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    <title>Money Please</title>
    <link>http://betches.com</link>
    <language>en</language>
    <copyright>© Betches Media. All rights reserved.</copyright>
    <description>If your idea of saving is ordering the cheapest thing on the menu and your retirement plan at this point is to marry rich, we’re here with a podcast to help you get it together. The Betches Money Please podcast presented by Public.com introduces: Berna Anat, your personal financial hype woman. Think of her as your finance obsessed bestie/overexcited Google translator. Money Please is here to guide you through the complex world of personal finance, so you don’t have to listen to your hot-breath Facebook uncles anymore. Your wallet and bank account say thank you. For more Betches finance content, follow @whenshappyhr on Instagram.</description>
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      <title>Money Please</title>
      <link>http://betches.com</link>
    </image>
    <itunes:type>episodic</itunes:type>
    <itunes:subtitle></itunes:subtitle>
    <itunes:author>Betches Media</itunes:author>
    <itunes:summary>If your idea of saving is ordering the cheapest thing on the menu and your retirement plan at this point is to marry rich, we’re here with a podcast to help you get it together. The Betches Money Please podcast presented by Public.com introduces: Berna Anat, your personal financial hype woman. Think of her as your finance obsessed bestie/overexcited Google translator. Money Please is here to guide you through the complex world of personal finance, so you don’t have to listen to your hot-breath Facebook uncles anymore. Your wallet and bank account say thank you. For more Betches finance content, follow @whenshappyhr on Instagram.</itunes:summary>
    <content:encoded>
      <![CDATA[<p>If your idea of saving is ordering the cheapest thing on the menu and your retirement plan at this point is to marry rich, we’re here with a podcast to help you get it together. The Betches Money Please podcast presented by Public.com introduces: Berna Anat, your personal financial hype woman. Think of her as your finance obsessed bestie/overexcited Google translator. Money Please is here to guide you through the complex world of personal finance, so you don’t have to listen to your hot-breath Facebook uncles anymore. Your wallet and bank account say thank you. For more Betches finance content, follow @whenshappyhr on Instagram.</p>]]>
    </content:encoded>
    <itunes:owner>
      <itunes:name>Betches</itunes:name>
      <itunes:email>podcast@betches.com</itunes:email>
    </itunes:owner>
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    <itunes:category text="Business">
      <itunes:category text="Careers"/>
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    <itunes:category text="Society &amp; Culture">
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    <item>
      <title>How Do I Secure My Financial Future?</title>
      <description>On this week’s Loose Change, Berna is back with Sallie Krawcheck to continue their conversation from earlier this week on financial wellness and our personal role in it. Sallie starts off by sharing her own personal journey in finances and how she made it from South Carolina all the way to Wall Street. They also discuss the state of the financial education world, and how to navigate it to make sure you find the right path for you in these confusing topics. Be sure to follow us @whenshappyhr to send in your questions and let us know what you thought of our first season!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 16 Dec 2021 05:00:00 -0000</pubDate>
      <itunes:title>How Do I Secure My Financial Future?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On this week’s Loose Change, Berna is back with Sallie Krawcheck to continue their conversation from earlier this week on financial wellness and our personal role in it. Sallie starts off by sharing her own personal journey in finances and how she made it from South Carolina all the way to Wall Street. They also discuss the state of the financial education world, and how to navigate it to make sure you find the right path for you in these confusing topics. Be sure to follow us @whenshappyhr to send in your questions and let us know what you thought of our first season!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On this week’s Loose Change, Berna is back with Sallie Krawcheck to continue their conversation from earlier this week on financial wellness and our personal role in it. Sallie starts off by sharing her own personal journey in finances and how she made it from South Carolina all the way to Wall Street. They also discuss the state of the financial education world, and how to navigate it to make sure you find the right path for you in these confusing topics. Be sure to follow us @whenshappyhr to send in your questions and let us know what you thought of our first season!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1098</itunes:duration>
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    <item>
      <title>Financial Feminism Ft. Sallie Krawcheck</title>
      <description>This week, for our final episode of the season Berna joins us in reflecting on everything we’ve talked about this season and how it relates to our daily lives. She’s joined by Sallie Krawcheck, CEO and co-founder of Ellevest, to discuss the wide topic of financial wellness, and how it applies to us. They also break down the appalling results of a recent survey that highlighted massive gender inequities in people’s relationship to money, and what’s behind these differences. They also get into how powerless it can feel to be an individual stuck in our system, and how to take concrete steps to better your financial situation and outlook without feeling overwhelmed. Be sure to follow us @whenshappyhr to send in your questions to be answered on Make It Make Cents!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 14 Dec 2021 05:00:00 -0000</pubDate>
      <itunes:title>Financial Feminism Ft. Sallie Krawcheck</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, for our final episode of the season Berna joins us in reflecting on everything we’ve talked about this season and how it relates to our daily lives. She’s joined by Sallie Krawcheck, CEO and co-founder of Ellevest, to discuss the wide topic of financial wellness, and how it applies to us. They also break down the appalling results of a recent survey that highlighted massive gender inequities in people’s relationship to money, and what’s behind these differences. They also get into how powerless it can feel to be an individual stuck in our system, and how to take concrete steps to better your financial situation and outlook without feeling overwhelmed. Be sure to follow us @whenshappyhr to send in your questions to be answered on Make It Make Cents!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, for our final episode of the season Berna joins us in reflecting on everything we’ve talked about this season and how it relates to our daily lives. She’s joined by Sallie Krawcheck, CEO and co-founder of Ellevest, to discuss the wide topic of financial wellness, and how it applies to us. They also break down the appalling results of a recent survey that highlighted massive gender inequities in people’s relationship to money, and what’s behind these differences. They also get into how powerless it can feel to be an individual stuck in our system, and how to take concrete steps to better your financial situation and outlook without feeling overwhelmed. Be sure to follow us @whenshappyhr to send in your questions to be answered on Make It Make Cents!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3052</itunes:duration>
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    <item>
      <title>Is It Too Late To Become Part Of The Crypto Club?</title>
      <description>On today’s Loose Change episode, Berna is back with Carmen Perez, aka MakeRealCents to continue their conversation about crypto. Berna asks the hard-hitting questions that we're all wondering and Carmen drops her knowledge on the crazy world of virtual currency. Then, Carmen shares some personal experiences in crypto and how she got started. Be sure to follow us @whenshappyhr to send in your questions!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 09 Dec 2021 05:00:00 -0000</pubDate>
      <itunes:title>Is It Too Late To Become Part Of The Crypto Club?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On today’s Loose Change episode, Berna is back with Carmen Perez, aka MakeRealCents to continue their conversation about crypto. Berna asks the hard-hitting questions that we're all wondering and Carmen drops her knowledge on the crazy world of virtual currency. Then, Carmen shares some personal experiences in crypto and how she got started. Be sure to follow us @whenshappyhr to send in your questions!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On today’s Loose Change episode, Berna is back with Carmen Perez, aka MakeRealCents to continue their conversation about crypto. Berna asks the hard-hitting questions that we're all wondering and Carmen drops her knowledge on the crazy world of virtual currency. Then, Carmen shares some personal experiences in crypto and how she got started. Be sure to follow us @whenshappyhr to send in your questions!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1289</itunes:duration>
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    </item>
    <item>
      <title>Taking The Cry Out Of Crypto Ft. Carmen Perez</title>
      <description>This week, Berna dives into the intimidating topic of crypto currency. She’s joined by Carmen Perez, aka MakeRealCents, to breakdown all of your looming questions on crypto, where to get started, and where the world if crypto is headed. Carmen carefully walks us through all the concepts that you should know when thinking about crypto, and how to approach it even if you have no clue what "the blockchain" is at all. Be sure to follow us @whenshappyhr to send in your questions to be answered on Make It Make Cents! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 07 Dec 2021 05:00:00 -0000</pubDate>
      <itunes:title>Taking The Cry Out Of Crypto Ft. Carmen Perez</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, Berna dives into the intimidating topic of crypto currency. She’s joined by Carmen Perez, aka MakeRealCents, to breakdown all of your looming questions on crypto, where to get started, and where the world if crypto is headed. Carmen carefully walks us through all the concepts that you should know when thinking about crypto, and how to approach it even if you have no clue what "the blockchain" is at all. Be sure to follow us @whenshappyhr to send in your questions to be answered on Make It Make Cents! 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, Berna dives into the intimidating topic of crypto currency. She’s joined by Carmen Perez, aka MakeRealCents, to breakdown all of your looming questions on crypto, where to get started, and where the world if crypto is headed. Carmen carefully walks us through all the concepts that you should know when thinking about crypto, and how to approach it even if you have no clue what "the blockchain" is at all. Be sure to follow us @whenshappyhr to send in your questions to be answered on Make It Make Cents! </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2198</itunes:duration>
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    <item>
      <title>Is Bad Credit Really That Bad?</title>
      <description>On today’s Loose Change episode, Berna is back with Piggy and Kitty from Bitches Get Riches to continue their conversation about credit. They discuss some more tips about approaching credit in a responsible way and avoid falling into a debt hole. Then, Piggy and Kitty share their own personal relationship with credit currently and how they think about these issues in their daily lives. Be sure to follow us @whenshappyhr to send in your questions!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 02 Dec 2021 05:00:00 -0000</pubDate>
      <itunes:title>Is Bad Credit Really That Bad?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On today’s Loose Change episode, Berna is back with Piggy and Kitty from Bitches Get Riches to continue their conversation about credit. They discuss some more tips about approaching credit in a responsible way and avoid falling into a debt hole. Then, Piggy and Kitty share their own personal relationship with credit currently and how they think about these issues in their daily lives. Be sure to follow us @whenshappyhr to send in your questions!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On today’s Loose Change episode, Berna is back with Piggy and Kitty from Bitches Get Riches to continue their conversation about credit. They discuss some more tips about approaching credit in a responsible way and avoid falling into a debt hole. Then, Piggy and Kitty share their own personal relationship with credit currently and how they think about these issues in their daily lives. Be sure to follow us @whenshappyhr to send in your questions!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1467</itunes:duration>
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    </item>
    <item>
      <title>Everything You Need To Know About Credit Ft. Kitty &amp; Piggy</title>
      <description>Berna is back to bring us some knowledge on the concept of credit and all that goes with it. She starts off with a little background on her own experiences with credit and is then joined by Kitty &amp; Piggy from Bitches Get Riches to break down all the nuts and bolts of the topic. They get into credit scores, credit cards, interest, and everything in between and discuss how the system is stacked against us and what we can do to make the best of the situation. After that, Berna answers some of your DM's in the Make It Make Cents segment, sharing some tips and tricks on credit. Make sure to follow us @whenshappyhr to send in your questions!
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 30 Nov 2021 05:00:00 -0000</pubDate>
      <itunes:title>Everything You Need To Know About Credit Ft. Kitty &amp; Piggy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Berna is back to bring us some knowledge on the concept of credit and all that goes with it. She starts off with a little background on her own experiences with credit and is then joined by Kitty &amp; Piggy from Bitches Get Riches to break down all the nuts and bolts of the topic. They get into credit scores, credit cards, interest, and everything in between and discuss how the system is stacked against us and what we can do to make the best of the situation. After that, Berna answers some of your DM's in the Make It Make Cents segment, sharing some tips and tricks on credit. Make sure to follow us @whenshappyhr to send in your questions!
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Berna is back to bring us some knowledge on the concept of credit and all that goes with it. She starts off with a little background on her own experiences with credit and is then joined by Kitty &amp; Piggy from Bitches Get Riches to break down all the nuts and bolts of the topic. They get into credit scores, credit cards, interest, and everything in between and discuss how the system is stacked against us and what we can do to make the best of the situation. After that, Berna answers some of your DM's in the Make It Make Cents segment, sharing some tips and tricks on credit. Make sure to follow us @whenshappyhr to send in your questions!</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3610</itunes:duration>
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    <item>
      <title>What Does ‘The Market’ Even Mean?</title>
      <description>On today’s Loose Change episode presented by Public.com, Berna is back with Amanda Holden aka Dumpster Doggy to continue their conversation about investing. They discuss some common investment terms that get thrown around and what you should know about them, including stuff like stocks, bonds, market, and everything in between. Amanda also talks about the best investment she’s ever made and how she got there. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 25 Nov 2021 05:00:00 -0000</pubDate>
      <itunes:title>What Does ‘The Market’ Even Mean?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On today’s Loose Change episode presented by Public.com, Berna is back with Amanda Holden aka Dumpster Doggy to continue their conversation about investing. They discuss some common investment terms that get thrown around and what you should know about them, including stuff like stocks, bonds, market, and everything in between. Amanda also talks about the best investment she’s ever made and how she got there. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On today’s Loose Change episode presented by <a href="http://public.com/">Public.com</a>, Berna is back with Amanda Holden aka Dumpster Doggy to continue their conversation about investing. They discuss some common investment terms that get thrown around and what you should know about them, including stuff like stocks, bonds, market, and everything in between. Amanda also talks about the best investment she’s ever made and how she got there. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!</p><p>Thanks again to our presenting sponsor <a href="http://www.public.com/betches">Public.com</a>! Visit <a href="http://www.public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>850</itunes:duration>
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    <item>
      <title>Getting Started With Investments Ft. Amanda Holden</title>
      <description>This week, Berna dives into a topic we can really use some simple, clear info on: Investing. She’s joined by Amanda Holden, aka Dumpster Doggy, to breakdown all the seemingly impossible to understand terms that surround investing, and how you can easily approach the them without having an MBA. They also talk about the concept of ethical investing, and how you can participate in the stock market without feeling like you’re selling your soul to Wall Street. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about investing. Be sure to follow us @whenshappyhr to send in your questions to be answered on the Public Forum!
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 23 Nov 2021 05:00:00 -0000</pubDate>
      <itunes:title>Getting Started With Investments Ft. Amanda Holden</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, Berna dives into a topic we can really use some simple, clear info on: Investing. She’s joined by Amanda Holden, aka Dumpster Doggy, to breakdown all the seemingly impossible to understand terms that surround investing, and how you can easily approach the them without having an MBA. They also talk about the concept of ethical investing, and how you can participate in the stock market without feeling like you’re selling your soul to Wall Street. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about investing. Be sure to follow us @whenshappyhr to send in your questions to be answered on the Public Forum!
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, Berna dives into a topic we can really use some simple, clear info on: Investing. She’s joined by Amanda Holden, aka Dumpster Doggy, to breakdown all the seemingly impossible to understand terms that surround investing, and how you can easily approach the them without having an MBA. They also talk about the concept of ethical investing, and how you can participate in the stock market without feeling like you’re selling your soul to Wall Street. We close out the show with the Public Forum, brought to you by <a href="https://cms.megaphone.fm/organizations/cf76deca-defa-11e9-a697-77e1b8481b2e/podcasts/ddad6ace-f500-11e9-9750-1bf7779d2a0c/episodes/ed75015a-35d2-11ec-b184-3be32fc7ad28/http;//www.public.com/betches">Public.com</a>, featuring listener-submitted questions all about investing. Be sure to follow us @whenshappyhr to send in your questions to be answered on the Public Forum!</p><p>Thanks to our presenting sponsor <a href="https://cms.megaphone.fm/organizations/cf76deca-defa-11e9-a697-77e1b8481b2e/podcasts/ddad6ace-f500-11e9-9750-1bf7779d2a0c/episodes/ed75015a-35d2-11ec-b184-3be32fc7ad28/http;//www.public.com/betches">Public.com</a>! Visit <a href="https://cms.megaphone.fm/organizations/cf76deca-defa-11e9-a697-77e1b8481b2e/podcasts/ddad6ace-f500-11e9-9750-1bf7779d2a0c/episodes/ed75015a-35d2-11ec-b184-3be32fc7ad28/http;//www.public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2771</itunes:duration>
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    <item>
      <title>Is Daddy Biden Going To Forgive My Student Debt?</title>
      <description>On today’s Loose Change presented by Public.com, Berna is back with Yanely Espinal to go further into the debt conversation they started earlier this week. They talk through the right ways to approach paying off your debt, and how depending on your situation, different strategies might be right for you. They also get into the possibility of student loan forgiveness and how to plan for the future without leaving yourself in a tough position. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 18 Nov 2021 05:00:00 -0000</pubDate>
      <itunes:title>Is Daddy Biden Going To Forgive My Student Debt?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On today’s Loose Change presented by Public.com, Berna is back with Yanely Espinal to go further into the debt conversation they started earlier this week. They talk through the right ways to approach paying off your debt, and how depending on your situation, different strategies might be right for you. They also get into the possibility of student loan forgiveness and how to plan for the future without leaving yourself in a tough position. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On today’s Loose Change presented by <a href="http://www.Public.com/betches">Public.com</a>, Berna is back with Yanely Espinal to go further into the debt conversation they started earlier this week. They talk through the right ways to approach paying off your debt, and how depending on your situation, different strategies might be right for you. They also get into the possibility of student loan forgiveness and how to plan for the future without leaving yourself in a tough position. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!</p><p>Thanks again to our presenting sponsor <a href="http://www.public.com/betches">Public.com</a>! Visit <a href="http://www.public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>691</itunes:duration>
      <guid isPermaLink="false"><![CDATA[518ae884-3cdc-11ec-a6de-b31db026f381]]></guid>
      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC1084164787.mp3?updated=1637180901" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Dealing With Debt Ft. Yanely Espinal</title>
      <description>This week, Berna is back to dig deep on a topic that can be a source of anxiety for many: debt. She starts off sharing her personal relationship with debt before being joined by Yanely Espinal aka MissBeHelpful to breakdown the topic even further. They get into potential sources of debt, and what to consider when borrowing money to prevent yourself from being stuck with ‘bad’ debt. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about saving. Be sure to follow us @whenshappyhr to send in your questions! 
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 16 Nov 2021 05:00:00 -0000</pubDate>
      <itunes:title>Dealing With Debt Ft. Yanely Espinal</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This week, Berna is back to dig deep on a topic that can be a source of anxiety for many: debt. She starts off sharing her personal relationship with debt before being joined by Yanely Espinal aka MissBeHelpful to breakdown the topic even further. They get into potential sources of debt, and what to consider when borrowing money to prevent yourself from being stuck with ‘bad’ debt. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about saving. Be sure to follow us @whenshappyhr to send in your questions! 
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This week, Berna is back to dig deep on a topic that can be a source of anxiety for many: debt. She starts off sharing her personal relationship with debt before being joined by Yanely Espinal aka MissBeHelpful to breakdown the topic even further. They get into potential sources of debt, and what to consider when borrowing money to prevent yourself from being stuck with ‘bad’ debt. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about saving. Be sure to follow us @whenshappyhr to send in your questions! </p><p>Thanks to our presenting sponsor <a href="https://public.com/betches">Public.com</a>! Visit <a href="https://public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1865</itunes:duration>
      <guid isPermaLink="false"><![CDATA[edbe55f8-35d2-11ec-b184-5fc14dbc5af9]]></guid>
      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC8040839339.mp3?updated=1637019527" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How To Not Blow Through Your Savings</title>
      <description>On this week’s Loose Change episode, Berna is back with Chris Browning from Popcorn Finance to continue their conversation on saving. They get into the saving mindset and how to break through the temptations to tap into your savings as you go through life. Chris also share his own personal financial journey, and how he was able to find a path that worked for him and allowed him to meet his goals. Be sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 11 Nov 2021 05:00:00 -0000</pubDate>
      <itunes:title>How To Not Blow Through Your Savings</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On this week’s Loose Change episode, Berna is back with Chris Browning from Popcorn Finance to continue their conversation on saving. They get into the saving mindset and how to break through the temptations to tap into your savings as you go through life. Chris also share his own personal financial journey, and how he was able to find a path that worked for him and allowed him to meet his goals. Be sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On this week’s Loose Change episode, Berna is back with Chris Browning from Popcorn Finance to continue their conversation on saving. They get into the saving mindset and how to break through the temptations to tap into your savings as you go through life. Chris also share his own personal financial journey, and how he was able to find a path that worked for him and allowed him to meet his goals. Be sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!</p><p>Thanks again to our presenting sponsor <a href="http://www.public.com/betches">Public.com</a>! Visit <a href="http://www.public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1158</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5167a748-3cdc-11ec-a6de-27efd9b8628d]]></guid>
      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC1181128897.mp3?updated=1636493418" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Saving Money (And How To Stop Overthinking It) Ft. Chris Browning</title>
      <description>Berna is back to bring us some knowledge on a topic that makes everyone a little tense: saving. She is joined by Chris Browning, creator and host of the Popcorn Finance Podcast to unpack the idea that you’re bad at saving money. They also get into what to look out for when opening a new savings account and some tips to make sure your savings keep growing and growing. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about saving. Be sure to follow us @whenshappyhr to send in your questions! 
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 09 Nov 2021 05:00:00 -0000</pubDate>
      <itunes:title>Saving Money (And How To Stop Overthinking It) Ft. Chris Browning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Berna is back to bring us some knowledge on a topic that makes everyone a little tense: saving. She is joined by Chris Browning, creator and host of the Popcorn Finance Podcast to unpack the idea that you’re bad at saving money. They also get into what to look out for when opening a new savings account and some tips to make sure your savings keep growing and growing. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about saving. Be sure to follow us @whenshappyhr to send in your questions! 
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Berna is back to bring us some knowledge on a topic that makes everyone a little tense: saving. She is joined by Chris Browning, creator and host of the Popcorn Finance Podcast to unpack the idea that you’re bad at saving money. They also get into what to look out for when opening a new savings account and some tips to make sure your savings keep growing and growing. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about saving. Be sure to follow us @whenshappyhr to send in your questions! </p><p>Thanks to our presenting sponsor <a href="https://public.com/betches">Public.com</a>! Visit <a href="https://public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2535</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ed99dbd8-35d2-11ec-b184-3bed68466437]]></guid>
      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC1185381604.mp3?updated=1636402758" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How Do I Address My Financial Trauma?</title>
      <description>For today’s Loose Change presented by Public.com, Berna is back with Shani Tran to continue their conversation on financial feels from earlier this week. They break down the physical manifestations money-related anxiety can have on your body, and offer some practical techniques for addressing the effects of your own financial trauma. Be sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 04 Nov 2021 04:00:00 -0000</pubDate>
      <itunes:title>How Do I Address My Financial Trauma?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>For today’s Loose Change presented by Public.com, Berna is back with Shani Tran to continue their conversation on financial feels from earlier this week. They break down the physical manifestations money-related anxiety can have on your body, and offer some practical techniques for addressing the effects of your own financial trauma. Be sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>For today’s Loose Change presented by <a href="http://www.public.com/betches">Public.com</a>, Berna is back with Shani Tran to continue their conversation on financial feels from earlier this week. They break down the physical manifestations money-related anxiety can have on your body, and offer some practical techniques for addressing the effects of your own financial trauma. Be sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!</p><p>Thanks again to our presenting sponsor <a href="http://www.public.com/betches">Public.com</a>! Visit <a href="http://www.public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1433</itunes:duration>
      <guid isPermaLink="false"><![CDATA[543fb9ea-3699-11ec-aec0-3b9a6374aa42]]></guid>
      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC6393949437.mp3?updated=1635967972" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Unpacking Your Financial Feels Ft. Shani Tran</title>
      <description>Berna is back to check in about our financial feels. She shares her own financial journey and how her relationship with money has changed throughout the years. Then she’s joined by financial therapist Shani Tran to talk about how financial trauma, which you’ve probably experienced, can shape our relationship to money in all aspects of our lives. They tell us how to work through those issues to make sure you don’t let money doesn’t rule your life. Finally, we close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about financial feels. Be sure to follow us @whenshappyhr to send in your questions to be answered on the Public Forum!
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 02 Nov 2021 04:00:00 -0000</pubDate>
      <itunes:title>Unpacking Your Financial Feels Ft. Shani Tran</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Berna is back to check in about our financial feels. She shares her own financial journey and how her relationship with money has changed throughout the years. Then she’s joined by financial therapist Shani Tran to talk about how financial trauma, which you’ve probably experienced, can shape our relationship to money in all aspects of our lives. They tell us how to work through those issues to make sure you don’t let money doesn’t rule your life. Finally, we close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about financial feels. Be sure to follow us @whenshappyhr to send in your questions to be answered on the Public Forum!
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Berna is back to check in about our financial feels. She shares her own financial journey and how her relationship with money has changed throughout the years. Then she’s joined by financial therapist Shani Tran to talk about how financial trauma, which you’ve probably experienced, can shape our relationship to money in all aspects of our lives. They tell us how to work through those issues to make sure you don’t let money doesn’t rule your life. Finally, we close out the show with the Public Forum, brought to you by <a href="http;//www.public.com/betches">Public.com</a>, featuring listener-submitted questions all about financial feels. Be sure to follow us @whenshappyhr to send in your questions to be answered on the Public Forum!</p><p>Thanks to our presenting sponsor <a href="http;//www.public.com/betches">Public.com</a>! Visit <a href="http;//www.public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2467</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ed75015a-35d2-11ec-b184-3be32fc7ad28]]></guid>
      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC5879442008.mp3?updated=1635803026" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How Do I Avoid The Budgeting Guilt-Cycle?</title>
      <description>Berna is back with Tiffany Aliche for today's Loose Change, presented by Public.com, to dive deeper into budgeting and continue their conversation from earlier this week. They get into some more mindset related questions about budgeting and breakdown a few important things to keep in mind as you go through your financial journey. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 28 Oct 2021 14:04:00 -0000</pubDate>
      <itunes:title>How Do I Avoid The Budgeting Guilt-Cycle?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Berna is back with Tiffany Aliche for today's Loose Change, presented by Public.com, to dive deeper into budgeting and continue their conversation from earlier this week. They get into some more mindset related questions about budgeting and breakdown a few important things to keep in mind as you go through your financial journey. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!
Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Berna is back with Tiffany Aliche for today's Loose Change, presented by Public.com, to dive deeper into budgeting and continue their conversation from earlier this week. They get into some more mindset related questions about budgeting and breakdown a few important things to keep in mind as you go through your financial journey. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions!</p><p>Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1029</itunes:duration>
      <guid isPermaLink="false"><![CDATA[541d99e6-3699-11ec-aec0-cbca51577dc2]]></guid>
      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC4826170961.mp3?updated=1635789635" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Budgeting Basics Ft. The Budgetnista</title>
      <description>In the first ever episode of Money Please, Berna is here to walk us through the basics of budgeting. She’s joined by the The Budgetnista herself, Tiffany Aliche, to talk all about who should budget, how to get started, and offer a few tips and tricks to make the whole ordeal a breeze. Then Berna reads a follower’s email about her wanting to take a more active role in her finances, but feeling overwhelmed by her intimidating student debt. Finally, we close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about budgeting. Be sure to follow us @whenshappyhr to send in your questions!
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 26 Oct 2021 04:00:00 -0000</pubDate>
      <itunes:title>Budgeting Basics Ft. The Budgetnista</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In the first ever episode of Money Please, Berna is here to walk us through the basics of budgeting. She’s joined by the The Budgetnista herself, Tiffany Aliche, to talk all about who should budget, how to get started, and offer a few tips and tricks to make the whole ordeal a breeze. Then Berna reads a follower’s email about her wanting to take a more active role in her finances, but feeling overwhelmed by her intimidating student debt. Finally, we close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about budgeting. Be sure to follow us @whenshappyhr to send in your questions!
Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In the first ever episode of Money Please, Berna is here to walk us through the basics of budgeting. She’s joined by the The Budgetnista herself, Tiffany Aliche, to talk all about who should budget, how to get started, and offer a few tips and tricks to make the whole ordeal a breeze. Then Berna reads a follower’s email about her wanting to take a more active role in her finances, but feeling overwhelmed by her intimidating student debt. Finally, we close out the show with the Public Forum, brought to you by <a href="https://public.com/betches">Public.com</a>, featuring listener-submitted questions all about budgeting. Be sure to follow us @whenshappyhr to send in your questions!</p><p>Thanks to our presenting sponsor <a href="https://public.com/betches">Public.com</a>! Visit <a href="https://public.com/betches">public.com/betches</a> to sign up and get started today.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2122</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ed4d08d0-35d2-11ec-b184-03916180df96]]></guid>
      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC9894573029.mp3?updated=1635198822" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Money Please (Trailer)</title>
      <description>Money Please with Berna Anat starts October 26th, 2021! Follow us now on Spotify or Apple Podcasts to be the first to hear it.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 05 Oct 2021 18:30:00 -0000</pubDate>
      <itunes:title>Money Please (Trailer)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Betches Media</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Money Please with Berna Anat starts October 26th, 2021! Follow us now on Spotify or Apple Podcasts to be the first to hear it.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Money Please with Berna Anat starts October 26th, 2021! Follow us now on Spotify or Apple Podcasts to be the first to hear it.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>83</itunes:duration>
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      <enclosure url="https://pdst.fm/e/chtbl.com/track/33E2B8/traffic.megaphone.fm/BMLLC2545576829.mp3?updated=1633716272" length="0" type="audio/mpeg"/>
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