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    <title>Finance with Nischa </title>
    <language>en</language>
    <copyright></copyright>
    <description>I’m a former Investment Banker exploring all things personal finance, self development and business.</description>
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      <title>Finance with Nischa </title>
    </image>
    <itunes:type>episodic</itunes:type>
    <itunes:subtitle></itunes:subtitle>
    <itunes:author>Nischa</itunes:author>
    <itunes:summary>I’m a former Investment Banker exploring all things personal finance, self development and business.</itunes:summary>
    <content:encoded>
      <![CDATA[<p>I’m a former Investment Banker exploring all things personal finance, self development and business. </p>]]>
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    <itunes:owner>
      <itunes:name>FlightStory</itunes:name>
      <itunes:email>podcasts@flightstudio.com</itunes:email>
    </itunes:owner>
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    <itunes:category text="Business">
      <itunes:category text="Investing"/>
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    <item>
      <title> Ex-Banker Explains: How to Invest Your First $10,000</title>
      <description>Reserve your spot for my next LIVE Investing Workshop: https://nischa.me/investyt

In this video I show you how to invest your first $10,000 safely, grow it faster, and avoid common beginner mistakes.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:37 Why you should invest
05:54 Where to invest
08:23 Where to learn more and beginner's mistakes to avoid
13:21 Main things to take away


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Feb 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Reserve your spot for my next LIVE Investing Workshop: https://nischa.me/investyt

In this video I show you how to invest your first $10,000 safely, grow it faster, and avoid common beginner mistakes.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:37 Why you should invest
05:54 Where to invest
08:23 Where to learn more and beginner's mistakes to avoid
13:21 Main things to take away


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Reserve your spot for my next LIVE Investing Workshop: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazA5S3A5SllicURvWWJDRkdiTGY2TXdxQ3NDQXxBQ3Jtc0tsWUZSV1p4YWFRN0VKSmlrOXNlaEItQ3VFZ2RXbFM1YnZZeE9tNDZ2ejJ1VVFDSWR4Wk1OeWFoTWItRTBabXZ2cXI0MElQT0FmaUk5SXVpS1M5M2lmZi1rbzgzWFVMUTVUb2VSMEpPOWRMWWRVeHp6dw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=1sImyYOxYPA">https://nischa.me/investyt</a>

In this video I show you how to invest your first $10,000 safely, grow it faster, and avoid common beginner mistakes.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazl5UzVxRnFwZWh4VXpITnZSWDVPand6YklYQXxBQ3Jtc0tscnRFTFF3T0JWVGRvZFprVE1xS29jVko1LV82Qy1DTUZZZDdRSTJySzNVWTZUR1ZwTkpERmJtalZVYzRJajZ5TXI5dFZFQlNEWG85M1drMGlZVXJRZVJ3cjlWQzdBUDhSTnljajVrY24wTU1rVXNSQQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=1sImyYOxYPA">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUo2RTdkUnBSenpTT19QNkdCOU5iZHVuSWFpQXxBQ3Jtc0tueXh3RXZhMzAyOEgxeEZOem5nLU5uQl9VMC1mdzBVQ09JU0ZOMGliU1BOZGpjLUdfbHFnZVU0NzdNdV9WTEM5Q0RRTDhLN21weXV2WlFoVmVtWmxVNzFmamwtWWtVU29ILW9TUXVQNm5ENkQ0T0doZw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=1sImyYOxYPA">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbF9CbnhIUkhjME9KYi1BREdpTWtDelo4bGZ5Z3xBQ3Jtc0ttRHF4UWFuTENTU3pJcXFCTnlubFBveGZFQWdMckdNS0tzQ2tHV29uNUhYZVZjNkhDWEllRWZfVXdQOVJES1lwNG0xZWhXQWYzUmx0Tl9kVF83ZEdmRUIyeUJKNWprUWo4aVNfZkd5MktKN1RrNUNSVQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=1sImyYOxYPA">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjQwMGZJV3dONmRad0dHOWpiWDJrZ1Z2ZmVyZ3xBQ3Jtc0tscmlRU1dNRl9SZG1pMDVUSkhhaEpRUDNUTFFYcGFkc3I5WVZRc01ORklIR3NFNUVVZlVSdXQ0b3JqN0ZacHFhZHRpdjRwcTJIeUNfZndZeUZrNzJGaklEczE2d29hVE4wNDdyQ0VjVHJGd2tqRW1DWQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=1sImyYOxYPA">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0NnWC1Dc3M3V2h5R0tzTEM2Zk55a3hNcWYwQXxBQ3Jtc0tuWGkwdEp5aFVOZVB5UXVkejJ2M2w2eGN1bElOUk1hQUZXUXlSWXdwajhpLVhHX1hKX2hQbjFCTTN1U0pVOHRiLVJoenZsQ2UwanRic3ZoVEFTYlk2d09UdEZWN3ZzMElkNVJ6RjdiSWZzT1BjVTFtQQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=1sImyYOxYPA">https://nischa.me/trading212</a>


TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=1sImyYOxYPA">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=1sImyYOxYPA&amp;t=37s">00:37</a> Why you should invest
<a href="https://www.youtube.com/watch?v=1sImyYOxYPA&amp;t=354s">05:54</a> Where to invest
<a href="https://www.youtube.com/watch?v=1sImyYOxYPA&amp;t=503s">08:23</a> Where to learn more and beginner's mistakes to avoid
<a href="https://www.youtube.com/watch?v=1sImyYOxYPA&amp;t=801s">13:21</a> Main things to take away


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    </item>
    <item>
      <title>Accountant Explains: How to Avoid Overpaying for a Car</title>
      <description>Sign up to my newsletter where I share more money &amp; self-development tips:  https://nischa.me/newsletter

👉🏽 My FREE Masterclass 'Four-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass

In this video, I share 4 Must-knows before buying a car


My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps: 
00:00 Intro
00:42 New or Used?
02:12 Buying vs Finance vs Leasing
05:07 How to save on Insurance
06:38 Maintenance

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 19 Feb 2026 22:16:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Sign up to my newsletter where I share more money &amp; self-development tips:  https://nischa.me/newsletter

👉🏽 My FREE Masterclass 'Four-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass

In this video, I share 4 Must-knows before buying a car


My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps: 
00:00 Intro
00:42 New or Used?
02:12 Buying vs Finance vs Leasing
05:07 How to save on Insurance
06:38 Maintenance

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up to my newsletter where I share more money &amp; self-development tips:  <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTZDUTQyY2lBTGRxUV9nNWxORnBjY0d4bmR4UXxBQ3Jtc0tra05Dckt2N1VuQ24yZlZGODZEWVYtblQ5LUNBVjkxVW5HZkVaSW1vbmZ0N3hhNk5CV0RPdEJUWEN4ZEVjZlhxM2FqSXpjYU1DWlhEY1J0WTNuck1rSDY0SXJNdkNfSm1NYlFaU2JuZ0pBV3FYMnNGbw&amp;q=https%3A%2F%2Fnischa.me%2Fnewsletter&amp;v=n_dXKbHEog8">https://nischa.me/newsletter</a>

👉🏽 My FREE Masterclass 'Four-Step Routine to Financial Freedom' <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGxmcklsTmV2dmhQSThkaG5lT1FfY3hqbGZEQXxBQ3Jtc0ttUUVSZWp0ejNYcHdiMjVXY0RlR19SOW9hdHd6ZE5DOHB3WlBCeTJUSjVWdXYzdG9zUm8zcDdKaXBxUEVhWkxzUHFvMDFnTUlDcjZ2RE41WVAzT2o0dFJ4Q3ZnS0JjSkl2SWRham1KM3R1Vk12d1RBWQ&amp;q=https%3A%2F%2Fnischa.me%2Fwealthmasterclass&amp;v=n_dXKbHEog8">https://nischa.me/wealthmasterclass</a>

In this video, I share 4 Must-knows before buying a car


My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGZuMmpnMWZ6Z215OTZSUDNxc01hcnViYUZyQXxBQ3Jtc0tsem5QcFRxOXZVTHlmNXN5aVllWXBNeThENm9UcksxVWpMejVEVnhSUE1rbEx2RlhuTW1YcmluMkNUZkdib0tkaURhWERKT00tRGNFVEhJUzQ0VW5heUpodWRiYmNaS01DMnI1S1Y2N1ZObXp5R3otQQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=n_dXKbHEog8">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbURfWW9EYlBTbG9neHR6NDZva044REppckZpUXxBQ3Jtc0ttRC15LTlwOFdDeVBFOHFwRzg2UVlfX2ttOVBnR1djUkYzOTBFVzlDWUt4LTVzSmhyRnJncXh2M19TMkQ1OFFOakJpRUp5dVVrU3p4T0Jid1FUdWxZZFVUVk5kMWhhdDA1VnZUTThNb202eUlGdllLTQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=n_dXKbHEog8">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFlMNDM3U1BlcTNEM2o4ZEpOdWpKVk5zdHRKUXxBQ3Jtc0tuWTg0am5XZm5BZENSdWxDT0JZMnUtOWNoMHBJdHZhNGFwclhTYUlER0ViRjdSalZXX2dqeVFHcnp3YVp4cl9NdkpDdDJJVkY2dmVtdGQxeEQ4TkRyZzQ2Z2NTd0tfeFBxUnYzdjgxQ1h2UkdHVWJiMA&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=n_dXKbHEog8">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjJuS2QySUhiOVFNMkRpY0xicnc4X191ZWZZQXxBQ3Jtc0tuVDROWmJqWmlVSHltTDJlTkM3NW5SOGJjN3VEX2NhZF9qRmRobDd4ZXgwc2Q1STFlbkxNNV94NkdwU0lEQS1UTVhudGU0SXpvellEU1RQTWxzUTFBa3ZLUVk1ZmMtWWdnTVpvWTZMTUw1aGNaRGQ0NA&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=n_dXKbHEog8">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWVtSll5RVE1X21KWERhUzVqeW5FU2loQ2ppUXxBQ3Jtc0ttYXJzOWdaR3p2U3M2ZVJoYmFWdU1ObDdqTHFDdHpSRk44NzkxUHNGUVpBNlVfemxoaTJJaHRvX0pJZTZIV1llcHc3bUw3OHNFMEE5YTNfd0tRcGxYaFVIWGU1NEhkenYxMk02MWQwZ2R0bU9vS0xUaw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=n_dXKbHEog8">https://nischa.me/trading212</a>


Timestamps: 
<a href="https://www.youtube.com/watch?v=n_dXKbHEog8">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=n_dXKbHEog8&amp;t=42s">00:42</a> New or Used?
<a href="https://www.youtube.com/watch?v=n_dXKbHEog8&amp;t=132s">02:12</a> Buying vs Finance vs Leasing
<a href="https://www.youtube.com/watch?v=n_dXKbHEog8&amp;t=307s">05:07</a> How to save on Insurance
<a href="https://www.youtube.com/watch?v=n_dXKbHEog8&amp;t=398s">06:38</a> Maintenance

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>598</itunes:duration>
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      <enclosure url="https://traffic.megaphone.fm/FLIGHTSTUDIOGROUPLTD3420993928.mp3?updated=1771562171" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> I Quit My $300,000 Banking Job After Learning 3 Things</title>
      <description>👉🏽 Join my FREE Financial Life-Design Workshop: https://nischa.me/innercircleworkshop

I've been contemplating recording this video for a while and have decided to just go for it in the hope that it will give someone the inspiration or courage to make a decision that they've been putting off. Quitting my job was the hardest thing I've done. In this video, I talk about how I justified the decision to myself. Enjoy Xx 


My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

 
DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Feb 2026 08:07:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>👉🏽 Join my FREE Financial Life-Design Workshop: https://nischa.me/innercircleworkshop

I've been contemplating recording this video for a while and have decided to just go for it in the hope that it will give someone the inspiration or courage to make a decision that they've been putting off. Quitting my job was the hardest thing I've done. In this video, I talk about how I justified the decision to myself. Enjoy Xx 


My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

 
DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉🏽 Join my FREE Financial Life-Design Workshop: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1QzbHdvZHgyUGF4Q1JGc0JWV2pJMWJFN05xZ3xBQ3Jtc0ttaHMwXzVDMWRadFNuRFA4VWc1eEVCWFIxNmU5a3lTdHA2emp4b0Zudkd4dUVZaTJXbmZsQzhJU3JWcHFJdW9GVGRWVUkzazEtUk1ESk9FWF9iOUdvMFhSUGdOQ291YXdvc0ViVmZaMVFBTUhXeG94MA&amp;q=https%3A%2F%2Fnischa.me%2Finnercircleworkshop&amp;v=mXEhbsDB1ag">https://nischa.me/innercircleworkshop</a>

I've been contemplating recording this video for a while and have decided to just go for it in the hope that it will give someone the inspiration or courage to make a decision that they've been putting off. Quitting my job was the hardest thing I've done. In this video, I talk about how I justified the decision to myself. Enjoy Xx 


My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFlJbjJibVBIVmVjaDVLMEJpRzNSS3pfbjRlZ3xBQ3Jtc0tsUkQ0NlBFdHE1YXg0cjFQZzhGaEtPUVRnWGN4aThYMWMtVlJNN0U5VG11QXJnZkZKbURoT3ZtcUtWcmw0SmpDdW1RRzQ5VWotUGQ2RVptVHN5VkV3Z0doUk10aFo3THZ3bUtnWjJuUFJNWWJ4bnp6SQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=mXEhbsDB1ag">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFRvOE1iR2JvYzR0RXJkd05iNGt2Y3F4YUJwd3xBQ3Jtc0tuQ0twUEgycDFGQ1ZLUXpkQnVmT0VWRDYwZXJLaVgtdWFZUFdvV1VNVzdyN243V3pxX0tPN3JiVnllMWF3MHhnV2hLemRWblFTN09Ja0pkOHRhRnJsRDFFOWRQdW1rNVRhQWtRbDhQVzFrUUlwcTV4Zw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=mXEhbsDB1ag">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmRzVlRlY2ppRjNfaDJyYU5DRW41SXctTXhFZ3xBQ3Jtc0trS1RrNXcwZm5xYzZaMEthY28tbXhXUUpSZnc2Z3JtOHFCUHRCX1VaSWo0eE14TG9hNk1Qd3RmWllFLVNQQlBma0k3Y1FhNkFKY0x6S05fWWk1aUlXZGlvSUgxM0tNb1M5R1QtaVhmaEFRQ3h1WWJVYw&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=mXEhbsDB1ag">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEFCOUlKaWUzUXNUb2pNX2syb3FmMGU3V3hwZ3xBQ3Jtc0tuUXdaWHY1WnlpM0lvbGRuNF9hcHVyX1N5c1BYZnZLYlJ2SmNfaTNoT3lXM3BFWHREZW1EYXEzelVrRGpTNWZRand2QkM4UEVmVFR1SXpZOEVNY1FqTUZSeTBpVjR1Y1VxTFUyOEZEbzZCS1R3SWRScw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=mXEhbsDB1ag">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVE1SjlkWWVMeXVYcS1Ud09QVHhsTFRhQ09Ud3xBQ3Jtc0trZGtBLTE2cWtYSlZReThmblp1Q1d1YXdLaDZlVVhUNzJqRzY0aTZESFpqX1owMmJNdkh5N0ZYUzBYZDlrbGRkeGdHYWZfVXdHMG9pUzJYYXJUVElOLVp4ZGYtdHZQSnpoUmZSczNwdDRYRDZKalV2SQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=mXEhbsDB1ag">https://nischa.me/trading212</a>

 
DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>680</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Accountant Explains: Why Everything Changes After $20K</title>
      <description>👉 Manage your money like the 1% and grab your Financial Wellbeing Toolkit here: https://nischa.me/plan

One of the best savings apps to automate your progress https://nischa.me/plum

In this video, I’ll explain what really shifts once you’ve saved $20K - and the steps to get there if you haven’t yet.


My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:34 Financial Wellbeing
02:12 Momentum
03:24 Maths gets better with scale
04:44 Discipline = real win

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 17 Feb 2026 16:20:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>👉 Manage your money like the 1% and grab your Financial Wellbeing Toolkit here: https://nischa.me/plan

One of the best savings apps to automate your progress https://nischa.me/plum

In this video, I’ll explain what really shifts once you’ve saved $20K - and the steps to get there if you haven’t yet.


My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:34 Financial Wellbeing
02:12 Momentum
03:24 Maths gets better with scale
04:44 Discipline = real win

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉 Manage your money like the 1% and grab your Financial Wellbeing Toolkit here: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEM0akowVlNqMk5kNTlhelVtY1NkdnYxY3Rwd3xBQ3Jtc0trazgxdWIxMTNFWHltOTNvcC0tdnZhclZIWHNMdjhTNmk0VW9tNXZia0tJZzZJV1dIQXpxLWZZRHliQUlJOUVYRXJjQkY5bVZfN0Ytb1VYM2NORkhIVFBxeEpaT25ZS2lHLTFFb3FTTUYzUzg0VjIyTQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=fxh6BI7JjjE">https://nischa.me/plan</a>

One of the best savings apps to automate your progress <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVFhc0pKeGt6d0t4MVpJaG93RGtRZUhKWHgzQXxBQ3Jtc0trSGNGNG44UUlNRUIxRFBzLUk3YUU5REtaRi1IUjJKUUF2WTdyb1ZmNUxsRmpmejYxalpOUFNmemJSWFlzcGRuLU1za2VqRWIyZU8zMm1rR0Z1LW9BeVRmdWVKcmhvZXpaaGFhWWRTTmpXUi04blJ6Zw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=fxh6BI7JjjE">https://nischa.me/plum</a>

In this video, I’ll explain what really shifts once you’ve saved $20K - and the steps to get there if you haven’t yet.


My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUZIOGowcDRrVU5wRjQ2dzRyb0VkOU9SVTh3UXxBQ3Jtc0tsODllUUhHZzNzOEJqeFptV0xjOFpFd0Z2cHlGdE9DYklIMGoyYTNZcDdueWJ1Y01ZbXZrb2VXNXBYdG5oRDlwTjF4RWVUbGFCV05weldCc0QxSThsb0RkS2N1LWJBdTd4YUNaX21vZFVqakJBY1h4Zw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=fxh6BI7JjjE">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVQtdktDcjJpLVJFaGYzeXIxdnhhSFZDQWZ4d3xBQ3Jtc0tra2VjdkQzOTRKbGV5Rm53MGNBOTdMU3VOcldseno2Zk8yaXFZZTREWlc3Tl9oN2xTdmNPUHVJeWxZcW1mY3lVZnJVMmstVko3MnhsdmRpVGhZUktEMHI3MWdfaU1SZWlkMlJ1S2hvSE1rVjZFbGhyVQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=fxh6BI7JjjE">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa040TDFzTzJSb1EzSmlOeE5PeUFCczlZRXJfd3xBQ3Jtc0trRlh0OUxXRGRXUUFmalNDNjh6dWNEbVl5Qi1IZlBrNmpPaVM1MFNlUE8wV1pQTHJZUmlCWXF4WWlsQU1tVjdhb01Eb19ycVlMbk1LUU5Eb0RIRkhLeEJCV1hnNWtZdXpNYTZFTEFPSlB5YXpsY0otOA&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=fxh6BI7JjjE">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0FDLWw3cDBVS1F4VEFKei13aVFtVHBBaE9ad3xBQ3Jtc0tuTk9Ia05kTzFIRU5Qb2JqZ1hobVMyMFI5aHdxSDhvdTZKSVl5WWxZNk1TN0VadGlVTm1MQlhuMFVrVnN1czZiMllvb3JIY1ZzVFJzTm9QU01uUk00SkdJT0d1VU5sbUxaY0tPbDlrWmtJNWx3aFdFUQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=fxh6BI7JjjE">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnlHYXVRTnBLSTkwVUREQ19BeGZmWHBkUS10Z3xBQ3Jtc0tuRmRuamFKYTZxN2owR0FXNmd6SUVQMHAzWE9SNDE5YVVNTGVaSFlLZE82NVpFd2JOaHRjRVRfN211czlVX2ZUSVNNb0dxN25taUdpa3Q3NmpUSUJNLTU3TGFoNGhuZ1RNZFVac3BBNTN1bTQydXJkYw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=fxh6BI7JjjE">https://nischa.me/trading212</a>


TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=fxh6BI7JjjE">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=fxh6BI7JjjE&amp;t=34s">00:34</a> Financial Wellbeing
<a href="https://www.youtube.com/watch?v=fxh6BI7JjjE&amp;t=132s">02:12</a> Momentum
<a href="https://www.youtube.com/watch?v=fxh6BI7JjjE&amp;t=204s">03:24</a> Maths gets better with scale
<a href="https://www.youtube.com/watch?v=fxh6BI7JjjE&amp;t=284s">04:44</a> Discipline = real win

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>581</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2881f2c0-0bd6-11f1-a859-af26df9ff8a1]]></guid>
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    </item>
    <item>
      <title>Laziest Ways To Make Money Online For Beginners</title>
      <description>#AD your free AI store builder: https://www.buildyourstore.ai/02cf

In this video, I share six easy ways to make money online with minimal effort

👉 My Free Masterclass https://nischa.me/wealthmasterclass

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:40 Side hustle 1
02:55 Side hustle 2
04:35 Side hustle 3
06:35 Side hustle 4
08:07 Side hustle 5
09:35 Side hustle 6

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 17 Feb 2026 02:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>#AD your free AI store builder: https://www.buildyourstore.ai/02cf

In this video, I share six easy ways to make money online with minimal effort

👉 My Free Masterclass https://nischa.me/wealthmasterclass

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:40 Side hustle 1
02:55 Side hustle 2
04:35 Side hustle 3
06:35 Side hustle 4
08:07 Side hustle 5
09:35 Side hustle 6

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p><a href="https://www.youtube.com/hashtag/ad">#AD</a> your free AI store builder: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0dBQlhsWlVyMUMwa1FJSHJIQ2dnUkZHVmV2Z3xBQ3Jtc0tscFRndFZyNWgxVTVXTFptQnlMRW5RWWVLWUJta3FORlVZVXRYYlJTX21tQnRNUWV0YTJJR1ZoX0hjXzh1NXNoeHV2Ri1QNnFITmVTTE9Nd01WUjVoZTU2S3VuUkJZUElvMUpoQ2ZGWU01ZUozRDFPYw&amp;q=https%3A%2F%2Fwww.buildyourstore.ai%2F02cf&amp;v=BwK2IGw5IN4">https://www.buildyourstore.ai/02cf</a>

In this video, I share six easy ways to make money online with minimal effort

👉 My Free Masterclass <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3lkQ2ExbHFYWmFDNF9WMXhIMGlSQ3pHcnROZ3xBQ3Jtc0tudjNzeGxFT1hRYnM1MFp2WV9RcTdrTWhXMXl0VFZJbzJVM3dmZGpJQUgxY0l1MGpVelpKY19XX0p6ZlhBeWg2NFlzaHk4UXJIQmN6VE45blNKel9iVm1ETjdlUkllNFNYcmNLUW0ydmlqY0VLd0xFRQ&amp;q=https%3A%2F%2Fnischa.me%2Fwealthmasterclass&amp;v=BwK2IGw5IN4">https://nischa.me/wealthmasterclass</a>

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjA3X09CMU5mSTdncDlualZsNFhqZzZlZjV0UXxBQ3Jtc0tscDR4dnVmQ2ozTUNkc0llSExqVTZmWVBZVXZJYm00UnBDNzBva3VkVkhsYXdOUHV1cUFUZ3BRSEszeWdzRk9wcHd3c0t5dlhZUnpzTzJqWXo5cFc2LTN2NHVpRzJzV0dzR2FUaG9vT19mZzI5M0Qzbw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=BwK2IGw5IN4">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2RHc0d2ZVBnbTJOdEhWQzFrNFo3YXd5NFhjQXxBQ3Jtc0trLXdudW1weEwyYmJadEFCSF9pUk1WSlIxVkJxdC0tZldFWjVUVWJpa2xJLTh6V0JNNGx5OTdJNkQ2ZlFzQ05SS2szQWZPekpndk8zeWYteWpGWFZaaWpiUGNjZmNObVcwRlU4S3o0UU92ODZZZ1pscw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=BwK2IGw5IN4">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUdtYWNHMW85a3g2MDllOUxFNi1lb1pVVkJyUXxBQ3Jtc0ttcEdScWNpUGNnSGJkTDE4VzM5akVoUVVnNHpWOG9lcTdvaWZ3MnM0SGhZaC11ZWdNckRrMjVwVE5adFJ3UktISlV0MWJhWXZpM0ZBeWd0WlNZenVxdnNKcUFTTm81QVFpc1ctbENfYXZyenhTZm5ISQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=BwK2IGw5IN4">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXRMRlprM01HMngyN3FnNjQxbHZRTkpXRWFxQXxBQ3Jtc0tuajFZdDRwcms0dC1aLWx0NnN5Y0RZZ0xzSE1WdU9Sazg2YlpaeEpZNzl2bFJxT0N3eWFPc2hKNzc0U1lUZ2xxWlNkdUNZOEZzQ1N5a2V4Rk9iTDFCaDBCeUdEUXN6SHVMNDZ5dXVxcGhjb2tjOGFhWQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=BwK2IGw5IN4">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHA3X1NFQ08waGFXeHQtYkhJQ29aYTRVejltQXxBQ3Jtc0ttM1l2Mk5DNklySVN1MjNoLWlRMzZJRGYwNnBsb1V2eFdYY2hGaVQ3aW5jd1ZRYzhzS0JORDl0X1BqaXpkSjhoSVBFZWlBaFFkOFc0cTA3clZkd3hSWXlncDdaaHQzeDFMbGJVem9BOVQteFU5M1hwZw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=BwK2IGw5IN4">https://nischa.me/trading212</a>


TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=BwK2IGw5IN4">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=BwK2IGw5IN4&amp;t=40s">00:40</a> Side hustle 1
<a href="https://www.youtube.com/watch?v=BwK2IGw5IN4&amp;t=175s">02:55</a> Side hustle 2
<a href="https://www.youtube.com/watch?v=BwK2IGw5IN4&amp;t=275s">04:35</a> Side hustle 3
<a href="https://www.youtube.com/watch?v=BwK2IGw5IN4&amp;t=395s">06:35</a> Side hustle 4
<a href="https://www.youtube.com/watch?v=BwK2IGw5IN4&amp;t=487s">08:07</a> Side hustle 5
<a href="https://www.youtube.com/watch?v=BwK2IGw5IN4&amp;t=575s">09:35</a> Side hustle 6

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>824</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d43faefe-0ba4-11f1-8b11-3356c8754b35]]></guid>
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    </item>
    <item>
      <title>The 3 Net Worth Milestones That Change Everything</title>
      <description>👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa

In this video, I break down the three financial milestones that completely transform your wealth journey and show you exactly when your money starts working harder than you do.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS: 
00:00 Intro
00:50 Why wealth feels slow at the start
3:05 The first big milestone
6:15 The next milestone
10:12 The final milestone
10:55 How to actually get started and stay consistent


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Feb 2026 11:09:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa

In this video, I break down the three financial milestones that completely transform your wealth journey and show you exactly when your money starts working harder than you do.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS: 
00:00 Intro
00:50 Why wealth feels slow at the start
3:05 The first big milestone
6:15 The next milestone
10:12 The final milestone
10:55 How to actually get started and stay consistent


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉 Sign up for your $1-per-month Shopify trial here: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGFuWjJ1b21UVFBURUs2U1ZwUlBkRUFuR2tTUXxBQ3Jtc0tsOXMwYjJiWng3bHV0QmpmREhKZVFQdGtpNWstSzBtT0VHZU1UbnpBdjJfUUNmU1NtdWxSTHBoNVU0d3BVOU8tbVFvNHByMEh2MmNsVkZfUks5cXQ0NXNFSV8xYWpBeHQzY3h6TWtpV2h0X1V1dVNyVQ&amp;q=https%3A%2F%2Fshopify.com%2Fnischa&amp;v=YgzdqPJ2ixs">https://shopify.com/nischa</a>

In this video, I break down the three financial milestones that completely transform your wealth journey and show you exactly when your money starts working harder than you do.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbDRvejBjMjdKaUFuMVRJSzhVVVBIbGNiTzVuZ3xBQ3Jtc0ttRmloWmdZUmkzVTdYTVdaSmRVaERjYkMxSndrdi1OeXNmVExuVlhTbWMyX3lDNnBMOVk1U1c3eVlaSE5PbGtSTmRIZjc2RXpfTktfYjV6VXVnY3NpTUdfZEx2VFFJM2l3NmcwZ21WYlYwTzVQM2dsWQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=YgzdqPJ2ixs">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa25Kd1VtOWZMY0Y3bTlJRVZrUEljY29pV1RxQXxBQ3Jtc0tsUEY0QlNzTXdfSHVNaEZPdkxzQ1ZpOWVMWXBfc203dGc0RWtUSzV2cDBjWEhmODhmMndnUXlPd3VEdTRObXhkRUxLcC12Vy0yTUxQVGdXOElIQzUyaVA3RWlUeXo0VlhOMFNyeXNhc01hdHY4Uk5LMA&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=YgzdqPJ2ixs">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGVuRDF0dzQ4UTVWUWJ6SWRLY3ZBTXNfSC1ZUXxBQ3Jtc0ttek16S0ZWZl9mM0haeXNMejZOUDFLeTczWEV2S3NfRDRmc3FPM0J4N2dfTU02S29DeGMya00wQzdRQV9HNU0zV04wX2pZRzNzSTBveUthbnFmb3lBS3g3dllSSmpOeEFWX0tpdVZfbmItdkF2YjZDbw&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=YgzdqPJ2ixs">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbExlZTd0RGc1aFJmS3FjYkszZXBhdVhBaGVBQXxBQ3Jtc0trVWVfS2tRSXhRU0pPYV96R3o4S1ppR2VkdVNtUUFqNVd3eTZjcko1enhtT1drV3gxSW9PRDctelZUekkySlUzUWQxanNQS0l0U3JNVjhXeUttbnZ4WGpndWVLc0lfVDQ3Nm9Qd1RZNEV6U1puVUdCRQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=YgzdqPJ2ixs">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbG11ZFBZWnNEclFsWE9RTF9wUXlsZ3lPWEdEZ3xBQ3Jtc0tuNFo5WXQwdDFtYXdIZ0JnQmlXZlQtWnNJUXlQdk1teTZ3d2pJZDJHUjFZZHQyVm4wUmkyTTFueUhvQU81UFFGZGxNZzEtTWpLZ3J5bXktRWRsRFZ3UGctR3ZnR2pFbWhQaTY4ZHdzMnd1M0txSjR2aw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=YgzdqPJ2ixs">https://nischa.me/trading212</a>

TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=YgzdqPJ2ixs">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=YgzdqPJ2ixs&amp;t=50s">00:50</a> Why wealth feels slow at the start
<a href="https://www.youtube.com/watch?v=YgzdqPJ2ixs&amp;t=185s">3:05</a> The first big milestone
<a href="https://www.youtube.com/watch?v=YgzdqPJ2ixs&amp;t=375s">6:15</a> The next milestone
<a href="https://www.youtube.com/watch?v=YgzdqPJ2ixs&amp;t=612s">10:12</a> The final milestone
<a href="https://www.youtube.com/watch?v=YgzdqPJ2ixs&amp;t=655s">10:55</a> How to actually get started and stay consistent


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>873</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://traffic.megaphone.fm/FLIGHTSTUDIOGROUPLTD1215201810.mp3?updated=1771276895" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> You’re Not Behind: Why Everyone Seems to Have More Money than You</title>
      <description>Don't miss my FREE masterclass 'Four-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass

Watch this video to understand why it often appears that others have more money and financial success than you, and what to do about it

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Why everyone seems to have more money than you
00:28 You're making upward comparisons
02:27 You don't know what you stand for
04:07 You aren't learning
06:02 You're forgetting the trade-offs 
06:59 You're following the wrong C
08:08 You haven't focused on you for a while

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 12 Feb 2026 10:32:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Don't miss my FREE masterclass 'Four-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass

Watch this video to understand why it often appears that others have more money and financial success than you, and what to do about it

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Why everyone seems to have more money than you
00:28 You're making upward comparisons
02:27 You don't know what you stand for
04:07 You aren't learning
06:02 You're forgetting the trade-offs 
06:59 You're following the wrong C
08:08 You haven't focused on you for a while

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Don't miss my FREE masterclass 'Four-Step Routine to Financial Freedom' <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWlVTEZXRE9WdUlZakt5clczMTlqZXdjSDVQd3xBQ3Jtc0trcnpJV0tFWFppYW9tZUVZeERrX3BqbXRNY3ZtNEFBeGNqOVJhOEJsV2JWQk5iZ0NuS3JoUGprQ18yd0xlaEVZVU52WVBPOG1vLXFlUXhQaGU2enQ3RmRmU2dDeC1uTlFvWEdLTVV3Rk85cFpOZDdaSQ&amp;q=https%3A%2F%2Fnischa.me%2Fwealthmasterclass&amp;v=W15Bd-4NwBs">https://nischa.me/wealthmasterclass</a>

Watch this video to understand why it often appears that others have more money and financial success than you, and what to do about it

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa09jZ3pjUmU5ZHg5LUdNclJDNVJQaWt1VTNkQXxBQ3Jtc0ttY0pfQWQwYUR1U2JsajAxY2JXUE9wQlRXd2N1WkVDeVVZX1dYMmpHUmtMRmQ2YXZyaDVxN2dwRnkyeU1ua0pjRm1VQVVVWG5qVFNXbjIyZm1WUXZvWDBfVkFidFZSVmhGaVZXUjhVWTJZbnV4UHkwWQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=W15Bd-4NwBs">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnpHOFdQNmt0dVFTLXNOLVlUWTNwcGhQejJuUXxBQ3Jtc0trZThOcWV1RjBfaGtGNXNSM0E4VHJXcmNlMzFoMUpIclhjZGFyVzNTSzBSTTNiR1BjbzRVc0g4Y2NqZDJqSlFqRmpDSk9MNE5tODBqRV9mVk5SQVFESVRZcC12SGctSlRPTEhWQXZ4S0xQMHFlQ3dfaw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=W15Bd-4NwBs">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa01MMzZfaDVYSTNKdlFidkVpbFBfWlFxaERZQXxBQ3Jtc0tra3g5Zmp0YWFCYTloQVU1ang1bzB0WUtIWHg3V2hucmV3d3dhSmNVTW9NcmxiV1pFSHhhYzJDbDcyb0VOZ3BoQThiWmZRWEhpYWQ3cXBBNWtvR0tXSVlsVE5QSEY3RUR3bGszejY4YmdFc0hPcFAwZw&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=W15Bd-4NwBs">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWNpZ20xYU01dGxrT2Vac2VYdmY5OGtyZl9zUXxBQ3Jtc0tucWczUWltTHJzYjRIeE5kcHVJM3V3QkVtNWMzM2hlcThvV3lrZVNYUmN5elVmaURaWkZyN05zTEllV0RmbEZSMVNUNE04aXRLRTBEUU5ZSzRCR1o4WDZBYkJrMjZHNElsbHB6bnJLVkpyc2x5RGdtSQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=W15Bd-4NwBs">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFB0NG5YVm1tV012Wmc0bEhkX0RkcndzWmhOd3xBQ3Jtc0trTFNjbVpJSXJsRDVKYUJVZDMzdWRJNmVYbmU4ZUR4MkdVWnJleGxjd1BwYkdqUUF4OVVqU2tGMFBjZ1ZOajJ0QjBHckk5U1BCN2lVZnB4YVZHVGJfUjg2RjlZcC1xTURWU2dIbTA4WkIxWVJfbTBBdw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=W15Bd-4NwBs">https://nischa.me/trading212</a>

Timestamps:
<a href="https://www.youtube.com/watch?v=W15Bd-4NwBs">00:00</a> Why everyone seems to have more money than you
<a href="https://www.youtube.com/watch?v=W15Bd-4NwBs&amp;t=28s">00:28</a> You're making upward comparisons
<a href="https://www.youtube.com/watch?v=W15Bd-4NwBs&amp;t=147s">02:27</a> You don't know what you stand for
<a href="https://www.youtube.com/watch?v=W15Bd-4NwBs&amp;t=247s">04:07</a> You aren't learning
<a href="https://www.youtube.com/watch?v=W15Bd-4NwBs&amp;t=362s">06:02</a> You're forgetting the trade-offs 
<a href="https://www.youtube.com/watch?v=W15Bd-4NwBs&amp;t=419s">06:59</a> You're following the wrong C
<a href="https://www.youtube.com/watch?v=W15Bd-4NwBs&amp;t=488s">08:08</a> You haven't focused on you for a while

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>677</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[35f15076-07fe-11f1-8c5b-87541ad66e5a]]></guid>
      <enclosure url="https://traffic.megaphone.fm/FLIGHTSTUDIOGROUPLTD8390947541.mp3?updated=1771276794" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How To Think Like The 1%</title>
      <description>👉Try xTiles for free https://xtiles.app/en?fp_ref=nischa23

Get my FREE Road to Wealth cheat sheet: https://nischa.me/cheatsheet

A simple guide to how the 1% think about money - with 8 smart mindset shifts to help you build real wealth.


My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:37 Your 25 words
01:38 Own first, spend later
03:13 Obsess with getting rich
04:39 Plan well, act fast
07:10 Speak the language of possibility
08:37 Leave luck at the door
10:35 Build income that runs without you

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Feb 2026 21:19:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>👉Try xTiles for free https://xtiles.app/en?fp_ref=nischa23

Get my FREE Road to Wealth cheat sheet: https://nischa.me/cheatsheet

A simple guide to how the 1% think about money - with 8 smart mindset shifts to help you build real wealth.


My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:37 Your 25 words
01:38 Own first, spend later
03:13 Obsess with getting rich
04:39 Plan well, act fast
07:10 Speak the language of possibility
08:37 Leave luck at the door
10:35 Build income that runs without you

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉Try xTiles for free <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFpiUEJGQXpYN3B6WWNZczlCZE1yY1duUVRBZ3xBQ3Jtc0ttQXN3eWZpQ0l2dm4tZ2YwLU80RVp3bkFEdnZsUGxFbjNVQ3dYWUEydER3MGJNV0V3X2loS3dNamxhNUNmYTFNdTR0SURob2ZTQkVISHBQR2I2V3pRRk11QlNEM2RWajVJOERFZHZ1N1F1NjNuS0xaTQ&amp;q=https%3A%2F%2Fxtiles.app%2Fen%3Ffp_ref%3Dnischa23&amp;v=GzIvLl2e1SA">https://xtiles.app/en?fp_ref=nischa23</a>

Get my FREE Road to Wealth cheat sheet: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFZBVWlkVUZUclB6cnBDUnI3aUdTTm4xYjRhQXxBQ3Jtc0ttUWpPb0VKbXM2bU5BcmRIRnZYdjRjSDllcnFPX2tUa1FKbFNLZ3RYVEE5MTh2ampaaWRWUEpVRHJxQU8zZ3cxSjA5Rk16ZUREeWVaZ3FXaWdNWEhPOVBNX2VRUWdXbVZaN3pjQm80ZzB6NG0wVkdpSQ&amp;q=https%3A%2F%2Fnischa.me%2Fcheatsheet&amp;v=GzIvLl2e1SA">https://nischa.me/cheatsheet</a>

A simple guide to how the 1% think about money - with 8 smart mindset shifts to help you build real wealth.


My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHMyU0tSS0FmVnpXUTFfd2hOQlFFZ0trUEE3Z3xBQ3Jtc0tsVGRPT3dfVEwtTy1IbzhtdUl5cWMxY2VDZjBBUVlwNWhUdmxMbWxkcXhoOHF3RnR4alJ4U0pKbmxRaUJTdHBqR1JDeUhCQUpYeTlmb2lnTTFTZUJ2eVlIZ0h0RlhQVDRENU5meGVIbmJKWTVGMWszdw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=GzIvLl2e1SA">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbDBXR0JDSGNpZzcyajFOQ09kbW5UM1VfZjc3UXxBQ3Jtc0tuaWtPUTJmX2lqTVVJRjIwMzlOX0NRMXV6M2tLVllobHhSWW45TTVKZjZGR0F3TGJoZlBOU3ZMOVowMjVnV2xyTWlxR09fUnVDY0pTUnVVbFF4V05wajRhT3hiRFJSVHdLTnRTVzE5Mk1nNUJ3MGpGOA&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=GzIvLl2e1SA">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3NfenVRaTVrMTNzQ0pCQmpzUDJsWHJPSm1RZ3xBQ3Jtc0tsVjY2cWp2V0c1MHgwYnpnRk05RGJ4YnY4X2RvUWN6TUFCVkZyWUIwTVo4RE9taTVTVmp2bVJNSDJBNGJEZW50ekk1Zk1EQkxOMjRTZmc0bGNDcWVPcVFfY05JZWoxZ0RlVm93TEZRcVhJb0hsUGRpSQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=GzIvLl2e1SA">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFNiV2IxVzJqUEhyNTJWbzZsR09CTGV3ZW5rZ3xBQ3Jtc0ttSW1RWkRfSU5kckdqa3d1cnBPREVmSksyNWh1UGM5TWlzRFRsQU0tN29jcXJqaUsxcEh3SFJLM2phMWNERmZNTXlDLThuVjh4TnNSVmFxczRhYjZyZFJUVHZGdjM4UEQ1RGJJOHpLRlFvMkx0MlVraw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=GzIvLl2e1SA">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVJnZ2JpRmhfTGRLUW1BS3dTalZRQVBka1pCZ3xBQ3Jtc0tsNWJjYktNUklURUVjS2tLYTRiX29vak9OaW1MS25KZ3VWY1hXb0drSFZxWllxT3B5ZnZNTlE1dmNUMFBqTnJnVzJVM21Zb0Yzc0NuVmRmM185cG9jQlBCMjJ6YXRqOFVRN2ZRYmMwVGd6S3I0d0F4aw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=GzIvLl2e1SA">https://nischa.me/trading212</a>


TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=GzIvLl2e1SA">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=GzIvLl2e1SA&amp;t=37s">00:37</a> Your 25 words
<a href="https://www.youtube.com/watch?v=GzIvLl2e1SA&amp;t=98s">01:38</a> Own first, spend later
<a href="https://www.youtube.com/watch?v=GzIvLl2e1SA&amp;t=193s">03:13</a> Obsess with getting rich
<a href="https://www.youtube.com/watch?v=GzIvLl2e1SA&amp;t=279s">04:39</a> Plan well, act fast
<a href="https://www.youtube.com/watch?v=GzIvLl2e1SA&amp;t=430s">07:10</a> Speak the language of possibility
<a href="https://www.youtube.com/watch?v=GzIvLl2e1SA&amp;t=517s">08:37</a> Leave luck at the door
<a href="https://www.youtube.com/watch?v=GzIvLl2e1SA&amp;t=635s">10:35</a> Build income that runs without you

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>878</itunes:duration>
      <guid isPermaLink="false"><![CDATA[6631f890-078f-11f1-8169-3740cc270310]]></guid>
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    </item>
    <item>
      <title>Why Keeping Over THIS AMOUNT In a Bank Is a Huge Mistake</title>
      <description>Save 20% on Brilliant’s annual Premium subscription https://brilliant.org/Nischa

Reserve your spot for my next LIVE Investing Workshop: https://nischa.me/investyt


My favourite savings account https://nischa.me/plum

Discover why leaving too much money “safe” in the bank is actually one of the most dangerous financial mistakes you can make - and what to do instead.

Disclaimer:
In the UK, FSCS protection covers up to £85,000 per person, per authorised bank or building society. Some banks share the same licence, so your limit may apply across more than one brand.
In the US, FDIC protection covers up to $250,000 per depositor, per insured bank, per account ownership category (for example, individual, joint, or retirement accounts can each have separate coverage).
This video is for educational purposes only and is not financial advice.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS:  
00:00 Intro
01:00 Cash is the laziest worker
02:55 But about emergencies? 
04:43 It feel like spending money
06:53 Insurance won't cover you
08:45 You become more of a target
12:24 What to do with your money instead?

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 10 Feb 2026 23:20:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Save 20% on Brilliant’s annual Premium subscription https://brilliant.org/Nischa

Reserve your spot for my next LIVE Investing Workshop: https://nischa.me/investyt


My favourite savings account https://nischa.me/plum

Discover why leaving too much money “safe” in the bank is actually one of the most dangerous financial mistakes you can make - and what to do instead.

Disclaimer:
In the UK, FSCS protection covers up to £85,000 per person, per authorised bank or building society. Some banks share the same licence, so your limit may apply across more than one brand.
In the US, FDIC protection covers up to $250,000 per depositor, per insured bank, per account ownership category (for example, individual, joint, or retirement accounts can each have separate coverage).
This video is for educational purposes only and is not financial advice.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS:  
00:00 Intro
01:00 Cash is the laziest worker
02:55 But about emergencies? 
04:43 It feel like spending money
06:53 Insurance won't cover you
08:45 You become more of a target
12:24 What to do with your money instead?

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Save 20% on Brilliant’s annual Premium subscription <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbllZTmdyblpvYWs5bWlWcExNT0JseWZ5VElqQXxBQ3Jtc0tsZzdhTm4zOTRuQkNzeGRwVjc1TDl5SkRzSlhxdDRuTVRPS2FQOGVQTjExOE1GM2REaVd4S3dtakFHdHNrdkUzVm5KajBnNEN3eVNyN08wN0EyVEpCWlY3RzE2SkU1eFRGM3N6SmF4NEE4TEFtOHlmZw&amp;q=https%3A%2F%2Fbrilliant.org%2FNischa&amp;v=zEDbnoxAoRU">https://brilliant.org/Nischa</a>

Reserve your spot for my next LIVE Investing Workshop: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGRjTDg3eVNoaFRYSkh6VDlfZUxIQmpocWc4d3xBQ3Jtc0ttMWhWaVdaMnM5bjdhWVE0ZHBqTWVSVHA4TG8zTk9xYnM2NVFIQkkwMElFeTlIZkxySFZCcVc0WE5wcGtxTGRQXzJuZ1R5SDA0dHZTSTdzWWpoaC0yNVVLSXVqRnNQdUxJVDdpSERYWktBdm5lQk1NMA&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=zEDbnoxAoRU">https://nischa.me/investyt</a>


My favourite savings account <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0VmOHQyU0ROQ3ZqSE5HOFZRMUltWG1MV1VQZ3xBQ3Jtc0trTkJ4bFBKaGdjUmI5QjRSZ2JHTktTS0hoZzAyblZDcENtR2JaakFOSHk4S0J1ZDg0c19ScG5pM1BSemdsdTNwWGNxQm9EYlFRUEx3ZU1ERlpfU0ZxNmh6VWtheVMwREtEd2FnbnFMTVNhQTJsSmxMNA&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=zEDbnoxAoRU">https://nischa.me/plum</a>

Discover why leaving too much money “safe” in the bank is actually one of the most dangerous financial mistakes you can make - and what to do instead.

Disclaimer:
In the UK, FSCS protection covers up to £85,000 per person, per authorised bank or building society. Some banks share the same licence, so your limit may apply across more than one brand.
In the US, FDIC protection covers up to $250,000 per depositor, per insured bank, per account ownership category (for example, individual, joint, or retirement accounts can each have separate coverage).
This video is for educational purposes only and is not financial advice.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHZCNG40eXhfRk5CejVHRTdaaFl1c0hLOE0wUXxBQ3Jtc0ttSTlXcnBUemxjb1A3dlpWUXgzd2dBRDl4ejFSbXZXWUVvUkxUSmVOS2wxaE5fRlJGZ3VJVUVObFc2Y3pUSXQyWmpQcl9MTllybEhpeFkySFBUUk9pQ0JkUy1oZTJuWW9uMnNmb0dEYlh2VUtkdFlqdw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=zEDbnoxAoRU">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkZyc2NNZjZwUWdUd1NDY29NZm1lSUlHSlh4d3xBQ3Jtc0tuSzhILVVZd19GaE9mN004bkM0eGs0QUpNSDJHNmVtLUtYNWZaMEtCbDdENnk1cVFOZGNqZ1JJRFl5bWNaTWRXSnFrYURIMFIxaEw3UEZKbmpIZW83Z1pNS3duZldVSHZ6ak5GSlF3Nlc4T2JocVlVbw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=zEDbnoxAoRU">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWgtbEQ4SC1rTE9jVVllYjhmaUdqWEZia0JhQXxBQ3Jtc0tsbUlLWEtqQlhCVjNEUzMyUjh1T2pPemw2UzIwc3dyS3NCblBDV1lIMndMRE1idGZPNk9pdDU5WnVaUHV4V1h5SjVDel9Qc1d3NThFOVRFNkJPOGVtQmJVYUplZXZZTk9pbjFkWm0zaXpLTW1VeUMyMA&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=zEDbnoxAoRU">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFc2X0UyeU8tUklCWFJ2WlFHLWNxTndRZlJtQXxBQ3Jtc0tta05qdmN5MDBoemV6SUxQd0RacExWRjc5RnJPM3p3S2I0WmFoZHU0d0lMQWw0R29mdkRBYktkM3pORC1WZld4Yjd0UmNXNy1VUXRIZm5mdFdzNy1mWE5OV291bWNaLVhzQThiSUlva3dPYU1maVBrdw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=zEDbnoxAoRU">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVNVZ0lCOENpeks5RzBpVWplSmhsd3dLcGM0Z3xBQ3Jtc0tsVWs2UWRscXZudTRIZDlBRU9nSTJRNE8wbTBoYXBKUU1wNzFTRTJWNGp2My1IUWxlZTVQdm94ZHJobHowQ05RYksybmotZld6MEZpNHdRX2U2Z1d6eld0azY4RHd4eENPNmZhNUJSNHV3SHRnM0o0MA&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=zEDbnoxAoRU">https://nischa.me/trading212</a>


TIMESTAMPS:  
<a href="https://www.youtube.com/watch?v=zEDbnoxAoRU">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=zEDbnoxAoRU&amp;t=60s">01:00</a> Cash is the laziest worker
<a href="https://www.youtube.com/watch?v=zEDbnoxAoRU&amp;t=175s">02:55</a> But about emergencies? 
<a href="https://www.youtube.com/watch?v=zEDbnoxAoRU&amp;t=283s">04:43</a> It feel like spending money
<a href="https://www.youtube.com/watch?v=zEDbnoxAoRU&amp;t=413s">06:53</a> Insurance won't cover you
<a href="https://www.youtube.com/watch?v=zEDbnoxAoRU&amp;t=525s">08:45</a> You become more of a target
<a href="https://www.youtube.com/watch?v=zEDbnoxAoRU&amp;t=744s">12:24</a> What to do with your money instead?

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>939</itunes:duration>
      <guid isPermaLink="false"><![CDATA[79d2dfa4-06d6-11f1-80e2-8386aec3493d]]></guid>
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    </item>
    <item>
      <title>If I Started Investing in 2026, This Is What I'd Do</title>
      <description>📊 Join my Free 'How &amp; Where to Invest' Live Workshop  https://nischa.me/investyt

UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

In this video, I break down the exact 7-step plan I’d follow if I were starting investing from scratch in 2026, so you can avoid beginner mistakes and invest with confidence.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps: 
00:00 Intro
01:01 Step 1 
02:22 3 things to do before investing
04:16 Step 2
07:30 Step 3
09:53 Step 4
11:38 Step 5
13:37 Step 6
15:39 Step 7


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 09 Feb 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>📊 Join my Free 'How &amp; Where to Invest' Live Workshop  https://nischa.me/investyt

UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

In this video, I break down the exact 7-step plan I’d follow if I were starting investing from scratch in 2026, so you can avoid beginner mistakes and invest with confidence.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps: 
00:00 Intro
01:01 Step 1 
02:22 3 things to do before investing
04:16 Step 2
07:30 Step 3
09:53 Step 4
11:38 Step 5
13:37 Step 6
15:39 Step 7


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>📊 Join my Free 'How &amp; Where to Invest' Live Workshop  <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblhqQ0RuVWZWdjJBTVAteDN4S1kyQ0Nya2dTZ3xBQ3Jtc0trb2dYNXhHcGtfNGR3bTVSNFd3dU9WMUl2MkZYN0o2SzdJdmFJUjZiZmFVWnptYWVycFdXVC1zM21LMURHS3ZWU1Jza3piRnBITlJGM0hsQml0cVpmUjl2RTJuanBnUTJMNkxFd0pKUkVNZzdhSG03UQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=RVYR6QxQ3OY">https://nischa.me/investyt</a>

UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0pPbHVNazgzOHVpSEtnQURobHIyTmh5T01vUXxBQ3Jtc0trdUVJandTS0F0TnpIY29yWW9UWXkxN1hHaTJTZUxEODhUZUo2ejVlYzFBSHhMWUM1aGFpQ09aZjlzY3UxRV82VVdTc2NNdnhudlpuR2NyT0MwXzVWUW5STE80X1ppNnZCSDItWUtDM1hiYkR3TWl0WQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=RVYR6QxQ3OY">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2ZGOUFlcHNreURoTklTZ2xvNkdRU2dkN3Qwd3xBQ3Jtc0tsUGZ3cTJfUF9Ia1hoSVJzYVZ1MXhNbHk1NlBnV1VzdEpsY0RPM0FYdktnblV3cld0c0ROXzd2bF93X3NmZXl4YWRjZEpBZHpyVm9wRWNpazVFN250TEFMRlNnbmk2d01BT0l5LTd6TGtSNjFQUUlJdw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=RVYR6QxQ3OY">https://nischa.me/trading212</a>

In this video, I break down the exact 7-step plan I’d follow if I were starting investing from scratch in 2026, so you can avoid beginner mistakes and invest with confidence.

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1lHU0EyMzQwUGtGeW5JTExVa0N1aURkelBFUXxBQ3Jtc0tuX1lSSHdhcVBnZUZ6TDRjR0FaakpuQVNuUWQxSjZpZ3hXSlpLYXJLRUpYRDNKRDZFY25ZNThBYWREbHlhakpPdzZ0MDRnTF92TTJ5azNHSDNUZkU5QUdONE9JWEZjOXNzQnV5SHUxbEs2U0RqRU1Ebw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=RVYR6QxQ3OY">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbl9xaUpDUUhDa2hCWFJ3U3pOWGQ0VTlwSzduZ3xBQ3Jtc0ttdWMxcU5VM20tSEVSNHJsRWprSUFIc1p6R3p5cXB4RmpBRy1rN2FjVzJSUzh4c096V2U5LURlNU5DWVdzSkxkTW12WXhvLVNMQWlZNmVQVXhFdzh4X0FiSGh6MFJ2b2p6Y0JkSUxQejI2OTZ5dzhHQQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=RVYR6QxQ3OY">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRkLS1DMGpzZ01jcjFRcTljNGpab2VLWnpaZ3xBQ3Jtc0tsVEthdXZ2UVJ0NXdaUmpKN1AyZEY3QmwybDZiVlkxa3RJLVg3Z0VVdmRNZndHLWtEOXpVLW55a2lXeGpSNU9FU2xvV19xMDlqT19RRUNIbmNrSC1QRlJnaEtGbUliQ0pnQzhIMG5LNGdjYkhlSGdFVQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=RVYR6QxQ3OY">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjJGZVVvTlVpVHBEeUVTa2d0aU5kVlMtcEpkd3xBQ3Jtc0ttMlRidUhPemZIQ1Jjc0ZWRzJBREZ6bFdCR2lCU0VyQ2dnQzZxOEdadElEZV9mdHJfVkxkNEtzMmVpc2J2dGFrSENuc3A2OUkxX3ZlVzBPY0haRkJLd2FmVndsSlBjSlJtQWttMl82WW1RQ3R2MHN3Zw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=RVYR6QxQ3OY">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbW1kZVdJYVRnank4bDc3eG9ZRXV6UHhJdVR6d3xBQ3Jtc0tuV05rWC1ESHN6RUp3Uk9mNFR6TXFEN080MW5MQjNpUlhMNzE2ZU83allOeHU3UkxsVVBHMEczMnI2cy1nVk9XSWJyMjZFSjBwSGF5TmpOdVlyemVBOVdTcThoYTd6Qk1CU2NqV2dERkg1TWRzN1NkZw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=RVYR6QxQ3OY">https://nischa.me/trading212</a>


Timestamps: 
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY&amp;t=61s">01:01</a> Step 1 
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY&amp;t=142s">02:22</a> 3 things to do before investing
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY&amp;t=256s">04:16</a> Step 2
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY&amp;t=450s">07:30</a> Step 3
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY&amp;t=593s">09:53</a> Step 4
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY&amp;t=698s">11:38</a> Step 5
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY&amp;t=817s">13:37</a> Step 6
<a href="https://www.youtube.com/watch?v=RVYR6QxQ3OY&amp;t=939s">15:39</a> Step 7


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1233</itunes:duration>
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    </item>
    <item>
      <title>17 Tiny Habits That Made Me Rich</title>
      <description>The spreadsheets, guides and quizzes in this video are all part of the Financial Wellbeing Toolkit. 
Use code VIPEARLY to get 20% off early bird pricing – limited to the first 500 people! 🎉 https://nischa.me/plan

In this video, I break down everything you need to understand the language of money. The tools, spreadsheet, and guides shown are all part of the Financial Wellbeing Toolkit. 

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
0:00 What's in this video
2:32 Understanding your financial NOW
9:05 Debt strategy 
13:43 Setting goals that matter
19:43 12-month forecast (&amp; monthly check-ins)
27:12 Where NOT to save your money 
29:40 When to invest
31:59 How to reach your goals 
36:17 Building your investment strategy
39:34 Car buying and affordability 
46:44 Should you buy or rent a home

Thanks for the inspiration behind this video ‪@TinaHuang1‬

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Feb 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The spreadsheets, guides and quizzes in this video are all part of the Financial Wellbeing Toolkit. 
Use code VIPEARLY to get 20% off early bird pricing – limited to the first 500 people! 🎉 https://nischa.me/plan

In this video, I break down everything you need to understand the language of money. The tools, spreadsheet, and guides shown are all part of the Financial Wellbeing Toolkit. 

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
0:00 What's in this video
2:32 Understanding your financial NOW
9:05 Debt strategy 
13:43 Setting goals that matter
19:43 12-month forecast (&amp; monthly check-ins)
27:12 Where NOT to save your money 
29:40 When to invest
31:59 How to reach your goals 
36:17 Building your investment strategy
39:34 Car buying and affordability 
46:44 Should you buy or rent a home

Thanks for the inspiration behind this video ‪@TinaHuang1‬

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The spreadsheets, guides and quizzes in this video are all part of the Financial Wellbeing Toolkit. 
Use code VIPEARLY to get 20% off early bird pricing – limited to the first 500 people! 🎉 <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbktIelhxR3F5cW5TM1pXQS1tbzFZMTdCZ1JqQXxBQ3Jtc0tuN1JXY0FXbXJCRzdqbi00ZU5nODNTd2loY3ZDU2ZyN2RDN1pmRFFwcVAwZGhLYjdadnhTTWZscVYzN094LWVHcDFPckdpVXNGQ21mdjJGOGxUcmNEcTU1akVBZzdBX2p5c3lkckdDY2t6NUU0cDBRRQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=vJabNEwZIuc">https://nischa.me/plan</a>

In this video, I break down everything you need to understand the language of money. The tools, spreadsheet, and guides shown are all part of the Financial Wellbeing Toolkit. 

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHNJWVM4dTl3QWl3c1ZIWU9WSjRVNEpuXzVId3xBQ3Jtc0trczFSa2ZGRnFRM3NsVk03aFVtTjJfb0RZaDY0VEZjNHpOVkZtQnozSGJWR0pfeXM1OTJaRThxUXBnbllLWXBlNnc5UVVMQ1dBM0JNNUYxYWhVdk9pS3JPMkFPenlQMlZYLTBmQWZIVEM2Mms1d0drZw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=vJabNEwZIuc">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWxXMU42bGhwM1NueTZwczNKbDZ1aUFPWHNvd3xBQ3Jtc0tua2FYenY5RGVKTG1nTjh0QnNCc0EwLVlVOUZ1WmNoU05KcUdvZHJFVTMwUUpIZDVzUGRCcnpXQ3J3YlNoYmtEVGNQNDBNSWtHb0l0WERtYi1qa3hvNzNnWUZ4cnhXZkpJVUlaWlJsTHR6MHBiT29HZw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=vJabNEwZIuc">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUNKR2NWMy1VekdaVVJSWGRlbTFqUTNpZm9lQXxBQ3Jtc0trTklWX2t4SzlCT1RPMlBLdGZqa1UwVkc0Rm1TZEllVTc5Yl9JaXZYVW4yYndGZFhzZXNUNlk0OEJKajUyeldCR3FnTmhlWDkyaVNIZXBvSDExWEZrSEhMbGYxTW9LUTNHWDdUWGgwMlppMy13ZE5BSQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=vJabNEwZIuc">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJpZ0lkUm52RmRmUlJ2dW9wNDVqT0JBZU1Od3xBQ3Jtc0trUUlEemNNeGo0ejg1S2NiZmxlZmNMNU9oSURfX2hLT3BZMkl6M1h2dVg2Unl6ZmNkMzFLU3RlWVdOME9NT3JKYUlwQVkxSFlldEREV3BiblBBeWlxUHZwdkdQUVNrN2ZnUWJtVzFXa3JqVk5GRXlVTQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=vJabNEwZIuc">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTNKUnJ1M2l0d3cwRDJoQ29yQWZlbjhBQXY1UXxBQ3Jtc0trYnptSUhHcFVqT19tcXVDY0hvVUxsNXBJYnV4b2w1ZWxlc3pXZUllQXFLR3lTSnRwWEY3MW1vRzBQYWZuSlZCY2xMRDFkMkwzUGV3c1N2VkI4Vk0tU0NldVg1OEhzUUwzVU1FUXVzdUJ3SWJuelh4UQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=vJabNEwZIuc">https://nischa.me/trading212</a>


TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc">0:00</a> What's in this video
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=152s">2:32</a> Understanding your financial NOW
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=545s">9:05</a> Debt strategy 
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=823s">13:43</a> Setting goals that matter
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=1183s">19:43</a> 12-month forecast (&amp; monthly check-ins)
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=1632s">27:12</a> Where NOT to save your money 
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=1780s">29:40</a> When to invest
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=1919s">31:59</a> How to reach your goals 
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=2177s">36:17</a> Building your investment strategy
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=2374s">39:34</a> Car buying and affordability 
<a href="https://www.youtube.com/watch?v=vJabNEwZIuc&amp;t=2804s">46:44</a> Should you buy or rent a home

Thanks for the inspiration behind this video <a href="https://www.youtube.com/@TinaHuang1">‪@TinaHuang1‬</a>

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1052</itunes:duration>
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    </item>
    <item>
      <title>My 9 Sources of Income at Age 32</title>
      <description>#AD Get your free AI store builder: https://www.buildyourstore.ai/00e3 

➡️ Join the waitlist for my new community: https://nischa.me/waitlist-community

Discover how I built 9 diverse income streams by the age of 32, including the challenges, strategies, and lessons learned along the way.

How much youtube paid me in my first month with 40k subs    • How much youtube paid me in my first month...   

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps:
00:00 Why you need multiple income streams
01:13 Income Stream #1
02:36 Income Stream #2
03:22 Income Stream #3
04:52 Income Stream #4
06:28 Income Stream #5
07:17 Income Stream #6
08:00 Income Stream #7
08:41 Income Stream #8
09:29 Income Stream #9

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 05 Feb 2026 09:27:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>#AD Get your free AI store builder: https://www.buildyourstore.ai/00e3 

➡️ Join the waitlist for my new community: https://nischa.me/waitlist-community

Discover how I built 9 diverse income streams by the age of 32, including the challenges, strategies, and lessons learned along the way.

How much youtube paid me in my first month with 40k subs    • How much youtube paid me in my first month...   

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps:
00:00 Why you need multiple income streams
01:13 Income Stream #1
02:36 Income Stream #2
03:22 Income Stream #3
04:52 Income Stream #4
06:28 Income Stream #5
07:17 Income Stream #6
08:00 Income Stream #7
08:41 Income Stream #8
09:29 Income Stream #9

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p><a href="https://www.youtube.com/hashtag/ad">#AD</a> Get your free AI store builder: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXFHQjRBQmNKQUZ4X1JHdjVpNUUxT0dkU2x5d3xBQ3Jtc0tsWFY3clFFTWpaSW9jQmxkNTFZNTdDVUF5MFRGMml4ZVk4bzJUT0w5Zy04dmN1RlFQVkNjeDh2YWtkWHdrZEpTaU9GQVRZM0pnREJlRGxnSXNuT2dEUWZSOTVraUtITHRONHhzNmRfaHZkR0FULVlLMA&amp;q=https%3A%2F%2Fwww.buildyourstore.ai%2F00e3&amp;v=qND9hcZhlK4">https://www.buildyourstore.ai/00e3</a> 

➡️ Join the waitlist for my new community: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXVWcEw0TTBEMHVkcWhiOE9YNkx1WF9Wa1J4d3xBQ3Jtc0trQjJSc0VmVDdybVFJZnZlWUhETWtteGFxZXQtYzZyYWNGZnI1VlRJV2JsZnRseHdaZnRnYTUwSEhBajFQUENpNkF0QmRmcE1DTTJTNy1oa1MtTVAwS1pDcjZmdVFjUDRDaENodVlRNVdIeEx2Q1JtOA&amp;q=https%3A%2F%2Fnischa.me%2Fwaitlist-community&amp;v=qND9hcZhlK4">https://nischa.me/waitlist-community</a>

Discover how I built 9 diverse income streams by the age of 32, including the challenges, strategies, and lessons learned along the way.

How much youtube paid me in my first month with 40k subs <a href="https://www.youtube.com/watch?v=5Q6-5eUo0t0">   • How much youtube paid me in my first month...  </a> 

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGpIRWs0aWlVMVRfZWs3OEx0MFBtcE0wa1Z6Z3xBQ3Jtc0trOGZHRTNsTXN1Y1lYSEVOUENQMGd3ZDFVLUUwX1hOMFVnM0JpZDIxNDNwQzE3LU94R01PaFl4MzhnSXJYTm9kcENLMzUxcHhjTXpmNWFRU29DTlc5R0R5MU1IS0lndmpDSENycWZrMjRwN2NIS0JObw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=qND9hcZhlK4">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazFVVWRfOGM2TDdyeWxlaHdvV3ZYZlRST3VlQXxBQ3Jtc0trYUtoUjMtajZLa3ppUE5KaWtrMzl2T3g5YlN6UWc4d0g4MzBadGFrbUhOWU1WdzRQaGk2eVZ5d19KVVJtLXVQeDhiWWs5akJwRkc0TDczT0pHS0JuMFhQUUFSVkItNXdiMUl6aUVjNk1jOEM5b0Fydw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=qND9hcZhlK4">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVVHWGYxNGpWT2NaeEhHZ3JOZmtXNG4wN3F1d3xBQ3Jtc0ttMi1sN0w3YWNQaVE3OFFkUVV2V1FYQXlrcmJmN1Y5VExGN1djejhzRk5uaGRwdHRBZ19nbUlYRkY5WVUtSmJ2T21KV2QwazdMR1RDRzE3VG81VHFPblBka1lCdGFtZVJNbFNabk1tbll2a1RvVThNOA&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=qND9hcZhlK4">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnpjc3RmR291U1dWWnpIWUoxUDU1MzJFSW9xd3xBQ3Jtc0tsd19Ubm1IVEl6Y1lCWm9xY1dQNVdnSE9vUVpRTkdsNV90WElJclVtQzhZcklRekhaM2xKaXZZNjE5UGwwYzBWdU9UOHBtcEo4YVRUY3puaC1wS0UyR3J2MHByejQ0N2dWd1plMnVtZFFNaWptTDRrcw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=qND9hcZhlK4">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3dNNEFWUzFyOFdPcVZOMVZRQVpvY3ZnV1dBUXxBQ3Jtc0ttUXE5TWtsZ1R1SXNmYm5tYXNDV2FlaHZveEs2N19wZ25XVVJZb0dvUTBlS3Zvbi0wQ2NFLVdCbTlMeGIxVmRZenZmSi1Uc29LV3FNaEZ1eUg3M0Y2TjZvYUNnY2duZ2h0MnFaWGpBOUV4Y3Q5OHRPOA&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=qND9hcZhlK4">https://nischa.me/trading212</a>


Timestamps:
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4">00:00</a> Why you need multiple income streams
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=73s">01:13</a> Income Stream #1
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=156s">02:36</a> Income Stream #2
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=202s">03:22</a> Income Stream #3
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=292s">04:52</a> Income Stream #4
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=388s">06:28</a> Income Stream #5
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=437s">07:17</a> Income Stream #6
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=480s">08:00</a> Income Stream #7
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=521s">08:41</a> Income Stream #8
<a href="https://www.youtube.com/watch?v=qND9hcZhlK4&amp;t=569s">09:29</a> Income Stream #9

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>773</itunes:duration>
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    </item>
    <item>
      <title>Why Net Worth Skyrockets After $100K</title>
      <description>Watch my FREE masterclass '4-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass

Why the first 100K will explode your Net Worth and how to get there faster

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps:
00:00 Net Worth explodes after $100k
00:45 The first reason: Scale of Capital
01:42 The second reason: Compound Interest
04:01 How to save $100k faster. Tip 1
05:22 How to save $100k faster. Tip 2

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Feb 2026 23:52:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Watch my FREE masterclass '4-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass

Why the first 100K will explode your Net Worth and how to get there faster

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps:
00:00 Net Worth explodes after $100k
00:45 The first reason: Scale of Capital
01:42 The second reason: Compound Interest
04:01 How to save $100k faster. Tip 1
05:22 How to save $100k faster. Tip 2

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Watch my FREE masterclass '4-Step Routine to Financial Freedom' <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjhlcHVrRHlnYTNqUzNOcDBScXBWSkFsemwyZ3xBQ3Jtc0tudzEyNnBJVDEyVUszckVnS3ByTWYxQmxOQmFpVm1CWWpPZG9lWWduRnNNdEFXNlh2RnpfMmxWdUtCem4wVmFmR0dMaGc3cE55X2ZyMmR3SVB3bkd0bU1pUnA1cUZCZ1NwT3JJMnQ2V0F4X2tsWmlxTQ&amp;q=https%3A%2F%2Fnischa.me%2Fwealthmasterclass&amp;v=F3Q-1W4QEVI">https://nischa.me/wealthmasterclass</a>

Why the first 100K will explode your Net Worth and how to get there faster

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUVEWmFSX2IxcjlpaVpfZjNiUm90UlZqU2lqZ3xBQ3Jtc0tsd2ZfZ1MwWExnZmJ1TTFLRTNZSlJMdGc2eXhzeXlOTmw3aERfMHNUMHo5d1R6QjJZQ0h2UEYyTGhMeDNEU1RfTlpfZHFfeHBHajN4Ul9hU3ExWUl0b1I5dU84eldtSE05V243NnJjNFlINDRIYmhhVQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=F3Q-1W4QEVI">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazZRZ0pWZDlraFkwbVctRGhVQjU1T1NDLUpfd3xBQ3Jtc0tsRm5ucVJuczJnVXVhNFFsVlVQZ0gxRHFhSFhCOHlmSHB3NmZMTzNaakNYdFBMM0N3WTR5WnRoWFl4eEhmSnl5TzlUOXFlSi1SMTVQd3lrYmhGYzhPVVpPOHNfUXNjazNKUjBncGNnaUxVbFpHTHRpaw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=F3Q-1W4QEVI">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkNidlAzYy1SbmhVNkhva0N4aFF0ZkEwYTlYd3xBQ3Jtc0tueTRTZ1hIQ2JwZ1dvdlZmVjJiaEFPN0I5UW1JQlFKNmVnR0RjZmdKcHZkb1poQ1c0R2M3ZGl0cDY0Y1RnUzR2WUczbXc2UVdlVHZVckx2RFhqZG5qVXFKYThndkhLV281a3BCNU83NDBMa1hweGh5UQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=F3Q-1W4QEVI">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbDU5QVRacHpmWDJnMWpHdm5tNmFudnRCOW52Z3xBQ3Jtc0trSkVHdzBjOHpxYXRTRnpTR1BBbnZnSm5DdGRzcTIwczhfMnBlOEd6VFRKZDdobWQ5M0I0Z29iNjdyQUJfWUxpSm9IOGZoOGF6MkZ3MS1rb3VaN25uNE83aHp6emRmZUdXZURJcVFZQVlqVXl0U3FMdw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=F3Q-1W4QEVI">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTNYUVVNWm12MWhURk9UQ05mcUJKSTZHbHl3UXxBQ3Jtc0tuOXdfeTVBbm5yNnpFMHE2UjRXN0phY0R5bjJxd0xFbmZ2bGc1bWF3VmdQWF82ekdxbzRabzBiTkFMX0pJZEsxTURHQXJPSExYbEMtSHJYaUstVVNGYWhUeXowbkdYaE9QVV9hbFNTN2lWMVU2VTd6SQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=F3Q-1W4QEVI">https://nischa.me/trading212</a>


Timestamps:
<a href="https://www.youtube.com/watch?v=F3Q-1W4QEVI">00:00</a> Net Worth explodes after $100k
<a href="https://www.youtube.com/watch?v=F3Q-1W4QEVI&amp;t=45s">00:45</a> The first reason: Scale of Capital
<a href="https://www.youtube.com/watch?v=F3Q-1W4QEVI&amp;t=102s">01:42</a> The second reason: Compound Interest
<a href="https://www.youtube.com/watch?v=F3Q-1W4QEVI&amp;t=241s">04:01</a> How to save $100k faster. Tip 1
<a href="https://www.youtube.com/watch?v=F3Q-1W4QEVI&amp;t=322s">05:22</a> How to save $100k faster. Tip 2

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>577</itunes:duration>
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    </item>
    <item>
      <title>5 One-Minute Habits That Save Me 25+ Hours a Week | Time Management for Busy People</title>
      <description>👉 Sign up for your £1 per-month Shopify trial here: http://shopify.co.uk/

Download my Intentional Spending Tracker (free): https://nischa.me/ist

After five years of testing every productivity hack out there, I’m sharing five small, evidence-backed habits that help me save 25+ hours a week and still have time for the things I love.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS: 
00:00 Intro
00:36 Habit 1
02:26 Habit 2
05:33 Habit 3
06:59 Habit 4
08:13 Habit 5 

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>👉 Sign up for your £1 per-month Shopify trial here: http://shopify.co.uk/

Download my Intentional Spending Tracker (free): https://nischa.me/ist

After five years of testing every productivity hack out there, I’m sharing five small, evidence-backed habits that help me save 25+ hours a week and still have time for the things I love.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS: 
00:00 Intro
00:36 Habit 1
02:26 Habit 2
05:33 Habit 3
06:59 Habit 4
08:13 Habit 5 

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉 Sign up for your £1 per-month Shopify trial here: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVNWNWd3SkstYnBaQWFvRmRIamFHTEdTcUF2UXxBQ3Jtc0trWm9VSDJ6cDlkTlQ2OWtmLXg5TjdVTlpQSDdzMGhYUmFvaExldTlZU1BZR3l1am14dHpWNkNJUGREMkE0WHlDNVJZcTBLekpoREdwREFhanYtYlBSNVBoX2tTSG81ZUtNV3QyVFFnNlZqb0dSb2RTOA&amp;q=http%3A%2F%2Fshopify.co.uk%2F&amp;v=eDEK9k8UGs4">http://shopify.co.uk/</a>

Download my Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmFOYnk0Y2FFU0JhZ0xOTDFwRjZaMGc4ejhzUXxBQ3Jtc0trWXVWQjlJUmVqbU9BalJFY25saGFmMjJUYllsMG8xX0dQQnRyWkZIN1dpQVp0UWowSjJBT3IxY3l1aFRDWmM5ZUdxSGZFaGVSbnEwcDZONHhxNzZ5alJ6VzRZYXRaOHFYWURILXFPdFZHUmxhREtxMA&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=eDEK9k8UGs4">https://nischa.me/ist</a>

After five years of testing every productivity hack out there, I’m sharing five small, evidence-backed habits that help me save 25+ hours a week and still have time for the things I love.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWZ1SHp5OE84Qmlvak5oZnU0RGJaVFRHenRDd3xBQ3Jtc0tuQzM3a3VjSWlvWDNURXJmMFd1NU5DTU4yMjA4dDZRWWQ2d29XUjJfa2pCMHFLQVFxUG1HSWlTTE5ZdngtaFdnaWFYOXZNaVFvX2oza0xvbzFNM1RIYk9kdWJlTTl2d1ZsTXR6NEZnbVBOMGoyZGduNA&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=eDEK9k8UGs4">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnBRek9sNHN1anJlRTZJQThsbWV5VnNqZ3c0UXxBQ3Jtc0trblFtbUxsQ3V0bGZpOW5lZ0VXMUFUZ2IwUjA1Z1dqZ0dwak5sb3RRZ0FmRVdaeU9UWXFxNGZueDZUdkFMbGE2eG5jcmhEYWpqVGFkVVBDSWFWZTBCRXFJcEd4Uk9raGpkX2REQzk3a180UFNIa0ZZcw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=eDEK9k8UGs4">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbW9GZmNYU24td3pMZ1h5VG5FR2gzTV9BYmZpQXxBQ3Jtc0tuNkRaM19XemZwanVveWEtakxqaklnY04zX3BsTXlvcl9HVVJzSEJKZ0gtSDZtWjJvTDlVaVh6WUtpTkt0THRmWElaV1o2TUZKeWJVWEpzdVBwc1A1RjNVMzFfLXRXTVdTMWo3MjhJUkJIVllMakJIWQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=eDEK9k8UGs4">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjZ5cFBZcXd0cHlqNGdMcmcxSEZQTkZXSzRhd3xBQ3Jtc0ttaTVpZVJJdWpDcldoSVprNHFaWXgwS2ptTEJpekpyeEtQV3k2RV9Fb3ZmLXJ5YzBGZXN6YTliZTNyRnpzZFl5T3Jhdl9JUzRZWFR5NVQzc0pjM2s1aFJEcWlSOGYzNzN4cHU2TW9LZ2VIUkgxMlhUOA&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=eDEK9k8UGs4">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnp3eXM3bG1MZ0tnNUE0ZzlRY3k2bS1IVW9Pd3xBQ3Jtc0trYU1BVGRPc3lnanhyWDJaTEktZlRfSC1xRHhhQjBOWVAyYU5vTko0WU1rNXdnS3huNXRXdWhuS0xTSExrSTlLcHd4cTNtLWhvbUx5N1VXSlEyMGVtMVl1UmJsdTh1VGZFdzlGOGdOVEdSeTFRZ3hyMA&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=eDEK9k8UGs4">https://nischa.me/trading212</a>

TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=eDEK9k8UGs4">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=eDEK9k8UGs4&amp;t=36s">00:36</a> Habit 1
<a href="https://www.youtube.com/watch?v=eDEK9k8UGs4&amp;t=146s">02:26</a> Habit 2
<a href="https://www.youtube.com/watch?v=eDEK9k8UGs4&amp;t=333s">05:33</a> Habit 3
<a href="https://www.youtube.com/watch?v=eDEK9k8UGs4&amp;t=419s">06:59</a> Habit 4
<a href="https://www.youtube.com/watch?v=eDEK9k8UGs4&amp;t=493s">08:13</a> Habit 5 

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>715</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Do This Every Time You Get Paid. Accountant Payday Routine</title>
      <description>👉🏽  My FREE Payday Routine Masterclass https://nischa.me/wealthmasterclass

Get up to £100 worth of fractional shares by verifying your account and depositing £1 at Trading 212 with code 'NISCHA' https://nischa.me/trading212

Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&amp;Cs apply): https://nischa.me/investengine

In this video, I share my 8-step process for managing my paycheck on payday.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps: 
00:00 Intro
00:18 Step 1
01:51 Step 2
02:59 Step 3
05:29 Step 4
06:47 Step 5
07:27 Step 6
08:20 Step 7
09:43 Step 8

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 29 Jan 2026 13:01:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>👉🏽  My FREE Payday Routine Masterclass https://nischa.me/wealthmasterclass

Get up to £100 worth of fractional shares by verifying your account and depositing £1 at Trading 212 with code 'NISCHA' https://nischa.me/trading212

Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&amp;Cs apply): https://nischa.me/investengine

In this video, I share my 8-step process for managing my paycheck on payday.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps: 
00:00 Intro
00:18 Step 1
01:51 Step 2
02:59 Step 3
05:29 Step 4
06:47 Step 5
07:27 Step 6
08:20 Step 7
09:43 Step 8

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉🏽  My FREE Payday Routine Masterclass <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWRsQ3JtZDRLYkM2SEhCUmo4Ul9jRXplTkxwZ3xBQ3Jtc0ttcE9aYlF6eTlRTUp5clNpeTYzRXpjUGtBQ0dPaDBUWVFGZ3V2N25haVNnbjZzUl9zZ1RES2UxeUZBcXU2RUdReGJvTGVDT3RBOXFpOTN4OFpZTUlrSnZTNmtwX1UwOHoxX0t6V0xZbEVJcWFLX04tcw&amp;q=https%3A%2F%2Fnischa.me%2Fwealthmasterclass&amp;v=UZBCddcbX0I">https://nischa.me/wealthmasterclass</a>

Get up to £100 worth of fractional shares by verifying your account and depositing £1 at Trading 212 with code 'NISCHA' <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTlWQkVzNkRQVWxjd1QwS0hOTW52Wlo4eG8yUXxBQ3Jtc0trNmJIX1VuX3FVb1hVQjg0dFpROVUtMGdaZWhyQlIxTHdkdlY4bTBUWFFPUGNvZ09nRjV2dlB5M2E4VGNPSk5lZjZqQzVEaWE4OXBUdS1OQVRseUo3am5pclBFcHhqQ0pkOGxkOFN3VERsS0JZUWNRRQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=UZBCddcbX0I">https://nischa.me/trading212</a>

Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&amp;Cs apply): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbk9MbVNVb2gwQTB5dVl0QUpoNGF2RU4yUGlyQXxBQ3Jtc0tuYWVuX0doYWQzMjhQeEdhaTY4MUNWWTVRYTY3bkNoZ1NsNnRTa3ZYNDRuZ19jMkRSWmJiWTY0SlpQMzZzRHdYeXZUOHB1MW9NSVpiS1ozb3hFR3RlS0k2RGRFb2RDRThhTlJaMklacnB4d2xQcnBOaw&amp;q=https%3A%2F%2Fnischa.me%2Finvestengine&amp;v=UZBCddcbX0I">https://nischa.me/investengine</a>

In this video, I share my 8-step process for managing my paycheck on payday.

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEhmVU5WWGM3by1neGFsaUhvREd4dXcyY3dmQXxBQ3Jtc0ttOGV4aWFtaFRacnJMQ0FVTGotMlNLaFBaNjhRMl9jZTZvY2lBem9LY19aZGR5cUcwYWQ4LXZLc2RjUmZXTkhXekR5a1RESzRHNVIwM2NNZ0NNcmIzRktza0c5QW42LTBhMncxNGd5SjRhXzMzTmRfZw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=UZBCddcbX0I">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjlReWJxeGFtZ0g4blJMUFRucDEyazFmbjNjUXxBQ3Jtc0tsMkRQNXVqUUNmbm5LLVV1cm5Zd0ZmelJmMjJjX25ubjRoaFlnTGx1NjJ4QzIyYkE5WUVMaE9ybHVyekh1Zkh2TWZCYmJUUWota2gxb0VwNF94SU05ZTdCQWt1TDFiLWxFT3ZfWHRfN3p5NHA0Qkktdw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=UZBCddcbX0I">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0dZaVhDRVVPb0pEalVJUFBSdDlMVldoTGpLUXxBQ3Jtc0tscGlQSlhxV0h3dFpVdDZ6bmhQcTZ4aC1mMjdzcWRyREFHdGI3d1JUbGtBNGp6NmM4aUtXazcwTmxaOUZsZW05YlhOQi00aTJCT19JTWgxUDR4RFZiWlFNcFlIakpNTlFGMXk0U3ZiU2RCVlJrUVh4TQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=UZBCddcbX0I">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJlUnlObkhvTWN6TmQ2WEhkdURraHRmUmp6QXxBQ3Jtc0trckxfRUJNODFaSDBtYTd3cXRmVnNZajVKZGcwRmF4TGxiajVyMDJUWUxaTmZjN3Z3SC1KSmtNaEYwQy1sbUl5dGpCVWFwRjdKeHphRTduQmtETUlsMmlNdTJJLW9WaVNEajZjd002Qk1HbEpQNEFnYw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=UZBCddcbX0I">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2d6YnlLM180a010T282OU5HRGVRWlh1Vm1YUXxBQ3Jtc0tsQ2hDb0VpOFRlX3Zwd3NPV19YMEM0MVd1bUxGVS1DckE1Qnh6b19rNUVlUEI3dkpWdlo0WEFna2VJMTFQWGRnZUZDbEJNS29pTGJWV0x1ZzZ1X3pTVkE1aG5CZTBhaHg1U1hfQXkwd3EyVExxWWRBUQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=UZBCddcbX0I">https://nischa.me/trading212</a>

Timestamps: 
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I&amp;t=18s">00:18</a> Step 1
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I&amp;t=111s">01:51</a> Step 2
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I&amp;t=179s">02:59</a> Step 3
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I&amp;t=329s">05:29</a> Step 4
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I&amp;t=407s">06:47</a> Step 5
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I&amp;t=447s">07:27</a> Step 6
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I&amp;t=500s">08:20</a> Step 7
<a href="https://www.youtube.com/watch?v=UZBCddcbX0I&amp;t=583s">09:43</a> Step 8

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>786</itunes:duration>
      <guid isPermaLink="false"><![CDATA[af9fb0e4-fd12-11f0-89db-ff08d7d53692]]></guid>
      <enclosure url="https://traffic.megaphone.fm/FLIGHTSTUDIOGROUPLTD8025683108.mp3?updated=1770284907" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to Escape the “Rat Race” Without Quitting Your 9-to-5</title>
      <description>⚡️ Sign up and upgrade to Grammarly Premium to level up your productivity: http://grammarly.com/nischa07

Join my free newsletter https://nischa.me/newsletter

Feeling stuck in your 9-to-5? It's not your job; it's your mindset. Discover how to shift your perspective, find your flow, and thrive without quitting.

00:00 Intro
00:33 Realise that you're not dependent on anyone
02:21 Find your flow state
05:03 Fill your free time with work
06:22 Diversify your identity
08:06 Set boundaries and prioritise yourself

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>⚡️ Sign up and upgrade to Grammarly Premium to level up your productivity: http://grammarly.com/nischa07

Join my free newsletter https://nischa.me/newsletter

Feeling stuck in your 9-to-5? It's not your job; it's your mindset. Discover how to shift your perspective, find your flow, and thrive without quitting.

00:00 Intro
00:33 Realise that you're not dependent on anyone
02:21 Find your flow state
05:03 Fill your free time with work
06:22 Diversify your identity
08:06 Set boundaries and prioritise yourself

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⚡️ Sign up and upgrade to Grammarly Premium to level up your productivity: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTBBVkhHS05qeDc4Tnl5MzNFd1NacGMyblhxd3xBQ3Jtc0tuSmg4VS1jbjVOSXJjMFRxNThPNnk4Y0tWMnpYZGo4cTVSSHZaR1hZN3Y4bnJiU0tqX280X2pIZG95aTc5X1pQemNOaUxfWFpZUXN1b1dRanFQak93ZTNzLWthZHRHeV83cDdtczZUQlIwWVpXYmxJTQ&amp;q=http%3A%2F%2Fgrammarly.com%2Fnischa07&amp;v=YuS8WpxiJb0">http://grammarly.com/nischa07</a>

Join my free newsletter <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUc3czZmaFR2dmZYOGU1UGNmbHVMdVJfNGVwd3xBQ3Jtc0trWTU5Rmp1WjhWZkJIN2VCdDdoaWo0aFVQakQtN0xyWVE1Y043WEducGVPRFQ1bG1jcnU3SGRWSUwxdW9wRXJYRTdRZnZpRm55NklFYy0zN3JVUXN4eC10MjJleTl5dHBTX2ZVZ2VPeThmWF9XM1lXcw&amp;q=https%3A%2F%2Fnischa.me%2Fnewsletter&amp;v=YuS8WpxiJb0">https://nischa.me/newsletter</a>

Feeling stuck in your 9-to-5? It's not your job; it's your mindset. Discover how to shift your perspective, find your flow, and thrive without quitting.

<a href="https://www.youtube.com/watch?v=YuS8WpxiJb0">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=YuS8WpxiJb0&amp;t=33s">00:33</a> Realise that you're not dependent on anyone
<a href="https://www.youtube.com/watch?v=YuS8WpxiJb0&amp;t=141s">02:21</a> Find your flow state
<a href="https://www.youtube.com/watch?v=YuS8WpxiJb0&amp;t=303s">05:03</a> Fill your free time with work
<a href="https://www.youtube.com/watch?v=YuS8WpxiJb0&amp;t=382s">06:22</a> Diversify your identity
<a href="https://www.youtube.com/watch?v=YuS8WpxiJb0&amp;t=486s">08:06</a> Set boundaries and prioritise yourself

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>740</itunes:duration>
      <guid isPermaLink="false"><![CDATA[82c46800-f2e3-11f0-bbe3-7b4e7515625d]]></guid>
      <enclosure url="https://traffic.megaphone.fm/FLIGHTSTUDIOGROUPLTD6835545473.mp3?updated=1770284819" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> 9 Timeless Money Lessons from the Richest Man in Babylon</title>
      <description>💰 Join my free Savings Crash Course to learn how to boost your savings by $1k in one month while still enjoying your lifestyle 👉🏽 https://nischa.me/save

In this video, I break down 9 timeless money lessons from The Richest Man in Babylon to help you save, grow, and protect your wealth.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Intro
00:19 Lesson 1
01:25 Lesson 2
02:54 Lesson 3
04:03 Lesson 4
04:52 Lesson 5
05:56 Lesson 6
06:33 Lesson 7
07:50 Lesson 8
08:23 Lesson 9

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 27 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 Join my free Savings Crash Course to learn how to boost your savings by $1k in one month while still enjoying your lifestyle 👉🏽 https://nischa.me/save

In this video, I break down 9 timeless money lessons from The Richest Man in Babylon to help you save, grow, and protect your wealth.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Intro
00:19 Lesson 1
01:25 Lesson 2
02:54 Lesson 3
04:03 Lesson 4
04:52 Lesson 5
05:56 Lesson 6
06:33 Lesson 7
07:50 Lesson 8
08:23 Lesson 9

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 Join my free Savings Crash Course to learn how to boost your savings by $1k in one month while still enjoying your lifestyle 👉🏽 <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbDFwZ2ZVdlI0eENHVXRrcVZNblA1UWNVWjlJQXxBQ3Jtc0ttMEtJWWYyTU9pV0Z5Rmx2NWxTc3VGOVpvVmNXdzZDbTE4UHEyVzMya0JDTUp6U1otOW5pVGVyTjAwcGtVM2FYZjRoNmpnLWhOaGZBSGlJQWZ4aHo2NjViYTdWMWJ1Sng4Vmlmem1JZF9WUWt3LUpuWQ&amp;q=https%3A%2F%2Fnischa.me%2Fsave&amp;v=2K5DJWr2__I">https://nischa.me/save</a>

In this video, I break down 9 timeless money lessons from The Richest Man in Babylon to help you save, grow, and protect your wealth.

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1hwUEd5WEJqNk10SUg4dHpsU0RlS3RPdTJIZ3xBQ3Jtc0tsT0VVazZoZG4tUWNLYkRzSC15TFBOc1RRS2hYemk2dmw2bHdJZTROY29TbFUxRzFKZjdmQ0lrUGR4ZzFwa05ZTlJhOG4zNnhQam8xMkdMTThpOVNyYjlTeGtIMUdTZHNzeVk1aDVKUTJob0xzdlZkQQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=2K5DJWr2__I">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXRGSVRITmtHejd0RWU4c1BFcG96X2tEbVVEZ3xBQ3Jtc0ttbDBJekZrRVJqVFdvZDhJQ0h1MzJCVW15VnE2cjU1SlZrVzk0MEpSQUZjVklVWHhpQXRHczh4dmRHMENNSFlEcjEtamsybFNQdkZYeWFxZDNyaDlxRkpRVXRrSmJ6MlRBbEljQWV4YWZsOWZqUEFGVQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=2K5DJWr2__I">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjdpS1E5UUNOaEd0NkJxeDlwaGR5NFlEa0ZqQXxBQ3Jtc0ttTHlva1ZsVmdfdUFOYUF1THNJNnRfS01xQTlBNFRHUkVRM0hoTDlNNDBEcGhUSGtxQ0M0LTB2ZFdQUy1XU1huU1FyN2hlcmNWSHBiRTYzU1lWZFNXWGtVRUtvQ21fRERza2ltSnZfRnBRanRsOGtIRQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=2K5DJWr2__I">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXdlcTRoX3A3YkNnNkh5Yzc1NEZqM3BYYWc4Z3xBQ3Jtc0ttbW9NaExNQ1pBWEpKNC1GR0l4VjkybVZVOFVzanhfeWZHdW5kbTNEYzI0ZUttb1J3bDc2WFd4eFM1djZPYnVnaU5iRHJDUzI5d3RwbE5uSHR3NmZaMWpFX0N4Y3ItSUppREZ2WDJKVFRseVVfMGdEMA&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=2K5DJWr2__I">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0hwWVdlTGJ6LU04bnd3U09fSUFXMjQxV0VrUXxBQ3Jtc0tsUlE5eU1nVk1Sek1pdDFVcTZndGxBU05rSVhiNWY5UHVJSzgyQjBqUWVGN19qczlIYm04QS02ZGdWdFBJOWVHUzhTbldJRkpqTFZXLXExd29NU0RGT2xPZTdhQzFCVUJHM2JDM1gwTlRRc0hIR2F1TQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=2K5DJWr2__I">https://nischa.me/trading212</a>

Timestamps:
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=19s">00:19</a> Lesson 1
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=85s">01:25</a> Lesson 2
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=174s">02:54</a> Lesson 3
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=243s">04:03</a> Lesson 4
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=292s">04:52</a> Lesson 5
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=356s">05:56</a> Lesson 6
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=393s">06:33</a> Lesson 7
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=470s">07:50</a> Lesson 8
<a href="https://www.youtube.com/watch?v=2K5DJWr2__I&amp;t=503s">08:23</a> Lesson 9

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>693</itunes:duration>
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    </item>
    <item>
      <title> The Most Powerful Way to Think About Money</title>
      <description>Ready to build your Financial Plan? Start here https://nischa.me/plan

In this video, I reveal how changing my mindset about money helped me break free from the endless chase for more and build a life of true fulfilment.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS: 
00:00 Intro
01:03 Finding your tipping point
03:01 The wealth paradox
04:45 Aligning your money with life. Step 1
06:32 Aligning your money with life. Step 2
07:28 Aligning your money with life. Step 3

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ready to build your Financial Plan? Start here https://nischa.me/plan

In this video, I reveal how changing my mindset about money helped me break free from the endless chase for more and build a life of true fulfilment.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS: 
00:00 Intro
01:03 Finding your tipping point
03:01 The wealth paradox
04:45 Aligning your money with life. Step 1
06:32 Aligning your money with life. Step 2
07:28 Aligning your money with life. Step 3

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ready to build your Financial Plan? Start here <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblozQ0RrNDRJNDJhSE9Zc2hZNUhXc3V4T0ZYUXxBQ3Jtc0tsUFFuNVFzQUVQNTZiX3FxSWNod2JYZ3lIUldBQ3VJTUFOd2VGZkJnUmMzSVJjaE1UYTN2b2xUdGZpT2ZWaWpsMkxqX0JUX05ZUFgyLU02TkIzM2xyc1J3TUtmRkdDUW1zMUNaQk0wY2FBUWkybHA2UQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=7Z2pkUJcPzg">https://nischa.me/plan</a>

In this video, I reveal how changing my mindset about money helped me break free from the endless chase for more and build a life of true fulfilment.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXF6TGZYUFFTSXVtamVEYlBNN2VTY1YzaE12d3xBQ3Jtc0tsZlUxdFlNTkhqNDdzNFBZUVNTUzEzd1ZQZEpsX05wY1I1RGhpUzFGZ1hQaVN3RzVvRGtmeDJpNXZqOXE5Q0VVS1ZYazlmOWtYS0ZDMHpzU0FQLXdnSHo3M1ZqVWVXT0txY2s4dEI2dmVyWHlzaWp4dw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=7Z2pkUJcPzg">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWFXQnhjbVBEc3F4SmYzUGllUDExV2pnc0RmQXxBQ3Jtc0tuV3JqZUlKUUd1RTBRZ201SFlxTVhpLW1hVGlzRlBfU2FILUxHRnBlbGlSU3VwUkFRZHdZeDlmSllISjZNSGd3MTFsS0NDSXR5RkNIZlNrWnB0OUQ0cE9tNjlmdXlWRUVmcVEzYUFpMlNjS19VM1J5QQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=7Z2pkUJcPzg">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2tHdTZ2QWtKNFY1MVJoM0tWdXE4WjZEZFZCd3xBQ3Jtc0tsWmJLVThHVUNRMUZ3NWlQNEhaZ3VOZUltVUhTSWxZclBHXzJiUXF1VzkxV2VhMzJReDNnTjhFeGFKWnFyOUZSWjctLWFwbnUxNnhIMWdyQ0FGY0RoakhrVUVkUTBZQk9vZUZRR2QwZHVaMURBRU9LQQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=7Z2pkUJcPzg">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbm1taXR4dWZqN3QyS2J3WUo4TkNocjNKUndVZ3xBQ3Jtc0tuNUtKbUtRNlRSdnJySWQxeVJ1ejJyczVhQnB5WFg0cktVb25aOUJwd0VjY0VLWEpIWkFMTGUzZVJxdm9mdHpyaVhINEFpZ1FTT0ppbFZSaUxlel93V05ESXp6UVBaUGpqYlcxZkZodE9sVXg2Y1gxWQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=7Z2pkUJcPzg">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEdFd3diYWdVdTZ2QndTSkNQNGN0N1EtM3FVd3xBQ3Jtc0trMHVlUkNQOVI4QmZVNEZHRWwwcFc4MEJyZkFxWUZDNFZtV1UyanI3TXBjcXJoUnZaQjM0cGFzWnhWYWhZWXY1TEkwaENObGN4bDd5SWxpbk0yRGtQOW1pMWNaNmdWa2VfWFpUMlZJSW54ZzRieGRxcw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=7Z2pkUJcPzg">https://nischa.me/trading212</a>

TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=7Z2pkUJcPzg">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=7Z2pkUJcPzg&amp;t=63s">01:03</a> Finding your tipping point
<a href="https://www.youtube.com/watch?v=7Z2pkUJcPzg&amp;t=181s">03:01</a> The wealth paradox
<a href="https://www.youtube.com/watch?v=7Z2pkUJcPzg&amp;t=285s">04:45</a> Aligning your money with life. Step 1
<a href="https://www.youtube.com/watch?v=7Z2pkUJcPzg&amp;t=392s">06:32</a> Aligning your money with life. Step 2
<a href="https://www.youtube.com/watch?v=7Z2pkUJcPzg&amp;t=448s">07:28</a> Aligning your money with life. Step 3

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    </item>
    <item>
      <title> 7 Habits of Quietly Wealthy People</title>
      <description>Manage your money like the 1% https://nischa.me/plan

In this video, I share 7 simple habits of quietly wealthy people - the ones who live modestly, avoid flashy spending, and build real wealth behind the scenes.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS: 
00:00 Intro
00:51 They automate everything
01:52 They focus on value over price
02:32 They focus on net worth, not income
04:20 They think in decades not months
05:20 They have multiple income streams
06:25 They avoid lifestyle inflation
07:41 They don't react, they respond

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Manage your money like the 1% https://nischa.me/plan

In this video, I share 7 simple habits of quietly wealthy people - the ones who live modestly, avoid flashy spending, and build real wealth behind the scenes.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS: 
00:00 Intro
00:51 They automate everything
01:52 They focus on value over price
02:32 They focus on net worth, not income
04:20 They think in decades not months
05:20 They have multiple income streams
06:25 They avoid lifestyle inflation
07:41 They don't react, they respond

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Manage your money like the 1% <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbG4wR0NhZWJKZlAydEVOQ1NBUTBiQkN1azhoZ3xBQ3Jtc0tuM3ExR0pyanV0Z1FJNmZvV2Q1WUFCSjhxenhKRlJ2ZkhqMWJxVDY1bElSUm84dkwtR0pibWRVOXZCbmRsSDRzUHdjdWVTME04dEVSUWpoUFdxdHJSOWJPYWVyUTlnYjJQbUY5bnlBVUxBenZxQjh4RQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=0SUkIK1d9ho">https://nischa.me/plan</a>

In this video, I share 7 simple habits of quietly wealthy people - the ones who live modestly, avoid flashy spending, and build real wealth behind the scenes.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmsxWTFlaFFmLTduaTc3cHhhWEc5ZFdnbHJpZ3xBQ3Jtc0ttMENfbkI0UkxJUWJab2FEUGNXVW95blpQcWRSN0ZYbHVtdnVoajQ0enNrLWgtN3lGY0NiSkM2MnNiUG5HamxWMlQxZWJIcUlYY3EyQWxXd3FuS3liYTFwOUZZYlpNcFBFUVJ6WjFlNG14Mi03VTByMA&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=0SUkIK1d9ho">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbDNzRDV4VW1SMk5lVWdGYzdZeVEtcm9wTEFjZ3xBQ3Jtc0tsTmxzaWo4bW5XdkZwb2RIRWRVd2VWX1E0OW1WYUtLc1EyRnlVa3VVSnNwTmZMSnQ0amtfRUFzcWJkT3lUMkpCX3gtcTdqcEdzUnhYenBZOHpNSDNHUnZzMk5oZDctbktoaVV0SGhOV0VWS1JqYUdvdw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=0SUkIK1d9ho">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkR2ckNZZ1dPRlVaaVVtdW9odVc5TzNmaGk1Z3xBQ3Jtc0trZ1gySnBKR19aUVJVNUJsTlU4SlFRUWx2NjI5NFdEdW9CNjNrZFpjQnN2cWFQN1RzR0dvTnZvbnk4d3M2WmNlUmdmUzdtV2o1R2pFcXdqb2lBU2xGN3pZQnZ4NDdRSDVhWGpRcC1FWnA5MjJmYjBqSQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=0SUkIK1d9ho">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkNyN0U2TXlIdDRzRWVmYlgyQTVzQkJnOERJQXxBQ3Jtc0tsMzFLdlNaQzBCRTBYMm8zZndRQWZqdXgyUXVxSEFNTzJ4YzdMd0VPcDlLM0tLdmR3dnlLbEdkb3dUOHZJb1Uzd3c4U0s0NXNVZHFjd0VUUGEtdUU1REcwaUpXVzhTRnBIUS1TTkh6QXE3NjdBMzhTMA&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=0SUkIK1d9ho">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblY4VFE0UDhVU0RRTWpGb1VKcEhDanBVTGdYZ3xBQ3Jtc0ttX2lxS2VybVp2dVJ6MFJBbmZPaHQ1N09UWVJBM0hPRVRBUnBsTjBsQThUR2VUUzViQ0NTbm1adkJnbDgzNEVzamtsdzQ5TkRwSUVxUGpwOHlZbmc5TTFYY1AzWkh5QnBiWC13ZjZQYzNPQmRoTFZ2dw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=0SUkIK1d9ho">https://nischa.me/trading212</a>

TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=0SUkIK1d9ho">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=0SUkIK1d9ho&amp;t=51s">00:51</a> They automate everything
<a href="https://www.youtube.com/watch?v=0SUkIK1d9ho&amp;t=112s">01:52</a> They focus on value over price
<a href="https://www.youtube.com/watch?v=0SUkIK1d9ho&amp;t=152s">02:32</a> They focus on net worth, not income
<a href="https://www.youtube.com/watch?v=0SUkIK1d9ho&amp;t=260s">04:20</a> They think in decades not months
<a href="https://www.youtube.com/watch?v=0SUkIK1d9ho&amp;t=320s">05:20</a> They have multiple income streams
<a href="https://www.youtube.com/watch?v=0SUkIK1d9ho&amp;t=385s">06:25</a> They avoid lifestyle inflation
<a href="https://www.youtube.com/watch?v=0SUkIK1d9ho&amp;t=461s">07:41</a> They don't react, they respond

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>654</itunes:duration>
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    </item>
    <item>
      <title>What Actually Matters in Your 20s</title>
      <description>Join my Financial Life Design Workshop (free) https://nischa.me/lifedesignworkshop/

In this video, I share the 6 things that actually matter in your twenties - from building a career portfolio and financial foundations to designing a life that’s truly yours.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS:  
00:00 Intro
00:40 Have a bias towards action
02:06 Building your financial foundations
03:23 Build relationships over networking
04:24 Design your life intentionally
06:20 Think of your career as a portfolio
07:46 Enjoy the journey

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 22 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Join my Financial Life Design Workshop (free) https://nischa.me/lifedesignworkshop/

In this video, I share the 6 things that actually matter in your twenties - from building a career portfolio and financial foundations to designing a life that’s truly yours.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

TIMESTAMPS:  
00:00 Intro
00:40 Have a bias towards action
02:06 Building your financial foundations
03:23 Build relationships over networking
04:24 Design your life intentionally
06:20 Think of your career as a portfolio
07:46 Enjoy the journey

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Join my Financial Life Design Workshop (free) <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmJfMjdWLVpXU1lFNENVajM1X2dNR1VpVjJxUXxBQ3Jtc0tucEFiSXhjOGRQUVBLUE5rMFQyMWVCcGoxNGoyVnViQkY2VlAzM3hBLU94RzZ6ZFpINm0tQi1pWXhONEg1UnNpMEJtTnRtSUNOVzREVzFWWktZT2dwSEdBRXlDb3pxS3ZDd3ZfenpfaDlSNm8xVDI3WQ&amp;q=https%3A%2F%2Fnischa.me%2Flifedesignworkshop%2F&amp;v=POltEqj9A6M">https://nischa.me/lifedesignworkshop/</a>

In this video, I share the 6 things that actually matter in your twenties - from building a career portfolio and financial foundations to designing a life that’s truly yours.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEctZDQtTmNMaF85dHdpSkYwOHNlREtKdmhTZ3xBQ3Jtc0ttajdBNmkwVGR3NnIwdnkwZkluUGxPME9aanJtUWZXZWkzQnVoWGpjLUtTTDl3cW5rLUdNaXl0X1FsRFc1TEx6bjRpSzA4aTVJSThQLVhtakJtbXAzbHh4NTFWV3NGY1RYVjhyeXR1c3RiV1FYcWdVcw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=POltEqj9A6M">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblpYeU1JU19ONG9ySFBmdjdxejJSYm5zeTI5QXxBQ3Jtc0tuU0N4VmNERjBiZDlURG1uclZYa1FUYWYxNFZTenpoXzJXdXlXbk1pc1FOR3RIOVR5eS1YeHJsNEMzeHBaLV9ULVFhYVZHaWlrYVVnLUVjRXUyMkszckV5dlBKQ18zRmt1Uk9ScUJ5M0J3Z0Z4eW0zQQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=POltEqj9A6M">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFVWdGZHTC1HVXRQRHpzdTRMUVJEU2xoZm10d3xBQ3Jtc0tubk04X2xSZS1Id3NLRE1FWXRYWE5HZEdDblNDWTVscko1Vm9mUGV1aHk2VnlJWmFIakRqdm8wSDhULWFHWTl0N3JScmhVWXNTc0pUd3lLR2YxTDBONWtiNnlhSlc0WmlLNkpkWjFmRXNaZktuUVZTaw&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=POltEqj9A6M">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0pRbDhqZEpLZzVvYnFzbjVOaGljYmRPVm9Xd3xBQ3Jtc0tuSERkZm05MmhoS21wdVNrMXZaYmlqSnpNdTY0RGlKSUtYbFZUOWlzdjdHNzE0c09VY21wR3Nabl9oU0dvV3hvM1Z2RmlIM2xpV2FMWmFGSTVfMnE1SjRYWjFOLXktSU9wUllna3djZUtRaWRQUlZGbw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=POltEqj9A6M">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUFzd3pEOHdrVlNJZnczaVU1MWlEWFlRWFdGd3xBQ3Jtc0ttNzZNR1RaMDVpcVpCT2hVZzlYdXZ6MXBUTHIzakgtLTZlSEM3WXg5RGd5X2xQZGlsSmpGYV9kSnFwX2VxeU5DZVd0d1pfSFVPdzdLYzhlY1FXeXdYdjhQNE0wdFVRb1cwaDVJWld0UnNERGI1NVAtVQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=POltEqj9A6M">https://nischa.me/trading212</a>

TIMESTAMPS:  
<a href="https://www.youtube.com/watch?v=POltEqj9A6M">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=POltEqj9A6M&amp;t=40s">00:40</a> Have a bias towards action
<a href="https://www.youtube.com/watch?v=POltEqj9A6M&amp;t=126s">02:06</a> Building your financial foundations
<a href="https://www.youtube.com/watch?v=POltEqj9A6M&amp;t=203s">03:23</a> Build relationships over networking
<a href="https://www.youtube.com/watch?v=POltEqj9A6M&amp;t=264s">04:24</a> Design your life intentionally
<a href="https://www.youtube.com/watch?v=POltEqj9A6M&amp;t=380s">06:20</a> Think of your career as a portfolio
<a href="https://www.youtube.com/watch?v=POltEqj9A6M&amp;t=466s">07:46</a> Enjoy the journey

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>715</itunes:duration>
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    </item>
    <item>
      <title> How To Manage Your Money Like The 1%</title>
      <description>The first 500 people to use my link will get a 1 month free trial of Skillshare https://skl.sh/nischa10241

👉🏽 Register for my FREE Masterclass (limited spots!) https://nischa.me/masterclass10

Discover the easy '15/65/20 system' to manage your money like the top 1% and strike the perfect balance between saving, spending, and enjoying life.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Intro
00:25 What to do with 15% of your income 
02:06 How and when you should invest
04:40 Do not miss this!
05:40 What to do with 65% of your income 
09:20 What to do with 20% of your income 

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The first 500 people to use my link will get a 1 month free trial of Skillshare https://skl.sh/nischa10241

👉🏽 Register for my FREE Masterclass (limited spots!) https://nischa.me/masterclass10

Discover the easy '15/65/20 system' to manage your money like the top 1% and strike the perfect balance between saving, spending, and enjoying life.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Intro
00:25 What to do with 15% of your income 
02:06 How and when you should invest
04:40 Do not miss this!
05:40 What to do with 65% of your income 
09:20 What to do with 20% of your income 

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The first 500 people to use my link will get a 1 month free trial of Skillshare <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3VKQnpObm40SUxndmN6YWJ5cFNFcWZHY3BiUXxBQ3Jtc0ttSHRwdFlCNDYxeGc2WFR6N0tvS2h4OXQ1TnZlRjZYdzQ4X2M4aldWVkNDdURHa1VjU2xVQTRocWdSYW9Sb2xVQXRMbzlCUTNzUTIydE9DeEZmUzlUTDdOT245WXMzTDRIVkpLUE9aSElVU1ZONGtCMA&amp;q=https%3A%2F%2Fskl.sh%2Fnischa10241&amp;v=NEzqHbtGa9U">https://skl.sh/nischa10241</a>

👉🏽 Register for my FREE Masterclass (limited spots!) <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1EzMnczWVpaTTA4WTRYUFREeGNsZVZ1RUJyUXxBQ3Jtc0tuSE4weXhPdEY0UHNXTGJJM2ZRVFViNDQzUV9ZZWh5bV8ybk9KeElUbEsxVjBSWDkwWUZOUlE4dDJhdzhRZ2h3Vmhwam9fNnk1MVdPcDV4REFxTWd1c1U0aGUyZDIwbDM4dUJpc1NVT1ZMX2VPWktrSQ&amp;q=https%3A%2F%2Fnischa.me%2Fmasterclass10&amp;v=NEzqHbtGa9U">https://nischa.me/masterclass10</a>

Discover the easy '15/65/20 system' to manage your money like the top 1% and strike the perfect balance between saving, spending, and enjoying life.

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbG4tRjdBeUxaNTJ0UjdtTGxRUHVzMFo2TkNjQXxBQ3Jtc0ttVEVoS3ZSYjlwaERwZ0lHN3NOWUdtVzJvX0Y3ZHVoam9UaFByZk9Ic1JxclhqWGFJWWU1dlI0ai1Qc1F0WFRnaVYzaVQxYUhZNEh6b0E0c2lhLTRCYzd5ck1UbjJRTG9CRW1wU18xbDg4NU13bzNfZw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=NEzqHbtGa9U">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFhCaUtieGpsakdHZkpuMUZaQXNLaGlXWkNhUXxBQ3Jtc0tscTVKRWhzWFY1NjVBakhjTUxBVEtaQ0s5dVZTdG81VmxKdExNMVV3RFBQWmZMclFtTG5pM29lQ3E0Ynp5T0ljUThsdGJXTDJqVk14Z1NwU2h3ZDZHVHl1S0xCR1ItcGE4djdjNjB3bjdzYnZ2Z184cw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=NEzqHbtGa9U">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVZJa2RJUmtYWW5iMUxlWklyeFdWcXpleGkwd3xBQ3Jtc0ttS3NpTnhDa2Q1WW9VR2t1d1U0NzctNDRPQlVMOVZZUUtRRzcteVdjNmhCZl9zX284TWRwZXVlOXFoYm1BQ2w3VFRfSUhINnFJMV9TVVd4RjBHcmItNURnT0k5bFhRXzh2MndtdWFOb3FSN0RLWkF5SQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=NEzqHbtGa9U">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmhjNXJsZFo1STBIaWhfUEFVbXBfN2pMZ3REQXxBQ3Jtc0tuOEY5ajNmNDhBLUlxTW9mTFhMblpJQmFWbUxMZGFnaW5Jal84YUdHdUJ3RGRkMnBUeWprRlZJdkowdjNDOUtpY3FiZUM4YkdwdVg4SXktU0RsY0gzdEVITHVaR0drY3RoZmQ5czZTY1dwc1FEYWNYaw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=NEzqHbtGa9U">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVNzTGNIdnlTZ2NtLXViZzNGLWdnaldOeTNnZ3xBQ3Jtc0trRGF6MnFFbmN5YVEzb1RCMzF0dUJvdTdZTDJGWlJKZ1hWakdvRC1QenBfcEhZX3Nzdm1JQTRaYWdGdTJTNmYta0VoQml6WWdvQnNvd2NVNkswcTlQbWFRak9rNlRKd1JMWVI0WU5QdlBwalpJTmRqSQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=NEzqHbtGa9U">https://nischa.me/trading212</a>

Timestamps:
<a href="https://www.youtube.com/watch?v=NEzqHbtGa9U">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=NEzqHbtGa9U&amp;t=25s">00:25</a> What to do with 15% of your income 
<a href="https://www.youtube.com/watch?v=NEzqHbtGa9U&amp;t=126s">02:06</a> How and when you should invest
<a href="https://www.youtube.com/watch?v=NEzqHbtGa9U&amp;t=280s">04:40</a> Do not miss this!
<a href="https://www.youtube.com/watch?v=NEzqHbtGa9U&amp;t=340s">05:40</a> What to do with 65% of your income 
<a href="https://www.youtube.com/watch?v=NEzqHbtGa9U&amp;t=560s">09:20</a> What to do with 20% of your income 

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>723</itunes:duration>
      <guid isPermaLink="false"><![CDATA[181b216e-f2df-11f0-8994-fb7b6160c98c]]></guid>
      <enclosure url="https://traffic.megaphone.fm/FLIGHTSTUDIOGROUPLTD6526491265.mp3?updated=1770284969" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> I'm 32. If you're in your 20s, Watch This</title>
      <description>Check out Brilliant and start your 30-day trial here and get 20% off your subscription: https://brilliant.org/Nischa 

👉🏽 My FREE 5-day Savings Challenge: https://nischa.me/save

I share the biggest mistakes I made in my 20s and how changing my mindset helped me avoid them.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Intro
00:18 Using money as a yardstick
02:30 Taking one side
03:59 Caring about what people think
05:12 Taking the default path
07:33 Feeling sorry for yourself

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 20 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Check out Brilliant and start your 30-day trial here and get 20% off your subscription: https://brilliant.org/Nischa 

👉🏽 My FREE 5-day Savings Challenge: https://nischa.me/save

I share the biggest mistakes I made in my 20s and how changing my mindset helped me avoid them.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Intro
00:18 Using money as a yardstick
02:30 Taking one side
03:59 Caring about what people think
05:12 Taking the default path
07:33 Feeling sorry for yourself

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check out Brilliant and start your 30-day trial here and get 20% off your subscription: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3FneExCd1k4UUlESVhaUVBkZ0haaFVrMzlpZ3xBQ3Jtc0tuYUwxanpHWkZ6Zlo3QWR4d083dlozc0Jxa0JWZHhacWRWRFY3TE5mZnUzV0hfb25DZGRXQ2JQaFhTTm5qdmc3bnB0OE5yQmdrYnNaSEFweHZWd05XYlJwWEU3X0ZXeVY5QU90bXZfVlNPV0RtTHVmRQ&amp;q=https%3A%2F%2Fbrilliant.org%2FNischa&amp;v=yNWHT0JdukQ">https://brilliant.org/Nischa</a> 

👉🏽 My FREE 5-day Savings Challenge: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjljN1dQX09CTFZTTjhvQ1Q5dGdyYUhpNTNDd3xBQ3Jtc0trV2lmTWh2b0J6b1l0OGJUa0N3R0dQc2p5c2pjYlNZaERqODdwRXpMYzVFbmU3ZXdWSzhPVEw0Y1dJa0hBUDgxN3g2NFhUWXdoZHZuc29fZU0tLUFwQVU0NnpfWUxPdHMzUUpSTktuQkVzaTh4ekxTOA&amp;q=https%3A%2F%2Fnischa.me%2Fsave&amp;v=yNWHT0JdukQ">https://nischa.me/save</a>

I share the biggest mistakes I made in my 20s and how changing my mindset helped me avoid them.

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2FpZFh4a3BKaGlvZFhnUlBzWndQT1pVWUljUXxBQ3Jtc0trLXpMZC1iTWxaOV8wc2M2WEktQ0FtelVnT0JMZHRIR0ZxMnUyVXlEa3FRMDdGdC1MZ1J2dzRTaEpBRzVMd0NzZmRxM1p2UXRCdzlUd3hCOWREVHgzSFdFUVlKRGZxZGFlcFd4ZW0xVnNlRkRETWVxdw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=yNWHT0JdukQ">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXctd1djWFFWdzBVQVFScGZvTGFSOWxhbnptd3xBQ3Jtc0trMW1yaDlJaFFvX09DSlNzcUlBYUxBSjBPXzJXVkMyODRYWmRaeFhFc2hFNmZKOV9KMDBnX3hTS1hqdVhmRWpHZV9QbUR1NU9rY3Fwc1dZZDVRb3VxTlN2R19PLUNfYXloQndPWDZrNFN6ZW9lZWhpRQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=yNWHT0JdukQ">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTFvQWU4OU14QTUwc0NWcHE3cWx3d1VvdTRuUXxBQ3Jtc0tuUXQ1eUNPVElHQktZTEhxVVZWODVBU0ZEaFZKOHJCYU05VHZrZG95d0ZiNmFsdnBKZGF4bEZEMHcyX3E1eEtoWDlpYlI1bXZDcllZTTEwczBNaktVRG1JOGVMUUZ5VVMwOGtUV0JiUi1oRXdXMVFRTQ&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=yNWHT0JdukQ">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXByRmxCME9yRnRnT0g2bEtCM0YxaWR0LWtfd3xBQ3Jtc0trUU9vejlVVnpLWGVCUlpFY2lwQ0hkVXlLYkVuc05xRUhFaFZBWU9SRDlQYVNSUUh5aTBBTEc1YmtiREdNMTBYMDc1aExWSTVrZ1p3STZVLUtVcUYtV0ppajVLNkxXZ2ZHbk12VWdDdmFaMW52Wm1nbw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=yNWHT0JdukQ">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa21OR1pUcVVRMWtETHZ6NmRGQ2UzVDZNc0FMQXxBQ3Jtc0tuNnhDcWtOSUM3RkJ4SGhDbVZIY3Y3SGpzVThHQlg4NmRxVWNsMm5QV0hWRGlpNjJ3WGtJb3ZFTm1hZ2hKSzRpcFNPQ0lRVndlZ05NQk9sempqSXVodXVnWjY3SnZRMUFhWVdCenVjUmJfZzdOVktoZw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=yNWHT0JdukQ">https://nischa.me/trading212</a>

Timestamps:
<a href="https://www.youtube.com/watch?v=yNWHT0JdukQ">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=yNWHT0JdukQ&amp;t=18s">00:18</a> Using money as a yardstick
<a href="https://www.youtube.com/watch?v=yNWHT0JdukQ&amp;t=150s">02:30</a> Taking one side
<a href="https://www.youtube.com/watch?v=yNWHT0JdukQ&amp;t=239s">03:59</a> Caring about what people think
<a href="https://www.youtube.com/watch?v=yNWHT0JdukQ&amp;t=312s">05:12</a> Taking the default path
<a href="https://www.youtube.com/watch?v=yNWHT0JdukQ&amp;t=453s">07:33</a> Feeling sorry for yourself

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>644</itunes:duration>
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    </item>
    <item>
      <title> 5 Things I Did To Stop Wasting My Evenings After Work</title>
      <description>⚡ Sign up and upgrade to Grammarly Pro to level up your productivity: http://grammarly.com/nischa12

🥳 Thank you for watching! Reserve your spot - My FREE 'Financial Life Design' Workshop: https://nischa.me/lifedesignworkshop

Learn 5 practical strategies to stop wasting your time after work and start using your evenings to focus on what truly matters to you.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist


📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt


📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum
Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Intro
00:45 Rewrite your default settings
02:05 Optimise your life math
05:31 Change your first destination
06:50 Use your best hours
08:01 Respect your foundation

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 19 Jan 2026 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>⚡ Sign up and upgrade to Grammarly Pro to level up your productivity: http://grammarly.com/nischa12

🥳 Thank you for watching! Reserve your spot - My FREE 'Financial Life Design' Workshop: https://nischa.me/lifedesignworkshop

Learn 5 practical strategies to stop wasting your time after work and start using your evenings to focus on what truly matters to you.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist


📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt


📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum
Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212

Timestamps:
00:00 Intro
00:45 Rewrite your default settings
02:05 Optimise your life math
05:31 Change your first destination
06:50 Use your best hours
08:01 Respect your foundation

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> ⚡ Sign up and upgrade to Grammarly Pro to level up your productivity: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWNSbnpNY0xpVkFNczFJdmNla21aYzlweDdQUXxBQ3Jtc0tuZFRXZVU0T1ZUN1N2SzBVR21BNXBRNUhaVFU2cnRyT2Y4WTJ0Y2FMR2FZaC1WQjZaUU01QUdraTVvZV9nSmZfSm5sUHQxRHkzRE1mRVkydmNhbklaWWpObmhFUW5laXZ2YldBMXkyeDZSRHEwLWpIVQ&amp;q=http%3A%2F%2Fgrammarly.com%2Fnischa12&amp;v=g3S3Et69ni4">http://grammarly.com/nischa12</a>

🥳 Thank you for watching! Reserve your spot - My FREE 'Financial Life Design' Workshop: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTJPYVplb3FvMVRPRXNvRHNENzRWX1N6LW5pd3xBQ3Jtc0ttbmI0eE5uRUxER0NxdERmbHJZd2lDaEVqZ0U3azBiZkduVldiU2p5MnVWOUhiX1U5MmI5MzNTUVRxVDdCZEd6X2lDelowakpIejRXMV9jQjN0Q3NMZmJJZE1mbWpRTmJWMGNydFg1UThZek5IZjFVbw&amp;q=https%3A%2F%2Fnischa.me%2Flifedesignworkshop&amp;v=g3S3Et69ni4">https://nischa.me/lifedesignworkshop</a>

Learn 5 practical strategies to stop wasting your time after work and start using your evenings to focus on what truly matters to you.

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTQ2d0E4UVprTFRXLTJWSjZSZGRTU0tTWGVtZ3xBQ3Jtc0tuRG1ETzF5NEl1WHVKbXg3VzV6bUROcklXekEtclItX3ZMOVN2MXp0NEVBYTEyRWtPMHZIYnVWa2NSS1lQd1pFWnFqTlJnZHZSNGlucUJ6TUxxeHRTQUlOWWhSbktuLXkzYUZLV0RlQ3dKZldCSkxFVQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=g3S3Et69ni4">https://nischa.me/ist</a></p>
<p>
📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1hYejUzcU93NlpkVkxfRFBoZm5Jb1R5ZlAtZ3xBQ3Jtc0tsMy01VUc1S2l0dHRMX3ZxWFdTY3RWUjd2bGVvR3NOM1BYMkZnUmdUUVlsbjU3YlQxTlI4b2w1NktYMWxyWlVmVVp4Z09HcS1SUHZmcWx2UDl4QlVac19rTU00X2gtbTdtNG8wMmc5cFEybjFBN0VYbw&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=g3S3Et69ni4">https://nischa.me/investyt</a></p>
<p>
📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXNTYUJQYzZNVzlUREJNZkxfaTBkRU1FMUVkZ3xBQ3Jtc0ttN1NpZm92cHJ0VkMxanc1OVVGT29uWElvMUpKTWttRy1XS0NRMFJTLVludEtjbXJuM2RjTy1pVmRmUW0wYi1TTlVwbVM3eENKY19pRkV6QVJQenhrbG5tdmt1REYtSDRrb1A1WDBXYWI3QlNpRHZ5dw&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=g3S3Et69ni4">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3NkU0tuemUtYkZoSDFpN1RLclhnTHc1RmFPQXxBQ3Jtc0tsQmlVSjEyRmpOYW5kbUQ3ZW5sQmJZeGM4VFAtMzdzN1ZmT05vMUNxdXpmamQ0ZllMVXZvWGo5WnlmUlZqbS1KMGxuYU9seXFuNG9LMXNKdnUwRi1ZRE0tU2VLT2c2OFdKakRCbWRBcnBHY2lGa0cyTQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=g3S3Et69ni4">https://nischa.me/plum</a>
Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbk12RWw0ZU45WHdGOFk2SHllMlB1U3VWajdsUXxBQ3Jtc0ttTzB0OWpPU1BtTDNEX1RUc3d5V2JnUS1qbXh3WmJGTUNBTjQtY2IyNGJyX0w2aEpWYUotQXBnS3RGcEotRFUwcnRyTlZERUZEZnFXbEt5OUtmSVhkMkhEdHVyTTV3ZVRRX1M4OHg3eUloblJ4OTc4TQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=g3S3Et69ni4">https://nischa.me/trading212</a>

Timestamps:
<a href="https://www.youtube.com/watch?v=g3S3Et69ni4">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=g3S3Et69ni4&amp;t=45s">00:45</a> Rewrite your default settings
<a href="https://www.youtube.com/watch?v=g3S3Et69ni4&amp;t=125s">02:05</a> Optimise your life math
<a href="https://www.youtube.com/watch?v=g3S3Et69ni4&amp;t=331s">05:31</a> Change your first destination
<a href="https://www.youtube.com/watch?v=g3S3Et69ni4&amp;t=410s">06:50</a> Use your best hours
<a href="https://www.youtube.com/watch?v=g3S3Et69ni4&amp;t=481s">08:01</a> Respect your foundation

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>682</itunes:duration>
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    </item>
    <item>
      <title>Why Looking Poor Is Important</title>
      <description>The first 500 people to use my link will get a 1-month free trial of Skillshare https://skl.sh/nischa06241 

👉🏽 Join my FREE Financial Life-Design Workshop: https://nischa.me/innercircleworkshop

Watch this video to discover the surprising ways that looking poor can positively impact your mental health and financial success. 

Thank you  @GabeBult  for the inspiration behind the video title! 



00:00 Cycle of Permanent Dissatisfaction
02:06 We lose freedom of choice
04:35 Embracing Simplicity and Avoiding Survival Mode
06:34 The power of authentic living 

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Jan 2026 10:43:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The first 500 people to use my link will get a 1-month free trial of Skillshare https://skl.sh/nischa06241 

👉🏽 Join my FREE Financial Life-Design Workshop: https://nischa.me/innercircleworkshop

Watch this video to discover the surprising ways that looking poor can positively impact your mental health and financial success. 

Thank you  @GabeBult  for the inspiration behind the video title! 



00:00 Cycle of Permanent Dissatisfaction
02:06 We lose freedom of choice
04:35 Embracing Simplicity and Avoiding Survival Mode
06:34 The power of authentic living 

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The first 500 people to use my link will get a 1-month free trial of Skillshare <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkVCdkdOZm1zSzFGTkJ6Z1A4VWxMWDZIRzNBUXxBQ3Jtc0tsQ1ZKX1k2RWc0UzRIQTZkQXFaWl8wUk1RUGM0YnRldlJBbGZQdFZHSjlmQkxlbnVvNU14N0pibnJpNEotT1c2dXp1aUtrTmdrMzhMcl9yTi1Ta1VZNWxlNUFPeUZySWkwOXhDUUFVY0xBUkZkSWJscw&amp;q=https%3A%2F%2Fskl.sh%2Fnischa06241&amp;v=mtXWm7GCn0w">https://skl.sh/nischa06241</a> 

👉🏽 Join my FREE Financial Life-Design Workshop: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWsyVmYxYmw2NEtVQ3lWV1J4YjJKdTRQcURlQXxBQ3Jtc0tsVzJYbnVWSWxhVWFlelBvMHFqSENFNjRycEstalpsSGF0b3FpZ2N2ME5UY0RjZEtqTU90T2JUUDhpNXhSUmtSSWdDS2lPMl9UV211NHhhWk54UGVBNTNZdmZrb0dnb05Wci1HMExvekhNc0ZZeVhDbw&amp;q=https%3A%2F%2Fnischa.me%2Finnercircleworkshop&amp;v=mtXWm7GCn0w">https://nischa.me/innercircleworkshop</a>

Watch this video to discover the surprising ways that looking poor can positively impact your mental health and financial success. 

Thank you  @GabeBult  for the inspiration behind the video title! 



<a href="https://www.youtube.com/watch?v=mtXWm7GCn0w">00:00</a> Cycle of Permanent Dissatisfaction
<a href="https://www.youtube.com/watch?v=mtXWm7GCn0w&amp;t=126s">02:06</a> We lose freedom of choice
<a href="https://www.youtube.com/watch?v=mtXWm7GCn0w&amp;t=275s">04:35</a> Embracing Simplicity and Avoiding Survival Mode
<a href="https://www.youtube.com/watch?v=mtXWm7GCn0w&amp;t=394s">06:34</a> The power of authentic living 

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>621</itunes:duration>
      <guid isPermaLink="false"><![CDATA[44e9d54e-f2c8-11f0-927e-67f746b85fc4]]></guid>
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    </item>
    <item>
      <title>You Can Change Your Life in 6 Months - Here’s How to Do It</title>
      <description>Get my FREE Intentional Spending Tracker: https://nischa.me/ist

Learn how to use money to achieve your goals with this simple 3-step system for lasting change.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:30 Step 1: The Priority Check
02:52 Step 2: The Money Architecture
05:43 Step 3: The Follow-Through

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 15 Jan 2026 12:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Get my FREE Intentional Spending Tracker: https://nischa.me/ist

Learn how to use money to achieve your goals with this simple 3-step system for lasting change.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:30 Step 1: The Priority Check
02:52 Step 2: The Money Architecture
05:43 Step 3: The Follow-Through

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get my FREE Intentional Spending Tracker: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUx6bzlrYl81T2toSHliSTNDY0dxMm9KRFlaZ3xBQ3Jtc0tuaGpPSGZ3ZzduR1Z6d2NZZlFQSGs5M1lLM1hsTS1TQmFnYnF4R0F4U3ZCbkEwNzREc3A0Q0JPc0RFcnJZSmZZX3ZhLVRWM0xHWXdra0pMMVVnUFVXN0ZlSkJPSUNCZ2ZMc1JIc3NsWHZjaVRCYVUtZw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=fd1zhtkHY9w">https://nischa.me/ist</a>

Learn how to use money to achieve your goals with this simple 3-step system for lasting change.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblZ6YkVtR0lhWUhqUUhZLUo0cU1SY3ZpNGtTd3xBQ3Jtc0tuLU82cXQxUmdDTHVKNkJCTjZFUG9Tajh6YzlQN2c4QlBzT1dqaE1Cb011RGNPb0hCcDV6c1VnZi1KMjFFNFo1NTlNV3JGbDZZNlphd014Wm9HWDhPN1A4dGVkQXhXMnM4cTQzd29pcjVtWFlPZEVWOA&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=fd1zhtkHY9w">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkVfVWJjYlQ2VWp6OTFTVzBteHMxb2VMbVVQd3xBQ3Jtc0ttbVVOU0pwck5HUGRfNUg5RFNfS0hfandGOUtBUkh6ZXBQUENuT0M3N21pOUVSc0Z1WWxacGc4bjdrRS1HaG5aVnF4bEI5clB0MnBKTUxtZ1lWWXNqR1Jyb2ZpVEZFYmQyN2JTTjQ5TS1oQmxyQ1FYWQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=fd1zhtkHY9w">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2ZBTTZJblM3WjRSY2xYSUszbURRdWVHaWRnd3xBQ3Jtc0ttdkwxNmF2cS1NNkxkWktsR3h6VGpBLTJsU1JrcUtjOFVkMmVkMDhvUlpqU1dfWVNTcWtPQms2VGt1SjlJNU9helhIcjlUNUZqS1hCbVBRcG8tQXZuaktaRkFnd0hRYkdKbHlpbmdURUFDV0Y0Xzk4MA&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=fd1zhtkHY9w">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnNRZnBhVUR1MWd3anZsTlJoWnFBTm5RMzhCUXxBQ3Jtc0tubHlMLTd1TnVoUElHYks3bEF0XzhGdnd5eEZzZlhFSTZkVy12NWlQR2V1b3Q0NC1vN3FmT213LWVmMEpIeEQxeU1WWV9iSVJKajhLeFdOak45VGx1d29GUk1DclR5QnZ4MWxLLUpjcnJ4Z2xwOUhhbw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=fd1zhtkHY9w">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbDM2U2JsVGFvWGIyeENONWZUVDRVMEdzdXpnZ3xBQ3Jtc0tuTWJfVFlRaWhpZ3laN1FBZFNmaHdEOGI1WElQdDNqSVhQWk5CT29sNGQ5TnNGQURJc3d6R0pjRU8xT1hPN3FKQWwyemcxeWVjUE11bDZERy14Rzc2eGJyQnhrb1g1LTJzUHFsUWVsczl2V1Y1OFJ4RQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=fd1zhtkHY9w">https://nischa.me/trading212</a>


TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=fd1zhtkHY9w">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=fd1zhtkHY9w&amp;t=30s">00:30</a> Step 1: The Priority Check
<a href="https://www.youtube.com/watch?v=fd1zhtkHY9w&amp;t=172s">02:52</a> Step 2: The Money Architecture
<a href="https://www.youtube.com/watch?v=fd1zhtkHY9w&amp;t=343s">05:43</a> Step 3: The Follow-Through

DISCLAIMERS &amp; DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    </item>
    <item>
      <title>Accountant Explains: How to Change Your Finances in 6 Months</title>
      <description>👉 Download my FREE Intentional Spending Tracker  https://nischa.me/ist

Follow this easy 6-month plan to take control of your money, ditch debt, and start building wealth.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:39 First month
02:48 Second month
03:48 Third month
05:28 Fourth month
07:09 Fifth month
08:02 Sixth month

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Jan 2026 16:46:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>👉 Download my FREE Intentional Spending Tracker  https://nischa.me/ist

Follow this easy 6-month plan to take control of your money, ditch debt, and start building wealth.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:39 First month
02:48 Second month
03:48 Third month
05:28 Fourth month
07:09 Fifth month
08:02 Sixth month

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉 Download my FREE Intentional Spending Tracker  <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblBuQ3p3dHFaUXhkZ2xJdlBOdmdDZTZCd0FLUXxBQ3Jtc0tuQnBtd3JYeWlScEVTVURfcTZVcHpmamtvTFNBdWdvbzFKN1o3amJGZ3VELThmcWU0MWxkbGtnSGpYUkFraXAyWGpVcF85VU9Qd1lnYkJ2NlY5enpTRFZhd29WbWxfWGxLVEh6UE1FNVEzNUxTaENTcw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=7XVmhedNiIQ">https://nischa.me/ist</a>

Follow this easy 6-month plan to take control of your money, ditch debt, and start building wealth.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1VTWURzNEhudmIxcXBiV25QazVHTW5tWUNJZ3xBQ3Jtc0tuYWJHRnNvOVllbTdzWS1fLUk4S0VkZk9aWkZ0aVNUUDRLVkRXVzFLcEVzc2xiWlBkSmtwbTYtajNRWkZTRTF6cDNxcjZOd3RHdnBXeVoxQ25kbTFqczVWU1RIMS1zbzd6U2l4SzVfTkM0WEJKemRuQQ&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=7XVmhedNiIQ">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbk9tc2JwWUJuOWZUTU5OVmZUUTlMWTRvdzJTQXxBQ3Jtc0trUXBySzJ3TnItN0pxUlA4MlpPLUNhYXBYbVQ1SEJhM21qMmU3Y3JTeEtzUGMwTE5SRG85ellYWGlISE5rVEZwYkhLamQ0ekZZQWczTlJSamtJdV90Q1JPTm9qUy00WXB2X2dBazVMX0p4TkFmZjFXUQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=7XVmhedNiIQ">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbW93ZEFKUjZSY1lQYlBiRTNKeElKTEpEWmRYZ3xBQ3Jtc0ttMWkteWRVQ0F2VG5PWlFDNHJsN09NRHp6MkhNNG1vRUREaHZaZ0E4OTJtT0hScU9UWHE3OXdxSmhQQXBKeW9yUTZTQmYzdW5rRkY3dGJsM1RwcVBTeE9jZ1hhMmh0cGFpb19rXzByR201bHJmUnQ1cw&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=7XVmhedNiIQ">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbF9RRmdmNTJidHJvamVfZHRnekhTM0dRNmRJZ3xBQ3Jtc0tuWkdoNk5yQV9wWXloVjYtU20wNkxaZUM5MjU1VVBHU1I3clM2UmlrcVlwOG1PWDhvSXBVQnUyaHJ2dlEzeEU2bGl4Q3EtNk1NTmc2Mk9UWmwxOEs5dVBsa1NMY2U0Tkk4dUtmc0R3TWUwNDRHUFd3dw&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=7XVmhedNiIQ">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHZPX0FFdU02cmExR2pVM0VfLVVWc1ljenRtQXxBQ3Jtc0tuYzVrZ2tZbEkwVXEzR19ueTVmMmFqRW91OUQ0Z1I4TnU0MnIzVDdHSlM4QTRoZkFZSmpJUWJYdk1jTUxhRVF3aFRsbncyR0RyM204TU9jOHFRc0RhQ3RpcjJzelUyZnRBMk5JZjkxOUdsWWlkZXlEUQ&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=7XVmhedNiIQ">https://nischa.me/trading212</a>


TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=7XVmhedNiIQ">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=7XVmhedNiIQ&amp;t=39s">00:39</a> First month
<a href="https://www.youtube.com/watch?v=7XVmhedNiIQ&amp;t=168s">02:48</a> Second month
<a href="https://www.youtube.com/watch?v=7XVmhedNiIQ&amp;t=228s">03:48</a> Third month
<a href="https://www.youtube.com/watch?v=7XVmhedNiIQ&amp;t=328s">05:28</a> Fourth month
<a href="https://www.youtube.com/watch?v=7XVmhedNiIQ&amp;t=429s">07:09</a> Fifth month
<a href="https://www.youtube.com/watch?v=7XVmhedNiIQ&amp;t=482s">08:02</a> Sixth month

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title> Ex-Banker Explains: How to Invest for Beginners in 2026</title>
      <description>Reserve your spot for my next LIVE Investing Workshop: https://nischa.me/investyt

In this video, I’ll show you how to invest as a beginner in 2025 - cutting through all the confusing headlines to give you a clear, tested strategy that actually works.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:36 What is investing and why it matters
02:29 How the stock market works
07:40 How to actually invest
09:50 What if it all goes wrong


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 12 Jan 2026 17:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Reserve your spot for my next LIVE Investing Workshop: https://nischa.me/investyt

In this video, I’ll show you how to invest as a beginner in 2025 - cutting through all the confusing headlines to give you a clear, tested strategy that actually works.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


TIMESTAMPS: 
00:00 Intro
00:36 What is investing and why it matters
02:29 How the stock market works
07:40 How to actually invest
09:50 What if it all goes wrong


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Reserve your spot for my next LIVE Investing Workshop: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVJxTTduaXV2dmNZQ1Y0aV9FdllWWlJEOUFLUXxBQ3Jtc0tudHdpS1A1QVoxVlNzSDlYQkpKOENSeGJWYnBtcDlSQ1A1bnFKVGVCbWJaQktyNHl5bURmdUdTNFRfeDlhem5FSU9ROTdXaWJQQTROOU5zQVlKUjNtVklMSXJRSWVULU9FWTl0ay00dDU0UTZ4WVhOUQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=gMyVHBhDvz4">https://nischa.me/investyt</a>

In this video, I’ll show you how to invest as a beginner in 2025 - cutting through all the confusing headlines to give you a clear, tested strategy that actually works.

My products:
📶 Start Here (free): Intentional Spending Tracker <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbE1CeWsweFdVQjljbmRmZzNGNjNJaXJLWEF1Z3xBQ3Jtc0trc091NVVXQ0JERHpnMk0wZmp2a0EydDNUYzhrdUVFRkJ3QnZuUkgxeTB1RGVpSmFaSlZpaHRLUTN6OXR6WmhUSWhuS2VRLXZYNmt0TTVtN2h5Yi1OYXhSR2VVVUZRcHJTSURKYTdBZDF6eEk0bGdlMA&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=gMyVHBhDvz4">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTNmWEQ4OHd6NkdzX2Y3WFdhQVg4S0J1a0FZZ3xBQ3Jtc0tsNl9Eb1FWVnFHLWlSaUNVYXpaR3FlWnAzakxZQjdIZXROVFZZb1A1TGhnYWd2TXBqaEtrS19GMnhoeng3OGlCUWZvUGFac19CaXpjU1kzdEREYS00Sl84SUNvUnZOZFpZR0JHWXhMYzBreDMzZ3FaSQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=gMyVHBhDvz4">https://nischa.me/investyt</a>

📙 Manage Your Money Like the Top 1% Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFVVN1hkSENzS21WNFNpM245dmNfX19sZEFJQXxBQ3Jtc0tucFZSR2FJR0J0T3BsR1NodjVMWGhwV092QV9xdV9xWEVjMnIyX2JCbHQxamNEaHo2ZUVESHNlcG9uY0pKWFRkVllaU1ltSU52MldPV3ZBUHBYM0NuYjBEazltXzNIY0t4aDdOUkYwY1IzWEdPY0k2OA&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=gMyVHBhDvz4">https://nischa.me/plan</a>

Other tools:
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0pyTWI1QU40WUFMZXFvR1ZNSW14VTNBWDQ3Z3xBQ3Jtc0tuQUpPR0xLMkNwdTBVQWFObjJmd1p3bnBGa2tHV2JISGdQc1ExS3o1N2RsRWZKWkNRZnhZS1Y0MU1CRXVFQjJwUHZPSHF5VW01RmVhTjQzYW1tSnlMa29Wekx6aE53YktCbVI3VEZPWnRaUkdRSHdMUQ&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=gMyVHBhDvz4">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbC1TTDI3Z3BOSTRfYlVsdjJPMm1NNXVWcURQZ3xBQ3Jtc0tsZFZMWlE1anZBakthelB2NmJxMkJpT2p2QkdFeVVQcTl2bTBJQ0NWLVFicjc2TEFseFVYZ1lNZ0FYYmhnV21tT1FFeTdHaHpLT0pnaWhyOTFVSmFOMGI4aWFYOWJOUG0zQVl0YllkdEZqTEY0RDV2NA&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=gMyVHBhDvz4">https://nischa.me/trading212</a>


TIMESTAMPS: 
<a href="https://www.youtube.com/watch?v=gMyVHBhDvz4">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=gMyVHBhDvz4&amp;t=36s">00:36</a> What is investing and why it matters
<a href="https://www.youtube.com/watch?v=gMyVHBhDvz4&amp;t=149s">02:29</a> How the stock market works
<a href="https://www.youtube.com/watch?v=gMyVHBhDvz4&amp;t=460s">07:40</a> How to actually invest
<a href="https://www.youtube.com/watch?v=gMyVHBhDvz4&amp;t=590s">09:50</a> What if it all goes wrong


DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    <item>
      <title> 8 TINY Habits to Become Financially Literate in 2026</title>
      <description>Find trusted experts for everything with Fiverr Pro https://pro.fiverr.com

📊 Join the waitlist for my UPCOMING Free LIVE Workshop: https://nischa.me/investyt

In this video, I share 8 simple money habits that can help you become financially literate and make better decisions with your money in 2026.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps: 
00:00 Intro
00:42 Habit 1
02:16 Habit 2
03:30 Habit 3
04:36 Habit 4
05:32 Habit 5
07:01 Habit 6
08:48 Habit 7
10:49 Habit 8
14:09 A personal note

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Jan 2026 13:34:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Find trusted experts for everything with Fiverr Pro https://pro.fiverr.com

📊 Join the waitlist for my UPCOMING Free LIVE Workshop: https://nischa.me/investyt

In this video, I share 8 simple money habits that can help you become financially literate and make better decisions with your money in 2026.

My products: 
📶 Intentional Spending Tracker (free): https://nischa.me/ist

📊 How &amp; Where to Invest LIVE Workshop (free): https://nischa.me/investyt

📙 Financial Wellbeing Toolkit: https://nischa.me/plan

Other tools: 
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212


Timestamps: 
00:00 Intro
00:42 Habit 1
02:16 Habit 2
03:30 Habit 3
04:36 Habit 4
05:32 Habit 5
07:01 Habit 6
08:48 Habit 7
10:49 Habit 8
14:09 A personal note

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Find trusted experts for everything with Fiverr Pro <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUdQMjJ5NUFqNU9hYU5LSWZVaVozRm9Zdk93QXxBQ3Jtc0trVlY5b2RyRVY5N3FXeVU5eEZUaTJMZGhISUlPRzVxeGJmNmRzTEhnQWRPZnZGY19VbHNyMW5ZMTNJVklhQU8wejZKLUc1NnU1bVR5b3pnZ1JoWGpMOVBaeENQQjJJczhOenplY2t0Q2NTcmZ2LW5PSQ&amp;q=https%3A%2F%2Fpro.fiverr.com%2F&amp;v=uXTREehuNFU">https://pro.fiverr.com</a>

📊 Join the waitlist for my UPCOMING Free LIVE Workshop: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazcyRDRpTFYyOWZhaklsZXpSRUpLdGJIWjNpd3xBQ3Jtc0trSVBjcFoySGpDUndXenNuVmtzR19KTGI0cHFNUzhPcmZpVy0yWWRCcWJRVGR5Z293cjlhNFF6clY3V295OWZSR1lWOTkzZzdXNUo5c1ZYdEZHeFNDcllqMVdadmt1SFVfclpTYzB1Q2xVWlRjcDBWSQ&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=uXTREehuNFU">https://nischa.me/investyt</a>

In this video, I share 8 simple money habits that can help you become financially literate and make better decisions with your money in 2026.

My products: 
📶 Intentional Spending Tracker (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUtBZ2hYRjNQV3ZEMnlzTmFiMEpmbkJGR3J4d3xBQ3Jtc0tsSGJPSTY1OXR3YlBOaG1TekRJeVJXb2I4SWRGUFFsdjlpYnZhTFJ4dGF3azE1SXR4YTFIbE5ROXhxUmdudzJrSUZyREtCcm92MDdMR21TQjc2RmlLVnFLUHNxQk1vbnA5VlFieU9iOW1zMjgzTldUYw&amp;q=https%3A%2F%2Fnischa.me%2Fist&amp;v=uXTREehuNFU">https://nischa.me/ist</a>

📊 How &amp; Where to Invest LIVE Workshop (free): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHlpa3F1amdXRjY1MjF3NXFHZFJIV3NtX1A0QXxBQ3Jtc0trRl9KWGxidnFEVWhRb01xV3pWemNiUWVXMm0tZWRQeU1iQV9uSlFMUmtuY0NYbVk0b0lPZG5adWJvZUdsNTczN1cxemNydlE4SWlVYlEwQzNhWHdpVlhRVW8tVm1wcGUxQVYwZXpOd2JsakEwUWQ1OA&amp;q=https%3A%2F%2Fnischa.me%2Finvestyt&amp;v=uXTREehuNFU">https://nischa.me/investyt</a>

📙 Financial Wellbeing Toolkit: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbDBGRS1vS0hMYzJkNGNYZXZNVkZxSmJ3S0dzQXxBQ3Jtc0tuRTNkbmltTHlfakVzTVhMYUUyTm9UdGhYaWxwWEpXSmpCbTdDTTBhOWxwSVZ6eW5CbHV4OVVnRHY2cWFFTGFjai1zRFdULUpEOFdxZEdtWTdRbjBnUUxJaHc2c1NRbk9SR3lpY2dxSFQyTlVscUVWYw&amp;q=https%3A%2F%2Fnischa.me%2Fplan&amp;v=uXTREehuNFU">https://nischa.me/plan</a>

Other tools: 
UK ISA and savings accounts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1RpbWVVNV82NzlZWklaUHNIUUZLR1BvdHNFQXxBQ3Jtc0ttLWk2a1lqMklKamc3YlpsMkRpQW5TamNLSUpUU3drWnF2T0dQMzRKSmNZZUxlc1d5N3FRbWoxSDdDVWN3b1FObkY4aXFjcXFSNGN4bnlqZTYzcGExdjRGcDd2NWFWUFBjNXp4SmFZX3BZQW9hSTdDOA&amp;q=https%3A%2F%2Fnischa.me%2Fplum&amp;v=uXTREehuNFU">https://nischa.me/plum</a>

Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2laRDJFdGtIM3FNX2g0eXY1TUQ5UWJfMS1kd3xBQ3Jtc0tsYlJGZmIwLXJUSDMtc0JWZV9hYW9RZWQtcVlmcWtfRGRsSExMODdPenRkb0hmaDlQWUlzOWRaUDJORHhzT0hqRGdCaEMwZWJiVFRyS0xjU0F1YkpJeUN6VkNVajktQTg0VC1zYUNnY3IyTlg5RUdWYw&amp;q=https%3A%2F%2Fnischa.me%2Ftrading212&amp;v=uXTREehuNFU">https://nischa.me/trading212</a>


Timestamps: 
<a href="https://www.youtube.com/watch?v=uXTREehuNFU">00:00</a> Intro
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=42s">00:42</a> Habit 1
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=136s">02:16</a> Habit 2
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=210s">03:30</a> Habit 3
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=276s">04:36</a> Habit 4
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=332s">05:32</a> Habit 5
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=421s">07:01</a> Habit 6
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=528s">08:48</a> Habit 7
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=649s">10:49</a> Habit 8
<a href="https://www.youtube.com/watch?v=uXTREehuNFU&amp;t=849s">14:09</a> A personal note

DISCLAIMERS &amp; DISCLOSURES 
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. 

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

*T&amp;C's apply</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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