The Savvy Wallet Podcast https://cms.megaphone.fm/channel/AUDD9361862570 en All rights reserved. Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released! Follow us on our social media accounts: Instagram - https://www.instagram.com/savvywallet TikTok - https://www.tiktok.com/@savvywallet Youtube - https://www.youtube.com/savvywallet https://megaphone.imgix.net/podcasts/4e244c66-1787-11ef-91af-2fe15a647bb2/image/77f03b3a1565c287a23730d28fb9e959.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress The Savvy Wallet Podcast https://cms.megaphone.fm/channel/AUDD9361862570 no episodic Savvy Wallet Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released! Follow us on our social media accounts: Instagram - https://www.instagram.com/savvywallet TikTok - https://www.tiktok.com/@savvywallet Youtube - https://www.youtube.com/savvywallet Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released!


Follow us on our social media accounts:

Instagram - https://www.instagram.com/savvywallet

TikTok - https://www.tiktok.com/@savvywallet

Youtube - https://www.youtube.com/savvywallet

]]> Savvy Wallet savvywallet27@gmail.com EP. 216 - Property Expert: It Just Became 2x Harder To Get Property In The UK ft. Kazeem Alli-Balogun In this episode Ato speaks with Kazy — a property investor and developer behind Property by Kazy, with over a decade of experience in the UK property market. We discuss: - Big banks buying up property & what that means for you - Why you don't need 7 streams of income - The glamorisation of overworking (and how to have a better work life balance) - Is buy to let dead in 2026? - Best property strategies for beginners and much more 🔗 Connect with Kazy: Instagram: https://www.instagram.com/propertybykazy/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Apr 2026 07:00:00 -0000 full Savvy Wallet In this episode Ato speaks with Kazy — a property investor and developer behind Property by Kazy, with over a decade of experience in the UK property market. We discuss: - Big banks buying up property & what that means for you - Why you don't need 7 streams of income - The glamorisation of overworking (and how to have a better work life balance) - Is buy to let dead in 2026? - Best property strategies for beginners and much more 🔗 Connect with Kazy: Instagram: https://www.instagram.com/propertybykazy/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode Ato speaks with Kazy — a property investor and developer behind Property by Kazy, with over a decade of experience in the UK property market. We discuss: - Big banks buying up property & what that means for you

- Why you don't need 7 streams of income

- The glamorisation of overworking (and how to have a better work life balance)

- Is buy to let dead in 2026?

- Best property strategies for beginners and much more

🔗 Connect with Kazy: Instagram: https://www.instagram.com/propertybykazy/




---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Partners


Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4922 EP. 215 - Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo In this episode Ato speaks with Ruky Alabi-Oyelayo, a former banker, entrepreneur, career strategist, investor, Author and founder of RKY Careers, a fast-growing training and education platform that has helped over 10,000 professionals reposition their careers and transition into higher-paying roles. We discuss: - Her journey and challenges of migrating from Nigeria to the UK - Pivoting from Accountancy to Financial Technology - How she utilised her salary to build multiple streams of income (and how you can too) - How she saved 70% of her salary - Owning 10 rental properties in Nigeria - Steps to pivot in your career and increase your salary - Steps she took to quit her job & scale her business to 7 figures and much more 🔗 Connect with Ruky: Instagram: https://www.instagram.com/coachruky/ Linkedin: https://www.linkedin.com/in/rukayat-alabi-21a63a75/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Apr 2026 07:00:00 -0000 full Savvy Wallet In this episode Ato speaks with Ruky Alabi-Oyelayo, a former banker, entrepreneur, career strategist, investor, Author and founder of RKY Careers, a fast-growing training and education platform that has helped over 10,000 professionals reposition their careers and transition into higher-paying roles. We discuss: - Her journey and challenges of migrating from Nigeria to the UK - Pivoting from Accountancy to Financial Technology - How she utilised her salary to build multiple streams of income (and how you can too) - How she saved 70% of her salary - Owning 10 rental properties in Nigeria - Steps to pivot in your career and increase your salary - Steps she took to quit her job & scale her business to 7 figures and much more 🔗 Connect with Ruky: Instagram: https://www.instagram.com/coachruky/ Linkedin: https://www.linkedin.com/in/rukayat-alabi-21a63a75/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode Ato speaks with Ruky Alabi-Oyelayo, a former banker, entrepreneur, career strategist, investor, Author and founder of RKY Careers, a fast-growing training and education platform that has helped over 10,000 professionals reposition their careers and transition into higher-paying roles. We discuss: - Her journey and challenges of migrating from Nigeria to the UK

- Pivoting from Accountancy to Financial Technology

- How she utilised her salary to build multiple streams of income (and how you can too)

- How she saved 70% of her salary

- Owning 10 rental properties in Nigeria

- Steps to pivot in your career and increase your salary

- Steps she took to quit her job & scale her business to 7 figures and much more

🔗 Connect with Ruky: Instagram: https://www.instagram.com/coachruky/ Linkedin: https://www.linkedin.com/in/rukayat-alabi-21a63a75/



---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Sponsors


Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5507 EP. 214 - Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo In this episode Ato speaks with Emmanuel Asuquo, a financial advisor, author, and wealth educator known for breaking down money in a way that’s practical, honest, and culturally relevant. Through his work, he helps professionals rethink their relationship with income, ownership, and long-term wealth. We discuss: - The Middle Income Trap keeping people broke - How Uber and Deliveroo has tricked us into thinking we're rich - Steps to building wealth starting with £1,000 - Owning property vs stocks vs business - How to stop living paycheque to paycheque and much more 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/theemaneffectuk/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Mar 2026 07:00:00 -0000 full Savvy Wallet In this episode Ato speaks with Emmanuel Asuquo, a financial advisor, author, and wealth educator known for breaking down money in a way that’s practical, honest, and culturally relevant. Through his work, he helps professionals rethink their relationship with income, ownership, and long-term wealth. We discuss: - The Middle Income Trap keeping people broke - How Uber and Deliveroo has tricked us into thinking we're rich - Steps to building wealth starting with £1,000 - Owning property vs stocks vs business - How to stop living paycheque to paycheque and much more 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/theemaneffectuk/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode Ato speaks with Emmanuel Asuquo, a financial advisor, author, and wealth educator known for breaking down money in a way that’s practical, honest, and culturally relevant. Through his work, he helps professionals rethink their relationship with income, ownership, and long-term wealth.

We discuss: - The Middle Income Trap keeping people broke

- How Uber and Deliveroo has tricked us into thinking we're rich

- Steps to building wealth starting with £1,000

- Owning property vs stocks vs business

- How to stop living paycheque to paycheque and much more 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/theemaneffectuk/


---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Sponsors

21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO



Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5674 EP. 213 - Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp In this episode, Ato speaks with Daniel Kemp an investment strategist and former Chief Research and Investment Officer at Morningstar, where he helped oversee hundreds of billions in client assets. He is now the founder of Portfolio Thinking, a research platform focused on helping investors navigate uncertainty, make better long-term decisions, and separate market signal from noise. In this episode we discuss: - How investors should interpret the Iran War - The Impact of the Iran War on the UK & US Stock Market - Impact the Middle East Conflict could have on the US economy - Investing £1,000 vs £10,000 vs £100,000 - How to use AI for investing and much more 🔗 Connect with Dan: Linkedin: https://www.linkedin.com/in/dan-kemp-b6779437/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Mar 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Daniel Kemp an investment strategist and former Chief Research and Investment Officer at Morningstar, where he helped oversee hundreds of billions in client assets. He is now the founder of Portfolio Thinking, a research platform focused on helping investors navigate uncertainty, make better long-term decisions, and separate market signal from noise. In this episode we discuss: - How investors should interpret the Iran War - The Impact of the Iran War on the UK & US Stock Market - Impact the Middle East Conflict could have on the US economy - Investing £1,000 vs £10,000 vs £100,000 - How to use AI for investing and much more 🔗 Connect with Dan: Linkedin: https://www.linkedin.com/in/dan-kemp-b6779437/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Daniel Kemp an investment strategist and former Chief Research and Investment Officer at Morningstar, where he helped oversee hundreds of billions in client assets. He is now the founder of Portfolio Thinking, a research platform focused on helping investors navigate uncertainty, make better long-term decisions, and separate market signal from noise.

In this episode we discuss: - How investors should interpret the Iran War

- The Impact of the Iran War on the UK & US Stock Market

- Impact the Middle East Conflict could have on the US economy

- Investing £1,000 vs £10,000 vs £100,000

- How to use AI for investing and much more

🔗 Connect with Dan: Linkedin: https://www.linkedin.com/in/dan-kemp-b6779437/


---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Sponsors

21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO



Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6686 EP. 212 - Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris In this episode, Ato speaks with Rachel Harris an accountant and founder of a £2 million accountancy firm supporting over 700 UK businesses. She’s known for making complex tax rules simple and for giving honest insight into how HMRC really works. Through her firm and online platform, she helps business owners navigate UK tax with confidence, structure smarter, and build long-term wealth. In this episode we discuss: - Red flags that trigger an investigation with HMRC - Biggest tax mistakes people make - What financial data HMRC can access - Smartest director salaries for 2026/27 - Rachel's top 4 tax tips - What is making tax digital and much more 🔗 Connect with Rachel Instagram: https://www.instagram.com/accountant_she/ Linkedin: https://www.linkedin.com/in/rachel-harris-a3192372/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Mar 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Rachel Harris an accountant and founder of a £2 million accountancy firm supporting over 700 UK businesses. She’s known for making complex tax rules simple and for giving honest insight into how HMRC really works. Through her firm and online platform, she helps business owners navigate UK tax with confidence, structure smarter, and build long-term wealth. In this episode we discuss: - Red flags that trigger an investigation with HMRC - Biggest tax mistakes people make - What financial data HMRC can access - Smartest director salaries for 2026/27 - Rachel's top 4 tax tips - What is making tax digital and much more 🔗 Connect with Rachel Instagram: https://www.instagram.com/accountant_she/ Linkedin: https://www.linkedin.com/in/rachel-harris-a3192372/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Rachel Harris an accountant and founder of a £2 million accountancy firm supporting over 700 UK businesses. She’s known for making complex tax rules simple and for giving honest insight into how HMRC really works.


Through her firm and online platform, she helps business owners navigate UK tax with confidence, structure smarter, and build long-term wealth. In this episode we discuss: - Red flags that trigger an investigation with HMRC

- Biggest tax mistakes people make

- What financial data HMRC can access

- Smartest director salaries for 2026/27

- Rachel's top 4 tax tips

- What is making tax digital and much more



🔗 Connect with Rachel

Instagram: https://www.instagram.com/accountant_she/

Linkedin: https://www.linkedin.com/in/rachel-harris-a3192372/


---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Sponsors

21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO



Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply.
--- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6124 EP. 211 - Money Experts: The 6 Wealth Principles That Made Us Financially Free In Our 30’s ft. Ken and Mary Okoroafor (The Humble Penny) In this episode, Ato speaks with Ken and Mary Okoroafor, Sunday Times bestselling authors, financial coaches, and founders of The Humble Penny. After becoming financially independent in their early 30s, they’ve dedicated their work to helping families build lasting wealth through disciplined habits and long-term thinking. We discuss: - How the pursuit of financial freedom has changed - People needing permission to get a second income stream - Moving from employee mindset to wealth builder - Importance of investing your first £1,000 - Actually achieving financial joy and much more! 🔗 Connect with Ken and Mary: Website: https://thehumblepenny.com Instagram: https://www.instagram.com/thehumblepenny/ YouTube: https://youtube.com/thehumblepenny TikTok: https://www.tiktok.com/@thehumblepenny LinkedIn (Ken): https://www.linkedin.com/in/ken-okoroafor/ LinkedIn (Mary): https://www.linkedin.com/in/mary-okoroafor --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Mar 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Ken and Mary Okoroafor, Sunday Times bestselling authors, financial coaches, and founders of The Humble Penny. After becoming financially independent in their early 30s, they’ve dedicated their work to helping families build lasting wealth through disciplined habits and long-term thinking. We discuss: - How the pursuit of financial freedom has changed - People needing permission to get a second income stream - Moving from employee mindset to wealth builder - Importance of investing your first £1,000 - Actually achieving financial joy and much more! 🔗 Connect with Ken and Mary: Website: https://thehumblepenny.com Instagram: https://www.instagram.com/thehumblepenny/ YouTube: https://youtube.com/thehumblepenny TikTok: https://www.tiktok.com/@thehumblepenny LinkedIn (Ken): https://www.linkedin.com/in/ken-okoroafor/ LinkedIn (Mary): https://www.linkedin.com/in/mary-okoroafor --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Ken and Mary Okoroafor, Sunday Times bestselling authors, financial coaches, and founders of The Humble Penny. After becoming financially independent in their early 30s, they’ve dedicated their work to helping families build lasting wealth through disciplined habits and long-term thinking. We discuss: - How the pursuit of financial freedom has changed

- People needing permission to get a second income stream

- Moving from employee mindset to wealth builder

- Importance of investing your first £1,000

- Actually achieving financial joy and much more!



🔗 Connect with Ken and Mary: Website: https://thehumblepenny.com Instagram: https://www.instagram.com/thehumblepenny/ YouTube: https://youtube.com/thehumblepenny TikTok: https://www.tiktok.com/@thehumblepenny LinkedIn (Ken): https://www.linkedin.com/in/ken-okoroafor/ LinkedIn (Mary): https://www.linkedin.com/in/mary-okoroafor


---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Sponsors

21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO



Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6117 EP. 210 - Mortgage Advisor: The Ultimate Guide To Getting A Mortgage In 2026 ft. Dan Knott In this episode we have Dan Knott, who is a Mortgage Advisor, Dan Knott who has helped hundreds of first-time buyers secure their first mortgages and homeowners navigate one of the biggest financial decisions of their lives.  In this episode we discuss: - How renting can help you buy a property - UK Property being the cheapest it's been in years - Why people are taking out longer mortgages - Improving your credit scores - How mortgages work for business owners - How to get ready to buy your first property and much more 🔗 Connect with Dan:Instagram: https://www.instagram.com/dandoesmortgages_ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Mar 2026 08:00:00 -0000 full Savvy Wallet In this episode we have Dan Knott, who is a Mortgage Advisor, Dan Knott who has helped hundreds of first-time buyers secure their first mortgages and homeowners navigate one of the biggest financial decisions of their lives.  In this episode we discuss: - How renting can help you buy a property - UK Property being the cheapest it's been in years - Why people are taking out longer mortgages - Improving your credit scores - How mortgages work for business owners - How to get ready to buy your first property and much more 🔗 Connect with Dan:Instagram: https://www.instagram.com/dandoesmortgages_ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Dan Knott, who is a Mortgage Advisor, Dan Knott who has helped hundreds of first-time buyers secure their first mortgages and homeowners navigate one of the biggest financial decisions of their lives. 


In this episode we discuss:

- How renting can help you buy a property

- UK Property being the cheapest it's been in years

- Why people are taking out longer mortgages

- Improving your credit scores

- How mortgages work for business owners

- How to get ready to buy your first property and much more


🔗 Connect with Dan:Instagram: https://www.instagram.com/dandoesmortgages_



---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Sponsors


Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4187 EP. 209 - “I'll Never Invest In The Stock Market” 3 Money Experts Clash On The Best Way to Build Wealth In this episode, Ato speaks with Ajmal Mushtaq, the Founder of Boss Pizza. Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. Ian Dempsey, an Independent Financial Adviser, Financial Planner & Financial Coach. We discuss: - The best way to build wealth in 2026 - Does everyone need to contribute to a pension - Can you still build wealth with property in 2026 - Why not everyone invests in the stock market - Why the wealth gap could continue to increase - Will the middle class disappear and much more 🔗 Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ TikTok: https://www.tiktok.com/@propertybyjewels Youtube: https://www.youtube.com/@PropertyByJewels 🔗 Connect with Ian: Instagram: https://www.instagram.com/idthemoneyman/ Linkedin: https://www.linkedin.com/in/ian-dempsey/ TikTok: https://www.tiktok.com/@idthemoneyman 🔗 Connect with Ajmal: Instagram: https://www.instagram.com/ajmal_mushtaq/ TikTok: https://www.tiktok.com/@ajmalmushtaq Linkedin: https://www.linkedin.com/in/ajmal-mushtaq-4342a363/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Feb 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Ajmal Mushtaq, the Founder of Boss Pizza. Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. Ian Dempsey, an Independent Financial Adviser, Financial Planner & Financial Coach. We discuss: - The best way to build wealth in 2026 - Does everyone need to contribute to a pension - Can you still build wealth with property in 2026 - Why not everyone invests in the stock market - Why the wealth gap could continue to increase - Will the middle class disappear and much more 🔗 Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ TikTok: https://www.tiktok.com/@propertybyjewels Youtube: https://www.youtube.com/@PropertyByJewels 🔗 Connect with Ian: Instagram: https://www.instagram.com/idthemoneyman/ Linkedin: https://www.linkedin.com/in/ian-dempsey/ TikTok: https://www.tiktok.com/@idthemoneyman 🔗 Connect with Ajmal: Instagram: https://www.instagram.com/ajmal_mushtaq/ TikTok: https://www.tiktok.com/@ajmalmushtaq Linkedin: https://www.linkedin.com/in/ajmal-mushtaq-4342a363/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Ajmal Mushtaq, the Founder of Boss Pizza. Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. Ian Dempsey, an Independent Financial Adviser, Financial Planner & Financial Coach. We discuss: - The best way to build wealth in 2026

- Does everyone need to contribute to a pension

- Can you still build wealth with property in 2026

- Why not everyone invests in the stock market

- Why the wealth gap could continue to increase

- Will the middle class disappear and much more

🔗 Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ TikTok: https://www.tiktok.com/@propertybyjewels Youtube: https://www.youtube.com/@PropertyByJewels

🔗 Connect with Ian: Instagram: https://www.instagram.com/idthemoneyman/ Linkedin: https://www.linkedin.com/in/ian-dempsey/ TikTok: https://www.tiktok.com/@idthemoneyman

🔗 Connect with Ajmal: Instagram: https://www.instagram.com/ajmal_mushtaq/ TikTok: https://www.tiktok.com/@ajmalmushtaq Linkedin: https://www.linkedin.com/in/ajmal-mushtaq-4342a363/


---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Sponsors


Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5913 EP. 208 - Investing Expert: The Only 2 Investments You Need To Build Wealth In 2026 ft. Andrew Craig In this episode, Ato speaks with Andrew Craig, an investor, best-selling finance author of “How to Own The World, and financial educator of 13 years and founder of personal finance website: Plain English Finance We discuss: - The 2 investments to build wealth in 2026 - What people are missing about the current world order - The risk with global index funds - How to navigate building wealth in the UK - Entering an era of super abundance and much more 🔗 Connect with Andrew: Linkedin: https://www.linkedin.com/in/andrewcraigpef/ Youtube: https://www.youtube.com/@PlainEnglishFinance 📚Grab Andrew's Books: How To Own The World Before You're 30: https://amzn.to/4aiuec2 How To Own The World: https://amzn.to/3JmqHOM Live on Less, Invest the Rest: https://amzn.to/41b0Uze --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Feb 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Andrew Craig, an investor, best-selling finance author of “How to Own The World, and financial educator of 13 years and founder of personal finance website: Plain English Finance We discuss: - The 2 investments to build wealth in 2026 - What people are missing about the current world order - The risk with global index funds - How to navigate building wealth in the UK - Entering an era of super abundance and much more 🔗 Connect with Andrew: Linkedin: https://www.linkedin.com/in/andrewcraigpef/ Youtube: https://www.youtube.com/@PlainEnglishFinance 📚Grab Andrew's Books: How To Own The World Before You're 30: https://amzn.to/4aiuec2 How To Own The World: https://amzn.to/3JmqHOM Live on Less, Invest the Rest: https://amzn.to/41b0Uze --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Andrew Craig, an investor, best-selling finance author of “How to Own The World, and financial educator of 13 years and founder of personal finance website: Plain English Finance We discuss: - The 2 investments to build wealth in 2026

- What people are missing about the current world order

- The risk with global index funds

- How to navigate building wealth in the UK

- Entering an era of super abundance and much more


🔗 Connect with Andrew:


Linkedin: https://www.linkedin.com/in/andrewcraigpef/


Youtube: https://www.youtube.com/@PlainEnglishFinance


📚Grab Andrew's Books:

How To Own The World Before You're 30: https://amzn.to/4aiuec2

How To Own The World: https://amzn.to/3JmqHOM


Live on Less, Invest the Rest: https://amzn.to/41b0Uze


---

📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL ---


🤝 Sponsors


Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5444 EP. 207 - Why Intelligent People Stay Underpaid For Years (While "D" Students Get Rich) ft. Hayley Mulenda Record In this episode, Ato speaks with Hayley Mulenda Record. She’s a best selling author, a multi-award winning international speaker, and someone who’s spent years helping people understand confidence, identity, and the inner voice that shapes how we show up in our lives and careers. We discuss: - Hayley breaking free from limitations she saw in her area - How to build a wealthy identity - Why so many people stay underpaid - Shutting down your negative inner voice - The self talk and identity that helped her make seven figures - The importance of personal branding and much more 🔗 Connect with Hayley: Linkedin: https://www.linkedin.com/in/hayleymulenda/ Instagram: https://www.instagram.com/hayleymulenda/ 📚Grab Hayley's book "Speak Up": https://amzn.to/4ch73A5 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Feb 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Hayley Mulenda Record. She’s a best selling author, a multi-award winning international speaker, and someone who’s spent years helping people understand confidence, identity, and the inner voice that shapes how we show up in our lives and careers. We discuss: - Hayley breaking free from limitations she saw in her area - How to build a wealthy identity - Why so many people stay underpaid - Shutting down your negative inner voice - The self talk and identity that helped her make seven figures - The importance of personal branding and much more 🔗 Connect with Hayley: Linkedin: https://www.linkedin.com/in/hayleymulenda/ Instagram: https://www.instagram.com/hayleymulenda/ 📚Grab Hayley's book "Speak Up": https://amzn.to/4ch73A5 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Hayley Mulenda Record. She’s a best selling author, a multi-award winning international speaker, and someone who’s spent years helping people understand confidence, identity, and the inner voice that shapes how we show up in our lives and careers. We discuss: - Hayley breaking free from limitations she saw in her area

- How to build a wealthy identity

- Why so many people stay underpaid

- Shutting down your negative inner voice

- The self talk and identity that helped her make seven figures

- The importance of personal branding and much more

🔗 Connect with Hayley: Linkedin: https://www.linkedin.com/in/hayleymulenda/

Instagram: https://www.instagram.com/hayleymulenda/

📚Grab Hayley's book "Speak Up": https://amzn.to/4ch73A5



📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors

Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet


Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4806 EP. 206 - Investing Expert: 4 “Unloved” Investments That Could Quietly Beat the S&P 500 in 2026 ft. Mark Preskett In this episode, Ato speaks with Mark Preskett, Senior Portfolio Manager from Morningstar. Mark spends his time looking at what’s really going on in global markets, cutting through the noise to help investors understand where risks and opportunities are actually building. We discuss: - What taught Mark the value of resilience - How AI is more than about chatbots - Wealth leaving the united states to other regions across the world - The 4 unloved investments everyone is overlooking - Why the UK has been unvloved for so long - Simplest principle to start investing and much more 🔗 Connect with Mark: Linkedin: https://www.linkedin.com/in/mark-preskett-cfa-577b3113/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Feb 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Mark Preskett, Senior Portfolio Manager from Morningstar. Mark spends his time looking at what’s really going on in global markets, cutting through the noise to help investors understand where risks and opportunities are actually building. We discuss: - What taught Mark the value of resilience - How AI is more than about chatbots - Wealth leaving the united states to other regions across the world - The 4 unloved investments everyone is overlooking - Why the UK has been unvloved for so long - Simplest principle to start investing and much more 🔗 Connect with Mark: Linkedin: https://www.linkedin.com/in/mark-preskett-cfa-577b3113/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Mark Preskett, Senior Portfolio Manager from Morningstar. Mark spends his time looking at what’s really going on in global markets, cutting through the noise to help investors understand where risks and opportunities are actually building.

We discuss: - What taught Mark the value of resilience

- How AI is more than about chatbots

- Wealth leaving the united states to other regions across the world

- The 4 unloved investments everyone is overlooking

- Why the UK has been unvloved for so long

- Simplest principle to start investing and much more 🔗 Connect with Mark: Linkedin: https://www.linkedin.com/in/mark-preskett-cfa-577b3113/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors

Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet


Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4431 EP. 205 - Career Expert: The Exact Strategy I Used To Triple My Salary (£70k to £200k+) ft. Hannah Awonuga In this episode, Ato speaks with Hannah Awonuga — a global career and leadership expert, former partner with over 20 years in banking, and now the founder helping organisations build truly inclusive, high-performing cultures. We discuss: - Hannah’s unconventional journey of getting into banking at 16 - What it really takes to get into senior leadership - How she navigated corporate politics as a Black Woman - Why you need to be the CEO of your career - How you can break into six figure salary bracket - How to stop shrinking yourself - Make yourself indispensable in the AI era and more 🔗 Connect with Hannah: Linkedin: https://www.linkedin.com/in/hannahawonuga/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Jan 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Hannah Awonuga — a global career and leadership expert, former partner with over 20 years in banking, and now the founder helping organisations build truly inclusive, high-performing cultures. We discuss: - Hannah’s unconventional journey of getting into banking at 16 - What it really takes to get into senior leadership - How she navigated corporate politics as a Black Woman - Why you need to be the CEO of your career - How you can break into six figure salary bracket - How to stop shrinking yourself - Make yourself indispensable in the AI era and more 🔗 Connect with Hannah: Linkedin: https://www.linkedin.com/in/hannahawonuga/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Hannah Awonuga — a global career and leadership expert, former partner with over 20 years in banking, and now the founder helping organisations build truly inclusive, high-performing cultures.

We discuss: - Hannah’s unconventional journey of getting into banking at 16

- What it really takes to get into senior leadership

- How she navigated corporate politics as a Black Woman

- Why you need to be the CEO of your career

- How you can break into six figure salary bracket

- How to stop shrinking yourself

- Make yourself indispensable in the AI era and more 🔗 Connect with Hannah: Linkedin: https://www.linkedin.com/in/hannahawonuga/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4939 EP. 204 - Ex-Private Banker: The Asset People Use to Keep Wealth Outside the Financial System ft. James Butterfill In this episode, Ato speaks with James Butterfill is the Head of Research at CoinShares, Europe’s largest digital asset investment firm managing nearly $10 billion in assets. With over 25 years in finance including time at Coutts, James has managed portfolios for ultra-high-net-worth clients and now leads data-driven research on Bitcoin, Ethereum, and the wider digital asset market. We discuss: - The issues with the current financial system - The asset people use to diversify outside of the financial system - Why this one particular asset is rivalling gold as a store of value - Why new financial ideas are often dismissed before they’re understood - What could go wrong with digital assets and much more 🔗 Connect with James: Linkedin: https://www.linkedin.com/in/jamesbutterfill/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Cryptocurrency is a high-risk investment and prices can be highly volatile, so always do your own research and consider seeking independent advice before investing. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Jan 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with James Butterfill is the Head of Research at CoinShares, Europe’s largest digital asset investment firm managing nearly $10 billion in assets. With over 25 years in finance including time at Coutts, James has managed portfolios for ultra-high-net-worth clients and now leads data-driven research on Bitcoin, Ethereum, and the wider digital asset market. We discuss: - The issues with the current financial system - The asset people use to diversify outside of the financial system - Why this one particular asset is rivalling gold as a store of value - Why new financial ideas are often dismissed before they’re understood - What could go wrong with digital assets and much more 🔗 Connect with James: Linkedin: https://www.linkedin.com/in/jamesbutterfill/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Cryptocurrency is a high-risk investment and prices can be highly volatile, so always do your own research and consider seeking independent advice before investing. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with James Butterfill is the Head of Research at CoinShares, Europe’s largest digital asset investment firm managing nearly $10 billion in assets. With over 25 years in finance including time at Coutts, James has managed portfolios for ultra-high-net-worth clients and now leads data-driven research on Bitcoin, Ethereum, and the wider digital asset market. We discuss:

- The issues with the current financial system

- The asset people use to diversify outside of the financial system

- Why this one particular asset is rivalling gold as a store of value

- Why new financial ideas are often dismissed before they’re understood

- What could go wrong with digital assets and much more

🔗 Connect with James: Linkedin: https://www.linkedin.com/in/jamesbutterfill/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply.

🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Cryptocurrency is a high-risk investment and prices can be highly volatile, so always do your own research and consider seeking independent advice before investing.


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6032 EP. 203 - Investing Expert: The New Rules of Building Wealth in the Stock Market For 2026 ft. Lindsay James In this episode, Ato speaks with Lindsay James an Investment Strategist from Quilter Investors. Her work focuses on helping people understand what really drives wealth over time and how to make confident, long-term financial decisions in a fast-changing world. We discuss: - Where the most new wealth will be created - Biggest changes in the world you need to pay attention to - The risks with Global Index Funds no one is talking about - How to diversify beyond Global Index Funds - Why a wealth divide in the US will continue to grow - The simple way to start investing and much more 🔗 Connect with Lindsay: Linkedin: https://www.linkedin.com/in/lindsay-james-investmentstrategist/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Jan 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Lindsay James an Investment Strategist from Quilter Investors. Her work focuses on helping people understand what really drives wealth over time and how to make confident, long-term financial decisions in a fast-changing world. We discuss: - Where the most new wealth will be created - Biggest changes in the world you need to pay attention to - The risks with Global Index Funds no one is talking about - How to diversify beyond Global Index Funds - Why a wealth divide in the US will continue to grow - The simple way to start investing and much more 🔗 Connect with Lindsay: Linkedin: https://www.linkedin.com/in/lindsay-james-investmentstrategist/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Lindsay James an Investment Strategist from Quilter Investors. Her work focuses on helping people understand what really drives wealth over time and how to make confident, long-term financial decisions in a fast-changing world. We discuss: - Where the most new wealth will be created

- Biggest changes in the world you need to pay attention to

- The risks with Global Index Funds no one is talking about

- How to diversify beyond Global Index Funds

- Why a wealth divide in the US will continue to grow

- The simple way to start investing and much more

🔗 Connect with Lindsay: Linkedin: https://www.linkedin.com/in/lindsay-james-investmentstrategist/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply.

🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4189 EP. 202 - Private Banker Reveals How To Build Wealth Like The Ultra Rich ft. Aisha Adedeji In this episode, Ato speaks with Aisha Adedeji a Private Banking and Wealth Management specialist with a decade of experience working across the UK, Nigeria, South Africa, and the UAE. She has managed millions for high net worth and ultra high net worth clients, advising them on wealth creation, preservation, and cross-border financial strategy. We discuss: - Why she left the UK for Nigeria - Principles from the ultra rich in Nigeria - Biggest lies about money that stop people building wealth - How wealthy Africans build their wealth - Wealth building opportunities in Nigeria & Africa - Your wealth plan for 2026 and much more 🔗 Connect with Aisha: Linkedin: https://www.linkedin.com/in/aisha-adedeji 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Jan 2026 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Aisha Adedeji a Private Banking and Wealth Management specialist with a decade of experience working across the UK, Nigeria, South Africa, and the UAE. She has managed millions for high net worth and ultra high net worth clients, advising them on wealth creation, preservation, and cross-border financial strategy. We discuss: - Why she left the UK for Nigeria - Principles from the ultra rich in Nigeria - Biggest lies about money that stop people building wealth - How wealthy Africans build their wealth - Wealth building opportunities in Nigeria & Africa - Your wealth plan for 2026 and much more 🔗 Connect with Aisha: Linkedin: https://www.linkedin.com/in/aisha-adedeji 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Aisha Adedeji a Private Banking and Wealth Management specialist with a decade of experience working across the UK, Nigeria, South Africa, and the UAE. She has managed millions for high net worth and ultra high net worth clients, advising them on wealth creation, preservation, and cross-border financial strategy. We discuss:

- Why she left the UK for Nigeria

- Principles from the ultra rich in Nigeria

- Biggest lies about money that stop people building wealth

- How wealthy Africans build their wealth

- Wealth building opportunities in Nigeria & Africa

- Your wealth plan for 2026 and much more

🔗 Connect with Aisha: Linkedin: https://www.linkedin.com/in/aisha-adedeji


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply.

🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4926 EP. 201 - Ex-Banker: How I Retired In My 30s With Multiple Streams Of Passive Income ft. Jumoke Mi In this episode, Ato speaks with Jumoke — an investor, wealth educator, and former investment banker at a top-tier global bank. After nearly two decades working with high-net-worth clients, she built her own path to financial freedom in her 30s We discuss: - What led Jumoke to pursue financial freedom - The steps Jumoke took to retire in her 30's - How to make £1,000 month passively - 6 types of investments to replace your salary - What should would do differently on her financial freedom journey and much more 🔗 Connect with Jumoke: Youtube: https://www.youtube.com/@JumokeMi 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Dec 2025 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Jumoke — an investor, wealth educator, and former investment banker at a top-tier global bank. After nearly two decades working with high-net-worth clients, she built her own path to financial freedom in her 30s We discuss: - What led Jumoke to pursue financial freedom - The steps Jumoke took to retire in her 30's - How to make £1,000 month passively - 6 types of investments to replace your salary - What should would do differently on her financial freedom journey and much more 🔗 Connect with Jumoke: Youtube: https://www.youtube.com/@JumokeMi 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Jumoke — an investor, wealth educator, and former investment banker at a top-tier global bank. After nearly two decades working with high-net-worth clients, she built her own path to financial freedom in her 30s We discuss: - What led Jumoke to pursue financial freedom

- The steps Jumoke took to retire in her 30's

- How to make £1,000 month passively

- 6 types of investments to replace your salary

- What should would do differently on her financial freedom journey and much more

🔗 Connect with Jumoke: Youtube: https://www.youtube.com/@JumokeMi



📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply.



📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5454 EP. 200 - Financial Advisor: Why Wouldn’t You Do This? The Simplest Way To Build Lasting Wealth From Scratch ft. Ayo Noble In this episode we have Ayo Noble, who is a financial protection specialist who teaches people how to build, protect, and pass on generational wealth. In this episode we discuss: - Most simplest way to secure wealth for you and your family - Why money is game and how to play the game better - Why parents shouldn't charge their children rent - The truth about generational wealth no one talks about - The Rockefellers secret to passing down wealth and much more 🔗 Connect with Ayo: Instagram: https://www.instagram.com/ayonoble_/ Youtube:https://www.youtube.com/@insightwithayo 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Dec 2025 08:00:00 -0000 full Savvy Wallet In this episode we have Ayo Noble, who is a financial protection specialist who teaches people how to build, protect, and pass on generational wealth. In this episode we discuss: - Most simplest way to secure wealth for you and your family - Why money is game and how to play the game better - Why parents shouldn't charge their children rent - The truth about generational wealth no one talks about - The Rockefellers secret to passing down wealth and much more 🔗 Connect with Ayo: Instagram: https://www.instagram.com/ayonoble_/ Youtube:https://www.youtube.com/@insightwithayo 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Ayo Noble, who is a financial protection specialist who teaches people how to build, protect, and pass on generational wealth.

In this episode we discuss: - Most simplest way to secure wealth for you and your family

- Why money is game and how to play the game better

- Why parents shouldn't charge their children rent

- The truth about generational wealth no one talks about

- The Rockefellers secret to passing down wealth and much more

🔗 Connect with Ayo: Instagram: https://www.instagram.com/ayonoble_/ Youtube:https://www.youtube.com/@insightwithayo


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5900 EP. 199 - Accountant: Building Wealth In The UK Just Became 10x Harder - Here's What You Need To Do ft. Benedicta In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances. In this episode we discuss: - It feeling like the UK is pulling the ladder on wealth building - Impact of the income tax/Personal allowance being frozen - Cash ISA's going down to £12,000 - How to navigate 2% increases on dividends, savings interest and rental profit - The hidden consequences of the UK Budget 2025 - Should you take a 'super dividend'? - Whether the UK Budget 2025 worries Benedicta - What to do before and after the 5th April 2026 and much more 🔗 Connect with Benedicta: Website: https://beniratiofinances.com Instagram: https://www.instagram.com/beniratiofinances 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Dec 2025 08:07:00 -0000 full Savvy Wallet In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances. In this episode we discuss: - It feeling like the UK is pulling the ladder on wealth building - Impact of the income tax/Personal allowance being frozen - Cash ISA's going down to £12,000 - How to navigate 2% increases on dividends, savings interest and rental profit - The hidden consequences of the UK Budget 2025 - Should you take a 'super dividend'? - Whether the UK Budget 2025 worries Benedicta - What to do before and after the 5th April 2026 and much more 🔗 Connect with Benedicta: Website: https://beniratiofinances.com Instagram: https://www.instagram.com/beniratiofinances 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances. In this episode we discuss: - It feeling like the UK is pulling the ladder on wealth building

- Impact of the income tax/Personal allowance being frozen

- Cash ISA's going down to £12,000

- How to navigate 2% increases on dividends, savings interest and rental profit

- The hidden consequences of the UK Budget 2025

- Should you take a 'super dividend'?

- Whether the UK Budget 2025 worries Benedicta

- What to do before and after the 5th April 2026 and much more

🔗 Connect with Benedicta: Website: https://beniratiofinances.com Instagram: https://www.instagram.com/beniratiofinances


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5235 EP. 198 - Financial Advisor: 12 One-Percent Habits To Change Your Finances In 2026 ft. Lisa Conway-Hughes In this episode, Ato speaks with Lisa Conway-Hughes, a Chartered Financial Adviser, wealth expert, and author known for helping people simplify money and build financial confidence. With over 15 years’ experience advising clients at every income level, she specialises in pensions, long-term planning and turning small, practical decisions into meaningful wealth over time. We discuss: - How your money identity changes as you grow older - What is the power of 1% - Maximising your pensions in 2026 - 3 small recurring decisions that destroys your wealth - Pension mistakes to avoid - 12 one-percent habits to change your finances in 2026 and much more 🔗 Connect with Lisa Lisa's Linkedin: https://www.linkedin.com/in/lisaconway-hughes/ Youtube: https://www.youtube.com/@LCHWEALTH Lisa's Instagram: https://www.instagram.com/misslollymoney/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Dec 2025 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Lisa Conway-Hughes, a Chartered Financial Adviser, wealth expert, and author known for helping people simplify money and build financial confidence. With over 15 years’ experience advising clients at every income level, she specialises in pensions, long-term planning and turning small, practical decisions into meaningful wealth over time. We discuss: - How your money identity changes as you grow older - What is the power of 1% - Maximising your pensions in 2026 - 3 small recurring decisions that destroys your wealth - Pension mistakes to avoid - 12 one-percent habits to change your finances in 2026 and much more 🔗 Connect with Lisa Lisa's Linkedin: https://www.linkedin.com/in/lisaconway-hughes/ Youtube: https://www.youtube.com/@LCHWEALTH Lisa's Instagram: https://www.instagram.com/misslollymoney/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Lisa Conway-Hughes, a Chartered Financial Adviser, wealth expert, and author known for helping people simplify money and build financial confidence.

With over 15 years’ experience advising clients at every income level, she specialises in pensions, long-term planning and turning small, practical decisions into meaningful wealth over time.

We discuss: - How your money identity changes as you grow older

- What is the power of 1%

- Maximising your pensions in 2026

- 3 small recurring decisions that destroys your wealth

- Pension mistakes to avoid

- 12 one-percent habits to change your finances in 2026 and much more

🔗 Connect with Lisa Lisa's Linkedin: https://www.linkedin.com/in/lisaconway-hughes/

Youtube: https://www.youtube.com/@LCHWEALTH

Lisa's Instagram: https://www.instagram.com/misslollymoney/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4227 EP. 197 - Ex-Goldman Sachs Director: Ignore AI — Space Is The Next Big Wealth Opportunity ft. Per Wimmer In this episode, Ato speaks with Per Wimmer a financier, entrepreneur, and adventurer. A former Executive Director at Goldman Sachs, he now runs investment businesses spanning aerospace, real estate, and wealth management. We discuss: - Per's most life changing adventures in - Why space will be the next wealth opportunity - His best and worst space investments - Lessons from working for Goldman Sachs - How to invest sensibly in the stock market and much more 🔗 Connect with Per: Linkedin: https://www.linkedin.com/in/perwimmer/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Nov 2025 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Per Wimmer a financier, entrepreneur, and adventurer. A former Executive Director at Goldman Sachs, he now runs investment businesses spanning aerospace, real estate, and wealth management. We discuss: - Per's most life changing adventures in - Why space will be the next wealth opportunity - His best and worst space investments - Lessons from working for Goldman Sachs - How to invest sensibly in the stock market and much more 🔗 Connect with Per: Linkedin: https://www.linkedin.com/in/perwimmer/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Per Wimmer a financier, entrepreneur, and adventurer. A former Executive Director at Goldman Sachs, he now runs investment businesses spanning aerospace, real estate, and wealth management.

We discuss: - Per's most life changing adventures in

- Why space will be the next wealth opportunity

- His best and worst space investments

- Lessons from working for Goldman Sachs

- How to invest sensibly in the stock market and much more

🔗 Connect with Per: Linkedin: https://www.linkedin.com/in/perwimmer/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6509 EP. 196 - UK Property Has Changed Forever — Act Fast Or Lose Out ft. Tayo Oguntonade In this episode, Ato speaks with Tayo Oguntonade, a property expert, financial commentator, and co-founder of BrickzWithTipz. He bought his first property at 21, built a multi-property portfolio, and now combines his experience as a former mortgage advisor with regular appearances on Channel 4, BBC, and beyond to make property and finance simple and accessible for a new generation. In this episode we discuss: - Tayo's journey to buying his first property at 21 - Why are landlords selling their properties - A new law that makes being a landlord in the UK more challenging - Is the UK facing a wealth drain? - A property strategy in a difficult market - How to buy property through a business - Steps for you to start your property journey today and much more! 🔗 Connect with Tayo: Instagram: https://www.instagram.com/brickzwithtipz/ Website: https://bwtestates.com/Tayo's Airbnb Webinar: https://lp.servicedaccommodationsuccess.com/masterclass 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero All-in-one accounting software for small businesses. Get 90% off for 6 months: xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Nov 2025 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Tayo Oguntonade, a property expert, financial commentator, and co-founder of BrickzWithTipz. He bought his first property at 21, built a multi-property portfolio, and now combines his experience as a former mortgage advisor with regular appearances on Channel 4, BBC, and beyond to make property and finance simple and accessible for a new generation. In this episode we discuss: - Tayo's journey to buying his first property at 21 - Why are landlords selling their properties - A new law that makes being a landlord in the UK more challenging - Is the UK facing a wealth drain? - A property strategy in a difficult market - How to buy property through a business - Steps for you to start your property journey today and much more! 🔗 Connect with Tayo: Instagram: https://www.instagram.com/brickzwithtipz/ Website: https://bwtestates.com/Tayo's Airbnb Webinar: https://lp.servicedaccommodationsuccess.com/masterclass 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero All-in-one accounting software for small businesses. Get 90% off for 6 months: xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Tayo Oguntonade, a property expert, financial commentator, and co-founder of BrickzWithTipz. He bought his first property at 21, built a multi-property portfolio, and now combines his experience as a former mortgage advisor with regular appearances on Channel 4, BBC, and beyond to make property and finance simple and accessible for a new generation.


In this episode we discuss: - Tayo's journey to buying his first property at 21

- Why are landlords selling their properties

- A new law that makes being a landlord in the UK more challenging

- Is the UK facing a wealth drain?

- A property strategy in a difficult market

- How to buy property through a business

- Steps for you to start your property journey today and much more!


🔗 Connect with Tayo: Instagram: https://www.instagram.com/brickzwithtipz/

Website: https://bwtestates.com/Tayo's Airbnb

Webinar: https://lp.servicedaccommodationsuccess.com/masterclass


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors XTB

Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK

Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply.

Xero All-in-one accounting software for small businesses. Get 90% off for 6 months: xero.com/savvywallet Terms & Conditions apply.


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5647 EP. 195 - Forget Startups and Property, This Is A Faster Way to Build Wealth ft. Darren Johnson In this episode, Ato speaks with Darren Johnson is the Global Chief Operating Officer at Impax Asset Management, a leading specialist in sustainable investing. Darren has also built a track record as an angel investor and business buyer. Having made more than 40 early-stage investments and acquired 2 businesses. In this episode we discuss: - Why you need an edge in everything that you do - Positioning yourself to earn more money - Darren's experience of angel investin - An alternative way to build wealth outside of buying houses or startups - How you can use the 4 C's to your advantage and much more 🔗 Connect with Darren: Linkedin: https://www.linkedin.com/in/darren-johnson-905a8b1a/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero Get 90% off of Xero for 6 months by visiting: xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Nov 2025 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Darren Johnson is the Global Chief Operating Officer at Impax Asset Management, a leading specialist in sustainable investing. Darren has also built a track record as an angel investor and business buyer. Having made more than 40 early-stage investments and acquired 2 businesses. In this episode we discuss: - Why you need an edge in everything that you do - Positioning yourself to earn more money - Darren's experience of angel investin - An alternative way to build wealth outside of buying houses or startups - How you can use the 4 C's to your advantage and much more 🔗 Connect with Darren: Linkedin: https://www.linkedin.com/in/darren-johnson-905a8b1a/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero Get 90% off of Xero for 6 months by visiting: xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Darren Johnson is the Global Chief Operating Officer at Impax Asset Management, a leading specialist in sustainable investing. Darren has also built a track record as an angel investor and business buyer. Having made more than 40 early-stage investments and acquired 2 businesses.

In this episode we discuss: - Why you need an edge in everything that you do

- Positioning yourself to earn more money

- Darren's experience of angel investin

- An alternative way to build wealth outside of buying houses or startups

- How you can use the 4 C's to your advantage and much more

🔗 Connect with Darren: Linkedin: https://www.linkedin.com/in/darren-johnson-905a8b1a/



📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors XTB

Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK

Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply.

Xero Get 90% off of Xero for 6 months by visiting: xero.com/savvywallet Terms & Conditions apply.


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5107 EP. 194 - The Greatest Wealth Shift of Our Lifetime Has Just Begun — Don’t Get Left Behind ft. Susannah Streeter In this episode, Ato speaks with Susannah Streeter is a leading financial commentator and global markets expert. Formerly Head of Money & Markets at Hargreaves Lansdown, she is known for translating complex economic and geopolitical trends into clear, actionable insights. We discuss: - The biggest wealth shifts across the world over the next 5-10 years - Why we may be in an AI bubble- How to start investing in the stock market - Tips to manage your emotions during a stock market crash - Why people are worried about central bank digital currencies and much more 🔗 Connect with Susannah: Linkedin: https://www.linkedin.com/in/susannah-streeter-05a82624/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:06 - Intro 1:17 - Meet global markets experts Susannah Streeter 2:20 - The values and lessons that shaped me 5:50 - My biggest financial wake up call 10:33- How I became the head of money and markets at Hagreaves Lansdown 18:06 - XTB Ad - Free Rolls Royce Share 19:00 - This will be the biggest shift in global markets 21:46 - Why are we in such a fractured world? 25:01 - What regions will dominate wealth creation over the next decade 27:37 - Is cybersecurity a long-term investment opportunity? 30:03 - The scary reality of AI 36:29 - Why do investors like Europe over the US 37:13 - What is de-dollarisation? 42:16 - How can investors build a resilience portfolio 44:35 - S&P 500 VS Global Index Funds 48:13 - What mistakes do investors make? 50:00 - What I look for in my investments 55:19 - Where you should begin investing ? 1:00:42 - What asset will attract the most money? 1:06:42 - Lessons learnt from market crashes 1:11:00 - Look past the noise and start investing 1:12:21 - Why are people worried about Central Bank Digital Currency 1:16:37 - Bitcoin vs Ethereum 1:24:26 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Nov 2025 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Susannah Streeter is a leading financial commentator and global markets expert. Formerly Head of Money & Markets at Hargreaves Lansdown, she is known for translating complex economic and geopolitical trends into clear, actionable insights. We discuss: - The biggest wealth shifts across the world over the next 5-10 years - Why we may be in an AI bubble- How to start investing in the stock market - Tips to manage your emotions during a stock market crash - Why people are worried about central bank digital currencies and much more 🔗 Connect with Susannah: Linkedin: https://www.linkedin.com/in/susannah-streeter-05a82624/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:06 - Intro 1:17 - Meet global markets experts Susannah Streeter 2:20 - The values and lessons that shaped me 5:50 - My biggest financial wake up call 10:33- How I became the head of money and markets at Hagreaves Lansdown 18:06 - XTB Ad - Free Rolls Royce Share 19:00 - This will be the biggest shift in global markets 21:46 - Why are we in such a fractured world? 25:01 - What regions will dominate wealth creation over the next decade 27:37 - Is cybersecurity a long-term investment opportunity? 30:03 - The scary reality of AI 36:29 - Why do investors like Europe over the US 37:13 - What is de-dollarisation? 42:16 - How can investors build a resilience portfolio 44:35 - S&P 500 VS Global Index Funds 48:13 - What mistakes do investors make? 50:00 - What I look for in my investments 55:19 - Where you should begin investing ? 1:00:42 - What asset will attract the most money? 1:06:42 - Lessons learnt from market crashes 1:11:00 - Look past the noise and start investing 1:12:21 - Why are people worried about Central Bank Digital Currency 1:16:37 - Bitcoin vs Ethereum 1:24:26 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Susannah Streeter is a leading financial commentator and global markets expert. Formerly Head of Money & Markets at Hargreaves Lansdown, she is known for translating complex economic and geopolitical trends into clear, actionable insights.


We discuss:

- The biggest wealth shifts across the world over the next 5-10 years

- Why we may be in an AI bubble- How to start investing in the stock market

- Tips to manage your emotions during a stock market crash

- Why people are worried about central bank digital currencies and much more



🔗 Connect with Susannah:

Linkedin: https://www.linkedin.com/in/susannah-streeter-05a82624/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors XTB

Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK

Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply.


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 1:06 - Intro 1:17 - Meet global markets experts Susannah Streeter 2:20 - The values and lessons that shaped me 5:50 - My biggest financial wake up call 10:33- How I became the head of money and markets at Hagreaves Lansdown 18:06 - XTB Ad - Free Rolls Royce Share 19:00 - This will be the biggest shift in global markets 21:46 - Why are we in such a fractured world? 25:01 - What regions will dominate wealth creation over the next decade 27:37 - Is cybersecurity a long-term investment opportunity? 30:03 - The scary reality of AI 36:29 - Why do investors like Europe over the US 37:13 - What is de-dollarisation? 42:16 - How can investors build a resilience portfolio 44:35 - S&P 500 VS Global Index Funds 48:13 - What mistakes do investors make? 50:00 - What I look for in my investments 55:19 - Where you should begin investing ? 1:00:42 - What asset will attract the most money? 1:06:42 - Lessons learnt from market crashes 1:11:00 - Look past the noise and start investing 1:12:21 - Why are people worried about Central Bank Digital Currency 1:16:37 - Bitcoin vs Ethereum 1:24:26 - Final words

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5457 EP. 193 - How Smart Men Build Wealth (While Everyone Else Burns Out) In this episode, Ato speaks with Dr Aaron Balick, a Psychotherapist with 20+ years in the industry and author of The Little Book of Calm, Ken Okoroafor, Co-Founder of award winning company “The Humble Penny”, he is a Financial Coach and best selling Author of the book “Financial Joy" and Emmanuel Jones, Wealth Protection Advisor. We discuss: - How money shaped their perspectives as men - Society's expectations are breaking men - Why men focus too much on getting rich quick - Why Men will rather suffer in silence than ask for help - Best approach to build wealth and much more 🔗 Connect with Ken: Website: https://thehumblepenny.com Youtube: https://www.youtube.com/thehumblepenny Linkedin: https://www.linkedin.com/in/ken-okoroafor/ Financial Joy Academy: https://financialjoyacademy.com Pre-order his book "The Wealth Habit" today - https://geni.us/TheWealthHabit 🔗 Connect with Dr Aaron: Website: https://www.aaronbalick.com/ Instagram: https://www.instagram.com/draaronb Linkedin: https://www.linkedin.com/in/draaronb/ 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/moneysavingparent/ Linkedin: https://www.linkedin.com/in/emmanuel-jones1188/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 2:16 - Intro 2:41 - Meet Psychotherapist, Dr Aaron Balick 3:50 - Meet Protection Advisor, Emmanuel Jones 4:28 - Meet Money Expert, Ken Okoroafor 6:06 - How money shaped my perspective as a man 12:34 - First sense of responsibility as a man 14:26 - The definition of wealth has changed 17:57 - XTB Ad - Free Rolls Royce Share 18:51 - How does expectation put pressure on Men 21:08 - How does a man stick to his purpose 34:46 - Do Men focus too much on getting rich quick? 44:49 - The average salary is not enough, it adds pressure 50:52 - I know someone that needs to make 50k a month to survive 55:12 - How keeping up with the jones impacts your finances 1:00:21 - Suicide is one of the top killers of Men 1:04:21 - Men will never admit they’re in debt 1:07:47 - How to get men to open up about money problems 1:11:19 - Men don’t know how to express love for each other 1:13:33 - Opening up as a man without feeling weak 1:18:00 - Should men still carry all of the finances in a relationship 1:28:50 - How should a man’s worth be redefined 1:39:14 - What’s the best way to approach building wealth 1:49:36 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Oct 2025 08:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Dr Aaron Balick, a Psychotherapist with 20+ years in the industry and author of The Little Book of Calm, Ken Okoroafor, Co-Founder of award winning company “The Humble Penny”, he is a Financial Coach and best selling Author of the book “Financial Joy" and Emmanuel Jones, Wealth Protection Advisor. We discuss: - How money shaped their perspectives as men - Society's expectations are breaking men - Why men focus too much on getting rich quick - Why Men will rather suffer in silence than ask for help - Best approach to build wealth and much more 🔗 Connect with Ken: Website: https://thehumblepenny.com Youtube: https://www.youtube.com/thehumblepenny Linkedin: https://www.linkedin.com/in/ken-okoroafor/ Financial Joy Academy: https://financialjoyacademy.com Pre-order his book "The Wealth Habit" today - https://geni.us/TheWealthHabit 🔗 Connect with Dr Aaron: Website: https://www.aaronbalick.com/ Instagram: https://www.instagram.com/draaronb Linkedin: https://www.linkedin.com/in/draaronb/ 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/moneysavingparent/ Linkedin: https://www.linkedin.com/in/emmanuel-jones1188/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 2:16 - Intro 2:41 - Meet Psychotherapist, Dr Aaron Balick 3:50 - Meet Protection Advisor, Emmanuel Jones 4:28 - Meet Money Expert, Ken Okoroafor 6:06 - How money shaped my perspective as a man 12:34 - First sense of responsibility as a man 14:26 - The definition of wealth has changed 17:57 - XTB Ad - Free Rolls Royce Share 18:51 - How does expectation put pressure on Men 21:08 - How does a man stick to his purpose 34:46 - Do Men focus too much on getting rich quick? 44:49 - The average salary is not enough, it adds pressure 50:52 - I know someone that needs to make 50k a month to survive 55:12 - How keeping up with the jones impacts your finances 1:00:21 - Suicide is one of the top killers of Men 1:04:21 - Men will never admit they’re in debt 1:07:47 - How to get men to open up about money problems 1:11:19 - Men don’t know how to express love for each other 1:13:33 - Opening up as a man without feeling weak 1:18:00 - Should men still carry all of the finances in a relationship 1:28:50 - How should a man’s worth be redefined 1:39:14 - What’s the best way to approach building wealth 1:49:36 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Dr Aaron Balick, a Psychotherapist with 20+ years in the industry and author of The Little Book of Calm, Ken Okoroafor, Co-Founder of award winning company “The Humble Penny”, he is a Financial Coach and best selling Author of the book “Financial Joy" and Emmanuel Jones, Wealth Protection Advisor.

We discuss: - How money shaped their perspectives as men

- Society's expectations are breaking men

- Why men focus too much on getting rich quick

- Why Men will rather suffer in silence than ask for help

- Best approach to build wealth and much more

🔗 Connect with Ken: Website: https://thehumblepenny.com Youtube: https://www.youtube.com/thehumblepenny Linkedin: https://www.linkedin.com/in/ken-okoroafor/ Financial Joy Academy: https://financialjoyacademy.com Pre-order his book "The Wealth Habit" today - https://geni.us/TheWealthHabit 🔗 Connect with Dr Aaron: Website: https://www.aaronbalick.com/ Instagram: https://www.instagram.com/draaronb Linkedin: https://www.linkedin.com/in/draaronb/ 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/moneysavingparent/ Linkedin: https://www.linkedin.com/in/emmanuel-jones1188/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors XTB

Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK

Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply.


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps 0:00 - Preview 2:16 - Intro 2:41 - Meet Psychotherapist, Dr Aaron Balick 3:50 - Meet Protection Advisor, Emmanuel Jones 4:28 - Meet Money Expert, Ken Okoroafor 6:06 - How money shaped my perspective as a man 12:34 - First sense of responsibility as a man 14:26 - The definition of wealth has changed 17:57 - XTB Ad - Free Rolls Royce Share 18:51 - How does expectation put pressure on Men 21:08 - How does a man stick to his purpose 34:46 - Do Men focus too much on getting rich quick? 44:49 - The average salary is not enough, it adds pressure 50:52 - I know someone that needs to make 50k a month to survive 55:12 - How keeping up with the jones impacts your finances 1:00:21 - Suicide is one of the top killers of Men 1:04:21 - Men will never admit they’re in debt 1:07:47 - How to get men to open up about money problems 1:11:19 - Men don’t know how to express love for each other 1:13:33 - Opening up as a man without feeling weak 1:18:00 - Should men still carry all of the finances in a relationship 1:28:50 - How should a man’s worth be redefined 1:39:14 - What’s the best way to approach building wealth 1:49:36 - Final words


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 7033 EP. 192 - Gold Expert Explains The 4 Simplest Ways To Buy Gold ft. Toby Osborne In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum. We discuss: In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum. We discuss: - Why the Gold price has surged in 2025 - The main reasons people invest in Gold - The 4 different types of way to invest and buy Gold - Investing in Gold vs Silver vs Platinum - Does Bitcoin threaten Gold standing as an investment - Will AI have an impact on Gold and much more! 🔗 Connect with Toby: Linkedin: https://www.linkedin.com/in/toby-osborne-1607/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:24 - Intro 1:35 - Meet Gold Expert Toby Osborne 3:33 - Why should people listen to this conversation 5:56 - Most shocking things I’ve seen people do with Gold 9:08 - How did the royal mint get into selling Gold? 12:59 - Why do people buy Gold? 15:40 - XTB Ad - Free Rolls Royce Share 16:34 - Why does Gold have value? 22:36 - How much does cultural traditions drive gold 27:36 - Why has the price of Gold surged this year? 31:05 - Did tariffs impact the price of Gold? 36:49 - Is the price of Gold overvalued? 41:21 - What are the different type of Gold investments 48:18 - What’s the most secure way of buying and storing physical Gold 53:09 - How do you buy Digi-Gold? 55:16 - How to get Gold ETF’s? 55:52 - Physical vs Digital Gold 59:28 - Main risks with Gold 1:01:14 - How the Royal Mint stores it’s Gold 1:05:49 - Silver vs Platinum vs Gold 1:08:52 - Does Bitcoin threaten Gold? 1:11:25 - What’s the future of Gold? 1:14:16 - Will AI have an impact on Gold 1:18:21 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Oct 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum. We discuss: In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum. We discuss: - Why the Gold price has surged in 2025 - The main reasons people invest in Gold - The 4 different types of way to invest and buy Gold - Investing in Gold vs Silver vs Platinum - Does Bitcoin threaten Gold standing as an investment - Will AI have an impact on Gold and much more! 🔗 Connect with Toby: Linkedin: https://www.linkedin.com/in/toby-osborne-1607/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:24 - Intro 1:35 - Meet Gold Expert Toby Osborne 3:33 - Why should people listen to this conversation 5:56 - Most shocking things I’ve seen people do with Gold 9:08 - How did the royal mint get into selling Gold? 12:59 - Why do people buy Gold? 15:40 - XTB Ad - Free Rolls Royce Share 16:34 - Why does Gold have value? 22:36 - How much does cultural traditions drive gold 27:36 - Why has the price of Gold surged this year? 31:05 - Did tariffs impact the price of Gold? 36:49 - Is the price of Gold overvalued? 41:21 - What are the different type of Gold investments 48:18 - What’s the most secure way of buying and storing physical Gold 53:09 - How do you buy Digi-Gold? 55:16 - How to get Gold ETF’s? 55:52 - Physical vs Digital Gold 59:28 - Main risks with Gold 1:01:14 - How the Royal Mint stores it’s Gold 1:05:49 - Silver vs Platinum vs Gold 1:08:52 - Does Bitcoin threaten Gold? 1:11:25 - What’s the future of Gold? 1:14:16 - Will AI have an impact on Gold 1:18:21 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum.

We discuss: In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum. We discuss: - Why the Gold price has surged in 2025

- The main reasons people invest in Gold

- The 4 different types of way to invest and buy Gold

- Investing in Gold vs Silver vs Platinum

- Does Bitcoin threaten Gold standing as an investment

- Will AI have an impact on Gold and much more!


🔗 Connect with Toby:

Linkedin: https://www.linkedin.com/in/toby-osborne-1607/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors XTB

Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK

Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply.


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 1:24 - Intro 1:35 - Meet Gold Expert Toby Osborne 3:33 - Why should people listen to this conversation 5:56 - Most shocking things I’ve seen people do with Gold 9:08 - How did the royal mint get into selling Gold? 12:59 - Why do people buy Gold? 15:40 - XTB Ad - Free Rolls Royce Share 16:34 - Why does Gold have value? 22:36 - How much does cultural traditions drive gold 27:36 - Why has the price of Gold surged this year? 31:05 - Did tariffs impact the price of Gold? 36:49 - Is the price of Gold overvalued? 41:21 - What are the different type of Gold investments 48:18 - What’s the most secure way of buying and storing physical Gold 53:09 - How do you buy Digi-Gold? 55:16 - How to get Gold ETF’s? 55:52 - Physical vs Digital Gold 59:28 - Main risks with Gold 1:01:14 - How the Royal Mint stores it’s Gold 1:05:49 - Silver vs Platinum vs Gold 1:08:52 - Does Bitcoin threaten Gold? 1:11:25 - What’s the future of Gold? 1:14:16 - Will AI have an impact on Gold 1:18:21 - Final words


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5089 EP. 191 - Wealth Advisor Reveals The No. 1 Way To Build Wealth In The Stock Market (On Any Budget) ft. Jacques Opoku In this episode, Ato speaks with Jacques Opoku an investment professional with 11 years of experience in asset management, where he worked on institutional portfolios and gained a deep understanding of how money is managed at scale. We discuss: - Why not everyone needs to invest in index funds - The best investment you can make for yourself - Lessons we can learn from institutional investors - How to be in the 30% of people building wealth from the stock market - Investing themes to consider for the future and much more! 🔗 Connect with Jacques : Jacque's instagram: https://www.instagram.com/jaxfinancial_uk/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:07 - Intro 1:18 - Meet Investment Professional Jacques Opoku 2:52 - Why I left Investment Management 5:59 - What I think my purpose is 8:38 - One belief about money I wish more people understood 12:20 - XTB Ad - Free Rolls Royce Share 13:14 - How people approach building wealth 18:53 - What is institutional investing?  20:28 - Institutional investors vs retail investors  21:34 - Main advantages Institutional investors have 24:11 - Advantages retail investors have over Institutional investors 27:47 - How University of Oxford built it’s wealth  28:34 - What is a GILT? 30:41 - Do institutional investors always get it right? 36:47 - The different styles of  institutional investors 40:32 - Should retail investors copy institutional investors 50:13 - More than 70% retail investors don’t make money 53:33 - How to be more patient with the stock market 1:01:51 - How to find out what investing strategy works for you? 1:04:38 - Why does active investing still exist? 1:11:49 - Not everyone needs to be Warren Buffett  1:14:39 - What themes would I include in my portfolio today 1:19:31 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Oct 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Jacques Opoku an investment professional with 11 years of experience in asset management, where he worked on institutional portfolios and gained a deep understanding of how money is managed at scale. We discuss: - Why not everyone needs to invest in index funds - The best investment you can make for yourself - Lessons we can learn from institutional investors - How to be in the 30% of people building wealth from the stock market - Investing themes to consider for the future and much more! 🔗 Connect with Jacques : Jacque's instagram: https://www.instagram.com/jaxfinancial_uk/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:07 - Intro 1:18 - Meet Investment Professional Jacques Opoku 2:52 - Why I left Investment Management 5:59 - What I think my purpose is 8:38 - One belief about money I wish more people understood 12:20 - XTB Ad - Free Rolls Royce Share 13:14 - How people approach building wealth 18:53 - What is institutional investing?  20:28 - Institutional investors vs retail investors  21:34 - Main advantages Institutional investors have 24:11 - Advantages retail investors have over Institutional investors 27:47 - How University of Oxford built it’s wealth  28:34 - What is a GILT? 30:41 - Do institutional investors always get it right? 36:47 - The different styles of  institutional investors 40:32 - Should retail investors copy institutional investors 50:13 - More than 70% retail investors don’t make money 53:33 - How to be more patient with the stock market 1:01:51 - How to find out what investing strategy works for you? 1:04:38 - Why does active investing still exist? 1:11:49 - Not everyone needs to be Warren Buffett  1:14:39 - What themes would I include in my portfolio today 1:19:31 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Jacques Opoku an investment professional with 11 years of experience in asset management, where he worked on institutional portfolios and gained a deep understanding of how money is managed at scale.

We discuss: - Why not everyone needs to invest in index funds

- The best investment you can make for yourself

- Lessons we can learn from institutional investors

- How to be in the 30% of people building wealth from the stock market

- Investing themes to consider for the future and much more!



🔗 Connect with Jacques : Jacque's instagram: https://www.instagram.com/jaxfinancial_uk/


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL


🤝 Sponsors XTB

Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK

Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply.

🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

0:00 - Preview

1:07 - Intro

1:18 - Meet Investment Professional Jacques Opoku

2:52 - Why I left Investment Management

5:59 - What I think my purpose is

8:38 - One belief about money I wish more people understood

12:20 - XTB Ad - Free Rolls Royce Share

13:14 - How people approach building wealth

18:53 - What is institutional investing? 

20:28 - Institutional investors vs retail investors 

21:34 - Main advantages Institutional investors have

24:11 - Advantages retail investors have over Institutional investors

27:47 - How University of Oxford built it’s wealth 

28:34 - What is a GILT?

30:41 - Do institutional investors always get it right?

36:47 - The different styles of  institutional investors

40:32 - Should retail investors copy institutional investors

50:13 - More than 70% retail investors don’t make money

53:33 - How to be more patient with the stock market

1:01:51 - How to find out what investing strategy works for you?

1:04:38 - Why does active investing still exist?

1:11:49 - Not everyone needs to be Warren Buffett 

1:14:39 - What themes would I include in my portfolio today

1:19:31 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5344 EP. 190 - Investment Manager: If I Started Investing In 2026, I’d Do This To Build Serious Wealth ft. Tsitsi Mutiti In this episode, Ato speaks with Tsitsi Mutiti is an Investment Manager at Charles Stanley with over 13 years of experience in wealth management. She specialises in building and managing portfolios for high-net-worth clients, supporting them across investments, pensions, and trusts. We discuss: - Growing up in Zimbabwe and how it shaped her - How she got herself out of £50,000 debt - The importance of knowing your "why" when investing - How to stay calm during stock market downturns - What is dividend investing and how it helps to build wealth - How investing changes when you need to live off the money - The 3 stages of wealth and much more 🔗 Connect with Tsitsi : Tsitsi's Linkedin: https://www.linkedin.com/in/tsitsi-mutiti-chartered-fcsi/ 🤝 Sponsors Lightyear Use code SAVVY or go to https://lightyear.com/savvywallet to get up to £100 in a US fractional share in your GIA. Capital at risk. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. Valid for new users who complete onboarding and deposit at least £100. The reward can be withdrawn 6 months after it’s credited. 🤝 Partners Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE" Get tickets: https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:59 - Intro 1:10 - Meet Investment Manager, Tsitsi Mutiti 8:27 - How I got out of £50,000 debt  16:19 - My money lessons from growing up in Zimbabwe  20:58 - When I knew I could create wealth for myself  26:28 - Lightyear Ad 27:46 - Investing money with high net worth clients 31:49 - Pressure to invest other peoples money  34:50 - How I reassure my clients in stock market downturns 40:55 - What I’ve learnt from investing professionally 43:24 - What is a dividend portfolio  45:58 - Why is dividend helpful for financial freedom 49:13 - The importance of ISA’s 54:25 - The different ways to get dividends  58:01 - How to find out what the dividends you’ll get paid  1:01:00 - What helps people earn £1,000 a year from dividends  1:04:48 - The power of reinvesting dividends  1:07:01 - Exploring dividend approaches 1:08:08 - Common Pitfalls chasing dividend investments 1:11:22 - What can affect dividend investments 1:19:32 - How investing changes when you need the money 1:25:20 - Message if you want to build serious wealth 1:28:33 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Oct 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Tsitsi Mutiti is an Investment Manager at Charles Stanley with over 13 years of experience in wealth management. She specialises in building and managing portfolios for high-net-worth clients, supporting them across investments, pensions, and trusts. We discuss: - Growing up in Zimbabwe and how it shaped her - How she got herself out of £50,000 debt - The importance of knowing your "why" when investing - How to stay calm during stock market downturns - What is dividend investing and how it helps to build wealth - How investing changes when you need to live off the money - The 3 stages of wealth and much more 🔗 Connect with Tsitsi : Tsitsi's Linkedin: https://www.linkedin.com/in/tsitsi-mutiti-chartered-fcsi/ 🤝 Sponsors Lightyear Use code SAVVY or go to https://lightyear.com/savvywallet to get up to £100 in a US fractional share in your GIA. Capital at risk. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. Valid for new users who complete onboarding and deposit at least £100. The reward can be withdrawn 6 months after it’s credited. 🤝 Partners Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE" Get tickets: https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:59 - Intro 1:10 - Meet Investment Manager, Tsitsi Mutiti 8:27 - How I got out of £50,000 debt  16:19 - My money lessons from growing up in Zimbabwe  20:58 - When I knew I could create wealth for myself  26:28 - Lightyear Ad 27:46 - Investing money with high net worth clients 31:49 - Pressure to invest other peoples money  34:50 - How I reassure my clients in stock market downturns 40:55 - What I’ve learnt from investing professionally 43:24 - What is a dividend portfolio  45:58 - Why is dividend helpful for financial freedom 49:13 - The importance of ISA’s 54:25 - The different ways to get dividends  58:01 - How to find out what the dividends you’ll get paid  1:01:00 - What helps people earn £1,000 a year from dividends  1:04:48 - The power of reinvesting dividends  1:07:01 - Exploring dividend approaches 1:08:08 - Common Pitfalls chasing dividend investments 1:11:22 - What can affect dividend investments 1:19:32 - How investing changes when you need the money 1:25:20 - Message if you want to build serious wealth 1:28:33 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Tsitsi Mutiti is an Investment Manager at Charles Stanley with over 13 years of experience in wealth management. She specialises in building and managing portfolios for high-net-worth clients, supporting them across investments, pensions, and trusts.


We discuss: - Growing up in Zimbabwe and how it shaped her

- How she got herself out of £50,000 debt

- The importance of knowing your "why" when investing

- How to stay calm during stock market downturns

- What is dividend investing and how it helps to build wealth

- How investing changes when you need to live off the money

- The 3 stages of wealth and much more

🔗 Connect with Tsitsi : Tsitsi's Linkedin: https://www.linkedin.com/in/tsitsi-mutiti-chartered-fcsi/



🤝 Sponsors Lightyear Use code SAVVY or go to https://lightyear.com/savvywallet to get up to £100 in a US fractional share in your GIA. Capital at risk.

Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. Valid for new users who complete onboarding and deposit at least £100. The reward can be withdrawn 6 months after it’s credited.


🤝 Partners

Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE"


Get tickets: https://www.ukblackbusinessweek.com/tickets/


Use code "UKBB15" for 15% off all other events throughout the week


📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠⁠



Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Preview

0:59 - Intro

1:10 - Meet Investment Manager, Tsitsi Mutiti

8:27 - How I got out of £50,000 debt 

16:19 - My money lessons from growing up in Zimbabwe 

20:58 - When I knew I could create wealth for myself 

26:28 - Lightyear Ad

27:46 - Investing money with high net worth clients

31:49 - Pressure to invest other peoples money 

34:50 - How I reassure my clients in stock market downturns

40:55 - What I’ve learnt from investing professionally

43:24 - What is a dividend portfolio 

45:58 - Why is dividend helpful for financial freedom

49:13 - The importance of ISA’s

54:25 - The different ways to get dividends 

58:01 - How to find out what the dividends you’ll get paid 

1:01:00 - What helps people earn £1,000 a year from dividends 

1:04:48 - The power of reinvesting dividends 

1:07:01 - Exploring dividend approaches

1:08:08 - Common Pitfalls chasing dividend investments

1:11:22 - What can affect dividend investments

1:19:32 - How investing changes when you need the money

1:25:20 - Message if you want to build serious wealth

1:28:33 - Final words



Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5759 EP. 189 - Financial Advisor: No Savings? No Investments? Do This To Build Wealth From Scratch ft. Bola Sol In this episode, Ato speaks with Bola Sol who is a financial adviser, media personality and author of the books 'How to Save It' and 'Your Money Life'. She's passionate about making money simple, accessible and empowering people to take control of their finances and build wealth. We discuss: - Money Lesson's Bola learnt from her family - What's FU Money and why you need it - Why saving your first £10,000 is so important - The best income streams to build now - Helping women in your life with their finances - Why women need their own financial independence - How to close the gender investment gap - First steps to investing and much more 🔗 Connect with Bola: Bola's instagram: https://www.instagram.com/bola_sol/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE" Get tickets: https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:24 - Intro 1:35 - Meet Financial Advisor Bola Sol 5:28 - Money lessons from my family 8:59 - What inspired me to become a financial advisor  11:56 - 3 most surprising things I’ve seen as a financial advisor  16:53 - What inspired me to teach people about money 19:43 - Get your money up!  21:59 - How to make your first £1,000 26:42 - What’s FU Money?  30:55 - How to go from £1,000 to £10,000 33:03 - Is there a way to make £10,000 passively?  34:54 - Why is the first £10,000 so important 36:15 - The roadmap to go from £10,000 to financial independence  40:14 - How to figure out your financial independence goal? 43:37 - Why does everything change after £100k 46:10 - The best income streams to build now 54:30 - Non-negotiables for building wealth? 54:57 - Barriers that make it harder for women to make their first £10k  58:56 - Women’s reduced earning power 1:00:53 - How to help the women in your life with their finances 1:04:33 - My personal experience with salary conversations 1:07:46 - Advice to get paid your worth 1:10:43 - Why talking about money makes women uncomfortable 1:17:00 - Why’s it important for woman to have their own financial independence 1:21:24 - Why retirement planning is so important for Women 1:25:17 - Practical ways to close the gender investment gap  1:28:45 - First steps of investing 1:30:57 - Generational wealth breaks historical money disadvantages 1:33:06 - How I help women with their money 1:33:43 - Your Money Life 1:35:00 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Sep 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Bola Sol who is a financial adviser, media personality and author of the books 'How to Save It' and 'Your Money Life'. She's passionate about making money simple, accessible and empowering people to take control of their finances and build wealth. We discuss: - Money Lesson's Bola learnt from her family - What's FU Money and why you need it - Why saving your first £10,000 is so important - The best income streams to build now - Helping women in your life with their finances - Why women need their own financial independence - How to close the gender investment gap - First steps to investing and much more 🔗 Connect with Bola: Bola's instagram: https://www.instagram.com/bola_sol/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE" Get tickets: https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:24 - Intro 1:35 - Meet Financial Advisor Bola Sol 5:28 - Money lessons from my family 8:59 - What inspired me to become a financial advisor  11:56 - 3 most surprising things I’ve seen as a financial advisor  16:53 - What inspired me to teach people about money 19:43 - Get your money up!  21:59 - How to make your first £1,000 26:42 - What’s FU Money?  30:55 - How to go from £1,000 to £10,000 33:03 - Is there a way to make £10,000 passively?  34:54 - Why is the first £10,000 so important 36:15 - The roadmap to go from £10,000 to financial independence  40:14 - How to figure out your financial independence goal? 43:37 - Why does everything change after £100k 46:10 - The best income streams to build now 54:30 - Non-negotiables for building wealth? 54:57 - Barriers that make it harder for women to make their first £10k  58:56 - Women’s reduced earning power 1:00:53 - How to help the women in your life with their finances 1:04:33 - My personal experience with salary conversations 1:07:46 - Advice to get paid your worth 1:10:43 - Why talking about money makes women uncomfortable 1:17:00 - Why’s it important for woman to have their own financial independence 1:21:24 - Why retirement planning is so important for Women 1:25:17 - Practical ways to close the gender investment gap  1:28:45 - First steps of investing 1:30:57 - Generational wealth breaks historical money disadvantages 1:33:06 - How I help women with their money 1:33:43 - Your Money Life 1:35:00 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Bola Sol who is a financial adviser, media personality and author of the books 'How to Save It' and 'Your Money Life'. She's passionate about making money simple, accessible and empowering people to take control of their finances and build wealth.


We discuss:

- Money Lesson's Bola learnt from her family

- What's FU Money and why you need it

- Why saving your first £10,000 is so important

- The best income streams to build now

- Helping women in your life with their finances

- Why women need their own financial independence

- How to close the gender investment gap

- First steps to investing and much more



🔗 Connect with Bola:

Bola's instagram: https://www.instagram.com/bola_sol/



📩 Sign up to my mailing list to be the first to know about upcoming events:

https://eepurl.com/hJEcLL




🤝 Partners

Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet


Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE"


Get tickets: https://www.ukblackbusinessweek.com/tickets/


Use code "UKBB15" for 15% off all other events throughout the week


📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠



Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Preview

1:24 - Intro

1:35 - Meet Financial Advisor Bola Sol

5:28 - Money lessons from my family

8:59 - What inspired me to become a financial advisor 

11:56 - 3 most surprising things I’ve seen as a financial advisor 

16:53 - What inspired me to teach people about money

19:43 - Get your money up! 

21:59 - How to make your first £1,000

26:42 - What’s FU Money? 

30:55 - How to go from £1,000 to £10,000

33:03 - Is there a way to make £10,000 passively? 

34:54 - Why is the first £10,000 so important

36:15 - The roadmap to go from £10,000 to financial independence 

40:14 - How to figure out your financial independence goal?

43:37 - Why does everything change after £100k

46:10 - The best income streams to build now

54:30 - Non-negotiables for building wealth?

54:57 - Barriers that make it harder for women to make their first £10k 

58:56 - Women’s reduced earning power

1:00:53 - How to help the women in your life with their finances

1:04:33 - My personal experience with salary conversations

1:07:46 - Advice to get paid your worth

1:10:43 - Why talking about money makes women uncomfortable

1:17:00 - Why’s it important for woman to have their own financial independence

1:21:24 - Why retirement planning is so important for Women

1:25:17 - Practical ways to close the gender investment gap 

1:28:45 - First steps of investing

1:30:57 - Generational wealth breaks historical money disadvantages

1:33:06 - How I help women with their money

1:33:43 - Your Money Life

1:35:00 - Final words



Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6168 [Bonus Episode] Business Experts Share Exactly How They’d Make Their First £100K Live at the Birmingham Black Business Show, Ato speaks with 3 Money Experts on how to double your net worth in the next 12 months. In this episode we discuss: - How to start a business from nothing (even if you’re broke) - The smart way to scale without wasting money on the wrong hires - Why “crisis” can actually be the best opportunity to build wealth - The money trap most new founders fall into (and how to avoid it) - The simple habit that turns £500 into a thriving business - Why passion and resilience matter more than capital when starting out - The overlooked secret to spotting million-pound opportunities 🔗 Connect with Mark Linkedin: https://www.linkedin.com/in/markdalgety 🔗 Connect with Kyomi:Instagram: https://www.instagram.com/theksclinic/ 🔗 Connect with Errol: Linkedin: https://www.linkedin.com/in/errol-drummond-5810869/ 🤝 Partners Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE" Get tickets: https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Sep 2025 07:00:00 -0000 full Savvy Wallet Live at the Birmingham Black Business Show, Ato speaks with 3 Money Experts on how to double your net worth in the next 12 months. In this episode we discuss: - How to start a business from nothing (even if you’re broke) - The smart way to scale without wasting money on the wrong hires - Why “crisis” can actually be the best opportunity to build wealth - The money trap most new founders fall into (and how to avoid it) - The simple habit that turns £500 into a thriving business - Why passion and resilience matter more than capital when starting out - The overlooked secret to spotting million-pound opportunities 🔗 Connect with Mark Linkedin: https://www.linkedin.com/in/markdalgety 🔗 Connect with Kyomi:Instagram: https://www.instagram.com/theksclinic/ 🔗 Connect with Errol: Linkedin: https://www.linkedin.com/in/errol-drummond-5810869/ 🤝 Partners Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE" Get tickets: https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices Live at the Birmingham Black Business Show, Ato speaks with 3 Money Experts on how to double your net worth in the next 12 months.

In this episode we discuss: - How to start a business from nothing (even if you’re broke)

- The smart way to scale without wasting money on the wrong hires

- Why “crisis” can actually be the best opportunity to build wealth

- The money trap most new founders fall into (and how to avoid it)

- The simple habit that turns £500 into a thriving business

- Why passion and resilience matter more than capital when starting out

- The overlooked secret to spotting million-pound opportunities


🔗 Connect with Mark Linkedin: https://www.linkedin.com/in/markdalgety


🔗 Connect with Kyomi:Instagram: https://www.instagram.com/theksclinic/


🔗 Connect with Errol: Linkedin: https://www.linkedin.com/in/errol-drummond-5810869/


🤝 Partners

Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE"


Get tickets: https://www.ukblackbusinessweek.com/tickets/


Use code "UKBB15" for 15% off all other events throughout the week


📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠⁠



Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1428 EP. 188 - Money Psychologist: After 17 Years Studying The Rich, Here’s What I Found ft. Norma Cassius In this episode, Ato speaks with Norma Cassius who is a Money Management Consultant, Psychotherapist, Author, and Life Coach. With over 20 years in the financial sector and 17 years as a qualified psychotherapist, she bridges the worlds of money and mental health. We discuss: - Psychological methods to break through your wealth ceiling - How the brain reward system helps your finances - How to move from money stress to financial peace - Traps to avoid if you want true financial freedom - How hustle culture is making you poorer and much more 🔗 Connect with Norma: Norma's Instagram: https://www.instagram.com/think.like.a.bank Website: https://www.normacassius.com/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Partners Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠⁠⁠⁠⁠⁠https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE" Get tickets: https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:10 - Intro 1:21 - Meet Money Psychologist Norma 3:56 - My relationship with money  5:17 - The psychology of money 11:18 - Why people are scared to invest or take risk 16:55 - How the brain reward system can help your finances 22:42 - How to get through the motivation dip 24:19 - Ways people block themselves from earning more money 28:15 - How people sabotage themselves financially 31:23 - How to break your wealth ceiling 35:16 - People who have money but no financial peace 41:25 - How do financial struggles impact our health? 47:04 - How to move from money stress to financial peace 49:20 - Why financial freedom can be an illusion 54:51 - The downgrade fear & how it can impact you 1:02:15 - UK Black Business Show 1:03:34 - Traps to avoid if you want true financial freedom  1:06:47 - Debt is killing people’s wealth potential  1:07:45 - How to break free from debt?  1:09:28 - Is hustle culture making people poorer? 1:12:03 - How to build wealth without burning out? 1:13:24 - Investing in property in Miami  1:18:59 - Think and attract wealth 1:20:20 - Rewriting the rules on money and wealth 1:21:23 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Sep 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Norma Cassius who is a Money Management Consultant, Psychotherapist, Author, and Life Coach. With over 20 years in the financial sector and 17 years as a qualified psychotherapist, she bridges the worlds of money and mental health. We discuss: - Psychological methods to break through your wealth ceiling - How the brain reward system helps your finances - How to move from money stress to financial peace - Traps to avoid if you want true financial freedom - How hustle culture is making you poorer and much more 🔗 Connect with Norma: Norma's Instagram: https://www.instagram.com/think.like.a.bank Website: https://www.normacassius.com/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Partners Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠⁠⁠⁠⁠⁠https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE" Get tickets: https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:10 - Intro 1:21 - Meet Money Psychologist Norma 3:56 - My relationship with money  5:17 - The psychology of money 11:18 - Why people are scared to invest or take risk 16:55 - How the brain reward system can help your finances 22:42 - How to get through the motivation dip 24:19 - Ways people block themselves from earning more money 28:15 - How people sabotage themselves financially 31:23 - How to break your wealth ceiling 35:16 - People who have money but no financial peace 41:25 - How do financial struggles impact our health? 47:04 - How to move from money stress to financial peace 49:20 - Why financial freedom can be an illusion 54:51 - The downgrade fear & how it can impact you 1:02:15 - UK Black Business Show 1:03:34 - Traps to avoid if you want true financial freedom  1:06:47 - Debt is killing people’s wealth potential  1:07:45 - How to break free from debt?  1:09:28 - Is hustle culture making people poorer? 1:12:03 - How to build wealth without burning out? 1:13:24 - Investing in property in Miami  1:18:59 - Think and attract wealth 1:20:20 - Rewriting the rules on money and wealth 1:21:23 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Norma Cassius who is a Money Management Consultant, Psychotherapist, Author, and Life Coach. With over 20 years in the financial sector and 17 years as a qualified psychotherapist, she bridges the worlds of money and mental health.


We discuss:

- Psychological methods to break through your wealth ceiling

- How the brain reward system helps your finances

- How to move from money stress to financial peace

- Traps to avoid if you want true financial freedom

- How hustle culture is making you poorer and much more


🔗 Connect with Norma:

Norma's Instagram: https://www.instagram.com/think.like.a.bank

Website: https://www.normacassius.com/



📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠




🤝 Partners

Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice!


Claim your reward when you use this link: ⁠⁠⁠⁠⁠⁠https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section.


Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.



Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE"


Get tickets: https://www.ukblackbusinessweek.com/tickets/


Use code "UKBB15" for 15% off all other events throughout the week

📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠⁠

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Preview

1:10 - Intro

1:21 - Meet Money Psychologist Norma

3:56 - My relationship with money 

5:17 - The psychology of money

11:18 - Why people are scared to invest or take risk

16:55 - How the brain reward system can help your finances

22:42 - How to get through the motivation dip

24:19 - Ways people block themselves from earning more money

28:15 - How people sabotage themselves financially

31:23 - How to break your wealth ceiling

35:16 - People who have money but no financial peace

41:25 - How do financial struggles impact our health?

47:04 - How to move from money stress to financial peace

49:20 - Why financial freedom can be an illusion

54:51 - The downgrade fear & how it can impact you

1:02:15 - UK Black Business Show

1:03:34 - Traps to avoid if you want true financial freedom 

1:06:47 - Debt is killing people’s wealth potential 

1:07:45 - How to break free from debt? 

1:09:28 - Is hustle culture making people poorer?

1:12:03 - How to build wealth without burning out?

1:13:24 - Investing in property in Miami 

1:18:59 - Think and attract wealth

1:20:20 - Rewriting the rules on money and wealth

1:21:23 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5333 EP. 187 - Financial Advisor Reveals The 3 Ingredients To Build Lasting Wealth ft. Jerran Whyte In this episode, Ato speaks with Jerran Whyte is the Founder and Managing Director of Belvedere Wealth Management, an independent financial advisory firm helping clients to build, preserve, and pass on wealth. With over 15 years of experience in wealth management, he has guided entrepreneurs, professionals, and high-net-worth families through the complex realities of money, legacy, and financial freedom. We discuss: - Why he left the UK in his 20's to work in Germany - What inspired him to work in wealth management - The ingredients to build lasting wealth - Motivation for starting his financial advisory firm - The 4 key pillars of wealth - Passing down money & principles through generations - How to start investing and much more 🔗 Connect with Jerran: Linkedin: https://www.linkedin.com/in/jerranwhyte/ Belvedere's Linkedin: https://www.linkedin.com/company/belvederewm/ Belvedere's Instagram: https://www.instagram.com/belvederewm/ Belvedere's Website: https://www.belvederewm.com/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Partners Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠⁠⁠https://lightyear.com/savvywallet or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:14 - Intro 1:25 - Meet Managing Director - Jerran Whyte 7:31 - How I saw wealth in my own reality 9:47 - What inspired me to work in wealth management 13:06 - Why I left the UK in my 20’s 16:30 - My journey to financial advisory wasn’t easy! 20:11 - Lessons from 15 years of wealth management 23:30 - How do people lose wealth 26:18 - The Truths about money and wealth 28:50 - My thoughts on money before & after being in the industry 31:55 - Why I launched Belvedere Wealth Management 37:11 - Biggest challenges of setting up my own wealth advisory firm 40:25 - What sets Belvedere Wealth Management apart 48:35 - What are the 4 key pillars of wealth? 49:33 - 3 things I’ve seen in Nambia 52:23 - Biggest psychology barriers that stop people building wealth 56:42 - How does ego affect financial decisions 58:39 - Investments to build wealth 1:00:36 - How to start investing 1:04:41 - The risks of S&P 500 1:15:45 - How to think about diversifying your portfolio + crypto 1:23:08 - How do different families grow and protect wealth across the globe 1:25:21 - Passing down principles through generations 1:30:31 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Sep 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Jerran Whyte is the Founder and Managing Director of Belvedere Wealth Management, an independent financial advisory firm helping clients to build, preserve, and pass on wealth. With over 15 years of experience in wealth management, he has guided entrepreneurs, professionals, and high-net-worth families through the complex realities of money, legacy, and financial freedom. We discuss: - Why he left the UK in his 20's to work in Germany - What inspired him to work in wealth management - The ingredients to build lasting wealth - Motivation for starting his financial advisory firm - The 4 key pillars of wealth - Passing down money & principles through generations - How to start investing and much more 🔗 Connect with Jerran: Linkedin: https://www.linkedin.com/in/jerranwhyte/ Belvedere's Linkedin: https://www.linkedin.com/company/belvederewm/ Belvedere's Instagram: https://www.instagram.com/belvederewm/ Belvedere's Website: https://www.belvederewm.com/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Partners Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠⁠⁠https://lightyear.com/savvywallet or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:14 - Intro 1:25 - Meet Managing Director - Jerran Whyte 7:31 - How I saw wealth in my own reality 9:47 - What inspired me to work in wealth management 13:06 - Why I left the UK in my 20’s 16:30 - My journey to financial advisory wasn’t easy! 20:11 - Lessons from 15 years of wealth management 23:30 - How do people lose wealth 26:18 - The Truths about money and wealth 28:50 - My thoughts on money before & after being in the industry 31:55 - Why I launched Belvedere Wealth Management 37:11 - Biggest challenges of setting up my own wealth advisory firm 40:25 - What sets Belvedere Wealth Management apart 48:35 - What are the 4 key pillars of wealth? 49:33 - 3 things I’ve seen in Nambia 52:23 - Biggest psychology barriers that stop people building wealth 56:42 - How does ego affect financial decisions 58:39 - Investments to build wealth 1:00:36 - How to start investing 1:04:41 - The risks of S&P 500 1:15:45 - How to think about diversifying your portfolio + crypto 1:23:08 - How do different families grow and protect wealth across the globe 1:25:21 - Passing down principles through generations 1:30:31 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Jerran Whyte is the Founder and Managing Director of Belvedere Wealth Management, an independent financial advisory firm helping clients to build, preserve, and pass on wealth. With over 15 years of experience in wealth management, he has guided entrepreneurs, professionals, and high-net-worth families through the complex realities of money, legacy, and financial freedom.

We discuss: - Why he left the UK in his 20's to work in Germany

- What inspired him to work in wealth management

- The ingredients to build lasting wealth

- Motivation for starting his financial advisory firm

- The 4 key pillars of wealth

- Passing down money & principles through generations

- How to start investing and much more



🔗 Connect with Jerran:

Linkedin: https://www.linkedin.com/in/jerranwhyte/

Belvedere's Linkedin: https://www.linkedin.com/company/belvederewm/

Belvedere's Instagram: https://www.instagram.com/belvederewm/

Belvedere's Website: https://www.belvederewm.com/



📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠




🤝 Partners

Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice!


Claim your reward when you use this link: ⁠⁠⁠https://lightyear.com/savvywallet or enter the code: "SAVVY" manually in the Promotions section.


Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.


📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠⁠

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS 0:00 - Preview 1:14 - Intro 1:25 - Meet Managing Director - Jerran Whyte 7:31 - How I saw wealth in my own reality 9:47 - What inspired me to work in wealth management 13:06 - Why I left the UK in my 20’s 16:30 - My journey to financial advisory wasn’t easy! 20:11 - Lessons from 15 years of wealth management 23:30 - How do people lose wealth 26:18 - The Truths about money and wealth 28:50 - My thoughts on money before & after being in the industry 31:55 - Why I launched Belvedere Wealth Management 37:11 - Biggest challenges of setting up my own wealth advisory firm 40:25 - What sets Belvedere Wealth Management apart 48:35 - What are the 4 key pillars of wealth? 49:33 - 3 things I’ve seen in Nambia 52:23 - Biggest psychology barriers that stop people building wealth 56:42 - How does ego affect financial decisions 58:39 - Investments to build wealth 1:00:36 - How to start investing 1:04:41 - The risks of S&P 500 1:15:45 - How to think about diversifying your portfolio + crypto 1:23:08 - How do different families grow and protect wealth across the globe 1:25:21 - Passing down principles through generations 1:30:31 - Final words


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5842 EP. 186 - Fraud Expert Reveals The New AI Scams Emptying Your Bank Accounts In Minutes ft. Nick Stapleton In this episode, Ato speaks with Nick Stapleton, who is a scam expert, award-winning investigative journalist and broadcaster, best known as the co-presenter of the BBC’s Scam Interceptors. He’s spent years exposing how scammers operate and helping people understand how to protect themselves from scams. Nick also hosts the Scam Clinic podcast and is the author of How to Beat Scammers, sharing insights from his frontline work fighting fraud. We discuss: - The impact of AI on scams - Why people fall for investment scams - How to recover your money from scams - The most devastating scams Nick has come across - The dark psychology behind romance scams - How to protect your passwords and online accounts from scammers - Why job scams are on the rise and much more 🔗 Connect with Nick: Instagram: https://www.instagram.com/staplenick/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Sponsors Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠⁠https://lightyear.com/savvywallet or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:22 - Intro 1:33 - Meet Scam Expert Nick Stapleton 4:13 - Scammers target 16-34 year olds 7:50 - Most devastating scam I know 13:19 - The impact of AI on scams 19:34 - Why aren’t social media companies stopping scams? 21:56 - Lightyear Ad 23:18 - How to spot a scam on social media 25:15 - What is a bank transfer scam? 28:49 - Psychology techniques of a romance scammer 34:21 - Many romance scammers operate here 36:39 - Many romance scammers target the UK & US 38:53 - The link between colonialism and scams 40:27 - Why are Romance scams so successful 43:13 - The most valuable thing in the scam community 44:55 - More than 40% of crime is scams and fraud 49:48 - How to get money back from scams 51:26 - Most devastating bank transfer scam 55:16 - What is phishing ? 58:01 - What is a recovery scams 58:50 - Common signs of phishing emails 1:03:33 - The devastating job scams 1:07:17 - Jobs scams on the rise 1:12:05 - How to protect your email addresses 1:13:50 - Why more phones are being stolen 1:15:58 - Why do people fall for investment scams 1:17:18 - Investment scam red flags 1:22:27 - What can you do if you lose money to an investment scam? 1:27:16 - Passwords being sold on the dark web 1:29:55 - Are password managers useful? 1:30:53 - Is your money at risk with the 16 billion data breach? 1:31:47 - How much has scams cost the UK? 1:34:24 - What can be done about scams globally? 1:40:20 - Scam clinic podcast 1:43:09 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Sep 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Nick Stapleton, who is a scam expert, award-winning investigative journalist and broadcaster, best known as the co-presenter of the BBC’s Scam Interceptors. He’s spent years exposing how scammers operate and helping people understand how to protect themselves from scams. Nick also hosts the Scam Clinic podcast and is the author of How to Beat Scammers, sharing insights from his frontline work fighting fraud. We discuss: - The impact of AI on scams - Why people fall for investment scams - How to recover your money from scams - The most devastating scams Nick has come across - The dark psychology behind romance scams - How to protect your passwords and online accounts from scammers - Why job scams are on the rise and much more 🔗 Connect with Nick: Instagram: https://www.instagram.com/staplenick/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Sponsors Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠⁠https://lightyear.com/savvywallet or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:22 - Intro 1:33 - Meet Scam Expert Nick Stapleton 4:13 - Scammers target 16-34 year olds 7:50 - Most devastating scam I know 13:19 - The impact of AI on scams 19:34 - Why aren’t social media companies stopping scams? 21:56 - Lightyear Ad 23:18 - How to spot a scam on social media 25:15 - What is a bank transfer scam? 28:49 - Psychology techniques of a romance scammer 34:21 - Many romance scammers operate here 36:39 - Many romance scammers target the UK & US 38:53 - The link between colonialism and scams 40:27 - Why are Romance scams so successful 43:13 - The most valuable thing in the scam community 44:55 - More than 40% of crime is scams and fraud 49:48 - How to get money back from scams 51:26 - Most devastating bank transfer scam 55:16 - What is phishing ? 58:01 - What is a recovery scams 58:50 - Common signs of phishing emails 1:03:33 - The devastating job scams 1:07:17 - Jobs scams on the rise 1:12:05 - How to protect your email addresses 1:13:50 - Why more phones are being stolen 1:15:58 - Why do people fall for investment scams 1:17:18 - Investment scam red flags 1:22:27 - What can you do if you lose money to an investment scam? 1:27:16 - Passwords being sold on the dark web 1:29:55 - Are password managers useful? 1:30:53 - Is your money at risk with the 16 billion data breach? 1:31:47 - How much has scams cost the UK? 1:34:24 - What can be done about scams globally? 1:40:20 - Scam clinic podcast 1:43:09 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Nick Stapleton, who is a scam expert, award-winning investigative journalist and broadcaster, best known as the co-presenter of the BBC’s Scam Interceptors.


He’s spent years exposing how scammers operate and helping people understand how to protect themselves from scams. Nick also hosts the Scam Clinic podcast and is the author of How to Beat Scammers, sharing insights from his frontline work fighting fraud.

We discuss:

- The impact of AI on scams

- Why people fall for investment scams

- How to recover your money from scams

- The most devastating scams Nick has come across

- The dark psychology behind romance scams

- How to protect your passwords and online accounts from scammers

- Why job scams are on the rise and much more


🔗 Connect with Nick:

Instagram: https://www.instagram.com/staplenick/


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🤝 Sponsors

Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform.

Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠⁠https://lightyear.com/savvywallet or enter the code: "SAVVY" manually in the Promotions section.


Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 1:22 - Intro 1:33 - Meet Scam Expert Nick Stapleton 4:13 - Scammers target 16-34 year olds 7:50 - Most devastating scam I know 13:19 - The impact of AI on scams 19:34 - Why aren’t social media companies stopping scams? 21:56 - Lightyear Ad 23:18 - How to spot a scam on social media 25:15 - What is a bank transfer scam? 28:49 - Psychology techniques of a romance scammer 34:21 - Many romance scammers operate here 36:39 - Many romance scammers target the UK & US 38:53 - The link between colonialism and scams 40:27 - Why are Romance scams so successful 43:13 - The most valuable thing in the scam community 44:55 - More than 40% of crime is scams and fraud 49:48 - How to get money back from scams 51:26 - Most devastating bank transfer scam 55:16 - What is phishing ? 58:01 - What is a recovery scams 58:50 - Common signs of phishing emails 1:03:33 - The devastating job scams 1:07:17 - Jobs scams on the rise 1:12:05 - How to protect your email addresses 1:13:50 - Why more phones are being stolen 1:15:58 - Why do people fall for investment scams 1:17:18 - Investment scam red flags 1:22:27 - What can you do if you lose money to an investment scam? 1:27:16 - Passwords being sold on the dark web 1:29:55 - Are password managers useful? 1:30:53 - Is your money at risk with the 16 billion data breach? 1:31:47 - How much has scams cost the UK? 1:34:24 - What can be done about scams globally? 1:40:20 - Scam clinic podcast 1:43:09 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6690 EP. 185 - Money Expert: "They’re Wrong!" The 7 Money Habits That Quietly Build Wealth From A 9–5 Job ft. Natalie Scott In this episode, Ato speaks with Natalie Scott, who is a certified money coach and money mindset expert. She’s best known for empowering Millennials and Gen Z to break free from limiting money beliefs, build financial confidence, and take control of their future. We discuss: - Why you can build wealth with your 9-5 - Wealth building opportunities people overlook in their jobs - How social media makes you spend more - The ugly side of business they won't tell you - How money worries affect your body - How to get around the "ego" of saying I can't afford this - Key mindset shifts to build wealth and much more 🔗 Connect with Natalie: Instagram: https://www.instagram.com/nataliescottempowers/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Sponsors Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠https://imp.i384100.net/savvywallet⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:19 - Intro 1:30 - Meet Money Coach Natalie Scott 7:25 - Feeling out of depth with money 9:30 - How to get better at managing your money 13:22 - The boldest financial decision I’ve made 17:05 - Lightyear Ad 18:27 - The pressure to be financially successful 22:59 - I was wrong about entrepreneurship 27:29 - Quitting business full time and getting a job 31:37 - Ugly side of business people won’t tell you 34:14 - You’re not successful if you work a 9-5 38:23 - One financial truth I learnt going back into work  40:53 - Wealth building opportunities people overlook in their 9-5 46:07 - Should you save for a property or invest? 48:15 - A simple way to save more money 51:03 - The best way to budget for yourself  53:59 - Why do we spend so recklessly 56:33 - Why it’s important to have a fun fund  58:51 - How wealth building accelerates when you have a job 1:00:41 - First steps to start investing 1:07:10 - How to think more about your future? 1:09:43 - If you’re fearful of investing watch this  1:10:27 - Don’t sacrifice too much for the future 1:12:34 - How social media makes you spend more  1:15:56 - How to say I can’t afford this 1:21:13 - Financial difficulty with friends 1:25:39 - How does money mindset affect your body? 1:30:17 - How to deal with money worries? 1:32:51 - Key mindset shifts to build wealth 1:35:04 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Sep 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Natalie Scott, who is a certified money coach and money mindset expert. She’s best known for empowering Millennials and Gen Z to break free from limiting money beliefs, build financial confidence, and take control of their future. We discuss: - Why you can build wealth with your 9-5 - Wealth building opportunities people overlook in their jobs - How social media makes you spend more - The ugly side of business they won't tell you - How money worries affect your body - How to get around the "ego" of saying I can't afford this - Key mindset shifts to build wealth and much more 🔗 Connect with Natalie: Instagram: https://www.instagram.com/nataliescottempowers/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Sponsors Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠https://imp.i384100.net/savvywallet⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:19 - Intro 1:30 - Meet Money Coach Natalie Scott 7:25 - Feeling out of depth with money 9:30 - How to get better at managing your money 13:22 - The boldest financial decision I’ve made 17:05 - Lightyear Ad 18:27 - The pressure to be financially successful 22:59 - I was wrong about entrepreneurship 27:29 - Quitting business full time and getting a job 31:37 - Ugly side of business people won’t tell you 34:14 - You’re not successful if you work a 9-5 38:23 - One financial truth I learnt going back into work  40:53 - Wealth building opportunities people overlook in their 9-5 46:07 - Should you save for a property or invest? 48:15 - A simple way to save more money 51:03 - The best way to budget for yourself  53:59 - Why do we spend so recklessly 56:33 - Why it’s important to have a fun fund  58:51 - How wealth building accelerates when you have a job 1:00:41 - First steps to start investing 1:07:10 - How to think more about your future? 1:09:43 - If you’re fearful of investing watch this  1:10:27 - Don’t sacrifice too much for the future 1:12:34 - How social media makes you spend more  1:15:56 - How to say I can’t afford this 1:21:13 - Financial difficulty with friends 1:25:39 - How does money mindset affect your body? 1:30:17 - How to deal with money worries? 1:32:51 - Key mindset shifts to build wealth 1:35:04 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Natalie Scott, who is a certified money coach and money mindset expert.


She’s best known for empowering Millennials and Gen Z to break free from limiting money beliefs, build financial confidence, and take control of their future.



We discuss:

- Why you can build wealth with your 9-5

- Wealth building opportunities people overlook in their jobs

- How social media makes you spend more

- The ugly side of business they won't tell you

- How money worries affect your body

- How to get around the "ego" of saying I can't afford this

- Key mindset shifts to build wealth and much more



🔗 Connect with Natalie:

Instagram: https://www.instagram.com/nataliescottempowers/


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🤝 Sponsors

Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform.

Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section.


Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠https://imp.i384100.net/savvywallet⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Preview

1:19 - Intro

1:30 - Meet Money Coach Natalie Scott

7:25 - Feeling out of depth with money

9:30 - How to get better at managing your money

13:22 - The boldest financial decision I’ve made

17:05 - Lightyear Ad

18:27 - The pressure to be financially successful

22:59 - I was wrong about entrepreneurship

27:29 - Quitting business full time and getting a job

31:37 - Ugly side of business people won’t tell you

34:14 - You’re not successful if you work a 9-5

38:23 - One financial truth I learnt going back into work 

40:53 - Wealth building opportunities people overlook in their 9-5

46:07 - Should you save for a property or invest?

48:15 - A simple way to save more money

51:03 - The best way to budget for yourself 

53:59 - Why do we spend so recklessly

56:33 - Why it’s important to have a fun fund 

58:51 - How wealth building accelerates when you have a job

1:00:41 - First steps to start investing

1:07:10 - How to think more about your future?

1:09:43 - If you’re fearful of investing watch this 

1:10:27 - Don’t sacrifice too much for the future

1:12:34 - How social media makes you spend more 

1:15:56 - How to say I can’t afford this

1:21:13 - Financial difficulty with friends

1:25:39 - How does money mindset affect your body?

1:30:17 - How to deal with money worries?

1:32:51 - Key mindset shifts to build wealth

1:35:04 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6156 [Bonus episode] - Money Experts Reveal The Smartest Way To Double Your Wealth In The Next 12 Months Live at the Birmingham Black Business Show, Ato speaks with 3 Money Experts on how to double your net worth in the next 12 months. In this episode we discuss: - How to go from £0 to £100k step by step - The biggest financial mistakes people make (and how to avoid them) - Why saving 10% of your income is not enough in today’s world - The habits and rules money experts live by to build lasting wealth - Smart ways to double your net worth in 12 months, from skills to investments and much more 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/moneysavingparent/ 🔗 Connect with Leonard: Instagram: https://www.instagram.com/leonard_fom/ 🔗 Connect with Ayo: Instagram: https://www.instagram.com/ayonoble_/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Partners Black Business Show - Grab FREE tickets to Black Women Business Talks, Black Men Business Talks or UK Black Business Show with the code "SAVVYFREE" https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:06 - Intro 1:21 - Meet Insurance Broker - Emmanuel Jones 6:58 - UK Black Business Show 8:13 - Meet Fractional Chief Financial Officer & Founder, FinOps Squad - Leonard Fom 19:21 - Meet Financial Advisor - Ayo Noble Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Aug 2025 17:00:00 -0000 full Savvy Wallet Live at the Birmingham Black Business Show, Ato speaks with 3 Money Experts on how to double your net worth in the next 12 months. In this episode we discuss: - How to go from £0 to £100k step by step - The biggest financial mistakes people make (and how to avoid them) - Why saving 10% of your income is not enough in today’s world - The habits and rules money experts live by to build lasting wealth - Smart ways to double your net worth in 12 months, from skills to investments and much more 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/moneysavingparent/ 🔗 Connect with Leonard: Instagram: https://www.instagram.com/leonard_fom/ 🔗 Connect with Ayo: Instagram: https://www.instagram.com/ayonoble_/ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🤝 Partners Black Business Show - Grab FREE tickets to Black Women Business Talks, Black Men Business Talks or UK Black Business Show with the code "SAVVYFREE" https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:06 - Intro 1:21 - Meet Insurance Broker - Emmanuel Jones 6:58 - UK Black Business Show 8:13 - Meet Fractional Chief Financial Officer & Founder, FinOps Squad - Leonard Fom 19:21 - Meet Financial Advisor - Ayo Noble Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Live at the Birmingham Black Business Show, Ato speaks with 3 Money Experts on how to double your net worth in the next 12 months.

In this episode we discuss: - How to go from £0 to £100k step by step

- The biggest financial mistakes people make (and how to avoid them)

- Why saving 10% of your income is not enough in today’s world

- The habits and rules money experts live by to build lasting wealth

- Smart ways to double your net worth in 12 months, from skills to investments and much more

🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/moneysavingparent/

🔗 Connect with Leonard: Instagram: https://www.instagram.com/leonard_fom/

🔗 Connect with Ayo: Instagram: https://www.instagram.com/ayonoble_/


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🤝 Partners

Black Business Show - Grab FREE tickets to Black Women Business Talks, Black Men Business Talks or UK Black Business Show with the code "SAVVYFREE"

https://www.ukblackbusinessweek.com/tickets/ Use code "UKBB15" for 15% off all other events throughout the week

📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 1:06 - Intro 1:21 - Meet Insurance Broker - Emmanuel Jones 6:58 - UK Black Business Show 8:13 - Meet Fractional Chief Financial Officer & Founder, FinOps Squad - Leonard Fom 19:21 - Meet Financial Advisor - Ayo Noble


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1752 EP. 184 - “Buy and Hold Is Lazy” Investing Experts Debate Passive Investing vs Active Investing ft. Andrew Craig & Debodun Osekita In this episode, Ato speaks with Andrew Craig, best-selling finance author of “How to Own The World, a financial educator of 13 years and founder of personal finance website: Plain English Finance and Debodun Osekita, former trader at Goldman Sachs, founder of stock pickers academy and investing coach. We discuss: - Passive Investing vs Active Investing in the stock market - Global Index Funds vs S&P 500 Index Funds - Should Crypto be part of your investing portfolio? - Future opportunities in the stock market - How to achieve financial freedom in the stock market and much more 🔗 Connect with Andrew: Linkedin: https://www.linkedin.com/in/andrewcraigpef/ Website: https://plainenglishfinance.co.uk Youtube channel: https://www.youtube.com/c/plainenglishfinance 🔗 Connect with Debodun: Instagram: https://www.instagram.com/stockpickersacademy Instagram personal: https://www.instagram.com/coachdebs.spa 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠⁠ 🤝 Partners Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:24 - Intro 1:35 - Meet Investing Expert & Author, Andrew Craig 2:55 - Meet Former Goldman Sachs Trader, Debodun Osekita 4:30 - What you NEED to know about investing 10:50 - Stocks vs Index Funds/ETFS: Which is the smartest path to build wealth? 13:41 - Single stock investing is a degree worth of knowledge 19:34 - Single stock investing is like trading! 19:48 - Buying and holding an investment is lazy 21:32 - 8-10% return is life changing for most people 35:08 - Where is single stock investing ranked? 39:46 - 80% of people have lost money in crypto 43:25 - Are Goldman Sachs, Blackrock, JP Morgan embracing Crypto? 47:16 - Andrew Craig’s stance on Crypto  48:57 - Stock market contributes wealth to the economy Crypto doesn’t  58:54 - Global index funds vs S&P 500  1:05:07 - Will the S&P 500 stop returning 10% a year? 1:06:21 - The FTSE ALL share (UK) will outperform the S&P 500 (US) 1:09:38 - Future opportunities in investing  1:10:24 - How to achieve financial freedom from the stock market? 1:14:00 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Aug 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Andrew Craig, best-selling finance author of “How to Own The World, a financial educator of 13 years and founder of personal finance website: Plain English Finance and Debodun Osekita, former trader at Goldman Sachs, founder of stock pickers academy and investing coach. We discuss: - Passive Investing vs Active Investing in the stock market - Global Index Funds vs S&P 500 Index Funds - Should Crypto be part of your investing portfolio? - Future opportunities in the stock market - How to achieve financial freedom in the stock market and much more 🔗 Connect with Andrew: Linkedin: https://www.linkedin.com/in/andrewcraigpef/ Website: https://plainenglishfinance.co.uk Youtube channel: https://www.youtube.com/c/plainenglishfinance 🔗 Connect with Debodun: Instagram: https://www.instagram.com/stockpickersacademy Instagram personal: https://www.instagram.com/coachdebs.spa 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠⁠ 🤝 Partners Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:24 - Intro 1:35 - Meet Investing Expert & Author, Andrew Craig 2:55 - Meet Former Goldman Sachs Trader, Debodun Osekita 4:30 - What you NEED to know about investing 10:50 - Stocks vs Index Funds/ETFS: Which is the smartest path to build wealth? 13:41 - Single stock investing is a degree worth of knowledge 19:34 - Single stock investing is like trading! 19:48 - Buying and holding an investment is lazy 21:32 - 8-10% return is life changing for most people 35:08 - Where is single stock investing ranked? 39:46 - 80% of people have lost money in crypto 43:25 - Are Goldman Sachs, Blackrock, JP Morgan embracing Crypto? 47:16 - Andrew Craig’s stance on Crypto  48:57 - Stock market contributes wealth to the economy Crypto doesn’t  58:54 - Global index funds vs S&P 500  1:05:07 - Will the S&P 500 stop returning 10% a year? 1:06:21 - The FTSE ALL share (UK) will outperform the S&P 500 (US) 1:09:38 - Future opportunities in investing  1:10:24 - How to achieve financial freedom from the stock market? 1:14:00 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Andrew Craig, best-selling finance author of “How to Own The World, a financial educator of 13 years and founder of personal finance website: Plain English Finance and Debodun Osekita, former trader at Goldman Sachs, founder of stock pickers academy and investing coach.


We discuss:

- Passive Investing vs Active Investing in the stock market

- Global Index Funds vs S&P 500 Index Funds

- Should Crypto be part of your investing portfolio?

- Future opportunities in the stock market

- How to achieve financial freedom in the stock market and much more


🔗 Connect with Andrew:

Linkedin: https://www.linkedin.com/in/andrewcraigpef/

Website: https://plainenglishfinance.co.uk

Youtube channel: https://www.youtube.com/c/plainenglishfinance



🔗 Connect with Debodun:

Instagram: https://www.instagram.com/stockpickersacademy

Instagram personal: https://www.instagram.com/coachdebs.spa


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠⁠



🤝 Partners

Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice!


Claim your reward when you use this link: https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.


📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠⁠https://imp.i384100.net/savvywallet⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

0:00 - Preview

1:24 - Intro

1:35 - Meet Investing Expert & Author, Andrew Craig

2:55 - Meet Former Goldman Sachs Trader, Debodun Osekita

4:30 - What you NEED to know about investing

10:50 - Stocks vs Index Funds/ETFS: Which is the smartest path to build wealth?

13:41 - Single stock investing is a degree worth of knowledge

19:34 - Single stock investing is like trading!

19:48 - Buying and holding an investment is lazy

21:32 - 8-10% return is life changing for most people

35:08 - Where is single stock investing ranked?

39:46 - 80% of people have lost money in crypto

43:25 - Are Goldman Sachs, Blackrock, JP Morgan embracing Crypto?

47:16 - Andrew Craig’s stance on Crypto 

48:57 - Stock market contributes wealth to the economy Crypto doesn’t 

58:54 - Global index funds vs S&P 500 

1:05:07 - Will the S&P 500 stop returning 10% a year?

1:06:21 - The FTSE ALL share (UK) will outperform the S&P 500 (US)

1:09:38 - Future opportunities in investing 

1:10:24 - How to achieve financial freedom from the stock market?

1:14:00 - Final words


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4791 EP. 183 - From £200 To 7 Figures: How To Build Wealth On An Average Salary ft. Oyin Adebayo In this episode, Ato speaks with Oyin Adebayo the founder and CEO of Niyo Group, the powerhouse behind Niyo Labs and Niyo Fest. From earning £200 a week as a hairdresser to building a company that’s generated over £2 million in revenue. Through Niyo Labs, she’s helped hundreds upskill into tech roles, while Niyo Fest celebrates Black identity and joy on a major stage, drawing thousands each year. We discuss: - How her relationship with money helped her succes - How she scaled Niyo group from £200 per week to £2 Million - What they don't tell you about making millions in business - How your relationships can help you achieve your goals - The truth about Debt vs equity to grow your business - Framework for creating a sustainable side hustle - How she would build a £1 million business in a year and much more 🔗 Connect with Oyin: Instagram: https://www.instagram.com/oyinadebayo_ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠ 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠https://imp.i384100.net/savvywallet⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:50 - Intro 1:01 - Meet tech entrepreneur Oyin 4:00 - Growing up in Nigeria 6:44 - Pivotal moments that put me on this path 8:55 - Why I created Niyo Group 11:18 - My real relationship with money 16:36 - How my definition of money & success has changed 18:38 - How Niyo Group builds tech with human brilliance 21:39 - Your relationships will define your success 26:11 - I started Niyo Group with No Money! 26:42 - How I scaled Niyo Group to £2 Million 29:03 - People don’t tell you the truth about business 34:40 - How does Niyo labs and Niyo fest connect to build wealth? 35:43 - Using debt to grow my business 40:19 - What people get wrong about creating an event 44:45 - Sacrifices I’ve had to make for my business to succeed 47:26 - How it felt spending my savings for my business 49:33- Highest return investment I’ve made? 50:54 - How do you spot money making opportunities? 54:16 - Framework for creating a sustainable side hustle 58:27 - How I would build a million pound business in a year 1:00:49 - What’s in the wallet ? 1:05:32 - What does success look like for me? 1:06:05 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Aug 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Oyin Adebayo the founder and CEO of Niyo Group, the powerhouse behind Niyo Labs and Niyo Fest. From earning £200 a week as a hairdresser to building a company that’s generated over £2 million in revenue. Through Niyo Labs, she’s helped hundreds upskill into tech roles, while Niyo Fest celebrates Black identity and joy on a major stage, drawing thousands each year. We discuss: - How her relationship with money helped her succes - How she scaled Niyo group from £200 per week to £2 Million - What they don't tell you about making millions in business - How your relationships can help you achieve your goals - The truth about Debt vs equity to grow your business - Framework for creating a sustainable side hustle - How she would build a £1 million business in a year and much more 🔗 Connect with Oyin: Instagram: https://www.instagram.com/oyinadebayo_ 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠ 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠https://imp.i384100.net/savvywallet⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:50 - Intro 1:01 - Meet tech entrepreneur Oyin 4:00 - Growing up in Nigeria 6:44 - Pivotal moments that put me on this path 8:55 - Why I created Niyo Group 11:18 - My real relationship with money 16:36 - How my definition of money & success has changed 18:38 - How Niyo Group builds tech with human brilliance 21:39 - Your relationships will define your success 26:11 - I started Niyo Group with No Money! 26:42 - How I scaled Niyo Group to £2 Million 29:03 - People don’t tell you the truth about business 34:40 - How does Niyo labs and Niyo fest connect to build wealth? 35:43 - Using debt to grow my business 40:19 - What people get wrong about creating an event 44:45 - Sacrifices I’ve had to make for my business to succeed 47:26 - How it felt spending my savings for my business 49:33- Highest return investment I’ve made? 50:54 - How do you spot money making opportunities? 54:16 - Framework for creating a sustainable side hustle 58:27 - How I would build a million pound business in a year 1:00:49 - What’s in the wallet ? 1:05:32 - What does success look like for me? 1:06:05 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Oyin Adebayo the founder and CEO of Niyo Group, the powerhouse behind Niyo Labs and Niyo Fest. From earning £200 a week as a hairdresser to building a company that’s generated over £2 million in revenue.


Through Niyo Labs, she’s helped hundreds upskill into tech roles, while Niyo Fest celebrates Black identity and joy on a major stage, drawing thousands each year.

We discuss:

- How her relationship with money helped her succes

- How she scaled Niyo group from £200 per week to £2 Million

- What they don't tell you about making millions in business

- How your relationships can help you achieve your goals

- The truth about Debt vs equity to grow your business

- Framework for creating a sustainable side hustle

- How she would build a £1 million business in a year and much more


🔗 Connect with Oyin:

Instagram: https://www.instagram.com/oyinadebayo_


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠⁠https://imp.i384100.net/savvywallet⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 0:50 - Intro 1:01 - Meet tech entrepreneur Oyin 4:00 - Growing up in Nigeria 6:44 - Pivotal moments that put me on this path 8:55 - Why I created Niyo Group 11:18 - My real relationship with money 16:36 - How my definition of money & success has changed 18:38 - How Niyo Group builds tech with human brilliance 21:39 - Your relationships will define your success 26:11 - I started Niyo Group with No Money! 26:42 - How I scaled Niyo Group to £2 Million 29:03 - People don’t tell you the truth about business 34:40 - How does Niyo labs and Niyo fest connect to build wealth? 35:43 - Using debt to grow my business 40:19 - What people get wrong about creating an event 44:45 - Sacrifices I’ve had to make for my business to succeed 47:26 - How it felt spending my savings for my business 49:33- Highest return investment I’ve made? 50:54 - How do you spot money making opportunities? 54:16 - Framework for creating a sustainable side hustle 58:27 - How I would build a million pound business in a year 1:00:49 - What’s in the wallet ? 1:05:32 - What does success look like for me? 1:06:05 - Final words

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4372 EP. 182 - Stock Market Millionaire: How I Turned £500 A Month Into £1M+ (And How You Can Too!) ft. Leon Boros In this episode, Ato speaks with Leon Boros, who is a private investor and former corporate financier who became an ISA Millionaire in 2013 (Meaning he built a £1M+ tax-free portfolio made up of stock investments). We discuss: - Key choices that shaped Leon's financial success - How to become an ISA Millionaire - How much he invested to become an ISA Millionaire - Leon's investing framework that made him an ISA Millionaire - Investing through stock market crashes - Is it still possible to beat the stock market - Potential investment opportunities in the stock market - Best place to start investing and much more 🔗 Connect with Leon: X/Twitter: https://x.com/boros10 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠ 🤝 Sponsors Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠https://imp.i384100.net/savvywallet⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 1:02 - Intro 1:13 - Meet Private Investor Leon Boros 7:10 - This decision shaped my financial success the most 10:34 - Why I started investing in my teens 14:07 - People get too emotional about the Stock Market 17:10 - Lightyear Ad 18:31 - What’s a stocks and shares ISA? 22:51 - Time + compounding can make you an ISA Millionaire 23:51 - How much should you put in a Stocks and Shares ISA? 25:50 - The earlier you start investing the better 31:04 - Why are there such few ISA’s Millionaires 37:11 - When I believed I could be a Stock Market Millionaire 39:52 - How I became an ISA Millionaire 48:09 - The truth about a diverse stock portfolio 54:36 - How much I invested to become an ISA Millionaire 58:21 - One of my best performing investments 59:42 - My investing framework that made me millions in the Stock Market 1:08:02 - Biggest investing mistakes 1:13:19 - Lessons learnt from my mistakes 1:17:36 - Investing through Stock Market crashes 1:22:21 - Skills to be a good Stock Market investor 1:25:52 - What would I do differently in the Stock Market? 1:27:25 - Is it still possible to beat the Stock Market 1:30:09 - Investment opportunities I’m looking at 1:32:49 - Best place to start investing in the Stock Market 1:35:13 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Aug 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Leon Boros, who is a private investor and former corporate financier who became an ISA Millionaire in 2013 (Meaning he built a £1M+ tax-free portfolio made up of stock investments). We discuss: - Key choices that shaped Leon's financial success - How to become an ISA Millionaire - How much he invested to become an ISA Millionaire - Leon's investing framework that made him an ISA Millionaire - Investing through stock market crashes - Is it still possible to beat the stock market - Potential investment opportunities in the stock market - Best place to start investing and much more 🔗 Connect with Leon: X/Twitter: https://x.com/boros10 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠ 🤝 Sponsors Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform. Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section. Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠https://imp.i384100.net/savvywallet⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 1:02 - Intro 1:13 - Meet Private Investor Leon Boros 7:10 - This decision shaped my financial success the most 10:34 - Why I started investing in my teens 14:07 - People get too emotional about the Stock Market 17:10 - Lightyear Ad 18:31 - What’s a stocks and shares ISA? 22:51 - Time + compounding can make you an ISA Millionaire 23:51 - How much should you put in a Stocks and Shares ISA? 25:50 - The earlier you start investing the better 31:04 - Why are there such few ISA’s Millionaires 37:11 - When I believed I could be a Stock Market Millionaire 39:52 - How I became an ISA Millionaire 48:09 - The truth about a diverse stock portfolio 54:36 - How much I invested to become an ISA Millionaire 58:21 - One of my best performing investments 59:42 - My investing framework that made me millions in the Stock Market 1:08:02 - Biggest investing mistakes 1:13:19 - Lessons learnt from my mistakes 1:17:36 - Investing through Stock Market crashes 1:22:21 - Skills to be a good Stock Market investor 1:25:52 - What would I do differently in the Stock Market? 1:27:25 - Is it still possible to beat the Stock Market 1:30:09 - Investment opportunities I’m looking at 1:32:49 - Best place to start investing in the Stock Market 1:35:13 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Leon Boros, who is a private investor and former corporate financier who became an ISA Millionaire in 2013 (Meaning he built a £1M+ tax-free portfolio made up of stock investments).

We discuss: - Key choices that shaped Leon's financial success

- How to become an ISA Millionaire

- How much he invested to become an ISA Millionaire

- Leon's investing framework that made him an ISA Millionaire

- Investing through stock market crashes

- Is it still possible to beat the stock market

- Potential investment opportunities in the stock market

- Best place to start investing and much more


🔗 Connect with Leon:

X/Twitter: https://x.com/boros10


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠⁠


🤝 Sponsors

Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform.

Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section.


Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.


🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: ⁠https://imp.i384100.net/savvywallet⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps

0:00 - Preview 1:02 - Intro 1:13 - Meet Private Investor Leon Boros 7:10 - This decision shaped my financial success the most 10:34 - Why I started investing in my teens 14:07 - People get too emotional about the Stock Market 17:10 - Lightyear Ad 18:31 - What’s a stocks and shares ISA? 22:51 - Time + compounding can make you an ISA Millionaire 23:51 - How much should you put in a Stocks and Shares ISA? 25:50 - The earlier you start investing the better 31:04 - Why are there such few ISA’s Millionaires 37:11 - When I believed I could be a Stock Market Millionaire 39:52 - How I became an ISA Millionaire 48:09 - The truth about a diverse stock portfolio 54:36 - How much I invested to become an ISA Millionaire 58:21 - One of my best performing investments 59:42 - My investing framework that made me millions in the Stock Market 1:08:02 - Biggest investing mistakes 1:13:19 - Lessons learnt from my mistakes 1:17:36 - Investing through Stock Market crashes 1:22:21 - Skills to be a good Stock Market investor 1:25:52 - What would I do differently in the Stock Market? 1:27:25 - Is it still possible to beat the Stock Market 1:30:09 - Investment opportunities I’m looking at 1:32:49 - Best place to start investing in the Stock Market 1:35:13 - Final words


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6220 EP. 181 - Ex-Private Banker: If I Wanted To Go From Zero To Serious Wealth, I’d Do This! ft. Deborah Williams In this episode, Ato speaks with Deborah Williams is a seasoned financial professional who held roles in private banking and relationship management at top institutions including NatWest, Brown Shipley, Coutts, and C. Hoare & Co where she advised high-net-worth individuals. She was a 2018 finalist for Private Banker of the Year at the Women in Finance Awards and now works as a financial coach and moderator with Female Invest and Black Girl Finance. We discuss:  3 most surprising things she encountered working in private banking Defining your wealth identity The 5 stages of wealth: from zero to building wealth to leaving a legacy Key accounts needed to build up your savings and wealth What it really means to create a lasting legacy and much more 🔗 Connect with Deborah: Linkedin: https://www.linkedin.com/in/deborah-williams-13a81981 Join Black Girl Finance Group: https://payhip.com/b/dmiTW 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠ 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 1:17 - Intro 1:28 - Meet Ex-Private Banker & Financial Coach Deborah 3:24 - Growing up in North-West London 6:08 - My relationship with money  11:43 - Financial mistakes that I made 16:20 - Why I pursued a career in banking 18:41 - 3 Things that surprised me about working in private banking 26:35 - Conversations the wealthy have that we don’t! 32:52 - People don’t believe you can become wealthy with a 9-5  35:53 - Do you need to see yourself as wealthy? 40:05 - Did you ever feel stuck financially? 42:16 - Traits that say you’re financially struggle 45:38 - How to stop being in denial 51:49 - How to develop your saving operating system 53:52 - Key accounts to build up your savings 58:24 - Traits that say you’re financially stable 1:01:59 - How to not slip back into bad money habits  1:04:48 - Do this when you’re financially stable 1:07:07 - Steps to grow your wealth  1:11:30 - Unconventional ways to generate more money!  1:16:42 - How to be comfortable building wealth over the long-term?  1:18:19 - Habits and routines to preserve your wealth 1:22:00 - How to figure out the right investments for you 1:24:22 - What does creating a lasting legacy really mean?  1:27:26 - What are the essential financial things you need to do!  1:30:04 - Working with a financial coach 1:31:36 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Jul 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Deborah Williams is a seasoned financial professional who held roles in private banking and relationship management at top institutions including NatWest, Brown Shipley, Coutts, and C. Hoare & Co where she advised high-net-worth individuals. She was a 2018 finalist for Private Banker of the Year at the Women in Finance Awards and now works as a financial coach and moderator with Female Invest and Black Girl Finance. We discuss:  3 most surprising things she encountered working in private banking Defining your wealth identity The 5 stages of wealth: from zero to building wealth to leaving a legacy Key accounts needed to build up your savings and wealth What it really means to create a lasting legacy and much more 🔗 Connect with Deborah: Linkedin: https://www.linkedin.com/in/deborah-williams-13a81981 Join Black Girl Finance Group: https://payhip.com/b/dmiTW 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠ 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 1:17 - Intro 1:28 - Meet Ex-Private Banker & Financial Coach Deborah 3:24 - Growing up in North-West London 6:08 - My relationship with money  11:43 - Financial mistakes that I made 16:20 - Why I pursued a career in banking 18:41 - 3 Things that surprised me about working in private banking 26:35 - Conversations the wealthy have that we don’t! 32:52 - People don’t believe you can become wealthy with a 9-5  35:53 - Do you need to see yourself as wealthy? 40:05 - Did you ever feel stuck financially? 42:16 - Traits that say you’re financially struggle 45:38 - How to stop being in denial 51:49 - How to develop your saving operating system 53:52 - Key accounts to build up your savings 58:24 - Traits that say you’re financially stable 1:01:59 - How to not slip back into bad money habits  1:04:48 - Do this when you’re financially stable 1:07:07 - Steps to grow your wealth  1:11:30 - Unconventional ways to generate more money!  1:16:42 - How to be comfortable building wealth over the long-term?  1:18:19 - Habits and routines to preserve your wealth 1:22:00 - How to figure out the right investments for you 1:24:22 - What does creating a lasting legacy really mean?  1:27:26 - What are the essential financial things you need to do!  1:30:04 - Working with a financial coach 1:31:36 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Deborah Williams is a seasoned financial professional who held roles in private banking and relationship management at top institutions including NatWest, Brown Shipley, Coutts, and C. Hoare & Co where she advised high-net-worth individuals.


She was a 2018 finalist for Private Banker of the Year at the Women in Finance Awards and now works as a financial coach and moderator with Female Invest and Black Girl Finance.



We discuss: 

  • 3 most surprising things she encountered working in private banking
  • Defining your wealth identity
  • The 5 stages of wealth: from zero to building wealth to leaving a legacy
  • Key accounts needed to build up your savings and wealth
  • What it really means to create a lasting legacy and much more


🔗 Connect with Deborah:

Linkedin: https://www.linkedin.com/in/deborah-williams-13a81981

Join Black Girl Finance Group: https://payhip.com/b/dmiTW


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠⁠



🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



Timestamps

0:00 - Preview

1:17 - Intro

1:28 - Meet Ex-Private Banker & Financial Coach Deborah

3:24 - Growing up in North-West London

6:08 - My relationship with money 

11:43 - Financial mistakes that I made

16:20 - Why I pursued a career in banking

18:41 - 3 Things that surprised me about working in private banking

26:35 - Conversations the wealthy have that we don’t!

32:52 - People don’t believe you can become wealthy with a 9-5 

35:53 - Do you need to see yourself as wealthy?

40:05 - Did you ever feel stuck financially?

42:16 - Traits that say you’re financially struggle

45:38 - How to stop being in denial

51:49 - How to develop your saving operating system

53:52 - Key accounts to build up your savings

58:24 - Traits that say you’re financially stable

1:01:59 - How to not slip back into bad money habits 

1:04:48 - Do this when you’re financially stable

1:07:07 - Steps to grow your wealth 

1:11:30 - Unconventional ways to generate more money! 

1:16:42 - How to be comfortable building wealth over the long-term? 

1:18:19 - Habits and routines to preserve your wealth

1:22:00 - How to figure out the right investments for you

1:24:22 - What does creating a lasting legacy really mean? 

1:27:26 - What are the essential financial things you need to do! 

1:30:04 - Working with a financial coach

1:31:36 - Final words


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5936 EP. 180 - Tax Director Reveals Why Millionaires Are Fleeing The UK (And Where They’re Escaping To) ft. Peter Ferrigno In this episode, Ato speaks with Peter Ferrigno, Director of Tax Services at Henley & Partners who is the global leader in residence and citizenship planning. We discuss: - Why so many Millionaires are leaving the UK - How Millionaires leaving the UK impact it’s economy - The countries with the lowest tax rates - What you should consider before moving abroad - How to protect your financial future and much more 🔗 Connect with Peter: Linkedin: https://www.linkedin.com/in/peterferrigno1 Instagram: https://www.instagram.com/peter.ferrigno 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠ 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:11 - Intro 1:22 - Meet Tax Director, Peter Ferrigno 6:53 - Are more people leaving the UK now? 9:40 - The UK lost 16,500 Millionaires 15:03 - Why Capital Gains Tax Is Lower 23:12 - How do millionaires leaving the UK impact us? 28:26 - Should we care about millionaire leaving the UK? 34:04 - How many more millionaires will leave the UK in 2025? 34:24 - Where are millionaires moving to? 42:22 - Getting citizenship by investment 43:11 - The Italian Tax System 43:59 - Why do countries want millionaires ? 48:21 - Why is the every day person leaving the UK? 50:23 - Opportunities of staying in the UK? 53:05 - People are coming to the UK 54:28 - Impact of scrapping Capital Gains Tax 56:12 - The 60% tax trap 59:09 - Don’t reduce peoples personal allowances! 1:02:54 - Make it easy for people to spend money 1:06:27 - Countries in the world with the highest taxes 1:12:54 - Practical steps to protect your financial future 1:19:07 - Budgeting and financial planning 1:23:44 - Simple ways to reduce tax 1:26:16 - Common tax pitfalls to be aware of 1:28:29 - What would stop people from leaving the UK? 1:35:49 - Key lessons from 35 years in tax 1:38:36 - Advice for moving abroad 1:40:59 - Which countries has the lowest tax rates in the world 1:45:04 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Jul 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Peter Ferrigno, Director of Tax Services at Henley & Partners who is the global leader in residence and citizenship planning. We discuss: - Why so many Millionaires are leaving the UK - How Millionaires leaving the UK impact it’s economy - The countries with the lowest tax rates - What you should consider before moving abroad - How to protect your financial future and much more 🔗 Connect with Peter: Linkedin: https://www.linkedin.com/in/peterferrigno1 Instagram: https://www.instagram.com/peter.ferrigno 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠ 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:11 - Intro 1:22 - Meet Tax Director, Peter Ferrigno 6:53 - Are more people leaving the UK now? 9:40 - The UK lost 16,500 Millionaires 15:03 - Why Capital Gains Tax Is Lower 23:12 - How do millionaires leaving the UK impact us? 28:26 - Should we care about millionaire leaving the UK? 34:04 - How many more millionaires will leave the UK in 2025? 34:24 - Where are millionaires moving to? 42:22 - Getting citizenship by investment 43:11 - The Italian Tax System 43:59 - Why do countries want millionaires ? 48:21 - Why is the every day person leaving the UK? 50:23 - Opportunities of staying in the UK? 53:05 - People are coming to the UK 54:28 - Impact of scrapping Capital Gains Tax 56:12 - The 60% tax trap 59:09 - Don’t reduce peoples personal allowances! 1:02:54 - Make it easy for people to spend money 1:06:27 - Countries in the world with the highest taxes 1:12:54 - Practical steps to protect your financial future 1:19:07 - Budgeting and financial planning 1:23:44 - Simple ways to reduce tax 1:26:16 - Common tax pitfalls to be aware of 1:28:29 - What would stop people from leaving the UK? 1:35:49 - Key lessons from 35 years in tax 1:38:36 - Advice for moving abroad 1:40:59 - Which countries has the lowest tax rates in the world 1:45:04 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Peter Ferrigno, Director of Tax Services at Henley & Partners who is the global leader in residence and citizenship planning.

We discuss: - Why so many Millionaires are leaving the UK

- How Millionaires leaving the UK impact it’s economy

- The countries with the lowest tax rates

- What you should consider before moving abroad

- How to protect your financial future and much more


🔗 Connect with Peter:

Linkedin: https://www.linkedin.com/in/peterferrigno1 Instagram: https://www.instagram.com/peter.ferrigno



📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠



🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS 0:00 - Preview 1:11 - Intro 1:22 - Meet Tax Director, Peter Ferrigno 6:53 - Are more people leaving the UK now? 9:40 - The UK lost 16,500 Millionaires 15:03 - Why Capital Gains Tax Is Lower 23:12 - How do millionaires leaving the UK impact us? 28:26 - Should we care about millionaire leaving the UK? 34:04 - How many more millionaires will leave the UK in 2025? 34:24 - Where are millionaires moving to? 42:22 - Getting citizenship by investment 43:11 - The Italian Tax System 43:59 - Why do countries want millionaires ? 48:21 - Why is the every day person leaving the UK? 50:23 - Opportunities of staying in the UK? 53:05 - People are coming to the UK 54:28 - Impact of scrapping Capital Gains Tax 56:12 - The 60% tax trap 59:09 - Don’t reduce peoples personal allowances! 1:02:54 - Make it easy for people to spend money 1:06:27 - Countries in the world with the highest taxes 1:12:54 - Practical steps to protect your financial future 1:19:07 - Budgeting and financial planning 1:23:44 - Simple ways to reduce tax 1:26:16 - Common tax pitfalls to be aware of 1:28:29 - What would stop people from leaving the UK? 1:35:49 - Key lessons from 35 years in tax 1:38:36 - Advice for moving abroad 1:40:59 - Which countries has the lowest tax rates in the world 1:45:04 - Final words


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6832 EP. 179 - Financial Advisor Reveals The Best Ways To Retire In Your 40’s or 50’s ft. Michael Donkor Michael is a certified financial planner and financial advisor with over a decade of experience in the financial services industry. In this episode we discuss: - How a client experienced changed Michael’s perspective on retirement - Pro’s and cons of using a pension for retirement - What you need to do differently to speed up your retirement - What are RSU’s and stock options and how to build wealth with them - Building a balanced retirement portfolio and much more 🔗 Connect with Michael: Linkedin: https://www.linkedin.com/in/michaelgdonkor Instagram: https://www.instagram.com/mikegdonkor 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠ 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:01 - Intro 1:12 - Meet Financial Advisor, Michael 4:49 - When I thought wealth was possible for me  12:07 - Client story that changed my perspective on life 18:27 - When you retire you grieve your job 22: 30 - How serious is the retirement problem for previous generations  28:45 - What does retirement mean for you?  30:58 - When should you contribute to your pensions?  34:59 - Invest in things you’re interested in 39:44 - S&P 500 & Global index funds in your pensions 42:25 - How to retire with a pension 47:36 - When you can no longer get tax benefits from a pension  50:15 - How to utilise the stock market to retire earlier  55:16 - What you need to do differently to retire earlier?  1:02:38 - The approach to the stock market to retire earlier  1:04:01 - What are stock options and RSU’s and how to build wealth with them  1:09:50 - The downsides of RSU’s 1:14:24 - How to use property for retirement? 1:18:55 - A balanced retirement plan 1:20:02 - What’s in The Wallet  1:23:14 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Jul 2025 07:00:00 -0000 full Savvy Wallet Michael is a certified financial planner and financial advisor with over a decade of experience in the financial services industry. In this episode we discuss: - How a client experienced changed Michael’s perspective on retirement - Pro’s and cons of using a pension for retirement - What you need to do differently to speed up your retirement - What are RSU’s and stock options and how to build wealth with them - Building a balanced retirement portfolio and much more 🔗 Connect with Michael: Linkedin: https://www.linkedin.com/in/michaelgdonkor Instagram: https://www.instagram.com/mikegdonkor 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠ 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:01 - Intro 1:12 - Meet Financial Advisor, Michael 4:49 - When I thought wealth was possible for me  12:07 - Client story that changed my perspective on life 18:27 - When you retire you grieve your job 22: 30 - How serious is the retirement problem for previous generations  28:45 - What does retirement mean for you?  30:58 - When should you contribute to your pensions?  34:59 - Invest in things you’re interested in 39:44 - S&P 500 & Global index funds in your pensions 42:25 - How to retire with a pension 47:36 - When you can no longer get tax benefits from a pension  50:15 - How to utilise the stock market to retire earlier  55:16 - What you need to do differently to retire earlier?  1:02:38 - The approach to the stock market to retire earlier  1:04:01 - What are stock options and RSU’s and how to build wealth with them  1:09:50 - The downsides of RSU’s 1:14:24 - How to use property for retirement? 1:18:55 - A balanced retirement plan 1:20:02 - What’s in The Wallet  1:23:14 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices Michael is a certified financial planner and financial advisor with over a decade of experience in the financial services industry. In this episode we discuss: - How a client experienced changed Michael’s perspective on retirement

- Pro’s and cons of using a pension for retirement

- What you need to do differently to speed up your retirement

- What are RSU’s and stock options and how to build wealth with them

- Building a balanced retirement portfolio and much more


🔗 Connect with Michael: Linkedin: https://www.linkedin.com/in/michaelgdonkor Instagram: https://www.instagram.com/mikegdonkor


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠



🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

0:00 - Preview

1:01 - Intro

1:12 - Meet Financial Advisor, Michael

4:49 - When I thought wealth was possible for me 

12:07 - Client story that changed my perspective on life

18:27 - When you retire you grieve your job

22: 30 - How serious is the retirement problem for previous generations 

28:45 - What does retirement mean for you? 

30:58 - When should you contribute to your pensions? 

34:59 - Invest in things you’re interested in

39:44 - S&P 500 & Global index funds in your pensions

42:25 - How to retire with a pension

47:36 - When you can no longer get tax benefits from a pension 

50:15 - How to utilise the stock market to retire earlier 

55:16 - What you need to do differently to retire earlier? 

1:02:38 - The approach to the stock market to retire earlier 

1:04:01 - What are stock options and RSU’s and how to build wealth with them 

1:09:50 - The downsides of RSU’s

1:14:24 - How to use property for retirement?

1:18:55 - A balanced retirement plan

1:20:02 - What’s in The Wallet 

1:23:14 - Final Words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5385 Podcast Update Hey Folks! I hope you’re enjoying the weekend! Just to let you know the podcast will be on a short break for 1 week and will return on the 14th July.  I need a short break to replenish my battery and go strong for the second half of the year. In the meantime why not check out previous episodes that you've missed. I’ve got so many amazing conversations coming up so please stayed tuned and I’ll see you soon! Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 06 Jul 2025 19:43:00 -0000 full Savvy Wallet Hey Folks! I hope you’re enjoying the weekend! Just to let you know the podcast will be on a short break for 1 week and will return on the 14th July.  I need a short break to replenish my battery and go strong for the second half of the year. In the meantime why not check out previous episodes that you've missed. I’ve got so many amazing conversations coming up so please stayed tuned and I’ll see you soon! Learn more about your ad choices. Visit megaphone.fm/adchoices Hey Folks!


I hope you’re enjoying the weekend!


Just to let you know the podcast will be on a short break for 1 week and will return on the 14th July. 


I need a short break to replenish my battery and go strong for the second half of the year. In the meantime why not check out previous episodes that you've missed.


I’ve got so many amazing conversations coming up so please stayed tuned and I’ll see you soon!




Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 15 [Bonus episode] - Money Mindset Expert: The #1 Mistake That Quietly Destroys Your Financial Future ft. Ryan Murphy In this bonus episode, recorded live at the Morningstar Investment Conference, Ato speaks with Ryan Murphy, Global Head of Behavioral Insights at Morningstar — a leading global investment research and management firm known for its trusted data, analysis, and expert insights that help investors make informed decisions. In this episode we discuss: - How your money mindset shapes financial decisions and long-term success - Simple strategies to avoid common behavioural mistakes with investing - Why taking a long-term view helps you stay calm during market volatility - Practical steps to define your true financial goals and take action and much more Connect with Ryan Murphy: https://www.linkedin.com/in/ryan-murphy-77245b2 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Jul 2025 18:42:00 -0000 full Savvy Wallet In this bonus episode, recorded live at the Morningstar Investment Conference, Ato speaks with Ryan Murphy, Global Head of Behavioral Insights at Morningstar — a leading global investment research and management firm known for its trusted data, analysis, and expert insights that help investors make informed decisions. In this episode we discuss: - How your money mindset shapes financial decisions and long-term success - Simple strategies to avoid common behavioural mistakes with investing - Why taking a long-term view helps you stay calm during market volatility - Practical steps to define your true financial goals and take action and much more Connect with Ryan Murphy: https://www.linkedin.com/in/ryan-murphy-77245b2 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices In this bonus episode, recorded live at the Morningstar Investment Conference, Ato speaks with Ryan Murphy, Global Head of Behavioral Insights at Morningstar — a leading global investment research and management firm known for its trusted data, analysis, and expert insights that help investors make informed decisions. In this episode we discuss: - How your money mindset shapes financial decisions and long-term success - Simple strategies to avoid common behavioural mistakes with investing - Why taking a long-term view helps you stay calm during market volatility - Practical steps to define your true financial goals and take action and much more Connect with Ryan Murphy: https://www.linkedin.com/in/ryan-murphy-77245b2


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠⁠



🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 983 EP. 178 - Senior Director: My Best Career Advice For Reaching The Top Without Playing The Game ft. Joyce Idoniboye In this episode, Ato speaks with Joyce Idoniboye, Chief People Officer at Oxfam GB she is an accomplished Human Resources leader with over 20 years of experience spanning the non-profit, investment banking, and legal sectors. In this episode we discuss: - Why Joyce risked everything to move to London - How she went from working in a hotel to Chief People Officer - How to stand out to your manager and get promoted - Negotiating your salary - Career Skills that will be valuable in an AI world - How to stand out in the job market and much more 🔗 Connect with Joyce: Linkedin: http://www.linkedin.com/in/joyce-idoniboye-a6068219 Instagram: https://www.instagram.com/thejoyceoutloud 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:10 - Intro 1:21 - Meet Chief People Officer, Joyce 3:18 - Growing up in foster care 7:01 - Reconnecting with my sister was a miracle 10:23 - From homeless to working in a hotel 14:58 - Why I wanted more for myself 18:26 - If you’re hungry people will help you 21:43 - Tide Ad 23:02 - Key steps to becoming a Chief People Officer 34:10 - How to be your authentic self at work 41:44 - What I do as a Chief People Officer 47:45 - Dealing with imposter syndrome 53:59 - Savvy Wallet Ad 54:08 - How to stand out to your manager 59:56 - How to show value to your company even if you work from home 1:03:04 - Is working hard or selling yourself more important at your job 1:07:51 - Signs your company won’t promote you 1:11:18 - Key steps to get promoted at work 1:17:02 - Does job hopping help your career? 1:19:50 - Skills that will always be relevant in an AI world 1:24:40 - How to negotiate your salary 1:28:04 - How I would get a job in this tough job market 1:31:01 - Key lessons learnt from a 20+ year career 1:32:55 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Jun 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Joyce Idoniboye, Chief People Officer at Oxfam GB she is an accomplished Human Resources leader with over 20 years of experience spanning the non-profit, investment banking, and legal sectors. In this episode we discuss: - Why Joyce risked everything to move to London - How she went from working in a hotel to Chief People Officer - How to stand out to your manager and get promoted - Negotiating your salary - Career Skills that will be valuable in an AI world - How to stand out in the job market and much more 🔗 Connect with Joyce: Linkedin: http://www.linkedin.com/in/joyce-idoniboye-a6068219 Instagram: https://www.instagram.com/thejoyceoutloud 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠⁠ Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:10 - Intro 1:21 - Meet Chief People Officer, Joyce 3:18 - Growing up in foster care 7:01 - Reconnecting with my sister was a miracle 10:23 - From homeless to working in a hotel 14:58 - Why I wanted more for myself 18:26 - If you’re hungry people will help you 21:43 - Tide Ad 23:02 - Key steps to becoming a Chief People Officer 34:10 - How to be your authentic self at work 41:44 - What I do as a Chief People Officer 47:45 - Dealing with imposter syndrome 53:59 - Savvy Wallet Ad 54:08 - How to stand out to your manager 59:56 - How to show value to your company even if you work from home 1:03:04 - Is working hard or selling yourself more important at your job 1:07:51 - Signs your company won’t promote you 1:11:18 - Key steps to get promoted at work 1:17:02 - Does job hopping help your career? 1:19:50 - Skills that will always be relevant in an AI world 1:24:40 - How to negotiate your salary 1:28:04 - How I would get a job in this tough job market 1:31:01 - Key lessons learnt from a 20+ year career 1:32:55 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Joyce Idoniboye, Chief People Officer at Oxfam GB she is an accomplished Human Resources leader with over 20 years of experience spanning the non-profit, investment banking, and legal sectors.

In this episode we discuss: - Why Joyce risked everything to move to London

- How she went from working in a hotel to Chief People Officer

- How to stand out to your manager and get promoted

- Negotiating your salary

- Career Skills that will be valuable in an AI world

- How to stand out in the job market and much more 🔗 Connect with Joyce: Linkedin: http://www.linkedin.com/in/joyce-idoniboye-a6068219 Instagram: https://www.instagram.com/thejoyceoutloud


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠⁠https://tally.so/r/w5gzdE⁠⁠⁠



🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠⁠


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 1:10 - Intro 1:21 - Meet Chief People Officer, Joyce 3:18 - Growing up in foster care 7:01 - Reconnecting with my sister was a miracle 10:23 - From homeless to working in a hotel 14:58 - Why I wanted more for myself 18:26 - If you’re hungry people will help you 21:43 - Tide Ad 23:02 - Key steps to becoming a Chief People Officer 34:10 - How to be your authentic self at work 41:44 - What I do as a Chief People Officer 47:45 - Dealing with imposter syndrome 53:59 - Savvy Wallet Ad 54:08 - How to stand out to your manager 59:56 - How to show value to your company even if you work from home 1:03:04 - Is working hard or selling yourself more important at your job 1:07:51 - Signs your company won’t promote you 1:11:18 - Key steps to get promoted at work 1:17:02 - Does job hopping help your career? 1:19:50 - Skills that will always be relevant in an AI world 1:24:40 - How to negotiate your salary 1:28:04 - How I would get a job in this tough job market 1:31:01 - Key lessons learnt from a 20+ year career 1:32:55 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5938 EP. 177 - Ex-Goldman Sachs Director: Earn Between £20k - £100k? Do This To Turn Your Salary Into Assets ft. Ayesha Ofori In this episode, Ato speaks with Ayesha Ofori a multi-award-winning business woman, property investor, angel investor, and the founder & CEO of Propelle, a female-focused investment platform. In this episode we discuss: - Wealth lessons learnt from Ayesha's time at Goldman Sachs - How she became an executive director at Goldman Sachs - Was there pressure managing £500 million of client's money - Can you becoming wealth from a 9-5? - Turning your salary into assets - A portfolio approach to Investing in startups and much more 🔗 Connect with Ayesha: Instagram: https://www.instagram.com/ayesha.ofori 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠https://tally.so/r/w5gzdE⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠ 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠⁠⁠https://hl.7eer.net/B0mz50⁠⁠⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:05 - Intro 1:40 - Meet Propelle Founder & CEO, Ayesha 8:42 - Getting my first job at Morgan Stanley 11:19 - Day in life of a ultra high net worth advisor Goldman Sachs 16:32 - How I became an executive director at Goldman Sachs 20:49 - Where does the work ethic come from? 24:54 - Tide Ad 26:13 - The pressure of managing £500 million 30:56 - Can you become wealthy with your 9-5? 37:27 - Financial tools and strategies only at Goldman sachs 44:02 - Turning your salary into assets 48:43 - Alternative assets to property 50:35 - Lessons learnt from investing & losing £80,000 in a startup 52:17 - A portfolio approach for investing in startups 56:52 - How I would advise my clients on trump tariffs 1:02:44 - Ayesha’s criteria for investing in a startup 1:08:36 - One unconventional habit that has paid dividends 1:14:01 - Why I started Propelle 1:21:18 - The vision for Propelle 1:23:31 - What’s in The Wallet? 1:24:58 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Jun 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Ayesha Ofori a multi-award-winning business woman, property investor, angel investor, and the founder & CEO of Propelle, a female-focused investment platform. In this episode we discuss: - Wealth lessons learnt from Ayesha's time at Goldman Sachs - How she became an executive director at Goldman Sachs - Was there pressure managing £500 million of client's money - Can you becoming wealth from a 9-5? - Turning your salary into assets - A portfolio approach to Investing in startups and much more 🔗 Connect with Ayesha: Instagram: https://www.instagram.com/ayesha.ofori 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠https://tally.so/r/w5gzdE⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠ 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠⁠⁠https://hl.7eer.net/B0mz50⁠⁠⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:05 - Intro 1:40 - Meet Propelle Founder & CEO, Ayesha 8:42 - Getting my first job at Morgan Stanley 11:19 - Day in life of a ultra high net worth advisor Goldman Sachs 16:32 - How I became an executive director at Goldman Sachs 20:49 - Where does the work ethic come from? 24:54 - Tide Ad 26:13 - The pressure of managing £500 million 30:56 - Can you become wealthy with your 9-5? 37:27 - Financial tools and strategies only at Goldman sachs 44:02 - Turning your salary into assets 48:43 - Alternative assets to property 50:35 - Lessons learnt from investing & losing £80,000 in a startup 52:17 - A portfolio approach for investing in startups 56:52 - How I would advise my clients on trump tariffs 1:02:44 - Ayesha’s criteria for investing in a startup 1:08:36 - One unconventional habit that has paid dividends 1:14:01 - Why I started Propelle 1:21:18 - The vision for Propelle 1:23:31 - What’s in The Wallet? 1:24:58 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Ayesha Ofori a multi-award-winning business woman, property investor, angel investor, and the founder & CEO of Propelle, a female-focused investment platform.

In this episode we discuss: - Wealth lessons learnt from Ayesha's time at Goldman Sachs

- How she became an executive director at Goldman Sachs

- Was there pressure managing £500 million of client's money

- Can you becoming wealth from a 9-5?

- Turning your salary into assets

- A portfolio approach to Investing in startups and much more


🔗 Connect with Ayesha: Instagram: https://www.instagram.com/ayesha.ofori


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠⁠https://tally.so/r/w5gzdE⁠⁠



🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠⁠


🤝Partners

Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠⁠⁠https://hl.7eer.net/B0mz50⁠⁠⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 1:05 - Intro 1:40 - Meet Propelle Founder & CEO, Ayesha 8:42 - Getting my first job at Morgan Stanley 11:19 - Day in life of a ultra high net worth advisor Goldman Sachs 16:32 - How I became an executive director at Goldman Sachs 20:49 - Where does the work ethic come from? 24:54 - Tide Ad 26:13 - The pressure of managing £500 million 30:56 - Can you become wealthy with your 9-5? 37:27 - Financial tools and strategies only at Goldman sachs 44:02 - Turning your salary into assets 48:43 - Alternative assets to property 50:35 - Lessons learnt from investing & losing £80,000 in a startup 52:17 - A portfolio approach for investing in startups 56:52 - How I would advise my clients on trump tariffs 1:02:44 - Ayesha’s criteria for investing in a startup 1:08:36 - One unconventional habit that has paid dividends 1:14:01 - Why I started Propelle 1:21:18 - The vision for Propelle 1:23:31 - What’s in The Wallet? 1:24:58 - Final words


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5415 EP. 176 - Investing Expert: I’ve Been Investing For 37 years. In Your 20s, 30s, or 40s? Start Here ft. Mike Coop In this episode, Ato speaks with Mike Coop is the Chief Investment Officer for Morningstar Investment Management in Europe, the Middle East, and Africa, with over 37 years of experience in financial services. In this episode we discuss: - Lessons from 37 years of investing - How to build a well diversified stock portfolio - S&P 500 vs Global Index Funds - Is it too late to invest in AI? - What’s the future of the magnificent 7 (Tesla, Apple, Microsoft, Google, Meta etc) - How can investing build your wealth and much more! 🔗 Connect with Mike Coop: Linkedin - https://www.linkedin.com/in/mike-coop-morningstar 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠https://tally.so/r/w5gzdE⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠ 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠⁠https://hl.7eer.net/B0mz50⁠⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 00:49 - Intro 1:25 - Meet Chief investment Officer Mike Coop 6:36 - Lessons from 37 years of investing 12:02 - How can investing build your wealth 16:01 - What makes an investment go up in value 22:44 - Tide Ad 24:03 - Which countries or sectors are undervalued? 27:13 - What makes the UK undervalued? 33:08 - Why investors think Brazil is undervalued 37:45 - China’s Market: Undervalued or Risky? 40:46 - Is politics affecting the stock market too much? 48:19 - What’s the future of the magnificent 7 (Tesla, Apple, Microsoft, Google, Meta etc) 53:05 - Is the stock market rebound sustainable? 57:59 - Building a well diversified stock portfolio 1:03:45 - S&P 500 vs Global Index Funds 1:06:07 - What would I do differently if I started today 1:07:25 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Jun 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Mike Coop is the Chief Investment Officer for Morningstar Investment Management in Europe, the Middle East, and Africa, with over 37 years of experience in financial services. In this episode we discuss: - Lessons from 37 years of investing - How to build a well diversified stock portfolio - S&P 500 vs Global Index Funds - Is it too late to invest in AI? - What’s the future of the magnificent 7 (Tesla, Apple, Microsoft, Google, Meta etc) - How can investing build your wealth and much more! 🔗 Connect with Mike Coop: Linkedin - https://www.linkedin.com/in/mike-coop-morningstar 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠https://tally.so/r/w5gzdE⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠ 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠⁠https://hl.7eer.net/B0mz50⁠⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 00:49 - Intro 1:25 - Meet Chief investment Officer Mike Coop 6:36 - Lessons from 37 years of investing 12:02 - How can investing build your wealth 16:01 - What makes an investment go up in value 22:44 - Tide Ad 24:03 - Which countries or sectors are undervalued? 27:13 - What makes the UK undervalued? 33:08 - Why investors think Brazil is undervalued 37:45 - China’s Market: Undervalued or Risky? 40:46 - Is politics affecting the stock market too much? 48:19 - What’s the future of the magnificent 7 (Tesla, Apple, Microsoft, Google, Meta etc) 53:05 - Is the stock market rebound sustainable? 57:59 - Building a well diversified stock portfolio 1:03:45 - S&P 500 vs Global Index Funds 1:06:07 - What would I do differently if I started today 1:07:25 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Mike Coop is the Chief Investment Officer for Morningstar Investment Management in Europe, the Middle East, and Africa, with over 37 years of experience in financial services.

In this episode we discuss: - Lessons from 37 years of investing

- How to build a well diversified stock portfolio

- S&P 500 vs Global Index Funds

- Is it too late to invest in AI?

- What’s the future of the magnificent 7 (Tesla, Apple, Microsoft, Google, Meta etc)

- How can investing build your wealth and much more!

🔗 Connect with Mike Coop: Linkedin - https://www.linkedin.com/in/mike-coop-morningstar


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠⁠



💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: ⁠https://tally.so/r/w5gzdE⁠



🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠⁠


🤝Partners

Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠⁠https://hl.7eer.net/B0mz50⁠⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 00:49 - Intro 1:25 - Meet Chief investment Officer Mike Coop 6:36 - Lessons from 37 years of investing 12:02 - How can investing build your wealth 16:01 - What makes an investment go up in value 22:44 - Tide Ad 24:03 - Which countries or sectors are undervalued? 27:13 - What makes the UK undervalued? 33:08 - Why investors think Brazil is undervalued 37:45 - China’s Market: Undervalued or Risky? 40:46 - Is politics affecting the stock market too much? 48:19 - What’s the future of the magnificent 7 (Tesla, Apple, Microsoft, Google, Meta etc) 53:05 - Is the stock market rebound sustainable? 57:59 - Building a well diversified stock portfolio 1:03:45 - S&P 500 vs Global Index Funds 1:06:07 - What would I do differently if I started today 1:07:25 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4337 EP. 175 - Financial Advisor: Why's Everyone So Obsessed With Buying A Home? ft. Joseph Obeng In this episode, Ato speaks with Joseph Obeng is a qualified financial advisor with over 12 years in the financial services industry. He’s the author of Flow State Money, a book that blends psychology and personal finance to help you manage money with clarity and confidence. In this episode we discuss: - The obsession with buying property - The societal pressure of getting on the property ladder - Investing in property vs investing in the stock market- Is renting throwing away money? - How the stock market could fast-track your financial freedom - How to design the life you want and much more Connect with Joseph: Instagram - https://www.instagram.com/joefinancialplanning Grab a copy of Joseph's book "Flow State Money" here: https://amzn.to/45fDf3p 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: https://tally.so/r/w5gzdE 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠ 🤝Partners Black Business Show - Get 15% of tickets with the code "UKBB15" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Jun 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Joseph Obeng is a qualified financial advisor with over 12 years in the financial services industry. He’s the author of Flow State Money, a book that blends psychology and personal finance to help you manage money with clarity and confidence. In this episode we discuss: - The obsession with buying property - The societal pressure of getting on the property ladder - Investing in property vs investing in the stock market- Is renting throwing away money? - How the stock market could fast-track your financial freedom - How to design the life you want and much more Connect with Joseph: Instagram - https://www.instagram.com/joefinancialplanning Grab a copy of Joseph's book "Flow State Money" here: https://amzn.to/45fDf3p 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠ 💼 What's in The Wallet Submit any question anonymously and it may get answered in future episodes. Drop your question here: https://tally.so/r/w5gzdE 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠ 🤝Partners Black Business Show - Get 15% of tickets with the code "UKBB15" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Joseph Obeng is a qualified financial advisor with over 12 years in the financial services industry. He’s the author of Flow State Money, a book that blends psychology and personal finance to help you manage money with clarity and confidence.


In this episode we discuss:

- The obsession with buying property

- The societal pressure of getting on the property ladder

- Investing in property vs investing in the stock market- Is renting throwing away money?

- How the stock market could fast-track your financial freedom

- How to design the life you want and much more


Connect with Joseph:

Instagram - https://www.instagram.com/joefinancialplanning


Grab a copy of Joseph's book "Flow State Money" here: https://amzn.to/45fDf3p


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠


💼 What's in The Wallet

Submit any question anonymously and it may get answered in future episodes. Drop your question here: https://tally.so/r/w5gzdE



🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠


🤝Partners


Black Business Show - Get 15% of tickets with the code "UKBB15" https://www.birminghamblackbusinessshow.co.uk



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6746 EP. 174 - Money Expert: I’m 63. If You're In Your 20’s, 30’s or 40’s Watch This Before It’s Too Late In this episode, Ato speaks with Perry, a cab driver, property entrepreneur, author and went on the journey of financial independence at the age of 57 and he achieved financial independence (light) in 3 years. In this episode we discuss: - Why Perry decide to change his life at 57 - Shifting from 40 hours a week or 80 hours a week to make extra income - How he managed to buy multiple properties on a minimum wage - How he achieved financial freedom 'light' in 3 years - The mindset required to attain a wealthy life - How anyone can change their financial life and gain financial freedom much more Connect with Perry: https://www.youtube.com/@StupidIsTheNorm Grab a copy of Perry's book "Minimum Wage Millionaire" here: https://amzn.to/3SsC3Cf 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:56 - Intro 1:31 - Meet Property Investor Perry Wilson 6:12 - Why I stopped working as a bartender 11:45 - I started working 80 hours a week 14:02 - Why I decided to buy a property & how much it cost 15:48 - Tide Ad 21:05 - Becoming financially free light 22:16 - This property was a nightmare! 24:45 - How I learnt to raise money for property 26:13 - Buying a 10 property deal 29:20 - Losing 40% of my rental income 31:56 - Millionaire mindset 34:16 - Why I decided to use the buy to let strategy 38:46 - Challenges with scaling my buy to let portfolio 45:12 - Can you really buy property with minimum wage? 50:51 - Steps to financial independence 55:17 - How much should you roughly save for a first rental property? 59:08 - Second jobs/side hustles will supercharge your earnings 1:07:28 - Why I’m so disciplined 1:09:50 - My retirement goal 1:15:15 - How to start raising money for your property 1:22:00 - Is buy to let still viable in 2025? 1:23:08 - Perry’s book: “Minimum Wage Millionaire” 1:26:44 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Jun 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Perry, a cab driver, property entrepreneur, author and went on the journey of financial independence at the age of 57 and he achieved financial independence (light) in 3 years. In this episode we discuss: - Why Perry decide to change his life at 57 - Shifting from 40 hours a week or 80 hours a week to make extra income - How he managed to buy multiple properties on a minimum wage - How he achieved financial freedom 'light' in 3 years - The mindset required to attain a wealthy life - How anyone can change their financial life and gain financial freedom much more Connect with Perry: https://www.youtube.com/@StupidIsTheNorm Grab a copy of Perry's book "Minimum Wage Millionaire" here: https://amzn.to/3SsC3Cf 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:56 - Intro 1:31 - Meet Property Investor Perry Wilson 6:12 - Why I stopped working as a bartender 11:45 - I started working 80 hours a week 14:02 - Why I decided to buy a property & how much it cost 15:48 - Tide Ad 21:05 - Becoming financially free light 22:16 - This property was a nightmare! 24:45 - How I learnt to raise money for property 26:13 - Buying a 10 property deal 29:20 - Losing 40% of my rental income 31:56 - Millionaire mindset 34:16 - Why I decided to use the buy to let strategy 38:46 - Challenges with scaling my buy to let portfolio 45:12 - Can you really buy property with minimum wage? 50:51 - Steps to financial independence 55:17 - How much should you roughly save for a first rental property? 59:08 - Second jobs/side hustles will supercharge your earnings 1:07:28 - Why I’m so disciplined 1:09:50 - My retirement goal 1:15:15 - How to start raising money for your property 1:22:00 - Is buy to let still viable in 2025? 1:23:08 - Perry’s book: “Minimum Wage Millionaire” 1:26:44 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Perry, a cab driver, property entrepreneur, author and went on the journey of financial independence at the age of 57 and he achieved financial independence (light) in 3 years.


In this episode we discuss:

- Why Perry decide to change his life at 57

- Shifting from 40 hours a week or 80 hours a week to make extra income

- How he managed to buy multiple properties on a minimum wage

- How he achieved financial freedom 'light' in 3 years

- The mindset required to attain a wealthy life

- How anyone can change their financial life and gain financial freedom much more


Connect with Perry: https://www.youtube.com/@StupidIsTheNorm Grab a copy of Perry's book "Minimum Wage Millionaire" here: https://amzn.to/3SsC3Cf


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠




🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠


🤝Partners


Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk

Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

0:00 - Preview

0:56 - Intro

1:31 - Meet Property Investor Perry Wilson

6:12 - Why I stopped working as a bartender

11:45 - I started working 80 hours a week

14:02 - Why I decided to buy a property & how much it cost

15:48 - Tide Ad

21:05 - Becoming financially free light

22:16 - This property was a nightmare!

24:45 - How I learnt to raise money for property

26:13 - Buying a 10 property deal

29:20 - Losing 40% of my rental income

31:56 - Millionaire mindset

34:16 - Why I decided to use the buy to let strategy

38:46 - Challenges with scaling my buy to let portfolio

45:12 - Can you really buy property with minimum wage?

50:51 - Steps to financial independence

55:17 - How much should you roughly save for a first rental property?

59:08 - Second jobs/side hustles will supercharge your earnings

1:07:28 - Why I’m so disciplined

1:09:50 - My retirement goal

1:15:15 - How to start raising money for your property

1:22:00 - Is buy to let still viable in 2025?

1:23:08 - Perry’s book: “Minimum Wage Millionaire”

1:26:44 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5507 [Bonus episode] - 4 Investing Experts Reveal Their Top Tips to Build Wealth in the Stock Market (In 24 Mins) Live at the Morningstar Investment Conference, Ato speaks with 4 investing experts on how to build wealth through the stock market. In this video we discuss: - How to build wealth through the stock market - What they wished they had known sooner - Their number one advice for investors - Why waiting to invest can cost you - Biggest mistakes investors make - Where Morningstar see potential opportunities in the stock market and much more Connect with Ruli Viljoen https://www.linkedin.com/in/ruli-viljoen-056907103 Connect with Saftar Sarwar https://www.linkedin.com/in/saftar Connect with Mark Sanderson https://www.linkedin.com/in/mark-sanderson Connect with Mark Preskett https://www.linkedin.com/in/mark-preskett-cfa-577b3113 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠ 🤝Partners Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠ Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 0:47 - Intro 1:00 - Meet Head of Manager Selection - Ruli Viljoen 9:16 - Meet Chief Investment Officer - Saftar Sarwar 15:57 - Meet Managing Director - Mark Sanderson 20:15 - Meet Senior Portfolio Manager - Mark Preskett Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 May 2025 07:00:00 -0000 full Savvy Wallet Live at the Morningstar Investment Conference, Ato speaks with 4 investing experts on how to build wealth through the stock market. In this video we discuss: - How to build wealth through the stock market - What they wished they had known sooner - Their number one advice for investors - Why waiting to invest can cost you - Biggest mistakes investors make - Where Morningstar see potential opportunities in the stock market and much more Connect with Ruli Viljoen https://www.linkedin.com/in/ruli-viljoen-056907103 Connect with Saftar Sarwar https://www.linkedin.com/in/saftar Connect with Mark Sanderson https://www.linkedin.com/in/mark-sanderson Connect with Mark Preskett https://www.linkedin.com/in/mark-preskett-cfa-577b3113 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠ 🤝Partners Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠ Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 0:47 - Intro 1:00 - Meet Head of Manager Selection - Ruli Viljoen 9:16 - Meet Chief Investment Officer - Saftar Sarwar 15:57 - Meet Managing Director - Mark Sanderson 20:15 - Meet Senior Portfolio Manager - Mark Preskett Learn more about your ad choices. Visit megaphone.fm/adchoices Live at the Morningstar Investment Conference, Ato speaks with 4 investing experts on how to build wealth through the stock market. In this video we discuss: - How to build wealth through the stock market - What they wished they had known sooner - Their number one advice for investors - Why waiting to invest can cost you - Biggest mistakes investors make - Where Morningstar see potential opportunities in the stock market and much more Connect with Ruli Viljoen https://www.linkedin.com/in/ruli-viljoen-056907103 Connect with Saftar Sarwar https://www.linkedin.com/in/saftar Connect with Mark Sanderson https://www.linkedin.com/in/mark-sanderson Connect with Mark Preskett https://www.linkedin.com/in/mark-preskett-cfa-577b3113


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠⁠



🤝Partners

Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠⁠



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps 0:00 - Preview 0:47 - Intro 1:00 - Meet Head of Manager Selection - Ruli Viljoen 9:16 - Meet Chief Investment Officer - Saftar Sarwar 15:57 - Meet Managing Director - Mark Sanderson 20:15 - Meet Senior Portfolio Manager - Mark Preskett

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1598 EP. 173 - How He Built A £1M+ Fintech Company In Ghana With £150 ft. Ebenezer Ghanney In this episode, Ato speaks with Ebenezer Ghanney, the Founder of WeWire a fintech company which helps to facilitate cross border payment and he’s also the former head of operations for Ghana at yellow card, the most funded cryptocurrency exchange in Africa. In this episode we discuss - Money lessons that shaped Ebenezer - How WeWire solves the dollar crisis in Africa - How WeWire has grown to a 7 figure business - How to make your first £100,000 in your 9-5 or in a business - The importance of financial discipline - Millionaires in Africa and much more Connect with Ebenezer: Linkedin: https://www.linkedin.com/in/ebenezer-ghanney-6995888a 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:03 - Intro 01:39 - Meet Fintech Entrepreneur Ebenezer 03:52 - Entrepreneurial Lessons and Financial Goals 10:06 - Starting WeWire: Motivation and Challenges20:35 - Tide Ad 23:55 - Understanding Cross-Border Payments in Africa 34:08 - How does WeWire help with the Africa dollar issues 37:14 - How WeWire differentiates from it's competitors 38:16 - How WeWire makes money 41:31 - My biggest achievements 43:01 - Lessons from Past Startups 53:32- Building a Billion Dollar Vision 54:02 - Starting with No Capital 57:58 - How we grew WeWire to a 7 figure business 59:15 - Mindset for Success 01:08:56 - Expanding into New Markets 01:10:26 - Advice for Aspiring Entrepreneurs 01:10:46 - Focusing on Business Goals 01:13:12 - Retail vs. B2B Strategy 01:15:27 - Balancing a 9-to-5 with Wealth Building 01:20:23 - Scaling Wealth as a Founder 01:26:40 - Investment Strategies and Financial Discipline 01:32:12 - The Importance of Personal Development 01:46:03 - Challenges and Motivation 01:48:36 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 May 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Ebenezer Ghanney, the Founder of WeWire a fintech company which helps to facilitate cross border payment and he’s also the former head of operations for Ghana at yellow card, the most funded cryptocurrency exchange in Africa. In this episode we discuss - Money lessons that shaped Ebenezer - How WeWire solves the dollar crisis in Africa - How WeWire has grown to a 7 figure business - How to make your first £100,000 in your 9-5 or in a business - The importance of financial discipline - Millionaires in Africa and much more Connect with Ebenezer: Linkedin: https://www.linkedin.com/in/ebenezer-ghanney-6995888a 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:03 - Intro 01:39 - Meet Fintech Entrepreneur Ebenezer 03:52 - Entrepreneurial Lessons and Financial Goals 10:06 - Starting WeWire: Motivation and Challenges20:35 - Tide Ad 23:55 - Understanding Cross-Border Payments in Africa 34:08 - How does WeWire help with the Africa dollar issues 37:14 - How WeWire differentiates from it's competitors 38:16 - How WeWire makes money 41:31 - My biggest achievements 43:01 - Lessons from Past Startups 53:32- Building a Billion Dollar Vision 54:02 - Starting with No Capital 57:58 - How we grew WeWire to a 7 figure business 59:15 - Mindset for Success 01:08:56 - Expanding into New Markets 01:10:26 - Advice for Aspiring Entrepreneurs 01:10:46 - Focusing on Business Goals 01:13:12 - Retail vs. B2B Strategy 01:15:27 - Balancing a 9-to-5 with Wealth Building 01:20:23 - Scaling Wealth as a Founder 01:26:40 - Investment Strategies and Financial Discipline 01:32:12 - The Importance of Personal Development 01:46:03 - Challenges and Motivation 01:48:36 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Ebenezer Ghanney, the Founder of WeWire a fintech company which helps to facilitate cross border payment and he’s also the former head of operations for Ghana at yellow card, the most funded cryptocurrency exchange in Africa. In this episode we discuss - Money lessons that shaped Ebenezer

- How WeWire solves the dollar crisis in Africa

- How WeWire has grown to a 7 figure business

- How to make your first £100,000 in your 9-5 or in a business

- The importance of financial discipline

- Millionaires in Africa and much more

Connect with Ebenezer: Linkedin: https://www.linkedin.com/in/ebenezer-ghanney-6995888a


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠



🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠


🤝Partners


Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk

Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps 00:00 - Preview 01:03 - Intro 01:39 - Meet Fintech Entrepreneur Ebenezer 03:52 - Entrepreneurial Lessons and Financial Goals 10:06 - Starting WeWire: Motivation and Challenges20:35 - Tide Ad 23:55 - Understanding Cross-Border Payments in Africa 34:08 - How does WeWire help with the Africa dollar issues 37:14 - How WeWire differentiates from it's competitors 38:16 - How WeWire makes money 41:31 - My biggest achievements 43:01 - Lessons from Past Startups 53:32- Building a Billion Dollar Vision 54:02 - Starting with No Capital 57:58 - How we grew WeWire to a 7 figure business 59:15 - Mindset for Success 01:08:56 - Expanding into New Markets 01:10:26 - Advice for Aspiring Entrepreneurs 01:10:46 - Focusing on Business Goals 01:13:12 - Retail vs. B2B Strategy 01:15:27 - Balancing a 9-to-5 with Wealth Building 01:20:23 - Scaling Wealth as a Founder 01:26:40 - Investment Strategies and Financial Discipline 01:32:12 - The Importance of Personal Development 01:46:03 - Challenges and Motivation 01:48:36 - Final Words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6976 [Bonus episode] - Investing Expert: What You Must Do If The Stock Market Crashes ft. Dan Kemp In this bonus episode, recorded live at the Morningstar Investment Conference, Ato speaks with Dan Kemp, Chief Research and Investment Officer at Morningstar — a leading global investment research and management firm known for its trusted data, analysis, and expert insights that help investors make informed decisions. In this episode we discuss: - Why you should ignore the headlines and stay invested - How to manage emotions during market turbulence - The risks of reacting to short-term noise - Morningstar’s long-term view on the UK stock market — and why it may be a hidden opportunity for investors - A simple strategy for building long-term wealth 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠ 🤝Partners Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠ Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 May 2025 08:00:00 -0000 full Savvy Wallet In this bonus episode, recorded live at the Morningstar Investment Conference, Ato speaks with Dan Kemp, Chief Research and Investment Officer at Morningstar — a leading global investment research and management firm known for its trusted data, analysis, and expert insights that help investors make informed decisions. In this episode we discuss: - Why you should ignore the headlines and stay invested - How to manage emotions during market turbulence - The risks of reacting to short-term noise - Morningstar’s long-term view on the UK stock market — and why it may be a hidden opportunity for investors - A simple strategy for building long-term wealth 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠ 🤝Partners Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠ Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices In this bonus episode, recorded live at the Morningstar Investment Conference, Ato speaks with Dan Kemp, Chief Research and Investment Officer at Morningstar — a leading global investment research and management firm known for its trusted data, analysis, and expert insights that help investors make informed decisions.


In this episode we discuss:

- Why you should ignore the headlines and stay invested

- How to manage emotions during market turbulence

- The risks of reacting to short-term noise

- Morningstar’s long-term view on the UK stock market — and why it may be a hidden opportunity for investors

- A simple strategy for building long-term wealth


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠http://eepurl.com/hJEcLL⁠⁠



🤝Partners

Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠⁠



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 961 EP. 172 - Ex-JP Morgan Banker Exposes The Secrets The 1% Use To Keep & Make More Money! ft. Lámidé Elizabeth In this episode, Ato speaks with Lámidé Elizabeth a former banker at JP Morgan and Citibank, international real estate consultant and co-founder of professionElle network. In this episode we discuss: - Lámidé's key lessons from working in investment banking - Why multiple streams of income is essential - Building wealth with no borders - The importance of discipline - Key insights from millionaires & money experts she's spoken to and much more! Connect with Lámidé:Instagram: https://www.instagram.com/lamide.elizabethYoutube: https://www.youtube.com/@Lamideelizabeth 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠http://eepurl.com/hJEcLL⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 – Preview 1:06 - Intro 1:41 - Meet former banker Lámidé Elizabeth 9:33 - Why I pursued a career in investment banking 11:30 - How to actually get into investment banking 15:42 - Key lessons learnt from Investing Banking 19:04 - Tide Ad 20:12 - Why is multiple incomes required 22:56 - How to think about building wealth with no borders 24:50 - Why is important to build wealth with no borders 32:31 - What to think about when it comes to moving? 36:10 - Success stories of people building wealth globally 38:42 - Challenges of building wealth with no borders 43:50 - How has living abroad helped me build wealth 47:37 - Birmingham Black Business Show 48:41 - Is there a future in the UK? 51:21 - Message if you’re hesitant in moving 55:31 - Pro’s and cons of Dubai 1:01:11 - Tips for getting a job in Dubai 1:04:59 - Other places great for building wealth 1:06:22 - Key insights from money experts & millionaires 1:09:33 - Why is discipline important? 1:12:29 - How to be more disciplined 1:18:29 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 May 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Lámidé Elizabeth a former banker at JP Morgan and Citibank, international real estate consultant and co-founder of professionElle network. In this episode we discuss: - Lámidé's key lessons from working in investment banking - Why multiple streams of income is essential - Building wealth with no borders - The importance of discipline - Key insights from millionaires & money experts she's spoken to and much more! Connect with Lámidé:Instagram: https://www.instagram.com/lamide.elizabethYoutube: https://www.youtube.com/@Lamideelizabeth 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠http://eepurl.com/hJEcLL⁠ 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 – Preview 1:06 - Intro 1:41 - Meet former banker Lámidé Elizabeth 9:33 - Why I pursued a career in investment banking 11:30 - How to actually get into investment banking 15:42 - Key lessons learnt from Investing Banking 19:04 - Tide Ad 20:12 - Why is multiple incomes required 22:56 - How to think about building wealth with no borders 24:50 - Why is important to build wealth with no borders 32:31 - What to think about when it comes to moving? 36:10 - Success stories of people building wealth globally 38:42 - Challenges of building wealth with no borders 43:50 - How has living abroad helped me build wealth 47:37 - Birmingham Black Business Show 48:41 - Is there a future in the UK? 51:21 - Message if you’re hesitant in moving 55:31 - Pro’s and cons of Dubai 1:01:11 - Tips for getting a job in Dubai 1:04:59 - Other places great for building wealth 1:06:22 - Key insights from money experts & millionaires 1:09:33 - Why is discipline important? 1:12:29 - How to be more disciplined 1:18:29 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Lámidé Elizabeth a former banker at JP Morgan and Citibank, international real estate consultant and co-founder of professionElle network.


In this episode we discuss:

- Lámidé's key lessons from working in investment banking

- Why multiple streams of income is essential

- Building wealth with no borders

- The importance of discipline

- Key insights from millionaires & money experts she's spoken to and much more!


Connect with Lámidé:Instagram: https://www.instagram.com/lamide.elizabethYoutube: https://www.youtube.com/@Lamideelizabeth


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠http://eepurl.com/hJEcLL⁠




🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠⁠tide.co/savings.⁠⁠⁠⁠


🤝Partners


Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk

Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

0:00 – Preview 1:06 - Intro 1:41 - Meet former banker Lámidé Elizabeth 9:33 - Why I pursued a career in investment banking 11:30 - How to actually get into investment banking 15:42 - Key lessons learnt from Investing Banking 19:04 - Tide Ad 20:12 - Why is multiple incomes required 22:56 - How to think about building wealth with no borders 24:50 - Why is important to build wealth with no borders 32:31 - What to think about when it comes to moving? 36:10 - Success stories of people building wealth globally 38:42 - Challenges of building wealth with no borders 43:50 - How has living abroad helped me build wealth 47:37 - Birmingham Black Business Show 48:41 - Is there a future in the UK? 51:21 - Message if you’re hesitant in moving 55:31 - Pro’s and cons of Dubai 1:01:11 - Tips for getting a job in Dubai 1:04:59 - Other places great for building wealth 1:06:22 - Key insights from money experts & millionaires 1:09:33 - Why is discipline important? 1:12:29 - How to be more disciplined 1:18:29 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4991 EP. 171 - £2M Property Investor REVEALS How To Become A Property Millionaire ft. Julianah In this episode, Ato speaks with Julianah a property investor & developer with over 10 years experience in the property industry and has a property portfolio worth £2.1 million. In this episode we discuss: - How Julianah scaled her property portfolio to 11 properties - How to build wealth with property - The pro's and con's of the BRRR strategy - The opportunity to invest in property in UAE - Whether buy to let is still a viable property strategy - How beginners can start investing in property and much more Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠tide.co/savings.⁠⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 – Preview 0:51 - Intro 1:27 – Meet Juliana: Property Investor With 11 Homes 2:18 – Growing Up in Brixton & Financial Struggles 8:20 – First Property: Sacrifices & Lessons 10:15 – Financial Breakdown of the First Property Deal 13:41 – Why She Invests Outside London 15:24 – Scaling to 11 Properties 18:19 - Tide Ad 19:33 – Investing in Property in Yorkshire 21:45 – How to Find the Best Areas for Property Investment 24:01 – The Key Property Strategies That Led to 11 Properties 27:11 – Investing in Uninhabitable Properties 30:29 – Property Challenges & Lessons Learned 32:10 – Her Biggest Financial Deal 41:51 – The BRRR Strategy Explained 43:15 – How to Evaluate a Property Deal Like a Pro 44:14 – Avoiding Costly Mistakes: Expert Advice You Need to Hear 46:58 – The Risks You Don’t See in Property Investments 50:00 – The Reality Behind Property Wealth 51:27 – The Dangers of Buying at Auction: What to Watch For 52:24 - Birmingham Black Business Show Ad 53:28 - How to make a BRRR deal successful 55:37 – Unlocking Hidden Property Deals Through Agent Relationships 1:01:32 – Beginner Strategies: Rent-to-Rent & Sourcing 01:05:22 - Is buy to let a viable property strategy in 2025? 1:07:14 – Investing in the UAE: Her Next Step 01:12:57 - Starting in Property Investment for beginners 1:17:41 – Lessons From 11 Years of Investing 1:21:16 – Patience & Long-Term Thinking in Property 1:28:24 – The Truth About Hard Work & Success 1:29:24 – Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 May 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Julianah a property investor & developer with over 10 years experience in the property industry and has a property portfolio worth £2.1 million. In this episode we discuss: - How Julianah scaled her property portfolio to 11 properties - How to build wealth with property - The pro's and con's of the BRRR strategy - The opportunity to invest in property in UAE - Whether buy to let is still a viable property strategy - How beginners can start investing in property and much more Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.22% AER Variable on your business savings here: ⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠tide.co/savings.⁠⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 – Preview 0:51 - Intro 1:27 – Meet Juliana: Property Investor With 11 Homes 2:18 – Growing Up in Brixton & Financial Struggles 8:20 – First Property: Sacrifices & Lessons 10:15 – Financial Breakdown of the First Property Deal 13:41 – Why She Invests Outside London 15:24 – Scaling to 11 Properties 18:19 - Tide Ad 19:33 – Investing in Property in Yorkshire 21:45 – How to Find the Best Areas for Property Investment 24:01 – The Key Property Strategies That Led to 11 Properties 27:11 – Investing in Uninhabitable Properties 30:29 – Property Challenges & Lessons Learned 32:10 – Her Biggest Financial Deal 41:51 – The BRRR Strategy Explained 43:15 – How to Evaluate a Property Deal Like a Pro 44:14 – Avoiding Costly Mistakes: Expert Advice You Need to Hear 46:58 – The Risks You Don’t See in Property Investments 50:00 – The Reality Behind Property Wealth 51:27 – The Dangers of Buying at Auction: What to Watch For 52:24 - Birmingham Black Business Show Ad 53:28 - How to make a BRRR deal successful 55:37 – Unlocking Hidden Property Deals Through Agent Relationships 1:01:32 – Beginner Strategies: Rent-to-Rent & Sourcing 01:05:22 - Is buy to let a viable property strategy in 2025? 1:07:14 – Investing in the UAE: Her Next Step 01:12:57 - Starting in Property Investment for beginners 1:17:41 – Lessons From 11 Years of Investing 1:21:16 – Patience & Long-Term Thinking in Property 1:28:24 – The Truth About Hard Work & Success 1:29:24 – Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Julianah a property investor & developer with over 10 years experience in the property industry and has a property portfolio worth £2.1 million. In this episode we discuss: - How Julianah scaled her property portfolio to 11 properties - How to build wealth with property - The pro's and con's of the BRRR strategy - The opportunity to invest in property in UAE - Whether buy to let is still a viable property strategy - How beginners can start investing in property and much more


Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠http://eepurl.com/hJEcLL




🤝 Sponsor


Tide - Earn up to 4.22% AER Variable on your business savings here:

⁠⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠⁠tide.co/savings.⁠⁠⁠


🤝Partners


Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk

Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps 0:00 – Preview 0:51 - Intro 1:27 – Meet Juliana: Property Investor With 11 Homes 2:18 – Growing Up in Brixton & Financial Struggles 8:20 – First Property: Sacrifices & Lessons 10:15 – Financial Breakdown of the First Property Deal 13:41 – Why She Invests Outside London 15:24 – Scaling to 11 Properties 18:19 - Tide Ad 19:33 – Investing in Property in Yorkshire 21:45 – How to Find the Best Areas for Property Investment 24:01 – The Key Property Strategies That Led to 11 Properties 27:11 – Investing in Uninhabitable Properties 30:29 – Property Challenges & Lessons Learned 32:10 – Her Biggest Financial Deal 41:51 – The BRRR Strategy Explained 43:15 – How to Evaluate a Property Deal Like a Pro 44:14 – Avoiding Costly Mistakes: Expert Advice You Need to Hear 46:58 – The Risks You Don’t See in Property Investments 50:00 – The Reality Behind Property Wealth 51:27 – The Dangers of Buying at Auction: What to Watch For 52:24 - Birmingham Black Business Show Ad

53:28 - How to make a BRRR deal successful 55:37 – Unlocking Hidden Property Deals Through Agent Relationships 1:01:32 – Beginner Strategies: Rent-to-Rent & Sourcing 01:05:22 - Is buy to let a viable property strategy in 2025? 1:07:14 – Investing in the UAE: Her Next Step 01:12:57 - Starting in Property Investment for beginners 1:17:41 – Lessons From 11 Years of Investing 1:21:16 – Patience & Long-Term Thinking in Property 1:28:24 – The Truth About Hard Work & Success 1:29:24 – Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5619 EP. 170 - Financial Advisor REVEALS The Best Asset To Build Your Wealth ft. Chris Ball In this episode, Ato speaks with Chris Ball, a financial advisor, chartered accountant, and CEO of Hoxton Wealth, which provides borderless financial advice to high and ultra-high-net-worth clients, managing $2.7 billion in assets for over 7,000 clients globally. In this episode we discuss: - Starting Hoxton Wealth - Money management is key to building wealth - Why buying a property isn't the smartest investment - The best performing assets to invest in - How to invest globally - Whether you can still build wealth in the UK - Best places in the world to build wealth and much more Connect with Chris: https://www.linkedin.com/in/chrisballhx 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.48% AER Variable on your business savings here: ⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠tide.co/savings.⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:08 - Intro 1:44 - Meet Financial Advisor & CEO of Hoxton Wealth - Chris Ball 4:27 - What inspired me to become a financial advisor? 7:13 - Moving from KPMG to Abu Dhabi 12:47 - Transitioning from a Tax Advisor to a Financial Advisor 14:12 - Key lessons from working in De Vere Group 16:04 - Why I started Hoxton Wealth 19:10 - Tide Ad 20:40 - The challenges of building Hoxton Wealth 24:09 - What sets Hoxton Wealth apart 29:49 - Lessons from working with high net worth clients 36:09 - How have my clients built their wealth? 39:20 - The role of a financial advisor 41:26 - How to think about ‘risk’ when investing in the stock market 45:44 - How to have a long-term investing mindset 47:55 - Core investment vehicles for people to invest in 50:40 - Free tickets to the Birmingham Black Business Show 51:43 - Is buying a Home a smart investment? 56:07 - Renting vs Buying your property 59:16 - Best approach to start investing in the stock market 1:02:12 - How long should you invest in the stock market for? 1:03:02 - Expected returns from investing in the stock market 1:03:42 - How to build passive income from an investment portfolio 1::05:53 - Should you have bonds in your portfolio? 1:10:50 - How to invest globally 1:14:50 - Key characteristics to be a good investor 1:17:43 - Working with clients leaving the UK 1:20:18 - Can you still build wealth in the UK? 1:21:20 - How to build wealth in the UK? 1:28:45 - Other Countries that are great for building wealth 1:33:47 - What it takes to build serious wealth 1:37:58 - Factors to consider before you move? 1:39:52 - What happens to your assets when you move? 1:44:39 - Are people still retiring in Spain? 1:45:49 - Vision for Hoxton Wealth 1:47:18 - Final Words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 May 2025 07:00:00 -0000 full Savvy Wallet In this episode, Ato speaks with Chris Ball, a financial advisor, chartered accountant, and CEO of Hoxton Wealth, which provides borderless financial advice to high and ultra-high-net-worth clients, managing $2.7 billion in assets for over 7,000 clients globally. In this episode we discuss: - Starting Hoxton Wealth - Money management is key to building wealth - Why buying a property isn't the smartest investment - The best performing assets to invest in - How to invest globally - Whether you can still build wealth in the UK - Best places in the world to build wealth and much more Connect with Chris: https://www.linkedin.com/in/chrisballhx 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.48% AER Variable on your business savings here: ⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠tide.co/savings.⁠⁠ 🤝Partners Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:08 - Intro 1:44 - Meet Financial Advisor & CEO of Hoxton Wealth - Chris Ball 4:27 - What inspired me to become a financial advisor? 7:13 - Moving from KPMG to Abu Dhabi 12:47 - Transitioning from a Tax Advisor to a Financial Advisor 14:12 - Key lessons from working in De Vere Group 16:04 - Why I started Hoxton Wealth 19:10 - Tide Ad 20:40 - The challenges of building Hoxton Wealth 24:09 - What sets Hoxton Wealth apart 29:49 - Lessons from working with high net worth clients 36:09 - How have my clients built their wealth? 39:20 - The role of a financial advisor 41:26 - How to think about ‘risk’ when investing in the stock market 45:44 - How to have a long-term investing mindset 47:55 - Core investment vehicles for people to invest in 50:40 - Free tickets to the Birmingham Black Business Show 51:43 - Is buying a Home a smart investment? 56:07 - Renting vs Buying your property 59:16 - Best approach to start investing in the stock market 1:02:12 - How long should you invest in the stock market for? 1:03:02 - Expected returns from investing in the stock market 1:03:42 - How to build passive income from an investment portfolio 1::05:53 - Should you have bonds in your portfolio? 1:10:50 - How to invest globally 1:14:50 - Key characteristics to be a good investor 1:17:43 - Working with clients leaving the UK 1:20:18 - Can you still build wealth in the UK? 1:21:20 - How to build wealth in the UK? 1:28:45 - Other Countries that are great for building wealth 1:33:47 - What it takes to build serious wealth 1:37:58 - Factors to consider before you move? 1:39:52 - What happens to your assets when you move? 1:44:39 - Are people still retiring in Spain? 1:45:49 - Vision for Hoxton Wealth 1:47:18 - Final Words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, Ato speaks with Chris Ball, a financial advisor, chartered accountant, and CEO of Hoxton Wealth, which provides borderless financial advice to high and ultra-high-net-worth clients, managing $2.7 billion in assets for over 7,000 clients globally. In this episode we discuss: - Starting Hoxton Wealth - Money management is key to building wealth - Why buying a property isn't the smartest investment - The best performing assets to invest in - How to invest globally - Whether you can still build wealth in the UK - Best places in the world to build wealth and much more


Connect with Chris: https://www.linkedin.com/in/chrisballhx


📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠http://eepurl.com/hJEcLL



🤝 Sponsor


Tide - Earn up to 4.48% AER Variable on your business savings here:

⁠⁠https://www.tide.co/offers/savvywallet/⁠⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠⁠tide.co/savings.⁠⁠


🤝Partners


Black Business Show - Grab FREE tickets with the code "SAVVYFREE" https://www.birminghamblackbusinessshow.co.uk

Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS 0:00 - Preview 1:08 - Intro 1:44 - Meet Financial Advisor & CEO of Hoxton Wealth - Chris Ball 4:27 - What inspired me to become a financial advisor? 7:13 - Moving from KPMG to Abu Dhabi 12:47 - Transitioning from a Tax Advisor to a Financial Advisor 14:12 - Key lessons from working in De Vere Group 16:04 - Why I started Hoxton Wealth 19:10 - Tide Ad 20:40 - The challenges of building Hoxton Wealth 24:09 - What sets Hoxton Wealth apart 29:49 - Lessons from working with high net worth clients 36:09 - How have my clients built their wealth? 39:20 - The role of a financial advisor 41:26 - How to think about ‘risk’ when investing in the stock market 45:44 - How to have a long-term investing mindset 47:55 - Core investment vehicles for people to invest in 50:40 - Free tickets to the Birmingham Black Business Show 51:43 - Is buying a Home a smart investment? 56:07 - Renting vs Buying your property 59:16 - Best approach to start investing in the stock market 1:02:12 - How long should you invest in the stock market for? 1:03:02 - Expected returns from investing in the stock market 1:03:42 - How to build passive income from an investment portfolio 1::05:53 - Should you have bonds in your portfolio? 1:10:50 - How to invest globally 1:14:50 - Key characteristics to be a good investor 1:17:43 - Working with clients leaving the UK 1:20:18 - Can you still build wealth in the UK? 1:21:20 - How to build wealth in the UK? 1:28:45 - Other Countries that are great for building wealth 1:33:47 - What it takes to build serious wealth 1:37:58 - Factors to consider before you move? 1:39:52 - What happens to your assets when you move? 1:44:39 - Are people still retiring in Spain? 1:45:49 - Vision for Hoxton Wealth 1:47:18 - Final Words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6779 EP. 169 - Tax Professor: UK Tax System Is Broken — It Was Never Meant For You To Build Wealth ft. Dr Andy Summers In this episode Ato has a conversation with Dr Andy Summers, who is an Associate Professor of Law at the London School of Economics. His research focuses on the evaluation and design of UK tax policies, particularly those affecting top earners and High Net Worth Individuals (HNWIs). He is the Director of the Centre for Analysis of Taxation (CenTax), a research center dedicated to contributing to the design of a more effective UK tax system. In this episode we discuss - The effectiveness of the current UK Tax System - Who benefits the most and least from the current UK Tax System - What changes need to be made to the UK Tax System - How the UK could apply a Wealth Tax - Whether a Wealth Tax would solve Wealth inequality and much more Follow Dr Andy's work: https://centax.org.uk 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.48% AER Variable on your business savings here: ⁠https://www.tide.co/offers/savvywallet/⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠tide.co/savings.⁠ Invoice Home - Create a FREE invoice with hundreds of templates here: ⁠https://invoicehome.com/to/savvy-wallet-audio 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 0:56 - Intro 1:32 - Meet Tax Professor Dr Andy Summers 5:27 How does the UK tax wealth? 8:53 - How effective is the current UK Tax system? 14:38 - Is the current UK Tax system fair?  17:22 - Tide Ad 18:51 - Why does the UK Tax system tax income differently?  23:40 - What’s the best tax system for entrepreneurs? 25:18 - What groups gain the most and least from the UK Tax system? 31:14 - How do the rich take advantage of the UK Tax system? 36:47 - Do the rich pay their fair share of taxes? 39:01 - Invoice Home Ad 40:01 - How has the UK tax system contributed to wealth inequality? 42:19 - They’re not sharing the full picture on wealth inequality 47:41 - The proposal for taxing the wealthy and the rich 50:54 - What should be fixed first with the UK tax system 53:57 - How much could a wealth tax raise? 59:21 - At what threshold should a wealth tax apply? 1:05:01 - Will a wealth tax address wealth inequality? 1:08:04 - Should the UK have an exit tax ? 1:11:31 - Why the UK doesn’t have an exit tax  1:17:46 - Is the current UK tax system suited to our economy 1:23:05 - What is the impact of making changes to the Tax system 1:26:21 - Could we lower income tax in the UK? 1:32:30 - Will the rich really leave if we introduce a wealth tax? Factors  1:40:38 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Apr 2025 07:00:00 -0000 full Savvy Wallet In this episode Ato has a conversation with Dr Andy Summers, who is an Associate Professor of Law at the London School of Economics. His research focuses on the evaluation and design of UK tax policies, particularly those affecting top earners and High Net Worth Individuals (HNWIs). He is the Director of the Centre for Analysis of Taxation (CenTax), a research center dedicated to contributing to the design of a more effective UK tax system. In this episode we discuss - The effectiveness of the current UK Tax System - Who benefits the most and least from the current UK Tax System - What changes need to be made to the UK Tax System - How the UK could apply a Wealth Tax - Whether a Wealth Tax would solve Wealth inequality and much more Follow Dr Andy's work: https://centax.org.uk 📩 Sign up to my mailing list to be the first to know about upcoming events: ⁠⁠http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.48% AER Variable on your business savings here: ⁠https://www.tide.co/offers/savvywallet/⁠ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠tide.co/savings.⁠ Invoice Home - Create a FREE invoice with hundreds of templates here: ⁠https://invoicehome.com/to/savvy-wallet-audio 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ ⁠https://hl.7eer.net/B0mz50⁠ Capital at risk ⚡️Interactive Investor ⚡️ ⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠ Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 0:56 - Intro 1:32 - Meet Tax Professor Dr Andy Summers 5:27 How does the UK tax wealth? 8:53 - How effective is the current UK Tax system? 14:38 - Is the current UK Tax system fair?  17:22 - Tide Ad 18:51 - Why does the UK Tax system tax income differently?  23:40 - What’s the best tax system for entrepreneurs? 25:18 - What groups gain the most and least from the UK Tax system? 31:14 - How do the rich take advantage of the UK Tax system? 36:47 - Do the rich pay their fair share of taxes? 39:01 - Invoice Home Ad 40:01 - How has the UK tax system contributed to wealth inequality? 42:19 - They’re not sharing the full picture on wealth inequality 47:41 - The proposal for taxing the wealthy and the rich 50:54 - What should be fixed first with the UK tax system 53:57 - How much could a wealth tax raise? 59:21 - At what threshold should a wealth tax apply? 1:05:01 - Will a wealth tax address wealth inequality? 1:08:04 - Should the UK have an exit tax ? 1:11:31 - Why the UK doesn’t have an exit tax  1:17:46 - Is the current UK tax system suited to our economy 1:23:05 - What is the impact of making changes to the Tax system 1:26:21 - Could we lower income tax in the UK? 1:32:30 - Will the rich really leave if we introduce a wealth tax? Factors  1:40:38 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode Ato has a conversation with Dr Andy Summers, who is an Associate Professor of Law at the London School of Economics. His research focuses on the evaluation and design of UK tax policies, particularly those affecting top earners and High Net Worth Individuals (HNWIs). He is the Director of the Centre for Analysis of Taxation (CenTax), a research center dedicated to contributing to the design of a more effective UK tax system.

In this episode we discuss

- The effectiveness of the current UK Tax System

- Who benefits the most and least from the current UK Tax System

- What changes need to be made to the UK Tax System

- How the UK could apply a Wealth Tax

- Whether a Wealth Tax would solve Wealth inequality and much more


Follow Dr Andy's work:

https://centax.org.uk


📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠http://eepurl.com/hJEcLL



🤝 Sponsor


Tide - Earn up to 4.48% AER Variable on your business savings here:

⁠https://www.tide.co/offers/savvywallet/⁠


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit ⁠tide.co/savings.⁠


Invoice Home - Create a FREE invoice with hundreds of templates here:

⁠https://invoicehome.com/to/savvy-wallet-audio


🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

⁠https://hl.7eer.net/B0mz50⁠

Capital at risk


⚡️Interactive Investor ⚡️

⁠https://prf.hn/click/camref:1101l3RTLM/ar:SW⁠

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps

0:00 - Preview

0:56 - Intro

1:32 - Meet Tax Professor Dr Andy Summers

5:27 How does the UK tax wealth?

8:53 - How effective is the current UK Tax system?

14:38 - Is the current UK Tax system fair? 

17:22 - Tide Ad

18:51 - Why does the UK Tax system tax income differently? 

23:40 - What’s the best tax system for entrepreneurs?

25:18 - What groups gain the most and least from the UK Tax system?

31:14 - How do the rich take advantage of the UK Tax system?

36:47 - Do the rich pay their fair share of taxes?

39:01 - Invoice Home Ad

40:01 - How has the UK tax system contributed to wealth inequality?

42:19 - They’re not sharing the full picture on wealth inequality

47:41 - The proposal for taxing the wealthy and the rich

50:54 - What should be fixed first with the UK tax system

53:57 - How much could a wealth tax raise?

59:21 - At what threshold should a wealth tax apply?

1:05:01 - Will a wealth tax address wealth inequality?

1:08:04 - Should the UK have an exit tax ?

1:11:31 - Why the UK doesn’t have an exit tax 

1:17:46 - Is the current UK tax system suited to our economy

1:23:05 - What is the impact of making changes to the Tax system

1:26:21 - Could we lower income tax in the UK?

1:32:30 - Will the rich really leave if we introduce a wealth tax?

Factors 

1:40:38 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6358 EP. 168 - Ex-Goldman Sachs Trader Exposes How Anyone Can Get Rich From The Stock Market ft. Debodun Osekita In this episode we have Debodun Osekita, former trader at Goldman Sachs, founder of stock pickers academy a community that educates you on investing in the stock market, founder of coach cube that helps you prepare for job interviews, he is an investing coach and angel investor. In this episode we discuss: - Why you need to invest - A simple way for you to start investing and building wealth today - How just investing in the S&P 500 isn't enough - S&P 500 vs Global ETF's/Index Funds - Some metrics to consider when looking at investing in individual stocks - Why Trumps tariffs on China is impacting the stock market and much more Connect with Debodun: Instagram: https://www.instagram.com/stockpickersacademy Instagram personal: https://www.instagram.com/coachdebs.spa 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.48% AER Variable on your business savings here: https://www.tide.co/offers/savvywallet/ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit tide.co/savings. 🤝Partners 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:54 - Intro 1:30 - Meet Ex-Goldman Sachs Trader Debodun 5:31 - Lessons from working in Goldman Sachs  11:44 - What is investing? 13:11 - Why should you invest?  14:37 - Investing in the S&P 500 is not enough! 20:11 - Tide Ad 21:40 - Why people are scared of investing? 28:13 - Should everyone have S&P 500 and Global Index fund in their portfolio?  32:12 - The truth about global index funds  37:56 - The case for S&P 500 over Global Index Funds  38:59 - At what point do you invest in individual stocks? 45:17 - The risks of investing in individual stocks  50:42 - Some factors to consider before investing in individual stocks 54:47 - Apple is more valuable than the FTSE 100  58:35 - The Bitcoin cycle 59:55 - Stock prices are irrational 1:05:21 - The impact of getting a stock at the wrong price 1:13:19 - Why is the US & China trade war happening?  1:17:11 - Why are tariffs having an impact on the stock market  1:27:32 - How to manage investing in the tariff situation 1:31:44 - Industries that thrive in difficult markets 1:35:29 - Building wealth from investing in the stock market 1:36:57 - Could the market drop more if more tariffs are introduced  1:37:43 - Industries that I like for the future 1:40:49 - Find out more about stockpickers academy 1:44:59 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Apr 2025 07:00:00 -0000 full Savvy Wallet In this episode we have Debodun Osekita, former trader at Goldman Sachs, founder of stock pickers academy a community that educates you on investing in the stock market, founder of coach cube that helps you prepare for job interviews, he is an investing coach and angel investor. In this episode we discuss: - Why you need to invest - A simple way for you to start investing and building wealth today - How just investing in the S&P 500 isn't enough - S&P 500 vs Global ETF's/Index Funds - Some metrics to consider when looking at investing in individual stocks - Why Trumps tariffs on China is impacting the stock market and much more Connect with Debodun: Instagram: https://www.instagram.com/stockpickersacademy Instagram personal: https://www.instagram.com/coachdebs.spa 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.48% AER Variable on your business savings here: https://www.tide.co/offers/savvywallet/ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit tide.co/savings. 🤝Partners 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:54 - Intro 1:30 - Meet Ex-Goldman Sachs Trader Debodun 5:31 - Lessons from working in Goldman Sachs  11:44 - What is investing? 13:11 - Why should you invest?  14:37 - Investing in the S&P 500 is not enough! 20:11 - Tide Ad 21:40 - Why people are scared of investing? 28:13 - Should everyone have S&P 500 and Global Index fund in their portfolio?  32:12 - The truth about global index funds  37:56 - The case for S&P 500 over Global Index Funds  38:59 - At what point do you invest in individual stocks? 45:17 - The risks of investing in individual stocks  50:42 - Some factors to consider before investing in individual stocks 54:47 - Apple is more valuable than the FTSE 100  58:35 - The Bitcoin cycle 59:55 - Stock prices are irrational 1:05:21 - The impact of getting a stock at the wrong price 1:13:19 - Why is the US & China trade war happening?  1:17:11 - Why are tariffs having an impact on the stock market  1:27:32 - How to manage investing in the tariff situation 1:31:44 - Industries that thrive in difficult markets 1:35:29 - Building wealth from investing in the stock market 1:36:57 - Could the market drop more if more tariffs are introduced  1:37:43 - Industries that I like for the future 1:40:49 - Find out more about stockpickers academy 1:44:59 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Debodun Osekita, former trader at Goldman Sachs, founder of stock pickers academy a community that educates you on investing in the stock market, founder of coach cube that helps you prepare for job interviews, he is an investing coach and angel investor.


In this episode we discuss:

- Why you need to invest

- A simple way for you to start investing and building wealth today

- How just investing in the S&P 500 isn't enough

- S&P 500 vs Global ETF's/Index Funds

- Some metrics to consider when looking at investing in individual stocks

- Why Trumps tariffs on China is impacting the stock market and much more


Connect with Debodun:

Instagram: https://www.instagram.com/stockpickersacademy

Instagram personal: https://www.instagram.com/coachdebs.spa



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor


Tide - Earn up to 4.48% AER Variable on your business savings here:

https://www.tide.co/offers/savvywallet/


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For the full offer T&Cs visit tide.co/savings.



🤝Partners

🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply.



Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Preview

0:54 - Intro

1:30 - Meet Ex-Goldman Sachs Trader Debodun

5:31 - Lessons from working in Goldman Sachs 

11:44 - What is investing?

13:11 - Why should you invest? 

14:37 - Investing in the S&P 500 is not enough!

20:11 - Tide Ad

21:40 - Why people are scared of investing?

28:13 - Should everyone have S&P 500 and Global Index fund in their portfolio? 

32:12 - The truth about global index funds 

37:56 - The case for S&P 500 over Global Index Funds 

38:59 - At what point do you invest in individual stocks?

45:17 - The risks of investing in individual stocks 

50:42 - Some factors to consider before investing in individual stocks

54:47 - Apple is more valuable than the FTSE 100 

58:35 - The Bitcoin cycle

59:55 - Stock prices are irrational

1:05:21 - The impact of getting a stock at the wrong price

1:13:19 - Why is the US & China trade war happening? 

1:17:11 - Why are tariffs having an impact on the stock market 

1:27:32 - How to manage investing in the tariff situation

1:31:44 - Industries that thrive in difficult markets

1:35:29 - Building wealth from investing in the stock market

1:36:57 - Could the market drop more if more tariffs are introduced 

1:37:43 - Industries that I like for the future

1:40:49 - Find out more about stockpickers academy

1:44:59 - Final Words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6532 EP. 167 - I Was On The Apprentice 2025 — The Truth About Lord Sugar & What You Don’t See On TV ft. Frederick Afrifa In this episode we have Frederick Afrifa who is a award winning global keynote speaker, TEDx public speaking coach, co-founder of communication coaching business “believe in greatness”, former professional athlete representing Italy and was a candidate on season 19 of The Apprentice 2025. In this episode we discuss - Frederik’s journey to becoming a pro athlete - Hitting rock bottom and wanting to change his life - Quitting athletics to become a public speaker - Habits and techniques to make you a better speaker - The do's and don'ts of speaking - Why he applied twice to The Apprentice - The unfiltered reality of being on The Apprentice - Challenges he faced on The Apprentice and much more! Connect with Frederick: Instagram: https://www.instagram.com/f17_afrifa Linkedin: https://uk.linkedin.com/in/frederick-afrifa-publicspeakingcoach 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.38% AER Variable on your business savings here: https://www.tide.co/offers/savvywallet/ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. The more you save, the higher the rate—up to 4.38% AER (variable) on balances between £500K - £1M. New Tide members receive these rates free for 6 months, then your Tide plan’s savings rate applies. For the full offer T&Cs visit tide.co/savings. Rate correct as of 1st April 2025 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Savvy Wallet Ad 0:18 - Preview 1:32 - Intro 2:08 - Meet Apprentice Star & Keynote speaker Frederick 4:03 - Growing up in Italy 7:33 - How I found myself 8:52 - How I got into athletics 11:25 - Getting my first pro contract at 21 16:52 - Tide Ad 18:15 - How athletics shaped my mindset  19:35 - Why I quit athletics 24:31 - Working 2/3 jobs just to survive then this happened 25:19 - This accident led me to pursue public speaking 28:32 - Hitting rock bottom made me want to change things 30:34 - Challenges of getting into speaking 33:28 - I was working at 60 schools a month!  34:47 - Tips to become a better speaker 37:04 - Speaking confidently as an introvert 39:01 - The do’s and don’ts of speaking  41:37 - Speaking habits you shouldn’t ignore 44:45 - How speaking changed my life 46:08 - My vision as a speaker  49:14 - Why I applied twice to The Apprentice 53:07 - Why I finally got selected for The Apprentice  56:05 - The Apprentice is really intense! 59:17 - Biggest challenge of being on The Apprentice 1:03:35 - Which task was the most challenging on the apprentice  1:08:25 - The most surprising thing about The Apprentice 1:12:06 - What’s Lord Sugar like in person? 1:14:50 - I don’t regret doing this on The Apprentice 1:17:45 - Was I happy with my portrayal on The Apprentice? 1:18:45 - Lord Sugar sharing my speaking pitch 1:20:41 - Memorable parts of the apprentice you didn’t get to see  1:21:41 - Was my firing on The Apprentice fair? 1:26:14 - Dealing with the pressure on The Apprentice 1:27:57 - Who Frederick wants to win The Apprentice  1:28:38 - The impact of being on The Apprentice 1:31:59 - Investing in myself to build wealth 1:38:03 - My plan to scale my wealth  1:44:25 - How Frederick helps people with speaking  1:48:00 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Apr 2025 07:00:00 -0000 full Savvy Wallet In this episode we have Frederick Afrifa who is a award winning global keynote speaker, TEDx public speaking coach, co-founder of communication coaching business “believe in greatness”, former professional athlete representing Italy and was a candidate on season 19 of The Apprentice 2025. In this episode we discuss - Frederik’s journey to becoming a pro athlete - Hitting rock bottom and wanting to change his life - Quitting athletics to become a public speaker - Habits and techniques to make you a better speaker - The do's and don'ts of speaking - Why he applied twice to The Apprentice - The unfiltered reality of being on The Apprentice - Challenges he faced on The Apprentice and much more! Connect with Frederick: Instagram: https://www.instagram.com/f17_afrifa Linkedin: https://uk.linkedin.com/in/frederick-afrifa-publicspeakingcoach 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.38% AER Variable on your business savings here: https://www.tide.co/offers/savvywallet/ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. The more you save, the higher the rate—up to 4.38% AER (variable) on balances between £500K - £1M. New Tide members receive these rates free for 6 months, then your Tide plan’s savings rate applies. For the full offer T&Cs visit tide.co/savings. Rate correct as of 1st April 2025 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Savvy Wallet Ad 0:18 - Preview 1:32 - Intro 2:08 - Meet Apprentice Star & Keynote speaker Frederick 4:03 - Growing up in Italy 7:33 - How I found myself 8:52 - How I got into athletics 11:25 - Getting my first pro contract at 21 16:52 - Tide Ad 18:15 - How athletics shaped my mindset  19:35 - Why I quit athletics 24:31 - Working 2/3 jobs just to survive then this happened 25:19 - This accident led me to pursue public speaking 28:32 - Hitting rock bottom made me want to change things 30:34 - Challenges of getting into speaking 33:28 - I was working at 60 schools a month!  34:47 - Tips to become a better speaker 37:04 - Speaking confidently as an introvert 39:01 - The do’s and don’ts of speaking  41:37 - Speaking habits you shouldn’t ignore 44:45 - How speaking changed my life 46:08 - My vision as a speaker  49:14 - Why I applied twice to The Apprentice 53:07 - Why I finally got selected for The Apprentice  56:05 - The Apprentice is really intense! 59:17 - Biggest challenge of being on The Apprentice 1:03:35 - Which task was the most challenging on the apprentice  1:08:25 - The most surprising thing about The Apprentice 1:12:06 - What’s Lord Sugar like in person? 1:14:50 - I don’t regret doing this on The Apprentice 1:17:45 - Was I happy with my portrayal on The Apprentice? 1:18:45 - Lord Sugar sharing my speaking pitch 1:20:41 - Memorable parts of the apprentice you didn’t get to see  1:21:41 - Was my firing on The Apprentice fair? 1:26:14 - Dealing with the pressure on The Apprentice 1:27:57 - Who Frederick wants to win The Apprentice  1:28:38 - The impact of being on The Apprentice 1:31:59 - Investing in myself to build wealth 1:38:03 - My plan to scale my wealth  1:44:25 - How Frederick helps people with speaking  1:48:00 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Frederick Afrifa who is a award winning global keynote speaker, TEDx public speaking coach, co-founder of communication coaching business “believe in greatness”, former professional athlete representing Italy and was a candidate on season 19 of The Apprentice 2025.


In this episode we discuss

- Frederik’s journey to becoming a pro athlete

- Hitting rock bottom and wanting to change his life

- Quitting athletics to become a public speaker

- Habits and techniques to make you a better speaker

- The do's and don'ts of speaking

- Why he applied twice to The Apprentice

- The unfiltered reality of being on The Apprentice

- Challenges he faced on The Apprentice and much more!


Connect with Frederick:

Instagram: https://www.instagram.com/f17_afrifa

Linkedin: https://uk.linkedin.com/in/frederick-afrifa-publicspeakingcoach



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor


Tide - Earn up to 4.38% AER Variable on your business savings here:

https://www.tide.co/offers/savvywallet/


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


The more you save, the higher the rate—up to 4.38% AER (variable) on balances between £500K - £1M. New Tide members receive these rates free for 6 months, then your Tide plan’s savings rate applies. For the full offer T&Cs visit tide.co/savings. Rate correct as of 1st April 2025



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS


0:00 - Savvy Wallet Ad

0:18 - Preview

1:32 - Intro

2:08 - Meet Apprentice Star & Keynote speaker Frederick

4:03 - Growing up in Italy

7:33 - How I found myself

8:52 - How I got into athletics

11:25 - Getting my first pro contract at 21

16:52 - Tide Ad

18:15 - How athletics shaped my mindset 

19:35 - Why I quit athletics

24:31 - Working 2/3 jobs just to survive then this happened

25:19 - This accident led me to pursue public speaking

28:32 - Hitting rock bottom made me want to change things

30:34 - Challenges of getting into speaking

33:28 - I was working at 60 schools a month! 

34:47 - Tips to become a better speaker

37:04 - Speaking confidently as an introvert

39:01 - The do’s and don’ts of speaking 

41:37 - Speaking habits you shouldn’t ignore

44:45 - How speaking changed my life

46:08 - My vision as a speaker 

49:14 - Why I applied twice to The Apprentice

53:07 - Why I finally got selected for The Apprentice 

56:05 - The Apprentice is really intense!

59:17 - Biggest challenge of being on The Apprentice

1:03:35 - Which task was the most challenging on the apprentice 

1:08:25 - The most surprising thing about The Apprentice

1:12:06 - What’s Lord Sugar like in person?

1:14:50 - I don’t regret doing this on The Apprentice

1:17:45 - Was I happy with my portrayal on The Apprentice?

1:18:45 - Lord Sugar sharing my speaking pitch

1:20:41 - Memorable parts of the apprentice you didn’t get to see 

1:21:41 - Was my firing on The Apprentice fair?

1:26:14 - Dealing with the pressure on The Apprentice

1:27:57 - Who Frederick wants to win The Apprentice 

1:28:38 - The impact of being on The Apprentice

1:31:59 - Investing in myself to build wealth

1:38:03 - My plan to scale my wealth 

1:44:25 - How Frederick helps people with speaking 

1:48:00 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6723 EP. 166 - £1M Entrepreneur: How Anyone Can Build a £1M+ Online Business ft. Michael Berhane In this episode we have Michael Berhane, a software engineer and founder of POCIT a career platform for the underrepresented in tech. In this episode we discuss: - How he scaled POCIT to 7 figures but then had to PIVOT the business - Dealing with anxiety whilst growing the business - How being a CEO is like being a parent - Wealth building strategy to retire early - Biggest surprises of 7 years of entrepreneurship - How you're losing to people you're better than - Impact AI will have in the next 5 years and more Connect with Michael: Instagram: https://www.instagram.com/michaelberhane_ Techish Podcast: https://www.youtube.com/@techishpod 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.38% AER Variable on your business savings here: https://www.tide.co/offers/savvywallet/ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. The more you save, the higher the rate—up to 4.38% AER (variable) on balances between £500K - £1M. New Tide members receive these rates free for 6 months, then your Tide plan’s savings rate applies. For the full offer T&Cs visit tide.co/savings. Rate correct as of 1st April 2025 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Savvy Wallet Ad 0:18 - Preview 1:27 - Intro 2:03 - Meet Entrepreneur Michael Berhane 3:34 - Growing up in North West London 9:37 - How my life experiences shaped me 13:03 - Why I started POCIT 16:46 - Tide Ad 18:10 - How I made me first $100 with my business 21:06 - Why Entrepreneurs should build an audience first! 28:37 - The book that made me quit my job 31:24 - Key Challenges in building my business 37:18 - Founder should share their business with their employees! 38:40 - Pro’s and cons of having a team 42:57 - We generated 7 figures but then how to pivot our business 47:23 - Vision for my business 50:34 - Biggest surprises from 7 years of entrepreneurship 52:55 - Habits, skills that enabled my business to flourish 57:13 - Biggest adversity as an entrepreneur 1:05:00 - Ingredients of a successful entrepreneur 1:09:25 - My building wealth strategy 1:13:34 - Cons of my wealth building strategy 1:18:08 - The plan to retire early! 1:20:45 - Investing startups 1:23:45 - Why I invested in Tressly Co- Founder, Antoinette 1:27:26 - What impact will AI have on the next 5 years 1:32:42 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Apr 2025 07:00:00 -0000 full Savvy Wallet In this episode we have Michael Berhane, a software engineer and founder of POCIT a career platform for the underrepresented in tech. In this episode we discuss: - How he scaled POCIT to 7 figures but then had to PIVOT the business - Dealing with anxiety whilst growing the business - How being a CEO is like being a parent - Wealth building strategy to retire early - Biggest surprises of 7 years of entrepreneurship - How you're losing to people you're better than - Impact AI will have in the next 5 years and more Connect with Michael: Instagram: https://www.instagram.com/michaelberhane_ Techish Podcast: https://www.youtube.com/@techishpod 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn up to 4.38% AER Variable on your business savings here: https://www.tide.co/offers/savvywallet/ You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. The more you save, the higher the rate—up to 4.38% AER (variable) on balances between £500K - £1M. New Tide members receive these rates free for 6 months, then your Tide plan’s savings rate applies. For the full offer T&Cs visit tide.co/savings. Rate correct as of 1st April 2025 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Savvy Wallet Ad 0:18 - Preview 1:27 - Intro 2:03 - Meet Entrepreneur Michael Berhane 3:34 - Growing up in North West London 9:37 - How my life experiences shaped me 13:03 - Why I started POCIT 16:46 - Tide Ad 18:10 - How I made me first $100 with my business 21:06 - Why Entrepreneurs should build an audience first! 28:37 - The book that made me quit my job 31:24 - Key Challenges in building my business 37:18 - Founder should share their business with their employees! 38:40 - Pro’s and cons of having a team 42:57 - We generated 7 figures but then how to pivot our business 47:23 - Vision for my business 50:34 - Biggest surprises from 7 years of entrepreneurship 52:55 - Habits, skills that enabled my business to flourish 57:13 - Biggest adversity as an entrepreneur 1:05:00 - Ingredients of a successful entrepreneur 1:09:25 - My building wealth strategy 1:13:34 - Cons of my wealth building strategy 1:18:08 - The plan to retire early! 1:20:45 - Investing startups 1:23:45 - Why I invested in Tressly Co- Founder, Antoinette 1:27:26 - What impact will AI have on the next 5 years 1:32:42 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Michael Berhane, a software engineer and founder of POCIT a career platform for the underrepresented in tech.


In this episode we discuss:

- How he scaled POCIT to 7 figures but then had to PIVOT the business

- Dealing with anxiety whilst growing the business

- How being a CEO is like being a parent

- Wealth building strategy to retire early

- Biggest surprises of 7 years of entrepreneurship

- How you're losing to people you're better than

- Impact AI will have in the next 5 years and more


Connect with Michael:

Instagram: https://www.instagram.com/michaelberhane_

Techish Podcast: https://www.youtube.com/@techishpod



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor


Tide - Earn up to 4.38% AER Variable on your business savings here:

https://www.tide.co/offers/savvywallet/


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


The more you save, the higher the rate—up to 4.38% AER (variable) on balances between £500K - £1M. New Tide members receive these rates free for 6 months, then your Tide plan’s savings rate applies. For the full offer T&Cs visit tide.co/savings. Rate correct as of 1st April 2025



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Savvy Wallet Ad

0:18 - Preview

1:27 - Intro

2:03 - Meet Entrepreneur Michael Berhane

3:34 - Growing up in North West London

9:37 - How my life experiences shaped me

13:03 - Why I started POCIT

16:46 - Tide Ad

18:10 - How I made me first $100 with my business

21:06 - Why Entrepreneurs should build an audience first!

28:37 - The book that made me quit my job

31:24 - Key Challenges in building my business

37:18 - Founder should share their business with their employees!

38:40 - Pro’s and cons of having a team

42:57 - We generated 7 figures but then how to pivot our business

47:23 - Vision for my business

50:34 - Biggest surprises from 7 years of entrepreneurship

52:55 - Habits, skills that enabled my business to flourish

57:13 - Biggest adversity as an entrepreneur

1:05:00 - Ingredients of a successful entrepreneur

1:09:25 - My building wealth strategy

1:13:34 - Cons of my wealth building strategy

1:18:08 - The plan to retire early!

1:20:45 - Investing startups

1:23:45 - Why I invested in Tressly Co- Founder, Antoinette

1:27:26 - What impact will AI have on the next 5 years

1:32:42 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5892 EP. 165 - Financial Advisor: Stop Overpaying Your Mortgage, Do This Instead! ft. Ian Dempsey In this episode we Ian Dempsey, an independent financial advisor with nearly two decades of experience in the financial services industry. He brings a wealth of knowledge garnered from his extensive career, including roles in mortgage advising before venturing into financial advising. In this episode we discuss: - The proposed Cash ISA changes - Overpaying your mortgage vs investing in the stock marker: Pro's and cons - How to decide whether you Overpay your mortgage or Invest - A financial advisor's view on Global Index Funds and ETF’s - Is it ever too late to invest in the stock market - Steps to start investing in the stock market today and more Connect with Ian: Instagram: https://www.instagram.com/idthemoneyman TikTok: https://www.tiktok.com/@idthemoneyman 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Savvy Wallet Ad 0:18 - Preview 1:24 - Intro 1:59 - Meet Financial Advisor, Ian Dempsey 3:17 - Why I became a financial advisor 10:22 - Lessons from being a financial advisor 15:12 - The Buy Now Pay Later Problem 18:28 - Tide Ad 19:44 - How my clients grew their wealth 25:22 - Challenges my clients faced 27:03 - The rumoured Cash ISA changes are a bad idea 31:41 - How to navigate the Cash ISA changes 38:30 - Instead of changing the ISA do this! 42:37 - Overpaying mortgages vs Investing in the stock market: Pro’s and Cons 46:15 - Overpaying mortgages vs Investing: If interest rates go up 48:06 - Why do people overpay their mortgages? 49:52 - How to decide: Overpay your mortgage or Investing  52:31 - Benefits to invest vs overpaying your mortgage 54:31 - The risks to investing vs overpaying your mortgage  56:58 - Is it ever too late to invest? 1:01:00 - Building wealth even if you start investing later 1:02:22 - How to catch up with your investments  1:06:51 - Everyone should do this with their pension accounts  1:08:51 - Why it’s not the best idea to take on more risk  1:14:16 - Financial Advisors view on Global Index Funds and ETF’s 1:17:05 - Is there an age where it’s risky to invest in Global Index Fund/ETFs 1:19:41 - Message for you: If you feel it’s too late to invest 1:21:46 - Steps to start investing in the stock market today 1:26:55 - Behavioural science of money  1:35:21 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Mar 2025 07:00:00 -0000 full Savvy Wallet In this episode we Ian Dempsey, an independent financial advisor with nearly two decades of experience in the financial services industry. He brings a wealth of knowledge garnered from his extensive career, including roles in mortgage advising before venturing into financial advising. In this episode we discuss: - The proposed Cash ISA changes - Overpaying your mortgage vs investing in the stock marker: Pro's and cons - How to decide whether you Overpay your mortgage or Invest - A financial advisor's view on Global Index Funds and ETF’s - Is it ever too late to invest in the stock market - Steps to start investing in the stock market today and more Connect with Ian: Instagram: https://www.instagram.com/idthemoneyman TikTok: https://www.tiktok.com/@idthemoneyman 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Savvy Wallet Ad 0:18 - Preview 1:24 - Intro 1:59 - Meet Financial Advisor, Ian Dempsey 3:17 - Why I became a financial advisor 10:22 - Lessons from being a financial advisor 15:12 - The Buy Now Pay Later Problem 18:28 - Tide Ad 19:44 - How my clients grew their wealth 25:22 - Challenges my clients faced 27:03 - The rumoured Cash ISA changes are a bad idea 31:41 - How to navigate the Cash ISA changes 38:30 - Instead of changing the ISA do this! 42:37 - Overpaying mortgages vs Investing in the stock market: Pro’s and Cons 46:15 - Overpaying mortgages vs Investing: If interest rates go up 48:06 - Why do people overpay their mortgages? 49:52 - How to decide: Overpay your mortgage or Investing  52:31 - Benefits to invest vs overpaying your mortgage 54:31 - The risks to investing vs overpaying your mortgage  56:58 - Is it ever too late to invest? 1:01:00 - Building wealth even if you start investing later 1:02:22 - How to catch up with your investments  1:06:51 - Everyone should do this with their pension accounts  1:08:51 - Why it’s not the best idea to take on more risk  1:14:16 - Financial Advisors view on Global Index Funds and ETF’s 1:17:05 - Is there an age where it’s risky to invest in Global Index Fund/ETFs 1:19:41 - Message for you: If you feel it’s too late to invest 1:21:46 - Steps to start investing in the stock market today 1:26:55 - Behavioural science of money  1:35:21 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we Ian Dempsey, an independent financial advisor with nearly two decades of experience in the financial services industry. He brings a wealth of knowledge garnered from his extensive career, including roles in mortgage advising before venturing into financial advising.


In this episode we discuss:

- The proposed Cash ISA changes

- Overpaying your mortgage vs investing in the stock marker: Pro's and cons

- How to decide whether you Overpay your mortgage or Invest

- A financial advisor's view on Global Index Funds and ETF’s

- Is it ever too late to invest in the stock market

- Steps to start investing in the stock market today and more


Connect with Ian:

Instagram: https://www.instagram.com/idthemoneyman

TikTok: https://www.tiktok.com/@idthemoneyman



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.




TIMESTAMPS

0:00 - Savvy Wallet Ad

0:18 - Preview

1:24 - Intro

1:59 - Meet Financial Advisor, Ian Dempsey

3:17 - Why I became a financial advisor

10:22 - Lessons from being a financial advisor

15:12 - The Buy Now Pay Later Problem

18:28 - Tide Ad

19:44 - How my clients grew their wealth

25:22 - Challenges my clients faced

27:03 - The rumoured Cash ISA changes are a bad idea

31:41 - How to navigate the Cash ISA changes

38:30 - Instead of changing the ISA do this!

42:37 - Overpaying mortgages vs Investing in the stock market: Pro’s and Cons

46:15 - Overpaying mortgages vs Investing: If interest rates go up

48:06 - Why do people overpay their mortgages?

49:52 - How to decide: Overpay your mortgage or Investing 

52:31 - Benefits to invest vs overpaying your mortgage

54:31 - The risks to investing vs overpaying your mortgage 

56:58 - Is it ever too late to invest?

1:01:00 - Building wealth even if you start investing later

1:02:22 - How to catch up with your investments 

1:06:51 - Everyone should do this with their pension accounts 

1:08:51 - Why it’s not the best idea to take on more risk 

1:14:16 - Financial Advisors view on Global Index Funds and ETF’s

1:17:05 - Is there an age where it’s risky to invest in Global Index Fund/ETFs

1:19:41 - Message for you: If you feel it’s too late to invest

1:21:46 - Steps to start investing in the stock market today

1:26:55 - Behavioural science of money 

1:35:21 - Final words


#FinancialPlanning

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6067 EP. 164 - Accountant Exposes What You Must Do To Cut Your UK Taxes (It’s Simpler Than You Think!) ft. Benedicta Egbeme In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances. In this episode we discuss: - Impact of Personal allowance being frozen - Capital gains tax changes and what that means for you - How businesses, employees and contractors are affected by the National Insurance changes - How to pay less tax in April 2025 - Why you need to build wealth outside of the UK - What to do before and after the 5th April 2025 and much more Connect with Benedicta: Website: https://beniratiofinances.com Instagram: https://www.instagram.com/beniratiofinances *NOTE*: Regarding the deferred remittance - According to GOV.UK, UK residents who are non-domiciled can choose to be taxed on the remittance basis, meaning they are only taxed on their UK income and gains, plus any foreign income and gains that they bring (remit) into the UK 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:55 - Intro 1:30 - Meet Accountant Benedicta 8:30 - This is like them taxing you more! 13:41 - Tide Ad 15:07 - Legal ways to reduce taxable income 17:02 - Impact of the employee NI threshold being frozen 19:49 - Council tax going up by 5% 23:50 - This capital gains tax went up by 80%! 27:58 - How not to pay capital gains tax 29:46 - How the increase in capital gains tax changes everything 33:25 - You need to build wealth outside of the UK 36:33 - How to build wealth outside of the UK 42:25 - Using tax free accounts to not pay any tax! 47:33 - Charging employers more impacts the employees! 54:34 - The importance of the employment allowance increasing 56:20 - How NI changes impacts contractors 59:21 - Employee vs Business Owner in the UK 1:01:14 - Subscriber questions 1:05:15 - HMRC Self-Assessment change 1:07:27 - Key actions to take before and after 6th April 1:10:40 - Top tips for minimising taxes in 2025 1:12:28 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Mar 2025 08:00:00 -0000 full Savvy Wallet In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances. In this episode we discuss: - Impact of Personal allowance being frozen - Capital gains tax changes and what that means for you - How businesses, employees and contractors are affected by the National Insurance changes - How to pay less tax in April 2025 - Why you need to build wealth outside of the UK - What to do before and after the 5th April 2025 and much more Connect with Benedicta: Website: https://beniratiofinances.com Instagram: https://www.instagram.com/beniratiofinances *NOTE*: Regarding the deferred remittance - According to GOV.UK, UK residents who are non-domiciled can choose to be taxed on the remittance basis, meaning they are only taxed on their UK income and gains, plus any foreign income and gains that they bring (remit) into the UK 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:55 - Intro 1:30 - Meet Accountant Benedicta 8:30 - This is like them taxing you more! 13:41 - Tide Ad 15:07 - Legal ways to reduce taxable income 17:02 - Impact of the employee NI threshold being frozen 19:49 - Council tax going up by 5% 23:50 - This capital gains tax went up by 80%! 27:58 - How not to pay capital gains tax 29:46 - How the increase in capital gains tax changes everything 33:25 - You need to build wealth outside of the UK 36:33 - How to build wealth outside of the UK 42:25 - Using tax free accounts to not pay any tax! 47:33 - Charging employers more impacts the employees! 54:34 - The importance of the employment allowance increasing 56:20 - How NI changes impacts contractors 59:21 - Employee vs Business Owner in the UK 1:01:14 - Subscriber questions 1:05:15 - HMRC Self-Assessment change 1:07:27 - Key actions to take before and after 6th April 1:10:40 - Top tips for minimising taxes in 2025 1:12:28 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances.


In this episode we discuss:


- Impact of Personal allowance being frozen

- Capital gains tax changes and what that means for you

- How businesses, employees and contractors are affected by the National Insurance changes

- How to pay less tax in April 2025

- Why you need to build wealth outside of the UK

- What to do before and after the 5th April 2025 and much more


Connect with Benedicta:

Website: https://beniratiofinances.com

Instagram: https://www.instagram.com/beniratiofinances


*NOTE*: Regarding the deferred remittance - According to GOV.UK, UK residents who are non-domiciled can choose to be taxed on the remittance basis, meaning they are only taxed on their UK income and gains, plus any foreign income and gains that they bring (remit) into the UK



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Preview

0:55 - Intro

1:30 - Meet Accountant Benedicta

8:30 - This is like them taxing you more!

13:41 - Tide Ad

15:07 - Legal ways to reduce taxable income

17:02 - Impact of the employee NI threshold being frozen

19:49 - Council tax going up by 5%

23:50 - This capital gains tax went up by 80%!

27:58 - How not to pay capital gains tax

29:46 - How the increase in capital gains tax changes everything

33:25 - You need to build wealth outside of the UK

36:33 - How to build wealth outside of the UK

42:25 - Using tax free accounts to not pay any tax!

47:33 - Charging employers more impacts the employees!

54:34 - The importance of the employment allowance increasing

56:20 - How NI changes impacts contractors

59:21 - Employee vs Business Owner in the UK

1:01:14 - Subscriber questions

1:05:15 - HMRC Self-Assessment change

1:07:27 - Key actions to take before and after 6th April

1:10:40 - Top tips for minimising taxes in 2025

1:12:28 - Final words



Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.


#FinancialPlanning

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4698 EP. 163 - Top Rated Divorce Lawyer: What No One Tells You About Marriage & Money! ft. Priya Gill Liaudet In this week's episode we have Priya Gill Liaudet, who is a divorce lawyer and a family law specialist. With over 10 years assisting couples who are forming a union and want an agreement in place to safeguard their future as much as possible. In this episode we discuss: - How the legal system views marriage and finances - Why money causes a breakdown in marriage - How a pre-nuptial and post-nuptial agreement work - What happens to a couple assets if they decide to divorce - Whether cohabiting couples have any legal rights and much more Connect with Priya Gill Liaudet: Website: https://www.familylawyerlondon.co.uk Instagram: https://www.instagram.com/family_lawyer_london 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:15 - Intro 1:50 - Meet Family & Divorce Lawyer Priya 7:27 - Why does finances create an issue in relationships  9:09 - How does the legal system view marriage and finances?  12:49 - Tide Ad 14:05 - How does a pre-nuptial agreement work?  18:59 - How to have the pre-nuptial conversation? 22:18 - Who benefits the most from a pre-nuptial agreement? 24:55 - What assets are considered by the law in a divorce  27:10 - People hiding their assets from their partner 30:56 - Scenario 1: Married couple no children with assets together divorcing  34:15 - Scenario 2: Married couple and one person brought an asset in  38:50 - Scenario 3: Married couple, with assets and children  40:59 - How does spousal support work 43:02 - How does child maintenance work 43:54 - How do the courts decide how much money each party gets? 45:56 - What should people update after a divorce? 46:50 - What is a no fault divorce? 49:19 - The impact of divorce on both parties 52:18 - Commons reasons why people file for divorce 55:41 - Scenario 4: Couple that aren’t married but one owns all the assets  58:04 - Scenario 5: Cohabiting couple with children 1:01:14 - What is a Cohabiting agreement ?  1:02:56 - What is a declaration of trust? 1:05:59 - How to have difficult money conversations?  1:07:51 - Final words Disclaimer: The legal discussions regarding marriage and finances in this video are based on the laws of England and Wales. Legal rules may vary in other jurisdictions, so please seek professional legal advice for your specific situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Mar 2025 08:00:00 -0000 full Savvy Wallet In this week's episode we have Priya Gill Liaudet, who is a divorce lawyer and a family law specialist. With over 10 years assisting couples who are forming a union and want an agreement in place to safeguard their future as much as possible. In this episode we discuss: - How the legal system views marriage and finances - Why money causes a breakdown in marriage - How a pre-nuptial and post-nuptial agreement work - What happens to a couple assets if they decide to divorce - Whether cohabiting couples have any legal rights and much more Connect with Priya Gill Liaudet: Website: https://www.familylawyerlondon.co.uk Instagram: https://www.instagram.com/family_lawyer_london 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:15 - Intro 1:50 - Meet Family & Divorce Lawyer Priya 7:27 - Why does finances create an issue in relationships  9:09 - How does the legal system view marriage and finances?  12:49 - Tide Ad 14:05 - How does a pre-nuptial agreement work?  18:59 - How to have the pre-nuptial conversation? 22:18 - Who benefits the most from a pre-nuptial agreement? 24:55 - What assets are considered by the law in a divorce  27:10 - People hiding their assets from their partner 30:56 - Scenario 1: Married couple no children with assets together divorcing  34:15 - Scenario 2: Married couple and one person brought an asset in  38:50 - Scenario 3: Married couple, with assets and children  40:59 - How does spousal support work 43:02 - How does child maintenance work 43:54 - How do the courts decide how much money each party gets? 45:56 - What should people update after a divorce? 46:50 - What is a no fault divorce? 49:19 - The impact of divorce on both parties 52:18 - Commons reasons why people file for divorce 55:41 - Scenario 4: Couple that aren’t married but one owns all the assets  58:04 - Scenario 5: Cohabiting couple with children 1:01:14 - What is a Cohabiting agreement ?  1:02:56 - What is a declaration of trust? 1:05:59 - How to have difficult money conversations?  1:07:51 - Final words Disclaimer: The legal discussions regarding marriage and finances in this video are based on the laws of England and Wales. Legal rules may vary in other jurisdictions, so please seek professional legal advice for your specific situation. Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode we have Priya Gill Liaudet, who is a divorce lawyer and a family law specialist. With over 10 years assisting couples who are forming a union and want an agreement in place to safeguard their future as much as possible.


In this episode we discuss:

- How the legal system views marriage and finances

- Why money causes a breakdown in marriage

- How a pre-nuptial and post-nuptial agreement work

- What happens to a couple assets if they decide to divorce

- Whether cohabiting couples have any legal rights and much more


Connect with Priya Gill Liaudet:

Website: https://www.familylawyerlondon.co.uk

Instagram: https://www.instagram.com/family_lawyer_london


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS


0:00 - Preview

1:15 - Intro

1:50 - Meet Family & Divorce Lawyer Priya

7:27 - Why does finances create an issue in relationships 

9:09 - How does the legal system view marriage and finances? 

12:49 - Tide Ad

14:05 - How does a pre-nuptial agreement work? 

18:59 - How to have the pre-nuptial conversation?

22:18 - Who benefits the most from a pre-nuptial agreement?

24:55 - What assets are considered by the law in a divorce 

27:10 - People hiding their assets from their partner

30:56 - Scenario 1: Married couple no children with assets together divorcing 

34:15 - Scenario 2: Married couple and one person brought an asset in 

38:50 - Scenario 3: Married couple, with assets and children 

40:59 - How does spousal support work

43:02 - How does child maintenance work

43:54 - How do the courts decide how much money each party gets?

45:56 - What should people update after a divorce?

46:50 - What is a no fault divorce?

49:19 - The impact of divorce on both parties

52:18 - Commons reasons why people file for divorce

55:41 - Scenario 4: Couple that aren’t married but one owns all the assets 

58:04 - Scenario 5: Cohabiting couple with children

1:01:14 - What is a Cohabiting agreement ? 

1:02:56 - What is a declaration of trust?

1:05:59 - How to have difficult money conversations? 

1:07:51 - Final words



Disclaimer: The legal discussions regarding marriage and finances in this video are based on the laws of England and Wales. Legal rules may vary in other jurisdictions, so please seek professional legal advice for your specific situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4363 EP. 162 - £5M Entrepreneur: Don't Quit Your Job to Start A Business...Do THIS Instead! ft. Bejay Mulenga MBE In this week's episode we have Bejay Mulenga MBE, who is the founder of the training, recruitment and development company, Supa Network where he has worked with brands such as Apple, Google, Amazon, Sony Music, Uber, Coca-Cola, Facebook, Nike and much more. In this episode we discuss: - Bejay's creating his first business at 14 and earning £200k at 18 - Building a training business and working with Facebook and Apple - Why you shouldn't quit your job too soon for a business - How Bejay generated £5 million with his business - How to overcome mental obstacles as an entrepreneur - Lessons from 15 years of business and much more Connect with Bejay: Instagram: https://www.instagram.com/bejaymulenga Linkedin: https://www.linkedin.com/in/bejaymulenga 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:10 - Intro 1:46 - Meet Creative Entrepreneur Bejay Mulenga MBE 7:04 - Growing up in East London  12:16 - Tide Ad 13:40 - Creating my first business at 14 16:23 - Making over £200k at 18 23:08 - Working with Facebook in 2017  25:16 - How to work with brands like Facebook, Apple etc  27:40 - Success has many fathers  33:25 - The importance of patience 35:04 - Creating the UK’s first pop up market 36:10 - How Bejay achieved so much at 19 39:36 - I’ve never been comfortable in business! 48:13 - Building an influencer marketing platform at 22 52:29 - Don’t leave your job to start a business! 58:11 - How I generated £5 million in revenue in 10 years 1:01:12 - Why I continue to show up even after 15 years of business 1:04:23 - What next set of problems could society have 1:07:57 - Key lessons from 15 years of business 1:12:23 - Overcoming mental obstacles 1:18:37 - What mistake would I change ? 1:23:53 - Inspiration for wanting to help people with their health 1:27:25 - How I’m helping people with their health 1:32:19 - Advice to new entrepreneurs 1:34:38 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Mar 2025 08:00:00 -0000 full Savvy Wallet In this week's episode we have Bejay Mulenga MBE, who is the founder of the training, recruitment and development company, Supa Network where he has worked with brands such as Apple, Google, Amazon, Sony Music, Uber, Coca-Cola, Facebook, Nike and much more. In this episode we discuss: - Bejay's creating his first business at 14 and earning £200k at 18 - Building a training business and working with Facebook and Apple - Why you shouldn't quit your job too soon for a business - How Bejay generated £5 million with his business - How to overcome mental obstacles as an entrepreneur - Lessons from 15 years of business and much more Connect with Bejay: Instagram: https://www.instagram.com/bejaymulenga Linkedin: https://www.linkedin.com/in/bejaymulenga 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:10 - Intro 1:46 - Meet Creative Entrepreneur Bejay Mulenga MBE 7:04 - Growing up in East London  12:16 - Tide Ad 13:40 - Creating my first business at 14 16:23 - Making over £200k at 18 23:08 - Working with Facebook in 2017  25:16 - How to work with brands like Facebook, Apple etc  27:40 - Success has many fathers  33:25 - The importance of patience 35:04 - Creating the UK’s first pop up market 36:10 - How Bejay achieved so much at 19 39:36 - I’ve never been comfortable in business! 48:13 - Building an influencer marketing platform at 22 52:29 - Don’t leave your job to start a business! 58:11 - How I generated £5 million in revenue in 10 years 1:01:12 - Why I continue to show up even after 15 years of business 1:04:23 - What next set of problems could society have 1:07:57 - Key lessons from 15 years of business 1:12:23 - Overcoming mental obstacles 1:18:37 - What mistake would I change ? 1:23:53 - Inspiration for wanting to help people with their health 1:27:25 - How I’m helping people with their health 1:32:19 - Advice to new entrepreneurs 1:34:38 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode we have Bejay Mulenga MBE, who is the founder of the training, recruitment and development company, Supa Network where he has worked with brands such as Apple, Google, Amazon, Sony Music, Uber, Coca-Cola, Facebook, Nike and much more.


In this episode we discuss:

- Bejay's creating his first business at 14 and earning £200k at 18

- Building a training business and working with Facebook and Apple

- Why you shouldn't quit your job too soon for a business

- How Bejay generated £5 million with his business

- How to overcome mental obstacles as an entrepreneur

- Lessons from 15 years of business and much more



Connect with Bejay:

Instagram: https://www.instagram.com/bejaymulenga

Linkedin: https://www.linkedin.com/in/bejaymulenga



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

0:00 - Preview

1:10 - Intro

1:46 - Meet Creative Entrepreneur Bejay Mulenga MBE

7:04 - Growing up in East London 

12:16 - Tide Ad

13:40 - Creating my first business at 14

16:23 - Making over £200k at 18

23:08 - Working with Facebook in 2017 

25:16 - How to work with brands like Facebook, Apple etc 

27:40 - Success has many fathers 

33:25 - The importance of patience

35:04 - Creating the UK’s first pop up market

36:10 - How Bejay achieved so much at 19

39:36 - I’ve never been comfortable in business!

48:13 - Building an influencer marketing platform at 22

52:29 - Don’t leave your job to start a business!

58:11 - How I generated £5 million in revenue in 10 years

1:01:12 - Why I continue to show up even after 15 years of business

1:04:23 - What next set of problems could society have

1:07:57 - Key lessons from 15 years of business

1:12:23 - Overcoming mental obstacles

1:18:37 - What mistake would I change ?

1:23:53 - Inspiration for wanting to help people with their health

1:27:25 - How I’m helping people with their health

1:32:19 - Advice to new entrepreneurs

1:34:38 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6017 EP. 161 - UK’s First ISA Millionaire: How I Turned £657 a Month into £1M+ (My Exact Strategy Revealed!) ft. Lord John Lee In this week's episode we have Lord John Lee, a House of Lords member, former MP, a Stock Market Investor with over 60 years of experience and author of the book “How To Make A Million Slowly Guiding Principles From A Lifetime of Investing”. In this episode we discuss: - Lessons John has learnt from 60 years of investing - How he became the UK's First ISA Millionaire in 2003 - The strategy he used to build his portfolio to £1 million+ - How he achieved an average annual return of 21% - How you can build a £1 million portfolio too - How to stay patient during stock market crashes and much more Connect with Lord John Lee: Lee and the IC on Youtube Lee and the IC website Grab John's books - How To make A Million Slowly: https://amzn.to/41jJRdv - Yummi Yoghurt: A First Taste of Stock Market Investment: https://amzn.to/4hYKwbv 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:05 - Intro 1:40 - Meet UK’s First ISA Millionaire Lord John Lee 8:51 - What inspired me to start investing in 1958  12:23 - What I now realise about investing  20:07 - Tide Ad 21:31 - Turning point that helped me become a better investor 26:13 - How build a £1 million portfolio with £126,200 over 16 years  33:28 - Other key factors to fuel growth to £1 million 36:24 - Why I invest in UK smaller companies but not startup companies 42:10 - My best performing investments  48:01 - How I achieved an Annual Average Return of 20% 56:11 - Does Lord John Lee’s investing strategy still work today? 59:34 - Why I invested in stocks and not funds  1:01:35 - How I stayed patient during stock market crashes  1:04:41 - Was Lord John Lee tempted to sell once he hit £1 million ? 1:06:08 - Did my strategy change when I reached £1 million 1:08:43 - Two companies I’m currently invested in 1:12:51 - Sectors that could be good in the next 5-10 years  1:15:25 - How to start your journey to a £1 million investment portfolio 1:18:20 - Why there’s such few ISA Millionaires in the UK  1:19:45 - Why it’s important to invest  1:22:08 - Lessons from 60 years in investing  1:23:55 - John’s Investment books 1:27:19 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Mar 2025 08:00:00 -0000 full Savvy Wallet In this week's episode we have Lord John Lee, a House of Lords member, former MP, a Stock Market Investor with over 60 years of experience and author of the book “How To Make A Million Slowly Guiding Principles From A Lifetime of Investing”. In this episode we discuss: - Lessons John has learnt from 60 years of investing - How he became the UK's First ISA Millionaire in 2003 - The strategy he used to build his portfolio to £1 million+ - How he achieved an average annual return of 21% - How you can build a £1 million portfolio too - How to stay patient during stock market crashes and much more Connect with Lord John Lee: Lee and the IC on Youtube Lee and the IC website Grab John's books - How To make A Million Slowly: https://amzn.to/41jJRdv - Yummi Yoghurt: A First Taste of Stock Market Investment: https://amzn.to/4hYKwbv 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:05 - Intro 1:40 - Meet UK’s First ISA Millionaire Lord John Lee 8:51 - What inspired me to start investing in 1958  12:23 - What I now realise about investing  20:07 - Tide Ad 21:31 - Turning point that helped me become a better investor 26:13 - How build a £1 million portfolio with £126,200 over 16 years  33:28 - Other key factors to fuel growth to £1 million 36:24 - Why I invest in UK smaller companies but not startup companies 42:10 - My best performing investments  48:01 - How I achieved an Annual Average Return of 20% 56:11 - Does Lord John Lee’s investing strategy still work today? 59:34 - Why I invested in stocks and not funds  1:01:35 - How I stayed patient during stock market crashes  1:04:41 - Was Lord John Lee tempted to sell once he hit £1 million ? 1:06:08 - Did my strategy change when I reached £1 million 1:08:43 - Two companies I’m currently invested in 1:12:51 - Sectors that could be good in the next 5-10 years  1:15:25 - How to start your journey to a £1 million investment portfolio 1:18:20 - Why there’s such few ISA Millionaires in the UK  1:19:45 - Why it’s important to invest  1:22:08 - Lessons from 60 years in investing  1:23:55 - John’s Investment books 1:27:19 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode we have Lord John Lee, a House of Lords member, former MP, a Stock Market Investor with over 60 years of experience and author of the book “How To Make A Million Slowly Guiding Principles From A Lifetime of Investing”.


In this episode we discuss:

- Lessons John has learnt from 60 years of investing

- How he became the UK's First ISA Millionaire in 2003

- The strategy he used to build his portfolio to £1 million+

- How he achieved an average annual return of 21%

- How you can build a £1 million portfolio too

- How to stay patient during stock market crashes and much more



Connect with Lord John Lee:

Lee and the IC on Youtube

Lee and the IC website


Grab John's books

- How To make A Million Slowly: https://amzn.to/41jJRdv

- Yummi Yoghurt: A First Taste of Stock Market Investment: https://amzn.to/4hYKwbv



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Preview

1:05 - Intro

1:40 - Meet UK’s First ISA Millionaire Lord John Lee

8:51 - What inspired me to start investing in 1958 

12:23 - What I now realise about investing 

20:07 - Tide Ad

21:31 - Turning point that helped me become a better investor

26:13 - How build a £1 million portfolio with £126,200 over 16 years 

33:28 - Other key factors to fuel growth to £1 million

36:24 - Why I invest in UK smaller companies but not startup companies

42:10 - My best performing investments 

48:01 - How I achieved an Annual Average Return of 20%

56:11 - Does Lord John Lee’s investing strategy still work today?

59:34 - Why I invested in stocks and not funds 

1:01:35 - How I stayed patient during stock market crashes 

1:04:41 - Was Lord John Lee tempted to sell once he hit £1 million ?

1:06:08 - Did my strategy change when I reached £1 million

1:08:43 - Two companies I’m currently invested in

1:12:51 - Sectors that could be good in the next 5-10 years 

1:15:25 - How to start your journey to a £1 million investment portfolio

1:18:20 - Why there’s such few ISA Millionaires in the UK 

1:19:45 - Why it’s important to invest 

1:22:08 - Lessons from 60 years in investing 

1:23:55 - John’s Investment books

1:27:19 - Final words


#FinancialPlanning

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5587 EP. 160 - Ex-Recruiter: Why You’re Not Getting Hired! The Exact Formula for Landing Your Dream Job! ft. Amie Touray In this week's episode we have ex-recruiter and proposal manager Amie Touray who is a former pharmaceutical recruiter where she helped job seekers land roles in the industry. She is now a proposal manager in clinical research and the founder of For My Interview. In this episode we discuss - Why the Job market in the UK and globally is so tough - How to effectively prepare for an interview - Using the SELL method to stand out in an interview - Behaviours of the best and worst interviewers - How to ask for the salary you want and much more! Connect with Amie: https://www.tiktok.com/@formyinterview https://www.instagram.com/formyinterview 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:22 -Intro 1:57 - Meet Interview Expert & Proposal Manager Amie 4:30 - Lessons from working in recruitment  14:41 - What are the different types of interview formats 17:38 - Tide Ad 19:02 - How to prepare effectively for an interview (Using the SELL method) 27:55 - How to get better at interviewing?  32:38 - Behaviours of the best and worst interviewers  36:39 - How to figure out what the employers are looking for 42:00 - How to stand out in your next interview  51:04 - 3 things to do and not to do in every interview 55:37 - How prepare for a job where you don’t have any experience 1:02:26 - Behavioural question 1: How to answer: “How would you describe yourself” 1:06:22 - Behavioural question 2: How to answer: “What’s your greatest weakness 1:12:15 - Why’s it so tough to get a job right now? 1:20:42 - Salary: Rules for asking for what you really want?  1:30:10 - How to pass your probation  1:33:12 - What to do if you’re not successful in your interviews? 1:36:41 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Feb 2025 08:00:00 -0000 full Savvy Wallet In this week's episode we have ex-recruiter and proposal manager Amie Touray who is a former pharmaceutical recruiter where she helped job seekers land roles in the industry. She is now a proposal manager in clinical research and the founder of For My Interview. In this episode we discuss - Why the Job market in the UK and globally is so tough - How to effectively prepare for an interview - Using the SELL method to stand out in an interview - Behaviours of the best and worst interviewers - How to ask for the salary you want and much more! Connect with Amie: https://www.tiktok.com/@formyinterview https://www.instagram.com/formyinterview 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:22 -Intro 1:57 - Meet Interview Expert & Proposal Manager Amie 4:30 - Lessons from working in recruitment  14:41 - What are the different types of interview formats 17:38 - Tide Ad 19:02 - How to prepare effectively for an interview (Using the SELL method) 27:55 - How to get better at interviewing?  32:38 - Behaviours of the best and worst interviewers  36:39 - How to figure out what the employers are looking for 42:00 - How to stand out in your next interview  51:04 - 3 things to do and not to do in every interview 55:37 - How prepare for a job where you don’t have any experience 1:02:26 - Behavioural question 1: How to answer: “How would you describe yourself” 1:06:22 - Behavioural question 2: How to answer: “What’s your greatest weakness 1:12:15 - Why’s it so tough to get a job right now? 1:20:42 - Salary: Rules for asking for what you really want?  1:30:10 - How to pass your probation  1:33:12 - What to do if you’re not successful in your interviews? 1:36:41 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode we have ex-recruiter and proposal manager Amie Touray who is a former pharmaceutical recruiter where she helped job seekers land roles in the industry. She is now a proposal manager in clinical research and the founder of For My Interview.


In this episode we discuss

- Why the Job market in the UK and globally is so tough

- How to effectively prepare for an interview

- Using the SELL method to stand out in an interview

- Behaviours of the best and worst interviewers

- How to ask for the salary you want and much more!


Connect with Amie:

https://www.tiktok.com/@formyinterview

https://www.instagram.com/formyinterview



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

0:00 - Preview

1:22 -Intro

1:57 - Meet Interview Expert & Proposal Manager Amie

4:30 - Lessons from working in recruitment 

14:41 - What are the different types of interview formats

17:38 - Tide Ad

19:02 - How to prepare effectively for an interview (Using the SELL method)

27:55 - How to get better at interviewing? 

32:38 - Behaviours of the best and worst interviewers 

36:39 - How to figure out what the employers are looking for

42:00 - How to stand out in your next interview 

51:04 - 3 things to do and not to do in every interview

55:37 - How prepare for a job where you don’t have any experience

1:02:26 - Behavioural question 1: How to answer: “How would you describe yourself”

1:06:22 - Behavioural question 2: How to answer: “What’s your greatest weakness

1:12:15 - Why’s it so tough to get a job right now?

1:20:42 - Salary: Rules for asking for what you really want? 

1:30:10 - How to pass your probation 

1:33:12 - What to do if you’re not successful in your interviews?

1:36:41 - Final Words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6128 EP. 159 - Financial Advisor: Your UK Pension Won’t Be Enough If You Do This! ft. Pete Matthew (Meaningful Money) In this episode we have Pete Matthew a 27-year veteran Chartered Financial Planner and the creator of Meaningful Money where he has developed over 600 videos and 550 podcast episodes, helping countless people understand how money works and how to make it work for them and he's the author of "The Meaningful Money Handbook". In this episode we discuss: - Stocks and Shares ISA vs Workplace Pensions v SIPPs - How to much money you need in your pension to retire - What to invest in your pension - Living now vs investing in your pension - How to avoid the UK Pension crisis and much more Connect with Pete: https://www.youtube.com/@MeaningfulMoney https://meaningfulmoney.tv/ 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Yesim - Get €5 off any plan with my code: savvy5 https://bit.ly/41OAO6i Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. Invoice Home - Create a FREE invoice with hundreds of templates here: https://invoicehome.com/to/savvy-wallet-audio ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. 00:00 - Preview 01:19 - Intro 01:55 - Meet Chartered Financial Planner Pete Matthews 05:44 - Money advice that changed my life  10:56 - Yesim Ad 12:01 - Why pensions are so powerful 18:30 - How does money in a pension grow 21:51 - Tide Ad 23:16 - Cons of putting money into a pension  27:53 - What’s the difference between a stocks and shares ISA and Pensions 30:08 - The amount you can put into a pension without getting taxed 34:57 - Invoice Home ad 35:57 - What’s a Self Invested Personal Pensions (SIPP) ?  38:08 - This is the problem with a workplace pension… 39:10 - Why you need to contribute to your pensions 39:59 - What investments should you have in your pension? 48:39 - How does your investing strategy change approaching retirement? 58:20 - Example: How much pension would A 35 year old with a £37k salary get? 01:05:25 - How to figure out how much you need when retired? 01:08:39 - How to reduce tax with a pension if you’re self-employed  01:12:06 - Why is it important to invest early in your pension  01:15:54 - How to balance living for now vs investing in your pension 01:18:58 - How to minimise your pensions fees  01:22:26 - You don’t need more than one pension pot 01:25:38 - UK Pension Crisis 01:30:30 - What to consider aside from pension 01:37:46 - Budget changes for the pension 01:42:22 - Pete’s Pension book 01:44:26 - Final Words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Feb 2025 08:00:00 -0000 EP. 159 - Financial Advisor: Your UK Pension Won’t Be Enough If You Do This! ft. Pete Matthew (Meaningful Money) full Savvy Wallet In this episode we have Pete Matthew a 27-year veteran Chartered Financial Planner and the creator of Meaningful Money where he has developed over 600 videos and 550 podcast episodes, helping countless people understand how money works and how to make it work for them and he's the author of "The Meaningful Money Handbook". In this episode we discuss: - Stocks and Shares ISA vs Workplace Pensions v SIPPs - How to much money you need in your pension to retire - What to invest in your pension - Living now vs investing in your pension - How to avoid the UK Pension crisis and much more Connect with Pete: https://www.youtube.com/@MeaningfulMoney https://meaningfulmoney.tv/ 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝 Sponsor Yesim - Get €5 off any plan with my code: savvy5 https://bit.ly/41OAO6i Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. Invoice Home - Create a FREE invoice with hundreds of templates here: https://invoicehome.com/to/savvy-wallet-audio ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. 00:00 - Preview 01:19 - Intro 01:55 - Meet Chartered Financial Planner Pete Matthews 05:44 - Money advice that changed my life  10:56 - Yesim Ad 12:01 - Why pensions are so powerful 18:30 - How does money in a pension grow 21:51 - Tide Ad 23:16 - Cons of putting money into a pension  27:53 - What’s the difference between a stocks and shares ISA and Pensions 30:08 - The amount you can put into a pension without getting taxed 34:57 - Invoice Home ad 35:57 - What’s a Self Invested Personal Pensions (SIPP) ?  38:08 - This is the problem with a workplace pension… 39:10 - Why you need to contribute to your pensions 39:59 - What investments should you have in your pension? 48:39 - How does your investing strategy change approaching retirement? 58:20 - Example: How much pension would A 35 year old with a £37k salary get? 01:05:25 - How to figure out how much you need when retired? 01:08:39 - How to reduce tax with a pension if you’re self-employed  01:12:06 - Why is it important to invest early in your pension  01:15:54 - How to balance living for now vs investing in your pension 01:18:58 - How to minimise your pensions fees  01:22:26 - You don’t need more than one pension pot 01:25:38 - UK Pension Crisis 01:30:30 - What to consider aside from pension 01:37:46 - Budget changes for the pension 01:42:22 - Pete’s Pension book 01:44:26 - Final Words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Pete Matthew a 27-year veteran Chartered Financial Planner and the creator of Meaningful Money where he has developed over 600 videos and 550 podcast episodes, helping countless people understand how money works and how to make it work for them and he's the author of "The Meaningful Money Handbook".


In this episode we discuss:

- Stocks and Shares ISA vs Workplace Pensions v SIPPs

- How to much money you need in your pension to retire

- What to invest in your pension

- Living now vs investing in your pension

- How to avoid the UK Pension crisis and much more


Connect with Pete:

https://www.youtube.com/@MeaningfulMoney

https://meaningfulmoney.tv/


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝 Sponsor

Yesim - Get €5 off any plan with my code: savvy5

https://bit.ly/41OAO6i



Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.



Invoice Home - Create a FREE invoice with hundreds of templates here:

https://invoicehome.com/to/savvy-wallet-audio



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


00:00 - Preview

01:19 - Intro

01:55 - Meet Chartered Financial Planner Pete Matthews

05:44 - Money advice that changed my life 

10:56 - Yesim Ad

12:01 - Why pensions are so powerful

18:30 - How does money in a pension grow

21:51 - Tide Ad

23:16 - Cons of putting money into a pension 

27:53 - What’s the difference between a stocks and shares ISA and Pensions

30:08 - The amount you can put into a pension without getting taxed

34:57 - Invoice Home ad

35:57 - What’s a Self Invested Personal Pensions (SIPP) ? 

38:08 - This is the problem with a workplace pension…

39:10 - Why you need to contribute to your pensions

39:59 - What investments should you have in your pension?

48:39 - How does your investing strategy change approaching retirement?

58:20 - Example: How much pension would A 35 year old with a £37k salary get?

01:05:25 - How to figure out how much you need when retired?

01:08:39 - How to reduce tax with a pension if you’re self-employed 

01:12:06 - Why is it important to invest early in your pension 

01:15:54 - How to balance living for now vs investing in your pension

01:18:58 - How to minimise your pensions fees 

01:22:26 - You don’t need more than one pension pot

01:25:38 - UK Pension Crisis

01:30:30 - What to consider aside from pension

01:37:46 - Budget changes for the pension

01:42:22 - Pete’s Pension book

01:44:26 - Final Words


#FinancialPlanning

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6617 EP. 158 - Money Experts REVEAL How To Get Financially Free On An Average Salary ft. The Humble Penny In this episode we have Ken and Mary Okoroafor, founders of award winning companies “The Humble Penny” and “Financial Joy Academy”, they are financial coaches, best selling author of the book “Financial Joy, a 10-week plan to help you banish debt, grow your money and unlock financial freedom” and international speakers. In this episode we discuss: - The importance of winning back some of your freedom - Unconventional activities Ken and Mary did to achieve financial freedom - The importance of stewarding every part of your money - A framework for pursuing financial freedom - Is the financial situation in the UK as bad as it seems - Whether you can still become financial free in the UK and much more Connect with Ken and Mary: https://thehumblepenny.com https://www.youtube.com/thehumblepenny Grab a copy of Ken and Mary’s book “Financial Joy” here: https://amzn.to/4gxvRm4 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Yesim - Get €5 off any plan with my code "savvy5" https://bit.ly/41OAO6i Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Savvy Wallet Ad 0:18 - Preview 1:21 - Intro 1:55 - Meet Ken & Mary from The Humble Penny 5:37 - What most people don’t know about Ken and Mary 9:00 - Tide Ad 10:35 - Why we pursued financial freedom  17:29 - Anticipation is necessary to manage money 18:52 - What does financial freedom mean to The Humble Penny 22:32 - My workplace wanted to own all of my time 24:46 - How we achieved financial freedom?   27:08 - The POST framework  29:41 - From cleaner to Chief Financial Officer!  37:08 - Why 95% of people won’t achieve financial freedom 39:21 - You have to be obsessed to achieve financial freedom 45:58 - Every pound has a value! 49:59 - Impact of a successful marriage  53:28 - Practical tips for discussing money in a couple 58:04 - Is the financial situation in the UK as bad as it seems? 1:06:52 - Is financial freedom still possible in the UK?  1:09:02 - Becoming a Millionaire from investing  1:16:38 - You need to do unconventional things to achieve wealth  1:20:31 - Define what your financial joy is  1:22:25 - What inspired us to create our book Financial Joy 1:26:31 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Feb 2025 08:00:00 -0000 EP. 158 - Money Experts: The Truth About Financial Freedom in the UK! ft. The Humble Penny full Savvy Wallet In this episode we have Ken and Mary Okoroafor, founders of award winning companies “The Humble Penny” and “Financial Joy Academy”, they are financial coaches, best selling author of the book “Financial Joy, a 10-week plan to help you banish debt, grow your money and unlock financial freedom” and international speakers. In this episode we discuss: - The importance of winning back some of your freedom - Unconventional activities Ken and Mary did to achieve financial freedom - The importance of stewarding every part of your money - A framework for pursuing financial freedom - Is the financial situation in the UK as bad as it seems - Whether you can still become financial free in the UK and much more Connect with Ken and Mary: https://thehumblepenny.com https://www.youtube.com/thehumblepenny Grab a copy of Ken and Mary’s book “Financial Joy” here: https://amzn.to/4gxvRm4 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Yesim - Get €5 off any plan with my code "savvy5" https://bit.ly/41OAO6i Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Savvy Wallet Ad 0:18 - Preview 1:21 - Intro 1:55 - Meet Ken & Mary from The Humble Penny 5:37 - What most people don’t know about Ken and Mary 9:00 - Tide Ad 10:35 - Why we pursued financial freedom  17:29 - Anticipation is necessary to manage money 18:52 - What does financial freedom mean to The Humble Penny 22:32 - My workplace wanted to own all of my time 24:46 - How we achieved financial freedom?   27:08 - The POST framework  29:41 - From cleaner to Chief Financial Officer!  37:08 - Why 95% of people won’t achieve financial freedom 39:21 - You have to be obsessed to achieve financial freedom 45:58 - Every pound has a value! 49:59 - Impact of a successful marriage  53:28 - Practical tips for discussing money in a couple 58:04 - Is the financial situation in the UK as bad as it seems? 1:06:52 - Is financial freedom still possible in the UK?  1:09:02 - Becoming a Millionaire from investing  1:16:38 - You need to do unconventional things to achieve wealth  1:20:31 - Define what your financial joy is  1:22:25 - What inspired us to create our book Financial Joy 1:26:31 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Ken and Mary Okoroafor, founders of award winning companies “The Humble Penny” and “Financial Joy Academy”, they are financial coaches, best selling author of the book “Financial Joy, a 10-week plan to help you banish debt, grow your money and unlock financial freedom” and international speakers.



In this episode we discuss:

- The importance of winning back some of your freedom

- Unconventional activities Ken and Mary did to achieve financial freedom

- The importance of stewarding every part of your money

- A framework for pursuing financial freedom

- Is the financial situation in the UK as bad as it seems

- Whether you can still become financial free in the UK and much more



Connect with Ken and Mary:

https://thehumblepenny.com

https://www.youtube.com/thehumblepenny


Grab a copy of Ken and Mary’s book “Financial Joy” here:

https://amzn.to/4gxvRm4



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


🤝Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET' and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.


New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners

Yesim - Get €5 off any plan with my code "savvy5"

https://bit.ly/41OAO6i



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

0:00 - Savvy Wallet Ad

0:18 - Preview

1:21 - Intro

1:55 - Meet Ken & Mary from The Humble Penny

5:37 - What most people don’t know about Ken and Mary

9:00 - Tide Ad

10:35 - Why we pursued financial freedom 

17:29 - Anticipation is necessary to manage money

18:52 - What does financial freedom mean to The Humble Penny

22:32 - My workplace wanted to own all of my time

24:46 - How we achieved financial freedom?  

27:08 - The POST framework 

29:41 - From cleaner to Chief Financial Officer! 

37:08 - Why 95% of people won’t achieve financial freedom

39:21 - You have to be obsessed to achieve financial freedom

45:58 - Every pound has a value!

49:59 - Impact of a successful marriage 

53:28 - Practical tips for discussing money in a couple

58:04 - Is the financial situation in the UK as bad as it seems?

1:06:52 - Is financial freedom still possible in the UK? 

1:09:02 - Becoming a Millionaire from investing 

1:16:38 - You need to do unconventional things to achieve wealth 

1:20:31 - Define what your financial joy is 

1:22:25 - What inspired us to create our book Financial Joy

1:26:31 - Final words


#FinancialPlanning

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5647 EP. 157 - Finance Author: You Won't Build True Wealth If You’re Doing This! ft. Sahil Bloom In this episode we have Sahil Bloom is an inspirational writer providing actionable ideas to help people build a high performing, healthy, wealthy life. He’s also the author of the book "The 5 Types of Wealth" In this episode we discuss: - How we're playing the wrong wealth building game - Working smart vs working hard - The 5 types of wealth - How to define your 'enough' life - The dangers of just pursuing financial wealth - How to change your life in a year and much more! 🔗 Connect with Sahil: https://www.sahilbloom.com https://www.instagram.com/sahilbloom Grab a copy of Sahil's book "The 5 Types Of Wealth" here: https://amzn.to/3PYtmyj 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Yesim - Get €5 off any plan with my code "savvy5" https://bit.ly/41OAO6i Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:39 - Intro 02:14 - Meet Sahil Bloom 05:15 - A lot of success is based on assumptions  08:12 - Tide Ad 09:47 - Growing up in Boston, USA 13:11 - I made millions and still wasn’t fulfilled  15:21 - The moment I knew I had to change my life 17:47 - Anyone can change their life in a year!  21:59 - When you’re young you can’t work smart!  26:35 - How to change your life in a year  30:16 - What are the five types of wealth  31:51 - How to define your “enough” life  34:04 - How to stop people impacting your expectations  37:56 - How your expectations are a liability  43:01 - How to develop your financial wealth  48:57 - Salesmanship is the most important  51:32 - The 3 pillars of financial wealth 56:26 - The dangers of pursuing just financial wealth  57:22 - How to use financial wealth to build the other 4 types of wealth 01:01:30 - The importance of investing in assets 01:04:43 - Lessons from best selling book: “Just Keep Buying”  01:06:30 - How much should you allocate to your investments  01:09:53 - The biggest investment you can make is yourself!  01:14:17 - Lessons from working in venture capital 01:19:02 - The five types of wealth book 01:21:41 - This one wisdom changed my life 01:23:17 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Feb 2025 08:00:00 -0000 EP. 157 - Finance Author: You Won't Build True Wealth If You’re Doing This! ft. Sahil Bloom full Savvy Wallet In this episode we have Sahil Bloom is an inspirational writer providing actionable ideas to help people build a high performing, healthy, wealthy life. He’s also the author of the book "The 5 Types of Wealth" In this episode we discuss: - How we're playing the wrong wealth building game - Working smart vs working hard - The 5 types of wealth - How to define your 'enough' life - The dangers of just pursuing financial wealth - How to change your life in a year and much more! 🔗 Connect with Sahil: https://www.sahilbloom.com https://www.instagram.com/sahilbloom Grab a copy of Sahil's book "The 5 Types Of Wealth" here: https://amzn.to/3PYtmyj 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Yesim - Get €5 off any plan with my code "savvy5" https://bit.ly/41OAO6i Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:39 - Intro 02:14 - Meet Sahil Bloom 05:15 - A lot of success is based on assumptions  08:12 - Tide Ad 09:47 - Growing up in Boston, USA 13:11 - I made millions and still wasn’t fulfilled  15:21 - The moment I knew I had to change my life 17:47 - Anyone can change their life in a year!  21:59 - When you’re young you can’t work smart!  26:35 - How to change your life in a year  30:16 - What are the five types of wealth  31:51 - How to define your “enough” life  34:04 - How to stop people impacting your expectations  37:56 - How your expectations are a liability  43:01 - How to develop your financial wealth  48:57 - Salesmanship is the most important  51:32 - The 3 pillars of financial wealth 56:26 - The dangers of pursuing just financial wealth  57:22 - How to use financial wealth to build the other 4 types of wealth 01:01:30 - The importance of investing in assets 01:04:43 - Lessons from best selling book: “Just Keep Buying”  01:06:30 - How much should you allocate to your investments  01:09:53 - The biggest investment you can make is yourself!  01:14:17 - Lessons from working in venture capital 01:19:02 - The five types of wealth book 01:21:41 - This one wisdom changed my life 01:23:17 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Sahil Bloom is an inspirational writer providing actionable ideas to help people build a high performing, healthy, wealthy life. He’s also the author of the book "The 5 Types of Wealth"


In this episode we discuss:

- How we're playing the wrong wealth building game

- Working smart vs working hard

- The 5 types of wealth

- How to define your 'enough' life

- The dangers of just pursuing financial wealth

- How to change your life in a year and much more!


🔗 Connect with Sahil:

https://www.sahilbloom.com

https://www.instagram.com/sahilbloom


Grab a copy of Sahil's book "The 5 Types Of Wealth" here:

https://amzn.to/3PYtmyj


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


🤝Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.



New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners

Yesim - Get €5 off any plan with my code "savvy5"

https://bit.ly/41OAO6i



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:39 - Intro

02:14 - Meet Sahil Bloom

05:15 - A lot of success is based on assumptions 

08:12 - Tide Ad

09:47 - Growing up in Boston, USA

13:11 - I made millions and still wasn’t fulfilled 

15:21 - The moment I knew I had to change my life

17:47 - Anyone can change their life in a year! 

21:59 - When you’re young you can’t work smart! 

26:35 - How to change your life in a year 

30:16 - What are the five types of wealth 

31:51 - How to define your “enough” life 

34:04 - How to stop people impacting your expectations 

37:56 - How your expectations are a liability 

43:01 - How to develop your financial wealth 

48:57 - Salesmanship is the most important 

51:32 - The 3 pillars of financial wealth

56:26 - The dangers of pursuing just financial wealth 

57:22 - How to use financial wealth to build the other 4 types of wealth

01:01:30 - The importance of investing in assets

01:04:43 - Lessons from best selling book: “Just Keep Buying” 

01:06:30 - How much should you allocate to your investments 

01:09:53 - The biggest investment you can make is yourself! 

01:14:17 - Lessons from working in venture capital

01:19:02 - The five types of wealth book

01:21:41 - This one wisdom changed my life

01:23:17 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5344 EP. 156 - UK Mortgage Advisor: The Ultimate Guide To Getting A Mortgage In 2025! ft. Dan Knott In this episode we have UK Mortgage Advisor, Dan Knott who has helped hundreds of first time buyers secure their first mortgages. In this episode we discuss: - How credit impacts your mortgage options - Whether you can use stocks, crypto, pensions, side hustle income for a mortgage - Getting a mortgage as a self-employed person - What to do if you're a struggling landlord - What to do if you're remortgage is coming up - Stamp duty changes and more 🔗 Connect with Dan: https://www.instagram.com/dandoesmortgages_ https://www.linkedin.com/in/dan-knott-1740b31b0 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Yesim - Get €5 off any plan with my code "savvy5" https://bit.ly/41OAO6i Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18- Preview 01:23 - Intro 01:59 - Meet Mortgage Advisor Dan Knott  05:33 - The amount of first time buyers in 2024 vs 2023  07:52 - House prices in 1997 was 5x salary 10:07 - Tide Ad 11:41 - Labour’s pledge to build 1.5 million homes 12:57 - Things you should think about prior to getting a Mortgage  15:08 - How your credit score & report impacts mortgage options 20:05 - The impact of a missed payment, default or CCJ 22:57 - Buy Now Pay Later & Mortgages 28:52 - How to improve your credit score  29:45 - What other information is important for a mortgage? 31:44 - How much mortgage can you get with your income?  38:40 - Using crypto, stocks, pensions or property for a mortgage 43:35 - Can side hustle income be used for a mortgage? 45:47 - Any income or deposit sources a lender wouldn’t consider? 48:34 - How do lenders determine affordability?  52:10 - Can car finance stop you getting a property?  56:15 - How is the term length of a mortgage determined? 01:01:09 - Getting a mortgage as a Self-employed person 01:04:34 - Don’t attempt Mortgage fraud 01:06:38 - If you start a new job can you get a mortgage?  01:08:29 - Does business experience impact your mortgage offer?  01:09:29 - How a mortgage advisor can help you to get the best interest rate 01:13:39 - What to do if you’re struggling landlord 01:15:24 - What to do if your remortgage is coming up? 01:20:38 - Stamp duty changes 01:25:23 - Fixed mortgages: 2 year vs 5 year 01:26:55 - How to choose the right mortgage advisor  01:28:16 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Jan 2025 08:00:00 -0000 EP. 156 - UK Mortgage Advisor: The Ultimate Guide To Getting A Mortgage In 2025! ft. Dan Knott full Savvy Wallet In this episode we have UK Mortgage Advisor, Dan Knott who has helped hundreds of first time buyers secure their first mortgages. In this episode we discuss: - How credit impacts your mortgage options - Whether you can use stocks, crypto, pensions, side hustle income for a mortgage - Getting a mortgage as a self-employed person - What to do if you're a struggling landlord - What to do if you're remortgage is coming up - Stamp duty changes and more 🔗 Connect with Dan: https://www.instagram.com/dandoesmortgages_ https://www.linkedin.com/in/dan-knott-1740b31b0 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsor Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Yesim - Get €5 off any plan with my code "savvy5" https://bit.ly/41OAO6i Check out our partners who offer Stocks and Shares ISA and more: ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18- Preview 01:23 - Intro 01:59 - Meet Mortgage Advisor Dan Knott  05:33 - The amount of first time buyers in 2024 vs 2023  07:52 - House prices in 1997 was 5x salary 10:07 - Tide Ad 11:41 - Labour’s pledge to build 1.5 million homes 12:57 - Things you should think about prior to getting a Mortgage  15:08 - How your credit score & report impacts mortgage options 20:05 - The impact of a missed payment, default or CCJ 22:57 - Buy Now Pay Later & Mortgages 28:52 - How to improve your credit score  29:45 - What other information is important for a mortgage? 31:44 - How much mortgage can you get with your income?  38:40 - Using crypto, stocks, pensions or property for a mortgage 43:35 - Can side hustle income be used for a mortgage? 45:47 - Any income or deposit sources a lender wouldn’t consider? 48:34 - How do lenders determine affordability?  52:10 - Can car finance stop you getting a property?  56:15 - How is the term length of a mortgage determined? 01:01:09 - Getting a mortgage as a Self-employed person 01:04:34 - Don’t attempt Mortgage fraud 01:06:38 - If you start a new job can you get a mortgage?  01:08:29 - Does business experience impact your mortgage offer?  01:09:29 - How a mortgage advisor can help you to get the best interest rate 01:13:39 - What to do if you’re struggling landlord 01:15:24 - What to do if your remortgage is coming up? 01:20:38 - Stamp duty changes 01:25:23 - Fixed mortgages: 2 year vs 5 year 01:26:55 - How to choose the right mortgage advisor  01:28:16 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have UK Mortgage Advisor, Dan Knott who has helped hundreds of first time buyers secure their first mortgages.


In this episode we discuss:

- How credit impacts your mortgage options

- Whether you can use stocks, crypto, pensions, side hustle income for a mortgage

- Getting a mortgage as a self-employed person

- What to do if you're a struggling landlord

- What to do if you're remortgage is coming up

- Stamp duty changes and more


🔗 Connect with Dan:

https://www.instagram.com/dandoesmortgages_

https://www.linkedin.com/in/dan-knott-1740b31b0


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


🤝Sponsor

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.



New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners

Yesim - Get €5 off any plan with my code "savvy5"

https://bit.ly/41OAO6i



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18- Preview

01:23 - Intro

01:59 - Meet Mortgage Advisor Dan Knott 

05:33 - The amount of first time buyers in 2024 vs 2023 

07:52 - House prices in 1997 was 5x salary

10:07 - Tide Ad

11:41 - Labour’s pledge to build 1.5 million homes

12:57 - Things you should think about prior to getting a Mortgage 

15:08 - How your credit score & report impacts mortgage options

20:05 - The impact of a missed payment, default or CCJ

22:57 - Buy Now Pay Later & Mortgages

28:52 - How to improve your credit score 

29:45 - What other information is important for a mortgage?

31:44 - How much mortgage can you get with your income? 

38:40 - Using crypto, stocks, pensions or property for a mortgage

43:35 - Can side hustle income be used for a mortgage?

45:47 - Any income or deposit sources a lender wouldn’t consider?

48:34 - How do lenders determine affordability? 

52:10 - Can car finance stop you getting a property? 

56:15 - How is the term length of a mortgage determined?

01:01:09 - Getting a mortgage as a Self-employed person

01:04:34 - Don’t attempt Mortgage fraud

01:06:38 - If you start a new job can you get a mortgage? 

01:08:29 - Does business experience impact your mortgage offer? 

01:09:29 - How a mortgage advisor can help you to get the best interest rate

01:13:39 - What to do if you’re struggling landlord

01:15:24 - What to do if your remortgage is coming up?

01:20:38 - Stamp duty changes

01:25:23 - Fixed mortgages: 2 year vs 5 year

01:26:55 - How to choose the right mortgage advisor 

01:28:16 - Final words


#FinancialPlanning

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5678 EP. 155 - Expert Investor: ‘I Wish I Did This Sooner’—The Only 2 Investments You Need to Build Wealth & Get Rich! ft. Ramin Nakisa (Pensioncraft) In this week's episode we have the founder of PensionCraft, Ramin Nakisa, who also was a strategist for 12 years at a Swiss investment bank. In this episode we discuss: - 2 Investments To Build and Grow Your Wealth In 2025 - Lessons from 15 Years in Investment Banking - How Investment Banks Make Money - The Psychology of Investing - Steps to make your first investment today - ETFs vs Index Funds - Should You Invest In Global Index Funds and much more *CORRECTION: I said at 1:07:06 that 3% of the population have a stocks and shares isa it's approximately about 6%. Apologies for that error 🔗 Connect with Ramin: https://www.youtube.com/@Pensioncraft https://pensioncraft.com 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsors Yesim - Get €5 off any plan with my code "savvy5" https://bit.ly/41OAO6i Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. TIMESTAMPS 00:00 - Preview 01:11 - Intro 01:47 - Meet Investing Expert & PensionCraft Founder Ramin Nakisa 05:41 - Working in a Swiss investment bank  08:40 - Yesim Ad 10:12 - How do investment banks make their money? 15:23 - How the investment banking industry impacts you 17:23 - Sophisticated investors don’t have complex investment portfolios 18:20 - 15 years of lessons in investment banking  21:01 - Tide Ad 24:21 - Even if you don’t borrow, interest rates affects you!  25:50 - What really is investing?  27:54 - What is risk free premium? 31:06 - What is an equity? 32:35 - How is a bond different to an equity? 36:54 - Why is it important to invest ? 37:22 - This is the first step to investing 42:34 - When is the right time to sell your investments?  45:52 - The psychology of investing 50:42 - How to overcome the fear of the stock market crashing  56:21 - You need to work out your risk capacity & risk appetite  58:30 - How to be a more disciplined investor 01:01:17 - How to overcome the fear of investing? 01:02:32 - Steps to make your first investment today?  01:08:00 - Make your child a Pension Millionaire 01:09:27 - The 4% rule  01:11:10 - You only need 3 investments! 01:12:57 - Pitfalls for newer investors to avoid!  01:14:41 - How to figure out what global fund to go for? 01:20:03 - Should you still invest in global index funds? 01:24:02 - Why is it so hard to beat the stock market? 01:30:44 - The benefits of investing in a global index fund  01:34:22 - Risks to investing?  01:35:27 - Key lessons from investing and working an investment banking  01:37:12 - Why I invested in crypto  01:40:36 - How Pension craft helps you 01:43:10 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Jan 2025 08:00:00 -0000 EP. 155 - Expert Investor: ‘I Wish I Did This Sooner’—The Only 2 Investments You Need to Build Wealth & Get Rich! ft. Ramin Nakisa (Pensioncraft) full Savvy Wallet In this week's episode we have the founder of PensionCraft, Ramin Nakisa, who also was a strategist for 12 years at a Swiss investment bank. In this episode we discuss: - 2 Investments To Build and Grow Your Wealth In 2025 - Lessons from 15 Years in Investment Banking - How Investment Banks Make Money - The Psychology of Investing - Steps to make your first investment today - ETFs vs Index Funds - Should You Invest In Global Index Funds and much more *CORRECTION: I said at 1:07:06 that 3% of the population have a stocks and shares isa it's approximately about 6%. Apologies for that error 🔗 Connect with Ramin: https://www.youtube.com/@Pensioncraft https://pensioncraft.com 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsors Yesim - Get €5 off any plan with my code "savvy5" https://bit.ly/41OAO6i Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. TIMESTAMPS 00:00 - Preview 01:11 - Intro 01:47 - Meet Investing Expert & PensionCraft Founder Ramin Nakisa 05:41 - Working in a Swiss investment bank  08:40 - Yesim Ad 10:12 - How do investment banks make their money? 15:23 - How the investment banking industry impacts you 17:23 - Sophisticated investors don’t have complex investment portfolios 18:20 - 15 years of lessons in investment banking  21:01 - Tide Ad 24:21 - Even if you don’t borrow, interest rates affects you!  25:50 - What really is investing?  27:54 - What is risk free premium? 31:06 - What is an equity? 32:35 - How is a bond different to an equity? 36:54 - Why is it important to invest ? 37:22 - This is the first step to investing 42:34 - When is the right time to sell your investments?  45:52 - The psychology of investing 50:42 - How to overcome the fear of the stock market crashing  56:21 - You need to work out your risk capacity & risk appetite  58:30 - How to be a more disciplined investor 01:01:17 - How to overcome the fear of investing? 01:02:32 - Steps to make your first investment today?  01:08:00 - Make your child a Pension Millionaire 01:09:27 - The 4% rule  01:11:10 - You only need 3 investments! 01:12:57 - Pitfalls for newer investors to avoid!  01:14:41 - How to figure out what global fund to go for? 01:20:03 - Should you still invest in global index funds? 01:24:02 - Why is it so hard to beat the stock market? 01:30:44 - The benefits of investing in a global index fund  01:34:22 - Risks to investing?  01:35:27 - Key lessons from investing and working an investment banking  01:37:12 - Why I invested in crypto  01:40:36 - How Pension craft helps you 01:43:10 - Final words #FinancialPlanning Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode we have the founder of PensionCraft, Ramin Nakisa, who also was a strategist for 12 years at a Swiss investment bank.


In this episode we discuss:

- 2 Investments To Build and Grow Your Wealth In 2025

- Lessons from 15 Years in Investment Banking

- How Investment Banks Make Money

- The Psychology of Investing

- Steps to make your first investment today

- ETFs vs Index Funds

- Should You Invest In Global Index Funds and much more


*CORRECTION: I said at 1:07:06 that 3% of the population have a stocks and shares isa it's approximately about 6%. Apologies for that error


🔗 Connect with Ramin:

https://www.youtube.com/@Pensioncraft

https://pensioncraft.com


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



🤝Sponsors

Yesim - Get €5 off any plan with my code "savvy5"

https://bit.ly/41OAO6i




Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.



New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.



TIMESTAMPS

00:00 - Preview

01:11 - Intro

01:47 - Meet Investing Expert & PensionCraft Founder Ramin Nakisa

05:41 - Working in a Swiss investment bank 

08:40 - Yesim Ad

10:12 - How do investment banks make their money?

15:23 - How the investment banking industry impacts you

17:23 - Sophisticated investors don’t have complex investment portfolios

18:20 - 15 years of lessons in investment banking 

21:01 - Tide Ad

24:21 - Even if you don’t borrow, interest rates affects you! 

25:50 - What really is investing? 

27:54 - What is risk free premium?

31:06 - What is an equity?

32:35 - How is a bond different to an equity?

36:54 - Why is it important to invest ?

37:22 - This is the first step to investing

42:34 - When is the right time to sell your investments? 

45:52 - The psychology of investing

50:42 - How to overcome the fear of the stock market crashing 

56:21 - You need to work out your risk capacity & risk appetite 

58:30 - How to be a more disciplined investor

01:01:17 - How to overcome the fear of investing?

01:02:32 - Steps to make your first investment today? 

01:08:00 - Make your child a Pension Millionaire

01:09:27 - The 4% rule 

01:11:10 - You only need 3 investments!

01:12:57 - Pitfalls for newer investors to avoid! 

01:14:41 - How to figure out what global fund to go for?

01:20:03 - Should you still invest in global index funds?

01:24:02 - Why is it so hard to beat the stock market?

01:30:44 - The benefits of investing in a global index fund 

01:34:22 - Risks to investing? 

01:35:27 - Key lessons from investing and working an investment banking 

01:37:12 - Why I invested in crypto 

01:40:36 - How Pension craft helps you

01:43:10 - Final words


#FinancialPlanning

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6490 EP. 154 - £1.3M Entrepreneur: The Raw Truth About Building a Multi-Million Business From Nothing! ft. Gbemi Okunlola Joining us in the booth this week is Gbemi Okunlola, founder of Alonuko, a leading luxury bridal brand featured in Vogue, Bridges, Insider and more! In this episode we discuss: - Key principles learnt from her parents - Why she turned down 2 university offers to start her business - How she started Alonuko at 20 by accident! - Saving £15,000 & raising £15,000 to launch her first wedding collection - The steps it took to build her multi-million luxury brand - Vision for Alonuko and much more 🔗 Connect with Gbemi: https://www.instagram.com/alonuko_bridal https://www.instagram.com/gbemiokunlola 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsor: Yesim - https://bit.ly/41OAO6i Get €5 off any plan with my code "savvy5" ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:13 - Intro 01:48 - Meet Alonuko founder Gbemi 05:51 - Yesim Ad 07:21 - Growing up, I thought my family was rich! 12:53 - Principles my parents taught me 19:16 - I taught myself sewing at 11! 24:04 - My first time selling clothes 26:59 - Why I turned down 2 university offers 31:15 - Telling my parents I’m not going to uni 33:45 - I started luxury brand Alonuko at 20 by accident! 43:12 - Making wedding dresses made me feel more purposeful 44:25 - Deciding to make my first wedding collection 46:47 - Why the name Alonuko 47:17 - I saved £15,000 from my first business to start Alonuko 48:18 - I raised another £15,000 to launch my first wedding collection 55:53 - Alonuko’s first year of business made this 57:29 - I worked from 7am-12am every weekday for a year to grow my business 01:01:39 - How my business went from £20,000 to £1.3 million 01:09:15 - This is why companies can fail early on! 01:11:42 - What differentiates Alonuko? 01:18:23 - How Alonuko manages high level of expectations as a luxury brand 01:26:07 - Danielle Brooks buying a wedding dress from Alonuko 01:32:49 - How I’ve made an impact to Alonuko 01:37:15 - Biggest entrepreneurship challenges I had to overcome 01:44:17 - My team are everything to me! 01:45:15 - My vision for Alonuko 01:45:49 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Jan 2025 08:00:00 -0000 EP. 154 - £1.3M Entrepreneur: The Raw Truth About Building a Multi-Million Business From Nothing! ft. Gbemi Okunlola full Savvy Wallet Joining us in the booth this week is Gbemi Okunlola, founder of Alonuko, a leading luxury bridal brand featured in Vogue, Bridges, Insider and more! In this episode we discuss: - Key principles learnt from her parents - Why she turned down 2 university offers to start her business - How she started Alonuko at 20 by accident! - Saving £15,000 & raising £15,000 to launch her first wedding collection - The steps it took to build her multi-million luxury brand - Vision for Alonuko and much more 🔗 Connect with Gbemi: https://www.instagram.com/alonuko_bridal https://www.instagram.com/gbemiokunlola 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL 🤝Sponsor: Yesim - https://bit.ly/41OAO6i Get €5 off any plan with my code "savvy5" ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🤝Partners Tide - Earn 3.81% AER Variable on your business savings here: https://glnk.io/91954/ato8fr You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply. New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:13 - Intro 01:48 - Meet Alonuko founder Gbemi 05:51 - Yesim Ad 07:21 - Growing up, I thought my family was rich! 12:53 - Principles my parents taught me 19:16 - I taught myself sewing at 11! 24:04 - My first time selling clothes 26:59 - Why I turned down 2 university offers 31:15 - Telling my parents I’m not going to uni 33:45 - I started luxury brand Alonuko at 20 by accident! 43:12 - Making wedding dresses made me feel more purposeful 44:25 - Deciding to make my first wedding collection 46:47 - Why the name Alonuko 47:17 - I saved £15,000 from my first business to start Alonuko 48:18 - I raised another £15,000 to launch my first wedding collection 55:53 - Alonuko’s first year of business made this 57:29 - I worked from 7am-12am every weekday for a year to grow my business 01:01:39 - How my business went from £20,000 to £1.3 million 01:09:15 - This is why companies can fail early on! 01:11:42 - What differentiates Alonuko? 01:18:23 - How Alonuko manages high level of expectations as a luxury brand 01:26:07 - Danielle Brooks buying a wedding dress from Alonuko 01:32:49 - How I’ve made an impact to Alonuko 01:37:15 - Biggest entrepreneurship challenges I had to overcome 01:44:17 - My team are everything to me! 01:45:15 - My vision for Alonuko 01:45:49 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Gbemi Okunlola, founder of Alonuko, a leading luxury bridal brand featured in Vogue, Bridges, Insider and more!


In this episode we discuss:

- Key principles learnt from her parents

- Why she turned down 2 university offers to start her business

- How she started Alonuko at 20 by accident!

- Saving £15,000 & raising £15,000 to launch her first wedding collection

- The steps it took to build her multi-million luxury brand

- Vision for Alonuko and much more


🔗 Connect with Gbemi:

https://www.instagram.com/alonuko_bridal

https://www.instagram.com/gbemiokunlola


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


🤝Sponsor:

Yesim - https://bit.ly/41OAO6i

Get €5 off any plan with my code "savvy5"



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



🤝Partners

Tide - Earn 3.81% AER Variable on your business savings here:

https://glnk.io/91954/ato8fr


You'll get a free £100 when you use the code ‘SAVVYWALLET’ and fund the Instant Savings Account with £5,000 within the first 30 days. Ts&C's apply.



New Tide members receive a 0.77% AER boost on the standard 3.04% AER on unlimited balances until 01/06/25, after that the standard rate applies with no interest earned on balances over £75,000. Rates correct as of 06/02/2025. Terms and conditions apply. Visit tide.co/savings for up to date rates.



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:13 - Intro

01:48 - Meet Alonuko founder Gbemi

05:51 - Yesim Ad

07:21 - Growing up, I thought my family was rich!

12:53 - Principles my parents taught me

19:16 - I taught myself sewing at 11!

24:04 - My first time selling clothes

26:59 - Why I turned down 2 university offers

31:15 - Telling my parents I’m not going to uni

33:45 - I started luxury brand Alonuko at 20 by accident!

43:12 - Making wedding dresses made me feel more purposeful

44:25 - Deciding to make my first wedding collection

46:47 - Why the name Alonuko

47:17 - I saved £15,000 from my first business to start Alonuko

48:18 - I raised another £15,000 to launch my first wedding collection

55:53 - Alonuko’s first year of business made this

57:29 - I worked from 7am-12am every weekday for a year to grow my business

01:01:39 - How my business went from £20,000 to £1.3 million

01:09:15 - This is why companies can fail early on!

01:11:42 - What differentiates Alonuko?

01:18:23 - How Alonuko manages high level of expectations as a luxury brand

01:26:07 - Danielle Brooks buying a wedding dress from Alonuko

01:32:49 - How I’ve made an impact to Alonuko

01:37:15 - Biggest entrepreneurship challenges I had to overcome

01:44:17 - My team are everything to me!

01:45:15 - My vision for Alonuko

01:45:49 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 7172 no About The Savvy Wallet Podcast The Savvy Wallet Podcast will be on a short break and will return on the 13th January 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 05 Jan 2025 14:30:00 -0000 About The Savvy Wallet Podcast full Savvy Wallet The Savvy Wallet Podcast will be on a short break and will return on the 13th January 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices The Savvy Wallet Podcast will be on a short break and will return on the 13th January 2025.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 139 EP. 153 - Money Experts: Copy This Hack To Save More Money In 2025! Raising Kids In The UK Costs £223k! ft. Elisabeth & Nitika Joining us in the booth this week are Elisabeth and Nitika who are the co-founders of Alia Money which is a fintech company on a mission to close the wealth gap. In this episode we discuss: Why you need to define your life and money goals The cost of your life goals and how it will determine your financial/money goals A simple way to break down your money goals Why 80% of people ditch their financial goals in the New Year How to put systems in place to achieve your goals and so much more! 🔗 Connect with Elisabeth and Nitika: Instagram - https://www.instagram.com/ailamoney 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet TIMESTAMPS 00:00 - Preview 00:53 - Intro 01:29 - Meet Money Experts: Elisabeth & Nitika 05:14 - Gender wealth gap is over 7 generations 13:44 - What is a life goal & why is it important? 17:47 - How to define your life goals? 21:16 - Why you need to know the cost of your life goals?  23:15 - We find it hard to think about our future selves  26:58 - How to have the life goals conversation with your partner  30:27 - Emotions people have with life goals  34:00 - A simple way to break down your life/financial goals in 2025  42:19 - How to talk to your friends and family about money? 46:25 - Do this if someone opens up to you about money! 47:25 - How your life goals translate to a financial plan 50:26 - Life goals vs financial goals 51:32 - 80% of people ditch their financial goals 56:18 - Reframe your expectations & money habits!  01:01:35 - Systems you can use to help you achieve your goals 01:05:17 - Save your pay rise for your future self! 01:07:56 - Impact of the pension enrolment scheme 01:10:27 - How to spend less! 01:15:51 -How Elisabeth and Nitika improved their behaviour with money  01:19:15 -Behavioural science and money!  01:23:32 - How Aila money can help you  01:27:48 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Dec 2024 10:22:00 -0000 EP. 153 - Money Experts: Copy This Hack To Save More Money In 2025! Raising Kids In The UK Costs £223k! ft. Elisabeth & Nitika full Savvy Wallet Joining us in the booth this week are Elisabeth and Nitika who are the co-founders of Alia Money which is a fintech company on a mission to close the wealth gap. In this episode we discuss: Why you need to define your life and money goals The cost of your life goals and how it will determine your financial/money goals A simple way to break down your money goals Why 80% of people ditch their financial goals in the New Year How to put systems in place to achieve your goals and so much more! 🔗 Connect with Elisabeth and Nitika: Instagram - https://www.instagram.com/ailamoney 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet TIMESTAMPS 00:00 - Preview 00:53 - Intro 01:29 - Meet Money Experts: Elisabeth & Nitika 05:14 - Gender wealth gap is over 7 generations 13:44 - What is a life goal & why is it important? 17:47 - How to define your life goals? 21:16 - Why you need to know the cost of your life goals?  23:15 - We find it hard to think about our future selves  26:58 - How to have the life goals conversation with your partner  30:27 - Emotions people have with life goals  34:00 - A simple way to break down your life/financial goals in 2025  42:19 - How to talk to your friends and family about money? 46:25 - Do this if someone opens up to you about money! 47:25 - How your life goals translate to a financial plan 50:26 - Life goals vs financial goals 51:32 - 80% of people ditch their financial goals 56:18 - Reframe your expectations & money habits!  01:01:35 - Systems you can use to help you achieve your goals 01:05:17 - Save your pay rise for your future self! 01:07:56 - Impact of the pension enrolment scheme 01:10:27 - How to spend less! 01:15:51 -How Elisabeth and Nitika improved their behaviour with money  01:19:15 -Behavioural science and money!  01:23:32 - How Aila money can help you  01:27:48 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week are Elisabeth and Nitika who are the co-founders of Alia Money which is a fintech company on a mission to close the wealth gap.


In this episode we discuss:

  • Why you need to define your life and money goals
  • The cost of your life goals and how it will determine your financial/money goals
  • A simple way to break down your money goals
  • Why 80% of people ditch their financial goals in the New Year
  • How to put systems in place to achieve your goals and so much more!


🔗 Connect with Elisabeth and Nitika:

Instagram - https://www.instagram.com/ailamoney


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️ (The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk



Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.



Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet



Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


TIMESTAMPS

00:00 - Preview

00:53 - Intro

01:29 - Meet Money Experts: Elisabeth & Nitika

05:14 - Gender wealth gap is over 7 generations

13:44 - What is a life goal & why is it important?

17:47 - How to define your life goals?

21:16 - Why you need to know the cost of your life goals? 

23:15 - We find it hard to think about our future selves 

26:58 - How to have the life goals conversation with your partner 

30:27 - Emotions people have with life goals 

34:00 - A simple way to break down your life/financial goals in 2025 

42:19 - How to talk to your friends and family about money?

46:25 - Do this if someone opens up to you about money!

47:25 - How your life goals translate to a financial plan

50:26 - Life goals vs financial goals

51:32 - 80% of people ditch their financial goals

56:18 - Reframe your expectations & money habits! 

01:01:35 - Systems you can use to help you achieve your goals

01:05:17 - Save your pay rise for your future self!

01:07:56 - Impact of the pension enrolment scheme

01:10:27 - How to spend less!

01:15:51 -How Elisabeth and Nitika improved their behaviour with money 

01:19:15 -Behavioural science and money! 

01:23:32 - How Aila money can help you 

01:27:48 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5692 EP. 152 - Brain Psychologist: Don't Repeat This Mistake Next Year! How To Actually Achieve Your 2025 Goals! ft. Dr Amber Johnston Joining us in the booth this week is Dr Amber Johnston, a director at Healthy Mind Psychology, she’s also a Clinical Psychologist and Neuropsychologist. With over 20 years working with patients in the areas of clinical, health, pain management, and neuropsychology. In this episode we discuss: - Steps to set realistic 2025 goals - How to actually achieve your 2025 goals - Why anyone can form new habits & how to get rid of old habits - Overcoming limiting beliefs - How our brains define our behaviour and actions - How stress and alcohol impacts your brain and much more! 🔗 Connect with Dr Amber Johnston: Instagram - https://www.instagram.com/healthymindpsychologyuk 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 00:00 - Savvy Wallet Ad 00:18 - Preview- 01:18 - Intro 01:54 - Meet Dr Amber Johnston 08:16 - What is neuropsychology?  11:14 - What does a treatment plan for someone with a brain injury look like?  15:17 - How our brains determine our behaviour and actions 22:48 - How are your first habits created? 27:14 - What impact will a concussion have on someone’s behaviour? 32:11 - How does stress impact your brain and your body?  37:35 - Society doesn’t take stress seriously! 41:31 - Why we think we can’t achieve something? 44:27 - Defining your “why” for setting 2025 goals 46:37 - The importance of setting smaller 2025 goals 49:49 - Having flexibility with your goals 51:24 - Does it really take 66 days to form a new habit? 52:10 - How to set your 2025 Goals  56:32 - How to overcome loss of motivation 01:00:58 - How to become more resilient keeping working on your 2025 goal 01:03:39 - Beating yourself up won’t help you achiever your 2025 goals 01:07:19 - How does the association with new years happen? 01:12:13 - What does a healthy brain look like? 01:16:00 - How to become more driven 01:21:00 - How to identify your existing habits 01:24:10 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Dec 2024 08:00:00 -0000 EP. 152 - Brain Psychologist: Don't Repeat This Mistake Next Year! How To Actually Achieve Your 2025 Goals! ft. Dr Amber Johnston full Savvy Wallet Joining us in the booth this week is Dr Amber Johnston, a director at Healthy Mind Psychology, she’s also a Clinical Psychologist and Neuropsychologist. With over 20 years working with patients in the areas of clinical, health, pain management, and neuropsychology. In this episode we discuss: - Steps to set realistic 2025 goals - How to actually achieve your 2025 goals - Why anyone can form new habits & how to get rid of old habits - Overcoming limiting beliefs - How our brains define our behaviour and actions - How stress and alcohol impacts your brain and much more! 🔗 Connect with Dr Amber Johnston: Instagram - https://www.instagram.com/healthymindpsychologyuk 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 00:00 - Savvy Wallet Ad 00:18 - Preview- 01:18 - Intro 01:54 - Meet Dr Amber Johnston 08:16 - What is neuropsychology?  11:14 - What does a treatment plan for someone with a brain injury look like?  15:17 - How our brains determine our behaviour and actions 22:48 - How are your first habits created? 27:14 - What impact will a concussion have on someone’s behaviour? 32:11 - How does stress impact your brain and your body?  37:35 - Society doesn’t take stress seriously! 41:31 - Why we think we can’t achieve something? 44:27 - Defining your “why” for setting 2025 goals 46:37 - The importance of setting smaller 2025 goals 49:49 - Having flexibility with your goals 51:24 - Does it really take 66 days to form a new habit? 52:10 - How to set your 2025 Goals  56:32 - How to overcome loss of motivation 01:00:58 - How to become more resilient keeping working on your 2025 goal 01:03:39 - Beating yourself up won’t help you achiever your 2025 goals 01:07:19 - How does the association with new years happen? 01:12:13 - What does a healthy brain look like? 01:16:00 - How to become more driven 01:21:00 - How to identify your existing habits 01:24:10 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Dr Amber Johnston, a director at Healthy Mind Psychology, she’s also a Clinical Psychologist and Neuropsychologist. With over 20 years working with patients in the areas of clinical, health, pain management, and neuropsychology.


In this episode we discuss:

- Steps to set realistic 2025 goals

- How to actually achieve your 2025 goals

- Why anyone can form new habits & how to get rid of old habits

- Overcoming limiting beliefs

- How our brains define our behaviour and actions

- How stress and alcohol impacts your brain and much more!


🔗 Connect with Dr Amber Johnston:

Instagram - https://www.instagram.com/healthymindpsychologyuk


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️ (The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk



Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.



Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet



Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



00:00 - Savvy Wallet Ad

00:18 - Preview-

01:18 - Intro

01:54 - Meet Dr Amber Johnston

08:16 - What is neuropsychology? 

11:14 - What does a treatment plan for someone with a brain injury look like? 

15:17 - How our brains determine our behaviour and actions

22:48 - How are your first habits created?

27:14 - What impact will a concussion have on someone’s behaviour?

32:11 - How does stress impact your brain and your body? 

37:35 - Society doesn’t take stress seriously!

41:31 - Why we think we can’t achieve something?

44:27 - Defining your “why” for setting 2025 goals

46:37 - The importance of setting smaller 2025 goals

49:49 - Having flexibility with your goals

51:24 - Does it really take 66 days to form a new habit?

52:10 - How to set your 2025 Goals 

56:32 - How to overcome loss of motivation

01:00:58 - How to become more resilient keeping working on your 2025 goal

01:03:39 - Beating yourself up won’t help you achiever your 2025 goals

01:07:19 - How does the association with new years happen?

01:12:13 - What does a healthy brain look like?

01:16:00 - How to become more driven

01:21:00 - How to identify your existing habits

01:24:10 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5504 EP. 151 - Financial Psychotherapist: Don't Let Money Control You! This Is How To Master Your Money In 2025! ft. Vicky Reynal Joining us in the booth this week is Financial Psychotherapist, Vicky Reynal, who is also author of the book: "Money On Your Mind:The Psychology Behind Your Financial Habits" In this episode we discuss: - How our relationship with money is formed - The reason we have strong emotions for money - How lack of financial literacy impacts your financial wellbeing - Why people self-sabotage with money - How to navigate societal pressure to spend big during the Christmas period - Tips for form new money habits and much more! 🔗 Connect with Vicky: Linkedin - https://www.linkedin.com/in/vicky-reynal-4070ba133 Instagram - https://www.instagram.com/vickyreynalpsychotherapy 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:25 - Intro 02:01 - Meet Financial Psychotherapist Vicky Reynal  06:02 - How Vicky became the person she is today 08:44 - Suffering in silence with money 09:52 - How is our relationship with money is developed 14:01 - Why do we have such strong emotions for money? 16:08 - What does a good level of financial wellbeing look like? 18:28 - How lack of financial literacy impacts your financial wellbeing 20:40 - How a positive or negative financial wellbeing impacts you  21:45 - How to figure out how you feel about money 24:31 - How to develop better financial wellbeing  26:53 - Why we self sabotage with money 31:45 - The balance of a saver and a spender  33:57 - The impact of being a people pleaser with money 38:13 - Why some people feel like they constantly don’t have enough money 40:45 - A negative feeling isn’t always a bad financial choice!  41:51 - Why people feel guilty about spending 45:10 - The gamblers mindset explained 49:16 - How to get out of the gamblers mindset  52:55 - How does tension with money with couples happen! 55:38 - Arguments about money not really about money! 01:01:18 - How to talk to people about money? 01:04:28 - How to manage the societal pressure to spend at Christmas 01:09:22 - How are money habits formed? 01:12:58 - Tips to form new habits in the new year 01:15:01 - What to expect from the money on your mind book! 01:19:59 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Dec 2024 08:00:00 -0000 EP. 151 - Financial Psychotherapist: Don't Let Money Control You! This Is How To Master Your Money In 2025! ft. Vicky Reynal full Savvy Wallet Joining us in the booth this week is Financial Psychotherapist, Vicky Reynal, who is also author of the book: "Money On Your Mind:The Psychology Behind Your Financial Habits" In this episode we discuss: - How our relationship with money is formed - The reason we have strong emotions for money - How lack of financial literacy impacts your financial wellbeing - Why people self-sabotage with money - How to navigate societal pressure to spend big during the Christmas period - Tips for form new money habits and much more! 🔗 Connect with Vicky: Linkedin - https://www.linkedin.com/in/vicky-reynal-4070ba133 Instagram - https://www.instagram.com/vickyreynalpsychotherapy 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:25 - Intro 02:01 - Meet Financial Psychotherapist Vicky Reynal  06:02 - How Vicky became the person she is today 08:44 - Suffering in silence with money 09:52 - How is our relationship with money is developed 14:01 - Why do we have such strong emotions for money? 16:08 - What does a good level of financial wellbeing look like? 18:28 - How lack of financial literacy impacts your financial wellbeing 20:40 - How a positive or negative financial wellbeing impacts you  21:45 - How to figure out how you feel about money 24:31 - How to develop better financial wellbeing  26:53 - Why we self sabotage with money 31:45 - The balance of a saver and a spender  33:57 - The impact of being a people pleaser with money 38:13 - Why some people feel like they constantly don’t have enough money 40:45 - A negative feeling isn’t always a bad financial choice!  41:51 - Why people feel guilty about spending 45:10 - The gamblers mindset explained 49:16 - How to get out of the gamblers mindset  52:55 - How does tension with money with couples happen! 55:38 - Arguments about money not really about money! 01:01:18 - How to talk to people about money? 01:04:28 - How to manage the societal pressure to spend at Christmas 01:09:22 - How are money habits formed? 01:12:58 - Tips to form new habits in the new year 01:15:01 - What to expect from the money on your mind book! 01:19:59 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Financial Psychotherapist, Vicky Reynal, who is also author of the book: "Money On Your Mind:The Psychology Behind Your Financial Habits"


In this episode we discuss:

- How our relationship with money is formed

- The reason we have strong emotions for money

- How lack of financial literacy impacts your financial wellbeing

- Why people self-sabotage with money

- How to navigate societal pressure to spend big during the Christmas period

- Tips for form new money habits and much more!


🔗 Connect with Vicky:

Linkedin - https://www.linkedin.com/in/vicky-reynal-4070ba133

Instagram - https://www.instagram.com/vickyreynalpsychotherapy



📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️ (The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:25 - Intro

02:01 - Meet Financial Psychotherapist Vicky Reynal 

06:02 - How Vicky became the person she is today

08:44 - Suffering in silence with money

09:52 - How is our relationship with money is developed

14:01 - Why do we have such strong emotions for money?

16:08 - What does a good level of financial wellbeing look like?

18:28 - How lack of financial literacy impacts your financial wellbeing

20:40 - How a positive or negative financial wellbeing impacts you 

21:45 - How to figure out how you feel about money

24:31 - How to develop better financial wellbeing 

26:53 - Why we self sabotage with money

31:45 - The balance of a saver and a spender 

33:57 - The impact of being a people pleaser with money

38:13 - Why some people feel like they constantly don’t have enough money

40:45 - A negative feeling isn’t always a bad financial choice! 

41:51 - Why people feel guilty about spending

45:10 - The gamblers mindset explained

49:16 - How to get out of the gamblers mindset 

52:55 - How does tension with money with couples happen!

55:38 - Arguments about money not really about money!

01:01:18 - How to talk to people about money?

01:04:28 - How to manage the societal pressure to spend at Christmas

01:09:22 - How are money habits formed?

01:12:58 - Tips to form new habits in the new year

01:15:01 - What to expect from the money on your mind book!

01:19:59 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5156 EP. 150 - Debt Expert: The Hidden Truth Of The UK Debt System! How They Trap You in The Debt Cycle! ft. Oye Joining us in the booth this week is Oye, founder of The Real Debt Guy and has worked in the subject of UK debt for 18 years. In this episode we discuss: - How the UK debt system really works - What will happen if you communicate or don't communicate with the lender - Actions the lender can take to recover the debt - How to manage negative feelings towards debt - The impact of your spend circle - How the debt buying business works - How to leverage the UK debt system - How to escape the UK debt cycle and much more *CORRECTION* At 42:33 - Oye said "non-priority" he meant to say "priority" 🔗 Connect with Oye: Website: https://www.therealdebtguy.com Youtube: https://www.youtube.com/@Oye_TheRealDebtGuy 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:41 - Intro 02:17 - Meet debt expert Oye 07:51 - How does the debt system work?  12:31 - Relationship between the lender and the borrower 16:31 - Getting into the Debt cycle from university 22:11 - The impact on credit report for not paying credit repayments  25:19 - What happens if you can’t pay your debts?  31:31 - Fight the fear and open that debt letter! 33:51 - Do this if you’re struggling with your mortgage?  35:57 - What actions can a lender take to recover their money?  40:42 - What happens if you communicate with your lender? 43:17 - What protection do borrowers have? 45:46 - How does it get to the stage to Bailiffs  50:55 - How does buying and selling debt work?  58:51 - Why you should avoid bankruptcy! 01:02:12 - Why people feel negatively about debt  01:06:26 - How to manage feelings towards debt?  01:13:47 -How to navigate pressure to spend?  01:17:39 - Good debt vs bad debt  01:19:42 - How to leverage the debt system for your benefit?  01:20:40 - Steps to get out of the debt cycle  01:24:15 - Pitfalls to prevent you from getting into debt  01:27:11 - How The Real Debt Guy can help you 01:29:37 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Dec 2024 08:00:00 -0000 EP. 150 - Debt Expert: The Hidden Truth Of The UK Debt System! How They Trap You in The Debt Cycle! ft. Oye full Savvy Wallet Joining us in the booth this week is Oye, founder of The Real Debt Guy and has worked in the subject of UK debt for 18 years. In this episode we discuss: - How the UK debt system really works - What will happen if you communicate or don't communicate with the lender - Actions the lender can take to recover the debt - How to manage negative feelings towards debt - The impact of your spend circle - How the debt buying business works - How to leverage the UK debt system - How to escape the UK debt cycle and much more *CORRECTION* At 42:33 - Oye said "non-priority" he meant to say "priority" 🔗 Connect with Oye: Website: https://www.therealdebtguy.com Youtube: https://www.youtube.com/@Oye_TheRealDebtGuy 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:41 - Intro 02:17 - Meet debt expert Oye 07:51 - How does the debt system work?  12:31 - Relationship between the lender and the borrower 16:31 - Getting into the Debt cycle from university 22:11 - The impact on credit report for not paying credit repayments  25:19 - What happens if you can’t pay your debts?  31:31 - Fight the fear and open that debt letter! 33:51 - Do this if you’re struggling with your mortgage?  35:57 - What actions can a lender take to recover their money?  40:42 - What happens if you communicate with your lender? 43:17 - What protection do borrowers have? 45:46 - How does it get to the stage to Bailiffs  50:55 - How does buying and selling debt work?  58:51 - Why you should avoid bankruptcy! 01:02:12 - Why people feel negatively about debt  01:06:26 - How to manage feelings towards debt?  01:13:47 -How to navigate pressure to spend?  01:17:39 - Good debt vs bad debt  01:19:42 - How to leverage the debt system for your benefit?  01:20:40 - Steps to get out of the debt cycle  01:24:15 - Pitfalls to prevent you from getting into debt  01:27:11 - How The Real Debt Guy can help you 01:29:37 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Oye, founder of The Real Debt Guy and has worked in the subject of UK debt for 18 years.


In this episode we discuss:

- How the UK debt system really works

- What will happen if you communicate or don't communicate with the lender

- Actions the lender can take to recover the debt

- How to manage negative feelings towards debt

- The impact of your spend circle

- How the debt buying business works

- How to leverage the UK debt system

- How to escape the UK debt cycle and much more


*CORRECTION*

At 42:33 - Oye said "non-priority" he meant to say "priority"



🔗 Connect with Oye:

Website: https://www.therealdebtguy.com

Youtube: https://www.youtube.com/@Oye_TheRealDebtGuy


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️ (The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:41 - Intro

02:17 - Meet debt expert Oye

07:51 - How does the debt system work? 

12:31 - Relationship between the lender and the borrower

16:31 - Getting into the Debt cycle from university

22:11 - The impact on credit report for not paying credit repayments 

25:19 - What happens if you can’t pay your debts? 

31:31 - Fight the fear and open that debt letter!

33:51 - Do this if you’re struggling with your mortgage? 

35:57 - What actions can a lender take to recover their money? 

40:42 - What happens if you communicate with your lender?

43:17 - What protection do borrowers have?

45:46 - How does it get to the stage to Bailiffs 

50:55 - How does buying and selling debt work? 

58:51 - Why you should avoid bankruptcy!

01:02:12 - Why people feel negatively about debt 

01:06:26 - How to manage feelings towards debt? 

01:13:47 -How to navigate pressure to spend? 

01:17:39 - Good debt vs bad debt 

01:19:42 - How to leverage the debt system for your benefit? 

01:20:40 - Steps to get out of the debt cycle 

01:24:15 - Pitfalls to prevent you from getting into debt 

01:27:11 - How The Real Debt Guy can help you

01:29:37 - Final words


The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5667 EP. 149 - Investing Expert: Becoming A Millionaire Is Simple! This ONE Investment Will Make Me Rich! ft. Ryan King (Making Money Simple) Joining us in the booth is investing and finance expert Ryan King, who has built an investment portfolio worth over £100,000+ in 7 years. In this episode we discuss: Why becoming a millionaire is ‘simple’ How Ryan built a £100,000 investment portfolio in 7 years The one investment that will make Ryan a Millionaire How compound interest can help you build serious wealth How to deal with fear in the stock market Investing in Bitcoin and the future of crypto 3 step blueprint to invest today and much more 🔗 Connect with Ryan: Instagram: https://www.instagram.com/makingmoneysimple Youtube: https://www.youtube.com/@MakingMoneySimple 📚Grab a copy of Ryan's book " Stop Waiting, Start Investing": https://amzn.to/4i7YBnr 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (This is Ato's investing platform of choice) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:23 - Intro 01:59 - Meet investing expert and finance author Ryan King  04:19 - Lessons learnt living in Australia 09:52 - What Ryan’s invested in and the value of his investment portfolio 15:02 - How do you actually make money from investing?  19:49 - How much Ryan started investing with  24:11 - The current amount Ryan invests in monthly 30:56 - The real reason why people can’t retire 36:00 - Becoming a millionaire is easy?! 39:31 - Why you should stop waiting and start investing  44:18 - How to figure out what to invest in  51:39 - The cons of investing in global index funds  57:04 - How to deal with fear in the stock market  01:01:33 - How to stay patient with investing  01:09:57 - Biggest lessons learnt from investing  01:11:39 - The exact blueprint to invest today 01:17:44 - The importance of automating your investments  01:19:29 - How to minimise your investment fees  01:21:47 - Bitcoin going to $100,000 and the future of crypto 01:30:01- What to expect from The Stop Waiting Start Investing Book 01:34:34 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Dec 2024 08:00:00 -0000 EP. 149 - Investing Expert: Becoming A Millionaire Is Simple! This ONE Investment Will Make Me Rich! ft. Ryan King (Making Money Simple) full Savvy Wallet Joining us in the booth is investing and finance expert Ryan King, who has built an investment portfolio worth over £100,000+ in 7 years. In this episode we discuss: Why becoming a millionaire is ‘simple’ How Ryan built a £100,000 investment portfolio in 7 years The one investment that will make Ryan a Millionaire How compound interest can help you build serious wealth How to deal with fear in the stock market Investing in Bitcoin and the future of crypto 3 step blueprint to invest today and much more 🔗 Connect with Ryan: Instagram: https://www.instagram.com/makingmoneysimple Youtube: https://www.youtube.com/@MakingMoneySimple 📚Grab a copy of Ryan's book " Stop Waiting, Start Investing": https://amzn.to/4i7YBnr 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ (This is Ato's investing platform of choice) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:23 - Intro 01:59 - Meet investing expert and finance author Ryan King  04:19 - Lessons learnt living in Australia 09:52 - What Ryan’s invested in and the value of his investment portfolio 15:02 - How do you actually make money from investing?  19:49 - How much Ryan started investing with  24:11 - The current amount Ryan invests in monthly 30:56 - The real reason why people can’t retire 36:00 - Becoming a millionaire is easy?! 39:31 - Why you should stop waiting and start investing  44:18 - How to figure out what to invest in  51:39 - The cons of investing in global index funds  57:04 - How to deal with fear in the stock market  01:01:33 - How to stay patient with investing  01:09:57 - Biggest lessons learnt from investing  01:11:39 - The exact blueprint to invest today 01:17:44 - The importance of automating your investments  01:19:29 - How to minimise your investment fees  01:21:47 - Bitcoin going to $100,000 and the future of crypto 01:30:01- What to expect from The Stop Waiting Start Investing Book 01:34:34 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth is investing and finance expert Ryan King, who has built an investment portfolio worth over £100,000+ in 7 years.


In this episode we discuss:

  • Why becoming a millionaire is ‘simple’
  • How Ryan built a £100,000 investment portfolio in 7 years
  • The one investment that will make Ryan a Millionaire
  • How compound interest can help you build serious wealth
  • How to deal with fear in the stock market
  • Investing in Bitcoin and the future of crypto
  • 3 step blueprint to invest today and much more


🔗 Connect with Ryan:

Instagram: https://www.instagram.com/makingmoneysimple

Youtube: https://www.youtube.com/@MakingMoneySimple


📚Grab a copy of Ryan's book " Stop Waiting, Start Investing": https://amzn.to/4i7YBnr


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️ (This is Ato's investing platform of choice)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.



TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:23 - Intro

01:59 - Meet investing expert and finance author Ryan King 

04:19 - Lessons learnt living in Australia

09:52 - What Ryan’s invested in and the value of his investment portfolio

15:02 - How do you actually make money from investing? 

19:49 - How much Ryan started investing with 

24:11 - The current amount Ryan invests in monthly

30:56 - The real reason why people can’t retire

36:00 - Becoming a millionaire is easy?!

39:31 - Why you should stop waiting and start investing 

44:18 - How to figure out what to invest in 

51:39 - The cons of investing in global index funds 

57:04 - How to deal with fear in the stock market 

01:01:33 - How to stay patient with investing 

01:09:57 - Biggest lessons learnt from investing 

01:11:39 - The exact blueprint to invest today

01:17:44 - The importance of automating your investments 

01:19:29 - How to minimise your investment fees 

01:21:47 - Bitcoin going to $100,000 and the future of crypto

01:30:01- What to expect from The Stop Waiting Start Investing Book

01:34:34 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6025 EP. 148 - Wealth Manager: Don’t Aim To Be Rich! The Truth About Splitting Bills In A Relationship! ft. Natasha Percy-Baxter Joining us in the booth this week is Wealth Manager and Financial planner, Natasha Percy-Baxter. In this episode we discuss: A wealth manager’s perspective on money Being Rich vs being wealthy Pitfalls of trying to be rich Tools to build wealth The state pension crisis How money causes breakdown in a relationship Financial red flags in relationships Couples and families building wealth together and much more 🔗 Connect with Natasha: Instagram: https://www.instagram.com/percybaxter_wealth_management Website: https://partnership.sjp.co.uk/partner/percybaxter 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsor Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business: https://tide.onelink.me/IS48/SavvyWallet T&C's apply. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(This is Ato's investing platform of choice) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:30 - Intro 02:05 - Meet Wealth Manager Natasha  05:52 - Tide ad 07:09 - Growing up in Chelsea 11:07 - Natasha’s path to wealth management 18:22 - The life of a wealth manager  22:49 - Money insights from a wealth manager 25:01 - What is the big difference being “rich” and being “wealthy”  29:56 - Pitfalls of trying to appear rich! 33:08 - The steps to wealth 37:06 - Tools to help you build wealth ? 43:22 - How money causes breakdown in a relationship 48:38 - How transparent should you be with money in your relationship? 53:02 - Key questions couples need to ask themselves  57:52 - What will happen if you don’t talk about money in your relationship  01:01:42 - Other Financial red flags 01:03:45 Couples managing their finances 01:11:49 - What it’s like working with financial advisors 01:17:03 - Can a couple hire a financial advisor? 01:18:31 - How to build wealth together ? 01:21:32 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Nov 2024 08:00:00 -0000 EP. 148 - Wealth Manager: Don’t Aim To Be Rich! The Truth About Splitting Bills In A Relationship! ft. Natasha Percy-Baxter full Savvy Wallet Joining us in the booth this week is Wealth Manager and Financial planner, Natasha Percy-Baxter. In this episode we discuss: A wealth manager’s perspective on money Being Rich vs being wealthy Pitfalls of trying to be rich Tools to build wealth The state pension crisis How money causes breakdown in a relationship Financial red flags in relationships Couples and families building wealth together and much more 🔗 Connect with Natasha: Instagram: https://www.instagram.com/percybaxter_wealth_management Website: https://partnership.sjp.co.uk/partner/percybaxter 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsor Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business: https://tide.onelink.me/IS48/SavvyWallet T&C's apply. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(This is Ato's investing platform of choice) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Savvy Wallet Ad 00:18 - Preview 01:30 - Intro 02:05 - Meet Wealth Manager Natasha  05:52 - Tide ad 07:09 - Growing up in Chelsea 11:07 - Natasha’s path to wealth management 18:22 - The life of a wealth manager  22:49 - Money insights from a wealth manager 25:01 - What is the big difference being “rich” and being “wealthy”  29:56 - Pitfalls of trying to appear rich! 33:08 - The steps to wealth 37:06 - Tools to help you build wealth ? 43:22 - How money causes breakdown in a relationship 48:38 - How transparent should you be with money in your relationship? 53:02 - Key questions couples need to ask themselves  57:52 - What will happen if you don’t talk about money in your relationship  01:01:42 - Other Financial red flags 01:03:45 Couples managing their finances 01:11:49 - What it’s like working with financial advisors 01:17:03 - Can a couple hire a financial advisor? 01:18:31 - How to build wealth together ? 01:21:32 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Wealth Manager and Financial planner, Natasha Percy-Baxter.


In this episode we discuss:

  • A wealth manager’s perspective on money
  • Being Rich vs being wealthy
  • Pitfalls of trying to be rich
  • Tools to build wealth
  • The state pension crisis
  • How money causes breakdown in a relationship
  • Financial red flags in relationships
  • Couples and families building wealth together and much more


🔗 Connect with Natasha:

Instagram: https://www.instagram.com/percybaxter_wealth_management

Website: https://partnership.sjp.co.uk/partner/percybaxter


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Sponsor

Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business:

https://tide.onelink.me/IS48/SavvyWallet

T&C's apply.


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(This is Ato's investing platform of choice)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:30 - Intro

02:05 - Meet Wealth Manager Natasha 

05:52 - Tide ad

07:09 - Growing up in Chelsea

11:07 - Natasha’s path to wealth management

18:22 - The life of a wealth manager 

22:49 - Money insights from a wealth manager

25:01 - What is the big difference being “rich” and being “wealthy” 

29:56 - Pitfalls of trying to appear rich!

33:08 - The steps to wealth

37:06 - Tools to help you build wealth ?

43:22 - How money causes breakdown in a relationship

48:38 - How transparent should you be with money in your relationship?

53:02 - Key questions couples need to ask themselves 

57:52 - What will happen if you don’t talk about money in your relationship 

01:01:42 - Other Financial red flags

01:03:45 Couples managing their finances

01:11:49 - What it’s like working with financial advisors

01:17:03 - Can a couple hire a financial advisor?

01:18:31 - How to build wealth together ?

01:21:32 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5212 EP. 147 - Financial Advisor: The Truth About Getting Rich In the UK And Building Wealth! ft. Michael Donkor Joining us in the booth this week is certified financial planner and financial advisor, Michael Donkor who has worked in the finance industry for over a decade. In this episode we discuss: Can you still become rich in the UK? The pro’s and con’s of investing and how it can help you build wealth Michael’s 10 year lessons of working in finance How Michael’s client became a millionaire in their 20’s The difference between “rich” and “wealthy” Why retirement planning needs to be balanced! 2 actions to start investing today and much more 🔗 Connect with Michael: Instagram: https://www.instagram.com/mikegdonkor Linkedin: https://www.linkedin.com/in/michaelgdonkor 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsor Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business: https://tide.onelink.me/IS48/SavvyWallet T&C's apply. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(This is Ato's investing platform of choice) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:18 - Intro 01:53 - Meet Financial Planner and Financial Advisor Michael 06:56 - Tide Ad 08:11 - Growing up in Hackney 13:44 - How I became a financial planner 21:32 - What’s the difference between a financial planner and financial advisor?  27:15 - How my clients make money! 32:39 - My “aha” moments from working in finance for over a decade  36:48 - Ways to build your wealth! 38:16 - Savvy Wallet Ad 42:10 - Benefits of investing in the stock market?  48:23 - Risks of investing in the stock market  50:37 - How to identify what to invest in? 52:50 - My client became a Millionaire! 57:38 - Benefits of a Stock and shares isa  59:26 - Lessons learnt from investing for clients 01:01:28 - Sensible amount of money to invest every month? 01:03:55 - How do you save for a house and invest at the same time ?  01:09:45 - This person wanted to become a millionaire in 5 years 01:12:33 - 2 actions to start investing today 01:14:37 - This is the number one investment 01:18:17 - Can you still become rich in the UK? 01:23:18 - Factors to decide if the UK is right for you? 01:27:11 - The Money System in Switzerland 01:31:28 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Nov 2024 08:00:00 -0000 EP. 147 - Financial Advisor: The Truth About Getting Rich In the UK And Building Wealth! ft. Michael Donkor full Savvy Wallet Joining us in the booth this week is certified financial planner and financial advisor, Michael Donkor who has worked in the finance industry for over a decade. In this episode we discuss: Can you still become rich in the UK? The pro’s and con’s of investing and how it can help you build wealth Michael’s 10 year lessons of working in finance How Michael’s client became a millionaire in their 20’s The difference between “rich” and “wealthy” Why retirement planning needs to be balanced! 2 actions to start investing today and much more 🔗 Connect with Michael: Instagram: https://www.instagram.com/mikegdonkor Linkedin: https://www.linkedin.com/in/michaelgdonkor 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsor Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business: https://tide.onelink.me/IS48/SavvyWallet T&C's apply. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(This is Ato's investing platform of choice) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:18 - Intro 01:53 - Meet Financial Planner and Financial Advisor Michael 06:56 - Tide Ad 08:11 - Growing up in Hackney 13:44 - How I became a financial planner 21:32 - What’s the difference between a financial planner and financial advisor?  27:15 - How my clients make money! 32:39 - My “aha” moments from working in finance for over a decade  36:48 - Ways to build your wealth! 38:16 - Savvy Wallet Ad 42:10 - Benefits of investing in the stock market?  48:23 - Risks of investing in the stock market  50:37 - How to identify what to invest in? 52:50 - My client became a Millionaire! 57:38 - Benefits of a Stock and shares isa  59:26 - Lessons learnt from investing for clients 01:01:28 - Sensible amount of money to invest every month? 01:03:55 - How do you save for a house and invest at the same time ?  01:09:45 - This person wanted to become a millionaire in 5 years 01:12:33 - 2 actions to start investing today 01:14:37 - This is the number one investment 01:18:17 - Can you still become rich in the UK? 01:23:18 - Factors to decide if the UK is right for you? 01:27:11 - The Money System in Switzerland 01:31:28 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is certified financial planner and financial advisor, Michael Donkor who has worked in the finance industry for over a decade.


In this episode we discuss:

  • Can you still become rich in the UK?
  • The pro’s and con’s of investing and how it can help you build wealth
  • Michael’s 10 year lessons of working in finance
  • How Michael’s client became a millionaire in their 20’s
  • The difference between “rich” and “wealthy”
  • Why retirement planning needs to be balanced!
  • 2 actions to start investing today and much more


🔗 Connect with Michael:

Instagram: https://www.instagram.com/mikegdonkor

Linkedin: https://www.linkedin.com/in/michaelgdonkor


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Sponsor

Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business:

https://tide.onelink.me/IS48/SavvyWallet

T&C's apply.


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(This is Ato's investing platform of choice)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:18 - Intro

01:53 - Meet Financial Planner and Financial Advisor Michael

06:56 - Tide Ad

08:11 - Growing up in Hackney

13:44 - How I became a financial planner

21:32 - What’s the difference between a financial planner and financial advisor? 

27:15 - How my clients make money!

32:39 - My “aha” moments from working in finance for over a decade 

36:48 - Ways to build your wealth!

38:16 - Savvy Wallet Ad

42:10 - Benefits of investing in the stock market? 

48:23 - Risks of investing in the stock market 

50:37 - How to identify what to invest in?

52:50 - My client became a Millionaire!

57:38 - Benefits of a Stock and shares isa 

59:26 - Lessons learnt from investing for clients

01:01:28 - Sensible amount of money to invest every month?

01:03:55 - How do you save for a house and invest at the same time ? 

01:09:45 - This person wanted to become a millionaire in 5 years

01:12:33 - 2 actions to start investing today

01:14:37 - This is the number one investment

01:18:17 - Can you still become rich in the UK?

01:23:18 - Factors to decide if the UK is right for you?

01:27:11 - The Money System in Switzerland

01:31:28 - Final words


The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5869 EP. 146 - Tech Career Experts: Recruiters Are Hiding Jobs! How To Land Your Next Tech Role! ft, Roxanne & Joanna (Tech Talk Uk) In this episode we have Roxanne who is a Go To Market Leader driving growth in a fintech company and Joanna who is a Marketing Leader leading the marketing effort and tech startups and they are the founders of Tech Talk. In this episode we discuss: - How to land your first tech role - Non-coding tech roles you don’t know about - Deciding the right company for you - How you can earn more working for a scale-up than in big tech - How to access the hidden job market - Tips to actually land your next dream job and much more! 🔗 Connect with Tech Talk UK: Instagram: https://www.instagram.com/techtalkuk 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:57 - Intro 01:32 - Meet Tech Career Experts Roxanne and Joanna 04:08 - Joanna growing up in Brazil  05:22 - Roxanne growing up in South Africa  07:29 - How their environments shaped them  10:23 - The challenges of living in Beijing, China for 6 months  17:05 - How Roxanne became a GTM leader for a fintech company 23:34 - How Joanna became a marketing leader 28:40 - Actionable steps that enabled us to get our roles in Tech  32:04 - The hidden job market  36:57 - Mistakes we’ve made in our careers 42:06 - How to get your first tech role 45:38 - Non-coding tech roles you don’t know about 49:31 - How to decide the right company for you  55:35 - How to access the secret job market  01:06:24 - How to actually pass an interview and secure your next job 01:14:16 - What to expect from Tech Talk  01:17:12 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Nov 2024 08:00:00 -0000 EP. 146 - Tech Career Experts: Recruiters Are Hiding Jobs! How To Land Your Next Tech Role! ft, Roxanne & Joanna (Tech Talk Uk) full Savvy Wallet In this episode we have Roxanne who is a Go To Market Leader driving growth in a fintech company and Joanna who is a Marketing Leader leading the marketing effort and tech startups and they are the founders of Tech Talk. In this episode we discuss: - How to land your first tech role - Non-coding tech roles you don’t know about - Deciding the right company for you - How you can earn more working for a scale-up than in big tech - How to access the hidden job market - Tips to actually land your next dream job and much more! 🔗 Connect with Tech Talk UK: Instagram: https://www.instagram.com/techtalkuk 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:57 - Intro 01:32 - Meet Tech Career Experts Roxanne and Joanna 04:08 - Joanna growing up in Brazil  05:22 - Roxanne growing up in South Africa  07:29 - How their environments shaped them  10:23 - The challenges of living in Beijing, China for 6 months  17:05 - How Roxanne became a GTM leader for a fintech company 23:34 - How Joanna became a marketing leader 28:40 - Actionable steps that enabled us to get our roles in Tech  32:04 - The hidden job market  36:57 - Mistakes we’ve made in our careers 42:06 - How to get your first tech role 45:38 - Non-coding tech roles you don’t know about 49:31 - How to decide the right company for you  55:35 - How to access the secret job market  01:06:24 - How to actually pass an interview and secure your next job 01:14:16 - What to expect from Tech Talk  01:17:12 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we have Roxanne who is a Go To Market Leader driving growth in a fintech company and Joanna who is a Marketing Leader leading the marketing effort and tech startups and they are the founders of Tech Talk.


In this episode we discuss:


- How to land your first tech role

- Non-coding tech roles you don’t know about

- Deciding the right company for you

- How you can earn more working for a scale-up than in big tech

- How to access the hidden job market

- Tips to actually land your next dream job and much more!


🔗 Connect with Tech Talk UK:

Instagram: https://www.instagram.com/techtalkuk


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

00:57 - Intro

01:32 - Meet Tech Career Experts Roxanne and Joanna

04:08 - Joanna growing up in Brazil 

05:22 - Roxanne growing up in South Africa 

07:29 - How their environments shaped them 

10:23 - The challenges of living in Beijing, China for 6 months 

17:05 - How Roxanne became a GTM leader for a fintech company

23:34 - How Joanna became a marketing leader

28:40 - Actionable steps that enabled us to get our roles in Tech 

32:04 - The hidden job market 

36:57 - Mistakes we’ve made in our careers

42:06 - How to get your first tech role

45:38 - Non-coding tech roles you don’t know about

49:31 - How to decide the right company for you 

55:35 - How to access the secret job market 

01:06:24 - How to actually pass an interview and secure your next job

01:14:16 - What to expect from Tech Talk 

01:17:12 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5066 EP. 145 - Top Economist Warns Another Global Financial Crisis Is Inevitable & Will Bankrupt Everyone! ft. Professor Steve Keen Joining us in the booth this week is Professor Steve Keen who accurately predicted the 2007-2008 global financial crisis and is a distinguished research fellow at UCL, the author of 3 books: the new economics: a manifesto, can we avoid another financial crisis and debunking economics and has about 80 refereed papers on topics including flaws in the economic analysis of climate change, the causes of financial instability and much more! In this episode we discuss: What is a global financial crisis? - How the climate change crisis and global warming will cause the next global financial crisis and bankrupt the UK economy - The impact climate change and global warming will have on us and the global economy - The potential timelines for when this climate change crisis could occur - Can the next global financial crisis be prevented? - The future of the UK economy - Whether the UK state pension is sustainable and much more 🔗 Connect with Professor Steve Keen: Youtube - https://www.youtube.com/@ProfSteveKeen Patreon - https://www.patreon.com/ProfSteveKeen Substack - https://profstevekeen.substack.com 📚Grab a copy of Professor Steve's book: Can We Avoid Another Financial Crisis: https://amzn.to/3YLKrAB The New Economics: A Manifesto: https://amzn.to/4eb10dT Debunking Economics: The Naked Emperor Dethroned?: https://amzn.to/3YS21mw 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:51 - Intro 01:27 - Meet Professor Steve Keen 06:52 - Growing up in Sydney, Australia 12:45 - How I became an economist! 16:39 - How I predicted the 2007-2008 financial crisis 21:49 - What is private debt? 28:19 - What is a global financial crisis? 32:23 - Will we have another global financial crisis? 39:37 - Why credit is needed for the economy 45:26 - This will cause the next global financial crisis! 50:06 - Potential impacts of the next global financial crisis! 55:25 - When could the next global financial crisis happen?  01:02:12 - Where in the world will be impacted by the climate crisis  01:11:26 - What can we do to prevent the climate crisis and next global financial crisis? 01:15:51 - Economist thoughts on the new UK government 01:24:26 - Economists view on the future of the UK 01:26:18 - What really causes inflation  01:28:40 - Will inflation or interest rate increase in the future? 01:30:14 - The government should take care of pensioners  01:36:54 - Is the state pension sustainable  01:40:39 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Nov 2024 08:00:00 -0000 EP. 145 - Top Economist Warns Another Global Financial Crisis Is Inevitable & Will Bankrupt Everyone! ft. Professor Steve Keen full Savvy Wallet Joining us in the booth this week is Professor Steve Keen who accurately predicted the 2007-2008 global financial crisis and is a distinguished research fellow at UCL, the author of 3 books: the new economics: a manifesto, can we avoid another financial crisis and debunking economics and has about 80 refereed papers on topics including flaws in the economic analysis of climate change, the causes of financial instability and much more! In this episode we discuss: What is a global financial crisis? - How the climate change crisis and global warming will cause the next global financial crisis and bankrupt the UK economy - The impact climate change and global warming will have on us and the global economy - The potential timelines for when this climate change crisis could occur - Can the next global financial crisis be prevented? - The future of the UK economy - Whether the UK state pension is sustainable and much more 🔗 Connect with Professor Steve Keen: Youtube - https://www.youtube.com/@ProfSteveKeen Patreon - https://www.patreon.com/ProfSteveKeen Substack - https://profstevekeen.substack.com 📚Grab a copy of Professor Steve's book: Can We Avoid Another Financial Crisis: https://amzn.to/3YLKrAB The New Economics: A Manifesto: https://amzn.to/4eb10dT Debunking Economics: The Naked Emperor Dethroned?: https://amzn.to/3YS21mw 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:51 - Intro 01:27 - Meet Professor Steve Keen 06:52 - Growing up in Sydney, Australia 12:45 - How I became an economist! 16:39 - How I predicted the 2007-2008 financial crisis 21:49 - What is private debt? 28:19 - What is a global financial crisis? 32:23 - Will we have another global financial crisis? 39:37 - Why credit is needed for the economy 45:26 - This will cause the next global financial crisis! 50:06 - Potential impacts of the next global financial crisis! 55:25 - When could the next global financial crisis happen?  01:02:12 - Where in the world will be impacted by the climate crisis  01:11:26 - What can we do to prevent the climate crisis and next global financial crisis? 01:15:51 - Economist thoughts on the new UK government 01:24:26 - Economists view on the future of the UK 01:26:18 - What really causes inflation  01:28:40 - Will inflation or interest rate increase in the future? 01:30:14 - The government should take care of pensioners  01:36:54 - Is the state pension sustainable  01:40:39 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Professor Steve Keen who accurately predicted the 2007-2008 global financial crisis and is a distinguished research fellow at UCL, the author of 3 books: the new economics: a manifesto, can we avoid another financial crisis and debunking economics and has about 80 refereed papers on topics including flaws in the economic analysis of climate change, the causes of financial instability and much more!


In this episode we discuss:

What is a global financial crisis?

- How the climate change crisis and global warming will cause the next global financial crisis and bankrupt the UK economy

- The impact climate change and global warming will have on us and the global economy

- The potential timelines for when this climate change crisis could occur

- Can the next global financial crisis be prevented?

- The future of the UK economy

- Whether the UK state pension is sustainable and much more


🔗 Connect with Professor Steve Keen:

Youtube - https://www.youtube.com/@ProfSteveKeen

Patreon - https://www.patreon.com/ProfSteveKeen

Substack - https://profstevekeen.substack.com


📚Grab a copy of Professor Steve's book:

Can We Avoid Another Financial Crisis: https://amzn.to/3YLKrAB

The New Economics: A Manifesto: https://amzn.to/4eb10dT

Debunking Economics: The Naked Emperor Dethroned?: https://amzn.to/3YS21mw


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

00:00 - Preview

00:51 - Intro

01:27 - Meet Professor Steve Keen

06:52 - Growing up in Sydney, Australia

12:45 - How I became an economist!

16:39 - How I predicted the 2007-2008 financial crisis

21:49 - What is private debt?

28:19 - What is a global financial crisis?

32:23 - Will we have another global financial crisis?

39:37 - Why credit is needed for the economy

45:26 - This will cause the next global financial crisis!

50:06 - Potential impacts of the next global financial crisis!

55:25 - When could the next global financial crisis happen? 

01:02:12 - Where in the world will be impacted by the climate crisis 

01:11:26 - What can we do to prevent the climate crisis and next global financial crisis?

01:15:51 - Economist thoughts on the new UK government

01:24:26 - Economists view on the future of the UK

01:26:18 - What really causes inflation 

01:28:40 - Will inflation or interest rate increase in the future?

01:30:14 - The government should take care of pensioners 

01:36:54 - Is the state pension sustainable 

01:40:39 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6435 EP. 144 - Self Made Millionaire: I Became A Multimillionaire By Not Paying Myself For 6 years! ft. Ajmal Mushtaq Joining us in the booth this week is Ajmal, founder of Pizza restaurant, Boss Pizza and former owner of award winning restaurant, Mushtaqs. In this episode we discuss: - How growing up in Glasgow shaped Ajmal - How he became a multimillionaire - The key to achieving success in whatever you do - The system Ajmal used to improve his business - How Mushtaqs became the biggest takeaway operation in Britain - Why Ajmal sold his first business - How Ajmal invests the profits of his business - Vision for his new business Pizza Boss and much more 🔗 Connect with Ajmal: Ajmal's TikTok: https://www.tiktok.com/@ajmalmushtaq ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🎥Watch on Youtube Check out: https://www.youtube.com/savvywallet for the video version Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:57 - Intro 01:33 - Meet Pizza Boss Founder Ajmal Mushtaq 03:47 - Tough times in Glasgow shaped me!  09:14 - First 6 years on my business didn’t take a wage 17:53 - How Mushtaqs became the biggest takeaway operation in Britain 21:21 - I created the perfect system for my business 27:23 - Challenges I faced when I took over Mushtaqs Restaurant  36:48 - Why I decided to sell my award winning restaurant business 39:13 - How to prepare to sell your business  40:18 - What I did after selling my business  41:49 - I invest in property and not stocks! 46:04 - How long it took me to make my first millions 50:16 - Good money advice that helped me become a millionaire 52:51 - 1 intangibles every business owner needs 55:22 - Mistakes I made as an entrepreneur  58:35 - Millionaire entrepreneur advice on getting started in business 01:01:44 - Lessons learnt from Mushtaq applied to Boss Pizza 01:07:11 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Oct 2024 08:00:00 -0000 EP. 144 - Self Made Millionaire: I Became A Multimillionaire By Not Paying Myself For 6 years! ft. Ajmal Mushtaq full Savvy Wallet Joining us in the booth this week is Ajmal, founder of Pizza restaurant, Boss Pizza and former owner of award winning restaurant, Mushtaqs. In this episode we discuss: - How growing up in Glasgow shaped Ajmal - How he became a multimillionaire - The key to achieving success in whatever you do - The system Ajmal used to improve his business - How Mushtaqs became the biggest takeaway operation in Britain - Why Ajmal sold his first business - How Ajmal invests the profits of his business - Vision for his new business Pizza Boss and much more 🔗 Connect with Ajmal: Ajmal's TikTok: https://www.tiktok.com/@ajmalmushtaq ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🎥Watch on Youtube Check out: https://www.youtube.com/savvywallet for the video version Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:57 - Intro 01:33 - Meet Pizza Boss Founder Ajmal Mushtaq 03:47 - Tough times in Glasgow shaped me!  09:14 - First 6 years on my business didn’t take a wage 17:53 - How Mushtaqs became the biggest takeaway operation in Britain 21:21 - I created the perfect system for my business 27:23 - Challenges I faced when I took over Mushtaqs Restaurant  36:48 - Why I decided to sell my award winning restaurant business 39:13 - How to prepare to sell your business  40:18 - What I did after selling my business  41:49 - I invest in property and not stocks! 46:04 - How long it took me to make my first millions 50:16 - Good money advice that helped me become a millionaire 52:51 - 1 intangibles every business owner needs 55:22 - Mistakes I made as an entrepreneur  58:35 - Millionaire entrepreneur advice on getting started in business 01:01:44 - Lessons learnt from Mushtaq applied to Boss Pizza 01:07:11 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Ajmal, founder of Pizza restaurant, Boss Pizza and former owner of award winning restaurant, Mushtaqs.


In this episode we discuss:

- How growing up in Glasgow shaped Ajmal

- How he became a multimillionaire

- The key to achieving success in whatever you do

- The system Ajmal used to improve his business

- How Mushtaqs became the biggest takeaway operation in Britain

- Why Ajmal sold his first business

- How Ajmal invests the profits of his business

- Vision for his new business Pizza Boss and much more


🔗 Connect with Ajmal:

Ajmal's TikTok: https://www.tiktok.com/@ajmalmushtaq


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


🎥Watch on Youtube

Check out: https://www.youtube.com/savvywallet for the video version


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.



Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

00:57 - Intro

01:33 - Meet Pizza Boss Founder Ajmal Mushtaq

03:47 - Tough times in Glasgow shaped me! 

09:14 - First 6 years on my business didn’t take a wage

17:53 - How Mushtaqs became the biggest takeaway operation in Britain

21:21 - I created the perfect system for my business

27:23 - Challenges I faced when I took over Mushtaqs Restaurant 

36:48 - Why I decided to sell my award winning restaurant business

39:13 - How to prepare to sell your business 

40:18 - What I did after selling my business 

41:49 - I invest in property and not stocks!

46:04 - How long it took me to make my first millions

50:16 - Good money advice that helped me become a millionaire

52:51 - 1 intangibles every business owner needs

55:22 - Mistakes I made as an entrepreneur 

58:35 - Millionaire entrepreneur advice on getting started in business

01:01:44 - Lessons learnt from Mushtaq applied to Boss Pizza

01:07:11 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4414 EP. 143 - £11M Entrepreneur: The Truth About Building A Multi-Million Business With £100! ft. Ama Amo-Agyei Joining us in the booth this week is Ama Amo-Agyei, founder of multi-million wellness brand, PLANTMADE. In this episode we discuss: - How growing up in Berkshire shaped Ama - What motivated her to create PLANTMADE - What it really takes to create a business that generates millions - The importance of being grateful in all seasons of business - Why hard work doesn’t guarantee success - The upsides and downsides of being the face of your business - Why true wealth comes from selling a business - Tips to starting an e-commerce business today and much more! 🔗 Connect with Ama: Ama's Instagram: https://www.instagram.com/amaa__official PLANTMADE's Instagram: https://www.instagram.com/weareplantmade PLANTMADE Tiktok: https://www.tiktok.com/@weareplantmade ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🎥Watch on Youtube Check out: https://www.youtube.com/savvywallet for the video version Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMP 00:00 - Preview 00:50 - Intro 01:25 - Meet PLANTMADE founder Ama 05:49 - Growing up in Berkshire  12:16 - My first experience with business  19:34 - My relationship with money growing up 24:43 - Losing my recruitment job  28:25 - What inspired me to create PLANTMADE 33:11 - How I built a £11 Million e-commerce Business With a few £100s!  38:29 - This year has been the hardest year in my business career  45:12 - When you have a business you don’t have a stable salary!  52:52 - What key activities helped me build the business  57:09 - Even though my business made £11 million I didn’t celebrate!  01:06:23 - We’ve sold over 160,000 products and this happened… 01:18:29 - This keeps me resilient  01:21:18 - Hard work doesn’t guarantee success 01:25:11 - How entrepreneurs can communicate with their friends and family  01:28:55 - True wealth comes from selling your business 01:35:24 - I would do these 3 things differently if I started again 01:39:48 - Good habits adopted and bad habits I got rid off 01:42:23 - If you want to start an e-commerce brand today listen to this  01:45:04 - The vision for PlantMade  01:46:07 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Oct 2024 07:00:00 -0000 EP. 143 - £11M Entrepreneur: The Truth About Building A Multi-Million Business With £100! ft. Ama Amo-Agyei full Savvy Wallet Joining us in the booth this week is Ama Amo-Agyei, founder of multi-million wellness brand, PLANTMADE. In this episode we discuss: - How growing up in Berkshire shaped Ama - What motivated her to create PLANTMADE - What it really takes to create a business that generates millions - The importance of being grateful in all seasons of business - Why hard work doesn’t guarantee success - The upsides and downsides of being the face of your business - Why true wealth comes from selling a business - Tips to starting an e-commerce business today and much more! 🔗 Connect with Ama: Ama's Instagram: https://www.instagram.com/amaa__official PLANTMADE's Instagram: https://www.instagram.com/weareplantmade PLANTMADE Tiktok: https://www.tiktok.com/@weareplantmade ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🎥Watch on Youtube Check out: https://www.youtube.com/savvywallet for the video version Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMP 00:00 - Preview 00:50 - Intro 01:25 - Meet PLANTMADE founder Ama 05:49 - Growing up in Berkshire  12:16 - My first experience with business  19:34 - My relationship with money growing up 24:43 - Losing my recruitment job  28:25 - What inspired me to create PLANTMADE 33:11 - How I built a £11 Million e-commerce Business With a few £100s!  38:29 - This year has been the hardest year in my business career  45:12 - When you have a business you don’t have a stable salary!  52:52 - What key activities helped me build the business  57:09 - Even though my business made £11 million I didn’t celebrate!  01:06:23 - We’ve sold over 160,000 products and this happened… 01:18:29 - This keeps me resilient  01:21:18 - Hard work doesn’t guarantee success 01:25:11 - How entrepreneurs can communicate with their friends and family  01:28:55 - True wealth comes from selling your business 01:35:24 - I would do these 3 things differently if I started again 01:39:48 - Good habits adopted and bad habits I got rid off 01:42:23 - If you want to start an e-commerce brand today listen to this  01:45:04 - The vision for PlantMade  01:46:07 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Ama Amo-Agyei, founder of multi-million wellness brand, PLANTMADE.


In this episode we discuss:

- How growing up in Berkshire shaped Ama

- What motivated her to create PLANTMADE

- What it really takes to create a business that generates millions

- The importance of being grateful in all seasons of business

- Why hard work doesn’t guarantee success

- The upsides and downsides of being the face of your business

- Why true wealth comes from selling a business

- Tips to starting an e-commerce business today and much more!


🔗 Connect with Ama:

Ama's Instagram: https://www.instagram.com/amaa__official

PLANTMADE's Instagram: https://www.instagram.com/weareplantmade

PLANTMADE Tiktok: https://www.tiktok.com/@weareplantmade


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


🎥Watch on Youtube

Check out: https://www.youtube.com/savvywallet for the video version


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMP

00:00 - Preview

00:50 - Intro

01:25 - Meet PLANTMADE founder Ama

05:49 - Growing up in Berkshire 

12:16 - My first experience with business 

19:34 - My relationship with money growing up

24:43 - Losing my recruitment job 

28:25 - What inspired me to create PLANTMADE

33:11 - How I built a £11 Million e-commerce Business With a few £100s! 

38:29 - This year has been the hardest year in my business career 

45:12 - When you have a business you don’t have a stable salary! 

52:52 - What key activities helped me build the business 

57:09 - Even though my business made £11 million I didn’t celebrate! 

01:06:23 - We’ve sold over 160,000 products and this happened…

01:18:29 - This keeps me resilient 

01:21:18 - Hard work doesn’t guarantee success

01:25:11 - How entrepreneurs can communicate with their friends and family 

01:28:55 - True wealth comes from selling your business

01:35:24 - I would do these 3 things differently if I started again

01:39:48 - Good habits adopted and bad habits I got rid off

01:42:23 - If you want to start an e-commerce brand today listen to this 

01:45:04 - The vision for PlantMade 

01:46:07 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6715 EP. 142 - The Money Lawyer REVEALS How To Save Up To 40% On Inheritance Tax! ft. Deborah Bowers Joining us in the booth this week is Deborah a practicing Solicitor in England and Wales with over 27 years legal experience, a Certified EU-GDPR Practitioner and a certified Will writer. In this episode we discuss: Why it’s essential that you have a Will How to write a tax efficient Will What happens to your assets if you don’t have a Will The different roles outlined within a Will An overview of how trusts work and much more! 🔗 Connect with Deborah: Website: https://deborahbowerswillwritingservices.com Youtube: https://www.youtube.com/@deborahbowers 📚 Grab a copy of Deborah's book How to write a Tax Efficient Will: https://amzn.to/4dBnuUM ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🎥Watch on Youtube Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:52 - Intro 01:25 - Meet Solicitor and Will Writer Deborah Bowers 02:40 - Growing up in St Lucia 05:51 - Working as a crown prosecutor for 9 years  11:37 - Why I started writing wills for people  17:27 - You can put assets in your will that are not yours yet 20:33 - How to save up to 40% inheritance tax! 30:01 - What’s a Will and why you NEED it? 34:05 - The different ROLES in a Will 38:31 - How a will can make you more tax efficient  46:05 - Horror stories about Wills to avoid! 47:39 - Can someone write a will on your behalf?  50:39 - Steps to getting will created today 56:22 - When should you update your will?  57:32 - The different type of trusts? and why you need one! 01:04:36 - How to write a tax efficient will book  01:08:21 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Oct 2024 07:00:00 -0000 EP. 142 - The Money Lawyer REVEALS How To Save Up To 40% On Inheritance Tax! ft. Deborah Bowers full Savvy Wallet Joining us in the booth this week is Deborah a practicing Solicitor in England and Wales with over 27 years legal experience, a Certified EU-GDPR Practitioner and a certified Will writer. In this episode we discuss: Why it’s essential that you have a Will How to write a tax efficient Will What happens to your assets if you don’t have a Will The different roles outlined within a Will An overview of how trusts work and much more! 🔗 Connect with Deborah: Website: https://deborahbowerswillwritingservices.com Youtube: https://www.youtube.com/@deborahbowers 📚 Grab a copy of Deborah's book How to write a Tax Efficient Will: https://amzn.to/4dBnuUM ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet 🎥Watch on Youtube Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:52 - Intro 01:25 - Meet Solicitor and Will Writer Deborah Bowers 02:40 - Growing up in St Lucia 05:51 - Working as a crown prosecutor for 9 years  11:37 - Why I started writing wills for people  17:27 - You can put assets in your will that are not yours yet 20:33 - How to save up to 40% inheritance tax! 30:01 - What’s a Will and why you NEED it? 34:05 - The different ROLES in a Will 38:31 - How a will can make you more tax efficient  46:05 - Horror stories about Wills to avoid! 47:39 - Can someone write a will on your behalf?  50:39 - Steps to getting will created today 56:22 - When should you update your will?  57:32 - The different type of trusts? and why you need one! 01:04:36 - How to write a tax efficient will book  01:08:21 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Deborah a practicing Solicitor in England and Wales with over 27 years legal experience, a Certified EU-GDPR Practitioner and a certified Will writer.


In this episode we discuss:

  • Why it’s essential that you have a Will
  • How to write a tax efficient Will
  • What happens to your assets if you don’t have a Will
  • The different roles outlined within a Will
  • An overview of how trusts work and much more!


🔗 Connect with Deborah:

Website: https://deborahbowerswillwritingservices.com

Youtube: https://www.youtube.com/@deborahbowers


📚 Grab a copy of Deborah's book

How to write a Tax Efficient Will: https://amzn.to/4dBnuUM



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


🎥Watch on Youtube

Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

00:00 - Preview

00:52 - Intro

01:25 - Meet Solicitor and Will Writer Deborah Bowers

02:40 - Growing up in St Lucia

05:51 - Working as a crown prosecutor for 9 years 

11:37 - Why I started writing wills for people 

17:27 - You can put assets in your will that are not yours yet

20:33 - How to save up to 40% inheritance tax!

30:01 - What’s a Will and why you NEED it?

34:05 - The different ROLES in a Will

38:31 - How a will can make you more tax efficient 

46:05 - Horror stories about Wills to avoid!

47:39 - Can someone write a will on your behalf? 

50:39 - Steps to getting will created today

56:22 - When should you update your will? 

57:32 - The different type of trusts? and why you need one!

01:04:36 - How to write a tax efficient will book 

01:08:21 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4440 EP. 141 - No. 1 Money Expert: Do This To Become Financially FREE With An Average Salary! ft. Sammie Ellard-King Joining us in the booth this week is Sammie Ellard-King who is a financial educator and founder of up the gains a financial literacy platform to help people with their finances. In this episode we discuss - How Sammie got out of £24,000 debt in 18 months - How to identify your financial freedom number - The exact steps to go from debt to financial freedom - Side hustle vs a side business - Why your side business doesn't need to make £10,000 a month - How much you should Save vs how much you should Invest - How investing can help you to achieve financial freedom and much more! 🔗 Connect with Sammie on: Instagram: https://www.instagram.com/upthegainsmoney 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsors 🌍 WorldFirst 🌍 Sign Up For a ‘One World Business Account’ for FREE and receive a £200 sign up bonus here: https://www.worldfirst.com/uk/campaign/sign-up-bonus-promo/?utm_medium=kol&utm_term=savywallet ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:59 - Intro 01:34 - Meet Financial Educator Sammie 04:14 - WorldFirst Ad 05:24 - Growing up in St Albans 09:15 - How I became a Marketing Director by 29! 14:37 - Trading 212 Ad 15:50 - Moving from Marketing Director to a hospitality business  20:59 - Why I created up the gains 23:34 - I paid off £24,000 debt in 18 months. How I did it  28:27 - What is your financial freedom number? 30:56 - The different types of financial freedom!  35:35 - Side hustle vs Side business 46:57 - Examples of side hustles  51:23 - How to identify the right side hustle for you 55:54 - How much should you save every month?  01:00:29 - Cash ISA vs a Stocks and Shares ISA  01:04:09 - Why you should invest! Pro’s and Cons 01:07:55 - Exact steps for you to start investing today!  01:13:40 - How I built my six figure investment portfolio  01:18:19 - How to develop your investor mindset  01:22:33 - The importance of getting to £100k net worth quickly!  01:26:07 - Financial literacy platform up the gains  01:28:03 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Sep 2024 07:00:00 -0000 EP. 141 - No. 1 Money Expert: Do This To Become Financially FREE With An Average Salary! ft. Sammie Ellard-King full Savvy Wallet Joining us in the booth this week is Sammie Ellard-King who is a financial educator and founder of up the gains a financial literacy platform to help people with their finances. In this episode we discuss - How Sammie got out of £24,000 debt in 18 months - How to identify your financial freedom number - The exact steps to go from debt to financial freedom - Side hustle vs a side business - Why your side business doesn't need to make £10,000 a month - How much you should Save vs how much you should Invest - How investing can help you to achieve financial freedom and much more! 🔗 Connect with Sammie on: Instagram: https://www.instagram.com/upthegainsmoney 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsors 🌍 WorldFirst 🌍 Sign Up For a ‘One World Business Account’ for FREE and receive a £200 sign up bonus here: https://www.worldfirst.com/uk/campaign/sign-up-bonus-promo/?utm_medium=kol&utm_term=savywallet ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:59 - Intro 01:34 - Meet Financial Educator Sammie 04:14 - WorldFirst Ad 05:24 - Growing up in St Albans 09:15 - How I became a Marketing Director by 29! 14:37 - Trading 212 Ad 15:50 - Moving from Marketing Director to a hospitality business  20:59 - Why I created up the gains 23:34 - I paid off £24,000 debt in 18 months. How I did it  28:27 - What is your financial freedom number? 30:56 - The different types of financial freedom!  35:35 - Side hustle vs Side business 46:57 - Examples of side hustles  51:23 - How to identify the right side hustle for you 55:54 - How much should you save every month?  01:00:29 - Cash ISA vs a Stocks and Shares ISA  01:04:09 - Why you should invest! Pro’s and Cons 01:07:55 - Exact steps for you to start investing today!  01:13:40 - How I built my six figure investment portfolio  01:18:19 - How to develop your investor mindset  01:22:33 - The importance of getting to £100k net worth quickly!  01:26:07 - Financial literacy platform up the gains  01:28:03 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Sammie Ellard-King who is a financial educator and founder of up the gains a financial literacy platform to help people with their finances.


In this episode we discuss

- How Sammie got out of £24,000 debt in 18 months

- How to identify your financial freedom number

- The exact steps to go from debt to financial freedom

- Side hustle vs a side business

- Why your side business doesn't need to make £10,000 a month

- How much you should Save vs how much you should Invest

- How investing can help you to achieve financial freedom and much more!


🔗 Connect with Sammie on:

Instagram: https://www.instagram.com/upthegainsmoney


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Sponsors

🌍 WorldFirst 🌍

Sign Up For a ‘One World Business Account’ for FREE and receive a £200 sign up bonus here: https://www.worldfirst.com/uk/campaign/sign-up-bonus-promo/?utm_medium=kol&utm_term=savywallet


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


Alternatively type SAVVY" directly in the app to get the free fractional share.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:59 - Intro

01:34 - Meet Financial Educator Sammie

04:14 - WorldFirst Ad

05:24 - Growing up in St Albans

09:15 - How I became a Marketing Director by 29!

14:37 - Trading 212 Ad

15:50 - Moving from Marketing Director to a hospitality business 

20:59 - Why I created up the gains

23:34 - I paid off £24,000 debt in 18 months. How I did it 

28:27 - What is your financial freedom number?

30:56 - The different types of financial freedom! 

35:35 - Side hustle vs Side business

46:57 - Examples of side hustles 

51:23 - How to identify the right side hustle for you

55:54 - How much should you save every month? 

01:00:29 - Cash ISA vs a Stocks and Shares ISA 

01:04:09 - Why you should invest! Pro’s and Cons

01:07:55 - Exact steps for you to start investing today! 

01:13:40 - How I built my six figure investment portfolio 

01:18:19 - How to develop your investor mindset 

01:22:33 - The importance of getting to £100k net worth quickly! 

01:26:07 - Financial literacy platform up the gains 

01:28:03 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5572 EP. 140 - Career Expert: Follow These Steps! Double Your Income Fast With This Proven Formula! ft. Vera Okojie Joining us in the booth this week is Vera Okojie an award-winning consulting professional and accredited transformation coach. She is the founder of Career Confident, a community platform to empower career professionals. In this episode we discuss: Why the job market has changed forever How automation and AI replace 95 million jobs but create 107 million jobs How to leverage AI to benefit your career Why you need to keep innovating in this modern society or you’ll get left behind How to pivot in your career What the future of work will look like The 3 C’s and how it can help you to excel in your career How to build your career confidence and much more! 🔗 Connect with Vera on: Instagram: https://www.instagram.com/career.confident ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: ⚡️Coursera⚡️ Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. TIMESTAMPS 00:00 - Preview 00:59 - Intro 01:34 - Meet Career Coach Vera 04:02 - Growing up in Germany & East London  08:16 - Navigating the banking and tech industry  11:11 - Tech industry has so much opportunity! 19:36 - My client’s biggest struggles 21:04 - Current state of the job market 25:26 - 95 million jobs will be automated! 28:19 - JP Morgan creating their own ChatGPT 34:12 - Roles that will be affected by AI  36:02 - Coursera Plus Offer 36:55 - What the future of work will look like! 39:44 - How to stay ahead in your career  45:25 - How to leverage AI to benefit your career!  53:05 - Pivoting from nursing to project management 55:57 - Why the first 90 days of a company is the most important!  58:28 - Getting promoted within your company  01:06:43 - The importance of a Growth mindset  01:11:04 - The importance of a career plan 01:17:49 - What is the 3 C’s?  01:26:24 - The career confident community 01:29:11 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Sep 2024 07:00:00 -0000 EP. 140 - Career Expert: Follow These Steps! Double Your Income Fast With This Proven Formula! ft. Vera Okojie full Savvy Wallet Joining us in the booth this week is Vera Okojie an award-winning consulting professional and accredited transformation coach. She is the founder of Career Confident, a community platform to empower career professionals. In this episode we discuss: Why the job market has changed forever How automation and AI replace 95 million jobs but create 107 million jobs How to leverage AI to benefit your career Why you need to keep innovating in this modern society or you’ll get left behind How to pivot in your career What the future of work will look like The 3 C’s and how it can help you to excel in your career How to build your career confidence and much more! 🔗 Connect with Vera on: Instagram: https://www.instagram.com/career.confident ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: ⚡️Coursera⚡️ Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. TIMESTAMPS 00:00 - Preview 00:59 - Intro 01:34 - Meet Career Coach Vera 04:02 - Growing up in Germany & East London  08:16 - Navigating the banking and tech industry  11:11 - Tech industry has so much opportunity! 19:36 - My client’s biggest struggles 21:04 - Current state of the job market 25:26 - 95 million jobs will be automated! 28:19 - JP Morgan creating their own ChatGPT 34:12 - Roles that will be affected by AI  36:02 - Coursera Plus Offer 36:55 - What the future of work will look like! 39:44 - How to stay ahead in your career  45:25 - How to leverage AI to benefit your career!  53:05 - Pivoting from nursing to project management 55:57 - Why the first 90 days of a company is the most important!  58:28 - Getting promoted within your company  01:06:43 - The importance of a Growth mindset  01:11:04 - The importance of a career plan 01:17:49 - What is the 3 C’s?  01:26:24 - The career confident community 01:29:11 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Vera Okojie an award-winning consulting professional and accredited transformation coach. She is the founder of Career Confident, a community platform to empower career professionals.


In this episode we discuss:

  • Why the job market has changed forever
  • How automation and AI replace 95 million jobs but create 107 million jobs
  • How to leverage AI to benefit your career
  • Why you need to keep innovating in this modern society or you’ll get left behind
  • How to pivot in your career
  • What the future of work will look like
  • The 3 C’s and how it can help you to excel in your career
  • How to build your career confidence and much more!


🔗 Connect with Vera on:

Instagram: https://www.instagram.com/career.confident


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

⚡️Coursera⚡️

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.



⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


Alternatively type SAVVY" directly in the app to get the free fractional share.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


TIMESTAMPS

00:00 - Preview

00:59 - Intro

01:34 - Meet Career Coach Vera

04:02 - Growing up in Germany & East London 

08:16 - Navigating the banking and tech industry 

11:11 - Tech industry has so much opportunity!

19:36 - My client’s biggest struggles

21:04 - Current state of the job market

25:26 - 95 million jobs will be automated!

28:19 - JP Morgan creating their own ChatGPT

34:12 - Roles that will be affected by AI 

36:02 - Coursera Plus Offer

36:55 - What the future of work will look like!

39:44 - How to stay ahead in your career 

45:25 - How to leverage AI to benefit your career! 

53:05 - Pivoting from nursing to project management

55:57 - Why the first 90 days of a company is the most important! 

58:28 - Getting promoted within your company 

01:06:43 - The importance of a Growth mindset 

01:11:04 - The importance of a career plan

01:17:49 - What is the 3 C’s? 

01:26:24 - The career confident community

01:29:11 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5680 EP. 139 - Money Making Expert: Learn This! The Essential Habits That Built 3 Businesses Globally! ft. Darren Bond Joining us in the booth this week is, Darren Bond who is a property developer, investor and serial entrepreneur with over a decade experience where he has founded many businesses from real estate development to a hospitality brand in the US to an interior design business. In this episode we discuss: - Why Darren moved to Ghana - Setting up various businesses in Ghana including a nightclub - Being part of the team that built Number One Oxford Street - Lessons from investing in property in Ghana - Relocating to Mexico and setting up a hospitality business - The importance of discipline in business and life - How collaboration can help to build generational wealth and much more 🔗 Connect with Darren on: Instagram: https://www.instagram.com/darrenbond007 ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview  00:51 - Intro 01:26 - Meet Darren Bond 04:58 - Born and raised in North-west London 06:59 - Why I moved to Ghana 10:49 - Opening a nightclub in Ghana  17:29 - Working with luxury property in Ghana 21:24 - Lessons from building Number One Oxford Street in Ghana 25:29 - Lessons and challenges of Investing in property in Ghana 32:47 - If I were to start again in property in Ghana I would do this 38:01 - Why I decided to leave Ghana for America  39:55 - Starting a hospitality business in America without being in America!  47:53 - My vision for my hospitality business 50:27 - Real estate opportunities in Mexico 54:52 - Inspiration and Vision for Darren Bond Design 59:19 - The importance of discipline in business  01:01:29 - The pursuit of excellence  01:05:36 - The power of collaboration 01:15:33 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Sep 2024 07:10:00 -0000 EP. 139 - Money Making Expert: Learn This! The Essential Habits That Built 3 Businesses Globally! ft. Darren Bond full Savvy Wallet Joining us in the booth this week is, Darren Bond who is a property developer, investor and serial entrepreneur with over a decade experience where he has founded many businesses from real estate development to a hospitality brand in the US to an interior design business. In this episode we discuss: - Why Darren moved to Ghana - Setting up various businesses in Ghana including a nightclub - Being part of the team that built Number One Oxford Street - Lessons from investing in property in Ghana - Relocating to Mexico and setting up a hospitality business - The importance of discipline in business and life - How collaboration can help to build generational wealth and much more 🔗 Connect with Darren on: Instagram: https://www.instagram.com/darrenbond007 ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview  00:51 - Intro 01:26 - Meet Darren Bond 04:58 - Born and raised in North-west London 06:59 - Why I moved to Ghana 10:49 - Opening a nightclub in Ghana  17:29 - Working with luxury property in Ghana 21:24 - Lessons from building Number One Oxford Street in Ghana 25:29 - Lessons and challenges of Investing in property in Ghana 32:47 - If I were to start again in property in Ghana I would do this 38:01 - Why I decided to leave Ghana for America  39:55 - Starting a hospitality business in America without being in America!  47:53 - My vision for my hospitality business 50:27 - Real estate opportunities in Mexico 54:52 - Inspiration and Vision for Darren Bond Design 59:19 - The importance of discipline in business  01:01:29 - The pursuit of excellence  01:05:36 - The power of collaboration 01:15:33 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is, Darren Bond who is a property developer, investor and serial entrepreneur with over a decade experience where he has founded many businesses from real estate development to a hospitality brand in the US to an interior design business.


In this episode we discuss:

- Why Darren moved to Ghana

- Setting up various businesses in Ghana including a nightclub

- Being part of the team that built Number One Oxford Street

- Lessons from investing in property in Ghana

- Relocating to Mexico and setting up a hospitality business

- The importance of discipline in business and life

- How collaboration can help to build generational wealth and much more


🔗 Connect with Darren on:

Instagram: https://www.instagram.com/darrenbond007


➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview 

00:51 - Intro

01:26 - Meet Darren Bond

04:58 - Born and raised in North-west London

06:59 - Why I moved to Ghana

10:49 - Opening a nightclub in Ghana 

17:29 - Working with luxury property in Ghana

21:24 - Lessons from building Number One Oxford Street in Ghana

25:29 - Lessons and challenges of Investing in property in Ghana

32:47 - If I were to start again in property in Ghana I would do this

38:01 - Why I decided to leave Ghana for America 

39:55 - Starting a hospitality business in America without being in America! 

47:53 - My vision for my hospitality business

50:27 - Real estate opportunities in Mexico

54:52 - Inspiration and Vision for Darren Bond Design

59:19 - The importance of discipline in business 

01:01:29 - The pursuit of excellence 

01:05:36 - The power of collaboration

01:15:33 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4914 EP. 138 - Self Made Millionaire: STOP Wasting Time! This Is How YOU Become Rich & Stay Rich! ft. Dr Byron Cole Joining us in the booth this week is Dr Byron Cole, who is a renowned serial award winning entrepreneur, Sunday Times best-selling author, keynote speaker, investor and speaker trainer. In this episode we discuss: - Dr Byron Cole’s journey from council estate to 7 figure entrepreneur - A guide on how to build & sustain your wealth - 3 things people get wrong about building wealth - The impact your health will have on all areas of your life - How discipline can help you achieve your goals - Why you need several streams of income - How to have a rich mindset - How your network can make and save you money - The ingredients to a successful marriage and much more! 🔗 Connect with Dr Byron on: Instagram: https://www.instagram.com/mrbselfmade 📚Dr Byron's books: Rich Forever: What They Didn't Teach You about Money, Finance and Investments in School - https://amzn.to/47j9eyy Self-made: The Definitive Guide to business success - https://amzn.to/3TkARBE The Business Survival Kit: How to get ahead without losing out on love, life and happiness - https://amzn.to/4cSMarK ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ⚡️Sponsor⚡️ Trading 212 Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. TIMESTAMPS 00:00 - Preview 01:02 - Intro 01:37 - Meet Dr Byron Cole 04:06 - Growing up in largest council estate in North-west London 07:06 - Trading 212 Ad 08:23 - My first experience in business & buying a property at 21! 13:20 - How I bounced back from my business failure 17:59 - Steps to building a million pound business 22:49 - Why you have to take calculated risks to succeed! 28:15 - Why I decided to start investing in stocks!  33:30 - 3 biggest things people get wrong about building wealth 40:16 - This is how to sustain your wealth! 45:11 - The importance of taking care of your health! 50:34 - We’re living in the best time in history!  52:59 - Why you NEED financial goals! 58:12 - Why you NEED multiple streams of income 01:04:18 - How to have a rich mindset!  01:08:50 - The importance of discipline!  01:14:35 - How my network has helped me to MAKE and SAVE money 01:19:19 - How a successful marriage has helped me personally & professionally  01:26:05 - Rich Forever, Self Made & The Business Survival Kit Books 01:28:42 - The Self Made Speakers Academy! 01:34:30 Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Sep 2024 07:00:00 -0000 EP. 138 - Self Made Millionaire: STOP Wasting Time! This Is How YOU Become Rich & Stay Rich! ft. Dr Byron Cole full Savvy Wallet Joining us in the booth this week is Dr Byron Cole, who is a renowned serial award winning entrepreneur, Sunday Times best-selling author, keynote speaker, investor and speaker trainer. In this episode we discuss: - Dr Byron Cole’s journey from council estate to 7 figure entrepreneur - A guide on how to build & sustain your wealth - 3 things people get wrong about building wealth - The impact your health will have on all areas of your life - How discipline can help you achieve your goals - Why you need several streams of income - How to have a rich mindset - How your network can make and save you money - The ingredients to a successful marriage and much more! 🔗 Connect with Dr Byron on: Instagram: https://www.instagram.com/mrbselfmade 📚Dr Byron's books: Rich Forever: What They Didn't Teach You about Money, Finance and Investments in School - https://amzn.to/47j9eyy Self-made: The Definitive Guide to business success - https://amzn.to/3TkARBE The Business Survival Kit: How to get ahead without losing out on love, life and happiness - https://amzn.to/4cSMarK ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ⚡️Sponsor⚡️ Trading 212 Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. TIMESTAMPS 00:00 - Preview 01:02 - Intro 01:37 - Meet Dr Byron Cole 04:06 - Growing up in largest council estate in North-west London 07:06 - Trading 212 Ad 08:23 - My first experience in business & buying a property at 21! 13:20 - How I bounced back from my business failure 17:59 - Steps to building a million pound business 22:49 - Why you have to take calculated risks to succeed! 28:15 - Why I decided to start investing in stocks!  33:30 - 3 biggest things people get wrong about building wealth 40:16 - This is how to sustain your wealth! 45:11 - The importance of taking care of your health! 50:34 - We’re living in the best time in history!  52:59 - Why you NEED financial goals! 58:12 - Why you NEED multiple streams of income 01:04:18 - How to have a rich mindset!  01:08:50 - The importance of discipline!  01:14:35 - How my network has helped me to MAKE and SAVE money 01:19:19 - How a successful marriage has helped me personally & professionally  01:26:05 - Rich Forever, Self Made & The Business Survival Kit Books 01:28:42 - The Self Made Speakers Academy! 01:34:30 Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Dr Byron Cole, who is a renowned serial award winning entrepreneur, Sunday Times best-selling author, keynote speaker, investor and speaker trainer.


In this episode we discuss:

- Dr Byron Cole’s journey from council estate to 7 figure entrepreneur

- A guide on how to build & sustain your wealth

- 3 things people get wrong about building wealth

- The impact your health will have on all areas of your life

- How discipline can help you achieve your goals

- Why you need several streams of income

- How to have a rich mindset

- How your network can make and save you money

- The ingredients to a successful marriage and much more!


🔗 Connect with Dr Byron on:

Instagram: https://www.instagram.com/mrbselfmade


📚Dr Byron's books:

Rich Forever: What They Didn't Teach You about Money, Finance and Investments in School - https://amzn.to/47j9eyy


Self-made: The Definitive Guide to business success - https://amzn.to/3TkARBE


The Business Survival Kit: How to get ahead without losing out on love, life and happiness - https://amzn.to/4cSMarK



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


⚡️Sponsor⚡️

Trading 212

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


Alternatively type SAVVY" directly in the app to get the free fractional share.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


TIMESTAMPS

00:00 - Preview

01:02 - Intro

01:37 - Meet Dr Byron Cole

04:06 - Growing up in largest council estate in North-west London

07:06 - Trading 212 Ad

08:23 - My first experience in business & buying a property at 21!

13:20 - How I bounced back from my business failure

17:59 - Steps to building a million pound business

22:49 - Why you have to take calculated risks to succeed!

28:15 - Why I decided to start investing in stocks! 

33:30 - 3 biggest things people get wrong about building wealth

40:16 - This is how to sustain your wealth!

45:11 - The importance of taking care of your health!

50:34 - We’re living in the best time in history! 

52:59 - Why you NEED financial goals!

58:12 - Why you NEED multiple streams of income

01:04:18 - How to have a rich mindset! 

01:08:50 - The importance of discipline! 

01:14:35 - How my network has helped me to MAKE and SAVE money

01:19:19 - How a successful marriage has helped me personally & professionally 

01:26:05 - Rich Forever, Self Made & The Business Survival Kit Books

01:28:42 - The Self Made Speakers Academy!

01:34:30 Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6015 EP. 137 - Private Banker: STOP Doing This! 4 Things You Must Do To Become Rich! ft. Franklin Asante (Urban Financier) Joining us in the booth this week is Franklin Asante, a Private Banker at Coutts for over 16 years and the Head of the Entrepreneurs division! He's also the creator of the page the "Urban Financier" where he shares his banking experience and money tips with his followers. In this episode we discuss: - Franklin's journey to becoming a Private Banker at Coutts - Timeless money lessons & principles from his time in banking - What it really takes to build 'wealth' - How to build wealth with your 9-5 - Why you shouldn't try to get rich fast! - How his wealthy clients accumulated & kept their wealth - The importance of a team to help you make & keep your money - Key steps you can take to grow your money - The potential of Bitcoin as an investment and much more! 🔗 Connect with Franklin on: Instagram: https://www.instagram.com/urbanfinancier 📚The Money Ladder Grab a copy of Franklin's book: https://amzn.to/3TdyY9U ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsor ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. TIMESTAMPS 00:00 - Preview 01:01 - Intro 01:37 - Meet Private Banker, Franklin Asante 03:48 - Trading 212 Ad 05:02 - Born in Ghana & Growing up in North-West London 09:27 - How I became a private banker! 12:04 - My career started during the financial crisis! 14:36 - My role as Head of Entrepreneurs at Coutts  17:12 - Timeless money lessons I learnt from banking 21:31 - Principles around money we should all follow!  25:00 - Why I created the Urban Financier  26:59 - What is the process for building significant wealth?  31:17 - How the wealthy accumulated their wealth! 34:18 - Why the wealthy have a small portion of physical assets 37:44 - Building wealth with a 9-5!  41:06 - Is a side hustle necessary to reach your financial goals? 44:32 - Assets that will grow your money  49:42 - A team will help you make & keep your money! 55:18 - Should you consider investing in Bitcoin? 01:01:03 - Don’t try to get rich in a year!  01:05:19 - My wealthy clients are good at this when it comes to money  01:10:49 - The impact of government changes on our money 01:15:24 - The Money Ladder Book 01:19:31 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Sep 2024 07:00:00 -0000 EP. 137 - Private Banker: STOP Doing This! 4 Things You Must Do To Become Rich! ft. Franklin Asante (Urban Financier) full Savvy Wallet Joining us in the booth this week is Franklin Asante, a Private Banker at Coutts for over 16 years and the Head of the Entrepreneurs division! He's also the creator of the page the "Urban Financier" where he shares his banking experience and money tips with his followers. In this episode we discuss: - Franklin's journey to becoming a Private Banker at Coutts - Timeless money lessons & principles from his time in banking - What it really takes to build 'wealth' - How to build wealth with your 9-5 - Why you shouldn't try to get rich fast! - How his wealthy clients accumulated & kept their wealth - The importance of a team to help you make & keep your money - Key steps you can take to grow your money - The potential of Bitcoin as an investment and much more! 🔗 Connect with Franklin on: Instagram: https://www.instagram.com/urbanfinancier 📚The Money Ladder Grab a copy of Franklin's book: https://amzn.to/3TdyY9U ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsor ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. TIMESTAMPS 00:00 - Preview 01:01 - Intro 01:37 - Meet Private Banker, Franklin Asante 03:48 - Trading 212 Ad 05:02 - Born in Ghana & Growing up in North-West London 09:27 - How I became a private banker! 12:04 - My career started during the financial crisis! 14:36 - My role as Head of Entrepreneurs at Coutts  17:12 - Timeless money lessons I learnt from banking 21:31 - Principles around money we should all follow!  25:00 - Why I created the Urban Financier  26:59 - What is the process for building significant wealth?  31:17 - How the wealthy accumulated their wealth! 34:18 - Why the wealthy have a small portion of physical assets 37:44 - Building wealth with a 9-5!  41:06 - Is a side hustle necessary to reach your financial goals? 44:32 - Assets that will grow your money  49:42 - A team will help you make & keep your money! 55:18 - Should you consider investing in Bitcoin? 01:01:03 - Don’t try to get rich in a year!  01:05:19 - My wealthy clients are good at this when it comes to money  01:10:49 - The impact of government changes on our money 01:15:24 - The Money Ladder Book 01:19:31 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Franklin Asante, a Private Banker at Coutts for over 16 years and the Head of the Entrepreneurs division! He's also the creator of the page the "Urban Financier" where he shares his banking experience and money tips with his followers.


In this episode we discuss:

- Franklin's journey to becoming a Private Banker at Coutts

- Timeless money lessons & principles from his time in banking

- What it really takes to build 'wealth'

- How to build wealth with your 9-5

- Why you shouldn't try to get rich fast!

- How his wealthy clients accumulated & kept their wealth

- The importance of a team to help you make & keep your money

- Key steps you can take to grow your money

- The potential of Bitcoin as an investment and much more!


🔗 Connect with Franklin on:

Instagram: https://www.instagram.com/urbanfinancier


📚The Money Ladder

Grab a copy of Franklin's book: https://amzn.to/3TdyY9U



➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet



Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



Sponsor

⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


Alternatively type SAVVY" directly in the app to get the free fractional share.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


TIMESTAMPS

00:00 - Preview

01:01 - Intro

01:37 - Meet Private Banker, Franklin Asante

03:48 - Trading 212 Ad

05:02 - Born in Ghana & Growing up in North-West London

09:27 - How I became a private banker!

12:04 - My career started during the financial crisis!

14:36 - My role as Head of Entrepreneurs at Coutts 

17:12 - Timeless money lessons I learnt from banking

21:31 - Principles around money we should all follow! 

25:00 - Why I created the Urban Financier 

26:59 - What is the process for building significant wealth? 

31:17 - How the wealthy accumulated their wealth!

34:18 - Why the wealthy have a small portion of physical assets

37:44 - Building wealth with a 9-5! 

41:06 - Is a side hustle necessary to reach your financial goals?

44:32 - Assets that will grow your money 

49:42 - A team will help you make & keep your money!

55:18 - Should you consider investing in Bitcoin?

01:01:03 - Don’t try to get rich in a year! 

01:05:19 - My wealthy clients are good at this when it comes to money 

01:10:49 - The impact of government changes on our money

01:15:24 - The Money Ladder Book

01:19:31 - Final words


The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5103 EP. 136 - No. 1 Finance Author: Don’t Miss This BIG Opportunity! It’ll Create Trillions Of Wealth ft. Andrew Craig This episode is sponsored by Porkbun. Porkbun offers the .PRO domain name, which is the perfect domain extension for online professionals in any industry. Use my link https://porkbun.com/SavvyWallet24 and code BEAPRO24 to get a .PRO domain for only $1 for the first year at Porkbun! Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance. In this episode we discuss: - How real economic value and wealth comes from solving human problems - Why most of our remaining problems are linked to biological systems - What Biotech really is - Why we need Biotech to help us fight “modern” diseases - Biotech being able to create meat, heal the environment & cure cancers - Why Biotech will be the biggest investment theme for the next 100 years - How Biotech will create trillions of pounds of real wealth - A simple way to invest in Biotech and capture the wealth it will create - The most exciting developments in Biotech and much more Connect with Andrew: Website: https://plainenglishfinance.co.uk Youtube channel: https://www.youtube.com/c/plainenglishfinance Pre-order Andrew's latest highly praised book "Our Future is Biotech" here: https://amzn.to/4dYbFbX Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:39 - Intro 01:14 - The last century has been about tech now it will be about biotech 07:16 - Meet Andrew Craig 12:15 - What is Biotech? 17:53 - Biotech will create miracles cures! 23:28 - The first human that will be aged 1000 has been born?! 25:57 - Mainstream media don’t cover biotech success stories 27:26 - Porkbun Ad: Get a .PRO domain for $1 28:39 - We need Biotech to solve modern diseases! 31:22 - How Biotech is evolving rapidly! 39:20 - Biotech will revolutionise agriculture! 42:44 - Safeguards to prevent biological weapons 44:18 - Biotech sector will create $2.4 trillion dollars of economic benefit ! 47:09 - 3 reasons I wrote my book: Our Future is Biotech & a simple way to invest in Biotech 53:48 - We’re in the stone age when it comes to modern health! 58:07 - Why this is an opportunity not to be missed! 01:01:47 - Andrew’s personal health journey 01:05:34 - Medical students don’t get nutritional training 01:09:05 - The most exciting developments in Biotech 01:16:08 - Eating lab grown meat 01:20:30 - Andrew’s new book: Our Future is Biotech! 01:22:53 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Aug 2024 07:00:00 -0000 EP. 136 - No. 1 Finance Author: Don’t Miss This BIG Opportunity! It’ll Create Trillions Of Wealth ft. Andrew Craig full Savvy Wallet This episode is sponsored by Porkbun. Porkbun offers the .PRO domain name, which is the perfect domain extension for online professionals in any industry. Use my link https://porkbun.com/SavvyWallet24 and code BEAPRO24 to get a .PRO domain for only $1 for the first year at Porkbun! Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance. In this episode we discuss: - How real economic value and wealth comes from solving human problems - Why most of our remaining problems are linked to biological systems - What Biotech really is - Why we need Biotech to help us fight “modern” diseases - Biotech being able to create meat, heal the environment & cure cancers - Why Biotech will be the biggest investment theme for the next 100 years - How Biotech will create trillions of pounds of real wealth - A simple way to invest in Biotech and capture the wealth it will create - The most exciting developments in Biotech and much more Connect with Andrew: Website: https://plainenglishfinance.co.uk Youtube channel: https://www.youtube.com/c/plainenglishfinance Pre-order Andrew's latest highly praised book "Our Future is Biotech" here: https://amzn.to/4dYbFbX Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:39 - Intro 01:14 - The last century has been about tech now it will be about biotech 07:16 - Meet Andrew Craig 12:15 - What is Biotech? 17:53 - Biotech will create miracles cures! 23:28 - The first human that will be aged 1000 has been born?! 25:57 - Mainstream media don’t cover biotech success stories 27:26 - Porkbun Ad: Get a .PRO domain for $1 28:39 - We need Biotech to solve modern diseases! 31:22 - How Biotech is evolving rapidly! 39:20 - Biotech will revolutionise agriculture! 42:44 - Safeguards to prevent biological weapons 44:18 - Biotech sector will create $2.4 trillion dollars of economic benefit ! 47:09 - 3 reasons I wrote my book: Our Future is Biotech & a simple way to invest in Biotech 53:48 - We’re in the stone age when it comes to modern health! 58:07 - Why this is an opportunity not to be missed! 01:01:47 - Andrew’s personal health journey 01:05:34 - Medical students don’t get nutritional training 01:09:05 - The most exciting developments in Biotech 01:16:08 - Eating lab grown meat 01:20:30 - Andrew’s new book: Our Future is Biotech! 01:22:53 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Porkbun. Porkbun offers the .PRO domain name, which is the perfect domain extension for online professionals in any industry. Use my link https://porkbun.com/SavvyWallet24 and code BEAPRO24 to get a .PRO domain for only $1 for the first year at Porkbun!


Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance.


In this episode we discuss:

- How real economic value and wealth comes from solving human problems

- Why most of our remaining problems are linked to biological systems

- What Biotech really is

- Why we need Biotech to help us fight “modern” diseases

- Biotech being able to create meat, heal the environment & cure cancers

- Why Biotech will be the biggest investment theme for the next 100 years

- How Biotech will create trillions of pounds of real wealth

- A simple way to invest in Biotech and capture the wealth it will create

- The most exciting developments in Biotech and much more


Connect with Andrew:

Website: https://plainenglishfinance.co.uk

Youtube channel: https://www.youtube.com/c/plainenglishfinance


Pre-order Andrew's latest highly praised book "Our Future is Biotech" here: https://amzn.to/4dYbFbX


Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

00:39 - Intro

01:14 - The last century has been about tech now it will be about biotech

07:16 - Meet Andrew Craig

12:15 - What is Biotech?

17:53 - Biotech will create miracles cures!

23:28 - The first human that will be aged 1000 has been born?!

25:57 - Mainstream media don’t cover biotech success stories

27:26 - Porkbun Ad: Get a .PRO domain for $1

28:39 - We need Biotech to solve modern diseases!

31:22 - How Biotech is evolving rapidly!

39:20 - Biotech will revolutionise agriculture!

42:44 - Safeguards to prevent biological weapons

44:18 - Biotech sector will create $2.4 trillion dollars of economic benefit !

47:09 - 3 reasons I wrote my book: Our Future is Biotech & a simple way to invest in Biotech

53:48 - We’re in the stone age when it comes to modern health!

58:07 - Why this is an opportunity not to be missed!

01:01:47 - Andrew’s personal health journey

01:05:34 - Medical students don’t get nutritional training

01:09:05 - The most exciting developments in Biotech

01:16:08 - Eating lab grown meat

01:20:30 - Andrew’s new book: Our Future is Biotech!

01:22:53 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5376 EP. 135 - Accountant: Get Ready! The Labour Government Will Increase UK Taxes..! ft. Zee Joining us back in the booth for a second time is Zee who is a chartered accountant and EX-KPMG auditor. In this episode we discuss: - People’s finances in the UK being “harmed” - The national wealth fund & how it can help us - Why being taxed more isn’t the REAL issue - Labour’s plan to raise billions from private schools - The silent way you’ll be taxed more - Whether the UK Government will be forced to raises income tax and corporation tax? - Why the VAT threshold should be lowered? - Key areas the Labour Government didn’t address in their manifesto - Will the wealth inequality gap close during Labour’s time in power and much more! Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant Connect with Zee on TikTok here - https://www.tiktok.com/@thereluctantaccountant Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:47 - Intro 01:22 - Meet Chartered Accountant Zee 04:08 - Thoughts on the new Labour Government 08:46 - Politicians shouldn’t be able to lie! 11:41 - How the peoples finances in the UK were “harmed” 15:31 - What’s the national wealth fund from Labour’s manifesto & how will it help you?  19:49 - Will the Government increase corporation tax? 21:41 - Where will the government get the money from? 26:41 - Getting taxed more isn’t the real issue! 31:52 - Will the Government increase income tax? 35:28 - Labour Government to apply VAT to private schools  43:16 - Why is the UK government borrowing more money ?  47:29 - How the government will get more tax from YOU! 49:51 - Where will the government increase taxes on? 56:21 - Should stamp-duty be abolished?  01:00:09 - This Is what I would have liked to see in the fiscal plan! 01:06:45 - Wealth inequality in the UK is getting bigger 01:13:53 - The misinformation podcast 01:16:06 - Final words  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Aug 2024 07:00:00 -0000 EP. 135 - Accountant: Get Ready! The Labour Government Will Increase UK Taxes..! ft. Zee full Savvy Wallet Joining us back in the booth for a second time is Zee who is a chartered accountant and EX-KPMG auditor. In this episode we discuss: - People’s finances in the UK being “harmed” - The national wealth fund & how it can help us - Why being taxed more isn’t the REAL issue - Labour’s plan to raise billions from private schools - The silent way you’ll be taxed more - Whether the UK Government will be forced to raises income tax and corporation tax? - Why the VAT threshold should be lowered? - Key areas the Labour Government didn’t address in their manifesto - Will the wealth inequality gap close during Labour’s time in power and much more! Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant Connect with Zee on TikTok here - https://www.tiktok.com/@thereluctantaccountant Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:47 - Intro 01:22 - Meet Chartered Accountant Zee 04:08 - Thoughts on the new Labour Government 08:46 - Politicians shouldn’t be able to lie! 11:41 - How the peoples finances in the UK were “harmed” 15:31 - What’s the national wealth fund from Labour’s manifesto & how will it help you?  19:49 - Will the Government increase corporation tax? 21:41 - Where will the government get the money from? 26:41 - Getting taxed more isn’t the real issue! 31:52 - Will the Government increase income tax? 35:28 - Labour Government to apply VAT to private schools  43:16 - Why is the UK government borrowing more money ?  47:29 - How the government will get more tax from YOU! 49:51 - Where will the government increase taxes on? 56:21 - Should stamp-duty be abolished?  01:00:09 - This Is what I would have liked to see in the fiscal plan! 01:06:45 - Wealth inequality in the UK is getting bigger 01:13:53 - The misinformation podcast 01:16:06 - Final words  Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us back in the booth for a second time is Zee who is a chartered accountant and EX-KPMG auditor.


In this episode we discuss:

- People’s finances in the UK being “harmed”

- The national wealth fund & how it can help us

- Why being taxed more isn’t the REAL issue

- Labour’s plan to raise billions from private schools

- The silent way you’ll be taxed more

- Whether the UK Government will be forced to raises income tax and corporation tax?

- Why the VAT threshold should be lowered?

- Key areas the Labour Government didn’t address in their manifesto

- Will the wealth inequality gap close during Labour’s time in power and much more!


Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant


Connect with Zee on TikTok here - https://www.tiktok.com/@thereluctantaccountant


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


Alternatively type SAVVY" directly in the app to get the free fractional share.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

00:00 - Preview

00:47 - Intro

01:22 - Meet Chartered Accountant Zee

04:08 - Thoughts on the new Labour Government

08:46 - Politicians shouldn’t be able to lie!

11:41 - How the peoples finances in the UK were “harmed”

15:31 - What’s the national wealth fund from Labour’s manifesto & how will it help you? 

19:49 - Will the Government increase corporation tax?

21:41 - Where will the government get the money from?

26:41 - Getting taxed more isn’t the real issue!

31:52 - Will the Government increase income tax?

35:28 - Labour Government to apply VAT to private schools 

43:16 - Why is the UK government borrowing more money ? 

47:29 - How the government will get more tax from YOU!

49:51 - Where will the government increase taxes on?

56:21 - Should stamp-duty be abolished? 

01:00:09 - This Is what I would have liked to see in the fiscal plan!

01:06:45 - Wealth inequality in the UK is getting bigger

01:13:53 - The misinformation podcast

01:16:06 - Final words 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4888 EP. 134 - Confidence Expert: How To Stop Procrastinating & Take Charge Of Your Life Today! ft. Hayley Mulenda Record Joining us in the booth this week is Hayley Mulenda Record, a Multi-Award Winning International Speaker who has worked with notable organisations such as Google, Microsoft and Cambridge. Her story has touched the lives of millions of people, where she has shared her journey of turning pain into purpose. In this episode we discuss - How growing up in Newham fuelled her drive to succeed - Her journey to becoming an award winning international speaker - The importance of building and maintaining a network - The impact of being confident & How it can change the world - Pro’s and con’s of being confident - Steps you can take today to build confidence - How to overcome imposter syndrome - How to stop procrastinating and take action today - Why words and affirmations are so powerful - How to build wealth as a Christian - How to serve God and still achieve success and much more Connect with Hayley on Instagram here: https://www.instagram.com/hayleymulenda Get tickets to Hayley’s “The Next Level Speaker Conference” with Dr Eric Thomas, Jeremy Anderson and CJ Quinney here: https://www.nextlevelspeakersuk.com/uk-nlsc-2024-main Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:15 - Intro 01:50 - Meet International Speaker Hayley Mulenda Record 02:59 - Growing up in Newham 04:49 - Where my drive to succeed came from 07:16 - My journey to becoming an international speaker 13:00 - Main obstacles I had to overcome in my speaking career 19:29 - I had a lot of resentment to my younger self 22:33 - How I grow and manage my network 27:01 - We live in an entitled era 29:06 - Why I’m bold in my faith as a Christian 33:21 - How I’m able to speak with so much confidence 38:10 - Pro’s and con’s of being confident 42:26 How to overcome imposter syndrome 43:55 - Steps you can take today to become more confident! 51:53 - How to stop procrastinating! 56:32 - The Power of words 58:20 - God wants us to be ambitious! 01:03:46 - Building wealth as a Christian 01:09:22 - Mentorship lessons from the Bible 01:12:01 - The prayer that changed my life 01:15:49 - How to serve God and still achieve success 01:19:21 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Aug 2024 07:00:00 -0000 EP. 134 - Confidence Expert: How To Stop Procrastinating & Take Charge Of Your Life Today! ft. Hayley Mulenda Record full Savvy Wallet Joining us in the booth this week is Hayley Mulenda Record, a Multi-Award Winning International Speaker who has worked with notable organisations such as Google, Microsoft and Cambridge. Her story has touched the lives of millions of people, where she has shared her journey of turning pain into purpose. In this episode we discuss - How growing up in Newham fuelled her drive to succeed - Her journey to becoming an award winning international speaker - The importance of building and maintaining a network - The impact of being confident & How it can change the world - Pro’s and con’s of being confident - Steps you can take today to build confidence - How to overcome imposter syndrome - How to stop procrastinating and take action today - Why words and affirmations are so powerful - How to build wealth as a Christian - How to serve God and still achieve success and much more Connect with Hayley on Instagram here: https://www.instagram.com/hayleymulenda Get tickets to Hayley’s “The Next Level Speaker Conference” with Dr Eric Thomas, Jeremy Anderson and CJ Quinney here: https://www.nextlevelspeakersuk.com/uk-nlsc-2024-main Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:15 - Intro 01:50 - Meet International Speaker Hayley Mulenda Record 02:59 - Growing up in Newham 04:49 - Where my drive to succeed came from 07:16 - My journey to becoming an international speaker 13:00 - Main obstacles I had to overcome in my speaking career 19:29 - I had a lot of resentment to my younger self 22:33 - How I grow and manage my network 27:01 - We live in an entitled era 29:06 - Why I’m bold in my faith as a Christian 33:21 - How I’m able to speak with so much confidence 38:10 - Pro’s and con’s of being confident 42:26 How to overcome imposter syndrome 43:55 - Steps you can take today to become more confident! 51:53 - How to stop procrastinating! 56:32 - The Power of words 58:20 - God wants us to be ambitious! 01:03:46 - Building wealth as a Christian 01:09:22 - Mentorship lessons from the Bible 01:12:01 - The prayer that changed my life 01:15:49 - How to serve God and still achieve success 01:19:21 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Hayley Mulenda Record, a Multi-Award Winning International Speaker who has worked with notable organisations such as Google, Microsoft and Cambridge. Her story has touched the lives of millions of people, where she has shared her journey of turning pain into purpose.



In this episode we discuss

- How growing up in Newham fuelled her drive to succeed

- Her journey to becoming an award winning international speaker

- The importance of building and maintaining a network

- The impact of being confident & How it can change the world

- Pro’s and con’s of being confident

- Steps you can take today to build confidence

- How to overcome imposter syndrome

- How to stop procrastinating and take action today

- Why words and affirmations are so powerful

- How to build wealth as a Christian

- How to serve God and still achieve success and much more



Connect with Hayley on Instagram here: https://www.instagram.com/hayleymulenda


Get tickets to Hayley’s “The Next Level Speaker Conference” with Dr Eric Thomas, Jeremy Anderson and CJ Quinney here: https://www.nextlevelspeakersuk.com/uk-nlsc-2024-main


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.




TIMESTAMPS

00:00 - Preview

01:15 - Intro

01:50 - Meet International Speaker Hayley Mulenda Record

02:59 - Growing up in Newham

04:49 - Where my drive to succeed came from

07:16 - My journey to becoming an international speaker

13:00 - Main obstacles I had to overcome in my speaking career

19:29 - I had a lot of resentment to my younger self

22:33 - How I grow and manage my network

27:01 - We live in an entitled era

29:06 - Why I’m bold in my faith as a Christian

33:21 - How I’m able to speak with so much confidence

38:10 - Pro’s and con’s of being confident

42:26 How to overcome imposter syndrome

43:55 - Steps you can take today to become more confident!

51:53 - How to stop procrastinating!

56:32 - The Power of words

58:20 - God wants us to be ambitious!

01:03:46 - Building wealth as a Christian

01:09:22 - Mentorship lessons from the Bible

01:12:01 - The prayer that changed my life

01:15:49 - How to serve God and still achieve success

01:19:21 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5177 EP. 133 - Career Expert: Don't Make These Mistakes! Top 3 Career Killers You Need to Avoid NOW! ft. Ivy Maria Joining us in the booth this week is Ivy, who is a Human Resources professional with over 11 years experience across various industries including luxury fashion. In this episode we discuss: - How she transitioned from recruitment to HR - What HR really does - Whether HR ‘decides’ if an employee gets fired - Secrets HR know that we don’t! - Companies using ‘the 9 box grid’ to assess you - The 4 different energies & how it impacts your career - Introverts vs extroverts at work - How introverts can get promoted - Why people are passed over for promotion - How do go from undervalued to promoted and much more Sign up to Ivy's FREE 15 minute Career Makeover - https://ivymariax.systeme.io/aeba30b3 Connect with Ivy on TikTok here - https://www.tiktok.com/@ivymariax Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partner who is offering a Stocks and Shares ISA: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:08 - Intro 01:44 - Meet HR professional Ivy Maria 04:09 - Growing up in Queens Park  06:31 - Where my drive to succeed came from!  08:11 - The school system failed us! 11:52 - I learnt by creating PowerPoints!  13:21 - How I got into recruitment  17:11 - How I went from recruitment to HR  18:28 - What does someone in HR do?  20:39 - Does HR decide who gets fired?  22:25 - Secrets HR knows that we don’t! 27:45 - The 9 box grid! 29:40 - The importance of self-promotion for your career  33:01 - Introverts vs extroverts at work  36:58 - How to get promoted at work as an introvert  38:39 - How do you become undervalued at a company?  41:38 - Your company shouldn’t be giving you trauma! 46:01 - Your manager isn’t your only ally  48:33 - The best employees do this! 50:33 - The 4 different types of energies  57:18 - The 4 step framework  59:12 - How to go from undervalued to promotion 01:05:11 - Do you need to do extra curricular activity to get a promotion? 01:12:03 - How to have a rich life in your career 01:14:25 - How to land your next role  01:17:08 - How I excelled in my career and became a senior manager 01:19:31 - Sign up to Ivy’s FREE Career Masterclass 01:21:21 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Aug 2024 07:00:00 -0000 EP. 133 - Career Expert: Don't Make These Mistakes! Top 3 Career Killers You Need to Avoid NOW! ft. Ivy Maria full Savvy Wallet Joining us in the booth this week is Ivy, who is a Human Resources professional with over 11 years experience across various industries including luxury fashion. In this episode we discuss: - How she transitioned from recruitment to HR - What HR really does - Whether HR ‘decides’ if an employee gets fired - Secrets HR know that we don’t! - Companies using ‘the 9 box grid’ to assess you - The 4 different energies & how it impacts your career - Introverts vs extroverts at work - How introverts can get promoted - Why people are passed over for promotion - How do go from undervalued to promoted and much more Sign up to Ivy's FREE 15 minute Career Makeover - https://ivymariax.systeme.io/aeba30b3 Connect with Ivy on TikTok here - https://www.tiktok.com/@ivymariax Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partner who is offering a Stocks and Shares ISA: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:08 - Intro 01:44 - Meet HR professional Ivy Maria 04:09 - Growing up in Queens Park  06:31 - Where my drive to succeed came from!  08:11 - The school system failed us! 11:52 - I learnt by creating PowerPoints!  13:21 - How I got into recruitment  17:11 - How I went from recruitment to HR  18:28 - What does someone in HR do?  20:39 - Does HR decide who gets fired?  22:25 - Secrets HR knows that we don’t! 27:45 - The 9 box grid! 29:40 - The importance of self-promotion for your career  33:01 - Introverts vs extroverts at work  36:58 - How to get promoted at work as an introvert  38:39 - How do you become undervalued at a company?  41:38 - Your company shouldn’t be giving you trauma! 46:01 - Your manager isn’t your only ally  48:33 - The best employees do this! 50:33 - The 4 different types of energies  57:18 - The 4 step framework  59:12 - How to go from undervalued to promotion 01:05:11 - Do you need to do extra curricular activity to get a promotion? 01:12:03 - How to have a rich life in your career 01:14:25 - How to land your next role  01:17:08 - How I excelled in my career and became a senior manager 01:19:31 - Sign up to Ivy’s FREE Career Masterclass 01:21:21 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Ivy, who is a Human Resources professional with over 11 years experience across various industries including luxury fashion.


In this episode we discuss:

- How she transitioned from recruitment to HR

- What HR really does

- Whether HR ‘decides’ if an employee gets fired

- Secrets HR know that we don’t!

- Companies using ‘the 9 box grid’ to assess you

- The 4 different energies & how it impacts your career

- Introverts vs extroverts at work

- How introverts can get promoted

- Why people are passed over for promotion

- How do go from undervalued to promoted and much more


Sign up to Ivy's FREE 15 minute Career Makeover - https://ivymariax.systeme.io/aeba30b3


Connect with Ivy on TikTok here - https://www.tiktok.com/@ivymariax


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partner who is offering a Stocks and Shares ISA:

⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


Alternatively type SAVVY" directly in the app to get the free fractional share.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:08 - Intro

01:44 - Meet HR professional Ivy Maria

04:09 - Growing up in Queens Park 

06:31 - Where my drive to succeed came from! 

08:11 - The school system failed us!

11:52 - I learnt by creating PowerPoints! 

13:21 - How I got into recruitment 

17:11 - How I went from recruitment to HR 

18:28 - What does someone in HR do? 

20:39 - Does HR decide who gets fired? 

22:25 - Secrets HR knows that we don’t!

27:45 - The 9 box grid!

29:40 - The importance of self-promotion for your career 

33:01 - Introverts vs extroverts at work 

36:58 - How to get promoted at work as an introvert 

38:39 - How do you become undervalued at a company? 

41:38 - Your company shouldn’t be giving you trauma!

46:01 - Your manager isn’t your only ally 

48:33 - The best employees do this!

50:33 - The 4 different types of energies 

57:18 - The 4 step framework 

59:12 - How to go from undervalued to promotion

01:05:11 - Do you need to do extra curricular activity to get a promotion?

01:12:03 - How to have a rich life in your career

01:14:25 - How to land your next role 

01:17:08 - How I excelled in my career and became a senior manager

01:19:31 - Sign up to Ivy’s FREE Career Masterclass

01:21:21 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5235 EP. 132 - Money Expert: Do This To MULTIPLY Your Wealth Without Working HARDER! ft. Cleo Matlou Joining us in the booth this week is Cleo Matlou who has 15+ years experience in the finance industry and she is the founder of Women about finance, specialising as a financial coach and money trauma specialist and she helps women have a healthier relationship with money. In this episode we discuss: - Why you can’t build wealth by yourself - Why you need to build wealth in a way that aligns with your values - The power of loud budgeting - Why women feel guilty making a lot of money - How women can pursue their financial goals without guilt - Identifying your money traumas - How to tackle your traumas with money - How to multiply your wealth without working harder and much more Connect with Cleo on Instagram here - https://www.instagram.com/cleo_matlou Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: Coursera https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:54 - Intro 01:30 - Meet former accountant and financial coach Cleo Matlou 03:48 - Growing up in Leicester  08:51 - The principles I learnt from my Grandma 13:45 - Strong people don’t know how to ask for help!  16:39 - Why I didn’t want to be poor 20:46 - How I got into and out of debt  23:54 - Lessons I learnt from being in debt!  28:17 - How I went from in debt to earning six figures and starting my business 30:47 - Why I wanted to focus on money mindset and trauma  33:08 - Why women feel guilty making a lot of money 38:35 - How women can pursue their financial goals without feeling guilty 44:13 - Money trauma: Cleo’s Story 50:48 - How to identify and address money traumas 55:09 - Create wealth without you having to work harder 01:00:53 - How Cleo helps Women with their finances 01:02:11 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Jul 2024 07:00:00 -0000 EP. 132 - Money Expert: Do This To MULTIPLY Your Wealth Without Working HARDER! ft. Cleo Matlou full Savvy Wallet Joining us in the booth this week is Cleo Matlou who has 15+ years experience in the finance industry and she is the founder of Women about finance, specialising as a financial coach and money trauma specialist and she helps women have a healthier relationship with money. In this episode we discuss: - Why you can’t build wealth by yourself - Why you need to build wealth in a way that aligns with your values - The power of loud budgeting - Why women feel guilty making a lot of money - How women can pursue their financial goals without guilt - Identifying your money traumas - How to tackle your traumas with money - How to multiply your wealth without working harder and much more Connect with Cleo on Instagram here - https://www.instagram.com/cleo_matlou Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: Coursera https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:54 - Intro 01:30 - Meet former accountant and financial coach Cleo Matlou 03:48 - Growing up in Leicester  08:51 - The principles I learnt from my Grandma 13:45 - Strong people don’t know how to ask for help!  16:39 - Why I didn’t want to be poor 20:46 - How I got into and out of debt  23:54 - Lessons I learnt from being in debt!  28:17 - How I went from in debt to earning six figures and starting my business 30:47 - Why I wanted to focus on money mindset and trauma  33:08 - Why women feel guilty making a lot of money 38:35 - How women can pursue their financial goals without feeling guilty 44:13 - Money trauma: Cleo’s Story 50:48 - How to identify and address money traumas 55:09 - Create wealth without you having to work harder 01:00:53 - How Cleo helps Women with their finances 01:02:11 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Cleo Matlou who has 15+ years experience in the finance industry and she is the founder of Women about finance, specialising as a financial coach and money trauma specialist and she helps women have a healthier relationship with money.


In this episode we discuss:

- Why you can’t build wealth by yourself

- Why you need to build wealth in a way that aligns with your values

- The power of loud budgeting

- Why women feel guilty making a lot of money

- How women can pursue their financial goals without guilt

- Identifying your money traumas

- How to tackle your traumas with money

- How to multiply your wealth without working harder and much more


Connect with Cleo on Instagram here - https://www.instagram.com/cleo_matlou


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here:

Coursera

https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

00:54 - Intro

01:30 - Meet former accountant and financial coach Cleo Matlou

03:48 - Growing up in Leicester 

08:51 - The principles I learnt from my Grandma

13:45 - Strong people don’t know how to ask for help! 

16:39 - Why I didn’t want to be poor

20:46 - How I got into and out of debt 

23:54 - Lessons I learnt from being in debt! 

28:17 - How I went from in debt to earning six figures and starting my business

30:47 - Why I wanted to focus on money mindset and trauma 

33:08 - Why women feel guilty making a lot of money

38:35 - How women can pursue their financial goals without feeling guilty

44:13 - Money trauma: Cleo’s Story

50:48 - How to identify and address money traumas

55:09 - Create wealth without you having to work harder

01:00:53 - How Cleo helps Women with their finances

01:02:11 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4173 EP. 131 - Property Expert: We Have A Housing Crisis! Do This To Make REAL Money With Property! ft. Muiz Yusuff Joining us in the booth this week is Muiz Yusuff who is a property developer with over 10 years in the property industry. In this episode we discuss: - How Muiz accidentally became a teacher - How he transitioned from teaching to property - How Muiz built his property portfolio from the age of 21 - Why he likes the HMO property investing strategy - Pro’s and cons of the HMO property investing strategy - The best way to learn about the HMO strategy - The REAL reason for the UK property crisis - Are Landlords to blame for the UK’s property crisis? - Possible solutions to fix the UK’s property crisis? - The importance of people working together to buy property - The one skill in property you need to learn - Why we need to work with the previous generation on wealth building and much more! Connect with Muiz on Instagram here: https://www.instagram.com/iammuizofficial Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:01 - Intro 01:37 - Meet Property Developer Muiz Yusuff 03:39 - Born in Nigeria & Moving to the UK  04:46 - Growing up in Camberwell 09:25 - Parents gave us the platform now we have to build on that!  12:21 - This was my first business experience!  13:59 - Key principles learnt from my parents…!  17:23 - Why I started my business during uni!  20:41 - I became a Teacher by accident! 25:04 - The reality of being a teacher  30:34 - How I got into property at 21!  34:54 - How to find below market property deals  36:34 - I saved the deposit for 6 of my properties! 41:17 - This is how I learnt everything about HMO property investing  45:25 - Pro’s and Cons of the HMO strategy  49:48 - How to learn the HMO property investing strategy  53:50 - Alternative property strategies to HMO’s!  57:30 - If you have no money or experience, this is how you start in property! 01:00:12 - How to create wealth with property  01:03:30 - More people should buy property together 01:05:06 - Is there any property strategy Muiz wouldn’t recommend? 01:06:05 - To fix UK property crisis this NEEDs to happen  01:09:53 - Are landlords to blame for the property crisis?  01:14:17 - Banks are buying lots of property  01:15:05 - How can a first time buyer navigate the UK property crisis?  01:17:56 - Why we should work with the older generation to build wealth 01:24:18 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Jul 2024 07:00:00 -0000 EP. 131 - Property Expert: We Have A Housing Crisis! Do This To Make REAL Money With Property! ft. Muiz Yusuff full Savvy Wallet Joining us in the booth this week is Muiz Yusuff who is a property developer with over 10 years in the property industry. In this episode we discuss: - How Muiz accidentally became a teacher - How he transitioned from teaching to property - How Muiz built his property portfolio from the age of 21 - Why he likes the HMO property investing strategy - Pro’s and cons of the HMO property investing strategy - The best way to learn about the HMO strategy - The REAL reason for the UK property crisis - Are Landlords to blame for the UK’s property crisis? - Possible solutions to fix the UK’s property crisis? - The importance of people working together to buy property - The one skill in property you need to learn - Why we need to work with the previous generation on wealth building and much more! Connect with Muiz on Instagram here: https://www.instagram.com/iammuizofficial Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:01 - Intro 01:37 - Meet Property Developer Muiz Yusuff 03:39 - Born in Nigeria & Moving to the UK  04:46 - Growing up in Camberwell 09:25 - Parents gave us the platform now we have to build on that!  12:21 - This was my first business experience!  13:59 - Key principles learnt from my parents…!  17:23 - Why I started my business during uni!  20:41 - I became a Teacher by accident! 25:04 - The reality of being a teacher  30:34 - How I got into property at 21!  34:54 - How to find below market property deals  36:34 - I saved the deposit for 6 of my properties! 41:17 - This is how I learnt everything about HMO property investing  45:25 - Pro’s and Cons of the HMO strategy  49:48 - How to learn the HMO property investing strategy  53:50 - Alternative property strategies to HMO’s!  57:30 - If you have no money or experience, this is how you start in property! 01:00:12 - How to create wealth with property  01:03:30 - More people should buy property together 01:05:06 - Is there any property strategy Muiz wouldn’t recommend? 01:06:05 - To fix UK property crisis this NEEDs to happen  01:09:53 - Are landlords to blame for the property crisis?  01:14:17 - Banks are buying lots of property  01:15:05 - How can a first time buyer navigate the UK property crisis?  01:17:56 - Why we should work with the older generation to build wealth 01:24:18 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Muiz Yusuff who is a property developer with over 10 years in the property industry.


In this episode we discuss:


- How Muiz accidentally became a teacher

- How he transitioned from teaching to property

- How Muiz built his property portfolio from the age of 21

- Why he likes the HMO property investing strategy

- Pro’s and cons of the HMO property investing strategy

- The best way to learn about the HMO strategy

- The REAL reason for the UK property crisis

- Are Landlords to blame for the UK’s property crisis?

- Possible solutions to fix the UK’s property crisis?

- The importance of people working together to buy property

- The one skill in property you need to learn

- Why we need to work with the previous generation on wealth building and much more!



Connect with Muiz on Instagram here: https://www.instagram.com/iammuizofficial


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

00:00 - Preview

01:01 - Intro

01:37 - Meet Property Developer Muiz Yusuff

03:39 - Born in Nigeria & Moving to the UK 

04:46 - Growing up in Camberwell

09:25 - Parents gave us the platform now we have to build on that! 

12:21 - This was my first business experience! 

13:59 - Key principles learnt from my parents…! 

17:23 - Why I started my business during uni! 

20:41 - I became a Teacher by accident!

25:04 - The reality of being a teacher 

30:34 - How I got into property at 21! 

34:54 - How to find below market property deals 

36:34 - I saved the deposit for 6 of my properties!

41:17 - This is how I learnt everything about HMO property investing 

45:25 - Pro’s and Cons of the HMO strategy 

49:48 - How to learn the HMO property investing strategy 

53:50 - Alternative property strategies to HMO’s! 

57:30 - If you have no money or experience, this is how you start in property!

01:00:12 - How to create wealth with property 

01:03:30 - More people should buy property together

01:05:06 - Is there any property strategy Muiz wouldn’t recommend?

01:06:05 - To fix UK property crisis this NEEDs to happen 

01:09:53 - Are landlords to blame for the property crisis? 

01:14:17 - Banks are buying lots of property 

01:15:05 - How can a first time buyer navigate the UK property crisis? 

01:17:56 - Why we should work with the older generation to build wealth

01:24:18 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5519 EP. 130 - £100K+ Entrepreneur: After 20 years In Business, This Is How YOU Make £100,000 & MORE! ft. Dwain Reid Joining us in the booth this week is Dwain Reid who has been an entrepreneur for over 20 years, worked with over 10,000 founders, is an early stage business advisor with the Forbes Family Group and a former advisor to the government on entrepreneurship. In this episode we discuss: Biggest lessons and challenges Dwain faced in his 20 years as an entrepreneur Why anyone can become an entrepreneur Why people are more in love with the ‘solution’ than the ‘problem’ Why work life balance isn’t possible The key ingredients that makes an entrepreneur successful & what makes them fail Why you shouldn’t be scared to share your ideas The importance of hiring people who share your values 3 tips to grow your business How to go from 5 figures to 6 figures in your business The addiction that the really successful people have and much more! Connect with Dwain on his website: https://dwainreid.com Connect with Dwain on Instagram: https://www.instagram.com/mrdwainreid Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:00 - Intro 01:36 - Meet 20 Year Entrepreneur Dwain Reid 03:23 - Growing up in Peckham…!  06:31 - My school grades were good but I struggled in college 10:48 - This inspired me to become an entrepreneur  13:20 - This is how I got into the childcare business  17:06 - How we grew our childcare business to six figures  20:41 - This became our biggest customer 22:26 - You’re supposed to be creating a system that can run itself…! 24:07 - This is how I stayed in the same business for 20 years…!  27:00 - Challenges in my 20 years in business..!  34:56 - Why I left the childcare business 36:03 - Why I went back to coaching businesses  41:10 - You NEED these ingredients to be successful in business! 45:01 - Someone can steal your idea but not your passion!  48:53 - This is how you action your IDEA…!  51:52 - Barriers entrepreneurs face…and how to overcome them! 56:26 - How to build your network!  01:00:49 - How to grow from a 5 figure business to a 6 figure one1:03:19 - The importance of a growth mindset  01:06:31 - Most successful people around me are addicted to this..! 01:08:55 - Should everyone be an entrepreneur?!  01:11:54 - 3 tips to grow your business  01:16:06 - My work in the Forbes Family Group  01:18:00 - Final words! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Jul 2024 07:00:00 -0000 EP. 130 - £100K+ Entrepreneur: After 20 years In Business, This Is How YOU Make £100,000 & MORE! ft. Dwain Reid full Savvy Wallet Joining us in the booth this week is Dwain Reid who has been an entrepreneur for over 20 years, worked with over 10,000 founders, is an early stage business advisor with the Forbes Family Group and a former advisor to the government on entrepreneurship. In this episode we discuss: Biggest lessons and challenges Dwain faced in his 20 years as an entrepreneur Why anyone can become an entrepreneur Why people are more in love with the ‘solution’ than the ‘problem’ Why work life balance isn’t possible The key ingredients that makes an entrepreneur successful & what makes them fail Why you shouldn’t be scared to share your ideas The importance of hiring people who share your values 3 tips to grow your business How to go from 5 figures to 6 figures in your business The addiction that the really successful people have and much more! Connect with Dwain on his website: https://dwainreid.com Connect with Dwain on Instagram: https://www.instagram.com/mrdwainreid Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:00 - Intro 01:36 - Meet 20 Year Entrepreneur Dwain Reid 03:23 - Growing up in Peckham…!  06:31 - My school grades were good but I struggled in college 10:48 - This inspired me to become an entrepreneur  13:20 - This is how I got into the childcare business  17:06 - How we grew our childcare business to six figures  20:41 - This became our biggest customer 22:26 - You’re supposed to be creating a system that can run itself…! 24:07 - This is how I stayed in the same business for 20 years…!  27:00 - Challenges in my 20 years in business..!  34:56 - Why I left the childcare business 36:03 - Why I went back to coaching businesses  41:10 - You NEED these ingredients to be successful in business! 45:01 - Someone can steal your idea but not your passion!  48:53 - This is how you action your IDEA…!  51:52 - Barriers entrepreneurs face…and how to overcome them! 56:26 - How to build your network!  01:00:49 - How to grow from a 5 figure business to a 6 figure one1:03:19 - The importance of a growth mindset  01:06:31 - Most successful people around me are addicted to this..! 01:08:55 - Should everyone be an entrepreneur?!  01:11:54 - 3 tips to grow your business  01:16:06 - My work in the Forbes Family Group  01:18:00 - Final words! Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Dwain Reid who has been an entrepreneur for over 20 years, worked with over 10,000 founders, is an early stage business advisor with the Forbes Family Group and a former advisor to the government on entrepreneurship.



In this episode we discuss:

  • Biggest lessons and challenges Dwain faced in his 20 years as an entrepreneur
  • Why anyone can become an entrepreneur
  • Why people are more in love with the ‘solution’ than the ‘problem’
  • Why work life balance isn’t possible
  • The key ingredients that makes an entrepreneur successful & what makes them fail
  • Why you shouldn’t be scared to share your ideas
  • The importance of hiring people who share your values
  • 3 tips to grow your business
  • How to go from 5 figures to 6 figures in your business
  • The addiction that the really successful people have and much more!


Connect with Dwain on his website: https://dwainreid.com


Connect with Dwain on Instagram: https://www.instagram.com/mrdwainreid


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:00 - Intro

01:36 - Meet 20 Year Entrepreneur Dwain Reid

03:23 - Growing up in Peckham…! 

06:31 - My school grades were good but I struggled in college

10:48 - This inspired me to become an entrepreneur 

13:20 - This is how I got into the childcare business 

17:06 - How we grew our childcare business to six figures 

20:41 - This became our biggest customer

22:26 - You’re supposed to be creating a system that can run itself…!

24:07 - This is how I stayed in the same business for 20 years…! 

27:00 - Challenges in my 20 years in business..! 

34:56 - Why I left the childcare business

36:03 - Why I went back to coaching businesses 

41:10 - You NEED these ingredients to be successful in business!

45:01 - Someone can steal your idea but not your passion! 

48:53 - This is how you action your IDEA…! 

51:52 - Barriers entrepreneurs face…and how to overcome them!

56:26 - How to build your network! 

01:00:49 - How to grow from a 5 figure business to a 6 figure one1:03:19 - The importance of a growth mindset 

01:06:31 - Most successful people around me are addicted to this..!

01:08:55 - Should everyone be an entrepreneur?! 

01:11:54 - 3 tips to grow your business 

01:16:06 - My work in the Forbes Family Group 

01:18:00 - Final words!

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5111 EP. 129 - No. 1 Finance Author: Do This To Become A Millionaire On A £25,000 Salary! ft. Andrew Craig Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance. In this episode we discuss - How financial literacy & investing can make society a better place - The difference between ‘investing’ and ‘trading’ - How ‘real’ wealth is created - How anyone can become a millionaire through investing - How to own the world from an investing point of view & how to start investing today - Lessons from the best investors like Warren Buffett - Why he thinks biotech will create the next trillion dollar company and much more Andrew's Books: Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc Order his latest highly praised book "Our Future is Biotech" here: https://amzn.to/4eScW5K Connect with Andrew: Website: https://plainenglishfinance.co.uk Youtube channel: https://www.youtube.com/c/plainenglishfinance Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(This is Ato's investing platform of choice) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. TIMESTAMPS 00:00 - Preview 01:02 - Intro 01:37 - Meet Best-selling Finance Author Andrew Craig 03:36 - I lived in Kenya, Argentina, Australia for a bit…! 06:15 - I interned in Washington D.C 09:51 - If you get 1% better you’ll become a millionaire 18:17 - The biggest missing link for happiness and contempt is… 19:30 - The stock market isn’t only for the rich…! 20:52 - Number 1 investment theme in history is…! 25:28 - This is how to solve the cost of living crisis 26:26 - Start investing with £25 per month 29:24 - Financial literacy is life-changing..! 31:44 - Don’t rely on the state pension 33:27 - What is investing? 36:49 - The next trillion dollar company’s will be biotech companies 37:33 - Investing is having a financial involvement in human progress 40:15 - Why I wrote my book “How to own the world” 41:55 - Key lessons from my book! 45:17 - How to really own the world 47:30 - You can get 80/90% of the outcome you need by doing far fewer things…! 54:00 - Are there any drawbacks to investing? 57:51 - How to stay disciplined as an investor..! 01:03:31 - Should everyone invest? 01:06:52 - 70% of lottery winners go bankrupt 01:08:59 - How someone on an average UK salary can become a millionaire 01:17:13 - Lessons from the best investors did this…! 01:20:07 - How to start investing today 01:29:16 - Investing is financial exposure into real wealth 01:31:43 - Andrew’s new book: “Our future is biotech” 01:33:33 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Jul 2024 07:00:00 -0000 EP. 129 - No. 1 Finance Author: Do This To Become A Millionaire On A £25,000 Salary! ft. Andrew Craig full Savvy Wallet Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance. In this episode we discuss - How financial literacy & investing can make society a better place - The difference between ‘investing’ and ‘trading’ - How ‘real’ wealth is created - How anyone can become a millionaire through investing - How to own the world from an investing point of view & how to start investing today - Lessons from the best investors like Warren Buffett - Why he thinks biotech will create the next trillion dollar company and much more Andrew's Books: Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc Order his latest highly praised book "Our Future is Biotech" here: https://amzn.to/4eScW5K Connect with Andrew: Website: https://plainenglishfinance.co.uk Youtube channel: https://www.youtube.com/c/plainenglishfinance Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️(This is Ato's investing platform of choice) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. TIMESTAMPS 00:00 - Preview 01:02 - Intro 01:37 - Meet Best-selling Finance Author Andrew Craig 03:36 - I lived in Kenya, Argentina, Australia for a bit…! 06:15 - I interned in Washington D.C 09:51 - If you get 1% better you’ll become a millionaire 18:17 - The biggest missing link for happiness and contempt is… 19:30 - The stock market isn’t only for the rich…! 20:52 - Number 1 investment theme in history is…! 25:28 - This is how to solve the cost of living crisis 26:26 - Start investing with £25 per month 29:24 - Financial literacy is life-changing..! 31:44 - Don’t rely on the state pension 33:27 - What is investing? 36:49 - The next trillion dollar company’s will be biotech companies 37:33 - Investing is having a financial involvement in human progress 40:15 - Why I wrote my book “How to own the world” 41:55 - Key lessons from my book! 45:17 - How to really own the world 47:30 - You can get 80/90% of the outcome you need by doing far fewer things…! 54:00 - Are there any drawbacks to investing? 57:51 - How to stay disciplined as an investor..! 01:03:31 - Should everyone invest? 01:06:52 - 70% of lottery winners go bankrupt 01:08:59 - How someone on an average UK salary can become a millionaire 01:17:13 - Lessons from the best investors did this…! 01:20:07 - How to start investing today 01:29:16 - Investing is financial exposure into real wealth 01:31:43 - Andrew’s new book: “Our future is biotech” 01:33:33 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance.


In this episode we discuss

- How financial literacy & investing can make society a better place

- The difference between ‘investing’ and ‘trading’

- How ‘real’ wealth is created

- How anyone can become a millionaire through investing

- How to own the world from an investing point of view & how to start investing today

- Lessons from the best investors like Warren Buffett

- Why he thinks biotech will create the next trillion dollar company and much more


Andrew's Books:

Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc

Order his latest highly praised book "Our Future is Biotech" here: https://amzn.to/4eScW5K


Connect with Andrew:

Website: https://plainenglishfinance.co.uk

Youtube channel: https://www.youtube.com/c/plainenglishfinance


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️(This is Ato's investing platform of choice)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


TIMESTAMPS

00:00 - Preview

01:02 - Intro

01:37 - Meet Best-selling Finance Author Andrew Craig

03:36 - I lived in Kenya, Argentina, Australia for a bit…!

06:15 - I interned in Washington D.C

09:51 - If you get 1% better you’ll become a millionaire

18:17 - The biggest missing link for happiness and contempt is…

19:30 - The stock market isn’t only for the rich…!

20:52 - Number 1 investment theme in history is…!

25:28 - This is how to solve the cost of living crisis

26:26 - Start investing with £25 per month

29:24 - Financial literacy is life-changing..!

31:44 - Don’t rely on the state pension

33:27 - What is investing?

36:49 - The next trillion dollar company’s will be biotech companies

37:33 - Investing is having a financial involvement in human progress

40:15 - Why I wrote my book “How to own the world”

41:55 - Key lessons from my book!

45:17 - How to really own the world

47:30 - You can get 80/90% of the outcome you need by doing far fewer things…!

54:00 - Are there any drawbacks to investing?

57:51 - How to stay disciplined as an investor..!

01:03:31 - Should everyone invest?

01:06:52 - 70% of lottery winners go bankrupt

01:08:59 - How someone on an average UK salary can become a millionaire

01:17:13 - Lessons from the best investors did this…!

01:20:07 - How to start investing today

01:29:16 - Investing is financial exposure into real wealth

01:31:43 - Andrew’s new book: “Our future is biotech”

01:33:33 - Final words


The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6079 EP. 128 - Money Expert: This Is The WRONG Way To Build Generational Wealth…! ft. Selina Flavius (Black Girl Finance) Joining us in the booth this week is Selina Flavius, who is a finance coach and founder of Award winning Financial Coaching and financial literacy platform, Black Girl Finance. In this episode we discuss: - How Black Women are missing out on billions of pounds - How we can close the pay gap for Black Women - How Women can mitigate the impact of family planning on their careers - We need to think like ‘owners’ not just “consumers” - What to do if you’re stressed about money…! - 3 lessons on money management you NEED to know - How to build wealth for your children - Actions stopping you from building wealth - How to start building wealth today..! - The RIGHT way to build generational wealth - Why you NEED to speak to your family about money and much more! Buy a copy of Selina's book "Black Girl Finance: Let's Talk Money" here - https://amzn.to/45OfNsr Connect with Selina on her website here - https://blackgirlfinance.co.uk Connect with Selina on Instagram here - https://www.instagram.com/blackgirlfinanceuk Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: Coursera https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:15 - Intro 01:51 - Meet Finance Coach Selina Flavius 07:23 - Biggest lessons I learnt from my parents  08:39 - Growing up in Hackney 12:35 - Why I started Black Girl Finance! 17:38 - We’re not taught about money  19:55 - What to expect from the Black Girl Finance book..!  23:02 - Ethnicity/Gender Pay Gap 25:18 - How can we close the pay gap for Black Women?  27:42 - How Women can mitigate the impact of family planning on their careers 31:06 - Balancing hitting your financial goals vs helping others  34:24 - Black women are more likely to reduce working hours than retire!  37:23 - Why YOU NEED to contribute to a pension…!  41:22 - What to do if you’re stressed about money…!  47:06 - If I didn’t use money in a way to value myself I wouldn’t be here! 53:38 - Better to take small consistent steps than…!  56:25 - 3 lessons on money management you NEED to know!  01:00:04 - This is what’s stopping you from building wealth  01:04:57 - How to start building wealth today..!  01:05:38 - Generational wealth isn’t just about money! 01:07:49 - The importance of assets in wealth building  01:09:50 - How to build wealth for your children 01:13:10 - How to set up a junior ISA 01:13:47 - Why you NEED to speak to your family about financial affairs…! 01:20:31 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Jul 2024 07:00:00 -0000 EP. 128 - Money Expert: This Is The WRONG Way To Build Generational Wealth…! ft. Selina Flavius (Black Girl Finance) full Savvy Wallet Joining us in the booth this week is Selina Flavius, who is a finance coach and founder of Award winning Financial Coaching and financial literacy platform, Black Girl Finance. In this episode we discuss: - How Black Women are missing out on billions of pounds - How we can close the pay gap for Black Women - How Women can mitigate the impact of family planning on their careers - We need to think like ‘owners’ not just “consumers” - What to do if you’re stressed about money…! - 3 lessons on money management you NEED to know - How to build wealth for your children - Actions stopping you from building wealth - How to start building wealth today..! - The RIGHT way to build generational wealth - Why you NEED to speak to your family about money and much more! Buy a copy of Selina's book "Black Girl Finance: Let's Talk Money" here - https://amzn.to/45OfNsr Connect with Selina on her website here - https://blackgirlfinance.co.uk Connect with Selina on Instagram here - https://www.instagram.com/blackgirlfinanceuk Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: Coursera https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:15 - Intro 01:51 - Meet Finance Coach Selina Flavius 07:23 - Biggest lessons I learnt from my parents  08:39 - Growing up in Hackney 12:35 - Why I started Black Girl Finance! 17:38 - We’re not taught about money  19:55 - What to expect from the Black Girl Finance book..!  23:02 - Ethnicity/Gender Pay Gap 25:18 - How can we close the pay gap for Black Women?  27:42 - How Women can mitigate the impact of family planning on their careers 31:06 - Balancing hitting your financial goals vs helping others  34:24 - Black women are more likely to reduce working hours than retire!  37:23 - Why YOU NEED to contribute to a pension…!  41:22 - What to do if you’re stressed about money…!  47:06 - If I didn’t use money in a way to value myself I wouldn’t be here! 53:38 - Better to take small consistent steps than…!  56:25 - 3 lessons on money management you NEED to know!  01:00:04 - This is what’s stopping you from building wealth  01:04:57 - How to start building wealth today..!  01:05:38 - Generational wealth isn’t just about money! 01:07:49 - The importance of assets in wealth building  01:09:50 - How to build wealth for your children 01:13:10 - How to set up a junior ISA 01:13:47 - Why you NEED to speak to your family about financial affairs…! 01:20:31 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Selina Flavius, who is a finance coach and founder of Award winning Financial Coaching and financial literacy platform, Black Girl Finance.


In this episode we discuss:

- How Black Women are missing out on billions of pounds

- How we can close the pay gap for Black Women

- How Women can mitigate the impact of family planning on their careers

- We need to think like ‘owners’ not just “consumers”

- What to do if you’re stressed about money…!

- 3 lessons on money management you NEED to know

- How to build wealth for your children

- Actions stopping you from building wealth

- How to start building wealth today..!

- The RIGHT way to build generational wealth

- Why you NEED to speak to your family about money and much more!


Buy a copy of Selina's book "Black Girl Finance: Let's Talk Money" here - https://amzn.to/45OfNsr


Connect with Selina on her website here - https://blackgirlfinance.co.uk


Connect with Selina on Instagram here - https://www.instagram.com/blackgirlfinanceuk


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL



Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here:

Coursera

https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.



Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.




TIMESTAMPS

00:00 - Preview

01:15 - Intro

01:51 - Meet Finance Coach Selina Flavius

07:23 - Biggest lessons I learnt from my parents 

08:39 - Growing up in Hackney

12:35 - Why I started Black Girl Finance!

17:38 - We’re not taught about money 

19:55 - What to expect from the Black Girl Finance book..! 

23:02 - Ethnicity/Gender Pay Gap

25:18 - How can we close the pay gap for Black Women? 

27:42 - How Women can mitigate the impact of family planning on their careers

31:06 - Balancing hitting your financial goals vs helping others 

34:24 - Black women are more likely to reduce working hours than retire! 

37:23 - Why YOU NEED to contribute to a pension…! 

41:22 - What to do if you’re stressed about money…! 

47:06 - If I didn’t use money in a way to value myself I wouldn’t be here!

53:38 - Better to take small consistent steps than…! 

56:25 - 3 lessons on money management you NEED to know! 

01:00:04 - This is what’s stopping you from building wealth 

01:04:57 - How to start building wealth today..! 

01:05:38 - Generational wealth isn’t just about money!

01:07:49 - The importance of assets in wealth building 

01:09:50 - How to build wealth for your children

01:13:10 - How to set up a junior ISA

01:13:47 - Why you NEED to speak to your family about financial affairs…!

01:20:31 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5329 EP. 127 - Tech Expert: Anyone Can Get a Job in TECH…But You NEED to Do This…! ft. Hosanna Hali Joining us in the booth this week is Hosanna Hali, who transitioned from Microsoft where she was a technology strategist to a leading cybersecurity company working as a solutions engineer. She’s also the founder of tech corner which is a platform that helps woman start their career in tech. In this episode we discuss: Lessons learnt from working at Microsoft Why Hosanna left Microsoft for a cybersecurity company How she transitioned from a business role to a tech role How the Tech industry is still thriving The government paying people to plug the skill shortage PRO’s and CON’s of the tech industry…! The importance of niching down to land your next tech role The top Tech skill you should learn in 2024…!  Most ‘in demand’ Non-tech roles in 2024  Most ‘in demand’ Tech roles in 2024 3 insights to increase your income and much more! Connect with Hosanna on Instagram here - https://www.instagram.com/thetechcornr Sign up to her webinar here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:03 - Intro 01:39 - Meet Solutions Engineer Hosanna Hali 03:18 - Growing up in Congo  04:45 - Moving from Congo to Bristol  06:41 - From a business degree to a tech conversion degree! 10:52 - UK government is offering people money to do a tech masters! 12:41 - First role after uni was at Microsoft! 16:27 - Lessons learnt from Microsoft 18:42 - Why I left Microsoft 21:32 - From Microsoft to a leading Cybersecurity company..! 22:30 - Networking can change your life…! 26:42 - The truth about transitioning careers 29:03 - My role as a solution engineer  31:56 - Key skills required to be good solutions engineer!  33:49 - Solution engineer’s average salary…!  35:42 - Is there still opportunity in the tech industry? 38:45 - £2 billion was invested in the tech sector in May  39:26 - PRO’s and CON’s of the tech industry…! 42:08 - How to stay ahead in the tech industry 46:05 - How to successfully transition into a tech role from a non-tech background 48:35 - The ‘easiest’ tech roles to transition into… 50:21 - Transferable skills to highlight in your CV/Interviews  52:01 - How to ‘beat’ the crowd in a competitive jobs market  57:02 - Most ‘in demand’ Non-tech roles in 2024  58:59 - Most ‘in demand’ Tech roles in 2024 01:00:58 - Top Tech skill you should learn in 2024…!  01:02:56 - Average salary for someone with an AWS qualification  01:04:06 - How can we close the gender gap in Tech!  01:07:56 - 3 insights that helped me to increase my income!  01:11:26 - I wish I knew these 3 things at the start of my career! 01:12:48 - Tech webinar to transition from a non-tech career to a tech career 01:14:01 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Jun 2024 07:00:00 -0000 EP. 127 - Tech Expert: Anyone Can Get a Job in TECH…But You NEED to Do This…! ft. Hosanna Hali full Savvy Wallet Joining us in the booth this week is Hosanna Hali, who transitioned from Microsoft where she was a technology strategist to a leading cybersecurity company working as a solutions engineer. She’s also the founder of tech corner which is a platform that helps woman start their career in tech. In this episode we discuss: Lessons learnt from working at Microsoft Why Hosanna left Microsoft for a cybersecurity company How she transitioned from a business role to a tech role How the Tech industry is still thriving The government paying people to plug the skill shortage PRO’s and CON’s of the tech industry…! The importance of niching down to land your next tech role The top Tech skill you should learn in 2024…!  Most ‘in demand’ Non-tech roles in 2024  Most ‘in demand’ Tech roles in 2024 3 insights to increase your income and much more! Connect with Hosanna on Instagram here - https://www.instagram.com/thetechcornr Sign up to her webinar here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:03 - Intro 01:39 - Meet Solutions Engineer Hosanna Hali 03:18 - Growing up in Congo  04:45 - Moving from Congo to Bristol  06:41 - From a business degree to a tech conversion degree! 10:52 - UK government is offering people money to do a tech masters! 12:41 - First role after uni was at Microsoft! 16:27 - Lessons learnt from Microsoft 18:42 - Why I left Microsoft 21:32 - From Microsoft to a leading Cybersecurity company..! 22:30 - Networking can change your life…! 26:42 - The truth about transitioning careers 29:03 - My role as a solution engineer  31:56 - Key skills required to be good solutions engineer!  33:49 - Solution engineer’s average salary…!  35:42 - Is there still opportunity in the tech industry? 38:45 - £2 billion was invested in the tech sector in May  39:26 - PRO’s and CON’s of the tech industry…! 42:08 - How to stay ahead in the tech industry 46:05 - How to successfully transition into a tech role from a non-tech background 48:35 - The ‘easiest’ tech roles to transition into… 50:21 - Transferable skills to highlight in your CV/Interviews  52:01 - How to ‘beat’ the crowd in a competitive jobs market  57:02 - Most ‘in demand’ Non-tech roles in 2024  58:59 - Most ‘in demand’ Tech roles in 2024 01:00:58 - Top Tech skill you should learn in 2024…!  01:02:56 - Average salary for someone with an AWS qualification  01:04:06 - How can we close the gender gap in Tech!  01:07:56 - 3 insights that helped me to increase my income!  01:11:26 - I wish I knew these 3 things at the start of my career! 01:12:48 - Tech webinar to transition from a non-tech career to a tech career 01:14:01 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Hosanna Hali, who transitioned from Microsoft where she was a technology strategist to a leading cybersecurity company working as a solutions engineer. She’s also the founder of tech corner which is a platform that helps woman start their career in tech.


In this episode we discuss:


  • Lessons learnt from working at Microsoft
  • Why Hosanna left Microsoft for a cybersecurity company
  • How she transitioned from a business role to a tech role
  • How the Tech industry is still thriving
  • The government paying people to plug the skill shortage
  • PRO’s and CON’s of the tech industry…!
  • The importance of niching down to land your next tech role
  • The top Tech skill you should learn in 2024…! 
  • Most ‘in demand’ Non-tech roles in 2024 
  • Most ‘in demand’ Tech roles in 2024
  • 3 insights to increase your income and much more!


Connect with Hosanna on Instagram here - https://www.instagram.com/thetechcornr


Sign up to her webinar here


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

00:00 - Preview

01:03 - Intro

01:39 - Meet Solutions Engineer Hosanna Hali

03:18 - Growing up in Congo 

04:45 - Moving from Congo to Bristol 

06:41 - From a business degree to a tech conversion degree!

10:52 - UK government is offering people money to do a tech masters!

12:41 - First role after uni was at Microsoft!

16:27 - Lessons learnt from Microsoft

18:42 - Why I left Microsoft

21:32 - From Microsoft to a leading Cybersecurity company..!

22:30 - Networking can change your life…!

26:42 - The truth about transitioning careers

29:03 - My role as a solution engineer 

31:56 - Key skills required to be good solutions engineer! 

33:49 - Solution engineer’s average salary…! 

35:42 - Is there still opportunity in the tech industry?

38:45 - £2 billion was invested in the tech sector in May 

39:26 - PRO’s and CON’s of the tech industry…!

42:08 - How to stay ahead in the tech industry

46:05 - How to successfully transition into a tech role from a non-tech background

48:35 - The ‘easiest’ tech roles to transition into…

50:21 - Transferable skills to highlight in your CV/Interviews 

52:01 - How to ‘beat’ the crowd in a competitive jobs market 

57:02 - Most ‘in demand’ Non-tech roles in 2024 

58:59 - Most ‘in demand’ Tech roles in 2024

01:00:58 - Top Tech skill you should learn in 2024…! 

01:02:56 - Average salary for someone with an AWS qualification 

01:04:06 - How can we close the gender gap in Tech! 

01:07:56 - 3 insights that helped me to increase my income! 

01:11:26 - I wish I knew these 3 things at the start of my career!

01:12:48 - Tech webinar to transition from a non-tech career to a tech career

01:14:01 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4766 EP. 126 - Investing Expert: This Is Making You Poorer! How To BUILD Wealth From Nothing! ft. Jacques Opoku DISCLAIMER: Past performance is not a reliable indicator of future results. The value of investments and the income therefrom may go down as well as up and investors may not get back the original amount invested. You are not guaranteed to make money from your investments and you may lose money. Joining us in the booth this week is Jacques Opoku who is a investment management professional with 10 years experience in asset management industry. In this episode we discuss: - Why investing in the stock market is non-negotiable - The benefits of investing and the pitfalls - Why we're not designed to be good investors and how you can improve your mindset - The importance of taking part in the growth of the world economy - How you can build wealth tax free through investing - Should everyone invest in index funds? - The mistakes people make with index funds - What the 5 wealthiest people in the world have in common - Rules every investor should abide by - The simple way for you to start investing today and much more! Connect with Jacques on Instagram here - https://www.instagram.com/jaxfinancial_uk Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Jun 2024 07:00:00 -0000 EP. 126 - Investing Expert: This Is Making You Poorer! How To BUILD Wealth From Nothing! ft. Jacques Opoku full Savvy Wallet DISCLAIMER: Past performance is not a reliable indicator of future results. The value of investments and the income therefrom may go down as well as up and investors may not get back the original amount invested. You are not guaranteed to make money from your investments and you may lose money. Joining us in the booth this week is Jacques Opoku who is a investment management professional with 10 years experience in asset management industry. In this episode we discuss: - Why investing in the stock market is non-negotiable - The benefits of investing and the pitfalls - Why we're not designed to be good investors and how you can improve your mindset - The importance of taking part in the growth of the world economy - How you can build wealth tax free through investing - Should everyone invest in index funds? - The mistakes people make with index funds - What the 5 wealthiest people in the world have in common - Rules every investor should abide by - The simple way for you to start investing today and much more! Connect with Jacques on Instagram here - https://www.instagram.com/jaxfinancial_uk Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices DISCLAIMER: Past performance is not a reliable indicator of future results. The value of investments and the income therefrom may go down as well as up and investors may not get back the original amount invested. You are not guaranteed to make money from your investments and you may lose money.


Joining us in the booth this week is Jacques Opoku who is a investment management professional with 10 years experience in asset management industry.


In this episode we discuss:

- Why investing in the stock market is non-negotiable

- The benefits of investing and the pitfalls

- Why we're not designed to be good investors and how you can improve your mindset

- The importance of taking part in the growth of the world economy

- How you can build wealth tax free through investing

- Should everyone invest in index funds?

- The mistakes people make with index funds

- What the 5 wealthiest people in the world have in common

- Rules every investor should abide by

- The simple way for you to start investing today and much more!


Connect with Jacques on Instagram here - https://www.instagram.com/jaxfinancial_uk


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4998 EP. 125 - Property Expert: London Property Market is Broken! First-Time Buyers Can’t Buy Property Unless..! ft. TJ Atkinson Joining us in the booth this week is TJ Atkinson a Property Investor and Property/Finance Coach. In this episode we discuss:  - The importance of understanding why you're pursuing wealth - How his drive to become a millionaire started from school - How he started his rent to rent business & why it shut down - How he and his friends bought 30+ properties - The London Property market being broken - Why Landlords aren't the villains - The power of leverage to build wealth - Why buy to let isn't a great property strategy for Gen-Z and Millennials  - Why you shouldn't sacrifice your youth for a small profit - A good property strategy for Gen-Z and Millennials and much more! Connect with TJ on Instagram - https://www.instagram.com/tjalife Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:19 - Intro 01:54 - Meet Property Investor, Property & Finance Coach Tj Atkinson 04:21 - I went to 6/7 different schools…! 07:31 - Going to school in West London and leaving the UK 09:04 - Making a pact at school helped me to achieve financial success! 12:07 - My drive to become a millionaire came from…! 15:11 - Lessons learnt from my parents 21:19 - My first business was a recruitment company and this happened…! 25:34 - I got into property by accident…! 27:35 - The bank is holding £400,000 of my money! 31:08 - My biggest regret & starting my own rent to rent business…! 35:05 - This is why my rent to rent business failed..! 40:17 - How my friends and I bought 35 properties between us! 44:20 - The Buy to let property strategy isn’t for building wealth! 49:47 - Mistakes I’ve made buying property 50:56 - Wealth is created through debt 53:23 - The current property market hasn’t impacted me…! 57:31 - The London property market is broken..! 01:02:17 - A way to help first time buyers 01:04:24 - Private landlords support 50% of rental market 01:07:51 - Buy to let isn’t a good strategy for Gen Z & Millennials 01:14:47 - This is the property strategy Gen Z & Millennials should go for 01:18:08 - You’re not motivating anyone making £200 per month 01:18:59 - TJ’s upcoming book: “What the rich teach their kids about money” 01:24:19 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Jun 2024 07:00:00 -0000 EP. 125 - Property Expert: London Property Market is Broken! First-Time Buyers Can’t Buy Property Unless..! ft. TJ Atkinson full Savvy Wallet Joining us in the booth this week is TJ Atkinson a Property Investor and Property/Finance Coach. In this episode we discuss:  - The importance of understanding why you're pursuing wealth - How his drive to become a millionaire started from school - How he started his rent to rent business & why it shut down - How he and his friends bought 30+ properties - The London Property market being broken - Why Landlords aren't the villains - The power of leverage to build wealth - Why buy to let isn't a great property strategy for Gen-Z and Millennials  - Why you shouldn't sacrifice your youth for a small profit - A good property strategy for Gen-Z and Millennials and much more! Connect with TJ on Instagram - https://www.instagram.com/tjalife Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:19 - Intro 01:54 - Meet Property Investor, Property & Finance Coach Tj Atkinson 04:21 - I went to 6/7 different schools…! 07:31 - Going to school in West London and leaving the UK 09:04 - Making a pact at school helped me to achieve financial success! 12:07 - My drive to become a millionaire came from…! 15:11 - Lessons learnt from my parents 21:19 - My first business was a recruitment company and this happened…! 25:34 - I got into property by accident…! 27:35 - The bank is holding £400,000 of my money! 31:08 - My biggest regret & starting my own rent to rent business…! 35:05 - This is why my rent to rent business failed..! 40:17 - How my friends and I bought 35 properties between us! 44:20 - The Buy to let property strategy isn’t for building wealth! 49:47 - Mistakes I’ve made buying property 50:56 - Wealth is created through debt 53:23 - The current property market hasn’t impacted me…! 57:31 - The London property market is broken..! 01:02:17 - A way to help first time buyers 01:04:24 - Private landlords support 50% of rental market 01:07:51 - Buy to let isn’t a good strategy for Gen Z & Millennials 01:14:47 - This is the property strategy Gen Z & Millennials should go for 01:18:08 - You’re not motivating anyone making £200 per month 01:18:59 - TJ’s upcoming book: “What the rich teach their kids about money” 01:24:19 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is TJ Atkinson a Property Investor and Property/Finance Coach.


In this episode we discuss: 

- The importance of understanding why you're pursuing wealth

- How his drive to become a millionaire started from school

- How he started his rent to rent business & why it shut down

- How he and his friends bought 30+ properties

- The London Property market being broken

- Why Landlords aren't the villains

- The power of leverage to build wealth

- Why buy to let isn't a great property strategy for Gen-Z and Millennials 

- Why you shouldn't sacrifice your youth for a small profit

- A good property strategy for Gen-Z and Millennials and much more!


Connect with TJ on Instagram - https://www.instagram.com/tjalife


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.



TIMESTAMPS

00:00 - Preview

01:19 - Intro

01:54 - Meet Property Investor, Property & Finance Coach Tj Atkinson

04:21 - I went to 6/7 different schools…!

07:31 - Going to school in West London and leaving the UK

09:04 - Making a pact at school helped me to achieve financial success!

12:07 - My drive to become a millionaire came from…!

15:11 - Lessons learnt from my parents

21:19 - My first business was a recruitment company and this happened…!

25:34 - I got into property by accident…!

27:35 - The bank is holding £400,000 of my money!

31:08 - My biggest regret & starting my own rent to rent business…!

35:05 - This is why my rent to rent business failed..!

40:17 - How my friends and I bought 35 properties between us!

44:20 - The Buy to let property strategy isn’t for building wealth!

49:47 - Mistakes I’ve made buying property

50:56 - Wealth is created through debt

53:23 - The current property market hasn’t impacted me…!

57:31 - The London property market is broken..!

01:02:17 - A way to help first time buyers

01:04:24 - Private landlords support 50% of rental market

01:07:51 - Buy to let isn’t a good strategy for Gen Z & Millennials

01:14:47 - This is the property strategy Gen Z & Millennials should go for

01:18:08 - You’re not motivating anyone making £200 per month

01:18:59 - TJ’s upcoming book: “What the rich teach their kids about money”

01:24:19 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5331 EP. 124 - Money Mindset Expert: These Habits Are Stopping You From Building Wealth..! ft. Natalie Scott Joining us in the booth this week is Natalie Scott a money mindset expert and certified money coach. In this episode we discuss: - Why Natalie left fashion to become a money coach - How your money mindset is formed - Examples of good and bad money habits - How to change your money habits - Why you should be open about money with friends and family - Some of the 8 money archetypes - How you can change your money archetype - The power of saying no - 2 lessons about money mindset you should know and much more! Connect with Natalie on her Website: https://www.nataliescottempowers.com Connect with Natalie on her Instagram: https://www.instagram.com/nataliescottempowers Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:18 - Intro 01:54 - Meet Money Mindset Expert Natalie Scott 05:56 - This is where my confidence comes from…! 07:29 - How I got into the fashion industry..! 12:26 - Why I became a certified money coach 16:03 -This is what I do as a certified money coach…! 18:22 - Dealing with burnout and Business lovebombing…! 20:50 - I had this mindset when it came to money…! 23:23 - Being an extreme saver isn’t healthy..! 25:56 - How to find out your money foundational habits…! 26:34 - It’s easier to change your habits if you do this…! 31:10 - Talk to people about your finances 32:19 - We attach our earnings to our worth…! 33:37 - Be honest with your friends about your situation 39:26 - Examples of bad money habits 42:01 - The 8 money archetypes! 48:03 - Can you change your money archetype? 49:44 - Examples of good money habits 53:50 - How is your mindset around money formed 56:12 - The importance of group economics 59:59 - Work smarter not harder! 01:05:33 - The power of saying no! 01:07:10 - 2 lessons about money mindset you should know 01:09:23 - This is how you can work on your money mindset 01:12:19 Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Jun 2024 07:00:00 -0000 EP. 124 - Money Mindset Expert: These Habits Are Stopping You From Building Wealth..! ft. Natalie Scott full Savvy Wallet Joining us in the booth this week is Natalie Scott a money mindset expert and certified money coach. In this episode we discuss: - Why Natalie left fashion to become a money coach - How your money mindset is formed - Examples of good and bad money habits - How to change your money habits - Why you should be open about money with friends and family - Some of the 8 money archetypes - How you can change your money archetype - The power of saying no - 2 lessons about money mindset you should know and much more! Connect with Natalie on her Website: https://www.nataliescottempowers.com Connect with Natalie on her Instagram: https://www.instagram.com/nataliescottempowers Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:18 - Intro 01:54 - Meet Money Mindset Expert Natalie Scott 05:56 - This is where my confidence comes from…! 07:29 - How I got into the fashion industry..! 12:26 - Why I became a certified money coach 16:03 -This is what I do as a certified money coach…! 18:22 - Dealing with burnout and Business lovebombing…! 20:50 - I had this mindset when it came to money…! 23:23 - Being an extreme saver isn’t healthy..! 25:56 - How to find out your money foundational habits…! 26:34 - It’s easier to change your habits if you do this…! 31:10 - Talk to people about your finances 32:19 - We attach our earnings to our worth…! 33:37 - Be honest with your friends about your situation 39:26 - Examples of bad money habits 42:01 - The 8 money archetypes! 48:03 - Can you change your money archetype? 49:44 - Examples of good money habits 53:50 - How is your mindset around money formed 56:12 - The importance of group economics 59:59 - Work smarter not harder! 01:05:33 - The power of saying no! 01:07:10 - 2 lessons about money mindset you should know 01:09:23 - This is how you can work on your money mindset 01:12:19 Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Natalie Scott a money mindset expert and certified money coach.


In this episode we discuss:


- Why Natalie left fashion to become a money coach

- How your money mindset is formed

- Examples of good and bad money habits

- How to change your money habits

- Why you should be open about money with friends and family

- Some of the 8 money archetypes

- How you can change your money archetype

- The power of saying no

- 2 lessons about money mindset you should know and much more!



Connect with Natalie on her Website: https://www.nataliescottempowers.com


Connect with Natalie on her Instagram: https://www.instagram.com/nataliescottempowers


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL


Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.


Check out our partners who offer Stocks and Shares ISA and more:


⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY


If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.


When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.


⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk


⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.




TIMESTAMPS

00:00 - Preview

01:18 - Intro

01:54 - Meet Money Mindset Expert Natalie Scott

05:56 - This is where my confidence comes from…!

07:29 - How I got into the fashion industry..!

12:26 - Why I became a certified money coach

16:03 -This is what I do as a certified money coach…!

18:22 - Dealing with burnout and Business lovebombing…!

20:50 - I had this mindset when it came to money…!

23:23 - Being an extreme saver isn’t healthy..!

25:56 - How to find out your money foundational habits…!

26:34 - It’s easier to change your habits if you do this…!

31:10 - Talk to people about your finances

32:19 - We attach our earnings to our worth…!

33:37 - Be honest with your friends about your situation

39:26 - Examples of bad money habits

42:01 - The 8 money archetypes!

48:03 - Can you change your money archetype?

49:44 - Examples of good money habits

53:50 - How is your mindset around money formed

56:12 - The importance of group economics

59:59 - Work smarter not harder!

01:05:33 - The power of saying no!

01:07:10 - 2 lessons about money mindset you should know

01:09:23 - This is how you can work on your money mindset

01:12:19 Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4644 PODCAST UPDATE The podcast will be on a short break and will return on the 3rd June.  Enjoy the bank holiday weekend! Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 25 May 2024 08:00:00 -0000 full Savvy Wallet The podcast will be on a short break and will return on the 3rd June.  Enjoy the bank holiday weekend! Learn more about your ad choices. Visit megaphone.fm/adchoices The podcast will be on a short break and will return on the 3rd June. 


Enjoy the bank holiday weekend!


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 106 EP. 123 - Career Expert: Do THIS To Make a £100k+ Income in A 9-5 Job! ft. Kennie Bukky https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/cb060a21-e1ec-47a4-8ab6-82945b6e2d48 Joining us in the booth this week is Kennie Bukky, a career expert, content creator, entrepreneur and former compliance manager. In this episode we discuss The power or mentorship and a supportive community How you can earn a £100k+ income with a high income skill  The top high income Non-Tech and Tech roles How you can achieve financial freedom by utilising your high income skill Balancing saving for your future vs enjoying your present life The importance of defining your career goals The importance of designing the life you want How to stand out in a competitive job market Tips to excel in your career Why you don’t need 7 streams of income and much more! *NOTE: Current state pension age: 66. To rise to age 67 between 2026 and 2028. Government will review rise to age 68 in future.  Connect with Kennie on Instagram: https://www.instagram.com/kenniebukky Connect with Kennie on TikTok: https://www.tiktok.com/@kenniebukky Check out Kennie's career platform: https://www.instagram.com/thepivotplace_ Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:13 - Intro 01:49 - Meet Career Expert Kennie Bukky 03:28 - Growing up in Nigeria 04:40 - Moving from Nigeria to the UK…I struggled to fit in 07:04 - From failing first year in Uni to a 1st class degree! 11:46 - Mentorship helped me get my first role in finance! 15:52 - Where you are right now isn’t the final destination, you can improve! 17:11 - Earning six figures by 26…this is how I did it..! 21:14 - How I negotiate my salaries 22:16 - You have to be willing to walk away from negotations…! 23:18 - Why I decided to contract…! 25:27 - This is how you get your next contract..! 28:23 - The benefits of contracting…! (Day rates of £400/£500!) 30:37 - I didn’t just make more money, I was smarter with it…! 34:00 - Tips to help you save money 37:19 - How a high income skill can change your life…! 42:33 - High income Non-Tech roles 46:06 - High income Tech roles 51:23 - I’m not interested in climbing the career ladder..! 56:31 - You don’t need 7 streams of income…! 01:02:13 - How to stand out and land your next role 01:08:10 - If I started my career today, I’d do this…! 01:12:52 - 1-1 Mentoring, Career Community and Business Analyst & Scrum Master Bootcamps 01:17:04 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 May 2024 07:00:00 -0000 EP. 123 - Career Expert: Do THIS To Make a £100k+ Income in A 9-5 Job! ft. Kennie Bukky full Savvy Wallet Joining us in the booth this week is Kennie Bukky, a career expert, content creator, entrepreneur and former compliance manager. In this episode we discuss The power or mentorship and a supportive community How you can earn a £100k+ income with a high income skill  The top high income Non-Tech and Tech roles How you can achieve financial freedom by utilising your high income skill Balancing saving for your future vs enjoying your present life The importance of defining your career goals The importance of designing the life you want How to stand out in a competitive job market Tips to excel in your career Why you don’t need 7 streams of income and much more! *NOTE: Current state pension age: 66. To rise to age 67 between 2026 and 2028. Government will review rise to age 68 in future.  Connect with Kennie on Instagram: https://www.instagram.com/kenniebukky Connect with Kennie on TikTok: https://www.tiktok.com/@kenniebukky Check out Kennie's career platform: https://www.instagram.com/thepivotplace_ Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:13 - Intro 01:49 - Meet Career Expert Kennie Bukky 03:28 - Growing up in Nigeria 04:40 - Moving from Nigeria to the UK…I struggled to fit in 07:04 - From failing first year in Uni to a 1st class degree! 11:46 - Mentorship helped me get my first role in finance! 15:52 - Where you are right now isn’t the final destination, you can improve! 17:11 - Earning six figures by 26…this is how I did it..! 21:14 - How I negotiate my salaries 22:16 - You have to be willing to walk away from negotations…! 23:18 - Why I decided to contract…! 25:27 - This is how you get your next contract..! 28:23 - The benefits of contracting…! (Day rates of £400/£500!) 30:37 - I didn’t just make more money, I was smarter with it…! 34:00 - Tips to help you save money 37:19 - How a high income skill can change your life…! 42:33 - High income Non-Tech roles 46:06 - High income Tech roles 51:23 - I’m not interested in climbing the career ladder..! 56:31 - You don’t need 7 streams of income…! 01:02:13 - How to stand out and land your next role 01:08:10 - If I started my career today, I’d do this…! 01:12:52 - 1-1 Mentoring, Career Community and Business Analyst & Scrum Master Bootcamps 01:17:04 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Kennie Bukky, a career expert, content creator, entrepreneur and former compliance manager.


In this episode we discuss

  • The power or mentorship and a supportive community
  • How you can earn a £100k+ income with a high income skill 
  • The top high income Non-Tech and Tech roles
  • How you can achieve financial freedom by utilising your high income skill
  • Balancing saving for your future vs enjoying your present life
  • The importance of defining your career goals
  • The importance of designing the life you want
  • How to stand out in a competitive job market
  • Tips to excel in your career
  • Why you don’t need 7 streams of income and much more!


*NOTE: Current state pension age: 66. To rise to age 67 between 2026 and 2028. Government will review rise to age 68 in future. 


Connect with Kennie on Instagram: https://www.instagram.com/kenniebukky


Connect with Kennie on TikTok: https://www.tiktok.com/@kenniebukky


Check out Kennie's career platform: https://www.instagram.com/thepivotplace_


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps

00:00 - Preview

01:13 - Intro

01:49 - Meet Career Expert Kennie Bukky

03:28 - Growing up in Nigeria

04:40 - Moving from Nigeria to the UK…I struggled to fit in

07:04 - From failing first year in Uni to a 1st class degree!

11:46 - Mentorship helped me get my first role in finance!

15:52 - Where you are right now isn’t the final destination, you can improve!

17:11 - Earning six figures by 26…this is how I did it..!

21:14 - How I negotiate my salaries

22:16 - You have to be willing to walk away from negotations…!

23:18 - Why I decided to contract…!

25:27 - This is how you get your next contract..!

28:23 - The benefits of contracting…! (Day rates of £400/£500!)

30:37 - I didn’t just make more money, I was smarter with it…!

34:00 - Tips to help you save money

37:19 - How a high income skill can change your life…!

42:33 - High income Non-Tech roles

46:06 - High income Tech roles

51:23 - I’m not interested in climbing the career ladder..!

56:31 - You don’t need 7 streams of income…!

01:02:13 - How to stand out and land your next role

01:08:10 - If I started my career today, I’d do this…!

01:12:52 - 1-1 Mentoring, Career Community and Business Analyst & Scrum Master Bootcamps

01:17:04 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5030 no EP. 122 - Money Psychologist: After 20 Years In Banking, I Learnt This About Money..! ft. Norma Cassius https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/93c057b8-9823-4d5a-9c59-4780b62bd935 Joining us in the booth this week is Norma Cassius who is a Psychotherapist & Money Management Consultant with over 20 years experience in banking and 17 years as a Qualified Psychotherapist. As part of mental health week we wanted to shed a light on the link between money and mental health and what you can do to reduce stress and anxiety when it comes to money.  In this episode we discuss: The Psychology of Money Why people stress bout Money & how to combat it The impact of Debt & Spending on Mental Health Organisations that help with Debt The importance of a Budget Two parts of the brain that influences Spending How to think like a Bank! Steps you can take today to Build Wealth How to be positive in the Cost of Living Crisis and more! Connect with Norma on her website: https://www.normacassius.com Connect with Norma on Instagram: https://www.instagram.com/think.like.a.bank Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:13 - Intro 01:49 - Meet Psychotherapist & Money Management Consultant Norma 03:54 - Lessons learnt from my parents 07:32 - Growing up in Bow, London! 12:04 - This is how I started my career in a bank 14:16 - Surviving domestic violence & economic abuse 16:42 - My job as a psychotherapist 18:01 - This is how people cope with money struggles 20:00 - Easier to swipe a card than part with cash! 21:34 - Why do people stress about money? 22:50 - The Psychology Of Money…! 25:17 - A lot of my clients feel like they need a 2nd job…! 28:39 - How not to be stressed about money…! 30:54 - Reasons why people get into debt…! 36:39 - Impact of debt on your mental health…! 39:03 - Is being in debt really that bad?! 40:52 - How to be comfortable with debt & How to get out of debt…! 45:27 - Organisations that help you with debt…! 47:11 - What’s your relationship with money…! 49:49 - There are two parts of the brain that influences spending…! 52:45 - Budgeting is like driving a car without…! 57:38 - How to not feel bad spending your money…! 58:47 - How to think like a Bank! 01:01:32 - How I Paid Off My Mortgage In 10 years…! 01:02:51 - Buying a property in Miami..! 01:04:42 - Steps you can take today to build wealth… ! 01:06:33 - How to be positive in the cost of living crisis…! 01:08:27 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 May 2024 07:00:00 -0000 EP. 122 - Money Psychologist: After 20 Years In Banking, I Learnt This About Money..! ft. Norma Cassius full Savvy Wallet Joining us in the booth this week is Norma Cassius who is a Psychotherapist & Money Management Consultant with over 20 years experience in banking and 17 years as a Qualified Psychotherapist. As part of mental health week we wanted to shed a light on the link between money and mental health and what you can do to reduce stress and anxiety when it comes to money.  In this episode we discuss: The Psychology of Money Why people stress bout Money & how to combat it The impact of Debt & Spending on Mental Health Organisations that help with Debt The importance of a Budget Two parts of the brain that influences Spending How to think like a Bank! Steps you can take today to Build Wealth How to be positive in the Cost of Living Crisis and more! Connect with Norma on her website: https://www.normacassius.com Connect with Norma on Instagram: https://www.instagram.com/think.like.a.bank Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:13 - Intro 01:49 - Meet Psychotherapist & Money Management Consultant Norma 03:54 - Lessons learnt from my parents 07:32 - Growing up in Bow, London! 12:04 - This is how I started my career in a bank 14:16 - Surviving domestic violence & economic abuse 16:42 - My job as a psychotherapist 18:01 - This is how people cope with money struggles 20:00 - Easier to swipe a card than part with cash! 21:34 - Why do people stress about money? 22:50 - The Psychology Of Money…! 25:17 - A lot of my clients feel like they need a 2nd job…! 28:39 - How not to be stressed about money…! 30:54 - Reasons why people get into debt…! 36:39 - Impact of debt on your mental health…! 39:03 - Is being in debt really that bad?! 40:52 - How to be comfortable with debt & How to get out of debt…! 45:27 - Organisations that help you with debt…! 47:11 - What’s your relationship with money…! 49:49 - There are two parts of the brain that influences spending…! 52:45 - Budgeting is like driving a car without…! 57:38 - How to not feel bad spending your money…! 58:47 - How to think like a Bank! 01:01:32 - How I Paid Off My Mortgage In 10 years…! 01:02:51 - Buying a property in Miami..! 01:04:42 - Steps you can take today to build wealth… ! 01:06:33 - How to be positive in the cost of living crisis…! 01:08:27 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Norma Cassius who is a Psychotherapist & Money Management Consultant with over 20 years experience in banking and 17 years as a Qualified Psychotherapist. As part of mental health week we wanted to shed a light on the link between money and mental health and what you can do to reduce stress and anxiety when it comes to money. 


In this episode we discuss:

  • The Psychology of Money
  • Why people stress bout Money & how to combat it
  • The impact of Debt & Spending on Mental Health
  • Organisations that help with Debt
  • The importance of a Budget
  • Two parts of the brain that influences Spending
  • How to think like a Bank!
  • Steps you can take today to Build Wealth
  • How to be positive in the Cost of Living Crisis and more!


Connect with Norma on her website: https://www.normacassius.com


Connect with Norma on Instagram: https://www.instagram.com/think.like.a.bank


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps

00:00 - Preview

01:13 - Intro

01:49 - Meet Psychotherapist & Money Management Consultant Norma

03:54 - Lessons learnt from my parents

07:32 - Growing up in Bow, London!

12:04 - This is how I started my career in a bank

14:16 - Surviving domestic violence & economic abuse

16:42 - My job as a psychotherapist

18:01 - This is how people cope with money struggles

20:00 - Easier to swipe a card than part with cash!

21:34 - Why do people stress about money?

22:50 - The Psychology Of Money…!

25:17 - A lot of my clients feel like they need a 2nd job…!

28:39 - How not to be stressed about money…!

30:54 - Reasons why people get into debt…!

36:39 - Impact of debt on your mental health…!

39:03 - Is being in debt really that bad?!

40:52 - How to be comfortable with debt & How to get out of debt…!

45:27 - Organisations that help you with debt…!

47:11 - What’s your relationship with money…!

49:49 - There are two parts of the brain that influences spending…!

52:45 - Budgeting is like driving a car without…!

57:38 - How to not feel bad spending your money…!

58:47 - How to think like a Bank!

01:01:32 - How I Paid Off My Mortgage In 10 years…!

01:02:51 - Buying a property in Miami..!

01:04:42 - Steps you can take today to build wealth… !

01:06:33 - How to be positive in the cost of living crisis…!

01:08:27 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4463 no EP. 121 - Money Expert: These 3 Mistakes Are Damaging Your Credit Score…! ft. Ella Ensures https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/8c03365e-bd88-4347-a881-5f5c32168e99 Joining us in the booth this week is Ella who is a Money Expert & Insurance broker. In this episode we discuss Good credit conduct vs bad credit conduct The pro’s of good credit and the con’s of bad credit Common ways people default on their credit accounts How to check your credit score for FREE How to avoid paying lenders interest Leveraging credit for your benefit & to make money Tips to stay disciplined when using credit cards Consequences of missing payments, defaults, CCJ’s How to get rid of a CCJ 3 ways to improve your credit score/report an much more! Connect with Ella on Instagram here: https://www.instagram.com/ellaensures Connect with Ella through her website here: https://ellaensures.co.uk Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:15 - Intro 01:51 - Meet Monet Expert & Insurance Advisor Ella 03:53 - What is credit? 06:18 - What’s the difference between your credit score and credit report? 07:41 - Good credit conduct vs bad credit conduct 09:12 - Many people get defaults this way! 11:38 - How many credit reports/scores do you have? 14:47 - This legal reason this info stays on your credit report for 6 years! 18:09 - I wouldn’t recommend getting things on bad credit..! 20:00 - Pro’s of having good credit conduct 25:41 - Applying for credit impacting your credit report ?! 30:23 - What to do when you’re declined for credit? 31:27 - How to check your credit score for FREE! 32:51 - How to make money using credit 35:51 - How to use Credit cards for your benefit! 39:00 - How to avoid giving the banks interest! 41:41 - Who shouldn’t get a credit card! 44:05 - Tips to stay disciplined when you take out credit (mortgages, car finance, loans etc) 46:19 - Consequences of missing payments on credit you’ve taken out 47:46 - How to get rid of a CCJ 51:52 - People being scared to get credit…! 53:09 - 3 ways to improve your credit score & credit conduct 54:29 - Only 38% of adults have life insurance! 35% of that 38% are Women! 59:43 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 May 2024 07:00:00 -0000 EP. 121 - Money Expert: These 3 Mistakes Are Damaging Your Credit Score…! ft. Ella Ensures full Savvy Wallet Joining us in the booth this week is Ella who is a Money Expert & Insurance broker. In this episode we discuss Good credit conduct vs bad credit conduct The pro’s of good credit and the con’s of bad credit Common ways people default on their credit accounts How to check your credit score for FREE How to avoid paying lenders interest Leveraging credit for your benefit & to make money Tips to stay disciplined when using credit cards Consequences of missing payments, defaults, CCJ’s How to get rid of a CCJ 3 ways to improve your credit score/report an much more! Connect with Ella on Instagram here: https://www.instagram.com/ellaensures Connect with Ella through her website here: https://ellaensures.co.uk Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:15 - Intro 01:51 - Meet Monet Expert & Insurance Advisor Ella 03:53 - What is credit? 06:18 - What’s the difference between your credit score and credit report? 07:41 - Good credit conduct vs bad credit conduct 09:12 - Many people get defaults this way! 11:38 - How many credit reports/scores do you have? 14:47 - This legal reason this info stays on your credit report for 6 years! 18:09 - I wouldn’t recommend getting things on bad credit..! 20:00 - Pro’s of having good credit conduct 25:41 - Applying for credit impacting your credit report ?! 30:23 - What to do when you’re declined for credit? 31:27 - How to check your credit score for FREE! 32:51 - How to make money using credit 35:51 - How to use Credit cards for your benefit! 39:00 - How to avoid giving the banks interest! 41:41 - Who shouldn’t get a credit card! 44:05 - Tips to stay disciplined when you take out credit (mortgages, car finance, loans etc) 46:19 - Consequences of missing payments on credit you’ve taken out 47:46 - How to get rid of a CCJ 51:52 - People being scared to get credit…! 53:09 - 3 ways to improve your credit score & credit conduct 54:29 - Only 38% of adults have life insurance! 35% of that 38% are Women! 59:43 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Ella who is a Money Expert & Insurance broker.


In this episode we discuss

  • Good credit conduct vs bad credit conduct
  • The pro’s of good credit and the con’s of bad credit
  • Common ways people default on their credit accounts
  • How to check your credit score for FREE
  • How to avoid paying lenders interest
  • Leveraging credit for your benefit & to make money
  • Tips to stay disciplined when using credit cards
  • Consequences of missing payments, defaults, CCJ’s
  • How to get rid of a CCJ
  • 3 ways to improve your credit score/report an much more!


Connect with Ella on Instagram here: https://www.instagram.com/ellaensures


Connect with Ella through her website here: https://ellaensures.co.uk


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps

00:00 - Preview

01:15 - Intro

01:51 - Meet Monet Expert & Insurance Advisor Ella

03:53 - What is credit?

06:18 - What’s the difference between your credit score and credit report?

07:41 - Good credit conduct vs bad credit conduct

09:12 - Many people get defaults this way!

11:38 - How many credit reports/scores do you have?

14:47 - This legal reason this info stays on your credit report for 6 years!

18:09 - I wouldn’t recommend getting things on bad credit..!

20:00 - Pro’s of having good credit conduct

25:41 - Applying for credit impacting your credit report ?!

30:23 - What to do when you’re declined for credit?

31:27 - How to check your credit score for FREE!

32:51 - How to make money using credit

35:51 - How to use Credit cards for your benefit!

39:00 - How to avoid giving the banks interest!

41:41 - Who shouldn’t get a credit card!

44:05 - Tips to stay disciplined when you take out credit (mortgages, car finance, loans etc)

46:19 - Consequences of missing payments on credit you’ve taken out

47:46 - How to get rid of a CCJ

51:52 - People being scared to get credit…!

53:09 - 3 ways to improve your credit score & credit conduct

54:29 - Only 38% of adults have life insurance! 35% of that 38% are Women!

59:43 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4002 no EP. 120 - Career Expert: This Is How You Can MAKE £100k+ With A 9-5 Job...! ft. Soambitious Dom https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/b2c6ddc4-c1eb-4da5-b87c-b71ec5b366d4 Joining us in the booth this week is Dominic, a career expert and commercial contract manager. In this episode we discuss: Why Dominic turned down a training contract from a legal firm How 9-5ers can increase their income to £100k+ with their existing skills The importance of analysing what you want from your career How you can build wealth into the millions with your 9-5 Why you should and shouldn't pursue a contract role How Dominic has been contracting for 5 years even in a tough market Top Skills & industries that command a high income Why you shouldn't start a random side hustle but instead utilise your existing skills The importance of building a network in your career and much more Connect with Dom on Instagram here - https://www.instagram.com/soambitiousdom Connect with Dom on TikTok here - https://www.tiktok.com/@soambitiousdomm Check out Dom's newsletter the Career Guard here - https://thecareerguard.com/subscribe Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:09 - Intro 01:44 - Meet Career expert & contract manager Dom 03:27 - Growing up in Jamaica 06:13 - I turned down a lawyer job for this! 10:53 - Is job title more important or money? 15:46 - How I got into contracting..It changed my life! 19:10 - Some contractors are making £700/£800 per day..! 20:41 - Contracting for 5 years straight! This is my honest opinion! 25:15 - If you’re a contractor, you’re’ a business owner! 29:26 - Typical day rates with my skillset 31:59 - You miss out on these benefits if you contract! 34:35 - How I manage my money effectively 39:26 - You can become a millionaire with a 9-5! 44:55 - Why you shouldn’t do contracting? 48:05 - Contracting is more tax efficient 49:33 - Should everyone be a contractor? 52:58 - Don’t start a random side hustle. Stick to what you’re good at! 54:18 - Skills that generate a lot of income! 56:06 - If I were to go back in time, I would do this! 58:09 - Best industries for contracting 01:01:06 - How I managed to stay contracting in a tough market! 01:04:32 - Can you get a mortgage if you’re a contractor? 01:06:52 - The Career Guard! 01:08:11 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Apr 2024 07:00:00 -0000 EP. 120 - Career Expert: This Is How You Can MAKE £100k+ With A 9-5 Job...! ft. Soambitious Dom full Savvy Wallet Joining us in the booth this week is Dominic, a career expert and commercial contract manager. In this episode we discuss: Why Dominic turned down a training contract from a legal firm How 9-5ers can increase their income to £100k+ with their existing skills The importance of analysing what you want from your career How you can build wealth into the millions with your 9-5 Why you should and shouldn't pursue a contract role How Dominic has been contracting for 5 years even in a tough market Top Skills & industries that command a high income Why you shouldn't start a random side hustle but instead utilise your existing skills The importance of building a network in your career and much more Connect with Dom on Instagram here - https://www.instagram.com/soambitiousdom Connect with Dom on TikTok here - https://www.tiktok.com/@soambitiousdomm Check out Dom's newsletter the Career Guard here - https://thecareerguard.com/subscribe Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 00:00 - Preview 01:09 - Intro 01:44 - Meet Career expert & contract manager Dom 03:27 - Growing up in Jamaica 06:13 - I turned down a lawyer job for this! 10:53 - Is job title more important or money? 15:46 - How I got into contracting..It changed my life! 19:10 - Some contractors are making £700/£800 per day..! 20:41 - Contracting for 5 years straight! This is my honest opinion! 25:15 - If you’re a contractor, you’re’ a business owner! 29:26 - Typical day rates with my skillset 31:59 - You miss out on these benefits if you contract! 34:35 - How I manage my money effectively 39:26 - You can become a millionaire with a 9-5! 44:55 - Why you shouldn’t do contracting? 48:05 - Contracting is more tax efficient 49:33 - Should everyone be a contractor? 52:58 - Don’t start a random side hustle. Stick to what you’re good at! 54:18 - Skills that generate a lot of income! 56:06 - If I were to go back in time, I would do this! 58:09 - Best industries for contracting 01:01:06 - How I managed to stay contracting in a tough market! 01:04:32 - Can you get a mortgage if you’re a contractor? 01:06:52 - The Career Guard! 01:08:11 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Dominic, a career expert and commercial contract manager.


In this episode we discuss:

  • Why Dominic turned down a training contract from a legal firm
  • How 9-5ers can increase their income to £100k+ with their existing skills
  • The importance of analysing what you want from your career
  • How you can build wealth into the millions with your 9-5
  • Why you should and shouldn't pursue a contract role
  • How Dominic has been contracting for 5 years even in a tough market
  • Top Skills & industries that command a high income
  • Why you shouldn't start a random side hustle but instead utilise your existing skills
  • The importance of building a network in your career and much more


Connect with Dom on Instagram here - https://www.instagram.com/soambitiousdom


Connect with Dom on TikTok here - https://www.tiktok.com/@soambitiousdomm


Check out Dom's newsletter the Career Guard here - https://thecareerguard.com/subscribe


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Timestamps

00:00 - Preview

01:09 - Intro

01:44 - Meet Career expert & contract manager Dom

03:27 - Growing up in Jamaica

06:13 - I turned down a lawyer job for this!

10:53 - Is job title more important or money?

15:46 - How I got into contracting..It changed my life!

19:10 - Some contractors are making £700/£800 per day..!

20:41 - Contracting for 5 years straight! This is my honest opinion!

25:15 - If you’re a contractor, you’re’ a business owner!

29:26 - Typical day rates with my skillset

31:59 - You miss out on these benefits if you contract!

34:35 - How I manage my money effectively

39:26 - You can become a millionaire with a 9-5!

44:55 - Why you shouldn’t do contracting?

48:05 - Contracting is more tax efficient

49:33 - Should everyone be a contractor?

52:58 - Don’t start a random side hustle. Stick to what you’re good at!

54:18 - Skills that generate a lot of income!

56:06 - If I were to go back in time, I would do this!

58:09 - Best industries for contracting

01:01:06 - How I managed to stay contracting in a tough market!

01:04:32 - Can you get a mortgage if you’re a contractor?

01:06:52 - The Career Guard!

01:08:11 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4506 no PODCAST UPDATE https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/fab7ad75-e4bc-4792-8fc4-2f0600bc9cc5 Hey all, Ats here! After careful consideration I've decided to rebrand 'The Take Off Experience' to "The Savvy Wallet Podcast". Aside from the name and artwork change, everything else will stay the same, We will still have the same authentic, relatable, inclusive conversations with great people! The Savvy Wallet podcast will begin with EP. 120 and will be published tomorrow at 8am GMT! Thanks for all your support! It's so appreciated! Ats Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 28 Apr 2024 20:52:56 -0000 PODCAST UPDATE full Savvy Wallet Hey all, Ats here! After careful consideration I've decided to rebrand 'The Take Off Experience' to "The Savvy Wallet Podcast". Aside from the name and artwork change, everything else will stay the same, We will still have the same authentic, relatable, inclusive conversations with great people! The Savvy Wallet podcast will begin with EP. 120 and will be published tomorrow at 8am GMT! Thanks for all your support! It's so appreciated! Ats Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Hey all,


Ats here! After careful consideration I've decided to rebrand 'The Take Off Experience' to "The Savvy Wallet Podcast".


Aside from the name and artwork change, everything else will stay the same, We will still have the same authentic, relatable, inclusive conversations with great people! The Savvy Wallet podcast will begin with EP. 120 and will be published tomorrow at 8am GMT!


Thanks for all your support! It's so appreciated!


Ats



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 160 no EP. 119 - Insurance Expert: You’re Taking A Major Risk With Your HEALTH If You Don't Do This..! ft. Emmanuel Jones https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/49cfb4da-2292-4a5a-a157-95cde3690e15 Joining us back in the booth is life & health insurance expert, Emmanuel Jones aka Ejay. In this episode we discuss: The key benefits of health insurance, income protection & critical illness cover The importance of checking benefits you get with your employer Should you get health/critical illness insurance if you have it through work? Health insurance vs critical illness cover vs income protection Typical costs for health insurance & critical illness cover Insurance companies really wanting to pay out money to you The most importance insurance to protect yourself The importance of financial literacy at schools What is life insurance in a trust and why you would do this and much more! Connect with Ejay on Instagram here -https://www.instagram.com/ejay_diamond1 Connect with Ejay on TikTok here -https://www.tiktok.com/@moneysavingdad Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:20 - Intro 01:55 - Meet Life & Health Insurance expert Ejay 06:37 - If your employer is giving you health insurance take it! 09:13 - Going private vs going to the NHS 14:24 - Car insurance vs health insurance 15:02 - Two types of health insurance…! 18:19 - If you only have one income, listen to this! 21:40 - What’s the difference between health & critical illness insurance ? 25:54 - Should you get health/critical illness insurance, if your employer provides it? 30:20 - If you can’t work what happens to your business? 33:21 - What’s the typical cost of health insurance per month? 36:33 - What is income protection? 43:34 - What’s the typical cost of income protection per month? 46:01 - Income protection vs critical illness cover? 47:50 - Insurance companies want to pay you out! 51:21 - What is life insurance? 53:02 - The state pension is a legal ponzi scheme? 58:06 - What is whole of life insurance? 01:01:05 - What is Life insurance in a trust? 01:04:51 - Financial literacy taught at private primary school! 01:07:31 - What insurance is the most important to get? 01:10:11 - Some providers will penalise you if you have same family conditions 01:13:44 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Apr 2024 07:00:00 -0000 EP. 119 - Insurance Expert: You’re Taking A Major Risk With Your HEALTH If You Don't Do This..! ft. Emmanuel Jones full Savvy Wallet Joining us back in the booth is life & health insurance expert, Emmanuel Jones aka Ejay. In this episode we discuss: The key benefits of health insurance, income protection & critical illness cover The importance of checking benefits you get with your employer Should you get health/critical illness insurance if you have it through work? Health insurance vs critical illness cover vs income protection Typical costs for health insurance & critical illness cover Insurance companies really wanting to pay out money to you The most importance insurance to protect yourself The importance of financial literacy at schools What is life insurance in a trust and why you would do this and much more! Connect with Ejay on Instagram here -https://www.instagram.com/ejay_diamond1 Connect with Ejay on TikTok here -https://www.tiktok.com/@moneysavingdad Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:20 - Intro 01:55 - Meet Life & Health Insurance expert Ejay 06:37 - If your employer is giving you health insurance take it! 09:13 - Going private vs going to the NHS 14:24 - Car insurance vs health insurance 15:02 - Two types of health insurance…! 18:19 - If you only have one income, listen to this! 21:40 - What’s the difference between health & critical illness insurance ? 25:54 - Should you get health/critical illness insurance, if your employer provides it? 30:20 - If you can’t work what happens to your business? 33:21 - What’s the typical cost of health insurance per month? 36:33 - What is income protection? 43:34 - What’s the typical cost of income protection per month? 46:01 - Income protection vs critical illness cover? 47:50 - Insurance companies want to pay you out! 51:21 - What is life insurance? 53:02 - The state pension is a legal ponzi scheme? 58:06 - What is whole of life insurance? 01:01:05 - What is Life insurance in a trust? 01:04:51 - Financial literacy taught at private primary school! 01:07:31 - What insurance is the most important to get? 01:10:11 - Some providers will penalise you if you have same family conditions 01:13:44 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us back in the booth is life & health insurance expert, Emmanuel Jones aka Ejay.


In this episode we discuss:

  • The key benefits of health insurance, income protection & critical illness cover
  • The importance of checking benefits you get with your employer
  • Should you get health/critical illness insurance if you have it through work?
  • Health insurance vs critical illness cover vs income protection
  • Typical costs for health insurance & critical illness cover
  • Insurance companies really wanting to pay out money to you
  • The most importance insurance to protect yourself
  • The importance of financial literacy at schools
  • What is life insurance in a trust and why you would do this and much more!


Connect with Ejay on Instagram here -https://www.instagram.com/ejay_diamond1


Connect with Ejay on TikTok here -https://www.tiktok.com/@moneysavingdad


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:20 - Intro

01:55 - Meet Life & Health Insurance expert Ejay

06:37 - If your employer is giving you health insurance take it!

09:13 - Going private vs going to the NHS

14:24 - Car insurance vs health insurance

15:02 - Two types of health insurance…!

18:19 - If you only have one income, listen to this!

21:40 - What’s the difference between health & critical illness insurance ?

25:54 - Should you get health/critical illness insurance, if your employer provides it?

30:20 - If you can’t work what happens to your business?

33:21 - What’s the typical cost of health insurance per month?

36:33 - What is income protection?

43:34 - What’s the typical cost of income protection per month?

46:01 - Income protection vs critical illness cover?

47:50 - Insurance companies want to pay you out!

51:21 - What is life insurance?

53:02 - The state pension is a legal ponzi scheme?

58:06 - What is whole of life insurance?

01:01:05 - What is Life insurance in a trust?

01:04:51 - Financial literacy taught at private primary school!

01:07:31 - What insurance is the most important to get?

01:10:11 - Some providers will penalise you if you have same family conditions

01:13:44 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4577 no EP. 118 - Accountant EXPLAINS: How The Wealthy REALLY Pay LESS UK Tax! ft. Zee https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/2c26c31c-a778-4a18-bafc-ce98cb256755 This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers. Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet Joining us in the booth this week is Zee who is a chartered accountant and EX-KPMG auditor. In this episode we discuss: - How Zee became an accountant accidentally - Why accounting is the plumbing of a business - Why people on £60,000 are struggling! - Tips to weather the cost of living crisis - Why it’s important to engage with your local government - Possible solutions to the cost of living crisis - How the wealthy pay less tax! - What are our taxes used for? - Is our tax money being used efficiently ? - How to save taxes with your 9-5? - The pro’s and con’s of capitalism and much more Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant Connect with Zee on TikTok here -https://www.tiktok.com/@thereluctantaccountant Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:13 - Intro 01:48 - Meet Accountant Zee 07:01 - Language is key to getting business done 09:15 - What I learnt from growing up in South London 13:33 - How I became an Accountant (by accident!) 19:33 - Confidence opens doors! 20:28 - Accounting is the plumbing of your business! 22:04 - Don’t take a loan to pay your staff’s wages…! 23:54 - A business can be profitable but go under?! 25:51- This business was taking out loans and saying it was income! 27:38 - Unbiased Ad 28:26 - Why are people on £60,000 struggling?! 33:30 - Is there a way to protect yourself against a financial crisis? 34:43 - Pay lowest interest debt first? 36:25 - Tips to weather the cost of living crisis 37:17 - We should have more empathy for our peers 38:06 - Possible solutions to the cost of living crisis? 38:41 - Opting out from interacting with local government doesn’t serve you! 39:38 - The most revolutionary way to combat the cost of living crisis 44:41 - Knowing the value of things and not the price of things 45:38 - Economic depressions makes us do this…! 47:34 - £54 million spent on a bridge that doesn’t exist..! 49:41 - What is our taxes spent on? 50:45 - inflation causes people to pay more tax 51:34 - How the wealthy pay less taxes…! 57:12 - Is it possible to save taxes like the wealthy? 58:37 - If taxes were used efficiently. What would our lives look like? 01:02:42 - In France, they tell you what your tax is used for! 01:05:34 - Saving taxes with your 9-5 01:08:33 - Pro’s and cons of capitalism 01:17:08 - Final words! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Apr 2024 07:00:00 -0000 EP. 118 - Accountant EXPLAINS: How The Wealthy REALLY Pay LESS UK Tax! ft. Zee full Savvy Wallet This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers. Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet Joining us in the booth this week is Zee who is a chartered accountant and EX-KPMG auditor. In this episode we discuss: - How Zee became an accountant accidentally - Why accounting is the plumbing of a business - Why people on £60,000 are struggling! - Tips to weather the cost of living crisis - Why it’s important to engage with your local government - Possible solutions to the cost of living crisis - How the wealthy pay less tax! - What are our taxes used for? - Is our tax money being used efficiently ? - How to save taxes with your 9-5? - The pro’s and con’s of capitalism and much more Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant Connect with Zee on TikTok here -https://www.tiktok.com/@thereluctantaccountant Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:13 - Intro 01:48 - Meet Accountant Zee 07:01 - Language is key to getting business done 09:15 - What I learnt from growing up in South London 13:33 - How I became an Accountant (by accident!) 19:33 - Confidence opens doors! 20:28 - Accounting is the plumbing of your business! 22:04 - Don’t take a loan to pay your staff’s wages…! 23:54 - A business can be profitable but go under?! 25:51- This business was taking out loans and saying it was income! 27:38 - Unbiased Ad 28:26 - Why are people on £60,000 struggling?! 33:30 - Is there a way to protect yourself against a financial crisis? 34:43 - Pay lowest interest debt first? 36:25 - Tips to weather the cost of living crisis 37:17 - We should have more empathy for our peers 38:06 - Possible solutions to the cost of living crisis? 38:41 - Opting out from interacting with local government doesn’t serve you! 39:38 - The most revolutionary way to combat the cost of living crisis 44:41 - Knowing the value of things and not the price of things 45:38 - Economic depressions makes us do this…! 47:34 - £54 million spent on a bridge that doesn’t exist..! 49:41 - What is our taxes spent on? 50:45 - inflation causes people to pay more tax 51:34 - How the wealthy pay less taxes…! 57:12 - Is it possible to save taxes like the wealthy? 58:37 - If taxes were used efficiently. What would our lives look like? 01:02:42 - In France, they tell you what your tax is used for! 01:05:34 - Saving taxes with your 9-5 01:08:33 - Pro’s and cons of capitalism 01:17:08 - Final words! Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers.


Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet


Joining us in the booth this week is Zee who is a chartered accountant and EX-KPMG auditor.


In this episode we discuss:

- How Zee became an accountant accidentally

- Why accounting is the plumbing of a business

- Why people on £60,000 are struggling!

- Tips to weather the cost of living crisis

- Why it’s important to engage with your local government

- Possible solutions to the cost of living crisis

- How the wealthy pay less tax!

- What are our taxes used for?

- Is our tax money being used efficiently ?

- How to save taxes with your 9-5?

- The pro’s and con’s of capitalism and much more


Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant


Connect with Zee on TikTok here -https://www.tiktok.com/@thereluctantaccountant


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:13 - Intro

01:48 - Meet Accountant Zee

07:01 - Language is key to getting business done

09:15 - What I learnt from growing up in South London

13:33 - How I became an Accountant (by accident!)

19:33 - Confidence opens doors!

20:28 - Accounting is the plumbing of your business!

22:04 - Don’t take a loan to pay your staff’s wages…!

23:54 - A business can be profitable but go under?!

25:51- This business was taking out loans and saying it was income!

27:38 - Unbiased Ad

28:26 - Why are people on £60,000 struggling?!

33:30 - Is there a way to protect yourself against a financial crisis?

34:43 - Pay lowest interest debt first?

36:25 - Tips to weather the cost of living crisis

37:17 - We should have more empathy for our peers

38:06 - Possible solutions to the cost of living crisis?

38:41 - Opting out from interacting with local government doesn’t serve you!

39:38 - The most revolutionary way to combat the cost of living crisis

44:41 - Knowing the value of things and not the price of things

45:38 - Economic depressions makes us do this…!

47:34 - £54 million spent on a bridge that doesn’t exist..!

49:41 - What is our taxes spent on?

50:45 - inflation causes people to pay more tax

51:34 - How the wealthy pay less taxes…!

57:12 - Is it possible to save taxes like the wealthy?

58:37 - If taxes were used efficiently. What would our lives look like?

01:02:42 - In France, they tell you what your tax is used for!

01:05:34 - Saving taxes with your 9-5

01:08:33 - Pro’s and cons of capitalism

01:17:08 - Final words!

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5008 no EP. 117 - Financial Advisor: You Won't Retire With A UK Pension If You Don’t Do This..! ft. Godfrey Asare https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/36881aad-d915-431c-a143-3a7facf10ab8 This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers.  Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet *NOTE: As of April 2024 the Full UK State Pension has increased to £11,502* Joining us in the booth this week is Godfrey Asare, a FCA regulated financial advisor. In this episode we discuss: Why Godfrey decided to become a financial advisor Money lessons that he learnt from himself  The difference between State pension, company pensions and private pensions Is it worth getting a private pension if you have a company pension? The tax benefits of having a pension as an employee and business owner How much you can put into a pension before you lose tax benefits Reasons why you shouldn’t solely rely on the state pension How contributing to a pension can help you with child tax benefits The minimum age you can get the state pension & your company/private pension Thoughts on whether the state and private pension age may increase in the future and much more Connect with Godfrey on Linkedin here Connect with Godfrey through his website here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:13 - Intro 01:48 - Meet Financial Advisor Godfrey Asare 02:59 - Growing up in Aylesbury Estate 05:17 - Playing semi-pro football! 08:57 - My Dad taught me about investing at 19! 12:23 - Money lessons I learnt from my Dad 14:49 - Different types of pensions! 17:02 -Maximise your employer pension! 17:54 -Why I setup a private pension pot 19:04 - Is everyone entitled to a state pension? 22:07 - State pension is becoming expensive for the government 27:35 - The amount you can put into a pension before you lose tax benefits! 29:21 - Pension carry forward! 32:55 - Unbiased Ad 33:42 - What ways can you contribute to a pension? 36:01 - Do this to qualify for child tax benefits! 39:35 - The benefits of a financial advisor 40:46 - If you have a company pension. Do you need a private pension? 43:57 - Contributing to a pension as a business owner 50:00 - You can take this amount from your pension tax free! 51:51 - When can you take money from your private pension? 54:23 - Balance your lifestyle needs now with your future needs! 56:17 - How much pension is needed for a £50,000 income? 58:30 - How much tax you potentially may pay on pension drawdowns! 01:01:48 - Pensions are not subject to this tax! 01:05:45 - The maximum amount of pension you can have 01:10:54 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Apr 2024 07:00:00 -0000 EP. 117 - Financial Advisor: You Won't Retire With A UK Pension If You Don’t Do This..! ft. Godfrey Asare full Savvy Wallet This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers.  Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet *NOTE: As of April 2024 the Full UK State Pension has increased to £11,502* Joining us in the booth this week is Godfrey Asare, a FCA regulated financial advisor. In this episode we discuss: Why Godfrey decided to become a financial advisor Money lessons that he learnt from himself  The difference between State pension, company pensions and private pensions Is it worth getting a private pension if you have a company pension? The tax benefits of having a pension as an employee and business owner How much you can put into a pension before you lose tax benefits Reasons why you shouldn’t solely rely on the state pension How contributing to a pension can help you with child tax benefits The minimum age you can get the state pension & your company/private pension Thoughts on whether the state and private pension age may increase in the future and much more Connect with Godfrey on Linkedin here Connect with Godfrey through his website here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:13 - Intro 01:48 - Meet Financial Advisor Godfrey Asare 02:59 - Growing up in Aylesbury Estate 05:17 - Playing semi-pro football! 08:57 - My Dad taught me about investing at 19! 12:23 - Money lessons I learnt from my Dad 14:49 - Different types of pensions! 17:02 -Maximise your employer pension! 17:54 -Why I setup a private pension pot 19:04 - Is everyone entitled to a state pension? 22:07 - State pension is becoming expensive for the government 27:35 - The amount you can put into a pension before you lose tax benefits! 29:21 - Pension carry forward! 32:55 - Unbiased Ad 33:42 - What ways can you contribute to a pension? 36:01 - Do this to qualify for child tax benefits! 39:35 - The benefits of a financial advisor 40:46 - If you have a company pension. Do you need a private pension? 43:57 - Contributing to a pension as a business owner 50:00 - You can take this amount from your pension tax free! 51:51 - When can you take money from your private pension? 54:23 - Balance your lifestyle needs now with your future needs! 56:17 - How much pension is needed for a £50,000 income? 58:30 - How much tax you potentially may pay on pension drawdowns! 01:01:48 - Pensions are not subject to this tax! 01:05:45 - The maximum amount of pension you can have 01:10:54 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers. 


Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet


*NOTE: As of April 2024 the Full UK State Pension has increased to £11,502*


Joining us in the booth this week is Godfrey Asare, a FCA regulated financial advisor.


In this episode we discuss:

  • Why Godfrey decided to become a financial advisor
  • Money lessons that he learnt from himself 
  • The difference between State pension, company pensions and private pensions
  • Is it worth getting a private pension if you have a company pension?
  • The tax benefits of having a pension as an employee and business owner
  • How much you can put into a pension before you lose tax benefits
  • Reasons why you shouldn’t solely rely on the state pension
  • How contributing to a pension can help you with child tax benefits
  • The minimum age you can get the state pension & your company/private pension
  • Thoughts on whether the state and private pension age may increase in the future and much more


Connect with Godfrey on Linkedin here


Connect with Godfrey through his website here


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:13 - Intro

01:48 - Meet Financial Advisor Godfrey Asare

02:59 - Growing up in Aylesbury Estate

05:17 - Playing semi-pro football!

08:57 - My Dad taught me about investing at 19!

12:23 - Money lessons I learnt from my Dad

14:49 - Different types of pensions!

17:02 -Maximise your employer pension!

17:54 -Why I setup a private pension pot

19:04 - Is everyone entitled to a state pension?

22:07 - State pension is becoming expensive for the government

27:35 - The amount you can put into a pension before you lose tax benefits!

29:21 - Pension carry forward!

32:55 - Unbiased Ad

33:42 - What ways can you contribute to a pension?

36:01 - Do this to qualify for child tax benefits!

39:35 - The benefits of a financial advisor

40:46 - If you have a company pension. Do you need a private pension?

43:57 - Contributing to a pension as a business owner

50:00 - You can take this amount from your pension tax free!

51:51 - When can you take money from your private pension?

54:23 - Balance your lifestyle needs now with your future needs!

56:17 - How much pension is needed for a £50,000 income?

58:30 - How much tax you potentially may pay on pension drawdowns!

01:01:48 - Pensions are not subject to this tax!

01:05:45 - The maximum amount of pension you can have

01:10:54 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4725 no EP. 116 - Financial Advisor REVEALS: Making More Money Won't Make You RICH! ft. Joseph Obeng https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/c417139d-c9ca-46bd-b7c2-ef09b4ca9a6a Joining us in the booth this week is Joseph Obeng, a qualified financial advisor with over 11 years in the financial services industry. In this episode we discuss: - Why making more money won't necessarily make you more wealthy! - What true wealth is and steps to achieve it - Why you need to 'design your life' - Identifying your relationship with money - The importance of good money allocation and tips to allocate your money better - Good debt vs bad debt - How to build wealth with your 9-5 - Money and non-money lessons Joseph learnt from his clients and much more Follow Joseph on Instagram here Get a copy of Joseph's book here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:02 - Intro 01:37 - Meet Joseph Obeng the Financial Advisor 06:12 - I’m not the typically financial advisor 07:46 - How I became a financial advisor 11:58 - More money doesn’t necessarily mean more freedom! 13:52 - People making BIG money have lifestyle inflation 15:00 - This is true financial freedom! 16:56 - People earning a lot but they’re broke! 19:26 - Why I started my own financial planning company 23:25 - Building blocks of financial planning. Your relationship with money! 26:18 - How to identify what your relationship with money is 28:05 - Misconception: Making more money won’t make you rich! 29:36 - This is true wealth! 29:59 - 80% of people had anxiety about money 31:22 - How to design the life you want! 34:59 - Understanding your current situation with your finances 39:14 - Tips to allocate your money better! 44:27 - Why do people get into debt? 46:24 - Good debt vs bad debt 47:58 - Is university bad debt? 49:31 - How to stop worrying about debt & how to tackle it! 52:52 - How to build wealth with your 9-5? 55:25 - Building wealth by being frugal? 58:38 - Money and non-money lessons from Joseph’s clients 01:02:35 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Apr 2024 07:00:00 -0000 EP. 116 - Financial Advisor REVEALS: Making More Money Won't Make You RICH! ft. Joseph Obeng full Savvy Wallet Joining us in the booth this week is Joseph Obeng, a qualified financial advisor with over 11 years in the financial services industry. In this episode we discuss: - Why making more money won't necessarily make you more wealthy! - What true wealth is and steps to achieve it - Why you need to 'design your life' - Identifying your relationship with money - The importance of good money allocation and tips to allocate your money better - Good debt vs bad debt - How to build wealth with your 9-5 - Money and non-money lessons Joseph learnt from his clients and much more Follow Joseph on Instagram here Get a copy of Joseph's book here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:02 - Intro 01:37 - Meet Joseph Obeng the Financial Advisor 06:12 - I’m not the typically financial advisor 07:46 - How I became a financial advisor 11:58 - More money doesn’t necessarily mean more freedom! 13:52 - People making BIG money have lifestyle inflation 15:00 - This is true financial freedom! 16:56 - People earning a lot but they’re broke! 19:26 - Why I started my own financial planning company 23:25 - Building blocks of financial planning. Your relationship with money! 26:18 - How to identify what your relationship with money is 28:05 - Misconception: Making more money won’t make you rich! 29:36 - This is true wealth! 29:59 - 80% of people had anxiety about money 31:22 - How to design the life you want! 34:59 - Understanding your current situation with your finances 39:14 - Tips to allocate your money better! 44:27 - Why do people get into debt? 46:24 - Good debt vs bad debt 47:58 - Is university bad debt? 49:31 - How to stop worrying about debt & how to tackle it! 52:52 - How to build wealth with your 9-5? 55:25 - Building wealth by being frugal? 58:38 - Money and non-money lessons from Joseph’s clients 01:02:35 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Joseph Obeng, a qualified financial advisor with over 11 years in the financial services industry.


In this episode we discuss:

- Why making more money won't necessarily make you more wealthy!

- What true wealth is and steps to achieve it

- Why you need to 'design your life'

- Identifying your relationship with money

- The importance of good money allocation and tips to allocate your money better

- Good debt vs bad debt

- How to build wealth with your 9-5

- Money and non-money lessons Joseph learnt from his clients and much more


Follow Joseph on Instagram here

Get a copy of Joseph's book here


Follow me on: Instagram and Tiktok

Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:02 - Intro

01:37 - Meet Joseph Obeng the Financial Advisor

06:12 - I’m not the typically financial advisor

07:46 - How I became a financial advisor

11:58 - More money doesn’t necessarily mean more freedom!

13:52 - People making BIG money have lifestyle inflation

15:00 - This is true financial freedom!

16:56 - People earning a lot but they’re broke!

19:26 - Why I started my own financial planning company

23:25 - Building blocks of financial planning. Your relationship with money!

26:18 - How to identify what your relationship with money is

28:05 - Misconception: Making more money won’t make you rich!

29:36 - This is true wealth!

29:59 - 80% of people had anxiety about money

31:22 - How to design the life you want!

34:59 - Understanding your current situation with your finances

39:14 - Tips to allocate your money better!

44:27 - Why do people get into debt?

46:24 - Good debt vs bad debt

47:58 - Is university bad debt?

49:31 - How to stop worrying about debt & how to tackle it!

52:52 - How to build wealth with your 9-5?

55:25 - Building wealth by being frugal?

58:38 - Money and non-money lessons from Joseph’s clients

01:02:35 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4255 no EP. 115 - Herbal Doctor REVEALS: 6 Powerful Herbs That Help HEAL Your Body & Beat Stress! ft. Sophia The Herbalist https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/96e6fb80-56f0-4a3a-a1b4-c9656f51cd91 Joining us in the booth this week is Sophia, who is a Medical Herbalist & qualified Endobiogenic Practitioner. In this episode we discuss: - What is herbal medicine? - The differences between herbal medicine and traditional medicine? - The pro's and cons of herbal medicine - Why people are scared of herbal medicine - How herbal medicine can help with stress and sleep - Can herbal medicine actually cure you? - The pillars of health - What is Endobiogenic Medicine and much more! Follow Sophia on Instagram here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:03 - Intro 01:38 - Meet Sophia the herbal doctor 05:27 - My faith led me to herbal medicine 09:49 - Herbal Medicine vs Traditional Medicine 11:33 - Is herbal medicine regulated? 15:41 - Running a herbal medicine practice 17:25 - Do Doctors refer to Herbal Doctors? 18:49 - What is herbal medicine? 20:32 - The benefits of Camomile 21:37 - Why are people scared of herbal medicine? 23:27 - Is herbal medicine witchcraft? 27:04 - Drawbacks of using herbal medicine 30:15 - How can herbal medicine help with Stress! 38:20 - Herbal medicine helping with sleep! 41:20 - The body is one big system 43:26 - Pillars of health 45:14 - What is Endobiogeny? 49:23 - Difference between an Endobiogeny blood test and a blood test 52:32 - Can herbal medicine actually cure you? 55:45 - How to navigate herbal medicine? 57:30 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Mar 2024 08:00:00 -0000 EP. 115 - Herbal Doctor REVEALS: 6 Powerful Herbs That Help HEAL Your Body & Beat Stress! ft. Sophia The Herbalist full Savvy Wallet Joining us in the booth this week is Sophia, who is a Medical Herbalist & qualified Endobiogenic Practitioner. In this episode we discuss: - What is herbal medicine? - The differences between herbal medicine and traditional medicine? - The pro's and cons of herbal medicine - Why people are scared of herbal medicine - How herbal medicine can help with stress and sleep - Can herbal medicine actually cure you? - The pillars of health - What is Endobiogenic Medicine and much more! Follow Sophia on Instagram here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:03 - Intro 01:38 - Meet Sophia the herbal doctor 05:27 - My faith led me to herbal medicine 09:49 - Herbal Medicine vs Traditional Medicine 11:33 - Is herbal medicine regulated? 15:41 - Running a herbal medicine practice 17:25 - Do Doctors refer to Herbal Doctors? 18:49 - What is herbal medicine? 20:32 - The benefits of Camomile 21:37 - Why are people scared of herbal medicine? 23:27 - Is herbal medicine witchcraft? 27:04 - Drawbacks of using herbal medicine 30:15 - How can herbal medicine help with Stress! 38:20 - Herbal medicine helping with sleep! 41:20 - The body is one big system 43:26 - Pillars of health 45:14 - What is Endobiogeny? 49:23 - Difference between an Endobiogeny blood test and a blood test 52:32 - Can herbal medicine actually cure you? 55:45 - How to navigate herbal medicine? 57:30 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Sophia, who is a Medical Herbalist & qualified Endobiogenic Practitioner.


In this episode we discuss:

- What is herbal medicine?

- The differences between herbal medicine and traditional medicine?

- The pro's and cons of herbal medicine

- Why people are scared of herbal medicine

- How herbal medicine can help with stress and sleep

- Can herbal medicine actually cure you?

- The pillars of health

- What is Endobiogenic Medicine and much more!


Follow Sophia on Instagram here


Follow me on: Instagram and Tiktok

Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:03 - Intro

01:38 - Meet Sophia the herbal doctor

05:27 - My faith led me to herbal medicine

09:49 - Herbal Medicine vs Traditional Medicine

11:33 - Is herbal medicine regulated?

15:41 - Running a herbal medicine practice

17:25 - Do Doctors refer to Herbal Doctors?

18:49 - What is herbal medicine?

20:32 - The benefits of Camomile

21:37 - Why are people scared of herbal medicine?

23:27 - Is herbal medicine witchcraft?

27:04 - Drawbacks of using herbal medicine

30:15 - How can herbal medicine help with Stress!

38:20 - Herbal medicine helping with sleep!

41:20 - The body is one big system

43:26 - Pillars of health

45:14 - What is Endobiogeny?

49:23 - Difference between an Endobiogeny blood test and a blood test

52:32 - Can herbal medicine actually cure you?

55:45 - How to navigate herbal medicine?

57:30 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3736 no EP. 114 - Property Experts CLASH: Flipping Property Is A Nonsense Strategy! ft. Alfred Dzadey & Property By Kazy https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/7201a3cd-9918-492a-8a93-9784b68a45bb Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry and Alfred Dzadey a property investor with a £4 million + property portfolio. In this episode we discuss: Is deal sourcing the best place to start in property? Rent to rent doesn’t offer financial freedom!  Only the top 1% of rent to renters make real money?! Only the top 1% are successful in raising money?! Steps to investing into property Property Flipping vs HMO investing Spring Budget impact on property Predictions for property in 2024 and much more! Follow Kazy on Instagram here Follow Alfred here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:18 - Intro 01:53 - Meet Alfred Dzadey 02:37 - Meet Kazy 02:56 - Is deal sourcing the best place to start in property? 05:11 - DEBATE: Rent to rent doesn’t offer financial freedom! 09:48 - Only the top 1% of rent to renters make real money?! 12:21 - Steps to investing property 13:28 - Only the top 1% are successful in raising money?! 15:08 - DEBATE: Property Flipping is a BS Strategy! 21:23 - Since 2017 flat prices in London have gone up 3% 24:17 - Flipping is a more liquid asset than the HMO model 25:00 - Sold a property 10 years ago for £310,000, today it’s worth… 28:40 - You raising money is you working! 31:08 - One property strategy has recurring incomes, the other doesn’t! 35:43 - Is property flipping still viable in 2024? 36:42 - HMO portfolios have overvalued assets! 39:28 - Landlords favour professionals?! 42:54 - Spring Budget Change - Less tax in property 45:06 - Spring Budget Change - Multiple Dwellings 47:56 - Predictions for Property in 2024 52:21 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Mar 2024 08:00:00 -0000 EP. 114 - PROPERTY Experts CLASH: Flipping Property Is A Nonsense Strategy! ft. Alfred Dzadey & Property By Kazy full Savvy Wallet Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry and Alfred Dzadey a property investor with a £4 million + property portfolio. In this episode we discuss: Is deal sourcing the best place to start in property? Rent to rent doesn’t offer financial freedom!  Only the top 1% of rent to renters make real money?! Only the top 1% are successful in raising money?! Steps to investing into property Property Flipping vs HMO investing Spring Budget impact on property Predictions for property in 2024 and much more! Follow Kazy on Instagram here Follow Alfred here Follow me on: Instagram and Tiktok Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:18 - Intro 01:53 - Meet Alfred Dzadey 02:37 - Meet Kazy 02:56 - Is deal sourcing the best place to start in property? 05:11 - DEBATE: Rent to rent doesn’t offer financial freedom! 09:48 - Only the top 1% of rent to renters make real money?! 12:21 - Steps to investing property 13:28 - Only the top 1% are successful in raising money?! 15:08 - DEBATE: Property Flipping is a BS Strategy! 21:23 - Since 2017 flat prices in London have gone up 3% 24:17 - Flipping is a more liquid asset than the HMO model 25:00 - Sold a property 10 years ago for £310,000, today it’s worth… 28:40 - You raising money is you working! 31:08 - One property strategy has recurring incomes, the other doesn’t! 35:43 - Is property flipping still viable in 2024? 36:42 - HMO portfolios have overvalued assets! 39:28 - Landlords favour professionals?! 42:54 - Spring Budget Change - Less tax in property 45:06 - Spring Budget Change - Multiple Dwellings 47:56 - Predictions for Property in 2024 52:21 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry and Alfred Dzadey a property investor with a £4 million + property portfolio.


In this episode we discuss:

  • Is deal sourcing the best place to start in property?
  • Rent to rent doesn’t offer financial freedom! 
  • Only the top 1% of rent to renters make real money?!
  • Only the top 1% are successful in raising money?!
  • Steps to investing into property
  • Property Flipping vs HMO investing
  • Spring Budget impact on property
  • Predictions for property in 2024 and much more!


Follow Kazy on Instagram here


Follow Alfred here


Follow me on: Instagram and Tiktok

Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:18 - Intro

01:53 - Meet Alfred Dzadey

02:37 - Meet Kazy

02:56 - Is deal sourcing the best place to start in property?

05:11 - DEBATE: Rent to rent doesn’t offer financial freedom!

09:48 - Only the top 1% of rent to renters make real money?!

12:21 - Steps to investing property

13:28 - Only the top 1% are successful in raising money?!

15:08 - DEBATE: Property Flipping is a BS Strategy!

21:23 - Since 2017 flat prices in London have gone up 3%

24:17 - Flipping is a more liquid asset than the HMO model

25:00 - Sold a property 10 years ago for £310,000, today it’s worth…

28:40 - You raising money is you working!

31:08 - One property strategy has recurring incomes, the other doesn’t!

35:43 - Is property flipping still viable in 2024?

36:42 - HMO portfolios have overvalued assets!

39:28 - Landlords favour professionals?!

42:54 - Spring Budget Change - Less tax in property

45:06 - Spring Budget Change - Multiple Dwellings

47:56 - Predictions for Property in 2024

52:21 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3561 no EP. 113 - Career Expert REVEALS: 3 Things You MUST Do To Get A £10,000+ Pay Rise ft. Adelle Thompson https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/eddb6f36-19f7-412f-8742-c97d3ecc535f Joining us in the booth this week is Adelle Thompson a HR & Recruitment expert with over 13 years experience in the industry. In this episode we discuss: - How Adelle transitioned from Teaching to Recruitment - Steps to change careers - Rules for answering what are your salary expectations! - Does prior salary have an impact on future salary - Things to avoid saying in a job interview…! - Negotiating your salary, annual leave & more! - What companies are looking for in your CV & Interviews - How to get a pay rise within 6 months of a new role and more! Follow Adelle on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:03 - Intro 01:35 - Meet HR Expert: Adelle 05:57 - Growing up in West London 09:56 - I feel into Teaching! 13:08 - In your career, stop worrying about this! 14:49 - How I got my first HR job with no qualifications and no experience 17:12 - It’s your job when you’re changing industry to connect the dots! 19:00 - It’s easier to move roles than an industry 21:23 - The rules for answering what are your salary expectations! 25:08 - Why companies don’t advertise the salary 28:31 - How to negotiate your salary, annual leave & more! 33:05 - Does prior salary have an impact on future salary? 35:59 - Do companies go for the cheapest candidates? 40:13 - Are you interviewing at the level of the money you’re asking for? 42:43 - Things to avoid saying in a job interview…! 45:00 - Should you ask questions at the end of your interview? 46:17 - I got a pay rise within the first 6 months 48:21 - What are companies looking for in your CV & Interviews! 52:46 - How to get a pay rise within 6 months of a new role! 57:15 - Is it possible to get a £10k - £15k pay rise within a company? 01:00:37 - Valid and not valid reasons for asking for a pay rise 01:04:08 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Mar 2024 08:00:00 -0000 EP. 113 - Career Expert REVEALS: 3 Things You MUST Do To Get A £10,000+ Pay Rise ft. Adelle Thompson full Savvy Wallet Joining us in the booth this week is Adelle Thompson a HR & Recruitment expert with over 13 years experience in the industry. In this episode we discuss: - How Adelle transitioned from Teaching to Recruitment - Steps to change careers - Rules for answering what are your salary expectations! - Does prior salary have an impact on future salary - Things to avoid saying in a job interview…! - Negotiating your salary, annual leave & more! - What companies are looking for in your CV & Interviews - How to get a pay rise within 6 months of a new role and more! Follow Adelle on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:03 - Intro 01:35 - Meet HR Expert: Adelle 05:57 - Growing up in West London 09:56 - I feel into Teaching! 13:08 - In your career, stop worrying about this! 14:49 - How I got my first HR job with no qualifications and no experience 17:12 - It’s your job when you’re changing industry to connect the dots! 19:00 - It’s easier to move roles than an industry 21:23 - The rules for answering what are your salary expectations! 25:08 - Why companies don’t advertise the salary 28:31 - How to negotiate your salary, annual leave & more! 33:05 - Does prior salary have an impact on future salary? 35:59 - Do companies go for the cheapest candidates? 40:13 - Are you interviewing at the level of the money you’re asking for? 42:43 - Things to avoid saying in a job interview…! 45:00 - Should you ask questions at the end of your interview? 46:17 - I got a pay rise within the first 6 months 48:21 - What are companies looking for in your CV & Interviews! 52:46 - How to get a pay rise within 6 months of a new role! 57:15 - Is it possible to get a £10k - £15k pay rise within a company? 01:00:37 - Valid and not valid reasons for asking for a pay rise 01:04:08 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Adelle Thompson a HR & Recruitment expert with over 13 years experience in the industry.


In this episode we discuss:

- How Adelle transitioned from Teaching to Recruitment

- Steps to change careers

- Rules for answering what are your salary expectations!

- Does prior salary have an impact on future salary

- Things to avoid saying in a job interview…!

- Negotiating your salary, annual leave & more!

- What companies are looking for in your CV & Interviews

- How to get a pay rise within 6 months of a new role and more!


Follow Adelle on Instagram here


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:03 - Intro

01:35 - Meet HR Expert: Adelle

05:57 - Growing up in West London

09:56 - I feel into Teaching!

13:08 - In your career, stop worrying about this!

14:49 - How I got my first HR job with no qualifications and no experience

17:12 - It’s your job when you’re changing industry to connect the dots!

19:00 - It’s easier to move roles than an industry

21:23 - The rules for answering what are your salary expectations!

25:08 - Why companies don’t advertise the salary

28:31 - How to negotiate your salary, annual leave & more!

33:05 - Does prior salary have an impact on future salary?

35:59 - Do companies go for the cheapest candidates?

40:13 - Are you interviewing at the level of the money you’re asking for?

42:43 - Things to avoid saying in a job interview…!

45:00 - Should you ask questions at the end of your interview?

46:17 - I got a pay rise within the first 6 months

48:21 - What are companies looking for in your CV & Interviews!

52:46 - How to get a pay rise within 6 months of a new role!

57:15 - Is it possible to get a £10k - £15k pay rise within a company?

01:00:37 - Valid and not valid reasons for asking for a pay rise

01:04:08 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4343 no EP. 112 - Accountant REVEALS: 4 Things You MUST Do To Build And Preserve Wealth! ft. Crosby Enninful https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/8a5db3b1-5904-41ad-9959-fa7504fe3e4e Joining us in the booth this week is Crosby Enninful a chartered FCCA accountant with over 12 years experience and founder of Egbenn Accountancy Services which he has been running for 5 years. In this episode we discuss: - The importance of being strategic with your career - Why you should value learning skills over money - How Crosby went from £18,000 to over six figures - 4 habits you need to adopt to help you build wealth - Creating an automated system around your money - How to not let your budget diminish your quality of life - How to avoid lifestyle inflation - The importance of passive income and the dangers if you don’t have one - People being good at creating wealth but not preserving it and much more Follow Crosby on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:00 - Intro 01:35 - Meet Crosby Enninful the Accountant 03:50 - Growing up in Essex 05:54 - When you’re younger you don’t really appreciate your parents 09:30 - Staring at £18,000 as an accountant trainee 13:15 - Saving is just as important as having good credit! 16:02 - If you want to earn more money you have to move around! 19:09 - Getting a £1k pay rise, felt like a slap in the face 20:15 - Job promotions are scams (sometimes!) 23:26 - It was just about earning more, it was about upskilling 25:41 - Did my expenses change even though I earn six figures? 27:02 - I don’t like money in my account that is not mine! 28:33 - Pro’s and cons of setting up your own accountancy firm/business 31:00 - The biggest surprises with business 32:42 - Your team is vital to creating a successful business 34:05 - 4 habits to build Wealth in 2024 and beyond 43:08 - Can budgeting help you build Wealth? 46:17 - Budgeting can make you stingy…how to counter this! 49:26 - Reward yourself to where you are NOT what you have 54:29 - Millionaires and the myth of Seven Sources of Income 56:11 - The most surprising Income I’ve seen…! 59:08 - The importance of Passive Income & dangers if you don’t have one 01:03:01 - People good at creating Wealth but not preserving Wealth! 01:08:23 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Mar 2024 08:00:00 -0000 EP. 112 - Accountant REVEALS: 4 Things You MUST Do To Build And Preserve Wealth! ft. Crosby Enninful full Savvy Wallet Joining us in the booth this week is Crosby Enninful a chartered FCCA accountant with over 12 years experience and founder of Egbenn Accountancy Services which he has been running for 5 years. In this episode we discuss: - The importance of being strategic with your career - Why you should value learning skills over money - How Crosby went from £18,000 to over six figures - 4 habits you need to adopt to help you build wealth - Creating an automated system around your money - How to not let your budget diminish your quality of life - How to avoid lifestyle inflation - The importance of passive income and the dangers if you don’t have one - People being good at creating wealth but not preserving it and much more Follow Crosby on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:00 - Intro 01:35 - Meet Crosby Enninful the Accountant 03:50 - Growing up in Essex 05:54 - When you’re younger you don’t really appreciate your parents 09:30 - Staring at £18,000 as an accountant trainee 13:15 - Saving is just as important as having good credit! 16:02 - If you want to earn more money you have to move around! 19:09 - Getting a £1k pay rise, felt like a slap in the face 20:15 - Job promotions are scams (sometimes!) 23:26 - It was just about earning more, it was about upskilling 25:41 - Did my expenses change even though I earn six figures? 27:02 - I don’t like money in my account that is not mine! 28:33 - Pro’s and cons of setting up your own accountancy firm/business 31:00 - The biggest surprises with business 32:42 - Your team is vital to creating a successful business 34:05 - 4 habits to build Wealth in 2024 and beyond 43:08 - Can budgeting help you build Wealth? 46:17 - Budgeting can make you stingy…how to counter this! 49:26 - Reward yourself to where you are NOT what you have 54:29 - Millionaires and the myth of Seven Sources of Income 56:11 - The most surprising Income I’ve seen…! 59:08 - The importance of Passive Income & dangers if you don’t have one 01:03:01 - People good at creating Wealth but not preserving Wealth! 01:08:23 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Crosby Enninful a chartered FCCA accountant with over 12 years experience and founder of Egbenn Accountancy Services which he has been running for 5 years.


In this episode we discuss:


- The importance of being strategic with your career

- Why you should value learning skills over money

- How Crosby went from £18,000 to over six figures

- 4 habits you need to adopt to help you build wealth

- Creating an automated system around your money

- How to not let your budget diminish your quality of life

- How to avoid lifestyle inflation

- The importance of passive income and the dangers if you don’t have one

- People being good at creating wealth but not preserving it and much more


Follow Crosby on Instagram here


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:00 - Intro

01:35 - Meet Crosby Enninful the Accountant

03:50 - Growing up in Essex

05:54 - When you’re younger you don’t really appreciate your parents

09:30 - Staring at £18,000 as an accountant trainee

13:15 - Saving is just as important as having good credit!

16:02 - If you want to earn more money you have to move around!

19:09 - Getting a £1k pay rise, felt like a slap in the face

20:15 - Job promotions are scams (sometimes!)

23:26 - It was just about earning more, it was about upskilling

25:41 - Did my expenses change even though I earn six figures?

27:02 - I don’t like money in my account that is not mine!

28:33 - Pro’s and cons of setting up your own accountancy firm/business

31:00 - The biggest surprises with business

32:42 - Your team is vital to creating a successful business

34:05 - 4 habits to build Wealth in 2024 and beyond

43:08 - Can budgeting help you build Wealth?

46:17 - Budgeting can make you stingy…how to counter this!

49:26 - Reward yourself to where you are NOT what you have

54:29 - Millionaires and the myth of Seven Sources of Income

56:11 - The most surprising Income I’ve seen…!

59:08 - The importance of Passive Income & dangers if you don’t have one

01:03:01 - People good at creating Wealth but not preserving Wealth!

01:08:23 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4525 no EP. 111 - Property Expert REVEALS: Top Property Strategies To Make Money In 2024 ft. Property By Kazy https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/e2af4a08-f33f-4a53-8e6e-732378d12fb5 Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry.  In this episode we discuss: The importance of balance in your life The impact of chasing success Doing business in Dubai with companies like Coach and Sephora Rental market in London being strong Buying 4 properties from auction in Feb How long a typical property flip takes Best property strategies for 2024 3 Legal changes that have money making potential with property and much more Follow Kazy on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:09 - Intro 01:44 - I bidded for 5/6 properties at auction and won none! 03:29 - Meet Property By Kazy 04:50 Doing business in Dubai, working with Sephora and Coach 09:52 - More comfortable you are as you, the more successful you can be as you 11:54 - Success impact’s on family and close friends 14:07 - For me Money = freedom 17:16 - Does Kazy still do property flips in 2024? 18:53 - Tax changes had led to buy to let properties costing people money! 20:06 - The rent demand in London is crazy! 23:36 - Flipping property from £500,000 to £1.5 million 27:29 - Maida vale property can get me min £50k profit 29:29 - How long does a typical property flip take? 31:09 - Sometimes you have to accept you’re not as good as you think you are 33:38 - Interest rates hasn’t really affected property flips 37:06 - The Louis Vuitton of Property 38:30 - What is a bridging loan? 39:34 - Best property strategies for 2024 43:19 - 3 Legal changes that have money making potential with property 48:46 - The property by Kazy community 51:36 - My members success. One member made six figures on their first deal 57:30 - Property by Kazy community open till the 28th Feb (possibly) 58:14 - Property by Kazy Youtube Channel 59:43 - Converting a weed house into two luxury houses 01:01:49 - Finals words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Feb 2024 08:00:00 -0000 EP. 111 - Property Expert REVEALS: Top Property Strategies To Make Money In 2024 ft. Property By Kazy full Savvy Wallet Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry.  In this episode we discuss: The importance of balance in your life The impact of chasing success Doing business in Dubai with companies like Coach and Sephora Rental market in London being strong Buying 4 properties from auction in Feb How long a typical property flip takes Best property strategies for 2024 3 Legal changes that have money making potential with property and much more Follow Kazy on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:09 - Intro 01:44 - I bidded for 5/6 properties at auction and won none! 03:29 - Meet Property By Kazy 04:50 Doing business in Dubai, working with Sephora and Coach 09:52 - More comfortable you are as you, the more successful you can be as you 11:54 - Success impact’s on family and close friends 14:07 - For me Money = freedom 17:16 - Does Kazy still do property flips in 2024? 18:53 - Tax changes had led to buy to let properties costing people money! 20:06 - The rent demand in London is crazy! 23:36 - Flipping property from £500,000 to £1.5 million 27:29 - Maida vale property can get me min £50k profit 29:29 - How long does a typical property flip take? 31:09 - Sometimes you have to accept you’re not as good as you think you are 33:38 - Interest rates hasn’t really affected property flips 37:06 - The Louis Vuitton of Property 38:30 - What is a bridging loan? 39:34 - Best property strategies for 2024 43:19 - 3 Legal changes that have money making potential with property 48:46 - The property by Kazy community 51:36 - My members success. One member made six figures on their first deal 57:30 - Property by Kazy community open till the 28th Feb (possibly) 58:14 - Property by Kazy Youtube Channel 59:43 - Converting a weed house into two luxury houses 01:01:49 - Finals words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry. 


In this episode we discuss:

  • The importance of balance in your life
  • The impact of chasing success
  • Doing business in Dubai with companies like Coach and Sephora
  • Rental market in London being strong
  • Buying 4 properties from auction in Feb
  • How long a typical property flip takes
  • Best property strategies for 2024
  • 3 Legal changes that have money making potential with property and much more


Follow Kazy on Instagram here


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:09 - Intro

01:44 - I bidded for 5/6 properties at auction and won none!

03:29 - Meet Property By Kazy

04:50 Doing business in Dubai, working with Sephora and Coach

09:52 - More comfortable you are as you, the more successful you can be as you

11:54 - Success impact’s on family and close friends

14:07 - For me Money = freedom

17:16 - Does Kazy still do property flips in 2024?

18:53 - Tax changes had led to buy to let properties costing people money!

20:06 - The rent demand in London is crazy!

23:36 - Flipping property from £500,000 to £1.5 million

27:29 - Maida vale property can get me min £50k profit

29:29 - How long does a typical property flip take?

31:09 - Sometimes you have to accept you’re not as good as you think you are

33:38 - Interest rates hasn’t really affected property flips

37:06 - The Louis Vuitton of Property

38:30 - What is a bridging loan?

39:34 - Best property strategies for 2024

43:19 - 3 Legal changes that have money making potential with property

48:46 - The property by Kazy community

51:36 - My members success. One member made six figures on their first deal

57:30 - Property by Kazy community open till the 28th Feb (possibly)

58:14 - Property by Kazy Youtube Channel

59:43 - Converting a weed house into two luxury houses

01:01:49 - Finals words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4182 no EP. 110 - ACCOUNTANT EXPOSES: The UK Tax System Isn’t Designed For You To Get Rich…! ft. Benedicta Egbeme https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/7cea896c-797a-4138-9a67-c989f301dd7e Joining us in the booth this week is Benedicta Egbeme, who is a CIMA Qualified Accountant, Management Consultant and Business Finance Coach. In this episode we discuss: - The income tax allowance - How much you get taxed and at what salary - The UK Tax system incentivising business owners - Government getting rid of the dividend allowance - How employees can reduce their tax liabilities - The impact of the income tax allowance being frozen till 2028 - What to do once you've received your tax code - HMRC targeting people with side hustles and much more Follow Benedicta on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:00 - Intro 01:35 - Meet Benedicta the Accountant 05:17 - What is the income tax allowance 09:13 - This happens if you earn over £100,000 11:25 - UK Tax Systems wants everyone one the same level 12:24 - Being an employee is a scam….Businesses pay less tax! 18:52 - How to reduce your tax liabilities as an employee…! 22:09 - If you earn £100,000 you have to do a self-assessment 23:06 - People don’t want to be responsible for their money 25:14 - Income tax rate frozen until 2028, how it affects you 26:52 - Why is the government getting rid of the dividend allowance? 30:12 - The UK has a better system than most… 34:45 - Do this once you receive your Tax code…. 36:36 - HMRC targeting side hustlers…has anything changed…? 41:21 -If you don’t pay tax what will happen? 45:04 - How to pay your tax bills…! 46:32 - How far will HMRC go back with the side hustles 49:39 - You live in a country that has allowed you to make money safely…! 52:59 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Feb 2024 08:00:00 -0000 EP. 110 - ACCOUNTANT EXPOSES: The UK Tax System Isn’t Designed For You To Get Rich…! ft. Benedicta Egbeme full Savvy Wallet Joining us in the booth this week is Benedicta Egbeme, who is a CIMA Qualified Accountant, Management Consultant and Business Finance Coach. In this episode we discuss: - The income tax allowance - How much you get taxed and at what salary - The UK Tax system incentivising business owners - Government getting rid of the dividend allowance - How employees can reduce their tax liabilities - The impact of the income tax allowance being frozen till 2028 - What to do once you've received your tax code - HMRC targeting people with side hustles and much more Follow Benedicta on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:00 - Intro 01:35 - Meet Benedicta the Accountant 05:17 - What is the income tax allowance 09:13 - This happens if you earn over £100,000 11:25 - UK Tax Systems wants everyone one the same level 12:24 - Being an employee is a scam….Businesses pay less tax! 18:52 - How to reduce your tax liabilities as an employee…! 22:09 - If you earn £100,000 you have to do a self-assessment 23:06 - People don’t want to be responsible for their money 25:14 - Income tax rate frozen until 2028, how it affects you 26:52 - Why is the government getting rid of the dividend allowance? 30:12 - The UK has a better system than most… 34:45 - Do this once you receive your Tax code…. 36:36 - HMRC targeting side hustlers…has anything changed…? 41:21 -If you don’t pay tax what will happen? 45:04 - How to pay your tax bills…! 46:32 - How far will HMRC go back with the side hustles 49:39 - You live in a country that has allowed you to make money safely…! 52:59 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Benedicta Egbeme, who is a CIMA Qualified Accountant, Management Consultant and Business Finance Coach.


In this episode we discuss:

- The income tax allowance

- How much you get taxed and at what salary

- The UK Tax system incentivising business owners

- Government getting rid of the dividend allowance

- How employees can reduce their tax liabilities

- The impact of the income tax allowance being frozen till 2028

- What to do once you've received your tax code

- HMRC targeting people with side hustles and much more


Follow Benedicta on Instagram here


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

01:00 - Intro

01:35 - Meet Benedicta the Accountant

05:17 - What is the income tax allowance

09:13 - This happens if you earn over £100,000

11:25 - UK Tax Systems wants everyone one the same level

12:24 - Being an employee is a scam….Businesses pay less tax!

18:52 - How to reduce your tax liabilities as an employee…!

22:09 - If you earn £100,000 you have to do a self-assessment

23:06 - People don’t want to be responsible for their money

25:14 - Income tax rate frozen until 2028, how it affects you

26:52 - Why is the government getting rid of the dividend allowance?

30:12 - The UK has a better system than most…

34:45 - Do this once you receive your Tax code….

36:36 - HMRC targeting side hustlers…has anything changed…?

41:21 -If you don’t pay tax what will happen?

45:04 - How to pay your tax bills…!

46:32 - How far will HMRC go back with the side hustles

49:39 - You live in a country that has allowed you to make money safely…!

52:59 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3757 no EP. 109 - How I Got A Tech Job With No Experience & No Degree! ft. Maya Saffron https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/84238f23-38ff-4a5f-9ede-2d5c021d52e1 Joining us in the booth this week is Maya Saffron, who is a technical architect and founder of the maya’s minutes podcast. In this episode we discuss:  The differences between growing up in East London vs North London Why going to Uni isn’t essential Why she became a PT and quit that to get into Tech The exact steps of how Maya got a tech role without a uni degree Pro’s and cons of working in the tech industry Navigating the tech industry as a woman Most valuable tech skills to learn in 2024 (with salaries) Tips on how you can land your next tech role  The future of the tech industry and much more Follow Maya on Instagram Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Timestamps 00:00 - Preview 01:01 - Intro 01:36 - Benefits of going on holiday in Jan…! 06:16 - Meet Maya Saffron 09:34 - East London vs North London: the hustle mindset was different! 15:26 - I didn’t tell my parent’s I wasn’t going to uni…! 20:01 - Getting a degree doesn’t equal success…! 23:10 - Why I became a personal trainer 28:41- You have to be willing to sell your skills…! 33:59 - Didn’t need social media to make money as a PT 37:00 - Why I switched to the tech industry 38:17 - I did a course to get my tech skills..! 39:44 - The exact steps I took to get my first tech role 43:58 - Why are people scared to message people on Linkedin ? 46:08 - You just need one chance and the opportunities will come 47:20 - Always ask for what you want! (Salary, benefits etc) 51:18 - I learnt this working in tech. 54:07 - Bouncing back from redundancy! 56:46 - Write your wish list for your next job opportunity…! 01:01:56 - Top soft skills for tech…! 01:05:41 - Most valuable tech skills to learn in 2024 01:10:07 - Pro’s and cons of working in the tech industry…! 01:12:20 - Navigating the tech industry as a woman 01:15:49 - 2024: How would you get a tech role today? 01:16:29 - The future of the tech industry 01:17:27 - Maya’s minutes podcast! 01:20:32 - Black community needs more diverse conversations…! 01:28:50 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Feb 2024 08:00:00 -0000 EP. 109 - How I Got A Tech Job With No Experience & No Degree! ft. Maya Saffron full Savvy Wallet Joining us in the booth this week is Maya Saffron, who is a technical architect and founder of the maya’s minutes podcast. In this episode we discuss:  The differences between growing up in East London vs North London Why going to Uni isn’t essential Why she became a PT and quit that to get into Tech The exact steps of how Maya got a tech role without a uni degree Pro’s and cons of working in the tech industry Navigating the tech industry as a woman Most valuable tech skills to learn in 2024 (with salaries) Tips on how you can land your next tech role  The future of the tech industry and much more Follow Maya on Instagram Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Timestamps 00:00 - Preview 01:01 - Intro 01:36 - Benefits of going on holiday in Jan…! 06:16 - Meet Maya Saffron 09:34 - East London vs North London: the hustle mindset was different! 15:26 - I didn’t tell my parent’s I wasn’t going to uni…! 20:01 - Getting a degree doesn’t equal success…! 23:10 - Why I became a personal trainer 28:41- You have to be willing to sell your skills…! 33:59 - Didn’t need social media to make money as a PT 37:00 - Why I switched to the tech industry 38:17 - I did a course to get my tech skills..! 39:44 - The exact steps I took to get my first tech role 43:58 - Why are people scared to message people on Linkedin ? 46:08 - You just need one chance and the opportunities will come 47:20 - Always ask for what you want! (Salary, benefits etc) 51:18 - I learnt this working in tech. 54:07 - Bouncing back from redundancy! 56:46 - Write your wish list for your next job opportunity…! 01:01:56 - Top soft skills for tech…! 01:05:41 - Most valuable tech skills to learn in 2024 01:10:07 - Pro’s and cons of working in the tech industry…! 01:12:20 - Navigating the tech industry as a woman 01:15:49 - 2024: How would you get a tech role today? 01:16:29 - The future of the tech industry 01:17:27 - Maya’s minutes podcast! 01:20:32 - Black community needs more diverse conversations…! 01:28:50 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Maya Saffron, who is a technical architect and founder of the maya’s minutes podcast.


In this episode we discuss: 

  • The differences between growing up in East London vs North London
  • Why going to Uni isn’t essential
  • Why she became a PT and quit that to get into Tech
  • The exact steps of how Maya got a tech role without a uni degree
  • Pro’s and cons of working in the tech industry
  • Navigating the tech industry as a woman
  • Most valuable tech skills to learn in 2024 (with salaries)
  • Tips on how you can land your next tech role 
  • The future of the tech industry and much more


Follow Maya on Instagram


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Timestamps

00:00 - Preview

01:01 - Intro

01:36 - Benefits of going on holiday in Jan…!

06:16 - Meet Maya Saffron

09:34 - East London vs North London: the hustle mindset was different!

15:26 - I didn’t tell my parent’s I wasn’t going to uni…!

20:01 - Getting a degree doesn’t equal success…!

23:10 - Why I became a personal trainer

28:41- You have to be willing to sell your skills…!

33:59 - Didn’t need social media to make money as a PT

37:00 - Why I switched to the tech industry

38:17 - I did a course to get my tech skills..!

39:44 - The exact steps I took to get my first tech role

43:58 - Why are people scared to message people on Linkedin ?

46:08 - You just need one chance and the opportunities will come

47:20 - Always ask for what you want! (Salary, benefits etc)

51:18 - I learnt this working in tech.

54:07 - Bouncing back from redundancy!

56:46 - Write your wish list for your next job opportunity…!

01:01:56 - Top soft skills for tech…!

01:05:41 - Most valuable tech skills to learn in 2024

01:10:07 - Pro’s and cons of working in the tech industry…!

01:12:20 - Navigating the tech industry as a woman

01:15:49 - 2024: How would you get a tech role today?

01:16:29 - The future of the tech industry

01:17:27 - Maya’s minutes podcast!

01:20:32 - Black community needs more diverse conversations…!

01:28:50 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5853 no EP. 109 Coming Out 12th February https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/839f19da-0e74-46b1-955d-6cccd4250c5e The podcast will be on a short break and will resume on the 12th February. Thanks for your patience. Ato Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Feb 2024 08:00:00 -0000 EP. 109 Coming Out 12th February full Savvy Wallet The podcast will be on a short break and will resume on the 12th February. Thanks for your patience. Ato Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices The podcast will be on a short break and will resume on the 12th February. Thanks for your patience.


Ato



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 161 no EP. 108 - Secret to Nala's Baby's Success, Working With Aitch, Selling My Label Business & More ft. David Olusegun https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/2cf2a85c-5f42-4e33-b9c4-f2f4bb71abfa Joining us in the booth this week is David Olusegun, founder of creative control ventures that has partnered with celebrities like Krept & Sasha to launch Nala’s Baby Skincare and Aitch to launch Syps.  David has worked at the likes of Warner Music, MTV, Nickelodeon, Kobalt Music, HIT entertainment and founded two companies prior to creative control. In this episode we discuss: How South London prepared him for the business world Travelling opening his eyes to more Losing out on millions from his first business Working for MTV and Hit Entertainment Starting a record label under Warner Music UK Why David sold his two businesses Working with Krept and Sasha on Nala’s Baby Skincare Reasons Nala’s baby products sold out within 10 minutes Working with Aitch on Syps Lessons in branding and product all businesses should follow and more! Follow David on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:52 - Intro 01:27 - Meet David Olusegun 05:47 - South London equips you with… 08:40 - What’s the easiest path to your goal 11:03 - Valedictorian Speech at University 13:38 - I lost out on millions because of this….! 18:58 - Travelling opened my eyes 22:40 - I rate my family for coming to the UK. 26:06 - From Law Degree to MTV 32:04 - Growing Hit Entertainment’s consumer dept to 8 figures 35:41 - If you’re 80 and you’re about to die what was your life like…! 38:00 - First business I sold…trying to buy it back! 40:55 - The success or failure of business comes down to people 42:54 - Starting a record label under Warner Music UK 48:32 - Why I sold my record label…impact over profits! 50:48 - Rihanna’s Fenty deal with LVMH inspired my idea…! 52:55 - Some people will do anything for money! 54:42 - The byproduct of success will bring money 57:59 - Working with Krept & Sasha on Nala’s Baby. Working with Aitch on Syps 01:02:47 - If your product isn’t unique forget about it! 01:04:35 - Lessons in product all businesses should follow….! 01:11:34 - Behind the scenes of Nala’s baby selling out in 10 mins 01:12:48 - Why Nala’s baby skincare was a success 01:17:18 - Lessons in branding all businesses should follow…! 01:19:26 - Don’t underestimate word of mouth 01:22:04 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Jan 2024 08:00:00 -0000 EP. 108 - Secret to Nala's Baby's Success, Working With Aitch, Selling My Label Business & More ft. David Olusegun full Savvy Wallet Joining us in the booth this week is David Olusegun, founder of creative control ventures that has partnered with celebrities like Krept & Sasha to launch Nala’s Baby Skincare and Aitch to launch Syps.  David has worked at the likes of Warner Music, MTV, Nickelodeon, Kobalt Music, HIT entertainment and founded two companies prior to creative control. In this episode we discuss: How South London prepared him for the business world Travelling opening his eyes to more Losing out on millions from his first business Working for MTV and Hit Entertainment Starting a record label under Warner Music UK Why David sold his two businesses Working with Krept and Sasha on Nala’s Baby Skincare Reasons Nala’s baby products sold out within 10 minutes Working with Aitch on Syps Lessons in branding and product all businesses should follow and more! Follow David on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:52 - Intro 01:27 - Meet David Olusegun 05:47 - South London equips you with… 08:40 - What’s the easiest path to your goal 11:03 - Valedictorian Speech at University 13:38 - I lost out on millions because of this….! 18:58 - Travelling opened my eyes 22:40 - I rate my family for coming to the UK. 26:06 - From Law Degree to MTV 32:04 - Growing Hit Entertainment’s consumer dept to 8 figures 35:41 - If you’re 80 and you’re about to die what was your life like…! 38:00 - First business I sold…trying to buy it back! 40:55 - The success or failure of business comes down to people 42:54 - Starting a record label under Warner Music UK 48:32 - Why I sold my record label…impact over profits! 50:48 - Rihanna’s Fenty deal with LVMH inspired my idea…! 52:55 - Some people will do anything for money! 54:42 - The byproduct of success will bring money 57:59 - Working with Krept & Sasha on Nala’s Baby. Working with Aitch on Syps 01:02:47 - If your product isn’t unique forget about it! 01:04:35 - Lessons in product all businesses should follow….! 01:11:34 - Behind the scenes of Nala’s baby selling out in 10 mins 01:12:48 - Why Nala’s baby skincare was a success 01:17:18 - Lessons in branding all businesses should follow…! 01:19:26 - Don’t underestimate word of mouth 01:22:04 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is David Olusegun, founder of creative control ventures that has partnered with celebrities like Krept & Sasha to launch Nala’s Baby Skincare and Aitch to launch Syps. 


David has worked at the likes of Warner Music, MTV, Nickelodeon, Kobalt Music, HIT entertainment and founded two companies prior to creative control.


In this episode we discuss:

  • How South London prepared him for the business world
  • Travelling opening his eyes to more
  • Losing out on millions from his first business
  • Working for MTV and Hit Entertainment
  • Starting a record label under Warner Music UK
  • Why David sold his two businesses
  • Working with Krept and Sasha on Nala’s Baby Skincare
  • Reasons Nala’s baby products sold out within 10 minutes
  • Working with Aitch on Syps
  • Lessons in branding and product all businesses should follow and more!


Follow David on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:52 - Intro

01:27 - Meet David Olusegun

05:47 - South London equips you with…

08:40 - What’s the easiest path to your goal

11:03 - Valedictorian Speech at University

13:38 - I lost out on millions because of this….!

18:58 - Travelling opened my eyes

22:40 - I rate my family for coming to the UK.

26:06 - From Law Degree to MTV

32:04 - Growing Hit Entertainment’s consumer dept to 8 figures

35:41 - If you’re 80 and you’re about to die what was your life like…!

38:00 - First business I sold…trying to buy it back!

40:55 - The success or failure of business comes down to people

42:54 - Starting a record label under Warner Music UK

48:32 - Why I sold my record label…impact over profits!

50:48 - Rihanna’s Fenty deal with LVMH inspired my idea…!

52:55 - Some people will do anything for money!

54:42 - The byproduct of success will bring money

57:59 - Working with Krept & Sasha on Nala’s Baby. Working with Aitch on Syps

01:02:47 - If your product isn’t unique forget about it!

01:04:35 - Lessons in product all businesses should follow….!

01:11:34 - Behind the scenes of Nala’s baby selling out in 10 mins

01:12:48 - Why Nala’s baby skincare was a success

01:17:18 - Lessons in branding all businesses should follow…!

01:19:26 - Don’t underestimate word of mouth

01:22:04 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5516 no EP. 107 - Lessons learnt from Google, Changing The Hair Industry With Tech & More! ft. Antoinette Ale https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a3a059a6-9f31-48b9-9d89-1c58595b303f Joining us in the booth this week is Antoinette Ale, the founder of Tressly which is a Website builder & booking software for hairstylists. In this episode we discuss: Life growing up in Ghana and the difficult of transitioning to the UK Tressly & how it seeks to disrupt the hair industry and support hairstylists to grow their business Why getting customer feedback on your product is vital to it's success Lessons learnt from doing accelerators with Barclays, Sky & Google The importance of knowing the future of the industry The decline of the salon model Lack of formal education on diverse hair Debate: Natural hair vs Non-natural hair Pro's and con's of having a co-founder How to stop getting distracted and much more! Follow Antoinette on Instagram here Follow Tressly on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:58 - Intro 01:33 - A lot of effort, a lot of emotional exhaustion 04:00 - Meet Antoinette Ale 05:06 - I grew up in Ghana: Life was sweet! 07:57 - At school I was two levels above! 10:11 - I was good at finance but I found it boring so I pivoted! 15:37 - At the time not much in the media about afro hair car 19:07 - The next big problem in the hair care industry is tech 21:20 - How Tressly helps hair stylists to grow their business 23:55 - The first version of my app was patchy..! 25:39 - Entrepreneurs: focus on testing & getting feedback 27:32 - If you care about something you’ll listen 31:51 - Sky’s pledge to the black hair industry 35:04 - Is it worth delaying your dream further? 37:06 - Launch date for the release of the app 38:04 - We want 1000 paying users by the end of 2024 39:29 - The one thing I learnt from Google, Barclays, Sky 41:19 - Why we’re not bootstrapping…we want to raise…! 42:53 - Most businesses are forcing the SaaS model 43:57 - How to prepare for investments 45:57 - Business nowadays: it’s a niche within a niche! 48:27 - You need to know the future of your industry 50:41 - Tressly’s vision 53:12 - Tressly Gala: Highs and the Lows 57:27 - Debate: Natural hair vs Non-natural hair 01:02:45 - The relaxer hair debacle 01:05:27 - Pro’s and cons of having a co-founder 01:08:16 - How to stop getting distracted…! 01:11:14 - Why 2024 is the best time to start a business 01:14:08 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Jan 2024 08:00:00 -0000 EP. 107 - Lessons learnt from Google, Changing The Hair Industry With Tech & More! ft. Antoinette Ale full Savvy Wallet Joining us in the booth this week is Antoinette Ale, the founder of Tressly which is a Website builder & booking software for hairstylists. In this episode we discuss: Life growing up in Ghana and the difficult of transitioning to the UK Tressly & how it seeks to disrupt the hair industry and support hairstylists to grow their business Why getting customer feedback on your product is vital to it's success Lessons learnt from doing accelerators with Barclays, Sky & Google The importance of knowing the future of the industry The decline of the salon model Lack of formal education on diverse hair Debate: Natural hair vs Non-natural hair Pro's and con's of having a co-founder How to stop getting distracted and much more! Follow Antoinette on Instagram here Follow Tressly on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:58 - Intro 01:33 - A lot of effort, a lot of emotional exhaustion 04:00 - Meet Antoinette Ale 05:06 - I grew up in Ghana: Life was sweet! 07:57 - At school I was two levels above! 10:11 - I was good at finance but I found it boring so I pivoted! 15:37 - At the time not much in the media about afro hair car 19:07 - The next big problem in the hair care industry is tech 21:20 - How Tressly helps hair stylists to grow their business 23:55 - The first version of my app was patchy..! 25:39 - Entrepreneurs: focus on testing & getting feedback 27:32 - If you care about something you’ll listen 31:51 - Sky’s pledge to the black hair industry 35:04 - Is it worth delaying your dream further? 37:06 - Launch date for the release of the app 38:04 - We want 1000 paying users by the end of 2024 39:29 - The one thing I learnt from Google, Barclays, Sky 41:19 - Why we’re not bootstrapping…we want to raise…! 42:53 - Most businesses are forcing the SaaS model 43:57 - How to prepare for investments 45:57 - Business nowadays: it’s a niche within a niche! 48:27 - You need to know the future of your industry 50:41 - Tressly’s vision 53:12 - Tressly Gala: Highs and the Lows 57:27 - Debate: Natural hair vs Non-natural hair 01:02:45 - The relaxer hair debacle 01:05:27 - Pro’s and cons of having a co-founder 01:08:16 - How to stop getting distracted…! 01:11:14 - Why 2024 is the best time to start a business 01:14:08 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Antoinette Ale, the founder of Tressly which is a Website builder & booking software for hairstylists.


In this episode we discuss:

  • Life growing up in Ghana and the difficult of transitioning to the UK
  • Tressly & how it seeks to disrupt the hair industry and support hairstylists to grow their business
  • Why getting customer feedback on your product is vital to it's success
  • Lessons learnt from doing accelerators with Barclays, Sky & Google
  • The importance of knowing the future of the industry
  • The decline of the salon model
  • Lack of formal education on diverse hair
  • Debate: Natural hair vs Non-natural hair
  • Pro's and con's of having a co-founder
  • How to stop getting distracted and much more!


Follow Antoinette on Instagram here

Follow Tressly on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:58 - Intro

01:33 - A lot of effort, a lot of emotional exhaustion

04:00 - Meet Antoinette Ale

05:06 - I grew up in Ghana: Life was sweet!

07:57 - At school I was two levels above!

10:11 - I was good at finance but I found it boring so I pivoted!

15:37 - At the time not much in the media about afro hair car

19:07 - The next big problem in the hair care industry is tech

21:20 - How Tressly helps hair stylists to grow their business

23:55 - The first version of my app was patchy..!

25:39 - Entrepreneurs: focus on testing & getting feedback

27:32 - If you care about something you’ll listen

31:51 - Sky’s pledge to the black hair industry

35:04 - Is it worth delaying your dream further?

37:06 - Launch date for the release of the app

38:04 - We want 1000 paying users by the end of 2024

39:29 - The one thing I learnt from Google, Barclays, Sky

41:19 - Why we’re not bootstrapping…we want to raise…!

42:53 - Most businesses are forcing the SaaS model

43:57 - How to prepare for investments

45:57 - Business nowadays: it’s a niche within a niche!

48:27 - You need to know the future of your industry

50:41 - Tressly’s vision

53:12 - Tressly Gala: Highs and the Lows

57:27 - Debate: Natural hair vs Non-natural hair

01:02:45 - The relaxer hair debacle

01:05:27 - Pro’s and cons of having a co-founder

01:08:16 - How to stop getting distracted…!

01:11:14 - Why 2024 is the best time to start a business

01:14:08 - Final words


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4952 no EP. 106 -Mortgage Advisor: Don’t Buy A House In 2024 Unless…! ft. Dan Knott (Dan Does Mortgages) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a21d9c11-4a00-49c0-a55b-70a3d5091041 Joining us in the booth this week is Dan Knott, a mortgage advisor who focuses on helping first time buyers get their first home. In this episode we discuss: 2023 having the lowest first time buyers in 10 years The average age of a first time buyer in the UK The 4 questions you should ask yourself before buying property Where mortgage interest rates could go in 2024 Should you overpay your mortgage? What to do if you're struggling with mortgage payments Why 5% mortgages might be suitable for you Benefits of the Lifetime ISA Getting property with bad credit and much more Follow Dan on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Timestamps 00:00 - Preview 00:43 - Intro 01:19 - Meet Mortgage Advisor: Dan Knott 02:39 - Growing up in Sunderland 05:50 - Quitting Sports & buying my first home in 2018 07:53 - I became a mortgage advisor because of this… 10:27 - 1970: Property 3x salary. Today: Property is 9x salary 12:30 - 2023 had the lowest amount of first time buyers in 10 years 14:05 - Clients leaving London to afford property 16:05 - Explained: Fixed rate mortgage vs tracker rate mortgage 20:11 - Where rates could go in 2024 22:08 - Mortgage Advisor answers: should I buy a property in 2024? 25:56 - 4 questions to answer before buying property 29:24 - What should people look for in a mortgage advisor 31:30 - 2 year fixed vs 5 year fixed 33:53 - Should you overpay your mortgage? 39:29 - What to do if you’re struggling with mortgage payments 43:36 - Getting property with bad credit…! 47:33 - Mortgage Advisor: My thoughts on 5% deposits 52:07 - There’s not enough financial education for working class men…! 58:47 - Average age of a first time buyer 01:01:45 - This could help the property market 01:02:42 - The benefits of a Lifetime ISA 01:04:52 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Jan 2024 08:00:00 -0000 EP. 106 -Mortgage Advisor: Don’t Buy A House In 2024 Unless…! ft. Dan Knott (Dan Does Mortgages) full Savvy Wallet Joining us in the booth this week is Dan Knott, a mortgage advisor who focuses on helping first time buyers get their first home. In this episode we discuss: 2023 having the lowest first time buyers in 10 years The average age of a first time buyer in the UK The 4 questions you should ask yourself before buying property Where mortgage interest rates could go in 2024 Should you overpay your mortgage? What to do if you're struggling with mortgage payments Why 5% mortgages might be suitable for you Benefits of the Lifetime ISA Getting property with bad credit and much more Follow Dan on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Timestamps 00:00 - Preview 00:43 - Intro 01:19 - Meet Mortgage Advisor: Dan Knott 02:39 - Growing up in Sunderland 05:50 - Quitting Sports & buying my first home in 2018 07:53 - I became a mortgage advisor because of this… 10:27 - 1970: Property 3x salary. Today: Property is 9x salary 12:30 - 2023 had the lowest amount of first time buyers in 10 years 14:05 - Clients leaving London to afford property 16:05 - Explained: Fixed rate mortgage vs tracker rate mortgage 20:11 - Where rates could go in 2024 22:08 - Mortgage Advisor answers: should I buy a property in 2024? 25:56 - 4 questions to answer before buying property 29:24 - What should people look for in a mortgage advisor 31:30 - 2 year fixed vs 5 year fixed 33:53 - Should you overpay your mortgage? 39:29 - What to do if you’re struggling with mortgage payments 43:36 - Getting property with bad credit…! 47:33 - Mortgage Advisor: My thoughts on 5% deposits 52:07 - There’s not enough financial education for working class men…! 58:47 - Average age of a first time buyer 01:01:45 - This could help the property market 01:02:42 - The benefits of a Lifetime ISA 01:04:52 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Dan Knott, a mortgage advisor who focuses on helping first time buyers get their first home.


In this episode we discuss:

  • 2023 having the lowest first time buyers in 10 years
  • The average age of a first time buyer in the UK
  • The 4 questions you should ask yourself before buying property
  • Where mortgage interest rates could go in 2024
  • Should you overpay your mortgage?
  • What to do if you're struggling with mortgage payments
  • Why 5% mortgages might be suitable for you
  • Benefits of the Lifetime ISA
  • Getting property with bad credit and much more


Follow Dan on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Timestamps

00:00 - Preview

00:43 - Intro

01:19 - Meet Mortgage Advisor: Dan Knott

02:39 - Growing up in Sunderland

05:50 - Quitting Sports & buying my first home in 2018

07:53 - I became a mortgage advisor because of this…

10:27 - 1970: Property 3x salary. Today: Property is 9x salary

12:30 - 2023 had the lowest amount of first time buyers in 10 years

14:05 - Clients leaving London to afford property

16:05 - Explained: Fixed rate mortgage vs tracker rate mortgage

20:11 - Where rates could go in 2024

22:08 - Mortgage Advisor answers: should I buy a property in 2024?

25:56 - 4 questions to answer before buying property

29:24 - What should people look for in a mortgage advisor

31:30 - 2 year fixed vs 5 year fixed

33:53 - Should you overpay your mortgage?

39:29 - What to do if you’re struggling with mortgage payments

43:36 - Getting property with bad credit…!

47:33 - Mortgage Advisor: My thoughts on 5% deposits

52:07 - There’s not enough financial education for working class men…!

58:47 - Average age of a first time buyer

01:01:45 - This could help the property market

01:02:42 - The benefits of a Lifetime ISA

01:04:52 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4278 no EP. 105 - Interview Coach: I’ve Never Seen The Job Market This Bad! ft. Amri Celeste https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/8210790e-81dd-43a7-8a08-e44ec9277911 In this episode we welcome back Amri Celeste, who is a interview coach and recruitment/HR specialist, teaching people how to pass a job interview and secure their dream job. She has worked for the likes of Coca-Cola, Sky and British Airways. In this episode we discuss: The state of the jobs market in the UK in 2024 Big tech redundancies in 2023 Why salaries are stagnant The future of remote working How AI may impact the job market in the future The second best time to apply for a job 3 Tips to Land Your Next Interview Follow Amri on YouTube here Follow Amri on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:52 - Intro 02:16 - My advanced job process! 07:51 - Don’t submit your CV in this situation..! 10:54 - Meet Amri Celeste 13:21 - Buzzfeed getting rid of employees because of AI 16:13 - I’ve never seen redundancies like this before! 21:14 - Will the job market improve in 2024? 24:41 - Company used AI and instantly regretted it…! 26:06 - Modern society is fear based… 33:03 - Is December still best time to apply for a job? 37:27 - Is the job market more competitive? 40:13 - Use Chatgpt to generate Ideas for your CV but don’t make this mistake! 47:01 - What jobs has AI gotten rid of? 49:23 - AI is devaluing human creativity! 55:57 - Employers are asking for more experience! 57:01 - Salaries are getting lower! 59:36 - Employees being asked to do more work?! 01:00:14 - The death of remote working 01:05:43 - How to ask your employer to work from home 01:08:25 - 3 tips to land your next interview! 01:11:31 - Too many people make this mistake! 01:14:58 - Content of value is going to be behind a paywall…! 01:16:04 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Jan 2024 08:00:00 -0000 EP. 105 - Interview Coach: I’ve Never Seen The Job Market This Bad! ft. Amri Celeste full Savvy Wallet In this episode we welcome back Amri Celeste, who is a interview coach and recruitment/HR specialist, teaching people how to pass a job interview and secure their dream job. She has worked for the likes of Coca-Cola, Sky and British Airways. In this episode we discuss: The state of the jobs market in the UK in 2024 Big tech redundancies in 2023 Why salaries are stagnant The future of remote working How AI may impact the job market in the future The second best time to apply for a job 3 Tips to Land Your Next Interview Follow Amri on YouTube here Follow Amri on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:52 - Intro 02:16 - My advanced job process! 07:51 - Don’t submit your CV in this situation..! 10:54 - Meet Amri Celeste 13:21 - Buzzfeed getting rid of employees because of AI 16:13 - I’ve never seen redundancies like this before! 21:14 - Will the job market improve in 2024? 24:41 - Company used AI and instantly regretted it…! 26:06 - Modern society is fear based… 33:03 - Is December still best time to apply for a job? 37:27 - Is the job market more competitive? 40:13 - Use Chatgpt to generate Ideas for your CV but don’t make this mistake! 47:01 - What jobs has AI gotten rid of? 49:23 - AI is devaluing human creativity! 55:57 - Employers are asking for more experience! 57:01 - Salaries are getting lower! 59:36 - Employees being asked to do more work?! 01:00:14 - The death of remote working 01:05:43 - How to ask your employer to work from home 01:08:25 - 3 tips to land your next interview! 01:11:31 - Too many people make this mistake! 01:14:58 - Content of value is going to be behind a paywall…! 01:16:04 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode we welcome back Amri Celeste, who is a interview coach and recruitment/HR specialist, teaching people how to pass a job interview and secure their dream job. She has worked for the likes of Coca-Cola, Sky and British Airways.


In this episode we discuss:

  • The state of the jobs market in the UK in 2024
  • Big tech redundancies in 2023
  • Why salaries are stagnant
  • The future of remote working
  • How AI may impact the job market in the future
  • The second best time to apply for a job
  • 3 Tips to Land Your Next Interview


Follow Amri on YouTube here

Follow Amri on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:52 - Intro

02:16 - My advanced job process!

07:51 - Don’t submit your CV in this situation..!

10:54 - Meet Amri Celeste

13:21 - Buzzfeed getting rid of employees because of AI

16:13 - I’ve never seen redundancies like this before!

21:14 - Will the job market improve in 2024?

24:41 - Company used AI and instantly regretted it…!

26:06 - Modern society is fear based…

33:03 - Is December still best time to apply for a job?

37:27 - Is the job market more competitive?

40:13 - Use Chatgpt to generate Ideas for your CV but don’t make this mistake!

47:01 - What jobs has AI gotten rid of?

49:23 - AI is devaluing human creativity!

55:57 - Employers are asking for more experience!

57:01 - Salaries are getting lower!

59:36 - Employees being asked to do more work?!

01:00:14 - The death of remote working

01:05:43 - How to ask your employer to work from home

01:08:25 - 3 tips to land your next interview!

01:11:31 - Too many people make this mistake!

01:14:58 - Content of value is going to be behind a paywall…!

01:16:04 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4918 no EP. 104 - FIVE Things I Learnt From Doing OVER 100 Podcast Episodes ft. Ato https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/03532b93-2758-4449-848d-833ef70c7ce0 Hope you had an amazing Christmas and Happy New Year! Wishing you all the best in 2024 in every area of your life! Let's get it! In this episode we're joined by the man himself Ato who is the founder of Savvy Wallet and the host of The Take Off Experience Podcast. In this episode he shares five things that he has learnt from doing over 100 podcast episodes. Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Jan 2024 08:00:00 -0000 EP. 104 - FIVE Things I Learnt From Doing OVER 100 Podcast Episodes ft. Ato full Savvy Wallet Hope you had an amazing Christmas and Happy New Year! Wishing you all the best in 2024 in every area of your life! Let's get it! In this episode we're joined by the man himself Ato who is the founder of Savvy Wallet and the host of The Take Off Experience Podcast. In this episode he shares five things that he has learnt from doing over 100 podcast episodes. Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Hope you had an amazing Christmas and Happy New Year! Wishing you all the best in 2024 in every area of your life! Let's get it!


In this episode we're joined by the man himself Ato who is the founder of Savvy Wallet and the host of The Take Off Experience Podcast.


In this episode he shares five things that he has learnt from doing over 100 podcast episodes.


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version




Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1348 no EP. 103 - Money Expert: Do These THREE Things To Attract More Money! ft. Laura Ann Moore https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/7d853a04-76cf-4c58-8c11-b40bd079008a Joining us in the booth this week is Money Mindset Expert, Money Coach and Financial Wellbeing Speaker, Laura Ann Moore. In this episode we discuss: - When you relationship with money is formed - The danger with hustle culture - The importance of good financial habits - Tips to get an abundance mindset with money - How to not feel guilty about being bad with money - How to not feel guilty about wanting more money and much more Follow Laura on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:46 - Intro 01:21 - Meet Money Coach: Laura Ann Moore 02:37 - My area had the highest teenage pregnancy 04:37 - Saved £15,000 and travelled to Australia for 8 months 07:29 - This taught me the power of money! 09:00 - Why I didn’t go to uni! 12:49 - Letting go: felt like I lost a piece of myself 15:41 - My motivation for saving £15,000! 17:36 - I felt ashamed of having savings…! 19:57 - Going full time as a money coach 24:34 - You need to understand why you want money….! 27:44 - How your associations with money are formed 30:02 - How you spend £10, is how you spend £10,000 33:22: Money limiting beliefs 35:18 - How to have an abundance mindset with money? 38:24 - How to stop feeling guilty about being bad with money..! 41:39 - How to stop feeling guilty about wanting more money..! 44:01 - Assuming people with money are ‘bad’ people 45:49 - My client earning $100,000 had this problem… 50:05 - Client has £50k savings but still stressed….! 56:39 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Dec 2023 08:00:00 -0000 EP. 103 - Money Expert: Do These THREE Things To Attract More Money! ft. Laura Ann Moore full Savvy Wallet Joining us in the booth this week is Money Mindset Expert, Money Coach and Financial Wellbeing Speaker, Laura Ann Moore. In this episode we discuss: - When you relationship with money is formed - The danger with hustle culture - The importance of good financial habits - Tips to get an abundance mindset with money - How to not feel guilty about being bad with money - How to not feel guilty about wanting more money and much more Follow Laura on Instagram here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:46 - Intro 01:21 - Meet Money Coach: Laura Ann Moore 02:37 - My area had the highest teenage pregnancy 04:37 - Saved £15,000 and travelled to Australia for 8 months 07:29 - This taught me the power of money! 09:00 - Why I didn’t go to uni! 12:49 - Letting go: felt like I lost a piece of myself 15:41 - My motivation for saving £15,000! 17:36 - I felt ashamed of having savings…! 19:57 - Going full time as a money coach 24:34 - You need to understand why you want money….! 27:44 - How your associations with money are formed 30:02 - How you spend £10, is how you spend £10,000 33:22: Money limiting beliefs 35:18 - How to have an abundance mindset with money? 38:24 - How to stop feeling guilty about being bad with money..! 41:39 - How to stop feeling guilty about wanting more money..! 44:01 - Assuming people with money are ‘bad’ people 45:49 - My client earning $100,000 had this problem… 50:05 - Client has £50k savings but still stressed….! 56:39 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Money Mindset Expert, Money Coach and Financial Wellbeing Speaker, Laura Ann Moore.


In this episode we discuss:

- When you relationship with money is formed

- The danger with hustle culture

- The importance of good financial habits

- Tips to get an abundance mindset with money

- How to not feel guilty about being bad with money

- How to not feel guilty about wanting more money and much more


Follow Laura on Instagram here


Follow me on: 


Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

00:46 - Intro

01:21 - Meet Money Coach: Laura Ann Moore

02:37 - My area had the highest teenage pregnancy

04:37 - Saved £15,000 and travelled to Australia for 8 months

07:29 - This taught me the power of money!

09:00 - Why I didn’t go to uni!

12:49 - Letting go: felt like I lost a piece of myself

15:41 - My motivation for saving £15,000!

17:36 - I felt ashamed of having savings…!

19:57 - Going full time as a money coach

24:34 - You need to understand why you want money….!

27:44 - How your associations with money are formed

30:02 - How you spend £10, is how you spend £10,000

33:22: Money limiting beliefs

35:18 - How to have an abundance mindset with money?

38:24 - How to stop feeling guilty about being bad with money..!

41:39 - How to stop feeling guilty about wanting more money..!

44:01 - Assuming people with money are ‘bad’ people

45:49 - My client earning $100,000 had this problem…

50:05 - Client has £50k savings but still stressed….!

56:39 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3757 no EP. 102 - Making £35,000 Per Month With Property! ft. Alfred Dzadey https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/dda35162-5f67-43b7-a847-561106fddbf8 Joining us in the booth this week is Alfred Dzadey, who joined us on the pod about a year ago where he shared his story of losing his 9-5 to building a £4 million + property portfolio. In this episode we discussed: - Why Dubai is so appealing - Whether his property portfolio has grown and by how much - How much Alfred currently earns with his property portfolio - His strategy for property in 2024 - The impact interest rates have had on his property portfolio - Why property investing in Coventry has been a challenge and much more Follow Alfred here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:46 - Intro 01:21 - Meet Property Investor: Alfred Dzadey 06:25 - A lot of property investors are broke because… 08:40 - Why everyone is in Dubai 13:29 - Africa vs Dubai 14:45 - Real Property Ventures 21:10 - How many properties in Alfred’s portfolio? 23:54 - Starting my own property fund 25:42 - HMO Investing in Coventry is finished! 31:27 - How much my property portfolio earns! 35:03 - Making £126,000 profit every month… 39:20 - If you’re coasting, you’re declining 41:57 - Interest rates impact on my property investments 43:52 - Wealth creation is through owning assets 47:54 - Challenges in 2023 with Property 50:38 - Should you invest in property in 2024? 54:05 - I’d rather be at the bottom of the right ladder 58:10 - You can raise money faster than you can make it… 01:02:15 - Moving forward and not looking back 01:05:45 - Your outcome will determine property strategy 01:07:56 - More money more problems 01:11:23 - The cost of living crisis shouldn’t exist…! 01:13:23 - I ain't watched football in time…! 01:14:52 - Amassing wealth is an identity thing 01:17:30 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Dec 2023 08:00:00 -0000 EP. 102 - Making £35,000 Per Month With Property! ft. Alfred Dzadey full Savvy Wallet Joining us in the booth this week is Alfred Dzadey, who joined us on the pod about a year ago where he shared his story of losing his 9-5 to building a £4 million + property portfolio. In this episode we discussed: - Why Dubai is so appealing - Whether his property portfolio has grown and by how much - How much Alfred currently earns with his property portfolio - His strategy for property in 2024 - The impact interest rates have had on his property portfolio - Why property investing in Coventry has been a challenge and much more Follow Alfred here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:46 - Intro 01:21 - Meet Property Investor: Alfred Dzadey 06:25 - A lot of property investors are broke because… 08:40 - Why everyone is in Dubai 13:29 - Africa vs Dubai 14:45 - Real Property Ventures 21:10 - How many properties in Alfred’s portfolio? 23:54 - Starting my own property fund 25:42 - HMO Investing in Coventry is finished! 31:27 - How much my property portfolio earns! 35:03 - Making £126,000 profit every month… 39:20 - If you’re coasting, you’re declining 41:57 - Interest rates impact on my property investments 43:52 - Wealth creation is through owning assets 47:54 - Challenges in 2023 with Property 50:38 - Should you invest in property in 2024? 54:05 - I’d rather be at the bottom of the right ladder 58:10 - You can raise money faster than you can make it… 01:02:15 - Moving forward and not looking back 01:05:45 - Your outcome will determine property strategy 01:07:56 - More money more problems 01:11:23 - The cost of living crisis shouldn’t exist…! 01:13:23 - I ain't watched football in time…! 01:14:52 - Amassing wealth is an identity thing 01:17:30 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Alfred Dzadey, who joined us on the pod about a year ago where he shared his story of losing his 9-5 to building a £4 million + property portfolio.


In this episode we discussed:

- Why Dubai is so appealing

- Whether his property portfolio has grown and by how much

- How much Alfred currently earns with his property portfolio

- His strategy for property in 2024

- The impact interest rates have had on his property portfolio

- Why property investing in Coventry has been a challenge and much more


Follow Alfred here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:46 - Intro

01:21 - Meet Property Investor: Alfred Dzadey

06:25 - A lot of property investors are broke because…

08:40 - Why everyone is in Dubai

13:29 - Africa vs Dubai

14:45 - Real Property Ventures

21:10 - How many properties in Alfred’s portfolio?

23:54 - Starting my own property fund

25:42 - HMO Investing in Coventry is finished!

31:27 - How much my property portfolio earns!

35:03 - Making £126,000 profit every month…

39:20 - If you’re coasting, you’re declining

41:57 - Interest rates impact on my property investments

43:52 - Wealth creation is through owning assets

47:54 - Challenges in 2023 with Property

50:38 - Should you invest in property in 2024?

54:05 - I’d rather be at the bottom of the right ladder

58:10 - You can raise money faster than you can make it…

01:02:15 - Moving forward and not looking back

01:05:45 - Your outcome will determine property strategy

01:07:56 - More money more problems

01:11:23 - The cost of living crisis shouldn’t exist…!

01:13:23 - I ain't watched football in time…!

01:14:52 - Amassing wealth is an identity thing

01:17:30 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4976 no EP. 101 - This Could Be Affecting The Way Your Brain Processes Information ft. Jenny Okolo https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/743ea2a8-4b56-4989-93f3-e8354770850e Joining us in the booth this week is Jenny Okolo, an occupational therapist who has worked in prisons, a speaker and founder of SASA Health, where they provide mental health screenings. In this episode we discussed: - Jenny’s experience of providing therapy in prison - The realities of mental health in prison - What Neurodiversity is? (like ADHD, Autism, etc) - Why we lack empathy for people who commit crimes - The impact of Seasonal Affective Disorder (S.A.D) ? - Why we build up people to break them down - Tips to help your mental health and much more Follow Jenny on socials here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:46 - Intro 01:21 - Meet Occupational Therapist: Jenny Okolo 05:58 - From Belgium to South East London (Aylesbury Estate) 11:12 - My mum planted seeds for us to do better 13:21 - School was tough on us but it worked! 15:39 - I always wanted to know how the mind works 19:53 - Studying occupational therapy 21:24 - Placement in maximum security psychiatry hospital 27:27 - What does an occupational therapist do? 30:58 - The scariest part about prison… 34:20 - The criminal justice system lacks… 36:50 - School to prison pipeline 44:00 - Jenny’s Ted Talk! 44:21 - Why we lack empathy for people who commit crimes 48:18 - What is neurodiversity? 51:32 - Why aren’t children screened for mental health issues? 54:50 - Neurodiversity in African culture 59:01 - What is Seasonal Affective Disorder? + Symptoms 01:02:42 - The truth about drinking culture in the UK 01:05:33 - Building people up and breaking them down 01:10:24 - Why we lack empathy for celebrities 01:13:20 - Tips to improve mental health 01:15:42 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Dec 2023 08:00:00 -0000 EP. 101 - This Could Be Affecting The Way Your Brain Processes Information ft. Jenny Okolo full Savvy Wallet Joining us in the booth this week is Jenny Okolo, an occupational therapist who has worked in prisons, a speaker and founder of SASA Health, where they provide mental health screenings. In this episode we discussed: - Jenny’s experience of providing therapy in prison - The realities of mental health in prison - What Neurodiversity is? (like ADHD, Autism, etc) - Why we lack empathy for people who commit crimes - The impact of Seasonal Affective Disorder (S.A.D) ? - Why we build up people to break them down - Tips to help your mental health and much more Follow Jenny on socials here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:46 - Intro 01:21 - Meet Occupational Therapist: Jenny Okolo 05:58 - From Belgium to South East London (Aylesbury Estate) 11:12 - My mum planted seeds for us to do better 13:21 - School was tough on us but it worked! 15:39 - I always wanted to know how the mind works 19:53 - Studying occupational therapy 21:24 - Placement in maximum security psychiatry hospital 27:27 - What does an occupational therapist do? 30:58 - The scariest part about prison… 34:20 - The criminal justice system lacks… 36:50 - School to prison pipeline 44:00 - Jenny’s Ted Talk! 44:21 - Why we lack empathy for people who commit crimes 48:18 - What is neurodiversity? 51:32 - Why aren’t children screened for mental health issues? 54:50 - Neurodiversity in African culture 59:01 - What is Seasonal Affective Disorder? + Symptoms 01:02:42 - The truth about drinking culture in the UK 01:05:33 - Building people up and breaking them down 01:10:24 - Why we lack empathy for celebrities 01:13:20 - Tips to improve mental health 01:15:42 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Jenny Okolo, an occupational therapist who has worked in prisons, a speaker and founder of SASA Health, where they provide mental health screenings.


In this episode we discussed:

- Jenny’s experience of providing therapy in prison

- The realities of mental health in prison

- What Neurodiversity is? (like ADHD, Autism, etc)

- Why we lack empathy for people who commit crimes

- The impact of Seasonal Affective Disorder (S.A.D) ?

- Why we build up people to break them down

- Tips to help your mental health and much more


Follow Jenny on socials here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:46 - Intro

01:21 - Meet Occupational Therapist: Jenny Okolo

05:58 - From Belgium to South East London (Aylesbury Estate)

11:12 - My mum planted seeds for us to do better

13:21 - School was tough on us but it worked!

15:39 - I always wanted to know how the mind works

19:53 - Studying occupational therapy

21:24 - Placement in maximum security psychiatry hospital

27:27 - What does an occupational therapist do?

30:58 - The scariest part about prison…

34:20 - The criminal justice system lacks…

36:50 - School to prison pipeline

44:00 - Jenny’s Ted Talk!

44:21 - Why we lack empathy for people who commit crimes

48:18 - What is neurodiversity?

51:32 - Why aren’t children screened for mental health issues?

54:50 - Neurodiversity in African culture

59:01 - What is Seasonal Affective Disorder? + Symptoms

01:02:42 - The truth about drinking culture in the UK

01:05:33 - Building people up and breaking them down

01:10:24 - Why we lack empathy for celebrities

01:13:20 - Tips to improve mental health

01:15:42 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4994 no EP. 100 - He Built A £1 Million+ Dance Platform ft. Jordan Green (Jayvsop) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/d0f05998-4a67-42aa-97a4-926681bbd9aa Joining us in the booth this week is Jordan Green aka Jayvsop, a financial content creator and co-founder of sturdy off the viral dance platform. In this episode we discuss: - How people are using AI to make money - Best side hustles for Christmas - Sturdy Off being a £1million + brand & partnerships with Nike, JD and much more Follow Jordan here Follow Sturdy Off here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:38 - Take Off Intro 01:14 - Managing youngest drill artist in the UK 06:45 - Best thing about Morocco 08:25 - Meet Jordan Green 09:12 - Content creation is saturated 11:05 - What I learnt from the book: The dip! 12:10 - Make money from lost luggage? 15:50 - How people use AI to make money 20:39 - I’m not worried about AI 25:56 - Losing £6000 in the sneaker business 28:45 - Nike Jordan’s are an investment…! 30:45 - Sturdy off partnership with JD & Nike 37:59 - Working with record labels 42:08 - £1 Million + brand 44:27 - Best side hustles for Christmas 50:31 - Top side hustles for 2024 53:28 - Started 15 businesses, succeeded at 3! 55:06 - Not scared to lose money 59:12 - Is entrepreneurship worth it? 01:01:31 - Manifesting: Starting a business in Saudi 01:04:34 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Nov 2023 08:00:00 -0000 EP. 100 - He Built A £1 Million+ Dance Platform ft. Jordan Green (Jayvsop) full Savvy Wallet Joining us in the booth this week is Jordan Green aka Jayvsop, a financial content creator and co-founder of sturdy off the viral dance platform. In this episode we discuss: - How people are using AI to make money - Best side hustles for Christmas - Sturdy Off being a £1million + brand & partnerships with Nike, JD and much more Follow Jordan here Follow Sturdy Off here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:38 - Take Off Intro 01:14 - Managing youngest drill artist in the UK 06:45 - Best thing about Morocco 08:25 - Meet Jordan Green 09:12 - Content creation is saturated 11:05 - What I learnt from the book: The dip! 12:10 - Make money from lost luggage? 15:50 - How people use AI to make money 20:39 - I’m not worried about AI 25:56 - Losing £6000 in the sneaker business 28:45 - Nike Jordan’s are an investment…! 30:45 - Sturdy off partnership with JD & Nike 37:59 - Working with record labels 42:08 - £1 Million + brand 44:27 - Best side hustles for Christmas 50:31 - Top side hustles for 2024 53:28 - Started 15 businesses, succeeded at 3! 55:06 - Not scared to lose money 59:12 - Is entrepreneurship worth it? 01:01:31 - Manifesting: Starting a business in Saudi 01:04:34 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Jordan Green aka Jayvsop, a financial content creator and co-founder of sturdy off the viral dance platform.


In this episode we discuss:

- How people are using AI to make money

- Best side hustles for Christmas

- Sturdy Off being a £1million + brand & partnerships with Nike, JD and much more


Follow Jordan here

Follow Sturdy Off here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:38 - Take Off Intro

01:14 - Managing youngest drill artist in the UK

06:45 - Best thing about Morocco

08:25 - Meet Jordan Green

09:12 - Content creation is saturated

11:05 - What I learnt from the book: The dip!

12:10 - Make money from lost luggage?

15:50 - How people use AI to make money

20:39 - I’m not worried about AI

25:56 - Losing £6000 in the sneaker business

28:45 - Nike Jordan’s are an investment…!

30:45 - Sturdy off partnership with JD & Nike

37:59 - Working with record labels

42:08 - £1 Million + brand

44:27 - Best side hustles for Christmas

50:31 - Top side hustles for 2024

53:28 - Started 15 businesses, succeeded at 3!

55:06 - Not scared to lose money

59:12 - Is entrepreneurship worth it?

01:01:31 - Manifesting: Starting a business in Saudi

01:04:34 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4199 no EP. 99 - The Truth About Africa’s Future! ft. Korede Adedoyin https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/20d0b8ea-892f-4403-bdd3-b159975d929d Joining us in the booth this week is, Korede Adedoyin, founder of Vemoye Foundation, where they are helping to build Africa's future workforce. In this episode we discuss: How Vemoye Foundation is helping to build Africa's future workforce How Africa can reach it's potential Why more Africans are rioting and military take over is occurring China's investment in Africa and much more Follow Korede here Check out the Vemoye Foundation here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:57 - Take Off Intro 01:32 - Meet Korede 06:14 - Growing up in Essex shaped my life! 12:16 - I noticed I was different when this happened… 15:32 - Law is not about justice…! 19:52 - My visit to Nigeria changed my life 28:51 - I created the vemoye foundation for this reason…! 31:09 - English & Maths isn’t enough! 33:39 - Diaspora are the secret weapon… 36:21 - Last generation didn’t take care of Africa 38:03 - One laptop, 10 students…! 40:38 - We saved a child’s life…! 43:30 - Getting over the negative perception of Africa 47:04 - Africa should be an option for Africans 50:29 - Corruption, Security & Unemployment in Africa 52:23 - Africans are NOT more corrupt…! 55:27 - The REASON for the riots in Africa… 57:32 - Africa is resource rich yet its poor… 01:02:18 - China’s investment in Africa 01:06:34 - Investing in Africa? Use African workers! 01:07:35 - Only 1% of the travel industry goes to Africa (worth a $2 trillion) 01:09:07 - 35 countries in Africa are safer than the US! 01:11:08 - Africa has the youngest population in the world… 01:13:05 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Nov 2023 08:00:00 -0000 EP. 99 - The Truth About Africa’s Future! ft. Korede Adedoyin full Savvy Wallet Joining us in the booth this week is, Korede Adedoyin, founder of Vemoye Foundation, where they are helping to build Africa's future workforce. In this episode we discuss: How Vemoye Foundation is helping to build Africa's future workforce How Africa can reach it's potential Why more Africans are rioting and military take over is occurring China's investment in Africa and much more Follow Korede here Check out the Vemoye Foundation here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:57 - Take Off Intro 01:32 - Meet Korede 06:14 - Growing up in Essex shaped my life! 12:16 - I noticed I was different when this happened… 15:32 - Law is not about justice…! 19:52 - My visit to Nigeria changed my life 28:51 - I created the vemoye foundation for this reason…! 31:09 - English & Maths isn’t enough! 33:39 - Diaspora are the secret weapon… 36:21 - Last generation didn’t take care of Africa 38:03 - One laptop, 10 students…! 40:38 - We saved a child’s life…! 43:30 - Getting over the negative perception of Africa 47:04 - Africa should be an option for Africans 50:29 - Corruption, Security & Unemployment in Africa 52:23 - Africans are NOT more corrupt…! 55:27 - The REASON for the riots in Africa… 57:32 - Africa is resource rich yet its poor… 01:02:18 - China’s investment in Africa 01:06:34 - Investing in Africa? Use African workers! 01:07:35 - Only 1% of the travel industry goes to Africa (worth a $2 trillion) 01:09:07 - 35 countries in Africa are safer than the US! 01:11:08 - Africa has the youngest population in the world… 01:13:05 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is, Korede Adedoyin, founder of Vemoye Foundation, where they are helping to build Africa's future workforce.


In this episode we discuss:

  • How Vemoye Foundation is helping to build Africa's future workforce
  • How Africa can reach it's potential
  • Why more Africans are rioting and military take over is occurring
  • China's investment in Africa and much more


Follow Korede here


Check out the Vemoye Foundation here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:57 - Take Off Intro

01:32 - Meet Korede

06:14 - Growing up in Essex shaped my life!

12:16 - I noticed I was different when this happened…

15:32 - Law is not about justice…!

19:52 - My visit to Nigeria changed my life

28:51 - I created the vemoye foundation for this reason…!

31:09 - English & Maths isn’t enough!

33:39 - Diaspora are the secret weapon…

36:21 - Last generation didn’t take care of Africa

38:03 - One laptop, 10 students…!

40:38 - We saved a child’s life…!

43:30 - Getting over the negative perception of Africa

47:04 - Africa should be an option for Africans

50:29 - Corruption, Security & Unemployment in Africa

52:23 - Africans are NOT more corrupt…!

55:27 - The REASON for the riots in Africa…

57:32 - Africa is resource rich yet its poor…

01:02:18 - China’s investment in Africa

01:06:34 - Investing in Africa? Use African workers!

01:07:35 - Only 1% of the travel industry goes to Africa (worth a $2 trillion)

01:09:07 - 35 countries in Africa are safer than the US!

01:11:08 - Africa has the youngest population in the world…

01:13:05 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4767 no EP. 98 - How To Unlock Your Full Potential & Transform Your Life ft. Purpose Led (Jonathan Reid & Robert Klutse) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/7e3e8103-9280-4ab3-a88d-917e59ce0e09 Joining us in the booth this week is Jonathan Reid and Robert Klutse from Purpose Led, where they help people to find their purpose. In this episode we discussed: - How Purpose Led became a top 5% shared podcast in the world - You become what you feed your mind with - How therapy changed their life - How to unlock your full potential and much more! Follow Purpose Led here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:05 - Take Off Intro 01:40 - Meet Jonathan Reid and Robert Klutse 05:41 - I told my therapist I didn’t know who I was 10:30 - Growing up in South London 17:17 - Lockdown change my life 18:49 - Who should pay on the first date is overplayed 20:22 - Top 5% shared podcast in the world 23:07 - Do this to get a positive mindset 24:26 - Nearly died….I couldn’t speak until I was 4 years 27:32 - You turn into what you tune into 33:30 - Use your gifts to bless the world..! 34:39 - What is purpose? 36:06 - I’ve been celibate for 3.5 years 36:57 - Purpose Led: our vision 40:09 - Why I deleted all my meme pages 47:33 - This is how therapy happened 49:29 - My therapist told me to slow…down… 52:11 - Smoking to deal with stress 58:51 - Don’t find motivation, find your WHY! 01:05:56 - How to unlock your full potential? 01:07:50 - People with less than you, have gone further 01:09:35 - Tips for overcoming limiting beliefs 01:16:28 - Don’t let your age stop you! 01:18:16 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Nov 2023 08:00:00 -0000 EP. 98 - How To Unlock Your Full Potential & Transform Your Life ft. Purpose Led (Jonathan Reid & Robert Klutse) full Savvy Wallet Joining us in the booth this week is Jonathan Reid and Robert Klutse from Purpose Led, where they help people to find their purpose. In this episode we discussed: - How Purpose Led became a top 5% shared podcast in the world - You become what you feed your mind with - How therapy changed their life - How to unlock your full potential and much more! Follow Purpose Led here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:05 - Take Off Intro 01:40 - Meet Jonathan Reid and Robert Klutse 05:41 - I told my therapist I didn’t know who I was 10:30 - Growing up in South London 17:17 - Lockdown change my life 18:49 - Who should pay on the first date is overplayed 20:22 - Top 5% shared podcast in the world 23:07 - Do this to get a positive mindset 24:26 - Nearly died….I couldn’t speak until I was 4 years 27:32 - You turn into what you tune into 33:30 - Use your gifts to bless the world..! 34:39 - What is purpose? 36:06 - I’ve been celibate for 3.5 years 36:57 - Purpose Led: our vision 40:09 - Why I deleted all my meme pages 47:33 - This is how therapy happened 49:29 - My therapist told me to slow…down… 52:11 - Smoking to deal with stress 58:51 - Don’t find motivation, find your WHY! 01:05:56 - How to unlock your full potential? 01:07:50 - People with less than you, have gone further 01:09:35 - Tips for overcoming limiting beliefs 01:16:28 - Don’t let your age stop you! 01:18:16 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Jonathan Reid and Robert Klutse from Purpose Led, where they help people to find their purpose.


In this episode we discussed:

- How Purpose Led became a top 5% shared podcast in the world

- You become what you feed your mind with

- How therapy changed their life

- How to unlock your full potential and much more!


Follow Purpose Led here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

01:05 - Take Off Intro

01:40 - Meet Jonathan Reid and Robert Klutse

05:41 - I told my therapist I didn’t know who I was

10:30 - Growing up in South London

17:17 - Lockdown change my life

18:49 - Who should pay on the first date is overplayed

20:22 - Top 5% shared podcast in the world

23:07 - Do this to get a positive mindset

24:26 - Nearly died….I couldn’t speak until I was 4 years

27:32 - You turn into what you tune into

33:30 - Use your gifts to bless the world..!

34:39 - What is purpose?

36:06 - I’ve been celibate for 3.5 years

36:57 - Purpose Led: our vision

40:09 - Why I deleted all my meme pages

47:33 - This is how therapy happened

49:29 - My therapist told me to slow…down…

52:11 - Smoking to deal with stress

58:51 - Don’t find motivation, find your WHY!

01:05:56 - How to unlock your full potential?

01:07:50 - People with less than you, have gone further

01:09:35 - Tips for overcoming limiting beliefs

01:16:28 - Don’t let your age stop you!

01:18:16 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5223 no EP. 97 - He Built Ghana's Top Shoe Brand with $200 ft. Tonyi Senayah https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/c76eebd0-325f-4b72-8c66-b3762fdf9928 In this special episode conducted in Accra, Ghana, I sat down with Tonyi, founder of Horseman, where they create high quality shoes. This episode includes: - How Tonyi got into shoemaking and scaled the business - Tips for relocating and starting a business in Ghana - Addressing poverty in Ghana and much more! Follow Tonyi here Follow Horseman here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:55 - Take Off Intro 01:30 - Meet Tonyi Senayah 02:52 - Growing up In Kumasi, Ghan 04:47 - How Tonyi got into Shoemaking 08:46 - Opening up my shoe shop with $200..! 11:10 - If your products are good, you’ll grow! 12:44 - Doing business in Ghana: The Good & The Bad 15:03 - We grew through recommendations 19:27 - Logistics in Africa is a challenge 21:27 - We’ve defined all odds! 24:43 - Building a business that survives without me! 27:23 - Advice for moving back & starting a business in Ghana 30:42 - Addressing poverty in Ghana 31:49 - Vision for Horseman 33:00 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Oct 2023 08:00:00 -0000 EP. 97 - He Built Ghana's Top Shoe Brand with $200 ft. Tonyi Senayah full Savvy Wallet In this special episode conducted in Accra, Ghana, I sat down with Tonyi, founder of Horseman, where they create high quality shoes. This episode includes: - How Tonyi got into shoemaking and scaled the business - Tips for relocating and starting a business in Ghana - Addressing poverty in Ghana and much more! Follow Tonyi here Follow Horseman here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:55 - Take Off Intro 01:30 - Meet Tonyi Senayah 02:52 - Growing up In Kumasi, Ghan 04:47 - How Tonyi got into Shoemaking 08:46 - Opening up my shoe shop with $200..! 11:10 - If your products are good, you’ll grow! 12:44 - Doing business in Ghana: The Good & The Bad 15:03 - We grew through recommendations 19:27 - Logistics in Africa is a challenge 21:27 - We’ve defined all odds! 24:43 - Building a business that survives without me! 27:23 - Advice for moving back & starting a business in Ghana 30:42 - Addressing poverty in Ghana 31:49 - Vision for Horseman 33:00 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices In this special episode conducted in Accra, Ghana, I sat down with Tonyi, founder of Horseman, where they create high quality shoes.


This episode includes:

- How Tonyi got into shoemaking and scaled the business

- Tips for relocating and starting a business in Ghana

- Addressing poverty in Ghana and much more!


Follow Tonyi here

Follow Horseman here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:55 - Take Off Intro

01:30 - Meet Tonyi Senayah

02:52 - Growing up In Kumasi, Ghan

04:47 - How Tonyi got into Shoemaking

08:46 - Opening up my shoe shop with $200..!

11:10 - If your products are good, you’ll grow!

12:44 - Doing business in Ghana: The Good & The Bad

15:03 - We grew through recommendations

19:27 - Logistics in Africa is a challenge

21:27 - We’ve defined all odds!

24:43 - Building a business that survives without me!

27:23 - Advice for moving back & starting a business in Ghana

30:42 - Addressing poverty in Ghana

31:49 - Vision for Horseman

33:00 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2322 no EP. 96 - Bankrupt In Dubai To £50,000 In A Month ft. Trist Taylor & Cameron Okomi https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/23fece9e-7c8f-423f-9296-195feaf35c32 Joining us in the booth this week all the way from Dubai, is Trist and Cameron, founders of the Niche Group where they train and recruit people into high ticket remote sales roles. This episode includes: - How going to a good school shaped their outlook on Abundance, Wealth and Success - How Trist and Cam met at a Yacht party in Dubai - How being good at Sales has changed their life for good - Why they founded the Niche Group - First year of business: Making £100,000 in a month and much more Follow Trist on socials here Follow Cam on socials here Follow the Niche group here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:07 - Take Off Intro 01:42 - Meet Trist Taylor & Cameron Okomi 04:44 - Abundance, wealth and success 06:09 - I didn’t lack they just had more! 09:14 - Making money made me forget school 10:22 - Kicked out and proving myself 13:21 - Rejection: feeling like life is over! 18:46 - Quitting work & starting a marketing agency 22:51 - What’s high ticket sales 23:30 - Sales saved my life 25:40 - Selling gives me confidence 27:05 - £100,000 a month with our business… 31:05 - Meeting at a Yacht Party in Dubai 35:25 - New Chapter New Circle 40:02 - Bankrupt in Dubai 41:50 - We clicked instantly: I trusted him with £60,000 47:06 - The Niche Group & cut the crap remote sales academy! 48:59 - We can you get you hired and earning £1000’s 50:27 - The sales academy scholarship - sign up! 56:32 - The person I became from sales is the real bag..! 58:20 - The UK don’t rate entrepreneurs 01:02:10 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Oct 2023 07:00:00 -0000 EP. 96 - Bankrupt In Dubai To £50,000 In A Month ft. Trist Taylor & Cameron Okomi full Savvy Wallet Joining us in the booth this week all the way from Dubai, is Trist and Cameron, founders of the Niche Group where they train and recruit people into high ticket remote sales roles. This episode includes: - How going to a good school shaped their outlook on Abundance, Wealth and Success - How Trist and Cam met at a Yacht party in Dubai - How being good at Sales has changed their life for good - Why they founded the Niche Group - First year of business: Making £100,000 in a month and much more Follow Trist on socials here Follow Cam on socials here Follow the Niche group here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:07 - Take Off Intro 01:42 - Meet Trist Taylor & Cameron Okomi 04:44 - Abundance, wealth and success 06:09 - I didn’t lack they just had more! 09:14 - Making money made me forget school 10:22 - Kicked out and proving myself 13:21 - Rejection: feeling like life is over! 18:46 - Quitting work & starting a marketing agency 22:51 - What’s high ticket sales 23:30 - Sales saved my life 25:40 - Selling gives me confidence 27:05 - £100,000 a month with our business… 31:05 - Meeting at a Yacht Party in Dubai 35:25 - New Chapter New Circle 40:02 - Bankrupt in Dubai 41:50 - We clicked instantly: I trusted him with £60,000 47:06 - The Niche Group & cut the crap remote sales academy! 48:59 - We can you get you hired and earning £1000’s 50:27 - The sales academy scholarship - sign up! 56:32 - The person I became from sales is the real bag..! 58:20 - The UK don’t rate entrepreneurs 01:02:10 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week all the way from Dubai, is Trist and Cameron, founders of the Niche Group where they train and recruit people into high ticket remote sales roles.


This episode includes:

- How going to a good school shaped their outlook on Abundance, Wealth and Success

- How Trist and Cam met at a Yacht party in Dubai

- How being good at Sales has changed their life for good

- Why they founded the Niche Group

- First year of business: Making £100,000 in a month and much more


Follow Trist on socials here

Follow Cam on socials here

Follow the Niche group here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

01:07 - Take Off Intro

01:42 - Meet Trist Taylor & Cameron Okomi

04:44 - Abundance, wealth and success

06:09 - I didn’t lack they just had more!

09:14 - Making money made me forget school

10:22 - Kicked out and proving myself

13:21 - Rejection: feeling like life is over!

18:46 - Quitting work & starting a marketing agency

22:51 - What’s high ticket sales

23:30 - Sales saved my life

25:40 - Selling gives me confidence

27:05 - £100,000 a month with our business…

31:05 - Meeting at a Yacht Party in Dubai

35:25 - New Chapter New Circle

40:02 - Bankrupt in Dubai

41:50 - We clicked instantly: I trusted him with £60,000

47:06 - The Niche Group & cut the crap remote sales academy!

48:59 - We can you get you hired and earning £1000’s

50:27 - The sales academy scholarship - sign up!

56:32 - The person I became from sales is the real bag..!

58:20 - The UK don’t rate entrepreneurs

01:02:10 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4263 no EP. 95 - They Turned £500 into £2.5 Million+ ft. Troy Johnson (Sweet Dees Jerk) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/9f485246-0b75-4d2f-b8a5-ed93a3d51981 Joining us in the booth this week is Troy, co-founder of Sweet Dee's Jerk, the UK’s new age Caribbean food and culture brand. It is a one-stop shop for Caribbean fusion cuisine in London from their Selfridges kitchen and they provide unique catering service. This episode includes: - Why they started Sweet Dee's from their parent's kitchen with £500 - How they built Sweet Dee's into a £2.5 million+ brand - Why they were forced to relocate their kitchen twice - Getting into Selfridges and much more! Follow Sweet Dee's on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:24 - Take Off Intro 01:49 - Meet Troy Johnson 03:16 - My school was rough! 07:11 - I couldn’t picture myself as a journalist! 09:30 - The birth of Juici Jerk….South west London don’t have good Caribbean food! 12:27 - Started the brand with £500! 15:02 - Police and fire brigade pulled up to the house 19:05 - Selfridges: from temporary pop-up to best-seller 23:00 - People want to earn more and work less! 27:16 - We declined a franchise offer…from a KNOWN company 30:49 - Why we’re better than the competition 32:39 - Sweet Dee’s: Paying Tribute to our Father 37:27 - We’re family first! 38:17 - People thinking I’m a millionaire 40:01 - Making £2.5 million+ in 2022 44:16 - EXCLUSIVE: New venture in 2024..! 49:06 - Habits that have helped our success 51:29 - Had to learn business through experience 53:56 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Oct 2023 07:00:00 -0000 EP. 95 - They Turned £500 into £2.5 Million+ ft. Troy Johnson (Sweet Dees Jerk) full Savvy Wallet Joining us in the booth this week is Troy, co-founder of Sweet Dee's Jerk, the UK’s new age Caribbean food and culture brand. It is a one-stop shop for Caribbean fusion cuisine in London from their Selfridges kitchen and they provide unique catering service. This episode includes: - Why they started Sweet Dee's from their parent's kitchen with £500 - How they built Sweet Dee's into a £2.5 million+ brand - Why they were forced to relocate their kitchen twice - Getting into Selfridges and much more! Follow Sweet Dee's on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:24 - Take Off Intro 01:49 - Meet Troy Johnson 03:16 - My school was rough! 07:11 - I couldn’t picture myself as a journalist! 09:30 - The birth of Juici Jerk….South west London don’t have good Caribbean food! 12:27 - Started the brand with £500! 15:02 - Police and fire brigade pulled up to the house 19:05 - Selfridges: from temporary pop-up to best-seller 23:00 - People want to earn more and work less! 27:16 - We declined a franchise offer…from a KNOWN company 30:49 - Why we’re better than the competition 32:39 - Sweet Dee’s: Paying Tribute to our Father 37:27 - We’re family first! 38:17 - People thinking I’m a millionaire 40:01 - Making £2.5 million+ in 2022 44:16 - EXCLUSIVE: New venture in 2024..! 49:06 - Habits that have helped our success 51:29 - Had to learn business through experience 53:56 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Troy, co-founder of Sweet Dee's Jerk, the UK’s new age Caribbean food and culture brand. It is a one-stop shop for Caribbean fusion cuisine in London from their Selfridges kitchen and they provide unique catering service.


This episode includes:

- Why they started Sweet Dee's from their parent's kitchen with £500

- How they built Sweet Dee's into a £2.5 million+ brand

- Why they were forced to relocate their kitchen twice

- Getting into Selfridges and much more!


Follow Sweet Dee's on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

01:24 - Take Off Intro

01:49 - Meet Troy Johnson

03:16 - My school was rough!

07:11 - I couldn’t picture myself as a journalist!

09:30 - The birth of Juici Jerk….South west London don’t have good Caribbean food!

12:27 - Started the brand with £500!

15:02 - Police and fire brigade pulled up to the house

19:05 - Selfridges: from temporary pop-up to best-seller

23:00 - People want to earn more and work less!

27:16 - We declined a franchise offer…from a KNOWN company

30:49 - Why we’re better than the competition

32:39 - Sweet Dee’s: Paying Tribute to our Father

37:27 - We’re family first!

38:17 - People thinking I’m a millionaire

40:01 - Making £2.5 million+ in 2022

44:16 - EXCLUSIVE: New venture in 2024..!

49:06 - Habits that have helped our success

51:29 - Had to learn business through experience

53:56 - Final words


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3712 no EP. 94 - How Eating 30+ Plant Foods A Week Can Change Your Life! ft. Jeffrey Boadi https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/5235c20e-c767-4679-a23a-391ae64a63b3 Joining us in the booth this week is Jeffrey, who is founder of the wealth of health where he shares how you can live a healthier live by consuming more plant based foods. This episode includes - Why Jeffrey became Vegan - The benefits of eating plant based foods - Why society doesn't want you to become healthy and much more! Follow Jeffrey on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:36 - Take Off Intro 01:29 - Meet Jeffrey Boadi 03:42 - Boarding school gave me independence 06:23 - Football or nothing, Playing in America & Europe 10:48 - Why I became Vegan 13:03 - Nutrition should be taught in schools! 17:26 - Society doesn’t champion health! 19:14 - Health benefits of plant based foods 20:47 - Lifespan vs healthspan 23:00 - Foods that provided most health benefits? 24:04 - Health concerns with plant based foods? 25:16 - Vegan African foods 27:21 - The Vegan wheel! 29:21 - Health over everything! 35:03 - The wealth of health 40:04 - The benefits of 30+ plant foods a week 44:03 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Aug 2023 07:00:00 -0000 EP. 94 - How Eating 30+ Plant Foods A Week Can Change Your Life! ft. Jeffrey Boadi full Savvy Wallet Joining us in the booth this week is Jeffrey, who is founder of the wealth of health where he shares how you can live a healthier live by consuming more plant based foods. This episode includes - Why Jeffrey became Vegan - The benefits of eating plant based foods - Why society doesn't want you to become healthy and much more! Follow Jeffrey on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:36 - Take Off Intro 01:29 - Meet Jeffrey Boadi 03:42 - Boarding school gave me independence 06:23 - Football or nothing, Playing in America & Europe 10:48 - Why I became Vegan 13:03 - Nutrition should be taught in schools! 17:26 - Society doesn’t champion health! 19:14 - Health benefits of plant based foods 20:47 - Lifespan vs healthspan 23:00 - Foods that provided most health benefits? 24:04 - Health concerns with plant based foods? 25:16 - Vegan African foods 27:21 - The Vegan wheel! 29:21 - Health over everything! 35:03 - The wealth of health 40:04 - The benefits of 30+ plant foods a week 44:03 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Jeffrey, who is founder of the wealth of health where he shares how you can live a healthier live by consuming more plant based foods.


This episode includes

- Why Jeffrey became Vegan

- The benefits of eating plant based foods

- Why society doesn't want you to become healthy and much more!


Follow Jeffrey on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:36 - Take Off Intro

01:29 - Meet Jeffrey Boadi

03:42 - Boarding school gave me independence

06:23 - Football or nothing, Playing in America & Europe

10:48 - Why I became Vegan

13:03 - Nutrition should be taught in schools!

17:26 - Society doesn’t champion health!

19:14 - Health benefits of plant based foods

20:47 - Lifespan vs healthspan

23:00 - Foods that provided most health benefits?

24:04 - Health concerns with plant based foods?

25:16 - Vegan African foods

27:21 - The Vegan wheel!

29:21 - Health over everything!

35:03 - The wealth of health

40:04 - The benefits of 30+ plant foods a week

44:03 - Final words


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3126 no EP. 93 - Financial Advisor: The Secret To Making Your Entire Family Wealthy! ft. Emmanuel Jones https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/639b9722-aa47-4629-9096-b17ed15c7402 Joining us in the booth this week is Emmanuel, who works with individuals, families and businesses to provide them with insurance that fits their needs. This episode includes: - Summary of what a will is and why you need one - Tips for how couples can be more transparent with money - How you can protect your assets - How you can make your family wealthy and much more! Follow Emmanuel on Instagram here Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:40 - Take Off Intro 01:15 - Meet Insurance Advisor: Emmanuel Jones 03:06 - Grew up where Krept and Konan did 06:40 - Going to the worst school in Croydon 08:15 - Majority of millionaires are in their 40’s 12:11 - Diamond in the rough! 15:52 - My first company hired me back and this happened… 21:30 - Fired for this silly reason! 23:17 - 9-5 wasn’t for me 33:43 - Money: Single vs married 36:39 - Men take on too much financial burden? 40:06 - Don’t hide money from your partner! 45:19 - Government may take your money if… 48:57 - Succession and last power of attorney 55:57 - Banks use your money to invest! 01:00:10 - How to protect your assets 01:02:51 - My client got paid out £25,000 01:05:17 - Everyone needs this as a minimum! 01:08:28 - How to make your family wealthy 01:10:23 - Don’t scale back too much! 01:15:03 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Aug 2023 07:00:00 -0000 EP. 93 - Financial Advisor: The Secret To Making Your Entire Family Wealthy! ft. Emmanuel Jones full Savvy Wallet Joining us in the booth this week is Emmanuel, who works with individuals, families and businesses to provide them with insurance that fits their needs. This episode includes: - Summary of what a will is and why you need one - Tips for how couples can be more transparent with money - How you can protect your assets - How you can make your family wealthy and much more! Follow Emmanuel on Instagram here Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:40 - Take Off Intro 01:15 - Meet Insurance Advisor: Emmanuel Jones 03:06 - Grew up where Krept and Konan did 06:40 - Going to the worst school in Croydon 08:15 - Majority of millionaires are in their 40’s 12:11 - Diamond in the rough! 15:52 - My first company hired me back and this happened… 21:30 - Fired for this silly reason! 23:17 - 9-5 wasn’t for me 33:43 - Money: Single vs married 36:39 - Men take on too much financial burden? 40:06 - Don’t hide money from your partner! 45:19 - Government may take your money if… 48:57 - Succession and last power of attorney 55:57 - Banks use your money to invest! 01:00:10 - How to protect your assets 01:02:51 - My client got paid out £25,000 01:05:17 - Everyone needs this as a minimum! 01:08:28 - How to make your family wealthy 01:10:23 - Don’t scale back too much! 01:15:03 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Emmanuel, who works with individuals, families and businesses to provide them with insurance that fits their needs.


This episode includes:

- Summary of what a will is and why you need one

- Tips for how couples can be more transparent with money

- How you can protect your assets

- How you can make your family wealthy and much more!


Follow Emmanuel on Instagram here


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


Our partners:

Coursera

Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet

Ato has personally used Coursera to obtain an AI certificate.


NordVPN

Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902


Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


TIMESTAMPS

00:00 - Preview

00:40 - Take Off Intro

01:15 - Meet Insurance Advisor: Emmanuel Jones

03:06 - Grew up where Krept and Konan did

06:40 - Going to the worst school in Croydon

08:15 - Majority of millionaires are in their 40’s

12:11 - Diamond in the rough!

15:52 - My first company hired me back and this happened…

21:30 - Fired for this silly reason!

23:17 - 9-5 wasn’t for me

33:43 - Money: Single vs married

36:39 - Men take on too much financial burden?

40:06 - Don’t hide money from your partner!

45:19 - Government may take your money if…

48:57 - Succession and last power of attorney

55:57 - Banks use your money to invest!

01:00:10 - How to protect your assets

01:02:51 - My client got paid out £25,000

01:05:17 - Everyone needs this as a minimum!

01:08:28 - How to make your family wealthy

01:10:23 - Don’t scale back too much!

01:15:03 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5158 no EP. 92 - Building Ghana's First Social Media App ft. James Mercer (Tayp) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a0d180f2-09b8-4613-9c3b-02aea982801c Joining us in the booth this week is James Mercer, founder and CEO of Tayp, an audio based social media platform. This episode includes: - The realities of creating a social media app - Why he built he wants to launch Tayp in Ghana first - Advice for starting a business in Ghana and much more! Follow James on instagram here Join the Tayp's waitlist here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:33 - Take Off Into 01:08 - Meet the founder of Tayp: James Mercer 03:43 - Where I grew up was a forgotten place! 06:11 - Croydon has gotten worse! 07:39 - I got sent back to Ghana 10:22 Boomerang got me into marketing! 15:36 - Why I created Tayp: the audio social media platform 18:05 - I thought clubhouse stole my idea! 20:34 - Choosing Ghana to launch Tayp 23:12 - Threads launch isn’t normal! 25:32 - What to expect from Tayp 30:11 - How will companies use Tayp 31:49 - Meta stealing ideas 34:10 - Dark side of social media 35:56 - Going viral on Tayp… 40:31 - Challenges of starting a business in Ghana 43:18 - Advice for starting a business in Ghana 45:00 - Entrepreneurs should focus on this one thing… 46:49 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Aug 2023 07:00:00 -0000 EP. 92 - Building Ghana's First Social Media App ft. James Mercer (Tayp) full Savvy Wallet Joining us in the booth this week is James Mercer, founder and CEO of Tayp, an audio based social media platform. This episode includes: - The realities of creating a social media app - Why he built he wants to launch Tayp in Ghana first - Advice for starting a business in Ghana and much more! Follow James on instagram here Join the Tayp's waitlist here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:33 - Take Off Into 01:08 - Meet the founder of Tayp: James Mercer 03:43 - Where I grew up was a forgotten place! 06:11 - Croydon has gotten worse! 07:39 - I got sent back to Ghana 10:22 Boomerang got me into marketing! 15:36 - Why I created Tayp: the audio social media platform 18:05 - I thought clubhouse stole my idea! 20:34 - Choosing Ghana to launch Tayp 23:12 - Threads launch isn’t normal! 25:32 - What to expect from Tayp 30:11 - How will companies use Tayp 31:49 - Meta stealing ideas 34:10 - Dark side of social media 35:56 - Going viral on Tayp… 40:31 - Challenges of starting a business in Ghana 43:18 - Advice for starting a business in Ghana 45:00 - Entrepreneurs should focus on this one thing… 46:49 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is James Mercer, founder and CEO of Tayp, an audio based social media platform.


This episode includes:

- The realities of creating a social media app

- Why he built he wants to launch Tayp in Ghana first

- Advice for starting a business in Ghana and much more!


Follow James on instagram here

Join the Tayp's waitlist here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:33 - Take Off Into

01:08 - Meet the founder of Tayp: James Mercer

03:43 - Where I grew up was a forgotten place!

06:11 - Croydon has gotten worse!

07:39 - I got sent back to Ghana

10:22 Boomerang got me into marketing!

15:36 - Why I created Tayp: the audio social media platform

18:05 - I thought clubhouse stole my idea!

20:34 - Choosing Ghana to launch Tayp

23:12 - Threads launch isn’t normal!

25:32 - What to expect from Tayp

30:11 - How will companies use Tayp

31:49 - Meta stealing ideas

34:10 - Dark side of social media

35:56 - Going viral on Tayp…

40:31 - Challenges of starting a business in Ghana

43:18 - Advice for starting a business in Ghana

45:00 - Entrepreneurs should focus on this one thing…

46:49 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3265 no EP. 91 - How I Sold 50,000+ Beard Products ft. Adam (BeardGang Members) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/5c76461d-e245-4c98-a86e-7b8830ce1840 Joining us in the booth this week is Adam, founder of BeardGang Members, where he's created beard products for men. This episode includes: - Quitting football and working in the investment industry - How he managed to sell 50,000+ beard products - Details behind his “£25,000” TFL bus advert - Why he set up his own record label, working with his artist A1 Rico and much more! Follow Adam on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:18 - Take Off Into 01:53 - Why Inflation is out of control! 06:51 - Into to Adam 08:22 - My mum didn’t want me to go school in Tottenham! 10:50 - I don’t like authority! 13:08 - I always wanted to be rich 16:49 - Harry Redknapp watched me play football 20:11 - Football robs you of your youth! 22:28 - Working for a dodgy investment company promising £100k 26:24 - They weren’t trying to make clients any money! 28:32 - Being a trainee in a financial institution is demeaning! 32:51 - Spending £5000 on a sample for 1st business 35:08 - The birth of BeardGang members 36:38 - Spending £10,000 on a marketing course! 39:14 - Creating my first product! 42:16 - Selling 50,000+ products 45:23 - Spending £25,000 on TFL buses 49:51 - Starting a record label! 56:22 - A1 Rico is better than Central Cee and Stormzy 01:00:38 - Advice for starting an e-commerce business 01:04:26 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Jul 2023 07:00:00 -0000 EP. 91 - How I Sold 50,000+ Beard Products ft. Adam (BeardGang Members) full Savvy Wallet Joining us in the booth this week is Adam, founder of BeardGang Members, where he's created beard products for men. This episode includes: - Quitting football and working in the investment industry - How he managed to sell 50,000+ beard products - Details behind his “£25,000” TFL bus advert - Why he set up his own record label, working with his artist A1 Rico and much more! Follow Adam on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:18 - Take Off Into 01:53 - Why Inflation is out of control! 06:51 - Into to Adam 08:22 - My mum didn’t want me to go school in Tottenham! 10:50 - I don’t like authority! 13:08 - I always wanted to be rich 16:49 - Harry Redknapp watched me play football 20:11 - Football robs you of your youth! 22:28 - Working for a dodgy investment company promising £100k 26:24 - They weren’t trying to make clients any money! 28:32 - Being a trainee in a financial institution is demeaning! 32:51 - Spending £5000 on a sample for 1st business 35:08 - The birth of BeardGang members 36:38 - Spending £10,000 on a marketing course! 39:14 - Creating my first product! 42:16 - Selling 50,000+ products 45:23 - Spending £25,000 on TFL buses 49:51 - Starting a record label! 56:22 - A1 Rico is better than Central Cee and Stormzy 01:00:38 - Advice for starting an e-commerce business 01:04:26 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Adam, founder of BeardGang Members, where he's created beard products for men.


This episode includes:

- Quitting football and working in the investment industry

- How he managed to sell 50,000+ beard products

- Details behind his “£25,000” TFL bus advert

- Why he set up his own record label, working with his artist A1 Rico and much more!


Follow Adam on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

01:18 - Take Off Into

01:53 - Why Inflation is out of control!

06:51 - Into to Adam

08:22 - My mum didn’t want me to go school in Tottenham!

10:50 - I don’t like authority!

13:08 - I always wanted to be rich

16:49 - Harry Redknapp watched me play football

20:11 - Football robs you of your youth!

22:28 - Working for a dodgy investment company promising £100k

26:24 - They weren’t trying to make clients any money!

28:32 - Being a trainee in a financial institution is demeaning!

32:51 - Spending £5000 on a sample for 1st business

35:08 - The birth of BeardGang members

36:38 - Spending £10,000 on a marketing course!

39:14 - Creating my first product!

42:16 - Selling 50,000+ products

45:23 - Spending £25,000 on TFL buses

49:51 - Starting a record label!

56:22 - A1 Rico is better than Central Cee and Stormzy

01:00:38 - Advice for starting an e-commerce business

01:04:26 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4437 no EP. 90 - From Uber Driver To Property Millionaire ft. Dr Daniel Moses https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/279a3191-86ec-4a03-bdff-849fec410ac2 Joining us in the booth this week is Dr Daniel Moses, who is a property investor and founder of property wealth education. This episode includes: - Why Dr Daniel Moses had to flee gang wars in Nigeria - Why he quit Uber to get into property - How he scaled his property portfolio to millions and much more! Follow Dr Daniel Moses on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:49 - Take Off Into 01:24 - Into to Dr Daniel Moses 08:35 - Growing up in Nigeria 10:51 - I sold everything 13:29 - Forced to join a gang at uni 15:01 - Gang wars in Nigeria 19:07 - I did any job I could in the UK 21:37 - Why I stayed in the UK 23:48 - I lost everything! 30:39 - My path to property investing 38:30 - Quitting Uber 40:34 - Learn to fall forward! 43:35 - My property portfolio 46:10 - My property got devalued 52:50 - Value of my property portfolio 54:37 - Tips in property for beginners 01:01:03 - My students successes 01:05:06 - My new book: The Test 01:06:10 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Jul 2023 07:00:00 -0000 EP. 90 - From Uber Driver To Property Millionaire ft. Dr Daniel Moses full Savvy Wallet Joining us in the booth this week is Dr Daniel Moses, who is a property investor and founder of property wealth education. This episode includes: - Why Dr Daniel Moses had to flee gang wars in Nigeria - Why he quit Uber to get into property - How he scaled his property portfolio to millions and much more! Follow Dr Daniel Moses on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:49 - Take Off Into 01:24 - Into to Dr Daniel Moses 08:35 - Growing up in Nigeria 10:51 - I sold everything 13:29 - Forced to join a gang at uni 15:01 - Gang wars in Nigeria 19:07 - I did any job I could in the UK 21:37 - Why I stayed in the UK 23:48 - I lost everything! 30:39 - My path to property investing 38:30 - Quitting Uber 40:34 - Learn to fall forward! 43:35 - My property portfolio 46:10 - My property got devalued 52:50 - Value of my property portfolio 54:37 - Tips in property for beginners 01:01:03 - My students successes 01:05:06 - My new book: The Test 01:06:10 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Dr Daniel Moses, who is a property investor and founder of property wealth education.


This episode includes:

- Why Dr Daniel Moses had to flee gang wars in Nigeria

- Why he quit Uber to get into property

- How he scaled his property portfolio to millions and much more!


Follow Dr Daniel Moses on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:49 - Take Off Into

01:24 - Into to Dr Daniel Moses

08:35 - Growing up in Nigeria

10:51 - I sold everything

13:29 - Forced to join a gang at uni

15:01 - Gang wars in Nigeria

19:07 - I did any job I could in the UK

21:37 - Why I stayed in the UK

23:48 - I lost everything!

30:39 - My path to property investing

38:30 - Quitting Uber

40:34 - Learn to fall forward!

43:35 - My property portfolio

46:10 - My property got devalued

52:50 - Value of my property portfolio

54:37 - Tips in property for beginners

01:01:03 - My students successes

01:05:06 - My new book: The Test

01:06:10 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4357 no EP. 89 - From Athletics to Helping Diverse Talent Land Top Grad Jobs ft. Tobi Ogundipe https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/5a6be836-6b8a-4bda-8b0d-114368eef13f Joining us in the booth this week is Tobi, Founder of Diverse, a careers platform that helps diverse talent land graduate jobs at top companies. This episode includes: - What his business has taught him in 2 years - Working with Stormzy and Adidas on a careers campaign - Living in South America and much more! Follow Tobi on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:35 - Take Off Intro 01:10 - Intro to Tobi 05:20 - No regrets about Athletics 11:23 - My business did well from day 1 16:20 - Working with Stormzy and Adidas 24:45 - Diverse: how we’ve evolved! 26:27 - I’m not hiring if you’re not an A player! 30:32 - The truth about managing people! 33:29 - Quitting my job 40:34 - Biggest successes for diverse 41:37 - I hired the wrong person 46:06 - Impact over money! 47:41 - Living in South America 52:42 - Cons of living abroad/being a digital nomad 55:05 - Tips for starting a business 57:27 - You don’t own your Instagram audience! 59:44 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Jul 2023 07:00:00 -0000 EP. 89 - From Athletics to Helping Diverse Talent Land Top Grad Jobs ft. Tobi Ogundipe full Savvy Wallet Joining us in the booth this week is Tobi, Founder of Diverse, a careers platform that helps diverse talent land graduate jobs at top companies. This episode includes: - What his business has taught him in 2 years - Working with Stormzy and Adidas on a careers campaign - Living in South America and much more! Follow Tobi on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:35 - Take Off Intro 01:10 - Intro to Tobi 05:20 - No regrets about Athletics 11:23 - My business did well from day 1 16:20 - Working with Stormzy and Adidas 24:45 - Diverse: how we’ve evolved! 26:27 - I’m not hiring if you’re not an A player! 30:32 - The truth about managing people! 33:29 - Quitting my job 40:34 - Biggest successes for diverse 41:37 - I hired the wrong person 46:06 - Impact over money! 47:41 - Living in South America 52:42 - Cons of living abroad/being a digital nomad 55:05 - Tips for starting a business 57:27 - You don’t own your Instagram audience! 59:44 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Tobi, Founder of Diverse, a careers platform that helps diverse talent land graduate jobs at top companies.


This episode includes:

- What his business has taught him in 2 years

- Working with Stormzy and Adidas on a careers campaign

- Living in South America and much more!


Follow Tobi on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:35 - Take Off Intro

01:10 - Intro to Tobi

05:20 - No regrets about Athletics

11:23 - My business did well from day 1

16:20 - Working with Stormzy and Adidas

24:45 - Diverse: how we’ve evolved!

26:27 - I’m not hiring if you’re not an A player!

30:32 - The truth about managing people!

33:29 - Quitting my job

40:34 - Biggest successes for diverse

41:37 - I hired the wrong person

46:06 - Impact over money!

47:41 - Living in South America

52:42 - Cons of living abroad/being a digital nomad

55:05 - Tips for starting a business

57:27 - You don’t own your Instagram audience!

59:44 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4102 no EP. 88 - From Quitting Music To Launching Ghana's Top Business Podcast ft. Adrian Daniels (Sound of Accra Podcast) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/59778c2c-73aa-48c5-8e7a-2e6627d24bbe Joining us in the booth this week is Adrian, who is a digital consultant, podcast coach, mentor and host of the Sound of Accra Podcast and Quit and Switch Podcast. This episode includes: Motivations for creating Sound of Accra Podcast How he monetised his podcast and much more! Advice for launching your own podcast and more! Follow Adrian on Instagram here and his personal here Check out his website here and his podcast community here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:28 - Take Off Intro 01:03 - The Podcast Show 2023: Lessons, Pros & Cons 10:17 - Intro to Adrian 11:43 - Moving to Ghana 13:33 - I could have gone down a different path! 17:15 - Felt like I was three years behind! 19:33 - Quit music, the industry was dark! 29:59 - Ryan Leslie: Cut out the middle man! 34:14 - The birth of Sound of Accra & first business failure 38:31 - Delivery anywhere in Accra in 60 mins 41:23 - Millionaires in Africa 42:56 - Credibility as a podcaster 50:26 - Monetising your podcast 56:25 - Don’t make this mistake with your podcast 01:01:22 - A to B Podcasting 01:03:18 - The state of podcasting 01:08:05 - Advice for starting a podcast 01:10:09 - Getting 100,000 downloads 01:12:55 - Final Messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Jul 2023 07:00:00 -0000 EP. 88 - From Quitting Music To Launching Ghana's Top Business Podcast ft. Adrian Daniels (Sound of Accra Podcast) full Savvy Wallet Joining us in the booth this week is Adrian, who is a digital consultant, podcast coach, mentor and host of the Sound of Accra Podcast and Quit and Switch Podcast. This episode includes: Motivations for creating Sound of Accra Podcast How he monetised his podcast and much more! Advice for launching your own podcast and more! Follow Adrian on Instagram here and his personal here Check out his website here and his podcast community here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:28 - Take Off Intro 01:03 - The Podcast Show 2023: Lessons, Pros & Cons 10:17 - Intro to Adrian 11:43 - Moving to Ghana 13:33 - I could have gone down a different path! 17:15 - Felt like I was three years behind! 19:33 - Quit music, the industry was dark! 29:59 - Ryan Leslie: Cut out the middle man! 34:14 - The birth of Sound of Accra & first business failure 38:31 - Delivery anywhere in Accra in 60 mins 41:23 - Millionaires in Africa 42:56 - Credibility as a podcaster 50:26 - Monetising your podcast 56:25 - Don’t make this mistake with your podcast 01:01:22 - A to B Podcasting 01:03:18 - The state of podcasting 01:08:05 - Advice for starting a podcast 01:10:09 - Getting 100,000 downloads 01:12:55 - Final Messages Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Adrian, who is a digital consultant, podcast coach, mentor and host of the Sound of Accra Podcast and Quit and Switch Podcast.


This episode includes:

  • Motivations for creating Sound of Accra Podcast
  • How he monetised his podcast and much more!
  • Advice for launching your own podcast and more!


Follow Adrian on Instagram here and his personal here

Check out his website here and his podcast community here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:28 - Take Off Intro

01:03 - The Podcast Show 2023: Lessons, Pros & Cons

10:17 - Intro to Adrian

11:43 - Moving to Ghana

13:33 - I could have gone down a different path!

17:15 - Felt like I was three years behind!

19:33 - Quit music, the industry was dark!

29:59 - Ryan Leslie: Cut out the middle man!

34:14 - The birth of Sound of Accra & first business failure

38:31 - Delivery anywhere in Accra in 60 mins

41:23 - Millionaires in Africa

42:56 - Credibility as a podcaster

50:26 - Monetising your podcast

56:25 - Don’t make this mistake with your podcast

01:01:22 - A to B Podcasting

01:03:18 - The state of podcasting

01:08:05 - Advice for starting a podcast

01:10:09 - Getting 100,000 downloads

01:12:55 - Final Messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4759 no EP. 87 - From Anthony Joshua’s Barber To Building SliderCuts Studios ft. Mark Maciver (SliderCuts) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/e91d4718-b0af-4729-a263-444af43719f5 Joining us in the booth this week is Mark, Founder of SliderCuts and an award winning barber. This episode includes: How SliderCuts was born Setting up his barbershop with no money How Mark got celebrity clients like Lebron James, Anthony Joshua, Stormzy and much more Follow Mark on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:37- Take Off Intro 01:12 - Intro to Founder of SliderCuts Mark 06:19 - Born in London, home life is Nigerian 08:47 - Living between rich and poor 12:11 - This makes you middle class! 18:19 - Not belonging helped me! 25:00 - Haircuts from mum & cutting my own hair 28:18 - Try this haircut hack 28:41 - Birth of SliderCuts, cutting hair for free 34:34 - Always saw myself as a business 38:09 - Opening up a shop with £0, Borrowing £200k+ 41:18 - Belief should be backed up! 45:48 - Patience paid off! 48:14 - Balling on £30 per week! 49:32 - Don’t leave your parent’s house! 53:29 - Getting celebrity clients: Anthony Joshua, Stormzy, Lebron James 57:03 - No validation from Celebrities 58:51 - I failed creating an app! 01:02:47 - I don’t dwell in defeat! 01:08:19 - Driven but not ambitious 01:15:09 - Live in the present, not the past or future 01:19:41 - Create your own luck 01:24:05 - Cutting Dwayne Wade’s hair 01:25:32 - Final Messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Jul 2023 07:00:00 -0000 EP. 87 - From Anthony Joshua’s Barber To Building SliderCuts Studios ft. Mark Maciver (SliderCuts) full Savvy Wallet Joining us in the booth this week is Mark, Founder of SliderCuts and an award winning barber. This episode includes: How SliderCuts was born Setting up his barbershop with no money How Mark got celebrity clients like Lebron James, Anthony Joshua, Stormzy and much more Follow Mark on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:37- Take Off Intro 01:12 - Intro to Founder of SliderCuts Mark 06:19 - Born in London, home life is Nigerian 08:47 - Living between rich and poor 12:11 - This makes you middle class! 18:19 - Not belonging helped me! 25:00 - Haircuts from mum & cutting my own hair 28:18 - Try this haircut hack 28:41 - Birth of SliderCuts, cutting hair for free 34:34 - Always saw myself as a business 38:09 - Opening up a shop with £0, Borrowing £200k+ 41:18 - Belief should be backed up! 45:48 - Patience paid off! 48:14 - Balling on £30 per week! 49:32 - Don’t leave your parent’s house! 53:29 - Getting celebrity clients: Anthony Joshua, Stormzy, Lebron James 57:03 - No validation from Celebrities 58:51 - I failed creating an app! 01:02:47 - I don’t dwell in defeat! 01:08:19 - Driven but not ambitious 01:15:09 - Live in the present, not the past or future 01:19:41 - Create your own luck 01:24:05 - Cutting Dwayne Wade’s hair 01:25:32 - Final Messages Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Mark, Founder of SliderCuts and an award winning barber.


This episode includes:

  • How SliderCuts was born
  • Setting up his barbershop with no money
  • How Mark got celebrity clients like Lebron James, Anthony Joshua, Stormzy and much more


Follow Mark on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:37- Take Off Intro

01:12 - Intro to Founder of SliderCuts Mark

06:19 - Born in London, home life is Nigerian

08:47 - Living between rich and poor

12:11 - This makes you middle class!

18:19 - Not belonging helped me!

25:00 - Haircuts from mum & cutting my own hair

28:18 - Try this haircut hack

28:41 - Birth of SliderCuts, cutting hair for free

34:34 - Always saw myself as a business

38:09 - Opening up a shop with £0, Borrowing £200k+

41:18 - Belief should be backed up!

45:48 - Patience paid off!

48:14 - Balling on £30 per week!

49:32 - Don’t leave your parent’s house!

53:29 - Getting celebrity clients: Anthony Joshua, Stormzy, Lebron James

57:03 - No validation from Celebrities

58:51 - I failed creating an app!

01:02:47 - I don’t dwell in defeat!

01:08:19 - Driven but not ambitious

01:15:09 - Live in the present, not the past or future

01:19:41 - Create your own luck

01:24:05 - Cutting Dwayne Wade’s hair

01:25:32 - Final Messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5333 no EP. 86 - From Mixtape Madness to Building A £10M+ Ad Spend Agency ft. Mas Manima https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/8a575007-911e-4dca-bb73-0a15b0931bc6 Joining us in the booth this week is Mas, founder of Translate Culture, an agency that works with black consumer, personal and media brands to help them grow through unique advertising. This episode includes: Lessons learnt from Mixtape Madness How Mas accidentally created Translate Culture How he's built he's build a £10M+ advertising budget with his clients like Ava Estell, Plantmade, Alonuko, Ruka Hair, Treasure Tress, Oja and much more Follow Mas on Instagram here Buy tickets to the direct to culture event here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:53 - Take Off Intro 01:28 - Intro to Mas 03:38 - From Congo to North London 06:53 - First black millionaires in the UK 09:47 - Going to Worst School in the Borough 12:33 - Pursuing Football with Charlton 14:06 - Never again will I not make it! 17:11 - Marketing grabbed me! 19:45 - Mixtape Madness, K Koke & Chipmunk 26:50 - Promoted 3 times in 4 years 30:55 - I created Translate Culture By Accident 33:10 - From Charging £200 to Beyond 33:50 - Losing half my clients to COVID 37:39 - Independent black media is important! 43:07 - Media is run by advertising! 44:38 - Client making £8m+ a year 46:11 - Footballers and Rappers becoming Entrepreneurs! 47:25 - Data, Culture and Storytelling! 51:41 - Managing £10M+ of Ad Spend + Impact is important! 54:17 - Challenges with my business 58:23 - Direct to Culture Event 01:04:51 - Final Messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Jun 2023 07:00:00 -0000 EP. 86 - From Mixtape Madness to Building A £10M+ Ad Spend Agency ft. Mas Manima full Savvy Wallet Joining us in the booth this week is Mas, founder of Translate Culture, an agency that works with black consumer, personal and media brands to help them grow through unique advertising. This episode includes: Lessons learnt from Mixtape Madness How Mas accidentally created Translate Culture How he's built he's build a £10M+ advertising budget with his clients like Ava Estell, Plantmade, Alonuko, Ruka Hair, Treasure Tress, Oja and much more Follow Mas on Instagram here Buy tickets to the direct to culture event here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:53 - Take Off Intro 01:28 - Intro to Mas 03:38 - From Congo to North London 06:53 - First black millionaires in the UK 09:47 - Going to Worst School in the Borough 12:33 - Pursuing Football with Charlton 14:06 - Never again will I not make it! 17:11 - Marketing grabbed me! 19:45 - Mixtape Madness, K Koke & Chipmunk 26:50 - Promoted 3 times in 4 years 30:55 - I created Translate Culture By Accident 33:10 - From Charging £200 to Beyond 33:50 - Losing half my clients to COVID 37:39 - Independent black media is important! 43:07 - Media is run by advertising! 44:38 - Client making £8m+ a year 46:11 - Footballers and Rappers becoming Entrepreneurs! 47:25 - Data, Culture and Storytelling! 51:41 - Managing £10M+ of Ad Spend + Impact is important! 54:17 - Challenges with my business 58:23 - Direct to Culture Event 01:04:51 - Final Messages Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Mas, founder of Translate Culture, an agency that works with black consumer, personal and media brands to help them grow through unique advertising.


This episode includes:

  • Lessons learnt from Mixtape Madness
  • How Mas accidentally created Translate Culture
  • How he's built he's build a £10M+ advertising budget with his clients like Ava Estell, Plantmade, Alonuko, Ruka Hair, Treasure Tress, Oja and much more


Follow Mas on Instagram here

Buy tickets to the direct to culture event here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

00:53 - Take Off Intro

01:28 - Intro to Mas

03:38 - From Congo to North London

06:53 - First black millionaires in the UK

09:47 - Going to Worst School in the Borough

12:33 - Pursuing Football with Charlton

14:06 - Never again will I not make it!

17:11 - Marketing grabbed me!

19:45 - Mixtape Madness, K Koke & Chipmunk

26:50 - Promoted 3 times in 4 years

30:55 - I created Translate Culture By Accident

33:10 - From Charging £200 to Beyond

33:50 - Losing half my clients to COVID

37:39 - Independent black media is important!

43:07 - Media is run by advertising!

44:38 - Client making £8m+ a year

46:11 - Footballers and Rappers becoming Entrepreneurs!

47:25 - Data, Culture and Storytelling!

51:41 - Managing £10M+ of Ad Spend + Impact is important!

54:17 - Challenges with my business

58:23 - Direct to Culture Event

01:04:51 - Final Messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4334 no EP. 85 - Building A Fine Dining African Restaurant With No Experience ft. Aji Akokomi https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/6c400e03-62b2-4a11-8f85-541953468a4d Joining us in the booth this week is Aji, founder of Akoko, a Fine Dining West African Restaurant in Central London. This episode includes: The journey to building Akoko Why he wouldn’t recommend launching a restaurant How much it costs to launch a fine dining restaurant and much more! Follow Aji on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:37 - Take Off Intro 01:12 - Intro to Aji 03:25 - Growing up in Nigeria 07:14 - Moving to the UK 13:29 - The birth of Akoko 016:14 - 3 years to find a venue 18:23 - Landlord turned me down! 23:48 - Creating the menu 27:10 - Don’t open a restaurant if… 30:20 - 3 head chefs in 3 years! 34:54 - Tasting menu over la carte 42:13 - Restaurant profitable in 1st year? 47:19 - You need this amount to open a fine dining restaurant! 50:50 - Pressure of high standards 01:00:31 - Habits that led to success 01:02:04 - Advice to open up a fine dining restaurant 01:07:14 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Jun 2023 07:00:00 -0000 EP. 85 - Building A Fine Dining African Restaurant With No Experience ft. Aji Akokomi full Savvy Wallet Joining us in the booth this week is Aji, founder of Akoko, a Fine Dining West African Restaurant in Central London. This episode includes: The journey to building Akoko Why he wouldn’t recommend launching a restaurant How much it costs to launch a fine dining restaurant and much more! Follow Aji on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:37 - Take Off Intro 01:12 - Intro to Aji 03:25 - Growing up in Nigeria 07:14 - Moving to the UK 13:29 - The birth of Akoko 016:14 - 3 years to find a venue 18:23 - Landlord turned me down! 23:48 - Creating the menu 27:10 - Don’t open a restaurant if… 30:20 - 3 head chefs in 3 years! 34:54 - Tasting menu over la carte 42:13 - Restaurant profitable in 1st year? 47:19 - You need this amount to open a fine dining restaurant! 50:50 - Pressure of high standards 01:00:31 - Habits that led to success 01:02:04 - Advice to open up a fine dining restaurant 01:07:14 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Aji, founder of Akoko, a Fine Dining West African Restaurant in Central London.


This episode includes:

  • The journey to building Akoko
  • Why he wouldn’t recommend launching a restaurant
  • How much it costs to launch a fine dining restaurant and much more!


Follow Aji on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:37 - Take Off Intro

01:12 - Intro to Aji

03:25 - Growing up in Nigeria

07:14 - Moving to the UK

13:29 - The birth of Akoko

016:14 - 3 years to find a venue

18:23 - Landlord turned me down!

23:48 - Creating the menu

27:10 - Don’t open a restaurant if…

30:20 - 3 head chefs in 3 years!

34:54 - Tasting menu over la carte

42:13 - Restaurant profitable in 1st year?

47:19 - You need this amount to open a fine dining restaurant!

50:50 - Pressure of high standards

01:00:31 - Habits that led to success

01:02:04 - Advice to open up a fine dining restaurant

01:07:14 - Final words


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4348 no EP. 84 - How I Built A £5 Million+ Lending Platform ft. Demi Ariyo https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/35f265d1-10f4-4773-8ed9-755c5da22b8b Joining us in the booth this week is Demi, founder of Lendoe, an online lending platform that provides access to funding for underestimated entrepreneurs. This episode includes: - Why he quit his dream of becoming a footballer - Challenges he had with his first business Skate & Skank - How Demi got into the world of investing into stocks, shares and bonds - The journey to building Lendoe to what it is today - Plans to raise £10 Million+ for businesses in the future and much more Follow Demi here Get tickets to 'The Update' Event here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:02 - Take Off Intro 01:37 - Intro to Demi 05:20 - Growing Up In Islington & Hackney 13:12 - Wanted To Be With The Cool kids in school! 17:04 - Sales career started in school! 19:50 - I Wanted To Become A Footballer! 24:05 - Skate & Skank My First business 26:07 - Why We Stopped Skate & Skank 27:23 - How I Discovered Investing 30:59 - Raising Money For My Church & The Birth of Lendoe! 33:18 - The Lendoe Platform 34:36 - Making Good Money Lending 38:12 - Why Underestimated Founders Don’t Get Funding 41:12 - Why You’re Scared of Credit! 43:55 - Raising £5 million+ for businesses like SoulCap, Ava Estelle, SliderCuts & more 50:49 - Giving Away Equity is Expensive! 58:25 - The plan to raise £10 million+ 01:04:30 - As an Entrepreneur I Struggle With This 01:11:18 - ’The Update’ Event 01:14:35 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Jun 2023 07:00:00 -0000 EP. 84 - How I Built A £5 Million+ Lending Platform ft. Demi Ariyo full Savvy Wallet Joining us in the booth this week is Demi, founder of Lendoe, an online lending platform that provides access to funding for underestimated entrepreneurs. This episode includes: - Why he quit his dream of becoming a footballer - Challenges he had with his first business Skate & Skank - How Demi got into the world of investing into stocks, shares and bonds - The journey to building Lendoe to what it is today - Plans to raise £10 Million+ for businesses in the future and much more Follow Demi here Get tickets to 'The Update' Event here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:02 - Take Off Intro 01:37 - Intro to Demi 05:20 - Growing Up In Islington & Hackney 13:12 - Wanted To Be With The Cool kids in school! 17:04 - Sales career started in school! 19:50 - I Wanted To Become A Footballer! 24:05 - Skate & Skank My First business 26:07 - Why We Stopped Skate & Skank 27:23 - How I Discovered Investing 30:59 - Raising Money For My Church & The Birth of Lendoe! 33:18 - The Lendoe Platform 34:36 - Making Good Money Lending 38:12 - Why Underestimated Founders Don’t Get Funding 41:12 - Why You’re Scared of Credit! 43:55 - Raising £5 million+ for businesses like SoulCap, Ava Estelle, SliderCuts & more 50:49 - Giving Away Equity is Expensive! 58:25 - The plan to raise £10 million+ 01:04:30 - As an Entrepreneur I Struggle With This 01:11:18 - ’The Update’ Event 01:14:35 - Final Words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Demi, founder of Lendoe, an online lending platform that provides access to funding for underestimated entrepreneurs.


This episode includes:

- Why he quit his dream of becoming a footballer

- Challenges he had with his first business Skate & Skank

- How Demi got into the world of investing into stocks, shares and bonds

- The journey to building Lendoe to what it is today

- Plans to raise £10 Million+ for businesses in the future and much more


Follow Demi here

Get tickets to 'The Update' Event here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

01:02 - Take Off Intro

01:37 - Intro to Demi

05:20 - Growing Up In Islington & Hackney

13:12 - Wanted To Be With The Cool kids in school!

17:04 - Sales career started in school!

19:50 - I Wanted To Become A Footballer!

24:05 - Skate & Skank My First business

26:07 - Why We Stopped Skate & Skank

27:23 - How I Discovered Investing

30:59 - Raising Money For My Church & The Birth of Lendoe!

33:18 - The Lendoe Platform

34:36 - Making Good Money Lending

38:12 - Why Underestimated Founders Don’t Get Funding

41:12 - Why You’re Scared of Credit!

43:55 - Raising £5 million+ for businesses like SoulCap, Ava Estelle, SliderCuts & more

50:49 - Giving Away Equity is Expensive!

58:25 - The plan to raise £10 million+

01:04:30 - As an Entrepreneur I Struggle With This

01:11:18 - ’The Update’ Event

01:14:35 - Final Words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4838 no EP. 83 - How I Built A Global Beauty Business With £500! ft. Jamelia Donaldson https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/bdf2ad9c-8a98-477b-8c95-523f926a19b3 Joining us in the booth this week is Jamelia, founder of Treasure Tress, Europe’s first and largest natural hair product discovery box. This episode includes: How Jamelia became an entrepreneur by accident How she built her beauty business with no investment  Why she didn’t create her own beauty brand and more Follow Jamelia here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:52 - Intro 01:27 - Intro to Jamelia 04:36 - My Worst Fear Is… 08:27 - I Value Experiences Over Possessions 12:00 - I didn’t want to be an entrepreneur 17:46 - Why I ended up in New York & China 19:32 - Lecturer said I wouldn’t get a first class degree 20:37 - The birth of Treasure Tress 25:13 - Connecting with customers offline is vital! 31:34 - Benefits of the subscription model 34:23 - Your customers are your investors! 37:08 - Postage & Packaging - Why we stopped 41:22 - I started with £500 42:44 - Why I didn’t create my own brand! 44:10 - Dealing with imitators 45:56 - the goal post always moves! 47:45 - Investors didn’t believe in the idea 50:35 - Treasure Tress more than people think it is 52:13 - Pursuing excellence 56:46 - shipping internationally by accident! 58:58 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Jun 2023 07:00:00 -0000 EP. 83 - How I Built A Global Beauty Business With £500! ft. Jamelia Donaldson full Savvy Wallet Joining us in the booth this week is Jamelia, founder of Treasure Tress, Europe’s first and largest natural hair product discovery box. This episode includes: How Jamelia became an entrepreneur by accident How she built her beauty business with no investment  Why she didn’t create her own beauty brand and more Follow Jamelia here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:52 - Intro 01:27 - Intro to Jamelia 04:36 - My Worst Fear Is… 08:27 - I Value Experiences Over Possessions 12:00 - I didn’t want to be an entrepreneur 17:46 - Why I ended up in New York & China 19:32 - Lecturer said I wouldn’t get a first class degree 20:37 - The birth of Treasure Tress 25:13 - Connecting with customers offline is vital! 31:34 - Benefits of the subscription model 34:23 - Your customers are your investors! 37:08 - Postage & Packaging - Why we stopped 41:22 - I started with £500 42:44 - Why I didn’t create my own brand! 44:10 - Dealing with imitators 45:56 - the goal post always moves! 47:45 - Investors didn’t believe in the idea 50:35 - Treasure Tress more than people think it is 52:13 - Pursuing excellence 56:46 - shipping internationally by accident! 58:58 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Jamelia, founder of Treasure Tress, Europe’s first and largest natural hair product discovery box.


This episode includes:

  • How Jamelia became an entrepreneur by accident
  • How she built her beauty business with no investment 
  • Why she didn’t create her own beauty brand and more


Follow Jamelia here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:52 - Intro

01:27 - Intro to Jamelia

04:36 - My Worst Fear Is…

08:27 - I Value Experiences Over Possessions

12:00 - I didn’t want to be an entrepreneur

17:46 - Why I ended up in New York & China

19:32 - Lecturer said I wouldn’t get a first class degree

20:37 - The birth of Treasure Tress

25:13 - Connecting with customers offline is vital!

31:34 - Benefits of the subscription model

34:23 - Your customers are your investors!

37:08 - Postage & Packaging - Why we stopped

41:22 - I started with £500

42:44 - Why I didn’t create my own brand!

44:10 - Dealing with imitators

45:56 - the goal post always moves!

47:45 - Investors didn’t believe in the idea

50:35 - Treasure Tress more than people think it is

52:13 - Pursuing excellence

56:46 - shipping internationally by accident!

58:58 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4085 no EP. 82 - How We Built An Online Marketplace For Black Businesses ft. Nathaniel & Albert (Wakuda) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/f3142110-b6f2-467b-9277-dc58989e03f6 Joining us in the booth this week is Nathaniel and Albert who are creators of Wakuda an online marketplace to discover and shop for cultural gifts and lifestyle products from talented Black creators This episode includes: - How they built an online marketplace for black creators - What they’ve learnt in their journey’s as entrepreneurs - Whether they see Ebay, Amazon, Etsy as competitors and much more! Follow Nathaniel and Albert here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 May 2023 07:00:00 -0000 EP. 82 - How We Built An Online Marketplace For Black Businesses ft. Nathaniel & Albert (Wakuda) full Savvy Wallet Joining us in the booth this week is Nathaniel and Albert who are creators of Wakuda an online marketplace to discover and shop for cultural gifts and lifestyle products from talented Black creators This episode includes: - How they built an online marketplace for black creators - What they’ve learnt in their journey’s as entrepreneurs - Whether they see Ebay, Amazon, Etsy as competitors and much more! Follow Nathaniel and Albert here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Nathaniel and Albert who are creators of Wakuda an online marketplace to discover and shop for cultural gifts and lifestyle products from talented Black creators


This episode includes:

- How they built an online marketplace for black creators

- What they’ve learnt in their journey’s as entrepreneurs

- Whether they see Ebay, Amazon, Etsy as competitors and much more!


Follow Nathaniel and Albert here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version



Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4756 no EP. 81 - From Side Hustling At Uni To Full Time Content Creator ft. Timi Merriman-Johnson (Mr Money Jar) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/c643611a-f4b0-4431-befc-b579c2e7d5db Joining us in the booth this week is Timi an award-winning financial content creator, podcaster, author and founder of Mr MoneyJar, a UK-based financial education company. This episode includes: - Timi's journey to creating Mr MoneyJar - Assisting Emmanuel Asuquo to write his book "Get Your Money Right" - Why networking in your own way is key and much more! Follow Timi on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:27 - Take Off Intro 00:42 - Intro to Timi 06:04 - Growing up in South London 12:13 - Making £5,000 at uni 21:44 - Creating a financial app 25:46 - Nothing I do is planned! 35:33 - To beat the game you got to play the game 38:52 - Investing in myself 44:24 - Writing Emmanuel Asuquo's book 52:29 - One good book can change your life! 59:53 - Lessons from being an entrepreneur 01:02:57 - Turning Mr Money Jar into an AI 01:08:30 - Marriage: why it's important to be self-sufficient with your money 01:12:27 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 May 2023 07:00:00 -0000 EP. 81 - From Side Hustling At Uni To Full Time Content Creator ft. Timi Merriman-Johnson (Mr Money Jar) full Savvy Wallet Joining us in the booth this week is Timi an award-winning financial content creator, podcaster, author and founder of Mr MoneyJar, a UK-based financial education company. This episode includes: - Timi's journey to creating Mr MoneyJar - Assisting Emmanuel Asuquo to write his book "Get Your Money Right" - Why networking in your own way is key and much more! Follow Timi on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:27 - Take Off Intro 00:42 - Intro to Timi 06:04 - Growing up in South London 12:13 - Making £5,000 at uni 21:44 - Creating a financial app 25:46 - Nothing I do is planned! 35:33 - To beat the game you got to play the game 38:52 - Investing in myself 44:24 - Writing Emmanuel Asuquo's book 52:29 - One good book can change your life! 59:53 - Lessons from being an entrepreneur 01:02:57 - Turning Mr Money Jar into an AI 01:08:30 - Marriage: why it's important to be self-sufficient with your money 01:12:27 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Timi an award-winning financial content creator, podcaster, author and founder of Mr MoneyJar, a UK-based financial education company.


This episode includes:

- Timi's journey to creating Mr MoneyJar

- Assisting Emmanuel Asuquo to write his book "Get Your Money Right"

- Why networking in your own way is key and much more!


Follow Timi on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

00:27 - Take Off Intro

00:42 - Intro to Timi

06:04 - Growing up in South London

12:13 - Making £5,000 at uni

21:44 - Creating a financial app

25:46 - Nothing I do is planned!

35:33 - To beat the game you got to play the game

38:52 - Investing in myself

44:24 - Writing Emmanuel Asuquo's book

52:29 - One good book can change your life!

59:53 - Lessons from being an entrepreneur

01:02:57 - Turning Mr Money Jar into an AI

01:08:30 - Marriage: why it's important to be self-sufficient with your money

01:12:27 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4865 no EP. 80 - From Redundancy To TV Financial Advisor ft. Emmanuel Asuquo https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/f09feb07-0e99-4672-8027-7c3923a43892 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Emmanuel a TV Presenter and Financial Advisor. This episode includes: - How Emmanuel became a financial advisor - How Emmanuel overcame redundancy to launch his own business - Tips for becoming a content creator and much more! Follow Emmanuel on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:51 - Take Off Intro 01:06 - Intro to Emmanuel 08:09 - UK isn't designed for us to win! 09:14 - Relocating to Africa 16:26 - Growing up in East London 19:14 - Everyday was a battle! 28:40 - Youngest financial advisor at Barclays 32:53 - Being made redundant 3 times 39:51 - Post redundancy: Starting my business 44:14 - Reason for my business success! 50:43 - This made me go viral! 55:55 - Tips for aspiring content creators! 58:08 - No money in social media for 2 years! 01:05:13 - Creating "get your money right" book 01:12:25 - Ambassador for Barclays after leaving Barclays! 01:15:40 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 May 2023 07:00:00 -0000 EP. 80 - From Redundancy To TV Financial Advisor ft. Emmanuel Asuquo full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Emmanuel a TV Presenter and Financial Advisor. This episode includes: - How Emmanuel became a financial advisor - How Emmanuel overcame redundancy to launch his own business - Tips for becoming a content creator and much more! Follow Emmanuel on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:51 - Take Off Intro 01:06 - Intro to Emmanuel 08:09 - UK isn't designed for us to win! 09:14 - Relocating to Africa 16:26 - Growing up in East London 19:14 - Everyday was a battle! 28:40 - Youngest financial advisor at Barclays 32:53 - Being made redundant 3 times 39:51 - Post redundancy: Starting my business 44:14 - Reason for my business success! 50:43 - This made me go viral! 55:55 - Tips for aspiring content creators! 58:08 - No money in social media for 2 years! 01:05:13 - Creating "get your money right" book 01:12:25 - Ambassador for Barclays after leaving Barclays! 01:15:40 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Emmanuel a TV Presenter and Financial Advisor.


This episode includes:

- How Emmanuel became a financial advisor

- How Emmanuel overcame redundancy to launch his own business

- Tips for becoming a content creator and much more!


Follow Emmanuel on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

00:51 - Take Off Intro

01:06 - Intro to Emmanuel

08:09 - UK isn't designed for us to win!

09:14 - Relocating to Africa

16:26 - Growing up in East London

19:14 - Everyday was a battle!

28:40 - Youngest financial advisor at Barclays

32:53 - Being made redundant 3 times

39:51 - Post redundancy: Starting my business

44:14 - Reason for my business success!

50:43 - This made me go viral!

55:55 - Tips for aspiring content creators!

58:08 - No money in social media for 2 years!

01:05:13 - Creating "get your money right" book

01:12:25 - Ambassador for Barclays after leaving Barclays!

01:15:40 - Final messages



Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4966 no EP. 79 - Homeless To Managing 5 Airbnb Properties! ft. Ibrahim Braimah https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/b12c9707-6dc7-4c1e-b361-010dbaa9083d This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Ibrahim a property investor and mentor that helps people to scale their airbnb business. This episode includes: How Ibrahim beat homelessness and got into the property industry Lessons learned from having multiple businesses How to start an airbnb management company and much more! Follow Ibrahim on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 May 2023 07:00:00 -0000 EP. 79 - Homeless To Managing 5 Airbnb Properties! ft. Ibrahim Braimah full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Ibrahim a property investor and mentor that helps people to scale their airbnb business. This episode includes: How Ibrahim beat homelessness and got into the property industry Lessons learned from having multiple businesses How to start an airbnb management company and much more! Follow Ibrahim on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Ibrahim a property investor and mentor that helps people to scale their airbnb business.


This episode includes:

  • How Ibrahim beat homelessness and got into the property industry
  • Lessons learned from having multiple businesses
  • How to start an airbnb management company and much more!


Follow Ibrahim on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4589 no EP. 79 OUT TUESDAY 8AM https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/6ef4dd23-6f56-4be3-a749-e14af478c0cf Hey people, EP. 79 will be coming out on Tuesday instead of Monday as I took some time off. Thank you for your patience, I appreciate it. Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 May 2023 07:00:00 -0000 EP. 79 OUT TUESDAY 8AM full Savvy Wallet Hey people, EP. 79 will be coming out on Tuesday instead of Monday as I took some time off. Thank you for your patience, I appreciate it. Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Hey people, EP. 79 will be coming out on Tuesday instead of Monday as I took some time off.


Thank you for your patience, I appreciate it.



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 105 no EP. 78 - How A Viral Tweet Created The Pennies To Pounds Business ft. Kia Commodore (Pennies To Pounds Podcast) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/50252ab9-3b7e-4edb-9d4a-133db251c14f This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Kia, founder of pennies to pounds, a financial literacy platform. This episode includes: How a viral tweet changed everything for Kia How Kia turned Pennies To Pounds into a full time business Working with Channel 4, Nike, Offspring and much more! Follow Kia on instagram on pennies to pounds here and her account here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 May 2023 07:00:00 -0000 EP. 78 - How A Viral Tweet Created The Pennies To Pounds Business ft. Kia Commodore (Pennies To Pounds Podcast) full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Kia, founder of pennies to pounds, a financial literacy platform. This episode includes: How a viral tweet changed everything for Kia How Kia turned Pennies To Pounds into a full time business Working with Channel 4, Nike, Offspring and much more! Follow Kia on instagram on pennies to pounds here and her account here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Kia, founder of pennies to pounds, a financial literacy platform.


This episode includes:

  • How a viral tweet changed everything for Kia
  • How Kia turned Pennies To Pounds into a full time business
  • Working with Channel 4, Nike, Offspring and much more!


Follow Kia on instagram on pennies to pounds here and her account here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4121 no EP. 77 - I Got Fired So I Created My Own Drinks Brand! ft. King’Ori Wambaki https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/b8416b4e-ffbd-4388-b217-b9530d8094b2 Joining us in the booth this week is King'Ori, who is a former financial modeller and founder of Bandari Ya Pombe a beverage company. This episode includes: How he's trying to commercialise a drink that is illegal in Kenya The challenges of building a drinks company Why he's motivated to succeed despite pushback from the industry and much more! Follow King'Ori on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:06 - Take off intro 01:20 - Intro to King’Ori 02:40 - Going to school in Kenya 10:55 - Why I got fired 14:58 - The idea came by accident 16:55 - Muratina is poisonous! 18:01 - How I made my first product! 20:54 - Virgin Startup mentorship saved me £3,500 24:08 - My second product is illegal in Kenya 28:35 - Black owned products and Africa 31:06 - Building a distillery in Kenya 33:53 - Pricing my product 38:52 - Bars rejecting my product 42:27 - Selling my product at festivals 46:42 - Entrepreneurship is lonely! 51:10 - Scaling internationally! 58:42 - My biggest mistake! 01:01:43 - Why I’m motivated to succeed 01:03:20 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Apr 2023 07:00:00 -0000 EP. 77 - I Got Fired So I Created My Own Drinks Brand! ft. King’Ori Wambaki full Savvy Wallet Joining us in the booth this week is King'Ori, who is a former financial modeller and founder of Bandari Ya Pombe a beverage company. This episode includes: How he's trying to commercialise a drink that is illegal in Kenya The challenges of building a drinks company Why he's motivated to succeed despite pushback from the industry and much more! Follow King'Ori on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 01:06 - Take off intro 01:20 - Intro to King’Ori 02:40 - Going to school in Kenya 10:55 - Why I got fired 14:58 - The idea came by accident 16:55 - Muratina is poisonous! 18:01 - How I made my first product! 20:54 - Virgin Startup mentorship saved me £3,500 24:08 - My second product is illegal in Kenya 28:35 - Black owned products and Africa 31:06 - Building a distillery in Kenya 33:53 - Pricing my product 38:52 - Bars rejecting my product 42:27 - Selling my product at festivals 46:42 - Entrepreneurship is lonely! 51:10 - Scaling internationally! 58:42 - My biggest mistake! 01:01:43 - Why I’m motivated to succeed 01:03:20 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is King'Ori, who is a former financial modeller and founder of Bandari Ya Pombe a beverage company.


This episode includes:

  • How he's trying to commercialise a drink that is illegal in Kenya
  • The challenges of building a drinks company
  • Why he's motivated to succeed despite pushback from the industry and much more!


Follow King'Ori on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

01:06 - Take off intro

01:20 - Intro to King’Ori

02:40 - Going to school in Kenya

10:55 - Why I got fired

14:58 - The idea came by accident

16:55 - Muratina is poisonous!

18:01 - How I made my first product!

20:54 - Virgin Startup mentorship saved me £3,500

24:08 - My second product is illegal in Kenya

28:35 - Black owned products and Africa

31:06 - Building a distillery in Kenya

33:53 - Pricing my product

38:52 - Bars rejecting my product

42:27 - Selling my product at festivals

46:42 - Entrepreneurship is lonely!

51:10 - Scaling internationally!

58:42 - My biggest mistake!

01:01:43 - Why I’m motivated to succeed

01:03:20 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4246 no EP. 76 - How To Get A Job With No Experience ft. Shay Loko https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/0ce86d0d-c0e0-42c7-b3e8-5ed6423e0849 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Shay, who is a tech sales professional and entrepreneur. This episode includes: What to add to your CV to stand out! How to get work experience when you don't have experience How to switch careers successfully and much more! Follow Shay on Twitter and Instagram Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:36 - Take Off Intro 00:50 - Intro to Shay 04:05 - Managing a career and two businesses 11:02 - Entrepreneur life is super glorified! 12:57 - Dealing with burnout 15:53 - Graduates shouldn't do consulting! 17:24 - How to get experience when you don't have experience 24:36 - Every CV must include this! 29:58 - How to show your passion for an industry 31:03 - Applying to jobs: quantity vs quality 33:52 - Trying and failing! 40:23 - Should you go to career events? 42:55 - How to stand out at a career event 46:19 - The obsession with grad schemes. Is it right for you? 49:28 - How to switch careers successfully 55:44 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Apr 2023 07:00:00 -0000 EP. 76 - How To Get A Job With No Experience ft. Shay Loko full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Shay, who is a tech sales professional and entrepreneur. This episode includes: What to add to your CV to stand out! How to get work experience when you don't have experience How to switch careers successfully and much more! Follow Shay on Twitter and Instagram Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:36 - Take Off Intro 00:50 - Intro to Shay 04:05 - Managing a career and two businesses 11:02 - Entrepreneur life is super glorified! 12:57 - Dealing with burnout 15:53 - Graduates shouldn't do consulting! 17:24 - How to get experience when you don't have experience 24:36 - Every CV must include this! 29:58 - How to show your passion for an industry 31:03 - Applying to jobs: quantity vs quality 33:52 - Trying and failing! 40:23 - Should you go to career events? 42:55 - How to stand out at a career event 46:19 - The obsession with grad schemes. Is it right for you? 49:28 - How to switch careers successfully 55:44 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Shay, who is a tech sales professional and entrepreneur.


This episode includes:

  • What to add to your CV to stand out!
  • How to get work experience when you don't have experience
  • How to switch careers successfully and much more!


Follow Shay on Twitter and Instagram


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

00:36 - Take Off Intro

00:50 - Intro to Shay

04:05 - Managing a career and two businesses

11:02 - Entrepreneur life is super glorified!

12:57 - Dealing with burnout

15:53 - Graduates shouldn't do consulting!

17:24 - How to get experience when you don't have experience

24:36 - Every CV must include this!

29:58 - How to show your passion for an industry

31:03 - Applying to jobs: quantity vs quality

33:52 - Trying and failing!

40:23 - Should you go to career events?

42:55 - How to stand out at a career event

46:19 - The obsession with grad schemes. Is it right for you?

49:28 - How to switch careers successfully

55:44 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3828 no EP. 75 - How I Became An Investment Banker With An Engineering Degree ft. Sol https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/ea4d451e-32e2-437c-8c52-7beec9774212 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Sol, who is an investment banker, founder of totalfiit and a body builder. This episode includes: - How I became an investment banker - Doing 100 hour week as an investment banker - Building his health and wellness platform and much more! Follow Sol on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:43 - Take Off Intro 00:58 - Intro to Sol 03:54 - Growing up in Aylesbury Estate 06:55 - Education wasn't a passion for me 10:21 - The plan to become an investment banker 13:42 - What do investment banking analysts do? 16:25 - Doing 100 hour weeks! 19:24 - Having to hide my personality in the corporate world 22:35 - How to become an investment banker 24:45 - Dealing with long days and long hours 26:34 - Getting into body building 29:07 - How to stay consistent with the gym 34:01 - Why I do body building 37:31 - Creating Totalfiit - health & wellness brand 40:31 - Landing Microsoft as a client! 46:55 - What worries me about my business 49:24 - Managing my career, fitness and business 54:51 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Apr 2023 07:00:00 -0000 EP. 75 - How I Became An Investment Banker With An Engineering Degree ft. Sol full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Sol, who is an investment banker, founder of totalfiit and a body builder. This episode includes: - How I became an investment banker - Doing 100 hour week as an investment banker - Building his health and wellness platform and much more! Follow Sol on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:43 - Take Off Intro 00:58 - Intro to Sol 03:54 - Growing up in Aylesbury Estate 06:55 - Education wasn't a passion for me 10:21 - The plan to become an investment banker 13:42 - What do investment banking analysts do? 16:25 - Doing 100 hour weeks! 19:24 - Having to hide my personality in the corporate world 22:35 - How to become an investment banker 24:45 - Dealing with long days and long hours 26:34 - Getting into body building 29:07 - How to stay consistent with the gym 34:01 - Why I do body building 37:31 - Creating Totalfiit - health & wellness brand 40:31 - Landing Microsoft as a client! 46:55 - What worries me about my business 49:24 - Managing my career, fitness and business 54:51 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Sol, who is an investment banker, founder of totalfiit and a body builder.


This episode includes:

- How I became an investment banker

- Doing 100 hour week as an investment banker

- Building his health and wellness platform and much more!


Follow Sol on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


TIMESTAMPS

00:00 - Preview

00:43 - Take Off Intro

00:58 - Intro to Sol

03:54 - Growing up in Aylesbury Estate

06:55 - Education wasn't a passion for me

10:21 - The plan to become an investment banker

13:42 - What do investment banking analysts do?

16:25 - Doing 100 hour weeks!

19:24 - Having to hide my personality in the corporate world

22:35 - How to become an investment banker

24:45 - Dealing with long days and long hours

26:34 - Getting into body building

29:07 - How to stay consistent with the gym

34:01 - Why I do body building

37:31 - Creating Totalfiit - health & wellness brand

40:31 - Landing Microsoft as a client!

46:55 - What worries me about my business

49:24 - Managing my career, fitness and business

54:51 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3819 no EP. 74 - How I Became The Head Of Financial Crime At A Fintech In 5 years ft. Shay https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/b14e3443-f140-44ab-bbc5-b995607fa831 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Shay, who is the head of a financial crime department at an international bank and an entrepreneur. This episode includes: How Shay progressed to the head of financial crime role within 5 years How she manages a demanding job with her wedding planning business Why she bought her council flat, the pro's and cons and much more! Follow Shay on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:56 - Take Off Intro 01:11 - Intro to Shay 05:58 - Growing up in Bermondsey 08:35 - CSI influenced me to study Criminology 10:58 - Discovering white collar crime 13:29 - Almost gave up on a financial crime career 16:33 - Getting to head of financial crime in 5 years! 18:38 - Preparing for opportunities before they arrive! 21:34 - The importance of a network 23:22 - Challenges in progressing my career 28:57 - The truth about managing people 32:12 - Do managers know who they'll promote before reviews 34:13 - Do this to get promoted! 37:30 - Does job hopping have an impact on your career 39:20 - Each role has a budget! 41:38 - Apply to jobs to get leverage 45:48 - Pro's and con's of buying a council flat & right to buy 52:22 - Motivations for starting a side business 53:18 - Balancing a demanding job and business 56:04 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Apr 2023 07:00:00 -0000 EP. 74 - How I Became The Head Of Financial Crime At A Fintech In 5 years ft. Shay full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Shay, who is the head of a financial crime department at an international bank and an entrepreneur. This episode includes: How Shay progressed to the head of financial crime role within 5 years How she manages a demanding job with her wedding planning business Why she bought her council flat, the pro's and cons and much more! Follow Shay on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:56 - Take Off Intro 01:11 - Intro to Shay 05:58 - Growing up in Bermondsey 08:35 - CSI influenced me to study Criminology 10:58 - Discovering white collar crime 13:29 - Almost gave up on a financial crime career 16:33 - Getting to head of financial crime in 5 years! 18:38 - Preparing for opportunities before they arrive! 21:34 - The importance of a network 23:22 - Challenges in progressing my career 28:57 - The truth about managing people 32:12 - Do managers know who they'll promote before reviews 34:13 - Do this to get promoted! 37:30 - Does job hopping have an impact on your career 39:20 - Each role has a budget! 41:38 - Apply to jobs to get leverage 45:48 - Pro's and con's of buying a council flat & right to buy 52:22 - Motivations for starting a side business 53:18 - Balancing a demanding job and business 56:04 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Shay, who is the head of a financial crime department at an international bank and an entrepreneur.


This episode includes:

  • How Shay progressed to the head of financial crime role within 5 years
  • How she manages a demanding job with her wedding planning business
  • Why she bought her council flat, the pro's and cons and much more!


Follow Shay on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

00:56 - Take Off Intro

01:11 - Intro to Shay

05:58 - Growing up in Bermondsey

08:35 - CSI influenced me to study Criminology

10:58 - Discovering white collar crime

13:29 - Almost gave up on a financial crime career

16:33 - Getting to head of financial crime in 5 years!

18:38 - Preparing for opportunities before they arrive!

21:34 - The importance of a network

23:22 - Challenges in progressing my career

28:57 - The truth about managing people

32:12 - Do managers know who they'll promote before reviews

34:13 - Do this to get promoted!

37:30 - Does job hopping have an impact on your career

39:20 - Each role has a budget!

41:38 - Apply to jobs to get leverage

45:48 - Pro's and con's of buying a council flat & right to buy

52:22 - Motivations for starting a side business

53:18 - Balancing a demanding job and business

56:04 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3862 no EP. 73 - From Growing Up In Tottenham To Becoming An Angel Investor ft. Andy Ayim https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/9ff1b65f-1578-442b-ad91-a9db9a6ca419 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Andy, an Angel Investor and founder of Angel Investing School. This episode includes: Working at EY, lessons learnt & pursuing entrepreneurship How Andy became an angel investor Why he created angel investing school and much more! Follow Andy on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:05 - Take Off Intro 01:20 - Intro to Andy 03:41 - Growing up in Tottenham 08:54 - Discovering my passion for entrepreneurship 10:15 - Andy's experience at EY 12:27 - Why I left EY 15:46 - Building a business alongside my 9-5 17:03 - Managing a family bereavement 18:40 - Getting the opportunity to work in South Africa 19:42 - From South Africa to San Francisco, working with startups 23:00 - Lessons learnt from working in San Francisco & Silicon Valley 28:30 - Where I started my investing journey 32:40 - The birth of the angel investing school 34:59 - What is Angel Investing? 45:25 - My criteria for investing in startups 54:43 - The realities of investing in startups 58:43 - Black founders not getting the recognition they deserve 01:03:04 - Prioritising time with family 01:05:03 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Mar 2023 07:00:00 -0000 EP. 73 - From Growing Up In Tottenham To Becoming An Angel Investor ft. Andy Ayim full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Andy, an Angel Investor and founder of Angel Investing School. This episode includes: Working at EY, lessons learnt & pursuing entrepreneurship How Andy became an angel investor Why he created angel investing school and much more! Follow Andy on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:05 - Take Off Intro 01:20 - Intro to Andy 03:41 - Growing up in Tottenham 08:54 - Discovering my passion for entrepreneurship 10:15 - Andy's experience at EY 12:27 - Why I left EY 15:46 - Building a business alongside my 9-5 17:03 - Managing a family bereavement 18:40 - Getting the opportunity to work in South Africa 19:42 - From South Africa to San Francisco, working with startups 23:00 - Lessons learnt from working in San Francisco & Silicon Valley 28:30 - Where I started my investing journey 32:40 - The birth of the angel investing school 34:59 - What is Angel Investing? 45:25 - My criteria for investing in startups 54:43 - The realities of investing in startups 58:43 - Black founders not getting the recognition they deserve 01:03:04 - Prioritising time with family 01:05:03 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Andy, an Angel Investor and founder of Angel Investing School.


This episode includes:

  • Working at EY, lessons learnt & pursuing entrepreneurship
  • How Andy became an angel investor
  • Why he created angel investing school and much more!


Follow Andy on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

01:05 - Take Off Intro

01:20 - Intro to Andy

03:41 - Growing up in Tottenham

08:54 - Discovering my passion for entrepreneurship

10:15 - Andy's experience at EY

12:27 - Why I left EY

15:46 - Building a business alongside my 9-5

17:03 - Managing a family bereavement

18:40 - Getting the opportunity to work in South Africa

19:42 - From South Africa to San Francisco, working with startups

23:00 - Lessons learnt from working in San Francisco & Silicon Valley

28:30 - Where I started my investing journey

32:40 - The birth of the angel investing school

34:59 - What is Angel Investing?

45:25 - My criteria for investing in startups

54:43 - The realities of investing in startups

58:43 - Black founders not getting the recognition they deserve

01:03:04 - Prioritising time with family

01:05:03 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4389 no EP. 72 - Nutritionist REVEALS Which Foods Could Save Your Life ft. Rochelle Logan-Rodgers https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/3b665710-7749-4577-948b-16f0e84f98c5 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Rochelle, who is a registered nutritional therapy consultant and founder of Elle Rock Nutrition. This episode includes: Rochelle's journey to becoming a nutritionist The truth about coffee & the keto diet Benefits and drawback of eating meat Which foods could help prolong your life and much more! Follow Rochelle on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Disclaimer: Any content from Rochelle / Elle Rock Nutrition on this media platform or any other does not provide medical advice, professional diagnosis or treatment. Suggestions provided will be for general information and educational purposes only. It should not be treated as a substitute for medical advice or the professional care of your own doctor or any other qualified healthcare professional. It is recommended that you consult a qualified health professional regarding health conditions, medications or concerns, and before deciding to start a new diet or health programme. *TIMESTAMPS* 00:00 - Preview 00:44 - Take Off Intro 00:59 - Intro to Rochelle 06:27 - Growing up in East London 09:22 - Why science excited me 15:00 - Becoming a Nutritionist 22:23 - Why I started my own nutrition company 28:32 - Lessons learnt from my business 35:35 - Is plantain good or bad for us? 40:14 - Why you need healthy fats in your diet 44:26 - The impacts of MSG in your food 48:27 - Foods that are really bad for us 52:50 - Foods that we should add to our diets 55:16 - The truth about the keto diet 58:20 - Is Coffee good for us? 01:03:14 - Benefits and drawbacks of being a vegan 01:07:41 - Drawbacks of eating meat 01:09:37 - The link between Magnesium and cancer 01:13:39 - Foods to help you lose weight (and foods to gain weight) 01:19:44 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Mar 2023 08:00:00 -0000 EP. 72 - Nutritionist REVEALS Which Foods Could Save Your Life ft. Rochelle Logan-Rodgers full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Rochelle, who is a registered nutritional therapy consultant and founder of Elle Rock Nutrition. This episode includes: Rochelle's journey to becoming a nutritionist The truth about coffee & the keto diet Benefits and drawback of eating meat Which foods could help prolong your life and much more! Follow Rochelle on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Disclaimer: Any content from Rochelle / Elle Rock Nutrition on this media platform or any other does not provide medical advice, professional diagnosis or treatment. Suggestions provided will be for general information and educational purposes only. It should not be treated as a substitute for medical advice or the professional care of your own doctor or any other qualified healthcare professional. It is recommended that you consult a qualified health professional regarding health conditions, medications or concerns, and before deciding to start a new diet or health programme. *TIMESTAMPS* 00:00 - Preview 00:44 - Take Off Intro 00:59 - Intro to Rochelle 06:27 - Growing up in East London 09:22 - Why science excited me 15:00 - Becoming a Nutritionist 22:23 - Why I started my own nutrition company 28:32 - Lessons learnt from my business 35:35 - Is plantain good or bad for us? 40:14 - Why you need healthy fats in your diet 44:26 - The impacts of MSG in your food 48:27 - Foods that are really bad for us 52:50 - Foods that we should add to our diets 55:16 - The truth about the keto diet 58:20 - Is Coffee good for us? 01:03:14 - Benefits and drawbacks of being a vegan 01:07:41 - Drawbacks of eating meat 01:09:37 - The link between Magnesium and cancer 01:13:39 - Foods to help you lose weight (and foods to gain weight) 01:19:44 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Rochelle, who is a registered nutritional therapy consultant and founder of Elle Rock Nutrition.


This episode includes:

  • Rochelle's journey to becoming a nutritionist
  • The truth about coffee & the keto diet
  • Benefits and drawback of eating meat
  • Which foods could help prolong your life and much more!


Follow Rochelle on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


Disclaimer: Any content from Rochelle / Elle Rock Nutrition on this media platform or any other does not provide medical advice, professional diagnosis or treatment. Suggestions provided will be for general information and educational purposes only. It should not be treated as a substitute for medical advice or the professional care of your own doctor or any other qualified healthcare professional. It is recommended that you consult a qualified health professional regarding health conditions, medications or concerns, and before deciding to start a new diet or health programme.


*TIMESTAMPS*

00:00 - Preview

00:44 - Take Off Intro

00:59 - Intro to Rochelle

06:27 - Growing up in East London

09:22 - Why science excited me

15:00 - Becoming a Nutritionist

22:23 - Why I started my own nutrition company

28:32 - Lessons learnt from my business

35:35 - Is plantain good or bad for us?

40:14 - Why you need healthy fats in your diet

44:26 - The impacts of MSG in your food

48:27 - Foods that are really bad for us

52:50 - Foods that we should add to our diets

55:16 - The truth about the keto diet

58:20 - Is Coffee good for us?

01:03:14 - Benefits and drawbacks of being a vegan

01:07:41 - Drawbacks of eating meat

01:09:37 - The link between Magnesium and cancer

01:13:39 - Foods to help you lose weight (and foods to gain weight)

01:19:44 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5191 no EP. 71 - How I Got A Tech Role With No Experience ft. Charmaine Mabika https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/2e5c9102-9773-4dfe-8fea-4696ee4d9aa7 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Charmaine who is a tech consultant and tech influencer and founder of the platform Tech Bae. This episode includes: How Charmaine got into the tech industry  The truth about working in the tech industry Starting tech bae and more! Follow Charmaine on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:51 - Take Off Intro 01:06 - Intro to Charmaine 08:46 - How Charmaine got into the tech industry and landed a tech role 19:03 - Bouncing back from getting a 2.2 at University 21:04 - Charmaine's first tech role as a tech consultant 23:16 - Steep learning curve in tech 25:50 - Day and the life of a tech consultant 28:18 - How to transition into the tech industry with no experience 30:25 - The best way to land a tech role with no experience 35:04 - 3 tech jobs without coding 37:05 - £65,000 tech role with no experience 39:01 - Business Analyst is a good role to transition into 42:03 - Working 2 hours a day in tech is a lie! 45:44 - Best websites to find tech roles 49:48 - The Tech Bae Platform 51:30 - How Charmaine helps people get into the tech industry 53:52 - Being part of Tech Women 100 58:57 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Mar 2023 08:00:00 -0000 EP. 71 - How I Got A Tech Role With No Experience ft. Charmaine Mabika full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Charmaine who is a tech consultant and tech influencer and founder of the platform Tech Bae. This episode includes: How Charmaine got into the tech industry  The truth about working in the tech industry Starting tech bae and more! Follow Charmaine on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:51 - Take Off Intro 01:06 - Intro to Charmaine 08:46 - How Charmaine got into the tech industry and landed a tech role 19:03 - Bouncing back from getting a 2.2 at University 21:04 - Charmaine's first tech role as a tech consultant 23:16 - Steep learning curve in tech 25:50 - Day and the life of a tech consultant 28:18 - How to transition into the tech industry with no experience 30:25 - The best way to land a tech role with no experience 35:04 - 3 tech jobs without coding 37:05 - £65,000 tech role with no experience 39:01 - Business Analyst is a good role to transition into 42:03 - Working 2 hours a day in tech is a lie! 45:44 - Best websites to find tech roles 49:48 - The Tech Bae Platform 51:30 - How Charmaine helps people get into the tech industry 53:52 - Being part of Tech Women 100 58:57 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Charmaine who is a tech consultant and tech influencer and founder of the platform Tech Bae.


This episode includes:

  • How Charmaine got into the tech industry 
  • The truth about working in the tech industry
  • Starting tech bae and more!


Follow Charmaine on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

00:51 - Take Off Intro

01:06 - Intro to Charmaine

08:46 - How Charmaine got into the tech industry and landed a tech role

19:03 - Bouncing back from getting a 2.2 at University

21:04 - Charmaine's first tech role as a tech consultant

23:16 - Steep learning curve in tech

25:50 - Day and the life of a tech consultant

28:18 - How to transition into the tech industry with no experience

30:25 - The best way to land a tech role with no experience

35:04 - 3 tech jobs without coding

37:05 - £65,000 tech role with no experience

39:01 - Business Analyst is a good role to transition into

42:03 - Working 2 hours a day in tech is a lie!

45:44 - Best websites to find tech roles

49:48 - The Tech Bae Platform

51:30 - How Charmaine helps people get into the tech industry

53:52 - Being part of Tech Women 100

58:57 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3965 no EP. 70 - From Earning £100 Per Week In Football To Investing In Property & Art ft. Eniola Aluko https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/773f13d6-7793-4834-9afb-aa1bb2ef4b18 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Eniola Aluko who is a football pundit, football executive and former England & Chelsea football star. This episode includes: Eniola's journey to becoming a footballer  How she transitioned from football to an executive role Why she likes to invest in property, gold, African art and much more! Follow Eniola on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:32 - Take Off Intro 01:46 - Intro to Eniola Aluko 06:34 - Football - where it all started for Eniola 08:43 - Doing law & football at the same time 15:36 - Joining Chelsea after the olympics 24:44 - Eniola becoming a Sporting Director 27:25 - The creation of hyphen 28:57 - Managing finances as a footballer 31:01 - Footballers are seen as a commodity 33:07 - Investing in property, art, chess pieces & gold 41:19 - Retaining resources in Africa 47:16 - What Eniola wants to achieve outside of football 49:43 - Changing perception on Africa and the success of black people 57:22 - Ownership in football 01:02:27 - Being a pundit at the Fifa World Cup Qatar 2022 01:07:06 - The power of networking and performing 01:12:03 - Angel City FC - Building up a football club from scratch 01:18:01 - Tips on how to achieve your dreams 01:19:43 - Making decisions based on money! 01:21:39 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Mar 2023 08:00:00 -0000 EP. 70 - From Earning £100 Per Week In Football To Investing In Property & Art ft. Eniola Aluko full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Eniola Aluko who is a football pundit, football executive and former England & Chelsea football star. This episode includes: Eniola's journey to becoming a footballer  How she transitioned from football to an executive role Why she likes to invest in property, gold, African art and much more! Follow Eniola on Instagram here Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:32 - Take Off Intro 01:46 - Intro to Eniola Aluko 06:34 - Football - where it all started for Eniola 08:43 - Doing law & football at the same time 15:36 - Joining Chelsea after the olympics 24:44 - Eniola becoming a Sporting Director 27:25 - The creation of hyphen 28:57 - Managing finances as a footballer 31:01 - Footballers are seen as a commodity 33:07 - Investing in property, art, chess pieces & gold 41:19 - Retaining resources in Africa 47:16 - What Eniola wants to achieve outside of football 49:43 - Changing perception on Africa and the success of black people 57:22 - Ownership in football 01:02:27 - Being a pundit at the Fifa World Cup Qatar 2022 01:07:06 - The power of networking and performing 01:12:03 - Angel City FC - Building up a football club from scratch 01:18:01 - Tips on how to achieve your dreams 01:19:43 - Making decisions based on money! 01:21:39 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Eniola Aluko who is a football pundit, football executive and former England & Chelsea football star.


This episode includes:

  • Eniola's journey to becoming a footballer 
  • How she transitioned from football to an executive role
  • Why she likes to invest in property, gold, African art and much more!


Follow Eniola on Instagram here


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

01:32 - Take Off Intro

01:46 - Intro to Eniola Aluko

06:34 - Football - where it all started for Eniola

08:43 - Doing law & football at the same time

15:36 - Joining Chelsea after the olympics

24:44 - Eniola becoming a Sporting Director

27:25 - The creation of hyphen

28:57 - Managing finances as a footballer

31:01 - Footballers are seen as a commodity

33:07 - Investing in property, art, chess pieces & gold

41:19 - Retaining resources in Africa

47:16 - What Eniola wants to achieve outside of football

49:43 - Changing perception on Africa and the success of black people

57:22 - Ownership in football

01:02:27 - Being a pundit at the Fifa World Cup Qatar 2022

01:07:06 - The power of networking and performing

01:12:03 - Angel City FC - Building up a football club from scratch

01:18:01 - Tips on how to achieve your dreams

01:19:43 - Making decisions based on money!

01:21:39 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5679 no EP. 69 - The Untold Story Of Becoming Property Investors ft. Property Strategist Podcast https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/216748c8-1ffc-475d-ab15-bef0bff22cc5 Joining us in the booth this week is Kenny and Goke who are property investors with over 8 years experience in the property industry. They are also hosts of the Property Strategist Podcast where they document their journey of being property investors. This episode includes: The journey on how they got into property & became property investors Challenges they've had in property Why they started The Property Strategist Podcast and much more! Follow The Property Strategist Podcast on Instagram - https://www.instagram.com/propertystrat Follow The Property Strategist Podcast on YouTube - https://www.youtube.com/@PropertyStrategistPodcast Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:20 - Take Off Intro 01:35 - Intro to Kenny & Goke 04:59 - Goke buying his first property 05:52 - Starting a rent to rent business 11:09 - Rent to rent challenges 15:42 - Moving on to buy to let's and HMO's 18:10 - Best area for a buy to let? 19:44 - Instagram page helped us raise money for property investment 21:22 - Commercial to residential developments 24:45 - The pressure of being property investors 28:22 - How The Property Strategist Podcast started 36:58 - Property Entrepreneur Programme 41:02 - Helping people to find property 42:44 - How they managed to work together successfully 48:50 - How you can get started in property in 2023 53:13 - Issues with tenants 57:05 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Feb 2023 08:00:00 -0000 EP. 69 - The Untold Story Of Becoming Property Investors ft. Property Strategist Podcast full Savvy Wallet Joining us in the booth this week is Kenny and Goke who are property investors with over 8 years experience in the property industry. They are also hosts of the Property Strategist Podcast where they document their journey of being property investors. This episode includes: The journey on how they got into property & became property investors Challenges they've had in property Why they started The Property Strategist Podcast and much more! Follow The Property Strategist Podcast on Instagram - https://www.instagram.com/propertystrat Follow The Property Strategist Podcast on YouTube - https://www.youtube.com/@PropertyStrategistPodcast Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:20 - Take Off Intro 01:35 - Intro to Kenny & Goke 04:59 - Goke buying his first property 05:52 - Starting a rent to rent business 11:09 - Rent to rent challenges 15:42 - Moving on to buy to let's and HMO's 18:10 - Best area for a buy to let? 19:44 - Instagram page helped us raise money for property investment 21:22 - Commercial to residential developments 24:45 - The pressure of being property investors 28:22 - How The Property Strategist Podcast started 36:58 - Property Entrepreneur Programme 41:02 - Helping people to find property 42:44 - How they managed to work together successfully 48:50 - How you can get started in property in 2023 53:13 - Issues with tenants 57:05 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Kenny and Goke who are property investors with over 8 years experience in the property industry. They are also hosts of the Property Strategist Podcast where they document their journey of being property investors.


This episode includes:

  • The journey on how they got into property & became property investors
  • Challenges they've had in property
  • Why they started The Property Strategist Podcast and much more!


Follow The Property Strategist Podcast on Instagram - https://www.instagram.com/propertystrat

Follow The Property Strategist Podcast on YouTube - https://www.youtube.com/@PropertyStrategistPodcast


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

01:20 - Take Off Intro

01:35 - Intro to Kenny & Goke

04:59 - Goke buying his first property

05:52 - Starting a rent to rent business

11:09 - Rent to rent challenges

15:42 - Moving on to buy to let's and HMO's

18:10 - Best area for a buy to let?

19:44 - Instagram page helped us raise money for property investment

21:22 - Commercial to residential developments

24:45 - The pressure of being property investors

28:22 - How The Property Strategist Podcast started

36:58 - Property Entrepreneur Programme

41:02 - Helping people to find property

42:44 - How they managed to work together successfully

48:50 - How you can get started in property in 2023

53:13 - Issues with tenants

57:05 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3880 no EP. 68 - Interview Coach Reveals How To Get Your Dream Job ft. Amri Celeste https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/19c89685-f609-4c86-aa99-932f943190e2 Joining us in the booth this week is Amri Celeste, who is a interview coach and recruitment/HR specialist, teaching people how to pass a job interview and secure their dream job. This episode includes: Amri's journey to becoming an interview coach Whether you should move jobs during a recession How to prepare and ace your next interview and much more! Follow Amri on YouTube - https://www.youtube.com/@amriceleste Follow Amri on Instagram: https://www.instagram.com/amriceleste Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:07 - Take Off Intro 01:21 - Intro to Amri Celeste 05:11 - Where it all began for Amri 09:34 - Making the switch to the corporate world 13:31 - Interviewers make emotional based decisions 16:22 - Interviews: Quality over quantity 20:41 - Becoming an interview coach 23:42 - Should you move jobs during a recession? 30:42 - Youtube Black Voices Creator Class 2023 33:29 - People's struggles with interviewing 35:25 - Interviewing is a performance 43:55 - Working with people that you don't connect with 51:19 - Corporate talk can be alienating 01:01:32 - Don't do this in your next interview 01:05:30 - The STAR interview method 01:06:59 - How to answer the "tell me about yourself" question 01:09:33 - How to answer the "what are your long-term goals" question 01:11:52 - Final message Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Feb 2023 08:00:00 -0000 EP. 68 - Interview Coach Reveals How To Get Your Dream Job ft. Amri Celeste full Savvy Wallet Joining us in the booth this week is Amri Celeste, who is a interview coach and recruitment/HR specialist, teaching people how to pass a job interview and secure their dream job. This episode includes: Amri's journey to becoming an interview coach Whether you should move jobs during a recession How to prepare and ace your next interview and much more! Follow Amri on YouTube - https://www.youtube.com/@amriceleste Follow Amri on Instagram: https://www.instagram.com/amriceleste Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:07 - Take Off Intro 01:21 - Intro to Amri Celeste 05:11 - Where it all began for Amri 09:34 - Making the switch to the corporate world 13:31 - Interviewers make emotional based decisions 16:22 - Interviews: Quality over quantity 20:41 - Becoming an interview coach 23:42 - Should you move jobs during a recession? 30:42 - Youtube Black Voices Creator Class 2023 33:29 - People's struggles with interviewing 35:25 - Interviewing is a performance 43:55 - Working with people that you don't connect with 51:19 - Corporate talk can be alienating 01:01:32 - Don't do this in your next interview 01:05:30 - The STAR interview method 01:06:59 - How to answer the "tell me about yourself" question 01:09:33 - How to answer the "what are your long-term goals" question 01:11:52 - Final message Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Amri Celeste, who is a interview coach and recruitment/HR specialist, teaching people how to pass a job interview and secure their dream job.


This episode includes:

  • Amri's journey to becoming an interview coach
  • Whether you should move jobs during a recession
  • How to prepare and ace your next interview and much more!


Follow Amri on YouTube - https://www.youtube.com/@amriceleste

Follow Amri on Instagram: https://www.instagram.com/amriceleste


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

01:07 - Take Off Intro

01:21 - Intro to Amri Celeste

05:11 - Where it all began for Amri

09:34 - Making the switch to the corporate world

13:31 - Interviewers make emotional based decisions

16:22 - Interviews: Quality over quantity

20:41 - Becoming an interview coach

23:42 - Should you move jobs during a recession?

30:42 - Youtube Black Voices Creator Class 2023

33:29 - People's struggles with interviewing

35:25 - Interviewing is a performance

43:55 - Working with people that you don't connect with

51:19 - Corporate talk can be alienating

01:01:32 - Don't do this in your next interview

01:05:30 - The STAR interview method

01:06:59 - How to answer the "tell me about yourself" question

01:09:33 - How to answer the "what are your long-term goals" question

01:11:52 - Final message

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4761 no EP. 67 - Keys to investing in the stock market in 2023 ft. Wes https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/861397e8-8daa-4ff6-9096-31fc887ed59f Joining us in the booth this week is Wes, who is a value investor and investing educator. This episode includes: Why Wes invests in China & thinks it will succeed How to invest during a recession The benefits of investing in smaller companies & more! Follow Wes on Instagram - https://www.instagram.com/investingwithwes Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:54 - Take Off Intro 02:20 - Intro to Wes 07:02 - Wes's stock portfolio update 10:24 - Wes's mistake in the stock market in 2022 15:13 - What's happening with Tesla? 21:39 - Investing in China - Alibaba, JD.com & Tencent 28:23 - Investing during a recession 30:32 - Special situations and how to make money from them 33:04 - Why Wes invests in smaller companies 34:38 - Small companies Wes invests in 38:26 - How Wes finds companies to invest in 40:47 - Companies that will do well in a high inflation environment 44:25 - How will the stock market play out in 2023 Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Feb 2023 08:00:00 -0000 EP. 67 - Keys to investing in the stock market in 2023 ft. Wes full Savvy Wallet Joining us in the booth this week is Wes, who is a value investor and investing educator. This episode includes: Why Wes invests in China & thinks it will succeed How to invest during a recession The benefits of investing in smaller companies & more! Follow Wes on Instagram - https://www.instagram.com/investingwithwes Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 00:54 - Take Off Intro 02:20 - Intro to Wes 07:02 - Wes's stock portfolio update 10:24 - Wes's mistake in the stock market in 2022 15:13 - What's happening with Tesla? 21:39 - Investing in China - Alibaba, JD.com & Tencent 28:23 - Investing during a recession 30:32 - Special situations and how to make money from them 33:04 - Why Wes invests in smaller companies 34:38 - Small companies Wes invests in 38:26 - How Wes finds companies to invest in 40:47 - Companies that will do well in a high inflation environment 44:25 - How will the stock market play out in 2023 Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Wes, who is a value investor and investing educator.


This episode includes:

  • Why Wes invests in China & thinks it will succeed
  • How to invest during a recession
  • The benefits of investing in smaller companies & more!


Follow Wes on Instagram - https://www.instagram.com/investingwithwes


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

00:54 - Take Off Intro

02:20 - Intro to Wes

07:02 - Wes's stock portfolio update

10:24 - Wes's mistake in the stock market in 2022

15:13 - What's happening with Tesla?

21:39 - Investing in China - Alibaba, JD.com & Tencent

28:23 - Investing during a recession

30:32 - Special situations and how to make money from them

33:04 - Why Wes invests in smaller companies

34:38 - Small companies Wes invests in

38:26 - How Wes finds companies to invest in

40:47 - Companies that will do well in a high inflation environment

44:25 - How will the stock market play out in 2023

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3030 no EP. 66 - From Bartender To Financial Advisor Managing £25 million ft. Orann Coyle https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/6878f075-e65f-4ee4-a447-0b4885ce7bcf Joining us in the booth this week is Orann Coyle, a financial advisor that manages £25 million and advises his clients on how to grow and preserve their money. This episode includes: How Orann became a financial advisor How the "wealthy" think Tips for growing your money and much more! Follow Orann on Instagram - https://www.instagram.com/oranncoylefinancialadvisor Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:01 - Take Off Intro 03:45 - Intro to who Orann is 14:14 - Growing up in Northern Ireland 24:36 - Journey to becoming a financial advisor 38:39 - Pursuing financial freedom 42:56 - Managing £25 million of client's money 47:19 - The truth about building wealth & managing your money 54:04 - The real reason why Inflation is so high 01:04:55 - The one financial tip you must follow Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Feb 2023 08:00:00 -0000 EP. 66 - From Bartender To Financial Advisor Managing £25 million ft. Orann Coyle full Savvy Wallet Joining us in the booth this week is Orann Coyle, a financial advisor that manages £25 million and advises his clients on how to grow and preserve their money. This episode includes: How Orann became a financial advisor How the "wealthy" think Tips for growing your money and much more! Follow Orann on Instagram - https://www.instagram.com/oranncoylefinancialadvisor Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:01 - Take Off Intro 03:45 - Intro to who Orann is 14:14 - Growing up in Northern Ireland 24:36 - Journey to becoming a financial advisor 38:39 - Pursuing financial freedom 42:56 - Managing £25 million of client's money 47:19 - The truth about building wealth & managing your money 54:04 - The real reason why Inflation is so high 01:04:55 - The one financial tip you must follow Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Orann Coyle, a financial advisor that manages £25 million and advises his clients on how to grow and preserve their money.


This episode includes:

  • How Orann became a financial advisor
  • How the "wealthy" think
  • Tips for growing your money and much more!


Follow Orann on Instagram - https://www.instagram.com/oranncoylefinancialadvisor


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

01:01 - Take Off Intro

03:45 - Intro to who Orann is

14:14 - Growing up in Northern Ireland

24:36 - Journey to becoming a financial advisor

38:39 - Pursuing financial freedom

42:56 - Managing £25 million of client's money

47:19 - The truth about building wealth & managing your money

54:04 - The real reason why Inflation is so high

01:04:55 - The one financial tip you must follow

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4293 no EP. 65 - Quit The Event Industry To Go Full Time As A Content Creator ft. Ola Majekodunmi https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/9fcd6431-00c1-4ca9-90bc-da216b996894 Joining us in the booth this week is Ola, founder of All Things Money, an online platform designed to provide some of the financial tools needed to help navigate the adulting world. This episode includes: - How Ola landed work with huge brands like like Estee Lauder, Natwest & Accenture - What she learnt from being full time in 2022 - How you can use Linkedin to build your brand in any industry and much more! Follow Ola on Instagram - https://www.instagram.com/allthingsmoney_ Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Jan 2023 08:00:00 -0000 EP. 65 - Quit The Event Industry To Go Full Time As A Content Creator ft. Ola Majekodunmi full Savvy Wallet Joining us in the booth this week is Ola, founder of All Things Money, an online platform designed to provide some of the financial tools needed to help navigate the adulting world. This episode includes: - How Ola landed work with huge brands like like Estee Lauder, Natwest & Accenture - What she learnt from being full time in 2022 - How you can use Linkedin to build your brand in any industry and much more! Follow Ola on Instagram - https://www.instagram.com/allthingsmoney_ Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Ola, founder of All Things Money, an online platform designed to provide some of the financial tools needed to help navigate the adulting world.


This episode includes:

- How Ola landed work with huge brands like like Estee Lauder, Natwest & Accenture

- What she learnt from being full time in 2022

- How you can use Linkedin to build your brand in any industry and much more!


Follow Ola on Instagram - https://www.instagram.com/allthingsmoney_


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4034 no EP. 64 - Property Investor REVEALS How He Went From 0 to 15 Properties in 9 Months ft. Tej Talks ​ https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/026a77aa-1bf6-4f30-aeff-647f2370558a This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Tej Singh, a husband, a property investor with over a dozen investment properties and an author of two property investment books. This episode includes: - The secret to how Tej built a property portfolio from 0 to 15 properties (from an initial starting deposit of £30,000 to a property portfolio of £1.3 million) - The reality of being a property investor - Why he's moving on from the property industry and more! Follow Tej on Instagram - https://www.instagram.com/tej.talks Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:08 - Take Off Intro 01:23 - Intro to Tej Talks 07:21 - Growing up in Southall 11:00 - University was a joke! 13:02 - Setting up my first business 18:35 - Getting into property 20:33 - Buying 15 properties in 9 months 30:01 - How much income my properties pay me 30:37 - Challenges with property 43:11 - Is buy to let still viable? 48:41 - Making £58,000 with a property flip 57:18 - How to start in property in 2023 with £5,000 or less. 01:02:51 - Why I'm done with property 01:05:47 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Jan 2023 08:00:00 -0000 EP. 64 - Property Investor REVEALS How He Went From 0 to 15 Properties in 9 Months ft. Tej Talks ​ full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE, click here Joining us in the booth this week is Tej Singh, a husband, a property investor with over a dozen investment properties and an author of two property investment books. This episode includes: - The secret to how Tej built a property portfolio from 0 to 15 properties (from an initial starting deposit of £30,000 to a property portfolio of £1.3 million) - The reality of being a property investor - Why he's moving on from the property industry and more! Follow Tej on Instagram - https://www.instagram.com/tej.talks Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:08 - Take Off Intro 01:23 - Intro to Tej Talks 07:21 - Growing up in Southall 11:00 - University was a joke! 13:02 - Setting up my first business 18:35 - Getting into property 20:33 - Buying 15 properties in 9 months 30:01 - How much income my properties pay me 30:37 - Challenges with property 43:11 - Is buy to let still viable? 48:41 - Making £58,000 with a property flip 57:18 - How to start in property in 2023 with £5,000 or less. 01:02:51 - Why I'm done with property 01:05:47 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.


Download the Moneyhub app for FREE, click here


Joining us in the booth this week is Tej Singh, a husband, a property investor with over a dozen investment properties and an author of two property investment books.


This episode includes:

- The secret to how Tej built a property portfolio from 0 to 15 properties (from an initial starting deposit of £30,000 to a property portfolio of £1.3 million)

- The reality of being a property investor

- Why he's moving on from the property industry and more!


Follow Tej on Instagram - https://www.instagram.com/tej.talks


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

01:08 - Take Off Intro

01:23 - Intro to Tej Talks

07:21 - Growing up in Southall

11:00 - University was a joke!

13:02 - Setting up my first business

18:35 - Getting into property

20:33 - Buying 15 properties in 9 months

30:01 - How much income my properties pay me

30:37 - Challenges with property

43:11 - Is buy to let still viable?

48:41 - Making £58,000 with a property flip

57:18 - How to start in property in 2023 with £5,000 or less.

01:02:51 - Why I'm done with property

01:05:47 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4291 no EP. 63 - From battling depression to building a six figure therapy business ft. Ngozi Cadmus https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/41e68e17-c222-46a1-8c19-167442411bf5 Joining us in the booth this week is Ngozi Cadmus who is a Psychotherapist and the CEO & Founder of Frontline Therapist, an affordable and accessible culturally sensitive online counselling service that targets Black and Asian Minority Ethnic Individuals. This episode includes: How she became a leading Mental Health and Leadership Expert with over 15 years of experience How she overcame years of depression The story behind Frontline Therapist and much more! Follow Ngozi on Instagram - https://www.instagram.com/ngozicadmus Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Jan 2023 08:00:00 -0000 EP. 63 - From battling depression to building a six figure therapy business ft. Ngozi Cadmus full Savvy Wallet Joining us in the booth this week is Ngozi Cadmus who is a Psychotherapist and the CEO & Founder of Frontline Therapist, an affordable and accessible culturally sensitive online counselling service that targets Black and Asian Minority Ethnic Individuals. This episode includes: How she became a leading Mental Health and Leadership Expert with over 15 years of experience How she overcame years of depression The story behind Frontline Therapist and much more! Follow Ngozi on Instagram - https://www.instagram.com/ngozicadmus Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Ngozi Cadmus who is a Psychotherapist and the CEO & Founder of Frontline Therapist, an affordable and accessible culturally sensitive online counselling service that targets Black and Asian Minority Ethnic Individuals.


This episode includes:

  • How she became a leading Mental Health and Leadership Expert with over 15 years of experience
  • How she overcame years of depression
  • The story behind Frontline Therapist and much more!


Follow Ngozi on Instagram - https://www.instagram.com/ngozicadmus


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5053 no EP. 62 - How I created 12+ streams of income ft. Elvire (savewithelvs) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/ef5bb271-948e-4762-ae8a-dc868683e953 Joining us in the booth this week is Elvire, who is an entrepreneur & content creator providing tips on saving & starting a side hustle. This episode includes: - Why she started her dance business and Save With Elvs - How Elvire created 12 streams of income with various side hustles - The realities of being an entrepreneur and so much more! Follow Elvire on Instagram - https://www.instagram.com/savewithelvs Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Jan 2023 08:00:00 -0000 EP. 62 - How I created 12+ streams of income ft. Elvire (savewithelvs) full Savvy Wallet Joining us in the booth this week is Elvire, who is an entrepreneur & content creator providing tips on saving & starting a side hustle. This episode includes: - Why she started her dance business and Save With Elvs - How Elvire created 12 streams of income with various side hustles - The realities of being an entrepreneur and so much more! Follow Elvire on Instagram - https://www.instagram.com/savewithelvs Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Elvire, who is an entrepreneur & content creator providing tips on saving & starting a side hustle.


This episode includes:

- Why she started her dance business and Save With Elvs

- How Elvire created 12 streams of income with various side hustles

- The realities of being an entrepreneur and so much more!


Follow Elvire on Instagram - https://www.instagram.com/savewithelvs


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter

Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4142 no EP. 61 - PROPERTY EXPERT: From selling shisha to making six figures flipping property ft. Kazy ( Property By Kazy) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/e8c33bd9-d5bc-47d2-b6b6-30136338c0fa Joining us in the booth this week is Kazy, who is a property developer and investor with over 10 years experience in the property sector.  This episode includes: How Kazy got into the property industry How he’s dealing with interest rate rises Why he flips property instead of just building a property portfolio and much more! Follow Kazy on Instagram - https://www.instagram.com/propertybykazy Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:00 - Take Off Intro 01:14 - Intro to Kazy 05:46 - Setting up my Shisha business 11:09 - How I got into property 20:05 - Why I do property flips 21:52 - Making £400k from a recent property flip 26:12 - Couple earning £40,000 buying property 30:56 - Making £500k from a property flip 32:16 - Coping with interest rates 38:53 - Is buy to let still viable in 2023? 40:37 - Property strategies that will work in 2023 45:08 - Business in Dubai 45:52 - Where Kazy is investing in 2023 48:15 - Normalising homeownership 50:33 - biggest challenges in property 52:40 - Rent to Rent regrets 55:03 - How I would flip £20,000 58:37 - Where a beginner can start in property 01:00:22 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Jan 2023 08:00:00 -0000 EP. 61 - PROPERTY EXPERT: From selling shisha to making six figures flipping property ft. Kazy ( Property By Kazy) full Savvy Wallet Joining us in the booth this week is Kazy, who is a property developer and investor with over 10 years experience in the property sector.  This episode includes: How Kazy got into the property industry How he’s dealing with interest rate rises Why he flips property instead of just building a property portfolio and much more! Follow Kazy on Instagram - https://www.instagram.com/propertybykazy Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version *TIMESTAMPS* 00:00 - Preview 01:00 - Take Off Intro 01:14 - Intro to Kazy 05:46 - Setting up my Shisha business 11:09 - How I got into property 20:05 - Why I do property flips 21:52 - Making £400k from a recent property flip 26:12 - Couple earning £40,000 buying property 30:56 - Making £500k from a property flip 32:16 - Coping with interest rates 38:53 - Is buy to let still viable in 2023? 40:37 - Property strategies that will work in 2023 45:08 - Business in Dubai 45:52 - Where Kazy is investing in 2023 48:15 - Normalising homeownership 50:33 - biggest challenges in property 52:40 - Rent to Rent regrets 55:03 - How I would flip £20,000 58:37 - Where a beginner can start in property 01:00:22 - Final messages Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Kazy, who is a property developer and investor with over 10 years experience in the property sector. 


This episode includes:

  • How Kazy got into the property industry
  • How he’s dealing with interest rate rises
  • Why he flips property instead of just building a property portfolio and much more!


Follow Kazy on Instagram - https://www.instagram.com/propertybykazy


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version


*TIMESTAMPS*

00:00 - Preview

01:00 - Take Off Intro

01:14 - Intro to Kazy

05:46 - Setting up my Shisha business

11:09 - How I got into property

20:05 - Why I do property flips

21:52 - Making £400k from a recent property flip

26:12 - Couple earning £40,000 buying property

30:56 - Making £500k from a property flip

32:16 - Coping with interest rates

38:53 - Is buy to let still viable in 2023?

40:37 - Property strategies that will work in 2023

45:08 - Business in Dubai

45:52 - Where Kazy is investing in 2023

48:15 - Normalising homeownership

50:33 - biggest challenges in property

52:40 - Rent to Rent regrets

55:03 - How I would flip £20,000

58:37 - Where a beginner can start in property

01:00:22 - Final messages

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4107 no EP. 60 - Quit her corporate job during COVID to go full time on her art business ft. Toyosi Olowe https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/0171b434-f840-4aef-9b21-16107466fdd3 Joining us in the booth this week is Toyosi, who is founder and creative director of Toyo Writes an art decor and wellness brand that provides custom designs for homes and spaces. This episode includes: - How Toyosi has developed as an entreprenuer and as a person over the last year - How Toyo Writes has developed over the past year - Toyosi gives her thoughts on being part of Natwest/Telegraphs 100 Female Entrepreneurs to Watch and much more! Follow Toyosi on Instagram https://www.instagram.com/toyowrites https://www.instagram.com/toyograms Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Dec 2022 08:00:00 -0000 EP. 60 - Quit her corporate job during COVID to go full time on her art business ft. Toyosi Olowe full Savvy Wallet Joining us in the booth this week is Toyosi, who is founder and creative director of Toyo Writes an art decor and wellness brand that provides custom designs for homes and spaces. This episode includes: - How Toyosi has developed as an entreprenuer and as a person over the last year - How Toyo Writes has developed over the past year - Toyosi gives her thoughts on being part of Natwest/Telegraphs 100 Female Entrepreneurs to Watch and much more! Follow Toyosi on Instagram https://www.instagram.com/toyowrites https://www.instagram.com/toyograms Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Toyosi, who is founder and creative director of Toyo Writes an art decor and wellness brand that provides custom designs for homes and spaces.


This episode includes:

- How Toyosi has developed as an entreprenuer and as a person over the last year

- How Toyo Writes has developed over the past year

- Toyosi gives her thoughts on being part of Natwest/Telegraphs 100 Female Entrepreneurs to Watch and much more!


Follow Toyosi on Instagram

https://www.instagram.com/toyowrites

https://www.instagram.com/toyograms


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2608 no EP. 59 - Took a pay cut to focus on her 4 side hustles ft. Lorraine Wright MBE https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/1afc4fc1-80f1-44bf-82d9-6854aef94c3d Joining us in the booth this week is Lorraine Wright MBE who is known for running multiple side hustles across different countries whilst working a full time job as the UK Strategic Partnerships Manager at Meta (Facebook). This episode includes: Her journey of progressing to Director level at UBS at the age of 27 Why she took a pay cut to focus on her 4 side hustles How she got her MBE and more! Follow Lorraine on Instagram - https://www.instagram.com/lorrainehwright Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Dec 2022 08:00:00 -0000 EP. 59 - Took a pay cut to focus on her 4 side hustles ft. Lorraine Wright MBE full Savvy Wallet Joining us in the booth this week is Lorraine Wright MBE who is known for running multiple side hustles across different countries whilst working a full time job as the UK Strategic Partnerships Manager at Meta (Facebook). This episode includes: Her journey of progressing to Director level at UBS at the age of 27 Why she took a pay cut to focus on her 4 side hustles How she got her MBE and more! Follow Lorraine on Instagram - https://www.instagram.com/lorrainehwright Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Lorraine Wright MBE who is known for running multiple side hustles across different countries whilst working a full time job as the UK Strategic Partnerships Manager at Meta (Facebook).


This episode includes:

  • Her journey of progressing to Director level at UBS at the age of 27
  • Why she took a pay cut to focus on her 4 side hustles
  • How she got her MBE and more!


Follow Lorraine on Instagram - https://www.instagram.com/lorrainehwright


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4035 no EP. 58 - The story behind one of the UK’s first black-owned Ice-cream brand ft. Lisimba & Opy (Ice Cream & Ting) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a16b7d3e-5535-4fd3-9ebb-158ba7dadd83 Joining us in the booth this week is Lisimba and Opy who are the founders of Ice Cream & Ting, who produce decadent small-batch ice cream, inspired by the rich flavours & delicacies of the Caribbean & African continent. This episode inclues: - Opy's journey of becoming a Chef - Lisimba's journey in the food industry - Why they started Ice Cream & Ting - Why the focus on Afro-Carribean flavours like plantain and much more! Follow Ice Cream & Ting on Instagram - https://www.instagram.com/icecreamandting Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Dec 2022 08:00:00 -0000 EP. 58 - The story behind one of the UK’s first black-owned Ice-cream brand ft. Lisimba & Opy (Ice Cream & Ting) full Savvy Wallet Joining us in the booth this week is Lisimba and Opy who are the founders of Ice Cream & Ting, who produce decadent small-batch ice cream, inspired by the rich flavours & delicacies of the Caribbean & African continent. This episode inclues: - Opy's journey of becoming a Chef - Lisimba's journey in the food industry - Why they started Ice Cream & Ting - Why the focus on Afro-Carribean flavours like plantain and much more! Follow Ice Cream & Ting on Instagram - https://www.instagram.com/icecreamandting Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Lisimba and Opy who are the founders of Ice Cream & Ting, who produce decadent small-batch ice cream, inspired by the rich flavours & delicacies of the Caribbean & African continent.


This episode inclues:

- Opy's journey of becoming a Chef

- Lisimba's journey in the food industry

- Why they started Ice Cream & Ting

- Why the focus on Afro-Carribean flavours like plantain and much more!


Follow Ice Cream & Ting on Instagram - https://www.instagram.com/icecreamandting


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3149 no EP. 57 - From redundancy to selling gluten free & vegan doughnuts in Selfridges ft. Ryan Panchoo https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/21b418e2-b848-4367-8465-1ac543d8fdcb Joining us in the booth this week is Ryan Panchoo, husband, father and founder of Borough 22 a food business that sells gluten free and vegan doughnuts. This episode includes: - Ryan's "Why" for starting borough 22 - The challenges of juggling his project management job with his business - How Ryan got Borough 22 into Selfridges and much more! Follow Ryan on Instagram - https://www.instagram.com/borough22 Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Nov 2022 08:00:00 -0000 EP. 57 - From redundancy to selling gluten free & vegan doughnuts in Selfridges ft. Ryan Panchoo full Savvy Wallet Joining us in the booth this week is Ryan Panchoo, husband, father and founder of Borough 22 a food business that sells gluten free and vegan doughnuts. This episode includes: - Ryan's "Why" for starting borough 22 - The challenges of juggling his project management job with his business - How Ryan got Borough 22 into Selfridges and much more! Follow Ryan on Instagram - https://www.instagram.com/borough22 Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Ryan Panchoo, husband, father and founder of Borough 22 a food business that sells gluten free and vegan doughnuts.


This episode includes:

- Ryan's "Why" for starting borough 22

- The challenges of juggling his project management job with his business

- How Ryan got Borough 22 into Selfridges and much more!


Follow Ryan on Instagram - https://www.instagram.com/borough22


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 6058 no EP. 56 - From Local Comedy Host To Award Winning International Host! ft. A Dot Comedian https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/5f4cdc65-fd2c-4ddf-a7b8-ea7372c6c1c9 Joining us in the booth this week is A Dot Comedian who is a world renowned host with over 10 years experience in the business. He has covered numerous events such as weddings, & corporate events. This episode includes: - A Dot's inspiration for becoming a comedian - His journey to becoming one of the most successful comedians and hosts - Tips to being more confident and much more! Follow A Dot on Instagram: https://www.instagram.com/adotcomedian Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Nov 2022 08:00:00 -0000 EP. 56 - From Local Comedy Host To Award Winning International Host! ft. A Dot Comedian full Savvy Wallet Joining us in the booth this week is A Dot Comedian who is a world renowned host with over 10 years experience in the business. He has covered numerous events such as weddings, & corporate events. This episode includes: - A Dot's inspiration for becoming a comedian - His journey to becoming one of the most successful comedians and hosts - Tips to being more confident and much more! Follow A Dot on Instagram: https://www.instagram.com/adotcomedian Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is A Dot Comedian who is a world renowned host with over 10 years experience in the business. He has covered numerous events such as weddings, & corporate events.


This episode includes:

- A Dot's inspiration for becoming a comedian

- His journey to becoming one of the most successful comedians and hosts

- Tips to being more confident and much more!


Follow A Dot on Instagram: https://www.instagram.com/adotcomedian


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4252 no EP. 55 - Quit his £50,000 JOB to go FULL-TIME on his sneaker business ft. Jordan (Jayvsop ) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/66a8f83d-a12c-43b5-a6d6-213b0d28f7f5 Joining us in the booth this week is Jordan, who is an entrepreneur and content creator known for creating viral personal finance content. He also recently co-founded a dance platform called sturdyoff, bringing you some of the best dancers from across the UK. This episode includes: - The story of how he got into his engineering apprenticeship - Why he decided to quit his £50,000 job to pursue his sneaker business - How he discovered sturdy dance & set out to build the world's biggest sturdy dance platform - His top 3 side hustles for 2022 and much more! Follow Jordan on Instagram - https://www.instagram.com/jayvsop Follow Sturdyoff on Instagram - https://www.instagram.com/sturdyoff Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Nov 2022 08:00:00 -0000 EP. 55 - Quit his £50,000 JOB to go FULL-TIME on his sneaker business ft. Jordan (Jayvsop ) full Savvy Wallet Joining us in the booth this week is Jordan, who is an entrepreneur and content creator known for creating viral personal finance content. He also recently co-founded a dance platform called sturdyoff, bringing you some of the best dancers from across the UK. This episode includes: - The story of how he got into his engineering apprenticeship - Why he decided to quit his £50,000 job to pursue his sneaker business - How he discovered sturdy dance & set out to build the world's biggest sturdy dance platform - His top 3 side hustles for 2022 and much more! Follow Jordan on Instagram - https://www.instagram.com/jayvsop Follow Sturdyoff on Instagram - https://www.instagram.com/sturdyoff Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Jordan, who is an entrepreneur and content creator known for creating viral personal finance content. He also recently co-founded a dance platform called sturdyoff, bringing you some of the best dancers from across the UK.


This episode includes:

- The story of how he got into his engineering apprenticeship

- Why he decided to quit his £50,000 job to pursue his sneaker business

- How he discovered sturdy dance & set out to build the world's biggest sturdy dance platform

- His top 3 side hustles for 2022 and much more!


Follow Jordan on Instagram - https://www.instagram.com/jayvsop

Follow Sturdyoff on Instagram - https://www.instagram.com/sturdyoff


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3759 no EP. 54 - How to ACTUALLY build a successful brand ft. Trist Taylor https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/07ca0974-8056-4eef-a22c-af4c6dad39fe Joining us in the booth this week is Trist Taylor, who currently lives in Dubai, is a branding expert and he owns several businesses such as Grow Daily, Brand Therapy and is the creative director for Tyra creative. This episode includes: The story of his rise to the top of the sales industry at the age of 26 Why he moved to Dubai How to create a great brand Lessons he’s learnt from staring multiple businesses including a car wrapping company, a brand/marketing company and cleaning company and much more! Follow Trist on Instagram - https://www.instagram.com/tristtaylor Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Nov 2022 08:00:00 -0000 EP. 54 - How to ACTUALLY build a successful brand ft. Trist Taylor full Savvy Wallet Joining us in the booth this week is Trist Taylor, who currently lives in Dubai, is a branding expert and he owns several businesses such as Grow Daily, Brand Therapy and is the creative director for Tyra creative. This episode includes: The story of his rise to the top of the sales industry at the age of 26 Why he moved to Dubai How to create a great brand Lessons he’s learnt from staring multiple businesses including a car wrapping company, a brand/marketing company and cleaning company and much more! Follow Trist on Instagram - https://www.instagram.com/tristtaylor Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Trist Taylor, who currently lives in Dubai, is a branding expert and he owns several businesses such as Grow Daily, Brand Therapy and is the creative director for Tyra creative.


This episode includes:

  • The story of his rise to the top of the sales industry at the age of 26
  • Why he moved to Dubai
  • How to create a great brand
  • Lessons he’s learnt from staring multiple businesses including a car wrapping company, a brand/marketing company and cleaning company and much more!


Follow Trist on Instagram - https://www.instagram.com/tristtaylor


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5377 no EP. 53 - From quitting basketball to building 7 streams of income ft. Aysha https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/46693eda-7c92-49cc-865e-734248b5620b Joining us in the booth this week is Aysha, who was a former banker for one of the largest banks in the UK. This episode includes: Aysha's rising up the ranks in a global bank including working in Abu Dhabi, Saudi, Nigeria, South Africa How she built her 7 incomes streams Experiencing racism the higher she went up and much more! Follow Aysha on Instagram - https://www.instagram.com/aysha.amira Follow the Hustle table on Instagram - https://www.instagram.com/thehustletable Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Oct 2022 08:00:00 -0000 EP. 53 - From quitting basketball to building 7 streams of income ft. Aysha full Savvy Wallet Joining us in the booth this week is Aysha, who was a former banker for one of the largest banks in the UK. This episode includes: Aysha's rising up the ranks in a global bank including working in Abu Dhabi, Saudi, Nigeria, South Africa How she built her 7 incomes streams Experiencing racism the higher she went up and much more! Follow Aysha on Instagram - https://www.instagram.com/aysha.amira Follow the Hustle table on Instagram - https://www.instagram.com/thehustletable Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Aysha, who was a former banker for one of the largest banks in the UK.


This episode includes:

  • Aysha's rising up the ranks in a global bank including working in Abu Dhabi, Saudi, Nigeria, South Africa
  • How she built her 7 incomes streams
  • Experiencing racism the higher she went up and much more!


Follow Aysha on Instagram - https://www.instagram.com/aysha.amira

Follow the Hustle table on Instagram - https://www.instagram.com/thehustletable


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4435 no EP. 52 - Quit his £9 per hour job & now makes £100,000+ on Amazon ft. Devon Entrepreneur https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/fde372bb-34be-4ac1-80b7-3bea19999da2 Joining us in the booth this week is Devon, who is a solopreneur who bulks sells on Amazon, using the fulfilled by Amazon service. This episode includes: - Devon's experience of growing up in North-West London - How Devon left his Nurse broker job to become a seller on Amazon - The truth on whether you can still make money selling on Amazon and more! Follow Devon on Instagram - https://www.instagram.com/devon_entrepreneur Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Oct 2022 07:00:00 -0000 EP. 52 - Quit his £9 per hour job & now makes £100,000+ on Amazon ft. Devon Entrepreneur full Savvy Wallet Joining us in the booth this week is Devon, who is a solopreneur who bulks sells on Amazon, using the fulfilled by Amazon service. This episode includes: - Devon's experience of growing up in North-West London - How Devon left his Nurse broker job to become a seller on Amazon - The truth on whether you can still make money selling on Amazon and more! Follow Devon on Instagram - https://www.instagram.com/devon_entrepreneur Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Devon, who is a solopreneur who bulks sells on Amazon, using the fulfilled by Amazon service.


This episode includes:

- Devon's experience of growing up in North-West London

- How Devon left his Nurse broker job to become a seller on Amazon

- The truth on whether you can still make money selling on Amazon and more!


Follow Devon on Instagram - https://www.instagram.com/devon_entrepreneur


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4191 no EP. 51 - The story behind one of the UK’s first black-owned premium rum brands ft. Samuel Williams https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/5df20a7b-7f6e-4e49-a9d8-48c63ebdf516 Joining us in the booth this week is Samuel, founder of Las Olas a company that creates premium spiced rum products and is one of the first black black owned premium spiced rum businesses within the UK. In this episode we talk about his experience of growing up in East London, selling doughnuts at school and dealing with racism at his workplace and much more. This episode includes: - How he started Las Olas - The story behind Stormzy rating his rum one of his top 3 favourites - Collaborating with DLT and much more! Follow Samuel and Las Olas on Instagram: https://www.instagram.com/lasolas.uk https://www.instagram.com/therumrockstar Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Oct 2022 07:00:00 -0000 EP. 51 - The story behind one of the UK’s first black-owned premium rum brands ft. Samuel Williams full Savvy Wallet Joining us in the booth this week is Samuel, founder of Las Olas a company that creates premium spiced rum products and is one of the first black black owned premium spiced rum businesses within the UK. In this episode we talk about his experience of growing up in East London, selling doughnuts at school and dealing with racism at his workplace and much more. This episode includes: - How he started Las Olas - The story behind Stormzy rating his rum one of his top 3 favourites - Collaborating with DLT and much more! Follow Samuel and Las Olas on Instagram: https://www.instagram.com/lasolas.uk https://www.instagram.com/therumrockstar Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Samuel, founder of Las Olas a company that creates premium spiced rum products and is one of the first black black owned premium spiced rum businesses within the UK. In this episode we talk about his experience of growing up in East London, selling doughnuts at school and dealing with racism at his workplace and much more.


This episode includes:

- How he started Las Olas

- The story behind Stormzy rating his rum one of his top 3 favourites

- Collaborating with DLT and much more!


Follow Samuel and Las Olas on Instagram:

https://www.instagram.com/lasolas.uk

https://www.instagram.com/therumrockstar


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5512 no EP. 50 - How to renovate your first property ft. Hailee (Let’s Talk Property) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a0d79a38-e5c0-4708-8104-0e68409f9bac Joining us in the booth this week is Hailee, founder of lets talk property where she documents her journey in property investing and renovation. In this episode we talk about her time in Jamaica, to studying to be a teacher to investing in property. This episode includes: - Why Hailee left teaching - How she got Amazon employees to rent her property - The truth about renovating a property and much more! Follow Hailee on Instagram - https://www.instagram.com/letstalkproperty_ Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Oct 2022 07:00:00 -0000 EP. 50 - How to renovate your first property ft. Hailee (Let’s Talk Property) full Savvy Wallet Joining us in the booth this week is Hailee, founder of lets talk property where she documents her journey in property investing and renovation. In this episode we talk about her time in Jamaica, to studying to be a teacher to investing in property. This episode includes: - Why Hailee left teaching - How she got Amazon employees to rent her property - The truth about renovating a property and much more! Follow Hailee on Instagram - https://www.instagram.com/letstalkproperty_ Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Hailee, founder of lets talk property where she documents her journey in property investing and renovation. In this episode we talk about her time in Jamaica, to studying to be a teacher to investing in property.


This episode includes:

- Why Hailee left teaching

- How she got Amazon employees to rent her property

- The truth about renovating a property and much more!


Follow Hailee on Instagram - https://www.instagram.com/letstalkproperty_


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3311 no EP. 49 - From Bartender to CEO of a CRYPTO exchange ft. Jeff Hancock https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/7ecd5736-78e3-4cd0-a843-73a48d3ab91f Joining us in the booth this week is Jeff Hancock, the Co-Founder and CEO of Coinpass. Coinpass is a UK based cryptocurrency exchange that was established in 2018 and allows retail investors, professional traders and businesses to access the cryptocurrency markets. This episode includes: - The dark truth about Crypto exchanges - What it really takes to build a crypto exchange in the UK - What the future possibilities of crypto and NFT’s could be and much more! Follow Jeff Hancock on Twitter - https://twitter.com/jeff_coinpass Or Linkedin - https://www.linkedin.com/in/jeffreyrthancock/ Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Oct 2022 07:00:00 -0000 EP. 49 - From Bartender to CEO of a CRYPTO exchange ft. Jeff Hancock full Savvy Wallet Joining us in the booth this week is Jeff Hancock, the Co-Founder and CEO of Coinpass. Coinpass is a UK based cryptocurrency exchange that was established in 2018 and allows retail investors, professional traders and businesses to access the cryptocurrency markets. This episode includes: - The dark truth about Crypto exchanges - What it really takes to build a crypto exchange in the UK - What the future possibilities of crypto and NFT’s could be and much more! Follow Jeff Hancock on Twitter - https://twitter.com/jeff_coinpass Or Linkedin - https://www.linkedin.com/in/jeffreyrthancock/ Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Jeff Hancock, the Co-Founder and CEO of Coinpass. Coinpass is a UK based cryptocurrency exchange that was established in 2018 and allows retail investors, professional traders and businesses to access the cryptocurrency markets.


This episode includes:

- The dark truth about Crypto exchanges

- What it really takes to build a crypto exchange in the UK

- What the future possibilities of crypto and NFT’s could be and much more!


Follow Jeff Hancock on Twitter - https://twitter.com/jeff_coinpass

Or Linkedin - https://www.linkedin.com/in/jeffreyrthancock/


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5968 no EP. 48 - Left pharmacy and earns SIX-FIGURES with coding & marketing ft. JV https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/dba38389-c934-4c2e-9964-b3e4ae5e1fb4 Joining us in the booth this week is JV, founder of brand blueprint a marketing and web development agency. This episode includes: - Why she made the switch from pharmacy to starting her own business - How she built her web development and marketing agency to six figures in revenue - The power of manifestation to help you achieve your goals Follow JV on instagram - https://www.instagram.com/jv.finance/ Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Sep 2022 07:00:00 -0000 EP. 48 - Left pharmacy and earns SIX-FIGURES with coding & marketing ft. JV full Savvy Wallet Joining us in the booth this week is JV, founder of brand blueprint a marketing and web development agency. This episode includes: - Why she made the switch from pharmacy to starting her own business - How she built her web development and marketing agency to six figures in revenue - The power of manifestation to help you achieve your goals Follow JV on instagram - https://www.instagram.com/jv.finance/ Follow me on: Instagram , Tiktok, Twitter Check out: https://www.youtube.com/savvywallet for the video version Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is JV, founder of brand blueprint a marketing and web development agency.


This episode includes:

- Why she made the switch from pharmacy to starting her own business

- How she built her web development and marketing agency to six figures in revenue

- The power of manifestation to help you achieve your goals


Follow JV on instagram - https://www.instagram.com/jv.finance/


Follow me on: Instagram , Tiktok, Twitter


Check out: https://www.youtube.com/savvywallet for the video version



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3474 no EP. 47 - How this 25 year old built his £60,000 investment portfolio in 5 years ft. Ryan (Making Money Simple) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/e7c4ce81-53b4-4897-bd42-4c649d4bd580 Joining us in the booth this week for the first time in person, is Ryan a chartered accountant and founder of making money simple, a financial education platform. In this episode we discuss how he grew his investment portfolio to £60,000 in 5 years. This episode includes: How he grew his investment portfolio from £40,000 to £60,000 in 1 year The secret to how he built his wealth What crypto he invest in and more! Follow Ryan on instagram - https://www.instagram.com/makingmoneysimple Follow me on: Instagram , Tiktok, Twitter Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 18 Sep 2022 19:38:23 -0000 EP. 47 - How this 25 year old built his £60,000 investment portfolio in 5 years ft. Ryan (Making Money Simple) full Savvy Wallet Joining us in the booth this week for the first time in person, is Ryan a chartered accountant and founder of making money simple, a financial education platform. In this episode we discuss how he grew his investment portfolio to £60,000 in 5 years. This episode includes: How he grew his investment portfolio from £40,000 to £60,000 in 1 year The secret to how he built his wealth What crypto he invest in and more! Follow Ryan on instagram - https://www.instagram.com/makingmoneysimple Follow me on: Instagram , Tiktok, Twitter Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week for the first time in person, is Ryan a chartered accountant and founder of making money simple, a financial education platform. In this episode we discuss how he grew his investment portfolio to £60,000 in 5 years.


This episode includes:

  • How he grew his investment portfolio from £40,000 to £60,000 in 1 year
  • The secret to how he built his wealth
  • What crypto he invest in and more!


Follow Ryan on instagram - https://www.instagram.com/makingmoneysimple


Follow me on: Instagram , Tiktok, Twitter



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3524 no EP. 46 - From hippy life to investing FIVE FIGURES in GOLD COINS ft. Kevin Cahill https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/97c96bed-0164-403e-a9d7-4dd69c886ee1 Joining us again in the booth this week is Kevin to talk about his time, living the hipster lifestyle, working at an investment bank and investing in gold coins. This episode includes: - Why he gave up corporate life for the hippy life - Why Kevin invests in gold coins? - How gold coins compare to gold bars and much more! Follow Kevin on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Sep 2022 07:00:00 -0000 EP. 46 - From hippy life to investing FIVE FIGURES in GOLD COINS ft. Kevin Cahill full Savvy Wallet Joining us again in the booth this week is Kevin to talk about his time, living the hipster lifestyle, working at an investment bank and investing in gold coins. This episode includes: - Why he gave up corporate life for the hippy life - Why Kevin invests in gold coins? - How gold coins compare to gold bars and much more! Follow Kevin on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us again in the booth this week is Kevin to talk about his time, living the hipster lifestyle, working at an investment bank and investing in gold coins.


This episode includes:

- Why he gave up corporate life for the hippy life

- Why Kevin invests in gold coins?

- How gold coins compare to gold bars and much more!


Follow Kevin on Instagram


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4400 no EP. 45 - From losing his 9 to 5 job to owning SIX properties in 2.5 years ft. Alfred Dzadey ​ https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/e1ae49c3-b830-420a-9090-7311b3d7423c Joining us in the booth this week is Multi Award Winning Property Investor and Developer Alfred Dzadey. Where we spoke about his journey of getting into the property investing game. This episode includes: - How Alfred got into property after losing his job and how he built his £4 million property portfolio in 2.5 years - Why Alfred spent £25,000 on a mastermind with Grant Cardone in Mexico - How to start in property in 2022 and much more! Follow Alfred on Instagram Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Sep 2022 07:00:00 -0000 EP. 45 - From losing his 9 to 5 job to owning SIX properties in 2.5 years ft. Alfred Dzadey ​ full Savvy Wallet Joining us in the booth this week is Multi Award Winning Property Investor and Developer Alfred Dzadey. Where we spoke about his journey of getting into the property investing game. This episode includes: - How Alfred got into property after losing his job and how he built his £4 million property portfolio in 2.5 years - Why Alfred spent £25,000 on a mastermind with Grant Cardone in Mexico - How to start in property in 2022 and much more! Follow Alfred on Instagram Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you. Learn on Coursera here: https://imp.i384100.net/savvywallet Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Multi Award Winning Property Investor and Developer Alfred Dzadey. Where we spoke about his journey of getting into the property investing game.


This episode includes:

- How Alfred got into property after losing his job and how he built his £4 million property portfolio in 2.5 years

- Why Alfred spent £25,000 on a mastermind with Grant Cardone in Mexico

- How to start in property in 2022 and much more!


Follow Alfred on Instagram


Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.


Learn on Coursera here: https://imp.i384100.net/savvywallet


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3945 no EP. 44 - Zero deposit mortgage, interest rate hikes & should you buy property now? ft. Clarence https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/9f31ab73-c8c6-4649-a248-e6c14c49f265 Joining us in the booth this week is former mortgage advisor Clarence (CK Talks Money) to discuss 0% deposit mortgages and what to look out for. This episode includes: - Our thoughts on the 0% mortgage coming out in 2023 - Is now the best time to buy property? - Our thoughts on the interest rate hikes and much more! Follow Clarence on instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Aug 2022 07:00:00 -0000 EP. 44 - Zero deposit mortgage, interest rate hikes & should you buy property now? ft. Clarence full Savvy Wallet Joining us in the booth this week is former mortgage advisor Clarence (CK Talks Money) to discuss 0% deposit mortgages and what to look out for. This episode includes: - Our thoughts on the 0% mortgage coming out in 2023 - Is now the best time to buy property? - Our thoughts on the interest rate hikes and much more! Follow Clarence on instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is former mortgage advisor Clarence (CK Talks Money) to discuss 0% deposit mortgages and what to look out for.


This episode includes:

- Our thoughts on the 0% mortgage coming out in 2023

- Is now the best time to buy property?

- Our thoughts on the interest rate hikes and much more!


Follow Clarence on instagram


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3325 no EP. 43 - The truth about the fintech industry ft. Mary Agbesanwa https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/b3b31c41-3d14-4836-bd44-3d1a2d998997 Joining us in the booth this week is Mary Agbesanwa who is a Fintech Growth Lead at Seccl, a company that helps fintechs to launch investment propositions more quickly and easily than ever. We spoke about her journey in the fintech industry, what she thinks of fintech and where the industry is going. This episode includes: Mary's experience working in the fintech industry and for PWC Life leading the sales team at a fintech company How fintech can help you with your finances How you can break into the fintech industry and more! Follow Mary on Instagram and Twitter Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Aug 2022 07:00:00 -0000 EP. 43 - The truth about the fintech industry ft. Mary Agbesanwa full Savvy Wallet Joining us in the booth this week is Mary Agbesanwa who is a Fintech Growth Lead at Seccl, a company that helps fintechs to launch investment propositions more quickly and easily than ever. We spoke about her journey in the fintech industry, what she thinks of fintech and where the industry is going. This episode includes: Mary's experience working in the fintech industry and for PWC Life leading the sales team at a fintech company How fintech can help you with your finances How you can break into the fintech industry and more! Follow Mary on Instagram and Twitter Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Mary Agbesanwa who is a Fintech Growth Lead at Seccl, a company that helps fintechs to launch investment propositions more quickly and easily than ever. We spoke about her journey in the fintech industry, what she thinks of fintech and where the industry is going.


This episode includes:

  • Mary's experience working in the fintech industry and for PWC
  • Life leading the sales team at a fintech company
  • How fintech can help you with your finances
  • How you can break into the fintech industry and more!


Follow Mary on Instagram and Twitter


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2996 no EP. 42 - Investing £40,000 in peer-to-peer loans and the truth about investing in gold coins ft. Kevin https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/3ff7c900-1a26-46d5-ac53-72a60fdd8cc1 Joining us in the booth this week is Kevin to discuss his journey of investing in peer-to-peer loans and gold coins. This episode includes How to investing in peer-to-peer loans and what to look out for The risks of investing in peer-to-peer loans How to invest in gold coins and what to look for and much more! Follow Kevin on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Aug 2022 07:00:00 -0000 EP. 42 - Investing £40,000 in peer-to-peer loans and the truth about investing in gold coins ft. Kevin full Savvy Wallet Joining us in the booth this week is Kevin to discuss his journey of investing in peer-to-peer loans and gold coins. This episode includes How to investing in peer-to-peer loans and what to look out for The risks of investing in peer-to-peer loans How to invest in gold coins and what to look for and much more! Follow Kevin on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Kevin to discuss his journey of investing in peer-to-peer loans and gold coins.


This episode includes

  • How to investing in peer-to-peer loans and what to look out for
  • The risks of investing in peer-to-peer loans
  • How to invest in gold coins and what to look for and much more!


Follow Kevin on Instagram


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2935 no EP. 41 - The truth about value investing part 2 ft. Wes & Josh https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/2e119abb-545c-4988-95c3-c9e592f2c939 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Wes and Josh to discuss investing and the current state of the stock market. This episode includes: - Elon Musk bailing on Twitter - Why they wouldn't invest in Tesla - Thoughts on whether the stock market is overvalued and much more! Follow Wes on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Aug 2022 07:00:00 -0000 EP. 41 - The truth about value investing part 2 ft. Wes & Josh full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Wes and Josh to discuss investing and the current state of the stock market. This episode includes: - Elon Musk bailing on Twitter - Why they wouldn't invest in Tesla - Thoughts on whether the stock market is overvalued and much more! Follow Wes on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Wes and Josh to discuss investing and the current state of the stock market.


This episode includes:

- Elon Musk bailing on Twitter

- Why they wouldn't invest in Tesla

- Thoughts on whether the stock market is overvalued and much more!


Follow Wes on Instagram


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3600 no EP. 40 - Buying a property with any amount, £20,000 property training & building a £1 million property portfolio ft. Bimbola https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/7cfd168b-7ece-44c7-85a5-700631c657ff This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is property entrepreneur Bimbola. This episode includes: - How to get onto the property ladder with any amount - Why you should get involved in a joint venture - How to find joint ventures and more! Follow Bimbola on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Aug 2022 07:00:00 -0000 EP. 40 - Buying a property with any amount, £20,000 property training & building a £1 million property portfolio ft. Bimbola full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is property entrepreneur Bimbola. This episode includes: - How to get onto the property ladder with any amount - Why you should get involved in a joint venture - How to find joint ventures and more! Follow Bimbola on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is property entrepreneur Bimbola.


This episode includes:

- How to get onto the property ladder with any amount

- Why you should get involved in a joint venture

- How to find joint ventures and more!


Follow Bimbola on Instagram


Check out the video version here

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4354 no EP. 39 - Rising to the top at the big 4 ft. Ayo https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/23b6a3fb-6926-46e6-a9ff-86b5dbb12628 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Ayo who is a director, speaker, author and podcaster. This episode includes: How Ayo rose up the ranks at the big 4 Day in the life as a director What leadership really is and much more! Follow Ayo on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Jul 2022 07:00:00 -0000 EP. 39 - Rising to the top at the big 4 ft. Ayo full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Ayo who is a director, speaker, author and podcaster. This episode includes: How Ayo rose up the ranks at the big 4 Day in the life as a director What leadership really is and much more! Follow Ayo on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Ayo who is a director, speaker, author and podcaster.


This episode includes:

  • How Ayo rose up the ranks at the big 4
  • Day in the life as a director
  • What leadership really is and much more!


Follow Ayo on Instagram


Check out the video version here

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3734 no EP. 38 - Social impact investing with property ft. Michael Gordon https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/297300ef-a3b3-4d01-aa71-d978a25fbc1e This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Michael, founder of estate agency Gordon Brooks and Crossroads housing - provider of supported accommodation. This episode includes: The social impact Michael makes with property How he started his estate agency How to work with a housing association and much more! Follow Michael on instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Jul 2022 07:00:00 -0000 EP. 38 - Social impact investing with property ft. Michael Gordon full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Michael, founder of estate agency Gordon Brooks and Crossroads housing - provider of supported accommodation. This episode includes: The social impact Michael makes with property How he started his estate agency How to work with a housing association and much more! Follow Michael on instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Michael, founder of estate agency Gordon Brooks and Crossroads housing - provider of supported accommodation.


This episode includes:

  • The social impact Michael makes with property
  • How he started his estate agency
  • How to work with a housing association and much more!


Follow Michael on instagram


Check out the video version here

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3645 no EP. 37 - The truth about PENSIONS in the UK ft. Carla Hoppe https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/6eec5979-b70f-44da-b023-2c076bf426b8 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Carla, founder of Wealthbrite, a financial education provider to organisations. This episode includes: - Differences between the State pension, workplace pension and SIPPs - When should you start thinking about your pension? - Why you should consider putting money into your pension Follow Carla on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Jul 2022 07:00:00 -0000 EP. 37 - The truth about PENSIONS in the UK ft. Carla Hoppe full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Carla, founder of Wealthbrite, a financial education provider to organisations. This episode includes: - Differences between the State pension, workplace pension and SIPPs - When should you start thinking about your pension? - Why you should consider putting money into your pension Follow Carla on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Carla, founder of Wealthbrite, a financial education provider to organisations.


This episode includes:

- Differences between the State pension, workplace pension and SIPPs

- When should you start thinking about your pension?

- Why you should consider putting money into your pension


Follow Carla on Instagram


Check out the video version here

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4540 no EP. 36 - The blueprint to getting a promotion at your company ft. Christine https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/548ff319-e191-4199-9288-9df0e8253554 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Finance Director & Founder of empowered by experience. This episode includes: Journey to becoming a finance director Steps to take to securing a payrise Steps to take to land you a promotion Follow Christine on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Jul 2022 07:00:00 -0000 EP. 36 - The blueprint to getting a promotion at your company ft. Christine full Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Finance Director & Founder of empowered by experience. This episode includes: Journey to becoming a finance director Steps to take to securing a payrise Steps to take to land you a promotion Follow Christine on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Finance Director & Founder of empowered by experience.

This episode includes:

  • Journey to becoming a finance director
  • Steps to take to securing a payrise
  • Steps to take to land you a promotion


Follow Christine on Instagram


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4424 no EP. 35 - The TRUTH about value investing ft. Wes https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/785321b9-f647-4700-8aa5-8715d019fbbd This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Wes who is a value investor and investing educator. This episode includes: What value investing really is Investing during a bear market Wes value investing process Follow Wes on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Jun 2022 07:00:00 -0000 EP. 35 - The TRUTH about value investing ft. Wes full 35 Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Wes who is a value investor and investing educator. This episode includes: What value investing really is Investing during a bear market Wes value investing process Follow Wes on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Wes who is a value investor and investing educator.


This episode includes:

  • What value investing really is
  • Investing during a bear market
  • Wes value investing process


Follow Wes on Instagram


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3145 no EP. 34 - Marketing secrets to take your business to the next level ft. Elizabeth https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/5334ccde-b6fc-4409-8df9-3e087e94d81b This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Elizabeth who is a fractional CMO that trains companies on how to generate qualified prospects. This episode includes: Why every business needs effective marketing How marketing helps your business to become profitable Why the biggest brands like Coca-Cola spend billions on marketing Biggest mistakes businesses makes with their marketing Follow Elizabeth on Linkedin Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Jun 2022 07:46:35 -0000 EP. 34 - Marketing secrets to take your business to the next level ft. Elizabeth full 34 Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Elizabeth who is a fractional CMO that trains companies on how to generate qualified prospects. This episode includes: Why every business needs effective marketing How marketing helps your business to become profitable Why the biggest brands like Coca-Cola spend billions on marketing Biggest mistakes businesses makes with their marketing Follow Elizabeth on Linkedin Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Elizabeth who is a fractional CMO that trains companies on how to generate qualified prospects.


This episode includes:

  • Why every business needs effective marketing
  • How marketing helps your business to become profitable
  • Why the biggest brands like Coca-Cola spend billions on marketing
  • Biggest mistakes businesses makes with their marketing


Follow Elizabeth on Linkedin


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3719 no EP. 33 - How to launch your first event ft. Michael Sode https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/8abc5f7e-d75d-4c4a-ab2b-1137c1dad6cc This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Michael who is an accountant by day and by night he is the founder of KBM Hub a financial education platform for Gen-Z and Millennials. This episode includes: Steps to launching your own event Pitfalls to watch our for Challenges to start your own event Follow Michael on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Jun 2022 07:00:00 -0000 EP. 33 - How to launch your first event ft. Michael Sode full 33 Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Michael who is an accountant by day and by night he is the founder of KBM Hub a financial education platform for Gen-Z and Millennials. This episode includes: Steps to launching your own event Pitfalls to watch our for Challenges to start your own event Follow Michael on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Michael who is an accountant by day and by night he is the founder of KBM Hub a financial education platform for Gen-Z and Millennials.


This episode includes:

  • Steps to launching your own event
  • Pitfalls to watch our for
  • Challenges to start your own event


Follow Michael on Instagram


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4171 no EP. 32 - How to build a legacy that lasts generations ft. Sodiq Suleman https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/b000c385-8413-48f3-8805-80742567dbf8 This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Sodiq, who is a project manager and an advocate for real estate planning and insurance. In this episode we discuss building a legacy that lasts generations. This episode includes: Life as a project manager Creating a 2030 budget Setting up new streams of income Planning yours and your families future Follow Sodiq on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Jun 2022 08:03:52 -0000 EP. 32 - How to build a legacy that lasts generations ft. Sodiq Suleman full 32 Savvy Wallet This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Sodiq, who is a project manager and an advocate for real estate planning and insurance. In this episode we discuss building a legacy that lasts generations. This episode includes: Life as a project manager Creating a 2030 budget Setting up new streams of income Planning yours and your families future Follow Sodiq on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money.

Download the Moneyhub app for FREE here


Joining us in the booth this week is Sodiq, who is a project manager and an advocate for real estate planning and insurance. In this episode we discuss building a legacy that lasts generations.


This episode includes:

  • Life as a project manager
  • Creating a 2030 budget
  • Setting up new streams of income
  • Planning yours and your families future


Follow Sodiq on Instagram

Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4107 no EP. 31 - How I paid off £36,000 debt ft. Tolu Frimpong https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/c9fd3beb-8e78-4937-90aa-abd54b3d8e62 Joining us in the booth this week is Tolu, who is a money coach that helps millennial women to stop spending impulsively and to gain clarity on their financial goals. This episode includes: How Tolu got out of £36k debt Tips that she used to get her out of debt How she helps her client set practical and achievable financial goals Follow Tolu on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 May 2022 07:00:00 -0000 EP. 31 - How I paid off £36,000 debt ft. Tolu Frimpong full 31 Savvy Wallet Joining us in the booth this week is Tolu, who is a money coach that helps millennial women to stop spending impulsively and to gain clarity on their financial goals. This episode includes: How Tolu got out of £36k debt Tips that she used to get her out of debt How she helps her client set practical and achievable financial goals Follow Tolu on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Tolu, who is a money coach that helps millennial women to stop spending impulsively and to gain clarity on their financial goals.


This episode includes:

  • How Tolu got out of £36k debt
  • Tips that she used to get her out of debt
  • How she helps her client set practical and achievable financial goals


Follow Tolu on Instagram


Check out: https://www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3436 no EP. 30 - Building puzzles of Africa and the Caribbean ft. Patrick https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/779b75ed-b2b3-44ff-b0d9-9de4cf824e97 Joining us in the booth this week is Patrick Founder of Very Puzzled, who is a children’s toy manufacturer that focuses on African-Caribbean themed jigsaw puzzles for children. This episode includes: Partnership with Airbnb Getting stocked at John Lewis & Waterstones His puzzle designs being copied by competitors Follow Patrick on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 May 2022 17:49:06 -0000 EP. 30 - Building puzzles of Africa and the Caribbean ft. Patrick full 30 Savvy Wallet Joining us in the booth this week is Patrick Founder of Very Puzzled, who is a children’s toy manufacturer that focuses on African-Caribbean themed jigsaw puzzles for children. This episode includes: Partnership with Airbnb Getting stocked at John Lewis & Waterstones His puzzle designs being copied by competitors Follow Patrick on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Patrick Founder of Very Puzzled, who is a children’s toy manufacturer that focuses on African-Caribbean themed jigsaw puzzles for children.


This episode includes:

  • Partnership with Airbnb
  • Getting stocked at John Lewis & Waterstones
  • His puzzle designs being copied by competitors


Follow Patrick on Instagram


Check out: www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5570 no EP. 29 - The blueprint to managing your finances as a couple ft. Thando and Lindie https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a8f4a7c9-667e-409a-8a70-4dea5e6980ca Joining us in the booth this week is Thando and Lindie, the married couple behind financial literacy platform Skilled Finances where they help couples get right with their money. This episode includes: The key to managing your finances as a couple How to speak to your partner about money When should you speak to your partner about money? Pro’s & Con’s of Joint accounts Follow Thando and Lindie on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 May 2022 07:00:00 -0000 EP. 29 - The blueprint to managing your finances as a couple ft. Thando and Lindie full 29 Savvy Wallet Joining us in the booth this week is Thando and Lindie, the married couple behind financial literacy platform Skilled Finances where they help couples get right with their money. This episode includes: The key to managing your finances as a couple How to speak to your partner about money When should you speak to your partner about money? Pro’s & Con’s of Joint accounts Follow Thando and Lindie on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Thando and Lindie, the married couple behind financial literacy platform Skilled Finances where they help couples get right with their money.


This episode includes:

  • The key to managing your finances as a couple
  • How to speak to your partner about money
  • When should you speak to your partner about money?
  • Pro’s & Con’s of Joint accounts


Follow Thando and Lindie on Instagram


Check out: www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4506 no EP. 28 - FINANCE MANAGER: Get your finances right, get your business right ft. Benedicta https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/e6d2f9c5-e679-421b-8d38-08bcaff3bc38 Joining us in the booth this week is Benedicta who is a qualified management accountant and founder of Beniratio Finances where she helps business owners with their finance & accounting so that they can focus on making profit! This episode includes: How she got into the big 4 Why she started Beniratio finances Why every business needs an accountant Follow Benedicta on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 May 2022 07:00:00 -0000 EP. 28 - FINANCE MANAGER: Get your finances right, get your business right ft. Benedicta full 28 Savvy Wallet Joining us in the booth this week is Benedicta who is a qualified management accountant and founder of Beniratio Finances where she helps business owners with their finance & accounting so that they can focus on making profit! This episode includes: How she got into the big 4 Why she started Beniratio finances Why every business needs an accountant Follow Benedicta on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Benedicta who is a qualified management accountant and founder of Beniratio Finances where she helps business owners with their finance & accounting so that they can focus on making profit!

This episode includes:

  • How she got into the big 4
  • Why she started Beniratio finances
  • Why every business needs an accountant


Follow Benedicta on Instagram


Check out: www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3484 no EP. 27 - PROJECT MANAGER: Building generational wealth by investing in the Stock Market ft. Bee https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/203b1a14-5915-4f51-a783-d4632fd2443b Joining us in the booth this week is Bee who is a IT Project Manager, Financial Coach and creator of the Financial Literacy Instagram page investingwithbee which teaches personal finance and investing topics. This episode includes: How to talk to your parents about money How Bee first started in the stock market How to increase your success in the stock market ? What you should do before you start investing ? Follow Bee on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 May 2022 07:00:00 -0000 EP. 27 - PROJECT MANAGER: Building generational wealth by investing in the Stock Market ft. Bee full 27 Savvy Wallet Joining us in the booth this week is Bee who is a IT Project Manager, Financial Coach and creator of the Financial Literacy Instagram page investingwithbee which teaches personal finance and investing topics. This episode includes: How to talk to your parents about money How Bee first started in the stock market How to increase your success in the stock market ? What you should do before you start investing ? Follow Bee on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Bee who is a IT Project Manager, Financial Coach and creator of the Financial Literacy Instagram page investingwithbee which teaches personal finance and investing topics.


This episode includes:

  • How to talk to your parents about money
  • How Bee first started in the stock market
  • How to increase your success in the stock market ?
  • What you should do before you start investing ?


Follow Bee on Instagram


Check out: www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3632 no EP. 26 - Building the next-gen members-only social spaces ft. Jermaine https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/94ab2321-e6b2-499d-9661-3747aa51bab4 Joining us in the booth this week is my boy Jermaine, who is the Co-Founder and Chief Product Officer of Groundfloor which is a members only social space "where people can connect with others, share experiences, and spend time outside the home." This episode includes: Lessons learned from his first startup Transitioning into a product role How Jermaine and his co-founder raised $1 million for Groundfloor from investors  Why they opened their first space in San Francisco Follow Jermaine on Instagram Follow Groundfloor on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Apr 2022 07:00:00 -0000 EP. 26 - Building the next-gen members-only social spaces ft. Jermaine full 26 Savvy Wallet Joining us in the booth this week is my boy Jermaine, who is the Co-Founder and Chief Product Officer of Groundfloor which is a members only social space "where people can connect with others, share experiences, and spend time outside the home." This episode includes: Lessons learned from his first startup Transitioning into a product role How Jermaine and his co-founder raised $1 million for Groundfloor from investors  Why they opened their first space in San Francisco Follow Jermaine on Instagram Follow Groundfloor on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is my boy Jermaine, who is the Co-Founder and Chief Product Officer of Groundfloor which is a members only social space "where people can connect with others, share experiences, and spend time outside the home."


This episode includes:

  • Lessons learned from his first startup
  • Transitioning into a product role
  • How Jermaine and his co-founder raised $1 million for Groundfloor from investors 
  • Why they opened their first space in San Francisco


Follow Jermaine on Instagram

Follow Groundfloor on Instagram


Check out: www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5371 no EP. 25 - EX FINANCE MANAGER: How to find your PURPOSE in life ft. Roneish Myers https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a7b377fa-db1e-4e66-a02e-dfdc7f31860c Joining us in the booth this week is Roneish, who was a former financial manager and is now an entrepreneur and financial coach. In this episode we discuss doing what you really want to do and how to pursue it. This episode covers: Why Roneish decided to quit her high paying 9-5 The truth about working in the film and TV industry Helping companies thrive Ghana How to live on purpose and how to find your purpose Follow Roneish on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Apr 2022 07:00:00 -0000 EP. 25 - EX FINANCE MANAGER: How to find your PURPOSE in life ft. Roneish Myers full 25 Savvy Wallet Joining us in the booth this week is Roneish, who was a former financial manager and is now an entrepreneur and financial coach. In this episode we discuss doing what you really want to do and how to pursue it. This episode covers: Why Roneish decided to quit her high paying 9-5 The truth about working in the film and TV industry Helping companies thrive Ghana How to live on purpose and how to find your purpose Follow Roneish on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Roneish, who was a former financial manager and is now an entrepreneur and financial coach. In this episode we discuss doing what you really want to do and how to pursue it.


This episode covers:

  • Why Roneish decided to quit her high paying 9-5
  • The truth about working in the film and TV industry
  • Helping companies thrive Ghana
  • How to live on purpose and how to find your purpose


Follow Roneish on Instagram


Check out: www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3556 no EP. 24 - Ultimate guide to buying your first property in the UK ft. Topsy Taiwo https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a8d89cdb-4fe4-4ac1-8c8d-34b166068f10 Joining us in the booth this week is Topsy Taiwo who is a former Estate Agent, Presenter and Entrepreneur. In this episode we discuss everything a that you need to know to buy your first property in the UK. This episode covers: The exact home buying process Government schemes to support you buying your first property (shared ownership, help to buy, 5% deposit) What can go wrong when you try to buy your first property Follow Topsy on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Apr 2022 07:00:00 -0000 EP. 24 - Ultimate guide to buying your first property in the UK ft. Topsy Taiwo full 24 Savvy Wallet Joining us in the booth this week is Topsy Taiwo who is a former Estate Agent, Presenter and Entrepreneur. In this episode we discuss everything a that you need to know to buy your first property in the UK. This episode covers: The exact home buying process Government schemes to support you buying your first property (shared ownership, help to buy, 5% deposit) What can go wrong when you try to buy your first property Follow Topsy on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Joining us in the booth this week is Topsy Taiwo who is a former Estate Agent, Presenter and Entrepreneur. In this episode we discuss everything a that you need to know to buy your first property in the UK.


This episode covers:

  • The exact home buying process
  • Government schemes to support you buying your first property (shared ownership, help to buy, 5% deposit)
  • What can go wrong when you try to buy your first property


Follow Topsy on Instagram


Check out: www.youtube.com/savvywallet for the video version

Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3908 no EP. 23 - How to overcome limiting beliefs ft. Krystle Mcgilvery https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/147e198b-027d-4d7c-85ef-3df522289c96 The take off is officially back! I hope you're as excited as I am, I've missed it! In this episode I'm honoured to speak to Krystle who is a Chartered Accountant a Financial Coach Krystle & founder of Mind Over Money. In this episode we discuss the importance of mindset and how you can overcome limiting beliefs. This episode covers: How your environment can influence you Identifying what you need to change How fear keeps you accountable and much more! Follow Krystle on Instagram Follow Mind Over Money on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Apr 2022 07:00:00 -0000 EP. 23 - How to overcome limiting beliefs ft. Krystle Mcgilvery full 23 Savvy Wallet The take off is officially back! I hope you're as excited as I am, I've missed it! In this episode I'm honoured to speak to Krystle who is a Chartered Accountant a Financial Coach Krystle & founder of Mind Over Money. In this episode we discuss the importance of mindset and how you can overcome limiting beliefs. This episode covers: How your environment can influence you Identifying what you need to change How fear keeps you accountable and much more! Follow Krystle on Instagram Follow Mind Over Money on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices The take off is officially back! I hope you're as excited as I am, I've missed it!

In this episode I'm honoured to speak to Krystle who is a Chartered Accountant a Financial Coach Krystle & founder of Mind Over Money. In this episode we discuss the importance of mindset and how you can overcome limiting beliefs.


This episode covers:

  • How your environment can influence you
  • Identifying what you need to change
  • How fear keeps you accountable and much more!


Follow Krystle on Instagram

Follow Mind Over Money on Instagram


Check out: www.youtube.com/savvywallet for the video version


Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3046 no THE TAKE OFF IS COMING BACK! https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/cb5731f6-4081-4510-af2e-02d9477764b3 I'm happy to announce that the take off podcast will be coming back on Monday the 4th April at 8am (GMT). We have amazing guests lined up so make sure that you're following me on socials: Follow me on Instagram, Tiktok and Twitter See you in April folks and don't forget to review the podcast and share it with your friends and family. Thank you for your patience! Ato Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Mar 2022 19:27:04 -0000 THE TAKE OFF IS COMING BACK! full Savvy Wallet I'm happy to announce that the take off podcast will be coming back on Monday the 4th April at 8am (GMT). We have amazing guests lined up so make sure that you're following me on socials: Follow me on Instagram, Tiktok and Twitter See you in April folks and don't forget to review the podcast and share it with your friends and family. Thank you for your patience! Ato Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices I'm happy to announce that the take off podcast will be coming back on Monday the 4th April at 8am (GMT). We have amazing guests lined up so make sure that you're following me on socials:


Follow me on Instagram, Tiktok and Twitter


See you in April folks and don't forget to review the podcast and share it with your friends and family. Thank you for your patience!


Ato



Support this podcast at — https://redcircle.com/the-take-off/donations

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Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 239 no Happy New Year & Goodbye for now https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/e142d12c-84a4-42cd-9368-d7139d2f066c After thinking about it for awhile I have come to the very difficult decision to pause the podcast until further notice. The intention is to bring it back at some point in 2022 and the time off will allow me to plan it much better. See this as an opportunity to slowly binge listen to the 22 amazing episodes released so far! I hope to see you in 2022! Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 01 Jan 2022 08:00:00 -0000 Happy New Year & Goodbye for now full Savvy Wallet After thinking about it for awhile I have come to the very difficult decision to pause the podcast until further notice. The intention is to bring it back at some point in 2022 and the time off will allow me to plan it much better. See this as an opportunity to slowly binge listen to the 22 amazing episodes released so far! I hope to see you in 2022! Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices After thinking about it for awhile I have come to the very difficult decision to pause the podcast until further notice. The intention is to bring it back at some point in 2022 and the time off will allow me to plan it much better. See this as an opportunity to slowly binge listen to the 22 amazing episodes released so far!


I hope to see you in 2022!



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 336 no EP. 22 - How to BUDGET your money over Christmas ft. Ola https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/bf0dc2ff-5e8e-4e87-bcb5-a314ac47c0ca Christmas is finally here! And in this episode I discuss with Ola how you can stretch your money over Christmas. This episode covers: How to stretch your money through Christmas, New Year and January Sales How not to overspend on Boxing Day How not to overspend on New Years Follow Ola on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Dec 2021 08:00:00 -0000 EP. 22 - How to BUDGET your money over Christmas ft. Ola full 22 Savvy Wallet Christmas is finally here! And in this episode I discuss with Ola how you can stretch your money over Christmas. This episode covers: How to stretch your money through Christmas, New Year and January Sales How not to overspend on Boxing Day How not to overspend on New Years Follow Ola on Instagram Check out: www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Christmas is finally here! And in this episode I discuss with Ola how you can stretch your money over Christmas.


This episode covers:

  • How to stretch your money through Christmas, New Year and January Sales
  • How not to overspend on Boxing Day
  • How not to overspend on New Years


Follow Ola on Instagram


Check out: www.youtube.com/savvywallet for the video version


Follow me on: Instagram , Tiktok, Twitter

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2591 no EP. 21 - JOB SEARCH EXPERT: How to find your dream job ft. Shay Loko https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/cdc4c4ef-c3ff-404f-bca9-941c55307a3e In this week’s episode I sat down with job search strategist Shay to discuss how anyone can can find and land their dream job! This episode covered: Finding a job that is right for you Red flags to look out for on your job search How to improve your CV How to get the best salary possible Follow Shay on Twitter and Instagram Check out: www.youtube.com/savvywallet for the video version Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Dec 2021 08:00:00 -0000 EP. 21 - JOB SEARCH EXPERT: How to find your dream job ft. Shay Loko full 21 Savvy Wallet In this week’s episode I sat down with job search strategist Shay to discuss how anyone can can find and land their dream job! This episode covered: Finding a job that is right for you Red flags to look out for on your job search How to improve your CV How to get the best salary possible Follow Shay on Twitter and Instagram Check out: www.youtube.com/savvywallet for the video version Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week’s episode I sat down with job search strategist Shay to discuss how anyone can can find and land their dream job!

This episode covered:


  • Finding a job that is right for you
  • Red flags to look out for on your job search
  • How to improve your CV
  • How to get the best salary possible


Follow Shay on Twitter and Instagram


Check out: www.youtube.com/savvywallet for the video version


Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on: Instagram , Tiktok, Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4063 no Bonus episode - Our experience in Nigeria ft. Adora https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/842a9894-719f-4822-bf97-a0ab265519a5 In this bonus episode of the podcast I sat down with my fiancee Adora to recount our experiences in Nigeria! Little bit of a different episode but I hope you enjoy! Follow Adora on socials: Instagram: doctor_adora To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Dec 2021 08:00:00 -0000 Bonus episode - Our experience in Nigeria ft. Adora full Savvy Wallet In this bonus episode of the podcast I sat down with my fiancee Adora to recount our experiences in Nigeria! Little bit of a different episode but I hope you enjoy! Follow Adora on socials: Instagram: doctor_adora To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this bonus episode of the podcast I sat down with my fiancee Adora to recount our experiences in Nigeria! Little bit of a different episode but I hope you enjoy!


Follow Adora on socials:

Instagram: doctor_adora


To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4924 no EP. 20 - How to invest in the right stocks ft. StockList https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/bfe739de-b350-4617-ad97-d92ac9c16fef In this week's episodeI brought back Mike and Ian to discuss the current state of the stock market including: Is Tesla worth $1 Trillion? Is Rivian worth $100 billion? Our thoughts on Deliveroo Our thoughts on the metaverse and nft gaming Stocklist top 5 stocks to consider & much more! Follow stocklist on socials: Youtube: StockList Instagram: @stocklistglobal Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Dec 2021 08:00:00 -0000 EP. 20 - How to invest in the right stocks ft. StockList full 20 Savvy Wallet In this week's episodeI brought back Mike and Ian to discuss the current state of the stock market including: Is Tesla worth $1 Trillion? Is Rivian worth $100 billion? Our thoughts on Deliveroo Our thoughts on the metaverse and nft gaming Stocklist top 5 stocks to consider & much more! Follow stocklist on socials: Youtube: StockList Instagram: @stocklistglobal Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episodeI brought back Mike and Ian to discuss the current state of the stock market including:

  • Is Tesla worth $1 Trillion?
  • Is Rivian worth $100 billion?
  • Our thoughts on Deliveroo
  • Our thoughts on the metaverse and nft gaming
  • Stocklist top 5 stocks to consider & much more!


Follow stocklist on socials:

Youtube: StockList

Instagram: @stocklistglobal


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3889 no Special announcement! https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/118463cc-54bc-4b64-870a-e856fc9fb413 No episode this week but you'll get a double episode next week! See you soon! Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Nov 2021 12:58:17 -0000 Special announcement! full Savvy Wallet No episode this week but you'll get a double episode next week! See you soon! Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices No episode this week but you'll get a double episode next week! See you soon!



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 242 no EP. 19 - Baliffs knocking at the door to owning property in Spain! ft. Ash https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/ceeb8d1c-73b7-4dec-987b-f1be519509be In this week's episode I sat down with my mortgage advisor and business owner Ash to discuss his journey in the mortgage industry, setting up his own mortgage advisory company and purchasing property abroad. Follow Ash on socials: Instagram: makemymortgageltd Website: www.makemymortgage.co.uk This episode covers: How to find the right mortgage advisor Why you need a mortgage advisor Buying a property in Europe: process + fees and more! Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Nov 2021 08:00:00 -0000 EP. 19 - Baliffs knocking at the door to owning property in Spain! ft. Ash full 19 Savvy Wallet In this week's episode I sat down with my mortgage advisor and business owner Ash to discuss his journey in the mortgage industry, setting up his own mortgage advisory company and purchasing property abroad. Follow Ash on socials: Instagram: makemymortgageltd Website: www.makemymortgage.co.uk This episode covers: How to find the right mortgage advisor Why you need a mortgage advisor Buying a property in Europe: process + fees and more! Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sat down with my mortgage advisor and business owner Ash to discuss his journey in the mortgage industry, setting up his own mortgage advisory company and purchasing property abroad.


Follow Ash on socials:

Instagram: makemymortgageltd

Website: www.makemymortgage.co.uk


This episode covers:

  • How to find the right mortgage advisor
  • Why you need a mortgage advisor
  • Buying a property in Europe: process + fees and more!


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3570 no EP. 18 - From diamond broker to protection specialist ft. Christian https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/3ad2450f-52cf-461b-8cbb-48c8a94c18aa In this week's episode I sat down with my friend Christian to discuss his journey from diamond broker to protection specialist. Follow Christian on socials: Instagram: kality_sure This episode covers: How to pick the right diamond What protection you should have in place Why protection is important and more! Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Nov 2021 08:00:00 -0000 EP. 18 - From diamond broker to protection specialist ft. Christian full 18 Savvy Wallet In this week's episode I sat down with my friend Christian to discuss his journey from diamond broker to protection specialist. Follow Christian on socials: Instagram: kality_sure This episode covers: How to pick the right diamond What protection you should have in place Why protection is important and more! Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sat down with my friend Christian to discuss his journey from diamond broker to protection specialist.


Follow Christian on socials:

Instagram: kality_sure


This episode covers:

  • How to pick the right diamond
  • What protection you should have in place
  • Why protection is important and more!


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2948 no EP. 17 - How he built a £40k portfolio by investing in index funds & crypto ft. Ryan (Making Money Simple) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/e51b1f85-aab7-46b0-a19f-0cdfd7394256 In this week's episode I sat down with Making Money Simple Founder Ryan to discuss how he built his £40,000 portfolio. Follow Ryan on Instagram and Twitter This episode covers: Why Ryan invests in Index Funds? What index funds he's invested into How long it took for his portfolio to get to £40,000 Top tips for beginners to invest in index funds And much more! Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on Instagram, Tiktok and Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Nov 2021 08:00:00 -0000 EP. 17 - How he built a £40k portfolio by investing in index funds & crypto ft. Ryan (Making Money Simple) full 17 Savvy Wallet In this week's episode I sat down with Making Money Simple Founder Ryan to discuss how he built his £40,000 portfolio. Follow Ryan on Instagram and Twitter This episode covers: Why Ryan invests in Index Funds? What index funds he's invested into How long it took for his portfolio to get to £40,000 Top tips for beginners to invest in index funds And much more! Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on Instagram, Tiktok and Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sat down with Making Money Simple Founder Ryan to discuss how he built his £40,000 portfolio.

Follow Ryan on Instagram and Twitter


This episode covers:

  • Why Ryan invests in Index Funds?
  • What index funds he's invested into
  • How long it took for his portfolio to get to £40,000
  • Top tips for beginners to invest in index funds
  • And much more!


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on Instagram, Tiktok and Twitter


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4021 no EP. 16 - How to build good financial habits ft. Timi (Mr MoneyJar) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/b833a0be-0770-4b40-968c-9be3c7a13140 *APOLOGIES* in advance for the audio quality not being up to it's usual standards, I had a bit of a technical issue which I couldn't resolve and I didn't want you to miss the absolute gems being dropped by Timi in this episode! In this week's episode I sat down with Mr MoneyJar Founder Timi to discuss how we can build good financial habits! This episode covers: How to build good financial habits What bad financial habits to avoid How to identify whether your financial habits are good or bad Follow Timi on socials: Instagram: mrmoneyjar Twitter: mrmoneyjar Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Nov 2021 08:00:00 -0000 EP. 16 - How to build good financial habits ft. Timi (Mr MoneyJar) full 16 Savvy Wallet *APOLOGIES* in advance for the audio quality not being up to it's usual standards, I had a bit of a technical issue which I couldn't resolve and I didn't want you to miss the absolute gems being dropped by Timi in this episode! In this week's episode I sat down with Mr MoneyJar Founder Timi to discuss how we can build good financial habits! This episode covers: How to build good financial habits What bad financial habits to avoid How to identify whether your financial habits are good or bad Follow Timi on socials: Instagram: mrmoneyjar Twitter: mrmoneyjar Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices *APOLOGIES* in advance for the audio quality not being up to it's usual standards, I had a bit of a technical issue which I couldn't resolve and I didn't want you to miss the absolute gems being dropped by Timi in this episode!


In this week's episode I sat down with Mr MoneyJar Founder Timi to discuss how we can build good financial habits!


This episode covers:

  • How to build good financial habits
  • What bad financial habits to avoid
  • How to identify whether your financial habits are good or bad


Follow Timi on socials:

Instagram: mrmoneyjar

Twitter: mrmoneyjar


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3352 no EP. 15 - Helping diverse talent land their dream grad jobs at American Express, Capital One and BlackRock ft. Tobi (Diverse) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/1f7794fc-e35e-4908-8329-cfc0af3d5a28 In the booth this week I sat down with Tobi, Founder of Diverse, to discuss how he helps diverse talent land their dream jobs at some of the largest companies in the world: American Express, Blackrock, Capital One and more! In this episode we discuss: Why he setup Diverse How he onboarded American Express, Capital One, Blackrock as clients How he's managed to be successful so far How he helps diverse talent land grad jobs at these companies How a graduate can increase their chances of success and more! Follow Tobi on socials: Website: https://wearediverse.io/ Youtube: https://www.youtube.com/channel/UCv9wPFsOSs0aslOcGyZ36yw Instagram: we.are.diverse Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Oct 2021 07:00:00 -0000 EP. 15 - Helping diverse talent land their dream grad jobs at American Express, Capital One and BlackRock ft. Tobi (Diverse) full 15 Savvy Wallet In the booth this week I sat down with Tobi, Founder of Diverse, to discuss how he helps diverse talent land their dream jobs at some of the largest companies in the world: American Express, Blackrock, Capital One and more! In this episode we discuss: Why he setup Diverse How he onboarded American Express, Capital One, Blackrock as clients How he's managed to be successful so far How he helps diverse talent land grad jobs at these companies How a graduate can increase their chances of success and more! Follow Tobi on socials: Website: https://wearediverse.io/ Youtube: https://www.youtube.com/channel/UCv9wPFsOSs0aslOcGyZ36yw Instagram: we.are.diverse Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In the booth this week I sat down with Tobi, Founder of Diverse, to discuss how he helps diverse talent land their dream jobs at some of the largest companies in the world: American Express, Blackrock, Capital One and more!


In this episode we discuss:

  • Why he setup Diverse
  • How he onboarded American Express, Capital One, Blackrock as clients
  • How he's managed to be successful so far
  • How he helps diverse talent land grad jobs at these companies
  • How a graduate can increase their chances of success and more!


Follow Tobi on socials:

Website: https://wearediverse.io/

Youtube: https://www.youtube.com/channel/UCv9wPFsOSs0aslOcGyZ36yw

Instagram: we.are.diverse


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3843 no EP. 14 - How to budget and invest for beginners ft. Ola (All things money) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/0a7452cc-a706-49d3-98dd-7d3ad957bc7f In this week's episode I sat down with all things money founder Ola to discuss how a beginner can start budgeting and start investing in the stock market! This episode covers: How to budget Budgeting methods out there How to invest Investing apps out there Follow Ola on socials: Instagram: allthingsmoney_ Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Oct 2021 07:00:00 -0000 EP. 14 - How to budget and invest for beginners ft. Ola (All things money) full 14 Savvy Wallet In this week's episode I sat down with all things money founder Ola to discuss how a beginner can start budgeting and start investing in the stock market! This episode covers: How to budget Budgeting methods out there How to invest Investing apps out there Follow Ola on socials: Instagram: allthingsmoney_ Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sat down with all things money founder Ola to discuss how a beginner can start budgeting and start investing in the stock market!


This episode covers:

  • How to budget
  • Budgeting methods out there
  • How to invest
  • Investing apps out there


Follow Ola on socials:

Instagram: allthingsmoney_


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2505 no EP. 13 - Would We Play Squid Game ? & Is This Person Mad? ft. Clarence, Mike and Eve https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/c38c31aa-36bf-45f6-8b00-9aafe26555a7 This week's episode is a little bit different, we talk about the Netflix hit series Squid Game and I'm trialing out a new format where I ask some of my fellow financial content creators various questions to bring their own insights to the table. The new format is: What would you rather? Is this person mad? (based on a real life scenario) Help me out? (based on a fictional scenario design to help the listeners out) Follow CK, Mike and Eve on Instagram: Instagram: cktalksmoney Instagram: kbm_finessemyfinance Instagram: justcallme.eve Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Oct 2021 07:00:00 -0000 EP. 13 - Would We Play Squid Game ? & Is This Person Mad? ft. Clarence, Mike and Eve full 13 Savvy Wallet This week's episode is a little bit different, we talk about the Netflix hit series Squid Game and I'm trialing out a new format where I ask some of my fellow financial content creators various questions to bring their own insights to the table. The new format is: What would you rather? Is this person mad? (based on a real life scenario) Help me out? (based on a fictional scenario design to help the listeners out) Follow CK, Mike and Eve on Instagram: Instagram: cktalksmoney Instagram: kbm_finessemyfinance Instagram: justcallme.eve Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This week's episode is a little bit different, we talk about the Netflix hit series Squid Game and I'm trialing out a new format where I ask some of my fellow financial content creators various questions to bring their own insights to the table. The new format is:

  • What would you rather?
  • Is this person mad? (based on a real life scenario)
  • Help me out? (based on a fictional scenario design to help the listeners out)


Follow CK, Mike and Eve on Instagram:

Instagram: cktalksmoney

Instagram: kbm_finessemyfinance

Instagram: justcallme.eve


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 5533 no EP. 12 - Turning job losses and failed businesses into success ft. The Akinleway https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/d8e8ba60-9e24-421c-affa-bda4ff9abbb3 In this episode I'm joined by personal branding experts - The Akinleway! We covered areas such as: Excelling in your career Building your business on fiverr What is personal branding? How to improve your personal branding? Leaving behind a legacy Making sacrifices to achieve your goals How marriage has improved their careers and business And much more! Follow the Akinleway on socials: Instagram: theakinleway Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Oct 2021 07:00:00 -0000 EP. 12 - Turning job losses and failed businesses into success ft. The Akinleway full 12 Savvy Wallet In this episode I'm joined by personal branding experts - The Akinleway! We covered areas such as: Excelling in your career Building your business on fiverr What is personal branding? How to improve your personal branding? Leaving behind a legacy Making sacrifices to achieve your goals How marriage has improved their careers and business And much more! Follow the Akinleway on socials: Instagram: theakinleway Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Follow me on socials: Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode I'm joined by personal branding experts - The Akinleway!

We covered areas such as:

  • Excelling in your career
  • Building your business on fiverr
  • What is personal branding?
  • How to improve your personal branding?
  • Leaving behind a legacy
  • Making sacrifices to achieve your goals
  • How marriage has improved their careers and business
  • And much more!


Follow the Akinleway on socials:

Instagram: theakinleway


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Follow me on socials:

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4823 no EP. 11 - Insurance gives you access to money you NEVER had ft. Ella Ensures https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/84ab4e70-4da0-4b17-8de6-3d20b27519d6 In this week's episode I sat down with award winning insurance expert Ella Ensures. We talk about how she got into the insurance industry, we talk about what protection Millennials and Gen z should have in case they get sick or unable to work, we talk about the importance of investing in your business for it to grow and the sacrifices that you may need to make to succeed! Instagram: Ella_ensures Twitter: ella_ensures Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Sep 2021 07:00:00 -0000 EP. 11 - Insurance gives you access to money you NEVER had ft. Ella Ensures full 11 Savvy Wallet In this week's episode I sat down with award winning insurance expert Ella Ensures. We talk about how she got into the insurance industry, we talk about what protection Millennials and Gen z should have in case they get sick or unable to work, we talk about the importance of investing in your business for it to grow and the sacrifices that you may need to make to succeed! Instagram: Ella_ensures Twitter: ella_ensures Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sat down with award winning insurance expert Ella Ensures. We talk about how she got into the insurance industry, we talk about what protection Millennials and Gen z should have in case they get sick or unable to work, we talk about the importance of investing in your business for it to grow and the sacrifices that you may need to make to succeed!


Instagram: Ella_ensures

Twitter: ella_ensures


Check out: www.youtube.com/savvywallet for the video version


To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3583 no EP. 10 - Bedridden to a teacher with 2+ jobs ft. Mr CV https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/da96df07-d93a-4e0e-be83-8ab1b96f2b2f In this week's episode MR CV gives us an insight into how being bed bound forced him to focus on other areas of self-development, financial struggles at university, waking up at 4am everyday and how his doubters motivate him and more! Instagram: mr.cv94 Twitter: mrcv94 Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Sep 2021 07:00:00 -0000 EP. 10 - Bedridden to a teacher with 2+ jobs ft. Mr CV full 10 Savvy Wallet In this week's episode MR CV gives us an insight into how being bed bound forced him to focus on other areas of self-development, financial struggles at university, waking up at 4am everyday and how his doubters motivate him and more! Instagram: mr.cv94 Twitter: mrcv94 Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode MR CV gives us an insight into how being bed bound forced him to focus on other areas of self-development, financial struggles at university, waking up at 4am everyday and how his doubters motivate him and more!

Instagram: mr.cv94

Twitter: mrcv94



Check out: www.youtube.com/savvywallet for the video version


To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3809 no EP. 9 - Flat broke to making £55k in 1 month ft. Kieza (Merch Masters) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a7e22b59-42c2-48fe-88b9-59b5668b7f8b In this week's episode I sit down with the Founder of Merch Masters a London based merchandise agency that works with startup entrepreneurs to design, build, launch and run their own clothing brands. We spoke about how Kieza started Merch Masters a year after his first business had failed. What drives him to grow Merch Masters and the daily challenge of being an entrepreneur.  Website: www.merchmasters.co.uk Instagram: merchmastersuk Twitter: merchmastersuk Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Sep 2021 07:00:00 -0000 EP. 9 - Flat broke to making £55k in 1 month ft. Kieza (Merch Masters) full 9 Savvy Wallet In this week's episode I sit down with the Founder of Merch Masters a London based merchandise agency that works with startup entrepreneurs to design, build, launch and run their own clothing brands. We spoke about how Kieza started Merch Masters a year after his first business had failed. What drives him to grow Merch Masters and the daily challenge of being an entrepreneur.  Website: www.merchmasters.co.uk Instagram: merchmastersuk Twitter: merchmastersuk Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sit down with the Founder of Merch Masters a London based merchandise agency that works with startup entrepreneurs to design, build, launch and run their own clothing brands. We spoke about how Kieza started Merch Masters a year after his first business had failed. What drives him to grow Merch Masters and the daily challenge of being an entrepreneur. 


Website: www.merchmasters.co.uk

Instagram: merchmastersuk

Twitter: merchmastersuk


Check out: www.youtube.com/savvywallet for the video version


To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

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]]> 4113 no EP. 8 - Mortgage gems, mortgage fraud, shared ownership regrets & bare creps ft. Clarence (CKtalksmoney) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/03d9944b-ca0a-4468-9be9-9774c94f4bff In this week's episode I sat down with my boy and former mortgage advisor Clarence, to answer all of your burning mortgage questions. He breaks down what a mortgage is, what his worst financial mistake was (hint: trainers) , what first time buyer needs to get a mortgage. We also discussed if shared ownership is the one and why people shouldn't commit mortgage fraud. Instagram: cktalksmoney Twitter: cktalksmoney Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Sep 2021 07:00:00 -0000 EP. 8 - Mortgage gems, mortgage fraud, shared ownership regrets & bare creps ft. Clarence (CKtalksmoney) full 8 Savvy Wallet In this week's episode I sat down with my boy and former mortgage advisor Clarence, to answer all of your burning mortgage questions. He breaks down what a mortgage is, what his worst financial mistake was (hint: trainers) , what first time buyer needs to get a mortgage. We also discussed if shared ownership is the one and why people shouldn't commit mortgage fraud. Instagram: cktalksmoney Twitter: cktalksmoney Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sat down with my boy and former mortgage advisor Clarence, to answer all of your burning mortgage questions. He breaks down what a mortgage is, what his worst financial mistake was (hint: trainers) , what first time buyer needs to get a mortgage. We also discussed if shared ownership is the one and why people shouldn't commit mortgage fraud.


Instagram: cktalksmoney

Twitter: cktalksmoney


Check out: www.youtube.com/savvywallet for the video version


To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

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]]> 4243 no EP. 7 - Leaving corporate job for entrepreneurship, collaborating with Meagan Good & other mega influencers, partnering with Wayfair ft. Toyosi https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/81cb27d7-a980-417f-9310-c54eb8d4efe3 In this week's episode I sat down with my good friend Toyosi, where we discussed why she left her corporate role at a big 4 accountancy firm, to start her own business full-time. How she ended up collaborating with Meagan good and other mega influencers. How she landed her partnership with Wayfair which is a global e-commerce and the challenges of entrepreneurship as a black woman. Website: www.toyowrites.com Instagram: toyowrites Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Sep 2021 16:00:00 -0000 EP. 7 - Leaving corporate job for entrepreneurship, collaborating with Meagan Good & other mega influencers, partnering with Wayfair ft. Toyosi full 7 Savvy Wallet In this week's episode I sat down with my good friend Toyosi, where we discussed why she left her corporate role at a big 4 accountancy firm, to start her own business full-time. How she ended up collaborating with Meagan good and other mega influencers. How she landed her partnership with Wayfair which is a global e-commerce and the challenges of entrepreneurship as a black woman. Website: www.toyowrites.com Instagram: toyowrites Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sat down with my good friend Toyosi, where we discussed why she left her corporate role at a big 4 accountancy firm, to start her own business full-time. How she ended up collaborating with Meagan good and other mega influencers. How she landed her partnership with Wayfair which is a global e-commerce and the challenges of entrepreneurship as a black woman.


Website: www.toyowrites.com

Instagram: toyowrites


Check out: www.youtube.com/savvywallet for the video version


To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet


Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

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Privacy & Opt-Out: https://redcircle.com/privacy

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]]> 3427 no EP. 6 - Day in life at FIFA, navigating the creative industry as a black person, writing Mbappe's bio for Fifa 21 ft. Damola https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/0f3353fe-e124-49d6-bc3d-7762a60390f2 In this weeks episode, I sat down with my boy Damola to discuss what's life like working at Fifa. However it hasn't come without it's challenges and the road to FIFA wasn't an easy one. So we talk about his worst financial mistakes, getting a 1 month internship, campaigns that didn't see the light of day, the dark side of being a copywriter and navigating the creative industry as a black person. Instagram: @damolastayup Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Aug 2021 17:49:47 -0000 EP. 6 - Day in life at FIFA, navigating the creative industry as a black person, writing Mbappe's bio for Fifa 21 ft. Damola full Savvy Wallet In this weeks episode, I sat down with my boy Damola to discuss what's life like working at Fifa. However it hasn't come without it's challenges and the road to FIFA wasn't an easy one. So we talk about his worst financial mistakes, getting a 1 month internship, campaigns that didn't see the light of day, the dark side of being a copywriter and navigating the creative industry as a black person. Instagram: @damolastayup Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this weeks episode, I sat down with my boy Damola to discuss what's life like working at Fifa. However it hasn't come without it's challenges and the road to FIFA wasn't an easy one. So we talk about his worst financial mistakes, getting a 1 month internship, campaigns that didn't see the light of day, the dark side of being a copywriter and navigating the creative industry as a black person.


Instagram: @damolastayup


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet

Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4742 no EP. 5 - Cryptocurrency to invest in 2021, D-Block Europe NFT, avoiding crypto scams in telegram groups ft. Stocklist https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/d9f410fd-d887-4dbd-93f5-1487c970dfc1 In this week's episode I sat down with (Mike and Ian) to discuss all things crypto! We touched on why they invest in crypto, what crypto's there are invested into, why they like Vechain and NFT's, why Ethereum will continue to dominate the space, how beginners can get involved in crypto and where they think crypto will be in the future. Youtube: StockList Instagram: @stocklistglobal Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Aug 2021 16:01:10 -0000 EP. 5 - Cryptocurrency to invest in 2021, D-Block Europe NFT, avoiding crypto scams in telegram groups ft. Stocklist full 5 Savvy Wallet In this week's episode I sat down with (Mike and Ian) to discuss all things crypto! We touched on why they invest in crypto, what crypto's there are invested into, why they like Vechain and NFT's, why Ethereum will continue to dominate the space, how beginners can get involved in crypto and where they think crypto will be in the future. Youtube: StockList Instagram: @stocklistglobal Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices In this week's episode I sat down with (Mike and Ian) to discuss all things crypto! We touched on why they invest in crypto, what crypto's there are invested into, why they like Vechain and NFT's, why Ethereum will continue to dominate the space, how beginners can get involved in crypto and where they think crypto will be in the future.


Youtube: StockList

Instagram: @stocklistglobal


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet

Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 4683 no EP. 4 - From £10k debt to making over £100k on Amazon ft. Shola https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/c7c2e7ce-62f5-498a-9e16-8a83b574f15a This week I sat down with Amazon Entrepreneur Shola, where we discussed how she made over six figures on Amazon's platform in 7 months, completely changing her life. Why she decided to pursue Amazon, how beginners can change their life with Amazon and so much more! This is an Amazon success story that you don't want to miss out on! Youtube: @Mrs Amazon Uk Instagram: @sholaemily Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Aug 2021 17:18:17 -0000 EP. 4 - From £10k debt to making over £100k on Amazon ft. Shola full 4 Savvy Wallet This week I sat down with Amazon Entrepreneur Shola, where we discussed how she made over six figures on Amazon's platform in 7 months, completely changing her life. Why she decided to pursue Amazon, how beginners can change their life with Amazon and so much more! This is an Amazon success story that you don't want to miss out on! Youtube: @Mrs Amazon Uk Instagram: @sholaemily Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This week I sat down with Amazon Entrepreneur Shola, where we discussed how she made over six figures on Amazon's platform in 7 months, completely changing her life. Why she decided to pursue Amazon, how beginners can change their life with Amazon and so much more! This is an Amazon success story that you don't want to miss out on!


Youtube: @Mrs Amazon Uk

Instagram: @sholaemily


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet

Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3971 no EP. 3 - How to build a £100k+ stock portfolio ft. Emmanuel Finance https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/d4b68ffb-488e-48ec-ae64-cd8a4a3dfb1c This week I sat down with Stock Investor and Stock YouTuber Emmanuel Finance. Discussing his investing journey, investing tips for beginners, his reasons for investing in Tattoed chef stock and Palantir stock and how he built his stock portfolio over the long-term. Youtube: @emmanuel finance Instagram: @emmanuelfinance_ Twitter: @emmanuelfinanc1 Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Aug 2021 16:00:00 -0000 EP. 3 - How to build a £100k+ stock portfolio ft. Emmanuel Finance full 3 Savvy Wallet This week I sat down with Stock Investor and Stock YouTuber Emmanuel Finance. Discussing his investing journey, investing tips for beginners, his reasons for investing in Tattoed chef stock and Palantir stock and how he built his stock portfolio over the long-term. Youtube: @emmanuel finance Instagram: @emmanuelfinance_ Twitter: @emmanuelfinanc1 Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices This week I sat down with Stock Investor and Stock YouTuber Emmanuel Finance. Discussing his investing journey, investing tips for beginners, his reasons for investing in Tattoed chef stock and Palantir stock and how he built his stock portfolio over the long-term.


Youtube: @emmanuel finance

Instagram: @emmanuelfinance_

Twitter: @emmanuelfinanc1


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet

Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 3711 no EP. 2 - How to beat the stock market in 2021 ft. Debodun (Stock Pickers Academy) https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/2f10be07-9998-4ded-befb-76fb527a67e1 Welcome back to episode 2 of The Take Off! This week I sit down with the Founder of Stock Pickers Academy. He has over 12 years of trading experience with Goldman Sachs, Barclays and other investment banks. In this episode we discuss how to beat the stock market and how a beginner can be successful in the stock market. Investing in stocks is one of the most affordable, convenient and accessible way to build wealth over the long-term, so you don't want to miss the gems being dropped in this episode!  Debodun Instagram: @stockpickersacademy Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Jul 2021 20:57:22 -0000 EP. 2 - How to beat the stock market in 2021 ft. Debodun (Stock Pickers Academy) full 2 Savvy Wallet Welcome back to episode 2 of The Take Off! This week I sit down with the Founder of Stock Pickers Academy. He has over 12 years of trading experience with Goldman Sachs, Barclays and other investment banks. In this episode we discuss how to beat the stock market and how a beginner can be successful in the stock market. Investing in stocks is one of the most affordable, convenient and accessible way to build wealth over the long-term, so you don't want to miss the gems being dropped in this episode!  Debodun Instagram: @stockpickersacademy Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Welcome back to episode 2 of The Take Off! This week I sit down with the Founder of Stock Pickers Academy. He has over 12 years of trading experience with Goldman Sachs, Barclays and other investment banks.


In this episode we discuss how to beat the stock market and how a beginner can be successful in the stock market. Investing in stocks is one of the most affordable, convenient and accessible way to build wealth over the long-term, so you don't want to miss the gems being dropped in this episode! 


Debodun Instagram: @stockpickersacademy


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet

Instagram: @savvywallet

Twitter: @savvywallet1

Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

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]]> 3699 no EP. 1 - How to buy 4 properties in 4 years, partying in Miami & buying property with little money ft. Warren Gosling https://redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/episodes/a7218fd3-6b13-48cd-a231-1fbb0fb6e84c Welcome to the very first episode of The Take Off! A weekly video and audio series where we provide you with the tools to build wealth the right way through investing and entrepreneurship. This week I sit down with property investor Warren Gosling who shares his insights into how he acquired 4 properties in 4 years. We talk about property investment in the uk, we talk about what beginners can do to get themselves onto the property ladder and we talk about challenges of investing in property in the uk. Warren Gosling Youtube - @Warren Gosling - Wealth Matters Warren Gosling Instagram - @warrengosling Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 24 Jul 2021 12:00:00 -0000 EP. 1 - How to buy 4 properties in 4 years, partying in Miami & buying property with little money ft. Warren Gosling full 1 Savvy Wallet Welcome to the very first episode of The Take Off! A weekly video and audio series where we provide you with the tools to build wealth the right way through investing and entrepreneurship. This week I sit down with property investor Warren Gosling who shares his insights into how he acquired 4 properties in 4 years. We talk about property investment in the uk, we talk about what beginners can do to get themselves onto the property ladder and we talk about challenges of investing in property in the uk. Warren Gosling Youtube - @Warren Gosling - Wealth Matters Warren Gosling Instagram - @warrengosling Check out: www.youtube.com/savvywallet for the video version To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations Alternatively pledge to my patreon: www.patreon.com/savvywallet Instagram: @savvywallet Twitter: @savvywallet1 Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Welcome to the very first episode of The Take Off! A weekly video and audio series where we provide you with the tools to build wealth the right way through investing and entrepreneurship.

This week I sit down with property investor Warren Gosling who shares his insights into how he acquired 4 properties in 4 years. We talk about property investment in the uk, we talk about what beginners can do to get themselves onto the property ladder and we talk about challenges of investing in property in the uk.

Warren Gosling Youtube - @Warren Gosling - Wealth Matters

Warren Gosling Instagram - @warrengosling


Check out: www.youtube.com/savvywallet for the video version

To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Alternatively pledge to my patreon: www.patreon.com/savvywallet

Instagram: @savvywallet

Twitter: @savvywallet1


Music by: tobylane



Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Learn more about your ad choices. Visit megaphone.fm/adchoices

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