Fintech Insider Podcast by 11:FS

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Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Support our sponsors:

Use code FINTECHINSIDER at the link below to get an exclusive 60% off an

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+ 4 additional months on top! It’s completely risk-free with Nord’s 30-day

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1032. News: Revolut heads to Peru, Stream raises $90m, and… are you dead?

Mon, 26 Jan 2026 07:00:00 -0000

This episode was recorded before the news broke that Capital One is buying Brex (thanks for that one, guys!). We’ll be covering it on next week’s pod.

About this episode:

Host Kate Moody, Customer Strategy Director at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.

This week's guests:

Nicolás Di Pace - Managing Partner and Co-founder at adn.vc
Samuel Norman - City Reporter at City A.M.
Peter Briffett - CEO and Co-Founder of Stream

Stories covered on the podcast this week include:

Stories covered on the podcast this week include Revolut applying for a full banking licence in Peru, marking its fifth expansion in Latin America. Stream (formerly Wagestream) has raised $90m in Series D funding, taking its total funding to $228m. BNPL provider Affirm is planning to roll out instalment loans for renters in collaboration with Esusu. Wise recorded a 26% surge in cross-border volumes to £47.4bn in its latest quarter as its customer base grew. Hong Kong-based WeLab has closed a $220m Series D funding round, while “Are You Dead?” is climbing the Apple App Store charts in both China and the US.

Timestamps/stories:

Intro - (00:01)

Revolut seeks Peru banking license to expand Latin America footprint - (05:16)

Stream Raises $90m in Series D Funding to Redefine Workplace Finance and Drive US Expansion - (19:32)

Affirm to provide BNPL to cover rent - (34:21)

Wise reports jump in users ahead of US dual listing - (43:03)

WeLab raises $220 million in HSBC-backed funding round - (52:25)

An App Called ‘Are You Dead?’ Is Climbing the Apple Charts - (53:46)

Support our sponsors:

Use code FINTECHINSIDER at the link below to get an exclusive 60% off an

annual Incogni plan: https://incogni.com/fintechinsider

Grab your EXCLUSIVE NordVPN Deal by going to

nordvpn.com/fintechinsider to get a Huge Discount off your NordVPN Plan

+ 4 additional months on top! It’s completely risk-free with Nord’s 30-day

money-back guarantee!

Links to check out:

⁠Download our new embedded investing report⁠

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1031. Insights: How OpenAI is shaping the future of financial services

Thu, 22 Jan 2026 07:00:00 -0000

About this episode:

On this week’s episode, host David Barton-Grimley is joined by Matt Weaver, Head of Solutions Engineering for EMEA at OpenAI, to explore the impact OpenAI is having on the financial services industry - and the meaningful collaborations taking place between the sector and the AI innovation giant.

We discuss how AI is becoming the operating system for financial services as institutions move beyond chatbots and experimentation; how OpenAI is helping Europe’s financial sector adopt AI safely and responsibly; and how AI can strengthen Europe’s competitiveness in financial services.

This week's guest:

Matt Weaver - Head of Solutions Engineering - EMEA at OpenAI

Support our sponsors:

Use code FINTECHINSIDER at the link below to get an exclusive 60% off an

annual Incogni plan: https://incogni.com/fintechinsider

Grab your EXCLUSIVE NordVPN Deal by going to

nordvpn.com/fintechinsider to get a Huge Discount off your NordVPN Plan

+ 4 additional months on top! It’s completely risk-free with Nord’s 30-day

money-back guarantee!

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1030. News: Nala and Noah partner on cross-border stablecoins – is a 10% US credit card interest cap coming?

Mon, 19 Jan 2026 07:00:00 -0000

About this episode:

Host Laura Watkins, Director of Media & Marketing at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.

This week's guests:

Matthew Goldman - Founder of Totavi
Shah Ramezani - Founder and CEO of Noah
Veronica Glab - Strategic Partnerships Lead at Juice

Plus soundbites from:

Amina Taher - Chief Marketing Officer at Wio Bank
Joe Colchester - Head of Product at 11:FS Pulse

Stories covered on the podcast this week include:

Trump says he wants a one-year cap of 10% on US credit card interest starting 20 January 2026; Noah and NALA have partnered to use stablecoins for cross-border settlement, initially targeting Africa and Asia; Wio Bank has launched the UAE’s first bank account designed specifically for content creators; new research from Innovate Finance shows that global fintech investment began growing again in 2025, rising 21%; and Nationwide Building Society has launched a scam-checking tool that tells customers whether they’re speaking to a genuine Nationwide employee or a scammer impersonating one.

Timestamps/stories:

Intro - (00:01)

Trump plan to cap credit card costs hits bank shares - (04:32)

Noah and NALA Launch Instant Stablecoin Settlement Network to Modernise $850bn Emerging-Markets Payments - (17:44)

Wio Bank launches first account for content creators in UAE - (32:50)

Global fintech funding surges 21% in 2025, according to new Innovate Finance report - (45:44)

Nationwide fights back against scammers with a checker tool to highlight dodgy phone calls - (57:04)

Monzo are giving away Coventry City FC football shirts for 1p to encourage responsible saving - (59:16)

Support our sponsors:

Use code FINTECHINSIDER at the link below to get an exclusive 60% off an

annual Incogni plan: https://incogni.com/fintechinsider

Grab your EXCLUSIVE NordVPN Deal by going to

nordvpn.com/fintechinsider to get a Huge Discount off your NordVPN Plan

+ 4 additional months on top! It’s completely risk-free with Nord’s 30-day

money-back guarantee!

Links to check out:

Download our new embedded investing report

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1029. Insights: How AI is reshaping consumer-focused banking

Thu, 15 Jan 2026 07:00:00 -0000

About this episode:

On this week's episode, David M. Brear is joined by some great guests to tack a question on every bank and fintech leader’s mind: is AI redefining consumer-focused banking in 2026?

Using our Digital R.I.C.H.E.S framework, we explore how AI is changing the way financial services meet customers at their point of need, from real-time insights and smarter personalisation to context-aware experiences.

This is what truly digital banking looks like now, what’s hype versus reality, and what consumers should actually feel and benefit from as AI becomes embedded in everyday money management.

This week's guests:

Ross Gallagher - Head of Consulting at 11:FS
Fernanda Dobal - Product Director at Cleo
Megan Caywood - CEO and founder of Caywood.io

Support our sponsors:

Use code FINTECHINSIDER at the link below to get an exclusive 60% off an

annual Incogni plan: https://incogni.com/fintechinsider

Grab your EXCLUSIVE NordVPN Deal by going to

nordvpn.com/fintechinsider to get a Huge Discount off your NordVPN Plan

+ 4 additional months on top! It’s completely risk-free with Nord’s 30-day

money-back guarantee!

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1028. News: Flutterwave buys Mono, PicPay files for a US IPO, and Jamie Dimon is ready to share JPMorgan’s ‘secret sauce’

Mon, 12 Jan 2026 07:00:00 -0000

About this episode:

It's our first news pod of 2026! Host Ross Gallagher, Head of Consulting at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.

This week's guests:

Sarah Kocianski, Fintech Consultant & Advisor
Benjamin Dada - Fintech operator & Founder, Condia
Miguel Armaza - General Partner at Gilgamesh Ventures

Stories covered on the podcast this week include:

In a fresh wave of fintech consolidation and strategic moves, Flutterwave has acquired Mono. JPMorgan has launched its Special Advisory Services initiative to give key clients access to consulting services drawn from the bank’s own practices. PicPay has filed for a U.S. IPO, and Mercury has applied to the OCC for a national bank charter.

Timestamps/stories:

Intro - (00:01)

Flutterwave buys Nigeria’s Mono in rare African fintech exit - (05:10)

JP Morgan forms “special advisory group” to share its “secret sauce” with clients - (18:45)

Brazilian fintech PicPay files for US IPO as profits surge - (31:10)

Mercury Applies for OCC National Bank Charter to Become the Bank for Builders - (41:43)

UK cash withdrawals rise for a 4th year in a row - (51:48)

Support our sponsors:

Use code FINTECHINSIDER at the link below to get an exclusive 60% off an

annual Incogni plan: https://incogni.com/fintechinsider

Grab your EXCLUSIVE NordVPN Deal by going to

nordvpn.com/fintechinsider to get a Huge Discount off your NordVPN Plan

+ 4 additional months on top! It’s completely risk-free with Nord’s 30-day

money-back guarantee!

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1027. Insights: Lights, camera, transactions! Engineering payments at a global scale with JP Morgan and Netflix

Thu, 08 Jan 2026 07:00:00 -0000

About this episode:

Ever wondered what goes into making a blockbuster payments system?

In this episode, David M. Brear, Group CEO at 11:FS, sits down with two heavyweights in the payments world: Tracy Birdsall, Managing Director and Head of EMEA & APAC, Merchant Services Sales, at J.P. Morgan Payments, and Kristen Morrow-Greven, Vice President and Head of Global Payments at Netflix.

They dive into the systems that most people don’t notice until they break: reliability, scalability, resiliency, infrastructure, and jaw-dropping transactions-per-second numbers that keep payments seamless at scale.

Drawing on J.P. Morgan’s Payments Unbound, Volume 3, the conversation reveals how Netflix processes millions of payments globally without missing a beat keeping subscribers happy and systems running flawlessly.

Grab your popcorn and tune in, this behind-the-scenes look at payments is nothing short of epic.

Learn more at⁠⁠: ⁠https://www.jpmorgan.com/payments/payments-global⁠

This week's guests:

Tracy Birdsall, Head of EMEA and APAC, Merchant Services Sales at J.P. Morgan Payments
Kristen Morrow-Greven,Vice President, Head of Global Payments at Netflix

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠11fs.com/ventures⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1026. Insights: Our fintech predictions for 2026

Mon, 05 Jan 2026 07:00:00 -0000

About this episode:

Happy New Year and welcome to the first episode of Fintech Insider of 2026! In this episode, the team are kicking things off with bold predictions for the year ahead, some you might have seen coming and some that might surprise you. They stake their reputations, embrace a bit of friendly ribbing, and share their most daring forecasts for the future of fintech.

To uncover these insights, Laura Watkins, Director of Media and Marketing at 11:FS, brings together a SWAT team of fellow Elevens and Fintech Insiders, experts who have spent the past year closely analysing the signals shaping the fintech landscape. Join them as they explore what is ahead for 2026 and the trends that could define the industry.

This week's guests:

David M. Brear - Group CEO at 11:FS
Kate Moody - Customer Strategy Director at 11:FS
Ross Gallagher - Head of Consulting at 11:FS

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1025. News: GoCardless CEO lifts the lid on the Mollie deal as Monzo targets Revolut’s dominance in Ireland

Mon, 22 Dec 2025 07:00:00 -0000

About this episode:

Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

On this week’s final news show of the year, we hear from GoCardless about their exciting acquisition by Mollie. It’s been a big week for Monzo, which has secured an Irish banking licence and acquired UK mortgage brand Habito. We also take a look at Orange Payments and Visa’s new partnership, aimed at accelerating online payments across the African market. Finally, as a festive finisher, we examine the latest Gen Z Christmas spending habits which sparks a wider conversation about our panel’s worst Christmas gifts.

This week's guests:

Hiroki Takeuchi, CEO at GoCardless
Jas Shah,Fintech Product Expert & Author @Fintech: Under the Hood

Timestamps/stories

Intro - (00:00)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

GoCardless acquired by Mollie-⁠⁠⁠⁠⁠⁠⁠⁠⁠(05:36)

⁠Monzo secures EU licence; opens Irish waitlist-⁠(16:38)

Orange Money Group and Visa Announce a Strategic Partnership to Accelerate Online Payments in Africa-⁠⁠⁠⁠⁠(28:27)

BBVA doubles down on ChatGPT with OpenAI alliance - (35:59)

Savvy Gifting This Christmas to Kickstart Brits; 2026 Financial Goals: HSBC UK Survey- ⁠⁠ (45:39)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

-- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1024. Insights: The moments that made fintech in 2025

Thu, 18 Dec 2025 07:00:00 -0000

About this episode:

Join host Laura Watkins in this episode of Fintech Insider as we reflect on another wild year in fintech.
She’s joined by 11:FS experts Joe Colchester and David Barton-Grimley to break down the year’s most memorable moments. From the fintech feel-good story of the year and the buzziest new term, to the partnership that caught everyone off guard and the glow-up that wowed the industry - we cover it all.

Plus, we revisit that one jaw-dropping moment that made everyone say, “WTF?”

This week's panel:

Laura Watkins - Director of Media and Marketing at 11:FS
Joe Colchester - Head of Product at 11:FS Pulse
David Barton-Grimley - Director of Strategy and Head of Product at 11:FS

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1023.News: How Airwallex became an $8 billion fintech giant as US funding falls

Mon, 15 Dec 2025 07:00:00 -0000

About this episode:

Host Kate Moody, Customer Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

On this week’s podcast, we dive into Airwallex’s massive funding raise and explore what it could mean for the company’s future. We also discuss Abu Dhabi’s launch of a new fintech centre with a focus on digital assets, featuring insights from our panel.

New data shows that US fintech funding is projected to drop by 6% in 2025, as big-ticket deals over $100 million slow down - but what do our panellists make of this trend?

We also cover PensionBee’s call for the government to end pension transfer gridlock. What could this mean for everyone’s pensions? Kate shares her thoughts on Fifth Third’s new Commercial Card and Brex’s Financial Technology Powered solutions.

Finally, inspired by all the Spotify Wrapped buzz, we get playful and discover what our panellists’ “fintech age” would be!

This week's guests:

Ruth Foxe Blader - Managing Partner at Foxe Capital
Lisa Picardo - Chief Business Officer UK at PensionBee
Thierry Coopman - Partnerships and Payments Lead at Formance

Also featuring a voice note from:

Shannon Scott - CPO at Airwallex

Timestamps/stories

Intro - (00:00)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠Airwallex raises $330 million at a valuation of $8 billion-⁠⁠⁠⁠(05:36)

Abu Dhabi launches fintech centre with focus on digital assets -(16:38)

⁠⁠⁠⁠US FinTech funding on track to drop 6% in 2025 as deals over $100m dry up-⁠⁠ ⁠⁠⁠⁠(28:27)

Broken Beyond Excuse: PensionBee Calls on Government to End Pension Transfer Gridlock - (35:59)

Fifth Third to Offer Commercial Card and Financial Technology Powered by Brex- ⁠⁠⁠(45:39)

Links to check out:

⁠Support PensionBee's petition⁠

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

-- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1022. Insights: How small and medium-sized businesses win with embedded finance

Thu, 11 Dec 2025 07:00:00 -0000

About this episode:

Banks aren’t just building apps anymore - they’re building digital CFOs. Join Kate Moody in this episode of Fintech Insider as she explores how SMB banking is evolving from simple dashboards to intelligent financial guidance. Small businesses don’t just want to see their balance - they want insight, advice, and a GPS for their finances.

Tune into this episode, in partnership with Pleo, to discover how to navigate smarter, save time, and unlock the path your SMB really needs. This is the GPS your SMB has been waiting for.

This week's guests:

Kunal Galav, VP of Pleo Embedded
Simon Gilson-Fox, SVP Small & Medium Enterprises , Mastercard Europe

Learn more at⁠: https://embedded.pleo.io/

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1021. News: Revolut takes on phone snatchers - and banks still need to take sustainability seriously

Mon, 08 Dec 2025 07:00:00 -0000

About this episode:

Host David Barton-Grimley, Fintech Strategy Director and Head of Product at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

Wise has received its first regulatory licence in Africa. This licence allows Wise to offer cross-border money transfers to personal customers in South Africa, giving users access to faster, lower-cost international transfers with more transparent exchange rates than many legacy remittance services.

HSBC and Mistral AI have joined forces to accelerate AI adoption across the global bank. We take a closer look at what this partnership could mean for the wider industry.

The Financial Conduct Authority (FCA) has launched proposals to regulate ESG‑ratings providers, aiming to rebuild trust by introducing new rules for transparency, governance, and oversight. But can it deliver on these promises?

We also explore Revolut’s new “Street Mode” feature, designed to help combat transfer mugging. Meanwhile, David shares his thoughts on Visa’s push for digital wallets across Europe.

And to finish, there’s a cricket-themed challenge: can our panellists tell their cricket abbreviations from their fintech ones? Do they stand up to the test?

This week's guests:

Aditi Subbarao, Account Executive at Snowflake
James O’Sullivan, CEO and Founder of Nuke from Orbit
Virginie O'Shea, Founder and CEO of Firebrand Research

Also featuring a voice note from:

Nadia Costanzo - Director of Banking and Expansion in Latin America and the Middle East at Wise

Watch the 11:FS R.I.C.H.E.S Explores video here

Timestamps/stories

Intro - (00:00)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠Wise enters Africa-⁠(05:31)

HSBC and Mistral AI Join Forces to Accelerate AI Adoption Across Global Bank- (19:56)

⁠⁠⁠FCA aims to rebuild trust in ESG ratings- ⁠⁠⁠(36:59)

⁠Revolut launches 'street mode' to combat transfer mugging-⁠⁠⁠(50:29)

Visa in digital wallet push across Europe⁠-(1:01:37)⁠⁠⁠⁠⁠⁠⁠

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

-- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1020. Insights: How ready are you for stablecoin regulation?

Thu, 04 Dec 2025 07:00:00 -0000

About this episode:

Benjamin Ensor takes you deep into one of digital finance’s most complex - and fastest-evolving - frontiers: stablecoin regulation.

With the US GENIUS Act reshaping digital-asset oversight, the EU’s MiCA rules setting a unified standard, and the UK opening the door for stablecoins as an official form of payment, one thing is clear: stablecoins are going mainstream, fast.

In this special episode, brought to you in partnership with Formance, we break down what fintechs, platforms, payment players, merchants, and corporates need to know right now. If you want the shortcut to becoming stablecoin-ready, you’re in the right place.

This week's guests:

Thierry Coopman - Partnerships and Payments Lead at Formance
Inna Kostiuk - Business Development Manager, Crypto vertical at Worldline
Dea Markova - Director of Policy at Fireblocks

Learn more at https://www.formance.com/

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1019. News: Bank it like Beckham, Klarna’s stablecoin pivot, and Chase taps in on the Tube

Mon, 01 Dec 2025 07:00:00 -0000

About this episode:

Host Ross Gallagher, Head of Consulting at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

On this week’s episode, Tide has expanded its SMB offering with the launch of its latest connected insurance product. Klarna has entered the stablecoin market, and we dig into what this bold move means for the BNPL giant. Over in the UAE, Wio Bank has introduced Wio Family, a first-of-its-kind banking experience in the region.

We also break down why Chase’s new partnership with TfL has everyone buzzing about its cashback promises. In other news, Wise has become the first non-bank to go live on Japan’s Zengin system — we explore why that’s such a big deal.

And finally, we look at what David Beckham is doing with Bank of America, which naturally leads us to the very important question: Who would be your dream fintech ambassador?

This week's guests:

Nick Philpott- Co-founder and Head of Partnerships at Zodia Markets
Megan Caywood, CEO of Caywood
Veronica Glab, Strategic Partnerships Lead at Juice

Also featuring voice notes from:

Dan McNally, CEO of Tide Insurance
Jayesh Patel, CEO of Wio Bank
Mika Sei, Country Manager, Japan at Wise

Read the 11:FS Benchmarking Report⁠ here⁠

Timestamps/stories

Intro - (00:00)⁠⁠⁠⁠⁠⁠⁠⁠⁠

Tide to launch connected insurance for SMBs-(06:17)

Klarna to launch dollar-backed stablecoin as race in digital payments heats up- (18:35)

⁠⁠Wio Bank Launches 'Wio Family' - The UAE's First Shared Banking Experience For Families - ⁠⁠(32:49)

Chased Out: Google Replaced as Tube Contactless Partner-⁠⁠(44:48)

Wise Becomes First Non-Bank to Go Live on Japan's Zengin System via API and Settle Directly With Bank of Japan-(54:48)⁠⁠⁠⁠⁠⁠

David Beckham signs sports partnership deal with Bank of America-(57:29)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

-- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1018. Insights: What it's actually like to build a fintech in the Middle East

Thu, 27 Nov 2025 07:00:00 -0000

About this episode:

In this special episode David M. Brear digs into what it really takes to succeed as a fintech startup in the Middle East.

At the first-ever Money 20/20 Middle East in Riyadh, the fintech startup scene was buzzing with energy - from the celebrations and free swag to the steady flow of Arabic coffee. One real highlight was the Money Surge competition: 15 founders, 3 minutes each, and a shot to win serious funding.

The winners - Orbii, Eddekhar, and Zest - impressed with their innovation, resilience, and readiness to thrive in a crowded, competitive market.

This episode explores:

The real challenges of launching a fintech in the Middle East
How founders are navigating a complex, fast-evolving ecosystem
The strategies, mindset, and grit required to succeed in 2025

Listeners will gain insight into why the region is a hotbed for fintech innovation - and what it takes to stand out and thrive.

This week's guests:

Abdulkareem Alkhiary - Co-Founder & CTO, Eddekhar
Nauman Ali - Founder and CEO of Orbii
Rawan Baddour - Co-founder of Zest

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1017. News - After Dark: Long live the high street bank! Revolut checks in with Booking.com, and Visa trials stablecoin payouts

Mon, 24 Nov 2025 07:00:00 -0000

About this episode:

Our expert host, David M. Brear, and co-host, Kate Moody, present Fintech Insider News live from Village Underground in London, joined by some fantastic guests to discuss the biggest fintech and financial services stories of the week.

Stories covered on the podcast this week include:

With help from our live audience, we dive into Nationwide’s pledge to keep all their high street branches open until 2030. Visa is trialling stablecoin payouts and we ask whether this new crypto solution is really the answer to getting paid faster? We also explore Revolut and Booking.com’s new partnership, looking at who benefits most and whether Revolut is still the best bank for travellers. There is even time for some festive fun as our audience decides what should be on the Fintech Insider Christmas wishlist...

This week's guests:

Thomas Easterby, - Head of Fintech at HSBC Innovation Banking
Denise Johansson - Co-founder and co- CEO of Enfuce
Richard Davies - CEO of Allica Bank

Timestamps/stories

Intro - (00:00)

⁠⁠Nationwide pledges to keep all branches open until 2030 -(07:48)

⁠⁠Visa runs pilot trials of stablecoin payouts- (23:01)

Revolut partners with Booking.com to expand travel payments offering- (36:25)

This edition of After Dark was sponsored by ⁠Enfuce, HSBC Innovation Banking and Formance.

Support our sponsors

This episode is sponsored by Naked Wines, head to nakedwines.co.uk/fintech to get a £30 voucher and 6 top-rated wines for just £39.99 including delivery.

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf ⁠

-- ⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠podcasts@11fs.com⁠⁠!

Learn more about your ad choices. Visit megaphone.fm/adchoices

1016. Insights: Is agentic commerce the future of payments? Live from Paris with J.P. Morgan

Thu, 20 Nov 2025 07:00:00 -0000

About this episode:

Live from Paris, David M. Brear steps into the heart of payments transformation - a shift that’s unfolding far beyond the checkout screen and deep within the financial stack.
Commerce has become something that operates in the background, quietly and intelligently. This is the emergence of agentic commerce, where automation and intent drive every interaction.
The conversation explores how e-commerce is moving from traditional cart-based journeys to code-driven experiences, and why treasury teams are demanding real-time infrastructure that can keep pace with their decision-making. It examines the regulatory wave reshaping how European builders and banks innovate, and highlights the pioneers making cross-border movement feel as effortless as expressing intent.
Joined by leading voices across the ecosystem, the episode reveals a future of payments defined not by speed or cost alone, but by context, control, and connection

This week's guests:

Ludovic Houri - Managing Director, Head of Merchant Services EMEA/APAC and Global for large accounts at J.P. Morgan
Laurene Lecomte - Director of Global Payments, Risk & Fraud at Backmarket
Lydie Convert - Head of Cash Management at BlaBlaCar

Learn more about ⁠⁠JP. Morgan Payments

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1015.News: PayPal launches BNPL in Canada, Coinbase expands into current accounts - and financial education hits the classroom

Mon, 17 Nov 2025 07:00:00 -0000

About this episode:

Host Laura Watkins, Director of Media and Marketing, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

Financial education is set to hit classrooms across the UK - we take a look at how this initiative is being received by schools nationwide.

PayPal has entered the Canadian “buy now, pay later” market with a new fee-free service - but what could this mean for the sector as a whole?

We’re also joined by startup Stoa to discuss their fresh alternative to traditional interest-based savings. Plus, Coinbase is shaking up the savings space with a new product launch, and we hear from Juice, one of the UK’s fastest-growing fintech lenders, about their latest research on SME lending.

And finally, we’ve got a special segment to wrap up the show - fans of The Celebrity Traitors will love this one… it’s got a fintech twist you won’t want to miss.

This week's guests:

Nicolas Benady - CEO of Swan
Joshuah Lebacq - Director, Venture Capital & Innovation at National Bank of Canada
Mike Saraswat - CEO and Co-Founder of Stoa

Also featuring voice notes from:

Louise Hll, founder of Go Henry
Catherine Chan, CEO and co-founder of Juice
Dylan, courtesy of Kate Moody, Strategy Director at 11:FS

Read the 11:FS Benchmarking Report here

Timestamps/stories

Intro - (00:00)⁠⁠⁠⁠⁠⁠⁠

Financial education to be taught to schoolchildren in England- ⁠(06:57)

⁠PayPal launches no-fee Pay in 4 BNPL in Canada- (15:55)

⁠Coinbase launches interest-bearing savings accounts in the UK- ⁠ (35:32)

⁠New UK start-up Stoa launches to offer an alternative to traditional interest-based savings -⁠ (45:00)

59% of UK SME founders abandon loan applications midway- (56:09)⁠⁠⁠⁠

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠

After Dark tickets: ⁠⁠⁠11fs.com/afterdark⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

-- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠!

Learn more about your ad choices. Visit megaphone.fm/adchoices

1014.Insights: How do you onboard a borderless business?

Thu, 13 Nov 2025 07:00:00 -0000

About this episode:

In this episode, in partnership with 3S Money, host Benjamin Ensor is joined by a panel of experts to unpack a challenge that affects every business in financial services: the broken state of business onboarding.

Whether you’re a fintech startup, a digital bank, or a licensed financial institution, onboarding a business is where the innovation stops and the compliance chaos begins. The team explores why onboarding for mid-market businesses-too complex for SME flows, too small for enterprise-grade service- is still largely overlooked.

From multi-entity, multi-director companies to globally distributed teams and borderless founders, they break down why KYC for businesses is still miles behind the streamlined experience we’ve come to expect in retail. They also explore what it takes to verify complex business structures, and why the “missing middle” continues to be ignored.

Looking further ahead, the discussion zooms out to the rise of Offshore Banking 2.0: how do you onboard a business that lives everywhere and nowhere at once?

Whether you’re building compliance processes, leading a fintech, or just curious about the forces shaping business onboarding today, this episode is packed with insights on how the industry can finally solve one of its most persistent pain points. Enjoy the listen!

This week's guests:

Ivan Zhiznevsky - Founder and CEO at 3S Money
Rudolf Yagor - Senior Product Lead at Openpayd
Emma Lindley- Founder of Women in Identity

Learn more at: https://3s.money/

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1013. News: Big moves in the mortgage market - and is everyone using AI to manage their finances?

Mon, 10 Nov 2025 07:00:00 -0000

About this episode:

Stories covered on the podcast this week include:

There’s turbulence in the mortgage market this week, as HSBC begins offering mortgages worth up to 6.5 times a borrower’s salary, following the loosening of lending rules. We’re joined on the show by ComplyAdvantage to discuss their new AI platform, designed to combat the surge in financial crime.

In South Africa, Optasia has set a record with its IPO listing — could it spark major shifts in the market?

New data reveals that over 28 million Brits are now using AI tools to manage their money, and we dive deeper into the numbers. There’s also time for Benjamin to break down what’s happening with the CFPB’s open banking rule in the US.

And finally, we debate one of the week’s biggest findings: financial services employees are now the least motivated in the workplace…

This week's guests:

Iain Armstrong - Executive Director at Comply Advantage
Germain Bahri - Co founder & CGO of Zazu
Rosie Lee - Senior UX Researcher and Customer Strategist at 11:FS

Also featuring a voice note from:

Marcin Glogowski - SVP Managing Director for Europe and UK CEO of Marqeta

Timestamps/stories

Intro - (00:00)⁠⁠⁠⁠⁠

HSBC offers 6.5 times salary mortgages as lending rules loosen - (06:57)

ComplyAdvantage Launches AI-Native Platform to Combat Surging Financial Crime - (15:55)

AI fintech Optasia lists in South Africa - (35:32)

Brits Bank on Tech: Over 28m Adults Now Using AI Tools to Help Manage Their Money - (45:00)

Judge temporarily blocks CFPB Open banking rule - (54:09)

Marqeta Powers Expansion of Klarna Debit Card Across Europe - (56:09)

Financial services employees are the least motivated at work-new study finds - (58:02)⁠⁠

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠

After Dark tickets: ⁠⁠11fs.com/afterdark⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

-- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠!

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1012. Insights: How Lloyds, Santander and NatWest are shaping the future of banking innovation

Thu, 06 Nov 2025 07:00:00 -0000

About this episode:

In this episode of Fintech Insider, we dig into how UK banks can reclaim their fintech edge in a fast-moving global market. Host Ross Gallagher and co-host Tim Heard from 11:FS are joined by innovation leaders from NatWest, Santander, and Lloyds Banking Group to unpack what it really takes to modernise at scale.

From cultural shifts and agile delivery to smarter governance for rapid, safe experimentation - the panel goes deep on the realities of driving change inside major banks. You’ll hear how legacy players are rethinking tech stacks, partnering with fintechs, and empowering cross-functional teams to build standout digital experiences.

The conversation also covers how to balance innovation with risk, harness data for smarter decisions, and rally leadership around a bold strategic vision. Tune in for a candid, behind-the-scenes look at UK banking innovation - and what needs to change for the sector to lead the next wave of fintech growth.

This week's guests:

David Grunwald - Group Director of Innovation and Partnerships at NatWest

Kamaljit Ahir - Senior Innovation Partner at Santander Bank

Sarah Farrington - Head of Digital Strategy and Innovation at Lloyds Banking Group

Ready to get to work? As the five-time Consultancy of the Year, we help FIs embrace innovation to build truly digital services and products. ⁠11fs.com/innovation⁠

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1011. News: Starling fights fraud with AI, Uber goes global with Checkout and Citi and Coinbase collaborate

Mon, 03 Nov 2025 07:00:00 -0000

About this episode:

Host Ross Gallagher, Head of Consulting at 11:FS, is joined by a fantastic panel of guests from Checkout.com, Galileo, SoFi’s tech platform, and Anthemis as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

This week, we explore how Starling is tackling scams with AI, in what it claims to be the UK’s first tool designed to spot purchase fraud.

We hear from Checkout about their partnership with Uber to power global payments, and dive into the Coinbase-Citi collaboration, aimed at enhancing digital asset payments for institutional clients and bridging traditional finance with blockchain technology.

Elsewhere, Dutch bank bunq has secured a US broker-dealer license, and we share an exclusive update from them.

Southwest Airlines, powered by Galileo (SoFi’s tech platform), has launched the Rapid Rewards Debit Card, letting debit-first customers earn points on everyday purchases to redeem against flights.

And finally, we tackle the fun but important question: would you let AI write your performance review, and what would our panellists guess it would say about them?

This week's guests:

Bill Kennedy, Interim CEO of Galileo, SoFi’s tech platform
Rory O'Neill, CMO at Checkout.com
Mei Lim, Managing Partner at Anthemis

Also featuring voice notes from:

Bernadette Smith , Chief Compliance Officer at Starling
Joe Wilson, Chief Evangelist at Bunq

Timestamps/stories

Intro - (00:00)⁠⁠⁠

⁠Starling launches AI tool for scam monitoring- (06:15)

⁠Uber partners with Checkout.com for global payments-⁠⁠⁠(20:02)⁠⁠⁠⁠

Swipe, Earn, and Fly with Southwest Airlines’ New Rapid Rewards Debit Card- ⁠⁠(35:45)

⁠City and Coinbase team up on Digital Asset payment capabilities for institutional clients- (48:24)⁠⁠⁠

Dutch online bank bunq gets US broker-dealer licence-(56:34)

JPMorgan lets staff use AI to help write performance reviews- (58:31)⁠

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠!

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1010. Insights: Sanctions: how can fintechs keep up?

Thu, 30 Oct 2025 07:00:00 -0000

About this episode:

In this episode, host Kate Moody is joined by an expert panel in partnership with LexisNexis Risk Solutions to unpack a trend that’s quietly reshaping global finance: the slowdown in sanctions activity.

With the latest Sanctions Pulse Report showing a 40% drop in new designations - the steepest decline in three years - the team explores what’s really behind the numbers, and what it means for fintechs navigating compliance in 2025.

From delistings and enforcement trends to the growing role of automation, AI, and real-time data, they break down how fintechs can stay ahead in an increasingly complex regulatory landscape.

Whether you’re leading a compliance team or just curious about the forces shaping financial regulation, this episode is packed with insights on turning a quieter sanctions cycle into a smarter strategy. Enjoy the listen!

This week's guests:

Katarina Pranjić - Head of Regulation and Policy, Economic Crime at LexisNexis Risk Solutions
Emil Dall, Principal Consultant and Head of Sanctions, FINTRAIL.
James Dodsworth, Senior Manager, Financial Crime at Thistle Initiatives

Gain insight into the changes of major sanctions lists and watchlist data between January-June 2025 with the latest Sanctions Pulse series from LexisNexis ® Risk Solutions - https://risk.lexisnexis.co.uk/insights-resources/infographic/sanctions-pulse?trmid=BSCRMK25.UKI.14310.PD3P39065

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1009. News: How the AWS outage rocked fintech

Mon, 27 Oct 2025 07:00:00 -0000

About this episode:

Host David Barton-Grimley, Director of Strategy and Head of Product at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

As AWS outages shook the world this week, we explore how the disruption sent ripples through the fintech industry. We also speak with Tink about their expansion into the Pay by Bank market across France, Germany, and Austria, in partnership with Splitwise. Joining us as well is Paymentology, who share insights into their exciting Paycredit launch - a cloud-first credit ledger platform designed to help financial institutions build flexible, feature-rich credit products.

Elsewhere, Revolut has secured a banking licence - but why in Mexico and not the UK? We find out. Plus, we unpack what Zilch and Plaid’s latest partnership means for open banking repayments, and wrap up the show with a spooky, fintech-themed surprise for our panellists.

This week's guests:

Ian Morrin, Head of Payments at Tink
Merusha Naidu, Global Head of Partnerships at Paymentology
Pablo Viguera, co-CEO at Belvo

Also featuring a voice note from:

Joe Zender, Chief Product Officer at Zilch

Listen to Fintech Insider Insights Bonus: How Monzo stays online when everyone else goes down - with CTO Matej Pfajfar

Timestamps/stories

Intro - (00:00)⁠

AWS Outage: A Major Risk For The Financial Sector?- (08:20)

Splitwise expands Pay by Bank across France, Germany, and Austria with Tink -⁠⁠(20:10)⁠⁠⁠

⁠Paymentology Launches PayCredit to Power Credit Innovation for Digital Banks and Fintechs- ⁠(35:41)

Revolut gets Mexico banking license ⁠⁠- (48:04)⁠⁠

⁠⁠⁠⁠⁠⁠⁠Zilch and Plaid partner to integrate open banking into repayments-⁠⁠ (54:16)⁠⁠

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

Buy tickets for After Dark: 11fs.com/afterdark ⁠⁠⁠⁠

-- ⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠!

Learn more about your ad choices. Visit megaphone.fm/adchoices

1008. Insights: How to launch in the Middle East (Rewind)

Thu, 23 Oct 2025 06:00:00 -0000

About this episode:

This week we’ve got something a little different for you. David Barton-Grimley recently returned from the very first Money20/20 Middle East in Saudi Arabia - and beyond enjoying endless cups of Arabic coffee (and collecting a serious stash of swag), he was genuinely inspired by the region’s buzzing startup ecosystem. The energy, innovation, and ambition across the market were impossible to miss.

This week, we’re revisiting a conversation that’s just as relevant as it was a year ago, all about what it really takes to be a startup in this region.

In this episode, host Benjamin Ensor is joined by Gaia Lamperti, Ziad Mabsout, and Remo Abbondandolo to unpack the challenges and opportunities for fintechs launching in the Middle East. From navigating regulation to tapping into fast-evolving consumer demand, they share insights that remain spot-on for anyone eyeing expansion into the region.

Whether you’re exploring new markets or just curious about the Middle East’s fintech story, this one’s packed with valuable perspectives. Enjoy the listen!

This week's guests:

Gaia Lamperti - Middle East Producer at Bloomberg

Ziad Mabsout - Co-founder and CEO of Vennre

Remo Abbondandolo - General Manager, VP MENA at Checkout.com

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1007. News: Goldman Sachs acquires Industry Ventures and UK fintech funding bounces back to 2022 highs

Mon, 20 Oct 2025 06:00:00 -0000

About this episode:

Stories covered on the podcast this week include:

This week on the podcast, Wise is making big moves in India with the launch of their travel card - and they’ve also announced a new UAE payment licence. We hear more from them about these exciting developments.

HSBC Banking Innovation joins us to break down the latest venture funding figures, which have reached a multi-year high in Q3.

In the UK, there are major steps forward in open banking as the FCA announces their new accelerator programme. We also take a closer look at Goldman Sachs’ acquisition of Industry Ventures, but what does it mean for the venture market?

Benjamin shares his thoughts on the further delays in Revolut’s banking licence, and, most importantly, we dive into a heated debate about the least practical foods to deliver by drone.

This week's guests:

Thomas Easterby - Head of Fintech at HSBC Innovation Banking
Arun Tharmarajah - Head of EMEA Banking and Payments at Wise
Barry O’Donohoe - CEO and Co-founder of Raidiam

Featuring voice notes from:

Colin Payne - Head of Innovation at the FCA

Timestamps/stories

Intro - (00:00)
Wise challenges India’s Forex Card market: announces country’s first travel card- (06:17)

UK venture funding reaches multi-year high according to HSBC Innovation’s Q3 figures⁠ -⁠(20:16)⁠⁠

The UK’s FCA launches an open finance accelerator (34:41)

Goldman Sachs is acquiring Industry Ventures for up to $965M as alternative VC exits surge ⁠⁠- (45:57)⁠

⁠⁠⁠⁠Revolut faces further UK license delays; acquires AI travel agent-⁠⁠ (53:54)

As food delivery drones take off in Ireland, here are the most popular items-(56:10)⁠

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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-- ⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠!

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1006. Insights: AI in banking - What it really means for the customer

Thu, 16 Oct 2025 06:00:00 -0000

About this episode:

AI is everywhere-your newsfeed, your boardroom, your LinkedIn inbox. But when it comes to real, customer-facing use cases in finance… there’s not much to see. Why isn’t AI transforming the customer experience yet? What’s working behind the scenes, and what’s just hype?

On this episode we’re cutting through the hype. From smart chatbots and virtual agents to automated KYC, compliance, and document checks, AI is making an impact but mostly behind the curtain. It’s saving time, reducing errors, and sometimes even beating humans at speed. The real challenge? Turning that quiet efficiency into a transformative customer experience.

David Barton Grimley is joined by three experts who live and breathe AI in financial services to unpack what’s real, what’s next, and how we move from quiet automation to game-changing customer impact.

This week's guests:

Oscar Barlow - Head of AI Advocacy at Starling
Vivek Madlani - Co-founder and CEO of Multiply Ai
Rosie Lee, Senior UX Researcher & Customer Strategist at 11:FS

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1005. News: Are Checkout and Monzo reviving the British fintech invasion?

Mon, 13 Oct 2025 06:00:00 -0000

About this episode:

Stories covered on the podcast this week include:
Checkout takes a bold step into U.S. banking with its new charter license - but what does that really mean in practice? We dig into the implications.

Yapily joins us to discuss their new account verification service for business customers across Europe, and we unpack why this matters now more than ever.

We also take a closer look at Yup’s sizeable funding round - and explore why this is such an exciting moment for the Southeast Asian fintech market.

Meanwhile, Monzo is making serious moves in the U.S., and our panellists weigh in with their predictions.

Back in the UK, social enterprise The Big Issue has teamed up with fumopay to enable sellers to accept open banking payments - a big step forward in financial and digital inclusion.

And finally, we take a look at California’s new law banning loud ads on streaming services. Will it bring peace and quiet - or crank up the volume on regulatory debate?

This week's guests:

Dan Dall'Asta - General Partner at Foxe Capital
Stefano Vaccino - Founder and CEO of Yapily
Grant Evans - VP, Sales and Partnerships at Worldpay for Platforms

Featuring voice notes from:

Jordan Reynolds, MALPB CEO and Head of North America Banking at Checkout.com
David Barton Grimley, Director of Strategy and Head of Product at 11:FS

Timestamps/stories

Intro - (00:00)

Checkout sees US bank Charter for Card Payment processing- (06:22)

Yapily supports Google to provide bank account verification services for business customers in Europe -(20:01)⁠

Yup raises $32m for Southeast Asian digital bank ⁠⁠- (35:15)

⁠⁠⁠Monzo plots new move for US banking licence⁠ -⁠ (42:52)

Big Issue partners fumopay to let sellers accept open banking payments-(54:51)

⁠New California law bans loud ads on streaming services for ‘peace and quiet’⁠- (56:31)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠

-- ⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠podcasts@11fs.com⁠⁠⁠!

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1004. Insights: The stablecoin stack: building real-world payment rails

Thu, 09 Oct 2025 06:00:00 -0000

About this episode:

Stablecoins

Yep, we’re talking about those again - but this time, the story’s changed.

The market has jumped to $270B, transaction volumes are rivalling SWIFT, and - finally - stablecoins are making real money.

In this episode of Fintech Insider Insights, in partnership with Fireblocks, David Barton-Grimley is joined by an expert panel to get practical on how to actually operationalise stablecoin payments: from architecture and compliance to KPIs and common pitfalls.

No more whitepapers - this is stablecoins, in the real world.

This week's guests:

Ran Goldi - SVP Payments and Network at Fireblocks
⁠Lux Thiagarajah⁠ - Chief Commercial Officer at OpenPayd
Anoosh Arevshatian - Chief Product Officer at Zodia Custody

Find out more about ⁠⁠Fireblocks⁠

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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1003. News: SWIFT embraces blockchain, JP Morgan ditches Nutmeg and what do digital IDs mean for fintech?

Tue, 07 Oct 2025 09:56:00 -0000

About this episode:

Host Benjamin Ensor, Director of Research and Strategy, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

This week: SWIFT joins forces with global banks in a major blockchain overhaul - we break down what it means. The UK mandates digital ID checks for the right to work, but what’s the impact on fintech innovation?

We hear from Paygentic about their next-gen payment infrastructure -an AI-first approach that could shake up the space. And speaking of AI, OpenAI and Stripe are teaming up on ChatGPT-powered payments.

Plus, we say goodbye to Nutmeg as JPMorgan unveils its digital wealth revamp. And finally, the big question: are concert tickets officially out of control?

This week's guests:

Sam Alarco - Co-founder of Paygentic

Stephen Richardson - Chief Strategy Officer and Head of Banking at Fireblocks

Samantha Emery - FS Executive and NED

Timestamps/stories

Intro - (00:00)

⁠⁠SWIFT and top global banks working on blockchain-based overhaul- (07:25)

⁠⁠UK Mandates Digital ID for Right to Work Checks, Sparking Fintech Innovation Concerns ⁠- (21:35)

⁠⁠Paygentic unveils AI-first payment infrastructure for next-gen applications⁠ - (38:14)

Open AI and Stripe partner for Chat GPT Payments

JP Morgan ditches Nutmeg brand in digital wealth revamp

Concert tickets aren’t expensive enough actually, says Live Nation CEO

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠

-- ⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠podcasts@11fs.com⁠⁠!

Learn more about your ad choices. Visit megaphone.fm/adchoices

1002. Insights: The digital transformation race: big banks vs neobanks.

Thu, 02 Oct 2025 06:00:00 -0000

About this episode:
In this episode, in partnership with Enfuce, host Benjamin Ensor dives into the real state of banking transformation in today’s digital-first world. It’s no longer just legacy banks versus neobanks; it’s about who can truly meet rising customer expectations, master regulatory complexity, and scale quickly without breaking what already works.

Are the big banks finally pulling ahead, or are nimble neobanks still leading the charge?

We unpack what modernisation really means—from infrastructure and innovation to trust and real-time delivery.

Tune in as we explore the strategies shaping the future of banking.

This week's guests:

Denise Johansson - Co-founder and CEO of Enfuce
Andy Sturrock - CTO of Atom Bank
Richard Davies - CEO of Allica Bank

Find out more about ⁠⁠Enfuce

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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Bonus: Shaping the future of finance: Derek White on big banks, bold moves and building at Galileo

Wed, 01 Oct 2025 06:00:00 -0000

About this episode:

On this episode of Fintech Insider, host David M. Brear sits down with Derek White, a leader who’s helped shape the future of finance from the inside across global banks, cutting-edge tech giants, and now, as CEO of Galileo.

We dive into:

Derek’s unique career journey: from traditional banking to transformational innovation
How his experience is shaping the next phase of financial infrastructure at Galileo
The trends, technologies, and opportunities defining the future of embedded finance
What it really takes to drive change inside the biggest players in the industry

If you’re interested in the intersection of legacy institutions and new-school fintech, this one’s a must-listen.

This week's guest:

Derek White - CEO at Galileo

Links to check out:

Join our ⁠⁠⁠WhatsApp community,⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠!

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1001. News - After Dark: Starling's glow-up, Gen Z’s saving streak and WhatsApp moves into SME payments

Mon, 29 Sep 2025 06:00:00 -0000

About this episode:

Our expert hosts Ross Gallagher and Kate Moody present Fintech Insider News live from Village Underground in London, along with some great guests to discuss the biggest fintech and financial services news this week.

Stories covered on the podcast this week include:

Starling unveils a bold new rebrand and a scheme aimed at helping the UK get 'better with money'. We dive into fresh data suggesting Gen Z are saving more than any other generation, and our panellists share their take on Meta’s new SME payment feature. Plus, we wrap up with a very special birthday celebration to mark 1,000 episodes of Fintech Insider.

This week's guests:

Charlotte Crosswell - Chair of Raidiam and Fintech NED
Marcin Glogowski - Senior Vice President and Managing Director for Europe and UK CEO of Marqeta
Sarah Kocianski - Fintech Consultant

Timestamps/stories

Intro - (00:00)

⁠Starling unveils new logo, app and cards to promote ‘good with money’ mission- (07:25)

⁠Banks face loyalty crisis as Gen Z trades institutions for influencers - (21:35)

⁠Meta lets small businesses offer in-WhatsApp payments - (38:14)

This edition of After Dark was sponsored by Marqeta, Fireblocks and SECCL.

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

-- ⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠podcasts@11fs.com⁠!

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1000. Insights: Fintech highlights from the past 10 years

Thu, 25 Sep 2025 06:00:00 -0000

About this episode:

It's here! We did it! Our 1,000th show is now yours. 🎉

That’s right - 1,000 episodes of diving deep into the trends, challenges, and characters that make fintech one of the most exciting industries on the planet. From our very first recording back in 2016 to now, it's been an incredible journey - and we couldn’t have done it without our amazing community.

To mark this milestone, Fintech Insiders David M. Brear, Laura Watkins, Kate Moody, and David Barton-Grimley come together to reflect on the biggest fintech moments of the past nine years - the ones that shaped the show, defined financial services, and made us who we are.

Expect nostalgia, big opinions, behind-the-scenes stories, and maybe even a few surprises…

In this episode, you’ll hear:

Reflections from our earliest contributors and legendary hosts
Top fintech moments from the past 9 years
Thoughts on what’s next for the industry - and for Fintech Insider

Whether you've listened to all 999 episodes or you're just joining us, this one’s for you.

Thanks for being part of the journey. Here’s to the next thousand!

Contributors:

Megan Caywood - Founder & CEO of Caywood
Nigel Walsh - Global Head of Insurance at ServiceNow
Ali Paterson - Editor‑in‑Chief at Fintech Finance
Val Kristensen - Corporate Affairs Director (CAD) at OakNorth
Richard Davies - CEO of Allica Bank
Nick Ogden - CEO at 54 Knots
Colin Payne - Head of Innovation at the FCA
Sam Maule - Head of Business Development at Moov
Sophie Guibaud - Strategic Sparring Partner, Building Alpha
Romi Savova - Founder and CEO of PensionBee

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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999. News: Plaid pays JP Morgan, HALA's record breaking raise, and Thunes speeds up Saudi payments

Mon, 22 Sep 2025 06:00:00 -0000

About this episode:

This week's guests:

Ahmad Yaacoub - VP MENA and Country Head for Saudi Arabia at Thunes
Mei Lim - Group CFO and Managing Partner at Anthemis and CommonAI Board Director
Dave Morris - CEO of FoundryOS

Also featuring a voice note from Jason Mikula, Publisher at Fintech Business Weekly, from Episode 981 of Fintech Insider News.

Stories covered on the podcast:

As we edge closer to the monumental 1000th episode of Fintech Insider, there’s certainly no shortage of big stories to cover.
This week, Plaid agrees to pay JP Morgan for access to customer data - a major move in the data-sharing space. We also hear from Thunes about the launch of real-time payments in Saudi Arabia. Plus, we unpack a record-breaking raise from HALA in the region.
We also get a first-hand look at the launch of CommonAI, the new initiative from Anthemis and Cambridge AI Venture Partners aimed at supercharging AI innovation in the UK and Europe.
It’s Pensions Awareness Week, and we’re spotlighting a startup on a mission to shake up the market and help younger generations save smarter.
And finally - yes, we make time for a heated debate about Monopoly. You’ve been warned.

Timestamps:

Intro - (00:01)

Plaid to pay JPMorgan for access to customer data-(08:50)

Thunes expands real-time payments to Saudi Arabia- (21:31)

Anthemis and Cambridge AI Venture Partners launch CommonAI: A strategic collaboration to supercharge the UK and European AI market ’ - (33:11)

HALA Secures $157M in Landmark Series B, Among Largest Fintech Rounds in Middle East-(50:27)

Fintech Startup Chest Set to Launch New Pension App That Turns Savings From Everyday Spending Into Future Retirement Funds- (1:03:50)

Real Monopoly money revealed by the Royal Mint- (1:07:01)

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠⁠⁠⁠⁠⁠tide.co/fintech⁠⁠⁠⁠⁠⁠⁠ for full terms and use code 'FINTECH' to get started"

Build your stablecoin strategy with Fireblocks. Learn more at ⁠http://fireblocks.com/⁠

After Dark is back!

⁠⁠⁠⁠⁠Tickets are available here.⁠⁠⁠⁠

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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998. Insights: The new rules of underwriting - Live from Money20/20 Middle East

Thu, 18 Sep 2025 06:00:00 -0000

About this episode:

In this episode of Fintech Insider Insights by 11:FS, recorded in partnership with AdalFi and live at the very first Money20/20 Middle East in Saudi Arabia, host David Barton-Grimley explores a critical and fast-evolving frontier in financial services: the future of underwriting.

As SMEs sit at the intersection of consumers and banks, the lines between who serves whom—and how—are blurring. It is no longer enough to rely on static risk models. In today’s digital economy, real-time data and dynamic cash-flow insights are reshaping how lenders, fintechs, BNPL providers, and banks assess risk and build trust.

Joined by a panel of experts and brought to you in partnership with AdalFi, this episode examines how the industry can better serve SMEs—without compromising on risk or compliance.

Tune in as we explore the data-driven future of underwriting and the partnerships powering it.

This week's guests:

Salman Akhtar - CEO and Co-founder of AdalFi
Walid Hassouna - CEO at ValU
Abdulla Almoayed - Founder and CEO of Tarabut

Find out more about AdalFi

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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997. News: Revolut’s UAE licence, Pipe’s partnership with Uber, and Accion Ventures’ inclusion fund

Mon, 15 Sep 2025 06:00:00 -0000

About this episode:

Host Benjamin Ensor, Director of Research & Strategy, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

This week's guests:

Luke Voiles - CEO of Pipe
Amee Parbhoo - Managing Partner at Accion Ventures
Uneesa Zaman - Founder of Ayda Invest

Stories covered on the podcast:

On this week’s episode, we look at Accion Ventures raising over $60 million to fund fintechs focussed on financial inclusion; Revolut eyeing UAE expansion after securing a licence from the central bank; Pipe partnering with Uber Eats to support small restaurants across the US; digital bank Snappi launching in Greece; Lloyds buying UK wallet fintech Curve; and maybe one of the rudest “and finallys” we’ve ever had.

Timestamps:

Intro - (00:01)

Accion Ventures closes $61.6 million fund to invest in early stage fintech - (04:07:)

Revolut plans UAE debut after securing Central Bank Licence - (17:37)

Uber partners with fintech firm Pipe to offer loans to small businesses - (29:21)

Digital bank Snappi launches in Greece - (45:14)

Lloyds closes in on £120 million takeover of fintech Curve - (51:38)

Tribunal rules it’s ok to call your boss a dickhead - (53:24)

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠⁠⁠⁠⁠tide.co/fintech⁠⁠⁠⁠⁠⁠ for full terms and use code 'FINTECH' to get started"

Build your stablecoin strategy with Fireblocks. Learn more at http://fireblocks.com/

After Dark is back!

⁠⁠⁠⁠Tickets are available here.⁠⁠⁠

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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996. Insights: How are real-time payments reshaping global finance?

Thu, 11 Sep 2025 06:00:00 -0000

About this episode:

Money is moving faster than ever - across borders, between people, even between machines.

Real-time payments and account-to-account (A2A) technology are quietly transforming the payments landscape, challenging legacy systems and reshaping how we move money.

In the UK, change is on the horizon as the government sets out plans to modernise payment infrastructure. But can the system keep up?

In this episode - in partnership with Mastercard - host Benjamin Ensor is joined by industry experts to explore the future of real-time payments, the rise of A2A, and what it all means for the future of commerce.

This week's guests:

Helena Forest - Executive Vice President (EVP), Product & Commercial for Real‑Time Payments at Mastercard
Andy Sacre - Head of Payments at Monzo.
Ugne Buraciene - Group CEO at payabl.

Find out more about ⁠Mastercard's A2A Payments

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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995. News: Klarna finally files its IPO; Crowdcube target later stage investors; and 11:FS Holdings takes on private banking

Mon, 08 Sep 2025 06:00:00 -0000

About this episode:

Host Laura Watkins, Director of Media and Marketing is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

This week's guests:

Jamie Campbell, Deputy CEO at 11:FS Holdings
Matt Cooper, Co CEO at Crowdcube
Mike Curtis, Co-founder and CTO at Multiply ai

Also featuring voice notes from :

Diya Jolly, Chief Product and Technology Officer at Xero
Sarah Kocianski, former CEO of Fintech Wales:.

Stories covered on the podcast:

On this week’s episode, we dive into Project Arnaud - the latest wealth management tool from Jason Bates, David Brear, and Jamie Campbell of 11:FS Holdings, alongside Max Koretskiy.

Klarna has finally filed for an IPO, but what does the future hold for the BNPL giant? We explore the implications. Meanwhile, Crowdcube shares insights into its move into later-stage investments.

We also take a closer look at Xero’s new AI super-agent, JAX, and examine what Open Banking reaching 11 million users in the UK really means.

And yes - there’s more shrinkflation horror ahead, especially for chocolate lovers...

Timestamps:

Intro - (00:00)

⁠⁠Fintech pioneers unite to build bank for high net worth individuals⁠- (07:45)

⁠Crowdcube announces launch of later stage investments - (24:42)

Klarna launches debit card in Europe; files for US IPO ⁠- (44:06)

⁠Xero Launching AI Superagent ⁠- (57:29)

UK open banking hits 15 million users- (1:08:28)

CHOCCY HORROR Quality Street Christmas chocolate tubs shrink AGAIN with six fewer sweets- (1:10:58)

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠⁠⁠⁠tide.co/fintech⁠⁠⁠⁠⁠ for full terms and use code 'FINTECH' to get started"

After Dark is back!

⁠⁠⁠Tickets are available here.⁠⁠⁠

About 11:FS

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠⁠⁠⁠⁠⁠⁠11fs.com/ventures⁠⁠⁠⁠⁠⁠⁠

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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⁠Subscribe to our Bitesized newsletter⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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994. Insights: The future of partnerships in fintech

Thu, 04 Sep 2025 06:00:00 -0000

About this episode:

We’re all looking for the perfect partner- whether in life or business. And in today’s fast-moving fintech world, the right partnership can make or break your product.

In 2025, digital innovation is reshaping how companies collaborate. According to Deloitte, over 70% of fintech product launches now involve a strategic partner and cross-company collaboration has doubled in just three years.

Partnerships aren’t optional anymore, they’re essential. From scaling faster to innovating smarter, teaming up is often the only path to market success.

Join host Benjamin Ensor and a panel of experts as they dive into the new rules of product partnerships:

Because in fintech, finding “the one” is just the beginning.

This week's guests:

Deniz Oran- Head of Payment Partnerships EMEA at Google
Mo Damman, Head of Card Network and Product Partnerships at Adyen
Veronica Glab -Strategic Partnerships lead at Juice Ventures

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠⁠⁠⁠tide.co/fintech⁠⁠⁠⁠⁠ for full terms and use code 'FINTECH' to get started"

Links to check out:

After Dark is back! ⁠Tickets are available here.⁠

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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993. News: Visa’s exit from US open banking, free subway rides from Revolut, and the great UK meal deal debate

Mon, 01 Sep 2025 06:00:00 -0000

About this episode:

Content warning: This episode includes discussions of suicide, which some listeners may find distressing. Please take care while listening

Host Kate Moody, Fintech Strategy Director is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

This week's guests:

Megan Caywood, CEO at Caywood
Grant Evans, VP of WorldPay
Oliver Smith, Head of Content @ Money20/20 Europe

Stories covered on the podcast:

On this week’s episode, we dive into why Visa is halting its open banking operations in the U.S., amid growing regulatory challenges. Square has made its product roadmap publicly available - but what are the pros and cons of such transparency?

We also explore why Revolut is offering free subway tickets to its U.S. customers, and examine The Commonwealth Bank of Australia's surprising reversal on its decision to replace call centre staff with AI. Plus, we take a closer look at the latest UK supermarket price hikes that have sparked widespread outrage across the country.

Timestamps:

Intro - (00:00)

⁠Visa halts open banking operations in US amid regulatory challenge- (05:46)

Square Mixes Bitcoin, Loans and Kiosks in ‘Open Roadmap’ - (19:33)

Revolut offering free subway rides to new NYC customers- (33:55)

CommBank reverses plan to replace call centre staff with AI - (43:36)

Bunq hit with €2.6m fine by Dutch central bank- (52:23)

Customers feeling raw after Tesco adds 25p to price of a meal deal- (54:43)

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠⁠⁠tide.co/fintech⁠⁠⁠⁠ for full terms and use code 'FINTECH' to get started"

After Dark is back!

⁠⁠Tickets are available here.⁠⁠

About 11:FS

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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992. Insights: Why are stablecoins SO hot right now?

Thu, 28 Aug 2025 06:00:00 -0000

About this episode:

As a long, hot summer in fintech rumbles on, we thought we’d take a closer look at what’s heating up the industry right now - stablecoins.

Once a niche corner of crypto, stablecoins are now reshaping everything from cross-border payments and corporate treasury to on-chain finance and consumer savings. With an estimated $230–$270 billion in circulation and growing adoption from major players - Stripe, in 2025, launched stablecoin-powered accounts in over 100 countries; PayPal teamed with Coinbase to promote its PYUSD stablecoin; and Visa expanded its settlement system to support PYUSD and other tokens - stablecoins are no longer just for trading. They’re becoming the rails of the next-gen financial system.

In this episode, David Barton-Grimley is joined by an expert panel to unpack why stablecoins are exploding in popularity, how regulatory clarity in the EU and beyond is fuelling institutional adoption, and what it all means for the future of global finance.

This week's guests:

Anthony Oduu Co-founder at Verto FX
Neil Chopra, Head of Strategy & Business Development at Fireblocks
Morgan Krupetsky, VP of OnChain Finance at Ava Labs

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠⁠⁠tide.co/fintech⁠⁠⁠⁠ for full terms and use code 'FINTECH' to get started"

Links to check out:

After Dark is back! Tickets are available here.

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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991. News: Klarna’s big loan moves, Monzo’s mobile expansion & Robinhood’s AI investing launch

Mon, 25 Aug 2025 00:00:00 -0000

About this episode:

Host David Barton Grimley, Director of Startegy and Head of Product at 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

This week's guests:

Anine de Kock, Head of Partnerships at Peach Payments

Jason Saltzman, Head of Insights at CB Insights

Chantal Swainston, Founder of The Heard

Also featuring a voice note from Joe Colchester, Head of Product at 11:FS Pulse.

Stories covered on the podcast:

We dig into why Klarna is making major moves with its BNPL loans in the US. Monzo steps into the mobile space, riding high on impressive customer satisfaction ratings. We also take a closer look at Robinhood’s brand-new AI investing tool and what it could mean for your money.

Elsewhere, Peach Payments launches real-time payment features in the South African market -we find out what that means for merchants and users alike.

And yes, there’s time for another essential podcast discussion... this week, it’s all about biscuits, thanks to Zopa’s latest marketing campaign.

Timestamps:

Intro - (00:00)

Klarna to sell $26bn of US BNPL loans - (06:03)

Monzo to offer customers mobile plans - (16:48)

Robinhood UK rolls out AI investing assistant to decode market movements-(31:32)

Peach Payments introduces real-time clearance payouts - (41:42)

Starling extends business banking suite with Ember acquisition- (52:47)

Zopa marketing stunt invites consumers to bite into Biscuit - (53:54)

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠⁠tide.co/fintech⁠⁠⁠ for full terms and use code 'FINTECH' to get started"

After Dark is back!

⁠Tickets are available here.⁠

About 11:FS

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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990: Insights: What’s happening with agentic AI in financial services right now?

Thu, 21 Aug 2025 06:00:00 -0000

About this episode:

AI has already delivered impressive gains - from streamlining back-office operations to powering conversational assistants. But Agentic AI represents an entirely new frontier.

These systems don’t just respond - they act. They make decisions, take initiative, and operate on behalf of users with a level of autonomy that could fundamentally reshape how banks and financial institutions serve their customers.

So, what’s still missing? What barriers are holding us back? And most importantly, what needs to happen for Agentic AI to deliver real value - for both customers and institutions?

In this episode, David Barton-Grimley is joined by Gradient Labs, who recently worked with a major UK bank to implement Agentic AI in a way that didn’t just automate, but truly transformed critical customer interactions. Alongside a panel of experts, the conversation digs into the biggest challenges around ownership, regulation, and trust.

Is Agentic AI the future of customer experience - or just the latest tech buzzword? You’re about to find out.

This week's guests:

Dimitri Masin - CEO at Gradient Labs
Tim Elder - Chief Product Officer at Multiply
Aditi Subbarao - Strategic Partnerships Lead, Instabase

Find out more about Gradient Labs

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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989: News: Stripe partners EBANX to push Pix for SMBs in Brazil, and Brex breaks into Europe

Mon, 18 Aug 2025 06:00:00 -0000

About this episode:

Join host Benjamin Ensor from 11:FS as he teams up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services landscape.

This week's guests:

Aaron Carpenter, CEO at Transact Pay
Bruno Diniz, Managing Partner at Spiralem
Theodora Lau, Founder of Unconventional Ventures

Also featuring a voice note from Daniel Kornitzer, VP of Global Partnerships at EBANX

Stories covered on the podcast:

This week, there's major payments news as Stripe and EBANX team up to bring Pix to SME clients in Brazil. Brex has secured a payments license to operate in the EU-but what does that mean for its IPO ambitions? We're also joined by TransactPay to unpack their recent acquisition by Marqeta and what it means for both companies. Meanwhile, Cambodia's Wing Bank has launched the country's first combined credit and debit card, and we take a closer look at the acquisition rumours swirling around UK fintech unicorn GoCardless. And finally, the creator of a beloved UK chocolate bar has sparked a national debate over shrinkflation...

Timestamps:

Intro - (00:00)

Stripe Gives Businesses Access to Pix Via EBANX Partnership- (06:22)

⁠Brex secures payment licence to serve EU- (19:28)

Marqeta Acquires TransActPay to Bolster Card Program Management- (36:06)

Cambodia's Wing Bank issues 2-in-1 combined debit and credit card -(45:51)

UK fintech unicorn GoCardless in acquisition talks-⁠ (45:51)⁠⁠
Freddo bar creator would be ‘rolling in his grave’ at its price today, daughter says ⁠- (56:29)

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠tide.co/fintech⁠⁠ for full terms and use code 'FINTECH' to get started"

After Dark is back!

Tickets are available here.

About 11:FS

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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988: Insights: How can the UK regain its fintech mojo?

Thu, 14 Aug 2025 06:00:00 -0000

About this episode:

London was the fintech capital.
Smart regulation. Absurd levels of talent. Mountains of capital. All crammed inside the M25 like a pressure cooker. And for years, it worked.

We weren’t just on the map. We were the map - the bloody compass, even.

But fast forward to today, and it doesn’t feel like we’re top dog anymore.

London’s not punching like it used to.

So… what happened?

More importantly - what now?

In this episode, host David M. Brear and a panel of knowledgeable guests ask: is London still leading the world in fintech and tech innovation, or has the crown quietly slipped?

This week's guests:

Valentina Kristensen - Corporate Affairs Director at OakNorth
Oliver Smith - Freelance Journalist

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠

Support our sponsors

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠⁠tide.co/fintech⁠⁠ for full terms and use code 'FINTECH' to get started"

About 11:FS

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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Live show announcement! After Dark | Live podcast in London | Tickets available now

Wed, 13 Aug 2025 12:57:00 -0000

Fintech Insider is about to hit 1000 episodes!

We’re celebrating this epic milestone with a very special Fintech Insider: After Dark.

Join fellow fintech fans for an evening of food, drinks, and good vibes as we bring you a live edition of our news podcast featuring your fave Fintech Insiders.

Tickets are free and available right now at 11fs.com/afterdark

When: Wednesday 24th September from 6pm

Where: Village Underground, London

Our panel so far:

🎙️ David M. Brear - Group CEO at 11:FS

🎙️ Ross Gallagher - Head of Consulting at 11:FS

🎙️ Marcin Glogowski - SVP Managing Director for Europe and UK CEO at Marqeta

See you there!

This edition of After Dark is sponsored by Marqeta and Fireblocks.

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987: News: Revolut go after US banking licence, record breaking raises in the UAE, and is Klarna's IPO back on track?

Mon, 11 Aug 2025 06:00:00 -0000

About this episode:

Join host Ross Gallagher from 11:FS as he teams up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services landscape.

This week's guests:

Brian Spurling - Head of EMEA at Cogo
Jasper Sneff Nanni - Managing Principal at FS Vector
Ruth Foxe Blader - Managing Partner, Foxe Capital

Stories covered on the podcast:

This week, we delve into Revolut’s bid for a U.S. banking licence, examining it in the context of its prolonged “mobilisation” phase here in the UK. Cogo has launched a new electronification tool aimed at helping homeowners and vehicle owners save money - they join us to talk us through it. We also cover a record-breaking funding round by Alaan in the UAE, while Klarna is back in the spotlight - could an IPO revival be on the cards? Host Ross shares his thoughts on Hong Kong’s first stablecoin licences and Coinbase’s latest TV ad, which has stirred debate in the UK...

This week's guests:

Timestamps:

Intro - (00:00)

⁠Revolut weighs buying US bank to get licence⁠ - (06:22)

Cogo strengthens product portfolio with the launch of electrification tool - (19:28)

⁠AI-powered fintech Alaan raises $48m, one of the largest Series A rounds in MENA- (36:06)

⁠Klarna considers autumn IPO revival- (45:51)

⁠Hong Kong to issue first stablecoin licences in early 2026⁠ - (56:29)

⁠Coinbase’s UK musical ad hits a nerve - sparking debate from crypto fans to founders- (58:04)

Support our sponsors

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠tide.co/fintech⁠ for full terms and use code 'FINTECH' to get started"

About 11:FS

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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986: Insights: Getting the UK innovating again: A conversation with Colin Payne from the FCA

Thu, 07 Aug 2025 06:00:00 -0000

About this episode:

This week’s episode is brought to you by someone who truly lives at the intersection of regulation and innovation: Colin Payne, Head of Innovation at the FCA.

If you’re not familiar with the FCA - the Financial Conduct Authority - it’s one of the UK’s key financial regulators. Think of it like the SEC in the US: overseeing markets to ensure they’re fair, transparent, and safe.

But Colin isn’t just observing the future - he’s actively shaping it. Join David Brear, Group CEO at 11:FS, as he dives into Colin’s unique journey and uncovers what it really means to lead innovation at the FCA.

This is a conversation that left David buzzing with positivity long after the mics were off - and one you definitely won’t want to miss.

This week's guests:

Colin Payne - Head of Innovation at the FCA

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠

About 11:FS

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit ⁠tide.co/fintech⁠ for full terms and use code 'FINTECH' to get started"

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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985. News: UAE surpasses UK in fintech funding, PayPal enables crypto payments, and Wise moves closer to US listing

Mon, 04 Aug 2025 06:00:00 -0000

About this episode:

Join hosts Laura Watkins and Ross Gallagher from 11:FS as they team up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services landscape.

This week's guests:

Michael Carter - Senior Policy Advisor at Innovate Finance
Sophie Guibaud - Strategic Sparring Partner, Building Alpha

Stories covered on the podcast:

We discuss the UAE overtaking the UK in global fintech rankings, PayPal launching its new ‘Pay with Crypto’ feature, NatWest signing a formal agreement with PEXA to integrate its digital property exchange platform for remortgage transactions, Wise shareholders voting to move the company’s primary stock listing to the US, Australians making over 4 billion mobile wallet payments in the past year, and Revolut allowing 16–17‑year‑olds to upgrade from child accounts to controlled personal accounts for greater financial independence.

This week's guests:

Timestamps:

Intro - (00:00)

UAE usurps UK in global fintech rankings - (04:42)

PayPal unveils 'Pay with Crypto' feature - (18:28)

NatWest adopts Pexa digital remortgage platform - (33:58)

Wise votes in favour of US listing despite share class controversy - (44:44)

Australians embrace digital banking as digital wallet use surges - (55:04)

Revolut offers financial independence to 16-17 year olds - (57:33)

Check out Ross's article

Download our Homebuying report

Support our sponsors

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.22% (AER), with instant access to your money. Plus, if you fund your new account with £5,000 in the first 30 days, you'll get £100 cashback. T&C's apply. Visit tide.co/fintech for full terms and use code 'FINTECH' to get started"

About 11:FS

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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984. Insights: Are financial services still failing small businesses?

Thu, 31 Jul 2025 06:00:00 -0000

About this episode:

Small and medium-sized businesses -or SMEs - are the backbone of the global economy. But despite their vital role in the financial ecosystem, they’re still too often overlooked and underserved.

This week, we’re putting SMEs back in the spotlight - and for good reason. You might be thinking, “Haven’t we covered this before?” And yes, we have. But in 2025, the challenges have evolved - and so must our solutions.

So, how can we better meet the needs of SMEs, not just locally, but globally? What real steps can we take to close the gap?

At 11:FS, we never stop banging the drum for SMEs - and in this episode Benjamin Ensor is joined by a brilliant lineup of experts ready to tackle the hard questions and explore what comes next.

This week's guests:

Conrad Ford, Chief Product and Strategy Officer at Allica Bank
Robin Jones, Co-lead iwocaPay
Hanna Sommer, Director of GTM & Strategic Partnerships at Liberis

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠

About 11:FS

Support our sponsors:

If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at ⁠⁠⁠⁠⁠tide.co/insider⁠⁠⁠⁠⁠.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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983. News: Monzo shifts investments to Seccl, Pipe levels up with AI and BNPL meets its regulator

Mon, 28 Jul 2025 06:00:00 -0000

About this episode:

Stories covered on the podcast:

This week, Monzo begins migrating its investment accounts to Seccl, and we’re joined by Seccl to unpack what this means for users and the wider platform. We also explore Pipe’s latest move into AI, with the unveiling of powerful new agent technology.
As Buy Now, Pay Later regulation tightens, even the smallest loans may soon require affordability checks — but what could this mean for providers and consumers alike?
Plus: Stripe acquires Orum to boost real-time payments, Sam Altman shares fresh concerns about AI’s future, and we ask — should fintech be on the school curriculum? Young voices weigh in.

This week's guests:

Claurelle Rakipovic- Chief Product Officer at Pipe
James Holmes - Chief Commercial Officer at Seccl
Neil Kadagathur- CEO and Founder of Creditspring

Also featuring a voice note from:

Stephany Kirkpatrick - Founder and CEO of Orum, from Episode 793 of Fintech Insider News

Timestamps

Intro - (00:00)

Monzo migrates investment accounts to Seccl- (05:22)

Pipe unveils new AI agents to supercharge growth - (17:21)

New ‘buy now, pay later’ affordability checks may cover even smallest loans-(36:21)

Stripe Acquires Orum for Undisclosed Amount -(46:00)

Sam Altman fears AI-enabled fraud crisis - (55:28)

Young People Call for Change: 84% of Kids and Teens Want to See Financial Education on the New National Curriculum - (57:11)

About 11:FS

Links to check out:

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Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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982. Insights: Things just got personal - The case for better personalisation in financial services

Thu, 24 Jul 2025 06:00:00 -0000

About this episode:

Today, we're zooming in on one of the hottest buzzwords in financial services: personalisation. But we're not just talking about your bank app greeting you by name - we're asking the big questions:

👉 What really makes an experience feel personal?
👉 Is it smarter product suggestions, or a full-on redesign of how value is delivered to you?

In this episode, David Barton-Grimley breaks down how banks and fintechs are using personalisation to win hearts (and market share). From AI and chatbots to data-driven insights, we’ll explore how emerging tech is transforming static financial tools into dynamic digital companions.

We’ll also tackle the trust factor: how much data are people actually willing to share, and what do they expect in return?

With 91% of consumers saying personalised recommendations boost their engagement, this episode is your cheat sheet for building loyalty, staying relevant, and standing out in a crowded market.

Tune in - because when it comes to the future of finance, it’s personal.

This week's guests:

Daniel Gold - CEO of Stratiphy
Fernanda Dobal - Director of Product at Cleo
Ken Hart - CEO of Snowdrop Solutions

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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981. News: Bilt celebrates a big raise, Lloyds eyes Curve, and is JPMorgan killing fintech?

Mon, 21 Jul 2025 06:00:00 -0000

About this episode:

Host David Barton-Grimley, Fintech Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

JPMorgan is reportedly planning to charge fintech companies for access to customer data. Elsewhere, we explore what this development could mean for the industry. Wise joins us to discuss their latest partnership with UniCredit - a European first. In other news, Bilt's valuation has soared to $10.75 billion following a $250 million funding round. Is Lloyds Banking Group considering a takeover of Curve? And which British soap opera has been breaking the rules by promoting a fintech product on their show?

This week's guests:

Jason Mikula - Founder of Fintech Business Weekly
Julie Arnoux - Europe Commercial Head, Wise Platform
Veronica Glab - Independent FinTech Strategist

Also featuring a voice note from:

Phoebe Chibuzo Hugh - Head of Insurance at Monzo

Timestamps

Intro - (00:00)

JPMorgan reportedly intends to charge fintechs for customer data - (05:14)

UniCredit Becomes First Major Bank in Europe to Launch Fast, Secure Foreign-Currency Payments Through Partnership With Wise Platform - (17:33)

Bilt's valuation soars to $10.75bn following $250m funding round - (31:45)

Lloyds Banking in talks to buy digital wallet provider Curve - (39:36)

Monzo Unveils Flexible Home Insurance for Homeowners - (47:14)

Hollyoaks, a British Soap Opera is ruled to have breached Ofcom rules by promoting fintech app in episode - (49:16)

About 11:FS
At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.
Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at 11fs.com/ventures

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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980. Insights: Can embedded finance be a fix-all for SMBs?

Thu, 17 Jul 2025 06:00:00 -0000

About this episode:

Today, we’re diving into fresh insights from our friends at Marqeta, who are gearing up to release their annual State of Payments report. This year’s survey spans 500 small and medium-sized businesses in the UK, 500 in the US, and 3,000 consumers across both regions.

So, what’s keeping SMBs up at night? And how can next-generation payment solutions help them stay competitive in a rapidly evolving landscape?

In this episode, David Barton-Grimley is joined by experts from Marqeta and a panel of industry leaders to answer these questions.

This week's guests:

Marcin Glogowski - Senior Vice President and Managing Director for Europe and UK CEO of Marqeta
Hanna Sommer - Director of GTM & Strategic Partnerships at Liberis
Stéphane Dehaies - CEO of Spendesk Financial Services

Visit Marqeta’s website to be the first to know when their State of Payments Report launches.

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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979. News: Monzo slapped with bumper fine, Robinhood stands strong on tokenisation, and will TSB vanish from the high street for good?

Mon, 14 Jul 2025 06:00:00 -0000

About this episode:

Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

In Q2 2025, AI continued to dominate the innovation landscape, accounting for 30% of all venture capital investment, according to HSBC Innovation Banking and Dealroom's 2025 Q2 Innovation Updates. Healthtech overtook fintech for the first time as the most-funded sector, signalling a shift in investor priorities. Santander’s potential acquisition of TSB could lead to the TSB brand disappearing from the UK high street. Robinhood announced plans to offer tokenised equities, expressing confidence that they will meet regulatory approval. Meanwhile, Monzo faces a significant fine for anti-money laundering failings. We also take a look at research which reveals that Gen X prioritises security over convenience in payment methods, and question whether the payments industry is doing enough to support LGBTQ+ inclusion.

This week's guests:

Tom Easterby - Head of Fintech at HSBC Innovation Banking

Jessica Cath - Partner, Financial Crime at Thistle Initiatives

Sophie Condie - CEO of Shieldpay

Timestamps

Intro - (00:00)

⁠⁠HSBC Innovation Banking and Dealroom release their 2025 Q2 Innovation Update - (06:32)

Santander bank deal could mean TSB name disappears from UK high street - (19:19)

Robinhood ‘Confident’ Tokenized Equities Will Withstand Regulatory Scrutiny- (34:01)

Monzo hit with £21million pound fine for AML failings- (45:12)

New Report Finds Gen X Prioritises Security Over Convenience in Payment Choices - (57:08)

The Payments Association calls for more LGBTQIA+ diversity in payments - (59:54)

Support our sponsors:

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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978. Insights: Innovating through crisis, how can banks stay ahead?

Thu, 10 Jul 2025 06:00:00 -0000

About this episode:

Financial services is evolving at a rapid pace.
The pandemic was unprecedented, and banks and financial institutions are still dealing with its aftermath. Rising interest rates triggered by sharp, "hockey-stick” inflation led to the collapse of established banks like SVB and Credit Suisse.

Previously, the priority had been on innovation and customer experience. Suddenly, however, banks were facing real market instability and the threat of contagion. The focus shifted to securing core, business-critical operations.

So, what does all this mean for advice and consulting?

In this episode, David Barton-Grimley is joined by a panel of experts in the consulting field to explore how analysts, advisories, and consultancies can better support financial institutions-helping them navigate the changing financial landscape with greater flexibility, speed, and impact.

This week's guests:

Ross Gallagher - Head of Consulting at 11:FS
Kate Drew - Director of Research, CCG Catalyst Consulting Group

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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977. News: Pan-African card debuts, Tink teams up with Chip, and Circle doubles down on licence

Mon, 07 Jul 2025 06:00:00 -0000

About this episode:

This episode is dedicated to Barb MacLean, a friend of the podcast and a valued contributor to the Fintech Insider community.

Barb’s family has set up a GoFundMe to support her children’s education. If you are able to support, please consider doing so.

Stories covered on the podcast:

Yonder joins us to discuss its new debit card offering. The first pan-African card scheme launches to help better facilitate cross-border payments. Tink and Chip partner to offer payment integration. Circle applies for its U.S. National Trust banking licence. And what happens when AI has an identity crisis?

This week's guests:

Ian Morrin - Head of Payments at Tink
Wiza Jalakasi - Director at EBANX
Tim Chong - CEO and Co-founder of Yonder

Intro - (00:00)

Yonder launches debit cards - (05:14)

First Pan african card scheme launches - (19:45)

Tink partners with Chip on payment integration - (34:48)

Circle applies for US National Trust banking licence- (46:21)

Tribute to Barb MacLean - (56:00)

⁠AI agent running vending machine business has identity crisis - (57:37)

Support our sponsors:

Links to check out:

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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976. Insights: Designing accessible fintech products for those with learning disabilities with Project Nemo

Thu, 03 Jul 2025 06:00:00 -0000

About this episode:

How accessible do you think financial services are? For many with a disability the answer is probably not that accessible.

In this very special episode, Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by Project Nemo: an organisation working to highlight accessibility challenges across financial services and bring together the tools of fintech to help solve these problems.

Over one and a half million people in the UK experience some form of learning disability, making accessible banking a global imperative. Not all disabilities are visible, and they encompass a broad spectrum of challenges faced by those with disabilities. Some of these include difficulties accessing technologies, cognitive impairments, or increased susceptibility to fraudsters and scammers.

We hope that by the end of this episode you’ll know exactly what Project Nemo is, and what does it mean when we say we should "be more Nemo"?

This week's guests:

Joanne Dewar - Co-founder of Project Nemo,
Hannah Darley - Senior Director of Strategy at CI&T
Kathryn Townsend - UK Government Disability & Access Ambassador for the Banking Sector and Head of Customer Vulnerability, Access and Inclusion, at Nationwide Building Society.

You can read Project Nemo’s full report here: https://projectnemo.co.uk/learning-disabilities/

Or watch a project film based on the event showcasing their progress here : https://vimeo.com/1097294179

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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Support our sponsors:

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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975. News: Zopa join us to talk Biscuit - and are stablecoins the missing ingredient for SMEs?

Mon, 30 Jun 2025 06:00:00 -0000

About this episode:

Join David Barton-Grimley of 11:FS and a lineup of expert guests as they explore the biggest fintech and financial services headlines of the week.

Stories covered on the podcast:

Zopa launches a current account offering 2% AER interest on balances, along with 2% cashback on bill payments. Coinbase has introduced a stablecoin payments stack to make it easier for online merchants worldwide to accept USDC. Finom, an Amsterdam-based fintech serving SMBs, has raised €115 million (approximately $133 million) in a Series C round. TBC Bank Uzbekistan has secured a $12.5 million loan to boost financial inclusion. Meanwhile, Bank of Ireland has launched a new “Smart Start” account for children aged 7 to 15 - a first of its kind in Ireland.

We also talk about our favourite biscuits.

This week's guests:

Timestamps/stories:

Intro - (00:00)

Zopa has entered the UK current accounts market with its new flagship current account, “Biscuit” - (05:01)

Coinbase launches stablecoin service - (14:22)

SMB-focused Finom closes €115 million Series C equity round as European fintech heats up - (28:24)

TBC Bank Uzbekistan Secures $12.5M from Triple Jump - (37:27)

Bank of Ireland launches a Kids account - (43:53)

And finally - fintech's favourite biscuits - (45:40)

Support our sponsors:

Links to check out:

Join our ⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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974. Insights: Trust me, I’m verified - The future of digital identity in financial services

Thu, 26 Jun 2025 06:00:00 -0000

About this episode:

On this week’s Fintech Insider Insights, in partnership with LexisNexis Risk Solutions, we’re diving into one of the most pressing challenges in financial services: digital identity.

Every time someone opens an account or logs into a service, one big question needs answering: is this person really who they say they are?

Fraudsters are getting smarter - using deepfakes, synthetic identities, and AI-driven attacks to fool even the most advanced systems. In fact, according to LexisNexis Risk Solutions, 1 in 11 new accounts is now fraudulent.

So, how do businesses balance fraud prevention, regulatory pressure, and customer experience - without adding friction? And could the very tech that’s fuelling the problem also be part of the solution?

To unpack all this, our host Benjamin Ensor is joined by a fantastic panel of guests.

This week's guests:

Lorraine Salmond - Head of Identity Strategy, UK and Ireland at LexisNexis Risk Solutions
Katryna Dow - CEO and Founder of Meeco
Azy Shojaeian - Group Chief Compliance & Risk Officer & MLRO at Pockit & Monese

To explore the insights Lorraine Salmond from LexisNexis Risk Solutions shares in this week’s episode, you can download the latest Global Cybercrime Report for free

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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Support our sponsors:

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠!

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973. News: Walmart and Amazon explore stablecoins, and has Chime's IPO set a new benchmark for fintechs?

Mon, 23 Jun 2025 06:00:00 -0000

About this episode:

Join Benjamin Ensor, Director of Research and Strategy at 11:FS, as he's joined by great guests to dive into the biggest news stories from the week.

Stories covered on the podcast:

Chime climbs 37% after debut of $364 million IPO.
Walmart and Amazon eye the potential of stablecoins as U.S. regulation advances. We take a look at the launch of Up’s in-app group money feature - an Australian banking first. Pix Automático, Brazil’s first recurring payment feature, is rolled out to millions of Pix users. We also learn more about high street lender Metro Bank’s takeover approach. And finally, would you speak to a CEO via an AI hotline?

This week's guests:

Alex Johnson - Founder of Fintech Takes
Miguel Armaza - General Partner at Gilgamesh Ventures
Evan Simmonds - Principal Product Designer at Up

Also featuring a voice note from:

Sebastian Fantini, Director of Product at EBANX, about Pix Automatico.

Timestamps/stories:

Intro - (00:00)

⁠Chime Climbs 37% in Debut After $864 Million IPO- (06:10)

Walmart and Amazon eye up stablecoins as US regulation advances - (16:50)

Up introduces Australia’s first in-app group money feature in banking

- (33:40)

Pix Automatico Debut Opens Brazil’s Recurring Payments Market to Millions- (44:51)

High street lender Metro Bank receives takeover approach - (56:25)

⁠Klarna’s CEO is now taking your calls - over an AI hotline - (58:57)

Support our sponsors:

Links to check out:

Join our ⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠!

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972. Insights: Unlocking global competitiveness in an AI-driven world - Live from Point Zero Forum

Thu, 19 Jun 2025 06:00:00 -0000

On this week’s Fintech Insider Insights, we’re bringing you something a little bit different!
Our CEO, David M. Brear, recently headed to the Point Zero Forum in Zurich, where he moderated a panel all about AI innovation - and what it takes for countries to stay competitive in this space.

It was a super insightful conversation, and the brilliant team at PZF were kind enough to let us share it with you all.

Hope you enjoy it!

This week's guests:

Catrin Hinkel, Chief Executive Officer, Microsoft Switzerland, Microsoft
Daniela Stoffel, State Secretary, State Secretariat for International Finance (SIF)
Dr. Jochen Papenbrock, Head of Financial Technology - EMEA, NVIDIA
Dr. Christopher Purves, Global Co-Head UBS Group Emerging Technology, UBS

Links to check out:

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Support our sponsors:

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠!

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971. News: FCA and NVIDIA team up for AI sandbox, Starling unveils a smarter way to talk to your bank - and why is Revolut launching ATMs?

Mon, 16 Jun 2025 06:00:00 -0000

About this episode:

Join Ross Gallagher, Head of Consulting at 11:FS, as he's joined by great guests to dive into the biggest announcements and stories from the conference.

Stories covered on the podcast:

The Financial Conduct Authority (FCA) has partnered with Nvidia to launch a ‘Supercharged Sandbox’, enabling firms to safely experiment with AI. Starling Bank has introduced an AI-powered chatbot - marking a first in UK banking. Meanwhile, Enfuce has teamed up with Octopus Energy’s Electroverse, Europe’s largest EV charging network. Revolut is partnering with Euro 6000 to give users access to cash withdrawal services across Spain. And finally, the Irish fintech sector continues to show strong growth.

This week's guests:

Monika Liikamaa - Co-CEO and Co-Founder of Enfuce
Elliott Locke - Co-Founder and CEO of abroaden
Dimitri Masin - CEO at Gradient Labs

Also featuring a voice note from:

Colin Payne - Head of Innovation at the FCA

Timestamps/stories:

Intro - (00:00)

UK FCA deploys new sandbox for AI playtime - (07:10)

Starling launches AI chatbot Spending Intelligence in UK first - (22:06)

Octopus energy and Enfuce launch smart EV fleet card - (36:49)

Revolut launches ATM’s in Spain - (48:14)

Irish Fintech sector defies global headwinds - (1:01:06)

Thousands of bees removed from postbox in Great Plumstead by 11:FS’ own David M. Brear - (1:02:22)

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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970. Insights: The future of lending doesn't care about your credit score with Plaid, Affirm and N26

Thu, 12 Jun 2025 06:00:00 -0000

About this episode:

On this week's episode, in partnership with Plaid, host David Barton-Grimley is joined by some great guests to dive into the world of credit.

For decades, traditional credit scores have been the foundation of lending - but in 2025, they’re starting to show their age.

These outdated models are struggling to reflect how people actually live, work, and spend today - especially gig workers, freelancers, immigrants, and younger borrowers.

So, what’s gone wrong with our credit systems? And more importantly - how do we fix them?

This week's guests:

Zak Lambert - Head of Product, Europe at Plaid
Ankur Sisodia - Head of Product, Lending & Savings at N26
Alexander de Rafols - Director of Product at Affirm

Links to check out:

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠!

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969. News: Griffin goes AI, Mastercard’s new partnerships, and the top stories live from Money20/20

Mon, 09 Jun 2025 06:00:00 -0000

About this episode:

Host David Barton-Grimley, Director of Strategy at 11:FS, is joined by a fantastic panel of guests live at Money20/20 Europe, to dive into the biggest announcements and news stories from the conference.

Stories covered on the podcast:

Griffin announces the launch of its MCP server, AI Griffin. Openpayd expands its offering into stablecoins with infrastructure designed to better move and manage money globally. Mastercard announces major partnerships to drive the adoption of tokenisation, Click to Pay, and passkeys. We also hear about GoCardless’s new outbound payments feature, payabl.’s virtual business card launch, and Zilch’s partnership with Visa to offer a physical card. Plus, our three panellists share some personal Money20/20 highlights.

This week's guests:

David Jarvis - CEO at Griffin
Lara Barbuto - Director of Compliance, Compliance Officer & MLRO at OpenPayd.
Brice Van de Walle - Executive VP, Core Payments Europe at Mastercard

Also featuring voice notes from:

Ruwani Hewa, Product & Propositions Director at GoCardless
Laust Bertelsen, Co-founder of Banking Circle
Ugne Buraciene, Group CEO of payabl.
Philip Belamant -CEO and co-founder of Zilch

Timestamps/stories:

⁠Intro - (00:00)⁠

⁠⁠Griffin has announced the launch of its MCP Server, AI Griffin-(5.25)

⁠⁠OpenPayd launches stablecoin infrastructure to move and manage money globally- (15.39)

⁠⁠Mastercard has partnered with major players like Santander, Delivery Hero, N26, and Worldline to drive adoption of tokenization, Click to Pay, and passkeys⁠⁠-(26.47)

GoCardless expands payment platform with Outbound Payments-⁠⁠⁠⁠(37.08)

⁠⁠payabl. launches virtual Business Cards to empower smarter business spending-(38.08)

⁠⁠Zilch partners with Visa to accelerate growth and launch a physical card⁠⁠⁠⁠- (39.10)

Banking Circle Partners with Visa Direct to Boost Global Payments- (40.10)

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠!

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968. Insights: How to improve spend management when on the move - Live from Money20/20 Europe

Thu, 05 Jun 2025 06:00:00 -0000

About this episode:

On this week’s episode of Fintech Insider Insights, recorded live at Money20/20 Europe in partnership with Adyen, host David Barton Grimley is joined by some great guests to take a deep dive into the pain points of spend management - and how embedded finance can help solve them.
Now, we’re all aware of spend management, but how important is it, exactly, for small and medium-sized businesses in particular?
At the forefront of addressing some of these challenges is a new partnership between Adyen and Spendesk.
So, how is embedded finance better serving SMBs, and what role can new technologies play in harnessing its capabilities?

This week's guests:

Stephane Dehaies - CEO of Spendesk Financial Services
Joëlle Bønding - VP of Vertical Strategy for Platforms at Adyen

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠!

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967. News: Can Curve challenge Apple Pay? Plus: Google’s AI goes shopping

Mon, 02 Jun 2025 06:00:00 -0000

About this episode:

Stories covered on the podcast:

Curve launches Curve Pay to compete with iOS in Europe. Google pushes ahead with its AI offering with an agnostic shopping experience. We talk through what the CFPB’s ruling means for the future of banking in the US. We also take a closer look at the South Korean payments market with Kakao’s acquisition of SSG Pay and Smile Pay to further digital optimisation in the country. There’s also been a boom in UK fintech hiring — and are Singapore really considering corporal punishment as a consequence for scamming?

This week's guests:

Aditi Subbarao - Strategic Partnerships Lead at Instabase
Edoardo Volta- SVP Partner Marketing and Business Development at Curve
Kate Flocken-Principal at FS Vector

Timestamps/stories:

Intro - (00:00)

⁠Curve launches Curve Pay on iOS in EEA, competing with Apple Pay-(5.30)

⁠Google has launched an agentic shopping experience- (19.19)

⁠CFPB to ditch open banking rule⁠-(37.12)

⁠Kakao Pay plans to acquire SSG Pay and Smile Pay for digital optimisation in Korea-⁠(51.07)

⁠UK Fintech hiring surges-(1.01.10)

⁠Singapore considers caning as scams jump 70%-⁠(1.02.36.31)

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠!

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966. Insights: Inside the unbundling and rebundling of financial services

Thu, 29 May 2025 06:00:00 -0000

About this episode:

On this week’s episode of Fintech Insider, in partnership with Skaleet, host Benjamin Ensor is joined by some great guests to take a deep dive into the unbundling and rebundling of financial services.

Now, you’ve probably heard the terms thrown around – but what does "unbundling" really mean?

Is it just a flashy way of saying financial services firms are breaking up their services? Or is it a deeper transformation of how financial institutions operate, innovate, and serve us all?

And if firms get this right, how will financial services look different in 2030?

This week's guests:

Martin Della Chiesa - CEO of Skaleet
Christian Rau - Senior Vice President, Global Partnerships Crypto, Digital Assets and Fintech at Mastercard
Emilia Bayer - Senior Sales & Strategy Lead at Primer

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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⁠⁠Support our charity partner School-Home Support ⁠

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠!

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Bonus: How Monzo stays online when everyone else goes down - with CTO Matej Pfajfar

Wed, 28 May 2025 06:00:00 -0000

About this episode:

On this episode of Fintech Insider, host David Barton-Grimley sits down with Matej Pfajfar, Group CTO at Monzo Bank, to talk about one of the fintech industry's least glamorous - but most critical - topics: outages.

With banking apps now at the core of how we manage money, a few minutes of downtime can spark serious disruption. Back in February 2025, a wave of UK bank outages affected millions and it feels like the problem is only getting worse.

So, how is Monzo planning to stay ahead?

Enter Monzo Stand In, the bank’s behind-the-scenes solution designed to keep essential services running, even when things go wrong.

On this episode we unpack what an outage actually means in modern banking, why they’re so hard to avoid, and how Monzo’s unique culture and architecture enabled them to build resilience into their platform by design.

This week's guest:

Matej Pfajfar - Group Chief Technology Officer, Monzo Bank

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Join our ⁠⁠WhatsApp community,⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠!

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965. News: Revolut eyes up French banking licence and is the BNPL honeymoon over amid tougher regulations?

Mon, 26 May 2025 06:00:00 -0000

About this episode:

Host Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

Revolut, Europe’s largest digital bank, has announced plans to invest over €1 billion in France over the next three years, including establishing new headquarters in Paris and securing a French banking licence. Meanwhile, UK regulators are cracking down on the ‘wild west’ of Buy Now, Pay Later schemes with tougher regulations—raising questions about the impact on major players like Klarna. We also speak with JPMorgan Chase about the launch of their FintechForward Programme and the importance of supporting underserved founders and SMEs. Global fintech Airwallex has raised $300 million in a Series F funding round, bringing its total valuation to US$6.2 billion. In India, Paytm, the country’s largest digital payments platform, has introduced a ‘hide payment’ feature to enhance user privacy. Finally, we explore a promising new partnership between UEFA and Visa aimed at transforming their ticketing platforms.

This week's guests:

James Dodsworth - Senior Manager, Thistle Initiatives

Veronica Glab - Independent Fintech Strategist

Lucy Ingham - VP of Content & Editor-In-Chief at FXC Intelligence

Also featuring voice notes from:

Jason Tiede - Global Head of Corp. Dev. & Partnerships, J.P. Morgan.
Jason Gottlieb - VP and Global Head of Strategic & Financial Partnerships at Airwallex.

Timestamps/stories:

Intro - (00:00)

Revolut plans to invest €1 Billion in France and Apply for License-(5.29)

UK cracks down on ‘wild west’ of Buy Now Pay Later schemes with tougher regulations- (17.49)

JPMorganChase announces the launch of its Fintech Forward Programme one year after announcing their £40million investment in the UK.-(29.34)

Airwallex raises $300million in Series F funding round -(42.22)

Paytm adds a ‘hide payment’ feature adding a new layer of privacy for users-(54.52)

Visa partners with UEFA to offer Click to Pay on UEFA ticketing platforms - (56.31)

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Links to check out:

Check out ⁠JPMorganChase's Fintech Forward Programme

Join our ⁠WhatsApp community,⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠Open Mic Night Amsterdam tickets⁠

⁠Support our charity partner School-Home Support ⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠!

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964. Insights: The future of payments is closer than you think

Thu, 22 May 2025 06:00:00 -0000

On this episode of Fintech Insider Insights, in partnership with Visa, host David M. Brear is joined by an expert panel to explore the future of payments through two lenses: the real-world challenges merchants and payment providers face today, and the innovations shaping how we’ll pay in 2030.

We look at:

Why the post-2020 payments world demands more than just speed
The rise of invisible payments and omnichannel expectations
How AI and tokenisation are reshaping both security and customer experience
What’s holding merchants back from adopting cutting-edge solutions
The bold strategies and tools needed to future-proof the payments experience

This week's guests:

Triona Smith - Director, GTM at Visa
David McGuiness - Chief Product Officer at Frisbii
David Messenger - CEO of Global Businesses at PingPong

Enable the future of digital payments

Guide your merchants toward more secure, seamless and consistent payment experiences whilst improving customer loyalty, reducing fraud risk⁴ and minimising costs. Click here to find out more Win in Digital Commerce | Visa

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠!

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963. News: IPOs are on the horizon for Monzo and Chime, Stripe teams up with Ramp, and Klarna's boss says: less AI, more humans

Mon, 19 May 2025 06:00:00 -0000

About this episode:

Stories covered on the podcast:

Monzo eyes up a potential IPO on the UK market whilst Chime announces their listing on the US market. Stripe and Ramp team up to enhance cross border payment solutions using Stablecoins. The Nordic countries are looking to collaborate on an offline card payment system for internet outages, helping to minimise cyber security issues. We also take a look at Monzo’s new product development and discuss if Klarna is rejecting AI in favour of a more physical workforce..

This week's guests:

Monika Liikamaa - CEO and Co-founder of Enfuce
Jason Mikula - Founder of Fintech Business Weekly
Dave Morris - CEO of 11:FS Foundry

Plus a voice note from:

Andy Sacre - Head of payments at Monzo

Timestamps/stories:

Intro - (00:00)

Monzo and Chime both eye up potential IPOs on the UK and US markets respectively ⁠⁠⁠- (05:55)

Ramp expands its partnership with Stripe to offer simplified cross-border payment opportunities - (18:39)

⁠Nordic countries are partnering to develop offline card payment system for internet outages - (33:11)

⁠⁠Satispay Joins Amundi To Bring Investments To Italian Users-(33:11)

Monzo launches tool that will allow customers to undo payments - (46:42)

Klarna has changed its workforce strategy abandoning recent AI developments in favour of hiring more physical members of staff - (57:20)

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠podcasts@11fs.com⁠⁠⁠!

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962. Insights: The UK’s fastest-growing fintech: in conversation with Richard Davies, CEO of Allica Bank

Thu, 15 May 2025 06:00:00 -0000

About this episode:

In this episode of Fintech Insider Insights, host David M. Brear is joined by Richard Davies, CEO of Allica Bank - the UK’s fastest-growing fintech focused on serving established small and medium-sized enterprises (SMEs).

Richard shares how his unique background at traditional giants like HSBC and Barclays, combined with his time at fintech innovators like Revolut and OakNorth, has shaped his mission to build a better bank for UK businesses.

We dive into Allica’s rapid rise, its unique approach to relationship-led banking, and what’s next in their journey towards unicorn status.

We also discuss:

How Allica Bank is redefining SME banking in the UK
The strategy behind its record-breaking growth
Competing with neobanks and embracing AI
Why branding (hello, orange bowler hat!) matters in fintech

This week's guest:

Richard Davies - CEO of Allica Bank

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠⁠podcasts@11fs.com⁠⁠⁠!

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961. News: Tide launches BNPL for small businesses, PayPal picks Germany for mobile wallet debut, and is The FCA about to clamp down on crypto?

Mon, 12 May 2025 06:00:00 -0000

About this episode:

Host Benjamin Ensor - Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

Tide is expanding its B2B offering, rolling out its Credit Flex feature for all its customers following a $100million debt raise. Paypal launches its first contactless wallet in Germany, its biggest product development investment in the country to date. Employer.com continues their ‘shopping spree’ acquiring Mainstream.com to bring their value to $700m. Santander has announced it is selling 49% of its Polish business, the former Bank Zachodni, to Austrian bank Erste Group. And we take a look at the FCA’s latest crypto ban...

This week's guests:

Raphael Landesmann - Director Regulatory Counsel at GSR
Carl Hazeley - CEO of Finimize
Mathieu Limousi - Chief Marketing Officer at Thunes

Timestamps/stories:

Intro - (00:00)

⁠UK SME banking provider Tide rolls out a buy now pay later feature after a $100million raise ⁠- (07:06)

⁠⁠Paypal launches contactless mobile wallet in Germany - (17:20)

The FCA is considering a ban on crypto purchases using credit - (32:28)

⁠Employer.com acquires Mainstreet.com bringing Employer.com’s value to $700m- (45:44)

⁠Santander raises EUR 7bn from 49% of Santander Bank Polska, Poland’s third-largest bank - (52:05)

One in five Brits claim they have been approached to help illegally launder money⁠- (54:19)

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠podcasts@11fs.com⁠⁠!

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960. Insights: The future of Revolut with UK CEO Francesca Carlesi

Thu, 08 May 2025 06:00:00 -0000

About this episode:

In this episode of Fintech Insider Insights, David M. Brear welcomes Francesca Carlesi, the CEO of Revolut UK, for an in-depth conversation about one of the most transformative years in Revolut’s history.

With a strong background in fintech and traditional banking, including co-founding the UK’s first digital mortgage lender, Francesca has brought a wealth of experience and entrepreneurial spirit to her role at Revolut.

Over the past year, Revolut secured its highly anticipated UK banking licence, crossed the milestone of 10 million UK customers, and made significant strides towards becoming the primary bank of choice for millions.

Francesca shares the inside story of what it took to achieve these milestones, how Revolut’s fast-paced, customer-first culture enabled rapid innovation, and what building a “super app” for financial services really looks like from the inside.

The conversation also dives into Revolut’s bold expansion into wealth management, SME banking, lending products, and beyond.

This week's guest:

Francesca Carlesi - UK CEO of Revolut

Links to check out:

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠⁠podcasts@11fs.com⁠⁠!

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959. News: Nubank lands Mexico licence, Thunes raises $150m and Robinhood Gold hits 3.2m subscribers

Mon, 05 May 2025 06:00:00 -0000

About this episode:
Host Benjamin Ensor - Director of Research and Strategy at 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

Robinhood publishes its Q1 results showing an increase in both revenue and profit as it launches its latest offering, Robinhood Gold , to the wealth management market. Mexico’s National Banking and Securities Commission (CNBV) has approved Nubank Mexico’s banking license enabling the firm to evolve into a full service bank. Cross border payments company Thunes furthers its expansion into the US market with a $150million raise in a Series D funding round. Crypto giant Coinbase have teamed up with venture studio, Founders Factors to launch a UK based crypto and AI accelerator and we take a look at Revolut’s first movements into the mobile markets as they launch phone plans.

This week's guests:

Steve Quirk - Chief Brokerage Officer at Robinhood
Miguel Armaza - General Partner at Gilgamesh Venture
Kate Drew - Director of Research, CCG Catalyst

Timestamps/stories:

Intro - (00:00)

Robinhood tops estimates amid volatility as crypto slows- (06:34)

⁠Nubank receives banking licence approval in Mexico - (21:29)

⁠Thunes raises $150 million in Series D funding- (33:16)

Coinbase and Founders Factory to launch UK crypto and AI accelerator - (44:38)

UK fintech Revolut expands lifestyle reach with mobile plans - (54:35)

Chicago: security truck drops money bags worth $300,000 on its rounds- (56:32)

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Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice.

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠podcasts@11fs.com⁠!

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958. Insights: The rise of digital wealth management – a conversation with Monument CEO Ian Rand

Thu, 01 May 2025 06:00:00 -0000

On this special edition of Fintech Insider Insights, David M. Brear, Group CEO at 11:FS, is joined by Ian Rand, CEO of Monument Bank - a pioneering digital private bank designed for mass affluent individuals.
Ian took the helm at Monument in 2022, bringing extensive experience from Barclays to lead the bank through a period of rapid growth.
We dive into the key ingredients behind Monument’s success and explore what’s next for the future of high-end banking.

Advertisements:

Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section.

Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice.

For those listening in GCC and Turkey, this episode is sponsored by XM: ⁠https://bit.ly/FintechCopyTrade⁠

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email ⁠podcasts@11fs.com⁠!

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957. News: Global Payments bags Worldpay, Circle launches cross-border network, and is Starling for sale?

Mon, 28 Apr 2025 06:00:00 -0000

About this episode:

Host Laura Watkins, Director of Media & Marketing, 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

Global Payments is buying Worldpay, also selling its Issuer Solutions unit to FIS in a major two-part deal which once closed is expected to turn Global Payments into a streamlined, pure-play merchant solutions company with boosted enterprise and e-commerce capabilities. Saudi Arabia has surpassed the UAE to drive Venture Capital funding in the MENA region to its highest levels since 2023. Circle, the company behind the USDC stablecoin is set to launch a cross border payments network in the coming weeks as they gear up for a long awaited IPO. Haboo money has partnered with Griffin to launch a "save as you repay" wallet scheme. British mid-sized lender Shawbrook has made a tentative £5 billion approach to a merger with digital bank Starling, as it explores alternatives to a lukewarm IPO market. We’re also looking at some of the most overused ‘buzzwords’ in Fintech, checking out some of the ones you could be using instead.

This week's guests:

Hannah Baynham - Co-founder of haboo money
Nick Philpott - Co-founder and Head of Partnerships at Zodia Markets
Doug Mackenzie - Freelance Fintech Content Lead

Timestamps/stories:

Intro - (00:00)

Global Payments to acquire Worldpay in $24bn deal - (05:28)

Saudi Arabia, UAE lead MENA VC funding to highest since 2023 - (18:01)

Circle to launch Stablecoin-powered Cross-Border payments network in May - (31:48)

haboo money partners with Griffin - (43:18)

Shawbrook weighs alternative to float with £5bn Starling merger approach - (55:03)

The most overused buzzwords in fintech and what to say instead - (59:14)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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956. Insights: The product leader’s guide to fighting fraud

Thu, 24 Apr 2025 06:00:00 -0000

For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech

About this episode:

Host David Barton-Grimley is joined by some great guests to explore what fintech product leaders are doing to combat fraud.

Fraud isn’t going away anytime soon.

Scammers now use artificial intelligence, deepfake video calls, and emotionally manipulative tactics - like romance scams - to exploit a growing population of digital-first but fraud-naive users. For bad actors, it’s a golden era.

But fintechs aren’t standing still. They’re turning that same technology into defensive tools, aiming to stop fraud before it even starts.

In this episode, we unpack the modern fraud landscape and explore what it means to fight fraud at the product-build level - asking how product managers are tackling fraud from the very start of the creation journey and at every step thereafter.

This week's guests:

Joe Colchester - Head of Product at 11:FS Pulse

Tony Brancato - Chief Product Officer at Charlie

Monica Millares - Chief Product Officer at BigPay

Links to check out:

Find out more about 11:FS Pulse

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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955. News: Revolut vs Amex, Stitch's big fundraise, and BNPL hits Coachella

Mon, 21 Apr 2025 06:00:00 -0000

For those listening in GCC and Turkey, this episode is sponsored by XM: https://bit.ly/FintechCopyTrade

About this episode:

Host Laura Watkins, Director of Media & Marketing, 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast:

Revolut is currently developing a new points-based credit card. South African fintech Stitch has just raised USD 55 million to expand and optimise its unified payments platform across the country. Wise has announced a new full-stack hub in Hyderabad. Earned wage access platform Tapcheck has raised USD 225 million. About 60% of attendees used Coachella's ticket payment plan to spread out the cost of their USD 499 general admission ticket. The founder of Nate, an AI-powered shopping app, has been charged with fraud after it was revealed that the app's checkout process was actually powered by human workers, not AI.

This week's guests:

Sam Maule - Head of Business Development at Moov
Kiaan Pillay - CEO and Co-Founder of Stitch Money
Veronica Glab - Independent Fintech Consultant

Timestamps/stories:

Intro - (00:00:00)

Revolut to take on American Express with move into reward credit cards - (02:30:28)

Stitch secures $55m in new funding round - (15:18:25)

Wise making big tech moves in India - (30:55:00)

Tapcheck Raises $225 Million in Equity and Debt Funding to Redefine Payday for America’s Workforce - (40:40:12)

Many Coachella Attendees Are Buying Tickets Through BNPL - (52:27:09)

Nate founder charged with fraud over 'AI' shopping app secretly powered by humans - (55:02:04)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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954. Insights: Is the ground shifting for fintech funders and founders?

Thu, 17 Apr 2025 06:00:00 -0000

For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech

About this episode:

On this week's Fintech Insider Insights, hosts Ross Gallagher and David Barton-Grimley are joined by some great guests to dive into funding.

Some have argued that the fintech industry was born in the aftermath of the 2008 financial crash, fuelled by low interest rates, abundant capital, and the promise of building something better than what came before. For years, the playbook was simple: raise big, scale fast, and disrupt everything.

After those heady heights, however, the dynamic has shifted. As reported by Innovate Finance, global investment in fintech dropped to $51.2 billion in 2023—a 48% decline from the previous year’s figure of $99 billion—following the pandemic.

So, where does this leave our entrepreneurs? Being a fintech founder can be a lonely, even terrifying prospect—unless you’ve got the backing of the best. Today, we’re going to explore what the current funding landscape actually looks like for fintech founders and funders.

This week's guests:

Tom Easterby - Head of FinTech, Venture & Growth Banking at HSBC Innovation Banking

Ruth Foxe Blader - General Partner at Foxe Capital

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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953. News: Tariff turmoil, what might be the fallout for fintech?

Mon, 14 Apr 2025 06:00:00 -0000

For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech

About this episode:

Host Ross Gallagher, Head of Ventures, 11:FS is joined by a fantastic panel of returning guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the show:

Tariff turmoil: what might be the impact of the changing international tariffs on fintech and IPOs?
Research from HSBC Innovation banking shows early-stage investments dominate UK term sheet
Brazil central bank to launch Pix instalment feature in September
Toulouse lets commuters pay for travel with crypto

This week's guests:

Sophie Winwood, Co-Founder & CEO at unlock VC & Operating Partner at Foxe Capital
Sarah Kocianski, CEO of Fintech Wales.
Alex Johnson, founder of Fintech Takes

Plus soundbite from:

Glen Waters, Head of Early Stage Tech and Life Sciences at HSBC Innovation Banking

Timestamps/stories :

Intro - (00:00)

Klarna pauses its IPO amid tariff turmoil - (04:59)

Early-stage investments dominate UK term sheets- (29:40)

Brazil central bank to launch Pix installment feature in September - (43:57)

Singapore start-up Airwallex to seek UK and US banking licences -(57:19)

Toulouse lets commuters pay for travel with crypto - (59:05)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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952. Insights: Is 2025 a pivotal year for crypto? With Coinbase, Fiat Republic and Zumo

Thu, 10 Apr 2025 06:00:00 -0000

About this episode of Fintech Insider:

On today's show, we're asking: Is crypto still the rebellious outsider in finance, or has it finally earned its seat at the boardroom table?

With tokenisation, stablecoins, and Central Bank Digital Currencies (CBDCs) emerging, crypto seems caught between financial freedom and government oversight. Is it still a revolutionary force, or has it become just another cog in the system?

Early scams and volatility kept institutions wary, but is crypto now maturing beyond speculation into a true financial backbone? And if so, is it ready to lead?

This week's guests

Keith Grose - Senior Country Director, UK at Coinbase

Adam Bialy - Flounder and CEO of Fiat Republic

Amélie Arras - Marketing and Sales Director at Zumo

Interact with Fintech Insider

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

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951. News: Monzo enters insurance, WeeFin raises €25M for sustainable finance, and OpenAI is now worth $300bn

Mon, 07 Apr 2025 13:34:00 -0000

For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech

About this episode:

Host David Barton-Grimley is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.

Stories covered on the podcast this week include:

Robinhood is expanding beyond stock trading, introducing wealth management, private banking, and an AI investment tool. UK challenger bank Monzo has launched Contents Insurance. WeeFin, a fintech that helps financial institutions manage their sustainability strategies, has completed a €25m Series B financing round. Hull-based thankyü has launched, claiming to be the first decentralised peer-to-peer tipping platform. OpenAI has raised $40bn in funding, led by SoftBank, valuing the ChatGPT developer at $300bn.

This week's guests:

Andy Smart - CPO of Monzo

Grégoire Hug - CEO, and Co-Founder of WeeFin

Hannah Duncan - Award-winning freelance journalist

Plus soundbite from:

Joe Colchester - Head of Product at 11:FS Pulse

Timestamps/stories

Intro - (00:00)

Robinhood moves into wealth management and private banking - (05:57)

Monzo reveals half of renters are unprotected as it launches contents insurance - (16:49)

Sustainability fintech WeeFin raises €25 million - (31:58)

Wearable UK tipping fintech launches - (44:41)

OpenAI raises $40bn in deal with Softbank that values it as $300bn - (54:22)

Big drop in child surgery for swallowed objects - (56:54)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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950. Insights: Can fintech solve the financial illiteracy crisis?

Thu, 03 Apr 2025 06:00:00 -0000

About this episode of Fintech Insider:

Benjamin Ensor is joined by a panel of experts to discuss the state of financial literacy - an increasingly crucial topic amid inflation, economic uncertainty, and rising living costs worldwide.

Who should take the lead in teaching financial literacy: the government, the industry, parents, or individuals themselves? And what role does fintech play in shaping financial education?

Tune is as we discuss!

This week's guests

Elisabeth Prager - Co-founder of Aila Money

Jenny Miller - Head of Product for North America at Wise

Tom Davies - VP of Marketing at Yonder

Interact with Fintech Insider

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Project Nemo partners with HSBC Innovation Banking to accelerate disability inclusion within FinTech - (44:50)

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

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949. News: Kraken buys NinjaTrader, Lumber leans on AI for workforce management, and Robinhood moves into banking

Mon, 31 Mar 2025 05:00:00 -0000

About this episode:

Host Ross Gallagher is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.

Stories covered on the podcast this week include:

The worlds of TradFi and crypto merging once again as Kraken buys NinjaTrader, Lumber securing $15.5M to boost workforce management with agentic AI, Project Nemo teaming up with HSBC Innovation Banking to enhance disability inclusion in fintech, Robinhood launching banking and wealth management services, and Chime launching Instant Loans.

This week's guests:

Oleg Pravdin - Head of Product at Lumber

Joanne Dewar - Project Nemo Lead at Project Nemo

Miguel Armaza - General Partner at Gilgamesh Ventures

Timestamps/stories

Intro - (00:00)

Kraken bolsters multi-asset strategy with $1.5bn NinjaTrader acquisition - (06:57)

Lumber raises $15.5m to enhance workforce management platform with agentic AI - (16:56)

Chime Introduces $500 Instant Loans - (36:07)

Robinhood is launching bank accounts that will deliver physical cash ‘to your doorstep’ - (57:40)

Paralympic gold medalist turns fintech CIO at Enfuce - (01:01:19)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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948. Insights: Brick by brick - Building a payments ecosystem from the ground up | Live from J.P. Morgan Payments

Thu, 27 Mar 2025 07:00:00 -0000

Hey Fintech Insiders! On his week’s Insights podcast we bring you something a little different!

About this episode of Fintech Insider:

Recorded live at J.P. Morgan's E-Commerce and Payments Forum, host David M. Brear is joined by a panel of payments experts who take on an exciting challenge: building a best-in-class payments ecosystem from scratch - at the request of an eccentric billionaire.

Where do they begin - technology or regulation? And which best-in-class use cases from around the world will inspire their approach? Tune in to find out!

This week's guests

Adit Gadgil - Global Head of Sales, E-Commerce & Technology at J.P. Morgan Payments
David Messenger - CEO, Global Business at PingPong Payments
Irina Chuchkina - CMO at Volt.io

Interact with Fintech Insider

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446

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947. News: After Dark - Klarna files to IPO, Revolut is becoming a proper bank, and the FCA says do more AI

Mon, 24 Mar 2025 07:00:00 -0000

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446

About this episode:

Our expert hosts David M. Brear and Ross Gallagher present Fintech Insider News live from Village Underground in London, along with some great guests to discuss the biggest fintech and financial services news this week.

Stories covered on the podcast this week include:

Klarna has filed to IPO in New York City, Revolut is hiring more than 100 people as they look to become a proper bank, and The FCA wants banks do more AI.

This week's guests:

Valentina Kristensen - Corporate Affairs, OakNorth
Alexandra Rivas-Gale - VP of Product, Clearbank
Nicolas Benady - CEO, Swan

Timestamps/stories

Intro - (00:00)

Klarna files for a potentially Blockbuster IPO - (07:25)

Revolut goes on hiring spree to prep mobilization for UK banking - (21:35)

FCA seeks regulatory clarity over lacklustre AI adoption by UK banks - (38:14)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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946. Insights: How to market a fintech product

Thu, 20 Mar 2025 07:00:00 -0000

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446

About this podcast

On a recent episode of Fintech Insider, we sat down with a panel of product experts to explore how to build and launch a product.

But launching is only half the battle. How do you drive awareness and bring customers into your ecosystem? And once they’re in, how do you keep them engaged?

In this episode, host Laura Watkins is joined by a great panel to break down the fintech marketing playbook - what’s working, what’s not, and what banks can learn from the challengers reshaping the industry.

And here’s the twist: as fintechs scale, navigate regulation, and expand their offerings, they might just have something to learn from the banks too.

This week's guests

Bryan McCarty - Head of Product and Product Marketing at Orum.io
Jack Cully - Head of Brand and Product Marketing at Plum
Louis Debatte - VP of Product Marketing at Adyen

Interact with Fintech Insider

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Curve and Infact Partner to Bolster Financial Inclusivity Through Real-Time Credit Reporting - (04:33)

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

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945. News: Curve and Infact team up, The FCA helps homebuyers, and America's $12.5B scam problem

Mon, 17 Mar 2025 07:00:00 -0000

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446

About this episode:

Host David Barton-Grimley is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.

Stories covered on the podcast this week include:

Curve and Infact partner to improve financial inclusivity. The FCA wants to make homebuying easier for Brits. Americans lost $12.5 billion to scams last year. Marqeta and Spendesk have teamed up to enhance payment services for SMBs. Nubank is a major user of OpenAI. Nationwide is giving £50 to each of its 12.3 million customers as a “thank you” for their support during the Virgin Money merger.

This week's guests:

Valentina Kristensen - Corporate Affairs Director at OakNorth
Will Mason - CEO of Infact
James Dodsworth - Senior Manager, Financial Crime at Thistle Initiatives

Timestamps/stories

Intro - (00:00)

Marqeta and Spendesk FS partner to enhance expense controls - (16:42)

FCA sets out to to support home ownership - (28:11)

FTC says Americans lost $12.5 billion to scams last year - social media, AI and crypto didn’t help - (35:00)

Nubank elevates customer experiences with OpenAI - (48:15)

Nationwide gives 12.3 million customers early Easter gift - (50:05)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

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944. Insights: The future of generative AI in financial services

Thu, 13 Mar 2025 07:00:00 -0000

About this podcast

Whether it’s in meetings with clients, at one of our events, or on this very podcast, it sometimes feels like generative artificial intelligence (GenAI) is all anyone ever wants to talk about.

So, where do we stand with GenAI in financial services today? And is financial services really where all the most interesting GenAI developments are happening?

Well, on today’s episode, host David Barton-Grimley is joined by some great guests to find out!

This week's guests

Aditi Subbarao - Global Financial Services Industry Lead at Instabase
Colin Payne - Head of Innovation at The FCA
Fernanda Dobal - Product Director of AI and Chat at Cleo

Interact with Fintech Insider

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Ramp, a 6-year old fintech startup, has more than doubled its annualised revenue to $700M - (54:47)

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

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943. News: Inside Taktile's Series B, Brex bounces back, and closing the female funding gap

Mon, 10 Mar 2025 07:00:00 -0000

About this episode:

Host Laura Watkins is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.

Stories covered on the podcast this week include:

The AI-powered risk decision platform Taktile has just raised $54 million in Series B funding. Brex’s enterprise segment saw 80% net revenue growth in 2024, positioning the company for future stability and a potential IPO. Banking apps, including Lloyds Bank and Halifax, were significantly impacted by outages over February payday. UK asset manager Abrdn has rebranded itself back to “Aberdeen” after being widely ridiculed for removing most of the vowels from its name in 2021. Meanwhile, Ramp's valuation has nearly doubled to $13 billion.

This week's guests:

Sophie Winwood - Co-Founder and CEO at unlock VC, and Operating Partner - Foxe Capital

Art Levy - Chief Business Officer at Brex

Maik Taro Wehmeyer - Co-Founder and CEO of Taktile

Timestamps/stories

Intro - (00:00)

Risk decisioning fintech Taktile raises $54 million Series B funding - (05:22)

Fintech Brex eyes $500 million in revenue as IPO mulled - (17:26)

Banking outages shake confidence in UK financial system: What can be done? - (33:16)

ABRDN to become Aberdeen in undoing of ridiculed 2021 rebrand - (44:34)

A call to the industry on funding women this International Women’s Day - (56:59)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Natwest Boxed partners with The AA to expand access to loans and savings (05:08)

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

942. Insights: How companies can build resilience in 2025

Thu, 06 Mar 2025 07:00:00 -0000

About this episode

In this episode of Fintech Insider, in partnership with LexisNexis Risk Solutions, host Benjamin Ensor is joined by expert guests to discuss resilience in an increasingly uncertain world.

With fraud, cyberattacks and global instability on the rise, resilience has never been more crucial.

But what does it truly mean to be resilient, and why does it matter now more than ever? More importantly, how can companies strengthen their resilience in 2025?

Join us as we explore!

This week's guests

Steve Elliot - Managing Director at LexisNexis Risk Solutions

Dave Laramy - SVP, Head of Fraud Management, ABC & Tax Evasion at Danske Bank

Jessica Cath - Partner, Financial Crime at Thistle Initiatives

--

Building Resilience to Risk

In 2025, resilience has fast become a top priority for senior leaders as they work to protect their organisations and customers from evolving business-critical risks. From geopolitical uncertainty, regulatory shifts, and emerging financial threats, risk is becoming harder to predict, and organisations must be prepared to adapt at speed.

For senior leaders, risk isn’t just about preventing threats, it’s about ensuring stability, compliance, and long-term commercial success. The ability to anticipate disruption, align with regulatory expectations, and maintain trust is what separates businesses that thrive from those that fall behind.

LexisNexis Risk Solutions enables many of the worlds most trusted brands to make fast and accurate risk decisions when detecting and preventing economic crime and assessing credit risk, through highly effective identity, compliance and credit risk solutions.

Find out how risk leaders are strengthening resilience where it matters most: risk.lexisnexis.co.uk/see-what-matters.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

941. News: NatWest Boxed lands The AA, Affirm teams up with Shopify, and HSBC backs Clearscore

Mon, 03 Mar 2025 07:00:00 -0000

About this episode:

Hollywood’s biggest night might be over, but don't fear because Fintech Insider hosts Laura Watkins and Ross Gallagher are joined by some fintech A-listers to discuss something even more exciting: the biggest stories in fintech and financial services from the past week!

Stories covered on the podcast this week include:

Embedded finance platform NatWest Boxed has secured its first customer and teamed up with The AA. Affirm has renewed its partnership with Shopify to remain the exclusive pay-over-time provider for Shop Pay Instalments in the US. Galileo is bringing its debit card rewards programme - which allows brands to offer debit users access to rewards normally reserved for credit card customers - to the US hospitality sector. HSBC Innovation Banking bets £30m on fintech ClearScore. The SEC has closed its investigation into Robinhood’s crypto unit, and the Trump administration plans to introduce a new 'gold card' programme, which would grant permanent US residency to individuals in exchange for a $5 million investment.

This week's guests:

Tom Bentley - Head of Growth at Natwest Boxed
Raquel Soares - Director of Marketing and Communications Edenred Payment Solutions

Plus soundclip from:

David Feuer - CPO at Galileo

Timestamps/stories

Intro (00:00)

Affirm partners with Shopify and becomes exclusive pay-over time provider in US and Canada (17:53)

Galileo brings co-brand debit rewards to hospitality sector (33:02)

HSBC Innovation Banking bets £30m on fintech Clearscore (44:00)

The SEC will not sue Robinhood over crypto (56:12)

Trump touts $5 million “gold card” US residency plan (58:09)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Lloyds drives gamified education for young people in partnership with Doshi (11:59)

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

940. Insights: How to launch a product with Chip, JP Morgan and Wise

Thu, 27 Feb 2025 07:00:00 -0000

About this episode

Launching a new product is one of the toughest challenges in fintech. Success requires strategic decision-making, stakeholder alignment, regulatory navigation, and a data-driven approach to execution. In this episode, David Barton-Grimley is joined by industry experts from Chip, JP Morgan, and Wise to discuss the key factors behind a successful fintech product launch - from ideation to go-to-market strategy, customer feedback, and long-term sustainability.

With increasing compliance costs, investment tightening, and evolving customer expectations, fintech companies must be highly strategic in their product launches. The guests share real-world insights on overcoming these hurdles and ensuring product-market fit, scalability, and profitability.

This week's guests

Corinna Lamberti - CPO of Chip

Daniel Baker - Executive Director, EMEA Product Head of Core & Emerging Payment Rails J.P. Morgan

Balazs Barna - Head of US Engineering at Wise

Interact with 11:FS

If you're looking to launch a winning product why not speak to the team that has experience building startups like Monzo, Starling, Nutmeg, and corporate ventures like Mox and Mettle - 11:FS Ventures. We've taken 20+ ventures around the world from ideas to reality, and yours could be next. Get in touch at; 11fs.com/ventures

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

939. News: Chase overtakes Monzo and why falling fintech investment might actually be good news

Mon, 24 Feb 2025 07:00:00 -0000

About this episode:

This week on Fintech Insider News, host David Barton-Grimley teams up with a panel of experts to explore the most compelling fintech and financial services stories we've uncovered.

Stories covered on the podcast this week include:

Chase has officially overtaken Monzo as Britain’s favourite bank, according to a new CMA survey. Lloyds Bank has teamed up with fintech Doshi to launch a gamified financial education platform aimed at young people. It’s a sorry picture for the global fintech sector in H2 2024, as both fintech investment and the number of deals fell to levels not seen since 2017. Meanwhile, Dashen Bank, one of Ethiopia’s leading private banks, has partnered with global nonprofit Accion and the Mastercard Center for Inclusive Growth to better serve small businesses, and social investing platform eToro has officially filed for an IPO in the US.

This week's guests:

Daniel Rose - CEO of Doshi
Daniel Lanyon - Co-Founder of Tramlines
Ruth Foxe Blader - General Partner at Foxe Capital

Timestamps/stories

Intro (00:00)

Bank overtakes Monzo to become Britain’s favourite (04:17)

Global fintech investment falls to 7 year low (27:25)

Ethiopia’s Dashen Bank Partners With Accion and Mastercard to Connect Small Businesses to the Digital Economy With New Innovation Hub (35:47)

eToro files for US IPO, reportedly eyeing potential $5bn valuation (44:06)

Nearly 1 in 10 Brits Rely on YouTube for Financial Advice, Despite Only 26% Believing It’s a Trustworthy Source (45:32)

Links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

938. Insights: How will mergers and acquisitions reshape financial services in 2025?

Thu, 20 Feb 2025 07:00:00 -0000

About this episode:

On this episode of Fintech Insider Insights, hosts David M. Brear and Jamie Campbell are joined by special guests to explore how mergers and acquisitions are reshaping the financial services industry as we know it.

For many in our field, M&As feel like the financial world’s equivalent of football transfer season—exciting, strategic, and game-changing. But with increasingly complex regulatory frameworks and tighter margins, fintech-to-bank acquisitions have been slower to take off. Meanwhile, large banks are consolidating their power, hoovering up the competition, and redrawing the lines on the banking battlefield.

So, what are the forces driving this massive transformation? And what does it mean for the future of financial services? Let's find out!

This week's guests:

Mariela Hunter - Fractional COO
Josh Williams - EVP / Chief Banking Officer & Head of Partnerships at Seattle Bank
Nick Conway - Director, Fintech at HSBC Innovation Banking

This episode is sponsored by Pleo

Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter.

Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities.

Some links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

937. News: Klarna teams up with J.P. Morgan as IPO looms and Robinhood launches UK options trading

Mon, 17 Feb 2025 07:00:00 -0000

About this episode:

On this week's episode of Fintech Insider News, host Ross Gallagher is joined by a panel of experts to dive into the most fascinating stories in fintech and financial services that we've uncovered this week.

Content warning: This episode contains discussions of mental health struggles, including references to suicide. If these topics are sensitive for you, please listen with care. If you or someone you know is struggling, help is available - please reach out to a trusted friend, family member or a mental health professional.

Stories covered on the podcast this week include:

Klarna partners with J.P. Morgan ahead of its much-anticipated IPO. Robinhood launches trading options in the UK. QED has invested in Raenest, which seeks to address the issue of slow payments for remote and freelance workers in Africa. Plaid is reportedly working with Goldman Sachs to raise between $300M and $400M through a secondary share sale. AMP's new digital bank is specifically designed for small business owners and solopreneurs. AMP has also launched a new digital bank for side hustlers to manage finances on the go, built on Starling Bank’s Engine platform.

This week's guests:

Veronica Glab - Independent fintech consultant
Megan Caywood Cooper - Founder and CEO of Caywood
Sarah Kocianski - CEO of Fintech Wales

Timestamps:

Intro - (00:00)

Klarna signs with J.P. Morgan Payments to expand merchant services offering - (06:00)

Robinhood options trading launches in the UK - (18:08)

QED leads $11M investment in Nigerian fintech Raenest - (31:13)

US open banking fintech Plaid reportedly plotting potential $400m secondary share sale - (42:12)

Australia’s AMP taps Starling tech for SMB digital bank - (52:01)

And finally - A discussion about romance scams ahead of Valentine’s Day - (55:29)

This episode is sponsored by Pleo

Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities.

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

936. Insights: What your finance team is really thinking

Thu, 13 Feb 2025 07:00:00 -0000

About this episode:

In this episode, in association with Pleo, we're taking a look at one of the most important but often under appreciated aspects of any organisation: the collaboration between finance teams and the rest of the business.

Finance teams are often viewed as the gatekeepers of budgets and numbers, the guardians of growth but what’s really going on behind the spreadsheets?

To help us uncover the truth, we’ve partnered with Pleo, which has commissioned and published some fascinating research with nearly 3,000 medium-sized businesses across seven European countries to find out what finance teams across a wide variety of industries are really thinking and how better collaboration can unlock growth and success for everyone.

This week's guests:

Søren Lonning - Chief Financial Officer at Pleo
Betsy Samuel - Chief Marketing Officer at Thredd
Jovi Overo - CEO of Vault

This episode is sponsored by Pleo

Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities.

Some links to check out:

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Curve is the First Digital Wallet to Offer Section 75 Protection on All Cards, Even Debit (37:13)

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

935. News: Adyen partners with Yapily, Curve unveils an industry first, and after Barclays, are more big bank outages ahead?

Mon, 10 Feb 2025 07:00:00 -0000

About this episode:

On this week's Fintech Insider News, host David Barton-Grimley is joined by an expert panel to take a closer look at the most interesting stories in fintech and financial services we've uncovered this week.

Stories covered on the podcast this week include:

The PRA and FCA are in contact with Barclays after an IT failure left thousands unable to access their accounts for days. Adyen has partnered with open banking provider Yapily to enhance business account verification and merchant onboarding across Europe. Santander's digital US bank, Openbank, has surpassed $2 billion in deposits. Curve has become the first to offer Section 75 protection on purchases made through its Wallet. Meanwhile, Project Nemo is launching its first challenge to tackle financial exclusion for adults with learning disabilities.

This week's guests:

Stefano Vaccino - Founder and CEO of Yapily
Shachar Bialick - CEO of Curve
Jade Thomas - VP of Marketing at Primer

Plus soundclip from:

Joanne Dewar - Project Nemo Lead

Timestamps:

Intro (00:00:00)

UK’s banking watchdog probes Barclays over IT outage (04:39)

Adyen selects Yapily to expand open banking capabilities in Europe (15:44)

Santander’s US digital bank platform marks $2 billion in deposits (27:06)

Project Nemo and Fintech Fringe Launch Innovation Challenge to Tackle Financial Exclusion for People with Learning Disabilities (46:34)

And finally - What is your favourite financial services advert of all time? (49:37)

This episode is sponsored by Pleo

Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities.

Some links to check out:

Download your copy of the 11:FS Pulse Report 2025 and get product-ready for the year ahead by visiting 11fs.com/report

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Learn more about Project Nemo

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

934. Insights: Setting the benchmark for UX in financial services

Thu, 06 Feb 2025 07:00:00 -0000

On this week's Fintech Insider Insights, host Ross Gallagher is joined by some great guests as we explore what defines an exceptional user experience in the ever-evolving world of fintech and banking apps.

Here at 11:FS we’ve just released our annual Pulse report, spotlighting the best and brightest products shaping financial services today, and on this show we unpack some of the insights we’ve uncovered in the report, as well as exploring the trends that will define the future of user experience going forward.

This week's guests:

Jannick Malling - Co-founder and Co-CEO of Public.com
Joe Colchester - Head of Product at 11:FS Pulse

Download your copy of the 11:FS Pulse Report 2025 and get product-ready for the year ahead by visiting 11fs.com/report

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

X announces a partnership with Visa to power X Money’s wallet

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

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Live show announcement! After Dark | London

Wed, 05 Feb 2025 14:00:00 -0000

Get your ticket now at 11fs.com/afterdark

After Dark is back in London this March, and YOU ARE INVITED!

Join us for a live recording of Fintech Insider News, followed by drinks and networking on Wednesday 19th March at Village Underground in London.

11:FS’s main man, David M. Brear, is back on hosting duties, while 11:FS Head of Ventures, Ross Gallagher, will be joining the action to help us quiz our panel on the biggest FS stories of the week.

More guests announced soon!

Bring your colleagues, tell your friends - see you in March.

Get your ticket now at 11fs.com/afterdark

This edition of After Dark is sponsored by Swan, HaysMac and Flagright.

Learn more about your ad choices. Visit megaphone.fm/adchoices

933. News: X partners with Visa, TravelPerk checks in to fintech, and what does DeepSeek mean for the industry?

Mon, 03 Feb 2025 07:00:00 -0000

On this week's Fintech Insider News, host Benjamin Ensor is joined by an expert panel to take a closer look at the most interesting stories in fintech and financial services we've uncovered this week.

This week, we're looking at: the social media platform formerly known as Twitter announcing a partnership with Visa to power its upcoming financial services product, X Money; what the Chinese AI startup DeepSeek might mean for financial services; TravelPerk's acquisition of Yokoy, a Swiss spend management platform, in a deal that will expand its reach into financial services; Checkout announcing a profitable end to 2024; and Australia bringing Buy Now, Pay Later (BNPL) providers under formal financial regulations.

This week's guests:

Rory O’Neill - CMO of Checkout.com
Vivek Madlani - CEO and Co-founder of Multiply
Nicolas Benady - CEO of Swan

Stories covered on the pod:

A shocking Chinese AI advancement called DeepSeek is sending US stocks plummeting

NatWest Group Invests in Serene – An AI Platform Tackling Financial Vulnerability

Softbank backed TravelPerk doubles valuation to $2.7 billion, plans fintech push

Checkout.com sets stage for return to profitability

Australia tells BNPL providers to apply for credit licences

Download your copy of the 11:FS Pulse Report 2025 and get product-ready for the year ahead by visiting 11fs.com/report

Help 11:FS win Consultancy of the Year at the 2025 British Bank Awards by giving us a 5-star vote at 11fs.com/vote

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

Learn more about your ad choices. Visit megaphone.fm/adchoices

932. Insights: How Zilch CEO Philip Belamant built a profitable fintech with over 4.5M customers

Thu, 30 Jan 2025 07:00:00 -0000

On this week's insights show, we're taking a deep dive into one of the most interesting fintech success stories in recent years - Zilch!

Host Kate Moody is joined by Zilch Co-Founder and CEO Philip Belamant to discuss how the company went from raising its Series A funding during the COVID pandemic to being valued at over £2 billion today.

We also explore what it takes to create a standout product, how Zilch leverages AI, regulatory challenges, and the experience of building a business in London.

This week's guest:

Philip Belamant - CEO and Co-founder of Zilch

Help 11:FS win Consultancy of the Year at the 2025 British Bank Awards by giving us a 5-star vote at 11fs.com/vote

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

The EU's Digital Operational Resilience Act (DORA) comes into force

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

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931. News: DORA is here, HSBC shuts down Zing, and is Nubank coming to the UK?

Mon, 27 Jan 2025 07:00:00 -0000

On this week's Fintech Insider News, hosts Benjamin Ensor and Dave Morris are joined by an expert panel to take a closer look at the most interesting stories in fintech and financial services we've uncovered this week.

This week, we're looking at the launch of DORA and its implications for financial services. The UK’s Payment Systems Regulator (PSR) has published three core commitments to foster growth, innovation, and competition in the UK payments landscape. Belvo and J.P. Morgan Payments have partnered to enhance recurring payments management in Mexico. Nu Holdings is reportedly considering relocating its legal domicile to the UK. HSBC’s international payments app, Zing, launched in January 2024 to compete with fintechs like Wise and Revolut, is set to shut down after just a year. And, Barclays is shutting down its Rise accelerator programme.

This week's guests:

James Dodsworth - Senior Manager, Financial Crime at Thistle Initiatives
Uri Tintoré - Co-Founder and Co-CEO of Belvo

Stories covered on the pod:

The UK’s Payment Systems Regulator unveils three key commitments for final phase of payments strategy

Belvo and J.P. Morgan Payments Aim to Streamline Direct Debit Payments for Mexican Businesses

Nubank parent company considers moving legal domicile to Britain

HSBC to close international payments app Zing a year after launch

Barclays to wind down fintech accelerator programme Rise by “mid-2025”

Help 11:FS win Consultancy of the Year at the 2025 British Bank Awards by giving us a 5-star vote at 11fs.com/vote

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

California wildfires expected to speed digital payout adoption for insurance industry

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

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930. Insights: How do fintechs build loyalty? With Monzo and Yonder

Thu, 23 Jan 2025 07:00:00 -0000

In this episode of Fintech Insider Insights, David Barton-Grimley, Fintech Strategy Director at 11:FS, and Benjamin Ensor, Director of Research and Strategy at 11:FS, are joined by some great guests to discuss loyalty.

What is the longest relationship you’ve ever had? Family, friends, your partner will obviously be up there - but how about who you bank with?

From opening your first account when you're a child, to buying your first car, house, and planning your estate, our relationship with financial services spans an entire lifetime.

Many people used to spend their entire lifetime with one institution, yet is the relationship only skin deep? With the introduction of mobile technology and fierce competition over the past decade we’ve seen people’s loyalty fade.

So, how can banks and FIs in 2025 put loyalty back up the agenda? We're joined by:

Vuokko Aro - Chief Design Officer at Monzo
Tim Chong - Co-founder and CEO of Yonder

If you're looking to launch a new loyalty scheme or evolve your rewards programme, get in touch with 11:FS Ventures today at https://11fs.com/contact

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

929. News: The role of fintech in responding to California's wildfire crisis

Mon, 20 Jan 2025 07:00:00 -0000

All of us at 11:FS send our love and support to all of our friends in Los Angeles who have been affected by the wildfires.

On this week's Fintech Insider News, host David M. Brear is joined by a great panel of experts as we take a closer look at the most interesting stories from the past week in fintech and financial services.

This week, we're looking at: the recent wildfires in Los Angeles and their impact on financial services, as well as what fintech can do to help in the future; Freetrade being sold for a "disappointing" £160 million; the expansion of a Blackstone-backed wealth management firm catering to India’s affluent, with the opening of a new office in Dubai; a partnership between leading payment orchestration platform Yuno and PayPal; and the UK innovation ecosystem reaching a combined enterprise value of $1.2 trillion in 2024.

This week's guests:

Catherine Kaupert, Global Head of Partnerships of Yuno
Ruth Foxe Blader - General Partner at Foxe Capital
Daniel Gold - CEO of Stratiphy

Stories covered on the podcast:

Freetrade: IG Swoops for trading app

Blackstone backed wealth manager for India’s rich opens in Dubai

Yuno and PayPal team up to simplify digital payments for merchants

UK innovation economy worth a combined £1.2 trillion - HSBC Innovation Banking release their 2025 forward look Innovation Report

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Open Mic Night tickets

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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928. Insights: How does fundraising work and what should you do with the money?

Thu, 16 Jan 2025 07:00:00 -0000

Let's dive into fundraising!

In this episode of Fintech Insider Insights, David Barton-Grimley, Fintech Strategy Director at 11:FS, is joined by some great guests to look at the current state of fundraising in financial services.

Funding stories are everywhere. We’ve probably covered over 100 on Fintech Insider News in the past twelve months alone, everything from seed rounds to IPOs.

But what actually goes into making these funding rounds happen, and maybe more importantly, what happens after the money hits your account?

To find out we're joined by some great guests:

Jamie Campbell - Head of VC at 11:FS
Giles Hutson - CEO and Co-founder of Insignis Cash
Kirsty Lowe - Finance Director at Perlego

This episode is sponsored by Insignis Cash.

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WhatsApp Pay made available to all Indian Users

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

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927. News: WhatsApp Pay fully rolls out in India and fintechs are spending more on ads than ever before

Mon, 13 Jan 2025 07:00:00 -0000

On this week's Fintech Insider News, host Laura Watkins is joined by special guests to discuss the most interesting stories from the past week in the world of fintech and financial services.

Topics covered include: WhatsApp Pay being made available to all 500 million users in India; fintechs spending more on ads than ever before; Bench's acquisition by Employer.com; the UK’s Centre for Finance, Innovation and Technology securing key strategic partners; and Besiktas becoming the first football club in Turkey to launch a startup with the Besiktas Super App.

This week's guests:

Kate Drew - Partner, Director of Research at CCG Catalyst
Aditi Subbarao - Strategic Partnerships Lead at Instabase
Rob Haslingden - Head of Impact Assessment and Engagement at CFIT (Centre of Finance, Innovation and Technology

With soundclip from:

Hande Oztek - Head of Digital at Besiktas

Stories covered on the show:

Fintech ad spending climbs 45% in last 3 years

CFIT secures strategic industry partners for 2025

Employer.com buys Canadian fintech Bench Accounting for undisclosed sum

SC Ventures launches invoicing and billing fintech to SMEs in APAC

Turkish Super League football club Besiktas enters the world of fintech with new Super App

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

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926. Insights: Our 2025 fintech predictions

Thu, 09 Jan 2025 07:00:00 -0000

We're back! Welcome to the first Fintech Insider Insights of 2025.

In this episode, host Laura Watkins is asking three of her fellow Fintech Insider hosts to put reputations on the line, open themselves up to a little friendly ridicule, and boldly predict the future of fintech.

After a year marked by incredible industry consolidation, we’re all eager to uncover the biggest trends shaping the next twelve months.

What will we be talking about in 2025? And, more importantly, what products, people, and innovations will dominate the headlines?

This week's guests:

David M. Brear, Group CEO at 11:FS
Dave Morris, Global Head of Technology at 11:FS
Ross Gallagher, Head of Ventures at 11:FS

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Current raises $200 million to fast-track profitability

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

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925. News: Current eyes profitability, VRPs, and who's on Santa's fintech naughty list?

Mon, 23 Dec 2024 07:00:00 -0000

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week for the final time in 2024!

Topics covered include: US personal finance app Current’s fundraise as it looks to accelerate its path to profitability; Eviden, part of the Atos Group, fintech innovator Ordo, and blockchain company ByzGen launching an open banking solution to facilitate real-time, flexible payments; digital bank Tyme raising $250 million to reach unicorn status; and Visa and Mastercard facing trouble in the US, UK, and New Zealand. Plus, who’s on Santa’s fintech naughty or nice list?

This week's guests:

Fliss Berridge - UK Managing Director of Ordo
Emily Nicolle - Crypto and Fintech Reporter at Bloomberg
Trevor Marshall - CTO and Co-founder of Current

Stories covered on the show:

Open banking is the key to facilitating better payments: Eviden, Ordo and ByzGen launch new offering

African digital bank Tyme raises $250 million round led by Nubank at $1.5 billion valuation

Regulator set to limit card fees after Visa and Mastercard price hikes

bunq first bank in the world to launch real time speech-to-speech AI translation

Our 2024 fintech naughty or nice list

We're taking a little break to eat mince pies and open up our presents. But don't worry! We'll be back on your podcast feeds on Thursday 9th January with our predictions episode.

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This episode is sponsored by Finimize for Business, click here to find out more

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Norway’s Vipps launches world’s first Apple Pay rival for iPhone

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924. Insights: Was 2024 the year fintech bounced back?

Thu, 19 Dec 2024 07:00:00 -0000

It’s our final Insights episode of the year! This week, we’ve gathered a panel of certified Fintech Insiders to look back at the stories that shaped the past 12 months in fintech and ask: If 2023 was a year of turbulence and reckoning for the industry, was 2024 the year fintech bounced back?

Host:

Kate Moody - Customer Strategy Director at 11:FS

This week's guests:

Benjamin Ensor, Director of Research & Strategy at 11:FS
David-Barton Grimley, Strategy Director at 11:FS
Jason Mikula, Founder of Fintech Business Weekly & Head of Industry at Taktile

This episode is sponsored by Finimize for Business, click here to find out more

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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923. News: Vipps launches Apple Pay rival, Zopa Bank tells us about its big raise, and Goldman backs out of climate agreement

Mon, 16 Dec 2024 07:00:00 -0000

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week.

Topics covered include: Norway’s Vipps MobilePay becoming the first company in the world to offer a competing option to Apple Pay on iPhones; Goldman Sachs withdrawing from the Net-Zero Banking Alliance; Zopa Bank, one of the earliest UK fintechs, announcing it has recently raised £68M in an equity round; Aviva, the UK’s largest insurer, reaching a preliminary agreement to acquire rival Direct Line for £3.6bn; and Vanguard spinning off its $900 billion wealth and advice segment into a standalone unit.

This week's guests:

Baard Slaattelid - Director, Strategic Payment Partnerships at Vipps MobilePay
Hannah Duncan - Award winning freelance writer
Matthew Jones - Head of Ventures at Transverse

Plus soundbite from:

Steve Hulme - CFO of Zopa Bank

Stories covered on the show:

Goldman decides to leave world’s top climate alliance for banks

Zopa Bank hunts for fintech acquisitions after £68 million fundraise

Direct Line accepts £3.6bn takeover after rival insurer Aviva raises bid

Vanguard revamps $900bn unit to speed up investment

I gave my kids £300 to see what they would do with it

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This episode is sponsored by Finimize for Business, click here to find out more

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Australian social media ban on under 16s approved in parliament and Meta to force financial advertisers to be verified in bid to prevent celebrity scams

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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922. Insights: How J.P. Morgan thinks about innovation with Lori Schwartz - Global Head of Treasury Services

Thu, 12 Dec 2024 07:00:00 -0000

On this week's insights episode, host David Barton-Grimley is joined by Lori Schwartz, who took on the role of Global Head of Treasury Services at J.P. Morgan Payments earlier this year.

Join us as we discuss Lori’s new role, the innovations happening in the treasury services and payments space, and how to foster innovation in a large organization like J.P. Morgan.

This week's guest:

Lori Schwartz - Global Head of Treasury Services, J.P. Morgan Payments

This episode is sponsored by Finimize for Business, click here to find out more

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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921. News: What does Australia's under-16 social media ban mean for financial services?

Mon, 09 Dec 2024 07:00:00 -0000

Join host Laura Watkins alongside some very special guests as we look at the biggest financial services and fintech stories of the past week.

Topics covered include: A big few weeks for social media users in Australia as a social media ban for under-16s is approved, Meta cracking down on financial scams, US HR fintech Deel acquiring UK-based Wise competitor Atlantic Money, Ivory Coast-based HUB2 raising $8.5 million in their mission to become the "Stripe of Francophone Africa," an update from PensionBee on their US expansion, and Bunch's UK GM sharing insights on their UK launch.

This week's guests:

Jasper Martens - CMO at PensionBee
Tomás Herrmann - UK General Manager, bunch
Simone Joyce - CEO of Paypa Plane

Stories covered on the show:

Deel boosts European payments infrastructure with acquisition of Atlantic Money

bunch launches in the UK to transform Private equity and VC operations

HUB2 banks $8.5m to become the 'Stripe for Francophone Africa'

Black Friday spending approaches $11 billion fuelled by e-commerce

A check in with our friends at PensionBee

Glassdoor CEO ‘loves’ to ask this simple question during job interviews - it can reveal a major red flag

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This episode is sponsored by Finimize for Business, click here to find out more

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‘FCA is incompetent at best, dishonest at worst,’ claim MPs and peers

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

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920. Insights: How fintech is helping us get better at borrowing money

Thu, 05 Dec 2024 07:00:00 -0000

On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guests to discuss digital lending.

Recently on the podcast we’ve had a lot of really great discussions about lending. However, these have mostly focussed on fintechs offering funding to small and medium sized businesses, who are helping to fill the gap left by big banks who are more hesitant to lend to them.

But what is fintech doing to improve the experience of actual human people who want to borrow some money?

Well, we've assembled a great panel of experts to find out!

This week's guests:

Rob Pasco - GM Credit at Curve
Sophie Heriot, Account Director, International Accounts at Nova Credit
Tom Davies - VP of Marketing at Yonder

This episode is sponsored by Finimize for Business, click here to find out more

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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Bonus: Building the future of investing with Lightyear CEO Martin Sokk

Wed, 04 Dec 2024 07:00:00 -0000

On this special bonus episode of Fintech Insider, host Benjamin Ensor sits down for an exclusive interview with Martin Sokk, the CEO of investment platform Lightyear.

In a wide-ranging discussion, they talk about how Lightyear carved out its place in the retail and enterprise investment market, its future plans, and how it fits into a rapidly evolving sector.

Martin also shares exciting details about some new product developments from the Lightyear team.

We hope you enjoy listening to this episode as much as we enjoyed making it!

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This episode is sponsored by Finimize for Business, click here to find out more

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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919. News: UK lenders brace for massive payouts and is the FCA 'incompetent'?

Mon, 02 Dec 2024 07:00:00 -0000

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week.

Topics covered include: A damning report by MPs and Lords has accused the Financial Conduct Authority (FCA) of being unfit for purpose. Meanwhile, Italian bank UniCredit has offered €10 billion to acquire domestic rival Banco BPM, Checkout.com is expanding into Japan, UK lenders are bracing for mammoth payouts following a court ruling on car loans, AI wealthtech Range has raised significant funding, and researchers at King’s College London, in collaboration with the charity Greater Change, are conducting the UK’s first large-scale study to assess whether targeted financial support is more effective than traditional homelessness assistance.

This week's guests:

Javed Anjum - CEO of OneBanx
Matthew Williamson - Partner at Thistle Initiatives
Selma Piper - Founder of Fintech Fiends

Stories covered on the show:

UniCredit offers to buy rival Italian lender Banco BPM

Checkout.com expands in Japan to strengthen its global presence

Banks brace for mammoth payouts after court’s car loan ruling

AI wealthtech Range raises $28 million Series B to disrupt traditional wealth management

Homeless people to be given cash in first major UK trial to reduce poverty

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This episode is sponsored by Finimize for Business, click here to find out more

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Revolut to launch UK, EU stock trading with new licence as they hit 50m global customers

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

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918. Insights: How to launch in the Middle East

Thu, 28 Nov 2024 07:00:00 -0000

On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by some great guests to discuss expansion into the Middle East.

Imagine, and if you’re listening to this podcast you might not need to imagine, that you’re the founder of a successful fintech. You’re doing well in your home market and you’re weighing up your options of where to expand to next.

Well, how about the Middle East?

As rumours swirl that two of the biggest digital banks Nubank and Revolut are aiming to replicate their success in LATAM and Europe in the Middle East, we want to dive into the challenges and opportunities of doing so.

To do so we're joined by some great guests:

Gaia Lamperti - Middle East Producer at Bloomberg
Ziad Mabsout - Co-founder and Head of Distribution at Vennre
Remo Abbondandolo - General Manager, VP MENA at Checkout.com

This episode is sponsored by Finimize for Business, click here to find out more

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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917. News: 'Black Fraud Day' warning for shoppers and Revolut hits the big 5-0

Mon, 25 Nov 2024 07:00:00 -0000

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week.

Topics covered include: Revolut hitting 50 million users as they gain a new stock trading license; online shoppers being warned to be extra vigilant this ‘Black Fraud Day’; South African fintech Mama Money Financial Services launching a new bank card that allows cardholders to manage their accounts and money through WhatsApp; UBS seeking approval to operate as a national bank in the U.S.; and the launch of the Chase UK credit card!

This week's guests:

Veronica Glab, Fractional fintech consultant and ex Innovate Finance
Matt Ford - CEO and Co-founder of Sidekick
Dave Excell - Founder of Featurespace

With soundclip from:

Kuba Fast - CEO of Chase UK

Stories covered on the show:

Black Friday turning into ‘Black Fraud Day’, says UK Cybersecurity Chief

Mama Money launches WhatsApp bank card

UBS applies for National Bank Licence in the U.S.

JPMorgan’s Chase UK bank launches first credit card

Atom Bank buys acres of new woodland in Northumberland to account for all its operational emissions since founding

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This episode is sponsored by Finimize for Business, click here to find out more

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Download Sumsub's Idenity Fraud Report 2024

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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916. Insights: How fintech can fight back against the fraudsters

Thu, 21 Nov 2024 07:00:00 -0000

On this episode of Fintech Insider Insights, in partnership with Sumsub, host Benjamin Ensor is joined by some great guests to discuss the alarming rise of fraud in fintech, particularly across the UK and Europe, and to explore what might be driving this increase.

We also examine the technologies available to fintechs and financial institutions as they work to fight back against fraudsters.

This week's guests:

Ilya Brovin - Chief Growth Officer at Sumsub
Vinita Ramtri - Senior Fin Crime Leader at a UK Challenger Bank
Dave Laramy - SVP, Head of Fraud Management, ABC & Tax Evasion at Danske Bank

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This episode is sponsored by Finimize for Business, click here to find out more

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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915. News: LATAM fintech is booming, Metrobank slapped with a hefty fine, and why Klarna chose NYC for its IPO

Mon, 18 Nov 2024 07:00:00 -0000

Join hosts Laura Watkins and Benjamin Ensor alongside some great guests as we look at the biggest financial services and fintech stories of the past week.

Topics covered include: a LATAM fintech roundup featuring news from Nubank, Ualá, and Tako; Klarna announcing plans to IPO in the US; UK SME lending fintech iwoca raising £200M in funding; Metro Bank facing a substantial fine; and GoHenry advocating for improved financial education for children in schools.

This week's guests:

Miguel Armaza - Co-Founder and General Partner at Gilgamesh Ventures & Fintech Leaders Podcast Host
Valentina Kristensen - Corporate Affairs Director at OakNorth

With soundclips from:

Mark Di-Toro - Strategic Communications Director at iwoca
David M. Brear - Group CEO at 11:FS

Stories covered on the show:

Nubank reaches 100m customers in Brazil alone

Argentine star fintech Ualá wins fresh funding round from Allianz and Alan Howard

Brazilian fintech Tako emerges from stealth with seed round led by a16z and Ribbit Capita

Klarna files for IPO in the United States

SME lender iwoca secures new £200m funding led by Citi, increasing investment into the business to almost £1.5bn

Metrobank fined £16 million by city watchdog for poor money laundering controls

GoHenry urges government to make financial education compulsory in all schools at parliamentary reception

Lena Dunham to write Sam Bankman-Fried movie for Apple

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This episode is sponsored by Finimize for Business, click here to find out more

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BNPL giant Affirm lands in the UK

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914. Insights: Could digital identity be the key to ending financial crime?

Thu, 14 Nov 2024 07:00:00 -0000

On this episode of Fintech Insider Insights, host David Barton-Grimley is joined by some great guests to discuss digital identities in financial services.

Financial services has a big fraud problem. Increasingly we’re covering it here on this show. And the stats back it up too.

So, what’s the solution? Many think a universal form of digital identity could be it. But that concept is not without controversy. Which is why on this episode we’ve assembled a panel of experts to find out more.

This week's guests:

Chris Skinner - Best selling author and CEO of The Finanser
Ofer Friedman, Chief Business Development Officer, AU10TIX
Leon Ifayemi - Director of Coalitions at CFIT (Centre for Finance, Innovation and Technology)

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https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

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913. News: Affirm lands in the UK and what does Trump's election win mean for fintech?

Mon, 11 Nov 2024 07:00:00 -0000

Join hosts Laura Watkins and Benjamin Ensor alongside some great guests as we look at the biggest financial services and fintech stories of the past week.

Topics covered include: Donald Trump is returning to the White House—what does that mean for our industry? Affirm’s entry into the UK market, Barclays' completed takeover of Tesco Bank, Mexican fintech Klar's plans for an IPO in 2026, and NatWest and Mastercard teaming up to launch a virtual card solution for businesses.

This week's guests:

Mariela Hunter- A fractional COO
Jason Mikula - Founder of Fintech Business Weekly

With soundclip from:

Johanna Waara, Senior Vice President, Commercial Solutions, Europe at Mastercard

Stories covered on the show:

What does a Donald Trump election victory mean for fintech?

Barclays completes £600m Tesco Bank takeover

Mexican banking fintech Klar aims for 2026 IPO

Natwest and Mastercard launch mobile virtual card solution for businesses

Tehanu completes world’s first ‘interspecies money’ transfer

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Shopify Finance streamlines merchant payments, Bill Pay and Credit

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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912. Insights: The future of Chase UK with CEO Kuba Fast

Thu, 07 Nov 2024 07:00:00 -0000

In this special Insights episode of Fintech Insider, 11:FS's Kate Moody sits down for an exclusive interview with the CEO of Chase UK, Kuba Fast.

US mega-bank J.P. Morgan launched its UK retail offering back in 2021, featuring a numberless debit card, 1% cashback, and an eye-catching ad narrated by David Tennant.

In the past three years, Chase UK has attracted over two million customers and amassed £20 billion in deposits.

The Chase UK brand has also won several industry awards, including the Consumer Game Changer prize at last year’s 11:FS Awards!

So how did Chase UK get here, and what's next?

Fortunately, we knew just the person to ask!

This week's guest:

Kuba Fast - CEO of Chase UK

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911. News: Shopify makes life easier for businesses, Moniepoint reaches unicorn status, and is it time to 'fight' the regulators?

Mon, 04 Nov 2024 07:00:00 -0000

Join host Kate Moody along with some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Shopify launching Shopify Finance to support businesses; Moniepoint becoming Africa’s newest fintech unicorn, with representatives here to tell us more; Jamie Dimon, shy and unassuming as ever, declaring it’s “time to fight back” against regulators; Marqeta launching Marqeta Flex; and Revolut introducing the new “Rev-Women in Engineering Grant.” Plus, since it’s Halloween, we’ll test our spooky financial services knowledge!

This week's guests:

Vikram Anreddy - Head of Product, Financial Services at Shopify
Ope Adeyemi - SVP of Channels at Moniepoint
Jo Ann Barefoot - CEO and Co-founder of Alliance for Innovative Regulation

With soundclip from:

Lisa Hrabosky - VP, Bank and Network Partnerships at Marqeta

Stories covered on the show:

Google, DPI back African fintech Moniepoint in $110M round

J.P. Morgan’s Jamie Dimon says banks must fight back against regulators

Marqeta to embed BNPL in payment apps and digital wallets

Revolut launches new “Rev-Women in Engineering Grant” offering up to £5,000 to support top talent

Fintech Insider x 11:FS Pulse Open Mic Night tickets

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Stripe acquires stablecoin platform, Bridge, for $1.1bn

—

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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910. Insights: Is Singapore the best place in the world to start a fintech?

Thu, 31 Oct 2024 07:00:00 -0000

On this episode of Fintech Insider Insights host David Barton-Grimley is joined by some great guests to talk about the current state of fintech in Singapore.

Singapore’s reputation as a global fintech hub has grown exponentially over the past few years and we’ve noticed a big uptick in the amount of listeners based there too.

That’s why on this episode of Fintech Insider, we want to check in on what the most exciting developments happening in the Singaporean fintech industry are, and discuss what the future might hold for businesses and entrepreneurs working to build the next generation of financial services in the region.

This week's guests:

Anupam Pahuja - Executive Vice President and General Manager for APAC, Middle East and Africa at Nium
Joel Leong - Chief Strategy Officer and co-founder of Aspire
Shadab Taiyabi - President of the Singapore Fintech Association

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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909. News: Stripe drops $1.1 billion on Bridge, Capital One and Minna Tech team up, and the US gets open banking regulations... kinda

Mon, 28 Oct 2024 07:30:00 -0000

Join hosts Laura Watkins and Ross Gallagher, along with some great guests, as we discuss the biggest fintech and financial services news this week.

Topics covered include: Fintech giant Stripe acquiring stablecoin platform Bridge for $1.1 billion, Capital One partnering with Minna Technologies, the US getting open banking regulations... kinda, innovations in AI and embedded finance kickstarting a recovery in fintech funding (according to Q3 figures compiled by Dealroom), and Wise joining Japan’s domestic payment network, Zengin

This week's guests:

Navi Singh Randhawa - CFO/CCO at Minna Technologies
Ruth Foxe Blader - General Partner at Foxe Capital

Stories covered on the show:

Capital One partners with Minna Technologies for subscription management tools

'Open banking' rules for consumer data unveiled by US watchdog

Fintech funding bucks the downward trend across Europe, helped by Gen AI

Wise joins Japan’s domestic payment network Zengin

HSBC lets international customers use overseas credit for mortgages

Bruce Springsteen says paying his band ‘a tremendous amount of money’ has been the secret to his success and longevity

Help make Fintech Insider even better by taking our listener survey

Download our new open banking report

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I lost £165k to fraud in an hour’ - customers say they were let down by Revolut

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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908. Insights: Making banking fun! A conversation with Up CEO Xavier Shay

Thu, 24 Oct 2024 03:30:00 -0000

On this episode of Fintech Insider Insights host Kate Moody is joined by Xavier Shay - CEO of Up.

Since it launched as Australia’s first mobile-only digital bank back in 2018, Up has set out to connect younger consumers with digital savings, payments and lending.

Up will soon celebrate its sixth birthday, and is on track in its birthday month (October) to announce that it’s hit the million customers milestone.

We're big fans of Up here at 11:FS(as evident by their two 11:FSAwards nominations), so it was a real joy to sit down with Xavier and get the inside scoop on how and why Up was started, as well as their plans for the future.

Enjoy!

This week's guest:

Xavier Shay - CEO of Up

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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907. News: The BBC attacks Revolut, banks behaving badly, and fintech makes the world a better place

Mon, 21 Oct 2024 06:00:00 -0000

Join hosts Laura Watkins and Dave Morris, along with some great guests, as we discuss the biggest fintech and financial services news this week.

Topics covered include: A BBC investigation found that Revolut has been named in more fraud reports than any major UK bank; two different banks from both sides of the pond have received heavy fines; UK fintechs continue to have an overall positive effect on the country; J.P. Morgan plans to enter Kenya and Ivory Coast this year and expand its footprint in Africa; and we pay tribute to Steve O’Hear.

This week's guests:

Inna Lyubashevskaya - Chief Customer Officer at Sumsub
Kimberley Abbott - Founder and CEO Vested Impact

Stories covered on the show:

TD Bank fined $3bn after money laundering guilty pleas

‘Woeful’ systems and staff incentive schemes land TSB with £10.9 million penalty

UK fintechs have an overall positive effect on the country - Innovate Finance

Jamie Dimon charts JPMorgan expansion plan into Africa

Pockit to buy Monese

In memory of Steve O’Hear

Help make Fintech Insider even better by taking our listener survey: 11fs.com/survey

Download Innovate Finance's 2024 UK Fintech Impact report

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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906. Insights: The FCA tells us about their brand new AI lab

Thu, 17 Oct 2024 08:30:00 -0000

On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by Jessica Rusu, Chief Data, Information and Intelligence Officer at the FCA.

It's been ten years since the UK regulator launched their innovation hub, so we wanted to catch up with them to dive into the learning and successes so far, as well as taking a look at what the next ten years might look like.

We also get the lowdown on their brand new AI lab.

Guest:

Jessica Rusu, Chief Data, Information and Intelligence Officer at the FCA

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With Apple recently forced to open their NFC after intense pressure from the European Commission, the wallet wars are set to intensify. And armed with a mobile wallet that kills fees abroad, gives customers cashback, and is pimped out with innovative features like Go Back in Time® and Anti-Embarrassment Mode, Curve believe they’re poised to come out on top. Can David really take on the Goliath of tech?

Go to www.curve.com to learn more.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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905. News: Funding drought could hit IPOs, Fraud to cost $100bn by 2029, Cashflows to enable Click to Pay

Mon, 14 Oct 2024 06:00:00 -0000

Join host Benjamin Ensor, along with some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: E-commerce fraud losses could surpass $100 billion worldwide by 2029, Fintech Australia backs government scam protection, as the UK government pushes for transaction delays, the Fintech funding squeeze could scupper London IPOs, Zopa Bank releases Impact Report from the 2025 Fintech Pledge.

This week's guests:

Joshua Vowles-Dent - Business, Strategy and Partnerships Manager at ComplyCube
Clare Gambardella - Chief Customer Officer at Zopa
Paul Clarke - Chief Growth Officer at Cashflows

Stories covered on the show:

E-commerce fraud to exceed $100 billion worldwide by 2029

Fintech Australia backs government scam protection

Fintech funding squeeze could scupper London IPOs

Zopa Bank releases Impact Report from the 2025 Fintech Pledge

Cashflows and Mastercard to bring Click to Pay to UK firms

Bank of Ireland introduces ‘Startup Stand up’ to integrate comedy into pitches

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Go to www.curve.com to learn more.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email podcasts@11fs.com!

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904. Insights: Is this the start of the first great Wallet War?

Thu, 10 Oct 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, in association with Curve, host David Barton-Grimley is joined by a panel of payments and e-wallets experts to tackle the emerging Wallet Wars.

Apple Pay – and the Apple Wallet – has become dominant in the space over the last decade, but with the tech giant forced to open the iPhone up to third-party wallets, there’s suddenly competition in the market.

So, we’re delving into the challengers looking to take on Apple and innovate in the wallets space.

This week's guests:

Shachar Bialick - Founder and CEO of Curve
Tom Noyes - Partner at Starpoint LLP
Fliss Berridge - Director and Co-Founder of Ordo

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Go to www.curve.com to learn more.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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903. News: Starling hit with fine, Visa faces anti-trust lawsuit, and Nationwide snaps up Virgin Money

Mon, 07 Oct 2024 05:00:00 -0000

Join hosts Laura Watkins and Dave Morris, along with some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Nationwide has acquired Virgin Money for £2.9 billion; Visa is being sued by the Department of Justice as the Biden administration continues its crackdown on ‘junk fees’; Starling Bank has been hit with a large fine from regulator the FCA; Trinidad and Tobago are going to roll out India’s UPI payment tech to promote financial inclusion; Klarna has partnered with Adyen for in-store buy now, pay later options; Chime is reportedly preparing for an initial public offering; and, as this week marks World Mental Health Day, we’ll be discussing how to cope at work.

This week's guests:

Alberto Dalmasso - CEO & Founder of Satispay
Jessica Cath - Partner, Financial Crime at Thistle Initiatives

Stories covered on the show:

Nationwide completes Virgin Money takeover to create high street banking titan

Justice department files antitrust lawsuit against Visa

UK regulator fines Starling Bank £29 million over ‘shockingly lax’ crime controls’

Trinidad and Tobago to roll out India’s UPI payments tech

Klarna partners with Adyen for in-store BNPL rollout

Chime taps Morgan Stanley to handle IPO in 2025

Thursday 10th October 2024 marks World Mental Health Day. 11:FS mental health resources

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Go to www.curve.com to learn more.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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902. Insights: 10 years of Atom Bank with CEO Mark Mullen

Thu, 03 Oct 2024 05:00:00 -0000

On this episode of Fintech Insider Insights, host Kate Moody is joined by Mark Mullen, CEO and Co-Founder of Atom Bank.

Before Monzo or Starling, there was Atom. It's been ten years since Atom Bank, a digital challenger bank based in the North East of England, was incorporated. Since then, it has grown to become one of the most profitable neobanks in Britain.

Atom launched to the public in 2016 and has continued to go from strength to strength, announcing in March this year that it made an operating profit of £27m.

We thought it was time to catch up with Mark to discuss how to build a trusted brand from scratch and hear about Atom’s plans for the future. And yes, we also asked him about their now famous 4-day work week.

This week's guest:

Mark Mullen, Co-founder and CEO of Atom Bank

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Go to www.curve.com to learn more.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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901. News: After Dark - Revolut to target Middle East, Chase set to offer UK credit cards, and 28% targeted by voice-cloning scams

Mon, 30 Sep 2024 06:00:00 -0000

Our expert hosts Kate Moody and Jamie Campbell present Fintech Insider News live from St Michael + All Angels Church in London, along with some great guests to discuss the biggest fintech and financial services news this week.

Topics covered include: Revolut is poised to target Middle East banking licence as the bank hits 10 million UK users, Chase is reportedly set to offer credit cards in the UK, and new research from Starling Bank finds that 28% of UK adults say they have been targeted by a voice cloning scam in the last year.

This week's guests:

Megan Caywood Cooper - Founder and CEO of Caywood
Roisin Levine - Head of UK & Europe Partnerships, Wise Platform, Wise
Javed Anjum - CEO, OneBanx

Stories covered on the show:

Revolut poised to target Middle East banking licence

Chase set to offer credit cards in the UK

Starling warns of rise in voice cloning scams

Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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Go to www.curve.com to learn more.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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900. Insights: How embedded finance is transforming businesses

Thu, 26 Sep 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, in association with Adyen, host David Barton-Grimley explores the capabilities opened up by embedded finance – looking at the time and money that can be saved when business have powerful financial tools at their fingertips.

We're joined by a panel of expert guests in the embedded finance and payments space to look at how payments can be integrated into platforms, to meet the customer where they are.

This week's guests:

Natalie Wexler - VP Platform Offering Strategy at Adyen
Jason Downing - SVP Product Management at Epos Now

Find out more about Adyen at www.adyen.com

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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899. News: JPMorgan poised to take over Apple Card, US Senators push for BaaS crackdown, H1 2024 fintech deals down 50%

Mon, 23 Sep 2024 06:00:00 -0000

Join host David Barton-Grimley, along with some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Apple reportedly poised to sign new cards deal with JPMorgan, US Senators urge crackdown on BaaS providers as FDIC tightens rules, fintech investment remains sluggish with H1 funding down nearly 50% year on year, and Monzo is first off the marks to offer monthly Flex payments directly within Apple Pay.

This week's guests:

Kevin Fox - Chief Revenue Officer at Thredd
Sophie Winwood - Operating Partner at Foxe Capital

Stories covered on the show:

Apple reportedly in talks with JPMorgan to take over its cards business

US Senators push for crackdown on Banking-as-a-Service providers

H1 fintech funding down by nearly 50% year-on-year

Monzo brings monthly payments to Apple Pay purchases

Dutch neobank Bunq aims to boost headcount by 70% by the end of the year

Pizza Hut to print jobseeker CVs and deliver to employers in New York

Fintech Insider presents: After Dark. Join fellow fintech fans for this special 25th edition, with the best community in FS over some drinks and food.

11fs.com/afterdark

Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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Go to www.curve.com to learn more.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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898. Insights: The fintech crash no one saw coming

Thu, 19 Sep 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host David Barton-Grimley delves into the crisis that has gripped Banking-as-a-Service for much of 2024.

Alongside an expert panel of BaaS specialists, we look at how the collapse of two fintechs set in motion a domino effect that cost customers millions, and rocked confidence in the industry.

This week's guests:

Jason Mikula - Founder of Fintech Business Weekly
Nicolas Benady - CEO of Swan
Susan French - BaaS and payments consultant

Find out more about 11:FS Pulse: https://www.11fs.com/products/11fs-pulse

Come watch us record Fintech Insider live in London: 11fs.com/afterdark

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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897. News: LendInvest announces £500m JP Morgan raise, Enfuce launches 2-in-1 card for Europe, Open Banking roadmap completed

Mon, 16 Sep 2024 06:00:00 -0000

Join host Benjamin Ensor, along with some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Lendinvest raises £500m from JP Morgan as NatWest joins the Open Property Data Association, Enfuce announces the UK’s first ever 2-in-1 debit and credit card in MasterCard partnership, UK banks complete the Open Banking roadmap, and Miami-based bookkeeping fintech Finally raises $50m.

This week's guests:

Vanessa Schotes - CMO at Enfuce
Henk Van Hulle - CEO of Open Banking

Stories covered on the show:

Lendinvest scores £500m investment from JP Morgan

Enfuce announces 2-in-1 debit card and credit card for European markets, in a partnership with Mastercard

The CMA confirms that the Open Banking roadmap is complete

Miami-based bookkeeping fintech Finally raises $50m

Revolut says it no longer needs “good reason” to debank customers

Businesses are letting Gen Z drive their marketing strategy

Fintech Insider presents: After Dark. Join fellow fintech fans for this special 25th edition, with the best community in FS over some drinks and food.

11fs.com/afterdark

Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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896. Insights: How to do a great onboarding

Thu, 12 Sep 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, hosts Kate Moody and Joe Colchester discuss how you can best optimise the experience of a customer’s very first touchpoint with a fintech product or platform – the onboarding.

Whether it’s a case of balancing friction and compliance when it comes to the terms and conditions, to gamifying the set-up process, our panel delves into crucial first stage in the customer journey.

This week's guests:

Andrew Denholm - Head of Product Design at Chip
Kish Patel - Head of Design at Lightyear
Adam Tarpey - Head of Product at Metro Bank (Retail & Business Banking)

Find out more about 11:FS Pulse: https://www.11fs.com/products/11fs-pulse

Come watch us record Fintech Insider live in London: 11fs.com/afterdark

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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895. News: Industry coalition pushes digital IDs, Phase 2 of Saudi open banking, new Singapore anti-fraud powers

Mon, 09 Sep 2024 06:00:00 -0000

Join hosts Kate Moody and Dave Morris, along with some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: New PensionBee research for Pensions Awareness Week reveals less than 15% of Brits know how much they have in pensions, financial institutions and regulators unite to standardise corporate digital IDs, Singapore mulls new police powers to block transactions to suspected scammers, and Zilch hits monthly operating profit ahead of expected IPO.

This week's guests:

Ezechi Britton - CEO of the Centre for Finance, Innovation and Technology
Becky O’Connor - Director of Public Affairs at PensionBee
Chris Michael - Co-founder and CEO at Ozone API

Stories covered on the show:

PensionBee research: less than 15% of Brits know how much they have in pensions

Businesses partnering with UK government to test corporate digital IDs

Singapore police could block suspected fraud transfers

Saudi central bank doubles down on open banking framework

Zilch hits monthly operating profit ahead of planned listing

New US fintech Landian to shake up to shake up real estate with flat-fee model

TikTok creators target Chase Bank "infinite free money" ATM glitch

Fintech Insider presents: After Dark. Join fellow fintech fans for this special 25th edition, with the best community in FS over some drinks and food.

11fs.com/afterdark

Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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894. Insights: How to make fintech invisible

Thu, 05 Sep 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, hosts David Barton-Grimley and Ross Gallagher delve into the technologies powering the next generation of fintech user experiences.

Drawing together 11:FS research and expert guest insights, we look at how APIs can power a partnerships-driven ecosystem that could ultimately make fintech feel invisible.

This week's guest:

Rory O'Reilly - Co-founder and CEO of KnotAPI

Come watch us record Fintech Insider live in London: 11fs.com/afterdark

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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893. News: Banking could face major job losses, Atlantic Money to challenge SWIFT, US regulatory approval for OakNorth

Mon, 02 Sep 2024 06:00:00 -0000

Join hosts Benjamin Ensor and Nadine Timmer-Bodenstein, along with some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: FS trade union warns that big banks should brace for job losses to AI, Atlantic Money announces its challenger to SWIFT's network, OakNorth secures approval to market products in the US, and KOHO launches tenant insurance and rent reporting solutions for Canadian renters.

This week's guests:

Neeraj Baid - CEO of Atlantic Money
Aditi Subbarao - Strategic Partnerships Lead at Instabase

Stories covered on the show:

Union warning that big banks should brace for job losses to AI

Atlantic Money announces a challenger to SWIFT

OakNorth secures approval to market products in the US

KOHO launches tenant insurance and rent reporting solutions

MUFG invests $333m in Indian digital lender DMI Finance

Visa in talks over £700m acquisition of Mike Lynch-backed Featurespace

Fintech Insider presents: After Dark. Join fellow fintech fans for this special 25th edition, with the best community in FS over some drinks and food.

Klarna set to take on banks with a personal account and cashback rewards

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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892. Insights: Is Indian fintech about to go global?

Thu, 29 Aug 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by experts from the sector to discuss whether Indian fintech is poised to go global.

We look at the opportunities and challenges that fintechs face as they make their pitch to a market of 1.4bn people.

And, we delve into the most promising home-grown startups in the country, along with the international players that are seeking growth in India and developing products and features on their platforms.

This week's guests:

Aditi Sholapurkar - Co-founder of SALT
Vinay Ramani - Global CPO of Tide

Come watch us record Fintech Insider live in London: 11fs.com/afterdark

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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891. News: Klarna to offer personal accounts, London and NYC battle for Revolut IPO, and Amazon could spin off payments

Mon, 26 Aug 2024 06:00:00 -0000

Join host David Barton-Grimley and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Klarna announces a new personal account and cashback rewards offering, Revolut is poised to decide between London and New York for its IPO, new research from Tink finds that digital financial tools could make Brits £24.5bn richer, and Amazon could spin off its payments function from its app in India.

This week's guests:

Jack Spiers - UK & Ireland Banking and Lending Director at Tink
Sarah Kocianski - CEO of Fintech Wales
Karthik Jagannathan - Head of Payments Advisory for Intix

Stories covered on the show:

Revolut to pick between London and New York for IPO

Tink research: digital financial tools could make Brits £24.5bn richer

Amazon considering moving Amazon Pay into a standalone app in India

HSBC reportedly considering sale of its South African business

Science Card introduces new card to fund scientific research

Fintech Insider presents: After Dark. Join fellow fintech fans for this special 25th edition, with the best community in FS over some drinks and food.

ClearBank set for expansion after securing its European banking licence

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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890. Insights: Has Fintech grown up?

Thu, 22 Aug 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host Kate Moody is joined by experts from in and around fintech to discuss whether the fintech is now a mature sector.

Fintech has gone from attracting massive funding in the late 2010s and immediately following the pandemic, to enduring a funding crunch in the last couple of years. And, as investors start to cautiously return to fintech, how can companies move towards a more sustainable model of growth?

To find out we're joined by a fantastic line-up of experts from in and around the sector - a founder, an investor, and a journalist - to give their perspectives on this next phase in the development of fintech.

This week's guests:

Romi Savova - founder and CEO of PensionBee
Devin Kohli - co-founder and General Partner, Outward VC
Callum Burroughs - fintech and startups correspondent at Business Insider

Come watch us record Fintech Insider live in London: 11fs.com/afterdark

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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889. News: ClearBank secures Dutch banking licence, a16z-backed Tally shuts down, and UK fintech investment nearly triples

Mon, 19 Aug 2024 06:00:00 -0000

Join host Kate Moody and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: ClearBank are set for European expansion after securing a Dutch banking licence, year-on-year investment in UK fintech has nearly tripled to £5.7bn, San Francisco fintech Tally shuts down despite $855m valuation, and Google partners with GoHenry to develop Tap to Pay services for kids.

This week's guests:

Charles McManus - CEO of ClearBank
Kyle Perez - General Partner at Foxe Capital
Maia Bittner - Investment Partner, XFactor Ventures and host of the Artificially Intelligent podcast

Stories covered on the show:

Investment in UK fintech nearly triples

$855m-valued fintech Tally has shut down

Google partners with GoHenry to develop Tap to Pay for kids

Apple set to open up tap-to-pay on iPhone

Score, the dating app for people with strong credit scores, shuts down

Fintech Insider presents: After Dark. Join fellow fintech fans for this special 25th edition, with the best community in FS over some drinks and food.

Australia’s Commonwealth Bank cuts customer scam losses by half

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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888. Insights: How to buy a bank - Long listen (Rewind)

Thu, 15 Aug 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host Benjamin Ensor takes us back in the archives to revisit our two part series on 'How to buy a bank'.

Mergers and acquisitions in fintech are all over the news at the moment, from Nationwide Building Society being approved for a £2.9bn UK takeover of Virgin Money, to the possible $35bn Capital One Discover merger in the US.

So, we'll be taking a deep dive into what really happens when one financial giant swallows another. Why do they do it? And, what technical and organisational shifts need to happen to make it work?

This week's guests:

David M.Brear, CEO at 11:FS
Kate Moody, Customer Strategy Director at 11:FS
Polo Rocha, reporter at American Banker
Virginia Varela, community bank CEO and former federal regulator
Rupy Malizia, Chief Strategic Transformation Officer at HSBC Innovation Banking
Mariela Hunter, a Fractional COO

Come watch us record Fintech Insider live in London: 11fs.com/afterdark

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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887. News: CommBank halves scam losses, SocGen sells banking assets, Bilt Rewards raises $150m

Mon, 12 Aug 2024 06:00:00 -0000

Join hosts Benjamin Ensor, Dave Morris and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: CommBank halves customer scam losses with in-house anti-fraud technologies, Société Générale sells its UK and Swiss private banking assets, the “neighbourhood” fintech Bilt Rewards raises $150m, and Philippines fintech Mynt sees $5bn valuation.

This week's guests:

Maria Harris - Chair, Open Property Data Association
Charles Delingpole - Founder and Executive Chairman, ComplyAdvantage

Stories covered on the show:

Société Générale to sell UK and Swiss private banking units for €900m

Bilt Rewards set for $3.25bn valuation

Philippines-based fintech Mynt sees valuation top $5bn

Monzo hits 10 million customers in the UK

Starbucks reports on $1.77bn worth of unused gift cards

Fintech Insider presents: After Dark. Join fellow fintech fans for this special 25th edition, with the best community in FS over some drinks and food.

https://content.11fs.com/podcasts/844-insights-whats-next-for-monzo-an-exclusive-interview-with-ceo-ts-anil

Our interview with Monzo CEO TS Anil :

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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886. Insights. Navigating sports partnerships with Airwallex, GoCardless, and Lloyds

Thu, 08 Aug 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guest to talk about the relationship between financial services and sport.

As we’re making this episode, Paris is currently hosting the 2024 Olympic Games, welcoming thousands of athletes and millions of sports fans to France for the third time as a host city.

So where does financial services fit into all this? Well, we’ve noticed a lot of brands in the space have been quick to attach themselves to the world of sport. Whether that’s by sponsoring events, teams, or the athletes themselves, often paying not insignificant sums of money for the privilege to do so.

We’ve assembled a panel of experts, all of whom work for companies that are closely linked with sport, to find out why financial services loves sport and how brands can get the most out of these relationships.

This week's guests:

Suresh Balaji - Chief Marketing Officer at Lloyds Banking Group
Steven Watson - Global Head of Brand & Content at Airwallex
Paul Stoddart - President at GoCardless

Come watch us record Fintech Insider live in London: 11fs.com/afterdark

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Announcement! After Dark: 25 – live in London!

Wed, 07 Aug 2024 13:00:00 -0000

Join fellow fintech fans for this special 25th edition of Fintech Insider presents After Dark. Enjoy some food and drinks with the best community in FS while we bring you a live news show.

Hosted by David M. Brear and Jamie Campbell plus some very special guests announced soon, we're breaking out of the studio to discuss the biggest news stories of the week live!

📍 St Michael + All Angels Church, London

📆 Wednesday 25th September 2024

⏰ 6pm - 11pm (BST)

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885. News: Zopa's Fintech Pledge hits 15m actions, Metro Bank mortgage asset fire sale, and FemaleInvest raises €10.3 million Series A

Mon, 05 Aug 2024 06:00:00 -0000

Join hosts Kate Moody, Ross Gallagher and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Zopa’s Fintech Pledge industry coalition reaching a major milestone, Metro Bank selling £2.4bn of mortgage assets to NatWest, Female Invest raising a €10.3 million Series A, and Westpac offering debit cards to eight-year-olds.

This week's guests:

Clare Gambardella - Chief Customer Officer at Zopa
Vadim Toader - Founder of Proportunity

Stories covered on the show:

Exclusive: Zopa’s industry coalition Fintech Pledge hits 15 million actions

NatWest buys Metro Bank’s £2.4bn mortgage portfolio

Westpac to offer debit cards to eight-year-olds

Female Invest scores €10.3 million Series A to be the largest finance app for women

MNT-Halan expands into Turkey with acquisition of Tam Finans

A fifth of workers say they will watch the Olympics in work time

Take part in Zopa and Innovate Finance's Pride in Fintech survey:

https://www.innovatefinance.com/pride-in-fintech/

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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884. Insights: Building a "global bank payment network" with GoCardless CEO Hiroki Takeuchi

Thu, 01 Aug 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host David M. Brear is joined by Hiroki Takeuchi, CEO of GoCardless.

Since its launch back in 2011, GoCardless has been taking the pain out of getting paid for businesses, from solopreneurs to household names, for over 13 years. With nearly 100,000 businesses on its books, partnerships with over 350 financial software providers, over $500M raised in funding and multiple acquisitions, it’s going from strength to strength on its route to be the “world’s bank payment network”.

Leading the charge is co-founder and CEO Hiroki Takeuchi, so we headed down to the GoCardless offices to speak to him and find out more about the GoCardless journey.

This week's guest:

Hiroki Takeuchi, CEO of GoCardless

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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883. Focus: How can AI fight financial crime and reduce payments fraud?

Wed, 31 Jul 2024 06:00:00 -0000

In this final episode of the current series of Fintech Insider Focus, in collaboration with Visa, we conclude our journey around different industry niches and regions in Europe, by looking at real time payments and the role AI could play in fighting financial crime and fraud in the Nordic region.

11:FS host Rachel Pandyan, Product Lead, 11:FS alongside David Capezza, VP Head of Risk Advisory for Europe at Visa, examine the rate of payments innovation, change and expectations of real time payments in the Nordics. They also ask, if as payments speed up, so too do the fraudsters, and could AI play a role in helping fin crime as much as fighting it? And what can the industry do to stay ahead?

We were delighted to be joined by a panel of fantastic guests with expertise in this space and from 2 key companies based in the Nordic region:

Silke Oeverby, Chief Risk & Compliance Officer, Vipps
Monika Liikamaa, co-CEO, Enfuce

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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882. News: Revolut secures UK banking licence, Plum raises over £16m, and how CrowdStrike paralysed banking.

Mon, 29 Jul 2024 06:00:00 -0000

Join host David Barton-Grimley and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Revolut finally getting its UK banking license, fintech accelerator Archie announcing its first investments in two promising startups, UK fintech Plum raising over £16m, how CrowdStrike affected banking, and Monzo's new pension product.

This week's guests:

Anthony Thomson - Co-Founder and Chair of archie
Abhishek Choudhari - VP of Product at Plum
Veronica Glab - Head of Partnerships & Investment Lead at Innovate Finance

Stories covered on the show:

Revolut scores UK banking licence after 3-year wait

archie makes first investments in two leading fintech disruptors

UK money management app Plum raises over £16m investment

Crowdstrike outage is another sharp warning for banks

Monzo launches pensions product

Greggs launches pop up sausage roll dispensing ATM in Newcastle city centre

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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881. Insights: Reflecting on one year of HSBC Innovation Banking UK

Thu, 25 Jul 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host David M. Brear is joined by Simon Bumfrey, Head of Technology & Life Sciences at HSBC Innovation Banking UK.

In June 2023, HSBC Innovation Banking UK was launched at London Tech Week, following HSBC's acquisition of Silicon Valley Bank UK in March.

It was one of the fastest and smoothest acquisitions ever with fintechs, banks, regulators and more coming together to make the transaction over a weekend.

And just 3 months later HSBC Innovation Banking launched, taking the specialist knowledge of SVB and the global reach of HSBC, to enable businesses focused on innovation to compete globally.

HSBC Innovation Banking UK has 700 employees and is a specialised banking proposition for businesses in cutting-edge sectors, such as tech and life sciences, and their investors.

So we want to find out a little more about HSBC Innovation Banking and reflect on the last year since that initial launch.

This week's guest: Simon Bumfrey, Head of Technology & Life Sciences, HSBC Innovation Banking UK

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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880. News: Stripe is worth $70 Billion, Monzo launches kids' accounts, and Meet OCN: The fintech for gig workers

Mon, 22 Jul 2024 06:00:00 -0000

Join hosts Laura Watkins, Nadine Timmer-Bodenstein and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Stripe is now worth $70 billion, gig worker fintech OCN raises $86 million Series A, BNP Paribas partners with Ant International, 13Books Capital raises a £121 million fintech fund, and Monzo is launching a bank account for kids.

This week's guests:

Miguel Armaza - Co-Founder and General Partner at Gilgamesh Ventures & Fintech Leaders Podcast Host
Mairon Sandoval - CEO and Founder of OCN
Anita Ramaswamy - Financial Analysis Columnist at The Information

Stories covered on the show:

Major Stripe investor Sequoia confirms $70 billion valuation, offers its investors a payday

Fintech for gig workers OCN raises $86 million

BNP Paribas partners Ant International to enhance cross-border payment solutions in Europe

13books Capital raises £121 million fintech fund

Monzo to launch bank account for children

Use of TikTok and Reddit for financial advice soars among Gen Z and Millennial investors

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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879. Insights: One year of FedNow: Has it changed payments in the US?

Thu, 18 Jul 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guests to talk about FedNow.

In July last year the Federal Reserve launched Fednow, a new instant-payment service promised as the biggest update to the US Central Bank’s system since the 1970s.

When it launched we released a podcast asking whether or not FedNow would flop.

So, one year on and with 800 financial institutions signed up, has it flopped, has it not? Or is it still too early to tell?

This week's guests:

Dave Morris - Global Head of Technology at 11:FS
Stephany Kirkpatrick - Founder & CEO of Orum
Sam Aarons - CTO and Co-Founder of Modern Treasury

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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878. Focus: Can European digital wallets challenge the dominance of the big tech players?

Wed, 17 Jul 2024 06:00:00 -0000

In this episode, in collaboration with Visa, 11:FS host David Barton-Grimley, alongside Eddie Onaga, Vice President, Head of Digital Partnerships - Europe at Visa, is looking at the growth, rise and future of digital wallets in Western Europe.

Digital wallets aren’t new, but with the rise of mobile technology and customers turning more and more to digital and contactless payment options post-pandemic the market is set to grow and grow.

Digital wallets are set to account for up to 30% of e-commerce transactions in Europe this year, going up to over 50% in the UK alone by 2027. They are not going anywhere so we want to peel back the curtain of their rise and success and see what might be next on the horizon in this space.

We also respond to the (at time of recording) hot off the press announcement from Apple that they will now give rivals access to the contactless payments technology on iPhones in Europe, meaning that their users will no longer be limited to the Apple Pay mobile wallet, and dig into the impact this could have on the space.

This week's guests are:

Deniz Oran, Head of Payments Partnerships at Google
Baard Slaattelid, Director Strategic Payment Partnerships at Vipps

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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877. News: Nala raises $40M to expand, and does Australian open banking need to go back to the drawing board?

Mon, 15 Jul 2024 06:00:00 -0000

Join hosts Laura Watkins, Kate Moody and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Nala raises $40M to expand their B2B offering, Deutsche Bank launches a €500 million social bond to boost sustainable finance, Index Ventures raises $2.3 billion to chase AI breakthroughs, and whether Australian open banking needs to go back to the drawing board.

This week's guests:

Simone Joyce - Founder and CEO of Paypa Plane
Benjamin Fernandes - Founder and CEO of Nala

Plus a soundclip from

James Allen - CEO of Zing

Stories covered on the show:

Nala to use $40m Series A to build B2B payments platform & scale remittances services

Deutsche Bank launches €500 million social bond to boost sustainable finance

Australian Banking Association says Open banking rules need new pathway forward

Index Ventures raises $2.3bn to chase AI breakthroughs

California now forces credit cards to assign special code to gun stores as 16 states ban it

HSBC partners with Visa to develop international money app Zing

Banco Santander and Google launch free AI course

Submit your nominations for this year's 11:FS Awards at 11fsawards.com

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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876. Insights: Can fintech plug the SME funding gap?

Thu, 11 Jul 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guests to take a look at SMEs.

It's a tough funding landscape for SMEs in the UK and beyond right now, and the downturn in funding from big banks despite increasing demand.

But it’s not all doom and gloom, the big banks’ hesitancy is creating an ideal opportunity space for fintechs, neobanks and alternative lenders to play in and become market leaders, further disrupting the banks, and furthering their growth journeys.

We're joined by a fantastic panel of guests who know a thing or two about this space to dig deeper into this.

This week's guests:

Valentina Kristensen, Corporate Affairs Director at OakNorth
Christoph Rieche, CEO and co-founder of iwoca
Brian Baldacchino, Head of Lending Strategy & Corporate Development, at Allica Bank

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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875. News: Monzo tells us how they're going to keep your money safe and Revolut posts huge results

Mon, 08 Jul 2024 06:00:00 -0000

Join hosts Benjamin Ensor and Nadine Timmer-Bodenstein and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Monzo launching three new controls to protect their users from fraud, Revolut posting record profits as IPO rumors swirl, Plaid growing its enterprise business, Nubank and Robinhood both acquiring AI startups and Wise stating that some customers have been affected by the Evolve Bank and Trust data breach.

This week's guests:

Mike Bray - Chief Information Security Officer (CISO) at Monzo
Chris Skinner - Best selling author and CEO of The Finanser

Stories covered on the show:

Monzo introduces trio of new fraud controls

Revolut reports record profit as it hints at plans for an Initial Public Offering

Plaid, once mostly aimed at fintechs, is now growing its enterprise business and now has 1000 customers signed on

Nubank acquires AI-for-banks startup Hyperplane

Robinhood snaps up Pluto to add AI tools to its investing app

Fintech company Wise says some customers affected by Evolve Bank data breach

A Wells Fargo analyst ordered 75 Chipotle burrito bowls to test portion sizes

Get tickets for Open Mic Night London

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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874. Insights: How North American Credit Unions can win in 2024

Thu, 04 Jul 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by some great guests to discuss Credit Unions. And in-particular, Credit Unions based in North America.

We look at what they are, how they work and most importantly, how they can compete against the banks and fintechs that are increasingly offering better, faster and cheaper digital services to credit unions’ customers...

This week's guests:

Mitch Rosenbaum - Senior Vice President of Marketing and Digital Services at Credit Union of Colorado
Jeff Guthrie - CEO of CCUA (Canadian Credit Union Association)
Sue Britton - CIO of Beem Credit Union

Want to know more about the challenges and opportunities facing Credit Unions?

Check out this 11:FS Explores video

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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873. Focus: How can payments providers help SMEs optimise their ecommerce experience?

Wed, 03 Jul 2024 06:00:00 -0000

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts. continue to shine a light on fintech in different parts of the world. In this episode we are continuing our deep dive into the European payments space.

11:FS host Rachel Pandyan alongside Lynsey Verrillo, Visa Europe's Head of Enabler & Small Business Growth, is taking a look at e-commerce for small businesses in France.

France has a vibrant e-commerce market, the third largest in Europe and the sixth largest globally, with a growing customer demand for online solutions. We want to look at the role of payment providers in helping small merchants optimise their e-commerce offerings to allow them to develop into thriving digital businesses.

This week's guests are:

George Owen, CEO of Stancer
Armand Dos Santos, CPTO of PayPlug

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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872. News: Klarna sells Checkout, NatWest buys Sainsbury's Bank, and Revolut is worth how much!?

Mon, 01 Jul 2024 06:00:00 -0000

Join host David Barton-Grimley and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Klarna sells Klarna Checkout, US supermarket Sainsbury's is selling most of its banking arm to NatWest, banking app for older people Charlie launches a new anti-fraud product, and Revolut is seeing a valuation of more than $40 billion.

This week's guests:

Dave Morris - Global Head of Technology at 11:FS
Lucinda Guthrie, Head of Mergermarket, part of ION Analytics
Mariela Hunter - A fractional COO

We cover the following stories from the fintech and financial services space:

Klarna to exit checkout business after finding conflict of interest with rivals Adyen and Stripe

NatWest to take on most of Sainsbury’s bank

Charlie, banking fintech for older people, wants to fight AI fraud

Revolut seeks valuation of more than $40bn in employee share sale

Chase is the first bank in all lower 48 states, what next?

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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871. Insights: Ask us anything! We answer your biggest questions about financial services.

Thu, 27 Jun 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, we're answering your questions!

Host Laura Watkins is joined by Fintech Insider regulars Kate Moody and Jamie Campbell to answer the questions you wanted to know about.

When will Revolut IPO? Are banks doing enough to support vulnerable customers? Is fintech becoming a bit too much like Pep Guardiola?

Tune in now to hear what we think!

Got a question for our hosts? Email podcasts@11fs.com, and we might answer it on a future episode.

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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870. News: Wells Fargo and Bilt deny breakup rumours, Atom Bank reports profit and what is going on with BNPL?

Mon, 24 Jun 2024 06:00:00 -0000

Join host Ross Gallagher and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Wells Fargo and Bilt denying the breakup rumours, Atom Bank posting their best results yet, a look at some of the biggest buy now, pay later stories of the week featuring Zilch, LayBuy, and Apple, and Martin Lewis topping NatWest's scam league.

This week's guests:

Mark Mullen - CEO of Atom Bank
Emily Nicolle - Crypto/Fintech Reporter at Bloomberg
Alex Johnson - Founder of Fintech Takes

We cover the following stories from the fintech and financial services space:

Wells Fargo and Rent Rewards Card Bilt deny troubles despite reported $10m in monthly losses

Atom Bank records best year since launch

A Buy now, pay later roundup:

Klarna rival Zilch raises $125 million to support growth ahead of IPO

BNPL firm LayBuy enters receivership

Apple scraps buy now, pay later service in the US just months after roll out

BBVA plans to start digital bank in Germany to rival J.P.Morgan

Martin Lewis tops NatWest’s celebrity scam super league

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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869. Insights: How Wio Bank made a profit in just one year with CEO Jayesh Patel

Thu, 20 Jun 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by Wio Bank CEO Jayesh Patel.

Profitability is what every fintech strives for, but it took Starling Bank and Revolut over seven years to achieve it, and Monzo has just announced its first annual profit in their 2024 annual report. So how did a digital bank based in the UAE achieve profitability after just one year?

We wanted to get to the bottom of this massive achievement, so we invited Wio Bank CEO Jayesh Patel onto the show to answer all our questions.

This week's guest:

Jayesh Patel - CEO of Wio Bank

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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868. Focus: Why we should be excited by PSD3

Wed, 19 Jun 2024 06:00:00 -0000

11:FS host David Barton-Grimley, alongside Eddie Onaga, Vice President, Head of Digital Partnerships - Europe at Visa is digging into this alongside a panel of expert guests.

We want to look at the opportunities and challenges PSD3 might bring to the European market, with particular focus on France. Who stands to benefit the most and how does this all build on the foundation PSD2 created?

This week's guests are:

Katja Lehr, Managing Director, EMEA Payments and Commerce Solutions, JPMorgan Chase
Adam Baldwin, Head of Digital Advisory, BNP Paribas

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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867. News: Mastercard makes typing your credit card info a thing of the past whilst Apple unveils new fintech features at WWDC

Mon, 17 Jun 2024 06:00:00 -0000

Join host Benjamin Ensor and some great guests as we discuss the biggest fintech and financial services news this week.

Topics covered include: Apple launches 'Tap to Cash' and more at their annual Worldwide Developer Conference; Mastercard reimagines online checkout; the latest on the huge money laundering case that has rocked Singapore; fractional real estate investment startup Stake raises $14 million; and AliPay+ unveils the trophy for Euro 2024's top scorer.

This week's guests:

Jennifer Marriner - Executive Vice President, Global Acceptance Solutions at Mastercard
Betsy Samuel - Chief Marketing Officer at Thredd
James Dodsworth - Senior Manager of Financial Crime at Thistle Initiatives

We cover the following stories from the fintech and financial services space:

Apple’s Tap to Cash lets users pay by touching iPhones

Mastercard to phase out manual card entry for online payments in Europe by 2030 - 14 mins

Singapore banks probe rich clients after laundering case

US Bank taps Greenlight for family focused money management tools

Stake raises $14m to bring its fractional property investment platform to Saudi Arabia, Abu Dhabi

Alipay+ reveals top scorer trophy design for Euro2024

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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866. Insights: How to stay ahead and stay compliant in the embedded finance boom. Live at Money20/20 Europe

Thu, 13 Jun 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, in partnership with Alloy, host David M. Brear is joined by some great guests live at Money2020 Europe in Amsterdam to discuss embedded finance and compliance.

We’re talking about the growth of embedded finance use cases, the huge opportunity space it provides, but also the critical importance of getting it right on the compliance and data security side so you don’t fall foul of regulation.

Recently, we’ve seen more and more headlines of companies who haven’t gotten this right, so today we want to give a masterclass on what to avoid and how to get this right for the license holders and the licensees of banking services.

This week's guests:

Laura Spiekerman, President and Co-founder at Alloy
Charles McManus, CEO ClearBank

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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865. News: The biggest stories from Money20/20 featuring bunq, Marqeta, Papara and Mastercard

Mon, 10 Jun 2024 06:00:00 -0000

Join host David M. Brear and some great guests as we discuss the biggest announcements from this year's Money20/20 Europe conference live in Amsterdam.

Topics covered include: Mastercard and bunq announcing a partnership to create an open banking and AI tool; Marqeta announcing a new leader after seeing 86% growth in Europe and Papara launching US stock investments on their way to becoming a financial super app.

This week's guests:

Marcin Glogowski - SVP, Managing Director Europe and UK CEO at Marqeta
Hannah Duncan - Award-winning freelance writer
Joanne Dewar - Project Nemo Lead at Project Nemo

With soundbites from:

Bianca Zwart - Chief of Staff at bunq
Bart Willaert - EVP Open Banking International Markets, Mastercard
Emre Kenci - CEO of Papara

We cover the following stories from the fintech and financial services space:

Mastercard and bunq forge AI open banking partnership

Marqeta appoints new leader to manage embedded finance boom

Papara announces a partnership with Drivewealth to launch a new stock investment platform

Our panel share their highlights from Money20/20

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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864. Insights: Don't sleep on Australian fintech

Thu, 06 Jun 2024 06:00:00 -0000

On this episode of Fintech Insider Insights, host David Barton-Grimley is joined by some great guests to take a look at Australian fintech.

It’s been a wild couple of years for the whole global fintech industry, and Australia is no exception. We’ve seen a big slowdown in new startups, and a pretty severe drop in investment.

So, is the optimism still strong with those who are in this space? Well we knew just who to ask…

Fintech Australia, the country's fintech advocacy group, exists to promote the interests of Australian fintechs across the country and the globe. Earlier this year they went through a leadership shake up, with previous chair and Australian fintech hero Simone Joyce announcing that she’ll be leaving her full time role there.

This week's guests:

Simone Joyce, CEO/Founder of PayPa Plane & outgoing chair of Fintech Australia

Sarah Gorman, new Chair of Fintech Australia and Head of Growth & Marketing, at DAS (Digital Agriculture Services)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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863. Focus: How to revolutionise cross border payments for businesses in Southern Europe

Wed, 05 Jun 2024 06:00:00 -0000

11:FS host David Barton-Grimley, alongside Lynsey Verrillo, Visa Europe's Head of Enabler & Small Business Growth, is taking a look at Cross Border payments in Southern Europe.

This is a growing area of innovation but it’s still ripe for disruption and improvement, particularly for businesses, for whom cross border payments are still quite complex and often costly. Couple that with Southern Europe, which is still an up and coming region in terms of fintech adoption and innovation, and we have a recipe for a perfect opportunity space.

This week's guests are:

Enrico Causero, General Manager cloud Microbusiness & Digital Finance Solutions at TeamSystem
Harry Xenophontos, Chief Partnerships Officer at Viva.com

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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862: News: Starling banks on Engine for growth while N26 focuses on achieving profitability

Mon, 03 Jun 2024 06:00:00 -0000

Join hosts Benjamin Ensor, Kate Moody, and some great guests as we discuss the most notable fintech, financial services and banking news from the past week.

Topics include: German fintech N26 says regulatory action cost it ‘billions’ in lost growth; Ozone API, a global leader in open banking, has partnered with Engine by Starling, Starling Bank’s SaaS-native banking platform; ABN Amro acquires Germany’s Hauck Aufhäuser Lampe for €672 million; and Revolut has partnered with Airtel, Orange Money, and MTN for faster transfers between Europe and Africa.

This week's guests:

Chris Michael - Co-Founder and Co-Ceo of Ozone API
Doug Mackenzie - Head of Content & Programming at Fintech Fringe

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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861. Insights: How to move $4.5tn a year: Reimagining payments for US healthcare

Thu, 30 May 2024 06:00:00 -0000

On this special Fintech Insider Insights episode, host David M. Brear is joined by Boe Hartman, Co-Founder and CTO at Nomi Health.

After a distinguished career in financial services, Boe left the industry to co-found Nomi Health, a company on a mission to fix the US healthcare system and make it accessible to millions of Americans who feel unable to get the help they need.

We last spoke to Boe back in 2021 when Nomi was still new, so we’re catching up with him to find out how it’s going and how much of a mark Nomi Health has made in the US.

This week's guest:

Boe Hartman, Co-Founder and CTO at Nomi Health

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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860. News: Ember and HSBC team up to help SMEs, Stripe's UK expansion plans and are Visa's announcements any good?

Mon, 27 May 2024 06:00:00 -0000

Join hosts Kate Moody, Nadine Timmer-Bodenstein and some great guests as we discuss the most notable fintech, financial services and banking news from the past week.

Topics include: Ember and HSBC team up to launch tax tools for UK businesses, Stripe announce plans to expand their UK presence alongside new credit options for businesses, Visa unveil loads of new products at their annual payments forum and Bank Muamalat are launching an Islamic finance super app.

This week's guests include:

Dan Hogan - Co Founder and Co-CEO of Ember
Jan-Pieter Lips - CEO of DNA Payments

We cover the following stories from the fintech and financial services space:

Embedded finance is still trendy as accounting automation startup Ember partners with HSBC

Visa seeks to “revolutionise the card” with array of new product launches

Stripe opens City of London office to step up UK expansion

Bank Muamalat signs long term partnership with Backbase for engagement banking platform

JP Morgan Chase commits £40 million more to boost economic growth in the United Kingdom

FCA finalises sustainability disclosure rules to tackle greenwashing

Chinese social media companies remove posts showing off wealth and worshipping money

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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859. Insights: LATAM fintech revisited - a perfect storm of innovation and inclusion

Thu, 23 May 2024 06:00:00 -0000

David Barton-Grimley is joined by some great guests to discuss how fintech has grown in LATAM over the past 2 years.

We last covered this market in a dedicated insights show in February 2022 (episode 603 if you want to listen back). At the time Brazilian fintech giant Nubank had 48 million customers, now they have a whopping 100 million.

So, what else has happened since then?

This week's guests include:

Juan Pablo Ortega, Co-Founder and CEO at Yuno
Cinthia Merlos - Co-Founder and COO at Vexi
Anabel Perez, CEO at Novo Payment

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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858. Focus: The biggest payment trends in Europe right now

Wed, 22 May 2024 06:00:00 -0000

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Matthieu Altwegg, Vice President, Head of Product and Solutions for UK & Ireland, shine a light on fintech in different parts of the world.

In this half of the series we are looking closer at Europe, and in each episode we will explore a particular country or region within Europe to explore each topic in more detail.

On today’s episode we want to start with a look at the bigger picture, and discuss some of the biggest payments trends sweeping across the continent - AI, account to account (A2A) and digital wallets - and consider how they are shaping the way we pay.

This week's guests include

Siamac Rezaiezadeh, VP Product Marketing & Insights at GoCardless
Alex Rivas-Gale, Head of Product, Europe at Clearbank

Highlights from this episode:

The biggest payment trend of the last 3 years
AI
Account to account payments
Digital wallets
The payments landscape in 5 years' time

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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857. News: What does Synapse’s collapse signify for the future of BaaS?

Mon, 20 May 2024 06:00:00 -0000

Join hosts David Barton-Grimley, Will Jones and some great guests as we talk about the most notable fintech, financial services and banking news from the past week, including: TabaPay pull out from buying bankrupt Synapse, Chime's new advance wage product, and the rise in ultra-long mortgages.

This week's guests include:

Jason Mikula, Publisher, Fintech Business Weekly
Aditi Subbarao, Global Financial Services Lead at Instabase

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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856. Insights: How can Islamic finance serve Western markets?

Thu, 16 May 2024 06:00:00 -0000

Rachel Pandyan is joined by some great guests to discuss how how Islamic financing works, what Western banks can learn from Shari’ah compliant services and the challenges of launching and scaling Islamic financial services in Western or non-Muslim countries.

Since the turn of the century, Muslim populations across Europe and North America have increased massively, with 44 million in the former, and over 5 million across the US and Canada.

As the needs of the population become more diverse, how does the financial ecosystem scale to meet those needs and what role can fintech play to fill the gaps where the incumbents are not supporting those needs?

This week's guests include:

Abdul Haseeb Basit - Co-Founder and Principal at Elipses, CFO at GDF and Partner at the Islamic Fintech Fund
Dr. Mohamad Sawwaf, Co-Founder & CEO at Manzil
Umer Suleman, Chief Risk Officer at Wahed

Highlights from this episode:

Definitions of islamic finance
The opportunity space to serve the Muslim population in Western markets
The impact Islamophobia has on Islamic Finance and Muslim customers
The role fintechs can play in providing solutions

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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855. News: Zopa reaches profitability, Chime get fined and Ant goes to Saudi

Mon, 13 May 2024 06:00:00 -0000

Benjamin Ensor and Jamie Campbell are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including: Zopa reach profitability and £4bn in deposits, Chime get fined for late refunds, iwoca reach £1bn in total funding and Ant Financial enter Saudi. And we discuss whether you should join an online community to help you save.

This week's guests include:

Sam Maule, Head of Business Development at Moov
Kate Drew, Director of Research, CCG Catalyst

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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854. Insights: How to create value for High Net Worth Individuals (HNWIs)

Thu, 09 May 2024 06:00:00 -0000

Our expert host Nadine Timmer-Bodenstein is joined by some great guests to discuss how wealth management continues to provide value to the estimated 15 million High Net Worth Individuals around the world.

It’s a small market, but a highly valuable one, and as wealth services become more democratised, and more mass market solutions are rolled out, we discuss how wealth management can continue creating value to younger HNWIs with ever-changing needs.

What do high net worth individuals expect from their financial services?

What challenges do they face?

And does mo' money really mean mo' problems?

This week's guests include:

Will Jones, Chief Design and Product Officer at 11:FS
Daniel Gold, CEO and Founder of Stratiphy
Giles Hutson, CEO of Insignis Cash
Alexandra Loydon, Private Client Director at St. James's Place

Highlights from this episode:

Who is a High Net Worth Individual? (05:30)
A different risk appetite and a larger capacity to invest (11:50)
How people find wealth affects what they need (14:40)
Serving both established and newer clients (19:46)
How has WealthTech changed the products and services on offer? (24:05)
Translating client need into good product design (28:26)
People want automation (31:45)
Can digital wealth management be rolled out to mass market (35:30)
The biggest trend or innovation in wealth management (39:30)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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853. Focus: How is Egypt is attracting international investment to bank the unbanked

Wed, 08 May 2024 06:00:00 -0000

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Malak Hisham El Baba, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it.

In this episode they take a closer look at Egypt, one of the most populous countries in the world, and one of the largest economies in Africa. However, a significant part of their population remains unbanked, with access to financial services an ongoing challenge. They discuss Egypt’s financial system, the current opportunities for fintechs, and how they can support continued growth in the country.

This week's guests include

Malak Hisham El Baba, Vice President and Head of Egypt at Visa
Walid Hassouna, CEO, Valu

Highlights from this episode:

An overview of the current financial landscape in Egypt (04:35)
The biggest fintechs in Egypt (09:13)
The importance of national schemes in growing infrastructure (14:40)
Opportunities for growth in Egypt (26:38)
How to create material benefits for the economy (29:16)
Do fintechs need to partner with banks? (32:59)
The importance of capital and international investment (36:58)

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This episode is sponsored by Visa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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852. News: The first American bank failure of 2024, as Visa launch US open banking

Mon, 06 May 2024 06:00:00 -0000

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden.

This week's guests include:

Jonathan Vaux, Head of Partnerships and Propositions at Thredd
Scott Abrahams, Executive Vice President, Global Channel Partners at Mastercard

We cover the following stories from the fintech and financial services space:

Visa launch open banking in the US via Tink (04:30)
Mastercard and PrestaShop deploy Click to Pay across Europe (18:47)
Republic First become the US bank to fail in 2024 (33:25)
The European Union agree new AML regulations (44:47)
Q1 sees 500 fintech deals (52:55)
An Australian woman loses her job after employer tracks her with keystroke technology (53:50)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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851. Insights: How to buy a bank - part 2

Thu, 02 May 2024 06:00:00 -0000

Our expert host Kate Moody is joined by some great guests in the second of our two part special, 'How to Buy a Bank'.

In the previous episode, David Brear and guests covered what actually happens when one bank decides to buy another. So in this episode we are diving deep inside banks, to uncover what really goes on in the organisations themselves during a merger or acquisition, once the ink is dry and the businesses now have to work together.

The process of actually combining two banks can take months, even years, as departments, systems, processes, and people are brought together under one group.

Not only do banks need to consider the practical things, like which IT system to use, or how to get everyone from one email server to another, but there are also wider cultural challenges.

How do you combine two workforces, and two ways of working, into one harmonious company set up for long term success?

This week's guests include:

Dave Morris, Global Head of Technology at 11:FS
Rupy Malizia, Chief Strategic Transformation Officer at HSBC Innovation Banking
Mariela Hunter, a Fractional COO

Highlights from this episode:

How early in a merger should you think about the tech? (04:30)
The hardest thing to manage about a transition (09:25)
The focus is 90% on tech and data is an afterthought (14:30)
What are the dependencies around a bank? (19:20)
Taking staff on the journey (24:30)
Leveraging feedback loops (28:45)
Merging teams in separate locations (34:55)
Company culture and benefits (37:20)

Integrating tech, combining cultures, streamlining products - acquisitions have plenty of moving parts but here at 11:FS, we've got the in-house expertise to help make that process as smooth as possible. Whether you're laying the foundations for a big move or trying to break free of ongoing legacy tech issues, 11:FS Ventures is here to help. Get in touch at 11fs.com/ventures and let's chat.

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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850. News: Ramp raise $150m for AI dev and Goldman Sachs sell Marcus Invest

Mon, 29 Apr 2024 06:00:00 -0000

This week's guests include:

Charles Delingpole, Chairman and Co-founder of ComplyAdvantage
Sophie Winwood, Co-Founder & CEO @ WVC:E and Operating Partner @ Foxe Capital
Matt Bird, CEO of Lemon

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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849. Insights: How to Buy a Bank - Part 1

Thu, 25 Apr 2024 06:00:00 -0000

Our expert host David Brear is joined by some great guests in the first of our two part special, 'How to Buy a Bank'.

We have already seen headlines on both sides of the pond this year; in the UK, Nationwide have bid £2.9 billion to take over Virgin Money, while in the US, Capital One hope to acquire Discover in a deal worth over $35 billion.

Fintech funding may be going down, but big money M&A is here to stay. So in this episode, we want to take a closer look at why and how banks do it.

What reasons do banks have to buy or sell?

What’s the process, and how long does it take?

And after all is said and done, how does this impact the customer?

To have this conversation I am joined by an amazing panel of experts, who have themselves been through a merger or reported on them!

This week's guests include:

Polo Rocha, Reporter at American Banker
Virginia Varela, community bank CEO and former federal regulator

Highlights from this episode:

Why do banks buy banks? (06:10)
A different type of M&A dynamic (14:10)
Bank partnerships is like dating... is this marriage material? (20:20)
Dealing with two sets of parents (26:50)
Do banks lose purpose and focus with M&A (30:15)
How to protect the consumer from a merger (35:00)
When M&A goes wrong (40:40)
Measuring the success of a merger (46:00)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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848. Focus: Using open banking and open data to transform access to financial services in Bahrain

Wed, 24 Apr 2024 06:00:00 -0000

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Hasan Kazmi, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it.

In this episode they take a closer look at Bahrain, a country which has championed open banking in the Middle East. They explore the fintech landscape in Bahrain and the impact open banking has had on it to date, the potential challenges they’ve had along the way, and what this tells us about how regulation and innovation can co-exist super effectively, and can foster a thriving financial ecosystem.

This week's guests include

Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa
Abdulla Almoayed, Founder and CEO of Tarabut

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This episode is sponsored by Visa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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847. News: Revolut take on Nubank in Mexico as fintech heats up in LATAM

Mon, 22 Apr 2024 06:00:00 -0000

Our expert hosts, Kate Moody and Nadine Timmer-Bodenstein, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Revolut's new banking licence in Mexico, just as Nubank also ramp up in the region. Plus, the launch of Project Nemo, a new 12 month initiative aimed to improve disability inclusion in fintech.

This week's guests include:

Sophie Vo, This Week in Fintech
Joanne Dewar, Project Nemo Lead

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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846. Insights: The current state of ESG in financial services

Thu, 18 Apr 2024 06:00:00 -0000

Our expert hosts Rachel Pandyan is joined by some great guests to talk about how ESG is being championed by financial services to create meaningful change, not just for our industry, but for the whole world.

ESG is a term most of us have heard, and it became a buzz word, a catch-all term to represent climate-conscious action and social responsibility. However, it's not just a cultural zeitgeist. Issues around climate change, gender parity, and corporate culture have also become key political battlegrounds around the world. These issues matter, and they resonate with huge numbers of people.

But what have we actually done to move the dial in making our industry, and our world, a more sustainable and equitable place?

As banks and other financial services providers invest more and more into ESG programmes, we want to take a look at what our industry has done, and what it continues to do, as ESG becomes evermore important to customers.

From new banks targeting environmentally-conscious Gen Z-ers, to how more established banks might implement the changes needed to build ESG into their culture, we are going to discuss how financial service providers are driving meaningful change, and the challenges they still face in doing so.

This week's guests include:

Lisa Stanley, co-founder at Good With Money and chief sustainability officer at Zero
Gail Gallie, Co-Founder at Project Everyone

Highlights from this episode:

How far has ESG come in financial services? (04:08)
"An ongoing inability at leadership level" (06:20)
The long term impact of staying as we are (10:17)
ESG is so much bigger than climate (13:00)
ESG in investment landscape (17:13)
Consumer-driven change (20:05)
The impact of not caring about ESG (24:05)
The tangible benefit to customers (28:00)
The UN sustainable development goals (31:38)
"The strength is in the collective" (36:22)
What can we do? (38:33)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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845. News: Jamie Dimon talks AI in his annual shareholder letter as fintech funding hits a seven-year low

Mon, 15 Apr 2024 06:00:00 -0000

Our expert hosts, Ross Gallagher and Jamie Campbell, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including JPMorgan Chase boss Jamie Dimon comparing AI with the invention of the steam engine, AND the Commercial Bank of Ethiopia go to quite dramatic lengths to name and shame their naughty customers.

This week's guests include:

Veronica Glab, Head of Partnerships, Investment Lead at Innovate Finance
Chris Skinner, best-selling author and CEO of The Finanser

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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844. Insights: What's next for Monzo? An exclusive interview with CEO TS Anil

Thu, 11 Apr 2024 06:00:00 -0000

"The incumbent banking industry is built on customer ignorance, customer vulnerability, or customer inertia. We have set out to change all of that..."

In this special Insights episode, 11:FS CEO David M. Brear sat down for an exclusive chat with the CEO of Monzo, TS Anil, in which they discuss TS' own career and the future of Monzo as it breaks out of the UK and plots expansion in the US and beyond.

This week's guests include:

TS Anil, CEO at Monzo

Highlights from this episode:

How does Monzo's investment impact their strategy? (01:35)
Helping customers make long term investment decisions (05:38)
Putting community at the heart of what Monzo do (09:30)
"When we're trusted, we feel empowered to solve more problems" (14:00)
"Every part of the world needs a Monzo" (17:00)
Following the North Star around the noise (20:16)
A massive longing to transform banking (23:50)
Powering through the Covid pandemic (26:40)
Setting the mandate for ourselves (30:00)
"Feeling like a person of colour was never a part of my identity" (34:30)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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843. News: A major week for AI regulation, PayPal wins big in court and what does Nuvei's $6bn sale mean for fintech?

Mon, 08 Apr 2024 06:00:00 -0000

Our expert host David Brear is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the new groundbreaking agreement between the UK and US to regulate AI models, and Ryan Reynolds backed payments company Nuvei sells to Advent for $6.3 billion. And, how can someone be given an 11,000 year jail term?

This week's guests include:

Lord Chris Holmes of Richmond
Andrew Brown, CEO of Check
Mariela Hunter, a Fractional COO

We cover the following stories from the fintech and financial services space:

The US and UK sign an agreement to regulate AI models (03:05)
Check to power Wave's expanded payroll offering (22:56)
Advent buy Nuvei for $6.3 billion (32:22)
PayPal wins case challenging fee disclosures for digital wallets (40:05)
Amazon pulls the plug on its cashierless systems in US grocery stores (46:43)
Nationwide's Dominic West advert banned by advertising watchdog (48:05)
Turkish crypto chief starts 11,196 year prison sentence (49:20)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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842. Insights: How will digital identities shape the payments landscape? - Live from J.P. Morgan Payments

Thu, 04 Apr 2024 06:00:00 -0000

Our expert host, 11:FS CEO David Brear, is joined by some great guests, live from J. P. Morgan Payments' e-commerce and fintech forum in London, to talk about digital identities, regulation and innovation.

The EU have announced plans to launch an e-Identity, which would make a digital wallet available to all citizens and businesses in the EU.

But how will this work?

How will PSD3 and other major regulations support or hinder the potential of digital IDs?

And what does this mean for the merchants, the shops and small businesses on the front lines, adapting to the evolving digital needs of their customers?

We get into all this and more in today's episode.

This week's guests include:

Sara Castelhano, EMEA Payments & Commerce Solutions Product, JP Morgan
John Miller, Chairman at Cali Group and CEO of PopID
Aled Lloyd Owen, Global Policy Director at Onfido

Highlights from this episode:

What's happening in payments? (04:30)
What are the limitations of PSD2? (07:57)
The value for merchants in the US (12:20)
The use case for biometrics (14:45)
Finding the balancing line (20:50)
Taking a leadership position or waiting for Europe? (27:57)
Audience Q&A (29:55)

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This episode is sponsored by J.P. Morgan Payments

J.P. Morgan believes payments are more than transactions. Behind every payment there’s a message that tells the world the direction your business is heading—and the impact it’s going to have when it gets there. J.P. Morgan invest billions into technology every year1, and process nearly $10T in global payments every day2. As a result, they understand and speak the language of payments better than anyone. Every payment speaks volumes. Let’s say more with your payments.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

841. Focus: Is the UAE the best place in the world for fintech?

Wed, 03 Apr 2024 06:00:00 -0000

In this episode we discuss the UAE, looking specifically at creating financial hubs in the region and the roles the Dubai International Financial Centre (DIFC) & Abu Dhabi Global Market (ADGM) are playing in the country and the wider region and how they are helping the growth of fintech.

This week's guests include

Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa
Nick Philpott, Co-Founder and Head of Partnerships, Zodia Markets by Standard Chartered & OSL
Uneesa Zaman, Founder of Uneesa Finance and fintech comms specialist

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This episode is sponsored by Visa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

840. News: Visa and Mastercard agree the largest antitrust settlement in US history

Mon, 01 Apr 2024 06:00:00 -0000

Our expert hosts, Kate Moody and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the $30 billion settlement with Visa and Mastercard that has been nearly 20 years in the making.

This week's guests include:

Jason Mikula, Founder of Fintech Business Weekly
Doug Mackenzie, Journalist and Presenter, formerly Head of Content at FF News

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

839. Insights: Can any government build a fintech hub?

Thu, 28 Mar 2024 07:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about fintech hubs and how difficult or otherwise it is to create them globally, and we will hone in on the importance of government and regulator support to achieve this.

Around the world, whether it’s in Canada lobbying for open banking, or Saudi Arabia’s Vision 2030 programme, harnessing the combined power of a whole sector and community can achieve extraordinary results, and the same can be said for fintech hubs.

So we are going to discuss the benefits of a fintech hub, how hubs can be created, and the challenges of doing so. Plus, we look at the importance of maintaining a strong relationship between government and industry, and why fintech hubs can be the driving force behind this.

This week's guests include:

Lord Chris Holmes of Richmond
Pat Patel, Executive Director at Elevandi
Miranda Perumal, Founder & CEO at Scale

Highlights from this episode include:

When is a fintech hub a fintech hub? (06:58)
Why is there a need to gravitate towards physical locations? (14:55)
Can fintech hubs succeed without active support from government and regulators? (24:28)
How to put the right regulations in place? (28:00)
Which countries in Africa doing some great things to encourage fintech? (32:22)
Where in the world would you start a fintech, and why? (47:16)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

838. News: After Dark - Nationwide to buy Virgin Money and JPMorgan pilot biometric checkouts

Mon, 25 Mar 2024 07:00:00 -0000

Our expert host David Brear presents Fintech Insider News live from the Village Underground in London, to discuss all the latest news from the world of fintech and finance, including Nationwide's £2.9bn acquisition of Virgin Money, and how old do you need to be to own a house? Listen and find out...

This week's guests include:

Jamie Campbell, Head of VC at 11:FS
Georgie Frost, Presenter and Personal Finance Expert
Alex Rivas-Gale, Head of Product, Europe at ClearBank

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

837. Insights: How can community banks win on the banking battlefield?

Thu, 21 Mar 2024 07:00:00 -0000

Our expert host Kate Moody is joined by some great guests to talk about community banks, and how they can get the edge and win on the banking battlefield.

It might seem at first glance that these small to mid tier banks serving only a certain region or niche of customers might have the odds against them, and yet - community banks are often uniquely positioned to serve their customers in ways the bigger banks can’t, won’t, or don’t.

We're going to dig into all of this to try and put together a guide to community banks everywhere on how to get the advantage.

This week's guests include:

Rohit Mathur, CEO at Bridge
Jason Bates, Deputy CEO at 11:FS
Barb McLean, SVP, Head of Technology Operations and Implementation, Coastal Community Bank

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

836. Focus: How Saudi Arabia is building a truly digital banking ecosystem

Wed, 20 Mar 2024 07:00:00 -0000

Fintech Insider Focus is back for season two, in collaboration with Visa, and in the first half of this season we are diving deep into the Middle East's booming financial sector, and speak to the people right at the heart of it.

In this episode, host Rachel Pandyan discusses the banking industry in Saudi Arabia alongside a panel of esteemed guests.

The country’s finance industry is making huge strides, thanks in part to a concerted effort by the government and the Saudi Central Bank.

They explore this a little more, by picking apart some of the detail in their Vision 2030 program, looking at what action is actually being taken to transform the banking system in the region, and how fintechs can be a driving force behind it.

Special guests on this episode:

Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa
Nahim Bassa, SVP: Group Head of Strategy & Digital Transformation, Bank Aljazira
Naif AbuSaida, CEO and Founder, Hakbah

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This episode is sponsored by Visa.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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835. News: Griffin get fully licensed, Tide go to Germany and can open finance unlock £30bn?

Mon, 18 Mar 2024 07:00:00 -0000

Our expert host, Ross Gallagher, is joined by some great guests to discuss the most notable fintech, financial services, and banking news from the past week. This includes Stripe's annual letter, announcing they have surpassed $1 trillion in total payment volume in 2023, Tide's expansion into Germany with a warm 'guten tag', CFIT's Open Finance report, which claims open finance could boost the UK GDP by £30.5 million, as well as some significant raises from Griffin and PPRO.

This week's guests include:

Ezechi Britton, CEO at CFIT
David Jarvis, CEO at Griffin
Raquel Soares, Head of Marketing for Edenred Payment Solutions

Plus soundbites from

Oliver Prill, CEO of Tide
Motie Bring, CEO of PPRO

We cover the following stories from the fintech and financial services space:

Come watch us record the podcast live in London: 11fs.com/afterdark

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got something to say? Follow us on Twitter, TikTok, Instagram and LinkedIn or email podcasts@11fs.com!

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834. Insights: Why does wealth management ignore women?

Thu, 14 Mar 2024 08:00:00 -0000

Our expert host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a stellar panel to discuss wealth.

Whether you want it, have it, or inherit it, wealth affects us all, but as we’re recording this just after International Women’s Day, we want to zoom in on how the wealth space is serving women.

Women have been traditionally underserved in this space, but as wealth management solutions move into the digital world, we want to know what opportunities this creates to provide effective and appropriate tools to support women through all stages of their wealth journey.

So we are going to look at how the current landscape shapes up, the challenges this creates, and what is being done to address this.

Guests on this episode;

Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS
Laura Pomfret, Co-Founder at Financielle

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Trailer: Fintech Insider Focus Season 2 is Coming Soon!

Wed, 13 Mar 2024 08:00:00 -0000

Fintech Insider Focus, in collaboration with Visa, returns on 20th March 2024!

In the first season we embarked on a virtual world tour, exploring how fintech and finance is being harnessed in different continents, but in brand new season we are zooming in further.

Part one explores how countries like Saudi Arabia, UAE, Bahrain and Egypt are putting the Middle East on the map as a major financial powerhouse.

In part two we set off on a European adventure and find out how different countries across the continent are championing fintech in different ways.

We speak to the people at the heart of these industries, and help you become an expert too. So don't miss out - follow Fintech Insider wherever you get your podcasts and listen out for brand new episodes of Focus, every second Wednesday beginning 20th March.

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Fintech Insider Focus is sponsored by Visa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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833. News: Monzo and PensionBee target the US, while J.P. Morgan doubles down in France

Mon, 11 Mar 2024 08:00:00 -0000

To celebrate recording this just before International Women's Day 2024, our expert hosts, Laura Watkins and Rachel Pandyan, are joined by a stellar all-women panel to talk about the most notable fintech, financial services and banking news from the past week, including the feel good fintech story of the year so far, and Monzo are lining up a second crack at the US market.

This week's guests include:

Sarah Kocianski, CEO at Fintech Wales
Phoebe Kitchen, Vice President of Growth Equity at Inovia

And featuring soundbites from:

Romi Savova, CEO at PensionBee
Patricia Brolly MD, Head of Merchant Acquiring for EMEA at J.P. Morgan
Sophie Winwood, Co-Founder and CEO at WVC:E

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

832. Insights: How is AI transforming financial services?

Thu, 07 Mar 2024 08:00:00 -0000

We’re all talking about GenAI, and it shows no signs of slowing down in financial services.

Wherever you look, banks are investing in both people and tech to drive forward their AI capabilities from front to back end. So in this episode, we want to share some of the conversations we’ve been having across the finance world about AI.

Now if you’re an avid follower of our YouTube channel, you have probably seen our Spotlight series, where we invite leading industry experts to discuss the biggest subjects in finance and fintech.

11:FS CEO David Brear introduces two of our recent AI-themed Spotlight episodes with you, right here on Fintech Insider.

This week's guests include:

Theo Michalopoulos, General Manager, Financial Services and Insurance Industry at Microsoft
EJ Achtner, Head of Digital Architecture at the HSBC’s Office of Applied Artificial Intelligence (OAAI)
Jane Findlay, Enterprise Account Executive, HSBC at SAS

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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831. News: The Wirecard whistleblower launches Confide, and Google Pay shuts down in the US

Mon, 04 Mar 2024 08:00:00 -0000

Our expert host Ross Gallagher is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Orum's new Deliver API which connects to the Federal Reserve to improve payments in the US. Plus, Pav Gill, better known as the Wirecard whistleblower, launches a new platform to tackle corporate misconduct. And Chime are partnering with financial education platform Zogo to help improve financial literacy for their users.

This week's guests include:

Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS
Stephany Kirkpatrick, Founder & CEO at Orum
Pav Gill, Founder at Confide

Plus soundbites from:

Sara El-Amine, VP of Community at Chime

We cover the following stories from the fintech and financial services space:

Orum connects to the U.S. Federal Reserve with the launch of Deliver (04:40)
Wirecard whistleblower launches Confide, a New Reporting Platform for Corporate Bad Behavior (23:16)
Google Pay to shut down in the US (40:02)
Chime partners with Zogo to improve financial literacy (48:37)
The EU formally adopts instant payment rules (01:01:35)
The Tooth Fairy hit by inflation as average cost of a gift triples (01:03:06)

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

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830. Insights: The COBOL conundrum: Why are banks still using a 60-year-old programming language?

Thu, 29 Feb 2024 08:00:00 -0000

What has 200 billion lines, is used by 43% of banks, and pretty much drives the global financial system?

It's the subject of today's Fintech Insider Insights, as our expert hosts, 11:FS CEO David Brear and CTO Ewan Silver, come together to discuss all things COBOL, or Common Business Oriented Language.

They look at how COBOL became the pre-eminent choice of the global banking system, if it's still fit for purpose in today's world, and the challenges of migrating away from COBOL.

And if you find this episode interesting and decide you want to learn more, you can check out our Decoding: Banks series on YouTube - I think you’ll love it.

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

829. News: Capital One pursue $35bn Discover takeover, and what's Santander's beef with Nationwide?

Mon, 26 Feb 2024 08:00:00 -0000

Our expert hosts David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Capital One's $35 billion takeover of Discover... subject to approval from US regulators. Also, onboarding solution Detected partners with Visa to make life easier for North American SMEs, and Santander really don't like Nationwide's latest TV ad, but why?

This week's guests include:

Niamh Curran. Senior Reporter at Finextra
Barry O’Sullivan, Head of Banking and Payments Infrastructure at OpenPayd

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

828. Insights: Answering Google's most asked questions about fintech

Thu, 22 Feb 2024 08:00:00 -0000

Our panel of Fintech Insider hosts - Kate Moody, Rachel Pandyan and David Barton-Grimley - get together and scour the internet for the most asked questions about fintech... and attempt to answer them.

From 'what is fintech?' to 'how to nail a fintech interview', they discuss all the stuff you probably never asked but wish you had. So whether you are a fintech professional or you've never worked a day in finance, this podcast is your 101 in fintech FAQs.

This week's panel:

Kate Moody, Strategy Director at 11:FS
Rachel Pandyan, Venture Product Lead at 11:FS
David Barton-Grimley, Fintech Strategy Director at 11:FS

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, Wise and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

827. News: Revolut launch eSims and the EU's need for speed-y payments

Mon, 19 Feb 2024 08:00:00 -0000

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

Stories include Revolut's launch of eSims to combat expensive data roaming charges, new research from Lightyear which shows over £1 trillion of Uk deposits are being stashed in low-interest accounts, and would you date someone based on their credit score? Well you're in luck, because Score is a brand new dating app exclusively for singletons with good credit.

This week's guests include:

Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS
Martin Sokk, CEO & Co-Founder at Lightyear
Fliss Berridge, Director & Co-Founder at Ordo

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

826. Insights: How will The Great Wealth Transfer affect millennials, boomers and banks?

Thu, 15 Feb 2024 08:00:00 -0000

Our expert host Kate Moody is joined by some great guests to talk about The Great Wealth Transfer.

As Baby Boomers pass on an estimated $84 trillion of wealth, they discuss how the products and services to support Millennials will differ, how this may impact established wealth management institutions, and ask how will this change the wealth management landscape in the future?

They also take stock of where the industry currently is and how well equipped, or not, it is to deal with the challenges that lie ahead AND they discuss some of the broader trends in this space to understand what needs to be done and how.

This week's guests include:

Daniel Hegarty, Founder & CEO at Communion
Antoinette Rodriguez, President at MarFi Advisors and Chairwoman at Financial Advisor Magazine’s Invest In Women

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

825. News: VRPs, junk fees, deepfakes and Formula 1's biggest new signing

Mon, 12 Feb 2024 08:00:00 -0000

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Yapily and Ant Group bringing Commercial VRPs to Europe, new research from Wise highlighting the impact of junk fees, and Airwallex are getting into Formula 1.

PLUS, do you think you could be fooled by a deepfake? Get ready for a mind-blowing scam that cost one bank $25m...

This week's guests include:

Valentina Kristensen, Director of Growth & Communications at OakNorth
Roland Selmer, CPO at Yapily
Rina Wulfing, Senior Policy Lead for North America at Wise

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

824. Insights: Fighting civil inequality with fintech

Thu, 08 Feb 2024 08:00:00 -0000

In celebration of US Black History Month, our expert host Kate Moody, Strategy Director at 11:FS, is joined by some great guests to discuss civil inequality in the banking system.

This week's guests include:

Rodney Williams, Co-Founder at SoLo Funds
Jamilia Grier, Founder & CEO at ByteBao
Asya Bradley, Founder and Angel Investor

Conversations around inclusion are much bigger than just banking. It’s a systemic problem which has always existed and still remains a very real issue today, and this episode tackles these issues head on.

They discuss how and why non-white communities are being underserved by traditional banks and celebrate some of the work being done to tackle that.

They also look at how we can harness fintech for good to drive meaningful change.

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review.

Learn more about your ad choices. Visit megaphone.fm/adchoices

823. News: HSBC fined £57m by Bank of England, and has Mastercard killed the password?

Mon, 05 Feb 2024 08:00:00 -0000

Our expert hosts, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the news that HSBC is being fined by the Bank of England's financial stability arm after failing to adequately protect its customers in the event of a banking collapse. Plus, Nova Credit is stepping up to support Ukrainian refugees, and Mastercard want to get rid of passwords.

This week's guests include:

Rachel Pandyan, Ventures Product Lead at 11:FS
Doug Mackenzie, Chief Content Officer at Fintech Finance
Anil Stocker, CEO of Kriya

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Learn more about your ad choices. Visit megaphone.fm/adchoices

822. Insights: Putting the big tech into fintech

Thu, 01 Feb 2024 08:00:00 -0000

On this episode of Fintech Insider Insights our expert hosts, Ross Gallagher and Kate Moody, are joined by some great guests to talk about the ever-growing overlap between big tech and finance.

We’ve seen no shortage of companies like Google, Apple, and Facebook in the news over the last year, and as technology becomes more central in our relationship with financial services, big tech will only have a more critical role to play in the future of our industry.

So we want to take a step back and understand exactly what big tech’s role in finance currently is, and where they sit on the banking battlefield.

What are the use cases?

What are the risks?

And will we eventually have to do our banking through a VR headset?

To discuss this I am joined by a mighty panel of industry experts.

This week's guests include:

Paul Worthington, Head of Regulatory Affairs at Innovate Finance and formerly the Public Policy Manager at Meta Fintech
Dave Birch, Principal at 15Mb
Sam Maule, an advisor and formerly the Key Account Executive at Google

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Learn more about your ad choices. Visit megaphone.fm/adchoices

821. News: Did social media destroy Silicon Valley Bank?

Mon, 29 Jan 2024 08:00:00 -0000

Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Amelia Isaacs, Senior Reporter at AltFi
Rachel Pandyan, Ventures Product Lead at 11:FS

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Learn more about your ad choices. Visit megaphone.fm/adchoices

820. Insights: Personalisation in banking

Thu, 25 Jan 2024 08:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to talk about how personalisation in banking.

Personalisation was one of the key themes that emerged from this year's annual 11:FS Pulse report, which is out now at 11fs.com/report

In the report, our experts, along with others from Monzo, JPMorgan and Nationwide, emphasised the importance of tailored financial services and how customer-centricity will win the day in 2024.

But this personalisation is only possible through real-time data, AI & machine learning, by harnessing behavioural data, and many other recent technological advances which are transforming the financial services landscape.

So we want to dive deeper into this.

What does personalisation in banking even mean?

How can it really improve the products or services being offered?

And what are the consequences when it goes wrong?

This week's guests include:

Joe Colchester, Head of Product at 11:FS Pulse
Ross Logan, Chief Product Officer at Snoop
Megan Cooper, Chief Product Officer at ClearBank
Alok Kumar, Product Manager at Chip

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Learn more about your ad choices. Visit megaphone.fm/adchoices

819. News: AI fraud is on the rise and Natwest to offer IP-based lending

Mon, 22 Jan 2024 08:00:00 -0000

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Alia Mahmud, Global Regulatory Affairs Practice Lead at ComplyAdvantage
Mariela Hunter, a fractional COO

We cover the following stories from the fintech and financial services space:

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Learn more about your ad choices. Visit megaphone.fm/adchoices

818. Insights: How to build trust in financial services

Thu, 18 Jan 2024 08:00:00 -0000

Our expert host, Ross Gallagher, are joined by some great guests to talk about how to build and keep trust in financial services.

The 2008 financial crisis was a pretty pivotal time, to say the least. Suddenly, big banks could fail and our money just didn’t feel as safe as it once did. Trust in the whole system suffered a hit which many thought was irreparable.

However, the industry has since gone through a transformative period - improved regulation, more effective governance, and a huge exercise rebuilding that trust with the customer.

In a world that now looks so very different from 2008, we want to tackle the tricky matter of trust head on. How do financial services build trust? How do they keep it? And what makes one FS provider more trustworthy than another?

This week's guests include:

Jordan Sinclair, President at Robinhood UK
Monica Hovsepian, Head of Financial Services Industry at OpenText
Aidan Rushby, CEO at Carmoola

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to **subscribe** and **please leave a review**

Learn more about your ad choices. Visit megaphone.fm/adchoices

817. News: Elon Musk's X Announce Peer-to-Peer Payments

Mon, 15 Jan 2024 08:00:00 -0000

Our expert hosts, David Barton-Grimley and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, finance and banking news from the past week.

From Elon Musk's 'everything app' to the SEC's bitcoin ETF approvals, via Revolut biometrics data lawsuit, it's been quite a week in the world of fintech, and we have you covered with expert reaction, analysis and insight.

This week's guests include:

Nirav Patel, CEO at Andaria Financial Services
Jason Mikula, Founder of Fintech Business Weekly

We cover the following stories from the fintech and financial services space:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

816. Insights: The current state of open banking

Thu, 11 Jan 2024 08:00:00 -0000

Our expert hosts, 11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold?

This week's guests include:

Kiaan Pillay, CEO & Co-Founder at Stitch
Andrew Escobar, former Director of Open Finance at MX in Canada

About this episode

Open banking allows financial institutions to share data and have a more globalised, connected banking system. It enables customers to share personal financial information securely, which can broaden the products and services available to them.

For example, personal finance apps help individuals to manage their finances, track spending habits, save and access other financial services, all from one place.

Lenders can better evaluate the borrowing power of applicants if they can access their credit history from other FS providers too.

And have you ever sent a payment to someone without needing to manually input your bank details?

All of this is possible with open banking.

So in today’s podcast we are going to take a look at the countries with an established open banking framework, those in the process of creating the regulation for it, and those who are slipping behind, and really understand the current state of open banking around the world today.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

815. News: Should Wise be worried about Zing?

Mon, 08 Jan 2024 08:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Salim Dhanani, Co-Founder and CEO at Pave Bank
Chantal Swainston, Fintech PR Consultant and Founder of The Heard
Daniel Lanyon, Editorial Director at AltFi

We cover the following stories from the fintech and financial services space:

HSBC launch multi-currency money transfer app Zing
Pave Bank comes out of stealth and confirms $5m of funding
The UK and Switzerland agree a 'first of its kind' financial services agreement
Blackstone buys a majority stake in Sony Payment Services
Over a quarter of Buy Now Pay Later (BNPL) users miss payements
HSBC sell its French retail banking business to CCF
The UK's tax collector, HMRC, are clamping down on side hustles

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Chantal Swainston, Daniel Lanyon, and Salim Dhanani.

Learn more about your ad choices. Visit megaphone.fm/adchoices

814. Insights: Our 2024 fintech predictions

Thu, 04 Jan 2024 08:00:00 -0000

Happy New Year Fin-techers! To celebrate, regular Fintech Insider hosts David M. Brear, Ross Gallagher and Kate Moody make some bold predictions for 2024, and look back on how right (or wrong) they were last year!

From financial wellbeing to big money acquisitions, you don't want to miss this one!

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus: Behind the Scenes of Fintech Insider

Fri, 29 Dec 2023 08:00:00 -0000

On this special bonus episode, Fintech Insider OG and Exec Producer Laura Watkins speaks to the people behind the podcast to find out how the show is made, and look back to some of the best bits from the past year.

This week's guests include:

Liam Heffernan, Senior Podcast Producer
Tom Stafford, Social Media and Community Manager
George Sztuka, Audio Engineer
Alex Woodhouse, Audio Producer
Melania Pruti, Events Manager
Adam Baldwin, Senior Marketing Manager
Sacha Holub, Senior Designer

Thank you so much for listening to the show. Your favourite fintech podcast will be back in the new year - see you then!

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

813. Insights: Fintech's biggest stories of 2023

Wed, 20 Dec 2023 08:00:00 -0000

As we wrap up another rollercoaster year in fintech, 11:FS CEO David M. Brear is joined by some a panel of colleagues to talk about the biggest, best, and most outrageous happenings of 2023. We look at everything from Silicon Vally Bank and Goldman Sach's rocky relationship with Apple to the cost of living and Klarna.

This week's guests include:

Kate Moody, Strategy Director at 11:FS
David Barton-Grimley, Strategy Director at 11:FS
Rachel Pandyan, Venture Product Lead at 11:FS

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

812. News: CaixaBank's GenAI revolution and our fintech naughty or nice list

Mon, 18 Dec 2023 08:00:00 -0000

Our expert hosts, Benjamin Ensor and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Aditi Subbarao, Global Financial Services Lead at Instabase
Megan Cooper, Chief Product Officer at ClearBank

We cover the following stories from the fintech and financial services space - Christmas pun edition:

AI'll be Home for Christmas - CaixaBank create 100-person strong team to work exclusively on GenAI
TikTok Merrily on High - the social media platform buy a 75% stake in Indonesian payments firm Tokopedia
All I Want for Christmas is the UAE - Network International and Huawei join forces in the UAE
Santa baby, forgot to mention one little thing... a $750m VC fund - Canapi launch new fund to support US fintechs
Christmas in the Citi - Colombian B2B fintech Supra gets investment from Citibank
Making a list, checking it twice... - gonna find out who's on your fintech naughty or nice list

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Aditi Subbarao and Megan Cooper.

Learn more about your ad choices. Visit megaphone.fm/adchoices

811. Insights: Meet the 2023 11:FS Hall of Famers: Sitoyo lopokoiyit and Sopnendu Mohanty

Fri, 15 Dec 2023 08:00:00 -0000

In this special episode of Fintech Insider, we speak to some of this year's exceptional 11:FS Hall of Fame inductees about their game-changing contributions to fintech.

The 11:FS Hall of Fame celebrates the people shaping our industry for the better. This was a key part of our 11:FS awards, really identifying the key movers and shakers that made the industry what it is today.

Our cohort all made a big impact; given back to the ecosystem or community, exhibit strong values of innovation, resilience, teamwork and boldness and have launched products, services or offerings where the industry had to follow.

Simply, these people have brought us a step closer to the future of FS.

Our 2023 Hall of Famers are:

Sopnendu Mohanty, Chief Fintech Officer at MAS (Monetary Authority of Singapore)
Anne Boden, Founder of Starling Bank
Sitoyo Lopokoiyit, Managing Director, M-PESA Africa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

810. News: Robinhood is coming to the UK and Wise help SMEs with Allica Bank

Mon, 11 Dec 2023 08:00:00 -0000

Our expert host, David Barton-Grimley, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Sophie Winwood, Co-founder WVCE and Fintech Investor
Roisin Levine, Head of UK and Europe at Wise Platform
Oliver Smith, Managing Editor and Head of Content at AltFi

We cover the following stories from the fintech and financial services space:

Robinhood brings its stock trading platform to the UK
Allica Bank partners with Wise to bolster cross-border payments for UK SMEs
N26 partners with Upvest to offer ETF trading
Adyen to act as Klarna’s acquiring bank
Waave and Gr4vy Bring Pay by Bank Solution to Merchants Across Australia
Barclays announce branch closures amid rumours of £1 billion cost-cutting plan
Natwest create a board game to educate people about modern scams

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Oliver Smith, Roisin Levine , and Sophie Winwood.

Learn more about your ad choices. Visit megaphone.fm/adchoices

809. Insights: Seeking real value in the Aussie fintech space (Rewind)

Fri, 08 Dec 2023 08:00:00 -0000

Our expert host, David Brear, is joined by some great guests to talk about fintech in Australia. We take a look back to the initial 2021 conversation to see what fintech looked like then, so we can judge for ourselves what has happened since.

Has the market in Australia gone in the direction we expected?

Who were the big players, and the big up and comers, two years ago and are they still around?

Let's find out...

This week's guests include:

Dexter Cousins, Founder, Tier One People
Simone Joyce, CEO & Co-Founder, Paypa Plane & Chair of Fintech Australia
Matt Baxby, Country CEO of Revolut Australia

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dexter Cousins, Matt Baxby, and Simone Joyce.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus: David M. Brear on the Wharton Fintech Podcast

Wed, 06 Dec 2023 08:00:00 -0000

On this bonus edition of Fintech Insider, we're sharing an episode of the Wharton Fintech Podcast, where host Kailee Costello interviews 11:FS CEO David M. Brear on all things fintech.

If you like what you hear, do follow their podcast and connect on social to get more great content.

Follow the Wharton Fintech Podcast: https://www.whartonfintech.org/podcast

Connect on LinkedIn: https://www.linkedin.com/company/wharton-fintech

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Kailee Costello.

Learn more about your ad choices. Visit megaphone.fm/adchoices

808. News: JP Morgan eye growth in Abu Dhabi and Check tackle payroll fraud

Mon, 04 Dec 2023 08:00:00 -0000

Our expert host Kate Moody is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Andrew Brown, CEO & Co-Founder at Check
Stew Cofer, Head of EMEA Payment Specialists & Embedded Finance at J. P. Morgan
Nicole Casperson, Founder & Author at Fintech Is Femme

We cover the following stories from the fintech and financial services space:

Check Launches New Tools to Help Build and Scale Payroll Businesses
J.P. Morgan plans to expand presence in Abu Dhabi
Australian banks roll out new scam protection measures with the Scam-Safe Accord
Kroo Bank surpass £2 million in their first round of crowdfunding
Embedded sustainability fintech ekko and Tusk curate portfolio of African conservation projects
BNPL fuels an all-time spending record for Cyber Monday

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Andrew Brown, Nicole Casperson, and Stew Cofer.

Learn more about your ad choices. Visit megaphone.fm/adchoices

807. Insights: Managing regulation without compromising innovation

Fri, 01 Dec 2023 08:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to take a closer look at that tricky balance between managing regulation without compromising innovation in banking. They discuss how to empower fintechs with the autonomy to disrupt and drive our industry forward, while also enforcing fair, competitive, and appropriate boundaries.

This week's guests include:

James Baston-Pitt, VP of Growth EMEA at Alloy
Ed Pugh, Development Director - Fintech & Digital Assets at Aon
Andy Thornley, Head of Financial Services at TechUK

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Andy Thornley, Ed Pugh, and James Baston-Pitt.

Learn more about your ad choices. Visit megaphone.fm/adchoices

806. News: Alphabet's mega Monzo deal and The Rock's Mighty Oak

Mon, 27 Nov 2023 08:00:00 -0000

Our expert hosts, Ross Gallagher and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Iana Dimitrova, CEO of OpenPayd
Ralph Rogge, CEO at Crezco

We cover the following stories from the fintech and financial services space:

Google's parent company Alphabet are set to invest £300m in UK digital bank Monzo
Crezco raises £12m and partners with New Zealand tech firm Xero
Revolut brings bond trading to millions of European customers
Canadian fintechs are demanding open banking regulation
US credit card company Petal is looking for a buyer
China allows Mastercard to offer domestic payment processing
The Rock and Acorns launch the Might Oak debit card

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Iana Dimitrova and Ralph Rogge.

Learn more about your ad choices. Visit megaphone.fm/adchoices

805. Insights: One year of ChatGPT

Fri, 24 Nov 2023 08:00:00 -0000

Our expert host David M. Brear is joined by some great guests to look back on a year of ChatGPT. They'll discuss the impact it has had, not just in fintech but across the world, and how AI more generally is being adopted by banks and financial institutions to improve their product and service offerings.

Additionally, we look ahead to the future of AI in finance, and how fintech can continue to support the integration of generative AI in our industry.

This week's guests include:

Anouk Moll, Founder in Residence at Merantix
Chase Disher, Head of Product, Public.com
Kate Janssen, Lead Product Manager at Cleo

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Anouk Moll, Chase Disher, and Kate Janssen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

804. News: Exits for HSBC, Chip reaches profitability and is Klarna taking on Shopify?

Mon, 20 Nov 2023 08:00:00 -0000

Fresh from the 11:FS Awards, our hosts David M. Brear and Rachel Pandyan are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Alex Johnson, Founder at Fintech Takes
Paul Delaney, Head of Commercial, Chip

We cover the following stories from the fintech and financial services space:

HSBC sell retail and wealth business in Mauritius as it refocuses on Asia
Chip reports first profitable quarter
EU and parliament reach agreement on new instant payment rules
Klarna launches global rollout of creator and retailer growth tools
Booth supermarkets to ditch self-checkouts in North of England

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alex Johnson and Paul Delaney.

Learn more about your ad choices. Visit megaphone.fm/adchoices

803. Insights: How to rebrand a fintech

Fri, 17 Nov 2023 08:00:00 -0000

Our expert hosts, Kate Moody and Will Jones, are joined by some great guests and dive deep into the world of branding.

They discuss what even constitutes a rebrand, who’s done it well, who’s maybe not done it as well, and where do you even start when you decide a rebrand is in order?

By the end of this episode you will have a blueprint to help you on your own fintech rebranding journey.

This week's guests include:

Cameron Worboys, Design Director at Wise
Zama Ndlovu, Head of Communications & Brand Marketing at Onafriq (formerly MFS Africa)
Charles Gilbert, VP of Brand at Adyen

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Cameron Worboys, Charles Gilbert, Will Jones, and Zama Ndlovu.

Learn more about your ad choices. Visit megaphone.fm/adchoices

802. News: Crowdcube acquire Semper and OakNorth do business banking

Mon, 13 Nov 2023 08:00:00 -0000

Our expert hosts, 11:FS Ventures Director Ross Gallagher, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Matt Cooper, Co-CEO at Crowdcube
Valentina Kristensen, Director of Growth & Communications at Oaknorth
Olivia Minnock, Senior Partnership Manager at mmob and formerly the editor of Fintech Alliance

We cover the following stories from the fintech and financial services space:

Investment platform Crowdcube acquires Semper
OakNorth move into business banking
Adyen and Plaid team up in the US
German digital bank N26 pull out of Brazil after three years
Klarna set up UK holding company as they eye IPO
John Lewis launches new BNPL products

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Matt Cooper, Olivia Minnock, and Valentina Kristensen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

801. Insights: How does climate change impact fintechs?

Fri, 10 Nov 2023 08:00:00 -0000

Our expert host Kate Moody is joined by some great guests to take a closer look at how climate change is impacting the fintech space.

How are fintechs embedding green thinking into their business model and culture?

How are fintechs supporting organisations to deliver on their own climate targets?

And what obstacles and opportunities does the industry face, as climate change becomes increasingly important to consumers, companies, and regulators?

This week's guests include:

Niclas Persson, CEO at Deedster
Akshat Rathi, Senior Reporter for Climate at Bloomberg

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Akshat Rathi and Niclas Persson.

Learn more about your ad choices. Visit megaphone.fm/adchoices

800. News: US big banks team up to launch Paze, and Atom Bank raise £100m in equity funding

Mon, 06 Nov 2023 08:00:00 -0000

Our expert hosts, David Barton-Grimley and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Mariela Hunter, a fractional COO
Mark Mullen, CEO of Atom Bank

We cover the following stories from the fintech and financial services space:

US bank-owned Early Warning to launch digital wallet Paze next year in an attempt to fend off big tech
Atom Bank raises £100 million in equity funding
Deutsche Bank plans to close half of all Postbank branches by 2026
Railsr get a £20m investment just months after insolvency proceedings
KFH rolls out Shari’a-compliant digital youth bank
Swiss retailer Coop partners with embedded finance firm additiv to launch ‘superapp’ Coop Finance+
Innovate Finance introduce first ‘Pride in Fintech Powerlist’

PLUS, what fintech would you bring back from the dead? Halloween has brought out the morbid and nostalgic in all of us!

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Mariela Hunter and Mark Mullen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

799. Insights: The VC funding downturn

Fri, 03 Nov 2023 08:00:00 -0000

Our expert host, 11:FS CEO David M. Brear, is joined by some great guests to talk about some new data from S&P Global which shows venture capital funding could be on the downturn. According to their research, based on year-on-year funding in August, funding is down 37% and is at its lowest since the Covid pandemic.

So in this episode we discuss if this is just a temporary slump or the start of a worrying downward trend. What are the implications on fintechs? And who, despite these numbers, is managing to buck the trend and find investment?

This week's guests include:

Liza Landsman, CEO at Stash
Zeynep Yavuz, Partner at General Catalyst
Kirsty Grant, Managing Director at Seedrs

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Kirsty Grant, Liza Landsman, and Zeynep Yavuz.

Learn more about your ad choices. Visit megaphone.fm/adchoices

798. News: JP Morgan's former fintech lead launches TodayPay and Airwallex target LATAM

Mon, 30 Oct 2023 08:00:00 -0000

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Pranav Sood, Executive GM, EMEA at Airwallex
Jeremy Balkin, Founder of TodayPay
Randy Fernando, VP of Product at Marqeta

We cover the following stories from the fintech and financial services space:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Jeremy Balkin and Pranav Sood.

Learn more about your ad choices. Visit megaphone.fm/adchoices

797. Insights: Is being a fast follower a bad thing?

Fri, 27 Oct 2023 07:00:00 -0000

Our expert hosts, David M. Brear and Jason Bates, get together to discuss the concept of fast following. Its something we here from people a lot, but is it always a bad thing? How can you get it right, what are the pitfalls to avoid getting it wrong, and what is the impact on the end customer?

Much like our recent episode on how to put the services back into financial services, it’s also something we often talk to our clients about, so we thought we’d open up that conversation to you, our listeners.

We have something of a fireside chat to unpick what we mean by a fast follower and how, when and why it’s an appropriate strategy - but also when it’s not.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

796. Focus: How to bridge the gap between banks and creators with Eric Wei and Will Kim, Co-CEOs of Karat Financial

Wed, 25 Oct 2023 07:00:00 -0000

In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.

In this episode, David Barton-Grimley sat down with Eric Wei and Will Kim, Co-CEOs of Karat Financial to examine what exactly sets creators apart from "normal" financial services; how financial education is imperative to bridging the gap between banks ans creators - on both sides - and how all businesses will themselves become creators in the future.

**This episode is sponsored by Visa.
Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, [partner.visa.com](partner.visa.com).

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Eric Wei, Sophie Schulman, and Will Kim.

Learn more about your ad choices. Visit megaphone.fm/adchoices

795. News: Goldman Sachs sell GreenSky and Citibank win the sandwich war

Mon, 23 Oct 2023 07:00:00 -0000

Our expert hosts, Ross Gallagher and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Calypso Harland, founder of Fintech Fringe
Jason Mikula, a fintech advisor formerly at Goldman Sachs

We cover the following stories from the fintech and financial services space:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Calypso Harland and Jason Mikula.

Learn more about your ad choices. Visit megaphone.fm/adchoices

794. Insights: Managing the wealth of the future

Fri, 20 Oct 2023 07:00:00 -0000

Our expert host Ross Galagher is joined by GoHenry's CEO Louise Hill and fintech and marketing expert Alpa Patel to talk about how our industry is managing the wealth of the future. We take a closer look at Gen Alpha and Beta - who they are and what they expect from their banking services, now and in the future. We also discuss how fintechs can support these generations today, and adapt to these needs to support tomorrow's wealth makers.

Since recording this podcast, GoHenry have accounced the launch of a national petition calling on the Government to make financial education compulsory in all schools from primary age. The petition is available to sign on the Parliament website here.

This week's guests include:

Louise Hill, CEO at GoHenry
Alpa Patel, the former Marketing Lead at Ballooning Nest Eggs and Head of Market/User Research at Kidz Central Station.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alpa Patel and Louise Hill.

Learn more about your ad choices. Visit megaphone.fm/adchoices

793. News: FedNow launch 15sec account verification, and the Metro Bank saga continues

Mon, 16 Oct 2023 07:00:00 -0000

Our expert hosts Kate Moody is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Stephany Kirkpatrick, CEO & Founder at Orum
Mandy Beech, Director of Retail Services at Nationwide
Uneesa Zaman, CEO of UneesaFinance

We cover the following stories from the fintech and financial services space:

Orum launch a first-of-its-kind account verification tool for FedNow
Metro Bank find a way out... and a new controller shareholder
Nationwide unveil their first major rebrand in 36 years
A new open-banking lending platform comes to Bahrain
Spanish banks trial a digital Euro
US politican George Santos faces charges of wire fraud and money laundering

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Mandy Beech, Stephany Kirkpatrick, and Uneesa Zaman.

Learn more about your ad choices. Visit megaphone.fm/adchoices

792. Insights: Putting services back into financial services

Fri, 13 Oct 2023 07:00:00 -0000

On this episode of Fintech Insider Inisghts, 11:FS CEO David M. Brear is joined by our very own CTO Ewan Silver for a fireside chat to unpick what we mean when we say the services have fallen out of financial services.

At 11:FS we believe there’s a real service gap in the industry, where companies have fixated over products or customer numbers or data, rather than the customer themselves and how best to serve them.

It’s also something we often talk to our clients about so today we thought we’d open up that conversation to you, our listeners too.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Ewan Silver.

Learn more about your ad choices. Visit megaphone.fm/adchoices

791. Focus: What does effective financial inclusion look like in the USA? (Rewind)

Wed, 11 Oct 2023 07:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests as we continue our tour of the US and revisit a classic previous edition of Fintech insider Focus!

In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe and really putting it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus.

In this episode, we set the scene on financial inclusion and exclusion in America historically, the current challenges, and the importance of lived experience to making successful financial products aimed at underserved communities.

This episode's guests include:

Erin Pursell, Vice President, North America Fintech, New Business Development, Visa
Sheena Allen, Founder, Capway

**This episode is sponsored by Visa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Erin Pursell and Sheena Allen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

790. News: Apple Pay face US lawsuit and Revolut keep banking licence hopes alive.

Mon, 09 Oct 2023 07:00:00 -0000

Our expert host Ross Gallagher is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Simon Merchant, Co-Founder & CEO at Flagstone
Fliss Berridge, Director and Co-Founder at Ordo
Gerisha Nadaraju, a Product Ops Consultant formerly at TrueLayer and Dojo

We cover the following stories from the fintech and financial services space:

Apple Pay launch iPhone Wallet in the UK, but face an antitrust lawsuit in the US
Revolut take a step closer to getting their banking licence
Financial wellbeing app Mintago raises $4.75m in growth funding
Saga and Flagstone launch a savings platform for the over 50s
Weavr shuts down Comma seven months after acquisition
Experian launches checking account and debit card
Jamie Dimon predicts a three day working week

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Fliss Berridge, Gerisha Nadaraju, and Simon Merchant.

Learn more about your ad choices. Visit megaphone.fm/adchoices

789. Insights: The Six Characteristics of Digital Commercial Banking

Fri, 06 Oct 2023 07:00:00 -0000

A top-tier panel of guests joins David Barton-Grimley to talk all things commercial banking in the wake of the release of our latest expert report - ‘Digital business ecosystems are reshaping commercial banking’ which is available to download now.

In this episode we unpack the six characteristics of digital commercial banking; real-time, standardised, automated, embedded, contextual, and extendable. We’ll explore what they are and how they can (or can’t) support a more efficient, reliable, and secure industry.

To download our 70-page commercial banking report that features unique insights from 16 industry experts from every corner of financial services, visit 11fs.com/commercialbanking to get your copy today.

This week's guests include:

Pranav Sood - Executive GM, EMEA, Airwallex
Sarah Kocianski - Fintech Consultant and Advisor
Valentina Kristensen - Director, Growth & Communications at Oaknorth

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Pranav Sood, Sarah Kocianski, and Valentina Kristensen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

788. News: HSBC offer international credit history checks and Mercedes launch in-car payments.

Mon, 02 Oct 2023 07:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Collin Galster, Head of International at Nova Credit
Shaun Puckrin, VP of Product at Checkout.com
Amelia Isaacs, Senior Reporter at AltFi

We cover the following stories from the fintech and financial services space:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Amelia Isaacs, Collin Galster, and Shaun Puckrin.

Learn more about your ad choices. Visit megaphone.fm/adchoices

787. Insights: Why Should You Choose a Career in Financial Services?

Fri, 29 Sep 2023 07:00:00 -0000

Our expert host Ross Gallagher is joined by some great guests to talk about careers in financial services.

With September grad schemes in full swing, they discuss what you should look for in a career in FS, how it’s changed over time and how fintech has changed some of the image problems around a career in banking.

They also look at the barriers to access, the need for a STEM qualification - or not - and more.

This week's guests include:

Nadia Edwards-Dashti, Chief Customer Officer – Harrington Starr
Ezechi Britton, CEO of CFIT

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ezechi Britton and Nadia Edwards-Dashti.

Learn more about your ad choices. Visit megaphone.fm/adchoices

786. Focus: Is the US creator economy being underserved by traditional finance?

Wed, 27 Sep 2023 07:00:00 -0000

Our expert hosts, David M. Brear, Group CEO here at 11:FS, and Sophie Schulman, Global Business Development at Visa, are joined by some great guests to talk about how the US creator economy is being served, or not, by traditional finance.

We'll be discussing what opportunities this creates for fintechs and startups, the growing intersection between creator and entrepreneur, and how financial services are supporting their needs.

This week's guests include:

Natalie Barbu, Founder of Rella
Gautam Goswami, CEO of CommentSold

**This episode is sponsored by Visa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Gautam Goswami, Natalie Barbu, and Sophie Schulman.

Learn more about your ad choices. Visit megaphone.fm/adchoices

785. News: After Dark: Monzo's £1 investments, solving financial inclusion, and is cash still king?

Mon, 25 Sep 2023 07:00:00 -0000

Our expert hosts, David Brear and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This episode is a live recording from our After Dark event. If you want to join us for a future recording, you can find out more here.

This week's guests include:

Veronica Glab, Head of Engagement at Innovate Finance
Sara Castelhano, Co-Head of Payments and Commerce Solutions for EMEA at JP Morgan

We cover the following stories from the fintech and financial services space:

Monzo are set to launch a new £1 investment service to its customers
India have hit their financial inclusion targets 41 years ahead of target
Cash payments are up in the UK for the first time in a decade
Is the Metaverse dead?

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Sara Castelhano and Veronica Glab.

Learn more about your ad choices. Visit megaphone.fm/adchoices

784. Insights: Holistic financial wellbeing

Fri, 22 Sep 2023 07:00:00 -0000

Our expert host Ross Gallagher is joined by some great guests to dive into the subject of holistic financial wellbeing.

What does that even mean, I hear you ask? Well, we’re going to answer that, while looking at the value add for customers within the ecosystem of one brand, how the brands can cultivate that customer stickiness and retention to keep them within the brand’s umbrella, while offering them new products and services to improve their financial health and management.

We also look at the balance between guidance and advice and how to bake this into propositions and how brands can tread the line between the two, while still offering value to customers.

This week's guests include:

Niro Nirmalan, Head of Digital Transformation, Nat West Group
Audrey Zada, Director of Product Communications, Lemonade
Sujata Bhatia, COO at Monzo bank

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Audrey Zada, Niro Nirmalan, and Sujata Bhatia.

Learn more about your ad choices. Visit megaphone.fm/adchoices

783. News: Adyen’s new banking licence, Perfios’ raise, and the secret to fintech success

Mon, 18 Sep 2023 07:00:00 -0000

Our expert host Laura Watkins is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Thom Ruiter, VP of Product at Adyen
Siamac Rezaiezadeh, VP Product Marketing and Insights at GoCardless
Tessa Bryant, Head of Brand and Communications at Lightyear

We cover the following stories from the fintech and financial services space:

Adyen secures a UK banking licence
Perfios raises $229m, eyeing Europe and US expansion
FemaleInvest partners with InvestEngine to tackle the gender investment gap
World Bank study reveals key factors enabling fintech growth
Lakestar leads $40 million investment in French fintech startup Swan
Natwest debuts payment links for open banking payments

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Siamac Rezeaizadeh, Tessa Bryant, and Thom Ruiter.

Learn more about your ad choices. Visit megaphone.fm/adchoices

782. Insights: How should we measure success in fintech? (Rewind)

Fri, 15 Sep 2023 07:00:00 -0000

This week we’re bringing you a very special rewind show from the Fintech Insider archives.

Hosted by Benjamin Ensor and joined by some very special guests from Allica bank, Anthemis and This Week in Fintech, the show asked the question: How should we measure success in fintech?'

In a period where valuations are tumbling, we’re seeing fintechs either get bought out entirely or sadly have to shutter their doors, we’re examining whether valuation and customer numbers are the best measure of success for fintech. Should we be paying more attention to profitability or the problems they are solving for their home markets? Or are there even success metrics we haven’t thought of at all?

This is as highly relevant a discussion now as it was almost a year ago when we first had it, perhaps even more so.

This week's guests include:

Katie Palenscar, Managing Director & Global Head of Venture Studio, Anthemis
Nik Milanović, Editor, This Week In Fintech
Richard Davies, CEO, Allica Bank

Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Katie Palencsar, Nik Milanović, and Richard Davies.

Learn more about your ad choices. Visit megaphone.fm/adchoices

781. Focus: Creating end to end access to finance in APAC with Vrutika Mody, Head of GoPay Global Partnerships

Wed, 13 Sep 2023 07:00:00 -0000

In this episode, we're looking at the rise of embedded finance, and its specific use cases in the APAC market.
Visa is predicting the sector to be worth $242 billion US dollars in opportunities for financial providers by 2025 – it’s safe to say lots of people across Asia Pacific are exploring those possibilities.

One such company is GoJek and GoPay and host David Barton-Grimley sat down with** Vrutika Mody, Head of GoPay Global Partnerships** to delve into how GoPay is really opening up access to financial servcices in Indonesia in particular; how GoJek evolved from a ride hailing app to a financial super app changing lives in its home market and what the future might look like for access to finance in that space, including how the incumbents can up their game.

Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, [partner.visa.com](partner.visa.com).

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Lauren Ware.

Learn more about your ad choices. Visit megaphone.fm/adchoices

780. News: Klarna losses narrow fuelling IPO rumours, and Airwallex and Public join forces

Mon, 11 Sep 2023 07:00:00 -0000

Our expert host Kate Moody, Strategy Director at 11:FS, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Alia Mahmud, Customer in Residence, Regulatory Affairs for ComplyAdvantage
Siddharth Venkataramakrishnan, Banking and Fintech Correspondent, The Financial Times
Dann Bibas, General Manager, International, Public.com

We cover the following stories from the fintech and financial services space:

Klarna silence their doubters as year to date losses improve 78% against last year
One in eight high street branches in the UK are expected to close in 2023
Airwallex and Public.com are partnering to launch a new investment platform
Switzerland could have the toughest ALM regulations in Europe.
Nigerian BaaS platform Anchor raises $2.6m
Santander launch a new campaign to raise awareness of romance scammers

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alia Mahmud, Dann Bibas, and Siddharth Venkataramakrishnan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

779. Insights: What AI can and can’t do in financial services

Fri, 08 Sep 2023 07:00:00 -0000

David Brear is joined by great guests using and working with AI in the financial pace, to discuss how is AI being used right now and what is its potential; how far can we take it?
But also, what are the challenges of implementing AI in financial services where regulation and legacy tech debt can sometimes hold companies back.
And importantly, where do humans still have a role within an increasingly AI-led world?

This week's guests include:

Nick Parfitt, Principal AML - SME, Feedzai
Jason Maude, Chief Technology Advocate, Starling Bank
Kate Janssen, Senior Machine Learning PM, Cleo

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Jason Maude, Kate Janssen, and Nick Parfitt.

Learn more about your ad choices. Visit megaphone.fm/adchoices

778. News: JP Morgan invests in Brazil, African funding passes £2bn, and M-Pesa enter Ethiopia

Mon, 04 Sep 2023 07:00:00 -0000

Our expert hosts, Benjamin Ensor and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Sarah Kocianski, Independent Fintech Consultant
Samee Zahid, Director of Engineering at Chipper Cash

We cover the following stories from the fintech and financial services space:

JP Morgan increases its stake in Brazilian digital bank C6
Goldman sells off its Personal Financial Management unit
African startups raise $2.7bn in VC funding
Safaricom’s mobile money rollout in Ethiopia marks moment for ‘last frontier’
New fintech accelerator, Archie, launches in London
X gains payment licences in seven US states
Open banking reaches 11 million + payments milestone
Venmo lets you gift money to your loved ones with special Hallmark greeting cards

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Samee Zahid and Sarah Kocianski.

Learn more about your ad choices. Visit megaphone.fm/adchoices

777. Insights: Will FedNow flop or not?

Fri, 01 Sep 2023 07:00:00 -0000

In this show Benjamin Ensor is asking: “Will FedNow flop or not?”

The US payments industry is currently abuzz following the launch of FedNow - the new instant-payment service backed by the Federal Reserve which launched on July 20th.

In historic terms, the launch is the first big upgrade of the US Central Bank’s system since the 1970s. We want to really lift the lid on the impact it could have on US payments, and where does this put the US against innovation in payments acorss the rest of the world?

This week's guests include:

Stephany Kirkpatrick, Founder & CEO, Orum
Sruti Jain, Senior Consultant - North America, Consult Hyperion

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Sruti Jain and Stephany Kirkpatrick.

Learn more about your ad choices. Visit megaphone.fm/adchoices

776. Focus: How is embedded finance disrupting access to finance in APAC?

Wed, 30 Aug 2023 08:30:00 -0000

Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

This week's guests include:

Lauren Ware, Senior Director for Digital and Fintech Partnerships, Visa Asia Pacific
Zubin Rada Krishnan, CEO, BigPay
Surendra Chaplot, Global Head of Product, Wise

This episode is sponsored by Visa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Lauren Ware, Surendra Chaplot, and Zubin Rada Krishnan .

Learn more about your ad choices. Visit megaphone.fm/adchoices

775. News: Ramp raises $300m, Goldman returns to the rich and Monzo tops the charts

Mon, 28 Aug 2023 07:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Kate Drew, DIrector of Research, CCG Catalyst
Martin Sokk, CEO & Co-Founder, Lightyear

We cover the following stories from the fintech and financial services space:

Ramp raises at downround and Adyen share value drops
Lightyear launches B2B investment accounts targeted at ‘solopreneurs’
Goldman Sachs plans sale to concentrate on the ultra-wealthy
Monzo tops CMA’s list of best banks
NALA enters Nigeria to drive cross-border payments
Africa’s $3 Billion Payment Startup Flutterwave Presses Ahead With IPO Plans
Banking jokes make it on the list of the best from the Edinburgh Festival Fringe

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Kate Drew and Martin Sokk.

Learn more about your ad choices. Visit megaphone.fm/adchoices

774. Insights: How are financial services players using blockchain?

Fri, 25 Aug 2023 07:00:00 -0000

In this show, in association with Fireblocks, David Brear is finding out how “tradFi” is actually using blockchain and the real world use cases emerging in market.

We’ve put together a panel of amazing experts to discuss:

How do you decide what blockchain solution might work for you?
How do you go about building it?
What does success look like in this space?

This week's guests include:

Michael Shaulov, CEO, Fireblocks
Lisa Wade, CEO, DigitalX
Ala Presenti, Co-Founder and Head of Finance, Moniflo

**This episode is sponsored by Fireblocks.
Fireblocks is an enterprise-grade platform delivering a secure infrastructure for moving, storing, and issuing digital assets. Fireblocks enables exchanges, lending desks, custodians, banks, asset managers and fintechs to securely scale digital asset operations through the Fireblocks Network and MPC-based Wallet Infrastructure. Fireblocks serves over 1,800 financial institutions, has secured the transfer of over $4 trillion in digital assets and has a unique insurance policy that covers assets in storage & transit.
For more information, please visit www.fireblocks.com.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest leader, decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ala Presenti, Jeff Kelisky , Lisa Wade, and Michael Shaulov.

Learn more about your ad choices. Visit megaphone.fm/adchoices

773. News: Mastercard pushes in to Africa with MTN deal and niche banks are on the rise

Mon, 21 Aug 2023 07:00:00 -0000

Our expert host, Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Mastercard to purchase a minority stake in MTN’s $5.2B fintech business
Startup founded by Apple and Monzo execs wanting to disrupt rental market closes
Introducing Roger, a new online bank for military recruits
This debit card lets you fund scientific research while you spend
UK launches £1 billion fintech fund to compete with Silicon Valley
People rush to ATMs after windfall from Bank of Ireland app glitch

This week's guests include:

Mary Wisniewski, Editor-at-large and Director of Content, Cornerstone Advisors
Ruth Foxe Blader, Partner, Anthemis
Wiza Jalakasi, Director of Africa Market Development, Ebanx

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Get your tickets for After Dark at 11fs.com/afterdark

Special Guests: Mary Wisniewski, Ruth Foxe-Blader, and Wiza Jalakasi.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

772. Insights: Has the fintech revolution ignored older customers?

Fri, 18 Aug 2023 08:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to ask: "Has the fintech revolution ignored older customers?”

This week's guests include:

Alexandre Gauthier, Chief Revenue Officer, ClearEstate
Jasper Martens, CMO, PensionBee
Will Jones, Executive Creative Director, 11:FS

The fintech revolution of the last decade has done a lot for millennials in terms of banking options and now attention is turning Gen Z.

But what about those who are aged 60 and over? Are they being properly served by the options available today?

In this show, we’ve put together a panel of amazing experts to discuss: the options for over-60s in the current market, the challenges in serving older customers, and what the future looks like in this space.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Get your tickets for After Dark at 11fs.com/afterdark

Special Guests: Alexandre Gauthier, Jasper Martens, and Will Jones.

Learn more about your ad choices. Visit megaphone.fm/adchoices

771. Focus: How lived experience led to founding a mobile money company – with WeCashUp's Cedric Atangana

Wed, 16 Aug 2023 07:00:00 -0000

In this episode, David Barton-Grimley sat down with Cedric Atangana, CEO & Co-Founder, WeCashUp to delve into his incredible motivation to start a mobile money operator, the value of mobile money to Africa's economy, and why investors should pay attention to Francophone Africa.

This episode is sponsored by Visa

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Cedric Atangana and Miranda Perumal.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Trailer: Announcing 'After Dark: Underground' – live in London!

Tue, 15 Aug 2023 14:00:00 -0000

Our 23rd - yes, twenty third – After Dark is coming to you live from London this September.

Hosted by 11:FS Group CEO, David M. Brear, join fintech fans and experts for a live recording of our industry-leading podcast, Fintech Insider News, and become part of the best community in financial services. There’s really no live event quite like it, so go grab yourself a ticket!

📍 Village Underground, London, EC21 3PQ
📆 Wednesday 20th September
⏰ 6pm - 11pm (BST)

Got your ticket? Tag us on social and let us know! #AfterDarkUnderground

This edition of Fintech Insider presents After Dark is sponsored by Fireblocks

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

770. News: PayPal launches stablecoin and Apple $10 billion rocks the banking world

Mon, 14 Aug 2023 07:00:00 -0000

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

PayPal launches stablecoin backed by the US dollar
Knot API raises $10M from Amex, Plaid amid deposit war
Finance industry needs to be 'more accessible' for those who didn’t go to university
Apple Card’s Savings account reaches over $10B in deposits
Pockit app raises $10m to bring financial stability to underserved communities
Drake's collab with Shopify is a messy virtual mansion stocked with exclusive merch curated and designed by the rap star

This week's guests include:

Adam Bialy, Founder & CEO, Fiat Republic
Rory O’Reilly, CEO and Co-Founder, Knot

With soundclips from:

Virraj Jatania, Co-Founder and CEO, Pockit

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Adam Bialy, Rory O’Reilly, and Virraj Jatania.

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769. Insights: How to build a US mobile bank

Fri, 11 Aug 2023 07:00:00 -0000

Our expert hosts, David M. Brear and Jason Bates, are joined by some great guests to bring you a deep-dive into building a new banking product from the ground up!

This week's guests include:

Adrian Oropeza, Head of Products, Milli Bank
Bethany Wilson, Head of Marketing, Milli Bank

Following our “how not to build a bank” double episode last month, we're giving you a look at how a real life bank should be built.

The bank in question is: Milli Bank, a mobile bank from the First National Bank of Omaha, which 11:FS was involved in bringing to market

In today’s show we talk about how Milli bank was brought to life, from concept to launch and beyond, with the people who were there and made it happen!

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Adrian Oropeza and Bethany Wilson.

Links:

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768. News: Shopify and HSBC blur the lines between e-commerce and financial services

Mon, 07 Aug 2023 07:00:00 -0000

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Shehan Silva, Head of Digital Solutions, Global Trade and Receivables Finance, HSBC
Valentina Kristensen, Director of Growth & Communications, OakNorth Bank

With soundclips from:

Harris Irfan, CEO, Cordoba Capital Markets
Vikram Anreddy, Head of Product for Financial Services, Shopify

We cover the following stories from the fintech and financial services space:

Shopify expands into credit cards as it pushes further into the fintech space
HSBC launches embedded finance venture with fintech Tradeshift
Global fintech funding drops 17% to $52.4bn in first half of 2023
Snoop snapped up by Vanquis
Banks accused of closing accounts belonging to British Muslims
Job applicant lists ‘balloon animals’ on his resume. So boss brings balloons to the job interview

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Harris Irfan, Shehan Silva, Valentina Kristensen, and Vikram Anreddy.

Links:

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767. How do you innovate in a highly regulated industry?

Fri, 04 Aug 2023 07:00:00 -0000

Our expert host, David M.Brear is joined by a great guest to ask: "How you innovate in a highly regulated industry?"

This week's guests include:

Bill Winters, Group CEO, Standard Chartered

Bill and David discuss the rise of digital channels in banking, the challenges that come with it, and how to foster a culture of innovation in the heavily regulated banking space.

It's a fantastic insight into the inner workings of a bank striving to be both ‘global’ and ‘local’ and something we wanted to share with you!

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Bill Winters.

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766. Focus: What problem is mobile money solving in Sub-Saharan Africa?

Wed, 02 Aug 2023 07:00:00 -0000

Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In this episode, we're looking at the boom of mobile money, its value to the region, and what it has changed for people in Sub-Saharan Africa.

This week's guests include:

Miranda Perumal, Head of Digital Partnerships, Fintech and Ventures - SSA, Visa
Ham Serunjogi, Co-Founder & CEO, Chipper Cash
Hassan Bourgi, Founder, DJAMO

In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus.

This episode is sponsored by Visa

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Ham Serunjogi, Hassan Bourgi, and Miranda Perumal.

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765. News: FedNow powers up and Dame Alison Rose steps down

Mon, 31 Jul 2023 07:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Fed launches long-awaited instant payments service, modernising system
NatWest boss Alison Rose resigns over Nigel Farage bank account leak
Italian banking giant Mediobanca backs London with £10.4m investment in startups
Worldcoin: Sam Altman launches eyeball scanning crypto coin
Twitter CEO teases banking and payment plans in memo about X rebrand
McDonald’s opens McNuggets Land in the metaverse, but McWhy?

This week's guests include:

Janay Eyo, Director of Financial Policy, Chamber of Progress
Olly Betts, Fintech Sector Director, Founders Factory

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Janay Eyo and Olly Betts.

Links:

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764. Insights: Can the UK avoid a mortgage market meltdown?

Fri, 28 Jul 2023 07:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to ask: "Can the UK avoid a mortgage market meltdown?"

This week's guests include:

Ben Thompson, Deputy CEO, Mortgage Advice Bureau
Jinesh Vohra, CEO, Sprive
Maria Harris, Director, Digital Cat Consultancy

The news from the UK mortgage market is currently more brutal than a Tarantino film!

July saw the two-year fixed mortgage hit its highest rates in 15 years and things are looking extremely difficult for many home-owners looking to renew their deals and facing extremely elevated lending costs.

So we've put together an expert panel to discuss: how we get to this point, what are the potential solutions, and how do the next six months look for nervous homeowners.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ben Thompson, Jinesh Vohra, and Maria Harris.

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763. News: Buy Now Pay Later regulation shelved while Coutts faces Farage account fallout

Mon, 24 Jul 2023 07:00:00 -0000

Our expert hosts, Ross Gallagher and Nas Ahmad, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Treasury poised to shelve crackdown on 'buy now pay later' sector
Thunes pockets $72M at a $900M+ valuation
Nigel Farage claims to have proof that bank closed his account over his ‘values’
Sylvera banks $57M to put carbon offsetting on a path to Net Zero
Rapper teaches you how to commit wire fraud on viral hit

This week's guests include:

Malini Kannan, COO, Thunes
Sophie Winwood, Principal, Anthemis

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Malini Kannan and Sophie Winwood.

Links:

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762. Insights: Silicon Valley Bank, ChatGPT, and down rounds – lessons learned from financial services in 2023 so far

Fri, 21 Jul 2023 07:00:00 -0000

Our expert host, Benjamin Ensor is joined by some great guests to ask: "What lessons have we learned from financial services in 2023 so far?”

This week's guests include:

Ewan Silver, Group CTO, 11:FS
Danny Brewster, CEO, TwentyOne
Mike Carter, Head of Platform Lending, Innovate Finance

We’re over the half-way point for the year so far – which means all those predictions pieces are now likely in the bin!

The first six months of 2023 have thrown up some huge twists and turns for the financial services industry - so it’s time to take stock and see what we’ve learned in 2023 so far.

Our panel discuss what bank runs have taught us, how the industry is dealing with economic downturn, and whether banks are really banning AI?

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Danny Brewster, Ewan Silver, and Mike Carter.

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761. Focus: How US market turmoil can build more resilient founders – with Adams Conrad, Principal at QED Investors

Wed, 19 Jul 2023 07:00:00 -0000

In this episode, David Barton-Grimley sat down with Adams Conrad, Principal, QED Investors to delve into the challenges for venture capitalists in the current market, as well as the incredible stress test the industry is under.

Join us to hear about QED's approach to finding businesses to invest in, and the what is currently most attractive in the US fintech market.

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Adams Conrad and David Rolf.

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760. News: Public.com lands in the UK and Solaris raises €38 million

Mon, 17 Jul 2023 07:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Public launches in the United Kingdom - 4:09
Embedded finance platform Solaris closes €38 million funding round to ‘strengthen governance and compliance’ - 14:50
Revolut’s US payment flaws allowed thieves to steal $20mn - 27:55
Martin Lewis felt 'sick' seeing deepfake scam ad on Facebook - 40:10
Jeremy Hunt unveils pension fund reform plan to help UK startups - 49:30
The co-founder of investment app Nutmeg, Nick Hungerford, has died at the age of 43 - 51:30

This week's guests include:

Leif Abraham, Co-Founder, Public
Konstantin Kavvadias, Chief Investment Officer, Solaris
Sean Forward, UK CEO, Payabl

More details on Elizabeth's Smile, Nick Hungerford's charity, can be found here

Special Guests: Konstantin Kavvadias, Leif Abraham, and Sean Forward.

Links:

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759. Insights: Will PSD3 really live up to the expectations? (Rewind)

Fri, 14 Jul 2023 07:00:00 -0000

Our expert hosts, David M. Brear, is joined by some great guests to ask: "Will PSD3 really live up to the expectations?"

This week's guests include:

Dan Morgan, Policy Lead - Europe, Plaid
Nilixa Devlukia, Founder, Payments Solved
Thibault de Barsy, Vice-Chairman & General Manager, The Payments Association EU

The Open Banking sector is currently abuzz – following the unveiling of proposals for Payment Service Directive 3 by the European Commission.

For fintechs, banks, financial services players, and even non-financial services players – these proposals are a huge deal which could shape the next decade in our industry.

So, to mark the unveiling, we’re bringing you an episode from July 2022– with some serious heavyweights of the Open Banking sector rating the success of PSD2 and looking at what the industry is hoping for going forward.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Morgan, Nilixa Devlukia, and Thibault de Barsy.

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758. Is Goldman Sachs breaking up with Apple?

Mon, 10 Jul 2023 07:00:00 -0000

Our expert hosts, Kate Moody and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Goldman is looking for a way out of its partnership with Apple - 4:35
Visa $1 billion buyout of Brazil's Pismo eases fintech M&A slowdown - 14:35
UK banks warned against closing accounts - 26:35
Open Banking education a must in Canada as only 9% have heard of it - 36:50
Taylor Swift fans caused 45% surge in UOB card applications across Southeast Asia - 47:50
Office plant potted 14 years ago is now a 600ft monster that covers ceiling and walls - 50:00

This week's guests include:

Bruno Diniz, Managing Director, Spiralem
Jason Mikula, Publisher, Fintech Business Weekly

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Bruno DIniz and Jason Mikula.

Links:

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757. Insights: Can financial services change how people think about money?

Fri, 07 Jul 2023 07:00:00 -0000

Our expert host Kate Moody is joined by some great guests to ask: "Can financial services change how people think about money?”

This week's guests include:

Jason Bates, Co-Founder, 11:FS
Rajan Lakhani, Head Of Public Relations, Plum
Stephen Bowe, Director - Digital Experience & Innovation, Nationwide

The way we manage money is incredibly complicated. Spend, save, invest, borrow, lend, pay-off – user journeys in financial services are all over the place

So – can financial services smooth out the journey and make it more effective for consumers, and is it the place of banks and fintechs to change how users prioritise and budget?

We put together a panel of experts to discuss: the status quo on services offered, how to build more intuitive options, and what the future could look like with more joined up thinking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Rajan Lakhani and Stephen Bowe.

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756. Focus: What are US VCs looking for in today’s market?

Wed, 05 Jul 2023 07:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In this episode, we're looking at the turmoil in the VC space, what has changed in 2023, and what the next half of the year might look like for investment in fintech.

This week's guests include:

David Rolf, Head, Visa Ventures
Sasha Pilch, Principal, Fin Capital
Vivek Krishnamurthy, Principal, Commerce Ventures

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: David Rolf, Sasha Pilch, and Vivek Krishnamurthy.

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755. News: PSD3 unveils plans to shake up Open Banking

Mon, 03 Jul 2023 07:00:00 -0000

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

PSD3: The European Union unveils new open banking rules - 4:50
Wise sees profits soar amid customer boost and rising interest rates - 22:05
Robinhood acquires credit card startup X1 for $95M - 35:10
UK fintech TreasurySpring raises $29 million to scale its cash investment platform - 44:00
Integrated surveillance demand increases - 51:40
Checkout.com launches AI-powered optimisation engine to increase merchant revenue - 54:45
Cops arrest man for taping photos to a dummy to trick mobile banking facial recognition - 56:48

This week's guests include:

Nilan Peiris, Chief Product Officer, Wise
Sarah Kocianski, Independent Fintech Consultant

With soundclips from:

Jan van Vonno, Head of Industry & Wallets, Tink
Kevin Cook, CEO & Co-Founder, TreasurySpring
Matt Smith, CEO, SteelEye

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Jan van Vonno, Kevin Cook, Matt Smith, Nilan Peiris , and Sarah Kocianski.

Links:

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754. Insights: How do we get to the holy grail of cross border payments?

Fri, 30 Jun 2023 07:00:00 -0000

Our expert hosts, David M. Brear, is joined by some great guests to ask: "“How do we get to the holy grail of cross border payments?”

This week's guests include:

Sara Castelhano, EMEA Payments & Commerce Solutions Product, JP Morgan
William Artingstall, Global Co-Head Cross Border Payments and Receivables, Citi

Cheap, universal, speedy, and secure – is that too much to ask for when moving money internationally?

Moving money across the world is one of the biggest spaces in financial services and just keeps getting bigger. But, there’s still lots of issues and technical challenges still to overcome – even for the biggest players in the market.

We've put together a panel of experts to discuss: the progresss made in cross-border payments to date, where the friction remains, and the next steps towards the holy grail of seamless cross border payments!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Sara Castelhano and William Artingstall.

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753. News: Banks are in an AI talent war and Revolut launches the 'Ultra' account

Mon, 26 Jun 2023 07:00:00 -0000

Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

European banks are putting "AI" in 30% of their job ads - 6:10
Majority, a digital bank for US migrants, grabs $9.75M amid expansion in Texas - 18:40
Revolut to launch Ultra, a new subscription plan - 32:05
UK Mortgage rates: Average two-year fix now above 6% - 41:20
Starling Bank renews sponsorship of Southampton FC women's football team - 49:10
Gen-Z is taking courses on how to send an email and what to wear in the office - 50:30

This week's guests include:

Jonas Lornell, Commercial Director, Majority
Nadia Edwards-Dashti, Chief Customer Officer, Harrington Starr

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Jonas Lornell and Nadia Edwards-Dashti.

Links:

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752. Insights: How does Big Tech shake up the payments industry?

Fri, 23 Jun 2023 07:00:00 -0000

Our expert hosts, David M. Brear, is joined by some great guests to ask "How does Big Tech shake up the payments industry?"

This week's guests include:

Alexandra Rivas-Gale, International Payments Product Lead, Clearbank
Jim McCarthy, EVP of Product & Sales, Thredd
Jorn Lambert, Chief Digital Officer, Mastercard

It’s often said that, with every new feature launch, Apple can wipe out 100+ startups trying to do the same thing. But actually the relationship between financial services and Big Tech is way more complicated than that!

Between partnerships, acquisitions, back-end processes, and public fallouts - there’s a lot of ways these two industries cross over and influence each other.

In this show, we’ve put together a panel of amazing experts to discuss: how the relationship has developed to date, the challenges in that relationship, and what the future looks like for Big Tech and the payments industry.

This episode is sponsored by Thredd

Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Alexandra Rivas-Gale, Jim McCarthy, and Jorn Lambert.

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751. Focus: Putting grain on the blockchain – with Eduardo Novillo Astrada, CEO of Agrotoken

Wed, 21 Jun 2023 07:00:00 -0000

In this episode, Benjamin Ensor sat down with Eduardo Novillo Astrada, CEO & Co-Founder, Agrotoken to continue exploring the question set out in our previous Focus episode: "How do agriculture and fintech collide in LatAm?”

Join us to hear about Agrotoken's approach to tokenising real-world assets, what this changes for farmers, and the importance of bartering to economy.

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Eduardo Novillo Astrada and Pamela Ceballos.

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750. News: Andreessen Horowitz lands in London and HSBC rebrands Silicon Valley Bank UK

Mon, 19 Jun 2023 07:00:00 -0000

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Andreessen Horowitz to open its first international office in London - 6:00
HSBC builds innovation division from the bones of collapsed SVB UK - 20:28
Citizens Bank and Wisetack announce partnership to expand embedded ‘pay over time’ solutions - 32:42
Nasdaq to buy financial software company Adenza in $10.5 billion cash-and-stock deal - 45:40
Desperate for dollars, Argentina just gave digital nomads another advantage over locals - 53:38
Oaknorth boss: Immigration barriers are threatening the UK’s fintech sector -56:00
Snoop Dogg's NFT tour pass lets fans 'travel the world' with him virtually - 57:45

This week's guests include:

Anna Irrera, Senior Editor, Crypto, Bloomberg News
Bobby Tzekin, CEO, Wisetack

This episode is sponsored by Thredd

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Anna Irrera and Bobby Tzekin.

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749. What is Anne Boden’s legacy in fintech? (rewind)

Fri, 16 Jun 2023 07:00:00 -0000

Our expert host, David M. Brear, is asking: "What is Anne Boden’s legacy in fintech?"

This week's guests include:

Anne Boden, CEO, Starling Bank

The fintech world has been rocked by the news that Starling Bank’s Founder and CEO, Anne Boden, is stepping back nine years after founding the company.

A self-described “5ft tall Welsh woman”, who started a challenger bank in her mid-50s, Boden has been one of the sector’s most passionate and vital voices for the last decade.

To give you a glimpse of that drive and determination, we are opening up the archives and we’re bringing you an interview from April 2020 on the 11:FS Breakfast Show.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guest: Anne Boden.

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748. News: Money20/20's biggest stories from Fabrick, Griffin, and more!

Mon, 12 Jun 2023 14:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the Money20/20 conference in Amsterdam!

We cover the following stories from the fintech and financial services space:

Open finance fintech Fabrick raises €40m, expands partnership with Mastercard - 6:30
Lucinity unveils generative AI-powered financial crime compliance copilot - 14:55
UK's newest bank Griffin secures £11m in funding round as it plots expansion - 27:15
Dutch fintech Klearly raises €2.1 million and officially launches its payments app in the Netherlands - 40.40
Our panel gives their highlights from Money20/20 - 49:10

This week's guests include:

Jimmy Fong, CCO, SEON
Katrina Beckwith, VP - Sales and Business Development, Episode Six
Paolo Zaccardi, Co-Founder & CEO, Fabrick

WIth soundclips from:

Adam Moulson, CCO, Griffin
Sam Koekoek, CEO And Co-Founder, Klearly

This episode is sponsored by Thredd

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Adam Moulson, Jimmy Fong, Katrina Beckwith, Paolo Zaccardi, and Sam Koekoek.

Links:

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747. Insights: How do we make back office payments processes sexy?’

Fri, 09 Jun 2023 07:00:00 -0000

Our expert hosts, David M. Brear, are joined by some great guests at Money20/20 to ask: "How do we make back office payments processes sexy?"

This week's guests include:

Ben Morfoot, Director of Product, GoCardless
Abid Mumtaz, Commercial Lead for Wise Platform, Wise

With soundclips from:

David Singleton, CTO, Stripe

We get it – the stuff that gets into consumer’s hands is bound to get the most attention from the wider world.

But, as certified fintech nerds, should we all be doing more to the bang the drum of the back-end of financial services - the oil in the machine that makes the whole thing operate?

In this show, our expert panel discusses: Why do the back-office processes often get overlooked? What are the biggest challenges to shining a light on this niche? Could AI make back-end payments a hot industry topic?

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Abid Mumtaz, Ben Morfoot, and David Singleton.

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746. Focus: How does agriculture and fintech collide in LatAm?

Wed, 07 Jun 2023 07:00:00 -0000

Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In this episode, we're looking at the relationship between agriculture and financial services in Latin America, the historical importance to economies across Latin America, and how this space is developing.

This week's guests include:

Pamela Ceballos, Senior. Director, Digital Partnerships, Fintech & Ventures, Visa
Etienne Gillard, Head of Ventures, Mana Tech
Juan Fantoni, CCO & Co-Founder, Pomelo

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Etienne Gillard, Juan Fantoni, and Pamela Ceballos.

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745. News: QED's new $925 million fintech war chest & Klarna fights to return to profit

Mon, 05 Jun 2023 14:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

QED closes on $925M to back fintech startups globally - 5:10
UK banks shortchanging savers with ‘measly’ rates, says Which? - 17:10
Klarna's losses halve as Swedish fintech predicts return to profit - 30:00
Plenty’s new wealth-building app targets couples blending finances - 39:45
Property fintech LendInvest sells £243m buy-to-let mortgage portfolio following financing deals - 49:50
HSBC opts for Innovation in rebranding of Silicon Valley Bank UK - 51:30
Amazon ditches Alexa’s celebrity voices and will issue refunds upon request - 53:30

This week's guests include:

Jason Mikula, Publisher, Fintech Business Weekly
Mike Carter, Head of Platform Lending, Innovate Finance

With soundclips from:

Emily Luk, CEO, Plenty

This episode is sponsored by Thredd

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Special Guests: Emily Luk, Jason Mikula, and Mike Carter.

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744. Insights: How NOT to build a bank - Part II

Fri, 02 Jun 2023 07:00:00 -0000

Our expert host, Ross Gallagher, is joined by some great guests to discuss how not to launch a bank!

This week's guests include:

David M. Brear, Group CEO, 11:FS
Ewan Silver, Group CTO, 11:FS
Kate Moody, Customer Strategy Director, 11:FS
Nas Ahmad, General Counsel, 11:FS

At 11:FS, we’ve launched products in different markets, continents, and economic conditions across the globe. But, we often see many of the same challenges popping up again and again.

So, we’re giving our experts the Tony Soprano treatment and inviting them to the podcasting therapy couch - to share the biggest hurdles to overcome when launching a product into the world.

This is the second part of a two-episode discussion. Last time we focussed on spinning up a product - this time, we’re looking at that all-important launch!

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Special Guests: Ewan Silver and Nas Ahmad.

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743. News: Revolut's banking licence in jeopardy and Anne Boden departs Starling Bank

Mon, 29 May 2023 07:00:00 -0000

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Bank of England plans to reject Revolut's bid for banking licence - 5:00
Brite Payments launches instant payments network - 17:20
Daylight, the LGBTQ+ neobank, calls it quits - 30:40
Fifth Third acquires Rize Money - 39:50
Jia, a blockchain-based lender of small businesses in emerging markets, raises $4.3 million seed - 50:30
Starling Bank chief Anne Boden to step down amid record profit - 53:40
Amazon's palm-scanning tech now lets you buy beer at a baseball game - 56:00

This week's guests include:

Lena Hackelöer, CEO, Brite Payments
Tom Bianco, Senior Vice President and General Manager of Embedded Payments, Fifth Third Bank

With soundclips from:

Anne Boden, CEO, Starling Bank
Zach Marks, Co-Founder, Jia

This episode is sponsored by Thredd

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Special Guests: Anne Boden, Lena Hackelöer, Tom Bianco, and Zach Marks.

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742. Insights: How NOT to build a bank - Part I

Fri, 26 May 2023 14:00:00 -0000

Our expert host, Ross, is joined by some great guests to discuss how not to build a bank!

At 11:FS, we have experience building financial services products all over the world, with differing budgets, scales, target demographics, and functions. But, we often see many of the same challenges popping up again and again.

Today we’re opening up the podcasting version of a rage room - to vent on the biggest hurdles to overcome when turning an idea from nothing into something.

This is the first part of a two-episode discussion - with today’s show looking at that initial stage from idea to spinning up a minimal viable product for market.

This week's guests include:

David M. Brear, Group CEO, 11:FS
Ewan Silver, Group CTO, 11:FS
Kate Moody, Customer Strategy Director, 11:FS
Nas Ahmad, General Counsel, 11:FS

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Ewan Silver and Nas Ahmad.

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741. Focus: How UX is fundamental to seamless money movement - with Surendra Chaplot, Global Head of Product at Wise

Wed, 24 May 2023 14:00:00 -0000

In this episode, David Barton-Grimley sat down with Surendra Chaplot, Global Head of Product at Wise to continue exploring the question set out in our previous Focus episode: "Will great UX keep European fintechs ahead of their competitors?"

Join us to hear Wise' approach to transparency in UX, the challenges in the space still to overcome, and what's next for Wise.

All of this, and so much more!

This episode is sponsored by Visa

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Send us your questions for the Fintech Insider Mailbag here

Special Guests: Emma Kerr and Surendra Chaplot.

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740. News: Smart raises $95 million while Robinhood sparks all-night trading fears

Mon, 22 May 2023 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

London pension fintech Smart gears up for deals after $95m funding injection - 5:00
Robinhood launching 24-Hour weekday stock trading - 17:45
Tiger Global looks to cash in part of $40bn portfolio of private companies - 28:40
M-KOPA snaps up $250M+ debt, equity for its asset financing platform - 37:50
More red faces at Revolut after boss accidentally hits the wrong phone button, sparking a probe - 46:55
ZestMoney founders resign in wake of failed sale - 48:55
George Osborne to chair Italian investment firm Lingotto - 51:00

This week's guests include:

Dan Barker, Chief Marketing Officer, Smart
Sophie Winwood, Investment Principal, Anthemis

This episode is sponsored by Thredd

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Special Guests: Dan Barker and Sophie Winwood.

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739. Insights: Could 'mortgages as a service' mark the future of homebuying?

Fri, 19 May 2023 14:00:00 -0000

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "Could 'mortgages as a service' mark the future of homebuying?"

This week's guests include:

Andrew Lloyd, Chief Customer Officer, Pexa UK
Ewan Silver, Group CTO, 11:FS
Francesca Carlesi, Co-Founder & CEO, Molo Finance

We see embedded finance and banking as a service (or BaaS) as one of the next big evolutions in financial services - whether that’s embedded lending, payments, or insurance.

But buying a house remains the biggest and most significant purchase of most people’s lifetimes - and the mortgage process remains a complete headache in most countries.

Could partnerships between fintechs, banks, and non-financial players – where mortgage services are embedded at the point of need - be the answer?

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Andrew Lloyd, Ewan Silver, and Francesca Carlesi.

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738. News: Skipton's no-deposit mortgage raises eyebrows and Apple banks a billion!

Mon, 15 May 2023 14:00:00 -0000

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Skipton launches deposit-free mortgage aimed at renters - 6:10
Apple attracts nearly $1 billion in deposits within a week of high yield savings account launch - 19:50
WhatsApp now allows Singapore-based users to pay businesses within the app - 32:10
French fintech Green-Got banks €5 million to grow its green banking platform in Europe - 42:05
SEC pays whistleblower $279mn in largest-ever award - 52:30
Music-related home insurance claims revealed as European nations gear up for Eurovision - 54:20

This week's guests include:

Dawei Wang, Head of Partnerships, Thunes
Urvashi Barooah, Principal, Redpoint Ventures

This episode is sponsored by Thredd

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Special Guests: Dawei Wang and Urvashi Barooah.

Links:

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737. Insights: Is the future of KYC truly digital?

Fri, 12 May 2023 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to discuss: "Will the future of KYC be truly digital?"

This week's guests include:

Emma Lindley, Managing Director International Expansion, CAF / Co-founder and Chair, Women in Identity
Joe Robinson, Co-founder & CEO, Hummingbird
Will Jones, Executive Creative Director, 11:FS

As banking technology evolves, so too must the methods for verifying who customers are and keeping them safe.

Financial services is embracing new technology, but some are still lagging behind and putting their institutions at risk.

Know Your Customer (KYC) doesn’t have a single, one-size-fits-all definition. Different geographies have different anti-money laundering (AML) legislation, and even within the legislation there’s different ways to apply KYC processes within your products and services.

In this episode, we look look at the trends, approaches, regulations, and other changes that will shape the future of banking and KYC globally.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Emma Lindley, Joe Robinson, and Will Jones.

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736. Focus: Will great UX keep European fintechs ahead of their competitors?

Wed, 10 May 2023 14:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In this episode, we're looking at how great UX spurred on a whole generation of fintechs in Europe, how the banks have fought to catch up, and what the move of Big Tech into this space means for the future of financial services.

This week's guests include:

Emma Kerr, SVP - Strategic Partnerships - Europe, Visa
Axel Cateland, CEO, Spendesk Finanical Services
Vasily Starostenko, Head of Product, Revolut

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Axel Cateland, Emma Kerr, and Vasily Starostenko.

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735. News: JP Morgan swoops in for First Republic, while Revolut takes on Nubank

Mon, 08 May 2023 14:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by a great guest to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

First Republic: JP Morgan snaps up major US bank - 4:00
Revolut takes on Nubank with Brazil launch and LatAm push - 13:55
An investment fund created by ChatGPT is “smashing” the UK’s top 10 most popular funds - 23:50
Australian gamblers to be banned from using credit cards for online betting - 33:35
Microsoft teams up with Stripe, GoDaddy and PayPal for in-meeting payments - 35:18
Microscopic monarch names etched on to coronation coin - 37:40

This week's guests include:

Anita Ramaswamy, Columnist, Reuters Breakingviews

This episode is sponsored by Thredd

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Anita Ramaswamy.

Links:

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734: Insights: How important is trust to financial services in 2023?

Fri, 05 May 2023 14:00:00 -0000

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "How important is trust to financial services in 2023?"

This week's guests include:

Barb MacLean, SVP, Head of Technology Operations and Implementation, Coastal Community Bank
Cinthia Merlos, Co-Founder, Vexi
Mark Mullen, CEO, Atom

Trust is often considered to be the most important currency a financial institution can hold - but how it’s earned, how it’s lost, or even how it’s defined is much more difficult to determine.

In this show, we’ve put together a panel of amazing experts to discuss: how financial services players gain trust, how it is lost, and does trust still matter?

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Barb MacLean, Cinthia Merlos, and Mark Mullen.

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733. Super.com raises $85M and First Republic scrambles to be saved

Mon, 01 May 2023 14:00:00 -0000

Kate Moody, Customer Strategy Director at 11:FS is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Sophie Guibaud, Co-Founder and Chief Commercial & Growth Officer, Fiat Republic and Co Author of the Embedded Finance Book: When Payments Become An Experienc
Hussein Fazal, CEO, Super.com
Tui Allen, VP of Product at Ampla

We cover the following stories from the fintech and financial services space:

Super.com raises $85m for savings super app
Could First Republic be the next SVB? -
Shopify launches eCommerce payments tool with help from Israeli fintech Melio
More Banks Join European Instant Payments Pilot From End 2023
Klarna unveils AI-powered personalised shopping feed

This episode is sponsored by Thredd

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Hussein Fazal, Sophie Guibaud, and Tui Allen.

Links:

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732. Insights: Is the future of SME banking specialisation?

Fri, 28 Apr 2023 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Is the future of SME banking specialisation?”

This week's guests include:

Atif Siddiqi, Founder/CEO, Branch
Lara Gilman, Head of New Ventures, Iwoca
Peter Beckman, CEO, Treyd

Whether you prefer the abbreviation ‘SME’ or ‘SMB’ - the truth is that there is a vast collection of businesses wrapped up in those three letters.

The World Economic Forum estimates that 90% of businesses globally can be categorised as SMEs. That’s a lot of businesses to cover with the same financial services offerings - so maybe it’s time to specialise!

Our panel discuss: an overview of how SME banking works today, the challenges of serving small business niches, and whether the future will see more niche-focused products

This episode is sponsored by Blinkist

The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Atif Siddiqi, Lara Gilman , and Peter Beckman.

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731. Focus: International expansion and the importance of local, with Pranav Sood, GM, EMEA at Airwallex

Wed, 26 Apr 2023 14:00:00 -0000

In the newest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.

In this episode, David Barton-Grimley sat down with Pranav Sood, GM, EMEA at Airwallex to continue exploring the question set out in our previous Focus episode: “Can APAC’s travel sector spur on its financial services one?”

Join us to find out how Airwallex's APAC roots helped them expand their business, how customer expectations have changed in the past few years, and what key challenbges and issues are being tackled right now in this space.

All of this, and so much more!

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guest: Pranav Sood.

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730. News: Is Apple a fintech now?

Mon, 24 Apr 2023 14:15:00 -0000

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Nilixa Devlukia, Chair, Open Finance Association
Tim Chong, Co-Founder and CEO, Yonder

With soundclips from:

Alvaro Castillo, Innovation Manager, Caixabank

We cover the following stories from the fintech and financial services space:

Apple launches high-yield savings account with Goldman in payments push 6:57
Open banking boost as UK regulators vow to support innovation and consumer protection 20:12
Credit card challenger Yonder scores £62.5m Series A 36:15
CaixaBank rolls out metaverse initiative to promote sustainability 49:45
Actor Ryan Reynolds adds payments company Nuvei to portfolio of business interests 58:08
Game of Thrones stars challenge big banks over fossil fuel links 1:00:40

This episode is sponsored by Blinkist

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alvaro Castillo, Nilixa Devlukia, and Tim Chong.

Links:

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729. Insights: How do community banks stay relevant in 2023?

Fri, 21 Apr 2023 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to discuss: "How do community banks stay relevant in 2023?"

This week's guests include:

Rohit Mathur, Head, Bridge built by Citi
Josh Williams, Chief Banking Officer, Seattle Bank

Community banks, as a concept, are everything customers often say they want from a financial institution. But, between 2000 and 2020, the total number of community banks in America decreased from over 8,300 to 4,277. That’s a steep decline even as banking generally has become more consolidated and globalised.

In this show, we've put together a panel to discuss: what is the role of community banks in 2023, the challenges and opportunites of innovation, and what the future may look like for these institutions dating back to the 1800s.

This episode is sponsored by Blinkist

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Josh Williams and Rohit Mathur.

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728. News: FCA enlists Love Island star while Visa connects Venmo and PayPal users

Mon, 17 Apr 2023 14:00:00 -0000

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Love Island's Sharon Gaffka teams up with FCA in clampdown on 'get rich quick' schemes promoted by influencers - 6:00
Verto claims a quarter of SVB customers operating in Africa are opening accounts on its platform - 18:25
Visa partners PayPal for interoperable P2P payments - 32:45
India’s plan to export its wildly successful digital payments system - 44:10
Molo launches 24-hour ‘Rapid Remortgage’ - 52:30
bunq applies for US banking licence - 53:50
Dumb phones are on the rise in the U.S. as Gen Z looks to limit screen time - 55:00

This week's guests include:

Anthony Oduu, Co-Founder, Verto
Kate Drew, Director of Research, CCG Catalyst

This episode is sponsored by Global Processing Services

At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats. With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner.

Find out more at www.globalprocessing.com/fraudmanagement

This episode is sponsored by Blinkist

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Special Guests: Anthony Oduu and Kate Drew.

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727. Insights: Is debt the last taboo of financial services?

Fri, 14 Apr 2023 14:00:00 -0000

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Is debt the last taboo of financial services?”

This week's guests include:

Karen Andres, Director, Policy & Market Solutions, Aspen Institute
Neil Costello, UK Marketing Director, Lowell
Siamac Rezaiezadeh, VP of Product Marketing and Insight, GoCardless

As an industry, we can talk endlessly about positive user journeys and financial enrichment. But, when it comes to the tough topics it’s a little more challenging to open up.

No topic seems more taboo for the financial services industry than debt. But with people in the UK owing £1.8 billion in 2023 and millions of Americans currently carrying some form of debt – this is a subject far too important to ignore.

We’ve put together a panel of amazing experts to discuss why debt is such a taboo subject, how to help people avoid unworkable debt, and how we improve the debt collection process.

This episode is sponsored by Blinkist

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Karen Andres, Neil Costello, and Siamac Rezeaizadeh.

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726. Focus: Can APAC’s travel sector spur on its financial services?

Wed, 12 Apr 2023 14:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In this episode, we're looking at how lockdowns impacted the Asia Pacific's travel sector, how fintechs pivoted during that time, and how things look as the region is opening up again.

This week's guests include:

Matthew Wood, Head of Digital and Fintech Partnerships, Asia Pacific, Visa
Caecilia Chu, Co-Founder and CEO, YouTrip
Matt Baxby, Australia and APAC Lead, Revolut

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Caecilia Chu, Matt Baxby, and Matthew Wood.

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725. News: Has Apple missed the Buy Now Pay Later boom?

Mon, 10 Apr 2023 14:00:00 -0000

Our expert host, Ross Gallagher, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Crowdcube and Octopus Investments are opening up retail investments in a new partnership - 5:20
Apple Pay Later is finally launching - 16:35
Investing app Acorns acquires kid-focused fintech GoHenry to expand in Europe - 28:50
The Meltdown of a Gay Bank: What went wrong when an LGBTQ+ start-up set out to disrupt finance - 41:15
Twitter changes logo to Dogecoin cryptocurrency image in apparent late April fool’s day gag - 43:00

This week's guests include:

Jason Mikula, Publisher, Fintech Business Weekly
Jonathan Keeling, Chief Growth Officer, Crowdcube
Polly Jean Harrison, Features Editor, The Fintech Times

With soundclips from:

Louise Hill, Co-founder & Chief Operating Officer, GoHenry

This episode is sponsored by Global Processing Services

Find out more at www.globalprocessing.com/fraudmanagement

This episode is sponsored by Blinkist

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Jason Mikula, Jonathan Keeling, Louise Hill, and Polly Jean Harrison.

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724. Insights: Are SMEs being served globally?

Fri, 07 Apr 2023 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Are SMEs being served globally?”

This week's guests include:

Bruno Diniz, Co-Founder, Spiralem
Dani Lima, Executive VP of Infrastructure , Novo
Rob Pearce, Technical Advisor - CEO's Office, OakNorth
Said Murad, Partner, Global Ventures

No matter where you’re tuning in from - at some point, you’re likely to have heard that independent small businesses are the backbone of your economy.

But to date, that backbone of entrepreneurs and small business owners has often lacked the proper support needed from financial services.

According to the World Economic Forum, 67% of small and mid-sized companies globally are fighting for survival.

Our panel of experts discuss: the banking options for SMEs globally, the challenges across markets, and what could the future be in this space.

This episode is sponsored by Blinkist

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Send us your questions for the Fintech Insider Mailbag here

Special Guests: Bruno DIniz, Dani Lima, Rob Pearce, and Said Murad.

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723. News: After Dark: Silicon Valley Bank bought by US rival and Klarna embraces ChatGPT

Mon, 03 Apr 2023 14:00:00 -0000

Live on stage at our recent After Dark: London Calling event, in association with GPS.

Our expert hosts, David M. Bear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Silicon Valley Bank: Collapsed US lender bought by rival - 5:10
Klarna plugs ChatGPT into its platform for faster product recommendations - 14:20
Latitude Financial customers frustrated after millions of personal records stolen in cyber attack - 28:50
Fintech Higher or Lower - 40:30

This week's guests include:

Charlotte Crosswell, Chair, CFIT
Saira Khan, Head of Innovation & Partnerships, First Direct Bank

This episode is sponsored by Global Processing Services

Find out more at www.globalprocessing.com/fraudmanagement

This episode is sponsored by Blinkist

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Charlotte Crosswell and Saira Khan.

Links:

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722. Insights: How do you choose the right investment path for your business?

Fri, 31 Mar 2023 14:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to ask: "How do you choose the right investment path for your business?"

This week's guests include:

David T Frank, CEO & Founder, Stonehaven LLC
Joshuah Lebacq, Director at NA Ventures, National Bank Of Canada
Ruth Foxe Blader, Partner, Anthemis

Investment has been the rocket fuel in the jetpack of fintech’s success to date.

But it might be time for fintechs to think strategically about where and who signs the cheques which help them to grow.

So, in this show, we’ve put together a panel of amazing experts to discuss how investment looks in 2023, how to choose the right path, and how investors maintain a relationship.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: David T Frank, Joshuah Lebacq, and Ruth Foxe-Blader.

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721. Focus: Building financial inclusion for seven generations, with Amber Buker, CEO of Totem

Wed, 29 Mar 2023 12:15:00 -0000

In this episode, David Barton-Grimley sat down with Amber Buker, CEO of Totem to continue exploring the question set out in our previous Focus episode: “What does effective financial inclusion look like in the USA?”

Join us to find out what the biggest hurdles to financial inclusion in North America overall right now are, what financial _exclusion _looks like and how we can change that, and how to make a real change in banking the unbanked in the US.

All of this, and so much more!

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Amber Buker and Erin Pursell.

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720. News: UBS snaps up Credit Suisse, while Stripe breaks the down round stigma

Mon, 27 Mar 2023 14:00:00 -0000

Our expert hosts, Ross Gallagher and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

UBS is buying Credit Suisse in bid to halt banking crisis - 4:55
FCA warns payment firms over ‘unacceptable risk of harm to customers’ - 17:40
Stripe now valued at $50B following $6.5B raise - 33:10
Final Tech Nation report: What UK tech needs to quadruple in value - 44:00
Fintech startups race to serve LatAm founders left behind by SVB - 52:20
DIGISEQ taps Curve to bring passive wearable payments to Europe - 55:30
JPMorgan Chase thought it had $1.3 million worth of nickel stored in a warehouse. A closer examination revealed bags of stones - 57:00

This week's guests include:

Luke Massie, Founder and CEO, VibePay
Sarah Kocianski , Independent Fintech Consultant

With soundclips from:

Dr. George Windsor, Data and Research Director, Tech Nation
Bernardo Brites, CEO & Co-Founder, Trace Finance

This episode is sponsored by Global Processing Services

Find out more at www.globalprocessing.com/fraudmanagement

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Bernardo Brites, George Windsor, Luke Massie, and Sarah Kocianski.

Links:

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719. Insights: Is FinOps the key to ride out the economic storm?

Fri, 24 Mar 2023 15:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to ask: "Is FinOps the key to ride out the economic storm?”

This week's guests include:

Ewan Silver, Group CTO, 11:FS
Stathis Onasoglou, Principal Architect, Google
Regina Lau, Chief Financial Officer, Weavr

Fintechs and the wider financial services are currently in a stress test - with all sorts of costs suddenly being put under scrutiny.

Cloud-based services can be one cost put under the microscope – but would it be wise to move away from a system that made the fintech revolution possible in the first place?

We’ve put together a panel of amazing experts to give an overview of the cloud and FInOps today, how the industry faces into this current downturn, what the future looks like…with or without cloud-based services.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Ewan Silver, Regina Lau, and Stathis Onasoglou.

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718. News: The ultimate Silicon Valley Bank explainer

Mon, 20 Mar 2023 15:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Silicon Valley Bank closed by regulators, FDIC takes control - 4:55
HSBC buys Silicon Valley Bank's UK unit for £1 in rescue deal - 18:30
Under legal threat from GOP lawmakers, Mastercard and Visa pause plan to track gun sales - 31:10
Iwoca introduces open banking-powered instant decisions for SME loans - 41:00
Central Bank of Nigeria publishes open banking guidelines - 50:20
Mexican unicorn Clara bags $90 million in debt financing amid expansion - 51:40
London Stock Exchange calls on Logan Roy to rally the markets - 53:30

This week's guests include:

Alex Johnson, Creator, Fintech Takes
Mike Carter, Head of Platform Lending, Innovate Finance

With soundclips from:

Harry Cranfield, Partner Channel Manager, Iwoca

This episode is sponsored by Global Processing Services

At Global Processing Services – the expert partner in issuer processing – they take your security seriously.
Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats.

With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner.

Find out more at www.globalprocessing.com/fraudmanagement

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Alex Johnson, Harry Cranfield, and Mike Carter.

Links:

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717. Insights: Why should governments embrace new payment technologies?

Fri, 17 Mar 2023 15:00:00 -0000

Our expert hosts, David M. Brear and Mauricio Magaldi, are joined by some great guests to ask: "Why should governments embrace new payment technologies?”

This week's guests include:

Chris Holmes, Baron Holmes of Richmond
Janay Eyo, Director of Financial Policy, Chamber of Progress

Innovation can often move a lot faster than the bureaucracy - and sometimes that’s a good thing when it comes to risk and regulation.

But with payments technology growing, evolving, and offering solutions to some of the world’s big problems - is it time for governments globally to catch up?

Our amazing panel discuss how governments and payments technology work together, the potential solutions from blockchain, and how the future of payments will shape the future of our biggest economies.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Get your tickets for our next After Dark here

Special Guests: Chris Holmes, Janay Eyo, and Mauricio Magaldi.

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716. Focus: What does effective financial inclusion look like in the USA?

Wed, 15 Mar 2023 15:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

This week's guests include:

Erin Pursell, Vice President, North America Fintech, New Business Development, Visa
Sheena Allen, Founder, Capway

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Get your tickets for our next After Dark here

Special Guests: Erin Pursell and Sheena Allen.

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715. News: Abound raises $601m for AI lending and Griffin levels up with banking licence

Mon, 13 Mar 2023 14:00:00 -0000

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Open banking startup Abound nabs $601M to supercharge its AI-based consumer lending platform - 5:35
BaaS platform Griffin secures UK banking licence with restrictions - 16:05
Woman, 91, loses account and pension after Barclays declares her dead - 30:25
Western Union turns to MFS to expand global money transfers - 42:38
Your Juno partners with Wealthify to bring financial education to women and non-binary people - 52:10
Metro Bank stores are safe spaces for domestic abuse victims - 54:00
People are posting their failed Monzo applications on TikTok - 57:30

This week's guests include:

Michelle He, Co-Founder and COO, Abound
David Jarvis, CEO, Griffin

With soundclips from:

Kumar Shourav, Managing Director - MTOs, MFS Africa
Anna Decoudu, Lending Director - Consumer Finance, RateSetter/Metro Bank

If you enjoyed this episode, don't forget to subscribe and please leave a review

Get your tickets for our next After Dark here

Special Guests: Anna Decoudu, David Jarvis, Kumar Shourav, and Michelle He.

Links:

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714. Insights: Has financial services only been built for half the population?

Fri, 10 Mar 2023 15:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to ask: "Has financial services only been built for half the population?"

This week's guests include:

Alexia de Broglie, Co-Founder, Juno
Becky George-David, Executive Director - Product, JP Morgan Chase
Daniela Raffel, Vice President, Dawn Capital

In the same week as International Women’s Day, we’re taking the time to look at the impact of a financial services system traditionally dominated by men.

But these conversations are not just for one day, or one week, per year. This is a conversation the industry has to have with itself on a regular basis in order to push through any real change.

We’ve put together a panel of amazing experts to discuss how financial services products been shaped so far, the impact of gender at the very top of businesses, the future of a more equitable industry.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Alexia de Broglie, Becky George-David, and Daniela Raffel.

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713. News: JP Morgan bans ChatGPT, while female founders are on the rise

Mon, 06 Mar 2023 15:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Record 150,000 new firms founded by women last year, Natwest report reveals - 5:16
JP Morgan restricts staff from using AI bot ChatGPT - 16:40
French bank BNP Paribas sued by NGOs over Amazon deforestation link - 29:55
Sequoia and Andreessen Horowitz invested more in fintech than any other sector in 2022 - 39:15
Nigeria's cash crisis provides boon for fintech and mobile money operators, Fitch reports - 49:29
Klarna announces $1 billion losses while Revolut declares first annual profitability - 53:25
Real estate influencers spark heated debate after arguing tenants should tip landlords - 55:50

This week's guests include:

Lena Hackelöer, CEO & Founder, Brite Payment
Mary Agbesanwa, Fintech Growth Lead, Seccl
Ruth Foxe Blader, Partner, Anthemis

With soundclips from:

Jay Alabraba, Co-Founder and Director of Business Development, Paga

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Jay Alabraba, Lena Hackelöer, Mary Agbesanwa, and Ruth Foxe-Blader.

Links:

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712. Insights: How does embedded finance make money?

Fri, 03 Mar 2023 15:00:00 -0000

Our expert host, David Barton-Grimley, is joined by some great guests to ask: "“How does embedded finance make money?”

This week's guests include:

Tui Allen, Vice President of Product, Ampla
Sophie Guibaud, Co-Founder and Chief Commercial & Growth Officer, Fiat Republic
Nadya Hijazi, Global Head of Wholesale Digital Channels, HSBC

Embedded finance has the ability to bring financial inclusion to those previously excluded and provide genuinely helpful services at the point of need.

But, revenue is important to making sure that embedded finance is a sustainable option.

In this week's show we're looking at how you set up an embedded finance partnership, how to make it successful, and how do you make it profitable.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Nadya Hijazi, Sophie Guibaud, and Tui Allen.

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711. Focus: Using Super Apps to help create new economies, with Sitoyo Lopokoiyit, CEO of M-Pesa

Wed, 01 Mar 2023 15:00:00 -0000

In this episode, David Barton-Grimley sat down with Sitoyo Lopokoiyit, CEO of M-Pesa to continue exploring the question set out in our previous Focus episode: What is stopping Super Apps from succeeding outside Asia?

Join us to find out what particular needs the African market has for a Super App and how strong is the appetite from customers, if the number of founders and companies looking to build one has grown in the past couple of years, and if 2023 is the year of Super Apps.

All of this, and so much more!

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guest: Sitoyo Lopokoiyit.

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710. News: Revolut tops app downloads – but is Chase coming for the crown?

Mon, 27 Feb 2023 15:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Digital bank Vexi raises millions to offer young Mexicans lower interest rate credit cards - 5:50
Gig workers denied equal opportunity to financial services - 20:00
Welcome to the bank branch where you can’t even deposit cash - 35:30
Which European banking app is winning the race for customers? - 44:10
Co-operative Bank turns corner with bid for £650m Sainsbury’s Bank mortgage book - 50:50
Digital bank Bunq hits profitability - 52:35
BMO bank no longer has a den for Hubert the Harris Lion - 54:20

This week's guests include:

Ali Hamriti, Co-Founder & CEO, Rollee
Cinthia Merlos, Co-Founder and COO, Vexi

If you enjoyed this episode, don't forget to subscribe and please leave a review

Get your tickets to our next After Dark here

Special Guests: Ali Hamriti and Cinthia Merlos.

Links:

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709. Insights: How does financial services make it all about the customer?

Fri, 24 Feb 2023 15:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to ask: "How does financial services make it all about the customer?"

This week's guests include:

Diego Zaks, Head Of Design, Ramp
Peter Collingridge, EMEA Head, D10x, Citi
Will Jones, Executive Creative Director, 11:FS

No matter what variation of fintech, financial service, bank, B2B, or B2C that you’re building or growing – there’s always the all-important end user.

While we may think that’s a given, many businesses get lost in other things which mean they often forget this key principle.

So, in this show, we’ve put together a panel of amazing experts to discuss: what customer centric design is and how it's implemented, the challenges of the jobs-to-be-done framework, and what this looks like in the future.

This episode is sponsored by ComplyAdvantage

ComplyAdvantage’s 2023 State of Financial Crime report is built on a global survey of 800 senior compliance professionals. It’s a clear-eyed look at how the financial services industry is preparing for the year ahead.

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Get your tickets to our next After Dark here

Special Guests: Diego Zaks, Peter Collingridge, and Will Jones.

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708. News: Is Buy Now Pay Later regulation finally happening?

Mon, 20 Feb 2023 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

US fintech unicorn Alloy launches in UK - 5:10
Britain sets out legislation to regulate buy-now-pay-later credit - 16:20
RBC buys AI-powered real-estate company OJO Canada - 30:50
US fintech FIS to spin off Worldpay payments business - 41:15
Natwest: Pensions fintech bought by bank in £144m deal which will ‘shake up savings’ - 49:00
Revolut launches donations page to support victims of the recent earthquakes in Türkiye and Syria - 51:10
Banker CIBC doesn't want couples to sugarcoat financial discussions this Valentine's Day - 53:20

This week's guests include:

Edwina Johnson, Head Of Global, Alloy
Douglas Soltys, Editor-in-Chief, BetaKit
Alex Marsh, Head of UK, Klarna

This episode is sponsored by ComplyAdvantage

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alex Marsh, Douglas Soltys, and Edwina Johnson .

Links:

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707. Insights: Would you buy a home through a Super App?

Fri, 17 Feb 2023 15:00:00 -0000

Our expert hosts, David Barton-Grimley, is joined by some great guests to ask: "Would you buy your home through a Super App?"

This week's guests include:

Justin Herlick, CEO and Co-founder, Pine
Maria Harris, Director, Digital Cat Consultancy
Vadim Toader, CEO & Co-founder, Proportunity

No matter where you’re listening to this podcast - the steps to buying a home is an administrative nightmare!

From estate agents, to mortgage advisors, to solicitors, to service providers – there's so many parties you have to corral just to get that key to your new home.

Surely a super app, a series of mini-apps all in one central application, could smooth out this process completely?

In this epsiode we discuss how fragmented the homebuying process is right now, how a homebuying Super App could work , and what the challenges might be.

This episode is sponsored by ComplyAdvantage

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Justin Herlick, Maria Harris, and Vadim Toader.

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706. Focus: What's stopping Super Apps from succeeding outside Asia?

Wed, 15 Feb 2023 15:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In this episode, we set the scene on Super Apps so far, the possibilities on offer, and the challenges of creating a 'true' Super App outside of Asia.

This week's guests include:

Alex McCrea, Head of CEMEA Fintech Partnerships, VIsa
Madiha Sattar, VP, Careem Pay
Waleed Sadek, Founder and CEO, PaySky

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Alex McCrea, Madiha Sattar, and Waleed Sadek.

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705. News: Monzo has their U2 moment and Africa's newest fintech unicorn crowned

Mon, 13 Feb 2023 15:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Ahmed Mohsen, Chief Technology Officer, MNT-Halan
Christer Holloman, Founder, Divido
Kate Drew, Director of Research, CCG Catalyst

With soundclips from:

Clare Gambardella, Chief Customer Officer, Zopa

We cover the following stories from the fintech and financial services space:

Monzo automatically opts in customers for Plus feature trial - 4:45
Egypt's MNT-Halan is Africa's newest unicorn - 16:00
75% of LGBTQ+ startup founders hide their identity from investors, UK survey finds - 28:05
BNPL Openpay goes under as creditors chase debts - 37:55
Zopa secures £75m to kick off 2023 M&A - 47:50
HSBC staff get a uniform of jumpsuits and jeans - 50:30

This episode is sponsored by ComplyAdvantage

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Ahmed Mohsen, Christer Holloman, Clare Gambardella, and Kate Drew.

Links:

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704. Insights: How will financial crime evolve in 2023?

Fri, 10 Feb 2023 15:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to ask: "how will financial crime evolve in 2023?"

We can’t predict the crimes of the future - but experts do incredible work to keep on top of growing practices in financial crime and money laundering in the hope of keeping businesses, finances, and people safe.

In today's episode, in association with ComplyAdvantage, we're looking at how 2023’s economic landscape impact financial crime, what emerging trends is the industry seeing, and what innovations are helping AML, compliance, and financial crime players keep up with the challenges.

This week's guests include:

Iain Armstrong, Regulatory Affairs Practice Lead, ComplyAdvantage
Jessica Cath, Head of Financial Crime Project Delivery, Fintrail

This episode is sponsored by ComplyAdvantage

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Iain Armstrong and Jessica Cath.

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703. News: UK Government pulls plug on Tech Nation while Stripe sets deadline for IPO

Mon, 06 Feb 2023 15:00:00 -0000

Our expert hosts, Ross Gallagher and Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Tom Renwick, Head of Business Lending, Atom Bank
Douglas Mackenzie, Chief Content Officer, Fintech Finance

With soundclips from:

Gerard Grech, CEO, Tech Nation
Gabby MacSweeney, Head of Communications & Public Policy, Codat

We cover the following stories from the fintech and financial services space:

Tech Nation shutting down as UK government controversially pulls key funding - 4:25
Oaknorth and Atom Bank call on Grant Shapps to boost lending to small businesses - 16:50
Stripe tells employees it will decide on an IPO within the next year - 31:25
Republicans vow to probe US banks and asset managers’ ‘ESG agenda’ in Congress - 41:10
Monzo revenues surge more than twofold, putting it on track for 2023 profitability - 52:00
Ashley's Frasers Group set to roll out buy-now pay-later product - 53:50
Michigan boy, 6, spends $1k on Grubhub: ‘Doorbell just kept ringing, cars kept coming’ - 55:10

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Douglas Mackenzie, Gabby MacSweeney, Gerard Grech, and Tom Renwick.

Links:

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702. Insights: Why parents need better financial services

Fri, 03 Feb 2023 15:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to ask: 'Do parents need better financial services?'

Growing families have previously been considered as baked into the fabric of joint accounts and wealth management - but there’s actually a lot of gaps in which new players are looking to address the needs of new parents directly.

Like the children themselves, this industry is very much still in its infancy.

So, in this show, we’ve put together a panel of experts to discuss what the market looks like today for new parents, what the biggest challenges are stopping this niche from becoming bigger, and what we hope to see in the future.

This week's guests include:

Sara Mauskopf, CEO & Co-Founder, Winnie
Jacklyn Rome, Founder & CEO, Onward
Youssef Darwich, Co-Founder, Nosso

This episode is sponsored by Amplitude

In today's volatile market, financial services companies that want to thrive must prioritize customer loyalty and engagement. Amplitude, the number one self-service digital analytics platform, helps teams identify key drivers of retention and opportunities for improvement. With Amplitude's insights, you can build your product to increase transactions, retain customers, and grow loyalty. To succeed in today's market, visit Amplitude.com.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Jacklyn Rome, Sara Mauskopf, and Youssef Darwich.

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701. Focus: The power of Open Finance lies in open data, with Samantha Seaton, CEO of Moneyhub

Wed, 01 Feb 2023 15:00:00 -0000

Our expert host, David Barton-Grimley, Global Strategy Director - Embedded Financial Services here at 11:FS, is joined by a fantastic guest to continue the deep-dive into the question posed by David M. Brear and Visa's Dan Roesbery in the inaugural episode of this new Fintech Insider strand: "Can Open Finance ever be truly global?"

In this second instalment of Fintech Insider Focus (catch up on the first episode here), in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.

In this episode, we continue our journey with Samantha Seaton, CEO of Moneyhub, to explore what Open Finance allows companies to do now that wasn’t possible before, the power of open data, how can open data and finance impact people’s lives, and Moneyhub's future plans when it comes to operating globally. All of this, and so much more!

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Dan Roesbery and Samantha Seaton.

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700. News: America's big banks team up to take on PayPal

Mon, 30 Jan 2023 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Collin Galster, VP - International, Nova Credit/Non-Executive Director, Nova Credit UK
Umer Suleman, Global Head of Risk, Wahed Invest

With soundclips from:

Mauricio Magaldi, Global Strategy Director of Crypto, 11:FS

We cover the following stories from the fintech and financial services space:

Nova Credit becomes UK’s first cross-border credit reference provider - 5.25
Aramco-backed fintech opens bank branch in London to help Muslims invest - 17.20
US banks plan payment wallet to compete with PayPal, Apple Pay - 28:45
Brazil and Argentina to discuss common currency - 40:55
Keyzy raises £3m to help first-time buyers get a leg up on the property ladder- 48:40
India's PhonePe tops $12bn valuation in new funding - 50:25
Fintech Insider mailbag - 52:00

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Collin Galster, Mauricio Magaldi, and Umer Suleman.

Links:

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699. Insights: What will define the user experience in financial services this year?

Fri, 27 Jan 2023 15:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to ask: "What will define the user experience in financial services this year?"

No matter how amazing your financial services product may be, if the UX isn’t up to scratch, then no one is going to find out.

But there’s no set-in-stone rules for these journeys and experiences, and there’s many external factors which may shape a product from one year to the next.

So what were the successes of 2022, what were the challenges of the last twelve months, and what do we predict will dominate user experiences in 2023?

This week's guests include:

Lindsey Kistler, Product Director - Pulse, 11:FS
Jasper Martens, CMO, PensionBee
Kristen Anderson, Founder and CEO, Catch

This episode is sponsored by Amplitude

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Special Guests: Jasper Martens and Kristen Anderson.

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698. News: How Apple Card cost Goldman Sachs billions

Mon, 23 Jan 2023 15:00:00 -0000

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Irina Chuchkina, Chief Marketing Officer, Thunes
Natasha Jones, Early-Stage Investor, Octopus Ventures

We cover the following stories from the fintech and financial services space:

Apple Card has cost Goldman Sachs over $1bn in losses - 5:00
Cashed-up banks ready to buy UK fintech firms on the cheap in 2023, says VC chief - 18:20
Women pass 40% mark on European financial services boards but hurdles remain - 31:15
US tech firms are replacing workers with cheaper talent in Latin America - 42:00
Revolut is assembling a new team to address its workplace culture - 50:10
Amazon to widely launch 'Buy with Prime', says offering improved merchant sales - 51:50
Keep cake away from office, suggests food watchdog head - 54:25

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: David Barton-Grimley, Irina Chuchkina, and Natasha Jones.

Links:

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697. Insights: Will social media banks ever take off?

Fri, 20 Jan 2023 15:00:00 -0000

Our expert host, Nicole Perry, is joined by some great guests to discuss the potential of social media networks becoming banks.

At the end of 2022, Elon Musk held a meeting with Twitter employees laying out plans to turn the social network into a bank - complete with a high-yield money market account, debit cards, checks, and loans.

Musk is not the first social media mogul to see the power of combining banking and social networks – but, to date, that melding of likes and filters with APIs and KYC has proved difficult in many markets.

So how have these two worlds collided so far, what is stopping social media banks from happening, and what could happen in the future?

This week's guests include:

Ross Gallagher, Manager, 11:FS
Jason Mikula, Publisher, Fintech Business Weekly
Nik Milanović, Editor, This Week in Fintech

This episode is sponsored by Amplitude

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Jason Mikula and Nik Milanović.

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696. Focus: Can Open Finance ever be truly global?

Wed, 18 Jan 2023 15:00:00 -0000

Our expert host, David M. Bear, is joined by some great guests to get deep-dive into the question: "Can Open Finance ever be truly global?"

In this new strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.

In this episode, we set the scene on the journey from Open Banking to Open Finance to date, then our panel break down the challenges and opportunities for a truly global system.

This week's guests include:

Dan Roesbery, Global Fintech Partnerships Lead, Visa
Andrew Norman, Senior Engineer Lead for UK and Europe, Wise
Matt West, Vice President Strategic Accounts & New Markets, MX

This episode is sponsored by Visa

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Special Guests: Andrew Norman, Dan Roesbery, and Matt West.

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695. News: Flutterwave vies for Railsr and NALA expands into Europe

Mon, 16 Jan 2023 15:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Benjamin Fernandes, CEO, NALA
Charlie Conchie, Investment Editor, City AM
Wiza Jalakasi, VP of Global Merchant Business, Chipper Cash

With soundclips from:

Tom Burton, Director of External Affairs and Public Policy, GoCardless

We cover the following stories from the fintech and financial services space:

African payments giant Flutterwave vies to buy British fintech Railsr - 4:15
NALA expands into Europe to enable cross border payments - 16:40
UK fintech funding tumbles amid global slowdown, but London remains well ahead of global rivals - 30:15
Jack Ma to give up control of fintech giant Ant Group - 41:40
Visa and Enfuce pilot prepaid cards for refugees in France - 49:15
Open Banking turns five! - 50:50
YouTube star Logan Paul apologises for CryptoZoo project failure - 55:00

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Special Guests: Benjamin Fernandes , Charlie Conchie , Tom Burton, and Wiza Jalakasi.

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694. Insights: Can fintech ever be environmentally sustainable?

Fri, 13 Jan 2023 15:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Can financial services ever be sustainable?”

From the carbon cost of everyday payment transactions, data servers, plastic credit cards, and investments in polluting industries - not to mention the international conferences that require some serious jet-setting – it’s safe to say that our industry has never looked to put its environmental impact front and centre.

But, with global temperatures rising and climates across the globe being altered by our behaviour, can financial services really afford to ignore sustainability any longer?

This week's guests include:

Ken Hart, CEO and Founder, Snowdrop Solutions
Sarah Habib, Customer Strategist, 11:FS
Heidi Lindvall, General Partner, Pale Blue Dot

This episode is sponsored by Amplitude

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Special Guests: Heidi Lindvall, Ken Hart, and Sarah Habib.

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Bonus: Trailer | Fintech Insider Focus

Wed, 11 Jan 2023 12:00:00 -0000

David M. Brear is here to tell you about Fintech Insider Focus, the latest podcast strand joining your weekly News and Insights shows.

Focus will take all the burning financial services questions from across the globe and put them under the microscope – with explainers, expert panels, and in-depth interviews with decision-makers.

We’re hopping continents and crossing borders to delve into the biggest subjects in the industry.

Whether Open Banking in Africa, or Super Apps in the Middle East, these bi-monthly breakdowns are essential listening wherever you are in the world.

The first episode is dropping January 18th and every other Wednesday from then on!

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693. News: Stripe is 2022's MVP as fintechs debate open banking future and cost of living bites

Mon, 09 Jan 2023 15:00:00 -0000

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Lindsay Davis, Head of Markets, Atomic
Geri Cupi, CEO and Founder, Twig

With soundclips from:

Paul Lloyd, CMO and Co-Founder, Snoop

We cover the following stories from the fintech and financial services space:

Millions of Brits would struggle to cover extra £20 a month as the cost-of-living crisis continues to bite - 4:00
Twig acquires Vybe Technology - 16:20
Fintechs call for clarity over Open Banking reforms - 28:00
Stripe ranked world’s most valuable fintech in 2022 - 37:45
Australian BNPL Humm 'retreating from England' as market worsens - 46:55
Cashless Denmark records a year without bank robberies - 48:05
NatWest CEO receives damehood and FinTech Scotland chair recognised in New Year Honours - 49:45

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Special Guests: Geri Cupi, Lindsay Davis , and Paul Lloyd.

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692. Insights: What do we predict for financial services in 2023?

Fri, 06 Jan 2023 15:00:00 -0000

Our expert hosts, David M. Brear, Ross Gallagher and Kate Moody, have come together to ask: "What do we predict for financial services in 2023?”

No matter how big or shiny your crystal ball was, there’s no way anyone predicted the sheer chaotic energy that was financial services in 2022.

So, for the opening Fintech Insider of the year, we’ve put together a panel of Elevens to discuss: how right or wrong we got last year's predictions, what our panel hope to see this year in financial services, and what the wider community see happening in 2023.

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691. Insights: SWIFT, Fast, Eat Now Pay Later – the biggest stories in financial services in 2022

Fri, 23 Dec 2022 12:00:00 -0000

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We’ve seen some of the biggest tests of financial services in living memory – with global conflicts, economic downturns, and industry layoffs. But…it’s not all been doom and gloom!

So, for the last Fintech Insider of 2022, we’ve put together a panel of experts to discuss: The biggest stories in financial services in 2022, the impact of these stories, and what buzzwords our panel would ban going into 2023.

This week's guests include:

Mary Ann Azevedo, Senior Editor, TechCrunch
Alex Johnson, Creator, Fintech Takes

We cover the following stories from the fintech and financial services space:

The West’s Sanctions sever Russia’s economy from much of the world - 4:05
Fast shuts doors after slow growth - 12:50
Shoppers relying on buy now pay later and microloans for groceries in the UK and US - 25:05

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Special Guests: Alex Johnson and Mary Ann Azevedo.

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690. News: Sam Bankman-Fried and the dangers of celebrity founders

Mon, 19 Dec 2022 15:00:00 -0000

Our expert hosts, Ross Gallagher, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Janay Eyo, Director of Financial Policy, Chamber of Progress
Sarah Kocianski, Independent Fintech Consultant
Bruno Diniz, Co-Founder, Spiralem

We cover the following stories from the fintech and financial services space:

FTX founder Sam Bankman-Fried charged with defrauding investors - 4:20
Brazil's Nubank announces $330 million equity capitalization in Mexico - 17:15
Inflation peaked — but it's not returning to pre-Covid levels in 2023, Mastercard says - 30:00
Ocho wants to rethink (and rebrand) personal finance for business owners - 40:40
UK banking rules in biggest shake-up in more than 30 years - 50:50
The ‘naughty or nice’ list of financial services - 52:05

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Special Guests: Bruno DIniz, Janay Eyo, and Sarah Kocianski.

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689. Insights: What would happen to financial services if we put the engineers in charge?

Fri, 16 Dec 2022 15:00:00 -0000

Our expert hosts, David M. Brear, is joined by some great guests to ask: "What would happen to financial services if we put the engineers in charge?"

The whole fintech industry is built on top of complex tech stacks, constructed and maintained by engineers.

Their value to the industry has never been in doubt, but where they sit in the business structure changes from company to company.

We've put together a panel of experts to discuss how the role of engineers has changed in financial services, the challenges they have to contend with, and what the future of financial services would look like if we put the engineers in charge.

This week's guests include:

Nick Stemp, Engineering Director, 11:FS
Johannes Schaback, CTO, SumUp
Simon Vans-Colina, CTO, BigPay
Elizabeth Prendergast, Engineering Team Lead, Yapily

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Special Guests: Elizabeth Prendergast, Johannes Schaback, Nick Stemp, and Simon Vans-Colina.

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688. News: What strings are attached to your current account?

Mon, 12 Dec 2022 15:00:00 -0000

Our expert hosts, Kate Moody and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Andrea de Gottardo, CEO, Kroo
Emily Man, Investor, Redpoint Ventures

We cover the following stories from the fintech and financial services space:

Kroo banks on winning new customers with 2% interest - 04:35
Wells Fargo launches new commercial banking platform - 19:10
Robot landlords are buying up houses - 28:30
UK banks told to break 'class ceiling' with new targets to boost diversity among senior hires - 38:00
Fintechs Canada association launches with significant industry backing - 46:00
Thales releases 'Voice Payment Card' for the visually impaired - 48:25
At Art Basel Miami Beach, an ATM announces your account balance - 50:05

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Special Guests: Andrea de Gottardo and Emily Man.

Links:

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687. Insights: Is financial services equipped to serve digital nomads?

Fri, 09 Dec 2022 15:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to ask: "Is financial services equipped to serve digital nomads?"

It’s estimated that there are some 35 million people worldwide who packed in the office and the 9-5 hours in favour of a life of travel and working from across the world armed with a laptop.

While this lifestyle has boomed post-pandemic, financial services is still looking to play catch-up when it comes to wages, taxes, compliance, and payments.

In today's show, our panel are discussing the options for digital nomads today, the biggest hurdles still to overcome, and how financial services aimed at digital nomads evolve going forward.

This week's guests include:

Chris Cerra, Creator, RemoteBase
Devin Kohli, Co-Head, Outward VC
Daumantas Dvilinskas, CEO, TransferGo

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Special Guests: Chris Cerra, Daumantas Dvilinskas, and Devin Kohli.

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686. News: Atom Bank pushes back IPO and Shopify breaks Black Friday records

Mon, 05 Dec 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Owen Thomas, Fintech & VC Journalist
Mark Mullen, CEO, Atom Bank

We cover the following stories from the fintech and financial services space:

Atom Bank raises £30m as it pushes back IPO plans - 3:55
Banking platform for Black and Latino communities Greenwood raises $45m - 18:00
Pipe’s founding team stepping down as hunt for ‘veteran’ CEO begins - 28:50
Finance staff ignoring mandatory office attendance demands, report suggests - 38:50
Shopify merchants notch up Black Friday record with $3.36bn in sales - 48:50
India banking regulator asks Paytm unit to reapply for license - 50:50
What are doubloons? TikTok’s imaginary economy and rules explained - 53:20

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Special Guests: Mark Mullen and Owen Thomas.

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685. Insights: How should we measure success in fintech?

Fri, 02 Dec 2022 15:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to ask: 'How should we measure success in fintech?'

There have been blockbuster IPOs, record revenue numbers, and a select few have even become verbs in their own right!

But what should we be celebrating when it comes to fintech? Has the industry got its priorities right?

This week's guests include:

Katie Palenscar, Managing Director & Global Head of Venture Studio, Anthemis
Nik Milanović, Editor, This Week In Fintech
Richard Davies, CEO, Allica Bank

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Special Guests: Katie Palencsar, Nik Milanović, and Richard Davies.

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684. News: Daylight builds for the LGBTQ+ community and the FCA hits back at trading apps

Mon, 28 Nov 2022 14:30:00 -0000

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Billie Simmons, Co-Founder & COO, Daylight
Charlie Conchie, Reporter, City AM

With soundclips from:

Charlotte Fereday, Product Director, 11:FS
Roberta Prescott, Brazil Correspondent, Iupana
Charles McManus, CEO, ClearBank

We cover the following stories from the fintech and financial services space:

Daylight raises cash to launch subscription plan for family planning - 5:00
Financial Conduct Authority warns trading firms over dangerous ‘gamification’ - 17:10
Nubank’s swing to profit may signal demise of growth-at-all-costs strategies for digital banks - 29:00
Nirvana Money closes doors just 22 days after launch - 39:00
Sella launches pilot of biometric credit card in Italy - 46:10
ClearBank CEO plots European launch and M&A as profitability is reached - 48:30
Fintech Insider Mailbag - 50:30

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Special Guests: Billie Simmons, Charles McManus, Charlie Conchie , Charlotte Fereday, and Roberta Prescott.

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683. Insights: How does design help you compete on more than just price?

Fri, 25 Nov 2022 15:00:00 -0000

Our expert host, Ross Gallagher, is joined by some great guests to ask: "How does design help you compete on more than price?"

As fintech develops and companies look to add more features to their product - we’re seeing a lot of similar offerings across the board.

So if you’re launching a product into a market where the price point is set - how do you avoid the ‘pointing spiderman meme’ moment?

We've put together a panel of experts to discuss: how design has helped define fintechs to date, what challenges arise when products become similar, and how design changes as fintech evolves.

This week's guests include:

Will Jones, Executive Creative Director, 11:FS
Clare Gambardella, Chief Customer Officer, Zopa
Kish Patel, Head of Design, Lightyear

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Special Guests: Clare Gambardella, Kish Patel, and Will Jones.

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Bonus: Disrupting the corporate and consumer divide, with Pagaya's Ashok Vaswani

Wed, 23 Nov 2022 12:00:00 -0000

Our expert host, David M. Brear, sits down with Ashok Vaswani to discuss his three decades across senior posiitons at Citigroup and Barclays, as well as his new role as President of Pagaya Technologies.

If you're looking for advice from someone who has seen and done it all – listen to this!

You can also watch the full interview on Youtube here.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Ashok Vaswani.

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682. News: Would you bank with Twitter?

Mon, 21 Nov 2022 15:00:00 -0000

Our expert hosts, Ross Gallagher and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Tayga Baltacıoğlu, CEO, Debite
Mo Ghahroudi, Senior Product Lead, Klarna

With soundclips from:

Brad Goodall, CEO, Banked

We cover the following stories from the fintech and financial services space:

Debite launches direct to bank payments for early-stage companies - 3:20
A ‘credible alternative to Google and Amazon’: Klarna brings its price comparison tool to Europe - 16:15
Credit card interest rates hit record high - 29:50
Elon Musk details his plan to turn Twitter into a bank - 40:20
JPMorgan to expand in Greece with new office and payments team - 50:25
Banked secures another $15M in Series A to bring pay-by-bank to the world - 52:00
Crypto exchange FTX files for bankruptcy as CEO exits - 54:00
Top tier of financial services celebrated at inaugural 11:FS Awards - 57:00

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Brad Goodall , Mo Ghahroudi, and Tayga Baltacıoğlu.

Links:

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681. Insights: How do changes in government affect innovation in financial services?

Fri, 18 Nov 2022 15:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "How do changes in government affect innovation in financial services?"

Governments can accelerate or roll back growth and innovation in financial services as they see fit.

We’ve put together a panel of experts to discuss: what role governments play in financial services, to what extent they are responsible for innovation in the UK, US, and Latin American markets, and what impact could governments have on the future innovation of those markets?

This week's guests include:

Bruno Diniz, Co-Founder, Spiralem
Janine Hirt, CEO, Innovate Finance
Janay Eyo, Director of Financial Policy, Chamber of Progress

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Bruno DIniz, Janay Eyo, and Janine Hirt.

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680. News: Apple and PayPal call a truce – but who wins?

Mon, 14 Nov 2022 15:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Alex Johnson, Creator, Fintech Takes
Sophie Winwood, Principal, Anthemis

With soundclips from:

Kristin Sadler, Head of Impact, Quona Capital

We cover the following stories from the fintech and financial services space:

PayPal, Apple reach truce and will accept each other’s products - 3:20
Stripe cuts 14% of its workforce, CEO says they ‘overhired for the world we’re in’ - 14:45
Quona Capital sinking $332M into startups focused on financial inclusion - 25:15
Santander to block UK transfers to crypto exchanges in 2023 - 36:00
Black-owned fintech company launches free grant search platform - 46:40
Twitter files paperwork to enter payments business - 48:45
11:FS and Griffin join forces to bring the power of embedded finance to UK businesses - 50:20
Glastonbury Festival ticket sales hit by technical issue - 51:20

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Special Guests: Alex Johnson, Kristin Sadler, and Sophie Winwood.

Links:

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679. Insights: Is the future of fighting financial crime in people or automation?

Fri, 11 Nov 2022 15:00:00 -0000

In this show in association with LexisNexis Risk Solutions – our expert host, David M. Brear , is joined by some great guests to ask: “Is the future of AML and fighting financial crime about investing in people, or automation?”

With the current climate of economic downturns, global conflict, and international sanctions - fighting financial crime has never been tougher.

But is the answer better equipping humans to spot the signs of financial crime, or creating more sophisticated systems through machine learning? We discuss the current challenges, the role of orchestration, and more!

This week's guests include:

Eddie Vaughan, Sales Director, LexisNexis Risk Solutions
Dan Argent, Head of Financial Crime and MLRO, GB Bank.
Jessica Cath, Head of Financial Crime Project Delivery, FINTRAIL

This episode is sponsored by LexisNexis Risk Solutions

LexisNexis® Risk Solutions harnesses the power of data and advanced analytics to provide insights that help businesses and governmental entities reduce risk and improve decisions to benefit people around the globe.

Leveraging automation and machine learning from the ground up, the LexisNexis® RiskNarrative™ platform, as recognised by Gartner, is a smart, configurable financial crime and fraud lifecycle management solution enabling businesses to seamlessly manage all customer journeys within a simple, no-code integration.

For more infomation, visit risk.lexisnexis.co.uk

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Argent, Eddie Vaughan, and Jessica Cath.

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678. News: What Open Banking brings to the cost of living crisis

Mon, 07 Nov 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Tage Kene-Okafor, Africa Reporter, Techcrunch
Karina Seskena, Product Marketing Lead, Yapily

We cover the following stories from the fintech and financial services space:

UK consumers using new money tools to cope with cost of living - 4:34
JPMorgan Chase wants to disrupt the rent check with its payments platform for landlords and tenants - 16:41
Money Fellows, an Egyptian fintech digitizing money circles, raises $31M funding - 28:33
Uber alum rakes in $9.7M to curb finance-related fights between co-parents - 40:18
Bank of Ireland to roll out bio-sourced cards - 49:28
Capital Bank of Jordan launches new mobile banking app powered by Codebase - 51:20
Actor Simon Callow sits down for spooky story time - to warn Brits about types of fraud - 52:17

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Karina Seskena and Tage Kene-Okafor.

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677. Insights: How does innovation survive a recession?

Fri, 04 Nov 2022 15:00:00 -0000

Our expert host, Nicole Perry, is joined by some great guests to ask: 'how does innovation survive a recession?'

While the current economic issues will no doubt have many across the globe feeling worried, there are some who look at these times as a challenge and the chance to build something better than we’ve had before.

We’ve put together a panel of experts to discuss: what lessons can be learnt from previous economic downturns? What are the current challenges to innovation? And how will this impact the future for many in financial services?

This week's guests include:

Catalina Munteanu, Engineering Manager, 11:FS
Valentina Kristensen, Director of Growth and Communications, OakNorth
Jake Johnson, VP of Brand and Content Versapay

This episode is sponsored by Tink

Open banking can pave the way for faster and more responsible lending practices, that are robust on risk and financially inclusive. As the leading open banking platform, Tink is powering banks and fintechs to transform lending. To find out more, and read Tink’s new Lending Unlocked report, go to tink.com/11fs.

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Catalina Munteanu, Jake Johnson, and Valentina Kristensen.

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676. News: Live from Money20/20 - announcements from Google, Wells Fargo, Adyen, Fireblocks and more!

Mon, 31 Oct 2022 15:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Lindsay Davis, Head of Markets, Atomic
Charley Ma, General Manager, Alloy
Lindsey Argalas, COO, TaxBit

With soundclips from:

Ran Goldi, VP of Payments, Fireblocks
Hemmo Bosscher, VP of Platforms & Financial Services, Adyen
Hasan Luongo, VP of Brand & Marketing, Chipper Cash
Simon Khalaf, Chief Product Officer, Marqeta

We cover the following stories from the fintech and financial services space:

Wells Fargo launches virtual assistant, named Fargo 4:35
Fireblocks launches digital asset payments engine with FIS as new pilot partner - 10:03
Adyen moves into embedded finance with dual product launch - 22:10
TaxBit releases Cost Basis Interchange for digital asset reporting and compliance - 32:00
ChipperCash’s new UGX Virtual Card lets you make online payments - 38:25
Fintech Marqeta pushes into banking for next growth phase - 41:31

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Charley Ma, Hasan Luongo, Lindsay Davis , Lindsey Argalas, Ran Goldi, and Simon Khalaf.

Links:

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675. Insights: Is the USA world-beating when it comes to payments?

Fri, 28 Oct 2022 14:00:00 -0000

Our expert hosts, David M. Brear, is joined by some greats to discuss: “Is the US world-beating when it comes to payments?”

Just like the food in Vegas, the payments industry doesn’t do small!

The USA is home to the biggest payments players, the most valuable companies, and the most sought-after market.

But does that make it world-beating in this industry?

This week's guests include:

Wade Arnold, CEO, Moov
Kristen Anderson, CEO, Catch
Ginger Baker, Head of Financial Access, Plaid

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ginger Baker, Kristen Anderson, and Wade Arnold.

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674. News: Is Apple's big bank dream impossible?

Mon, 24 Oct 2022 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Alex Zivoder, CEO, GoHenry
Jason Mikula, Publisher, Fintech Business Weekly
Gaia Lamperti, Producer, Bloomberg

With sound clips from:

Luigi Pace, Director of Marketing and Innovation, Compass

We cover the following stories from the fintech and financial services space:

Apple teams up with Goldman Sachs on high-yield savings accounts - 5:33
GoHenry, the fintech for under-18s, raises $55m after passing 2m users - 18:15
Mastercard will help banks offer cryptocurrency trading - 30:45
Italy’s Mediobanca acquires fintechs to drive BNPL growth - 41:00
Digital bank Bunq wins case against Dutch Central Bank over artificial intelligence use - 50:30
Revolut expands accommodation booking service to rival Airbnb - 52:10
Ed Westwick teams up with Shares to champion new era of social investing -53:20

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alex Zivoder, Gaia Lamperti, Jason Mikula, and Luigi Pace.

Links:

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673. Insights: How to make home-buying more inclusive

Fri, 21 Oct 2022 14:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to ask "how do we make home-buying more inclusive?"

Home-buying is challenging enough with house prices and mortgage rates continuing to rise.

However, certain demographics face even more scrutiny than others when applying for loans, trying to raise their credit scores, or getting the down payment needed to get on the property ladder at all.

So today, we’ve put together a panel of experts to discuss how to open up the home-buying market to more diverse communities.

This week's guests include:

Brian Simons, President of Maxwell
Laura Arce, SVP, UnidosUS

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Brian Simons and Laura Arce.

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672. News: Will Goldman Sachs call time on Marcus?

Mon, 17 Oct 2022 14:00:00 -0000

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Oliver Smith, Managing Editor, AltFi
Anita Ramaswamy, Senior Reporter, Techcrunch

With soundclips from:

Mauricio Magaldi, Crypto, 11:FS

We cover the following stories from the fintech and financial services space:

Is Goldman Sachs ready to pull the rug on Marcus? - 4:10
PayPal decides fining people $2,500 for 'misinformation' wasn't a great idea - 15:08
Affirm is working on credit card-like bonus points for its payment product - 27:10
How India's proposed digital rupee would be different from cryptocurrency - 38:00
Egypt’s Algebra Ventures completes first close of $100m for its second fund - 49:25
Martin Lewis hits out Deliveroo for buy now pay later scheme - 50:45
Digital receipts start-up Flux closing down - 52:20
Damien Hirst burns artworks after collectors pick their NFTs instead - 54:20

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Anita Ramaswamy, Mauricio Magaldi, and Oliver Smith.

Links:

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671. Insights: What does the perfect pension offering look like?

Fri, 14 Oct 2022 14:00:00 -0000

Our expert host, Ross Gallagher, is joined by some great guests to ask: "What does the perfect pension offering look like?”

The average global life expectancy today is higher than in any country back in 1950 – which means we’re seeing a lot more of our retirement years than previous generations.

So pension planning and offerings have never been more prevalent or important to get right.

We’ve put together a panel of experts to discuss how to build the perfect pension offering, with today’s constraints in mind.

This week's guests include:

Jasper Martens, Chief Marketing Officer, PensionBee
Andy Russell, CEO, Wealthify
Alex Mazer, Co-Founder and Co-CEO, Common Wealth

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alex Mazer, Andy Russell, and Jasper Martens.

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670. News: BaaS partnerships for Chetwood and HSBC and Adyen taps Tink for Open Banking payments

Mon, 10 Oct 2022 14:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Tom Pope, Head of Payments and Platforms,Tink
Nadya Hijazi, Global Head of Wholesale Digital Channels, HSBC
Julia McColl, CPO, Chetwood Financial

We cover the following stories from the fintech and financial services space:

Mumsbank? Mumsnet teams up with Chetwood to launch family focused financial products in 2023 - 3:20
HSBC teams up with Oracle Netsuite for Embedded Banking Services in the US - 19:03
Adyen deepens its partnership with Tink, by adding open banking payments - 31:01
SoftBank’s Vision Fund to layoff 30% of staff - 41:40
Serena William's venture capital firm leads Ugandan fintech Numida's pre-series A funding round round - 52:30
Payhawk launches business credit cards in the UK - 54:50
SEC charges Kim Kardashian for Instagram crypto promotion - 56:35

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

Special Guests: Julia McColl, Nadya Hijazi, and Tom Pope.

Links:

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669. Insights: Can TikTok teach us all we need to know about finance?

Fri, 07 Oct 2022 14:00:00 -0000

Our expert host, Nicole Perry, is joined by some great guests to ask: "Can TikTok teach us all we need to know about finance?"

The rise of social media has had a huge impact on how we connect, shop and even place value on ourselves in today’s society

But the explosion of TikTok, has been something of a game-changer - even de-throning Google to become the world’s most visited website in 2021.

We’ve put together a panel of experts to discuss how financial services interact and educate through TikTok, the challenges for financial services, and what comes next?

This week's guests include:

Nik Milanović, Editor, This Week in Fintech
Catherine Winter, Managing Director, Financial Education and Community Outreach, The London Institute of Banking and Finance
Rajan Lakhani, Head of Public Relations, Plum

This episode is sponsored by Tink

As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Catherine Winter, Nik Milanović, and Rajan Lakhani.

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668. News: UK mortgage market in meltdown

Mon, 03 Oct 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Francesca Carlesi, Co-founder and CEO, Molo Finance
Douglas Mackenzie, Chief Content Officer, Fintech Finance

With soundclips from:

David Barton-Grimley, Embedded Financial Services, 11:FS
Remco Janssen, Founder, Silicon Canals
Richard Davies, CEO, Allica Bank

We cover the following stories from the fintech and financial services space:

UK mortgage lenders halt some deals after pound falls 4:03
JPMorgan strengthens dining push with new DoorDash credit card 19:45
‘It’s baffling’: Startups slam Barclays’ contract win from Tech Nation 29:12
Dutch payments giant Mollie expands into lending with Mollie Capital launch 39:56
NatWest's male bankers to get a year off for fatherhood 49:53
Klarna to make second round of job cuts 51:18
Allica Bank breaks into profitability 52:33
Fintech Insider mailbag 54:35

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Douglas Mackenzie and Francesca Carlesi.

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667. Insights: Designing financial services for the mega-rich

Fri, 30 Sep 2022 14:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to ask: how do you design financial services for the mega-rich?

A recent report by Credit Suisse found the number of global ultra high-net-worth individuals hit a record high in 2021.

While banking options for the super-rich have traditionally been delivered by the some of the oldest banking institutions in the world, there’s a new wave of players looking to attract the wealthiest.

In this show, we're looking at how banking for HNWI has evolved over the years, what the unique challenges for building products in this sector are, and why can’t everyone have this experience?

This week's guests include:

Will Jones, Executive Creative Director, 11:FS
Lennart Asshoff, CEO & Co-Founder, Nucoro

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Lennart Asshoff and Will Jones.

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666. News: After Dark: Credit card companies look to tackle gun control

Mon, 26 Sep 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Jason Bates, are joined live on stage at the Village Underground in London by some great guests to talk about the most notable fintech, financial services and banking news as part of Fintech Insider: After Dark!

This week's guests include:

Sarah Kocianski, Independent Fintech Strategy Consultant
Richard Davies, CEO, Allica Bank
Anna Irrera, Senior Editor, Crypto, Bloomberg News

We cover the following stories from the fintech and financial services space:

Lease-to-own fintech startup Kafene raises $18M to battle BNPL - 7:15
A new credit card code is a first step toward preventing gun violence, advocates say - 23:00
HSBC opens its account with Monese - 37:30
Jeff Bezos roasted for tweet about his first job at McDonald’s - 50:45

This episode is sponsored by Currencycloud

Currencycloud is a cross-border payments platform that enables banks, fintechs and FX brokers to seamlessly collect, convert, hold, and payout in 35 currencies in over 180 countries around the world.
We are the invisible pipes that power the payments of over 500 customers. These include some of the world’s leading fintech unicorns such as Revolut, Starling, Standard Bank and Freetrade, processing £7 billion of flow every month.

Discover more online at currencycloud.com.

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Anna Irrera, Richard Davies, and Sarah Kocianski.

Links:

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665. Insights: Should everyone get paid when they need it?

Fri, 23 Sep 2022 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to ask the question: 'should everyone get paid when they need it?'

Earned wage access has become one of the hottest products in financial services.

While in the past, employees have got caught out by unexpected bills before their monthly pay packet, these services are looking to bridge the gap and unlock vital funds from their next paycheque.

But as with any hot property in fintech, it has attracted scrutiny from everyone, including consumer groups and regulators.

This week's guests include:

Tate Hackert, President and Founder, Zayzoon
Denise Neethling, Head of Marketing, PayMeNow

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

Special Guests: Denise Neethling and Tate Hackert.

Learn more about your ad choices. Visit megaphone.fm/adchoices

664. News: Fintechs fight for your online checkout

Mon, 19 Sep 2022 14:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Eric Johansson, Fintech Editor, Verdict
Adam Bialy, Founder & CEO, Fiat Republic

We cover the following stories from the fintech and financial services space:

JPMorgan Chase acquires payments fintech Renovite to battle Stripe and Block - 5:08
Revolut wants to compete with PayPal and Apple at online checkouts 14:25
Bolt's $1.5bn deal to buy Wyre dies 27:45
Minority neobank Majority secures $37.5m in Series B raise 38:28
Greenwashing is a systemic problem at UK banks 47:58
Flurry of new rules leave Turkish banks struggling to lend 49:47
Kim Kardashian launches private equity firm 51:45

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Adam Bialy and Eric Johansson.

Links:

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663. Insights: How have tech accelerators shaped fintech?

Fri, 16 Sep 2022 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to look at how accelerators have influenced financial services and fintech.

According to the Brookings Institution, there are more than 1,300 accelerators globally, all looking to unearth the next big thing and nurture a generation of founders.

But what has been the impact of the accelerators on fintech? What’s the biggest challenge both for accelerators and their cohorts? What does the next generation of accelerators look like as the industry evolves?

This week's guests include:

George Windsor, Research and Data Director, Tech Nation
Marc Oliver Hauser, Head of Europe, F10
Valentina Kristensen, Head of PR and Marketing, OakNorth

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: George Windsor, Marc Oliver Hauser, and Valentina Kristensen.

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662. News: Shopify and Amazon's Cold War heats up

Mon, 12 Sep 2022 14:00:00 -0000

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Douglas Soltys, Editor-in-Chief, BetaKit
Elaine Burke, Editor, Silicon Republic

With soundclips from:

Derek Joyce, COO, Alloy

We cover the following stories from the fintech and financial services space:

Shopify is picking a fight with Amazon - 5:15
Wayflyer secures €254m in debt financing from Credit Suisse - 17:40
UBS scraps $1.4 billion deal to buy Wealthfront - 33:15
New shared banking hubs to open in 13 more places in Great Britain and Northern Ireland - 43:25
Identity decisioning fintech Alloy raises another $52 milion - 53:50
OnlyFans profits boom as users spent $4.8bn on platform last year - 56:40
Japan decides it's time to stop using floppy disks - 59:45

Get your tickets for Merge here.

This episode is sponsored by Tink

This episode is sponsored by LinkedIn

As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Derek Joyce, Douglas Soltys, and Elaine Burke.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

661. Insights: Can embedded finance bank the unbanked?

Fri, 09 Sep 2022 14:00:00 -0000

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Will embedded finance bank the unbanked?"

While you may think ‘unbanked’ and ‘underbanked’ applies to emerging markets, estimates from the Federal Deposit Insurance Corporation (FDIC) suggest 5.4 percent of U.S. households were “unbanked” in 2019, meaning that no one in the household had a checking or savings account at a bank or credit union.

Today, we’ve put together a panel of experts to discuss: Why are so many people still unbanked? What does embedded finance do differently? What’s possible in the future?

This week's guests include:

David Barton-Grimley, Embedded Financial Services, 11:FS
Bruno Diniz, Co-Founder, Spiralem
Ida Rademacher, Vice President, The Aspen Institute

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Bruno DIniz, David Barton-Grimley, and Ida Rademacher.

Learn more about your ad choices. Visit megaphone.fm/adchoices

660. News: Shoppers globally turn to Buy Now Pay Later for groceries

Mon, 05 Sep 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Vinay Singh, Managing Director, Anthemis
Tessa Bryant, Head of Brand and Communications, Lightyear

With soundclips from:

Johannes Fenner, Co-founder and Co-CEO, Justhome

We cover the following stories from the fintech and financial services space:

Shoppers relying on Buy Now Pay Later and microloans for groceries in the UK and US - 4:20
Kenyan fintech Pezesha raises $11m backed by Women’s World Banking - 15:30
ING pulls the plug on Yolt, shutting down its open banking operation - 26:50
Berlin’s Justhome houses €3.3m to assist first-time home buyers - 36:00
FedNow is coming. Is this real-time payments’ moment? - 46:00
Trust Bank, a digital bank formed by Standard Chartered and NTUC, launches in Singapore - 47:45
The PayPal story could be coming to a screen near you - 49:20

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Johannes Fenner , Tessa Bryant, and Vinay Singh.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

659. Insights: Are SMEs really being served?

Fri, 02 Sep 2022 14:00:00 -0000

Our expert host, Ross Gallagher, is joined by some great guests to ask: 'Are SMEs really being served?'

Addressing the banking services of underserved small and medium-sized enterprises was one of the earliest gaps in the market that fintech looked to fill.

Nearly a decade into that journey, it’s time to take stock of those early promises and see what has been done to help SMEs on both sides of the Atlantic.

This week's guests include:

Keshvi Radia, Head of Product - Payments, Allica Bank
Kevin Phillips, Executive Vice President, Novo

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Keshvi Radia and Kevin Phillips.

Learn more about your ad choices. Visit megaphone.fm/adchoices

658. News: Prometeo launches LatAm A2A payments and Ramp rolls into BNPL

Mon, 29 Aug 2022 14:00:00 -0000

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Ximena Aleman, Co-founder & Co-CEO, Prometeo
Emily Man, Investor, Redpoint Ventures

With soundclips from:

Geoff Charles, Head of Product, at Ramp

We cover the following stories from the fintech and financial services space:

Prometeo launches Latin America's first A2A payments platform - 4:45
Ramp dives into BNPL market - 19:45
“VC investors dislike women more than they like profit” - 32:35
CSI, a decades-old fintech solutions vendor, agrees to be acquired for $1.6bn - 43:28
Barclays biggest culprit for the ‘savings gap’ - 52:45
Bank to bullpen: Nate Fisher excels in 'surreal' debut with New York Mets - 55:10
Fintech Insider mailbag - 56:40

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Emily Man, Geoff Charles, and Ximena Aleman.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

657. Insights: Can fintech help solve the refugee crisis?

Fri, 26 Aug 2022 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to discuss fintech's role in the refugee crisis.

According to 2021 figures from the United Nations, there are more than 89 million people worldwide who have been forcibly displaced from countries like Syria, Ukraine, Afghanistan, Somalia and Eritrea.

We’ve put together a panel of experts to discuss how fintech can help refugees in the immediate aftermath, what challenges stop financial institutions from getting more involved, and how financial services can adapt as the needs of refugees change over time.

This week's guests include:

Sarah Habib, Customer Strategist, 11:FS
Ali Niknam, CEO, Bunq
Nat Robinson, CEO, Leaf Global Fintech
Matthew Gardiner, Co-founder, Techfugees

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ali Niknam, Matthew Gardiner, Nat Robinson, and Sarah Habib.

Learn more about your ad choices. Visit megaphone.fm/adchoices

656. News: Can Klarna become a Super App?

Mon, 22 Aug 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Jenny Miller, Head of US Product, Wise
Evgenii Kondratev, Product Director, Klarna

With soundclips from:

Bruno DIniz, Co-founder, Spiralem

We cover the following stories from the fintech and financial services space:

Wise partnership with Plaid gives customers access to 6000 US apps - 5:35
Klarna strives for Super App status by helping UK customers track all online orders in one place - 14:00
QED makes its first African investment, backing Nigerian fintech TeamApt - 28:35
Brazil's central bank chief predicts end of credit cards - 37:30
NatWest's Payit hits £1bn processed - 48:05
UK fintech Griffin lands £12.5m in latest funding round - 49:45
WeWork co-founder lines up $350 million A16Z investment for a new billion-dollar real estate venture - 51:10

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Bruno DIniz, Evgenii Kondratev, and Jenny Miller.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

655. Insights: What does good crypto design look like?

Fri, 19 Aug 2022 14:00:00 -0000

Our expert host, David M. Brear , is joined by some great guests to ask: 'What does good crypto design look like?'

It was recently announced that BlackRock, the world’s largest investment management company, is now offering clients direct access to crypto – starting with Bitcoin.

If anything demonstrates crypto’s move from the fringes to the mainstream, it’s the backing of one of the industy’s biggest players – but this also raises questions of how you present a decentralised product to a more mainstream audience.

Our panel runs through 'have crypto’s design issues held it back?', 'how do you present crypto products in a TradFi setting?' and 'what does the future look like?'

This week's guests include:

Chris Maddern, Co-Founder & CEO, Floor NFTs
Maya Caddle, Manager, Strategic Projects and Investments, Nestcoin
Rhian Lewis, Author, The Cryptocurrency Revolution

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Chris Maddern, Maya Caddle, and Rhian Lewis .

Learn more about your ad choices. Visit megaphone.fm/adchoices

654. News: Earned wage access – friend or foe?

Mon, 15 Aug 2022 14:00:00 -0000

Our expert hosts, Kate Moody and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Katie Llanos-Small, Founder & Editor, Iupana
Brian Byrnes, Head of Personal Finance, Moneybox

We cover the following stories from the fintech and financial services space:

Cost of living: People turning back to cash as prices rise - 4:28
Argentinian fintech start-up Geopagos raises $35m funding round - 17:35
ZayZoon charges employees $5 to get paid sooner - 28:38
SoftBank CEO ‘ashamed’ of pride in past profits as record losses prompt cost cut - 38:55
The Bank of London to boost US presence with tech hub in North Carolina - 48:08
Central Bank of Kenya doubles down on its position on Flutterwave and Chipper Cash, orders banks to close fintechs’ accounts - 49:50
Domino’s Pizza says arrivederci, flees Italy after failing to win over local customers - 52:20

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Brian Byrnes and Katie Llanos-Small.

Links:

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653. Insights: Making financial services accessible for people with disabilities

Fri, 12 Aug 2022 14:00:00 -0000

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: how do you design financial services for people with disabilities?

The fintech boom of the past decade has made financial services more democratic and has improved access for many different groups across the globe.

But for people living with disabilities - or PwDs – the wait goes on for truly inclusive services.

In this podcast we look at: What have been the issues to access historically? What do the current solutions look like? And how do we make financial services truly inclusive in the future?

This week's guests include:

Ali MacManus, Lead Designer, 11:FS Ventures
Jayne Sibley, Founder, Sibstar
John Ciocca, Founder & CEO, Purple

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ali MacManus, Jayne Sibley, and John Ciocca.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus. Eco's Andy Bromberg on copying in fintech

Wed, 10 Aug 2022 12:00:00 -0000

Our expert host, David M. Brear, is joined by Andy Bromberg, CEO of Eco, to talk about one of the biggest stories on 'Fintech Twitter'.

A few months ago - Pebble caught the attention of many in the fintech world. This included Andy Bromberg, who felt he saw Eco’s very own materials and business model reflected back at him.

After more digging, he took to Twitter to declare that Pebble engaged in “copy-and-pasting, immaturity, lying, and espionage.”

Join us for a deep dive into the line between copying, imitation, and competitor research, and what the future holds for Eco!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Andy Bromberg.

Learn more about your ad choices. Visit megaphone.fm/adchoices

652. News: Will JPMorgan Chase transform the travel industry?

Mon, 08 Aug 2022 14:00:00 -0000

Our expert hosts, Kate Moody and Nicole, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Jason Mikula, Publisher, Fintech Business Weekly
Ariba Shahid, Contributor, DealStreetAsia

With soundclips from:

Douglas Soltys, Editor, Betakit

We cover the following stories from the fintech and financial services space:

Sequoia backs fintech Dbank in maiden Pakistan investment - 3:50
LendUp enters liquidation - 14:40
JPMorgan Is building a giant travel agency - 27:30
Portage Ventures rolls out new late-stage fintech fund - 38:30
Virgin Money launching buy now, pay later products despite criticism - 49:16
US-based fintech Umba buys majority stake in Kenya’s Daraja microfinance bank - 51:45
Get up to $500 for your bad pandemic impulse buys at this pop-up store - 53:20

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ariba Shahid, Douglas Soltys, and Jason Mikula.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

651. Insights: How will PSD3 shape the future of Open Banking?

Fri, 05 Aug 2022 14:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to ask 'how will PSD3 shape the future of Open Banking?'

Payment Services Directive 2 was the starting pistol for innovation across financial services and the Open Banking space.

The European directive had truly global repercussions, igniting huge interest from investors, and leading to billion dollar valuations for companies on both sides of the Atlantic.

Our panel of experts are asking, how well has PSD2 gone? What comes next with PSD3? And what the global impact could be?

This week's guests include:

Nilixa Devlukia, Founder, Payments Solved
Thibault de Barsy, Vice-Chairman & General Manager, The Payments Association EU
Dan Morgan, Policy Lead - Europe, Plaid

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Morgan, Nilixa Devlukia, and Thibault de Barsy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

650. News: Peter Thiel backs European investment app Shares

Mon, 01 Aug 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Benjamin Chemla, CEO & Co-founder, Shares
Dan Morgan, Policy Lead - Europe, Plaid
Kristy Kim, Co-founder & CEO, TomoCredit

With soundclips from:

Brian Simons, President, Maxwell

We cover the following stories from the fintech and financial services space:

Peter Thiel’s fund leads $40m round in Shares app - 6:50
Plaid jumps to ludicrous speed with new variable recurring payments product - 16:00
TomoCredit raises $22m at a $222m valuation toward its goal of making credit scores ‘obsolete’ - 31:30
Mortgage fintech Maxwell introduces Spanish loan application - 42:40
French business bank unicorn Qonto buys German competitor Penta - 51:20
Top US regulator fires warning shot after Apple's push into lending - 53:00
Fintech Insider mailbag - 54:40

Want to submit a question for our monthly mailbag? Do it here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Benjamin Chemla, Brian Simons, Dan Morgan, and Kristy Kim.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

649. Insights: Is the future of investment active or passive?

Fri, 29 Jul 2022 14:00:00 -0000

Our expert host, Gwera Kiwana, is joined by some great guests to ask: 'is the future of investment active or passive?'

Younger generations flipped the stock exchange on its head with fintech delivering the power of Wall Street to the palm of their hands.

But while many young investors were energised, the economic downturn has potentially shown the importance of long-term investments after all.

So: is the future of investment taking the bull by the horns and doing things entirely yourself, or is passing your money over to AI algorithms the better method in the long run?

This week's guests include:

Rajan Lakhani, Head of PR, Plum
Martin Sokk, CEO, Lightyear
Dan Lane, Manager, Investment Writing, Freetrade

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Lane, Martin Sokk, and Rajan Lakhani.

Learn more about your ad choices. Visit megaphone.fm/adchoices

648. News: Starling pulls back from Ireland while Stori becomes Mexico's latest fintech unicorn

Mon, 25 Jul 2022 14:00:00 -0000

Our expert hosts, Kate Moody and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Sarah Kocianski, Independent Fintech Strategy Consultant
Douglas Mackenzie, Chief Content Officer, Fintech Finance

With soundclips from:

Katie Llanos-Small, CEO, Iupana

We cover the following stories from the fintech and financial services space:

Starling pulls Irish bank application as international focus shifts - 3:25
Stori becomes Mexico’s latest fintech unicorn following massive funding round - 14:35
Brothers launch DIY investment platform for ESG investors - 27:40
Several fintechs post growing revenues despite global downturn - 38:20
Instagram’s new payments feature lets users buy products via DMs - 48:55
Half a trillion dollars wiped from fintechs - 50:12
Christie’s is getting into venture capital with a new fund for tech startups making financial tools for the art market - 52:00
A pop-up ice cream truck is selling 'Eat the Rich' popsicles shaped like Bill Gates and Mark Zuckerberg - 53:40

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Douglas Mackenzie, Katie Llanos-Small, and Sarah Kocianski.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

647. Insights: How is rising inflation impacting financial services?

Fri, 22 Jul 2022 14:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to understand how inflation is impacting financial services.

Rising inflation is driving down the value of our money while driving up the cost of everything from energy, to food, to travel.

Inflation has plenty of real word impact and financial services is definitely tied up in that – from how people manage day-to-day spending, to investing for their future.

So how has inflation and the economic downturn impacted the funding available to fintechs? Can financial services swoop in and save the day? And what’s the long term impact of inflation on future products and services?

This week's guests include:

Julia McColl, Chief Product Officer, Chetwood Financial
Mike Carter, Head of Platform Lending, Innovate Finance
James Bryce Lind, Head of Strategic Development, Minna Technologies

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: James Bryce Lind, Julia McColl, and Mike Carter.

Learn more about your ad choices. Visit megaphone.fm/adchoices

646. News: Klarna completes down round and Flutterwave accounts frozen in Kenya

Mon, 18 Jul 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Abubakar Idris, Africa Reporter, Rest of World
Anita Ramaswamy, Reporter, Techcrunch

We cover the following stories from the fintech and financial services space:

Klarna’s valuation slashed by $39 billion amid fintech rout - 4:45
Fintech Flutterwave has accounts frozen in Kenya amid court probe - 14:15
Brazilian lender Creditas raises $200 million, buys bank - 24:10
Kadmos, a salary payments platform for migrant workers, raises $29.5M - 31:30
Almost 4.5 million UK families are in serious financial trouble - 39:50
Revolut launches ‘learn and earn’ crypto courses - 41:45
Playboy goes full Minecraft, teases pixelated mansion in the metaverse - 43:00

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Abubakar Idris and Anita Ramaswamy.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

645. Insights: Dan McCrum on bringing down payment giant Wirecard's house of cards

Fri, 15 Jul 2022 14:00:00 -0000

Our expert host, David M. Brear, is joined by Dan McCrum, an investigative reporter at the Financial Times and author of 'Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth'.

The financial services industry was rocked by headlines about Wirecard.

It filed for insolvency in June 2020 claiming €1.9 billion dollars was “missing” from its balance sheet and slowly the whole sorry story came to light, with everything from embezzlement, racketeering, pornography and the eventual firing and arrest of its CEO Markus Braun.

On today’s show we are speaking to the man who brought this all to light – and has documented the story in his new book.

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Dan McCrum.

Learn more about your ad choices. Visit megaphone.fm/adchoices

644. News: Should Open Banking become a legal requirement for credit assessment?

Mon, 11 Jul 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Tim Coates, Co-founder, Oxbury Bank
Dan Morgan, Policy Lead - Europe, Plaid

With soundclips from:

Duncan Barrigan, Chief Product & Growth Officer, GoCardless

We cover the following stories from the fintech and financial services space:

Oxbury Bank raises another £20m in accelerated funding round - 2:55
Payl8r calls for open banking to be legally required for credit assessing - 14:45
55% of American millennials and Gen Zers aren’t prioritising saving - 26:40
Revolut launches first card reader in venture into physical retail - 37:00
PINA offers wealth management for Indonesia’s growing middle- to upper-class - 42:05
GoCardless to acquire Open Banking platform Nordigen - 43:20
The world's first fintech sitcom is just what you'd imagine - 46:18

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Morgan, Duncan Barrigan, and Tim Coates.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

643. Insights: How do you put together the perfect mortgage offering?

Fri, 08 Jul 2022 14:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to put together the perfect mortgage offering.

While fintech disruptors have looked to make mortgages simpler, there are still many hurdles in the way of a seamless experience for potential homeowners.

So, bringing together a panel of industry experts from the UK, the US and Europe, we're asking: What do we get rid of? What do we keep? And what do we add in the future?

This week's guests incude:

Francesca Carlesi, Co-founder & CEO, Molo Finance
Ali Niknam, CEO, Bunq
Brian Simons, President, Maxwell

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ali Niknam, Brian Simons, and Francesca Carlesi.

Learn more about your ad choices. Visit megaphone.fm/adchoices

642. News: Kroo lands coveted banking license, while Credit Suisse found guilty of money laundering

Mon, 04 Jul 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Andrea de Gottardo, CEO, Kroo
Jessica Cath, Head of Financial Crime Project Delivery, Fintrail

With soundclips from:

Natalie Ledward, Head of Vulnerable Customers, Monzo
Charlotte Fereday, Product Director, 11:FS
Marc-Alexander Christ, Co-founder & CFO, SumUp

We cover the following stories from the fintech and financial services space:

Kroo lands full banking licence - 4:10
Credit Suisse bank found guilty over money laundering charges - 16:20
Digital bank Volt, which ‘wanted to change the world of banking’, shuts down - 26:30
‘Shopping is a nightmare’: how ADHD affects people’s spending habits - 32:10
JPMorgan Chase tells employees the bank will pay for travel to states that allow abortion - 44:45
SumUp raises £507m at a £6.8bn valuation - 49:30
Fintech Insider mailbag - 53:30

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Andrea de Gottardo, Charlotte Fereday, Jessica Cath, Marc-Alexander Christ, and Natalie Ledward .

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

641. Insights: What does 'financial inclusion' actually mean?

Fri, 01 Jul 2022 14:00:00 -0000

Our expert host, Gwera Kiwana, is joined by some great guests to ask: 'What actually is financial inclusion?'

It has become a catch-all for financial services looking to engage with communities and markets that have not been traditionally connected to the financial grid.

But while much good has been done under the umbrella of financial inclusion - is it time to rethink the term? Is it helpful? And should we be pushing people towards banking systems that weren’t designed for them?

This week's guests include:

Bruno DIniz, Co-founder, Spiralem
Sunaina Kumar, Senior Fellow, Observer Research Foundation
Dayana Yermolayeva, CEO & Co-founder, JiPay

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Bruno DIniz, Dayana Yermolayeva, and Sunaina Kumar.

Learn more about your ad choices. Visit megaphone.fm/adchoices

640. News: Brex backs away from SMEs while the UK ramps up BNPL regulation

Mon, 27 Jun 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Ron Shevlin, Chief Research Officer, Cornerstone Advisors
Tayga Baltacıoğlu, CEO, Debite
Douglas Soltys, Editor-in-Chief, BetaKit

With soundclips form:

Antony Stephen, CEO, Barclays Partner Finance
David Cunningham, Chief Commercial Officer, Lextego

We cover the following stories from the fintech and financial services space:

Brex drops tens of thousands of small business customers as Silicon Valley adjusts to new reality - 5:40
UK outlines plans to tighten ‘buy now pay later’ rules - 14:50
Canada’s Wealthsimple becomes the latest fintech to cut staff - 31:35
Deutsche Bank staff forced to install app that tracks messages - 44:45
Stripe to launch new bank transfer proposition in UK and EU to take away "operational pain” - 48:40
The phoney 'fintech revolution' is eating itself - 49:55
Irish banks get green light for payments app - 51:34
Internet Explorer is being hilariously serenaded after 27 long years of browsing history - 53:55

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Antony Stephen, Dave Cunningham, Douglas Soltys, Ron Shevlin, and Tayga Baltacıoğlu.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

639. How do we make financial services more LGBTQ-inclusive?

Fri, 24 Jun 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: “how do we make financial services LGBTQ inclusive?”

To mark this year’s Pride month, but also hopefully creating a conversation relevant at any time, we’re asking: what issues has the LGBTQ community faced and continues to face when it comes to financial services? What solutions are being found? And what could the future hold?

This week's guests include:

Charlotte Fereday, Product Director, 11:FS
David Auten, Co-host, Queer Money Podcast
Steve Wardlaw, Chairman, Emerald Life
Kate Anthony, CEO, Euphoria

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Charlotte Fereday, David Auten, Kate Anthony, and Steve Wardlaw.

Learn more about your ad choices. Visit megaphone.fm/adchoices

638. News: Allica bank raises for SMEs and Backbase raises to transform the back end of banking

Mon, 20 Jun 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Søren Aabel Hammer, CEO, Mazepay
Keshvi Radia, Head of Product for Payments, Allica Bank
Tim Rutten, SVP of Strategy, Backbase

With soundclips from:

Richard Davies, CEO, Allica Bank
Jacob Groth, Customer Relations Director, P27

We cover the following stories from the fintech and financial services space:

Allica Bank secures £55m in equity and debt round - 5:50
Backbase secures €2.5bn valuation after €120m investment - 16:30
Instant payments top the agenda for Swedish banks says P27 - 29:45
Starling snaps up £500m mortgage book in shift from Covid loans - 39:05
MFS Africa extends its Series C by $100m, bringing total to $200m - 47:30
CaixaBank and Microsoft explore the metaverse - 49:10
Shopify loses early big investor over rising competition - 50:40
Deadmau5 is launching his own online bank - 53:00

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Jacob Groth, Keshvi Radia, Richard Davies, Søren Aabel Hammer, and Tim Rutten.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

637. Insights: What can crypto learn from TradFi?

Fri, 17 Jun 2022 14:00:00 -0000

Our expert host, David M. Brear is joined by some great guests to break down what lessons the burgeoning crypto industry could take from traditional finance.

We want to get into the weeds and look at: product, UX, design, biz ops and much more alongside very special guests in the space to argue both sides of the debate.

Are there crossovers? Could trad finance also learn from crypto? Where can they both do better? Let's find out!

This week's guests include:

Jason Mikula, Founder and publisher, Fintech Business Weekly
Louisa Murray, Chief Operating Officer, UK & Europe, Railsr
David Birch, author, advisor and investor in digital financial services

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dave Birch, Jason Mikula, and Louisa Murray.

Learn more about your ad choices. Visit megaphone.fm/adchoices

636. News: Have Apple pressed the Buy Now Pay Later nuke button?

Mon, 13 Jun 2022 14:00:00 -0000

Our expert hosts, Gwera Kiwana and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Lena Hackelöer, CEO & Founder, Brite Payments
Tim Waterman, Chief Commercial Officer, Zopa

With soundclips from:

Dare Okoudjou, Founder & CEO, MFS Africa
Daniel Kjellén, CEO and Co-Founder, Tink
Peter Lord, CEO, Codat
Myles Stephenson, Founder & Chief Executive, Modulr

We cover the following stories from the fintech and financial services space:

Apple Pay Later is the company’s take on a buy now, pay later service - 4:42
Challenger bank Zopa enters BNPL market - 16:21
African payments company makes rare purchase of US fintech - 29:00
Open banking platform Tink strikes payments deal with Revolut - 37:35
JPMorgan Backs Software Startup Codat at $825 Million Valuation - 46:40
Modulr Unveils SEPA Instant Service for Real-Time European Business Payments - 49:50
Rapyd launches out of this world competition for software developers to win a trip to the edge of space - 51:40

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Daniel Kjellén, Dare Okoudjou, Lena Hackelöer, Myles Stephenson , Peter Lord, and Tim Waterman.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

635. Insights: How can payments companies compete?

Fri, 10 Jun 2022 14:00:00 -0000

In this episode, in association with TrueLayer, David M. Brear is joined by some great guests to look at how the payments industry is looking to diversify, through partnerships and value-added-services, to stay competitive.

If payments is the ‘bread and butter’ of the fintech industry, then many companies are now looking to top that bread with extras and make themselves a sandwich!

But with PWC predicting the global digital payments market will reach $361.30bn by 2030 – why are so many payment companies looking to add more?

This week's guest include:

Francesco Simoneschi, Co-founder and CEO, TrueLayer
Amrita Srivastava, Executive Director, Growth & Global Business Development, Binance
Sarah Barslund Lauridsen, Head of Product, Banking Circle

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Amrita Srivastava, Francesco Simoneschi, and Sarah Barslund Lauridsen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

634. News: Alloy and Nova Credit partner to help migrants and green fintech initiative launched

Mon, 06 Jun 2022 14:00:00 -0000

Our expert hosts, Gwera Kiwana and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Eric Johansson, Fintech Editor, Verdict
Brian Bender, VP of Strategic Alliances, Alloy

With soundclips from:

Gerrit Sindermann, Project Director, Green Digital Fintech Alliance

We cover the following stories from the fintech and financial services space:

Nova Credit Teams with Alloy on Inclusive Business Lending - 4:25
World's first green fintech taxonomy launched - 14:45
African growth promise tempts investors - 26:00
Embattled payments startup Bolt is cutting one-third of staff - 34:40
Bank of America boss Moynihan knocks crypto - 44:10
Varo, first chartered neobank, could run out of money by end of year, regulatory filings show - 45:40
Sex Pistols announce commemorative God Save The Queen coin and NFT - 48:50

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees.

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Brian Bender, Eric Johansson, and Gerrit Sindermann.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

633. Insights: Will embedded finance make or break the fintech industry?

Fri, 03 Jun 2022 14:00:00 -0000

Our expert host, Gwera Kiwana, is joined by some great guests to ask: “Will the rise of embedded finance make or break the fintech industry?”

if embedded finance has taken fintech’s offerings mainstream and given the power to everyone, then who loses out because of that? And does that even matter to consumers?

The week's guest include:

Anabel Perez, President & CEO, NovoPayment
Mark Vermeersch, Chief Platform Officer, Treasury Prime
Ruth Foxe Blader, Partner, Anthemis

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Anabel Perez, Mark Vermeersch, and Ruth Foxe-Blader.

Learn more about your ad choices. Visit megaphone.fm/adchoices

632. News: Klarna announces big layoffs while Chase bags UK customers

Mon, 30 May 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Philip Kelvin, Co-founder & CEO, Tranch
Sophie Winwood, Early Stage VC Investor at Anthemis

We cover the following stories from the fintech and financial services space:

Klarna laid off 10% of its workforce through a video message - 3:20
£8bn in 8 months: Chase wins 500k UK customers - 14:10
London-based BNPL startup Tranch nabs £3.5m to bring payment flexibility to businesses - 24:50
Founder alleges that fintech startup is ‘copy-and-pasting’ its business - 37:00
Neobanks are plentiful but rarely profitable - 45:15
CaixaBank issues Braille card for visually impaired - 46:30
Fintech Insider mailbag - 48:00

Got a question you want us to answer? Submit it here: https://forms.gle/iaq7HSmiVLMPY8oV9

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Philip Kelvin and Sophie Winwood.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

631. Insights: After Dark: Ripping up the rulebook

Fri, 27 May 2022 14:00:00 -0000

Welcome to the latest installment of After Dark, titled 'Ripping up the rule book', recorded live in New York City!

Our expert hosts, David M. Brear and Gwera Kiwana, are joined by some great guests to delve into the premise that DeFi and embedded finance are the punk and hip-hop of financial services respectively.

While Defi took punk’s DIY ethic and disrespect for its predecessors, embedded finance’s strategy of sampling and reworking the hits of yesteryear is straight from hip-hops playbook.

Who will hit the mainstream? Could we see collaboration and crossovers coming? And can mainstream players move into the counterculture?

This week's guest include:

Wiza Jalakasi, VP, Developer Relations, Chipper Cash
Larisa Daberko, Head of Partnerships, Orum

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Larisa Daberko and Wiza Jalakasi.

Learn more about your ad choices. Visit megaphone.fm/adchoices

630. News: Griffin goes for banking licence and InDebted looks to disrupt UK debt collection

Mon, 23 May 2022 14:00:00 -0000

Our expert hosts, Gwera Kiwana and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

David Jarvis, CEO, Griffin
Medha Agarwal, Partner, Redpoint Ventures
Lachlan Heussler, Chief Strategy Officer, InDebted

With soundclips from:

Joe Colchester, Product Manager, 11:FS Pulse

We cover the following stories from the fintech and financial services space:

UK-based BaaS fintech Griffin applies for banking licence - 4:46
Digital debt collection agency InDebted arrives in the UK aiming to improve sector image - 17:24
For the first time, Japan’s SoftBank could spend more on share buybacks than new investments - 33:10
Revolut continues trend of older users adopting fintech - 45:20
Banking-as-a-service startup Unit closes on $100M at a $1.2B valuation - 53:00
Apple will let your subscription apps charge you more money without asking - 54:54
Nubank beats revenue estimates on strong customer growth - 56:23
Goldman Sachs to offer senior staff unlimited holiday - 59:00

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: David Jarvis, Joe Colchester, Lachlan Heussler, and Medha Agarwal.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

629. Insights: Can Egypt’s young population push through a fintech revolution?

Fri, 20 May 2022 14:00:00 -0000

Our expert host, Kate Moody, is joined by some great guests to delve into Egypt's fintech scene.

While we in the West may associate Egypt with its grand history – the truth is that the North African country is currently looking extremely youthful.

With this young population comes new expectations on banking and financial services – with many from the outside of the country also looking at this hugely profitable market as a place to expand into.

So in this episode, we’re asking: How does the market look today? What challenges are still to be overcome? And what does the future hold for Egypt?

This week's guests include:

Momtaz Moussa, Co-Founder & CEO, Lucky
Eslam Darwish, General Partner, Nclude By Global Ventures

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Eslam Darwish and Momtaz Moussa.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus. How web3 is shaping the future of finance - report deep dive

Wed, 18 May 2022 11:00:00 -0000

Our expert host, Gwera Kiwana, is joined by Mauricio Magaldi, Global Strategy Director for Crypto at 11:FS, to talk about something exciting we’ve been cooking up here at 11:FS.

Our latest report - How web3 is shaping the future of finance - is out now! There’s so much hype floating around about web3, but also so much opportunity. So we decided to do an explainer that unpacks what web3 actually means, how it’ll impact financial services, the risks and the opportunities. Time to take a deep dive. All this and much much more on today's bonus episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Mauricio Magaldi.

Learn more about your ad choices. Visit megaphone.fm/adchoices

628. News: Does the market have Tiger Global by the tail?

Mon, 16 May 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Barb Maclean, VP Integration & Analytics, Celero
Aya Ibrahim, Commercial Director, Paymob
Mary Ann Azevedo, Senior Editor, TechCrunch

We cover the following stories from the fintech and financial services space:

Canadian Neo Financial's $185 million fund raise signals confidence in neobanks - 4:10
Egyptian fintech Paymob raises $50M led by PayPal Ventures and Kora Capital - 16:30
Tiger Global hit by $17bn losses in tech rout - 27:45
Sequoia, Binance and a16z among 19 investors backing Elon Musk’s Twitter bid - 37:08
Stripe’s Patrick Collison hits back at Plaid CEO’s accusations - 46:30
Dutch fintech Bunq vies for Ulster Bank and KBC account holders - 48:32
Google Chrome is getting built-in virtual credit cards - 50:45
The Vatican Will Create an NFT Gallery to ‘Democratise Art’ - 52:25

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Aya Ibrahim, Barb MacLean, and Mary Ann Azevedo.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

627. Insights: How payroll data became the holy grail

Fri, 13 May 2022 14:00:00 -0000

Our expert host, Simon Taylor, is joined by some great guests to ask: 'How did payroll data become the new gold rush?'

Payroll data has become the topic of much hype over the last few years – from projected market values of over $10bn, to being referred to as the ‘holy grail of fintech’.

So why are people so excited about something which has been in front of us the whole time? And in the midst of ‘The Great Resignation’, will this gold rush last?

This week's guest include:

Ahmed Siddiqui, Head of Product, Branch
Lindsay Davis, Head of Markets, Atomic
Andrew Brown, Founder and CEO, Check

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ahmed Siddiqui, Andrew Brown, and Lindsay Davis .

Learn more about your ad choices. Visit megaphone.fm/adchoices

626. News: Stripe vs Plaid and Apple vs The EU

Mon, 09 May 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Nilixa Devlukia, Founder, Payments Solved
Karen Kerrigan, COO, Moneybox

With soundclips from:

Gwera Kiwana, Product Manager, 11:FS
Paul Stoddart, President, GoCardless

We cover the following stories from the fintech and financial services space:

Stripe launches open banking product sparking Twitter taunt from Plaid CEO - 3:35
Moneybox announces crowdfunding campaign - 14:35
EU claims Apple breaking competition law over contactless payments - 30:00
Banking giant Truist acquires fintech startup Long Game in effort to reach younger demographic - 38:40
Buy Now Pay Later will soon affect your credit score in the UK - 48:15
GoCardless appoints Mastercard and Vocalink exec as president - 51:10
Citigroup trader triggers European flash crash - 54:00
Swiss banker put strip club visits on expenses - 55:22

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Gwera Kiwana, Karen Kerrigan, Nilixa Devlukia, and Paul Stoddart.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

625. Insights: What's the global potential of Islamic finance?

Fri, 06 May 2022 14:00:00 -0000

Our expert host, Ross Gallagher, is joined by some great guests to answer the question: 'How global can Islamic finance become?'

Islamic finance is an industry sector with faith and ethical practices at its very core – it’s also a sector which has moved from a regional niche into a booming industry valued at over $2.88tn by industry experts.

So how global is Islamic finance? What are the challenges in its way? And how does the future look?

This week's guests include:

Samim Abedi, Chief Investment Officer, Wahed
Areeb Siddiqui, Founder and CEO, KESTRL
Nahim Bassa, Senior Vice President and Head of Strategy & Digital Transformation, Bank Aljazira

With soundclips from:

Samina Akram, Managing Partner, Samak Ethical Finance

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Areeb Siddiqui, Nahim Bassa, Samim Abedi, and Samina Akram.

Learn more about your ad choices. Visit megaphone.fm/adchoices

624. News: Stripe steps back into crypto with Twitter and fintech for good Helios raises seed round

Mon, 02 May 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Julia Ménayas, Co-founder, Helios
Jason Mikula, Publisher, Fintech Business Weekly

With soundclips from:

Mauricio Magaldi, Crypto, 11:FS
Abubakar Idris, Africa Reporter, Rest of World
Philip Haglund, CEO, Gimi

We cover the following stories from the fintech and financial services space:

Fintech giant Stripe jumps into crypto with a feature that lets Twitter users get paid in stablecoin - 3:17
French sustainable neobank Helios picks up €9m for its fintech for good to protect the planet - 15:30
Revolut suspends refugee referral payouts after users game the system - 29:30
Plaid co-founder’s next venture is a bank to power fintech apps - 37:15
Flutterwave CEO addresses alleged misconduct claims in email to employees - 49:30
Swedish children’s financial literacy app Gimi teams up with ABN AMRO - 52:50
Spanish football fans thank cup-winning manager via his banking app - 54:40

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Abubakar Idris, Jason Mikula, Julia Ménayas, Mauricio Magaldi, and Philip Haglund.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

623. Insights: If the President orders a CBDC, then who can stop it?

Fri, 29 Apr 2022 14:00:00 -0000

Our expert host, Simon Taylor, hosted a live onstage panel as part of Empire Startups New York FinTech Week!

Earlier this year, we saw an executive order signed on the desk of the White House calling for research and development on a US CBDC.

What was once a theoretical possibility has now been directly decreed by the President himself.

So, today we’re talking about how this executive order will fit into the history books, what we know about CBDCs currently, what the challenges are still to overcome and what the future may hold.

This week's guests include:

Cuy Sheffield, Head of Crypto, Visa
Carmelle Cadet, Founder & CEO, EMTECH
Jennifer Lassiter, Executive Director, The Digital Dollar Project

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Carmelle Cadet, Cuy Sheffield , and Jennifer Lassiter.

Learn more about your ad choices. Visit megaphone.fm/adchoices

622. News: Inflation strikes for Amazon sellers and SEON raises for global expansion

Mon, 25 Apr 2022 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Kate Drew, Director of Research, CCG Catalyst
Bence Jendruszak, Co-founder & COO, SEON

We cover the following stories from the fintech and financial services space:

Amazon is adding a 5% fuel and inflation surcharge - 3:30
Fraud prevention fintech SEON raises $94m to expand globally - 14.30
US consumer agency sues TransUnion for deceptive marketing - 27:15
Decacorn Brex expands into financial services, lands DoorDash as a new customer - 36:55
Robinhood revives plans to launch in the UK with deal to buy crypto app Ziglu - 46:00
Better.com announces more layoffs, citing mortgage market turbulence - 47:10
Nubank secures $650m credit line for expansion in Mexico and Colombia - 48:45
NFT of Jack Dorsey's first tweet struggles to sell - 50:15

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Bence Jendruszak and Kate Drew.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

621. Insights: How does financial services address underserved groups?

Fri, 22 Apr 2022 14:00:00 -0000

Our expert host, Gwera Kiwana, is joined by some great guests to talk about the industries and communities left behind by financial services.

While fintech has made great strides in democratising access to financial services for many – there are industries and real people who still remain frozen out.

With than in mind, we’re focusing today’s episode on three different underserved groups and industries: the sex industry, the cannabis industry and new migrants.

This week's guests include:

Rosie Hodsdon, Executive Assistant, Marketing and Communications, National Ugly Mugs
Mike Kennedy, Co-founder & Chief Strategy Officer, Green Check Verified
Rohit Mittal, Co-founder & CEO, Stilt

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: TrueLayer.com/payments.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Mike Kennedy, Rohit Mittal, and Rosie Hodsdon.

Learn more about your ad choices. Visit megaphone.fm/adchoices

620. News: Nova Credit comes to the UK and Apple plots a payments war

Mon, 18 Apr 2022 14:00:00 -0000

Our expert hosts, Gwera Kiwana and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Misha Esipov, Co-founder & CEO, Nova Credit
Polly Jean Harrison, Features Editor, The Fintech Times

With soundclips from:

Duke Ekezie-Joseph, Co-founder and Chief Growth Officer, Kippa

We cover the following stories from the fintech and financial services space:

US fintech Nova Credit expands into Europe to “unlock opportunities” for immigrants (awaiting FCA authorisation) - 4:00
Apple’s plan to pump up Apple Card and Apple Pay and win the payments war - 15:35
Nigerian fintech start-up Kippa launches digital payments offering for African SMEs - 26:45
Bank of England’s fintech chief leaves for digital asset platform Fireblocks - 35:50
Russia has defaulted on its foreign debt, says S&P - 44:30
Meta is reportedly making ‘Zuck Bucks’ - 46:15
UK pay falls for second month in a row as cost of living bites - 47:40
The microchip implants that let you pay with your hand - 49:30

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: TrueLayer.com/payments.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Duke Ekezie-Joseph, Misha Esipov, and Polly Jean Harrison.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

619. Insights: What next for anti-money laundering?

Fri, 15 Apr 2022 14:00:00 -0000

Our expert host, Simon Taylor, is joined by some great guests to discuss what the future looks like for the anti-money laundering industry.

The UK sees a whopping £88bn laundered annually, with that figure reaching £216.5bn in the US.

This makes up a sizeable chunk of £1.8tn said to be laundered globally – a staggering 3% of GDP.

So, today we’re looking at how AML keeps up with the sizable task ahead of it, what stands in its way and is this a problem that can truly be solved?

This week's guests include:

Adam Gable, Product Director - Financial Crime, Treasury & Risk, Temenos
Joe Robinson, Co-founder & CEO, Hummingbird
Jessica Cath, Head of Financial Crime Project Delivery, Fintrail

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

With an Alto CryptoIRA, you can invest in crypto without tax headaches.

Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. That’s right—ten bucks! No setup charges and no account fees.

To open an Alto CryptoIRA with as little as $10, just go to AltoIRA.com/insider.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Adam Gable, Jessica Cath, and Joe Robinson.

Learn more about your ad choices. Visit megaphone.fm/adchoices

618. News: Qonto looks to builds a community, while Fast runs out of steam

Mon, 11 Apr 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Dan Hardy, VP - Sales, Crowdcube
Peter Renton, Co-Founder and Chairman, LendIt Fintech

With soundclips from:

Prakash Pattni, Managing Director of Financial Services & Digital Transformation (EMEA), IBM

We cover the following stories from the fintech and financial services space:

Unicorn Qonto partners with Crowdcube to open up ownership - 5:10
Fast shuts doors after slow growth - 16:30
The competition will pay for this later: Klarna completes PriceRunner deal - 27:00
Rishi Sunak asks Royal Mint to launch non-fungible token - 36:00
Egyptian financial super app Khazna raises $38M from Quona Capital and Lendable - 45:00
IBM offers real-time fraud detection in new z16 mainframe - 47:15
Bank of Italy bans N26 from onboarding new customers over AML failings - 50:30
Liam Payne launches Revolut card - 52:00

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Hardy, Nicole Perry, Peter Renton, and Prakash Pattni.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

617. Insights: How banks paved the way for a Singapore fintech revolution

Fri, 08 Apr 2022 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to break down how fintech currently operates in Singapore.

In the decades after gaining independence in 1965, Singapore rapidly developed from a low-income country to a high-income country.

With this, came a push for better financial services and the island nation has established itself as one of Asia and the world’s key financial hubs.

So today we’re talking about how things look in 2022, what challenges there are still to overcome, and what’s next for Singapore's ecosystem?

This week's guests include:

Jonas Thürig, Head, F10 Singapore
Dayana Yermolayeva, CEO & Co-Founder, JiPay

This episode is sponsored by Austrade

Everyone wants to stay ahead of the fintech curve, and a great way to start is by powering your investment portfolio with Australia's best and brightest fintechs. From buy-now-pay-later, to open banking, from embedded finance, to global payments - it won't be long before the next Clearpay, Cover Genius or Airwallex hits the international stage. Learn more today, visit
www.shinewithaustralia.com.au/fintech

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dayana Yermolayeva and Jonas Thürig.

Learn more about your ad choices. Visit megaphone.fm/adchoices

616. News: UK's open banking regulator faces shake-up, ArK Kapital creates 'ageing filter' for startups

Mon, 04 Apr 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Alan Ainsworth, Head of Policy, OBIE
Axel Bruzelius, Founder and COO, ArK Kapital

With soundclips from:

Shaun Port, Managing Director of Savings and Investments, Chase UK

We cover the following stories from the fintech and financial services space:

CMA to create regulatory body to oversee open banking industry - 4:00
Stockholm-based ArK Kapital raises €165 million to help startups grow faster and smarter - 15:45
JP Morgan's Chase launches UK saver with "market-leading" interest rate - 25:16
Kadmos snaps €8.3 million to transform salary payments for migrant workers - 33:50
Bank of England joins MIT CBDC roster - 42:00
Chip raises £6.5m crowdfund on path to becoming saving and investing super app - 43:20
Mobile wallets to be adopted by over one-third of global population by 2024 - 44:40
The CEO of Goldman Sachs is set to DJ at Lollapalooza 2022 - 45:40

This episode is sponsored by Austrade

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alan Ainsworth, Axel Bruzelius, and Shaun Port.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

615. Insights: Can data enrichment outsmart fraudsters?

Fri, 01 Apr 2022 14:00:00 -0000

In this episode - in association with Callsign - our expert host, David M. Brear, is joined by some great guests to talk about the best approach to tackling financial fraudsters!

The idea that organisations can leverage data to gain an understanding of their customers is better understood than it once was – but what this actually looks like in practice and how does it come to life?

From reducing fraudulent transactions, to improved UX, to compliance with regulators – data leverage and enrichment opens up so many avenues for financial organisations.

This week's guests include:

Christopher Stephens, Head of Solution Engineering (UK, Europe & South Africa), Callsign
PJ Rohall, Fraud Subject Matter Expert, Featurespace
Livia Benisty, Global Head of Business AML, Banking Circle

This episode is sponsored by Callsign

Callsign makes digital life smoother and safer by helping organizations establish and preserve digital trust so people can get on with their digital lives.

The first true representation of identity online, Callsign positively identifies users by their unique characteristics, replicating real-life recognition signals with AI models.

The only solution to identify people across every journey, channel, and brand, Callsign makes digital identification seamless and secure, helping drive business growth. Find out more at [callsign.com](www.callsign.com).

This episode is sponsored by Austrade

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Christopher Stephens, Livia Benisty, and PJ Rohall.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus: The metaverse is 1% finished

Wed, 30 Mar 2022 11:00:00 -0000

Welcome to a very special bonus edition of Fintech Insider!

We’ve been talking a lot about the metaverse recently, so on this bonus episode, we decided to jump in and try it for ourselves.

Join hosts David M. Brear and Jason Bates as they don a pair of headsets and dive into the metaverse to discuss what they think it actually is, what place it could have in our working lives, its possible uses in the world of financial services and a whole lot more!

If you want to learn more about how this episode was made, head to our YouTube channel right now to watch an exclusive behind the scenes video: youtube.com/11team

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

614. News: Ramp marks $8bn valuation, Clearbank plans global expansion and Apple acquires Credit Kudos

Mon, 28 Mar 2022 14:00:00 -0000

Our expert hosts, David M. Brear and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Charles McManus, CEO, Clearbank
Eric Glyman, Co-founder & CEO, Ramp

With soundclips from:

Eslam Darwish, General Partner, Nclude

We cover the following stories from the fintech and financial services space:

Ramp confirms new $8.1bn valuation - 4:28
ClearBank raises $230m to expand into Europe and the US - 18:15
Apple buys UK fintech start-up Credit Kudos - 34:15
Egypt state banks setting up $85m fintech innovation fund - 43:45
"Very, very unlikely" big banks will have high-street branches, says Anne Boden - 52:30
EPI abandons plan for Visa and Mastercard rival as member banks quit - 53:30
NatWest to pilot carbon tracking app with SMEs - 54:55
Bristol pound notes to be transformed into giant shoal of fish - 56:05

This episode is sponsored by Austrade

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Charles McManus, Eric Glyman, and Eslam Darwish.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

613. Insights: The rise of 'fintech for good'

Fri, 25 Mar 2022 15:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the relationship between charitable giving and fintech.

With a cashless society steadily reducing the amount of spare change in purses and back pockets, many charities have been plunged into a crisis of traditional fundraising.

While dropping coins into buckets may be a thing of the past, financial services focused on charitable giving is a growing sector which could help small charities, NGOs, relief funds and community organisations stay above water.

So today we’re talking about what charitable giving looks like today, what are the challenges still to overcome and the rise of 'fintech for good'.

This week's guests include:

Sarah Habib, Customer Strategist, 11:FS
Matt Crate, CEO, Toucan
Fizel Nejabat, Co-founder & COO, Algbra

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Fizel Nejabat, Matt Crate, and Sarah Habib.

Learn more about your ad choices. Visit megaphone.fm/adchoices

612. News: SCA finally in effect, Lunar raises $77M and HSBC joins the metaverse

Mon, 21 Mar 2022 15:00:00 -0000

Our expert hosts, Gwera Kiwana and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Roger De’Ath, UK Country Manager, at Truelayer
Jimmy Fong, CCO at SEON

With soundclips from:

Mauricio Magaldi, Global Leader - Cryptocurrency

We cover the following stories from the fintech and financial services space:

Online retailers warned of lost sales as SCA comes into effect - 2:20
Nordic Neobank Lunar raises $77M, reaches $2B valuation AND launch a crypto platform - 13:00
eBay and Klarna partner to bring flexible payment options to Germany - 24:40
Revolut given thumbs up by the Ukrainian Deputy Prime Minister for helping refugees open accounts - 32:30
Softbank turns fund for diverse entrepreneurs into evergreen opportunity - 38:05
The FCA searches for head of new crypto dept - 41:15
One in 12 now use BNPL to play for essentials - 42:30
HSBC buys a virtual plot of land in the metaverse - 43:30

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Jimmy Fong, Mauricio Magaldi, Roger DeAth, and Sim Rai.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

611. Insights: Running the Canadian fintech 'ultramarathon'

Fri, 18 Mar 2022 15:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk all things Canadian fintech.

Following a tough 2020, Canada’s fintech scene has now thawed and 2021 saw record VC investment in the ecosystem.

With the promise of new regulation on Open Banking and payments on the horizon – this could be a big moment for The Great White North!

This week's guests are:

Barb Maclean, VP Integration & Analytics, Celero
Joshuah Lebacq, Director at NA ventures, National Bank Of Canada
Tarique Khan, Director of Business Development, Brim Financial
Ryan Tevel, Director of Partnerships, Koho

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Barb MacLean, Joshuah Lebacq, Ryan Tevel, and Tarique Khan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

610. News: Kenya's M-Pesa marks milestone anniversary

Mon, 14 Mar 2022 15:00:00 -0000

Our expert hosts, Gwera Kiwana and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Sitoyo Lopokoiyit, CEO, M-Pesa
Lindsay Davis, Head of Markets, Atomic
Eric Johansson, Fintech Editor, Verdict

With soundclips from:

Patrick Kavanagh, CEO, Atlantic Money
Nicola Anderson, CEO, Fintech Scotland

We cover the following stories from the fintech and financial services space:

M-Pesa: Kenya's mobile money success story celebrates 15 years - 3:55
Russian banks turn to China to sidestep cutoff from payments systems - 15:20
Atomic lands $40m in funding, just five months after its Series A, to connect banks and fintechs to consumers’ paychecks - 26:00
Money transfer fintech launches in London to take on Wise and PayPal - 37:05
Indian fintech CredAvenue turns unicorn with fresh $137m funding - 46:25
New roadmap unveiled to take Scottish fintech from 'strength to strength' - 48:11
LimeWire announces comeback as Web3 NFT marketplace - 50:50

This episode is sponsored by CompyAdvantage
What role will blockchain play in the future of financial services? How are innovative fintechs expanding access to online banking in Africa? And would more bankers in orange jumpsuits change the way money laundering is perceived? Subscribe to Uncover, the ComplyAdvantage podcast, to explore these questions and much more: https://podcasts.apple.com/gb/podcast/uncover/id1601611340

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Eric Johansson, Lindsay Davis , Nicola Anderson, Patrick Kavanagh, and Sitoyo Lopokoiyit.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

609. Insights: What makes partnerships work?

Fri, 11 Mar 2022 15:00:00 -0000

Our expert host Simon Taylor is joined by some great guests to talk about partnerships all across the ecosystem between fintechs, service providers, banks, non-banks and more.

What once might have been perceived as rivalries between the old guard and the new school are now looked on as opportunities to learn and develop through working together.

So, today we’re talking about what partnerships look like in 2022, what challenges are still to overcome and how could partnerships look in the future?

This week's guests include:

Nicole Perry, Strategy Director - Digital Business Design, 11:FS
Martin Häring, CMO, Temenos
Mary Agbesanwa, Fintech Growth Lead, Seccl
Josh Williams, Chief Banking Officer, Seattle Bank

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Josh Williams, Martin Häring, Mary Agbesanwa, and Nicole Perry.

Learn more about your ad choices. Visit megaphone.fm/adchoices

608. News: Russia removed from Swift as fintech community steps up for Ukraine

Mon, 07 Mar 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Yann Ranchere, Partner, Anthemis
Clare Gambardella, Chief Customer Officer, Zopa

With soundclips from:

Ali Niknam, CEO, Bunq

We cover the following stories from the fintech and financial services space:

The West’s sanctions sever Russia’s economy from much of the world - 1:54
Wider fintech community responds to the invasion of Ukraine - 17:33
Klarna’s widening losses driven by rapid expansion - 31:10
Freetrade’s European expansion given the green light - 40:30
Women overtake men in UK start-up volumes, NatWest data shows - 49:20
Payhawk becomes Bulgaria's first ever unicorn - 50:50

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ali Niknam, Clare Gambardella, Sim Rai, and Yann Ranchere.

Links:

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607. Insights: The state of financial crime

Fri, 04 Mar 2022 15:00:00 -0000

In this episode (in association with ComplyAdvantage), our expert host Gwera Kiwana is joined by some great guests to look at the latest trends in financial crime.

ComplyAdvantage recently released their annual The State of Financial Crime report for 2022 – in which they surveyed 800 C-suite and senior compliance decision makers across North America, Europe and Asia-Pacific.

The report provides insights into trends that will shape the year ahead in financial crime, as well as showing what’s changed in the last year. So today, we’re using this report to kick off a whole discussion on financial crime.

This week's guests include:

Charles Delingpole, Founder & CEO, ComplyAdvantage
Jo Ann Barefoot, CEO & Co-founder, Alliance for Innovative Regulation
Matthew Redhead, Associate Fellow, RUSI

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Charles Delingpole, Jo Ann Barefoot, and Matthew Redhead.

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606. News: Flux's new CEO calls out the gender gap at the top of fintech

Mon, 28 Feb 2022 15:00:00 -0000

Our expert hosts, David M. Brear and Nasir Ahmad, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Kevin Chong, Co-Head, Outward VC
Veronique Barbosa, CEO & Co-Founder, Flux

With soundclips from:

Tayo Oviosu, CEO, Paga
Marko Wenthin, Co-Founder, Dock Financial
Will Carmichael, CEO, RoosterMoney

We cover the following stories from the fintech and financial services space:

Retail investor platform PrimaryBid wins SoftBank backing - 4:40
New Flux CEO calls paltry number of female fintech bosses "insane" - 13:10
UK’s leading fintech bosses call on government to ramp up efforts to overhaul regulation - 31:55
Twitter adds Paga as a payment provider for its "Tips" feature in Nigeria - 40.25
Revealed: Credit Suisse leak unmasks criminals, fraudsters and corrupt politicians - 49:05
Dock Financial prepares for the launch of a new Banking-as-a-Service platform - 53:22
The pocket money pinch - inflation fuels the surge of the 'school kid side hustle' - 55:45

This episode is sponsored by CompyAdvantage
What role will blockchain play in the future of financial services? How are innovative FinTechs expanding access to online banking in Africa? And would more bankers in orange jumpsuits change the way money laundering is perceived? Subscribe to Uncover, the ComplyAdvantage podcast, to explore these questions and much more: https://podcasts.apple.com/gb/podcast/uncover/id1601611340

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Kevin Chong, Marko Wenthin, Tayo Oviosu, Veronique Barbosa, and Will Carmichael.

Links:

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605. Insights: Looking ahead to the future of fintech in UAE

Fri, 25 Feb 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Tristan Brandt, are joined by some great guests to delve into the fintech landscape in UAE.

The Middle East is home to a number of exciting fintech companies and the UAE has rapidly established itself as a leading hub for fintech startups in the region.

So, today we’re talking about how things look in 2022, what challenges there are to overcome, and what’s next for one of the region’s hottest fintech ecosystems.

This week's guests include:

Mirna Sleiman, Co-founder, Fintech Galaxy
Olivier Crespin, Co-founder and CEO, ZAND
Ambareen Musa, CEO of Souqalmal

This episode is sponsored by Fintech Meetup.
Join Fintech Meetup, the world’s largest fintech meetings-only event! That’s right - no speakers or content….just 30,000+ double opt-in online meetings that result in Deals, Partnerships and Funding. Meet 3,000+ participants from Fintechs, Banks, Credit Unions, Community Banks, Investors, Networks, Solution Providers, Tech cos, Retailers & Merchants and many others! Online, March 22-24. Learn More & Get Your Ticket

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ambareen Musa, Mirna Sleiman, Olivier Crespin, and Tristan Brandt.

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604. News: Banked and Agreena raise Series As – but does fintech have a problem with copying?

Mon, 21 Feb 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Tim Heard, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Brad Goodall, CEO, Banked
Julie Koch Fahler, Co-founder, Agreena

We cover the following stories from the fintech and financial services space:

Banked raises $20m Series A led by Bank of America and Edenred for US expansion - 3:00
'Farmer fintechs' are turning Europe’s farms into carbon sinks - 15:30
Primer co-founder hits out at "brazen" copying in fintech - 28:15
Four buy now, pay later firms change ‘potentially unfair terms’ - 39:30
Revolut acquires Indian money transfer company Arvog Forex - 50:25
BBVA invests $300m in Brazil's Neon - 51:40
Sustainable finance app Novus raises $5m in 9 months and is now officially live - 52:58
JPMorgan is the first bank into the metaverse - 54:25

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Brad Goodall and Julie Koch Fahler.

Links:

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603. Insights: LATAM can become world-leaders in fintech

Fri, 18 Feb 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Mauricio Magaldi, are joined by some great guests to get under the skin of the rise and rise of LATAM fintech.

According to the Financial Times, 2021 saw VCs invest $15.3 billion into Latin American firms—triple the funding raised in 2020. A staggering 75% of that investment went into fintech, proptech, and e-commerce.

Nubank, LATAM’s largest fintech, raised $1.15 billion in the region's biggest ever deal – then floated on the NYSE at a valuation of $40 billion.

How did LATAM fintech get to this point? Is everything really as utopian as it seems? And what comes next for the newest global fintech player?

This week's guests include:

Jag Duggal, Chief Product Officer, Nubank
Ximena Aleman, Co-Founder, Promoteo
Bruno Diniz, Managing Partner, Spiralem

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Bruno DIniz, Jag Duggal, Mauricio Magaldi, and Ximena Aleman.

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Bonus: Trailer | Decoding: Banks

Wed, 16 Feb 2022 12:00:00 -0000

Hey Fintech Insider fans.

We want to tell you all about our new video series - Decoding: Banks.

Tune in to see us and industry experts put banks under the microscope and ask - what challenges are traditional banks facing in 2022 and what can they do about them?

To know where we're headed, you need to understand how we got here. Our 11 episodes unpack the landscape today with unrivalled insight from our great selection of guests.

Watch the full series right now at 11FS.com/decoding

In association with Jack Henry Digital, the pioneer of personal digital banking, helping financial institutions strategically differentiate their digital offerings from megabanks, big techs, and fintechs.
Find out more: https://discover.jackhenry.com/digital/

If you enjoyed this episode, don't forget to subscribe and please leave a review

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602. News: GoCardless, Stitch and Vivid Money raise funding to solve money movement friction

Mon, 14 Feb 2022 15:00:00 -0000

Our expert hosts, Ross Gallagher and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Kiaan PIllay, Co-Founder/CEO, Stitch
Catherine Birkett, CFO at GoCardless

With soundclips from:

Alexander Emeshev, Co-Founder, Vivid Money

We cover the following stories from the fintech and financial services space:

South African fintech Stitch raises $21 million in Series A funding - 3:00
GoCardless enters unicorn club with $312 million funding and $2.1 billion valuation - 14:45
Vivid Money, a financial super app, raises $114M at an $886M valuation to expand in Europe - 28:30
Fly Now Pay Later inks deal with booking site Alternative Airlines - 38:40
Apple and Stripe team up for tap to pay on iPhones - 48:20
New neobank Coupl set to launch in India - 49:45
Pakistani BNPL Firm QisstPay Expands to US - 50:50
Will Ferrell invests in Danish challenger bank Lunar - 52:00

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Catherine Birkett and Kiaan Pillay.

Links:

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601. Insights: Unpacking cross-border payments

Fri, 11 Feb 2022 15:00:00 -0000

In this episode in assocation with Mastercard, Gwera Kiwana is joined by some great guests to look at everything to do with cross-border payments.

Once the source of headaches for businesses globally – today cross-border payments are so prevalent that recent research suggests $156 trillion is expected to cross international borders annually by the end of 2022.

So – with this staggering amount in mind – we’re asking what cross-border payments look like today, what are the challenges still to overcome, and what the future holds for the industry.

To find out more about Mastercard Cross-Border Services visit crossborder.mastercard.com.

This week's guests include:

Stephen Grainger, Executive Vice President, Mastercard
Bill Thomas, Chief Member Operations Officer at UNFCU
Naushad Contractor, CEO, Fable Fintech

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Bill Thomas, Naushad Contractor, and Stephen Grainger.

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600. News: Apple muscles in on merchant payments and Monzo lays out the future

Mon, 07 Feb 2022 15:00:00 -0000

It's episode 600 of Fintech Insider and our expert hosts, Simon Taylor and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Jonas Templestein, Co-Founder/CTO, Monzo Bank
Alex Marsh, Head, Klarna UK
Ruth McCarthy, CEO, Fexco Corporate Payments

We cover the following stories from the fintech and financial services space:

Next up in Apple’s plan for financial domination: Turning iPhones into payment terminals - 4:15
Wayflyer becomes latest Irish tech unicorn after $150m fundraise - 17:15
11:FS sits down with Monzo Co-Founder/CTO Jonas Templestein - 30:20
Jack Dorsey’s Block completes $29bn Afterpay acquisition - 56:20
Following his fiery Twitter tirades, Bolt founder Ryan Breslow is no longer CEO - 58:00
Serena Williams backed fintech Esusu hits unicorn status, procures $130M to bridge racial wealth gap - 59:50
Predicting Fintech Insider Episode 6000! - 1:01:30

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alex Marsh, Jonas Templestein, and Ruth McCarthy.

Links:

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599. Insights: In emerging markets, payments move in innovative ways

Fri, 04 Feb 2022 15:00:00 -0000

Our expert host, Simon Taylor, is joined by some great guests to break down the payments sector in emerging markets.

The payments sector remains at the forefront of financial services and the sector is evolving in many exciting ways.

That evolution is especially eye-catching in the emerging markets, who are not laboured with antiquated infrastructure seen across Europe and North America – and have often leapfrogged these markets directly into the future.

However, each of these emerging markets come with their own challenges, as well as opportunities.

This week's guests include:

Wiza Jalakasi, VP, Developer Relations, Chipper Cash
Aditi Sholapurkar, Co-Founder, Salt
Anna Hibino, Middle East & Africa - Expansion & Partnerships Lead, Wise

All of this and much more on today's episode!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Aditi Sholapurkar, Anna Hibino, and Wiza Jalakasi.

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598. News: BNPL giant Klarna launches physical card in the UK

Mon, 31 Jan 2022 15:00:00 -0000

Our expert hosts, Gwera Kiwana and Ewan Silver, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Polly Jean Harrison, Features Editor, The Fintech Times
Michael Wilkinson, COO, Everything

With soundclips from:

Dimitris Kalavros-Gousiou, Partner, Velocity Partners

We cover the following stories from the fintech and financial services space:

Klarna: ‘buy now, pay later’ firm to launch card in the UK - 4:10
Bank of America Says a Digital U.S. Dollar Is ‘Inevitable’ - 16:25
Everything Raises €2M to Re-Invent Premium Bonds in the UK - 27:45
JPMorgan agrees to acquire 49% stake in Greek fintech Viva Wallet - 38:55
Huawei turns to Curve for NFC payments in the wake of Google ban - 48:40
Tanzanian fintech NALA raises $10M seed to build Revolut for Africa - 50:05
Pakistani Digital Banks Finally Able To Get a Banking License Following SBP’s Announcement - 51:53
Bolt CEO called Y Combinator and Stripe 'the Mob' in a fiery Twitter thread - 53:50

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Ewan Silver, Michael Wilkinson, and Polly Jean Harrison.

Links:

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597. Insights: How does fintech serve the creator economy?

Fri, 28 Jan 2022 15:00:00 -0000

Our expert hosts, Gwera Kiwana and Ross Gallagher, are joined by some great guests to discuss the relationship between the creator economy and banking.

According to figures from Signalfire, creators - which includes influencers, bloggers, videographers and anyone else monetising their online fanbases - now total 50 million worldwide.

So – with the creator economy continuing to go from strength to strength – we’re asking what banking products are supporting this burgeoning sector? What challenges are there still to overcome? And what does the future look like for financial services for the creator economy?

This week's guests include:

Lotanna Ezeike, Founder and CEO, XPO
Kyla Scanlon, Creator and Investor

All of this and much more on today's episode!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Kyla Scanlon and Lotanna Ezeike .

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596. News: Visa and Amazon call a truce – but for how long?

Mon, 24 Jan 2022 15:00:00 -0000

Our expert hosts, Ross Gallagher and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests are:

Ron Shevlin, Chief Research Officer, Cornerstone Advisors
Eric Johansson, Tech Editor, Verdict
Paddy O’Neil, Country Manager UK, Spendesk

With soundclips from:

Michael Hershfield, Founder and CEO, Accrue Savings

We cover the following stories from the fintech and financial services space:

Amazon to continue accepting Visa credit cards in UK as it bids to resolve payment dispute - 5:10
JP Morgan plots ‘astonishing’ $12bn tech spend to beat fintechs - 17:00
Spendesk is the fifth French startup to reach unicorn status this month - 31:30
Accrue Savings raises $25m to offer consumers “a responsible” purchasing option - 41:10
Ghanaian fintech Float raises $17M seed to power cash flow for commerce in Africa - 51:10
No “convincing case” for Central Bank Digital Currencies, says Lords committee - 52:45
Bolt becomes decacorn with $335 million funding round - 54:35
Selfridges becomes world’s first retailer to sell NFTs over the counter - 56:05

This episode is sponsored by Primer.
Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Special Guests: Eric Johansson, Paddy O’Neill, and Ron Shevlin.

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595. Insights: The European and US fintech markets - which is further ahead?

Fri, 21 Jan 2022 15:00:00 -0000

Our expert host, Simon Taylor, is joined by some great guests to get under the skin of the debate into who is currently leading the fintech revolution.

With the recent success stories of Chime, Current, Bond, Unit, Ramp, Brex, Persona, Alloy, Plaid, MX, and many many more – there's a velocity to the USA right now.

However it has also been argued that the US are late to the party and Europe was having this glut of success 3-5 years ago and the US are just catching up.

So with this in mind – we’re asking who is currently ahead when it comes to fintech, the USA or Europe?

This week's guests include:

Peter Lord, CEO, Codat
Amon Ghaiumy, Co-Founder, Ophelos
Valentina Kristensen, Director, Growth & Communications, OakNorth

All of this and much more on today's episode!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Amon Ghaiumy, Peter Lord, and Valentina Kristensen.

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594. News: Fintech funding ramps up as Brex, Qonto and others all hit record valuations

Mon, 17 Jan 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Nasir Ahmad, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Samim Abedi, Chief Investment Officer at Wahed
Kate Drew, Director of Research, CCG Catalyst

We cover the following stories from the fintech and financial services space:

Fintech Brex confirms $12.3B valuation, AND snaps up Meta exec to serve as its head of product - 2:50
Wahed Debuts First Shariah-Compliant and ESG-Aware ETF on Nasdaq - 14:50
Business banking startup Qonto raises $552 million at $5 billion valuation - 29:14
Revolut launches as a bank in 10 Western European countries - 35:45
UK FS regulator takes aim at cloud giants - 47:14
Citi to sack unvaccinated staff at the end of the month - 48:42
UK parliament launches crypto group - 50:50
A technical issue sees a bank accidentally hand out £130m on Christmas morning - 52:40

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Kate Drew and Samim Abedi.

Links:

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593. Insights: Breaking down the US financial services sector

Fri, 14 Jan 2022 15:00:00 -0000

Our expert host, Simon Taylor, is joined by some great guests to look a the banking sector in the USA – in association with Temenos.

Where once the American banking sector was dominated by the biggest names on Wall Street - we’ve seen major evolution in recent years; following changes in regulation and smart new ideas from both news players and incumbents looking to shake things up.

So what have been the successes so far? What has proved challenging? And what’s next for the banking sector in the USA?

This week's guests include:

Dan Henry, CEO, Green Dot
Jacqueline White, President - Americas, Temenos
Vlad Lounegov, CEO, Mbanq

All of this and much more on today's episode!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Dan Henry, Jacqueline White, and Vlad Lounegov.

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592. News: Anne Boden comments anger fintech bosses and Tencent invests in Monzo

Mon, 10 Jan 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Deepa Anikhindi , are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Abba Newbery, Chief Marketing Officer, Habito
Wiza Jalakasi, VP, Developer Relations, Chipper Cash

We cover the following stories from the fintech and financial services space:

Fintech bosses accuse Starling Bank’s Anne Boden of stifling innovation 2:57
Chinese giant Tencent joins backers of £3.3bn digital bank Monzo 15:16
Habito offers mortgages for up to seven times person's salary 27:03
Fintechs in Africa continue to overshadow all other startups in funding gained 37:39
ING announces exit from French retail banking market 49:41
Hong Kong Fintech Unicorn WeLab To Enter Increasingly Crowded Indonesian Digital Banking Market 50:56
Fintech-focused Ribbit Capital raises $1.15B 52:30
BlackBerry: End of an era as company pulls plug on iconic handsets 53:50

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Special Guests: Abba Newbery and Wiza Jalakasi.

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591. Insights: Predicting the future of fintech in 2022

Fri, 07 Jan 2022 15:00:00 -0000

Our expert hosts, Benjamin Ensor, Gwera Kiwana, and Alex Hooper got together to discuss their predictions for fintech in 2022 – as well as revisiting the predictions previously made for 2021.

Will we see the rise of the global south? Could variable recurring payments silence the critics of Open Banking? Or will direct-to-consumer fintechs target more specific audiences?

Tune in to hear how last year's predictions went and the big themes to look out for this year!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

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590. News: Global Super Apps on the rise as Nubank IPOs and Lydia becomes a unicorn

Mon, 20 Dec 2021 15:00:00 -0000

Our expert hosts, Gwera Kiwana and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Gabriel Le Roux, Co-Founder, Primer
Bruno DIniz, Co-Founder, Spiralem

We cover the following stories from the fintech and financial services space:

Nubank makes its market debut on New York Stock Exchange - 4:15
Primer launches no-code plugins for e-Commerce platforms - 15:55
Which? calls for banks to pause branch closures - 25:40
French ‘super app’ Lydia raises $100m becoming latest European fintech unicorn, plots 10 million users by 2025 - 35:50
Better.com CEO to take time off after firing hundreds of employees over Zoom - 46:40
JPMorgan to hire hundreds more staff for UK digital bank - 48:35
OakNorth acquires smart cashflow firm Fluidly to boost SME support - 50:30
FCA launches Christmas jingle to warn about fraud - 52:05

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Special Guests: Bruno DIniz and Gabriel le Roux.

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589. Insights: Taking a closer look at the Canadian market ft. Phillippe Daoust

Fri, 17 Dec 2021 15:00:00 -0000

This Friday, we're switching it up a bit!

From our Youtube sister show Spotlight, our expert host - Simon Taylor - is joined by Philippe Daoust, Vice President & Managing Director at National Bank of Canada. The pair look at Canada's fintech scene looks today, how it's evolving, and the National Bank of Canada's growing relationship with fintech challengers.

All of this and much much more on today's show!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guest: Philippe Daoust.

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588. News: Seedrs acquired by Republic to fuel European expansion

Mon, 13 Dec 2021 15:00:00 -0000

Our expert hosts, Simon Taylor and Tim Heard, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Kirsty Grant, CIO, Seedrs
Ruby Hinchliffe, Reporter, FT Adviser

With soundclips from:

Lisa Jacobs, CEO of Funding Circle

We cover the following stories from the fintech and financial services space:

Republic acquires UK’s Seedrs in $100M deal to push into Europe - 2:45
Former TSB CEO launches money-sharing social network Loop - 15:50
Wealthsimple quits the UK market - 25:49
Zopa pulls out of P2P consumer lending - 36:25
Majority raises $27 million for migrant mobile banking service - 46:12
Funding Circle launches embedded finance solution (soundclip from Lisa Jacobs, CEO of Funding Circle) - 47:35
Monzo valuation hits $4.5bn on back of drawing thousands of new customers - 49:00
Harrods agrees buy now pay later tie up with Klarna - 51:14

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Special Guests: Kirsty Grant and Ruby Hinchliffe.

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587. Insights: Financial education is best served young

Fri, 10 Dec 2021 15:00:00 -0000

Our expert host, Gwera Kiwana, is joined by some great guests to talk about financial education – what it currently looks like, the challenges faced, and what the syllabus should be in the future.

We asked on Twitter and Linkedin 'what topic in financial services isn’t talked about enough'? Many people came back with great and insightful suggestions – with financial education coming up again and again.

So, we’re dedicating our Insights show to ‘what financial education should look like in 2022?’

This week's guests include:

Dan Lane, Senior Analyst, Freetrade
Louise Hill, Co-Founder & Chief Operating Officer, GoHenry
Fiona Montgomery, Head of School Age Education, MyBnk

All of this and much more on today's episode!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Dan Lane, Fiona Montgomery, and Louise Hill.

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586. News: Has the Financial Conduct Authority freed up Open Banking?

Mon, 06 Dec 2021 15:00:00 -0000

Richard Davies, CEO, Allica Bank
Sophie Winwood, Investor, Anthemis

We cover the following stories from the fintech and financial services space:

Small business lender Allica raises £110m as it quickens growth 3:16
FCA boosts Open Banking by removing 3-month re-authentication requirement 14:38
British Business Bank Finds UK Venture Capital Fund Performance has Increased 27:10
Afterpay releases BNPL for subscription services in the US and Australia 35:55
Thought Machine closes $200M for its cloud native banking SaaS and becomes a unicorn 47:10
India’s Slice becomes unicorn with $220M funding from Tiger Global, Insight Partners and Advent 48:44
Moneybox and Plaid give customers greater control over their finances 50:41
Mr Goxx, the crypto-trading hamster, dies 53:10

This episode is sponsored by SAS.
SAS help their customers make banking simple, safe and rewarding for everyone. They support banks in their goal to treat every customer as an individual. Combining data from across the bank with external information and real-time context delivers unique insight and a deep understanding of customer needs. By applying this insight at the right time via the right channel, SAS help make every customer engagement with the bank a relevant, valuable, and seamless experience.
SAS enables banks to embed real-time intelligence in every interaction, helping them make smarter, faster decisions that transform customer experience.
To find out more, visit https://www.sas.com.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Richard Davies and Sophie Winwood.

Links:

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585. Insights: After Dark: Better. Faster. Stronger.

Fri, 03 Dec 2021 15:00:00 -0000

Welcome to the latest installment of After Dark, titled 'Better. Faster. Stronger.'

We are joined by the best and the brightest in fintech and financial services, as well as our first live audience of 2021, to set some goals for the industry as a whole.

What do we mean by that?

We’re asked our panel and live audience to rate where the financial services industry is in 2021 and set three goals for 2022 and beyond – what to start, what to keep up, and what to stop!

Our fantastic panel conists of;

Hosts:

Simon Taylor, Co-Founder, 11:FS / CPO, 11:FS Foundry
Jason Bates - Co-Founder / Deputy CEO - 11:FS

Guests:

Louise Smith, Chair, Innovate Finance / Chief Digital Officer, Lloyds
Matt Henderson, EMEA Business Lead, Stripe

This episode is sponsored by OneSpan
OneSpan helps protect the world from digital fraud by establishing trust in people’s identities, the devices they use and the transactions they execute. We make digital banking accessible, secure, easy and valuable. OneSpan’s Trusted Identity platform and security solutions significantly reduce digital transaction fraud and enable regulatory compliance for more than half of the top 100 global banks and thousands of financial institutions around the world. Whether automating agreements with identity verification and e-signatures, reducing fraud using advanced analytics, or transparently securing financial transactions, OneSpan helps lower costs and accelerate customer acquisition while improving the user experience.
Learn more at OneSpan.com

This episode is sponsored by Trustly
What if you could re-imagine payments for the insurance industry? What if you didn't have to rely on old and complex payment services and infrastructure? Instead, what if your payment provider could help create a user experience that stands out? And when it's time to pay out a claim it can do so instantly to millions of bank accounts across the UK, Europe and North America?
Trustly are leading the charge in unlocking the Open Banking payments revolution we are seeing today. Their Open Banking platform redefines the speed, simplicity and security of payments, for more than half a billion consumers across the globe.
Visit trustly.net to read more about how they help insurtech companies make payments a key part of their digital-first approach.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Louise Smith and Matt Henderson.

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584. News: Freetrade breaks crowdfunding records again

Mon, 29 Nov 2021 15:00:00 -0000

Our expert hosts, Benjamin Ensor and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Polly Jean Harrison, Features Editor, The Fintech Times
David Cunningham, Chief Commercial Officer, Lextego

With soundclips from:

Viktor Nebehaj, CMO, Freetrade
Mark Mullen, CEO, Atom Bank
Jamie Campbell, Co-Founder, Fronted

We cover the following stories from the fintech and financial services space:

Freetrade raises crowdfunding at £650m valuation (soundclip from Viktor Nebehaj, CMO, Freetrade) - 3:15
Payhawk raises €99 million to expand payments and expenses solution - 14:25
Irish banks commit €5 million to payment app joint venture Synch - 23:25
Atom Bank moves to a four-day week (soundclip from Mark Mullen, CEO, Atom Bank) - 35:20
Mode Global shares sink after Ocado, Boots and Homebase deny involvement in bitcoin scheme (soundclip from Jamie Campbell, Co-Founder, Fronted) - 45:40
India’s Paytm Tumbles Another 13% After First-Day IPO Flop - 46:40
Fronted launches ‘Lifetime Deposit’ lending product with the help of fresh £20m funding (soundclip from Jamie Campbell, Co-Founder, Fronted) - 48:25
Nike teams up with Roblox to create a virtual world called Nikeland - 51.20

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Dave Cunningham, Deepa Anikhindi, Jamie Campbell, Mark Mullen, Polly Jean Harrison, and Viktor Nebehaj.

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583. Insights: Can financial services lead the fight against climate change?

Fri, 26 Nov 2021 15:00:00 -0000

Our expert host, Simon Taylor, is joined by some great guests to talk about all things sustainabilty in the financial services sector – in association with Mastercard.

There’s never been a better or more timely way to go green, and financial services is uniquely placed to have real impact in this space.

Following COP26, Simon and the panel look at where we are now, the challenges and opportunities, as well as the role of fintech in driving big changes.

This week's guests include:

Scott Abrahams, SVP Business Development and Fintech, Mastercard
Lee Brown, Operations Manager, Helpful
Will Smith, Co-Founder, Tred

All of this and much more on today's episode!

This episode is sponsored by Temenos.
Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Lee Brown, Scott Abrahams, and Will Smith.

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Bonus: Payments are Eating the World ft. Jeremy Balkin, JP Morgan

Wed, 24 Nov 2021 15:00:00 -0000

Time for a bonus episode! Our expert host, David Brear, is joined by Jeremy Balkin, Global Head of Innovation & Corporate Development, Payments at J.P. Morgan, to take a deep dive into their new report: Payments are Eating the World.

Join us for an in depth discussion about Jeremy's career, the report, and all things payments.

All of this and much more on today's episode!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guest: Jeremy Balkin.

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581. Insights: Is the Indian fintech market coming of age?

Fri, 19 Nov 2021 15:00:00 -0000

Our expert host, Bejnamin Ensor, is joined by some great guests to talk about all things Indian fintech.

Fintech is one of the fastest-growing technology segments in India, bringing innovation in digital identity, credit scoring, loans, payments, and stock trading.

So what does the market look like, what technologies are paving the way, and what opportunities does the ecosystem offer Fintech founders?

This week's guests include:

Gurjodhpal Singh, India CEO, Tide
Aditi Sholapurkar, Co-founder, SALT

All of this and much more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Aditi Sholapurkar and Gurjodhpal Singh.

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579. Insights: Football and fintech collides

Fri, 12 Nov 2021 15:00:00 -0000

Our expert host, David M. Brear, is joined by some great guests to talk about all things football and fintech.

Both industries have seen monumental rises in the last decade, so it's no surprise that financial technology and football are becoming more entwined in their pursuit of global expansion.

So where is this relationship in 2021? What are some of the success stories? And what is the potential going forward?

This week's guests include:

Vivienne Hsu, CMO, Sokin
Petrit Berisha, Head of Cryptomedia, Copa90
Alexandra Frean, Chief Corporate Affairs Officer, Starling Bank

All of this and much more on today's episode!

This episode is sponsored by Temenos.
Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster.
Register to attend here. (https://tem.mn/3jYLZlm)

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alexandra Frean, Petrit Berisha, and Vivienne Hsu.

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577. Insights: Big Data is just getting started

Fri, 05 Nov 2021 15:00:00 -0000

Our expert host, Gwera Kiwana, is joined by some great guests to talk about all things Big Data.

Large banks were some of the first big believers in the power of Big Data – but issues meant that initial hopes weren’t quite achieved. However, the potential of Big Data has progressed since those early days, and it’s time to revisit where we go from here.

So what have been the successes? What has proved challenging? And how can Big Data help us unlock the future of AI among other innovations?

This week's guests include:

Richard Hamerton-Stove, Director of Consulting, 11:FS
Todd Winship - Product Director, Analytics, Temenos
Sarah Welch, Managing Director, Curinos

All of this and much more on today's episode!

This episode is sponsored by LetsDeel.
There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world.
Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce.
To learn more, visit letsdeel/11fs, and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee.

This episode is sponsored by Blueshift
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue.
Learn more about the Blueshift at blueshift.com/11fs.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Richard Hamerton-Stove, Sarah Welch, and Todd Winship.

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575. Insights: How does the cloud disrupt traditional banking?

Fri, 29 Oct 2021 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about all things Cloud-based Banking.

Cloud-based platforms have the potential to revolutionise the banking sector as we know it, but the findings of our latest report with nCino suggest there’s still a long way to go. So what is Cloud-based Banking? Why do banks need to embrace it? And what are challenges and opportunities?

This week's guests include:

Sim Rai, Senior Customer Strategist, 11:FS
Emmanuel Lambert, Digital Transformation Officer, CKV
Mo Fadaei, Head of Technology, Change & Transformation, Recognise

All of this and much more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Emmanuel Lambert, Mo Fadaei, and Sim Rai.

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573. Insights: Is Agile a silver bullet for businesses?

Fri, 22 Oct 2021 14:15:00 -0000

Our expert host, David M. Brear, is joined by some great guests to take a deep dive into all things Agile.

What is it? What are the pros and cons? Where does Agile fit into day-to-day operations? What do other solutions offer, what does the future look like, and what advice can our panel give to companies looking to scale with Agile?

This week's guests include:

Deepa Anikhindi, Lead Product Manager, 11:FS
Alexa Guenoun, Chief Operating Officer, Temenos
Lars Trunin, Head of UK Product, Wise

All of this and much more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alexa Guenoun, Deepa Anikhindi, and Lars Trunin .

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571. Insights: Opening up the Kingdom of Saudi Arabia

Fri, 15 Oct 2021 14:00:00 -0000

Our expert host, Ross Gallagher, is joined by some great guests to to talk about Saudi Fintech.

As part of its Vision 2030 initiative, the Saudi government has set ambitious targets aimed towards building a thriving and diverse economy and establishing a strong foundation for long term economic prosperity.

This has had significant implications on financial services within the Kingdom – especially with regards to Fintech and digital transformation.

But what does the Saudi banking market look like, what technologies are paving the way, and where are the real opportunity and growth areas for Fintech?

This week's guests include:

Henry Egan, Director, 11:FS
Tristan Brandt, Chief Digital Officer, SABB
Nahim Bassa, Group Head: Strategy & Digital Transformation, Bank AlJazira

All of this and much more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Henry Egan, Nahim Bassa, and Tristan Brandt.

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570. News: Fintech in flux? Google cancels Plex and Monzo withdraws US licence bid

Mon, 11 Oct 2021 14:00:00 -0000

Our expert hosts, Benjamin Ensor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Ron Shevlin, Director of Research, Cornerstone Advisors
Emily Nicolle, Fintech Correspondent, Financial News
Kate Drew, Director of Research, CCG Catalyst

We cover the following stories from the fintech and financial services space:

Google Is Scrapping its Plan to Offer Bank Accounts to Users 3:05
Monzo withdraws US banking licence application 15:21
Alloy raises $100 million at a $1.35 billion valuation to help banks and fintechs fight fraud with its API-based platform 27:27
Starling to launch banking-as-a-service package in Europe 36:50
AI-based mortgage overpayment app Sprive launches 47:40
Fintech firm Upgrade is getting into buy now, pay later with short-term installment loans 49:00
NatWest acquires pocket money app RoosterMoney 50:14
11:FS shares a boat with James Bond 51:50

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Emily Nicolle, Kate Drew, and Ron Shevlin.

Links:

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569. Insights: How to be truly digital

Fri, 08 Oct 2021 14:00:00 -0000

Our expert hosts, David M. Brear and Jason Bates talk all about the Truly Digital Manifesto! They unpack what 'truly digital' means, an overview of the manifesto, and get into all the details.

Who needs to see this? What brutal realities do companies need to address? And, what is digital R.I.C.H.E.S? Tune in to find out more!

To read the Truly Digital Manifesto, click here.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

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568. News: Barclays and Anthemis backing female founders in the UK

Mon, 04 Oct 2021 14:00:00 -0000

Our expert hosts, Gwera Kiwana and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Katie Palencsar, Managing Director & Global Head of Venture Studio, Anthemis
Dan Westgarth, COO, Deel

We cover the following stories from the fintech and financial services space:

Barclays and Anthemis bring female-focused fintech fund to UK and Europe
Citi launches tech hub in Bahrain to develop its digital platforms
Oraan raises $3M to increase financial inclusion
Santander unplugs payments challenger PagoFX after 15 months
Claro takes anti-BNPL campaign to London's streets
FinTech Startup Highnote Launches and announces $54M in Funding
Ant-Backed Ascend Money Becomes Thailand’s First Fintech Unicorn
A Crypto-Trading Hamster Performs Better Than Warren Buffett And The S&P

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Dan Westgarth and Katie Palencsar.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

567. Insights: How is French Fintech growing and tackling regulation?

Fri, 01 Oct 2021 14:00:00 -0000

Our expert host, Benjamin Ensor, is joined by some great guests to talk about French Fintech.

Paris is home to more than 1,000 fintech companies and the French capital is looking to close the gap on the UK and eventually the US, according to leading figures. But what does the market look like, what technologies are paving the way, and what opportunities does the market offer fintech founders?

This week's guests include:

Didier Lallemand, Managing Director at Société Générale Ventures
Clement Boulais, General Manager France, TrueLayer
Paddy O’Neill, Head of Sales UK & Ireland, Spendesk

All of this and much more on today's episode!

This episode is sponsored by Fintech Meetup.
This episode is sponsored by Fintech Meetup. Fintech Meetup is the world’s largest fintech meetings event, facilitating more than 30,000 meetings for 4,000 participants. It takes place online, March 8-10, 2022. Our participants will meet everyone they need to meet, including Startups, Established Fintechs, Investors, Banks and Credit Unions, Media and Analysts and more. For more information and to get your ticket, go to [www.fintechmeetup.com](www.fintechmeetup.com).

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Clement Boulais, Didier Lallemand, and Paddy O’Neill.

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566. News: Stripe and JP Morgan land in London

Mon, 27 Sep 2021 14:00:00 -0000

Our expert hosts, David Brear and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Matt Henderson, EMEA Business Lead, Stripe
Arun Tharmarajah, Head of European Banking at Wise
Sophie Guibaud, Chief Growth Officer at OpenPayd

We cover the following stories from the fintech and financial services space:

Stripe opens London fintech development office 4:16
Wise launches feature that lets users spend money invested in stocks 17:15
JPMorgan launches Chase in the UK 31:03
TrueLayer raises $130M and becomes a unicorn 43:13
Curve joins the BNPL scramble 49:20
Monese moves into banking-as-a-service 51:20
61% of UK Children Use an App to Manage Pocket Money 53:16
Restaurants to be banned from keeping staff tips 55:12

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Arun Tharmarajah , Matt Henderson, and Sophie Guibaud.

Links:

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565. Insights: Supporting early stage companies through angel investing ft. Charley Ma

Fri, 24 Sep 2021 14:00:00 -0000

This Friday, we're switching it up a bit!

Not too long ago on Spotlight, our expert host - David Brear - was joined by Charley Ma, GM of Fintech at Alloy. The pair dive into Charley's career to date, and also unpack what it means to be an angel investor supporting early stage companies.

The conversation was so insightful and interesting, that we wanted to share it with all of you.

What does angel investing really mean? How do you get started out? How do you choose what to invest in?

All of this and much much more on today's show!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guest: Charley Ma .

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564. News: Is Monzo professionalising Buy Now Pay Later?

Mon, 20 Sep 2021 14:00:00 -0000

Our expert hosts, David Brear and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Roger De’ath, Head of eCommerce at Truelayer
Oscar Williams-Grut, City Editor at Evening Standard
Polly Jean Harrison, Journalist at The Fintech Times

We cover the following stories from the fintech and financial services space:

Monzo unveils buy now, pay later product with £3,000 limit - 5:35
QED announces $1 billion fintech war chest - 19:35
TrueLayer teams up with Cazoo to power open banking payments and refunds - 27:30
Varo raise $510M in Series E funding - 36:15
One in five consumers blocked from paying with cash, raising concerns for the elderly and vulnerable - 41:57
Former Wise employees raise $8.5M for multicurrency investing app - 44:00
Ripple vets unveil global micropayments network for Web 3.0 - 45:18
Russian bank VTB is piloting ‘face pay’ technology - 48:00

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Oscar Williams-Grut, Polly Jean Harrison, and Roger DeAth.

Links:

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563. Insights: After Dark: Starting from scratch

Fri, 17 Sep 2021 14:00:00 -0000

Welcome to the latest installment of After Dark, called Starting from Scratch. We are joined by the best and the brightest in fintech and financial services industry to talk all about starting from zero, and building better financial systems. What do we mean by that?

Well, just imagine…

The year is 2040. We have exhausted nearly all of the earth’s natural resources. Elon Musk/Jeff Bezos/Richard Branson and others like them have won the space race and the first colony has now arrived on Mars. Billions will follow over the weeks and months. There is much to be done.
We are getting on our rocket to head off to Mars, tasked with building the planet’s first banking ecosystem.
There are no rules, no regulations and no limits. We have the opportunity to shed the baggage of the existing systems on Earth and completely start again.

To build a whole new banking system from scratch: What do you do? Where do you begin?

Our fantastic panel conists of;

Hosts:

David Brear, 11:FS Group CEO
Jason Bates, 11:FS Deputy CEO

Guests:

Marta Krupinska, Fintech founder & Head of Google for Startups UK
Eric Van der Kleij, Builder of Tech Ecosystems, (Co)founder EdenBase.com, Level39.co, TechNation.io
Dr Sian Lewin - Co-Founder and Head of Client Delivery at RegTech Associates

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Eric Van der Kleij, Marta Krupinska, and Sian Lewin.

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561. Insights: Seeking real value in the Aussie fintech space

Fri, 10 Sep 2021 14:00:00 -0000

Our expert host, David Brear, is joined by some great guests to talk about Australian fintech.

The market has grown exponentially over the last few years, with the pandemic pushing Austailians further into digital and providing a major catalyst for tech companies. But what does the market look like, what technologies are paving the way, and what opportunities does the market offer fintech founders?

This week's guests include:

Dexter Cousins, Founder, Tier One People
Simone Joyce, CEO & Co-Founder, Paypa Plane & Chair of Fintech Australia
Matt Baxby, Country CEO of Revolut Australia

All of this and much more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Dexter Cousins, Matt Baxby, and Simone Joyce.

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Bonus: Myth-busting influencer banking with Lotanna Ezeike, XPO

Wed, 08 Sep 2021 11:00:00 -0000

Time for a bonus episode! Our expert host, David Brear, is joined by Lotanna Ezeike, Co-Founder and CEO at XPO, to talk all things social media influencers, the creator economy & banking.

Join us for some myth-busting about influencers, challenge David's opinions from a few episodes back, and shed some light on the subject for our listeners.

All of this and much more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guest: Lotanna Ezeike .

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560. News: More behemoths get into BNPL as Amazon team up with Affirm

Mon, 06 Sep 2021 14:00:00 -0000

Our expert hosts, Simon Taylor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Frederick Lavoie, co-founder and COO, Flinks
Sharon Kimathi, Inclusive Economies Editor, Thomson Reuters Foundation

We cover the following stories from the fintech and financial services space:

Amazon partners Affirm to offer customers BNPL option 4:32
National Bank of Canada invests $103M in Flinks, including $30M in growth capital 15:45
Alpaca raises $50m; moves into crypto trading 28:32
Wombat to raise £10 million to expand into Europe 38:52
Nubank seeks $55bn valuation in IPO 47:12
Invest at PayPal could compete with Robinhood and Square’s retail stock trading 48:34
Railsbank and Status Money create credit card with crypto investment rewards 50:27
Fake Banksy NFT sold through artist's website for £244k 52:25

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Frederick Lavoie and Sharon Kimathi.

Links:

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559. Insights: Ask us anything!

Fri, 03 Sep 2021 14:00:00 -0000

Our expert hosts, David Brear, Simon Taylor and Jason Bates, come together to answer all of your burning question in this Ask Me Anything episode.

How surprised are they by the rise of the neobanks in the US? Is there a grave danger all the best engineers get sucked into and away from traditional FS businesses? When Hollywood decides to make 11:FS The Movie, who would David, Simon and Jason want to play them?

Tune in to hear so much more, and hey - maybe next time, we'll be answering your questions!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

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558. News: Playing into your niche

Mon, 30 Aug 2021 14:00:00 -0000

Our expert hosts, David Brear and Pierre Legrand, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

John Waupsh, CEO and founder, Nerve
Colin Kennedy, Chief Business Officer, Ramp

We cover the following stories from the fintech and financial services space:

Ramp raises $300M and acquires Buyer to offer "negotiation-as-a-service" 3:30
Revolut introduces salary-advance feature in the UK 13:25
Nerve, World’s First Neobank Created for Musicians Launched 24:49
World Remit rebrands as Zepz and raises £292M 36:49
Socially conscious fintech Aspiration to go public via a SPAC merger 41:45
Balance raises $25 million in Series A funding 42:51
African fintech OPay valued at $2bn after a $400m raise 43:50
Hargreaves Lansdown creates confusion with ad campaign citing a Monzo IPO 45:00

Al of this and much more more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Colin Kennedy and John Waupsh.

Links:

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557. Insights: Is Buy Now Pay Later the future of credit?

Fri, 27 Aug 2021 14:00:00 -0000

Our expert hosts, David Brear and Amy Gavin, are joined by some great guests to talk about innovation in the buy now pay later products.

Most people think of huge players such as Klarna & Afterpay, but increasingly we are seeing more and more specialised providers entering the market, and in new geographies. We wanted to revisit this topic, to find out where the innovation is really coming from.

This week's guests include:

Arad Levertov, CEO & Co-Founder, Sunbit
Timothy Davis, CEO & Co-Founder, Butter.co.uk

All of this and much more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Arad Levertov and Timothy Davis.

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556. News: Don’t bet against Jamie Dimon

Mon, 23 Aug 2021 14:00:00 -0000

Our expert hosts, Adam Davis and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Rod Lockhart, CEO at LendInvest
Sam Maule, Key Account Exec at Google Cloud

We cover the following stories from the fintech and financial services space:

Chime raises $750m at $25bn valuation 3:04
LendInvest secures £150m partnership with Barclays and HSBC 16:01
JP Morgan and AmEx invest in Plaid 30:27
UK banks plan to share branches as regulator seeks to block closures 41:35
Brex buys Israel’s Weav 50:45
'Personalised credit' startup Keebo raises £5 million in seed funding 52:00
Starling tops CMA ratings for business banking quality 53:45
HSBC joining the bank card accessibility push with new ‘vertical’ designs 54:44

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and co., joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Rod Lockhart and Sam Maule.

Links:

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555. Insights: AI - Who will take on the responsibility of erasing human bias?

Fri, 20 Aug 2021 14:00:00 -0000

Our expert host, Simon Taylor, is joined by some great guests to talk about AI and machine learning in the context of financial services.

We cover how AI/ML will change financial services, what the difference between AI & ML in Financial Services is, what the biggest benefits of AI/ML are, how do we work with bias and how far can we take it?

This week's guests include:

Amanda Cercas Curry, PhD student Heriot-Watt University in Edinburgh and co-host of the podcast Let's Chat Ethics
Teddy Flo, General Council, Zest AI
Dorel Blitz, VP Strategy & Business development, Personetics

All of this and much much more on today's episode!

This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).

This episode is sponsored by WaveMaker.
This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code platform for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences?

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Amanda Cercas Curry, Dorel Blitz, and Teddy Flo.

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553. Insights: How can good UX design make financial services accessible?

Fri, 13 Aug 2021 14:00:00 -0000

Our expert hosts, David Brear and Lindsey Kistler, are joined by some great guests to talk about designing products for fintech & insurtech.

We cover how to make design in the context of Fintech & insurtech stand out, gamification, getting information across to users seamlessly, the role of the UX designer, and much much more.

This week's guests include:

Dominic Holton, COO, DeadHappy
Edoardo Moreni, Co-Founder & CEO, Emma

All of this and much much more on today's episode!

WaveMaker delivers a rich drag-and-drop visual studio that fintechs, brands, and financial institutions use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom pre-built components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com today.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Dominic Holton and Edoardo Moreni.

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551. Insights: Can you teach a banker to code?

Fri, 06 Aug 2021 14:00:00 -0000

Our expert hosts, Adam Davis and Nick Funnell, are joined by some great guests to talk about the role of the engineer in the context of Fintech.

Engineers are essential to any software company, large or small, but they may not always be the most front-facing figures in a product build. Engineers are traditionally seen as builders, and what we will get into today is how the face of the engineer has changed since the birth of fintech, what are some challenges they face, and how do they go about explaining technical processes to their stakeholders?

This week's guests include:

Simon Vans-Colina, Co-Founder at Fronted
Chris Margonis, Senior Developer, Plum
Amber Goldberg, Software developer at Curve

All of this and much much more on today's episode!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Amber Goldberg, Chris Margonis, and Simon Vans-Colina.

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550. News: If the talent walks, you’ve bought yourself a very expensive tin!

Mon, 02 Aug 2021 14:00:00 -0000

Layla Qassim, Head of Strategy and Shareholder Relations at Solarisbank
Alex Frean, Head of Corporate Affairs at Starling Bank

We cover the following stories from the fintech and financial services space:

Solarisbank raises $224M and acquires its competitor 4:19
Starling Bank makes their first acquisition as they buy Fleet Mortgages for $50m, while flying high in account switching race 9:40
Visa to acquire CurrencyCloud 23:10
Lloyds and Mastercard aim to take A2A payments mainstream 27:51
Gojek integrates with Jago for digital banking push 40:20
Tesco Bank to close all its current accounts 41:30
Goldman Sachs boosts transaction banking biz with Fiserv tie-up 43:10
Chicago Bulls team up with Shopify to launch an NFT series 44:30

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alexandra Frean and Layla Qassim.

Links:

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549. Insights: How can digital payments support financial inclusion?

Fri, 30 Jul 2021 14:00:00 -0000

Our expert host, Simon Taylor, is joined by some great guests to talk about what is happening in the world of payments.

The world is moving away from traditional payment methods - what now?
This is not only on the consumer side, there is a lot of innovation on the B2B side as well. Is this movement only a good thing, is there a financial inclusion angle here and will our wallets get completely swapped out for our mobile phones?

Listen in to find out more about this and much much more!

This week's expert guests include:

Myles Stephenson, CEO, Modulr
Keith Grose, Head of UK, Plaid
Sophie Guibaud, Chief Growth Officer, OpenPayd
Vegar Wikhammer Heir, Chief Commercial Officer, Vipps

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Keith Grose, Myles Stephenson , Sophie Guibaud, and Vegar Wikhammer Heir.

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548. News: Get funding and build more!

Mon, 26 Jul 2021 14:00:00 -0000

Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Carlo Gualandri, Founder and CEO at Soldo
Kate Drew, Director of Research at CCG Catalyst Consulting

We cover the following stories from the fintech and financial services space:

Revolut raises $800 million to become UK's most valuable fintech 5:20
Soldo raises $180M for its business expense platform 17:51
Square launches small business banking 32:10
IPO roundup: Robinhood is seeking a market valuation as high as $35 billion from their upcoming IPO and Paytm look to IPO in India with a raise of $2.2bn 42:55
Yapily raises $51M for its open banking API 52:59
Serena Williams invests in credit building startup Esusu 55:16
Treasury Prime announce Customizable Card Controls to Increase Transactions While Reducing Fraud 57:10
FCA loses £300k worth of electronic devices, this news arises a year after it issued a warning to businesses to ‘be responsible when handling client data’ 59:26

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Carlo Gualandri and Kate Drew.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

547. Insights: Is fintech ready for influencer marketing?

Fri, 23 Jul 2021 14:00:00 -0000

Our expert hosts, Adam Davis and Mariette Ferreira, are joined by some great guests to dive into all things influencer marketing.

Influencer marketing is something common in travel, fashion and beauty, but it’s also become a common phenomenon in the financial industries. We want to look at what influencer marketing looks like in the context of finance, how it is executed but also some of the barriers that surround it.

Listen in to find out more about this and much much more!

This week's expert guests include:

Alexandra Frean, Chief Corporate Affairs Officer, Starling Bank
Adam Hadi, VP Marketing at Current
AJ Coyne, Head of Marketing, Klarna

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Adam Hadi, AJ Coyne, and Alexandra Frean.

Learn more about your ad choices. Visit megaphone.fm/adchoices

546. News: Where there is a product, there is capital.

Mon, 19 Jul 2021 14:00:00 -0000

Our expert hosts, Sarah Kocianski and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Ali Niknam, Founder & CEO, Bunq
Nigel Verdon, CEO, Railsbank

We cover the following stories from the fintech and financial services space:

Bunq celebrates $228 million funding! 2:40
Railsbank raises $70m in global expansion plans 12:21
NatWest launches carbon footprint tracker for its mobile banking app 26:06
The BuyNowPayLater roundup, starting with: Apple partners Goldman Sachs for BNPL play 35:30
US proptech Better HoldCo has acquired UK mortgage provider Trussle 45:18
NAB invests A$160m in branch revamp 46:38
Tide banking valued at $650m, after securing $100m in funding 48:20
Nude lets couples ‘Team-up’ to see each other’s savings progress 50:36

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Ali Niknam and Nigel Verdon .

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

545. Insights: How can tech and culture work together to shape the future of banking?

Fri, 16 Jul 2021 14:15:00 -0000

Our expert hosts, David Brear and Tim Heard, are joined by some great guests to dive into all thing new banking business models.

We start by looking at what the industry looks like now. Where are we, what are the banking models that we’ve seen come out and how has the industry changed due to them? What is driving transformation and new business models, is it new tech, or is it that banks are trying to keep up with others, or is it down to customer expectations?

The second part of this conversation focuses on looking at digital transformation in the financial industries, and how we best take advantage of these and what the bank of the future will look like. How do we best take advantage of new business models?

Listen in to find out more about this and much much more!

This week's expert guests include:

Janine Hirt, CEO, Innovate Finance
Sam Sidhu, President & CEO, Customers Bank

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Janine Hirt and Sam Sidhu.

Learn more about your ad choices. Visit megaphone.fm/adchoices

544. News: As RobinHood IPOs, how important is building a community around a brand?

Mon, 12 Jul 2021 14:00:00 -0000

Billie Simmons, CCO and co-founder, Daylight
Peter Lord, CEO of Codat

Soundbite:

Daniel Marovitz, Senior Vice President of Fintech, Booking.com

We cover the following stories from the fintech and financial services space:

Robinhood files to go public 2:40
Daylight raises millions to build a digital banking platform designed for and by the LGBTQ+ community 14:58
Codat raises $40M from Tiger for its SMB-focused API service 27:54
Booking.com creates fintech unit 37:00
Nigeria's FairMoney raises $42m 48:02
Pleo raises $150M for managing expenses for SMBs 49:06
Barclays stops UK clients from sending funds to Binance 50:11
Chase customers become instant billionaires 51:26

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Billie Simmons, Daniel Marovitz, and Peter Lord.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

543. Insights: Why is the gig economy so underserved?

Fri, 09 Jul 2021 14:00:00 -0000

Our expert host, Sarah Kocianski, is joined by some great guests to dive into the gig economy.

The gig economy is en route to generate $455 billion globally by 2023, and in 2020 gig workers represented around 35% of the US workforce. There currently is no universal definition of a gig worker, but one common explanation is that gig workers are independent contractors or freelancers who typically do short-terms work for multiple clients.

Why is it so difficult for financial services companies to cater to gig workers? Are the workers' financial needs too unusual? What impact does a growing gig economy have on the financial services industry — does it force providers to look for ways to serve the market to avoid being left behind? These are some of the questions we try to answer on today's episode.

This week's expert guests include:

Craig Lewis, Founder & CEO, Gigwage
Oona Rokyta, Co - Founder & CEO, Lance
Atif Siddiqi, Founder & CEO, Branch

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/.

**This episode is also sponsored by YouGov. **With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world.
YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Atif Siddiqi, Craig Lewis, and Oona Rokyta.

Learn more about your ad choices. Visit megaphone.fm/adchoices

542. News: Is Open Banking significantly eroding the dominance of card?

Mon, 05 Jul 2021 14:00:00 -0000

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Gabriel le Roux, Co-founder of Primer.io
Joakim Sjöblom, Co-founder and CEO of Minna Technologies

Soundbites:

Oliver Prill, CEO Tide

We cover the following stories from the fintech and financial services space:

Visa to buy Swedish fintech Tink for $2.2 billion 3:51
Nordic mobile wallets Vipps, MobilePay and Pivo to merge 15:20
Tide prepares to enter India with a 5 year strategy 27:04
Financial watchdog bans crypto exchange Binance from UK 41:45
Mastercard and Ant back effort to get a billion people to take green action 49:52
Killer Mike's bank has to postpone its launch again to catch up to high customer demand 51:33
SoftBank shrinks robotics business, stops Pepper production 53:10
Fed official warns CBDCs could be an “embarrassing fad”and compares them to MC Hammer’s trousers 54:32

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

This episode is brought to you by Visa. one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Gabriel le Roux, Joakim Sjöblom, and Oliver Prill.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

541. Insights: Why does crypto matter?

Fri, 02 Jul 2021 14:00:00 -0000

Our expert host, Simon Taylor, is joined by a great panel of guests to talk about all things crypto.

In the first part of the show, we want to take a look at just how far we’ve come. How far the crypto space has come in the last year - not just in terms of bitcoin surges but also the real steps forward in terms of adoption by big organisations, regulators and even central banks to start taking this crypto phenomenon seriously.

Why is it booming so much now? Does crypto matter more now than it ever has before? And last but not least, is crypto mainstream, and why should we care about it?

This week's expert guests include:

Shivani Siroya, CEO and founder of Tala
Diogo Monica, CEO of Anchorage
Cuy Sheffield, Head of Crypto, Visa

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Cuy Sheffield , Diogo Mónica, and Shivani Siroya.

Learn more about your ad choices. Visit megaphone.fm/adchoices

540. News: Why are American behemoths buying European fintechs?

Mon, 28 Jun 2021 14:00:00 -0000

Our expert hosts, Adam Davis and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Shane Happach, CEO Mollie
Emily Nicolle, Fintech Correspondent, Financial News

Soundbites:

Anna Irrera, Chief Fintech Correspondent, Reuters

We cover the following stories from the fintech and financial services space:

JPMorgan buys investment platform Nutmeg in UK retail push 1:43
Mollie’s Series C funding round puts it in the top 5 most valuable European startups, and top 20 worldwide 13:25
AML regulations driving up compliance costs across UK 29:26
Revolut's results show a “bumper year” as revenues grow… but so do losses 39:15
11:FS Foundry, the Financial Service Operating System built by 11:FS, has today released its first drop, 11:Money 50:32
YES Bank launches musical logo 55:06

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anna Irrera, Emily Nicolle, and Shane Happach.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

539. Insights: Lending - the next evolution of fintech?

Fri, 25 Jun 2021 14:00:00 -0000

Adam Davis is joined by a fantastic panel of guests to discuss lending.
Lending has traditionally been the fastest and arguably most lucrative route for banks to make money, and we want to look at why so many new fintechs are turning to lending as the next product in their arsenal, and how competition is hotting up in this space.

We also want to take a look at the new lending models and companies coming onto the scene and how they are finding new and innovative ways to better serve the end customer or business, vs the traditional banks.

Our expert guests are:

Valentina Kristensen, Director of Marketing and Comms, OakNorth
Tucker Haas, CEO and founder, Quo
Mark Mullen, CEO Atom Bank

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Mark Mullen, Tucker Haas, and Valentina Kristensen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

538. News: Are Stripe and Shopify THE biggest fintech companies right now?

Mon, 21 Jun 2021 14:00:00 -0000

Our expert hosts, Adam Davis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Gus Tomlinson, General Manager Identity Fraud Europe, at GBG
Sammy Fry, Net Zero Lead at Tech Nation

Soundbites:

Matt Henderson, EMEA Business Lead at Stripe
Kathryn Petralia, co-founder of Kabbage

We cover the following stories from the fintech and financial services space:

Stripe moves beyond payments with Stripe Identity 4:22
UK tech leaders team up to fight climate crisis 14:50
AmEx opens its first business accounts with Kabbage 29:01
Shopify expands its one-click checkout, Shop Pay, to any merchant on Facebook or Google 37:10
Laybuy brings in store BN/PL to the UK 44:50
Bitcoin tops $40,000 after Musk says Tesla could use it again 46:50
Fintech giant Wise push button on long-awaited listing 48:51
Web founder Berners-Lee to auction source code as NFT 51:09

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

This episode is also sponsored by YouGov. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world.
YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets.

Download On the money: YouGov’s Global Banking & Finance Report 2021

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Gus Tomlinson, Kathryn Petralia, Matt Henderson, and Sammy Fry.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

537. Insights: After Dark: New World Order

Fri, 18 Jun 2021 14:00:00 -0000

Welcome to the latest installment of After Dark, called New World Order. We are joined by the best and the brightest in fintech and financial services industry to talk all about innovation. Innovation is happening faster than ever and fintech continues to be at the absolute forefront of it.

From having all your needs in one app, to ever changing banking business models, people's wants, habits and understanding of tech have evolved dramatically. And the fintech industry is way ahead of them.

Our fantastic panel conists of;

Moderator

Louise Smith, Chief Digital Officer, Lloyd's

Panel 1

Sarah Kocianski, 11:FS Head of Competitor Strategy
Daniel Hegarty, Habito Founder & CEO

Panel 2

Jason Bates, 11:FS Co-Founder & Deputy CEO
Neri Tollardo, Strategy Director at Tinkoff Group

Panel 3

David Brear, 11:FS Co-Founder & Group CEO
Janine Hirt, CEO, Innovate Finance

The full agenda:

Jason Bates, What does Truly Digital mean?
Round 1: Who is at the steering wheel of innovation?
Round 2: Is the age of the Super App here?
Round 3: What are (or will be) the new business models coming out?

This After Dark is sponsored by UserTesting
UserTesting is a leading on-demand human insight platform that quickly gives companies a first-person understanding of how their target audience behaves throughout any experience and why. The platform is used by many of the world's top fintech organisations, helping them deliver a seamless customer experience

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Daniel Hegarty, Janine Hirt, Louise Smith, and Neri Tollardo.

Learn more about your ad choices. Visit megaphone.fm/adchoices

536. News: Is Nubank driving a banking revolution in LatAm?

Mon, 14 Jun 2021 14:00:00 -0000

AJ Coyne, UK Marketing Lead at Klarna
Natasha Jones, Investor at Octopus Ventures
Ruth Foxe-Blader, Partner at Anthemis

We cover the following stories from the fintech and financial services space:

Nubank’s $750M “megaround” 03:03
Klarna takes on credit cards with in-app instalment shopping at all UK online retailers 14:40
Marqeta prices IPO above range, valuing startup at $15 billion 27:26
Bank of England lays down regulatory expectations for stablecoins 38:56
Plum moves into retirement savings 50:00
Hong Kong goes all in on Fintech 51:39
Massachusetts sets up fintech hub 53:06
Rapper A$AP Rocky becomes Klarna CEO for the day 54:44

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Download On the money: YouGov’s Global Banking & Finance Report 2021

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: AJ Coyne, Natasha Jones, and Ruth Foxe-Blader.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

535. Insights: Rethinking AML

Fri, 11 Jun 2021 14:00:00 -0000

Our expert host, Sarah Kocianski, is joined by some great guests unpack anti-money laundering — or AML — practices in banking and financial services and how they can be rethought and reconstructed.

We take a look at challenges of AML in its current form, the current status of financial crime in the UK and Europe, how can FIs improve the quality of data they’re using from both internal and external sources, as well as deep-diving into the future of AML and what it holds. All of this and much more on today's episode!

This week's guests include:

Livia Benisty, Global Head of Business AML at Banking Circle
Natasha Vernier, Co-founder and CEO at Cable/ Senior Advisor at FINTRAIL - formerly head of Financial Crime at Monzo
Sian Lewin, The “Reg Doctor”, Co-Founder & Head of Client Delivery at RegTech Associates, Founder of RegTech Women

This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/.

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Livia Benisty, Natasha Vernier, and Sian Lewin.

Learn more about your ad choices. Visit megaphone.fm/adchoices

534. News: Why aren’t fintechs IPO-ing?

Mon, 07 Jun 2021 14:15:00 -0000

Our expert hosts, David Brear and debutante co-host Benjamin Ensor, Director of Research at 11:FS, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Pablo Viguera, CEO and co-founder of Belvo
Aisling Finn, Reporter at Altfi

We cover the following stories from the fintech and financial services space:

Belvo, Latam’s Plaid, raises $43M to scale it’s API for financial services (03:41)
Crowdcube to launch IPO platform for retail investors as Curve smashes the Crowdcube funding record (17:14)
Cash to account for just seven percent of in-store purchases by 2024 (28:31)
SVB-led $100M investment makes Chipper Cash Africa’s ‘most valuable startup’ (40:07)
Sandwell Bitcoin mine found stealing electricity (48:24)

If you enjoyed this episode, don't forget to subscribe and please leave a review

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Download On the money: YouGov’s Global Banking & Finance Report 2021

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Aisling Finn, Benjamin Ensor, and Pablo Viguera.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

533. Insights: People don't want a mortgage, they want to buy a house

Fri, 04 Jun 2021 14:00:00 -0000

Our expert host, David Brear, is joined by some great guests to talk about mortgages and how the industry has evolved in the last few years. The government announced a stamp duty holiday during lockdown, the property market boomed despite a shaky financial landscape - but how have mortgages evolved during this time?

Joining us today are:

Francesca Carlesi, Co-Founder & CEO of Molo Finance
Richard Hayes, Co-Founder & CEO of https://mojomortgages.com/

We also hear from Daniel Hegarty, Founder & CEO of Habito, to give us his view on how the market has evolved.

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

Download On the money: YouGov’s Global Banking & Finance Report 2021

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Francesca Carlesi and Richard Hayes.

Learn more about your ad choices. Visit megaphone.fm/adchoices

531. Insights: Super Apps - It's what's on the inside that counts

Fri, 28 May 2021 14:00:00 -0000

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the at the evolution of Super Apps. How did the Super App come about in the first place, what constitutes a Super App and will all fintechs become a Super App? The panel also takes a look at some geographical, cultural and technical differences when it comes to Super Apps, and some of the reasons as to why they are more established in some geographies than others. .

This week's guests include:

Neri Tollardo, VP Strategy, Tinkoff Bank
David Handlos. Founder & CEO, StoCard

This episode is sponsored by Temenos
Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

This episode is sponsored by YouGov
With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world.

YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets.

Download On the money: YouGov’s Global Banking & Finance Report 2021

This episode is sponsored by Wavemaker
This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code developer studio for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-n-drop visual studio that fintechs, brands, and FIs use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom prefabricated components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com today.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: David Handlos and Neri Tollardo.

Learn more about your ad choices. Visit megaphone.fm/adchoices

529. Insights: Embedded and open source finance - commoditising the building blocks

Fri, 21 May 2021 14:00:00 -0000

Our expert host, David Brear, is joined by some great guests to talk about all things embedded finance. What are the benefits of embedded finance, what it looks like, why it’s a good thing for both businesses and consumers, and what tech actually makes embedded finance possible. Looking ahead to see what the future of embedded finance could be - we’re only scratching the surface right now. With a space full of opportunity and potential of growth, David Brear and his guests unpack embedded and open source finance to get a hint of what the future holds. All of this and much more on today's show!

This week's guests include:

Wade Arnold, CEO, Moov.io
Tui Allen, Senior Product Leader at Shopify
Gabriele Columbro, Exec Director, FINOS

This episode is sponsored by Banking Circle
A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business.
Find out more at bankingcircle.com

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Gabriele Columbro, Tui Allen, and Wade Arnold.

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527. Insights: Progressive regulation - how does regtech enable fintech?

Fri, 14 May 2021 14:00:00 -0000

Our expert host, David Brear is joined by some great guests to dig into what constitutes as progressive regulation and how fintechs work with regulators. We also look at some geographical differences when it comes to regulation, what do fintechs want and expect from a regulator and how can fintechs work to help regulators. All of this and much more on today's epispde!

This week's guests include:

Deniz Güven, CEO and Executive Board Director of Mox Bank
Jo Ann Barefoot, CEO & Cofounder at Alliance for Innovative Regulation
Francesca Hopwood Road, Head of RegTech and Advanced Analytics at Financial Conduct Authority

This podcast is also sponsored by Temenos
Temenos is the world’s leader in banking software, serving over 3,000 banks. TCF Online 2021, is the industry's premier virtual event, welcoming thousands of C-level executives, industry influencers and rising stars of fintech, with over 50 live and on-demand sessions. Register today to hear Temenos' CEO reveal his vision on the future of banking, learn about Temenos' latest innovations, and hear from Changemakers like Barclays, Varo and PayPal, sharing their best practices on banking transformation.
Find out more: TCF Online 2021

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Deniz Guven, Francesca Hopwood Road, and Jo Ann Barefoot.

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526. News: A great time to be a fintech investor

Mon, 10 May 2021 14:00:00 -0000

Our expert hosts, David Brear and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Livia Benisty, Global Head of Business AML at Banking Circle
Natasha Jones, Early Stage investor at Octopus Ventures

We cover the following stories from the fintech and financial services space:

Fintech logs a record breaking Q1 of 2021 for VC investment globally 03:01
Wealthsimple raises C$750M 18:26
HSBC's Voice ID prevents £249 million of attempted fraud 30:05
Vivid Money raises $73M to build a European financial Super App 40:54
$4.3 billion fintech darling Marqeta is planning an IPO as early as June 47:12
Controversial fintech Lanistar scores FCA approval 49:16
Bitcoin is coming to hundreds of U.S. banks this year, says crypto custody firm NYDIG 51:16
Alt.bank, Brazil’s latest fintech targeting the unbanked raises $5.5M in Series A 54:24
Sotheby's will now accept cryptocurrency, starting with an auction for Banksy's 'Love is in the Air' 56:12

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Livia Benisty and Natasha Jones.

Links:

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525. Insights: Is insurtech the new fintech?

Fri, 07 May 2021 14:00:00 -0000

Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about insurtechs and fintechs. The panel take a deep dive into what the current UK insurtech market looks like, why fintechs should be aware of insurtechs, and how fintechs are paving the way for insurtech innovation. All of this and more on this episode!

This week's guests include:

Nigel Walsh, Managing Director, Insurance, Google
David Vanek, Co-Founder & CEO, Anorak
Sophie Winwood, Investor, Anthemis

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: David Vanek, Nigel Walsh, and Sophie Winwood.

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524. News: PensionBee's IPO celebrates female leadership & Current raises £220 million!

Mon, 03 May 2021 14:00:00 -0000

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Jasper Martens, CMO at PensionBee
Andy Wiggan, VP Product Management at GoCardless
Stuart Sopp, CEO and founder of Current

We cover the following stories from the fintech and financial services space:

PensionBee’s IPO and listing on the London Stock Exchange 2:54
Current triples its valuation with its Series D round and new investor, a16z 15:36
GoCardless break into Open Banking with new InstantPay initiative 34:13
Barclays US and Amount launch white label BNPL suite 45:45
Dutch neo-broker BUX raises $80 million 54:59
Teen banking service Step raises $100M Series C, as Kids-focused fintech Greenlight raises $260M in a16z-led Series D 57:40
Turkey arrests dozens as crypto exchange boss flees country 59:54
Standard Life Aberdeen faces mockery for Abrdn rebrand 01:02:00

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Andy Wiggan, Jasper Martens, and Stuart Sopp.

Links:

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523. Insights: Open Finance - who will fund it?

Fri, 30 Apr 2021 14:00:00 -0000

Our expert host, Sarah Kocianski, is joined by some great guests to talk about Open Finance. Earlier this year we produced an After Dark event which focussed on Open Finance, but since then the FCA have released the feedback they got from the industry from the call for input that they issued in December 2019. We have now gathered some of the greatest minds in the industry to discuss the outcome of that, talk about the concerns the FCA identified, but also how we maximise the potential . All of this and much more on today's episode.

This week's guests include:

Alan Ainsworth, Head of Policy, Legal and External Communications at the Open Banking Implementation Entity
Sam Oakley, Head of marketing at Bud
Andria Evripidou, Public Policy and Compliance Lead at Yapily

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alan Ainsworth, Andria Evripidou, and Sam Oakley.

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522. News: Crypto - it’s now a completely different story

Mon, 26 Apr 2021 14:00:00 -0000

Our expert hosts, Melissa Stringer and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Ellen Moeller - Head of EMEA Partnerships at Stripe
Anna Irrera, Fintech Correspondent, Reuters

We cover the following stories from the fintech and financial services space:

Stripe Issuing launches in Europe 1:50
Venmo launches crypto buying and selling 14:03
FintechOS nabs $65.5M for a low-code approach to modernizing legacy banking 27:27
Rishi Sunak announces Task Force to explore British CBDC 40:26
Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together 50:19
Klarna launches carbon footprint insights for 90 million consumers 57:50
Revolut plots path to $10bn valuation with new funding 59:12
Goldman Sachs invest $50M in Starling Bank 01:01:00
Slim Jim Has a Dogecoin Strategy. News of It Sends DOGE to a new all time high 01:02:46

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anna Irrera and Ellen Moeller.

Links:

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521. Insights: Sustainable Finance - how impactful can it be for the climate?

Fri, 23 Apr 2021 14:00:00 -0000

Our expert host, Adam Davis, are joined by some great guests to talk about sustainability in the financial services industry. After covering what products are available for climate aware customers, Adam and the guests now want to look at the bigger and talk about what the financial industry is currently doing, what they could do more of and what a sustainable approach might be for hiring in the future. All of this and much more on today's episode.

This week's guests include:

Matt Rees of the European Investment Bank and host of the Climate Solutions podcast
Georg Ludviksson, CEO & Co-Founder of Meniga
Clare Reilly, Chief Engagement Officer, PensionBee

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Clare Reilly, Georg Ludviksson, and Matt Rees.

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520. News: The B2B Payments space Ramps up

Mon, 19 Apr 2021 14:00:00 -0000

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Geoff Charles, Head of Product at Ramp
Myles Stephenson, CEO at Modulr

We cover the following stories from the fintech and financial services space:

Two-year old Ramp joins fintech Unicorn club 2:36
Modulr received strategic investment from the venture arm of FIS 14:41
China Creates Its Own Digital Currency 27:08
Mortgage is suddenly sexy as SoftBank pumps $500M in Better.com at $6B valuation 35:55
Mastercard unveils carbon calculator for banks 46:48
Trustly seeks €9 billion valuation on IPO 48:42
Nubank pumps funds into Mexican unit 50:08
France’s central bank threatens fintech industry with three years imprisonment for misusing the term “neobank” 52:00

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Geoff Charles and Myles Stephenson .

Links:

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519. Insights: How can you get to market quickly?

Fri, 16 Apr 2021 14:00:00 -0000

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about how you can get to market quickly. What is the next iteration of banking as a service? How can you overcome certain issues and what is a better solution than BaaS? All this and much more. This week's guests include:

Ray Brash, CEO PPS
Tui Allen, Senior Producer Leader, at Shopify
Aadeel Peerally, Director of Product Management at Delivery Hero

Brands looking to embed financial services in their products want to get to market quickly. And they don't want the heavy lift of building finance workflows and managing regulation. 11:FS Foundry is the answer. It's our Financial Services Operating System, that lets you embed finance in weeks, not years. And it gives you pre-built smart features that help you win customers. To find our more and get a demo, head to 11fs.com/foundry today!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Aadeel Peerally, Ray Brash, and Tui Allen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

518. News: Going global - Plaid shake off the Visa breakup with new $13.4bn valuation

Mon, 12 Apr 2021 14:00:00 -0000

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Keith Grose, Head of Europe, Plaid
Emily Nicolle, Fintech Correspondent, Financial News

We cover the following stories from the fintech and financial services space:

Plaid raised $425 million in a Series D funding round for a global financial data network 51:40
Coinbase Posts Record $1.8 Billion In Revenue As Crypto Market Shoots Past $2 Trillion 13:10
Revolut to launch major US blitz as it targets a million users this year 23:49
Brazilian Central Bank Gives Green Light To WhatsApp Payments as Facebook US tests P2P payments 35:50
Snoop partners with Accepty for 'hyper-personalised' lending tool 43:40
Clubhouse partners with Stripe to let you send money directly to creators by tapping on their profile 45:24
Former banking lobby chief Jones joins shared branches start-up OneBanks 47:30
Coin-Baes: Two Coinbase employees wed by exchanging NFTs 49:34

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Emily Nicolle and Keith Grose.

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517. Insights: How can digital financial service brands build trust?

Fri, 09 Apr 2021 14:00:00 -0000

Our expert host Sarah Kocianski is joined by some great guests to talk about building and maintaining trust in digital financial services. Right now, trust in the FS industry is rising and trust in the tech industry is decreasing — how can we balance the two and create financial products and services that customers trust?
We have published a research report with Mitek on this exact topic and we leant on the framework of that report for today’s discussion to look at 4 areas of focus today: capability, competence, care and purpose when it comes to building trust.

This week's guests include:

Stephen Ritter - Mitek CTO
Andy Moore - Design Director, ANNA Money
Becky Danks - Product Manager at Yapily

To find out more, download the report with Mitek here: http://bit.ly/digitaltrustreport2021

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Andy Moore, Becky Danks, and Stephen Ritter.

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516. News: The CMA blocks Crowdcube and Seedrs’ merger & Feedzai become a financial crime-fighting unicorn

Mon, 05 Apr 2021 14:00:00 -0000

Daniel Lanyon, Editor in Chief at Altfi.
Nuno Sebastao - CEO Feedzai

We cover the following stories from the fintech and financial services space:

Regulator applies brakes to Crowdcube and Seedrs merger, we also heard from CEO & co-founder of Crowdcube Darren Westlake to give us their perspective (3:10)
Feedzai achieves Unicorn status on $200 million fund raise (15:03)
Santander UK to close 111 branches and overhaul office space as Nationwide allows employees to “work from anywhere” (29:11)
Stripe invests in Ramp at $1.6 Billion Valuation (37:10)
FS giants join $40m Greenwood funding round (44:08)
US fintech Sincere to target “pet parents” with debit cards (52:47)

Find out more at www.bankingcircle.com

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Daniel Lanyon, Darren Westlake, and Nuno Sebastao.

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515. Insights: How can Payroll APIs reimagine credit?

Fri, 02 Apr 2021 14:00:00 -0000

Our expert host Simon Taylor is joined by a panel of great guests to talk about payroll APIs. Fintech enablers and infrastructure has been one of the most important catalysts for recent growth in the financial services. In recent months we’ve seen new platforms pop up that give fintechs access to more data, using payroll APIs. But what is it, how does it work and what problems does it really solve?

This week's guests include:

Kurt Lin, Co-Founder & CEO of Pinwheel
Ahmed Siddiqui, VP Product, Branch
Katie Neal, Outreach and advocacy manager, Plaid

This episode is brought to you by Banking Circle.
A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business.

Find out more at bankingcircle.com

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Ahmed Siddiqui, Katie Neal, and Kurt Lin.

Learn more about your ad choices. Visit megaphone.fm/adchoices

514. News: Fintechs face the dark side of BaaS & Nigerian challenger Kuda raises $25m

Mon, 29 Mar 2021 14:00:00 -0000

Our expert hosts Adam Davis and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Charles McManus, CEO of Clear Bank
Babs Ogundeyi, Founder and CEO of Kuda Bank

We cover the following stories from the fintech and financial services space:

The dark side of BaaS: One third of European fintechs have faced regulatory intervention because of their partner bank 02:31
Nigerian challenger Kuda Bank raises $25m in Series A funding 20:12
OakNorth profits surge to £77.6m despite pandemic 36:22
- Comment from Valentina Kristensen, Director of Marketing and Comms at OakNorth 37:29
Freetrade raises £50M 45:25
Zopa raises £20 million after exceeding bank performance targets 53:25
- Comment from Jaidev Janardana, CEO of Zopa 54:27
Monty Python gets in on NFTs 01:04:23

Find out more at
LInk: https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic

Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Babs Ogundeyi , Charles McManus, Jaidev Janardana, and Valentina Kristensen.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

513. Insights: Banking Architecture - How should banks structure their technology?

Fri, 26 Mar 2021 15:00:00 -0000

Simon is joined by some great guests to talk about to talk about banking architecture and how banking technology is structured.

We’re looking at how bank tech works today, how it's typically and histrocially been strucutred and why that playbook doesn't necessarily work in a digital age. We discuss the challenges the big banks currently face but also the opportunities that they could take advantage of and how to get there.

This week's guests include:

Ewan Silver, 11:FS CTO
Simon Van-Colina, CTO and Co-founder of Fronted
Peter Hazlehurst, Co-founder and CEO and Synctera
Christin Brown, Global Financial Services Strategy & Solutions Lead, at Google Cloud.

*This episode is sponsored by Banking Circle! *
A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business.
Find out more at BankingCircle.com

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Christin Brown, Ewan Silver, Peter Hazlehurst, and Simon Vans-Colina.

Learn more about your ad choices. Visit megaphone.fm/adchoices

512. News: Are Stripe the technokings of payments?

Mon, 22 Mar 2021 15:00:00 -0000

Our expert hosts, David Brear and Mel Stringer are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Oscar Williams-Grut, Senior City Correspondent at Yahoo Finance
Miguel Armaza, Co-President & Podcast host, Wharton Fintech

We cover the following stories from the fintech and financial services space:

Stripe raises $600 million at a $95bn valuation
BlockFi Completes $350 Million Series D Funding Round
New challenger Ikigai (ee-key-guy) combines digital banking and wealth management
CommBank steps into BNPL fray
Tencent Loses $62 Billion, Wiping Out Value of Fintech Business And
Elon Musk now identifies as Technoking of Tesla

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Miguel Armaza and Oscar Williams-Grut.

Learn more about your ad choices. Visit megaphone.fm/adchoices

511. Insights: After Dark - Open Finance: fact or fantasy?

Fri, 19 Mar 2021 15:00:00 -0000

Our expert hosts, Sarah Kocianski & Adam Davis are back leading another Fintech Insider After Dark event! This time we are focussing on Open Finance. Open Finance is easily one of the hottest topics in the financial services industries at this moment, but how much do we actually know about this technology? The panel takes a look at what the differences and similarities are compared to the PSD2 implementation, and what some of the concerns are in regards to GDPR and customer security.

We also talk about what opprtunities this technology opens up, bust some common myths and answer the burning question: Should we be excited about the possibilities of Open Finance?

Joining us to talk about this are:

Dan Kahn, Open Finance Lead at Plaid
Jack Wilson, Head of Policy and Public Affairs, TrueLayer
Nilixa Devlukia, Founder, Payments Solved

This podcast is brought to you by Mitek.
Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek.

Head over to https://www.miteksystems.com/ to find out more.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Dan Kahn, Jack Wilson, and Nilixa Devlukia.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus: Can banks really build tech? In conversation with Boe Hartman, CTO at Nomi Health

Wed, 17 Mar 2021 15:15:00 -0000

Welcome to Fintech Insider 'In conversation with", recorded live on Clubhouse.

In this very special episode, David and Jason spoke to Boe Hartman, CTO at Nomi Health, and one of the lead architects behind Marcus by Goldman Sachs to discuss whether banks can really build tech?

Boe shares some key learnings from his career to date; how he created change within some of the biggest banks in the world, the challenges he faced and how he overcame them; and also insights into his brand new start up in the insurtech space, Nomi Health.

Come and join the conversation next time we're live! Search 11:FS Fintech Insider on Clubhouse to join our club!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guest: Boe Hartman.

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510. News: Starling becomes a unicorn and So-Fi really want a licence

Mon, 15 Mar 2021 15:00:00 -0000

Our expert hosts, Simon Taylor and Adam Davies, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Alex Frean - Head of Corporate Affairs, Starling Bank
Alan Ainsworth, Head of Policy for Open Banking

We cover the following stories from the fintech and financial services space:

Starling eyes M&A as it is valued at £1.1bn in £272m funding round
OBIE and UK Finance set out the future model for Open Banking
Passion Capital invites the general public to join venture fund
SoFi to buy community lender to accelerate bank charter application
Africa’s Flutterwave banks $170 million in fresh capital
And finally - the Winklevoss twins' crypto company to sponsor Oxford and Cambridge boat race

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alan Ainsworth and Alexandra Frean.

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509. Insights: Do financial assistants need a gender?

Fri, 12 Mar 2021 15:15:00 -0000

This Monday was International Women’s day, and theme of the day is #ChooseToChallenge.

So on today’s show we’re choosing to challenge why fintech app assistants are overwhelmingly female, what this means for the industry and particularly for the view of women in the industry, and whether app assistants should have a name or a gender at all.

Sarah Kocianski hosts a fantastic panel of guests to dig deep into this. We were joined by:

Emily Nicolle - Fintech correspondent, Financial News
Soledad Abad - UX and content designer, BBVA
Elise Nunn - Head of Product Data at Plum
Amanda Cercas Curry, PhD student Heriot-Watt University in Edinburgh and co-host of the podcast Let's Chat Ethics

As always, if you want to join the conversation, find us on social media just search for 11:FS or Fintech Insider or email podcasts@11fs.com

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Amanda Cercas Curry, Elise Nunn, Emily Nicolle, and Soledad Abad.

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508. News: Square becomes a bank (and buys Tidal!) - is this a game changer?

Mon, 08 Mar 2021 15:15:00 -0000

Our expert hosts, Ross and Mel, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Asya Bradley, Founder and COO First Boulevard
Anna Irrera, Fintech Correspondent, Reuters

We cover the following stories from the fintech and financial services space:

Square Financial Services Begins Banking Operations
First Boulevard raises $5m for Black community-focused neobank
FCA hires top team of women to stem financial scandals
Revolut, Starling Bank and Wise bosses among 15 CEOs joining Bulb’s Tech Zero taskforce
Money for Nothing as Crowdcube funding record is smashed

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anna Irrera and Asya Bradley.

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506. News: The Kalifa Review: how can UK fintech stay ahead?

Mon, 01 Mar 2021 15:00:00 -0000

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Ron Kalifa, OBE, Chairman of Network International and Future Learn
Charlotte Crosswell, CEO of Innovate Finance

We cover the following stories from the fintech and financial services space:

The Kalifa Fintech Review 03:22
Basiq brings Open Banking to bear on consumer BNPL debt as AfterPay teams up with Stripe 31:58
Former Bank of England Governor Mark Carney joins the board of Stripe 39:21
Brex files for bank charter 48:18
Michael Bolton wants you to break up with your brokerage 1:03:19

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Charlotte Crosswell and Ron Kalifa.

Links:

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505. Insights: How to build a cashless society

Fri, 26 Feb 2021 15:00:00 -0000

Simon Taylor is joined by some great guests to talk about cashless societies. In recen years the popularity of cash has dwindled as digital payments have become faster, cheaper and more convenient. In the UK, Sweden, China and many parts of the world we’re moving closer and closer to a cashless economy.

The panel explores what would happen if we started from scratch now: What would our ideal financial system look like and how can we get from where we are now to where we want to be - and would we use cash at all?

Joining us today are:

David Dechamps – Senior Vice President, Digital Payments & Labs for Mastercard in Europe
Joseph Hajj - Chief Strategy Officer, Swish
Nadia Costanzo - Head of Banking for MEA & Latin America at Wise

This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: David Dechamps, Joseph Hajj, and Nadia Costanzo.

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504. News: None of this would be possible without Open Banking

Mon, 22 Feb 2021 15:15:00 -0000

Our expert hosts, Simon Taylor and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Jamie Campbell, CEO and co-founder, Fronted
Tom Renwick, Business Banking Propositions Manager at Atom Bank
Jonas Templestein, CTO and co-founder of Monzo

We cover the following stories from the fintech and financial services space:

Atom signs Open Banking deal with Plaid
A big week for Monzo
Fronted launches to offer loans to cover rent deposits
IPOs: Marqeta has filed for one, PensionBee plans to give customers access to their shares when they IPO, and many US fintechs take the SPAC route to going public
Build your own bank: Ikea acquires 49% stake in Ikano Bank

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Jamie Campbell, Jonas Templestein, and Tom Renwick.

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503. Insights: Stablecoins and crypto: the next generation of B2B payments

Fri, 19 Feb 2021 15:00:00 -0000

On the surface, the world of payments is constantly evolving. With the likes of PayPal, Venmo and a multitude of other consumer fintechs, peer-to-peer payments and consumer-to-business payments have seen rapid and innovative advancements in recent year. The same, however, cannot be said for business-to-business. Although global B2B payments dwarf any other kind, they still seem to dwell in a relative Stone Age of innovation and efficiency. So how can B2B payments be better? Are stablecoins the answer or does the solution lie in the existing infrastructure?

In this episode, Simon Taylor and guests try to answer just that. Joining the show this week are:

Jeremy Allaire - Co-founder and CEO at Circle
Rita Liu - Chief Operating Officer at Mode
Robert Leshner - Founder & CEO, Compound

This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Jeremy Allaire, Rita Liu, and Robert Leshner .

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502. News: Are Elon Musk and Tesla driving bitcoin mainstream?

Mon, 15 Feb 2021 15:00:00 -0000

Our expert hosts, Simon Taylor and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Rhian Lewis - Author of the Cryptocurrency Revolution & Co-developer of altcoin portfolio tracker CountMyCrypto
Nicolas Weng Kan - CEO of Yolt and Yolt Technology Services

We cover the following stories from the fintech and financial services space:

Tesla says it has bought $1.5 billion worth of bitcoin
Yolt brings Open Banking to mortgage lending
Monzo on course to raise a further £50 million
Klarna opens first bank account; eyes $500 million fund raise
Anonymous fintech start-up Millions raises $3 million and gives away cash on Twitter

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Nicolas Weng Kan and Rhian Lewis .

Links:

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501. Insights: Cloud migration and regulation - how do they work together?

Fri, 12 Feb 2021 15:00:00 -0000

In this episode of Fintech Insider, David Brear and guests delve into all things cloud. Focusing on how banks and financial services can migrate to the cloud and remain compliant along the way, we also examine how technology and regulation can work together as cloud technology evolves.

Joining David to discuss the topic are:

Howard Boville - Head of IBM Hybrid Cloud Platform
Jo Ann Barefoot - CEO & Cofounder at Alliance for Innovative Regulation; Cofounder at Hummingbird Regtech

Together they explore the regulatory challenges in financial services and how cloud implementation can help, the ways in which technology and regulation can work symbiotically, and their predictions on what will come next in the cloud and finance space.

This episode is sponsored by IBM. Want to check out the IBM Public cloud offering? Check it out here! http://ibm.co/36eJOnC

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Howard Boville and Jo Ann Barefoot.

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500. Brexit, blockchain and big techs - the journey so far

Mon, 08 Feb 2021 15:00:00 -0000

Between various office moves, company growth and of course, the pandemic, 4+ years and 500 episodes has whizzed by. In honour of the momentous occasion, David Brear, Simon Taylor and Jason Bates have come back together to look back on the biggest fintech and financial services topics from our time in your podcast feed. We take a trip down memory lane and revisit some of our key episodes and catch up with some of our favourite guests.

Joining us for this special episode are:

Anna Irrera - Chief Correspondent at Reuters
Jack Gavigan - Executive Director at the Zcash Foundation
Nick Ogden - Founder of RTGS.Global and Clear Bank
Sam Maule - Key Account Executive at Google

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anna Irrera, Jack Gavigan , Nick Ogden, and Sam Maule.

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499. Insights: Outsourcing in financial services: the new industry ecosystem

Fri, 05 Feb 2021 14:30:00 -0000

Between BaaS and SaaS, cloud and core banking it seems like every company is involved in outsourcing in some way. In this episode, we lift the lid on how outsourcing works in the banking ecosystem from an integration, risk and compliance standpoint, and explore the opportunities and challenges that come along with it.

Joining David to discuss this week are:

Latha Katam - COO, RFT at Deutsche Bank
Andreas Wolf - Chief Commercial Officer at Raisin Bank and Head of Banking at Raisin
Joanne Dewar - CEO at Global Processing Services

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Andreas Wolf , Joanne Dewar, and Latha Katam.

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498. News: Can't stop, won't stop GameStop!

Mon, 01 Feb 2021 15:00:00 -0000

Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Ossama Soliman - Chief Product Officer, TrueLayer
Enzo Casasola - Head of RegTech at Suade Labs

We cover the following stories from the fintech and financial services space:

TrueLayer launches payments-as-a-service product
Mastercard to increase fees for UK purchases from EU
Stripe leads $102m funding round for one-click shopping startup Fast
Big US banks pilot data sharing risk assessment service
GameStop can’t stop going up

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Enzo Casasola and Ossama Soliman .

Links:

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497. Insights: Kids' cards and financial literacy in the digital age

Fri, 29 Jan 2021 15:00:00 -0000

As we steadily move our lives online, the financial experiences of children and young people are becoming increasingly digital too. In this episode of Fintech Insider, Simon Taylor sits down with guests from the industry to discuss child accounts, kids’ cards and financial literacy for young people. We find out how the use of financial tools for kids is developing - particularly as a result of the pandemic - and the risks, challenges and opportunities that come along with an increasing number of children engaging with digital financial products.

Joining Simon for the discussion are:

Stephen Dury - Direction of Innovation, Santander
Louise Hill - Co-founder & Chief Operating Officer, gohenry
Maisum Dairkee - Lead Product Owner, Revolut Junior

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Louise Hill, Maisum Dairkee , and Stephen Dury.

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496. News: Tom Blomfield’s bittersweet departure & Marcus and Marqeta launch checking accounts

Mon, 25 Jan 2021 15:00:00 -0000

Oliver Prill - CEO, Tide
Tosin Agbabiaka - Early Stage Investor, Octopus Ventures.
We also spkoe to we spoke to Vidya Peters, CMO at Marqeta to hear more about their story.

We cover the following stories from the fintech and financial services space:

It been a busy week for Goldman, as Marcus offers checking accounts with Marqeta in the US, while hunting for acquisition opportunities for Marcus UK.
Tide to launch in India
Monzo founder Tom Blomfield is departing the challenger bank and says he’s ‘struggled’ during the pandemic -
Grab’s financial services arm raises $300M
Paypal takes full ownership of Chinese payments company GoPay
Jamie Dimon says JPMC should be “scared shitless” about fintech

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Oliver Prill, Tosin Agbabiaka, and Vidya Peters .

Links:

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495. Insights: The VC gender investment gap

Fri, 22 Jan 2021 15:00:00 -0000

As COVID-19, the ensuing economic crisis, and recent calls for racial justice show, the cost of complacency toward matters of equity is reaching an inflection point. With statistics that show that both those making the decisions and those receiving the benefits are overwhelmingly white and male, the VC industry clearly has a diversity problem that needs to be addressed from top to bottom.

In this episode of Fintech Insider: Insights, Simon Tayor is joined by some great guests to dive into the topic:

Jillian Williams - Investment Principal at Anthemis & Head of BLCK VC NYC
David Mott - Chair of the Venture Capital Committee at the British Private Equity and Venture Capital Association & Co-Founder of Oxford Capital
Jennifer Neundorfer - Co-Founder & General Partner at January Ventures

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: David Mott, Jennifer Neundorfer , and Jillian Williams .

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494. News: Could the 2020s be THE decade for fintech?

Mon, 18 Jan 2021 15:00:00 -0000

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Shamir Karkal - Co-founder and CEO of Sila, former Co-founder and CTO of Simple
Bradley Riss - Chief Commercial Officer, Checkout.com

We cover the following stories from the fintech and financial services space:

BBVA says that it is shutting down banking app Simple, and will transfer its users to BBVA USA
London’s Checkout.com becomes Europe’s most valuable fintech at $15bn
Plaid and Visa end plans for their monster merger, almost a year after it was announced
Online lender SoFi to go public through merger with SPAC
FCA sounds alarm bell over high risk crypto assets as banks won’t accept transfers from crypto wallets
Two guesses left to access £175MILLION bitcoin account

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Bradley Riss and Shamir Karkal.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

493. Insights: Partnerships in finance: building the new banking ecosystem

Fri, 15 Jan 2021 15:00:00 -0000

With the help of fintechs, BaaS, third party providers and even M&As, banking as we know it is changing. Partnerships are proving to be the key to unlocking what the future of the banking ecosystem will look like. In this episode, Adam Davis sits down with a panel of guests for an insightful conversation about how partnership in finance could have the potential to change the entire ecosystem of banking.

Joining Adam on the show are:

Victoria Roberts - Director of Fintech Delivery Panel at Tech Nation
Jason Wilkinson-Brown - Head of Partnerships, TSB
Keith Grose - Head of UK, Plaid

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Jason Wilkinson-Brown, Keith Grose, and Victoria Roberts.

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492. News: UK financial services battle Brexit to return to EU markets

Mon, 11 Jan 2021 15:00:00 -0000

Anna Irrera - Fintech Correspondent, Reuters
Iana Vidal - Head of Policy and Government Affairs at Innovate Finance

We cover the following stories from the fintech and financial services space:

Brexit: UK to start talks on quick EU financial services agreement (03:28)
China tries to reign in Ant Group as Jack Ma seemingly goes missing (13:18)
Goldman Sachs to offer digital wealth management to Main Street investors (22:38)
N26 scoops Brazilian banking licence to take on Nubank (30:26)
Robinhood user says $300,000 restored from hack, then taken back! (37:48)
Google workers form tech giant’s first labour union (48:45)

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anna Irrera and Iana Vidal.

Links:

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491. Insights: The changing culture of savings

Fri, 08 Jan 2021 15:00:00 -0000

How we save has gone through some major transformations over the years, and the pandemic is only propelling these changes further. From fintech disruption and the power of Open Banking to the role of financial education and generational differences, Simon sits down with a fantastic panel of guests to dive into why and how the ways in which we approach saving is changing. Joining Simon for this episode are:

Chris Hutchins - Head of Financial Automation, Wealthfront
Corinna Lamberti - VP of Product, Chip
Giuseppe Caltabiano, Co-Founder & CEO, EverUp

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Chris Hutchins, Corinna Lamberti , and Giuseppe Caltabiano.

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490. Insights: 2021 Predictions

Fri, 01 Jan 2021 15:00:00 -0000

As the crazy year that is 2020 has finally come to an end, David, Simon, Sam and Sarah take this episode to look ahead at what they think the financial services industry will look like in 2021.

They talk going all-in on digital, tailored financial advice, autonomous financial services, M&As and much more.

Tune in to hear how last year's predictions went and the big themes to look out for this year!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

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489. News: Will Open Banking shake up the payments space in 2021?

Mon, 21 Dec 2020 15:00:00 -0000

Our expert hosts, Ross Gallagher and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Catherine Birkett - CFO, GoCardless
Keith Grose - Head of International, Plaid

We cover the following stories from the fintech and financial services space:

GoCardless raises $95M in Series F Funding (02:36)
Plaid launches Payment Initiation via QR codes (14:24)
Neobank Xinja blames COVID for pulling plug on Australia (27:06)
Ramp raises $30 million as the fastest growing corporate card in America (36:35)
- Comment from Eric Glyman, CEO and founder of Ramp (37:37)
The time is right for regulation, says Klarna as they also announce plans to tell credit agencies if repayments fail (45:03)
Cash App launches a fashion brand (57:53)

Merry Christmas from all of us at 11:FS!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Catherine Birkett and Keith Grose.

Links:

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488. Insights: After Dark Debate - Buy Now Pay Later

Fri, 18 Dec 2020 15:30:00 -0000

Welcome to our latest instalment of After Dark! This time we enter into a debate about Buy Now Pay Later products and what benefits or issues can be identified in these products. These offerings have exploded in recent years, and so have the views around them.

In the debate, we have two teams and the consist of these masterminds:

Team Love:

Simon Taylor, 11:FS Head of Ventures
Ali Paterson, Editor in Chief at Fintech Finance

Team hate

David Brear, 11:FS Group CEO
Sharon Kimathi, Editor at Fintech Futures

Moderator

Gemma Godfrey, Non executive Director and Serial Fintech Entrepeneur.

We are also given some industry expertise by Alex Marsh, Country Lead at Klarna UK & Justin Basini, CEO and Co-Founder of ClearScore!

The teams debate the following topics:

What counts as debt?
Marketing
The Battle of the Checkout

This After Dark is sponsored by Radar Payments. Radar Payments takes out the complexity of payments to let Banks, Neobanks, PSPs and Fintechs solely focus on delivering a frictionless customer experience. The white label one-stop service helps financial institutions issue payment instruments, accept the widest range of methods online - in-store - in app, while keeping their brand at the forefront. To find out more, visit www.radarpayments.com

This After Dark is also sponsored by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek.
Find out more: https://bit.ly/3lY9YRn

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alex Marsh, Ali Paterson, Gemma Godfrey, Justin Basini, and Sharon Kimathi.

Learn more about your ad choices. Visit megaphone.fm/adchoices

487. News: Are Goldman or Stripe the biggest winners of 2020?

Mon, 14 Dec 2020 15:00:00 -0000

Our expert hosts Sarah Kocianski and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Alex Zivoder, CEO of gohenry
Wade Arnold, CEO of Moov.io

We cover the following stories from the fintech and financial services space:

Stripe announces embedded business banking service Stripe Treasury
Global financial education app gohenry raises $40 million
Moov raised a $27 million Series A led by Andreessen Horowitz
Grab-Singtel and Ant Group win digital bank licenses in Singapore
Deutsche Bank to Move ‘Heart’ of IT Systems Into Google’s Cloud
David Bowie coin launched towards space by Royal Mint

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alex Zivoder and Wade Arnold.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

486. Insights: 2020 Roundup

Fri, 11 Dec 2020 15:00:00 -0000

David Brear is joined by some great guests to talk about the most notable fintech, financial services and banking moments from the past year. This week's guests include:

Chris Skinner - Author, speaker and Non-Executive Director of 11:FS
Kat Mann - Head of PR & Saving and Investments Specialist, Nutmeg
Adam Hadi - VP of Marketing, Current

2020 has been quite a year, and in this episode David and guests take a look at the fintech moments that defined the year. Without a doubt digital transformation in the industry this year has been major. It was always needed, but the rate at which financial services accelarated development is unprecedented and has continued to open the door to next generation financial services like banking-as-a-service. Not only that, 2020 has been a year of scandal with the FinCEN files leak and Wirecard also making the list of the top moments that stuck with us.

Tune in for more insights and opinions!

This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Adam Hadi, Chris Skinner, and Kat Mann .

Learn more about your ad choices. Visit megaphone.fm/adchoices

485. News: Stripe Capital - should everyone in B2B lending just give up?

Mon, 07 Dec 2020 15:00:00 -0000

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Lars Trunin - Head of UK Product at TransferWise
Ali Paterson - Editor in Chief at Fintech Finance

We cover the following stories from the fintech and financial services space:

TransferWise wins restricted banking licence in Australia
Stripe Capital Extends Business Lending To Online Platforms
JP Morgan and Lloyds set sights on Starling as Sabadell plan to sell off TSB
Black Friday payment data reveals rapid growth of buy now, pay later
Visa and Circle team up to Bring the Benefits of Stablecoins to Businesses Worldwide. To find out more about this story we also spoke to Cuy Sheffield, Head of Crypto at Visa and Jeremy Allaire, CEO of Circle.
Mogo launches new interactive Rainforest Mode in its app