning power. She offers us all a mini-course in some of her favorite negotiating tactics, including how to create a term sheet, how to ask for an off-cycle review to get a bump sooner than expected, and how to avoid negotiating against yourself. In Mailbag, where to get the best returns when you invest and the importance of having a diversified portfolio.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Tracy Keogh, Chief Human Resources Officer at HP, dishes on how to climb the ladder, negotiate, get better opportunities at work, and increase your earning power. She offers us all a mini-course in some of her favorite negotiating tactics, including how to create a term sheet, how to ask for an off-cycle review to get a bump sooner than expected, and how to avoid negotiating against yourself. In Mailbag, where to get the best returns when you invest and the importance of having a diversified portfolio.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2398</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_d021474d-1f2f-4a5f-9921-958b48b9089b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7531897183.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 191: The Negotiating Skills You Learn In A Brothel (And Other Wisdom From An Economist) </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/c9peh3kNJ94/301932</link>
      <description>What do the legal sex trade, gambling, and horse trading all have in common? They’re some of the unlikely places economist Allison Schrager has spent years studying risk, and we were blown away by the insight she shares on risk management and negotiating. To research her book, Allison spent time with sex workers and managers at Nevada’s bunny ranch, and the lessons she learned are pretty incredible. In Mailbag, a money trade-off question, advice for a woman who is underpaid, and investment strategy thoughts for an Australian couple in the US.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Dec 2019 07:03:52 -0000</pubDate>
      <itunes:title>The Negotiating Skills You Learn In A Brothel (And Other Wisdom From An Economist) </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b4759c08-9f9b-11ea-9062-27fe5da9f024/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Every single customer is a new chance to negotiate and earn more. </itunes:subtitle>
      <itunes:summary>What do the legal sex trade, gambling, and horse trading all have in common? They’re some of the unlikely places economist Allison Schrager has spent years studying risk, and we were blown away by the insight she shares on risk management and negotiating. To research her book, Allison spent time with sex workers and managers at Nevada’s bunny ranch, and the lessons she learned are pretty incredible. In Mailbag, a money trade-off question, advice for a woman who is underpaid, and investment strategy thoughts for an Australian couple in the US.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        What do the legal sex trade, gambling, and horse trading all have in common? They’re some of the unlikely places economist Allison Schrager has spent years studying risk, and we were blown away by the insight she shares on risk management and negotiating. To research her book, Allison spent time with sex workers and managers at Nevada’s bunny ranch, and the lessons she learned are pretty incredible. In Mailbag, a money trade-off question, advice for a woman who is underpaid, and investment strategy thoughts for an Australian couple in the US.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2568</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_a41647c0-663e-4890-97a0-a4e6136bbbd0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9542646579.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 190: Why Everyone Makes Mistakes With Money (And How To Get Better!) </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/QcxRd7DPiNI/301170</link>
      <description>Why do people continually fail to take action on things that are difficult for them? Jeff Kreisler, author of “Get Rich Cheating: The Crooked Path To Easy Street,” tackles that question and many more. Jeff talks about sunk cost fallacy, solution aversion, and all the ways we allow ourselves to make poor financial decisions. In Mailbag, high yield savings accounts and where to find the best rates, and advice for first-time investors. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Dec 2019 05:41:03 -0000</pubDate>
      <itunes:title>Why Everyone Makes Mistakes With Money (And How To Get Better!) </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b48b323e-9f9b-11ea-9062-4f4b6a2784b3/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Why do people continually fail to take action on the financial decisions that are difficult or uncomfortable for them?</itunes:subtitle>
      <itunes:summary>Why do people continually fail to take action on things that are difficult for them? Jeff Kreisler, author of “Get Rich Cheating: The Crooked Path To Easy Street,” tackles that question and many more. Jeff talks about sunk cost fallacy, solution aversion, and all the ways we allow ourselves to make poor financial decisions. In Mailbag, high yield savings accounts and where to find the best rates, and advice for first-time investors. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Why do people continually fail to take action on things that are difficult for them? Jeff Kreisler, author of “Get Rich Cheating: The Crooked Path To Easy Street,” tackles that question and many more. Jeff talks about sunk cost fallacy, solution aversion, and all the ways we allow ourselves to make poor financial decisions. In Mailbag, high yield savings accounts and where to find the best rates, and advice for first-time investors. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2482</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_782659ec-f98f-4954-84ce-38c22208c369]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1799064095.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 189: Mitch Albom On Love, Loss And Giving Back </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/bccHq26Zg6Y/300496</link>
      <description>Author and journalist Mitch Albom has penned some of the most influential books of our time — Tuesdays With Morrie, The Five People You Meet In Heaven, and Finding Chika. Mitch sits down with Jean to talk about some of his charitable work, and offers his thoughts on the most precious thing you can ever give someone, as well as what we can all do with our money to make us happy. In Mailbag, saving in your 401(k) vs. paying down credit card debt, 401(k) loans, and how to invest or sell stock options provided by your company.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Nov 2019 12:34:56 -0000</pubDate>
      <itunes:title>Mitch Albom On Love, Loss And Giving Back </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b4a086f2-9f9b-11ea-9062-67b36f2e9c20/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Author and journalist Mitch Albom has penned some of the most influential books of our time, and this week he talks with us about real love and the true meaning of Thanksgiving. </itunes:subtitle>
      <itunes:summary>Author and journalist Mitch Albom has penned some of the most influential books of our time — Tuesdays With Morrie, The Five People You Meet In Heaven, and Finding Chika. Mitch sits down with Jean to talk about some of his charitable work, and offers his thoughts on the most precious thing you can ever give someone, as well as what we can all do with our money to make us happy. In Mailbag, saving in your 401(k) vs. paying down credit card debt, 401(k) loans, and how to invest or sell stock options provided by your company.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Author and journalist Mitch Albom has penned some of the most influential books of our time — Tuesdays With Morrie, The Five People You Meet In Heaven, and Finding Chika. Mitch sits down with Jean to talk about some of his charitable work, and offers his thoughts on the most precious thing you can ever give someone, as well as what we can all do with our money to make us happy. In Mailbag, saving in your 401(k) vs. paying down credit card debt, 401(k) loans, and how to invest or sell stock options provided by your company.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2605</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_0a67ad51-0efc-4e14-9613-140aff375409]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3113529176.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 188: How To Close The Gender Pay Gap Once And For All </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/iWbfibq3VFg/299705</link>
      <description>What are you doing in 2119? That’s the year the American Association of University Women predicts that the gender pay gap will finally close, unless we take steps to bridge the gap sooner. Katica Roy is a gender economist and CEO of software company Pipeline. She shares some fascinating (and infuriating) facts about how often women are underpaid, and what corporations can do to help speed change.  In Mailbag, questions about dating and debt, what to do with old retirement accounts, and how to manage asset allocation if you’re part of the FIRE movement.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Nov 2019 06:00:47 -0000</pubDate>
      <itunes:title>How To Close The Gender Pay Gap Once And For All </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b4b18ce0-9f9b-11ea-9062-93105604b1c3/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>How to negotiate your salary, make more money, and close the gender pay gap for good (really!) </itunes:subtitle>
      <itunes:summary>What are you doing in 2119? That’s the year the American Association of University Women predicts that the gender pay gap will finally close, unless we take steps to bridge the gap sooner. Katica Roy is a gender economist and CEO of software company Pipeline. She shares some fascinating (and infuriating) facts about how often women are underpaid, and what corporations can do to help speed change.  In Mailbag, questions about dating and debt, what to do with old retirement accounts, and how to manage asset allocation if you’re part of the FIRE movement.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        What are you doing in 2119? That’s the year the American Association of University Women predicts that the gender pay gap will finally close, unless we take steps to bridge the gap sooner. Katica Roy is a gender economist and CEO of software company Pipeline. She shares some fascinating (and infuriating) facts about how often women are underpaid, and what corporations can do to help speed change.  In Mailbag, questions about dating and debt, what to do with old retirement accounts, and how to manage asset allocation if you’re part of the FIRE movement.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2751</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_e71e6478-726d-47c4-b56f-b5ef75381dca]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9857333572.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 187: How Gen-X Women Can Save For Retirement (And Everything Else!)</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/bkDN7R5dWc8/298826</link>
      <description>Jean sits down with Shelley Emling, Editor-In-Chief at AARP’s The Girlfriend, to talk all things Gen-X women and how they can get back on track for retirement. What can Gen-X women do to get off the sidelines and build the self-confidence they need to ask for raises and make empowered financial decisions? In Mailbag, the best way to manage credit cards while keeping your credit utilization rate low, and whether or not to move money in your 401(k) or sell stocks.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Nov 2019 06:00:44 -0000</pubDate>
      <itunes:title>How Gen-X Women Can Save For Retirement (And Everything Else!)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b4d162e0-9f9b-11ea-9062-1fc3ee34ed3e/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>It’s time Gen-X women got back on track for retirement. Here’s how. </itunes:subtitle>
      <itunes:summary>Jean sits down with Shelley Emling, Editor-In-Chief at AARP’s The Girlfriend, to talk all things Gen-X women and how they can get back on track for retirement. What can Gen-X women do to get off the sidelines and build the self-confidence they need to ask for raises and make empowered financial decisions? In Mailbag, the best way to manage credit cards while keeping your credit utilization rate low, and whether or not to move money in your 401(k) or sell stocks.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Jean sits down with Shelley Emling, Editor-In-Chief at AARP’s The Girlfriend, to talk all things Gen-X women and how they can get back on track for retirement. What can Gen-X women do to get off the sidelines and build the self-confidence they need to ask for raises and make empowered financial decisions? In Mailbag, the best way to manage credit cards while keeping your credit utilization rate low, and whether or not to move money in your 401(k) or sell stocks.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2031</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_baa76911-a770-4f8a-97ff-4d05909d46cd]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4409476538.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 186: Lighting The Path To Savings and Security With The FIRE Movement </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/XHsnOwSvitE/297628</link>
      <description>Scott Rieckens, author of Playing With Fire, and producer of the recent documentary by the same name, walks us through his journey into the FIRE movement, (Financial Independence, Retire Early) and how he learned to prioritize his spending and saving goals — and how we can do the same. In Mailbag, questions about taking a job you’re overqualified for in order to get your foot in the door, and what to do for health insurance when you’re between jobs.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Nov 2019 06:00:09 -0000</pubDate>
      <itunes:title>Lighting The Path To Savings and Security With The FIRE Movement </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b4f5d27e-9f9b-11ea-9062-2feb5a0a6e25/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We’re Playing With FIRE this week, with guest Scott Rieckens. </itunes:subtitle>
      <itunes:summary>Scott Rieckens, author of Playing With Fire, and producer of the recent documentary by the same name, walks us through his journey into the FIRE movement, (Financial Independence, Retire Early) and how he learned to prioritize his spending and saving goals — and how we can do the same. In Mailbag, questions about taking a job you’re overqualified for in order to get your foot in the door, and what to do for health insurance when you’re between jobs.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Scott Rieckens, author of Playing With Fire, and producer of the recent documentary by the same name, walks us through his journey into the FIRE movement, (Financial Independence, Retire Early) and how he learned to prioritize his spending and saving goals — and how we can do the same. In Mailbag, questions about taking a job you’re overqualified for in order to get your foot in the door, and what to do for health insurance when you’re between jobs.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2644</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_95b23b52-3da6-4b22-9666-fbd8db83acac]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3379476177.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 185: Finding Life's True Riches With Rabbi Steve Leder </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/20rjqbzgm_8/296932</link>
      <description>Rabbi Steve Leder, author of several critically acclaimed books, including “More Money Than God,” offers heaps of wonderful insight on this week’s episode.  He shares why he became a Rabbi, and how to raise healthy, well-grounded humans in the instant-gratification reality we live in. In Mailbag, Jean advises a woman who recently found herself as her family’s primary breadwinner, and tackles a question on how much you really need to save for retirement.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Oct 2019 05:00:00 -0000</pubDate>
      <itunes:title>Finding Life's True Riches With Rabbi Steve Leder </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b50a3dd6-9f9b-11ea-9062-6bde65259f71/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>How can we live authentic (and still rich) lives in the Instagram, instant-gratification world we live in now? </itunes:subtitle>
      <itunes:summary>Rabbi Steve Leder, author of several critically acclaimed books, including “More Money Than God,” offers heaps of wonderful insight on this week’s episode.  He shares why he became a Rabbi, and how to raise healthy, well-grounded humans in the instant-gratification reality we live in. In Mailbag, Jean advises a woman who recently found herself as her family’s primary breadwinner, and tackles a question on how much you really need to save for retirement.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Rabbi Steve Leder, author of several critically acclaimed books, including “More Money Than God,” offers heaps of wonderful insight on this week’s episode.  He shares why he became a Rabbi, and how to raise healthy, well-grounded humans in the instant-gratification reality we live in. In Mailbag, Jean advises a woman who recently found herself as her family’s primary breadwinner, and tackles a question on how much you really need to save for retirement.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2358</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_b8d18a40-6983-437a-9537-edd9228221e6]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5926093225.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 184: Building Your Personal Brand With Marketing Guru Seth Godin</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/NYrgthPPiNY/296119</link>
      <description>This week’s guest, marketing guru Seth Godin, has some motivation that’s going to change the way we think about our personal brand. Seth says that the strength of your personal brand — and perhaps even your entire career — hinges on a single question: Do you do what you say you’re going to do? In Mailbag, Jean advises a woman who rents out part of her home and is looking into refinancing her home loan, and where to invest once you’ve maxed out your 401(k).
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Oct 2019 05:00:00 -0000</pubDate>
      <itunes:title>Building Your Personal Brand With Marketing Guru Seth Godin</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b51ca6d8-9f9b-11ea-9062-bfa3a8eb4824/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>How good are you at keeping your word? Your answer has everything to do with the strength of your personal brand. </itunes:subtitle>
      <itunes:summary>This week’s guest, marketing guru Seth Godin, has some motivation that’s going to change the way we think about our personal brand. Seth says that the strength of your personal brand — and perhaps even your entire career — hinges on a single question: Do you do what you say you’re going to do? In Mailbag, Jean advises a woman who rents out part of her home and is looking into refinancing her home loan, and where to invest once you’ve maxed out your 401(k).
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        This week’s guest, marketing guru Seth Godin, has some motivation that’s going to change the way we think about our personal brand. Seth says that the strength of your personal brand — and perhaps even your entire career — hinges on a single question: Do you do what you say you’re going to do? In Mailbag, Jean advises a woman who rents out part of her home and is looking into refinancing her home loan, and where to invest once you’ve maxed out your 401(k).
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2539</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_ca012aad-0d0b-4299-8ba6-6046a58d532a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5646869293.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 183: On The Couch With Financial Therapist Amanda Clayman </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/tKgSNTI6EPw/295235</link>
      <description>This week we sit down with financial therapist and Prudential financial wellness advocate Amanda Clayman. In her role, Amanda guides her clients on how they can positively change their overall approach to their finances. Amanda describes why and how our thoughts and feelings may shape our financial choices, and walks us all through her holistic approach. In Mailbag, Jean and Kathryn talk about the pros and cons of closing credit cards you no longer use.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Oct 2019 05:00:07 -0000</pubDate>
      <itunes:title>On The Couch With Financial Therapist Amanda Clayman </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b534a170-9f9b-11ea-9062-8b24c83fa078/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>"You can't change your financial circumstances overnight. It takes sustained effort and application." </itunes:subtitle>
      <itunes:summary>This week we sit down with financial therapist and Prudential financial wellness advocate Amanda Clayman. In her role, Amanda guides her clients on how they can positively change their overall approach to their finances. Amanda describes why and how our thoughts and feelings may shape our financial choices, and walks us all through her holistic approach. In Mailbag, Jean and Kathryn talk about the pros and cons of closing credit cards you no longer use.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        This week we sit down with financial therapist and Prudential financial wellness advocate Amanda Clayman. In her role, Amanda guides her clients on how they can positively change their overall approach to their finances. Amanda describes why and how our thoughts and feelings may shape our financial choices, and walks us all through her holistic approach. In Mailbag, Jean and Kathryn talk about the pros and cons of closing credit cards you no longer use.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2559</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_10552d3e-548d-40e0-a6dc-f69c3f0a8721]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2453483762.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 182: Having ‘Enough’ With Vicki Robin, Author Of 'Your Money Or Your Life'</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/4PYR9yYcSFg/294392</link>
      <description>Vicki Robin, co-author of “Your Money Or Your Life,” challenged a generation of people to think critically about what they were really working toward financially, and how they could live authentically in a consumer-driven world.  Vicki and her late partner Joe Dominguez are credited with sowing the seeds of the FIRE movement (Financial Independence, Retire Early) as it is known today. Vicki speaks some hard and necessary truths about the concept of “enough,” and how we can fully embrace what’s “enough” for us. In Mailbag, how to build credit scores and credit history for young people.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Oct 2019 05:00:41 -0000</pubDate>
      <itunes:title>Having ‘Enough’ With Vicki Robin, Author Of 'Your Money Or Your Life'</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b54bfadc-9f9b-11ea-9062-63f315da7e48/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Are you caught on the treadmill of consumerism? </itunes:subtitle>
      <itunes:summary>Vicki Robin, co-author of “Your Money Or Your Life,” challenged a generation of people to think critically about what they were really working toward financially, and how they could live authentically in a consumer-driven world.  Vicki and her late partner Joe Dominguez are credited with sowing the seeds of the FIRE movement (Financial Independence, Retire Early) as it is known today. Vicki speaks some hard and necessary truths about the concept of “enough,” and how we can fully embrace what’s “enough” for us. In Mailbag, how to build credit scores and credit history for young people.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Vicki Robin, co-author of “Your Money Or Your Life,” challenged a generation of people to think critically about what they were really working toward financially, and how they could live authentically in a consumer-driven world.  Vicki and her late partner Joe Dominguez are credited with sowing the seeds of the FIRE movement (Financial Independence, Retire Early) as it is known today. Vicki speaks some hard and necessary truths about the concept of “enough,” and how we can fully embrace what’s “enough” for us. In Mailbag, how to build credit scores and credit history for young people.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2576</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_43c7274c-4a11-46c5-a9e5-d189f3898ef1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2662016865.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 181: Living Your Best Financial Life with The Debt Free Guys</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/qLUk0azPTQc/293591</link>
      <description>Husband and husband team David Auten and John Schneider are known as the “Debt Free Guys” for a reason. They offer some inspiring advice on how to live a fulfilling life without sacrificing financial security. They break down how to discuss financial anxiety with your partner, how to take a good look at what you may be doing wrong with your money, and how to weigh the financial priorities (and sacrifices) in your life. They also tackle the questions as to why the LGBTQ community assumes more debt than the heterosexual population, and why same-sex couples are 73% more likely to be denied a mortgage. In Mailbag, how credit cards closed due to inactivity may impact your credit score, whether you should contribute to your spouse’s 401(k), and tips on saving for grad school.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 03 Oct 2019 03:25:00 -0000</pubDate>
      <itunes:title>Living Your Best Financial Life with The Debt Free Guys</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b563d026-9f9b-11ea-9062-cbc4f065c50d/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Husband and husband team David Auten and John Schneider, hosts of The Queer Money Podcast, are known as the “Debt Free Guys” for a reason. This week they sit down with us to offer some inspiring advice on how to live a fulfilling life without sacrificing financial security.</itunes:subtitle>
      <itunes:summary>Husband and husband team David Auten and John Schneider are known as the “Debt Free Guys” for a reason. They offer some inspiring advice on how to live a fulfilling life without sacrificing financial security. They break down how to discuss financial anxiety with your partner, how to take a good look at what you may be doing wrong with your money, and how to weigh the financial priorities (and sacrifices) in your life. They also tackle the questions as to why the LGBTQ community assumes more debt than the heterosexual population, and why same-sex couples are 73% more likely to be denied a mortgage. In Mailbag, how credit cards closed due to inactivity may impact your credit score, whether you should contribute to your spouse’s 401(k), and tips on saving for grad school.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Husband and husband team David Auten and John Schneider are known as the “Debt Free Guys” for a reason. They offer some inspiring advice on how to live a fulfilling life without sacrificing financial security. They break down how to discuss financial anxiety with your partner, how to take a good look at what you may be doing wrong with your money, and how to weigh the financial priorities (and sacrifices) in your life. They also tackle the questions as to why the LGBTQ community assumes more debt than the heterosexual population, and why same-sex couples are 73% more likely to be denied a mortgage. In Mailbag, how credit cards closed due to inactivity may impact your credit score, whether you should contribute to your spouse’s 401(k), and tips on saving for grad school.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2400</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_0779c18a-7adb-49eb-8ac9-54c951f823ec]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1019448071.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 180: Are You Recession-Proof? </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/8jfTIVCA_xM/292833</link>
      <description>If you’re feeling a little anxious about your finances, well, we don’t blame you. That’s why we sat down with wealth advisor Ed Butowsky, author of “Wealth Mismanagement.” He gets candid about the Federal Reserve’s recent rate cut, how to stay calm in the face of a potential market swings, and what the heck an inverted yield curve is, anyway. He  gives us his suggestions for tried and true stock sectors that can weather any storm. In Mailbag, tips on reducing your credit card debt in the face of competing priorities, like student loans and your mortgage.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Sep 2019 05:00:00 -0000</pubDate>
      <itunes:title>Are You Recession-Proof? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b57d8296-9f9b-11ea-9062-130860ec3a92/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Feeling anxious about the recession rumblings beneath the stock market floor? Don't panic — we've got answers. </itunes:subtitle>
      <itunes:summary>If you’re feeling a little anxious about your finances, well, we don’t blame you. That’s why we sat down with wealth advisor Ed Butowsky, author of “Wealth Mismanagement.” He gets candid about the Federal Reserve’s recent rate cut, how to stay calm in the face of a potential market swings, and what the heck an inverted yield curve is, anyway. He  gives us his suggestions for tried and true stock sectors that can weather any storm. In Mailbag, tips on reducing your credit card debt in the face of competing priorities, like student loans and your mortgage.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        If you’re feeling a little anxious about your finances, well, we don’t blame you. That’s why we sat down with wealth advisor Ed Butowsky, author of “Wealth Mismanagement.” He gets candid about the Federal Reserve’s recent rate cut, how to stay calm in the face of a potential market swings, and what the heck an inverted yield curve is, anyway. He  gives us his suggestions for tried and true stock sectors that can weather any storm. In Mailbag, tips on reducing your credit card debt in the face of competing priorities, like student loans and your mortgage.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2235</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_9d2e403b-24ec-4aec-87eb-4f00f24d5568]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6444076139.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 179: Ethical Investing with Megan Schleck</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/VwkqRiMFdnc/291991</link>
      <description>Jean sits down with Megan Schleck, co-founder and CEO of COIN, a conscious investing platform that allows us to put our money into companies making an impact in the areas we care most about. The pair discuss creating an avenue for everyday investors to have a place where their voice can be heard (for as little as $50!), and mission-based investing. In Mailbag, Jean and Kathryn talk about how age is more than just a number, and encouraging women in the C-suite.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Sep 2019 05:00:00 -0000</pubDate>
      <itunes:title>Ethical Investing with Megan Schleck</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b5c37576-9f9b-11ea-9062-572fb5f53453/image/hermoney_3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>This week, Jean sits down with Megan Schleck, co-founder and CEO of COIN, a conscious investing platform for investing in companies making an impact. </itunes:subtitle>
      <itunes:summary>Jean sits down with Megan Schleck, co-founder and CEO of COIN, a conscious investing platform that allows us to put our money into companies making an impact in the areas we care most about. The pair discuss creating an avenue for everyday investors to have a place where their voice can be heard (for as little as $50!), and mission-based investing. In Mailbag, Jean and Kathryn talk about how age is more than just a number, and encouraging women in the C-suite.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Jean sits down with Megan Schleck, co-founder and CEO of COIN, a conscious investing platform that allows us to put our money into companies making an impact in the areas we care most about. The pair discuss creating an avenue for everyday investors to have a place where their voice can be heard (for as little as $50!), and mission-based investing. In Mailbag, Jean and Kathryn talk about how age is more than just a number, and encouraging women in the C-suite.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2460</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_ff20917d-2f06-40ab-81d8-8815eed94f2a]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8639958887.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 178: Making Empowered Choices With Cheryl Strauss Einhorn </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/xbqfXDYzsz4/290855</link>
      <description>Cheryl Strauss Einhorn, author of the book, Investing in Financial Research: A Decision-Making System for Better Results,  helps us break down the decision-making process and help us gain the confidence we need when faced with life’s big “what to dos.” She shares her method for decision-making, dives into the concept of risk, and explains how we can feel more empowered when navigating the emotional aspects of big decisions. In mailbag, helping a parent save for retirement when they’re new to the country, what to do when a child doesn’t qualify for a federal student grant or loan because of 'the parents’ savings, and getting out of debt after divorce.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Sep 2019 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b5e40796-9f9b-11ea-9062-4f68638dd88f/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Does making choices ever feel like an insurmountable task, or do you find yourself lacking in confidence when you make decisions? This episode is for you! </itunes:subtitle>
      <itunes:summary>Cheryl Strauss Einhorn, author of the book, Investing in Financial Research: A Decision-Making System for Better Results,  helps us break down the decision-making process and help us gain the confidence we need when faced with life’s big “what to dos.” She shares her method for decision-making, dives into the concept of risk, and explains how we can feel more empowered when navigating the emotional aspects of big decisions. In mailbag, helping a parent save for retirement when they’re new to the country, what to do when a child doesn’t qualify for a federal student grant or loan because of 'the parents’ savings, and getting out of debt after divorce.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Cheryl Strauss Einhorn, author of the book, Investing in Financial Research: A Decision-Making System for Better Results,  helps us break down the decision-making process and help us gain the confidence we need when faced with life’s big “what to dos.” She shares her method for decision-making, dives into the concept of risk, and explains how we can feel more empowered when navigating the emotional aspects of big decisions. In mailbag, helping a parent save for retirement when they’re new to the country, what to do when a child doesn’t qualify for a federal student grant or loan because of 'the parents’ savings, and getting out of debt after divorce.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2627</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_0091ed44-685f-4b27-8f57-b5424894852f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5552486442.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 177: Cryptocurrency Investing For Dummies, With Kiana Danial</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/__pTIXJiBKc/289460</link>
      <description>Should you invest in crypto and blockchain? If you buy crypto, how do you use your money? Kiana Danial, author of Cryptocurrency Investing for Dummies, and CEO of InvestDiva, answers all our questions, and discusses her journey into investing in cryptocurrency. She shares her thoughts on exactly when we're all going to be able to use cryptocurrency in a "real" way, just as we would with any other purchasing app. Hint: The future isn't so very far away.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Sep 2019 05:00:00 -0000</pubDate>
      <itunes:title>Cryptocurrency Investing For Dummies, With Kiana Danial</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b5f95cea-9f9b-11ea-9062-f31a028ab2ff/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>This week we're talking cryptocurrency and blockchain technology.</itunes:subtitle>
      <itunes:summary>Should you invest in crypto and blockchain? If you buy crypto, how do you use your money? Kiana Danial, author of Cryptocurrency Investing for Dummies, and CEO of InvestDiva, answers all our questions, and discusses her journey into investing in cryptocurrency. She shares her thoughts on exactly when we're all going to be able to use cryptocurrency in a "real" way, just as we would with any other purchasing app. Hint: The future isn't so very far away.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Should you invest in crypto and blockchain? If you buy crypto, how do you use your money? Kiana Danial, author of Cryptocurrency Investing for Dummies, and CEO of InvestDiva, answers all our questions, and discusses her journey into investing in cryptocurrency. She shares her thoughts on exactly when we're all going to be able to use cryptocurrency in a "real" way, just as we would with any other purchasing app. Hint: The future isn't so very far away.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2839</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_cfd06217-9956-4c75-aa3f-d8a67f381bb1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4907813476.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>EP 176: Resilience And True Wealth With Veronica Dagher</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/l9zTOsHBo2k/289197</link>
      <description>When many people hear the word "wealth," they think about dollars and cents, but it's so much more than that, says Veronica Dagher, host of  “The Secrets Of Wealthy Women” podcast. Veronica shares most important career and financial advice she's gotten from female CEOs and other women leaders. In mailbag, Jean tackles a questions from a listeners on funding home improvements, how to ask for a raise at your annual review, and whether or not to buy a home for your mother-in-law.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Aug 2019 05:00:35 -0000</pubDate>
      <itunes:title>Resilience And True Wealth With Veronica Dagher</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b6667460-9f9b-11ea-9062-9f947f2b7243/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>When many people hear the word "wealth," they think about dollars and cents — but it's oh-so-much more than that.</itunes:subtitle>
      <itunes:summary>When many people hear the word "wealth," they think about dollars and cents, but it's so much more than that, says Veronica Dagher, host of  “The Secrets Of Wealthy Women” podcast. Veronica shares most important career and financial advice she's gotten from female CEOs and other women leaders. In mailbag, Jean tackles a questions from a listeners on funding home improvements, how to ask for a raise at your annual review, and whether or not to buy a home for your mother-in-law.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        When many people hear the word "wealth," they think about dollars and cents, but it's so much more than that, says Veronica Dagher, host of  “The Secrets Of Wealthy Women” podcast. Veronica shares most important career and financial advice she's gotten from female CEOs and other women leaders. In mailbag, Jean tackles a questions from a listeners on funding home improvements, how to ask for a raise at your annual review, and whether or not to buy a home for your mother-in-law.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2470</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_7b1a1f3a-6c42-4f78-8f89-e3be88b3417b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4812730218.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 175: Investing For Good, With Nicole Connolly </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/aeyI4PTChLQ/288411</link>
      <description>Is ESG investing on your radar? That stands for Environmental, Social, and Governance, and it’s huge for people who want to invest in companies they can feel good about. Nicole Connolly, Head of ESG investing and Portfolio Manager for the Women’s Leadership Fund at Fidelity Investments, breaks down how we can all put our money where our mouth is when it comes to supporting companies that are doing the right thing. Nicole also talks about the Women’s Leadership Fund at Fidelity, a fund that invests in companies that support future female leaders. In mailbag, Jean breaks down tax laws for folks with side hustles, and talks about how we can all strike a balance between investing using your head and your heart.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Aug 2019 05:55:35 -0000</pubDate>
      <itunes:title>Investing For Good, With Nicole Connolly </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b688a3c8-9f9b-11ea-9062-2fd55c1998d0/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Today, we no longer have to choose between doing well financially and making an impact in the world — in fact, you can actually make more money by doing good. </itunes:subtitle>
      <itunes:summary>Is ESG investing on your radar? That stands for Environmental, Social, and Governance, and it’s huge for people who want to invest in companies they can feel good about. Nicole Connolly, Head of ESG investing and Portfolio Manager for the Women’s Leadership Fund at Fidelity Investments, breaks down how we can all put our money where our mouth is when it comes to supporting companies that are doing the right thing. Nicole also talks about the Women’s Leadership Fund at Fidelity, a fund that invests in companies that support future female leaders. In mailbag, Jean breaks down tax laws for folks with side hustles, and talks about how we can all strike a balance between investing using your head and your heart.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Is ESG investing on your radar? That stands for Environmental, Social, and Governance, and it’s huge for people who want to invest in companies they can feel good about. Nicole Connolly, Head of ESG investing and Portfolio Manager for the Women’s Leadership Fund at Fidelity Investments, breaks down how we can all put our money where our mouth is when it comes to supporting companies that are doing the right thing. Nicole also talks about the Women’s Leadership Fund at Fidelity, a fund that invests in companies that support future female leaders. In mailbag, Jean breaks down tax laws for folks with side hustles, and talks about how we can all strike a balance between investing using your head and your heart.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1723</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_69fb740a-9c48-410f-a7fb-8b2696196aca]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1823651119.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 174: Money-Saving Coupon Strategies With Joanie Demer </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2_cGydvkOO0/287624</link>
      <description>Krazy Coupon Lady Joanie Demer on what style of couponing may work best for you, and how 10 minutes of effort each week could save you $50. She discusses some of the mistakes she's made and the differences in the type of discounts offered by loyalty programs, in-store promotions and coupon stacking. In Mailbag, negotiating vacation days and a flexible schedule as part of your total compensation package, how to successfully consolidate retirement accounts, and whether or not there's a benchmark spending timeline for retirement. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Aug 2019 06:00:00 -0000</pubDate>
      <itunes:title>Money-Saving Coupon Strategies With Joanie Demer </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b6a6911c-9f9b-11ea-9062-9f83354bb0d1/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>This week, Jean sits down with Joanie Demer, co-founder of the Krazy Coupon Lady, to talk about some of the best couponing strategies out there today, and how coupons have been revolutionized for the modern age. </itunes:subtitle>
      <itunes:summary>Krazy Coupon Lady Joanie Demer on what style of couponing may work best for you, and how 10 minutes of effort each week could save you $50. She discusses some of the mistakes she's made and the differences in the type of discounts offered by loyalty programs, in-store promotions and coupon stacking. In Mailbag, negotiating vacation days and a flexible schedule as part of your total compensation package, how to successfully consolidate retirement accounts, and whether or not there's a benchmark spending timeline for retirement. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Krazy Coupon Lady Joanie Demer on what style of couponing may work best for you, and how 10 minutes of effort each week could save you $50. She discusses some of the mistakes she's made and the differences in the type of discounts offered by loyalty programs, in-store promotions and coupon stacking. In Mailbag, negotiating vacation days and a flexible schedule as part of your total compensation package, how to successfully consolidate retirement accounts, and whether or not there's a benchmark spending timeline for retirement. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2086</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_ef3b5975-b12b-4c36-a361-781b7d653503]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9840129061.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 173: Working It After A Career Break With Addie Swartz </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Y0CCk-KQoiA/286772</link>
      <description>Today, 85% of millennials are planning to take career breaks, but returning to the workforce after time away can be much more challenging than landing that first job. Addie Swartz, CEO of ReacHIRE, a company that partners with Fortune 500 companies to create re-entry opportunities for women of all ages, at all stages of their careers, talks about the resources women need to get back to work, including free online courses, resume updates, and networking. In Mailbag, the best bank and investment account security protocols, ways to eliminate credit card debt, and why remote workers are happier and more productive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Aug 2019 05:00:00 -0000</pubDate>
      <itunes:title>Working It After A Career Break With Addie Swartz </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b6c908c8-9f9b-11ea-9062-c360aa936c19/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Millions of women take career breaks, but returning to the workforce after time away can be a challenge. We explore ways to make it easier.</itunes:subtitle>
      <itunes:summary>Today, 85% of millennials are planning to take career breaks, but returning to the workforce after time away can be much more challenging than landing that first job. Addie Swartz, CEO of ReacHIRE, a company that partners with Fortune 500 companies to create re-entry opportunities for women of all ages, at all stages of their careers, talks about the resources women need to get back to work, including free online courses, resume updates, and networking. In Mailbag, the best bank and investment account security protocols, ways to eliminate credit card debt, and why remote workers are happier and more productive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Today, 85% of millennials are planning to take career breaks, but returning to the workforce after time away can be much more challenging than landing that first job. Addie Swartz, CEO of ReacHIRE, a company that partners with Fortune 500 companies to create re-entry opportunities for women of all ages, at all stages of their careers, talks about the resources women need to get back to work, including free online courses, resume updates, and networking. In Mailbag, the best bank and investment account security protocols, ways to eliminate credit card debt, and why remote workers are happier and more productive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1690</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_d3908d91-cbee-4c98-b5da-c7bcede7ce2d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5773848067.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 172: Claire Wasserman And How Ladies Can Get Paid More </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/LEO4qw333Jo/285991</link>
      <description>When's the last time you asked for a raise? Claire Wasserman, founder of Ladies Get Paid, a career development organization that helps women negotiate for pay and power at work, dishes on power, value, the wage gap, and why women have to ask for more money. She walks us through the negotiating process and tells us why you should always walk through the door with three numbers in mind. In Mailbag, home building and some of the best ways to increase your retirement savings.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Jul 2019 05:00:00 -0000</pubDate>
      <itunes:title>Claire Wasserman And How Ladies Can Get Paid More </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b6e3f570-9f9b-11ea-9062-2320d1d96fd7/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>When's the last time you asked for a raise? In this week's episode, Jean sits down with Claire Wasserman, founder of Ladies Get Paid, a career development organization that helps women negotiate for pay and power at work. Claire dishes on power, value, and the wage gap in the workplace, and why women have to ask for more money.</itunes:subtitle>
      <itunes:summary>When's the last time you asked for a raise? Claire Wasserman, founder of Ladies Get Paid, a career development organization that helps women negotiate for pay and power at work, dishes on power, value, the wage gap, and why women have to ask for more money. She walks us through the negotiating process and tells us why you should always walk through the door with three numbers in mind. In Mailbag, home building and some of the best ways to increase your retirement savings.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        When's the last time you asked for a raise? Claire Wasserman, founder of Ladies Get Paid, a career development organization that helps women negotiate for pay and power at work, dishes on power, value, the wage gap, and why women have to ask for more money. She walks us through the negotiating process and tells us why you should always walk through the door with three numbers in mind. In Mailbag, home building and some of the best ways to increase your retirement savings.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2553</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_cce81636-e10a-48ef-82cf-e34b98c581f1]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8735441259.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep:171 The Master Cleanse For Your Money</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/m22ZomzMcec/284842</link>
      <description>Today, most of us are taking better care of our health. We’re more active, get more Vitamin D, and stress a little less. As for our finances, sometimes these feel-good vibes — including summer vacations — cause us to amp up our spending. If your wallet is starting to sweat (like ours), then Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, is here to whip our finances back into shape. In Mailbag, is it smarter to pay additional money toward the principal on a home mortgage or to invest that money in an index fund? 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Jul 2019 04:00:00 -0000</pubDate>
      <itunes:title>The Master Cleanse For Your Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b6f597a8-9f9b-11ea-9062-e7034a4d8e7e/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Today, most of us are taking better care of our health. We’re more active, get more Vitamin D, and stress a little less. As for our finances, sometimes these feel-good vibes — including summer vacations — cause us to amp up our spending. If your wallet is starting to sweat (like ours), then Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, is here to whip our finances back into shape. </itunes:subtitle>
      <itunes:summary>Today, most of us are taking better care of our health. We’re more active, get more Vitamin D, and stress a little less. As for our finances, sometimes these feel-good vibes — including summer vacations — cause us to amp up our spending. If your wallet is starting to sweat (like ours), then Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, is here to whip our finances back into shape. In Mailbag, is it smarter to pay additional money toward the principal on a home mortgage or to invest that money in an index fund? 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Today, most of us are taking better care of our health. We’re more active, get more Vitamin D, and stress a little less. As for our finances, sometimes these feel-good vibes — including summer vacations — cause us to amp up our spending. If your wallet is starting to sweat (like ours), then Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, is here to whip our finances back into shape. In Mailbag, is it smarter to pay additional money toward the principal on a home mortgage or to invest that money in an index fund? 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1999</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_c0bfd892-4734-4a6e-834e-1008457e2455]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2134557291.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 170: Travel Savings Secrets From An Instagram Influencer</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/uKVaxjscUTI/282858</link>
      <description>You know those people on Instagram who are always traveling to fabulous places, making you wonder how they afford it, and why you aren’t doing the same thing? This week we’re getting all of the answers — and travel savings secrets — from Rachel Rudwall, an Emmy-nominated on-camera host and producer, who has traveled to all seven continents, lived in three countries and journeyed through nearly 70 nations — all on a limited budget. She’s got millions of airline miles and she knows how to use them. In Mailbag, pensions and other retirement savings strategies.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Jul 2019 04:00:00 -0000</pubDate>
      <itunes:title>Travel Savings Secrets From An Instagram Influencer </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b70fda46-9f9b-11ea-9062-f74e1088e27c/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>You know those people on Instagram who are always traveling to fabulous places, making you question a number of things like: How do they make it work? How do they afford it? And why aren’t you doing the SAME thing?! Or is that just us? This week we’re getting all of the answers — and travel savings secrets — from Rachel Rudwall.</itunes:subtitle>
      <itunes:summary>You know those people on Instagram who are always traveling to fabulous places, making you wonder how they afford it, and why you aren’t doing the same thing? This week we’re getting all of the answers — and travel savings secrets — from Rachel Rudwall, an Emmy-nominated on-camera host and producer, who has traveled to all seven continents, lived in three countries and journeyed through nearly 70 nations — all on a limited budget. She’s got millions of airline miles and she knows how to use them. In Mailbag, pensions and other retirement savings strategies.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        You know those people on Instagram who are always traveling to fabulous places, making you wonder how they afford it, and why you aren’t doing the same thing? This week we’re getting all of the answers — and travel savings secrets — from Rachel Rudwall, an Emmy-nominated on-camera host and producer, who has traveled to all seven continents, lived in three countries and journeyed through nearly 70 nations — all on a limited budget. She’s got millions of airline miles and she knows how to use them. In Mailbag, pensions and other retirement savings strategies.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2398</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_eb0d02d0-c4c7-4cdf-bc82-7360762f5ed0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5995069707.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 169: Fear Factor. It May Not Be Possible To Conquer All Your Fears Before You Take Financial Action. It's Also Unnecessary.</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/4j7db2B8KN0/282183</link>
      <description>What has held you back in your career, or with your money? Maybe you were scared — of what would happen, of failure, of the reaction of the people you know and love. Although getting over fear may be a goal, there's another way: You could do it scared. So says our guest Ruth Soukup, author of “Do It Scared: Finding the Courage to Face Your Fears, Overcome Adversity, and Create a Life You Love.”  She walks us through how and why it works. In Mailbag, where to build your savings to buy your first home and why we have many credit scores.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Jul 2019 04:00:00 -0000</pubDate>
      <itunes:title>Fear Factor. It May Not Be Possible To Conquer All Your Fears Before You Take Financial Action. It's Also Unnecessary.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b7278e3e-9f9b-11ea-9062-5fdc9c141d5b/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>When you look back at all of the things you haven’t done with your money, or your career, what stopped you? What held you back? Maybe you were scared — of what would happen, of failure, of the reaction of the people you know and love. Although getting over fear may be a goal, there's another way: You could do it scared.</itunes:subtitle>
      <itunes:summary>What has held you back in your career, or with your money? Maybe you were scared — of what would happen, of failure, of the reaction of the people you know and love. Although getting over fear may be a goal, there's another way: You could do it scared. So says our guest Ruth Soukup, author of “Do It Scared: Finding the Courage to Face Your Fears, Overcome Adversity, and Create a Life You Love.”  She walks us through how and why it works. In Mailbag, where to build your savings to buy your first home and why we have many credit scores.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        What has held you back in your career, or with your money? Maybe you were scared — of what would happen, of failure, of the reaction of the people you know and love. Although getting over fear may be a goal, there's another way: You could do it scared. So says our guest Ruth Soukup, author of “Do It Scared: Finding the Courage to Face Your Fears, Overcome Adversity, and Create a Life You Love.”  She walks us through how and why it works. In Mailbag, where to build your savings to buy your first home and why we have many credit scores.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2495</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_cd826602-61b6-4ebb-8d31-9d5426fd350d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4717042724.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 168: How To Take Your Side Hustle Or Job To The Next Level</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/ngxwQ2u_Bf8/282181</link>
      <description>Entrepreneur coach Ali Brown on how to stand out online and position yourself as a ‘category of one.’ How to understand tall poppy syndrome, avoid excellence burnout and master the 80/20 rule with your time. Then, in Mailbag, how to create a budget in retirement, when young adults should get their first credit cards and how one woman can approach the guilt associated with financial success.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Jul 2019 04:00:00 -0000</pubDate>
      <itunes:title>How To Take Your Side Hustle Or Job To The Next Level</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b742e45e-9f9b-11ea-9062-d7f5521bbf08/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>We’ve had a handful of stellar (and free!) career coaching sessions on HerMoney, and this week we’re building on those learnings with a session with entrepreneur coach Ali Brown. </itunes:subtitle>
      <itunes:summary>Entrepreneur coach Ali Brown on how to stand out online and position yourself as a ‘category of one.’ How to understand tall poppy syndrome, avoid excellence burnout and master the 80/20 rule with your time. Then, in Mailbag, how to create a budget in retirement, when young adults should get their first credit cards and how one woman can approach the guilt associated with financial success.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Entrepreneur coach Ali Brown on how to stand out online and position yourself as a ‘category of one.’ How to understand tall poppy syndrome, avoid excellence burnout and master the 80/20 rule with your time. Then, in Mailbag, how to create a budget in retirement, when young adults should get their first credit cards and how one woman can approach the guilt associated with financial success.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2070</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_3250a231-42dd-4274-982e-16fba116a17d]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1695739523.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 167: Build Better Habits With Charles Duhigg</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/EAFganXysN0/281864</link>
      <description>You’re trying to save more money, but can’t find the spare change, or maybe you’re trying to stop snacking at 4pm, but reach for the cookie like clockwork. The latter was exactly what was happening to Charles Duhigg, and he was so eager to break his own bad habits, he went on to become an expert in changing our behavior with his bestsellers, “The Power of Habit” and “Smarter Faster Better.” We explore the psychology behind habit formation and discuss solutions for long-term behavior modifications. In Mailbag, we go over how to choose a Roth IRA, a financial planner and how to start investing with your kids.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Jun 2019 04:00:00 -0000</pubDate>
      <itunes:title>Build Better Habits With Charles Duhigg</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b75d3f66-9f9b-11ea-9062-0fe8e0524e5e/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>You’re trying to save more money, but can’t find the spare change. You’re trying to exercise more, but end up making monthly donations to your gym. You’re trying to stop snacking at 4:00pm, but reach for the cookie like clockwork. That last one was exactly what was happening to Charles Duhigg. </itunes:subtitle>
      <itunes:summary>You’re trying to save more money, but can’t find the spare change, or maybe you’re trying to stop snacking at 4pm, but reach for the cookie like clockwork. The latter was exactly what was happening to Charles Duhigg, and he was so eager to break his own bad habits, he went on to become an expert in changing our behavior with his bestsellers, “The Power of Habit” and “Smarter Faster Better.” We explore the psychology behind habit formation and discuss solutions for long-term behavior modifications. In Mailbag, we go over how to choose a Roth IRA, a financial planner and how to start investing with your kids.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        You’re trying to save more money, but can’t find the spare change, or maybe you’re trying to stop snacking at 4pm, but reach for the cookie like clockwork. The latter was exactly what was happening to Charles Duhigg, and he was so eager to break his own bad habits, he went on to become an expert in changing our behavior with his bestsellers, “The Power of Habit” and “Smarter Faster Better.” We explore the psychology behind habit formation and discuss solutions for long-term behavior modifications. In Mailbag, we go over how to choose a Roth IRA, a financial planner and how to start investing with your kids.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2295</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_e1d3506f-bb9b-4c02-b468-e0818d6e97a7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8436204606.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 166: Can Fertility Tech Save You Time And Money? </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/uxRSg0TTEQg/281309</link>
      <description>“Do you want kids?” Like it or not, it’s a question you’ve probably been asked (many times). No matter what your answer is, having a baby costs about $11,000, and that’s without complications. Run into fertility issues, and solutions can run into the thousands. Enter FemTech: Companies and products that are looking to tackle fertility, like Ava, a wearable fertility tracker.Ava’s co-founder and president, Lea von Bidder, discusses all things fertility, including the emotional and financial costs. In Mailbag, incorporating tax diversification into retirement planning, fixing errors on our credit reports and understanding our credit scores. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Jun 2019 04:00:00 -0000</pubDate>
      <itunes:title>Ep 166: Can Fertility Tech Save You Time And Money? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b77c4ae6-9f9b-11ea-9062-4797966c370c/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>“Do you want kids?” Like it or not, it’s a question you’ve probably been asked (many times). No matter what your answer is, having a baby isn’t cheap.</itunes:subtitle>
      <itunes:summary>“Do you want kids?” Like it or not, it’s a question you’ve probably been asked (many times). No matter what your answer is, having a baby costs about $11,000, and that’s without complications. Run into fertility issues, and solutions can run into the thousands. Enter FemTech: Companies and products that are looking to tackle fertility, like Ava, a wearable fertility tracker.Ava’s co-founder and president, Lea von Bidder, discusses all things fertility, including the emotional and financial costs. In Mailbag, incorporating tax diversification into retirement planning, fixing errors on our credit reports and understanding our credit scores. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        “Do you want kids?” Like it or not, it’s a question you’ve probably been asked (many times). No matter what your answer is, having a baby costs about $11,000, and that’s without complications. Run into fertility issues, and solutions can run into the thousands. Enter FemTech: Companies and products that are looking to tackle fertility, like Ava, a wearable fertility tracker.Ava’s co-founder and president, Lea von Bidder, discusses all things fertility, including the emotional and financial costs. In Mailbag, incorporating tax diversification into retirement planning, fixing errors on our credit reports and understanding our credit scores. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2442</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_87e6bea3-e0db-4da2-8a91-f3469462ca72]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4836201323.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 165: From A Penny In Savings To A Millionaire In Five Years. Meet Grant Sabatier.</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/fNFyNxjzyyo/280364</link>
      <description>What's your most limited resource? Money? It might feel that way, but the real answer is time. You can earn more money. You can't get more hours or minutes or seconds...or years. The latter  — particularly as it relates to compound interest, giving your money time to grow — is just one of the things we dive into with Grant Sabatier, a leader of the "Financial Independence, Retire Early" (FIRE) movement, and author of “Financial Freedom.” In Mailbag, does going to a more expensive college mean more success? Plus: How to tackle crippling credit card debt.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Jun 2019 04:00:00 -0000</pubDate>
      <itunes:title>Ep 165: From A Penny In Savings To A Millionaire In Five Years. Meet Grant Sabatier.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b7a8ac3a-9f9b-11ea-9062-93f6935d77e5/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>What's your most limited resource? Money? We get how it can feel that way, but the real answer is time. </itunes:subtitle>
      <itunes:summary>What's your most limited resource? Money? It might feel that way, but the real answer is time. You can earn more money. You can't get more hours or minutes or seconds...or years. The latter  — particularly as it relates to compound interest, giving your money time to grow — is just one of the things we dive into with Grant Sabatier, a leader of the "Financial Independence, Retire Early" (FIRE) movement, and author of “Financial Freedom.” In Mailbag, does going to a more expensive college mean more success? Plus: How to tackle crippling credit card debt.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        What's your most limited resource? Money? It might feel that way, but the real answer is time. You can earn more money. You can't get more hours or minutes or seconds...or years. The latter  — particularly as it relates to compound interest, giving your money time to grow — is just one of the things we dive into with Grant Sabatier, a leader of the "Financial Independence, Retire Early" (FIRE) movement, and author of “Financial Freedom.” In Mailbag, does going to a more expensive college mean more success? Plus: How to tackle crippling credit card debt.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2670</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_050a9c26-ff6c-4c10-b521-4aebec894db5]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3696575942.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 164: She Said, She Said With Laura Cox Kaplan</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/zc_QhO3uc6A/277446</link>
      <description>Whether you're reading the list of Fortune 500 CEOs and board members, or a roster of members of Congress, the lack of women in numbers is hugely apparent. It provided the impetus for Laura to start her “She Said / She Said” podcast and this week we're digging into how to bridge the gap — for ourselves and for society as a whole. In Mailbag, fraud alerts vs. credit freezes, and how to say, “no, thank you,” to buying into all of your friends’ side hustles.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Jun 2019 04:00:00 -0000</pubDate>
      <itunes:title>Ep 164: She Said, She Said With Laura Cox Kaplan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b7c30d46-9f9b-11ea-9062-ff82cb6152f3/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Whether you're reading the list of Fortune 500 CEOs and board members, or a roster of members of Congress, the lack of women in numbers is hugely apparent. It provided the impetus for Laura to start her “She Said / She Said” podcast and this week we're digging into how to bridge the gap — for ourselves and for society as a whole. </itunes:subtitle>
      <itunes:summary>Whether you're reading the list of Fortune 500 CEOs and board members, or a roster of members of Congress, the lack of women in numbers is hugely apparent. It provided the impetus for Laura to start her “She Said / She Said” podcast and this week we're digging into how to bridge the gap — for ourselves and for society as a whole. In Mailbag, fraud alerts vs. credit freezes, and how to say, “no, thank you,” to buying into all of your friends’ side hustles.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Whether you're reading the list of Fortune 500 CEOs and board members, or a roster of members of Congress, the lack of women in numbers is hugely apparent. It provided the impetus for Laura to start her “She Said / She Said” podcast and this week we're digging into how to bridge the gap — for ourselves and for society as a whole. In Mailbag, fraud alerts vs. credit freezes, and how to say, “no, thank you,” to buying into all of your friends’ side hustles.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2677</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_8840a789-bdcc-4c41-88b5-db2b3d59dfab]]></guid>
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    </item>
    <item>
      <title>Ep 163: Take Your Investments To The Next Level</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/NUFgtuj5sw0/277426</link>
      <description>Erin Lowry on her book, “Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money.” She did the legwork on everything from opening accounts (what kind?), figuring out what to put in them (stocks, bonds, funds?), how to invest when you want to make an impact in the world and more. In Mailbag: How to handle a rental property that’s underwater, and financial tradeoffs (invest or pay down the mortgage?).
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 May 2019 04:00:00 -0000</pubDate>
      <itunes:title>Ep 163: Take Your Investments To The Next Level</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b7dc948c-9f9b-11ea-9062-43d2711bf937/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>You've been telling us you want more shows on investing. We listened. </itunes:subtitle>
      <itunes:summary>Erin Lowry on her book, “Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money.” She did the legwork on everything from opening accounts (what kind?), figuring out what to put in them (stocks, bonds, funds?), how to invest when you want to make an impact in the world and more. In Mailbag: How to handle a rental property that’s underwater, and financial tradeoffs (invest or pay down the mortgage?).
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Erin Lowry on her book, “Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money.” She did the legwork on everything from opening accounts (what kind?), figuring out what to put in them (stocks, bonds, funds?), how to invest when you want to make an impact in the world and more. In Mailbag: How to handle a rental property that’s underwater, and financial tradeoffs (invest or pay down the mortgage?).
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2100</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_a0e9ec8c-a08b-4274-b323-18e4ecd77d2c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5719053113.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 162: Earning It With Mika Brzezinski &amp; Daniela Pierre-Bravo</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/4sobGC-vKsU/277421</link>
      <description>This week, we're talking with Mika Brzezinski, co-host of Morning Joe and founder of Know Your Value, and Daniela Pierre-Bravo, her Morning Joe producer. The two discuss their book, “EARN IT! Know Your Value and Grow Your Career, in Your 20s and Beyond,” inspired by Daniela's journey from DACA recipient/DREAMer, struggling to pay her way through college, to NYC success. It involves Greyhound busses, resume fibs, and great advice for positioning yourself to rise in any career. In Mailbag: Can you put a price on happiness and Roth 401(k)s?
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 May 2019 04:00:00 -0000</pubDate>
      <itunes:title>Ep 162: Earning It With Mika Brzezinski &amp; Daniela Pierre-Bravo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b7ed2b26-9f9b-11ea-9062-df0254cfec2f/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>This week, a lesson in resilience. We're talking with Mika Brzezinski, co-host of Morning Joe and founder of Know Your Value, and Daniela Pierre-Bravo, her Morning Joe producer. The two have teamed up on a new book, “EARN IT! Know Your Value and Grow Your Career, in Your 20s and Beyond."</itunes:subtitle>
      <itunes:summary>This week, we're talking with Mika Brzezinski, co-host of Morning Joe and founder of Know Your Value, and Daniela Pierre-Bravo, her Morning Joe producer. The two discuss their book, “EARN IT! Know Your Value and Grow Your Career, in Your 20s and Beyond,” inspired by Daniela's journey from DACA recipient/DREAMer, struggling to pay her way through college, to NYC success. It involves Greyhound busses, resume fibs, and great advice for positioning yourself to rise in any career. In Mailbag: Can you put a price on happiness and Roth 401(k)s?
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        This week, we're talking with Mika Brzezinski, co-host of Morning Joe and founder of Know Your Value, and Daniela Pierre-Bravo, her Morning Joe producer. The two discuss their book, “EARN IT! Know Your Value and Grow Your Career, in Your 20s and Beyond,” inspired by Daniela's journey from DACA recipient/DREAMer, struggling to pay her way through college, to NYC success. It involves Greyhound busses, resume fibs, and great advice for positioning yourself to rise in any career. In Mailbag: Can you put a price on happiness and Roth 401(k)s?
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2492</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_8a5b8313-09d5-48e8-be18-c55305ae17cf]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4057862383.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #13</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/n5CrZ3OyLQA/277097</link>
      <description>Questions on the documentation needed for purchasing a home and the decision to tap into an IRA before retirement. Also, how to find the right financial planner, how to approach paying off six-figure student debt and when to pull money from your savings for your investments.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 May 2019 14:31:00 -0000</pubDate>
      <itunes:title>Bonus Mailbag #13</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b806e52a-9f9b-11ea-9062-77aab160ce89/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>It was a rough week for the markets. Our advice? Instead of checking your accounts (in fact, do yourself a favor and remember, it’s a long-term game), tune into this new bonus show and catch up on past episodes.</itunes:subtitle>
      <itunes:summary>Questions on the documentation needed for purchasing a home and the decision to tap into an IRA before retirement. Also, how to find the right financial planner, how to approach paying off six-figure student debt and when to pull money from your savings for your investments.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Questions on the documentation needed for purchasing a home and the decision to tap into an IRA before retirement. Also, how to find the right financial planner, how to approach paying off six-figure student debt and when to pull money from your savings for your investments.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1125</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_fc90fd2d-295f-452a-9917-bfb94e6653a0]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8805391827.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 161: For Women Who Do Too Much (Like You!) </title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/raqB5MLwKv8/276853</link>
      <description>Do you anticipate other’s needs before your own? Does your brain house the master to-do list for your entire family?  You're a queen of emotional labor — the unpaid and unnoticed work that many women do to keep their loved ones happy. Gemma Hartley, author of "Women Aren’t Nags; We’re Just Fed Up," tells us all how we can cut back, and stand up for ourselves.  In Mailbag, how to invest in Roth IRAs, prioritize saving versus investing, plus the dos and don’ts for downsizing. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 May 2019 04:00:00 -0000</pubDate>
      <itunes:title>For Women Who Do Too Much (Like You!) </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b8324440-9f9b-11ea-9062-ff21a061baee/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Do you have a degree in anticipating other people’s needs before your own? Does your brain house the master to-do list for not just you, but for your entire family? Don your crown. You're a queen of emotional labor.</itunes:subtitle>
      <itunes:summary>Do you anticipate other’s needs before your own? Does your brain house the master to-do list for your entire family?  You're a queen of emotional labor — the unpaid and unnoticed work that many women do to keep their loved ones happy. Gemma Hartley, author of "Women Aren’t Nags; We’re Just Fed Up," tells us all how we can cut back, and stand up for ourselves.  In Mailbag, how to invest in Roth IRAs, prioritize saving versus investing, plus the dos and don’ts for downsizing. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Do you anticipate other’s needs before your own? Does your brain house the master to-do list for your entire family?  You're a queen of emotional labor — the unpaid and unnoticed work that many women do to keep their loved ones happy. Gemma Hartley, author of "Women Aren’t Nags; We’re Just Fed Up," tells us all how we can cut back, and stand up for ourselves.  In Mailbag, how to invest in Roth IRAs, prioritize saving versus investing, plus the dos and don’ts for downsizing. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2557</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_442fccaf-a0d9-44b7-93a8-a510bbbd9dc9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3536145131.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 160: The Mom Of The CEO-Sisters Of YouTube And 23andMe Tells Us How To Raise Successful People</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/s_AisGTxaJg/275894</link>
      <description>Esther Wojcicki, a leading American educator and mother who raised three superstar daughters, offers advice for raising successful people. Her daughters? Susan, the CEO of YouTube, Janet, a professor of pediatrics at the University of California-San Francisco and Anne, co-founder and CEO of 23andMe. In Mailbag, where you can get the biggest returns on your savings and negotiating credit card interest rates. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 May 2019 04:00:00 -0000</pubDate>
      <itunes:title>Ep 160: The Mom Of The CEO-Sisters Of YouTube And 23andMe Tells Us How To Raise Successful People</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b8543d70-9f9b-11ea-9062-2f16c0c4bb06/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Esther Wojcicki, a leading American educator, journalist, and mother, who raised three superstar daughters.</itunes:subtitle>
      <itunes:summary>Esther Wojcicki, a leading American educator and mother who raised three superstar daughters, offers advice for raising successful people. Her daughters? Susan, the CEO of YouTube, Janet, a professor of pediatrics at the University of California-San Francisco and Anne, co-founder and CEO of 23andMe. In Mailbag, where you can get the biggest returns on your savings and negotiating credit card interest rates. 
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Esther Wojcicki, a leading American educator and mother who raised three superstar daughters, offers advice for raising successful people. Her daughters? Susan, the CEO of YouTube, Janet, a professor of pediatrics at the University of California-San Francisco and Anne, co-founder and CEO of 23andMe. In Mailbag, where you can get the biggest returns on your savings and negotiating credit card interest rates. 
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2719</itunes:duration>
      <guid isPermaLink="false"><![CDATA[prx_216_821893e6-a44e-43c2-9791-c602e2eb6a98]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1130499694.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 159: Til Debt Do Us Part? How One Couple Conquered Debt Together</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/AmMSvwXLzNI/</link>
      <description>Money is a leading cause of stress in relationships, and, consequently, a leading cause of divorce. But not for the McNeely’s. Talaat and Tai McNeely, the couple behind His and Her Money, paid down one partner’s $30,000 credit card debt—and a $330,000 mortgage—together. They tell us how, and, get this: They never fight about money. Yes, we asked for all the secrets. In Mailbag, one listener questions whether achieving a perfect credit score of 850 is actually possible. It is. (It’s not easy, but it is.) We go over how to boost your score, how to build credit for new college grads and how to work through decision fatigue when it comes to your finances. Plus: Venmo recently changed its user agreement to indicate that it may “engage in collection and other efforts” to recover lost monies. Will you be receiving a Venmo from them? We know, very meta. Find out in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 May 2019 04:00:15 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b87ad49e-9f9b-11ea-9062-fbf4ff277b83/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Til Debt Do Us Part? How One Couple Conquered Debt Together</itunes:subtitle>
      <itunes:summary>Money is a leading cause of stress in relationships, and, consequently, a leading cause of divorce. But not for the McNeely’s. Talaat and Tai McNeely, the couple behind His and Her Money, paid down one partner’s $30,000 credit card debt—and a $330,000 mortgage—together. They tell us how, and, get this: They never fight about money. Yes, we asked for all the secrets. In Mailbag, one listener questions whether achieving a perfect credit score of 850 is actually possible. It is. (It’s not easy, but it is.) We go over how to boost your score, how to build credit for new college grads and how to work through decision fatigue when it comes to your finances. Plus: Venmo recently changed its user agreement to indicate that it may “engage in collection and other efforts” to recover lost monies. Will you be receiving a Venmo from them? We know, very meta. Find out in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Money is a leading cause of stress in relationships, and, consequently, a leading cause of divorce. But not for the McNeely’s. Talaat and Tai McNeely, the couple behind His and Her Money, paid down one partner’s $30,000 credit card debt—and a $330,000 mortgage—together. They tell us how, and, get this: They never fight about money. Yes, we asked for all the secrets. In Mailbag, one listener questions whether achieving a perfect credit score of 850 is actually possible. It is. (It’s not easy, but it is.) We go over how to boost your score, how to build credit for new college grads and how to work through decision fatigue when it comes to your finances. Plus: Venmo recently changed its user agreement to indicate that it may “engage in collection and other efforts” to recover lost monies. Will you be receiving a Venmo from them? We know, very meta. Find out in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1705</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=762]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2895985075.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 158: Color Commentary With Amy Errett</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/490nz-n6s6Q/</link>
      <description>“Life isn’t about winning. Life is about a journey. Life is about finding your happiness with whatever that genius is that you have." So says Amy Errett, founder and CEO of Madison Reed, the beauty brand that’s challenging industry titans in the hair color space. She walks us through her career highlights and lowlights (ba-dum-bum!), including an unexpected firing that changed her entire perspective on work, family, happiness...and life. Plus, as a VC, she shares her take on the elements that create a successful business. In Mailbag, we discuss what you can do with your 401(k) if you’re leaving your job—and budgeting for charitable giving with donor advised funds. In Thrive, if we’ve learned anything in the past month, it’s that there’s a right way and a wrong way to get your kid into college. But just because you aren’t out there bribing coaches doesn’t mean you might not be making a few mistakes of your own. We discuss.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Apr 2019 04:00:40 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b88d1f28-9f9b-11ea-9062-1b1bf7600970/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Color Commentary With Amy Errett</itunes:subtitle>
      <itunes:summary>“Life isn’t about winning. Life is about a journey. Life is about finding your happiness with whatever that genius is that you have." So says Amy Errett, founder and CEO of Madison Reed, the beauty brand that’s challenging industry titans in the hair color space. She walks us through her career highlights and lowlights (ba-dum-bum!), including an unexpected firing that changed her entire perspective on work, family, happiness...and life. Plus, as a VC, she shares her take on the elements that create a successful business. In Mailbag, we discuss what you can do with your 401(k) if you’re leaving your job—and budgeting for charitable giving with donor advised funds. In Thrive, if we’ve learned anything in the past month, it’s that there’s a right way and a wrong way to get your kid into college. But just because you aren’t out there bribing coaches doesn’t mean you might not be making a few mistakes of your own. We discuss.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        “Life isn’t about winning. Life is about a journey. Life is about finding your happiness with whatever that genius is that you have." So says Amy Errett, founder and CEO of Madison Reed, the beauty brand that’s challenging industry titans in the hair color space. She walks us through her career highlights and lowlights (ba-dum-bum!), including an unexpected firing that changed her entire perspective on work, family, happiness...and life. Plus, as a VC, she shares her take on the elements that create a successful business. In Mailbag, we discuss what you can do with your 401(k) if you’re leaving your job—and budgeting for charitable giving with donor advised funds. In Thrive, if we’ve learned anything in the past month, it’s that there’s a right way and a wrong way to get your kid into college. But just because you aren’t out there bribing coaches doesn’t mean you might not be making a few mistakes of your own. We discuss.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2567</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=757]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4841147537.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 157: LGBTQ Money Matters</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/IERDJ_LtQI4/</link>
      <description>Did you know that one in two LGBTQ adults associate money with anxiety, which is significantly more than straight, cisgender people who do? That was just one of our important takeaways from the 2019 LGBTQ Money Matters Survey, which was driven by this week's guests, Tobin Low and Kathy Tu, hosts of the Nancy podcast and special series, Queer Money Matters. We discuss their findings, their stories and solutions for the increased costs the LGBTQ community often face when it comes to careers, parenthood, marriage, healthcare and more. In Mailbag, we discuss a hierarchy of how to use your tax return money with debt, emergency savings, retirement savings and family planning all in mind. Plus: Tax filing exemptions for expats. In Thrive, we’re talking about the “Failure to Launch” effect. In other words, what to do when parents are financially supporting their adult children for much longer than they thought they’d be...we discuss!
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Apr 2019 04:00:48 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b8abcd74-9f9b-11ea-9062-1f45ec86bbbd/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>LGBTQ Money Matters</itunes:subtitle>
      <itunes:summary>Did you know that one in two LGBTQ adults associate money with anxiety, which is significantly more than straight, cisgender people who do? That was just one of our important takeaways from the 2019 LGBTQ Money Matters Survey, which was driven by this week's guests, Tobin Low and Kathy Tu, hosts of the Nancy podcast and special series, Queer Money Matters. We discuss their findings, their stories and solutions for the increased costs the LGBTQ community often face when it comes to careers, parenthood, marriage, healthcare and more. In Mailbag, we discuss a hierarchy of how to use your tax return money with debt, emergency savings, retirement savings and family planning all in mind. Plus: Tax filing exemptions for expats. In Thrive, we’re talking about the “Failure to Launch” effect. In other words, what to do when parents are financially supporting their adult children for much longer than they thought they’d be...we discuss!
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Did you know that one in two LGBTQ adults associate money with anxiety, which is significantly more than straight, cisgender people who do? That was just one of our important takeaways from the 2019 LGBTQ Money Matters Survey, which was driven by this week's guests, Tobin Low and Kathy Tu, hosts of the Nancy podcast and special series, Queer Money Matters. We discuss their findings, their stories and solutions for the increased costs the LGBTQ community often face when it comes to careers, parenthood, marriage, healthcare and more. In Mailbag, we discuss a hierarchy of how to use your tax return money with debt, emergency savings, retirement savings and family planning all in mind. Plus: Tax filing exemptions for expats. In Thrive, we’re talking about the “Failure to Launch” effect. In other words, what to do when parents are financially supporting their adult children for much longer than they thought they’d be...we discuss!
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2597</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=753]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1059486177.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #12</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/_9U4AFcwFDw/</link>
      <description>Remember our recent listener survey? (Thank you to everyone who weighed in!) One major finding: You want more Mailbag. Message received. In this bonus show, we discuss: the tax differences between Traditional and Roth IRAs, the best places to save and grow money for short-term goals, the pros and cons of reverse mortgages, the considerations for one listener who might get a home equity loan to help her daughter pay down debt and why freezing your credit is still a must. Have a question for the show? Email them to us at mailbag@hermoney.com.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Apr 2019 04:00:01 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b8c1b17a-9f9b-11ea-9062-9b32cbe8ddf0/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Bonus Mailbag #12</itunes:subtitle>
      <itunes:summary>Remember our recent listener survey? (Thank you to everyone who weighed in!) One major finding: You want more Mailbag. Message received. In this bonus show, we discuss: the tax differences between Traditional and Roth IRAs, the best places to save and grow money for short-term goals, the pros and cons of reverse mortgages, the considerations for one listener who might get a home equity loan to help her daughter pay down debt and why freezing your credit is still a must. Have a question for the show? Email them to us at mailbag@hermoney.com.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Remember our recent listener survey? (Thank you to everyone who weighed in!) One major finding: You want more Mailbag. Message received. In this bonus show, we discuss: the tax differences between Traditional and Roth IRAs, the best places to save and grow money for short-term goals, the pros and cons of reverse mortgages, the considerations for one listener who might get a home equity loan to help her daughter pay down debt and why freezing your credit is still a must. Have a question for the show? Email them to us at mailbag@hermoney.com.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1007</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=750]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8749239605.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 156: Supporting The Girls Up Top</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/8mTV41XAm_U/</link>
      <description>For many of the female founders we’ve featured on the show, either personal problems or macro pain points served as inspiration for their companies. For Heidi Zak, ThirdLove, was no different. Nearly seven years ago, the co-founder and co-CEO set out to change the dismal relationship she, and—as it turns out—millions of other women (including the HerMoney team) have with their bras. “Every woman has a bra story,” she says, and this week we hear hers, discuss ours, and learn the best practices for buying, maintaining and even donating bras. (If you’re like us, you're doing it wrong!) Plus: Heidi gets honest about her experience in building and scaling a company that’s unapologetically for women. In Mailbag, we answer your questions on consolidating 401(k)s, picking a retirement plan when your company doesn’t offer one and using company stock for making a down payment on a first home. We end the show with some important news on finding love in the digital age: “Romance scams” are costing people more money than any other form of fraud, according to the FTC.

Looking to donate your bras? Here are two options:
-https://isupportthegirls.org/
-https://brarecyclingagency.com/

And if you know of any others, please email us at contact@hermoney.com!
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Apr 2019 04:00:19 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b8d91748-9f9b-11ea-9062-3b320de1ae79/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Supporting The Girls Up Top</itunes:subtitle>
      <itunes:summary>For many of the female founders we’ve featured on the show, either personal problems or macro pain points served as inspiration for their companies. For Heidi Zak, ThirdLove, was no different. Nearly seven years ago, the co-founder and co-CEO set out to change the dismal relationship she, and—as it turns out—millions of other women (including the HerMoney team) have with their bras. “Every woman has a bra story,” she says, and this week we hear hers, discuss ours, and learn the best practices for buying, maintaining and even donating bras. (If you’re like us, you're doing it wrong!) Plus: Heidi gets honest about her experience in building and scaling a company that’s unapologetically for women. In Mailbag, we answer your questions on consolidating 401(k)s, picking a retirement plan when your company doesn’t offer one and using company stock for making a down payment on a first home. We end the show with some important news on finding love in the digital age: “Romance scams” are costing people more money than any other form of fraud, according to the FTC.

Looking to donate your bras? Here are two options:
-https://isupportthegirls.org/
-https://brarecyclingagency.com/

And if you know of any others, please email us at contact@hermoney.com!
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        For many of the female founders we’ve featured on the show, either personal problems or macro pain points served as inspiration for their companies. For Heidi Zak, ThirdLove, was no different. Nearly seven years ago, the co-founder and co-CEO set out to change the dismal relationship she, and—as it turns out—millions of other women (including the HerMoney team) have with their bras. “Every woman has a bra story,” she says, and this week we hear hers, discuss ours, and learn the best practices for buying, maintaining and even donating bras. (If you’re like us, you're doing it wrong!) Plus: Heidi gets honest about her experience in building and scaling a company that’s unapologetically for women. In Mailbag, we answer your questions on consolidating 401(k)s, picking a retirement plan when your company doesn’t offer one and using company stock for making a down payment on a first home. We end the show with some important news on finding love in the digital age: “Romance scams” are costing people more money than any other form of fraud, according to the FTC.

Looking to donate your bras? Here are two options:
-https://isupportthegirls.org/
-https://brarecyclingagency.com/

And if you know of any others, please email us at contact@hermoney.com!
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1845</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=746]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3240708380.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 155: How To Talk About Money With Your Loved Ones</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/789hM9joZEY/</link>
      <description>We’re at HerMoney headquarters this week, because when Carl Richards flies nearly 9,000 miles from New Zealand to New York City, has time to record and your studio is temporarily unavailable, you make it work. Carl is a CFP, an author, The Sketch Guy for The New York Times and the creator of a new workshop geared towards helping couples talk about money called “Talking About Money”—and that’s exactly what we do this week. Carl teaches us why talking about money with our partners and spouses can be tricky and how we can become better communicators. We lose the shame, we lose the blame and we learn to take “time outs.” It’s a must-listen. In Mailbag, we discuss closing credit cards without lowering your credit score, and why you might want to consider investing in a Roth IRA over a Traditional IRA after contributing the max to your employer’s plan. And, inspired by our conversation with Carl, in Thrive, we talk about first impressions and why your nonverbal expressions matter when making connections.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Apr 2019 04:00:16 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b8f7913c-9f9b-11ea-9062-3f0d6fec1437/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>How To Talk About Money With Your Loved Ones</itunes:subtitle>
      <itunes:summary>We’re at HerMoney headquarters this week, because when Carl Richards flies nearly 9,000 miles from New Zealand to New York City, has time to record and your studio is temporarily unavailable, you make it work. Carl is a CFP, an author, The Sketch Guy for The New York Times and the creator of a new workshop geared towards helping couples talk about money called “Talking About Money”—and that’s exactly what we do this week. Carl teaches us why talking about money with our partners and spouses can be tricky and how we can become better communicators. We lose the shame, we lose the blame and we learn to take “time outs.” It’s a must-listen. In Mailbag, we discuss closing credit cards without lowering your credit score, and why you might want to consider investing in a Roth IRA over a Traditional IRA after contributing the max to your employer’s plan. And, inspired by our conversation with Carl, in Thrive, we talk about first impressions and why your nonverbal expressions matter when making connections.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        We’re at HerMoney headquarters this week, because when Carl Richards flies nearly 9,000 miles from New Zealand to New York City, has time to record and your studio is temporarily unavailable, you make it work. Carl is a CFP, an author, The Sketch Guy for The New York Times and the creator of a new workshop geared towards helping couples talk about money called “Talking About Money”—and that’s exactly what we do this week. Carl teaches us why talking about money with our partners and spouses can be tricky and how we can become better communicators. We lose the shame, we lose the blame and we learn to take “time outs.” It’s a must-listen. In Mailbag, we discuss closing credit cards without lowering your credit score, and why you might want to consider investing in a Roth IRA over a Traditional IRA after contributing the max to your employer’s plan. And, inspired by our conversation with Carl, in Thrive, we talk about first impressions and why your nonverbal expressions matter when making connections.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2844</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=743]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9826468653.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 154: Invest Like A Woman</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/LgUG2z8ucOQ/</link>
      <description>Building off of last week’s “Women With Money” episode that focused on how and why more of us should be investing in addition to our retirement accounts, we’re with investing expert Manisha Thakor. She’s VP of financial wellbeing at Brighton Jones and host of the "true WELLth podcast." We discuss the psychology of investing, the difference between active versus passive investing styles and best practices for working with financial advisors. In Mailbag, we answer your questions on closing credit cards without hurting your credit, whether it's a smart move to help a boyfriend's family with student loan debt and the complications that can ensue come tax time. Plus: Our Thrive segment is courtesy of one of our amazing listeners, Pam, who emailed us a few weeks back after Episode 149, in which we talked about the new rules of resume writing. Her advice will help your resume get seen!

P.S. Jean’s new book, “Women With Money,” hits stands this week! Order yours today at WomenWithMoneyBook.com.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Mar 2019 04:00:50 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b926d834-9f9b-11ea-9062-97f05f9be186/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Invest Like A Woman</itunes:subtitle>
      <itunes:summary>Building off of last week’s “Women With Money” episode that focused on how and why more of us should be investing in addition to our retirement accounts, we’re with investing expert Manisha Thakor. She’s VP of financial wellbeing at Brighton Jones and host of the "true WELLth podcast." We discuss the psychology of investing, the difference between active versus passive investing styles and best practices for working with financial advisors. In Mailbag, we answer your questions on closing credit cards without hurting your credit, whether it's a smart move to help a boyfriend's family with student loan debt and the complications that can ensue come tax time. Plus: Our Thrive segment is courtesy of one of our amazing listeners, Pam, who emailed us a few weeks back after Episode 149, in which we talked about the new rules of resume writing. Her advice will help your resume get seen!

P.S. Jean’s new book, “Women With Money,” hits stands this week! Order yours today at WomenWithMoneyBook.com.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Building off of last week’s “Women With Money” episode that focused on how and why more of us should be investing in addition to our retirement accounts, we’re with investing expert Manisha Thakor. She’s VP of financial wellbeing at Brighton Jones and host of the "true WELLth podcast." We discuss the psychology of investing, the difference between active versus passive investing styles and best practices for working with financial advisors. In Mailbag, we answer your questions on closing credit cards without hurting your credit, whether it's a smart move to help a boyfriend's family with student loan debt and the complications that can ensue come tax time. Plus: Our Thrive segment is courtesy of one of our amazing listeners, Pam, who emailed us a few weeks back after Episode 149, in which we talked about the new rules of resume writing. Her advice will help your resume get seen!

P.S. Jean’s new book, “Women With Money,” hits stands this week! Order yours today at WomenWithMoneyBook.com.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2110</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=739]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8211038209.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 153: Women With Money</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/In6JP0xd0ko/</link>
      <description>The tables are turning for women and money—and the roles are reversing in this week’s episode. To celebrate the upcoming launch of Jean’s new book, “Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve,” Kelly interviews Jean for the very first time. Women have more money and more power than ever before and there’s more coming our way. We talk about the important ways in which we can use our money and our power to make life better for us, for the people we love and for the world. Above all, learn more about Jean—and why this book is more personal for her than any other book she’s written before. We close the show by answering your questions (of course) on paying off mortgages in the FIRE movement, FAFSA considerations for students who take breaks between school, the pros of tax-deductible IRAs and more. Women With Money is available for preorder now on WomenWithMoneyBook.com.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Mar 2019 04:00:23 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b93d5dc0-9f9b-11ea-9062-87a435a8b905/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Women With Money</itunes:subtitle>
      <itunes:summary>The tables are turning for women and money—and the roles are reversing in this week’s episode. To celebrate the upcoming launch of Jean’s new book, “Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve,” Kelly interviews Jean for the very first time. Women have more money and more power than ever before and there’s more coming our way. We talk about the important ways in which we can use our money and our power to make life better for us, for the people we love and for the world. Above all, learn more about Jean—and why this book is more personal for her than any other book she’s written before. We close the show by answering your questions (of course) on paying off mortgages in the FIRE movement, FAFSA considerations for students who take breaks between school, the pros of tax-deductible IRAs and more. Women With Money is available for preorder now on WomenWithMoneyBook.com.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        The tables are turning for women and money—and the roles are reversing in this week’s episode. To celebrate the upcoming launch of Jean’s new book, “Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve,” Kelly interviews Jean for the very first time. Women have more money and more power than ever before and there’s more coming our way. We talk about the important ways in which we can use our money and our power to make life better for us, for the people we love and for the world. Above all, learn more about Jean—and why this book is more personal for her than any other book she’s written before. We close the show by answering your questions (of course) on paying off mortgages in the FIRE movement, FAFSA considerations for students who take breaks between school, the pros of tax-deductible IRAs and more. Women With Money is available for preorder now on WomenWithMoneyBook.com.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1842</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=736]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7353763273.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 152: The Lazy Woman’s Guide To Cooking With (None Other Than) Melissa Clark!</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Rcc_MMcLCs8/</link>
      <description>When it comes to saving more money, you’re tired of hearing to pack your lunch and make your own coffee, right? We get it. Because we’re tired of it, too. Trouble is, many of us do spend the majority of our disposable income on food. We literally eat our money. If we could get ourselves to cook even a little bit more, we could seriously save. Which is why we were so thrilled to hear cookbook author and New York Times food columnist, Melissa Clark, tell us she cooks, because she's lazy. Seriously. She argues that it's a lot less work than eating out. And she has a point. Which you'll see as she takes us through cost-effective recipes, some common excuses for not cooking and which ingredients and kitchen supplies you can cut corners on. (If it sounds like we're geeking out, it's because we are. Just a little bit.) In Mailbag, we answer your questions on renovating a house, paying off five-figure credit card debt and setting up 529s for nieces and nephews. Plus: Did you know over 90% of recruiters are using LinkedIn to check you out? We discuss what to have on your profile.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Mar 2019 04:00:01 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b9574ee2-9f9b-11ea-9062-2ff91201dc9f/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>The Lazy Woman's Guide To Cooking With (None Other Than) Melissa Clark!</itunes:subtitle>
      <itunes:summary>When it comes to saving more money, you’re tired of hearing to pack your lunch and make your own coffee, right? We get it. Because we’re tired of it, too. Trouble is, many of us do spend the majority of our disposable income on food. We literally eat our money. If we could get ourselves to cook even a little bit more, we could seriously save. Which is why we were so thrilled to hear cookbook author and New York Times food columnist, Melissa Clark, tell us she cooks, because she's lazy. Seriously. She argues that it's a lot less work than eating out. And she has a point. Which you'll see as she takes us through cost-effective recipes, some common excuses for not cooking and which ingredients and kitchen supplies you can cut corners on. (If it sounds like we're geeking out, it's because we are. Just a little bit.) In Mailbag, we answer your questions on renovating a house, paying off five-figure credit card debt and setting up 529s for nieces and nephews. Plus: Did you know over 90% of recruiters are using LinkedIn to check you out? We discuss what to have on your profile.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        When it comes to saving more money, you’re tired of hearing to pack your lunch and make your own coffee, right? We get it. Because we’re tired of it, too. Trouble is, many of us do spend the majority of our disposable income on food. We literally eat our money. If we could get ourselves to cook even a little bit more, we could seriously save. Which is why we were so thrilled to hear cookbook author and New York Times food columnist, Melissa Clark, tell us she cooks, because she's lazy. Seriously. She argues that it's a lot less work than eating out. And she has a point. Which you'll see as she takes us through cost-effective recipes, some common excuses for not cooking and which ingredients and kitchen supplies you can cut corners on. (If it sounds like we're geeking out, it's because we are. Just a little bit.) In Mailbag, we answer your questions on renovating a house, paying off five-figure credit card debt and setting up 529s for nieces and nephews. Plus: Did you know over 90% of recruiters are using LinkedIn to check you out? We discuss what to have on your profile.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2507</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=731]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4257257272.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 151: Why You Need A Work Wife</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/R6ihU7EDqwc/</link>
      <description>When it comes to being happy at work, guess which factor matters the most? The nature of our work? No. The money? Nope. OK, it's the people we work with. And, if you’re lucky, you have a work wife. This week we’re with Erica Cerulo and Claire Mazur, work wives and founders of the popular fashion and design website, Of a Kind. They’re out with the new book, inspired by their relationship, “Work Wife: The Power of Female Friendship to Drive Successful Businesses.” We discuss why these relationships are valuable (in more ways than one), how to take a friendship to the next level (i.e., starting a business together) and how to talk money with your besties, in general. In Mailbag, we answer your questions on the concept of gender-neutral investing and where to invest and save for the short-term. And since we’re on the subject of relationships, would you break up with someone because of their credit card debt? Interesting research in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Mar 2019 05:00:14 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b974bb4e-9f9b-11ea-9062-27fe5e473087/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Why You Need A Work Wife</itunes:subtitle>
      <itunes:summary>When it comes to being happy at work, guess which factor matters the most? The nature of our work? No. The money? Nope. OK, it's the people we work with. And, if you’re lucky, you have a work wife. This week we’re with Erica Cerulo and Claire Mazur, work wives and founders of the popular fashion and design website, Of a Kind. They’re out with the new book, inspired by their relationship, “Work Wife: The Power of Female Friendship to Drive Successful Businesses.” We discuss why these relationships are valuable (in more ways than one), how to take a friendship to the next level (i.e., starting a business together) and how to talk money with your besties, in general. In Mailbag, we answer your questions on the concept of gender-neutral investing and where to invest and save for the short-term. And since we’re on the subject of relationships, would you break up with someone because of their credit card debt? Interesting research in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        When it comes to being happy at work, guess which factor matters the most? The nature of our work? No. The money? Nope. OK, it's the people we work with. And, if you’re lucky, you have a work wife. This week we’re with Erica Cerulo and Claire Mazur, work wives and founders of the popular fashion and design website, Of a Kind. They’re out with the new book, inspired by their relationship, “Work Wife: The Power of Female Friendship to Drive Successful Businesses.” We discuss why these relationships are valuable (in more ways than one), how to take a friendship to the next level (i.e., starting a business together) and how to talk money with your besties, in general. In Mailbag, we answer your questions on the concept of gender-neutral investing and where to invest and save for the short-term. And since we’re on the subject of relationships, would you break up with someone because of their credit card debt? Interesting research in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2282</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=727]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9483602986.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 150: It’s Time For A Resiliency Booster</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/cLkqjgE-to0/</link>
      <description>We’re sitting down with Emmy award-winning journalist and producer, Laura Ling. (Yes, the Laura Ling who was was arrested and held captive in North Korea for 140 days after reporting on the trafficking of North Korean women.) She’s now the host of the Everyday Bravery podcast, which documents people overcoming hardships. We discuss how to build your resiliency muscle, the power of mentorship and her personal caregiving story (a reminder that if you’re taking care of kids and your parents simultaneously, a) you’re not alone and b) you’re nothing short of amazing!). In Mailbag, we answer your questions on negotiating benefits packages and investing in real estate. Plus: Another friendly reminder to just say NO to store credit cards. Why in Thrive.

The HerMoney Listener Survey: http://hermoney.com/survey
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Feb 2019 05:00:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b98c69d8-9f9b-11ea-9062-f3c0252dc125/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>It’s Time For A Resiliency Booster</itunes:subtitle>
      <itunes:summary>We’re sitting down with Emmy award-winning journalist and producer, Laura Ling. (Yes, the Laura Ling who was was arrested and held captive in North Korea for 140 days after reporting on the trafficking of North Korean women.) She’s now the host of the Everyday Bravery podcast, which documents people overcoming hardships. We discuss how to build your resiliency muscle, the power of mentorship and her personal caregiving story (a reminder that if you’re taking care of kids and your parents simultaneously, a) you’re not alone and b) you’re nothing short of amazing!). In Mailbag, we answer your questions on negotiating benefits packages and investing in real estate. Plus: Another friendly reminder to just say NO to store credit cards. Why in Thrive.

The HerMoney Listener Survey: http://hermoney.com/survey
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        We’re sitting down with Emmy award-winning journalist and producer, Laura Ling. (Yes, the Laura Ling who was was arrested and held captive in North Korea for 140 days after reporting on the trafficking of North Korean women.) She’s now the host of the Everyday Bravery podcast, which documents people overcoming hardships. We discuss how to build your resiliency muscle, the power of mentorship and her personal caregiving story (a reminder that if you’re taking care of kids and your parents simultaneously, a) you’re not alone and b) you’re nothing short of amazing!). In Mailbag, we answer your questions on negotiating benefits packages and investing in real estate. Plus: Another friendly reminder to just say NO to store credit cards. Why in Thrive.

The HerMoney Listener Survey: http://hermoney.com/survey
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1839</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=720]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4390218624.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 149: Do You Speak Millennial?</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/HAtPKHEelKc/</link>
      <description>How about Xer? Boomer? Having a multigenerational team at work can be a wonderful thing. The diversity of ages brings different experiences, different lenses—all of which can strengthen your company’s culture and increase your chances of success. But communication across the generations? That can be trying. Enter our guest, executive coach Lisa Lord. After today’s session — i.e. episode — you’ll have a new framework for figuring out what you want out of your job, how to interact effectively with all of your colleagues and even how to score a promotion you’re not qualified for (yet). In Mailbag, we answer your questions on where to save or invest money for a first home and financial considerations for first-time parents. Stick around for Thrive to hear the new rules of résumés.

Have you taken our listener survey yet: http://hermoney.com/survey? To improve the show, we’re conducting a survey to learn more about you, what you think and what you want more (or less) of moving forward. It should take five minutes of your time. As a thank you—upon completion—we’ll enter you into our giveaway of $100 Amazon gift cards and signed copies of Jean’s new book, "Women With Money."
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Feb 2019 05:00:53 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b9a5a042-9f9b-11ea-9062-bb4762c33f72/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Do You Speak Millennial?</itunes:subtitle>
      <itunes:summary>How about Xer? Boomer? Having a multigenerational team at work can be a wonderful thing. The diversity of ages brings different experiences, different lenses—all of which can strengthen your company’s culture and increase your chances of success. But communication across the generations? That can be trying. Enter our guest, executive coach Lisa Lord. After today’s session — i.e. episode — you’ll have a new framework for figuring out what you want out of your job, how to interact effectively with all of your colleagues and even how to score a promotion you’re not qualified for (yet). In Mailbag, we answer your questions on where to save or invest money for a first home and financial considerations for first-time parents. Stick around for Thrive to hear the new rules of résumés.

Have you taken our listener survey yet: http://hermoney.com/survey? To improve the show, we’re conducting a survey to learn more about you, what you think and what you want more (or less) of moving forward. It should take five minutes of your time. As a thank you—upon completion—we’ll enter you into our giveaway of $100 Amazon gift cards and signed copies of Jean’s new book, "Women With Money."
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        How about Xer? Boomer? Having a multigenerational team at work can be a wonderful thing. The diversity of ages brings different experiences, different lenses—all of which can strengthen your company’s culture and increase your chances of success. But communication across the generations? That can be trying. Enter our guest, executive coach Lisa Lord. After today’s session — i.e. episode — you’ll have a new framework for figuring out what you want out of your job, how to interact effectively with all of your colleagues and even how to score a promotion you’re not qualified for (yet). In Mailbag, we answer your questions on where to save or invest money for a first home and financial considerations for first-time parents. Stick around for Thrive to hear the new rules of résumés.

Have you taken our listener survey yet: http://hermoney.com/survey? To improve the show, we’re conducting a survey to learn more about you, what you think and what you want more (or less) of moving forward. It should take five minutes of your time. As a thank you—upon completion—we’ll enter you into our giveaway of $100 Amazon gift cards and signed copies of Jean’s new book, "Women With Money."
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2252</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=716]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5060573260.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 148: Talk Taxes To Me</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/kPe9oOFBt5E/</link>
      <description>With Valentine’s Day tomorrow, we decided to romance you with an entire show dedicated to your taxes. We shouldn’t have, right? But we did and we should, because this will be the first filing season that taxpayers see the full effects of the tax reform that was passed in 2017. And given that this was one of the biggest overhauls of the tax code in over 30 years, there will be tons of changes. Will they affect you? Let’s find out. Our date and tax expert this week is Maggie Klokkenga, senior advisor at Clayton Financial Group. Maggie is both a CPA and CFP®, and, best of all, she’s a longtime HerMoney community member, which is how we met. In Mailbag, we answer your questions on backdoor Roth IRAs, 529 savings plans, tax software and filing jointly. Plus: If you’re one of the many people who didn’t adjust their tax withholding last year—or you can’t remember the last time you did—then it’s time to do that. We tell you how.

As always, thank you for listening. To improve the show, we’re conducting a survey to learn more about you, what you think and what you want more (or less) of moving forward. The survey should take five minutes of your time. As a thank you—upon completion—we’ll enter you into our giveaway of $100 Amazon gift cards and signed copies of Jean’s new book, "Women With Money." Please share your opinion here: http://hermoney.com/survey

Resources mentioned in the show:
IRS Withholding Calculator: https://bit.ly/2aLxK0A
NerdWallet Withholding Calculator: https://bit.ly/2X0zcCk
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Feb 2019 05:00:55 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b9bbea6e-9f9b-11ea-9062-57518c8d3c13/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Talk Taxes To Me</itunes:subtitle>
      <itunes:summary>With Valentine’s Day tomorrow, we decided to romance you with an entire show dedicated to your taxes. We shouldn’t have, right? But we did and we should, because this will be the first filing season that taxpayers see the full effects of the tax reform that was passed in 2017. And given that this was one of the biggest overhauls of the tax code in over 30 years, there will be tons of changes. Will they affect you? Let’s find out. Our date and tax expert this week is Maggie Klokkenga, senior advisor at Clayton Financial Group. Maggie is both a CPA and CFP®, and, best of all, she’s a longtime HerMoney community member, which is how we met. In Mailbag, we answer your questions on backdoor Roth IRAs, 529 savings plans, tax software and filing jointly. Plus: If you’re one of the many people who didn’t adjust their tax withholding last year—or you can’t remember the last time you did—then it’s time to do that. We tell you how.

As always, thank you for listening. To improve the show, we’re conducting a survey to learn more about you, what you think and what you want more (or less) of moving forward. The survey should take five minutes of your time. As a thank you—upon completion—we’ll enter you into our giveaway of $100 Amazon gift cards and signed copies of Jean’s new book, "Women With Money." Please share your opinion here: http://hermoney.com/survey

Resources mentioned in the show:
IRS Withholding Calculator: https://bit.ly/2aLxK0A
NerdWallet Withholding Calculator: https://bit.ly/2X0zcCk
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        With Valentine’s Day tomorrow, we decided to romance you with an entire show dedicated to your taxes. We shouldn’t have, right? But we did and we should, because this will be the first filing season that taxpayers see the full effects of the tax reform that was passed in 2017. And given that this was one of the biggest overhauls of the tax code in over 30 years, there will be tons of changes. Will they affect you? Let’s find out. Our date and tax expert this week is Maggie Klokkenga, senior advisor at Clayton Financial Group. Maggie is both a CPA and CFP®, and, best of all, she’s a longtime HerMoney community member, which is how we met. In Mailbag, we answer your questions on backdoor Roth IRAs, 529 savings plans, tax software and filing jointly. Plus: If you’re one of the many people who didn’t adjust their tax withholding last year—or you can’t remember the last time you did—then it’s time to do that. We tell you how.

As always, thank you for listening. To improve the show, we’re conducting a survey to learn more about you, what you think and what you want more (or less) of moving forward. The survey should take five minutes of your time. As a thank you—upon completion—we’ll enter you into our giveaway of $100 Amazon gift cards and signed copies of Jean’s new book, "Women With Money." Please share your opinion here: http://hermoney.com/survey

Resources mentioned in the show:
IRS Withholding Calculator: https://bit.ly/2aLxK0A
NerdWallet Withholding Calculator: https://bit.ly/2X0zcCk
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1852</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=710]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8895000877.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 147: Do You Have The Mentality Of A Millionaire?</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/VR8JooC8sME/</link>
      <description>“Becoming a millionaire is not a private country club—it’s a result of many many years of hard work.” This week we’re back with retirement expert and Ramsey Personality, Chris Hogan, who’s out with his new book, “Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too.” Chris and the Ramsey research team surveyed over 10,000 U.S. millionaires to discover how they reached seven-figure status. Not surprisingly, it starts with getting in the right headspace. Oh, and Andy Puddicombe, consider Chris your competition. (If you listened to Episode 49, then you know what we’re talking about!) In Mailbag, we answer your questions on being more hands-on with your retirement investments, budgeting for childcare and retirement planning with a pension. Then, should you share your salary with your colleague—your male colleagues? We discuss in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Feb 2019 05:00:47 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b9d198f0-9f9b-11ea-9062-73da26eae089/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Do You Have The Mentality Of A Millionaire?</itunes:subtitle>
      <itunes:summary>“Becoming a millionaire is not a private country club—it’s a result of many many years of hard work.” This week we’re back with retirement expert and Ramsey Personality, Chris Hogan, who’s out with his new book, “Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too.” Chris and the Ramsey research team surveyed over 10,000 U.S. millionaires to discover how they reached seven-figure status. Not surprisingly, it starts with getting in the right headspace. Oh, and Andy Puddicombe, consider Chris your competition. (If you listened to Episode 49, then you know what we’re talking about!) In Mailbag, we answer your questions on being more hands-on with your retirement investments, budgeting for childcare and retirement planning with a pension. Then, should you share your salary with your colleague—your male colleagues? We discuss in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        “Becoming a millionaire is not a private country club—it’s a result of many many years of hard work.” This week we’re back with retirement expert and Ramsey Personality, Chris Hogan, who’s out with his new book, “Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too.” Chris and the Ramsey research team surveyed over 10,000 U.S. millionaires to discover how they reached seven-figure status. Not surprisingly, it starts with getting in the right headspace. Oh, and Andy Puddicombe, consider Chris your competition. (If you listened to Episode 49, then you know what we’re talking about!) In Mailbag, we answer your questions on being more hands-on with your retirement investments, budgeting for childcare and retirement planning with a pension. Then, should you share your salary with your colleague—your male colleagues? We discuss in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1964</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=707]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9759315344.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 146: One Woman’s Journey To Financial Independence</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/4vKAN4jLEGE/</link>
      <description>Building on last week’s episode on the FIRE movement, this week we sit down with Jamila Souffrant, creator of the blog and podcast, Journey To Launch, in which she chronicles her and her family’s experience towards financial independence. “For most people who hear about FIRE movement it seems overwhelming,” says Jamila. “I like to modify it and say it [financial independence] can mean anything you want it to mean. In my case, it meant I wanted to retire from my corporate job to do work I love.” Jamila is candid on how she and her husband increased their savings rate, modified their investments and managed their accounts together to make this happen. In fact, we all might want to take a lesson in financial togetherness (and respect) from this couple. In Mailbag, we answer your questions on maxing out 401(k)s without compromising your short-term goals, protecting your finances when buying property with a future spouse and funding HSAs. And Jamila’s story has us wondering: Do you feel engaged in what you're doing at work? If not, we discuss new research that can help in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Jan 2019 05:00:56 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b9e85c8e-9f9b-11ea-9062-b7e34397063e/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>One Woman’s Journey To Financial Independence</itunes:subtitle>
      <itunes:summary>Building on last week’s episode on the FIRE movement, this week we sit down with Jamila Souffrant, creator of the blog and podcast, Journey To Launch, in which she chronicles her and her family’s experience towards financial independence. “For most people who hear about FIRE movement it seems overwhelming,” says Jamila. “I like to modify it and say it [financial independence] can mean anything you want it to mean. In my case, it meant I wanted to retire from my corporate job to do work I love.” Jamila is candid on how she and her husband increased their savings rate, modified their investments and managed their accounts together to make this happen. In fact, we all might want to take a lesson in financial togetherness (and respect) from this couple. In Mailbag, we answer your questions on maxing out 401(k)s without compromising your short-term goals, protecting your finances when buying property with a future spouse and funding HSAs. And Jamila’s story has us wondering: Do you feel engaged in what you're doing at work? If not, we discuss new research that can help in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Building on last week’s episode on the FIRE movement, this week we sit down with Jamila Souffrant, creator of the blog and podcast, Journey To Launch, in which she chronicles her and her family’s experience towards financial independence. “For most people who hear about FIRE movement it seems overwhelming,” says Jamila. “I like to modify it and say it [financial independence] can mean anything you want it to mean. In my case, it meant I wanted to retire from my corporate job to do work I love.” Jamila is candid on how she and her husband increased their savings rate, modified their investments and managed their accounts together to make this happen. In fact, we all might want to take a lesson in financial togetherness (and respect) from this couple. In Mailbag, we answer your questions on maxing out 401(k)s without compromising your short-term goals, protecting your finances when buying property with a future spouse and funding HSAs. And Jamila’s story has us wondering: Do you feel engaged in what you're doing at work? If not, we discuss new research that can help in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2147</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=703]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3401479913.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 145: Ring The Alarm! We’re Talking FIRE</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/tqJJPZwr4vI/</link>
      <description>Only you can prevent running out of money in retirement. OK, we’ll cool it with the fire and Smokey The Bear puns. This savings crisis is one we’ve covered before, but this week we’re discussing what thousands of people are calling the solution: The FIRE (Financial Independence Retire Early) Movement. Our two experts, Jonathan Mendonsa and Brad Barrett, co-hosts of the ChooseFi podcast, explain what it is, its “simple math” and why it’s so popular: “You know, I think all of us kind of understand the golden years are the years that you're allowed to do everything that you've really wanted,” says Jonathan. “Now society has given you the permission to go do that...I don't just want my golden years right—I want my best years.” Then, in Mailbag, we answer your questions on how college students can start investing and building credit when they have none. Plus, there’s another gap—not in our favor—we can add to the list: the stress gap. Sigh, and talk solutions with us in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Jan 2019 05:00:19 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b9fe61d2-9f9b-11ea-9062-8b2b14d7ee4a/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Ring The Alarm! We’re Talking FIRE</itunes:subtitle>
      <itunes:summary>Only you can prevent running out of money in retirement. OK, we’ll cool it with the fire and Smokey The Bear puns. This savings crisis is one we’ve covered before, but this week we’re discussing what thousands of people are calling the solution: The FIRE (Financial Independence Retire Early) Movement. Our two experts, Jonathan Mendonsa and Brad Barrett, co-hosts of the ChooseFi podcast, explain what it is, its “simple math” and why it’s so popular: “You know, I think all of us kind of understand the golden years are the years that you're allowed to do everything that you've really wanted,” says Jonathan. “Now society has given you the permission to go do that...I don't just want my golden years right—I want my best years.” Then, in Mailbag, we answer your questions on how college students can start investing and building credit when they have none. Plus, there’s another gap—not in our favor—we can add to the list: the stress gap. Sigh, and talk solutions with us in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Only you can prevent running out of money in retirement. OK, we’ll cool it with the fire and Smokey The Bear puns. This savings crisis is one we’ve covered before, but this week we’re discussing what thousands of people are calling the solution: The FIRE (Financial Independence Retire Early) Movement. Our two experts, Jonathan Mendonsa and Brad Barrett, co-hosts of the ChooseFi podcast, explain what it is, its “simple math” and why it’s so popular: “You know, I think all of us kind of understand the golden years are the years that you're allowed to do everything that you've really wanted,” says Jonathan. “Now society has given you the permission to go do that...I don't just want my golden years right—I want my best years.” Then, in Mailbag, we answer your questions on how college students can start investing and building credit when they have none. Plus, there’s another gap—not in our favor—we can add to the list: the stress gap. Sigh, and talk solutions with us in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1922</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=699]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6978833029.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 144: The Emotional &amp; Financial Debt From Being Duped</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/KrajwWJ0MOs/</link>
      <description>Double lives. Deception. Shame. Nope, it’s not an episode of “Dirty John” (though it could be)—it’s this week’s podcast. Abby Ellin, an award-winning journalist and author of the new book: “Duped: Double Lives, False Identities, and the Con Man I Almost Married,” is in the studio and does she have a story to tell! She also equips us with advice for how to be smarter even when we’re confronted with some of the most-skilled liars. Then, in Mailbag, we discuss how you can ask for more financial responsibility at home without implying you don’t trust your partner—and we answer your questions on long-term care policies for singles (plus other insurances singles should strongly consider) and the 4% retirement rule. In Thrive, staying on the theme of couples and money: Who do you think should pick up the check on a date? We discuss.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Jan 2019 05:00:23 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ba161516-9f9b-11ea-9062-7f9042bcf687/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>The Emotional &amp; Financial Debt From Being Duped</itunes:subtitle>
      <itunes:summary>Double lives. Deception. Shame. Nope, it’s not an episode of “Dirty John” (though it could be)—it’s this week’s podcast. Abby Ellin, an award-winning journalist and author of the new book: “Duped: Double Lives, False Identities, and the Con Man I Almost Married,” is in the studio and does she have a story to tell! She also equips us with advice for how to be smarter even when we’re confronted with some of the most-skilled liars. Then, in Mailbag, we discuss how you can ask for more financial responsibility at home without implying you don’t trust your partner—and we answer your questions on long-term care policies for singles (plus other insurances singles should strongly consider) and the 4% retirement rule. In Thrive, staying on the theme of couples and money: Who do you think should pick up the check on a date? We discuss.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Double lives. Deception. Shame. Nope, it’s not an episode of “Dirty John” (though it could be)—it’s this week’s podcast. Abby Ellin, an award-winning journalist and author of the new book: “Duped: Double Lives, False Identities, and the Con Man I Almost Married,” is in the studio and does she have a story to tell! She also equips us with advice for how to be smarter even when we’re confronted with some of the most-skilled liars. Then, in Mailbag, we discuss how you can ask for more financial responsibility at home without implying you don’t trust your partner—and we answer your questions on long-term care policies for singles (plus other insurances singles should strongly consider) and the 4% retirement rule. In Thrive, staying on the theme of couples and money: Who do you think should pick up the check on a date? We discuss.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2200</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=695]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9045456117.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 143: For More Wealth, Freedom &amp; Peace Of Mind in 2019, Practice The Art Of Abundance</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/qE7HSObnb94/</link>
      <description>We’re in the second week of 2019 — and with our New Year’s resolutions fresh in our minds — we thought it’d be an opportune time to talk about abundance. Or rather, the art of abundance with Leisa Peterson. Leisa is a wealth coach, business strategist, podcaster and author, who is known for her ability to quickly identify the exact issues that are holding us back from achieving our goals. She’s helped thousands of people (including us) develop practical skills for attracting greater wealth, freedom and peace of mind. In Mailbag, we cover your questions on refinancing student debt, aligning your budget with your ethics and exploring career opportunities in the financial services industry. Finally, have you heard of the FIRE movement? We’ve mentioned it on the show before and we have a podcast dedicated to it coming up soon. In the meantime, a FIRE 101 in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Jan 2019 05:00:17 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ba3cdb9c-9f9b-11ea-9062-e35445558447/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>For More Wealth, Freedom &amp; Peace Of Mind in 2019, Practice The Art Of Abundance</itunes:subtitle>
      <itunes:summary>We’re in the second week of 2019 — and with our New Year’s resolutions fresh in our minds — we thought it’d be an opportune time to talk about abundance. Or rather, the art of abundance with Leisa Peterson. Leisa is a wealth coach, business strategist, podcaster and author, who is known for her ability to quickly identify the exact issues that are holding us back from achieving our goals. She’s helped thousands of people (including us) develop practical skills for attracting greater wealth, freedom and peace of mind. In Mailbag, we cover your questions on refinancing student debt, aligning your budget with your ethics and exploring career opportunities in the financial services industry. Finally, have you heard of the FIRE movement? We’ve mentioned it on the show before and we have a podcast dedicated to it coming up soon. In the meantime, a FIRE 101 in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        We’re in the second week of 2019 — and with our New Year’s resolutions fresh in our minds — we thought it’d be an opportune time to talk about abundance. Or rather, the art of abundance with Leisa Peterson. Leisa is a wealth coach, business strategist, podcaster and author, who is known for her ability to quickly identify the exact issues that are holding us back from achieving our goals. She’s helped thousands of people (including us) develop practical skills for attracting greater wealth, freedom and peace of mind. In Mailbag, we cover your questions on refinancing student debt, aligning your budget with your ethics and exploring career opportunities in the financial services industry. Finally, have you heard of the FIRE movement? We’ve mentioned it on the show before and we have a podcast dedicated to it coming up soon. In the meantime, a FIRE 101 in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2179</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=692]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4017625617.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 142: Your Investing Questions Answered with Fidelity’s Kathy Murphy</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/P4Hdo2zI35g/</link>
      <description>Happy New Year HerMoney! Goodbye 2018 and goodbye investing confidence gap. After decades of focusing on why women weren’t investing, the broader conversation is shifting to why — and how — women are growing their wealth. We’re kicking off another fantastic year of important conversations with HerMoney’s champion from day one, Kathy Murphy. She’s the president of personal investing at Fidelity, which is out with new research on women and investing. A finding we’re thrilled to hear: Over 70% of women say it’s time to demand more from their money and that they’re going to take action in the next six months. Let’s join them! Kathy tells us how. In Mailbag, Kelly and I answer your questions on Social Security, opening up a Roth IRA and buying a house in the current market. Plus: We know women are more likely to take career breaks for childcare — and now we have an idea of how much it can cost them. We discuss in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Jan 2019 05:00:55 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ba542946-9f9b-11ea-9062-677692f8ce43/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Your Investing Questions Answered with Fidelity’s Kathy Murphy</itunes:subtitle>
      <itunes:summary>Happy New Year HerMoney! Goodbye 2018 and goodbye investing confidence gap. After decades of focusing on why women weren’t investing, the broader conversation is shifting to why — and how — women are growing their wealth. We’re kicking off another fantastic year of important conversations with HerMoney’s champion from day one, Kathy Murphy. She’s the president of personal investing at Fidelity, which is out with new research on women and investing. A finding we’re thrilled to hear: Over 70% of women say it’s time to demand more from their money and that they’re going to take action in the next six months. Let’s join them! Kathy tells us how. In Mailbag, Kelly and I answer your questions on Social Security, opening up a Roth IRA and buying a house in the current market. Plus: We know women are more likely to take career breaks for childcare — and now we have an idea of how much it can cost them. We discuss in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Happy New Year HerMoney! Goodbye 2018 and goodbye investing confidence gap. After decades of focusing on why women weren’t investing, the broader conversation is shifting to why — and how — women are growing their wealth. We’re kicking off another fantastic year of important conversations with HerMoney’s champion from day one, Kathy Murphy. She’s the president of personal investing at Fidelity, which is out with new research on women and investing. A finding we’re thrilled to hear: Over 70% of women say it’s time to demand more from their money and that they’re going to take action in the next six months. Let’s join them! Kathy tells us how. In Mailbag, Kelly and I answer your questions on Social Security, opening up a Roth IRA and buying a house in the current market. Plus: We know women are more likely to take career breaks for childcare — and now we have an idea of how much it can cost them. We discuss in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1737</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=686]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5630099178.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 141: The Earlier You Start Talking Money With Your Kids, The Better</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Z9QMZRgTzyo/</link>
      <description>Too many of us can relate to the fact that personal finance wasn’t something we were taught growing up. It’s a big reason why this show exists and it’s also why Dina Shoman founded inherQuests, a company that creates financial education products for kids. She’s on a mission to increase financial literacy for our future generations, starting with little girls. She shares what’s working, what isn’t and how we can start talking to our kids about money in a way that sticks. In Mailbag, we answer your questions on getting out of debt, getting money in foreign countries and combining finances for newlyweds. Finally, you know we love highlighting gratitude practices, especially the simple ones, like writing thank-you notes. But it turns out if you’re writing one to a hiring manager, you might want to put away the pen and paper. Why in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Dec 2018 05:00:34 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ba671b32-9f9b-11ea-9062-078a04d8c3d7/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>The Earlier You Start Talking Money With Your Kids, The Better</itunes:subtitle>
      <itunes:summary>Too many of us can relate to the fact that personal finance wasn’t something we were taught growing up. It’s a big reason why this show exists and it’s also why Dina Shoman founded inherQuests, a company that creates financial education products for kids. She’s on a mission to increase financial literacy for our future generations, starting with little girls. She shares what’s working, what isn’t and how we can start talking to our kids about money in a way that sticks. In Mailbag, we answer your questions on getting out of debt, getting money in foreign countries and combining finances for newlyweds. Finally, you know we love highlighting gratitude practices, especially the simple ones, like writing thank-you notes. But it turns out if you’re writing one to a hiring manager, you might want to put away the pen and paper. Why in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Too many of us can relate to the fact that personal finance wasn’t something we were taught growing up. It’s a big reason why this show exists and it’s also why Dina Shoman founded inherQuests, a company that creates financial education products for kids. She’s on a mission to increase financial literacy for our future generations, starting with little girls. She shares what’s working, what isn’t and how we can start talking to our kids about money in a way that sticks. In Mailbag, we answer your questions on getting out of debt, getting money in foreign countries and combining finances for newlyweds. Finally, you know we love highlighting gratitude practices, especially the simple ones, like writing thank-you notes. But it turns out if you’re writing one to a hiring manager, you might want to put away the pen and paper. Why in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1922</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=683]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6395773651.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 140: Build Your Blueprint For Longevity &amp; Vitality With Jillian Michaels</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Xs5M6j5fGc4/</link>
      <description>This week, we’re tackling the subject of aging, which, according to new research, more women are looking forward to. Excuse us? Yep, financial challenges aside, more women are excited about aging, particularly about what their lives will look like as they age. It’s rooted in the idea of, “The best is yet to come.” But the best will only come if you’re feeling your best, and that means taking care of yourself. Enter: The always-wonderful Jillian Michaels. Just days after losing her home in the California Camp Fire, Jillian spent time with us to discuss her latest book, “The 6 Keys: Unlock Your Genetic Potential for Ageless Strength, Health, and Beauty.” We run through all six and how you can apply them today, because “Aging gracefully doesn’t have to mean giving up and accepting decay,” writes Jillian. “It means keeping yourself in fantastic health, inside and out, for a hell of a long time …” In Mailbag, we answer your questions on union memberships, rebalancing 401(k)s and prioritizing HSAs. Then, if you’re like us — and many other rewards-points junkies — the allure of getting a new credit card with a big, fat rewards bonus sends your heart fluttering: 50,000 points, 70,000, 100,000, oh my! But, what then? How to maximize them in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Dec 2018 05:00:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ba7aa2e2-9f9b-11ea-9062-53488a6d03b3/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Build Your Blueprint For Longevity &amp; Vitality With Jillian Michaels</itunes:subtitle>
      <itunes:summary>This week, we’re tackling the subject of aging, which, according to new research, more women are looking forward to. Excuse us? Yep, financial challenges aside, more women are excited about aging, particularly about what their lives will look like as they age. It’s rooted in the idea of, “The best is yet to come.” But the best will only come if you’re feeling your best, and that means taking care of yourself. Enter: The always-wonderful Jillian Michaels. Just days after losing her home in the California Camp Fire, Jillian spent time with us to discuss her latest book, “The 6 Keys: Unlock Your Genetic Potential for Ageless Strength, Health, and Beauty.” We run through all six and how you can apply them today, because “Aging gracefully doesn’t have to mean giving up and accepting decay,” writes Jillian. “It means keeping yourself in fantastic health, inside and out, for a hell of a long time …” In Mailbag, we answer your questions on union memberships, rebalancing 401(k)s and prioritizing HSAs. Then, if you’re like us — and many other rewards-points junkies — the allure of getting a new credit card with a big, fat rewards bonus sends your heart fluttering: 50,000 points, 70,000, 100,000, oh my! But, what then? How to maximize them in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        This week, we’re tackling the subject of aging, which, according to new research, more women are looking forward to. Excuse us? Yep, financial challenges aside, more women are excited about aging, particularly about what their lives will look like as they age. It’s rooted in the idea of, “The best is yet to come.” But the best will only come if you’re feeling your best, and that means taking care of yourself. Enter: The always-wonderful Jillian Michaels. Just days after losing her home in the California Camp Fire, Jillian spent time with us to discuss her latest book, “The 6 Keys: Unlock Your Genetic Potential for Ageless Strength, Health, and Beauty.” We run through all six and how you can apply them today, because “Aging gracefully doesn’t have to mean giving up and accepting decay,” writes Jillian. “It means keeping yourself in fantastic health, inside and out, for a hell of a long time …” In Mailbag, we answer your questions on union memberships, rebalancing 401(k)s and prioritizing HSAs. Then, if you’re like us — and many other rewards-points junkies — the allure of getting a new credit card with a big, fat rewards bonus sends your heart fluttering: 50,000 points, 70,000, 100,000, oh my! But, what then? How to maximize them in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2162</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=679]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9647827763.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 139: Yes, Women Want &amp; Need Different Financial Advice</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/A_MVfmGPkx0/</link>
      <description>We’ve got the O.G. B.F.F. (best financial friend) on the show this week. Shannon McLay is the founder and CEO of The Financial Gym, a financial services company that’s disrupting the industry’s approach with women (and some men) on how they overhaul their relationships with money and work towards financial success. We discuss why women want (and need) different financial advice, what's working, what isn't and how Shannon is successfully raising capital for her company from men who can't relate. In Mailbag, we answer your questions on finding a job in the financial services industry, balancing wants vs. needs and understanding an annuity alongside other retirement accounts. Finally, because there’s so much going on in our world that’s blazing a light on our differences rather than our similarities, we thought it would be nice to focus on something we all want: happiness. Join us in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Dec 2018 05:00:03 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ba8c8962-9f9b-11ea-9062-13e444a00df8/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Yes, Women Want &amp; Need Different Financial Advice</itunes:subtitle>
      <itunes:summary>We’ve got the O.G. B.F.F. (best financial friend) on the show this week. Shannon McLay is the founder and CEO of The Financial Gym, a financial services company that’s disrupting the industry’s approach with women (and some men) on how they overhaul their relationships with money and work towards financial success. We discuss why women want (and need) different financial advice, what's working, what isn't and how Shannon is successfully raising capital for her company from men who can't relate. In Mailbag, we answer your questions on finding a job in the financial services industry, balancing wants vs. needs and understanding an annuity alongside other retirement accounts. Finally, because there’s so much going on in our world that’s blazing a light on our differences rather than our similarities, we thought it would be nice to focus on something we all want: happiness. Join us in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        We’ve got the O.G. B.F.F. (best financial friend) on the show this week. Shannon McLay is the founder and CEO of The Financial Gym, a financial services company that’s disrupting the industry’s approach with women (and some men) on how they overhaul their relationships with money and work towards financial success. We discuss why women want (and need) different financial advice, what's working, what isn't and how Shannon is successfully raising capital for her company from men who can't relate. In Mailbag, we answer your questions on finding a job in the financial services industry, balancing wants vs. needs and understanding an annuity alongside other retirement accounts. Finally, because there’s so much going on in our world that’s blazing a light on our differences rather than our similarities, we thought it would be nice to focus on something we all want: happiness. Join us in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1834</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=675]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8853280638.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 138: All About 529 College Savings Plans</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/DUOv8jhPz5s/</link>
      <description>Earlier this year, America's student debt hit 1.5 trillion dollars — and guess who holds most of it? Yep, us ladies. We hold nearly two-thirds of all student loan debt in the United States. To bring it closer to home, the average graduate walked off campus with around $39,400 last year, which is up six percent from 2016. It's trending up, so what can we do for ourselves and our loved ones to lower the cost? One (big) option: 529 college savings plans. We have Abby Chao, co-founder and COO of CollegeBacker, to talk us through what they are, how they work and how you can easily get your loved ones on board. In Mailbag, we answer your questions on retirement planning for when you're out of work, credit cards for new adults and how to go from joint accounts to yours, mine and ours. In Thrive, HerMoney reporter Kathryn shares her coverage on the increase in workplace demotions. We discuss what to do and how to handle them.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Dec 2018 11:40:53 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/baa5ea6a-9f9b-11ea-9062-276201139414/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>All About 529 College Savings Plans</itunes:subtitle>
      <itunes:summary>Earlier this year, America's student debt hit 1.5 trillion dollars — and guess who holds most of it? Yep, us ladies. We hold nearly two-thirds of all student loan debt in the United States. To bring it closer to home, the average graduate walked off campus with around $39,400 last year, which is up six percent from 2016. It's trending up, so what can we do for ourselves and our loved ones to lower the cost? One (big) option: 529 college savings plans. We have Abby Chao, co-founder and COO of CollegeBacker, to talk us through what they are, how they work and how you can easily get your loved ones on board. In Mailbag, we answer your questions on retirement planning for when you're out of work, credit cards for new adults and how to go from joint accounts to yours, mine and ours. In Thrive, HerMoney reporter Kathryn shares her coverage on the increase in workplace demotions. We discuss what to do and how to handle them.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Earlier this year, America's student debt hit 1.5 trillion dollars — and guess who holds most of it? Yep, us ladies. We hold nearly two-thirds of all student loan debt in the United States. To bring it closer to home, the average graduate walked off campus with around $39,400 last year, which is up six percent from 2016. It's trending up, so what can we do for ourselves and our loved ones to lower the cost? One (big) option: 529 college savings plans. We have Abby Chao, co-founder and COO of CollegeBacker, to talk us through what they are, how they work and how you can easily get your loved ones on board. In Mailbag, we answer your questions on retirement planning for when you're out of work, credit cards for new adults and how to go from joint accounts to yours, mine and ours. In Thrive, HerMoney reporter Kathryn shares her coverage on the increase in workplace demotions. We discuss what to do and how to handle them.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1754</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=671]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1069703932.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 137: Be More Human, Erica Keswin Tells Us How</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/EG2IdY3lIz4/</link>
      <description>If you texted, emailed, Slacked and DM'd with people more than you talked to them face-to-face today, then this week's episode is for you. Erica Keswin, author of the new book, "Bring Your Human to Work: 10 Surefire Ways to Design a Workplace That Is Good for People, Great for Business, and Just Might Change the World," is all about learning how to speak in a human voice, finding the sweet spot between tech and connect and meetings that won't waste your time. She's our new girl crush. And we cover it all. In Mailbag, we answer your questions on selling stock, rolling over retirement accounts and dealing with medical collections. And, in Thrive, some great news: There are more 401(k) and IRA millionaires than ever before, according to a new report from Fidelity — woo-hoo! You can be one, too. Keep listening!
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Nov 2018 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/babd34a4-9f9b-11ea-9062-67e22d12a655/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Be More Human, Erica Keswin Tells Us How</itunes:subtitle>
      <itunes:summary>If you texted, emailed, Slacked and DM'd with people more than you talked to them face-to-face today, then this week's episode is for you. Erica Keswin, author of the new book, "Bring Your Human to Work: 10 Surefire Ways to Design a Workplace That Is Good for People, Great for Business, and Just Might Change the World," is all about learning how to speak in a human voice, finding the sweet spot between tech and connect and meetings that won't waste your time. She's our new girl crush. And we cover it all. In Mailbag, we answer your questions on selling stock, rolling over retirement accounts and dealing with medical collections. And, in Thrive, some great news: There are more 401(k) and IRA millionaires than ever before, according to a new report from Fidelity — woo-hoo! You can be one, too. Keep listening!
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        If you texted, emailed, Slacked and DM'd with people more than you talked to them face-to-face today, then this week's episode is for you. Erica Keswin, author of the new book, "Bring Your Human to Work: 10 Surefire Ways to Design a Workplace That Is Good for People, Great for Business, and Just Might Change the World," is all about learning how to speak in a human voice, finding the sweet spot between tech and connect and meetings that won't waste your time. She's our new girl crush. And we cover it all. In Mailbag, we answer your questions on selling stock, rolling over retirement accounts and dealing with medical collections. And, in Thrive, some great news: There are more 401(k) and IRA millionaires than ever before, according to a new report from Fidelity — woo-hoo! You can be one, too. Keep listening!
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2135</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=668]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9171684935.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 136: Finding Roommates &amp; Funding Businesses With Elien Becque</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Iyo3Fpmhxys/</link>
      <description>Finding roommates and funding businesses are no easy feats. Ask Elien Becque. She's the founder and CEO of RoomZoom, a roommate matching web app designed to take the stress, financial risk and guesswork out of finding a roommate. We’ve covered the trend of more couples cohabitating before marriage to save money, but we haven’t discussed a similar trend of more Americans — in non-romantic relationships — choosing to room together for the same reason. Elien is our new guide for how to find the perfect match. She also gets real on the highs and lows of running an early-stage company — her entrepreneurial story is both refreshing and relatable. In Mailbag, Kelly and I talk Venmo and answer your questions on retirement: saving strategies with a pension, saving strategies without a pension and whether or not it's OK to use them for paying off the mortgage. Plus: It's Open Enrollment time. Are you set for next year? We discuss health care in Thrive.

Something easier than choosing a health care plan? Subscribing to our free weekly newsletters! Just text "HERMONEY" to 888-111 to subscribe.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Nov 2018 05:00:14 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bad00b6a-9f9b-11ea-9062-236ff777c491/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Finding Roommates &amp; Funding Businesses With Elien Becque</itunes:subtitle>
      <itunes:summary>Finding roommates and funding businesses are no easy feats. Ask Elien Becque. She's the founder and CEO of RoomZoom, a roommate matching web app designed to take the stress, financial risk and guesswork out of finding a roommate. We’ve covered the trend of more couples cohabitating before marriage to save money, but we haven’t discussed a similar trend of more Americans — in non-romantic relationships — choosing to room together for the same reason. Elien is our new guide for how to find the perfect match. She also gets real on the highs and lows of running an early-stage company — her entrepreneurial story is both refreshing and relatable. In Mailbag, Kelly and I talk Venmo and answer your questions on retirement: saving strategies with a pension, saving strategies without a pension and whether or not it's OK to use them for paying off the mortgage. Plus: It's Open Enrollment time. Are you set for next year? We discuss health care in Thrive.

Something easier than choosing a health care plan? Subscribing to our free weekly newsletters! Just text "HERMONEY" to 888-111 to subscribe.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Finding roommates and funding businesses are no easy feats. Ask Elien Becque. She's the founder and CEO of RoomZoom, a roommate matching web app designed to take the stress, financial risk and guesswork out of finding a roommate. We’ve covered the trend of more couples cohabitating before marriage to save money, but we haven’t discussed a similar trend of more Americans — in non-romantic relationships — choosing to room together for the same reason. Elien is our new guide for how to find the perfect match. She also gets real on the highs and lows of running an early-stage company — her entrepreneurial story is both refreshing and relatable. In Mailbag, Kelly and I talk Venmo and answer your questions on retirement: saving strategies with a pension, saving strategies without a pension and whether or not it's OK to use them for paying off the mortgage. Plus: It's Open Enrollment time. Are you set for next year? We discuss health care in Thrive.

Something easier than choosing a health care plan? Subscribing to our free weekly newsletters! Just text "HERMONEY" to 888-111 to subscribe.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2136</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=664]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8427765916.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus: Smart Women &amp; Smarter Money Choices, Part Two</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/dWnVjjub9xs/</link>
      <description>TGIF! To celebrate, we're taking you back to our live show at the PRX Podcast Garage in Boston. After our interview with Harvard’s Brigitte Madrian and our Mailbag (listen to both in Episode 134), we hosted a HerMoney Happy Hour. Grab your favorite beverage and enjoy 30+ minutes of women getting real about their relationships with money.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Nov 2018 05:00:40 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/baec2ab6-9f9b-11ea-9062-0b873dd1b9d3/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Bonus: Smart Women &amp; Smarter Money Choices, Part Two</itunes:subtitle>
      <itunes:summary>TGIF! To celebrate, we're taking you back to our live show at the PRX Podcast Garage in Boston. After our interview with Harvard’s Brigitte Madrian and our Mailbag (listen to both in Episode 134), we hosted a HerMoney Happy Hour. Grab your favorite beverage and enjoy 30+ minutes of women getting real about their relationships with money.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        TGIF! To celebrate, we're taking you back to our live show at the PRX Podcast Garage in Boston. After our interview with Harvard’s Brigitte Madrian and our Mailbag (listen to both in Episode 134), we hosted a HerMoney Happy Hour. Grab your favorite beverage and enjoy 30+ minutes of women getting real about their relationships with money.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2249</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=661]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6728660280.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 135: Build Your Buzz, Your Brand, And, Yes, Your Business</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/PbKrsomEoqY/</link>
      <description>Whether you're an entrepreneur, a wantrepreneur (our favorite new word) or neither, the ability to market yourself is crucial. We all need to be able to create strong brands — personal and professional — and this week we get advice on how from the best. Tina Wells, CEO and founder of Buzz Marketing Group, an agency that creates marketing strategies for clients within the beauty, entertainment, fashion, financial, and lifestyle sectors, gives us a private consultation. In Mailbag, Kelly and I answer your questions on using life insurance plans for college savings, trusts, and credit card balance transfers. In Thrive, Fair Isaac Corp. — the creator of FICO credit score — is introducing a new scoring system called the UltraFICO in 2019. Learn how it could impact you.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Nov 2018 05:00:27 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bb05a572-9f9b-11ea-9062-b31fb7540c19/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Build Your Buzz, Your Brand, And, Yes, Your Business</itunes:subtitle>
      <itunes:summary>Whether you're an entrepreneur, a wantrepreneur (our favorite new word) or neither, the ability to market yourself is crucial. We all need to be able to create strong brands — personal and professional — and this week we get advice on how from the best. Tina Wells, CEO and founder of Buzz Marketing Group, an agency that creates marketing strategies for clients within the beauty, entertainment, fashion, financial, and lifestyle sectors, gives us a private consultation. In Mailbag, Kelly and I answer your questions on using life insurance plans for college savings, trusts, and credit card balance transfers. In Thrive, Fair Isaac Corp. — the creator of FICO credit score — is introducing a new scoring system called the UltraFICO in 2019. Learn how it could impact you.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Whether you're an entrepreneur, a wantrepreneur (our favorite new word) or neither, the ability to market yourself is crucial. We all need to be able to create strong brands — personal and professional — and this week we get advice on how from the best. Tina Wells, CEO and founder of Buzz Marketing Group, an agency that creates marketing strategies for clients within the beauty, entertainment, fashion, financial, and lifestyle sectors, gives us a private consultation. In Mailbag, Kelly and I answer your questions on using life insurance plans for college savings, trusts, and credit card balance transfers. In Thrive, Fair Isaac Corp. — the creator of FICO credit score — is introducing a new scoring system called the UltraFICO in 2019. Learn how it could impact you.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2126</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=658]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1625258326.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 134: Smart Women &amp; Smarter Money Choices, Part One</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/7gP_VV0AmVU/</link>
      <description>HerMoney recently went on a road trip to Boston for a live show with Harvard’s Brigitte Madrian at the PRX Podcast Garage. We discuss her extensive research on 401(k)s — savings rates, leakages and the possible relationship they have with credit card debt — if you were auto-enrolled into yours, then you definitely want to tune in. We also explore the idea of sidecar plans. Have you heard of them? In our live Mailbag, we answer attendees' questions on how to get more of our girlfriends talking about money, how to approach the current real estate market, how to ride the stock market (rollercoaster) and more. In fact, so much more, including a taste of a HerMoney Happy Hour (!), that we're making this a two-part special. Stay tuned for more!
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Nov 2018 05:00:13 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bb1c3972-9f9b-11ea-9062-3f15c8e39a4e/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Smart Women &amp; Smarter Money Choices, Part One</itunes:subtitle>
      <itunes:summary>HerMoney recently went on a road trip to Boston for a live show with Harvard’s Brigitte Madrian at the PRX Podcast Garage. We discuss her extensive research on 401(k)s — savings rates, leakages and the possible relationship they have with credit card debt — if you were auto-enrolled into yours, then you definitely want to tune in. We also explore the idea of sidecar plans. Have you heard of them? In our live Mailbag, we answer attendees' questions on how to get more of our girlfriends talking about money, how to approach the current real estate market, how to ride the stock market (rollercoaster) and more. In fact, so much more, including a taste of a HerMoney Happy Hour (!), that we're making this a two-part special. Stay tuned for more!
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        HerMoney recently went on a road trip to Boston for a live show with Harvard’s Brigitte Madrian at the PRX Podcast Garage. We discuss her extensive research on 401(k)s — savings rates, leakages and the possible relationship they have with credit card debt — if you were auto-enrolled into yours, then you definitely want to tune in. We also explore the idea of sidecar plans. Have you heard of them? In our live Mailbag, we answer attendees' questions on how to get more of our girlfriends talking about money, how to approach the current real estate market, how to ride the stock market (rollercoaster) and more. In fact, so much more, including a taste of a HerMoney Happy Hour (!), that we're making this a two-part special. Stay tuned for more!
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2847</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=654]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6868624733.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 133: Is An Annuity Right For You?</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/-of2NusYSfs/</link>
      <description>We (and by we, we mean the entire personal finance community) talk a lot about saving for retirement, but not enough about how to make our money last as long as we're going to. So we're going to change that. One possible solution for better guaranteeing income in retirement: annuities. One woman who's making annuities sound much sexier than they are: Elaine Larsen. At speeds of over 280 mph, Elaine has made a career out of going as fast as possible for five seconds down a straight and narrow quarter-mile track as hot-rod race car driver. However, after a major wreck in 2011, she realized she wasn’t invincible and that it was time to start planning for retirement. She shares her story and how an annuity was right for her and her family. In Mailbag — after retirement is taken care of, how should you invest an extra $10,000? We offer ideas and answer your other questions on freezing credit for toddlers and buying into CDs at credit unions. Plus: Venmo is about to get more expensive. Hear why in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Oct 2018 04:00:54 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bb50f5ae-9f9b-11ea-9062-a3168b37d692/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Is An Annuity Right For You?</itunes:subtitle>
      <itunes:summary>We (and by we, we mean the entire personal finance community) talk a lot about saving for retirement, but not enough about how to make our money last as long as we're going to. So we're going to change that. One possible solution for better guaranteeing income in retirement: annuities. One woman who's making annuities sound much sexier than they are: Elaine Larsen. At speeds of over 280 mph, Elaine has made a career out of going as fast as possible for five seconds down a straight and narrow quarter-mile track as hot-rod race car driver. However, after a major wreck in 2011, she realized she wasn’t invincible and that it was time to start planning for retirement. She shares her story and how an annuity was right for her and her family. In Mailbag — after retirement is taken care of, how should you invest an extra $10,000? We offer ideas and answer your other questions on freezing credit for toddlers and buying into CDs at credit unions. Plus: Venmo is about to get more expensive. Hear why in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        We (and by we, we mean the entire personal finance community) talk a lot about saving for retirement, but not enough about how to make our money last as long as we're going to. So we're going to change that. One possible solution for better guaranteeing income in retirement: annuities. One woman who's making annuities sound much sexier than they are: Elaine Larsen. At speeds of over 280 mph, Elaine has made a career out of going as fast as possible for five seconds down a straight and narrow quarter-mile track as hot-rod race car driver. However, after a major wreck in 2011, she realized she wasn’t invincible and that it was time to start planning for retirement. She shares her story and how an annuity was right for her and her family. In Mailbag — after retirement is taken care of, how should you invest an extra $10,000? We offer ideas and answer your other questions on freezing credit for toddlers and buying into CDs at credit unions. Plus: Venmo is about to get more expensive. Hear why in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1629</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=651]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2180068787.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 132: How Small Moves Can Make Big Impacts With Scott Harrison</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/5YIT_jXiTqs/</link>
      <description>With giving season upon us, we started asking ourselves how we can make bigger impacts — not just at the end of the year — but perhaps year round? We all have causes we care about, but when does it make sense to take donating money, time or resources a step further? When does it make sense to start a charity or not-for-profit organization of your own? To help us answer these questions, we’re sitting down with Scott Harrison, founder and CEO of the non-profit organization charity: water, which focuses on the global water crisis and the world’s 663 million people without clean water to drink. In Mailbag, we answer your questions on healthcare plans for people in their 50s and 60s, forgotten stocks and freezing and unfreezing your credit — which you can now do for free. No more excuses — and more details in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Oct 2018 04:00:15 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bb6afc06-9f9b-11ea-9062-bb15bfb349a4/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>How Small Moves Can Make Big Impacts With Scott Harrison</itunes:subtitle>
      <itunes:summary>With giving season upon us, we started asking ourselves how we can make bigger impacts — not just at the end of the year — but perhaps year round? We all have causes we care about, but when does it make sense to take donating money, time or resources a step further? When does it make sense to start a charity or not-for-profit organization of your own? To help us answer these questions, we’re sitting down with Scott Harrison, founder and CEO of the non-profit organization charity: water, which focuses on the global water crisis and the world’s 663 million people without clean water to drink. In Mailbag, we answer your questions on healthcare plans for people in their 50s and 60s, forgotten stocks and freezing and unfreezing your credit — which you can now do for free. No more excuses — and more details in Thrive.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        With giving season upon us, we started asking ourselves how we can make bigger impacts — not just at the end of the year — but perhaps year round? We all have causes we care about, but when does it make sense to take donating money, time or resources a step further? When does it make sense to start a charity or not-for-profit organization of your own? To help us answer these questions, we’re sitting down with Scott Harrison, founder and CEO of the non-profit organization charity: water, which focuses on the global water crisis and the world’s 663 million people without clean water to drink. In Mailbag, we answer your questions on healthcare plans for people in their 50s and 60s, forgotten stocks and freezing and unfreezing your credit — which you can now do for free. No more excuses — and more details in Thrive.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2077</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=646]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1363348205.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 131: Ch-Ch-Changes With Lisa Oz &amp; Jill Herzig</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/lNmyNtifVuA/</link>
      <description>The loss of an identity. The loss of a paycheck. Sometimes they're one in the same. This week we're discussing how to navigate major life changes with two of my favorite women, Lisa Oz and Jill Herzig, great friends and hosts of the new podcast, "You Turns by HowStuffWorks." We love the name — and the concept. We sit down with both to discuss the good, the bad and the sometimes ugly when making personal and professional transitions (e.g. sending a kid off to college or losing your job). In Mailbag, Kelly and I answer your questions on earning extra income while on Social Security Disability Income SSDI, and how to (nicely) ask your credit card company for lower interest rates. (Yes, it's possible.) In Thrive, we discuss the new and troubling research that shows many women are opting for “intentional invisibility” in the office.

P.S. If you're in Boston, come see us LIVE on 10/27: https://bit.ly/2CS1Z5o.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Oct 2018 04:00:50 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bb825dba-9f9b-11ea-9062-8fd85c063cd0/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Ch-Ch-Changes With Lisa Oz &amp; Jill Herzig</itunes:subtitle>
      <itunes:summary>The loss of an identity. The loss of a paycheck. Sometimes they're one in the same. This week we're discussing how to navigate major life changes with two of my favorite women, Lisa Oz and Jill Herzig, great friends and hosts of the new podcast, "You Turns by HowStuffWorks." We love the name — and the concept. We sit down with both to discuss the good, the bad and the sometimes ugly when making personal and professional transitions (e.g. sending a kid off to college or losing your job). In Mailbag, Kelly and I answer your questions on earning extra income while on Social Security Disability Income SSDI, and how to (nicely) ask your credit card company for lower interest rates. (Yes, it's possible.) In Thrive, we discuss the new and troubling research that shows many women are opting for “intentional invisibility” in the office.

P.S. If you're in Boston, come see us LIVE on 10/27: https://bit.ly/2CS1Z5o.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        The loss of an identity. The loss of a paycheck. Sometimes they're one in the same. This week we're discussing how to navigate major life changes with two of my favorite women, Lisa Oz and Jill Herzig, great friends and hosts of the new podcast, "You Turns by HowStuffWorks." We love the name — and the concept. We sit down with both to discuss the good, the bad and the sometimes ugly when making personal and professional transitions (e.g. sending a kid off to college or losing your job). In Mailbag, Kelly and I answer your questions on earning extra income while on Social Security Disability Income SSDI, and how to (nicely) ask your credit card company for lower interest rates. (Yes, it's possible.) In Thrive, we discuss the new and troubling research that shows many women are opting for “intentional invisibility” in the office.

P.S. If you're in Boston, come see us LIVE on 10/27: https://bit.ly/2CS1Z5o.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2233</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=643]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3007967087.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 130: Politics, Parents &amp; Caregiving with Soledad O’Brien</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/252jlDOpaxM/</link>
      <description>For many of us, the tables eventually turn, the roles reverse and it becomes time to take care of the people who took care of us for so many years. Becoming caregivers for our parents is often uncomfortable, emotional and comes at a time when many of us are still revving up at work (and, yes, women are more likely to leave the workforce for this, too). Stories like this week's guest, award-winning journalist Soledad O'Brien's, remind us that we're not alone in this. Soledad gets candid about her caregiving experience, her evolving relationship with money and what she's hearing from other women leading up to this year's midterm elections. In Mailbag, we answer your questions on warming up to Venmo (as a parent), accessing your free credit reports and investing $10,000 just because. And, whether you're a parent of a college student or a college student yourself, building your credit while in school is not just smart, but doable. We tell you how.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Oct 2018 04:00:01 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bba79a6c-9f9b-11ea-9062-17db415f9e70/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Politics, Parents &amp; Caregiving with Soledad O'Brien</itunes:subtitle>
      <itunes:summary>For many of us, the tables eventually turn, the roles reverse and it becomes time to take care of the people who took care of us for so many years. Becoming caregivers for our parents is often uncomfortable, emotional and comes at a time when many of us are still revving up at work (and, yes, women are more likely to leave the workforce for this, too). Stories like this week's guest, award-winning journalist Soledad O'Brien's, remind us that we're not alone in this. Soledad gets candid about her caregiving experience, her evolving relationship with money and what she's hearing from other women leading up to this year's midterm elections. In Mailbag, we answer your questions on warming up to Venmo (as a parent), accessing your free credit reports and investing $10,000 just because. And, whether you're a parent of a college student or a college student yourself, building your credit while in school is not just smart, but doable. We tell you how.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        For many of us, the tables eventually turn, the roles reverse and it becomes time to take care of the people who took care of us for so many years. Becoming caregivers for our parents is often uncomfortable, emotional and comes at a time when many of us are still revving up at work (and, yes, women are more likely to leave the workforce for this, too). Stories like this week's guest, award-winning journalist Soledad O'Brien's, remind us that we're not alone in this. Soledad gets candid about her caregiving experience, her evolving relationship with money and what she's hearing from other women leading up to this year's midterm elections. In Mailbag, we answer your questions on warming up to Venmo (as a parent), accessing your free credit reports and investing $10,000 just because. And, whether you're a parent of a college student or a college student yourself, building your credit while in school is not just smart, but doable. We tell you how.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2208</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=639]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7261658689.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 129: Getting Aroused With Randi Hutter Epstein</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/uEzhQDiDg6A/</link>
      <description>Estrogen, progesterone and testosterone, oh my! This week we're getting hormonal with my good friend, Randi Hutter Epstein, author of the new book: "Aroused: The History of Hormones and How They Control Just About Everything" — which, by the way, includes our finances. We talk emotions (and money), birth control (and money), egg freezing (and money) and how to save, yes, money, on shopping for medical care. In Mailbag, Kelly and I answer your questions on selling stocks, protecting your newborn's identity and HELOCs. And a question for all of us: Could our friendships be holding us back at work? We discuss in Thrive. If you haven't already, please check out the *NEW* HerMoney.com — and please subscribe to our YouTube channel: https://bit.ly/2DNigd4
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Oct 2018 04:00:52 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bbc2f0f0-9f9b-11ea-9062-0ff99f9c671b/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Getting Aroused With Randi Hutter Epstein</itunes:subtitle>
      <itunes:summary>Estrogen, progesterone and testosterone, oh my! This week we're getting hormonal with my good friend, Randi Hutter Epstein, author of the new book: "Aroused: The History of Hormones and How They Control Just About Everything" — which, by the way, includes our finances. We talk emotions (and money), birth control (and money), egg freezing (and money) and how to save, yes, money, on shopping for medical care. In Mailbag, Kelly and I answer your questions on selling stocks, protecting your newborn's identity and HELOCs. And a question for all of us: Could our friendships be holding us back at work? We discuss in Thrive. If you haven't already, please check out the *NEW* HerMoney.com — and please subscribe to our YouTube channel: https://bit.ly/2DNigd4
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        Estrogen, progesterone and testosterone, oh my! This week we're getting hormonal with my good friend, Randi Hutter Epstein, author of the new book: "Aroused: The History of Hormones and How They Control Just About Everything" — which, by the way, includes our finances. We talk emotions (and money), birth control (and money), egg freezing (and money) and how to save, yes, money, on shopping for medical care. In Mailbag, Kelly and I answer your questions on selling stocks, protecting your newborn's identity and HELOCs. And a question for all of us: Could our friendships be holding us back at work? We discuss in Thrive. If you haven't already, please check out the *NEW* HerMoney.com — and please subscribe to our YouTube channel: https://bit.ly/2DNigd4
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2001</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=636]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2923888125.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 128: New And Different Ways To Save For Retirement — That Actually Work</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/GnE87YRCUqg/</link>
      <description>The fear that you'll run out of money in retirement is big and real and daunting. Which is why we're always excited to hear about it when someone — somewhere — has a new idea to help us conquer the challenges of making our money last. This week's hero: Morningstar's Head of Behavioral Science, Dr. Stephen Wendel. He outlines how a handful of modest (and specific!) changes, when made simultaneously, can amount to much bigger nest eggs. So, calm your retirement anxieties — and geek out on the research — with us. Then, in Mailbag, we’re discussing 401(k) rollovers, the 5-year rule on Roth IRAs and having a dedicated savings account for healthcare. And in Thrive, how to budget with a cash-only diet.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Sep 2018 04:00:50 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bbd66df6-9f9b-11ea-9062-7fa356466f86/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>New And Different Ways To Save For Retirement — That Actually Work</itunes:subtitle>
      <itunes:summary>The fear that you'll run out of money in retirement is big and real and daunting. Which is why we're always excited to hear about it when someone — somewhere — has a new idea to help us conquer the challenges of making our money last. This week's hero: Morningstar's Head of Behavioral Science, Dr. Stephen Wendel. He outlines how a handful of modest (and specific!) changes, when made simultaneously, can amount to much bigger nest eggs. So, calm your retirement anxieties — and geek out on the research — with us. Then, in Mailbag, we’re discussing 401(k) rollovers, the 5-year rule on Roth IRAs and having a dedicated savings account for healthcare. And in Thrive, how to budget with a cash-only diet.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        The fear that you'll run out of money in retirement is big and real and daunting. Which is why we're always excited to hear about it when someone — somewhere — has a new idea to help us conquer the challenges of making our money last. This week's hero: Morningstar's Head of Behavioral Science, Dr. Stephen Wendel. He outlines how a handful of modest (and specific!) changes, when made simultaneously, can amount to much bigger nest eggs. So, calm your retirement anxieties — and geek out on the research — with us. Then, in Mailbag, we’re discussing 401(k) rollovers, the 5-year rule on Roth IRAs and having a dedicated savings account for healthcare. And in Thrive, how to budget with a cash-only diet.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2205</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=630]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5941495696.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 127: Sex, Power &amp; The Little Pink Pill</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/a8lD2Yaori8/</link>
      <description>This week we’re speaking with a woman who’s on a mission to make other women, "really f***ing rich." And who doesn't like the sound of that? Cindy Eckert, founder and CEO of Sprout Pharmaceuticals is leading this charge, while simultaneously supercharging our sex lives. Her company — which she sold for $1 billion and bought back for practically nothing — created Addyi, the first ever FDA-approved drug for low sexual desire in women. We talk hormones, big pharma, negotiations and how to handle sexism. Her strategy: "Kill them with competence." It's a must-listen. In Mailbag, we dive into credit cards, student loans and other financial trade-offs. And, in Thrive, we discuss troubling research on the big little lies we tell when women outearn their husbands.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Sep 2018 04:00:09 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bbeabd4c-9f9b-11ea-9062-cb05f3d97e7f/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Sex, Power &amp; The Little Pink Pill</itunes:subtitle>
      <itunes:summary>This week we’re speaking with a woman who’s on a mission to make other women, "really f***ing rich." And who doesn't like the sound of that? Cindy Eckert, founder and CEO of Sprout Pharmaceuticals is leading this charge, while simultaneously supercharging our sex lives. Her company — which she sold for $1 billion and bought back for practically nothing — created Addyi, the first ever FDA-approved drug for low sexual desire in women. We talk hormones, big pharma, negotiations and how to handle sexism. Her strategy: "Kill them with competence." It's a must-listen. In Mailbag, we dive into credit cards, student loans and other financial trade-offs. And, in Thrive, we discuss troubling research on the big little lies we tell when women outearn their husbands.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        This week we’re speaking with a woman who’s on a mission to make other women, "really f***ing rich." And who doesn't like the sound of that? Cindy Eckert, founder and CEO of Sprout Pharmaceuticals is leading this charge, while simultaneously supercharging our sex lives. Her company — which she sold for $1 billion and bought back for practically nothing — created Addyi, the first ever FDA-approved drug for low sexual desire in women. We talk hormones, big pharma, negotiations and how to handle sexism. Her strategy: "Kill them with competence." It's a must-listen. In Mailbag, we dive into credit cards, student loans and other financial trade-offs. And, in Thrive, we discuss troubling research on the big little lies we tell when women outearn their husbands.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1865</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=627]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5193785695.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 126: Your Survival Guide For College App Season</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/eA0GXSAhnz8/</link>
      <description>It’s college application season for thousands of high school seniors across the country — and the ones who love them. Whether you're up against the deadline this year — or see it coming around the corner — it's never too early to start strategizing. We sat down with independent university admissions counselor and founder and CEO of IvyWise, Dr. Kat Cohen, to talk not just about reigning in the cost of college, but the cost of applying itself. In Mailbag, we answer your questions on wealth strategies for singles, bankruptcy scores and credit cards for young adults. Then, in Thrive, meet HerMoney reporter Kathryn Tuggle! She shares her reporting on how — and why — pet insurance can be a smart move.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Sep 2018 04:00:11 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bbffd740-9f9b-11ea-9062-2700b05cab89/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Your Survival Guide For College App Season</itunes:subtitle>
      <itunes:summary>It’s college application season for thousands of high school seniors across the country — and the ones who love them. Whether you're up against the deadline this year — or see it coming around the corner — it's never too early to start strategizing. We sat down with independent university admissions counselor and founder and CEO of IvyWise, Dr. Kat Cohen, to talk not just about reigning in the cost of college, but the cost of applying itself. In Mailbag, we answer your questions on wealth strategies for singles, bankruptcy scores and credit cards for young adults. Then, in Thrive, meet HerMoney reporter Kathryn Tuggle! She shares her reporting on how — and why — pet insurance can be a smart move.
      
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[
        It’s college application season for thousands of high school seniors across the country — and the ones who love them. Whether you're up against the deadline this year — or see it coming around the corner — it's never too early to start strategizing. We sat down with independent university admissions counselor and founder and CEO of IvyWise, Dr. Kat Cohen, to talk not just about reigning in the cost of college, but the cost of applying itself. In Mailbag, we answer your questions on wealth strategies for singles, bankruptcy scores and credit cards for young adults. Then, in Thrive, meet HerMoney reporter Kathryn Tuggle! She shares her reporting on how — and why — pet insurance can be a smart move.
      <p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1884</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=623]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6137716042.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #11</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/zutcm34RQSI/</link>
      <description>Questions on retirement for investing options, the perks of making additional mortgage payments, 529 alternatives, why someone might put her home in a trust, and how to build an emergency fund and pay down debt at the same time. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Sep 2018 04:00:21 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bc1b6e42-9f9b-11ea-9062-fb0f227e1983/image/hermoney-3000pxs.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Bonus Mailbag #11</itunes:subtitle>
      <itunes:summary>Questions on retirement for investing options, the perks of making additional mortgage payments, 529 alternatives, why someone might put her home in a trust, and how to build an emergency fund and pay down debt at the same time. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Questions on retirement for investing options, the perks of making additional mortgage payments, 529 alternatives, why someone might put her home in a trust, and how to build an emergency fund and pay down debt at the same time. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1426</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=620]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9971622852.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 125: HerMoney Diary Entry No. 1</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/C63tg_U5yzs/</link>
      <description>We're getting up close and personal about our spending habits with Lindsey Stanberry, author of the book "Refinery29 Money Diaries: Everything You've Ever Wanted To Know About Your Finances... And Everyone Else's." She offers an inside look into the spending habits of women across the country. In Mailbag, credit card loyalty, balance transfers and health insurance.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Sep 2018 04:00:46 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>HerMoney Diary Entry No. 1</itunes:subtitle>
      <itunes:summary>We're getting up close and personal about our spending habits with Lindsey Stanberry, author of the book "Refinery29 Money Diaries: Everything You've Ever Wanted To Know About Your Finances... And Everyone Else's." She offers an inside look into the spending habits of women across the country. In Mailbag, credit card loyalty, balance transfers and health insurance.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We're getting up close and personal about our spending habits with Lindsey Stanberry, author of the book "Refinery29 Money Diaries: Everything You've Ever Wanted To Know About Your Finances... And Everyone Else's." She offers an inside look into the spending habits of women across the country. In Mailbag, credit card loyalty, balance transfers and health insurance.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1834</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=616]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8277109329.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 124: Two Personal Finance Experts Walk Into A Booth</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/D62PDJG2Myw/</link>
      <description>Washington Post columnist Michelle Singletary discusses her quest for the perfect credit score. (Yes, she has an 850!) She dishes on spending in line with your values and how to live a debt-free life. In Mailbag, taking on significant student loans, Roth IRAs and earning money working from home.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Aug 2018 04:00:01 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Two Personal Finance Experts Walk Into A Booth</itunes:subtitle>
      <itunes:summary>Washington Post columnist Michelle Singletary discusses her quest for the perfect credit score. (Yes, she has an 850!) She dishes on spending in line with your values and how to live a debt-free life. In Mailbag, taking on significant student loans, Roth IRAs and earning money working from home.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Washington Post columnist Michelle Singletary discusses her quest for the perfect credit score. (Yes, she has an 850!) She dishes on spending in line with your values and how to live a debt-free life. In Mailbag, taking on significant student loans, Roth IRAs and earning money working from home.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1813</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=613]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8975174305.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 123: Is Your Bank A Friend Or Frenemy?</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/wdGbaY0dz2M/</link>
      <description>Do you trust your bank? We're diving into all our feels around our country's banking system with UPenn's Lisa Servon, author of "The Unbanking of America: How the New Middle Class Survives." We discuss large and small banks, credit unions and online banking alternatives. In Mailbag, catch-up strategies for retirement savings and real estate as an investment strategy.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Aug 2018 04:00:25 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Is Your Bank A Friend Or Frenemy?</itunes:subtitle>
      <itunes:summary>Do you trust your bank? We're diving into all our feels around our country's banking system with UPenn's Lisa Servon, author of "The Unbanking of America: How the New Middle Class Survives." We discuss large and small banks, credit unions and online banking alternatives. In Mailbag, catch-up strategies for retirement savings and real estate as an investment strategy.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you trust your bank? We're diving into all our feels around our country's banking system with UPenn's Lisa Servon, author of "The Unbanking of America: How the New Middle Class Survives." We discuss large and small banks, credit unions and online banking alternatives. In Mailbag, catch-up strategies for retirement savings and real estate as an investment strategy.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2313</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=607]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3050625567.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 122: Financial Independence Means More Choices</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/YonXlpbU-Vw/</link>
      <description>Were you raised to be financially independent? MSNBC LIVE anchor Stephanie Ruhle dishes on her upbringing, her career transition, and the financial advice women need most. In Mailbag, SEP IRAs and high-interest checking accounts.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Aug 2018 04:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Financial Independence Means More Choices</itunes:subtitle>
      <itunes:summary>Were you raised to be financially independent? MSNBC LIVE anchor Stephanie Ruhle dishes on her upbringing, her career transition, and the financial advice women need most. In Mailbag, SEP IRAs and high-interest checking accounts.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Were you raised to be financially independent? MSNBC LIVE anchor Stephanie Ruhle dishes on her upbringing, her career transition, and the financial advice women need most. In Mailbag, SEP IRAs and high-interest checking accounts.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1714</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=604]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9424912164.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 121: Unlock Your Confidence With Cara Alwill Leyba</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/ETYfg_h7Z7Q/</link>
      <description>This week we dig deep into the confidence gap with life coach Cara Alwill Leyba. We discuss her book, "Like She Owns The Place, Give Yourself The Gift of Confidence and Ignite Your Inner Magic," what confidence looks like, feels like and how you can get more of it. In Mailbag, what to do with a CD that's coming due, how to pay off your mortgage faster, and where to find a fee-only financial advisor.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Aug 2018 04:00:14 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Unlock Your Confidence With Cara Alwill Leyba</itunes:subtitle>
      <itunes:summary>This week we dig deep into the confidence gap with life coach Cara Alwill Leyba. We discuss her book, "Like She Owns The Place, Give Yourself The Gift of Confidence and Ignite Your Inner Magic," what confidence looks like, feels like and how you can get more of it. In Mailbag, what to do with a CD that's coming due, how to pay off your mortgage faster, and where to find a fee-only financial advisor.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we dig deep into the confidence gap with life coach Cara Alwill Leyba. We discuss her book, "Like She Owns The Place, Give Yourself The Gift of Confidence and Ignite Your Inner Magic," what confidence looks like, feels like and how you can get more of it. In Mailbag, what to do with a CD that's coming due, how to pay off your mortgage faster, and where to find a fee-only financial advisor.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1893</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=598]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8595668587.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 120: Your Skill Set Is Your Most Important Investment</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/3pMHExKP8bU/</link>
      <description>Stella &amp; Dot CEO and founder Jessica Herrin talks financial independence, home business opportunities, and saving and investing. In Mailbag, the pros and cons of using your savings to learn a new skill and checking your credit report and score for free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Aug 2018 04:00:41 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your Skill Set Is Your Most Important Investment</itunes:subtitle>
      <itunes:summary>Stella &amp; Dot CEO and founder Jessica Herrin talks financial independence, home business opportunities, and saving and investing. In Mailbag, the pros and cons of using your savings to learn a new skill and checking your credit report and score for free.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Stella &amp; Dot CEO and founder Jessica Herrin talks financial independence, home business opportunities, and saving and investing. In Mailbag, the pros and cons of using your savings to learn a new skill and checking your credit report and score for free.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1942</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=595]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5053498362.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 119: Danica McKellar Schools Us On Math &amp; Money</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Kh4VOuakkAo/</link>
      <description>Just like you fell for Winnie Cooper on The Wonder Years, we’ve fallen for Danica McKellar IRL. Not only is she a brilliant actress, she’s also an internationally-recognized mathematician and the author of a number of books aimed at helping girls become more confident with math. We talk math phobias and why the stereotypes about women and math still linger today. In Mailbag, questions on life insurance for children, IRAs and finding an advisor. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Jul 2018 04:00:03 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Danica McKellar Schools Us On Math &amp; Money</itunes:subtitle>
      <itunes:summary>Just like you fell for Winnie Cooper on The Wonder Years, we’ve fallen for Danica McKellar IRL. Not only is she a brilliant actress, she’s also an internationally-recognized mathematician and the author of a number of books aimed at helping girls become more confident with math. We talk math phobias and why the stereotypes about women and math still linger today. In Mailbag, questions on life insurance for children, IRAs and finding an advisor. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Just like you fell for Winnie Cooper on The Wonder Years, we’ve fallen for Danica McKellar IRL. Not only is she a brilliant actress, she’s also an internationally-recognized mathematician and the author of a number of books aimed at helping girls become more confident with math. We talk math phobias and why the stereotypes about women and math still linger today. In Mailbag, questions on life insurance for children, IRAs and finding an advisor. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1887</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=591]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2019914101.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 118: “Don’t Buy Shoes, Buy Buildings” with Nely Galán</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/bjzZ_CM9THE/</link>
      <description>Nely Galán, the first Latina President of Entertainment for a U.S. television network (Telemundo), talks strategy, sacrifice and self-control. She joins us for an inspiring conversation on immigration, building wealth, real estate, overachievers, and our ever-growing to-do lists. In Mailbag, getting your rent reflected on your credit report, and selling a home in a down market.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Jul 2018 04:00:59 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>"Don't Buy Shoes, Buy Buildings" with Nely Galán</itunes:subtitle>
      <itunes:summary>Nely Galán, the first Latina President of Entertainment for a U.S. television network (Telemundo), talks strategy, sacrifice and self-control. She joins us for an inspiring conversation on immigration, building wealth, real estate, overachievers, and our ever-growing to-do lists. In Mailbag, getting your rent reflected on your credit report, and selling a home in a down market.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Nely Galán, the first Latina President of Entertainment for a U.S. television network (Telemundo), talks strategy, sacrifice and self-control. She joins us for an inspiring conversation on immigration, building wealth, real estate, overachievers, and our ever-growing to-do lists. In Mailbag, getting your rent reflected on your credit report, and selling a home in a down market.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1945</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=587]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5247605571.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 117: The Relationship Between Ambition And Money</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/-5w-Yt6GNRM/</link>
      <description>What's your definition of success? Career? Family? Both? We're tackling the question with Hana Schank and Elizabeth Wallace, authors of the new book: "The Ambition Decisions." We discuss work-life balance, motherhood, happiness and more. In Mailbag, how much to save, and getting 401(k) dollars from past employers.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Jul 2018 04:00:38 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Relationship Between Ambition And Money</itunes:subtitle>
      <itunes:summary>What's your definition of success? Career? Family? Both? We're tackling the question with Hana Schank and Elizabeth Wallace, authors of the new book: "The Ambition Decisions." We discuss work-life balance, motherhood, happiness and more. In Mailbag, how much to save, and getting 401(k) dollars from past employers.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What's your definition of success? Career? Family? Both? We're tackling the question with Hana Schank and Elizabeth Wallace, authors of the new book: "The Ambition Decisions." We discuss work-life balance, motherhood, happiness and more. In Mailbag, how much to save, and getting 401(k) dollars from past employers.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2229</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=584]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1980161299.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #10</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/UH_MrGCYTgA/</link>
      <description>All your questions on tuition reimbursement programs, the pros and cons of using a 0% APR credit card, how your stellar financial habits can boost your partner’s, plus waiving annual fees on credit cards. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Jul 2018 04:00:21 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #10</itunes:subtitle>
      <itunes:summary>All your questions on tuition reimbursement programs, the pros and cons of using a 0% APR credit card, how your stellar financial habits can boost your partner’s, plus waiving annual fees on credit cards. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>All your questions on tuition reimbursement programs, the pros and cons of using a 0% APR credit card, how your stellar financial habits can boost your partner’s, plus waiving annual fees on credit cards. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1386</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=580]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1960944878.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 116: Let’s Talk About Death</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/H9wqOih7a_o/</link>
      <description>When Laurie Burrows Grad's husband died, she put her feelings into a wonderful book, "The Joke’s Over, You Can Come Back Now: How This Widow Plowed Through Grief and Survived." She gives us a window on widowhood, and schools us on what to say to friends and family who are grieving.  In Mailbag, aggressively saving for retirement diversifying your retirement savings between Traditional and Roth accounts, and taking loans to pay off student loans.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Jun 2018 04:00:36 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Let's Talk About Death</itunes:subtitle>
      <itunes:summary>When Laurie Burrows Grad's husband died, she put her feelings into a wonderful book, "The Joke’s Over, You Can Come Back Now: How This Widow Plowed Through Grief and Survived." She gives us a window on widowhood, and schools us on what to say to friends and family who are grieving.  In Mailbag, aggressively saving for retirement diversifying your retirement savings between Traditional and Roth accounts, and taking loans to pay off student loans.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When Laurie Burrows Grad's husband died, she put her feelings into a wonderful book, "The Joke’s Over, You Can Come Back Now: How This Widow Plowed Through Grief and Survived." She gives us a window on widowhood, and schools us on what to say to friends and family who are grieving.  In Mailbag, aggressively saving for retirement diversifying your retirement savings between Traditional and Roth accounts, and taking loans to pay off student loans.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2030</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=577]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6665192845.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 115: Our Girlfriend’s Financial Guide To Divorce</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/p5mSQ3a9SDk/</link>
      <description>This week we're talking divorce — an important topic for all women whether you’re single, engaged or married. Divorce expert Stacy Francis discusses why many women feel most confident with managing money when we're single, and offers some advice on how to deal with divorce if it happens. In Mailbag, balance transfer offers, investments for women in their 70s and how to prioritize retirement savings when paying off student debt.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Jun 2018 04:00:04 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Our Girlfriend's Financial Guide To Divorce</itunes:subtitle>
      <itunes:summary>This week we're talking divorce — an important topic for all women whether you’re single, engaged or married. Divorce expert Stacy Francis discusses why many women feel most confident with managing money when we're single, and offers some advice on how to deal with divorce if it happens. In Mailbag, balance transfer offers, investments for women in their 70s and how to prioritize retirement savings when paying off student debt.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we're talking divorce — an important topic for all women whether you’re single, engaged or married. Divorce expert Stacy Francis discusses why many women feel most confident with managing money when we're single, and offers some advice on how to deal with divorce if it happens. In Mailbag, balance transfer offers, investments for women in their 70s and how to prioritize retirement savings when paying off student debt.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2222</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=573]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7022802316.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 114: Should You Pay Someone To Run Your Online Dating Profile? (And Other Matchmaking Questions)</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Rs0retaKsC4/</link>
      <description>Money, dating and relationships. This week we're with Meredith Golden, former psychotherapist and founder of Spoon Meet Spoon. We learn how matchmaking is big business in the U.S., and talk dating in the digital age, including which apps are right for you. In Mailbag, we talk marrying debt, annuities and how much we spend on skincare and cosmetics. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Jun 2018 04:00:48 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Should You Pay Someone To Run Your Online Dating Profile? (And Other Matchmaking Questions)</itunes:subtitle>
      <itunes:summary>Money, dating and relationships. This week we're with Meredith Golden, former psychotherapist and founder of Spoon Meet Spoon. We learn how matchmaking is big business in the U.S., and talk dating in the digital age, including which apps are right for you. In Mailbag, we talk marrying debt, annuities and how much we spend on skincare and cosmetics. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Money, dating and relationships. This week we're with Meredith Golden, former psychotherapist and founder of Spoon Meet Spoon. We learn how matchmaking is big business in the U.S., and talk dating in the digital age, including which apps are right for you. In Mailbag, we talk marrying debt, annuities and how much we spend on skincare and cosmetics. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2341</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=568]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5565563052.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 113: You Can Be Nice &amp; Still Get The Corner Office</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/knwNSnnmb3I/</link>
      <description>Fran Hauser, author of "The Myth of the Nice Girl," is here to talk about the conflicted relationship women all have with being nice. When you're nice, you can be seen as weak or ineffective. When you're assertive, you're bitchy. It sounds like a lose-lose, but Fran says it doesn’t have to be. In Mailbag, Roth IRAs for teens, umbrella life insurance policies for families and why you don't touch a 401(k) before retirement.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Jun 2018 04:00:11 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>You Can Be Nice &amp; Still Get The Corner Office</itunes:subtitle>
      <itunes:summary>Fran Hauser, author of "The Myth of the Nice Girl," is here to talk about the conflicted relationship women all have with being nice. When you're nice, you can be seen as weak or ineffective. When you're assertive, you're bitchy. It sounds like a lose-lose, but Fran says it doesn’t have to be. In Mailbag, Roth IRAs for teens, umbrella life insurance policies for families and why you don't touch a 401(k) before retirement.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Fran Hauser, author of "The Myth of the Nice Girl," is here to talk about the conflicted relationship women all have with being nice. When you're nice, you can be seen as weak or ineffective. When you're assertive, you're bitchy. It sounds like a lose-lose, but Fran says it doesn’t have to be. In Mailbag, Roth IRAs for teens, umbrella life insurance policies for families and why you don't touch a 401(k) before retirement.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2123</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=563]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6792578794.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 112: The No Excuses Edition</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/yDzvAZR6WRQ/</link>
      <description>Life coach Lauren Handel Zander, author of “Maybe It’s You: Cut the Crap, Face Your Fears, Love Your Life,” helps us figure out not just what we want out of life, but how to get there — and it all starts with getting honest with ourselves about money, careers, health, relationships and more. In Mailbag, we tackle credit scores and how to ask for a pay bump when you know someone at the company is leaving.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 May 2018 04:00:37 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The No Excuses Edition</itunes:subtitle>
      <itunes:summary>Life coach Lauren Handel Zander, author of “Maybe It’s You: Cut the Crap, Face Your Fears, Love Your Life,” helps us figure out not just what we want out of life, but how to get there — and it all starts with getting honest with ourselves about money, careers, health, relationships and more. In Mailbag, we tackle credit scores and how to ask for a pay bump when you know someone at the company is leaving.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Life coach Lauren Handel Zander, author of “Maybe It’s You: Cut the Crap, Face Your Fears, Love Your Life,” helps us figure out not just what we want out of life, but how to get there — and it all starts with getting honest with ourselves about money, careers, health, relationships and more. In Mailbag, we tackle credit scores and how to ask for a pay bump when you know someone at the company is leaving.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2289</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=560]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2680054761.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 111: Making An Impact With Facebook’s Jennifer Dulski</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/_LOOr1QTJ18/</link>
      <description>How do you feel about what you're doing with your time? Do you feel like you're having an impact? That's the topic we tackle this week with Facebook's Head of Groups and Community Jennifer Dulski. Her book, "Purposeful" offers the leadership skills necessary for taking an idea from infancy to impact. In Mailbag, we discuss merging finances with partners and how to shop for health insurance when you have a disability.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 May 2018 04:00:44 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Making An Impact With Facebook's Jennifer Dulski</itunes:subtitle>
      <itunes:summary>How do you feel about what you're doing with your time? Do you feel like you're having an impact? That's the topic we tackle this week with Facebook's Head of Groups and Community Jennifer Dulski. Her book, "Purposeful" offers the leadership skills necessary for taking an idea from infancy to impact. In Mailbag, we discuss merging finances with partners and how to shop for health insurance when you have a disability.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How do you feel about what you're doing with your time? Do you feel like you're having an impact? That's the topic we tackle this week with Facebook's Head of Groups and Community Jennifer Dulski. Her book, "Purposeful" offers the leadership skills necessary for taking an idea from infancy to impact. In Mailbag, we discuss merging finances with partners and how to shop for health insurance when you have a disability.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2323</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=556]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9997466235.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 110: Jean’s OB-GYN On The Costs Of Being A Woman</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/EkSbcc_EswI/</link>
      <description>There are many things women are better at than men, but taking care of our health isn’t necessarily one of them. We sit down with Jean's longtime OB-GYN and friend, Dr. Rebecca Brightman, to cover costs and considerations for women's health in every decade. In Mailbag, how to manage an income when a big portion of it is a bonus — and what you can do with an excellent credit score.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 May 2018 04:00:38 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Jean's OB-GYN On The Costs Of Being A Woman</itunes:subtitle>
      <itunes:summary>There are many things women are better at than men, but taking care of our health isn’t necessarily one of them. We sit down with Jean's longtime OB-GYN and friend, Dr. Rebecca Brightman, to cover costs and considerations for women's health in every decade. In Mailbag, how to manage an income when a big portion of it is a bonus — and what you can do with an excellent credit score.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>There are many things women are better at than men, but taking care of our health isn’t necessarily one of them. We sit down with Jean's longtime OB-GYN and friend, Dr. Rebecca Brightman, to cover costs and considerations for women's health in every decade. In Mailbag, how to manage an income when a big portion of it is a bonus — and what you can do with an excellent credit score.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2351</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=552]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9267336207.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 109: Think Like A Futurist. Your Career &amp; Finances Will Thank You For It</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/T1flbGt8pmc/</link>
      <description>Executive coach Liz Bentley is here to help us think about the future of our careers, and how to ask for feedback that will help us constantly evolve. In Mailbag, how college grads can prep for the job hunt, and tax implications for hiring a personal assistant.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 May 2018 04:41:25 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Think Like A Futurist. Your Career &amp; Finances Will Thank You For It</itunes:subtitle>
      <itunes:summary>Executive coach Liz Bentley is here to help us think about the future of our careers, and how to ask for feedback that will help us constantly evolve. In Mailbag, how college grads can prep for the job hunt, and tax implications for hiring a personal assistant.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Executive coach Liz Bentley is here to help us think about the future of our careers, and how to ask for feedback that will help us constantly evolve. In Mailbag, how college grads can prep for the job hunt, and tax implications for hiring a personal assistant.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1974</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=547]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4443371715.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 108: Should You Freeze Your Eggs? A Conversation About Career, Money, Life</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2UEJqlS9rsI/</link>
      <description>"Freeze your eggs. Free your career." That was the headline on an April 2014 cover of Businessweek featuring this week's guest, Brigitte Adams. Adams went on to found Eggsurance, an egg-freezing education site, and she gets granular on the process. In Mailbag, we talk credit freezing, SEP IRAs and student loan refinancing.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 May 2018 04:30:38 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Ep 108: Should You Freeze Your Eggs? A Conversation About Career, Money, Life</itunes:subtitle>
      <itunes:summary>"Freeze your eggs. Free your career." That was the headline on an April 2014 cover of Businessweek featuring this week's guest, Brigitte Adams. Adams went on to found Eggsurance, an egg-freezing education site, and she gets granular on the process. In Mailbag, we talk credit freezing, SEP IRAs and student loan refinancing.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>"Freeze your eggs. Free your career." That was the headline on an April 2014 cover of Businessweek featuring this week's guest, Brigitte Adams. Adams went on to found Eggsurance, an egg-freezing education site, and she gets granular on the process. In Mailbag, we talk credit freezing, SEP IRAs and student loan refinancing.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2121</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=543]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9586025212.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 107: A Candid Conversation On Death, Grief And Money With The Authors Of Modern Loss</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/kJqy2dYMJ0U/</link>
      <description>Talking about money and death can be awkward. That’s why we're chatting with Rebecca Soffer and Gabrielle Birkner, authors of, "Modern Loss: Candid Conversation About Grief. Beginners Welcome." We discuss grief, family dynamics, inheritances, wills, the importance of having good executors and what to say to people when it feels like there are no right words. In Mailbag, HSAs, post-divorce retirement considerations and prepping college grads for managing money.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Apr 2018 04:00:31 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A Candid Conversation On Death, Grief And Money With The Authors Of Modern Loss</itunes:subtitle>
      <itunes:summary>Talking about money and death can be awkward. That’s why we're chatting with Rebecca Soffer and Gabrielle Birkner, authors of, "Modern Loss: Candid Conversation About Grief. Beginners Welcome." We discuss grief, family dynamics, inheritances, wills, the importance of having good executors and what to say to people when it feels like there are no right words. In Mailbag, HSAs, post-divorce retirement considerations and prepping college grads for managing money.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Talking about money and death can be awkward. That’s why we're chatting with Rebecca Soffer and Gabrielle Birkner, authors of, "Modern Loss: Candid Conversation About Grief. Beginners Welcome." We discuss grief, family dynamics, inheritances, wills, the importance of having good executors and what to say to people when it feels like there are no right words. In Mailbag, HSAs, post-divorce retirement considerations and prepping college grads for managing money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2699</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=539]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2456800727.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 106: How To Overcome Your Fear of Investing</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/_Tpb4X32Byc/</link>
      <description>Does women + Investing = Fear? It might, according to research from our guest, Libby Leffler, VP of Membership at SoFi. She gives us her take on how to get more involved with your investments. In Mailbag, whole life insurance policies, how to rollover retirement accounts and how to pay down debt and build emergency savings. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Apr 2018 04:00:21 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Overcome Your Fear of Investing</itunes:subtitle>
      <itunes:summary>Does women + Investing = Fear? It might, according to research from our guest, Libby Leffler, VP of Membership at SoFi. She gives us her take on how to get more involved with your investments. In Mailbag, whole life insurance policies, how to rollover retirement accounts and how to pay down debt and build emergency savings. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Does women + Investing = Fear? It might, according to research from our guest, Libby Leffler, VP of Membership at SoFi. She gives us her take on how to get more involved with your investments. In Mailbag, whole life insurance policies, how to rollover retirement accounts and how to pay down debt and build emergency savings. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1954</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=533]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4909802832.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 105: All The Negotiating Advice You’ve Gotten Is Wrong. Kate White Fills Us In.</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Hxy1YLqfbJQ/</link>
      <description>Kate White, author of The Gutsy Girl Handbook: Your Manifesto for Success, offers her advice on negotiating and how being a "good girl" can hold you back. In Mailbag, credit repair services, Facebook scams and tax deductions.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Apr 2018 04:00:36 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All The Negotiating Advice You've Gotten Is Wrong. Kate White Fills Us In.</itunes:subtitle>
      <itunes:summary>Kate White, author of The Gutsy Girl Handbook: Your Manifesto for Success, offers her advice on negotiating and how being a "good girl" can hold you back. In Mailbag, credit repair services, Facebook scams and tax deductions.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Kate White, author of The Gutsy Girl Handbook: Your Manifesto for Success, offers her advice on negotiating and how being a "good girl" can hold you back. In Mailbag, credit repair services, Facebook scams and tax deductions.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2175</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=529]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2668208466.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 104: 401(k)s, Facelifts And Other Fairy Tales With HBO’s Sheila Nevins</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/6qOP1hgI56I/</link>
      <description>Sheila Nevins, longtime President of HBO Documentary Films has spent years telling other people's stories. But in this episode she opens up about her own. We have a no-holds-barred conversation on what it was like to be a career-driven woman in the 1970s, the #MeToo movement, her relationship with money, and her feelings about aging. In Mailbag, saving before you start investing, and couples compromising on debt tolerances.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Apr 2018 04:00:18 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>401(k)s, Facelifts And Other Fairy Tales With HBO's Sheila Nevins</itunes:subtitle>
      <itunes:summary>Sheila Nevins, longtime President of HBO Documentary Films has spent years telling other people's stories. But in this episode she opens up about her own. We have a no-holds-barred conversation on what it was like to be a career-driven woman in the 1970s, the #MeToo movement, her relationship with money, and her feelings about aging. In Mailbag, saving before you start investing, and couples compromising on debt tolerances.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sheila Nevins, longtime President of HBO Documentary Films has spent years telling other people's stories. But in this episode she opens up about her own. We have a no-holds-barred conversation on what it was like to be a career-driven woman in the 1970s, the #MeToo movement, her relationship with money, and her feelings about aging. In Mailbag, saving before you start investing, and couples compromising on debt tolerances.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2347</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=526]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7633806516.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 103: How To Do The Ultimate Shopping Ban And Save Thousands</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/FHaDjQFqeY8/</link>
      <description>After paying off $30,000 of debt in two years, Cait Flanders found herself spending too much because she never addressed why she got into debt in the first place. She went on a two-year shopping hiatus and discovered her spending was more emotional than anything else. In her book, "The Year of Less" she chronicles her journey and teaches us to hack our shopping habits for the better. In Mailbag, short-term and long-term investment decisions and lowering your credit card's interest rate.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Mar 2018 04:00:21 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Do The Ultimate Shopping Ban And Save Thousands</itunes:subtitle>
      <itunes:summary>After paying off $30,000 of debt in two years, Cait Flanders found herself spending too much because she never addressed why she got into debt in the first place. She went on a two-year shopping hiatus and discovered her spending was more emotional than anything else. In her book, "The Year of Less" she chronicles her journey and teaches us to hack our shopping habits for the better. In Mailbag, short-term and long-term investment decisions and lowering your credit card's interest rate.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>After paying off $30,000 of debt in two years, Cait Flanders found herself spending too much because she never addressed why she got into debt in the first place. She went on a two-year shopping hiatus and discovered her spending was more emotional than anything else. In her book, "The Year of Less" she chronicles her journey and teaches us to hack our shopping habits for the better. In Mailbag, short-term and long-term investment decisions and lowering your credit card's interest rate.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2067</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=522]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2666168809.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 102: The Jobs, Investments And Relationships You Have In Your 20s And 30s Aren’t For Practice. Here’s Why.</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/6aL_98lNvis/</link>
      <description>It's time to start approaching each year and decade of our lives more intentionally. We're chatting with therapist Dr. Meg Jay, author of "The Defining Decade" about how to take control, reduce our anxieties and build identity capital. In Mailbag, how to gain more financial power.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Mar 2018 04:00:05 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Jobs, Investments And Relationships You Have In Your 20s And 30s Aren't For Practice. Here's Why.</itunes:subtitle>
      <itunes:summary>It's time to start approaching each year and decade of our lives more intentionally. We're chatting with therapist Dr. Meg Jay, author of "The Defining Decade" about how to take control, reduce our anxieties and build identity capital. In Mailbag, how to gain more financial power.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It's time to start approaching each year and decade of our lives more intentionally. We're chatting with therapist Dr. Meg Jay, author of "The Defining Decade" about how to take control, reduce our anxieties and build identity capital. In Mailbag, how to gain more financial power.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2082</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=519]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4073685447.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 101: Find Your Million-Dollar Idea With Adam Grant</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/SnjTtWk3Y8U/</link>
      <description>Adam Grant, organizational psychologist, Wharton's top-rated professor and bestselling author offers up his surprising research on originality, including the fact that people who are "idea machines" are more likely to procrastinate, more likely to play it safe and just as likely to feel the same fear and doubt that the rest of us do. In Mailbag, we cover how to raise kids who want to be investors, and why you need a cohabitation agreement if you're moving in with the LOYL. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Mar 2018 04:00:37 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Find Your Million-Dollar Idea With Adam Grant</itunes:subtitle>
      <itunes:summary>Adam Grant, organizational psychologist, Wharton's top-rated professor and bestselling author offers up his surprising research on originality, including the fact that people who are "idea machines" are more likely to procrastinate, more likely to play it safe and just as likely to feel the same fear and doubt that the rest of us do. In Mailbag, we cover how to raise kids who want to be investors, and why you need a cohabitation agreement if you're moving in with the LOYL. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Adam Grant, organizational psychologist, Wharton's top-rated professor and bestselling author offers up his surprising research on originality, including the fact that people who are "idea machines" are more likely to procrastinate, more likely to play it safe and just as likely to feel the same fear and doubt that the rest of us do. In Mailbag, we cover how to raise kids who want to be investors, and why you need a cohabitation agreement if you're moving in with the LOYL. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2198</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=514]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7734172318.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #9</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/ZHDeWR-6Knk/</link>
      <description>In this Bonus Mailbag, questions on tax brackets in retirement, credit cards for business expenses, balancing student loan repayments with retirement savings and getting the whole family on board for an estate planning discussion.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Mar 2018 05:00:19 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #9</itunes:subtitle>
      <itunes:summary>In this Bonus Mailbag, questions on tax brackets in retirement, credit cards for business expenses, balancing student loan repayments with retirement savings and getting the whole family on board for an estate planning discussion.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Bonus Mailbag, questions on tax brackets in retirement, credit cards for business expenses, balancing student loan repayments with retirement savings and getting the whole family on board for an estate planning discussion.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>807</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=510]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7234795487.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #8</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/uOxPKT6Cqfk/</link>
      <description>When it's likely safe to hand over your social security number, and when it's not. Also, questions on using trust money for student loans and managing finances as freelancers.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 08 Mar 2018 05:00:11 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #8</itunes:subtitle>
      <itunes:summary>When it's likely safe to hand over your social security number, and when it's not. Also, questions on using trust money for student loans and managing finances as freelancers.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When it's likely safe to hand over your social security number, and when it's not. Also, questions on using trust money for student loans and managing finances as freelancers.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>707</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=507]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8822939226.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #7</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/FfoLpzzSuEo/</link>
      <description>In today’s Bonus Mailbag, we cover Roth IRA conversions, high-yield online savings accounts and loans for flight school.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Mar 2018 17:30:48 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #7</itunes:subtitle>
      <itunes:summary>In today’s Bonus Mailbag, we cover Roth IRA conversions, high-yield online savings accounts and loans for flight school.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In today’s Bonus Mailbag, we cover Roth IRA conversions, high-yield online savings accounts and loans for flight school.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>697</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=504]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8106931123.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 100: Happy 100th Episode! To Celebrate, We’re Meditating With Dan Harris</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/lD-YErhizF4/</link>
      <description>Dan Harris, author of 10% Happier and Meditation For Fidgety Skeptics, joins us to talk happiness, meditation and money. He shares how you can train your mind just the way you can train your biceps in the gym. We talk about what to do with the negative voice inside our heads, and he guides us through a meditation at the end. In Mailbag, planning for retirement early and exploring new ways to invest your money.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Mar 2018 05:00:22 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Happy 100th Episode! To Celebrate, We're Meditating With Dan Harris</itunes:subtitle>
      <itunes:summary>Dan Harris, author of 10% Happier and Meditation For Fidgety Skeptics, joins us to talk happiness, meditation and money. He shares how you can train your mind just the way you can train your biceps in the gym. We talk about what to do with the negative voice inside our heads, and he guides us through a meditation at the end. In Mailbag, planning for retirement early and exploring new ways to invest your money.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Dan Harris, author of 10% Happier and Meditation For Fidgety Skeptics, joins us to talk happiness, meditation and money. He shares how you can train your mind just the way you can train your biceps in the gym. We talk about what to do with the negative voice inside our heads, and he guides us through a meditation at the end. In Mailbag, planning for retirement early and exploring new ways to invest your money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2173</itunes:duration>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=501]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5630492329.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #6</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/4Kqh8QAM2Lw/</link>
      <description>In today’s Bonus Mailbag, we answer your questions on entertaining pyramid schemes, exploring retirement plans for small businesses, using savings bonds to repay student loans and buying gold as an investment.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 06 Mar 2018 05:00:15 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #6</itunes:subtitle>
      <itunes:summary>In today’s Bonus Mailbag, we answer your questions on entertaining pyramid schemes, exploring retirement plans for small businesses, using savings bonds to repay student loans and buying gold as an investment.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In today’s Bonus Mailbag, we answer your questions on entertaining pyramid schemes, exploring retirement plans for small businesses, using savings bonds to repay student loans and buying gold as an investment.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>642</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=496]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3584360103.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #5</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/nQpwhoibn-A/</link>
      <description>Mailbag-only episode on financial planners, retirement specialists, HSAs for long-term care and when to pull your credit report in the home-buying process.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 05 Mar 2018 05:00:20 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #5</itunes:subtitle>
      <itunes:summary>Mailbag-only episode on financial planners, retirement specialists, HSAs for long-term care and when to pull your credit report in the home-buying process.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Mailbag-only episode on financial planners, retirement specialists, HSAs for long-term care and when to pull your credit report in the home-buying process.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>682</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=493]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2308518309.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 99: Why It Pays To Be A Girl’s Girl</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/9cqRepsUjZE/</link>
      <description>A chat with Gianna Wurzl and Ashley Sumner, founders of Quilt, the new female-only coworking start-up that enables women to work out of one another’s homes. We talk purpose, passion, productivity, matchmaking and why working with other women helps you achieve your personal and professional goals. In Mailbag, credit cards in college, tax scams, and the cost of assisted living.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Feb 2018 05:00:14 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Why It Pays To Be A Girl's Girl</itunes:subtitle>
      <itunes:summary>A chat with Gianna Wurzl and Ashley Sumner, founders of Quilt, the new female-only coworking start-up that enables women to work out of one another’s homes. We talk purpose, passion, productivity, matchmaking and why working with other women helps you achieve your personal and professional goals. In Mailbag, credit cards in college, tax scams, and the cost of assisted living.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A chat with Gianna Wurzl and Ashley Sumner, founders of Quilt, the new female-only coworking start-up that enables women to work out of one another’s homes. We talk purpose, passion, productivity, matchmaking and why working with other women helps you achieve your personal and professional goals. In Mailbag, credit cards in college, tax scams, and the cost of assisted living.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2548</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=489]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9205660714.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 98: “That’s What She Said” Isn’t So Funny IRL</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/F19GOtIbOOI/</link>
      <description>You've all heard the joke, right? Well, we're not laughing, and neither is Joanne Lipman, author of the new book by the same title. (Subtitle: What Men Need to Know (And What Women Need to Tell Them) About Working Together.) She's got actionable solutions for closing the salary gap, and tips for how to stand up for yourself and inspire more men to do so for you. In Mailbag, budgeting for healthcare and whether Roth IRAs can double as emergency funds.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Feb 2018 05:00:19 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>"That's What She Said" Isn't So Funny IRL</itunes:subtitle>
      <itunes:summary>You've all heard the joke, right? Well, we're not laughing, and neither is Joanne Lipman, author of the new book by the same title. (Subtitle: What Men Need to Know (And What Women Need to Tell Them) About Working Together.) She's got actionable solutions for closing the salary gap, and tips for how to stand up for yourself and inspire more men to do so for you. In Mailbag, budgeting for healthcare and whether Roth IRAs can double as emergency funds.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You've all heard the joke, right? Well, we're not laughing, and neither is Joanne Lipman, author of the new book by the same title. (Subtitle: What Men Need to Know (And What Women Need to Tell Them) About Working Together.) She's got actionable solutions for closing the salary gap, and tips for how to stand up for yourself and inspire more men to do so for you. In Mailbag, budgeting for healthcare and whether Roth IRAs can double as emergency funds.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1987</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=485]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5243863848.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Headline: Dealing With The (Dizzying) Markets? Baffled By Bitcoin? We Talk With David Bach</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/i5D8p-XExcc/</link>
      <description>David Bach, author of the bestseller "Smart Couples Finish Rich" answers all of your questions on how to handle volatile markets (and trying to time them). We also discuss whether to dip a toe into Bitcoin or one of the other cryptocurrencies.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Feb 2018 05:00:25 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Dealing With The (Dizzying) Markets? Baffled By Bitcoin? We Talk With David Bach</itunes:subtitle>
      <itunes:summary>David Bach, author of the bestseller "Smart Couples Finish Rich" answers all of your questions on how to handle volatile markets (and trying to time them). We also discuss whether to dip a toe into Bitcoin or one of the other cryptocurrencies.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>David Bach, author of the bestseller "Smart Couples Finish Rich" answers all of your questions on how to handle volatile markets (and trying to time them). We also discuss whether to dip a toe into Bitcoin or one of the other cryptocurrencies.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1957</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=482]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5408801632.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 97: How To Build A Love That Lasts, Starting With Yourself</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/QwXyEt6xMLw/</link>
      <description>This week, psychology experts and wife-and-husband duo Suzann Pileggi Pawelski and James Pawelski discuss their new book, Happy Together: Using the Science of Positive Psychology to Build Love That Lasts. The Pawelskis have clued into the fact that how we behave with money can make a big difference in the success or failure of our relationships. Whether you're single, dating, married, divorced or widowed, their wise words can help lead you in the right direction. In Mailbag, HSAs, credit card debt, and how to sell your home. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Feb 2018 05:00:20 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Build A Love That Lasts, Starting With Yourself</itunes:subtitle>
      <itunes:summary>This week, psychology experts and wife-and-husband duo Suzann Pileggi Pawelski and James Pawelski discuss their new book, Happy Together: Using the Science of Positive Psychology to Build Love That Lasts. The Pawelskis have clued into the fact that how we behave with money can make a big difference in the success or failure of our relationships. Whether you're single, dating, married, divorced or widowed, their wise words can help lead you in the right direction. In Mailbag, HSAs, credit card debt, and how to sell your home. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, psychology experts and wife-and-husband duo Suzann Pileggi Pawelski and James Pawelski discuss their new book, Happy Together: Using the Science of Positive Psychology to Build Love That Lasts. The Pawelskis have clued into the fact that how we behave with money can make a big difference in the success or failure of our relationships. Whether you're single, dating, married, divorced or widowed, their wise words can help lead you in the right direction. In Mailbag, HSAs, credit card debt, and how to sell your home. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2240</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=478]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9017877718.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 96: Pattie Sellers On Creating And Leaving Your Legacy</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/vAqz44A28eU/</link>
      <description>This week we're talking power, purpose and legacy with Pattie Sellers, founder of Fortune Magazine's Most Powerful Women (MPW) franchise and SellersEaston Media. You'll learn the importance of knowing and sharing your story for personal and professional success, and how the "good girls" in us could be holding us back from making important jumps. In Mailbag, extended warranties for new cars, repayment plans for medical bills and first-time investment moves for millennials.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Feb 2018 05:00:17 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Pattie Sellers On Creating And Leaving Your Legacy</itunes:subtitle>
      <itunes:summary>This week we're talking power, purpose and legacy with Pattie Sellers, founder of Fortune Magazine's Most Powerful Women (MPW) franchise and SellersEaston Media. You'll learn the importance of knowing and sharing your story for personal and professional success, and how the "good girls" in us could be holding us back from making important jumps. In Mailbag, extended warranties for new cars, repayment plans for medical bills and first-time investment moves for millennials.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we're talking power, purpose and legacy with Pattie Sellers, founder of Fortune Magazine's Most Powerful Women (MPW) franchise and SellersEaston Media. You'll learn the importance of knowing and sharing your story for personal and professional success, and how the "good girls" in us could be holding us back from making important jumps. In Mailbag, extended warranties for new cars, repayment plans for medical bills and first-time investment moves for millennials.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1827</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=472]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8500922343.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 95: Make More Money In 2018 With Mika Brzezinski</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/NaqsbCZu4Ik/</link>
      <description>Closing the gender pay gap is Mika Brzezinski’s mission. As co-host of MSNBC’s “Morning Joe” and the force behind the “Know Your Value” movement, she shares proven how-to strategies for all women, in every industry. In Mailbag, personal loans, prepaying mortgages and 529s. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Jan 2018 05:00:26 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make More Money In 2018 With Mika Brzezinski</itunes:subtitle>
      <itunes:summary>Closing the gender pay gap is Mika Brzezinski’s mission. As co-host of MSNBC’s “Morning Joe” and the force behind the “Know Your Value” movement, she shares proven how-to strategies for all women, in every industry. In Mailbag, personal loans, prepaying mortgages and 529s. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Closing the gender pay gap is Mika Brzezinski’s mission. As co-host of MSNBC’s “Morning Joe” and the force behind the “Know Your Value” movement, she shares proven how-to strategies for all women, in every industry. In Mailbag, personal loans, prepaying mortgages and 529s. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2065</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=468]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8215060211.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 94: The Scientific Secrets of Perfect Timing And Better Finances With Daniel Pink</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Qo_9BKKLKlQ/</link>
      <description>Daniel H. Pink, author of “When: The Scientific Secrets of Perfect Timing," says timing is a science — not an art. He shares how we can make systematically better decisions at work, at school, at home — and for our wallets. In Mailbag, retirement catch-up moves and when to take a severance package.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Jan 2018 05:00:29 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Scientific Secrets of Perfect Timing And Better Finances With Daniel Pink</itunes:subtitle>
      <itunes:summary>Daniel H. Pink, author of “When: The Scientific Secrets of Perfect Timing," says timing is a science — not an art. He shares how we can make systematically better decisions at work, at school, at home — and for our wallets. In Mailbag, retirement catch-up moves and when to take a severance package.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Daniel H. Pink, author of “When: The Scientific Secrets of Perfect Timing," says timing is a science — not an art. He shares how we can make systematically better decisions at work, at school, at home — and for our wallets. In Mailbag, retirement catch-up moves and when to take a severance package.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2127</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=465]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3657364766.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 93: A Caregiving Special With Lee Woodruff, Sheila Lirio Marcelo and Holly Robinson Peete</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/jVFL20BExRk/</link>
      <description>At AARP's Family Caregiving summit we had some amazing conversations with bestselling author Lee Woodruff (who cared for her husband, ABC's Bob Woodruff, after he suffered a traumatic brain injury while reporting in Iraq), Sheila Lirio Marcelo, CEO of Care.com (who founded the site as a young working mother with two young children and ailing parents) and actress and activist Holly Robinson Peete (who at 19 years old was the caregiver for her father and, two decades later, for her son with autism).
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Jan 2018 05:00:16 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>A Caregiving Special With Lee Woodruff, Sheila Lirio Marcelo and Holly Robinson Peete</itunes:subtitle>
      <itunes:summary>At AARP's Family Caregiving summit we had some amazing conversations with bestselling author Lee Woodruff (who cared for her husband, ABC's Bob Woodruff, after he suffered a traumatic brain injury while reporting in Iraq), Sheila Lirio Marcelo, CEO of Care.com (who founded the site as a young working mother with two young children and ailing parents) and actress and activist Holly Robinson Peete (who at 19 years old was the caregiver for her father and, two decades later, for her son with autism).
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>At AARP's Family Caregiving summit we had some amazing conversations with bestselling author Lee Woodruff (who cared for her husband, ABC's Bob Woodruff, after he suffered a traumatic brain injury while reporting in Iraq), Sheila Lirio Marcelo, CEO of Care.com (who founded the site as a young working mother with two young children and ailing parents) and actress and activist Holly Robinson Peete (who at 19 years old was the caregiver for her father and, two decades later, for her son with autism).</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2972</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=458]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4183336058.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 92: What’s The Worst That Could Happen? We Ask Sharon Epperson</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/sSETf3dhcpQ/</link>
      <description>When the worst headache of her life turned into a near-death experience, CNBC’s senior personal finance correspondent Sharon Epperson was forced to stop and reevaluate how she manages her family and career. She’s healthy now, and here to share how she managed, with everything from emergency savings to estate-planning. In Mailbag, lifestyle inflation and how to control it when you receive raises or other windfalls. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Jan 2018 05:00:33 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What's The Worst That Could Happen? We Ask Sharon Epperson</itunes:subtitle>
      <itunes:summary>When the worst headache of her life turned into a near-death experience, CNBC’s senior personal finance correspondent Sharon Epperson was forced to stop and reevaluate how she manages her family and career. She’s healthy now, and here to share how she managed, with everything from emergency savings to estate-planning. In Mailbag, lifestyle inflation and how to control it when you receive raises or other windfalls. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When the worst headache of her life turned into a near-death experience, CNBC’s senior personal finance correspondent Sharon Epperson was forced to stop and reevaluate how she manages her family and career. She’s healthy now, and here to share how she managed, with everything from emergency savings to estate-planning. In Mailbag, lifestyle inflation and how to control it when you receive raises or other windfalls. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2154</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=453]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7785336345.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 91: Take Charge Of Your Health, Finances And Closet In 2018 With TODAY’s J Team</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/BPc__h5Ni0U/</link>
      <description>Jill Martin and Joy Bauer are my NBC TODAY sisters, and for the past few years, we’ve teamed up for segments to help you with your money, health and organization-related resolutions. And that’s exactly what we’re doing in this episode. In Mailbag, estate planning with a parent and how to handle your 401(k) when your company goes Roth.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Jan 2018 06:54:36 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Take Charge Of Your Health, Finances And Closet In 2018 With TODAY's J Team</itunes:subtitle>
      <itunes:summary>Jill Martin and Joy Bauer are my NBC TODAY sisters, and for the past few years, we’ve teamed up for segments to help you with your money, health and organization-related resolutions. And that’s exactly what we’re doing in this episode. In Mailbag, estate planning with a parent and how to handle your 401(k) when your company goes Roth.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Jill Martin and Joy Bauer are my NBC TODAY sisters, and for the past few years, we’ve teamed up for segments to help you with your money, health and organization-related resolutions. And that’s exactly what we’re doing in this episode. In Mailbag, estate planning with a parent and how to handle your 401(k) when your company goes Roth.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2031</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=450]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9623027503.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 90: You’re The CEO Of Your Body And Your Life. Own It With Robin Arzon.</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/zlkfOb58uBE/</link>
      <description>“Know your worth and then add tax.” Robin Arzon, lawyer-turned-health-and-wellness-influencer, is the bestselling author of “Shut Up And Run,” and the VP of Fitness Programming for Peloton. She gets us focused on our health and wealth so that we can make this year our best one yet. In Mailbag, 401(k) rollovers, financial considerations for caregivers and how to prioritize credit card debt with building emergency savings.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Dec 2017 05:00:05 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>You're The CEO Of Your Body And Your Life. Own It With Robin Arzon.</itunes:subtitle>
      <itunes:summary>“Know your worth and then add tax.” Robin Arzon, lawyer-turned-health-and-wellness-influencer, is the bestselling author of “Shut Up And Run,” and the VP of Fitness Programming for Peloton. She gets us focused on our health and wealth so that we can make this year our best one yet. In Mailbag, 401(k) rollovers, financial considerations for caregivers and how to prioritize credit card debt with building emergency savings.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>“Know your worth and then add tax.” Robin Arzon, lawyer-turned-health-and-wellness-influencer, is the bestselling author of “Shut Up And Run,” and the VP of Fitness Programming for Peloton. She gets us focused on our health and wealth so that we can make this year our best one yet. In Mailbag, 401(k) rollovers, financial considerations for caregivers and how to prioritize credit card debt with building emergency savings.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1839</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=445]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2982197217.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 89: Do What You Love And Love What You Do With Kathryn Minshew</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/AFqaTLZV-FY/</link>
      <description>Are you happy at work? Does your job excite you? Does it make you feel fulfilled? Does it make you feel like you have a purpose? This week Kathryn Minshew, CEO &amp; founder of TheMuse.com, tells us how to find more joy and fulfillment in our work.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Dec 2017 05:00:26 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Do What You Love And Love What You Do With Kathryn Minshew</itunes:subtitle>
      <itunes:summary>Are you happy at work? Does your job excite you? Does it make you feel fulfilled? Does it make you feel like you have a purpose? This week Kathryn Minshew, CEO &amp; founder of TheMuse.com, tells us how to find more joy and fulfillment in our work.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you happy at work? Does your job excite you? Does it make you feel fulfilled? Does it make you feel like you have a purpose? This week Kathryn Minshew, CEO &amp; founder of TheMuse.com, tells us how to find more joy and fulfillment in our work.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2047</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=440]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8961520250.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 88: Financial Lessons From Former FDIC Chair And Powerhouse Sheila Bair</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/m2csmQlErCI/</link>
      <description>Chair of the Federal Deposit Insurance Corporation from 2006 to 2011, Sheila Bair steered the agency through the worst financial crisis since the Great Depression and was the woman responsible for the successful safekeeping of $6 trillion of Americans’ savings. Her leadership earned her the nickname the “new sheriff of Wall Street.” We discuss the lessons all of us can take away from the last recession. In Mailbag, how to find a financial planner and remove a delinquency from your credit report.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Dec 2017 05:00:14 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Financial Lessons From Former FDIC Chair And Powerhouse Sheila Bair</itunes:subtitle>
      <itunes:summary>Chair of the Federal Deposit Insurance Corporation from 2006 to 2011, Sheila Bair steered the agency through the worst financial crisis since the Great Depression and was the woman responsible for the successful safekeeping of $6 trillion of Americans’ savings. Her leadership earned her the nickname the “new sheriff of Wall Street.” We discuss the lessons all of us can take away from the last recession. In Mailbag, how to find a financial planner and remove a delinquency from your credit report.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Chair of the Federal Deposit Insurance Corporation from 2006 to 2011, Sheila Bair steered the agency through the worst financial crisis since the Great Depression and was the woman responsible for the successful safekeeping of $6 trillion of Americans’ savings. Her leadership earned her the nickname the “new sheriff of Wall Street.” We discuss the lessons all of us can take away from the last recession. In Mailbag, how to find a financial planner and remove a delinquency from your credit report.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2036</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=433]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6640478669.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 87: Doing Well While Doing Good With Katherina Rosqueta</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/4teCPJpE3_Y/</link>
      <description>With over a million charities in the United States alone, figuring out where to direct your money can be an overwhelming decision. How will your donation line up with your values and goals? How will it change the world? They're big questions, but we've got answers from Katherina Rosqueta, executive director of the Center for High Impact Philanthropy. In Mailbag, questions on car deals, 401(k) rollovers, stock options for kids, and year-end tax planning.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Dec 2017 05:00:59 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Doing Well While Doing Good With Katherina Rosqueta</itunes:subtitle>
      <itunes:summary>With over a million charities in the United States alone, figuring out where to direct your money can be an overwhelming decision. How will your donation line up with your values and goals? How will it change the world? They're big questions, but we've got answers from Katherina Rosqueta, executive director of the Center for High Impact Philanthropy. In Mailbag, questions on car deals, 401(k) rollovers, stock options for kids, and year-end tax planning.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>With over a million charities in the United States alone, figuring out where to direct your money can be an overwhelming decision. How will your donation line up with your values and goals? How will it change the world? They're big questions, but we've got answers from Katherina Rosqueta, executive director of the Center for High Impact Philanthropy. In Mailbag, questions on car deals, 401(k) rollovers, stock options for kids, and year-end tax planning.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2154</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=429]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4854695937.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 86: Master Your Money Mindset With Kathleen Burns Kingsbury</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/bh6hJnHLinE/</link>
      <description>Kathleen Burns Kingsbury, wealth psychology expert and author of the book “Breaking Money Silence,” says that in a world where money can grant self-worth, power, respect, freedom and even love, there can be prices to pay for money silence. In Mailbag, we talk building money confidence, choosing an online bank and picking the right credit-monitoring service.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Nov 2017 05:39:16 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Master Your Money Mindset With Kathleen Burns Kingsbury</itunes:subtitle>
      <itunes:summary>Kathleen Burns Kingsbury, wealth psychology expert and author of the book “Breaking Money Silence,” says that in a world where money can grant self-worth, power, respect, freedom and even love, there can be prices to pay for money silence. In Mailbag, we talk building money confidence, choosing an online bank and picking the right credit-monitoring service.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Kathleen Burns Kingsbury, wealth psychology expert and author of the book “Breaking Money Silence,” says that in a world where money can grant self-worth, power, respect, freedom and even love, there can be prices to pay for money silence. In Mailbag, we talk building money confidence, choosing an online bank and picking the right credit-monitoring service.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2195</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=425]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9465075893.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 85: Master Your Spending This Holiday Season (And For Good) With Dan Ariely</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/ETbqo_ISGu8/</link>
      <description>Before you do any shopping this week — either in-store or online — take 35 minutes to listen to this episode. We're with Dan Ariely, professor of psychology and behavioral economics at Duke University. He discusses his book, Dollars and Sense: How We Misthink Money and How to Spend Smarter, and answers: Why does paying for things often feel like it causes actual pain? When is a sale not really a sale? In Mailbag, investing in your early 20s and how to broach estate planning with your parents.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Nov 2017 05:00:04 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Master Your Spending This Holiday Season (And For Good) With Dan Ariely</itunes:subtitle>
      <itunes:summary>Before you do any shopping this week — either in-store or online — take 35 minutes to listen to this episode. We're with Dan Ariely, professor of psychology and behavioral economics at Duke University. He discusses his book, Dollars and Sense: How We Misthink Money and How to Spend Smarter, and answers: Why does paying for things often feel like it causes actual pain? When is a sale not really a sale? In Mailbag, investing in your early 20s and how to broach estate planning with your parents.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Before you do any shopping this week — either in-store or online — take 35 minutes to listen to this episode. We're with Dan Ariely, professor of psychology and behavioral economics at Duke University. He discusses his book, Dollars and Sense: How We Misthink Money and How to Spend Smarter, and answers: Why does paying for things often feel like it causes actual pain? When is a sale not really a sale? In Mailbag, investing in your early 20s and how to broach estate planning with your parents.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2326</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=421]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3811139522.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 84: Race, Resilience And Money With Stacey Tisdale</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/xQ9bA3J4jqk/</link>
      <description>A follow-up chat with fellow financial journalist Stacey Tisdale. We discuss feminism, race, resilience and entrepreneurship.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Nov 2017 05:00:16 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Race, Resilience And Money With Stacey Tisdale</itunes:subtitle>
      <itunes:summary>A follow-up chat with fellow financial journalist Stacey Tisdale. We discuss feminism, race, resilience and entrepreneurship.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A follow-up chat with fellow financial journalist Stacey Tisdale. We discuss feminism, race, resilience and entrepreneurship.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2222</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=417]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2514626656.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #4</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/7KUk0HhA7Pg/</link>
      <description>In this Mailbag-only episode, we're talking about taking on a mortgage in retirement, buying a new car, using rewards credit cards strategically and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 Nov 2017 15:20:37 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #4</itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, we're talking about taking on a mortgage in retirement, buying a new car, using rewards credit cards strategically and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag-only episode, we're talking about taking on a mortgage in retirement, buying a new car, using rewards credit cards strategically and more.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1105</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=414]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8091137079.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 83: Avoid Sleep Debt With Nancy H. Rothstein</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/dwQaTDNWkhE/</link>
      <description>When we shut off the lights and can’t shut off our brains, what should we do? This week, we sit down with Nancy H. Rothstein, The Sleep Ambassador, to discuss why our sleep is suffering, how to turn it around and why doing so is in our finances’ best interest as well. In Mailbag, we talk personal loans, where to keep emergency savings for the best returns, and traditional and Roth 401(k)s.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Nov 2017 05:00:27 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Avoid Sleep Debt With Nancy H. Rothstein</itunes:subtitle>
      <itunes:summary>When we shut off the lights and can’t shut off our brains, what should we do? This week, we sit down with Nancy H. Rothstein, The Sleep Ambassador, to discuss why our sleep is suffering, how to turn it around and why doing so is in our finances’ best interest as well. In Mailbag, we talk personal loans, where to keep emergency savings for the best returns, and traditional and Roth 401(k)s.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When we shut off the lights and can’t shut off our brains, what should we do? This week, we sit down with Nancy H. Rothstein, The Sleep Ambassador, to discuss why our sleep is suffering, how to turn it around and why doing so is in our finances’ best interest as well. In Mailbag, we talk personal loans, where to keep emergency savings for the best returns, and traditional and Roth 401(k)s.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2015</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=411]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6257380695.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 82: Caring For Special Needs Kids With Judith Newman</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/oArdir8_zlY/</link>
      <description>Raising a child isn't cheap, and one study estimates the lifetime costs of treating and caring for an individual with autism can be $2.4 million. Judith Newman is the author of To Siri with Love: A Mother, Her Autistic Son, and the Kindness of Machines, and she shares her story. In Mailbag, we talk taxes, investing in retirement and how to dodge bank fees.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Nov 2017 04:00:38 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Caring For Special Needs Kids With Judith Newman</itunes:subtitle>
      <itunes:summary>Raising a child isn't cheap, and one study estimates the lifetime costs of treating and caring for an individual with autism can be $2.4 million. Judith Newman is the author of To Siri with Love: A Mother, Her Autistic Son, and the Kindness of Machines, and she shares her story. In Mailbag, we talk taxes, investing in retirement and how to dodge bank fees.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Raising a child isn't cheap, and one study estimates the lifetime costs of treating and caring for an individual with autism can be $2.4 million. Judith Newman is the author of To Siri with Love: A Mother, Her Autistic Son, and the Kindness of Machines, and she shares her story. In Mailbag, we talk taxes, investing in retirement and how to dodge bank fees.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2348</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=406]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7644382228.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Headline: Open Enrollment 2018</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/ECBKup17dgY/</link>
      <description>Buying health insurance has never been more complicated, and we know you've probably got questions. So, with the help of Nate Purpura, VP of Consumer Affairs at eHealth.com, we've got answers on open enrollment and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 30 Oct 2017 20:29:17 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>HerMoney Headline: Open Enrollment 2018</itunes:subtitle>
      <itunes:summary>Buying health insurance has never been more complicated, and we know you've probably got questions. So, with the help of Nate Purpura, VP of Consumer Affairs at eHealth.com, we've got answers on open enrollment and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Buying health insurance has never been more complicated, and we know you've probably got questions. So, with the help of Nate Purpura, VP of Consumer Affairs at eHealth.com, we've got answers on open enrollment and more.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>959</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=403]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9436349884.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 81: Life, Loss And Getting Back On Track With Dr. Nancy Snyderman</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/wS_g0lky6pM/</link>
      <description>In the last few years, Dr. Nancy Snyderman lost her father, left her job at NBC News, let go of her identity as a journalist, and had to figure out who she was without all of them. She talks about the importance of knowing herself at her core as work identities come and go. In Mailbag, caretaking and credit reports.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Oct 2017 04:00:33 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Life, Loss And Getting Back On Track With Dr. Nancy Snyderman</itunes:subtitle>
      <itunes:summary>In the last few years, Dr. Nancy Snyderman lost her father, left her job at NBC News, let go of her identity as a journalist, and had to figure out who she was without all of them. She talks about the importance of knowing herself at her core as work identities come and go. In Mailbag, caretaking and credit reports.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In the last few years, Dr. Nancy Snyderman lost her father, left her job at NBC News, let go of her identity as a journalist, and had to figure out who she was without all of them. She talks about the importance of knowing herself at her core as work identities come and go. In Mailbag, caretaking and credit reports.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1923</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=400]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1274374153.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 80: How To Talk About Money With Celeste Headlee</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2hqfV0JYFiA/</link>
      <description>Conversations are essential to our survival, yet we’re having less of them and getting worse at them. Celeste Headlee is the author of “We Need to Talk: How to Have Conversations That Matter,” and she shares five ways we’re holding ourselves back from being better communicators. In Mailbag, credit freezes and the FAFSA and consolidation loans. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Oct 2017 04:00:25 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Talk About Money With Celeste Headlee</itunes:subtitle>
      <itunes:summary>Conversations are essential to our survival, yet we’re having less of them and getting worse at them. Celeste Headlee is the author of “We Need to Talk: How to Have Conversations That Matter,” and she shares five ways we’re holding ourselves back from being better communicators. In Mailbag, credit freezes and the FAFSA and consolidation loans. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Conversations are essential to our survival, yet we’re having less of them and getting worse at them. Celeste Headlee is the author of “We Need to Talk: How to Have Conversations That Matter,” and she shares five ways we’re holding ourselves back from being better communicators. In Mailbag, credit freezes and the FAFSA and consolidation loans. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2095</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=391]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4071317615.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #3</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/g9NSJHeGHvQ/</link>
      <description>In this Mailbag-only episode, we discuss short sales and reverse mortgages.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Oct 2017 04:00:15 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #3</itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, we discuss short sales and reverse mortgages.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag-only episode, we discuss short sales and reverse mortgages.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>473</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=386]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3379577493.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 79: Financial Independence And Kicking Ass With Emma Johnson</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2mLJexTnvrk/</link>
      <description>Being a mother is hard. Going at it alone? Even harder. Emma Johnson is the author of the book “The Kickass Single Mom,” and we discuss her journey, operating from a place of confidence and the importance of financial independence. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Oct 2017 18:44:14 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Financial Independence And Kicking Ass With Emma Johnson</itunes:subtitle>
      <itunes:summary>Being a mother is hard. Going at it alone? Even harder. Emma Johnson is the author of the book “The Kickass Single Mom,” and we discuss her journey, operating from a place of confidence and the importance of financial independence. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Being a mother is hard. Going at it alone? Even harder. Emma Johnson is the author of the book “The Kickass Single Mom,” and we discuss her journey, operating from a place of confidence and the importance of financial independence. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1989</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=383]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8971097822.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 78: Money Truths And Mom Truths With Cat &amp; Nat</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/GGdAwTWxDTc/</link>
      <description>This week, we’re talking with “professional oversharers” Catherine Belknap and Natalie Telfer — Cat &amp; Nat. They head up a rapidly-exploding online community of like-minded moms, and are known for saying what you’re thinking. We discuss how the besties-turned-business partners handle money both personally and professionally. In Mailbag, buying a home with a VA loan and finances for couples who aren’t planning on tying the knot.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Oct 2017 04:00:38 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Money Truths And Mom Truths With Cat &amp; Nat</itunes:subtitle>
      <itunes:summary>This week, we’re talking with “professional oversharers” Catherine Belknap and Natalie Telfer — Cat &amp; Nat. They head up a rapidly-exploding online community of like-minded moms, and are known for saying what you’re thinking. We discuss how the besties-turned-business partners handle money both personally and professionally. In Mailbag, buying a home with a VA loan and finances for couples who aren’t planning on tying the knot.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we’re talking with “professional oversharers” Catherine Belknap and Natalie Telfer — Cat &amp; Nat. They head up a rapidly-exploding online community of like-minded moms, and are known for saying what you’re thinking. We discuss how the besties-turned-business partners handle money both personally and professionally. In Mailbag, buying a home with a VA loan and finances for couples who aren’t planning on tying the knot.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2056</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=372]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4805604358.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 77: Write Your Own Rules And Find Your Joy With Hoda Kotb</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/1XYegyH0l3E/</link>
      <description>Like a fine wine, Hoda Kotb keeps getting better with age. She takes us through the pain points of her 40s — cancer and divorce — and how all of them made her fearless. She also tells us how in her 50s, she's in a job she pushed for, and in a relationship that makes her happy. She's living her life by her own rules and sharing how you can do the same. In Mailbag, credit cards and credit scores.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Sep 2017 04:00:50 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Write Your Own Rules And Find Your Joy With Hoda Kotb</itunes:subtitle>
      <itunes:summary>Like a fine wine, Hoda Kotb keeps getting better with age. She takes us through the pain points of her 40s — cancer and divorce — and how all of them made her fearless. She also tells us how in her 50s, she's in a job she pushed for, and in a relationship that makes her happy. She's living her life by her own rules and sharing how you can do the same. In Mailbag, credit cards and credit scores.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Like a fine wine, Hoda Kotb keeps getting better with age. She takes us through the pain points of her 40s — cancer and divorce — and how all of them made her fearless. She also tells us how in her 50s, she's in a job she pushed for, and in a relationship that makes her happy. She's living her life by her own rules and sharing how you can do the same. In Mailbag, credit cards and credit scores.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1609</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=368]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4633470915.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 76: Life Happens. Financial Coping Strategies With Jeanne Thompson</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/zeE__GjDbhA/</link>
      <description>Starting a new job, buying a house, getting married, getting divorced, having a baby or having a baby move back home — all of these events not only shake up your life, but your finances, too. Fidelity's senior vice president of Thought Leadership, Jeanne Thompson, takes us through the research on how not all events are created equal when it comes to the impacts they have on your physical and financial health.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Sep 2017 04:00:13 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Life Happens. Financial Coping Strategies With Jeanne Thompson</itunes:subtitle>
      <itunes:summary>Starting a new job, buying a house, getting married, getting divorced, having a baby or having a baby move back home — all of these events not only shake up your life, but your finances, too. Fidelity's senior vice president of Thought Leadership, Jeanne Thompson, takes us through the research on how not all events are created equal when it comes to the impacts they have on your physical and financial health.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Starting a new job, buying a house, getting married, getting divorced, having a baby or having a baby move back home — all of these events not only shake up your life, but your finances, too. Fidelity's senior vice president of Thought Leadership, Jeanne Thompson, takes us through the research on how not all events are created equal when it comes to the impacts they have on your physical and financial health.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1965</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=364]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2693919977.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>HerMoney Headline: What To Do About The Equifax Breach With Frank Abagnale</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Ys4x0JpCcQE/</link>
      <description>Long before “Catch Me If You Can” was made into a movie, Frank Abagnale was one of my go-to sources on all things identity-related. In the years since, he’s consulted with companies, governments and organizations big and small about how to keep their data (and yours) safe. He tells us what we need to do now to protect against identity theft. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 15 Sep 2017 04:00:12 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What To Do About The Equifax Breach With Frank Abagnale</itunes:subtitle>
      <itunes:summary>Long before “Catch Me If You Can” was made into a movie, Frank Abagnale was one of my go-to sources on all things identity-related. In the years since, he’s consulted with companies, governments and organizations big and small about how to keep their data (and yours) safe. He tells us what we need to do now to protect against identity theft. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Long before “Catch Me If You Can” was made into a movie, Frank Abagnale was one of my go-to sources on all things identity-related. In the years since, he’s consulted with companies, governments and organizations big and small about how to keep their data (and yours) safe. He tells us what we need to do now to protect against identity theft. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1263</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=358]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7947885509.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 75: Failing Well With Rachel Simmons</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/7aXXQLpMkmY/</link>
      <description>When it comes to long-term success, how you fail is more important than the failure itself. This week, author and educator Rachel Simmons gives us a private lesson on failing well, and a look at the culture of mean girls and why it's important to surround yourself with women who help you shine. In Mailbag, we talk investing in a bull market and 529s.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Sep 2017 04:00:37 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Failing Well With Rachel Simmons</itunes:subtitle>
      <itunes:summary>When it comes to long-term success, how you fail is more important than the failure itself. This week, author and educator Rachel Simmons gives us a private lesson on failing well, and a look at the culture of mean girls and why it's important to surround yourself with women who help you shine. In Mailbag, we talk investing in a bull market and 529s.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When it comes to long-term success, how you fail is more important than the failure itself. This week, author and educator Rachel Simmons gives us a private lesson on failing well, and a look at the culture of mean girls and why it's important to surround yourself with women who help you shine. In Mailbag, we talk investing in a bull market and 529s.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1977</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=355]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7536854216.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 74: Make Your Life Better With Gretchen Rubin</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/l_2xg4ZVjpM/</link>
      <description>Gretchen Rubin, author of The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better, on how people respond to internal expectations (the ones you set for yourself) and external expectations (the ones others and society set for you). How to break habits and make new ones. In Mailbag, flat-fee real estate agents and credit cards for recent grads.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Sep 2017 04:00:07 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make Your Life Better With Gretchen Rubin</itunes:subtitle>
      <itunes:summary>Gretchen Rubin, author of The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better, on how people respond to internal expectations (the ones you set for yourself) and external expectations (the ones others and society set for you). How to break habits and make new ones. In Mailbag, flat-fee real estate agents and credit cards for recent grads.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Gretchen Rubin, author of The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better, on how people respond to internal expectations (the ones you set for yourself) and external expectations (the ones others and society set for you). How to break habits and make new ones. In Mailbag, flat-fee real estate agents and credit cards for recent grads.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2104</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=351]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7900807159.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 73: Launch Your Gig (Side Or Otherwise) With JJ Ramberg</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2AX7by8UZ-k/</link>
      <description>Admit it. You've thought about starting a business, launching a side gig or taking that brilliant idea of yours and seeing if it actually has legs.  JJ Ramberg, host of Your Business on MSNBC and founder of Goodshop.com, helps female entrepreneurs make it happen. In Mailbag, pensions, free FICO scores and investment moves to make in college.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Aug 2017 04:00:57 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Launch Your Gig (Side Or Otherwise) With JJ Ramberg</itunes:subtitle>
      <itunes:summary>Admit it. You've thought about starting a business, launching a side gig or taking that brilliant idea of yours and seeing if it actually has legs.  JJ Ramberg, host of Your Business on MSNBC and founder of Goodshop.com, helps female entrepreneurs make it happen. In Mailbag, pensions, free FICO scores and investment moves to make in college.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Admit it. You've thought about starting a business, launching a side gig or taking that brilliant idea of yours and seeing if it actually has legs.  JJ Ramberg, host of Your Business on MSNBC and founder of Goodshop.com, helps female entrepreneurs make it happen. In Mailbag, pensions, free FICO scores and investment moves to make in college.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1876</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=348]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7682634226.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 72: Five Simple Life-Changing Rules Of Investing With Alice Finn</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/mCmdMdmwF4U/</link>
      <description>Alice Finn's career has taken her from NASA to wealth management, and in her book, Smart Women Love Money, she lays out the only five things you need to do to guarantee financial success. In Mailbag, questions about maximizing a post-divorce nest egg, and paying off debt.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Aug 2017 04:00:41 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Five Simple Life-Changing Rules Of Investing With Alice Finn</itunes:subtitle>
      <itunes:summary>Alice Finn's career has taken her from NASA to wealth management, and in her book, Smart Women Love Money, she lays out the only five things you need to do to guarantee financial success. In Mailbag, questions about maximizing a post-divorce nest egg, and paying off debt.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Alice Finn's career has taken her from NASA to wealth management, and in her book, Smart Women Love Money, she lays out the only five things you need to do to guarantee financial success. In Mailbag, questions about maximizing a post-divorce nest egg, and paying off debt.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1985</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=343]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5609464791.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 71: Your Big Life With Ann Shoket</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Atuss1frOOA/</link>
      <description>What happens when you go all in? Can you have work, friends, a relationship, kids and money all on your own terms? Ann Shoket, author of The Big Life, says it's possible, and tells us all how to do it. In Mailbag, we talk combining finances before marriage and HSAs. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Aug 2017 04:00:58 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your Big Life With Ann Shoket</itunes:subtitle>
      <itunes:summary>What happens when you go all in? Can you have work, friends, a relationship, kids and money all on your own terms? Ann Shoket, author of The Big Life, says it's possible, and tells us all how to do it. In Mailbag, we talk combining finances before marriage and HSAs. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What happens when you go all in? Can you have work, friends, a relationship, kids and money all on your own terms? Ann Shoket, author of The Big Life, says it's possible, and tells us all how to do it. In Mailbag, we talk combining finances before marriage and HSAs. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2047</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=340]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5970486293.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 70: Money And Power With Gloria Steinem And Stacey Tisdale</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Qi6lgBS8h_w/</link>
      <description>We sat down with Gloria Steinem and Stacey Tisdale to talk financial independence, reproductive rights and how the pay gap is wider for black women. In Mailbag, using a Roth IRA to repay student loans, playing catch-up on retirement savings after co-signing on a loan, and choosing a debt management plan.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Aug 2017 04:00:24 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Money And Power With Gloria Steinem And Stacey Tisdale</itunes:subtitle>
      <itunes:summary>We sat down with Gloria Steinem and Stacey Tisdale to talk financial independence, reproductive rights and how the pay gap is wider for black women. In Mailbag, using a Roth IRA to repay student loans, playing catch-up on retirement savings after co-signing on a loan, and choosing a debt management plan.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We sat down with Gloria Steinem and Stacey Tisdale to talk financial independence, reproductive rights and how the pay gap is wider for black women. In Mailbag, using a Roth IRA to repay student loans, playing catch-up on retirement savings after co-signing on a loan, and choosing a debt management plan.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1957</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=336]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8600018173.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 69: Renting The Runway With Jennifer Hyman</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/7hOj5pWl40I/</link>
      <description>The average woman buys 64 items of clothing every year, then wears each one just three times or less.  Jennifer Hyman, founder and CEO of Rent The Runway, says social media has completely changed the way we shop for clothes. She shares her secrets and philosophies. In Mailbag, budget-tracking apps, refinancing student loans, and Roth IRAs. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Aug 2017 04:00:11 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Renting The Runway With Jennifer Hyman</itunes:subtitle>
      <itunes:summary>The average woman buys 64 items of clothing every year, then wears each one just three times or less.  Jennifer Hyman, founder and CEO of Rent The Runway, says social media has completely changed the way we shop for clothes. She shares her secrets and philosophies. In Mailbag, budget-tracking apps, refinancing student loans, and Roth IRAs. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The average woman buys 64 items of clothing every year, then wears each one just three times or less.  Jennifer Hyman, founder and CEO of Rent The Runway, says social media has completely changed the way we shop for clothes. She shares her secrets and philosophies. In Mailbag, budget-tracking apps, refinancing student loans, and Roth IRAs. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2066</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=333]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8223368798.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 68: Dear Debt, I’m Not That Into You With Melanie Lockert</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/fFRb8f4qU6E/</link>
      <description>Melanie Lockert, author of the book Dear Debt, shares how she finally made the critical mid shift from complete denial of her own $81,000 in student loan debt, to being obsessed about paying it off — and then got other people to face the financial music, too. In Mailbag, 403(b)s, the hidden allure of tag sales and the importance of saving automatically. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Jul 2017 04:00:51 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Dear Debt, I'm Not That Into You With Melanie Lockert</itunes:subtitle>
      <itunes:summary>Melanie Lockert, author of the book Dear Debt, shares how she finally made the critical mid shift from complete denial of her own $81,000 in student loan debt, to being obsessed about paying it off — and then got other people to face the financial music, too. In Mailbag, 403(b)s, the hidden allure of tag sales and the importance of saving automatically. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Melanie Lockert, author of the book Dear Debt, shares how she finally made the critical mid shift from complete denial of her own $81,000 in student loan debt, to being obsessed about paying it off — and then got other people to face the financial music, too. In Mailbag, 403(b)s, the hidden allure of tag sales and the importance of saving automatically. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1952</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=329]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7213135065.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #2</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/qpkA5XP6w-M/</link>
      <description>In this Mailbag episode, we answer questions about whether extra cash should go to home improvements or paying off debt, hiding debt in a relationship, buying rental properties and more. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Jul 2017 04:00:12 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #2</itunes:subtitle>
      <itunes:summary>In this Mailbag episode, we answer questions about whether extra cash should go to home improvements or paying off debt, hiding debt in a relationship, buying rental properties and more. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag episode, we answer questions about whether extra cash should go to home improvements or paying off debt, hiding debt in a relationship, buying rental properties and more. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1203</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=326]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3604354590.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 67: Mindfulness 101 With Caren Osten</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/8Z-lm2SYqdM/</link>
      <description>This week, we talk slowing down and getting out of your comfort zone with positive psychology life coach Caren Osten. She helps her clients find balance, resilience and positivity during transitions and tells us how we can do the same. In. Mailbag, getting a break on your credit card fees and eliminating clutter in the kitchen. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Jul 2017 04:00:29 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Mindfulness 101 With Caren Osten</itunes:subtitle>
      <itunes:summary>This week, we talk slowing down and getting out of your comfort zone with positive psychology life coach Caren Osten. She helps her clients find balance, resilience and positivity during transitions and tells us how we can do the same. In. Mailbag, getting a break on your credit card fees and eliminating clutter in the kitchen. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, we talk slowing down and getting out of your comfort zone with positive psychology life coach Caren Osten. She helps her clients find balance, resilience and positivity during transitions and tells us how we can do the same. In. Mailbag, getting a break on your credit card fees and eliminating clutter in the kitchen. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1900</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=322]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4371366473.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 66: Confidence From The Inside Out With Bobbi Brown</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Nr4hrzO1QQk/</link>
      <description>Bobbi Brown literally changed the face of cosmetics when she launched Bobbi Brown Essentials over 25 years ago with her barely-there makeup and message of confidence. We talk confidence, business savvy and how to use makeup to enhance your self-esteem — not cover up your insecurities. In Mailbag, index funds and ETFs, and whether your teen's summer job impacts the FAFSA.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Jul 2017 04:00:10 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Confidence From The Inside Out With Bobbi Brown</itunes:subtitle>
      <itunes:summary>Bobbi Brown literally changed the face of cosmetics when she launched Bobbi Brown Essentials over 25 years ago with her barely-there makeup and message of confidence. We talk confidence, business savvy and how to use makeup to enhance your self-esteem — not cover up your insecurities. In Mailbag, index funds and ETFs, and whether your teen's summer job impacts the FAFSA.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Bobbi Brown literally changed the face of cosmetics when she launched Bobbi Brown Essentials over 25 years ago with her barely-there makeup and message of confidence. We talk confidence, business savvy and how to use makeup to enhance your self-esteem — not cover up your insecurities. In Mailbag, index funds and ETFs, and whether your teen's summer job impacts the FAFSA.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1922</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=318]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9535747392.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 65: Change Behaviors For Good With Katherine Milkman</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/5P0bWovsO04/</link>
      <description>This week we're talking with The Wharton School's Katy Milkman, whose research explains why changing our behaviors can be so difficult, and how we can finally make changes. In Mailbag, how to prioritize savings with credit card debt, what to do with old 403(b) accounts and how to handle those sometimes-pricey hobbies for kids.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Jul 2017 04:00:50 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Change Behaviors For Good With Katherine Milkman</itunes:subtitle>
      <itunes:summary>This week we're talking with The Wharton School's Katy Milkman, whose research explains why changing our behaviors can be so difficult, and how we can finally make changes. In Mailbag, how to prioritize savings with credit card debt, what to do with old 403(b) accounts and how to handle those sometimes-pricey hobbies for kids.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week we're talking with The Wharton School's Katy Milkman, whose research explains why changing our behaviors can be so difficult, and how we can finally make changes. In Mailbag, how to prioritize savings with credit card debt, what to do with old 403(b) accounts and how to handle those sometimes-pricey hobbies for kids.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1904</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=313]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5130599664.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 64: Kickstart Your Big Idea With Alex Daly</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/UrLCNPg5Uc0/</link>
      <description>Alex Daly, The Crowdsourceress, discovered she was so good at helping other people use crowdfunding to bankroll their businesses that she turned it into a business. She shares her secrets. In Mailbag, balancing family goals and a newborn, and aligning your investments with your personal values.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Jun 2017 04:00:28 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Kickstart Your Big Idea With Alex Daly</itunes:subtitle>
      <itunes:summary>Alex Daly, The Crowdsourceress, discovered she was so good at helping other people use crowdfunding to bankroll their businesses that she turned it into a business. She shares her secrets. In Mailbag, balancing family goals and a newborn, and aligning your investments with your personal values.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Alex Daly, The Crowdsourceress, discovered she was so good at helping other people use crowdfunding to bankroll their businesses that she turned it into a business. She shares her secrets. In Mailbag, balancing family goals and a newborn, and aligning your investments with your personal values.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2239</itunes:duration>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=309]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5854178670.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 63: The Case For Sabbaticals With David Bach</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2FOhQX8f4Lw/</link>
      <description>David Bach, author of The Automatic Millionaire, dishes on automation, meditation and sabbaticals, and how they can lead to a richer life. In Mailbag, pet insurance, the case for renting versus buying, and what to do with your tax refund.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Jun 2017 04:00:28 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Case For Sabbaticals With David Bach</itunes:subtitle>
      <itunes:summary>David Bach, author of The Automatic Millionaire, dishes on automation, meditation and sabbaticals, and how they can lead to a richer life. In Mailbag, pet insurance, the case for renting versus buying, and what to do with your tax refund.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>David Bach, author of The Automatic Millionaire, dishes on automation, meditation and sabbaticals, and how they can lead to a richer life. In Mailbag, pet insurance, the case for renting versus buying, and what to do with your tax refund.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2191</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=306]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3026369612.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 62: The Confidence To Take Command With Angie Morgan</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/g3UyXIt7b7U/</link>
      <description>Angie Morgan, Captain in the U.S. Marine Corps and author of “Spark: How to Lead Yourself and Others to Greater Success,” is here to help us dig into personal growth, letting go of the things you cannot control, and how confidence is everything. In Mailbag, college savings plans and kid-preneurs.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Jun 2017 04:00:54 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Confidence To Take Command With Angie Morgan</itunes:subtitle>
      <itunes:summary>Angie Morgan, Captain in the U.S. Marine Corps and author of “Spark: How to Lead Yourself and Others to Greater Success,” is here to help us dig into personal growth, letting go of the things you cannot control, and how confidence is everything. In Mailbag, college savings plans and kid-preneurs.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Angie Morgan, Captain in the U.S. Marine Corps and author of “Spark: How to Lead Yourself and Others to Greater Success,” is here to help us dig into personal growth, letting go of the things you cannot control, and how confidence is everything. In Mailbag, college savings plans and kid-preneurs.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1971</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=302]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8040417619.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bonus Mailbag #1</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/RdJoa5594AE/</link>
      <description>In this Mailbag-only episode, we answer your questions on student loans, Roth IRAs, investing for the self-employed, married couples balancing 401(k) contributions, managing your spending when you’re planning to live till 100, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Jun 2017 04:00:12 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bonus Mailbag #1</itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, we answer your questions on student loans, Roth IRAs, investing for the self-employed, married couples balancing 401(k) contributions, managing your spending when you’re planning to live till 100, and more.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag-only episode, we answer your questions on student loans, Roth IRAs, investing for the self-employed, married couples balancing 401(k) contributions, managing your spending when you’re planning to live till 100, and more.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>833</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=298]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4969753259.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 61: Make More Money With The Penny Hoarder’s Kyle Taylor</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/SqK45NlHhZg/</link>
      <description>Kyle Taylor, founder and CEO of The Penny Hoarder, had a spending addiction and could not ask his parents to bail him out one more time. So he started gig work, and then he started blogging about how you could do the same. If you've ever wanted to earn some extra money on the side, we've got the skinny. In Mailbag, inheritance, saving for a down payment and retirement planning for the self-employed. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Jun 2017 04:00:31 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make More Money With The Penny Hoarder's Kyle Taylor</itunes:subtitle>
      <itunes:summary>Kyle Taylor, founder and CEO of The Penny Hoarder, had a spending addiction and could not ask his parents to bail him out one more time. So he started gig work, and then he started blogging about how you could do the same. If you've ever wanted to earn some extra money on the side, we've got the skinny. In Mailbag, inheritance, saving for a down payment and retirement planning for the self-employed. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Kyle Taylor, founder and CEO of The Penny Hoarder, had a spending addiction and could not ask his parents to bail him out one more time. So he started gig work, and then he started blogging about how you could do the same. If you've ever wanted to earn some extra money on the side, we've got the skinny. In Mailbag, inheritance, saving for a down payment and retirement planning for the self-employed. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1837</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=294]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7365927977.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 60: Bad With Money? Meet Gaby Dunn</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/rTTCsIQsuto/</link>
      <description>Politics, sex, religion or money: Which of these topics is most likely to make you uncomfortable? For many, the answer is money. Gaby Dunn, host of Bad With Money, is here this week to discuss her bad habits and talk strategies for bettering your personal relationship with money. In Mailbag, homeowners insurance, emergency funds and what to do with work bonuses.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 May 2017 04:00:04 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Bad With Money? Meet Gaby Dunn</itunes:subtitle>
      <itunes:summary>Politics, sex, religion or money: Which of these topics is most likely to make you uncomfortable? For many, the answer is money. Gaby Dunn, host of Bad With Money, is here this week to discuss her bad habits and talk strategies for bettering your personal relationship with money. In Mailbag, homeowners insurance, emergency funds and what to do with work bonuses.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Politics, sex, religion or money: Which of these topics is most likely to make you uncomfortable? For many, the answer is money. Gaby Dunn, host of Bad With Money, is here this week to discuss her bad habits and talk strategies for bettering your personal relationship with money. In Mailbag, homeowners insurance, emergency funds and what to do with work bonuses.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1785</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=291]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1039902560.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 59: Jill And Jean On Money</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/AxCFQgHWuuE/</link>
      <description>Jill Schlesinger, CBS personality and host of the "Better Off" podcast, breaks down markets, investing, health care and why it's all more important if you're a woman. In Mailbag, debt consolidation and what to do with a windfall. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 May 2017 04:00:20 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Jill And Jean On Money</itunes:subtitle>
      <itunes:summary>Jill Schlesinger, CBS personality and host of the "Better Off" podcast, breaks down markets, investing, health care and why it's all more important if you're a woman. In Mailbag, debt consolidation and what to do with a windfall. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Jill Schlesinger, CBS personality and host of the "Better Off" podcast, breaks down markets, investing, health care and why it's all more important if you're a woman. In Mailbag, debt consolidation and what to do with a windfall. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2337</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=287]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8483845482.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 58: The Doctor Is In: Elisabeth Rosenthal On Managing Your Medical Costs</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/MvNcLBzEoLs/</link>
      <description>The cost of healthcare and prescription drugs in the US are astronomical, but help is here in the form of Dr. Elisabeth Rosenthal, author of "An American Sickness: How Healthcare Became Big Business and How You Can Take It Back." In Mailbag, choosing the best credit card, financial planning for single women and exchange-traded funds (ETFs).
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 May 2017 04:00:56 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Doctor Is In: Elisabeth Rosenthal On Managing Your Medical Costs</itunes:subtitle>
      <itunes:summary>The cost of healthcare and prescription drugs in the US are astronomical, but help is here in the form of Dr. Elisabeth Rosenthal, author of "An American Sickness: How Healthcare Became Big Business and How You Can Take It Back." In Mailbag, choosing the best credit card, financial planning for single women and exchange-traded funds (ETFs).
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The cost of healthcare and prescription drugs in the US are astronomical, but help is here in the form of Dr. Elisabeth Rosenthal, author of "An American Sickness: How Healthcare Became Big Business and How You Can Take It Back." In Mailbag, choosing the best credit card, financial planning for single women and exchange-traded funds (ETFs).</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2021</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=281]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9239425100.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 57: Drop The Ball(!) With Tiffany Dufu</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/aLHn-RmRhDo/</link>
      <description>Good wife, good mother, good daughter, good sister, good friend, good worker. Isn't enough enough already? Tiffany Dufu, author of, "Drop the Ball: Achieving More by Doing Less," says yes. She talks about letting go of those unrealistic expectations and balancing your best self. In Mailbag, credit score changes and when to see a financial planner.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 May 2017 04:00:29 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Drop The Ball(!) With Tiffany Dufu</itunes:subtitle>
      <itunes:summary>Good wife, good mother, good daughter, good sister, good friend, good worker. Isn't enough enough already? Tiffany Dufu, author of, "Drop the Ball: Achieving More by Doing Less," says yes. She talks about letting go of those unrealistic expectations and balancing your best self. In Mailbag, credit score changes and when to see a financial planner.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Good wife, good mother, good daughter, good sister, good friend, good worker. Isn't enough enough already? Tiffany Dufu, author of, "Drop the Ball: Achieving More by Doing Less," says yes. She talks about letting go of those unrealistic expectations and balancing your best self. In Mailbag, credit score changes and when to see a financial planner.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2146</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=276]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3267246579.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 56: Make Money Doing What You Love With Christy Wright</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/TemxeBBcDiw/</link>
      <description>Turn your business idea into a reality with coach Christy Wright, author of the book "Business Boutique: A Woman's Guide for Making Money Doing What She Loves." In Mailbag, we speak with Joe Saul-Sehy, host of Stacking Benjamins, about investing on a dime, down payments for a first home and high-interest savings accounts.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 May 2017 04:00:46 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make Money Doing What You Love With Christy Wright</itunes:subtitle>
      <itunes:summary>Turn your business idea into a reality with coach Christy Wright, author of the book "Business Boutique: A Woman's Guide for Making Money Doing What She Loves." In Mailbag, we speak with Joe Saul-Sehy, host of Stacking Benjamins, about investing on a dime, down payments for a first home and high-interest savings accounts.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Turn your business idea into a reality with coach Christy Wright, author of the book "Business Boutique: A Woman's Guide for Making Money Doing What She Loves." In Mailbag, we speak with Joe Saul-Sehy, host of Stacking Benjamins, about investing on a dime, down payments for a first home and high-interest savings accounts.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2100</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=273]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7008513068.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 55: Design Your Life With Bill Burnett</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/SmqCn94nf-Q/</link>
      <description>At Stanford University, students wait in line for professor Bill Burnett's course-turned-bestseller, Designing Your Life. You don't have to. Burnett says that if you want to improve your relationships at home and at work, you have to face your problems head on, including the money ones. In Mailbag, negotiating at work, investing beyond your 401(k), and getting a prenup.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Apr 2017 04:00:38 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Design Your Life With Bill Burnett</itunes:subtitle>
      <itunes:summary>At Stanford University, students wait in line for professor Bill Burnett's course-turned-bestseller, Designing Your Life. You don't have to. Burnett says that if you want to improve your relationships at home and at work, you have to face your problems head on, including the money ones. In Mailbag, negotiating at work, investing beyond your 401(k), and getting a prenup.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>At Stanford University, students wait in line for professor Bill Burnett's course-turned-bestseller, Designing Your Life. You don't have to. Burnett says that if you want to improve your relationships at home and at work, you have to face your problems head on, including the money ones. In Mailbag, negotiating at work, investing beyond your 401(k), and getting a prenup.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2164</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=268]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7871449186.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 54: Stop Being A Broke Millennial With Erin Lowry</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/aAQKzlcM-D0/</link>
      <description>Calling all broke millennials: This week Erin Lowry is here to help you set your priorities straight, get a budget, and tackle your debts. In Mailbag, using credit card points, and staying sane during rocky markets. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Apr 2017 04:00:23 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Stop Being A Broke Millennial With Erin Lowry</itunes:subtitle>
      <itunes:summary>Calling all broke millennials: This week Erin Lowry is here to help you set your priorities straight, get a budget, and tackle your debts. In Mailbag, using credit card points, and staying sane during rocky markets. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Calling all broke millennials: This week Erin Lowry is here to help you set your priorities straight, get a budget, and tackle your debts. In Mailbag, using credit card points, and staying sane during rocky markets. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2331</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=265]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7405878101.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ep 53: Financial Aid 101 — And Your Questions Answered</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/NoCTCwrC1_k/</link>
      <description>Financial aid expert Kelly Peeler helps us parse those maddeningly complex financial aid offers, and offers tips on how to negotiate for more. In Mailbag, how to start investing, med school debt, target date funds, and buying your first home. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Apr 2017 04:00:10 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Financial Aid 101 — And Your Questions Answered</itunes:subtitle>
      <itunes:summary>Financial aid expert Kelly Peeler helps us parse those maddeningly complex financial aid offers, and offers tips on how to negotiate for more. In Mailbag, how to start investing, med school debt, target date funds, and buying your first home. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Financial aid expert Kelly Peeler helps us parse those maddeningly complex financial aid offers, and offers tips on how to negotiate for more. In Mailbag, how to start investing, med school debt, target date funds, and buying your first home. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2178</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=261]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3021628099.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 52: Finding Your Financial Badass With Jen Sincero</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/MjZLKN5nmHs/</link>
      <description>Motivational coach Jen Sincero shares the secret sauce that allowed her to triple her income in three months, with tips from her new book, You Are a Badass at Making Money. In Mailbag, student loan defaults, employer pensions and public vs. private school. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Apr 2017 04:00:03 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Finding Your Financial Badass With Jen Sincero</itunes:subtitle>
      <itunes:summary>Motivational coach Jen Sincero shares the secret sauce that allowed her to triple her income in three months, with tips from her new book, You Are a Badass at Making Money. In Mailbag, student loan defaults, employer pensions and public vs. private school. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Motivational coach Jen Sincero shares the secret sauce that allowed her to triple her income in three months, with tips from her new book, You Are a Badass at Making Money. In Mailbag, student loan defaults, employer pensions and public vs. private school. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2020</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=258]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9152618603.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 51: Make Your Kid A Money Genius (Even If You’re Not)</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/zmd5ks2RE_4/</link>
      <description>How kids can understand the value of a dollar, when we rarely touch one. Financial literacy expert and best-selling author Beth Kobliner discusses her new book, Make Your Kid A Money Genius (Even If You’re Not). In Mailbag, when to take Social Security, when to start a college savings plan for a newborn and how to get the family back on track after a job loss.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Mar 2017 04:00:03 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Make Your Kid A Money Genius (Even If You're Not)</itunes:subtitle>
      <itunes:summary>How kids can understand the value of a dollar, when we rarely touch one. Financial literacy expert and best-selling author Beth Kobliner discusses her new book, Make Your Kid A Money Genius (Even If You’re Not). In Mailbag, when to take Social Security, when to start a college savings plan for a newborn and how to get the family back on track after a job loss.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How kids can understand the value of a dollar, when we rarely touch one. Financial literacy expert and best-selling author Beth Kobliner discusses her new book, Make Your Kid A Money Genius (Even If You’re Not). In Mailbag, when to take Social Security, when to start a college savings plan for a newborn and how to get the family back on track after a job loss.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2196</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=253]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4239492412.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 50: The $50,000 Mistake. How Not Knowing Her Value Cost One TV Host Big-Time</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/vkuv0SclxJc/</link>
      <description>Betty Liu, Bloomberg anchor and founder of Radiate, Inc., is here to teach us all how to negotiate and get the best, most lucrative job offers that we can.  In Mailbag, when to keep a credit card open, financial prep for having a baby and how best to start a college fund.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Mar 2017 04:00:56 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The $50,000 Mistake. How Not Knowing Her Value Cost One TV Host Big-Time</itunes:subtitle>
      <itunes:summary>Betty Liu, Bloomberg anchor and founder of Radiate, Inc., is here to teach us all how to negotiate and get the best, most lucrative job offers that we can.  In Mailbag, when to keep a credit card open, financial prep for having a baby and how best to start a college fund.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Betty Liu, Bloomberg anchor and founder of Radiate, Inc., is here to teach us all how to negotiate and get the best, most lucrative job offers that we can.  In Mailbag, when to keep a credit card open, financial prep for having a baby and how best to start a college fund.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1939</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=249]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6854034801.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 49: Retire Inspired With Chris Hogan</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/IfOlLl3zM4I/</link>
      <description>Chris Hogan, and trusted voice on retirement, says retirement isn’t an age, it’s a financial number. He explains  how to calculate and achieve it, and how it can be as simple as saving $10 a day. In Mailbag, when to close store credit cards, and how to become a financial planner. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Mar 2017 04:00:16 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Retire Inspired With Chris Hogan</itunes:subtitle>
      <itunes:summary>Chris Hogan, and trusted voice on retirement, says retirement isn’t an age, it’s a financial number. He explains  how to calculate and achieve it, and how it can be as simple as saving $10 a day. In Mailbag, when to close store credit cards, and how to become a financial planner. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Chris Hogan, and trusted voice on retirement, says retirement isn’t an age, it’s a financial number. He explains  how to calculate and achieve it, and how it can be as simple as saving $10 a day. In Mailbag, when to close store credit cards, and how to become a financial planner. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2031</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=245]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4921791024.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 48: I Am My Own Worst Enemy</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/aH3_l04z_Qw/</link>
      <description>Self-sabotage can be one of the most damaging behaviors in our lives, especially when it comes to our money. Thankfully, Savvy Psychologist Dr. Ellen Hendriksen helps us all get self-sabotage to stand down. She says giving up isn’t failure if it moves us forward — cutting our losses is sometimes the best choice. In Mailbag, what to do with unused gift cards, how long you need to keep the paperwork when you sell your home, and permanent life insurance.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Mar 2017 05:00:59 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>I Am My Own Worst Enemy</itunes:subtitle>
      <itunes:summary>Self-sabotage can be one of the most damaging behaviors in our lives, especially when it comes to our money. Thankfully, Savvy Psychologist Dr. Ellen Hendriksen helps us all get self-sabotage to stand down. She says giving up isn’t failure if it moves us forward — cutting our losses is sometimes the best choice. In Mailbag, what to do with unused gift cards, how long you need to keep the paperwork when you sell your home, and permanent life insurance.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Self-sabotage can be one of the most damaging behaviors in our lives, especially when it comes to our money. Thankfully, Savvy Psychologist Dr. Ellen Hendriksen helps us all get self-sabotage to stand down. She says giving up isn’t failure if it moves us forward — cutting our losses is sometimes the best choice. In Mailbag, what to do with unused gift cards, how long you need to keep the paperwork when you sell your home, and permanent life insurance.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2234</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=238]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6741683265.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 47: AgeProof! Living Longer Without Running Out Of Money Or Breaking A Hip</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/67RFau8DXHU/</link>
      <description>Women are living longer than ever before, and since your health and financial life are critically intertwined, I joined forces with Dr. Michael Roizen of the Cleveland Clinic to help us all "AgeProof" our lives. In Mailbag, questions about health spending accounts, how to dig out of a personal family debt crisis, how to get ready to buy a home.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Mar 2017 05:00:08 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>AgeProof: Living Longer Without Running Out Of Money Or Breaking A Hip</itunes:subtitle>
      <itunes:summary>Women are living longer than ever before, and since your health and financial life are critically intertwined, I joined forces with Dr. Michael Roizen of the Cleveland Clinic to help us all "AgeProof" our lives. In Mailbag, questions about health spending accounts, how to dig out of a personal family debt crisis, how to get ready to buy a home.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women are living longer than ever before, and since your health and financial life are critically intertwined, I joined forces with Dr. Michael Roizen of the Cleveland Clinic to help us all "AgeProof" our lives. In Mailbag, questions about health spending accounts, how to dig out of a personal family debt crisis, how to get ready to buy a home.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1950</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=234]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2298596887.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 46: All You Need To Know About Sex And Money, But Were Afraid To Ask!</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/YUc1LcpRkOg/</link>
      <description>Money and sex. They're the two things couples fight about most and talk about least, so we're turning up the heat with love and relationships expert Dr. Pepper Schwartz, from Married At First Sight, She says there are ways to keep your relationship on track even when your finances are in flux. In Mailbag, financial infidelity and kids paying for college.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Feb 2017 05:00:44 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All You Need To Know About Sex And Money, But Were Afraid To Ask!</itunes:subtitle>
      <itunes:summary>Money and sex. They're the two things couples fight about most and talk about least, so we're turning up the heat with love and relationships expert Dr. Pepper Schwartz, from Married At First Sight, She says there are ways to keep your relationship on track even when your finances are in flux. In Mailbag, financial infidelity and kids paying for college.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Money and sex. They're the two things couples fight about most and talk about least, so we're turning up the heat with love and relationships expert Dr. Pepper Schwartz, from Married At First Sight, She says there are ways to keep your relationship on track even when your finances are in flux. In Mailbag, financial infidelity and kids paying for college.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2260</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=230]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9862245448.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 45: No More Excuses</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/1l1WQmYdMyM/</link>
      <description>Investing isn't hard, but that first step can be. But women are actually better investors than men. This week we're cutting the excuses with Kathleen Murphy, the President of Personal Investing at Fidelity Investments. Murphy breaks down how and why to start investing in your 20's, 30's, 40's, 50's, 60's and beyond. In Mailbag, questions on gift cards, how long to save paperwork for taxes and whether millennials need life insurance.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Feb 2017 05:00:39 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>No More Excuses</itunes:subtitle>
      <itunes:summary>Investing isn't hard, but that first step can be. But women are actually better investors than men. This week we're cutting the excuses with Kathleen Murphy, the President of Personal Investing at Fidelity Investments. Murphy breaks down how and why to start investing in your 20's, 30's, 40's, 50's, 60's and beyond. In Mailbag, questions on gift cards, how long to save paperwork for taxes and whether millennials need life insurance.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Investing isn't hard, but that first step can be. But women are actually better investors than men. This week we're cutting the excuses with Kathleen Murphy, the President of Personal Investing at Fidelity Investments. Murphy breaks down how and why to start investing in your 20's, 30's, 40's, 50's, 60's and beyond. In Mailbag, questions on gift cards, how long to save paperwork for taxes and whether millennials need life insurance.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2124</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=227]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7935004995.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 44: Moneyball, The Dating Edition</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/7vhVgtfaBQQ/</link>
      <description>If you, your adult kids or your friends are single and looking, it may be time to run the numbers. "Date-onomics" author Jon Birger says the "man deficit" is a real thing, but there are ways to increase your odds, and we've got 'em. In mailbag, finding the right financial planner, and paying your mortgage with a points-earning credit card. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Feb 2017 05:00:22 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Moneyball, The Dating Edition</itunes:subtitle>
      <itunes:summary>If you, your adult kids or your friends are single and looking, it may be time to run the numbers. "Date-onomics" author Jon Birger says the "man deficit" is a real thing, but there are ways to increase your odds, and we've got 'em. In mailbag, finding the right financial planner, and paying your mortgage with a points-earning credit card. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you, your adult kids or your friends are single and looking, it may be time to run the numbers. "Date-onomics" author Jon Birger says the "man deficit" is a real thing, but there are ways to increase your odds, and we've got 'em. In mailbag, finding the right financial planner, and paying your mortgage with a points-earning credit card. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1869</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=223]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8353893771.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 43: How To Fund Your Startup Idea</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/HxRz6qXUu8s/</link>
      <description>Do you feel like your business idea is an impossible dream? It doesn't have to be. Kathryn Finney, founder and managing director of digitalundivided, a social enterprise that supports women of color entrepreneurs, shares her advice for how to start and grow a business. In Mailbag, we talk risk tolerance for saving for a home and for retirement, and how freelancers can save.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Feb 2017 05:00:46 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Fund Your Startup Idea</itunes:subtitle>
      <itunes:summary>Do you feel like your business idea is an impossible dream? It doesn't have to be. Kathryn Finney, founder and managing director of digitalundivided, a social enterprise that supports women of color entrepreneurs, shares her advice for how to start and grow a business. In Mailbag, we talk risk tolerance for saving for a home and for retirement, and how freelancers can save.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you feel like your business idea is an impossible dream? It doesn't have to be. Kathryn Finney, founder and managing director of digitalundivided, a social enterprise that supports women of color entrepreneurs, shares her advice for how to start and grow a business. In Mailbag, we talk risk tolerance for saving for a home and for retirement, and how freelancers can save.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2019</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=218]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3616273881.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 42: The Future Of Work</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/8UbnNyHI2SI/</link>
      <description>Remote work. Digital nomads. Fun office spaces. Jennifer Berrent, Chief Culture Officer at WeWork takes us through how she creates a culture and work space that reflects the needs of a dynamic workforce in it, and how you can do the same. In Mailbag, we talk paying off credit cards and emergency funds. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Jan 2017 05:00:48 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Future Of Work</itunes:subtitle>
      <itunes:summary>Remote work. Digital nomads. Fun office spaces. Jennifer Berrent, Chief Culture Officer at WeWork takes us through how she creates a culture and work space that reflects the needs of a dynamic workforce in it, and how you can do the same. In Mailbag, we talk paying off credit cards and emergency funds. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Remote work. Digital nomads. Fun office spaces. Jennifer Berrent, Chief Culture Officer at WeWork takes us through how she creates a culture and work space that reflects the needs of a dynamic workforce in it, and how you can do the same. In Mailbag, we talk paying off credit cards and emergency funds. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2094</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=214]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8304793210.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 41: Life Happens! You’ve Got Questions, We’ve Got Answers</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/W2LLHpW2piI/</link>
      <description>In this Mailbag-only episode, we cover teaching kids about money, saving for college, life insurance, online wills, splitting the dishes in divorce, HSAs, tax deductions for home offices and more. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Jan 2017 05:00:48 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Life Happens! You've Got Questions, We've Got Answers</itunes:subtitle>
      <itunes:summary>In this Mailbag-only episode, we cover teaching kids about money, saving for college, life insurance, online wills, splitting the dishes in divorce, HSAs, tax deductions for home offices and more. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this Mailbag-only episode, we cover teaching kids about money, saving for college, life insurance, online wills, splitting the dishes in divorce, HSAs, tax deductions for home offices and more. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1899</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=210]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2460170084.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 40: Is Work-Life Balance Possible? Get Rid Of The Guilt, For Good</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/g8zHcR7uLxw/</link>
      <description>Work-life wellness expert Samantha Ettus offers strategies for letting go of guilt, and for releasing your inner badass. In Mailbag, we talk about allowances for kids, how much to start investing, and how to get a raise.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Jan 2017 05:00:29 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Is Work-Life Balance Possible? Get Rid Of The Guilt, For Good</itunes:subtitle>
      <itunes:summary>Work-life wellness expert Samantha Ettus offers strategies for letting go of guilt, and for releasing your inner badass. In Mailbag, we talk about allowances for kids, how much to start investing, and how to get a raise.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Work-life wellness expert Samantha Ettus offers strategies for letting go of guilt, and for releasing your inner badass. In Mailbag, we talk about allowances for kids, how much to start investing, and how to get a raise.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1942</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=206]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1435520610.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 39: New Year, New (Richer) You</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/AwMMmbpwG3M/</link>
      <description>Tiffany Aliche, "The Budgetnista," is famous for saving $40,000 in two years on a $35,000 salary, and she used that money to buy a house and secure her own financial future. Now she's helping others do the same. In Mailbag, who pays for a wedding, spouses who hide debt, and the best budgeting apps.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Jan 2017 05:00:31 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>New Year, New (Richer) You</itunes:subtitle>
      <itunes:summary>Tiffany Aliche, "The Budgetnista," is famous for saving $40,000 in two years on a $35,000 salary, and she used that money to buy a house and secure her own financial future. Now she's helping others do the same. In Mailbag, who pays for a wedding, spouses who hide debt, and the best budgeting apps.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Tiffany Aliche, "The Budgetnista," is famous for saving $40,000 in two years on a $35,000 salary, and she used that money to buy a house and secure her own financial future. Now she's helping others do the same. In Mailbag, who pays for a wedding, spouses who hide debt, and the best budgeting apps.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1749</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=203]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8512583681.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 38: Your New Year’s Resolution: Granted</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/KjYxQPEjAfQ/</link>
      <description>"Spend less, save more." That's always an important goal, but next year, with interest rates inching up, it's more important than it has been in a while. Liz Weston, who literally wrote the book on how to get your credit score into tip-top shape, is here to help us do just that. We also discuss how to hire a financial planner and how to maximize your Social Security. In Mailbag, we talk negotiating a tax payment plan with the IRS.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Dec 2016 05:00:37 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your New Year's Resolution: Granted</itunes:subtitle>
      <itunes:summary>"Spend less, save more." That's always an important goal, but next year, with interest rates inching up, it's more important than it has been in a while. Liz Weston, who literally wrote the book on how to get your credit score into tip-top shape, is here to help us do just that. We also discuss how to hire a financial planner and how to maximize your Social Security. In Mailbag, we talk negotiating a tax payment plan with the IRS.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>"Spend less, save more." That's always an important goal, but next year, with interest rates inching up, it's more important than it has been in a while. Liz Weston, who literally wrote the book on how to get your credit score into tip-top shape, is here to help us do just that. We also discuss how to hire a financial planner and how to maximize your Social Security. In Mailbag, we talk negotiating a tax payment plan with the IRS.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1715</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=198]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2880065052.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 37: The She-Wolves Of Wall Street</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/DS8mJHZCrvI/</link>
      <description>Women are better investors than men. This week we tell you why and share secrets for investing success, courtesy Dr. Daniel Crosby, psychologist and bestselling author of "The Laws of Wealth." In Mailbag, we talk HSAs and credit counseling services.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Dec 2016 05:00:26 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The She-Wolves Of Wall Street</itunes:subtitle>
      <itunes:summary>Women are better investors than men. This week we tell you why and share secrets for investing success, courtesy Dr. Daniel Crosby, psychologist and bestselling author of "The Laws of Wealth." In Mailbag, we talk HSAs and credit counseling services.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women are better investors than men. This week we tell you why and share secrets for investing success, courtesy Dr. Daniel Crosby, psychologist and bestselling author of "The Laws of Wealth." In Mailbag, we talk HSAs and credit counseling services.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1793</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=193]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3031453844.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 36: Get Present Over Perfect With Shauna Niequist</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/EEGV5Gc0rIg/</link>
      <description>Are you feeling frantic this holiday season? Do you feel like you spend way too much time trying to be perfect at everything you do, only to disappoint the ones you love — and yourself?  "Present Over Perfect" author Shauna Niequist joins us to discuss. In Mailbag, where to put money when saving for a home, and the best insurance for you and your family.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Dec 2016 05:00:16 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Get Present Over Perfect With Shauna Niequist</itunes:subtitle>
      <itunes:summary>Are you feeling frantic this holiday season? Do you feel like you spend way too much time trying to be perfect at everything you do, only to disappoint the ones you love — and yourself?  "Present Over Perfect" author Shauna Niequist joins us to discuss. In Mailbag, where to put money when saving for a home, and the best insurance for you and your family.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you feeling frantic this holiday season? Do you feel like you spend way too much time trying to be perfect at everything you do, only to disappoint the ones you love — and yourself?  "Present Over Perfect" author Shauna Niequist joins us to discuss. In Mailbag, where to put money when saving for a home, and the best insurance for you and your family.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1648</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=190]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER6495571195.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 35: Millennial Money 101</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/w12oTM-FBiw/</link>
      <description>Millennials have had it rough, with a recession and a mountain of student debt, but it's time they got their financial acts in gear. Financial expert Stefanie O'Connell shares how to do just that, and how she lived on $225 a week. In Mailbag, how to add a second credit card to your wallet and Roth 401(k)s. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Dec 2016 05:00:28 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Millennial Money 101</itunes:subtitle>
      <itunes:summary>Millennials have had it rough, with a recession and a mountain of student debt, but it's time they got their financial acts in gear. Financial expert Stefanie O'Connell shares how to do just that, and how she lived on $225 a week. In Mailbag, how to add a second credit card to your wallet and Roth 401(k)s. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Millennials have had it rough, with a recession and a mountain of student debt, but it's time they got their financial acts in gear. Financial expert Stefanie O'Connell shares how to do just that, and how she lived on $225 a week. In Mailbag, how to add a second credit card to your wallet and Roth 401(k)s. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1634</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=186]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9030169694.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 34: How To Pay For College Without Going Broke</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/LRHTXD6Wdn4/</link>
      <description>Kelly Peeler, CEO and founder of NextGenVest (a company that hooks incoming students up with money mentors) breaks down the process of applying for student aid, choosing a college and even the question of whether you can negotiate for more money from a school you really want to attend. We also talk FAFSA, and the best credit cards for students.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Nov 2016 05:00:11 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Pay For College Without Going Broke</itunes:subtitle>
      <itunes:summary>Kelly Peeler, CEO and founder of NextGenVest (a company that hooks incoming students up with money mentors) breaks down the process of applying for student aid, choosing a college and even the question of whether you can negotiate for more money from a school you really want to attend. We also talk FAFSA, and the best credit cards for students.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Kelly Peeler, CEO and founder of NextGenVest (a company that hooks incoming students up with money mentors) breaks down the process of applying for student aid, choosing a college and even the question of whether you can negotiate for more money from a school you really want to attend. We also talk FAFSA, and the best credit cards for students.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1717</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=181]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9221432179.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 33: When Is A Sale Not Really A Sale? And Other Truths You Need This Shopping Season</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/9AY6JLJRtjE/</link>
      <description>Money-saving tips and tricks for the holiday season, with consumer psychologist Kit Yarrow. A rundown on “bargain brain” and the allure (and danger) of the outlet mall. Plus, best times for you to shop for pretty much everything on your list. In Mailbag, how to safely close credit cards you’re not using, and paying down student debt.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Nov 2016 05:00:55 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>When Is A Sale Not Really A Sale? And Other Truths You Need This Shopping Season</itunes:subtitle>
      <itunes:summary>Money-saving tips and tricks for the holiday season, with consumer psychologist Kit Yarrow. A rundown on “bargain brain” and the allure (and danger) of the outlet mall. Plus, best times for you to shop for pretty much everything on your list. In Mailbag, how to safely close credit cards you’re not using, and paying down student debt.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Money-saving tips and tricks for the holiday season, with consumer psychologist Kit Yarrow. A rundown on “bargain brain” and the allure (and danger) of the outlet mall. Plus, best times for you to shop for pretty much everything on your list. In Mailbag, how to safely close credit cards you’re not using, and paying down student debt.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2423</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=177]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3457446457.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 32: How A Shark Got Her Fins</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/pSuPZLmhapg/</link>
      <description>Barbara Corcoran, real estate mogul and  “Shark Tank” investor, parlayed a $1,000 loan from a friend into a $5 billion empire. This week, she tells us how to push forward to succeed, even when you’re at your most afraid. In Mailbag, we talk supplementing your income during maternity leave and where to put extra money once you meet your 401(k) cap. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Nov 2016 05:00:21 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How A Shark Got Her Fins</itunes:subtitle>
      <itunes:summary>Barbara Corcoran, real estate mogul and  “Shark Tank” investor, parlayed a $1,000 loan from a friend into a $5 billion empire. This week, she tells us how to push forward to succeed, even when you’re at your most afraid. In Mailbag, we talk supplementing your income during maternity leave and where to put extra money once you meet your 401(k) cap. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Barbara Corcoran, real estate mogul and  “Shark Tank” investor, parlayed a $1,000 loan from a friend into a $5 billion empire. This week, she tells us how to push forward to succeed, even when you’re at your most afraid. In Mailbag, we talk supplementing your income during maternity leave and where to put extra money once you meet your 401(k) cap. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2563</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=174]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1821398481.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 31: Get Paid More (For Doing What You Love)</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/JtWZnPc-ssU/</link>
      <description>Are you happy with your job? Or do you feel like you're wasting time in the wrong career — but don't know what your next move would be anyway? Career coach Maggie Mistal has tactical advice for how you can switch it up while simultaneously increasing your take-home pay. And if you're looking to get back into the workforce, Cheryl Casone, author of "The Comeback," shares her advice. In Mailbag, advice for rolling over your retirement plan and how to buy a house if your credit is sub-par. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Nov 2016 05:00:19 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Get Paid More (For Doing What You Love)</itunes:subtitle>
      <itunes:summary>Are you happy with your job? Or do you feel like you're wasting time in the wrong career — but don't know what your next move would be anyway? Career coach Maggie Mistal has tactical advice for how you can switch it up while simultaneously increasing your take-home pay. And if you're looking to get back into the workforce, Cheryl Casone, author of "The Comeback," shares her advice. In Mailbag, advice for rolling over your retirement plan and how to buy a house if your credit is sub-par. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you happy with your job? Or do you feel like you're wasting time in the wrong career — but don't know what your next move would be anyway? Career coach Maggie Mistal has tactical advice for how you can switch it up while simultaneously increasing your take-home pay. And if you're looking to get back into the workforce, Cheryl Casone, author of "The Comeback," shares her advice. In Mailbag, advice for rolling over your retirement plan and how to buy a house if your credit is sub-par. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3091</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=170]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4318030432.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 30: The Power Of Positivity</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/-zG00J3YgVg/</link>
      <description>A look at how credit card points and airline miles can help you jet set around the world for next to nothing, and a chat about the power of positivity with Daryn Kagan, author of  "Hope Possible," and Trent Swanson, a frequent flyer mile hobbyist. In Mailbag, we talk long-term care insurance and checking  your credit score.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Nov 2016 04:00:26 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>The Power Of Positivity</itunes:subtitle>
      <itunes:summary>A look at how credit card points and airline miles can help you jet set around the world for next to nothing, and a chat about the power of positivity with Daryn Kagan, author of  "Hope Possible," and Trent Swanson, a frequent flyer mile hobbyist. In Mailbag, we talk long-term care insurance and checking  your credit score.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A look at how credit card points and airline miles can help you jet set around the world for next to nothing, and a chat about the power of positivity with Daryn Kagan, author of  "Hope Possible," and Trent Swanson, a frequent flyer mile hobbyist. In Mailbag, we talk long-term care insurance and checking  your credit score.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2457</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=166]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8809085150.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 29: Work Because You Want To, Not Because You Have To</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/FWPRo48w7lQ/</link>
      <description>Work because you want to, not because you have to. Radio host, columnist and my friend Clark Howard shares everyday hacks that can turn into big payoffs. And if you have some credit card debt you’d like to zap away, Lauren Greutman, author of the book “The Recovering Spender,” shares how she broke her spending addiction and dug out of $40,000 in credit card debt. In Mailbag, a look at where to put your retirement contributions. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Oct 2016 04:00:25 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Work Because You Want To, Not Because You Have To</itunes:subtitle>
      <itunes:summary>Work because you want to, not because you have to. Radio host, columnist and my friend Clark Howard shares everyday hacks that can turn into big payoffs. And if you have some credit card debt you’d like to zap away, Lauren Greutman, author of the book “The Recovering Spender,” shares how she broke her spending addiction and dug out of $40,000 in credit card debt. In Mailbag, a look at where to put your retirement contributions. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Work because you want to, not because you have to. Radio host, columnist and my friend Clark Howard shares everyday hacks that can turn into big payoffs. And if you have some credit card debt you’d like to zap away, Lauren Greutman, author of the book “The Recovering Spender,” shares how she broke her spending addiction and dug out of $40,000 in credit card debt. In Mailbag, a look at where to put your retirement contributions. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2639</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=161]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER9393650938.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 28: Call Your Girlfriends!</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/D8k7hA96p3g/</link>
      <description>What’s it like to be in business with your best friend? Ann Friedman, co-host of podcast Call Your Girlfriend, joins us to discuss how best to negotiate your salary and shopping while buzzed. In Mailbag, we talk about saving for retirement without a 401(k), and what to do with extra money once you finally pay off your credit card debt. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Oct 2016 04:00:48 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Call Your Girlfriends!</itunes:subtitle>
      <itunes:summary>What’s it like to be in business with your best friend? Ann Friedman, co-host of podcast Call Your Girlfriend, joins us to discuss how best to negotiate your salary and shopping while buzzed. In Mailbag, we talk about saving for retirement without a 401(k), and what to do with extra money once you finally pay off your credit card debt. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What’s it like to be in business with your best friend? Ann Friedman, co-host of podcast Call Your Girlfriend, joins us to discuss how best to negotiate your salary and shopping while buzzed. In Mailbag, we talk about saving for retirement without a 401(k), and what to do with extra money once you finally pay off your credit card debt. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2006</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=157]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1555268114.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 27: Oh, Grow Up!</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/s6pmVJh6BU4/</link>
      <description>Do you make your financial decisions based on fear? Stress? Guilt? Impulse?We dig into a better way to go about it with best-selling author Suzy Welch, including tips on how to stand up and face your financial fears. Then we sit down with Bobbi Rebell, author of the new book "How To Be A Financial Grownup." 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Oct 2016 04:00:20 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Oh, Grow Up!</itunes:subtitle>
      <itunes:summary>Do you make your financial decisions based on fear? Stress? Guilt? Impulse?We dig into a better way to go about it with best-selling author Suzy Welch, including tips on how to stand up and face your financial fears. Then we sit down with Bobbi Rebell, author of the new book "How To Be A Financial Grownup." 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you make your financial decisions based on fear? Stress? Guilt? Impulse?We dig into a better way to go about it with best-selling author Suzy Welch, including tips on how to stand up and face your financial fears. Then we sit down with Bobbi Rebell, author of the new book "How To Be A Financial Grownup." </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2622</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=154]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1995443448.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 26: LIVE From FinCon, Where Money Nerds Unite</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/KLlERUPtnyo/</link>
      <description>A special episode from FinCon, featuring money bloggers Sarah Li Cain of High Fiving Dollars and Chelsea Fagan of The Financial Diet. Both get candid about their once rocky relationships with money — one involving a selfish boyfriend and the other an arrest — and how they turned them around. In Mailbag, we tackle money bloggers’ financial confessions. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Oct 2016 04:00:40 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>LIVE From FinCon, Where Money Nerds Unite</itunes:subtitle>
      <itunes:summary>A special episode from FinCon, featuring money bloggers Sarah Li Cain of High Fiving Dollars and Chelsea Fagan of The Financial Diet. Both get candid about their once rocky relationships with money — one involving a selfish boyfriend and the other an arrest — and how they turned them around. In Mailbag, we tackle money bloggers’ financial confessions. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A special episode from FinCon, featuring money bloggers Sarah Li Cain of High Fiving Dollars and Chelsea Fagan of The Financial Diet. Both get candid about their once rocky relationships with money — one involving a selfish boyfriend and the other an arrest — and how they turned them around. In Mailbag, we tackle money bloggers’ financial confessions. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1979</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=150]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4052234803.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 25: House Beautiful Or Money Pit?</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/3I7vtwQfrjw/</link>
      <description>Your house is not just where you lay your head — it’s a pricey (and important) line item on your budget. Angie Hicks, founder of Angie’s List, fills us in on how not to get ripped off on home repairs. We’re also joined by PwC real estate expert Mitch Roschelle to talk about buying and selling smart. In Mailbag, we tackle marriage in retirement, and Roth 401(k)s. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Sep 2016 04:00:21 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>House Beautiful Or Money Pit?</itunes:subtitle>
      <itunes:summary>Your house is not just where you lay your head — it’s a pricey (and important) line item on your budget. Angie Hicks, founder of Angie’s List, fills us in on how not to get ripped off on home repairs. We’re also joined by PwC real estate expert Mitch Roschelle to talk about buying and selling smart. In Mailbag, we tackle marriage in retirement, and Roth 401(k)s. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your house is not just where you lay your head — it’s a pricey (and important) line item on your budget. Angie Hicks, founder of Angie’s List, fills us in on how not to get ripped off on home repairs. We’re also joined by PwC real estate expert Mitch Roschelle to talk about buying and selling smart. In Mailbag, we tackle marriage in retirement, and Roth 401(k)s. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2734</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=147]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3263057631.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 24: Time Is Money. Productivity Expert Laura Vanderkam Teaches Us How To Get More Of Both</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2tyqxVZ6BVw/</link>
      <description>168 hours. That’s how many each of us have in a single week. So how come it seems that some women seem to get it all done, no sweat, while others struggle to pack it all in? The brilliant Laura Vanderkam has some solutions — including how you can be the boss of your schedule (and your technology) rather than the other way around. In Mailbag, we talk spending tracking apps. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Sep 2016 04:00:21 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Time Is Money. Productivity Expert Laura Vanderkam Teaches Us How To Get More Of Both</itunes:subtitle>
      <itunes:summary>168 hours. That’s how many each of us have in a single week. So how come it seems that some women seem to get it all done, no sweat, while others struggle to pack it all in? The brilliant Laura Vanderkam has some solutions — including how you can be the boss of your schedule (and your technology) rather than the other way around. In Mailbag, we talk spending tracking apps. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>168 hours. That’s how many each of us have in a single week. So how come it seems that some women seem to get it all done, no sweat, while others struggle to pack it all in? The brilliant Laura Vanderkam has some solutions — including how you can be the boss of your schedule (and your technology) rather than the other way around. In Mailbag, we talk spending tracking apps. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2114</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=143]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8498389677.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 23: Share The Wealth</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/qiui6XOOq-I/</link>
      <description>Would you tell a friend what you get paid? Would you do it if you knew it would help her get paid fairly? Meredith Rollins, editor in chief of Redbook magazine has done it — and she says we all should follow suit. In Mailbag, we talk incentive credit cards and refinancing student loans.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Sep 2016 04:00:55 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Share The Wealth</itunes:subtitle>
      <itunes:summary>Would you tell a friend what you get paid? Would you do it if you knew it would help her get paid fairly? Meredith Rollins, editor in chief of Redbook magazine has done it — and she says we all should follow suit. In Mailbag, we talk incentive credit cards and refinancing student loans.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Would you tell a friend what you get paid? Would you do it if you knew it would help her get paid fairly? Meredith Rollins, editor in chief of Redbook magazine has done it — and she says we all should follow suit. In Mailbag, we talk incentive credit cards and refinancing student loans.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2133</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=140]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7832065607.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 22: You’ve Got Questions, We’ve Got Answers</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/miQqd0NRvX4/</link>
      <description>Student loans, credit card debt, retirement, oh my! This week we decided to devote the entire episode to answering your questions. How to finance graduate school? What’s the fastest and cheapest way to pay off $30,000 of credit card debt? Annuities in retirement — yea or nay? 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Sep 2016 04:00:23 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>You've Got Questions, We've Got Answers</itunes:subtitle>
      <itunes:summary>Student loans, credit card debt, retirement, oh my! This week we decided to devote the entire episode to answering your questions. How to finance graduate school? What’s the fastest and cheapest way to pay off $30,000 of credit card debt? Annuities in retirement — yea or nay? 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Student loans, credit card debt, retirement, oh my! This week we decided to devote the entire episode to answering your questions. How to finance graduate school? What’s the fastest and cheapest way to pay off $30,000 of credit card debt? Annuities in retirement — yea or nay? </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1924</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=135]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2155880429.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 21: Health, Wealth And Self</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/CSrWG7D3CSI/</link>
      <description>If you want the next half of your life to be just as good as the first, then you've got to get a grip on these three things, says Jo Ann Jenkins, the new CEO of AARP. We talk about how to reimagine the life you're living now to put yourself on a healthier, wealthier and more self-satisfied track. Then "Behavior Gap" author Carl Richards explains why he believes you should wait 72 hours before buying pretty much anything.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Aug 2016 04:00:01 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Health, Wealth And Self</itunes:subtitle>
      <itunes:summary>If you want the next half of your life to be just as good as the first, then you've got to get a grip on these three things, says Jo Ann Jenkins, the new CEO of AARP. We talk about how to reimagine the life you're living now to put yourself on a healthier, wealthier and more self-satisfied track. Then "Behavior Gap" author Carl Richards explains why he believes you should wait 72 hours before buying pretty much anything.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you want the next half of your life to be just as good as the first, then you've got to get a grip on these three things, says Jo Ann Jenkins, the new CEO of AARP. We talk about how to reimagine the life you're living now to put yourself on a healthier, wealthier and more self-satisfied track. Then "Behavior Gap" author Carl Richards explains why he believes you should wait 72 hours before buying pretty much anything.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2452</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=128]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER5456332038.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 20: High Risk, High Reward! theSkimm Founders Share Their Story And Goal Of Empowering Millennial Women</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/WSuGs109S_Q/</link>
      <description>Carly Zakin and Danielle Weisberg started theSkimm — the daily email newsletter that millions of women start their morning with — by floating it on their credit cards. It wasn’t until this year that they dug their way out of debt. How did they do it, and what’s their best advice for women entrepreneurs? In Mailbag, we talk about when you may need a financial planner and how to transfer balances on your credit cards for less. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Aug 2016 04:00:11 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>HighRisk, High Reward! theSkimm Founders Share Their Story And Goal Of Empowering Millennial Women</itunes:subtitle>
      <itunes:summary>Carly Zakin and Danielle Weisberg started theSkimm — the daily email newsletter that millions of women start their morning with — by floating it on their credit cards. It wasn’t until this year that they dug their way out of debt. How did they do it, and what’s their best advice for women entrepreneurs? In Mailbag, we talk about when you may need a financial planner and how to transfer balances on your credit cards for less. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Carly Zakin and Danielle Weisberg started theSkimm — the daily email newsletter that millions of women start their morning with — by floating it on their credit cards. It wasn’t until this year that they dug their way out of debt. How did they do it, and what’s their best advice for women entrepreneurs? In Mailbag, we talk about when you may need a financial planner and how to transfer balances on your credit cards for less. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2536</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=124]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4127895110.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 19: Randi Zuckerberg On Using Tech To Simplify Your Life — Financial And Otherwise</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/o814vgVNdIA/</link>
      <description>Social media expert Randi Zuckerberg helps untangle our wired lives, showing ways to use tech to hack your daily tasks and even bring the family closer together. In Mailbag, we discuss starting a business and how to find the best interest rates on your savings. We wrap things up with "Smart Mom, Rich Mom" author Kimberly Palmer, with tips for raising money-smart kids. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Aug 2016 04:00:20 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Randi Zuckerberg On Using Tech To Simplify Your Life — Financial And Otherwise</itunes:subtitle>
      <itunes:summary>Social media expert Randi Zuckerberg helps untangle our wired lives, showing ways to use tech to hack your daily tasks and even bring the family closer together. In Mailbag, we discuss starting a business and how to find the best interest rates on your savings. We wrap things up with "Smart Mom, Rich Mom" author Kimberly Palmer, with tips for raising money-smart kids. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Social media expert Randi Zuckerberg helps untangle our wired lives, showing ways to use tech to hack your daily tasks and even bring the family closer together. In Mailbag, we discuss starting a business and how to find the best interest rates on your savings. We wrap things up with "Smart Mom, Rich Mom" author Kimberly Palmer, with tips for raising money-smart kids. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2562</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=120]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER1291611838.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 18: What’s A Want Versus A Need? Sarah Newcomb Answers The Loaded Question</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/yDMnhp9LnM0/</link>
      <description>Sarah Newcomb, the author of the book “Loaded,” figured she could solve all of her own money problems by getting tactical and practical, yet, she still struggled with her money. Eventually a course on money psychology set her straight. She offers her candid advice on a new way to frame the want vs. need dividing line. In Mailbag, we talk HSAs and money conflicts. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Aug 2016 04:00:22 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>What's A Want Versus A Need? Sarah Newcomb Answers The Loaded Question</itunes:subtitle>
      <itunes:summary>Sarah Newcomb, the author of the book “Loaded,” figured she could solve all of her own money problems by getting tactical and practical, yet, she still struggled with her money. Eventually a course on money psychology set her straight. She offers her candid advice on a new way to frame the want vs. need dividing line. In Mailbag, we talk HSAs and money conflicts. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sarah Newcomb, the author of the book “Loaded,” figured she could solve all of her own money problems by getting tactical and practical, yet, she still struggled with her money. Eventually a course on money psychology set her straight. She offers her candid advice on a new way to frame the want vs. need dividing line. In Mailbag, we talk HSAs and money conflicts. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2190</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=116]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8638331173.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 17: Brené Brown Makes Sense Of Why Money Makes Us Feel So Vulnerable — And How To Deal</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/jvFNFHmtTJU/</link>
      <description>To paraphrase Sara Bareilles: We want to see you be brave managing your money. And who better to inspire us to get there than best-selling author and preeminent TED talker Dr. Brené Brown? Brené takes us on a deep dive into some of the other basic human emotions — like guilt and shame — and how they’re entangled in our money mindsets. In Mailbag, we discuss annuities and getting a will. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Aug 2016 04:00:03 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Brené Brown Makes Sense Of Why Money Makes Us Feel So Vulnerable — And How To Deal.</itunes:subtitle>
      <itunes:summary>To paraphrase Sara Bareilles: We want to see you be brave managing your money. And who better to inspire us to get there than best-selling author and preeminent TED talker Dr. Brené Brown? Brené takes us on a deep dive into some of the other basic human emotions — like guilt and shame — and how they’re entangled in our money mindsets. In Mailbag, we discuss annuities and getting a will. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>To paraphrase Sara Bareilles: We want to see you be brave managing your money. And who better to inspire us to get there than best-selling author and preeminent TED talker Dr. Brené Brown? Brené takes us on a deep dive into some of the other basic human emotions — like guilt and shame — and how they’re entangled in our money mindsets. In Mailbag, we discuss annuities and getting a will. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2260</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=111]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3870755304.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 16: Live Longer, Live Younger! Your Best Age Is Now With Dr. Robi Ludwig</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/k8dfd6wkzLk/</link>
      <description>Tired of all the negative talk surrounding the word “midlife”? So was my friend and psychotherapist Dr. Robi Ludwig — so much so, she wrote a book about it: “Your Best Age Is Now.” If you’re regretting not doing what you always wanted to do, get over it and do it now! Robi tells us how. In Mailbag, we talk emergency funds, starting over after divorce, and we ask Kerry Cooper, CEO of Choose Energy, for savings tips so that your wallet doesn’t feel the heat this summer.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Jul 2016 04:00:37 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Live Longer, Live Younger! Your Best Age Is Now With Dr. Robi Ludwig</itunes:subtitle>
      <itunes:summary>Tired of all the negative talk surrounding the word “midlife”? So was my friend and psychotherapist Dr. Robi Ludwig — so much so, she wrote a book about it: “Your Best Age Is Now.” If you’re regretting not doing what you always wanted to do, get over it and do it now! Robi tells us how. In Mailbag, we talk emergency funds, starting over after divorce, and we ask Kerry Cooper, CEO of Choose Energy, for savings tips so that your wallet doesn’t feel the heat this summer.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Tired of all the negative talk surrounding the word “midlife”? So was my friend and psychotherapist Dr. Robi Ludwig — so much so, she wrote a book about it: “Your Best Age Is Now.” If you’re regretting not doing what you always wanted to do, get over it and do it now! Robi tells us how. In Mailbag, we talk emergency funds, starting over after divorce, and we ask Kerry Cooper, CEO of Choose Energy, for savings tips so that your wallet doesn’t feel the heat this summer.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2442</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=107]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3969493440.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 15: How To Put $500 A Month Back In Your Pocket And Jump-Start Your Savings Plan!</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Mye5h8GSOFs/</link>
      <description>Tips on parenting and money from PureWow editor Jillian Quint. We take on sticky situations like splitting the check at a group dinner and talking with your parents about their retirement plans. And play along with us as we get down and dirty about when to save and when to splurge. Organic milk? Chicken? Car seats? And since so many of you have asked how to choose a financial planner, we decided to invite Liz Davidson of Financial Finesse to give us some expert advice. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Jul 2016 04:00:18 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Put $500 A Month Back In Your Pocket And Jump-Start Your Savings Plan!</itunes:subtitle>
      <itunes:summary>Tips on parenting and money from PureWow editor Jillian Quint. We take on sticky situations like splitting the check at a group dinner and talking with your parents about their retirement plans. And play along with us as we get down and dirty about when to save and when to splurge. Organic milk? Chicken? Car seats? And since so many of you have asked how to choose a financial planner, we decided to invite Liz Davidson of Financial Finesse to give us some expert advice. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Tips on parenting and money from PureWow editor Jillian Quint. We take on sticky situations like splitting the check at a group dinner and talking with your parents about their retirement plans. And play along with us as we get down and dirty about when to save and when to splurge. Organic milk? Chicken? Car seats? And since so many of you have asked how to choose a financial planner, we decided to invite Liz Davidson of Financial Finesse to give us some expert advice. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2435</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=102]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7243870208.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 14: It’s All About Me! How To Take Credit — Without Being Called A B****. Plus Actress Ali Sweeney On ID Theft!</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/Lw9CyTviMIw/</link>
      <description>Dr. Ben Sorensen, leadership trainer and executive coach, knows how women can learn to be more assertive at work and at home. I recently met him at a conference and wanted to share him with all of you. Ben and I teach you the right words to say to communicate more effectively –– without the backlash. Of course Kelly joins me to answer your financial questions, and in a very special Thrive segment this week, Alison Sweeney, you know her from “The Biggest Loser” and “Days of our Lives,” shares her distressing story of identify theft and how her fans saved her from more financial peril.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Jul 2016 04:00:22 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>It's All About Me! How To Take Credit — Without Being Called A B****. Plus Actress Ali Sweeney On ID Theft!</itunes:subtitle>
      <itunes:summary>Dr. Ben Sorensen, leadership trainer and executive coach, knows how women can learn to be more assertive at work and at home. I recently met him at a conference and wanted to share him with all of you. Ben and I teach you the right words to say to communicate more effectively –– without the backlash. Of course Kelly joins me to answer your financial questions, and in a very special Thrive segment this week, Alison Sweeney, you know her from “The Biggest Loser” and “Days of our Lives,” shares her distressing story of identify theft and how her fans saved her from more financial peril.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Dr. Ben Sorensen, leadership trainer and executive coach, knows how women can learn to be more assertive at work and at home. I recently met him at a conference and wanted to share him with all of you. Ben and I teach you the right words to say to communicate more effectively –– without the backlash. Of course Kelly joins me to answer your financial questions, and in a very special Thrive segment this week, Alison Sweeney, you know her from “The Biggest Loser” and “Days of our Lives,” shares her distressing story of identify theft and how her fans saved her from more financial peril.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2700</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=96]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8740125332.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 13: Jane Bryant Quinn On How To Make Your Money Last As Long As You DO!</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/BPgbvxwYwKY/</link>
      <description>I am so proud to call Jane Bryant Quinn a friend as well as a mentor. You know her as a female pioneer and personal finance advocate, trusted by millions as a columnist for Newsweek, a reporter for CBS News and a prolific author, but to me, she is an inspiration. This week we dig in and get granular about the biggest financial fear going: Outliving your money. Jane explains simple strategies that’ll get you there, and why “right-sizing” your life now –– not later –– can be key. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Jul 2016 04:00:43 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Jane Bryant Quinn On How To Make Your Money Last As Long As You DO!</itunes:subtitle>
      <itunes:summary>I am so proud to call Jane Bryant Quinn a friend as well as a mentor. You know her as a female pioneer and personal finance advocate, trusted by millions as a columnist for Newsweek, a reporter for CBS News and a prolific author, but to me, she is an inspiration. This week we dig in and get granular about the biggest financial fear going: Outliving your money. Jane explains simple strategies that’ll get you there, and why “right-sizing” your life now –– not later –– can be key. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>I am so proud to call Jane Bryant Quinn a friend as well as a mentor. You know her as a female pioneer and personal finance advocate, trusted by millions as a columnist for Newsweek, a reporter for CBS News and a prolific author, but to me, she is an inspiration. This week we dig in and get granular about the biggest financial fear going: Outliving your money. Jane explains simple strategies that’ll get you there, and why “right-sizing” your life now –– not later –– can be key. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2065</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=91]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8778941544.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 12: You Don’t Have To Be Perfect, Just Good Enough With Rene Syler</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/lXaheiZoB_0/</link>
      <description>“I lost my job, I lost my breasts, I lost my hair and I found myself.” That’s Rene Syler, former anchor for CBS News’ The Early Show, on HerMoney explaining what happened in a tumultuous two years of her life. In this week’s episode, Rene candidly shares with us her transition from network news to entrepreneur, author and host of her new web series “The Good Enough Mother.” We talk about why it’s powerful to own our truth rather than sugarcoat it. “I got fired, fired, fired, fired,” she says. We also dish on why women like us care so much about our hair. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Jun 2016 04:00:24 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>You Don't Have To Be Perfect, Just Good Enough With Rene Syler</itunes:subtitle>
      <itunes:summary>“I lost my job, I lost my breasts, I lost my hair and I found myself.” That’s Rene Syler, former anchor for CBS News’ The Early Show, on HerMoney explaining what happened in a tumultuous two years of her life. In this week’s episode, Rene candidly shares with us her transition from network news to entrepreneur, author and host of her new web series “The Good Enough Mother.” We talk about why it’s powerful to own our truth rather than sugarcoat it. “I got fired, fired, fired, fired,” she says. We also dish on why women like us care so much about our hair. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>“I lost my job, I lost my breasts, I lost my hair and I found myself.” That’s Rene Syler, former anchor for CBS News’ The Early Show, on HerMoney explaining what happened in a tumultuous two years of her life. In this week’s episode, Rene candidly shares with us her transition from network news to entrepreneur, author and host of her new web series “The Good Enough Mother.” We talk about why it’s powerful to own our truth rather than sugarcoat it. “I got fired, fired, fired, fired,” she says. We also dish on why women like us care so much about our hair. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1898</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=87]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8746877922.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 11: When A Spender And A Saver Say ‘I Do,’ How Do They Manage The Money? A Candid Chat With Author Jennifer Weiner</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/SHc7htYrkHU/</link>
      <description>Candid. If I had to pick one word to describe Jennifer Weiner, author of “Good in Bed,” “In Her Shoes” and so many other great reads, I’d pick that one. Though, smart, funny and fearless also come to mind. I knew I wanted her on the podcast the minute I read her frank essay about the fact that she and her new husband are polar opposites financially. We had a fun and very frank conversation about negotiating money, particularly in a second marriage, how she worries about raising two young daughters to respect money and why she waited to have a million dollars in the bank before she had her kids.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Jun 2016 04:00:32 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>When A Spender And A Saver Say 'I Do,' How Do They Manage The Money? A Candid Chat With Author Jennifer Weiner</itunes:subtitle>
      <itunes:summary>Candid. If I had to pick one word to describe Jennifer Weiner, author of “Good in Bed,” “In Her Shoes” and so many other great reads, I’d pick that one. Though, smart, funny and fearless also come to mind. I knew I wanted her on the podcast the minute I read her frank essay about the fact that she and her new husband are polar opposites financially. We had a fun and very frank conversation about negotiating money, particularly in a second marriage, how she worries about raising two young daughters to respect money and why she waited to have a million dollars in the bank before she had her kids.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Candid. If I had to pick one word to describe Jennifer Weiner, author of “Good in Bed,” “In Her Shoes” and so many other great reads, I’d pick that one. Though, smart, funny and fearless also come to mind. I knew I wanted her on the podcast the minute I read her frank essay about the fact that she and her new husband are polar opposites financially. We had a fun and very frank conversation about negotiating money, particularly in a second marriage, how she worries about raising two young daughters to respect money and why she waited to have a million dollars in the bank before she had her kids.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2507</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=83]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER4853007693.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 10: Will The 50-Year-Old You Be Mad At The 25-Year-Old You? Talking Time-Tested Money Principles With Dave Ramsey</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/jAxiura-wZM/</link>
      <description>Dave Ramsey asks, “Will The 50-Year-Old You Be Mad At The 25-Year-Old You?” This week I traveled to Nashville to sit down with financial powerhouse Ramsey and his daughter Rachel Cruze. We talk about how the baby steps to take control of our own financial lives haven’t changed in the 25 years Dave and I have been doing this – and how they have. In particular, we dive into the impact social media is having on our spending and saving (not always for the good) and how you can raise financially savvy kids like Rachel, who, by the way, has a new book coming out soon called, “Love Your Life, Not Theirs.” 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Jun 2016 04:00:48 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Dave Ramsey asks, "Will The 50-Year-Old You Be Mad At The 25-Year-Old You?"</itunes:subtitle>
      <itunes:summary>Dave Ramsey asks, “Will The 50-Year-Old You Be Mad At The 25-Year-Old You?” This week I traveled to Nashville to sit down with financial powerhouse Ramsey and his daughter Rachel Cruze. We talk about how the baby steps to take control of our own financial lives haven’t changed in the 25 years Dave and I have been doing this – and how they have. In particular, we dive into the impact social media is having on our spending and saving (not always for the good) and how you can raise financially savvy kids like Rachel, who, by the way, has a new book coming out soon called, “Love Your Life, Not Theirs.” 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Dave Ramsey asks, “Will The 50-Year-Old You Be Mad At The 25-Year-Old You?” This week I traveled to Nashville to sit down with financial powerhouse Ramsey and his daughter Rachel Cruze. We talk about how the baby steps to take control of our own financial lives haven’t changed in the 25 years Dave and I have been doing this – and how they have. In particular, we dive into the impact social media is having on our spending and saving (not always for the good) and how you can raise financially savvy kids like Rachel, who, by the way, has a new book coming out soon called, “Love Your Life, Not Theirs.” </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2274</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=75]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER3259519720.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 9: How I Found $1,000 And Learned About Grit From Ad Aces Linda Kaplan Thaler And Robin Koval</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/2THOxz8jf3Q/</link>
      <description>In this episode, I fill you in on how I found over $1,000 in missing money (my own, embarrassingly) and how you can do the same. And, I get the down and dirty on GRIT and how the power of “Guts, Resilience, Initiative and Tenacity” can take you from ordinary to extraordinary. Advertising aces Linda Kaplan Thaler and Robin Koval, authors of a great new book on the subject, share how two girls from the Bronx with no special advantages, rose through the male-dominated, cutthroat world of advertising to run their own booming ad firm.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Jun 2016 03:30:47 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How I Found $1,000 And Learned About Grit From Ad Aces Linda Kaplan Thaler And Robin Koval</itunes:subtitle>
      <itunes:summary>In this episode, I fill you in on how I found over $1,000 in missing money (my own, embarrassingly) and how you can do the same. And, I get the down and dirty on GRIT and how the power of “Guts, Resilience, Initiative and Tenacity” can take you from ordinary to extraordinary. Advertising aces Linda Kaplan Thaler and Robin Koval, authors of a great new book on the subject, share how two girls from the Bronx with no special advantages, rose through the male-dominated, cutthroat world of advertising to run their own booming ad firm.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this episode, I fill you in on how I found over $1,000 in missing money (my own, embarrassingly) and how you can do the same. And, I get the down and dirty on GRIT and how the power of “Guts, Resilience, Initiative and Tenacity” can take you from ordinary to extraordinary. Advertising aces Linda Kaplan Thaler and Robin Koval, authors of a great new book on the subject, share how two girls from the Bronx with no special advantages, rose through the male-dominated, cutthroat world of advertising to run their own booming ad firm.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2045</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=68]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7215748111.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 8: Your Money, Your Kids. The Opposite Of Spoiled With Ron Lieber</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/N6AxhUho7rs/</link>
      <description>Tell your children how much money you make! That’s what Ron Lieber, NYT best-selling author, personal finance columnist and father says to do if you want to raise kids who are grounded, giving and smart about money. Get paid for chores? No! Have a say in how the family gives to charity? Yes! We also talk about why expectations for girls are still different than those for boys and how to change that. In Mailbag, we talk about creating savings habits for life, and what to do if you have too many high interest credit cards.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 31 May 2016 23:49:16 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Your Money, Your Kids. The Opposite Of Spoiled With Ron Lieber</itunes:subtitle>
      <itunes:summary>Tell your children how much money you make! That’s what Ron Lieber, NYT best-selling author, personal finance columnist and father says to do if you want to raise kids who are grounded, giving and smart about money. Get paid for chores? No! Have a say in how the family gives to charity? Yes! We also talk about why expectations for girls are still different than those for boys and how to change that. In Mailbag, we talk about creating savings habits for life, and what to do if you have too many high interest credit cards.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Tell your children how much money you make! That’s what Ron Lieber, NYT best-selling author, personal finance columnist and father says to do if you want to raise kids who are grounded, giving and smart about money. Get paid for chores? No! Have a say in how the family gives to charity? Yes! We also talk about why expectations for girls are still different than those for boys and how to change that. In Mailbag, we talk about creating savings habits for life, and what to do if you have too many high interest credit cards.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2073</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=64]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER8574373050.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 7: Slim Body, Fat Wallet: America’s Toughest Trainer, Jillian Michaels, On Habits That Breed Success In Both</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/KGVcU8-fWcM/</link>
      <description>We all know Jillian Michaels is an expert at getting people motivated to change their lives, but she struggles with a work/home balance just like the rest of us. Jill admits money is an uncomfortable topic for her, but she sees psychological parallels in building strong fitness and financial habits. As she heads toward the altar with her partner of many years, we get personal with advice about setting up a financial life that works.  I also answer your financial questions about helping new college grads get off on the right financial foot and how women may be better at multitasking than men, but it might actually stall our careers.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 May 2016 00:15:18 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Slim Body, Fat Wallet: America’s Toughest Trainer, Jillian Michaels, On Habits That Breed Success In Both</itunes:subtitle>
      <itunes:summary>We all know Jillian Michaels is an expert at getting people motivated to change their lives, but she struggles with a work/home balance just like the rest of us. Jill admits money is an uncomfortable topic for her, but she sees psychological parallels in building strong fitness and financial habits. As she heads toward the altar with her partner of many years, we get personal with advice about setting up a financial life that works.  I also answer your financial questions about helping new college grads get off on the right financial foot and how women may be better at multitasking than men, but it might actually stall our careers.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We all know Jillian Michaels is an expert at getting people motivated to change their lives, but she struggles with a work/home balance just like the rest of us. Jill admits money is an uncomfortable topic for her, but she sees psychological parallels in building strong fitness and financial habits. As she heads toward the altar with her partner of many years, we get personal with advice about setting up a financial life that works.  I also answer your financial questions about helping new college grads get off on the right financial foot and how women may be better at multitasking than men, but it might actually stall our careers.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1605</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=57]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7508363276.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 6: Giada De Laurentiis On Building A Brand – And Being Heard And Respected In A Male-Dominated Industry</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/GVly3ZvPkSw/</link>
      <description>This week on HerMoney: Building your brand, honing your credit and Giada De Laurentiis. The Food Network star and restaurateur talks candidly about rising to the top in the male-dominated food world and how hard it’s been to be both heard and respected. She candidly talks about her life after a tough divorce and how she’s raising her 8-year-old daughter to know and respect the value of money. And since we are all essentially “brands” these days, she shares advice about how she honed hers and how you can and should do the same. We also dive into why it’s so hugely important for women to have strong credit in our own names (and how to build it if you don’t have it). 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 15 May 2016 20:34:11 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Giada De Laurentiis On Building A Brand – And Being Heard And Respected In A Male-Dominated Industry</itunes:subtitle>
      <itunes:summary>This week on HerMoney: Building your brand, honing your credit and Giada De Laurentiis. The Food Network star and restaurateur talks candidly about rising to the top in the male-dominated food world and how hard it’s been to be both heard and respected. She candidly talks about her life after a tough divorce and how she’s raising her 8-year-old daughter to know and respect the value of money. And since we are all essentially “brands” these days, she shares advice about how she honed hers and how you can and should do the same. We also dive into why it’s so hugely important for women to have strong credit in our own names (and how to build it if you don’t have it). 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week on HerMoney: Building your brand, honing your credit and Giada De Laurentiis. The Food Network star and restaurateur talks candidly about rising to the top in the male-dominated food world and how hard it’s been to be both heard and respected. She candidly talks about her life after a tough divorce and how she’s raising her 8-year-old daughter to know and respect the value of money. And since we are all essentially “brands” these days, she shares advice about how she honed hers and how you can and should do the same. We also dive into why it’s so hugely important for women to have strong credit in our own names (and how to build it if you don’t have it). </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1809</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=52]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER7388823496.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Episode 5: Joanna Coles, Editor-In-Chief Of Cosmopolitan Magazine On Sex, Money And Power</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/yWupuLgEvU4/</link>
      <description>Sex. Money. Power. Joanna Coles, the editor-in-chief of Cosmopolitan, is very much in tune with the voice of her magazine. She is comfortable talking about anything. And this week nothing is off the table. She speaks candidly with me about how money can be the greatest stress in a relationship, why women need to reasonably know their worth in negotiations and how earning more makes women feel empowered. We also discuss sexuality in the workplace and how social media is impacting our culture for better and worse. We’ll answer your financial questions about credit limits, how best to pay for continuing education and if your recent graduate should hire a financial advisor. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 08 May 2016 16:32:07 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Joanna Coles, Editor-In-Chief Of Cosmopolitan Magazine On Sex, Money And Power</itunes:subtitle>
      <itunes:summary>Sex. Money. Power. Joanna Coles, the editor-in-chief of Cosmopolitan, is very much in tune with the voice of her magazine. She is comfortable talking about anything. And this week nothing is off the table. She speaks candidly with me about how money can be the greatest stress in a relationship, why women need to reasonably know their worth in negotiations and how earning more makes women feel empowered. We also discuss sexuality in the workplace and how social media is impacting our culture for better and worse. We’ll answer your financial questions about credit limits, how best to pay for continuing education and if your recent graduate should hire a financial advisor. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sex. Money. Power. Joanna Coles, the editor-in-chief of Cosmopolitan, is very much in tune with the voice of her magazine. She is comfortable talking about anything. And this week nothing is off the table. She speaks candidly with me about how money can be the greatest stress in a relationship, why women need to reasonably know their worth in negotiations and how earning more makes women feel empowered. We also discuss sexuality in the workplace and how social media is impacting our culture for better and worse. We’ll answer your financial questions about credit limits, how best to pay for continuing education and if your recent graduate should hire a financial advisor. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2246</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <title>Episode 4: All-Star Investor Karen Finerman On The Costly Money Mistakes Many Women Are Making – And How Multitasking Is A Huge Waste Of Time</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/UWhVlQX-R78/</link>
      <description>They call her “The Chairwoman” on CNBC’s Fast Money, but hedge fund manager Karen Finerman also manages life at home including two sets of twins. Learning to balance work and life, Karen has come to a number of surprising conclusions – including her belief that working from home is “the worst.” She tells us why. Driven to make a lot of money since she was a teen, Karen talks bluntly about why women must be financially independent, and how many women get in the way of their own success. She also fills us in on how being risk-averse is a double-edged sword. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 01 May 2016 18:36:26 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>All-Star Investor Karen Finerman On The Costly Money Mistakes Many Women Are Making – And How Multitasking Is A Huge Waste Of Time</itunes:subtitle>
      <itunes:summary>They call her “The Chairwoman” on CNBC’s Fast Money, but hedge fund manager Karen Finerman also manages life at home including two sets of twins. Learning to balance work and life, Karen has come to a number of surprising conclusions – including her belief that working from home is “the worst.” She tells us why. Driven to make a lot of money since she was a teen, Karen talks bluntly about why women must be financially independent, and how many women get in the way of their own success. She also fills us in on how being risk-averse is a double-edged sword. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>They call her “The Chairwoman” on CNBC’s Fast Money, but hedge fund manager Karen Finerman also manages life at home including two sets of twins. Learning to balance work and life, Karen has come to a number of surprising conclusions – including her belief that working from home is “the worst.” She tells us why. Driven to make a lot of money since she was a teen, Karen talks bluntly about why women must be financially independent, and how many women get in the way of their own success. She also fills us in on how being risk-averse is a double-edged sword. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2361</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=40]]></guid>
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    <item>
      <title>Episode 3: Eyes Wide Shut! Arianna Huffington Teaches Us How To Sleep Our Way To Success</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/X55ESz6VSDQ/</link>
      <description>Arianna Huffington, one of the most influential women in the world, was falling apart at work because she was – literally – exhausted. This week she shares her inspirational wake-up call with us. Her book, The Sleep Revolution, is based on science-based secrets that can help us all sleep our way to success. Arianna says lack of sleep costs the U.S. economy $63 billion a year, and no surprise, it’s more of a problem for women! Of course, we all sleep more soundly when we are not worried about money, our family, our jobs or our relationships. But, Arianna says, we need to think of that problem in reverse. Being well rested is the key to regaining control.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 24 Apr 2016 15:30:15 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Eyes Wide Shut! Arianna Huffington Teaches Us How To Sleep Our Way To Success</itunes:subtitle>
      <itunes:summary>Arianna Huffington, one of the most influential women in the world, was falling apart at work because she was – literally – exhausted. This week she shares her inspirational wake-up call with us. Her book, The Sleep Revolution, is based on science-based secrets that can help us all sleep our way to success. Arianna says lack of sleep costs the U.S. economy $63 billion a year, and no surprise, it’s more of a problem for women! Of course, we all sleep more soundly when we are not worried about money, our family, our jobs or our relationships. But, Arianna says, we need to think of that problem in reverse. Being well rested is the key to regaining control.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Arianna Huffington, one of the most influential women in the world, was falling apart at work because she was – literally – exhausted. This week she shares her inspirational wake-up call with us. Her book, The Sleep Revolution, is based on science-based secrets that can help us all sleep our way to success. Arianna says lack of sleep costs the U.S. economy $63 billion a year, and no surprise, it’s more of a problem for women! Of course, we all sleep more soundly when we are not worried about money, our family, our jobs or our relationships. But, Arianna says, we need to think of that problem in reverse. Being well rested is the key to regaining control.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2283</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=36]]></guid>
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    <item>
      <title>Episode 2: Co-Creators Of Criminal, Phoebe Judge and Lauren Spohrer, On Turning A Passion Into A Business</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/pbGphlQFV6s/</link>
      <description>It’s Criminal! I’m hooked on the hit podcast “Criminal”, so I am thrilled to have the show host and producers Phoebe Judge and Lauren Spohrer join me for this week’s episode of HerMoney. P and L proudly tell us how they had the courage to take a huge risk many women fear, using their own money to pursue their passion and start their own business. We talk about their struggle to juggle two jobs, recording at night after their day jobs in a closet full of clothes to save money (and because – surprise – the acoustics are great) and how it feels now that they are a huge success. We share advice about how they should visit their money, yes, visit their money, now that they have some, and why you should too. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 17 Apr 2016 17:30:02 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>How To Turn A Passion Into A Business. (A Behind-The-Scenes Look At The Hit Podcast Criminal!)</itunes:subtitle>
      <itunes:summary>It’s Criminal! I’m hooked on the hit podcast “Criminal”, so I am thrilled to have the show host and producers Phoebe Judge and Lauren Spohrer join me for this week’s episode of HerMoney. P and L proudly tell us how they had the courage to take a huge risk many women fear, using their own money to pursue their passion and start their own business. We talk about their struggle to juggle two jobs, recording at night after their day jobs in a closet full of clothes to save money (and because – surprise – the acoustics are great) and how it feels now that they are a huge success. We share advice about how they should visit their money, yes, visit their money, now that they have some, and why you should too. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s Criminal! I’m hooked on the hit podcast “Criminal”, so I am thrilled to have the show host and producers Phoebe Judge and Lauren Spohrer join me for this week’s episode of HerMoney. P and L proudly tell us how they had the courage to take a huge risk many women fear, using their own money to pursue their passion and start their own business. We talk about their struggle to juggle two jobs, recording at night after their day jobs in a closet full of clothes to save money (and because – surprise – the acoustics are great) and how it feels now that they are a huge success. We share advice about how they should visit their money, yes, visit their money, now that they have some, and why you should too. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1844</itunes:duration>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=29]]></guid>
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    <item>
      <title>Episode 1: Gretchen Rubin On Money And Happiness</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/wGaoyouYQD8/</link>
      <description>More money won’t always make you more happy, but how you use and manage your money can. This week, Jean chats with happiness guru and best-selling author, Gretchen Rubin, and they explore how you may effectively build better habits for both. Hear about Gretchen’s Happiness Manifesto, the importance of knowing yourself before creating or changing habits and learn why you should make your bed every day. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 07 Apr 2016 19:18:43 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Can Money Buy You Happiness? Yes! And: No. Easy habits to get yourself on a happier track.</itunes:subtitle>
      <itunes:summary>More money won’t always make you more happy, but how you use and manage your money can. This week, Jean chats with happiness guru and best-selling author, Gretchen Rubin, and they explore how you may effectively build better habits for both. Hear about Gretchen’s Happiness Manifesto, the importance of knowing yourself before creating or changing habits and learn why you should make your bed every day. 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>More money won’t always make you more happy, but how you use and manage your money can. This week, Jean chats with happiness guru and best-selling author, Gretchen Rubin, and they explore how you may effectively build better habits for both. Hear about Gretchen’s Happiness Manifesto, the importance of knowing yourself before creating or changing habits and learn why you should make your bed every day. </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2384</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=17]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/traffic.megaphone.fm/HER2484618023.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Welcome</title>
      <link>http://feeds.jeanchatzky.com/~r/HerMoney/~3/sM45NBD8eSw/</link>
      <description>Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 22 Mar 2016 17:11:50 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Jean Chatzky Her Money</itunes:author>
      <itunes:subtitle>Personal Finance Expert. Award-Winning Journalist. Best-Selling Author.</itunes:subtitle>
      <itunes:summary>Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>196</itunes:duration>
      <guid isPermaLink="false"><![CDATA[http://hermoney.prx.org/?p=8]]></guid>
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